Magnolia Mortgage Rates & Closing Costs

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    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Magnolia averaged 6.44% for the week of 2025-04-03, compared to the national average of 6.64% for the same period.

    The average rate for the prior week (2025-03-27) was 6.75% and one month ago for the week of 2025-02-27, the average rate was 6.56%.

    Magnolia's average rate one year ago was 6.89%.

    For refis of the same type during the week of 2025-04-03, the average rate was 7.24%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2025-04-03 6.64%
    Magnolia 30 Year Fixed Rate 2025-04-03 6.44%
    Magnolia 30 Year Fixed Rate Refi 2025-04-03 7.24%
    Magnolia 15 Year Fixed Rate 2025-04-03 5.72%
    Magnolia 15 Year Fixed Rate Refi 2025-04-03 6.22%
    Magnolia 30 Year FHA 2025-04-03 6.26%
    Magnolia 30 Year FHA Refi 2025-04-03 6.06%
    Magnolia 30 Year USDA 2025-04-03 6.52%
    Magnolia 30 Year USDA Refi 2025-04-03 6.22%
    Magnolia 30 Year VA 2025-04-03 5.96%
    Magnolia 30 Year VA Refi 2025-04-03 6.16%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Magnolia, AR.

    Magnolia Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Magnolia, AR market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2024 Avg. 30yFix Rate 2024 Avg. Closing Costs
    QUICKEN LOANS, LLC 13 6.80% $5,891
    Farmers Bank & Trust Company 4 6.88% $2,694
    HIGHLANDS RESIDENTIAL MORTGAGE, LTD. 4 6.69% $4,487
    Mr. Cooper ( Nationstar Mortgage ) 3 7.25% $2,489
    Farm Credit Services of Western Arkansas, ACA 3 7.23% $5,859
    ROYAL UNITED MORTGAGE LLC 2 7.56% $5,455
    JPMorgan Chase Bank 1 7.38% $6,200
    MORTGAGE FINANCIAL SERVICES, LLC 1 7.12% $3,634
    NEWREZ LLC 1 6.99% $6,196
    PNC Bank 1 6.75% $4,924
    Simmons Bank 1 6.63% $2,573
    UNION HOME MORTGAGE CORP. 1 7.13% $2,539
    University Bank 1 7.13% $3,399
    BancorpSouth 1 7.25% $2,790
    U.S. Bank 1 6.50% $3,090
    BOKF 1 6.63% $5,976
    CHURCHILL MORTGAGE CORPORATION 1 6.50% $8,740
    Eagle Bank and Trust Company 1 6.50% $2,229
    First Financial Bank 1 6.88% $2,570
    FLAT BRANCH MORTGAGE, INC. 1 6.63% $3,929

    Magnolia Average Closing Costs & Other Stats

    Magnolia, AR's 20 lenders originated 228 loans during 2024. The total origination value was $38,550,000, with an average loan value of $169,079.

    Magnolia's average closing costs are $4,776.

    The top Magnolia lender as defined by loan originations is QUICKEN LOANS, LLC, with 13 loans originated. Their average total fees are $5,891, which is $3,197 higher than the next largest lender, Farmers Bank & Trust Company.

    The lowest fee Magnolia lenders (with over 10 loans originated) are QUICKEN LOANS, LLC ($5,891), .

    The lowest rate Magnolia lenders (with over 10 loans originated) are QUICKEN LOANS, LLC (6.80%), .

    Magnolia, AR Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2023 Loan Value 2024 Loan Value % Change 2024 Market Share
    Farmers Bank & Trust Company $11,170,000 $8,900,000 -20.3% 23.1%
    QUICKEN LOANS, LLC $7,460,000 $4,450,000 -40.3% 11.5%
    RED RIVER EMPLOYEES $35,000 $2,540,000 7,157.1% 6.6%
    HIGHLANDS RESIDENTIAL MORTGAGE, LTD. $525,000 $1,400,000 166.7% 3.6%
    Southern Bank $1,375,000 n/a 3.6%
    Residential Acceptance Corporation $975,000 n/a 2.5%
    UNITED WHOLESALE MORTGAGE, LLC $635,000 $965,000 52.0% 2.5%
    BancorpSouth $1,570,000 $885,000 -43.6% 2.3%
    Farm Credit Services of Western Arkansas, ACA $780,000 $760,000 -2.6% 2.0%
    LOANDEPOT.COM, LLC $750,000 n/a 1.9%
    21ST MORTGAGE CORPORATION $2,540,000 $665,000 -73.8% 1.7%
    Simmons Bank $65,000 $580,000 792.3% 1.5%
    PRIMARY RESIDENTIAL MORTGAGE, INC. $565,000 n/a 1.5%
    Lakeview Community Capital, LLC $540,000 n/a 1.4%
    Equity Prime Mortgage LLC $490,000 n/a 1.3%
    NEWREZ LLC $565,000 $490,000 -13.3% 1.3%
    CHURCHILL MORTGAGE CORPORATION $485,000 n/a 1.3%
    GUILD MORTGAGE COMPANY $470,000 n/a 1.2%
    NAVY FEDERAL CREDIT UNION $155,000 $455,000 193.5% 1.2%
    VANDERBILT MORTGAGE AND FINANCE, INC. $720,000 $450,000 -37.5% 1.2%
    JPMorgan Chase Bank $155,000 $405,000 161.3% 1.1%
    BOKF $355,000 n/a 0.9%
    PENTAGON FEDERAL CREDIT UNION $345,000 n/a 0.9%
    Mr. Cooper ( Nationstar Mortgage ) $335,000 n/a 0.9%
    NEW DAY FINANCIAL, LLC $335,000 n/a 0.9%
    FREEDOM MORTGAGE CORPORATION $320,000 n/a 0.8%
    Eagle Bank and Trust Company $305,000 n/a 0.8%
    ENCORE BANK $305,000 n/a 0.8%
    MORTGAGE FINANCIAL SERVICES, LLC $305,000 n/a 0.8%
    CROSSCOUNTRY MORTGAGE, LLC $185,000 $285,000 54.1% 0.7%
    FLAT BRANCH MORTGAGE, INC. $275,000 n/a 0.7%
    Nations Lending Corporation $275,000 n/a 0.7%
    Mortgage Research Center, LLC $935,000 $240,000 -74.3% 0.6%
    Flagstar Bank, FSB $230,000 n/a 0.6%
    University Bank $225,000 n/a 0.6%
    CARTER FEDERAL CREDIT UNION $220,000 n/a 0.6%
    MORTGAGE SOLUTIONS OF COLORADO, LLC $215,000 n/a 0.6%
    Ally Bank $205,000 n/a 0.5%
    BROKER SOLUTIONS, INC. $380,000 $205,000 -46.1% 0.5%
    Citizens National Bank, N.A. $205,000 n/a 0.5%
    CORNERSTONE HOME LENDING, INC. $200,000 n/a 0.5%
    EUSTIS AND AMERICAN MORTGAGE COMPANY $195,000 n/a 0.5%
    SUCCESS MORTGAGE PARTNERS, INC. $195,000 n/a 0.5%
    First Financial Bank $105,000 $185,000 76.2% 0.5%
    Flanagan State Bank $175,000 n/a 0.5%
    LOANPAL, LLC $175,000 n/a 0.5%
    PNC Bank $175,000 n/a 0.5%
    U.S. Bank $175,000 n/a 0.5%
    CSL Financial, LLC $150,000 $160,000 6.7% 0.4%
    ROYAL UNITED MORTGAGE LLC $75,000 $160,000 113.3% 0.4%
    Discover Bank $65,000 $155,000 138.5% 0.4%
    COUNTRYPLACE MORTGAGE, LTD. $140,000 n/a 0.4%
    UNION HOME MORTGAGE CORP. $135,000 n/a 0.4%
    VILLAGE CAPITAL MORTGAGE $125,000 n/a 0.3%
    AMERITRUST MORTGAGE CORPORATION $115,000 n/a 0.3%
    CREDIT HUMAN FEDERAL CREDIT UNION $115,000 n/a 0.3%
    Farm Credit Services of Western Arkansas, PCA $105,000 n/a 0.3%
    SOUTHWEST STAGE FUNDING, LLC $195,000 $105,000 -46.2% 0.3%
    The First National Bank of Tom Bean $105,000 n/a 0.3%
    TRIAD FINANCIAL SERVICES, INC. $855,000 $105,000 -87.7% 0.3%
    Paramount Residential Mortgage Group, Inc. $85,000 n/a 0.2%
    AMERISAVE MORTGAGE CORPORATION $75,000 n/a 0.2%
    FINANCE OF AMERICA REVERSE LLC $180,000 $75,000 -58.3% 0.2%
    Coastal Community Bank $70,000 n/a 0.2%
    Charles Schwab Bank, SSB $55,000 n/a 0.1%
    ARKANSAS Federal Credit Union $155,000 $35,000 -77.4% 0.1%

    Magnolia's top lender by overall market share is Farmers Bank & Trust Company, with 23.1% market share. In second place, with 11.5%, is QUICKEN LOANS, LLC, having originated $4,450,000 in loans. In third place, with 6.6%, is RED RIVER EMPLOYEES, having originated $2,540,000 in loans. In fourth place, with 3.6%, is HIGHLANDS RESIDENTIAL MORTGAGE, LTD., having originated $1,400,000 in loans. In fifth place, with 3.6%, is Southern Bank, having originated $1,375,000 in loans.

    Magnolia Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - Magnolia (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $119,900 (1.4%) $140,575 (-12.0%) 0.00 140
    2018-02-01 $114,950 (-0.9%) $137,664 (-11.4%) 0.00 136
    2018-03-01 $119,900 (4.3%) $135,804 (-13.6%) 0.00 129
    2018-04-01 $136,200 (18.4%) $147,342 (-4.4%) 0.00 128
    2018-05-01 $149,000 (24.4%) $154,166 (-0.5%) 0.00 126
    2018-06-01 $132,400 (3.2%) $146,392 (-3.6%) 0.00 127
    2018-07-01 $123,975 (-10.8%) $139,054 (-10.2%) 0.00 107
    2018-08-01 $129,900 (-3.7%) $144,044 (-5.5%) 0.00 108
    2018-09-01 $129,900 (-5.4%) $144,175 (-7.7%) 0.00 109
    2018-10-01 $131,175 (1.4%) $147,172 (-2.8%) 0.00 121
    2018-11-01 $136,250 (4.9%) $150,802 (-0.3%) 0.00 116
    2018-12-01 $144,900 (13.7%) $153,707 (4.5%) 0.00 119
    2019-01-01 $148,425 (23.8%) $155,530 (10.6%) 0.00 114
    2019-02-01 $147,375 (28.2%) $152,155 (10.5%) 0.00 116
    2019-03-01 $141,386 (17.9%) $154,470 (13.7%) 0.00 111
    2019-04-01 $140,086 (2.9%) $159,356 (8.2%) 0.00 110
    2019-05-01 $147,500 (-1.0%) $160,022 (3.8%) 0.00 115
    2019-06-01 $141,200 (6.7%) $160,634 (9.7%) 0.00 124
    2019-07-01 $139,475 (12.5%) $157,805 (13.5%) 0.00 135
    2019-08-01 $137,791 (6.1%) $160,193 (11.2%) 0.00 132
    2019-09-01 $138,977 (7.0%) $164,109 (13.8%) 0.00 129
    2019-10-01 $139,900 (6.7%) $167,569 (13.9%) 0.00 127
    2019-11-01 $142,000 (4.2%) $172,676 (14.5%) 0.00 114
    2019-12-01 $144,900 (0.0%) $171,267 (11.4%) 0.00 114
    2020-01-01 $149,000 (0.4%) $178,196 (14.6%) 0.00 108
    2020-02-01 $149,000 (1.1%) $176,888 (16.3%) 0.00 116
    2020-03-01 $145,350 (2.8%) $178,597 (15.6%) 0.00 115
    2020-04-01 $149,900 (7.0%) $184,079 (15.5%) 0.00 112
    2020-05-01 $172,500 (17.0%) $191,147 (19.5%) 0.00 111
    2020-06-01 $166,200 (17.7%) $189,715 (18.1%) 0.00 104
    2020-07-01 $159,875 (14.6%) $186,519 (18.2%) 0.00 96
    2020-08-01 $169,900 (23.3%) $191,357 (19.5%) 0.00 86
    2020-09-01 $169,750 (22.1%) $191,854 (16.9%) 0.00 75
    2020-10-01 $169,000 (20.8%) $184,401 (10.1%) 0.00 79
    2020-11-01 $169,000 (19.0%) $183,389 (6.2%) 0.00 79
    2020-12-01 $159,750 (10.3%) $174,849 (2.1%) 0.00 78
    2021-01-01 $157,000 (5.4%) $167,751 (-5.9%) 0.00 71
    2021-02-01 $157,000 (5.4%) $171,157 (-3.2%) 0.00 66
    2021-03-01 $144,925 (-0.3%) $165,192 (-7.5%) 0.00 55
    2021-04-01 $137,000 (-8.6%) $157,601 (-14.4%) 0.00 49
    2021-05-01 $137,500 (-20.3%) $154,003 (-19.4%) 0.00 41
    2021-06-01 $139,900 (-15.8%) $158,392 (-16.5%) 0.00 42
    2021-07-01 $131,200 (-17.9%) $162,475 (-12.9%) 0.00 43
    2021-08-01 $127,100 (-25.2%) $168,838 (-11.8%) 0.00 45
    2021-09-01 $140,550 (-17.2%) $189,161 (-1.4%) 0.00 44
    2021-10-01 $141,250 (-16.4%) $192,775 (4.5%) 0.00 40
    2021-11-01 $160,000 (-5.3%) $206,364 (12.5%) 0.00 37
    2021-12-01 $192,500 (20.5%) $213,111 (21.9%) 0.00 39
    2022-01-01 $175,000 (11.5%) $204,905 (22.2%) 0.00 38
    2022-02-01 $170,000 (8.3%) $191,333 (11.8%) 0.00 33
    2022-03-01 $211,150 (45.7%) $210,752 (27.6%) 0.00 32
    2022-04-01 $177,500 (29.6%) $201,612 (27.9%) 0.00 35
    2022-05-01 $219,950 (60.0%) $214,991 (39.6%) 0.00 34
    2022-06-01 $177,450 (26.8%) $205,970 (30.0%) 0.00 43
    2022-07-01 $185,000 (41.0%) $214,593 (32.1%) 0.00 46
    2022-08-01 $171,250 (34.7%) $198,083 (17.3%) 0.00 44
    2022-09-01 $190,000 (35.2%) $223,027 (17.9%) 0.00 41
    2022-10-01 $195,000 (38.1%) $216,839 (12.5%) 0.00 49
    2022-11-01 $196,000 (22.5%) $219,038 (6.1%) 0.00 52
    2022-12-01 $197,000 (2.3%) $213,193 (0.0%) 0.00 54
    2023-01-01 $182,450 (4.3%) $204,087 (-0.4%) 0.00 52
    2023-02-01 $182,450 (7.3%) $216,897 (13.4%) 0.00 53
    2023-03-01 $159,900 (-24.3%) $201,662 (-4.3%) 0.00 53
    2023-04-01 $159,900 (-9.9%) $192,716 (-4.4%) 0.00 62
    2023-05-01 $177,500 (-19.3%) $222,098 (3.3%) 0.00 63
    2023-06-01 $194,675 (9.7%) $239,461 (16.3%) 0.00 58
    2023-07-01 $212,000 (14.6%) $242,556 (13.0%) 0.00 57
    2023-08-01 $217,500 (27.0%) $248,073 (25.2%) 0.00 61
    2023-09-01 $219,900 (15.7%) $260,747 (16.9%) 0.00 72
    2023-10-01 $219,950 (12.8%) $266,299 (22.8%) 0.00 88
    2023-11-01 $219,000 (11.7%) $259,134 (18.3%) 0.00 69
    2023-12-01 $204,500 (3.8%) $248,725 (16.7%) 0.00 63
    2024-01-01 $194,450 (6.6%) $242,075 (18.6%) 0.00 59
    2024-02-01 $199,450 (9.3%) $250,880 (15.7%) 0.00 57
    2024-03-01 $191,500 (19.8%) $217,994 (8.1%) 0.00 67
    2024-04-01 $196,450 (22.9%) $228,975 (18.8%) 0.00 67
    2024-05-01 $199,550 (12.4%) $270,601 (21.8%) 0.00 64
    2024-06-01 $205,000 (5.3%) $269,767 (12.7%) 0.00 59
    2024-07-01 $201,500 (-5.0%) $269,944 (11.3%) 0.00 62
    2024-08-01 $225,000 (3.5%) $294,344 (18.7%) 0.00 74
    2024-09-01 $233,900 (6.4%) $305,273 (17.1%) 0.00 70
    2024-10-01 $244,900 (11.3%) $304,790 (14.5%) 0.00 68
    2024-11-01 $231,950 (5.9%) $299,254 (15.5%) 0.00 66
    2024-12-01 $229,000 (12.0%) $284,331 (14.3%) 0.00 68
    2025-01-01 $228,000 (17.3%) $262,297 (8.4%) 0.00 69
    2025-02-01 $227,250 (13.9%) $260,948 (4.0%) 0.00 67
    2025-03-01 $225,000 (17.5%) $267,525 (22.7%) 0.00 66
    Magnolia's median listing price for 2025-03-01 was $225,000, a difference of $33,500 (17.5%) versus the prior year and $-2,250 versus the prior month.

    Magnolia's median listing price comes in at 0% of the national average.

    Magnolia's average listing price for 2025-03-01 was $267,525, a difference of $49,531 (22.7%) versus the prior year and $6,577 versus the prior month.

    For the 2025-03-01 period, Magnolia had 66 MLS listings, a difference of -1 listings (-1%) versus the prior month and -1 listings (-1%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Magnolia (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 1,714 sqft
    2018-02-01 0 days 1,714 sqft
    2018-03-01 0 days 1,720 sqft
    2018-04-01 0 days 1,947 sqft
    2018-05-01 0 days 2,022 sqft
    2018-06-01 0 days 2,149 sqft
    2018-07-01 0 days 2,102 sqft
    2018-08-01 0 days 2,168 sqft
    2018-09-01 0 days 2,017 sqft
    2018-10-01 0 days 1,904 sqft
    2018-11-01 0 days 1,765 sqft
    2018-12-01 0 days 1,720 sqft
    2019-01-01 0 days 1,700 sqft
    2019-02-01 0 days 1,700 sqft
    2019-03-01 0 days 1,671 sqft
    2019-04-01 0 days 1,700 sqft
    2019-05-01 0 days 1,711 sqft
    2019-06-01 0 days 1,742 sqft
    2019-07-01 0 days 1,763 sqft
    2019-08-01 0 days 1,842 sqft
    2019-09-01 0 days 1,974 sqft
    2019-10-01 0 days 2,069 sqft
    2019-11-01 0 days 2,062 sqft
    2019-12-01 0 days 1,994 sqft
    2020-01-01 0 days 2,038 sqft
    2020-02-01 0 days 1,994 sqft
    2020-03-01 0 days 1,962 sqft
    2020-04-01 0 days 1,998 sqft
    2020-05-01 0 days 1,998 sqft
    2020-06-01 0 days 2,000 sqft
    2020-07-01 0 days 1,866 sqft
    2020-08-01 0 days 1,866 sqft
    2020-09-01 0 days 2,128 sqft
    2020-10-01 0 days 2,095 sqft
    2020-11-01 0 days 1,705 sqft
    2020-12-01 0 days 1,667 sqft
    2021-01-01 0 days 1,866 sqft
    2021-02-01 0 days 1,990 sqft
    2021-03-01 0 days 2,079 sqft
    2021-04-01 0 days 2,079 sqft
    2021-05-01 0 days 2,239 sqft
    2021-06-01 0 days 2,186 sqft
    2021-07-01 0 days 2,124 sqft
    2021-08-01 0 days 2,124 sqft
    2021-09-01 0 days 2,180 sqft
    2021-10-01 0 days 1,985 sqft
    2021-11-01 0 days 2,009 sqft
    2021-12-01 0 days 1,910 sqft
    2022-01-01 0 days 1,908 sqft
    2022-02-01 0 days 1,834 sqft
    2022-03-01 0 days 1,834 sqft
    2022-04-01 0 days 1,797 sqft
    2022-05-01 0 days 1,874 sqft
    2022-06-01 0 days 1,820 sqft
    2022-07-01 0 days 1,902 sqft
    2022-08-01 0 days 1,908 sqft
    2022-09-01 0 days 2,085 sqft
    2022-10-01 0 days 2,039 sqft
    2022-11-01 0 days 1,990 sqft
    2022-12-01 0 days 1,894 sqft
    2023-01-01 0 days 1,866 sqft
    2023-02-01 0 days 1,934 sqft
    2023-03-01 0 days 1,910 sqft
    2023-04-01 0 days 1,849 sqft
    2023-05-01 0 days 1,884 sqft
    2023-06-01 0 days 1,916 sqft
    2023-07-01 0 days 1,940 sqft
    2023-08-01 0 days 1,945 sqft
    2023-09-01 0 days 1,920 sqft
    2023-10-01 0 days 1,947 sqft
    2023-11-01 0 days 1,964 sqft
    2023-12-01 0 days 1,964 sqft
    2024-01-01 0 days 1,957 sqft
    2024-02-01 0 days 2,090 sqft
    2024-03-01 0 days 1,932 sqft
    2024-04-01 0 days 2,032 sqft
    2024-05-01 0 days 2,064 sqft
    2024-06-01 0 days 2,058 sqft
    2024-07-01 0 days 1,985 sqft
    2024-08-01 0 days 2,010 sqft
    2024-09-01 0 days 2,134 sqft
    2024-10-01 0 days 2,074 sqft
    2024-11-01 0 days 2,119 sqft
    2024-12-01 0 days 2,003 sqft
    2025-01-01 0 days 1,940 sqft
    2025-02-01 0 days 1,981 sqft
    2025-03-01 0 days 2,138 sqft
    Magnolia's median listing age (time on market) for 2025-03-01 was 0 days.

    Magnolia's median square footage for active listings during the 2025-03-01 period was 2,138 sqft. One year prior, the average listing was 1,932 sqft.

    Magnolia, AR Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 143 $26,605,000 $186,049
    Refi 34 $6,210,000 $182,647
    Cash Out Refi 20 $3,350,000 $167,500
    Other 17 $1,545,000 $90,882
    Home Improvement 14 $840,000 $60,000

    Magnolia's most frequently cited loan purpose was Home Purchase, with 143 originations. The 2nd most popular reason was Refi, with 34 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    Over 8% 90 $10,790,000 $119,889
    6-7% 65 $12,325,000 $189,615
    7-8% 37 $6,955,000 $187,973
    5-6% 19 $3,765,000 $198,158
    4-5% 2 $270,000 $135,000

    During 2024, Magnolia's most frequently originated rate bucket was Over 8%, with 90 originations.

    Loan Sizing (Magnolia, AR MSA)

    Loan Size Originations Total Value Average Loan
    $100,000 or less 85 $5,345,000 $62,882
    $100k-200k 80 $11,920,000 $149,000
    $200k-400k 56 $14,950,000 $266,964
    $400k-600k 4 $1,850,000 $462,500
    $Over $1MM 2 $3,780,000 $1,890,000
    $600k-1000k 1 $705,000 $705,000

    Magnolia's loan sizing saw the bucket of loans from $100,000 or less with 85 originations, totaling $5,345,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 123 $21,865,000 $177,764
    60-80% 43 $6,445,000 $149,884
    20-40% 15 $2,445,000 $163,000
    Under 20% 15 $625,000 $41,667
    40-60% 9 $1,305,000 $145,000
    Over 100% 4 $770,000 $192,500

    Magnolia's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 123 originations, totaling $21,865,000 in origination value.