Tullahoma - Manchester Mortgage Rates & Closing Costs
30yr Fixed Rate
15yr Fixed Rate
FHA
USDA
VA
5/1 ARM
30 Year Fixed Rate mortgages in Tullahoma - Manchester averaged
6.84%
for the week of 2023-03-16, compared to the national average of
6.6% for the same period.
The average rate for the prior week (2023-03-09) was
7.17% and
one month ago for the week of 2023-02-09, the
average rate was 6.56%.
Tullahoma - Manchester's average rate one year ago was 3.6%.
For refis of the same type during the week of 2023-03-16, the average rate
was 6.71%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2023-03-16 | 6.6% |
| Tullahoma - Manchester 30 Year Fixed Rate | 2023-03-16 | 6.84% |
| Tullahoma - Manchester 30 Year Fixed Rate Refi | 2023-03-16 | 6.71% |
| Tullahoma - Manchester 15 Year Fixed Rate | 2023-03-16 | 7.12% |
| Tullahoma - Manchester 15 Year Fixed Rate Refi | 2023-03-16 | 6.42% |
| Tullahoma - Manchester 30 Year FHA | 2023-03-16 | 6.46% |
| Tullahoma - Manchester 30 Year FHA Refi | 2023-03-16 | 6.36% |
| Tullahoma - Manchester 30 Year USDA | 2023-03-16 | 6.37% |
| Tullahoma - Manchester 30 Year USDA Refi | 2023-03-16 | 6.18% |
| Tullahoma - Manchester 30 Year VA | 2023-03-16 | 6.38% |
| Tullahoma - Manchester 30 Year VA Refi | 2023-03-16 | 5.82% |
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Tullahoma-Manchester, TN.
Tullahoma - Manchester Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Tullahoma-Manchester, TN market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
Tullahoma - Manchester Average Closing Costs & Other Stats
Tullahoma-Manchester, TN's 172 lenders originated 3,305
loans during 2022. The total origination value was $765,215,000, with an average loan value of
$231,533.
Tullahoma - Manchester's average closing costs are $4,903.
The top Tullahoma - Manchester lender as defined by loan originations is QUICKEN LOANS, LLC, with
129 loans originated. Their average total fees are
$6,255, which is $3,510
higher than the next largest lender,
ASCEND FEDERAL CREDIT UNION.
The lowest fee Tullahoma - Manchester lenders (with over 10 loans originated) are
ASCEND FEDERAL CREDIT UNION ($2,745), REDSTONE Federal Credit Union ($3,080), CapStar Bank ($3,107), SmartBank ($3,255) and Regions Bank ($3,527).
The lowest rate Tullahoma - Manchester lenders (with over 10 loans originated) are
Legacy Home Loans, LLC (4.34%), Pinnacle Bank (4.40%), SmartBank (4.43%), AMERISAVE MORTGAGE CORPORATION (4.45%) and First Vision Bank of Tennessee (4.50%).
Tullahoma-Manchester, TN Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2021 Loan Value | 2022 Loan Value | % Change | 2022 Market Share |
|---|---|---|---|---|
| QUICKEN LOANS, LLC | $82,085,000 | $59,105,000 | -28.0% | 7.7% |
| ASCEND FEDERAL CREDIT UNION | $61,650,000 | $45,900,000 | -25.5% | 6.0% |
| FIRST COMMUNITY MORTGAGE, INC. | $58,620,000 | $43,775,000 | -25.3% | 5.7% |
| FirstBank | $40,980,000 | $42,130,000 | 2.8% | 5.5% |
| First Vision Bank of Tennessee | $2,020,000 | $41,005,000 | 1,930.0% | 5.4% |
| Citizens Tri-County Bank | $24,775,000 | $27,155,000 | 9.6% | 3.5% |
| UNITED WHOLESALE MORTGAGE, LLC | $18,110,000 | $21,090,000 | 16.5% | 2.8% |
| CMG MORTGAGE, INC. | $17,615,000 | $19,740,000 | 12.1% | 2.6% |
| First Horizon Bank | $17,690,000 | $18,585,000 | 5.1% | 2.4% |
| Citizens Bank of Lafayette | $4,410,000 | $17,305,000 | 292.4% | 2.3% |
| Regions Bank | $18,115,000 | $15,715,000 | -13.2% | 2.1% |
| Pinnacle Bank | $12,605,000 | $14,785,000 | 17.3% | 1.9% |
| BROKER SOLUTIONS, INC. | $11,475,000 | $14,080,000 | 22.7% | 1.8% |
| U.S. Bank | $19,145,000 | $13,930,000 | -27.2% | 1.8% |
| LOANDEPOT.COM, LLC | $19,310,000 | $13,675,000 | -29.2% | 1.8% |
| Mortgage Research Center, LLC | $16,430,000 | $13,260,000 | -19.3% | 1.7% |
| PENNYMAC LOAN SERVICES, LLC | $18,255,000 | $10,900,000 | -40.3% | 1.4% |
| GREYSTONE SERVICING COMPANY LLC | $10,555,000 | n/a | 1.4% | |
| The First National Bank of Middle Tennessee | $11,770,000 | $10,160,000 | -13.7% | 1.3% |
| KeyBank | $8,820,000 | n/a | 1.2% | |
| CapStar Bank | $12,500,000 | $8,465,000 | -32.3% | 1.1% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $9,955,000 | $7,765,000 | -22.0% | 1.0% |
| MORTGAGE INVESTORS GROUP, INC. | $9,730,000 | $7,585,000 | -22.0% | 1.0% |
| NAVY FEDERAL CREDIT UNION | $6,415,000 | $7,290,000 | 13.6% | 1.0% |
| REDSTONE Federal Credit Union | $5,540,000 | $7,265,000 | 31.1% | 0.9% |
| EVANSVILLE TEACHERS | $7,605,000 | $6,815,000 | -10.4% | 0.9% |
| AMERISAVE MORTGAGE CORPORATION | $6,760,000 | $6,795,000 | 0.5% | 0.9% |
| SmartBank | $9,180,000 | $6,325,000 | -31.1% | 0.8% |
| Renasant Bank | $8,065,000 | $6,315,000 | -21.7% | 0.8% |
| F&M Bank | $7,980,000 | $5,890,000 | -26.2% | 0.8% |
| ACOPIA, LLC | $9,840,000 | $5,870,000 | -40.3% | 0.8% |
| Legacy Home Loans, LLC | $3,610,000 | $5,765,000 | 59.7% | 0.8% |
| Mr. Cooper ( Nationstar Mortgage ) | $7,610,000 | $5,745,000 | -24.5% | 0.8% |
| GUARANTY HOME MORTGAGE CORPORATION | $5,125,000 | $5,650,000 | 10.2% | 0.7% |
| FREEDOM MORTGAGE CORPORATION | $21,045,000 | $5,635,000 | -73.2% | 0.7% |
| Farm Credit Mid-America, ACA | $7,345,000 | $4,750,000 | -35.3% | 0.6% |
| Hometown Lenders, Inc. | $4,855,000 | $4,720,000 | -2.8% | 0.6% |
| CHURCHILL MORTGAGE CORPORATION | $8,355,000 | $4,690,000 | -43.9% | 0.6% |
| ISERVE RESIDENTIAL LENDING, LLC | $9,650,000 | $4,295,000 | -55.5% | 0.6% |
| Wells Fargo Bank | $9,040,000 | $4,260,000 | -52.9% | 0.6% |
| CROSSCOUNTRY MORTGAGE, LLC | $4,145,000 | $4,085,000 | -1.4% | 0.5% |
| STOCKTON MORTGAGE CORPORATION | $17,465,000 | $3,870,000 | -77.8% | 0.5% |
| Wilson Bank And Trust | $6,780,000 | $3,755,000 | -44.6% | 0.5% |
| SWBC MORTGAGE CORPORATION | $7,095,000 | $3,545,000 | -50.0% | 0.5% |
| GUARANTEED RATE, INC. | $1,910,000 | $3,370,000 | 76.4% | 0.4% |
| Bank of America | $5,230,000 | $3,210,000 | -38.6% | 0.4% |
| HOME POINT FINANCIAL CORPORATION | $6,410,000 | $3,175,000 | -50.5% | 0.4% |
| NEWREZ LLC | $4,995,000 | $3,100,000 | -37.9% | 0.4% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | $5,485,000 | $3,055,000 | -44.3% | 0.4% |
| Flagstar Bank, FSB | $3,105,000 | $2,950,000 | -5.0% | 0.4% |
| JPMorgan Chase Bank | $5,670,000 | $2,935,000 | -48.2% | 0.4% |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | $3,125,000 | $2,785,000 | -10.9% | 0.4% |
| Bank Independent | $495,000 | $2,755,000 | 456.6% | 0.4% |
| Ameris Bank | $3,355,000 | $2,720,000 | -18.9% | 0.4% |
| CALIBER HOME LOANS, INC. | $5,210,000 | $2,665,000 | -48.8% | 0.3% |
| Mountain Valley Bank | $1,470,000 | $2,505,000 | 70.4% | 0.3% |
| LAKEVIEW LOAN SERVICING, LLC | $2,635,000 | $2,480,000 | -5.9% | 0.3% |
| SOUTHWEST FUNDING, LP | $1,315,000 | $2,415,000 | 83.7% | 0.3% |
| Legends Bank | $6,930,000 | $2,410,000 | -65.2% | 0.3% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | $1,040,000 | $2,355,000 | 126.4% | 0.3% |
| Bank of England | $2,235,000 | $2,255,000 | 0.9% | 0.3% |
| MUTUAL OF OMAHA MORTGAGE, INC. | $1,660,000 | $2,160,000 | 30.1% | 0.3% |
| USAA Federal Savings Bank | $5,435,000 | $2,145,000 | -60.5% | 0.3% |
| Truist | $3,875,000 | $2,125,000 | -45.2% | 0.3% |
| SeaTrust Mortgage Company | $195,000 | $2,120,000 | 987.2% | 0.3% |
| HOMESIDE FINANCIAL, LLC | $1,230,000 | $2,040,000 | 65.9% | 0.3% |
| MOVEMENT MORTGAGE, LLC | $4,040,000 | $2,030,000 | -49.8% | 0.3% |
| Carrington Mortgage Services, LLC | $3,210,000 | $2,005,000 | -37.5% | 0.3% |
| North American Savings Bank, F.S.B. | $600,000 | $2,000,000 | 233.3% | 0.3% |
| 21ST MORTGAGE CORPORATION | $980,000 | $1,955,000 | 99.5% | 0.3% |
| PNC Bank | $1,220,000 | $1,865,000 | 52.9% | 0.2% |
| Raymond James Bank | $1,850,000 | n/a | 0.2% | |
| Ally Bank | $2,170,000 | $1,730,000 | -20.3% | 0.2% |
| First National Bank of Pulaski | $1,610,000 | $1,650,000 | 2.5% | 0.2% |
| NEW DAY FINANCIAL, LLC | $3,595,000 | $1,625,000 | -54.8% | 0.2% |
| Bell Bank | $1,025,000 | $1,600,000 | 56.1% | 0.2% |
| Citizens Bank | $3,500,000 | $1,580,000 | -54.9% | 0.2% |
| LEADERONE FINANCIAL CORPORATION | $315,000 | $1,315,000 | 317.5% | 0.2% |
| HERITAGE SOUTH COMMUNITY CU | $1,830,000 | $1,285,000 | -29.8% | 0.2% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | $2,025,000 | $1,270,000 | -37.3% | 0.2% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | $1,255,000 | n/a | 0.2% | |
| BETTER MORTGAGE CORPORATION | $5,850,000 | $1,245,000 | -78.7% | 0.2% |
| RELIANCE FIRST CAPITAL, LLC | $1,785,000 | $1,245,000 | -30.3% | 0.2% |
| INTERLINC MORTGAGE SERVICES, LLC | $3,945,000 | $1,225,000 | -68.9% | 0.2% |
| UNION HOME MORTGAGE CORP. | $490,000 | $1,195,000 | 143.9% | 0.2% |
| Fifth Third Bank | $2,365,000 | $1,115,000 | -52.9% | 0.1% |
| Nations Lending Corporation | $490,000 | $1,115,000 | 127.6% | 0.1% |
| Atlantic Union Bank | $445,000 | $1,045,000 | 134.8% | 0.1% |
| Colten Mortgage, LLC | $1,150,000 | $1,030,000 | -10.4% | 0.1% |
| The Huntington National Bank | $1,020,000 | $975,000 | -4.4% | 0.1% |
| Magnolia Bank | $1,195,000 | $935,000 | -21.8% | 0.1% |
| TriStar Bank | $255,000 | $925,000 | 262.7% | 0.1% |
| First Farmers and Merchants Bank | $630,000 | $905,000 | 43.7% | 0.1% |
| PLANET HOME LENDING, LLC | $1,545,000 | $890,000 | -42.4% | 0.1% |
| PHH Mortgage Corporation | $75,000 | $885,000 | 1,080.0% | 0.1% |
| ROYAL UNITED MORTGAGE LLC | $1,090,000 | $885,000 | -18.8% | 0.1% |
| The Home Loan Expert LLC | $215,000 | $870,000 | 304.7% | 0.1% |
| HOMESTAR FINANCIAL CORPORATION | $850,000 | n/a | 0.1% | |
| Discover Bank | $495,000 | $810,000 | 63.6% | 0.1% |
| Wyndham Capital Mortgage, Inc. | $400,000 | $800,000 | 100.0% | 0.1% |
| The Federal Savings Bank | $2,010,000 | $790,000 | -60.7% | 0.1% |
| First Jackson Bank, Inc. | $785,000 | n/a | 0.1% | |
| First National Bank of Pennsylvania | $785,000 | n/a | 0.1% | |
| Quontic Bank | $785,000 | n/a | 0.1% | |
| Century Mortgage Company DBA Century Lending Company | $780,000 | n/a | 0.1% | |
| Volunteer State Bank | $750,000 | $780,000 | 4.0% | 0.1% |
| City National Bank | $2,240,000 | $755,000 | -66.3% | 0.1% |
| Waterstone Mortgage Corporation | $740,000 | n/a | 0.1% | |
| VANDERBILT MORTGAGE AND FINANCE, INC. | $685,000 | $735,000 | 7.3% | 0.1% |
| COMMUNITY MORTGAGE CORPORATION | $760,000 | $730,000 | -3.9% | 0.1% |
| HOMEXPRESS MORTGAGE CORP. | $725,000 | n/a | 0.1% | |
| T2 FINANCIAL LLC | $3,340,000 | $710,000 | -78.7% | 0.1% |
| CALCON MUTUAL MORTGAGE LLC | $645,000 | $705,000 | 9.3% | 0.1% |
| AMERICAN FINANCING CORPORATION | $1,390,000 | $695,000 | -50.0% | 0.1% |
| Paramount Residential Mortgage Group, Inc. | $680,000 | $680,000 | 0.0% | 0.1% |
| DAS Acquisition Company, LLC | $840,000 | $670,000 | -20.2% | 0.1% |
| DELMAR FINANCIAL COMPANY | $660,000 | n/a | 0.1% | |
| Citadel Servicing Corporation | $650,000 | n/a | 0.1% | |
| SIRVA MORTGAGE, INC. | $645,000 | n/a | 0.1% | |
| CLEARPATH LENDING | $1,635,000 | $630,000 | -61.5% | 0.1% |
| FLAT BRANCH MORTGAGE, INC. | $630,000 | n/a | 0.1% | |
| LENDINGHOME FUNDING CORPORATION | $620,000 | $615,000 | -0.8% | 0.1% |
| TJC Mortgage, Inc. | $125,000 | $615,000 | 392.0% | 0.1% |
| AMERICAN ADVISORS GROUP | $395,000 | $610,000 | 54.4% | 0.1% |
| NBKC BANK | $610,000 | n/a | 0.1% | |
| Citibank | $605,000 | n/a | 0.1% | |
| LONGBRIDGE FINANCIAL, LLC | $135,000 | $605,000 | 348.1% | 0.1% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $1,115,000 | $600,000 | -46.2% | 0.1% |
| THE MORTGAGE FIRM, INC. | $510,000 | $595,000 | 16.7% | 0.1% |
| UBS Bank USA | $595,000 | $595,000 | 0.0% | 0.1% |
| Mid-Continent Funding, Inc. | $700,000 | $590,000 | -15.7% | 0.1% |
| SECURITYNATIONAL MORTGAGE COMPANY | $240,000 | $585,000 | 143.8% | 0.1% |
| AMERICAN FINANCIAL RESOURCES, INC. | $735,000 | $580,000 | -21.1% | 0.1% |
| PENTAGON FEDERAL CREDIT UNION | $1,165,000 | $575,000 | -50.6% | 0.1% |
| TOP FLITE FINANCIAL, INC. | $205,000 | $575,000 | 180.5% | 0.1% |
| CASTLE & COOKE MORTGAGE, LLC | $195,000 | $570,000 | 192.3% | 0.1% |
| CONTOUR MORTGAGE CORPORATION | $570,000 | n/a | 0.1% | |
| First Savings Bank | $335,000 | $570,000 | 70.1% | 0.1% |
| First Bank Richmond | $555,000 | n/a | 0.1% | |
| LADERA LENDING, INC. | $285,000 | $555,000 | 94.7% | 0.1% |
| Morgan Stanley Private Bank | $355,000 | $555,000 | 56.3% | 0.1% |
| SOVEREIGN LENDING GROUP INCORPORATED | $580,000 | $555,000 | -4.3% | 0.1% |
| VILLAGE CAPITAL MORTGAGE | $2,400,000 | $555,000 | -76.9% | 0.1% |
| First Community Bank of East Tennessee | $520,000 | n/a | 0.1% | |
| JLB CORPORATION | $105,000 | $515,000 | 390.5% | 0.1% |
| AmeriHome Mortgage Company, LLC | $1,255,000 | $510,000 | -59.4% | 0.1% |
| The Farmers Bank | $365,000 | $505,000 | 38.4% | 0.1% |
| Meridian Bank Corporation | $475,000 | n/a | 0.1% | |
| Assurance Financial Group, L.L.C. | $460,000 | n/a | 0.1% | |
| ENRICHMENT | $455,000 | n/a | 0.1% | |
| HSBC BANK USA, NATIONAL ASSOCIATION | $455,000 | n/a | 0.1% | |
| PROVIDENT FUNDING ASSOCIATES, L.P. | $300,000 | $450,000 | 50.0% | 0.1% |
| EMBRACE HOME LOANS, INC. | $385,000 | $440,000 | 14.3% | 0.1% |
| FIRST STATE MORTGAGE SERVICES, LLC | $440,000 | n/a | 0.1% | |
| First Option Mortgage, LLC | $435,000 | n/a | 0.1% | |
| COMPASS MORTGAGE, INC. | $425,000 | n/a | 0.1% | |
| GUILD MORTGAGE COMPANY | $2,160,000 | $400,000 | -81.5% | 0.1% |
| SOFI LENDING CORP. | $395,000 | n/a | 0.1% | |
| UNITED | $395,000 | n/a | 0.1% | |
| M&T Bank | $335,000 | $385,000 | 14.9% | 0.1% |
| DRAPER AND KRAMER MORTGAGE CORP. | $255,000 | $375,000 | 47.1% | 0.0% |
| Heritage Bank & Trust | $1,305,000 | $365,000 | -72.0% | 0.0% |
| NATIONS RELIABLE LENDING, LLC | $355,000 | n/a | 0.0% | |
| NP, Inc. | $355,000 | n/a | 0.0% | |
| SOUTH CENTRAL BANK, INC. | $820,000 | $350,000 | -57.3% | 0.0% |
| City Bank | $545,000 | $345,000 | -36.7% | 0.0% |
| AMERIFIRST FINANCIAL CORPORATION | $730,000 | $340,000 | -53.4% | 0.0% |
| Figure Lending LLC | $450,000 | $340,000 | -24.4% | 0.0% |
| Synovus Bank | $1,525,000 | $340,000 | -77.7% | 0.0% |
| AMCAP MORTGAGE, LTD. | $295,000 | $335,000 | 13.6% | 0.0% |
| First Federal Bank | $175,000 | $335,000 | 91.4% | 0.0% |
| ANGEL OAK HOME LOANS LLC | $510,000 | $325,000 | -36.3% | 0.0% |
| MILEND, INC. | $640,000 | $325,000 | -49.2% | 0.0% |
| Presidential Bank, FSB | $325,000 | n/a | 0.0% | |
| S1L, Inc. | $265,000 | $325,000 | 22.6% | 0.0% |
| CREDIT HUMAN FEDERAL CREDIT UNION | $105,000 | $320,000 | 204.8% | 0.0% |
| MICHIGAN MUTUAL, INC. | $285,000 | $320,000 | 12.3% | 0.0% |
| United Community Bank | $315,000 | n/a | 0.0% | |
| BOKF | $155,000 | $310,000 | 100.0% | 0.0% |
| Ixonia Bank | $805,000 | $305,000 | -62.1% | 0.0% |
| Watermark Capital, Inc. | $545,000 | $305,000 | -44.0% | 0.0% |
| GENEVA FINANCIAL, LLC | $2,045,000 | $295,000 | -85.6% | 0.0% |
| FINANCE OF AMERICA REVERSE LLC | $290,000 | n/a | 0.0% | |
| First Citizens National Bank | $385,000 | $285,000 | -26.0% | 0.0% |
| Fortera Federal Credit Union | $285,000 | n/a | 0.0% | |
| Northpointe Bank | $1,380,000 | $285,000 | -79.3% | 0.0% |
| REVERSE MORTGAGE FUNDING LLC | $285,000 | n/a | 0.0% | |
| United Fidelity Funding Corp. | $265,000 | $285,000 | 7.5% | 0.0% |
| RESIDENTIAL BANCORP. | $275,000 | n/a | 0.0% | |
| STATE EMPLOYEES' | $275,000 | n/a | 0.0% | |
| Texana Bank | $275,000 | n/a | 0.0% | |
| EVERETT FINANCIAL, INC. | $245,000 | $270,000 | 10.2% | 0.0% |
| GSF Mortgage Corporation | $245,000 | $265,000 | 8.2% | 0.0% |
| GTE Federal Credit Union | $265,000 | n/a | 0.0% | |
| LOANPAL, LLC | $260,000 | n/a | 0.0% | |
| SUCCESS MORTGAGE PARTNERS, INC. | $1,620,000 | $260,000 | -84.0% | 0.0% |
| ATHAS CAPITAL GROUP, INC. | $255,000 | n/a | 0.0% | |
| EUSTIS AND AMERICAN MORTGAGE COMPANY | $255,000 | n/a | 0.0% | |
| UNIVERSITY CREDIT UNION | $255,000 | n/a | 0.0% | |
| NFM, INC. | $420,000 | $245,000 | -41.7% | 0.0% |
| EMM LOANS LLC | $235,000 | n/a | 0.0% | |
| MID AMERICA MORTGAGE, INC. | $900,000 | $235,000 | -73.9% | 0.0% |
| AMERICAN INTERNET MORTGAGE, INC. | $225,000 | n/a | 0.0% | |
| CIS Financial Services, Inc. | $225,000 | n/a | 0.0% | |
| ENDEAVOR CAPITAL, LLC. | $420,000 | $225,000 | -46.4% | 0.0% |
| OPEN MORTGAGE, LLC | $225,000 | n/a | 0.0% | |
| Servion, Inc. | $225,000 | n/a | 0.0% | |
| UNITED MORTGAGE CORP. | $105,000 | $225,000 | 114.3% | 0.0% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | $790,000 | $215,000 | -72.8% | 0.0% |
| First Home Bank | $115,000 | $215,000 | 87.0% | 0.0% |
| FIRST SOUTH FINANCIAL | $215,000 | n/a | 0.0% | |
| Orion Federal Credit Union | $215,000 | n/a | 0.0% | |
| WRIGHT-PATT CREDIT UNION, INC. | $215,000 | n/a | 0.0% | |
| ORNL Federal Credit Union | $65,000 | $205,000 | 215.4% | 0.0% |
| PLAZA HOME MORTGAGE, INC. | $145,000 | $205,000 | 41.4% | 0.0% |
| SUN WEST MORTGAGE COMPANY, INC. | $885,000 | $205,000 | -76.8% | 0.0% |
| Barrington Bank & Trust Company, N.A. | $1,175,000 | $195,000 | -83.4% | 0.0% |
| Equity Prime Mortgage LLC | $195,000 | n/a | 0.0% | |
| GMFS LLC | $195,000 | n/a | 0.0% | |
| Lend Smart Mortgage, LLC | $195,000 | n/a | 0.0% | |
| Princeton Mortgage Corporation | $195,000 | n/a | 0.0% | |
| Strong Home Mortgage, LLC | $525,000 | $195,000 | -62.9% | 0.0% |
| CORNERSTONE FINANCIAL CREDIT UNION | $125,000 | $185,000 | 48.0% | 0.0% |
| First Federal Bank of Kansas City | $185,000 | n/a | 0.0% | |
| TRIAD FINANCIAL SERVICES, INC. | $185,000 | n/a | 0.0% | |
| UNITED PREMIER FUNDING, LLC | $185,000 | n/a | 0.0% | |
| GUARANTEED RATE AFFINITY, LLC | $370,000 | $175,000 | -52.7% | 0.0% |
| HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | $2,600,000 | $175,000 | -93.3% | 0.0% |
| TENNESSEE VALLEY | $175,000 | n/a | 0.0% | |
| ZILLOW HOME LOANS, LLC | $155,000 | $175,000 | 12.9% | 0.0% |
| Apex Bank | $165,000 | n/a | 0.0% | |
| Total Media Management, LLC | $610,000 | $165,000 | -73.0% | 0.0% |
| BAY EQUITY LLC | $245,000 | $155,000 | -36.7% | 0.0% |
| EASTMAN | $205,000 | $155,000 | -24.4% | 0.0% |
| KELLER MORTGAGE, LLC | $465,000 | $155,000 | -66.7% | 0.0% |
| LENDINGONE, LLC | $155,000 | n/a | 0.0% | |
| MEGASTAR FINANCIAL CORP. | $465,000 | $155,000 | -66.7% | 0.0% |
| RUOFF MORTGAGE COMPANY, INC. | $340,000 | $155,000 | -54.4% | 0.0% |
| Simmons Bank | $525,000 | $155,000 | -70.5% | 0.0% |
| VAN DYK MORTGAGE CORPORATION | $585,000 | $155,000 | -73.5% | 0.0% |
| 1ST SIGNATURE LENDING, LLC | $205,000 | $145,000 | -29.3% | 0.0% |
| FINANCE OF AMERICA MORTGAGE LLC | $95,000 | $145,000 | 52.6% | 0.0% |
| SOUTHWEST STAGE FUNDING, LLC | $415,000 | $145,000 | -65.1% | 0.0% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | $135,000 | n/a | 0.0% | |
| CB&S Bank, Inc. | $545,000 | $135,000 | -75.2% | 0.0% |
| First Financial Bank | $135,000 | n/a | 0.0% | |
| Wolfe Financial, Inc | $135,000 | n/a | 0.0% | |
| AFFINITY | $125,000 | n/a | 0.0% | |
| BAYSHORE MORTGAGE FUNDING, LLC | $125,000 | n/a | 0.0% | |
| Citizens Bank | $3,500,000 | $125,000 | -96.4% | 0.0% |
| DOMINION FINANCIAL SERVICES, LLC | $115,000 | n/a | 0.0% | |
| First Federal Bank | $175,000 | $115,000 | -34.3% | 0.0% |
| SPRING EQ, LLC | $110,000 | n/a | 0.0% | |
| Arvest Bank | $85,000 | $105,000 | 23.5% | 0.0% |
| Honor Credit Union | $105,000 | n/a | 0.0% | |
| Home State Bank | $85,000 | n/a | 0.0% | |
| MORIA DEVELOPMENT, INC. | $85,000 | n/a | 0.0% | |
| HomeTrust Bank | $75,000 | n/a | 0.0% | |
| Southwest Airlines Federal Credit Union | $55,000 | n/a | 0.0% | |
| BancorpSouth Bank | $1,850,000 | $45,000 | -97.6% | 0.0% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $1,780,000 | $25,000 | -98.6% | 0.0% |
Tullahoma - Manchester's top lender by overall market share is QUICKEN LOANS, LLC, with 7.7% market share. In second place, with 6.0%, is ASCEND FEDERAL CREDIT UNION, having originated $45,900,000 in loans. In third place, with 5.7%, is FIRST COMMUNITY MORTGAGE, INC., having originated $43,775,000 in loans. In fourth place, with 5.5%, is FirstBank, having originated $42,130,000 in loans. In fifth place, with 5.4%, is First Vision Bank of Tennessee, having originated $41,005,000 in loans.
Tullahoma - Manchester Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - Tullahoma - Manchester (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
|---|---|---|---|---|
| 2018-01-01 | $249,950 (16.8%) | $370,871 (16.9%) | 0.00 | 342 |
| 2018-02-01 | $272,450 (32.9%) | $385,937 (22.8%) | 0.00 | 331 |
| 2018-03-01 | $274,750 (28.8%) | $384,268 (20.5%) | 0.00 | 336 |
| 2018-04-01 | $289,925 (31.8%) | $384,252 (16.0%) | 0.00 | 332 |
| 2018-05-01 | $299,900 (11.1%) | $396,499 (2.0%) | 0.00 | 334 |
| 2018-06-01 | $299,900 (13.4%) | $396,066 (3.7%) | 0.00 | 359 |
| 2018-07-01 | $292,200 (2.5%) | $395,178 (-0.1%) | 0.00 | 362 |
| 2018-08-01 | $283,049 (3.0%) | $385,262 (-0.1%) | 0.00 | 366 |
| 2018-09-01 | $269,000 (1.6%) | $368,219 (-2.3%) | 0.00 | 373 |
| 2018-10-01 | $273,625 (2.3%) | $372,428 (-1.9%) | 0.00 | 375 |
| 2018-11-01 | $269,000 (7.7%) | $362,137 (-2.7%) | 0.00 | 373 |
| 2018-12-01 | $256,900 (0.8%) | $341,789 (-9.8%) | 0.00 | 366 |
| 2019-01-01 | $256,900 (2.8%) | $339,904 (-8.4%) | 0.00 | 344 |
| 2019-02-01 | $259,925 (-4.6%) | $347,394 (-10.0%) | 0.00 | 346 |
| 2019-03-01 | $276,329 (0.6%) | $365,505 (-4.9%) | 0.00 | 320 |
| 2019-04-01 | $283,229 (-2.3%) | $376,827 (-1.9%) | 0.00 | 300 |
| 2019-05-01 | $302,425 (0.8%) | $389,545 (-1.8%) | 0.00 | 315 |
| 2019-06-01 | $294,900 (-1.7%) | $378,517 (-4.4%) | 0.00 | 334 |
| 2019-07-01 | $298,450 (2.1%) | $398,529 (0.9%) | 0.00 | 341 |
| 2019-08-01 | $294,109 (3.9%) | $396,035 (2.8%) | 0.00 | 344 |
| 2019-09-01 | $288,423 (7.2%) | $396,558 (7.7%) | 0.00 | 357 |
| 2019-10-01 | $284,250 (3.9%) | $396,907 (6.6%) | 0.00 | 365 |
| 2019-11-01 | $269,250 (0.1%) | $390,251 (7.8%) | 0.00 | 349 |
| 2019-12-01 | $259,900 (1.2%) | $368,098 (7.7%) | 0.00 | 343 |
| 2020-01-01 | $256,900 (0.0%) | $366,151 (7.7%) | 0.00 | 317 |
| 2020-02-01 | $258,750 (-0.5%) | $360,313 (3.7%) | 0.00 | 302 |
| 2020-03-01 | $286,175 (3.6%) | $385,580 (5.5%) | 0.00 | 286 |
| 2020-04-01 | $279,900 (-1.2%) | $379,841 (0.8%) | 0.00 | 284 |
| 2020-05-01 | $306,990 (1.5%) | $403,399 (3.6%) | 0.00 | 255 |
| 2020-06-01 | $319,900 (8.5%) | $404,821 (7.0%) | 0.00 | 217 |
| 2020-07-01 | $316,950 (6.2%) | $394,084 (-1.1%) | 0.00 | 201 |
| 2020-08-01 | $329,900 (12.2%) | $402,355 (1.6%) | 0.00 | 178 |
| 2020-09-01 | $309,475 (7.3%) | $407,296 (2.7%) | 0.00 | 151 |
| 2020-10-01 | $314,500 (10.6%) | $415,086 (4.6%) | 0.00 | 149 |
| 2020-11-01 | $295,000 (9.6%) | $424,355 (8.7%) | 0.00 | 140 |
| 2020-12-01 | $279,900 (7.7%) | $403,655 (9.7%) | 0.00 | 139 |
| 2021-01-01 | $264,900 (3.1%) | $382,155 (4.4%) | 0.00 | 135 |
| 2021-02-01 | $289,900 (12.0%) | $398,589 (10.6%) | 0.00 | 119 |
| 2021-03-01 | $292,900 (2.4%) | $414,630 (7.5%) | 0.00 | 107 |
| 2021-04-01 | $346,200 (23.7%) | $492,240 (29.6%) | 0.00 | 100 |
| 2021-05-01 | $409,900 (33.5%) | $478,188 (18.5%) | 0.00 | 117 |
| 2021-06-01 | $382,425 (19.6%) | $515,365 (27.3%) | 0.00 | 119 |
| 2021-07-01 | $369,400 (16.6%) | $497,886 (26.3%) | 0.00 | 148 |
| 2021-08-01 | $382,450 (15.9%) | $505,060 (25.5%) | 0.00 | 171 |
| 2021-09-01 | $386,975 (25.0%) | $511,253 (25.5%) | 0.00 | 186 |
| 2021-10-01 | $379,900 (20.8%) | $552,163 (33.0%) | 0.00 | 175 |
| 2021-11-01 | $391,825 (32.8%) | $570,072 (34.3%) | 0.00 | 179 |
| 2021-12-01 | $374,900 (33.9%) | $568,561 (40.9%) | 0.00 | 160 |
| 2022-01-01 | $374,900 (41.5%) | $560,458 (46.7%) | 0.00 | 135 |
| 2022-02-01 | $394,625 (36.1%) | $570,936 (43.2%) | 0.00 | 132 |
| 2022-03-01 | $378,450 (29.2%) | $581,664 (40.3%) | 0.00 | 148 |
| 2022-04-01 | $429,000 (23.9%) | $572,595 (16.3%) | 0.00 | 177 |
| 2022-05-01 | $432,400 (5.5%) | $601,859 (25.9%) | 0.00 | 219 |
| 2022-06-01 | $449,900 (17.6%) | $598,719 (16.2%) | 0.00 | 276 |
| 2022-07-01 | $446,700 (20.9%) | $587,947 (18.1%) | 0.00 | 319 |
| 2022-08-01 | $457,400 (19.6%) | $606,590 (20.1%) | 0.00 | 345 |
| 2022-09-01 | $468,700 (21.1%) | $638,291 (24.9%) | 0.00 | 349 |
| 2022-10-01 | $399,900 (5.3%) | $584,904 (5.9%) | 0.00 | 421 |
| 2022-11-01 | $399,900 (2.1%) | $567,578 (-0.4%) | 0.00 | 419 |
| 2022-12-01 | $399,900 (6.7%) | $570,546 (0.4%) | 0.00 | 397 |
| 2023-01-01 | $384,925 (2.7%) | $569,514 (1.6%) | 0.00 | 378 |
| 2023-02-01 | $384,950 (-2.5%) | $580,838 (1.7%) | 0.00 | 351 |
Tullahoma - Manchester's median listing price for 2023-02-01 was $384,950, a difference of
$-9,675
(-2.5%) versus the prior year and
$25 versus the prior month.
Tullahoma - Manchester's median listing price comes in at 0% of the national average.
Tullahoma - Manchester's average listing price for 2023-02-01 was $580,838, a difference of $9,902 (1.7%) versus the prior year and $11,324 versus the prior month.
For the 2023-02-01 period, Tullahoma - Manchester had 351 MLS listings, a difference of -27 listings (-7%) versus the prior month and 219 listings (166%) versus the prior year.
Tullahoma - Manchester's median listing price comes in at 0% of the national average.
Tullahoma - Manchester's average listing price for 2023-02-01 was $580,838, a difference of $9,902 (1.7%) versus the prior year and $11,324 versus the prior month.
For the 2023-02-01 period, Tullahoma - Manchester had 351 MLS listings, a difference of -27 listings (-7%) versus the prior month and 219 listings (166%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - Tullahoma - Manchester (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Time on Market | Median Square Footage |
|---|---|---|
| 2018-01-01 | 0 days | 2,220 sqft |
| 2018-02-01 | 0 days | 2,289 sqft |
| 2018-03-01 | 0 days | 2,279 sqft |
| 2018-04-01 | 0 days | 2,297 sqft |
| 2018-05-01 | 0 days | 2,420 sqft |
| 2018-06-01 | 0 days | 2,421 sqft |
| 2018-07-01 | 0 days | 2,421 sqft |
| 2018-08-01 | 0 days | 2,312 sqft |
| 2018-09-01 | 0 days | 2,280 sqft |
| 2018-10-01 | 0 days | 2,242 sqft |
| 2018-11-01 | 0 days | 2,257 sqft |
| 2018-12-01 | 0 days | 2,154 sqft |
| 2019-01-01 | 0 days | 2,156 sqft |
| 2019-02-01 | 0 days | 2,183 sqft |
| 2019-03-01 | 0 days | 2,274 sqft |
| 2019-04-01 | 0 days | 2,380 sqft |
| 2019-05-01 | 0 days | 2,454 sqft |
| 2019-06-01 | 0 days | 2,400 sqft |
| 2019-07-01 | 0 days | 2,405 sqft |
| 2019-08-01 | 0 days | 2,345 sqft |
| 2019-09-01 | 0 days | 2,295 sqft |
| 2019-10-01 | 0 days | 2,262 sqft |
| 2019-11-01 | 0 days | 2,235 sqft |
| 2019-12-01 | 0 days | 2,109 sqft |
| 2020-01-01 | 0 days | 2,088 sqft |
| 2020-02-01 | 0 days | 2,061 sqft |
| 2020-03-01 | 0 days | 2,220 sqft |
| 2020-04-01 | 0 days | 2,200 sqft |
| 2020-05-01 | 0 days | 2,269 sqft |
| 2020-06-01 | 0 days | 2,286 sqft |
| 2020-07-01 | 0 days | 2,259 sqft |
| 2020-08-01 | 0 days | 2,226 sqft |
| 2020-09-01 | 0 days | 2,166 sqft |
| 2020-10-01 | 0 days | 2,181 sqft |
| 2020-11-01 | 0 days | 2,099 sqft |
| 2020-12-01 | 0 days | 1,988 sqft |
| 2021-01-01 | 0 days | 1,938 sqft |
| 2021-02-01 | 0 days | 1,920 sqft |
| 2021-03-01 | 0 days | 1,859 sqft |
| 2021-04-01 | 0 days | 1,894 sqft |
| 2021-05-01 | 0 days | 1,915 sqft |
| 2021-06-01 | 0 days | 1,987 sqft |
| 2021-07-01 | 0 days | 1,959 sqft |
| 2021-08-01 | 0 days | 2,057 sqft |
| 2021-09-01 | 0 days | 2,080 sqft |
| 2021-10-01 | 0 days | 2,188 sqft |
| 2021-11-01 | 0 days | 2,169 sqft |
| 2021-12-01 | 0 days | 2,072 sqft |
| 2022-01-01 | 0 days | 2,019 sqft |
| 2022-02-01 | 0 days | 2,030 sqft |
| 2022-03-01 | 0 days | 2,001 sqft |
| 2022-04-01 | 0 days | 2,037 sqft |
| 2022-05-01 | 0 days | 2,118 sqft |
| 2022-06-01 | 0 days | 2,221 sqft |
| 2022-07-01 | 0 days | 2,187 sqft |
| 2022-08-01 | 0 days | 2,090 sqft |
| 2022-09-01 | 0 days | 2,121 sqft |
| 2022-10-01 | 0 days | 2,010 sqft |
| 2022-11-01 | 0 days | 2,002 sqft |
| 2022-12-01 | 0 days | 1,968 sqft |
| 2023-01-01 | 0 days | 1,972 sqft |
| 2023-02-01 | 0 days | 1,928 sqft |
Tullahoma - Manchester's median listing age (time on market) for 2023-02-01 was 0 days.
Tullahoma - Manchester's median square footage for active listings during the 2023-02-01 period was 1,928 sqft. One year prior, the average listing was 2,030 sqft.
Tullahoma - Manchester's median square footage for active listings during the 2023-02-01 period was 1,928 sqft. One year prior, the average listing was 2,030 sqft.
Tullahoma-Manchester, TN Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 1,577 | $447,065,000 | $283,491 |
| Cash Out Refi | 848 | $165,060,000 | $194,646 |
| Refi | 476 | $110,890,000 | $232,962 |
| Other | 232 | $25,860,000 | $111,466 |
| Home Improvement | 171 | $16,245,000 | $95,000 |
| NA | 1 | $95,000 | $95,000 |
Tullahoma - Manchester's most frequently cited loan purpose was Home Purchase, with 1,577 originations. The 2nd most popular reason was Cash Out Refi, with 848 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 5-6% | 875 | $206,555,000 | $236,063 |
| 4-5% | 787 | $205,735,000 | $261,417 |
| 3-4% | 724 | $170,420,000 | $235,387 |
| 6-7% | 370 | $79,170,000 | $213,973 |
| 2.5-3% | 189 | $43,375,000 | $229,497 |
| 7-8% | 159 | $25,905,000 | $162,925 |
| Over 8% | 88 | $8,570,000 | $97,386 |
| <2.5% | 68 | $12,790,000 | $188,088 |
During 2022, Tullahoma - Manchester's most frequently originated rate bucket was 5-6%, with 875 originations.
Loan Sizing (Tullahoma-Manchester, TN MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $200k-400k | 1,235 | $338,645,000 | $274,206 |
| $100k-200k | 1,088 | $163,100,000 | $149,908 |
| $100,000 or less | 633 | $36,655,000 | $57,907 |
| $400k-600k | 237 | $112,935,000 | $476,519 |
| $600k-1000k | 87 | $63,955,000 | $735,115 |
| $Over $1MM | 25 | $49,925,000 | $1,997,000 |
Tullahoma - Manchester's loan sizing saw the bucket of loans from $200k-400k with 1,235 originations, totaling $338,645,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 80-100% | 1,153 | $330,415,000 | $286,570 |
| 60-80% | 925 | $262,125,000 | $283,378 |
| 40-60% | 461 | $86,055,000 | $186,670 |
| 20-40% | 378 | $42,710,000 | $112,989 |
| Under 20% | 285 | $13,485,000 | $47,316 |
| Over 100% | 53 | $16,945,000 | $319,717 |
Tullahoma - Manchester's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 1,153 originations, totaling $330,415,000 in origination value.