Tullahoma - Manchester Mortgage Rates
30yr Fixed Rate
15yr Fixed Rate
FHA
USDA
VA
5/1 ARM
30 Year Fixed Rate mortgages in Tullahoma - Manchester averaged
6.19%
for the week of 2022-06-30, compared to the national average of
5.7% for the same period.
The average rate for the prior week (2022-06-23) was
6.1% and
one month ago for the week of 2022-05-26, the
average rate was 5.59%.
Tullahoma - Manchester's average rate one year ago was 3.16%.
For refis of the same type during the week of 2022-06-30, the average rate
was 5.97%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2022-06-30 | 5.7% |
| Tullahoma - Manchester 30 Year Fixed Rate | 2022-06-30 | 6.19% |
| Tullahoma - Manchester 30 Year Fixed Rate Refi | 2022-06-30 | 5.97% |
| Tullahoma - Manchester 15 Year Fixed Rate | 2022-06-30 | 5.94% |
| Tullahoma - Manchester 15 Year Fixed Rate Refi | 2022-06-30 | 5.03% |
| Tullahoma - Manchester 30 Year FHA | 2022-06-30 | 5.81% |
| Tullahoma - Manchester 30 Year FHA Refi | 2022-06-30 | 5.66% |
| Tullahoma - Manchester 30 Year USDA | 2022-06-30 | 5.96% |
| Tullahoma - Manchester 30 Year USDA Refi | 2022-06-30 | 5.6% |
| Tullahoma - Manchester 30 Year VA | 2022-06-30 | 5.6% |
| Tullahoma - Manchester 30 Year VA Refi | 2022-06-30 | 5.32% |
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Tullahoma-Manchester, TN.
Tullahoma - Manchester Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lendor, for only loans originated in the Tullahoma-Manchester, TN market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
Tullahoma-Manchester, TN's 189 lenders originated 4,304
loans during 2021. The total origination value was $893,560,000, with an average loan value of
$207,612.
The top Tullahoma - Manchester lender as defined by loan originations is QUICKEN LOANS, LLC, with
196 loans originated. Their average total fees are
$4,719, which is $2,074
higher than the next largest lender,
ASCEND FEDERAL CREDIT UNION.
The lowest fee Tullahoma - Manchester lenders (with over 10 loans originated) are
SWBC MORTGAGE CORPORATION ($2,324), ASCEND FEDERAL CREDIT UNION ($2,645), REDSTONE Federal Credit Union ($2,706), U.S. Bank ($2,739) and Wells Fargo Bank ($2,939).
The lowest rate Tullahoma - Manchester lenders (with over 10 loans originated) are
BETTER MORTGAGE CORPORATION (2.80%), Legacy Home Loans, LLC (2.92%), Bank of America (2.93%), Hometown Lenders, Inc. (2.95%) and JPMorgan Chase Bank (2.96%).
Tullahoma-Manchester, TN Lender Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2020 Loan Value | 2021 Loan Value | % Change | 2021 Market Share |
|---|---|---|---|---|
| QUICKEN LOANS, LLC | $63,310,000 | $82,085,000 | 29.7% | 9.2% |
| ASCEND FEDERAL CREDIT UNION | $57,385,000 | $61,650,000 | 7.4% | 6.9% |
| FIRST COMMUNITY MORTGAGE, INC. | $48,470,000 | $58,620,000 | 20.9% | 6.6% |
| FirstBank | $43,690,000 | $40,980,000 | -6.2% | 4.6% |
| Citizens Tri-County Bank | $23,825,000 | $24,775,000 | 4.0% | 2.8% |
| FREEDOM MORTGAGE CORPORATION | $21,135,000 | $21,045,000 | -0.4% | 2.4% |
| LOANDEPOT.COM, LLC | $11,660,000 | $19,310,000 | 65.6% | 2.2% |
| U.S. Bank | $11,915,000 | $19,145,000 | 60.7% | 2.1% |
| PENNYMAC LOAN SERVICES, LLC | $7,205,000 | $18,255,000 | 153.4% | 2.0% |
| Regions Bank | $18,875,000 | $18,115,000 | -4.0% | 2.0% |
| UNITED WHOLESALE MORTGAGE, LLC | $8,785,000 | $18,110,000 | 106.1% | 2.0% |
| First Horizon Bank | $3,610,000 | $17,690,000 | 390.0% | 2.0% |
| CMG MORTGAGE, INC. | $12,340,000 | $17,615,000 | 42.7% | 2.0% |
| STOCKTON MORTGAGE CORPORATION | $15,010,000 | $17,465,000 | 16.4% | 2.0% |
| Mortgage Research Center, LLC | $13,735,000 | $16,430,000 | 19.6% | 1.8% |
| Pinnacle Bank | $12,165,000 | $12,605,000 | 3.6% | 1.4% |
| CapStar Bank | $9,290,000 | $12,500,000 | 34.6% | 1.4% |
| The First National Bank of Middle Tennessee | $10,135,000 | $11,770,000 | 16.1% | 1.3% |
| BROKER SOLUTIONS, INC. | $8,490,000 | $11,475,000 | 35.2% | 1.3% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $5,895,000 | $9,955,000 | 68.9% | 1.1% |
| ACOPIA, LLC | $4,540,000 | $9,840,000 | 116.7% | 1.1% |
| MORTGAGE INVESTORS GROUP, INC. | $14,295,000 | $9,730,000 | -31.9% | 1.1% |
| ISERVE RESIDENTIAL LENDING, LLC | $8,265,000 | $9,650,000 | 16.8% | 1.1% |
| SmartBank | $9,665,000 | $9,180,000 | -5.0% | 1.0% |
| Wells Fargo Bank | $5,175,000 | $9,040,000 | 74.7% | 1.0% |
| CHURCHILL MORTGAGE CORPORATION | $5,485,000 | $8,355,000 | 52.3% | 0.9% |
| Renasant Bank | $7,030,000 | $8,065,000 | 14.7% | 0.9% |
| F&M Bank | $6,865,000 | $7,980,000 | 16.2% | 0.9% |
| Mr. Cooper ( Nationstar Mortgage ) | $5,830,000 | $7,610,000 | 30.5% | 0.9% |
| EVANSVILLE TEACHERS | $3,115,000 | $7,605,000 | 144.1% | 0.9% |
| Farm Credit Mid-America, ACA | $11,690,000 | $7,345,000 | -37.2% | 0.8% |
| SWBC MORTGAGE CORPORATION | $2,410,000 | $7,095,000 | 194.4% | 0.8% |
| Legends Bank | $13,245,000 | $6,930,000 | -47.7% | 0.8% |
| Wilson Bank And Trust | $2,195,000 | $6,780,000 | 208.9% | 0.8% |
| AMERISAVE MORTGAGE CORPORATION | $4,890,000 | $6,760,000 | 38.2% | 0.8% |
| NAVY FEDERAL CREDIT UNION | $6,770,000 | $6,415,000 | -5.2% | 0.7% |
| HOME POINT FINANCIAL CORPORATION | $2,420,000 | $6,410,000 | 164.9% | 0.7% |
| BETTER MORTGAGE CORPORATION | $3,390,000 | $5,850,000 | 72.6% | 0.7% |
| JPMorgan Chase Bank | $1,570,000 | $5,670,000 | 261.1% | 0.6% |
| REDSTONE Federal Credit Union | $4,595,000 | $5,540,000 | 20.6% | 0.6% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | $5,775,000 | $5,485,000 | -5.0% | 0.6% |
| USAA Federal Savings Bank | $7,050,000 | $5,435,000 | -22.9% | 0.6% |
| Bank of America | $4,035,000 | $5,230,000 | 29.6% | 0.6% |
| CALIBER HOME LOANS, INC. | $5,140,000 | $5,210,000 | 1.4% | 0.6% |
| GUARANTY HOME MORTGAGE CORPORATION | $2,545,000 | $5,125,000 | 101.4% | 0.6% |
| NEWREZ LLC | $2,865,000 | $4,995,000 | 74.3% | 0.6% |
| Hometown Lenders, Inc. | $3,015,000 | $4,855,000 | 61.0% | 0.5% |
| A Mortgage Boutique, LLC | $12,550,000 | $4,435,000 | -64.7% | 0.5% |
| Citizens Bank of Lafayette | $3,295,000 | $4,410,000 | 33.8% | 0.5% |
| CROSSCOUNTRY MORTGAGE, LLC | $1,590,000 | $4,145,000 | 160.7% | 0.5% |
| MOVEMENT MORTGAGE, LLC | $2,410,000 | $4,040,000 | 67.6% | 0.5% |
| INTERLINC MORTGAGE SERVICES, LLC | $3,170,000 | $3,945,000 | 24.4% | 0.4% |
| Truist Bank | $4,670,000 | $3,875,000 | -17.0% | 0.4% |
| Legacy Home Loans, LLC | $1,520,000 | $3,610,000 | 137.5% | 0.4% |
| NEW DAY FINANCIAL, LLC | $3,700,000 | $3,595,000 | -2.8% | 0.4% |
| Citizens Bank | $2,420,000 | $3,500,000 | 44.6% | 0.4% |
| Ameris Bank | $1,400,000 | $3,355,000 | 139.6% | 0.4% |
| T2 FINANCIAL LLC | $695,000 | $3,340,000 | 380.6% | 0.4% |
| Arbor Realty Trust, Inc. | $3,280,000 | n/a | 0.4% | |
| Carrington Mortgage Services, LLC | $4,085,000 | $3,210,000 | -21.4% | 0.4% |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | $2,210,000 | $3,125,000 | 41.4% | 0.3% |
| Flagstar Bank, FSB | $1,990,000 | $3,105,000 | 56.0% | 0.3% |
| LAKEVIEW LOAN SERVICING, LLC | $2,615,000 | $2,635,000 | 0.8% | 0.3% |
| HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | $2,460,000 | $2,600,000 | 5.7% | 0.3% |
| VILLAGE CAPITAL & INVESTMENT LLC | $2,560,000 | $2,400,000 | -6.3% | 0.3% |
| Fifth Third Bank | $2,155,000 | $2,365,000 | 9.7% | 0.3% |
| City National Bank | $2,240,000 | n/a | 0.3% | |
| Bank of England | $2,280,000 | $2,235,000 | -2.0% | 0.3% |
| Ally Bank | $985,000 | $2,170,000 | 120.3% | 0.2% |
| GUILD MORTGAGE COMPANY | $1,435,000 | $2,160,000 | 50.5% | 0.2% |
| GENEVA FINANCIAL, LLC | $105,000 | $2,045,000 | 1,847.6% | 0.2% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | $1,230,000 | $2,025,000 | 64.6% | 0.2% |
| First Vision Bank of Tennessee | $995,000 | $2,020,000 | 103.0% | 0.2% |
| The Federal Savings Bank | $1,250,000 | $2,010,000 | 60.8% | 0.2% |
| CELEBRITY HOME LOANS, LLC | $1,980,000 | n/a | 0.2% | |
| GUARANTEED RATE, INC. | $685,000 | $1,910,000 | 178.8% | 0.2% |
| BancorpSouth Bank | $530,000 | $1,850,000 | 249.1% | 0.2% |
| HERITAGE SOUTH COMMUNITY CU | $205,000 | $1,830,000 | 792.7% | 0.2% |
| RELIANCE FIRST CAPITAL, LLC | $480,000 | $1,785,000 | 271.9% | 0.2% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $410,000 | $1,780,000 | 334.1% | 0.2% |
| MUTUAL OF OMAHA MORTGAGE, INC. | $1,555,000 | $1,660,000 | 6.8% | 0.2% |
| CLEARPATH LENDING | $4,310,000 | $1,635,000 | -62.1% | 0.2% |
| SUCCESS MORTGAGE PARTNERS, INC. | $545,000 | $1,620,000 | 197.2% | 0.2% |
| First National Bank of Pulaski | $1,615,000 | $1,610,000 | -0.3% | 0.2% |
| PLANET HOME LENDING, LLC | $400,000 | $1,545,000 | 286.3% | 0.2% |
| Synovus Bank | $3,120,000 | $1,525,000 | -51.1% | 0.2% |
| SUMMIT FUNDING, INC. | $1,650,000 | $1,500,000 | -9.1% | 0.2% |
| Mountain Valley Bank | $550,000 | $1,470,000 | 167.3% | 0.2% |
| Low VA Rates, LLC | $2,230,000 | $1,395,000 | -37.4% | 0.2% |
| AMERICAN FINANCING CORPORATION | $335,000 | $1,390,000 | 314.9% | 0.2% |
| Northpointe Bank | $805,000 | $1,380,000 | 71.4% | 0.2% |
| SOUTHWEST FUNDING, LP | $690,000 | $1,315,000 | 90.6% | 0.1% |
| Heritage Bank & Trust | $1,305,000 | n/a | 0.1% | |
| CRESCENT MORTGAGE COMPANY | $1,275,000 | n/a | 0.1% | |
| AmeriHome Mortgage Company, LLC | $1,760,000 | $1,255,000 | -28.7% | 0.1% |
| BNC National Bank | $585,000 | $1,235,000 | 111.1% | 0.1% |
| HOMESIDE FINANCIAL, LLC | $460,000 | $1,230,000 | 167.4% | 0.1% |
| PNC Bank | $480,000 | $1,220,000 | 154.2% | 0.1% |
| Magnolia Bank | $1,530,000 | $1,195,000 | -21.9% | 0.1% |
| Barrington Bank & Trust Company, N.A. | $1,655,000 | $1,175,000 | -29.0% | 0.1% |
| PENTAGON FEDERAL CREDIT UNION | $1,130,000 | $1,165,000 | 3.1% | 0.1% |
| Colten Mortgage, LLC | $780,000 | $1,150,000 | 47.4% | 0.1% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $1,825,000 | $1,115,000 | -38.9% | 0.1% |
| ROYAL UNITED MORTGAGE LLC | $915,000 | $1,090,000 | 19.1% | 0.1% |
| First Guaranty Mortgage Corporation | $1,085,000 | $1,070,000 | -1.4% | 0.1% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | $145,000 | $1,040,000 | 617.2% | 0.1% |
| Bell Bank | $805,000 | $1,025,000 | 27.3% | 0.1% |
| The Huntington National Bank | $1,020,000 | n/a | 0.1% | |
| InterContinental Capital Group, Inc | $1,190,000 | $1,010,000 | -15.1% | 0.1% |
| 21ST MORTGAGE CORPORATION | $1,645,000 | $980,000 | -40.4% | 0.1% |
| Sierra Pacific Mortgage Company, Inc. | $345,000 | $980,000 | 184.1% | 0.1% |
| Mountain Commerce Bank | $945,000 | n/a | 0.1% | |
| AMERICAN FINANCIAL NETWORK, INC. | $2,785,000 | $910,000 | -67.3% | 0.1% |
| MID AMERICA MORTGAGE, INC. | $515,000 | $900,000 | 74.8% | 0.1% |
| SUN WEST MORTGAGE COMPANY, INC. | $1,140,000 | $885,000 | -22.4% | 0.1% |
| AMERICAN MORTGAGE SERVICES INCORPORATED | $865,000 | n/a | 0.1% | |
| HOMESTEAD FUNDING CORP. | $860,000 | n/a | 0.1% | |
| ALTRA | $850,000 | n/a | 0.1% | |
| DAS Acquisition Company, LLC | $3,050,000 | $840,000 | -72.5% | 0.1% |
| SOUTH CENTRAL BANK, INC. | $1,060,000 | $820,000 | -22.6% | 0.1% |
| Ixonia Bank | $805,000 | n/a | 0.1% | |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | $1,300,000 | $790,000 | -39.2% | 0.1% |
| FBC MORTGAGE, LLC | $350,000 | $790,000 | 125.7% | 0.1% |
| Goldman Sachs Bank USA | $785,000 | n/a | 0.1% | |
| COMMUNITY MORTGAGE CORPORATION | $715,000 | $760,000 | 6.3% | 0.1% |
| Volunteer State Bank | $890,000 | $750,000 | -15.7% | 0.1% |
| AMERICAN FINANCIAL RESOURCES, INC. | $735,000 | n/a | 0.1% | |
| AMERIFIRST FINANCIAL CORPORATION | $1,065,000 | $730,000 | -31.5% | 0.1% |
| Reliant Bank | $2,940,000 | $720,000 | -75.5% | 0.1% |
| Mid-Continent Funding, Inc. | $680,000 | $700,000 | 2.9% | 0.1% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | $725,000 | $685,000 | -5.5% | 0.1% |
| Paramount Residential Mortgage Group, Inc. | $1,715,000 | $680,000 | -60.3% | 0.1% |
| Commerce Bank | $675,000 | n/a | 0.1% | |
| Cf Bank | $665,000 | n/a | 0.1% | |
| CALCON MUTUAL MORTGAGE LLC | $1,725,000 | $645,000 | -62.6% | 0.1% |
| MILEND, INC. | $305,000 | $640,000 | 109.8% | 0.1% |
| First Farmers and Merchants Bank | $455,000 | $630,000 | 38.5% | 0.1% |
| Bank of Tennessee | $135,000 | $620,000 | 359.3% | 0.1% |
| LENDINGHOME FUNDING CORPORATION | $75,000 | $620,000 | 726.7% | 0.1% |
| CIT Bank | $625,000 | $615,000 | -1.6% | 0.1% |
| Total Media Management, LLC | $410,000 | $610,000 | 48.8% | 0.1% |
| North American Savings Bank, F.S.B. | $945,000 | $600,000 | -36.5% | 0.1% |
| UBS Bank USA | $2,455,000 | $595,000 | -75.8% | 0.1% |
| VAN DYK MORTGAGE CORPORATION | $345,000 | $585,000 | 69.6% | 0.1% |
| SOVEREIGN LENDING GROUP INCORPORATED | $1,240,000 | $580,000 | -53.2% | 0.1% |
| ALAMEDA MORTGAGE CORPORATION | $545,000 | n/a | 0.1% | |
| CB&S Bank, Inc. | $265,000 | $545,000 | 105.7% | 0.1% |
| Charles Schwab Bank, SSB | $545,000 | n/a | 0.1% | |
| City Bank | $545,000 | n/a | 0.1% | |
| NETWORK CAPITAL FUNDING CORPORATION | $715,000 | $545,000 | -23.8% | 0.1% |
| Watermark Capital, Inc. | $545,000 | n/a | 0.1% | |
| Independent Bank | $535,000 | n/a | 0.1% | |
| CHAMPIONS MORTGAGE LLC | $265,000 | $530,000 | 100.0% | 0.1% |
| Paramount Bank | $515,000 | $530,000 | 2.9% | 0.1% |
| BankPlus | $525,000 | n/a | 0.1% | |
| Simmons Bank | $480,000 | $525,000 | 9.4% | 0.1% |
| Strong Home Mortgage, LLC | $525,000 | n/a | 0.1% | |
| The Park National Bank | $520,000 | n/a | 0.1% | |
| ANGEL OAK HOME LOANS LLC | $515,000 | $510,000 | -1.0% | 0.1% |
| LAND HOME FINANCIAL SERVICES, INC. | $320,000 | $510,000 | 59.4% | 0.1% |
| THE MORTGAGE FIRM, INC. | $370,000 | $510,000 | 37.8% | 0.1% |
| ACADEMY MORTGAGE CORPORATION | $505,000 | n/a | 0.1% | |
| SIWELL, INC. | $505,000 | n/a | 0.1% | |
| Bank Independent | $515,000 | $495,000 | -3.9% | 0.1% |
| Discover Bank | $65,000 | $495,000 | 661.5% | 0.1% |
| Nations Lending Corporation | $850,000 | $490,000 | -42.4% | 0.1% |
| UNION HOME MORTGAGE CORP. | $490,000 | n/a | 0.1% | |
| Loan Simple, Inc. | $165,000 | $470,000 | 184.8% | 0.1% |
| KELLER MORTGAGE, LLC | $1,280,000 | $465,000 | -63.7% | 0.1% |
| MEGASTAR FINANCIAL CORP. | $165,000 | $465,000 | 181.8% | 0.1% |
| Figure Lending LLC | $175,000 | $450,000 | 157.1% | 0.1% |
| AMERICAN FEDERAL MORTGAGE CORPORATION | $445,000 | n/a | 0.0% | |
| Atlantic Union Bank | $85,000 | $445,000 | 423.5% | 0.0% |
| The Bank of Fayette County | $445,000 | n/a | 0.0% | |
| HOMESPIRE MORTGAGE CORPORATION | $440,000 | n/a | 0.0% | |
| ENDEAVOR CAPITAL, LLC. | $1,200,000 | $420,000 | -65.0% | 0.0% |
| NFM, INC. | $420,000 | n/a | 0.0% | |
| SOUTHWEST STAGE FUNDING, LLC | $145,000 | $415,000 | 186.2% | 0.0% |
| ACCELERATE MORTGAGE, LLC | $410,000 | n/a | 0.0% | |
| Wyndham Capital Mortgage, Inc. | $1,385,000 | $400,000 | -71.1% | 0.0% |
| AMERICAN ADVISORS GROUP | $345,000 | $395,000 | 14.5% | 0.0% |
| EMBRACE HOME LOANS, INC. | $145,000 | $385,000 | 165.5% | 0.0% |
| First Citizens National Bank | $620,000 | $385,000 | -37.9% | 0.0% |
| Gateway First Bank | $1,165,000 | $385,000 | -67.0% | 0.0% |
| Financial Federal Bank | $375,000 | n/a | 0.0% | |
| TENNESSEE TRUST MORTGAGE, INC | $375,000 | n/a | 0.0% | |
| GUARANTEED RATE AFFINITY, LLC | $395,000 | $370,000 | -6.3% | 0.0% |
| First Internet Bank of Indiana | $365,000 | n/a | 0.0% | |
| The Farmers Bank | $365,000 | n/a | 0.0% | |
| Morgan Stanley Private Bank | $355,000 | n/a | 0.0% | |
| ONY GLO, INC. | $355,000 | n/a | 0.0% | |
| CityWorth Mortgage LLC | $345,000 | n/a | 0.0% | |
| George Mason Mortgage, LLC | $345,000 | n/a | 0.0% | |
| MLD MORTGAGE INC. | $345,000 | n/a | 0.0% | |
| Stifel Bank and Trust | $545,000 | $345,000 | -36.7% | 0.0% |
| RUOFF MORTGAGE COMPANY, INC. | $365,000 | $340,000 | -6.8% | 0.0% |
| First Savings Bank | $335,000 | n/a | 0.0% | |
| Manufacturers and Traders Trust Company | $195,000 | $335,000 | 71.8% | 0.0% |
| PREMIA MORTGAGE, LLC | $165,000 | $335,000 | 103.0% | 0.0% |
| Republic Bank & Trust Company | $1,170,000 | $330,000 | -71.8% | 0.0% |
| STEARNS LENDING, LLC | $290,000 | $330,000 | 13.8% | 0.0% |
| Bethpage Federal Credit Union | $325,000 | n/a | 0.0% | |
| LEADERONE FINANCIAL CORPORATION | $235,000 | $315,000 | 34.0% | 0.0% |
| CIVIC FINANCIAL SERVICES, LLC | $310,000 | n/a | 0.0% | |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | $375,000 | $305,000 | -18.7% | 0.0% |
| PROPER RATE, LLC | $305,000 | n/a | 0.0% | |
| PROVIDENT FUNDING ASSOCIATES, L.P. | $85,000 | $300,000 | 252.9% | 0.0% |
| AMCAP MORTGAGE, LTD. | $295,000 | n/a | 0.0% | |
| LIBERTY HOME MORTGAGE CORPORATION | $290,000 | n/a | 0.0% | |
| LADERA LENDING, INC. | $285,000 | n/a | 0.0% | |
| MICHIGAN MUTUAL, INC. | $285,000 | n/a | 0.0% | |
| POLARIS HOME FUNDING CORP. | $280,000 | n/a | 0.0% | |
| NATIONS DIRECT MORTGAGE, LLC | $275,000 | n/a | 0.0% | |
| Colonial Savings, F.A. | $265,000 | n/a | 0.0% | |
| S1L, Inc. | $265,000 | n/a | 0.0% | |
| United Fidelity Funding Corp. | $480,000 | $265,000 | -44.8% | 0.0% |
| DRAPER AND KRAMER MORTGAGE CORP. | $255,000 | n/a | 0.0% | |
| MIDLAND MORTGAGE CORPORATION | $255,000 | n/a | 0.0% | |
| Planters Bank, Inc. | $255,000 | n/a | 0.0% | |
| TriStar Bank | $965,000 | $255,000 | -73.6% | 0.0% |
| BAY EQUITY LLC | $245,000 | n/a | 0.0% | |
| Christensen Financial, Inc. | $245,000 | n/a | 0.0% | |
| EVERETT FINANCIAL, INC. | $1,150,000 | $245,000 | -78.7% | 0.0% |
| First Federal Bank, A FSB | $245,000 | n/a | 0.0% | |
| GSF Mortgage Corporation | $125,000 | $245,000 | 96.0% | 0.0% |
| SECURITYNATIONAL MORTGAGE COMPANY | $185,000 | $240,000 | 29.7% | 0.0% |
| Austin Capital Bank SSB | $235,000 | n/a | 0.0% | |
| First National Bank of America | $235,000 | n/a | 0.0% | |
| SouthPoint Bank | $235,000 | n/a | 0.0% | |
| The First National Bank of Ottawa | $225,000 | n/a | 0.0% | |
| SHELTER HOME MORTGAGE, LLC | $220,000 | n/a | 0.0% | |
| The Home Loan Expert LLC | $215,000 | n/a | 0.0% | |
| 1ST SIGNATURE LENDING, LLC | $205,000 | n/a | 0.0% | |
| EASTMAN | $205,000 | n/a | 0.0% | |
| Northwest Federal Credit Union | $205,000 | n/a | 0.0% | |
| TOP FLITE FINANCIAL, INC. | $205,000 | n/a | 0.0% | |
| CASTLE & COOKE MORTGAGE, LLC | $195,000 | n/a | 0.0% | |
| SeaTrust Mortgage Company | $195,000 | n/a | 0.0% | |
| AmRes Corporation | $350,000 | $185,000 | -47.1% | 0.0% |
| ServisFirst Bank | $185,000 | n/a | 0.0% | |
| First Federal Bank | $1,465,000 | $175,000 | -88.1% | 0.0% |
| US COMMUNITY | $175,000 | n/a | 0.0% | |
| Cadence Bank, N.A. | $565,000 | $165,000 | -70.8% | 0.0% |
| Evolve Bank & Trust | $165,000 | n/a | 0.0% | |
| BOKF | $3,230,000 | $155,000 | -95.2% | 0.0% |
| CANOPY MORTGAGE, LLC | $155,000 | n/a | 0.0% | |
| NAVY ARMY COMMUNITY CREDIT UNION | $155,000 | n/a | 0.0% | |
| ZILLOW HOME LOANS, LLC | $155,000 | n/a | 0.0% | |
| ATLANTA POSTAL | $145,000 | n/a | 0.0% | |
| PLAZA HOME MORTGAGE, INC. | $145,000 | n/a | 0.0% | |
| LONGBRIDGE FINANCIAL, LLC | $135,000 | n/a | 0.0% | |
| CORNERSTONE FINANCIAL CREDIT UNION | $470,000 | $125,000 | -73.4% | 0.0% |
| KS StateBank | $195,000 | $125,000 | -35.9% | 0.0% |
| TJC Mortgage, Inc. | $125,000 | $125,000 | 0.0% | 0.0% |
| First Home Bank | $115,000 | n/a | 0.0% | |
| Union Savings Bank | $115,000 | n/a | 0.0% | |
| 1st Franklin Financial Corporation | $145,000 | $105,000 | -27.6% | 0.0% |
| CREDIT HUMAN FEDERAL CREDIT UNION | $65,000 | $105,000 | 61.5% | 0.0% |
| Deere Employees Credit Union | $105,000 | n/a | 0.0% | |
| GREAT WESTERN FINANCIAL SERVICES, INC. | $105,000 | n/a | 0.0% | |
| HOMEOWNERS FINANCIAL GROUP USA, LLC | $105,000 | n/a | 0.0% | |
| JLB CORPORATION | $155,000 | $105,000 | -32.3% | 0.0% |
| RANLIFE, INC. | $105,000 | n/a | 0.0% | |
| Tyndall Federal Credit Union | $255,000 | $105,000 | -58.8% | 0.0% |
| UNITED MORTGAGE CORP. | $675,000 | $105,000 | -84.4% | 0.0% |
| FINANCE OF AMERICA MORTGAGE LLC | $185,000 | $95,000 | -48.6% | 0.0% |
| Arvest Bank | $85,000 | n/a | 0.0% | |
| PHH Mortgage Corporation | $75,000 | n/a | 0.0% | |
| United States Senate Federal Credit Union | $75,000 | n/a | 0.0% | |
| Citizens Bank & Trust | $65,000 | n/a | 0.0% | |
| ORNL Federal Credit Union | $320,000 | $65,000 | -79.7% | 0.0% |
| THE TENNESSEE CREDIT UNION | $65,000 | n/a | 0.0% | |
| American National Bank & Trust | $55,000 | n/a | 0.0% |
Tullahoma - Manchester's top lender by overall market share is QUICKEN LOANS, LLC, with 9.2% market share. In second place, with 6.9%, is ASCEND FEDERAL CREDIT UNION, having originated $61,650,000 in loans. In third place, with 6.6%, is FIRST COMMUNITY MORTGAGE, INC., having originated $58,620,000 in loans. In third place, with 4.6%, is FirstBank, having originated $40,980,000 in loans. In third place, with 2.8%, is Citizens Tri-County Bank, having originated $24,775,000 in loans.
Tullahoma-Manchester, TN Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 1,694 | $417,850,000 | $246,665 |
| Refi | 1,393 | $270,395,000 | $194,110 |
| Cash Out Refi | 1,034 | $180,710,000 | $174,768 |
| Other | 96 | $14,230,000 | $148,229 |
| Home Improvement | 87 | $10,375,000 | $119,253 |
Tullahoma - Manchester's most frequently cited loan purpose was Home Purchase, with 1,694 originations. The 2nd most popular reason was Refi, with 1,393 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 3-4% | 1,629 | $344,215,000 | $211,304 |
| 2.5-3% | 1,521 | $332,105,000 | $218,346 |
| <2.5% | 723 | $153,545,000 | $212,372 |
| 4-5% | 246 | $39,430,000 | $160,285 |
| 5-6% | 54 | $5,800,000 | $107,407 |
| Over 8% | 33 | $2,595,000 | $78,636 |
| 6-7% | 24 | $2,400,000 | $100,000 |
| 7-8% | 21 | $1,485,000 | $70,714 |
During 2021, Tullahoma - Manchester's most frequently originated rate bucket was 3-4%, with 1,629 originations.
Loan Sizing (Tullahoma-Manchester, TN MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $100k-200k | 1,790 | $270,690,000 | $151,223 |
| $200k-400k | 1,538 | $415,020,000 | $269,844 |
| $100,000 or less | 679 | $44,125,000 | $64,985 |
| $400k-600k | 239 | $114,105,000 | $477,427 |
| $600k-1000k | 48 | $33,820,000 | $704,583 |
| $Over $1MM | 10 | $15,800,000 | $1,580,000 |
Tullahoma - Manchester's loan sizing saw the bucket of loans from $100k-200k with 1,790 originations, totaling $270,690,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 80-100% | 1,556 | $372,920,000 | $239,666 |
| 60-80% | 1,373 | $304,005,000 | $221,417 |
| 40-60% | 653 | $115,965,000 | $177,588 |
| 20-40% | 308 | $33,580,000 | $109,026 |
| Under 20% | 143 | $6,035,000 | $42,203 |
| Over 100% | 72 | $21,390,000 | $297,083 |
Tullahoma - Manchester's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 1,556 originations, totaling $372,920,000 in origination value.
Market Conditions (Median, Average Prices & Listing Count)
Realtor.com - Tullahoma - Manchester (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
|---|---|---|---|---|
| 2018-01-01 | $257,450 (17.3%) | $372,126 (17.7%) | 0.00 | 347 |
| 2018-02-01 | $279,200 (29.9%) | $387,922 (24.7%) | 0.00 | 335 |
| 2018-03-01 | $278,500 (26.9%) | $386,757 (22.1%) | 0.00 | 342 |
| 2018-04-01 | $294,950 (31.2%) | $384,139 (16.7%) | 0.00 | 340 |
| 2018-05-01 | $299,900 (10.7%) | $393,970 (2.0%) | 0.00 | 341 |
| 2018-06-01 | $310,000 (14.9%) | $397,035 (4.5%) | 0.00 | 358 |
| 2018-07-01 | $299,700 (5.2%) | $395,704 (1.1%) | 0.00 | 364 |
| 2018-08-01 | $297,250 (8.1%) | $387,679 (0.9%) | 0.00 | 374 |
| 2018-09-01 | $279,900 (5.7%) | $375,034 (-0.1%) | 0.00 | 385 |
| 2018-10-01 | $279,900 (5.6%) | $372,496 (-1.3%) | 0.00 | 390 |
| 2018-11-01 | $276,750 (10.7%) | $362,926 (-2.1%) | 0.00 | 388 |
| 2018-12-01 | $259,900 (0.0%) | $339,904 (-9.9%) | 0.00 | 386 |
| 2019-01-01 | $259,900 (1.0%) | $337,576 (-9.3%) | 0.00 | 362 |
| 2019-02-01 | $264,900 (-5.1%) | $343,858 (-11.4%) | 0.00 | 360 |
| 2019-03-01 | $276,329 (-0.8%) | $359,252 (-7.1%) | 0.00 | 333 |
| 2019-04-01 | $281,329 (-4.6%) | $368,176 (-4.2%) | 0.00 | 309 |
| 2019-05-01 | $299,900 (0.0%) | $383,318 (-2.7%) | 0.00 | 320 |
| 2019-06-01 | $299,500 (-3.4%) | $381,982 (-3.8%) | 0.00 | 337 |
| 2019-07-01 | $299,945 (0.1%) | $405,982 (2.6%) | 0.00 | 345 |
| 2019-08-01 | $291,380 (-2.0%) | $404,688 (4.4%) | 0.00 | 360 |
| 2019-09-01 | $281,335 (0.5%) | $402,371 (7.3%) | 0.00 | 375 |
| 2019-10-01 | $289,450 (3.4%) | $405,538 (8.9%) | 0.00 | 370 |
| 2019-11-01 | $284,000 (2.6%) | $400,545 (10.4%) | 0.00 | 360 |
| 2019-12-01 | $264,750 (1.9%) | $375,806 (10.6%) | 0.00 | 346 |
| 2020-01-01 | $259,900 (0.0%) | $372,832 (10.4%) | 0.00 | 317 |
| 2020-02-01 | $259,999 (-1.9%) | $367,939 (7.0%) | 0.00 | 300 |
| 2020-03-01 | $296,250 (7.2%) | $395,953 (10.2%) | 0.00 | 283 |
| 2020-04-01 | $279,900 (-0.5%) | $386,480 (5.0%) | 0.00 | 282 |
| 2020-05-01 | $306,990 (2.4%) | $402,773 (5.1%) | 0.00 | 252 |
| 2020-06-01 | $319,900 (6.8%) | $405,581 (6.2%) | 0.00 | 210 |
| 2020-07-01 | $314,900 (5.0%) | $396,578 (-2.3%) | 0.00 | 196 |
| 2020-08-01 | $320,000 (9.8%) | $403,922 (-0.2%) | 0.00 | 167 |
| 2020-09-01 | $309,450 (10.0%) | $426,568 (6.0%) | 0.00 | 148 |
| 2020-10-01 | $319,000 (10.2%) | $437,031 (7.8%) | 0.00 | 145 |
| 2020-11-01 | $307,450 (8.3%) | $453,531 (13.2%) | 0.00 | 135 |
| 2020-12-01 | $282,350 (6.7%) | $433,203 (15.3%) | 0.00 | 138 |
| 2021-01-01 | $264,900 (1.9%) | $411,435 (10.4%) | 0.00 | 131 |
| 2021-02-01 | $291,400 (12.1%) | $429,463 (16.7%) | 0.00 | 117 |
| 2021-03-01 | $311,400 (5.1%) | $457,944 (15.7%) | 0.00 | 99 |
| 2021-04-01 | $355,000 (26.8%) | $533,981 (38.2%) | 0.00 | 97 |
| 2021-05-01 | $419,000 (36.5%) | $520,499 (29.2%) | 0.00 | 112 |
| 2021-06-01 | $387,450 (21.1%) | $534,925 (31.9%) | 0.00 | 112 |
| 2021-07-01 | $374,950 (19.1%) | $521,715 (31.6%) | 0.00 | 133 |
| 2021-08-01 | $396,000 (23.8%) | $518,839 (28.5%) | 0.00 | 161 |
| 2021-09-01 | $386,950 (25.0%) | $525,535 (23.2%) | 0.00 | 164 |
| 2021-10-01 | $389,000 (21.9%) | $564,730 (29.2%) | 0.00 | 167 |
| 2021-11-01 | $399,450 (29.9%) | $587,863 (29.6%) | 0.00 | 172 |
| 2021-12-01 | $389,500 (38.0%) | $583,232 (34.6%) | 0.00 | 159 |
| 2022-01-01 | $392,900 (48.3%) | $575,580 (39.9%) | 0.00 | 134 |
| 2022-02-01 | $409,950 (40.7%) | $601,395 (40.0%) | 0.00 | 127 |
| 2022-03-01 | $399,900 (28.4%) | $607,225 (32.6%) | 0.00 | 138 |
| 2022-04-01 | $445,000 (25.4%) | $595,210 (11.5%) | 0.00 | 158 |
| 2022-05-01 | $462,400 (10.4%) | $614,343 (18.0%) | 0.00 | 220 |
| 2022-06-01 | $457,950 (18.2%) | $613,833 (14.8%) | 0.00 | 277 |
Tullahoma - Manchester's median listing price for 2022-06-01 was $457,950, a difference of
$70,500
(18.2%) versus the prior year and
$-4,450 versus the prior month.
Tullahoma - Manchester's median listing price comes in at 0% of the national average.
Tullahoma - Manchester's average listing price for 2022-06-01 was $613,833, a difference of $78,908 (14.8%) versus the prior year and $-510 versus the prior month.
For the 2022-06-01 period, Tullahoma - Manchester had 277 MLS listings, a difference of 57 listings (26%) versus the prior month and 165 listings (147%) versus the prior year.
Tullahoma - Manchester's median listing price comes in at 0% of the national average.
Tullahoma - Manchester's average listing price for 2022-06-01 was $613,833, a difference of $78,908 (14.8%) versus the prior year and $-510 versus the prior month.
For the 2022-06-01 period, Tullahoma - Manchester had 277 MLS listings, a difference of 57 listings (26%) versus the prior month and 165 listings (147%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - Tullahoma - Manchester (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Time on Market | Median Square Footage |
|---|---|---|
| 2018-01-01 | 0 days | 2,266 sqft |
| 2018-02-01 | 0 days | 2,297 sqft |
| 2018-03-01 | 0 days | 2,300 sqft |
| 2018-04-01 | 0 days | 2,310 sqft |
| 2018-05-01 | 0 days | 2,432 sqft |
| 2018-06-01 | 0 days | 2,474 sqft |
| 2018-07-01 | 0 days | 2,462 sqft |
| 2018-08-01 | 0 days | 2,372 sqft |
| 2018-09-01 | 0 days | 2,300 sqft |
| 2018-10-01 | 0 days | 2,263 sqft |
| 2018-11-01 | 0 days | 2,265 sqft |
| 2018-12-01 | 0 days | 2,150 sqft |
| 2019-01-01 | 0 days | 2,152 sqft |
| 2019-02-01 | 0 days | 2,186 sqft |
| 2019-03-01 | 0 days | 2,243 sqft |
| 2019-04-01 | 0 days | 2,300 sqft |
| 2019-05-01 | 0 days | 2,447 sqft |
| 2019-06-01 | 0 days | 2,422 sqft |
| 2019-07-01 | 0 days | 2,475 sqft |
| 2019-08-01 | 0 days | 2,381 sqft |
| 2019-09-01 | 0 days | 2,292 sqft |
| 2019-10-01 | 0 days | 2,285 sqft |
| 2019-11-01 | 0 days | 2,296 sqft |
| 2019-12-01 | 0 days | 2,168 sqft |
| 2020-01-01 | 0 days | 2,116 sqft |
| 2020-02-01 | 0 days | 2,067 sqft |
| 2020-03-01 | 0 days | 2,260 sqft |
| 2020-04-01 | 0 days | 2,213 sqft |
| 2020-05-01 | 0 days | 2,288 sqft |
| 2020-06-01 | 0 days | 2,293 sqft |
| 2020-07-01 | 0 days | 2,302 sqft |
| 2020-08-01 | 0 days | 2,373 sqft |
| 2020-09-01 | 0 days | 2,254 sqft |
| 2020-10-01 | 0 days | 2,300 sqft |
| 2020-11-01 | 0 days | 2,225 sqft |
| 2020-12-01 | 0 days | 2,021 sqft |
| 2021-01-01 | 0 days | 1,944 sqft |
| 2021-02-01 | 0 days | 1,928 sqft |
| 2021-03-01 | 0 days | 2,009 sqft |
| 2021-04-01 | 0 days | 1,980 sqft |
| 2021-05-01 | 0 days | 1,931 sqft |
| 2021-06-01 | 0 days | 1,989 sqft |
| 2021-07-01 | 0 days | 2,044 sqft |
| 2021-08-01 | 0 days | 2,140 sqft |
| 2021-09-01 | 0 days | 2,228 sqft |
| 2021-10-01 | 0 days | 2,304 sqft |
| 2021-11-01 | 0 days | 2,225 sqft |
| 2021-12-01 | 0 days | 2,215 sqft |
| 2022-01-01 | 0 days | 2,070 sqft |
| 2022-02-01 | 0 days | 2,108 sqft |
| 2022-03-01 | 0 days | 2,111 sqft |
| 2022-04-01 | 0 days | 2,136 sqft |
| 2022-05-01 | 0 days | 2,262 sqft |
| 2022-06-01 | 0 days | 2,286 sqft |
Tullahoma - Manchester's median listing age (time on market) for 2022-06-01 was 0 days.
Tullahoma - Manchester's median square footage for active listings during the 2022-06-01 period was 2,286 sqft. One year prior, the average listing was 1,989 sqft.
Tullahoma - Manchester's median square footage for active listings during the 2022-06-01 period was 2,286 sqft. One year prior, the average listing was 1,989 sqft.
