Smartbank Mortgage Rates, Fees & Info

Pigeon Forge, TN

LEI: 549300GZY55UGMUMI322

Tax ID: 20-4091629

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Mortgage Data

Bank Data

Review & Overview

Smartbank is a smaller bank specializing in Home Purchase and Refi loans. Smartbank has a high proportion of conventional loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) They have a low ratio of USDA loans. Their top markets by origination volume include: Panama City, Chattanooga, Tuscaloosa, Crestview, and Sevierville among others. We have data for 31 markets. (Some data included below & more in-depth data is available with an active subscription.)

Smartbank has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Smartbank is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
Home Equity Line of Credit (HELOC) 6.27% 3/28/24
30 Year Conventional Purchase 6.11% 3/28/24
30 Year Conventional Refi 6.12% 3/28/24
30 Year Cash-out Refi 6.51% 3/28/24
30 Year FHA Purchase 7.06% 3/28/24
30 Year FHA Refi 6.27% 3/28/24
30 Year VA Purchase 6.47% 3/28/24
30 Year VA Refi 6.27% 3/28/24
30 Year USDA Purchase 6.92% 3/28/24
15 Year Conventional Purchase 5.60% 3/28/24
15 Year Conventional Refi 6.03% 3/28/24
15 Year Cash-out Refi 6.03% 3/28/24
15 Year FHA Purchase 5.68% 3/28/24
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

Smartbank Mortgage Calculator






Your Estimates

Estimated Loan Payment: Update the calculator values and click calculate payment!

This is not an official calculator from Smartbank. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

553

Origination Dollar Volume (All Markets)

$128,665,000

Employee count

387 Show all (6) awards

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
PANAMA CITY, FL (FHA|USDA|VA) 117 $27,435,000 $234,487 $4,919 4.51%
CHATTANOOGA, TN-GA (FHA|USDA|VA) 109 $20,825,000 $191,055 $3,923 5.05%
TUSCALOOSA, AL (FHA|USDA|VA) 78 $20,020,000 $256,667 $4,349 4.51%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 27 $16,175,000 $599,074 $5,908 4.59%
Sevierville, TN (FHA|USDA|VA) 48 $9,880,000 $205,833 $4,223 4.70%
Tullahoma-Manchester, TN (FHA|USDA|VA) 32 $5,160,000 $161,250 $3,068 5.09%
KNOXVILLE, TN (FHA|USDA|VA) 20 $4,650,000 $232,500 $4,416 5.00%
DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 14 $4,390,000 $313,571 $4,249 4.83%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 8 $3,150,000 $393,750 $6,785 4.48%
CLEVELAND, TN (FHA|USDA|VA) 20 $3,080,000 $154,000 $4,351 4.88%
HUNTSVILLE, AL (FHA|USDA|VA) 21 $2,195,000 $104,524 $3,606 5.95%
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 10 $2,180,000 $218,000 $4,407 5.01%
Outside of Metro Areas 12 $2,030,000 $169,167 $4,294 4.96%
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 5 $1,865,000 $373,000 $3,843 4.53%
McMinnville, TN (FHA|USDA|VA) 1 $855,000 $855,000 $0 4.67%
MORRISTOWN, TN (FHA|USDA|VA) 5 $795,000 $159,000 $3,312 4.63%
Shelbyville, TN (FHA|USDA|VA) 5 $605,000 $121,000 $1,912 4.96%
Greeneville, TN (FHA|USDA|VA) 1 $525,000 $525,000 $0 5.75%
MOBILE, AL (FHA|USDA|VA) 5 $495,000 $99,000 $2,768 5.40%
Newport, TN (FHA|USDA|VA) 1 $455,000 $455,000 $3,933 4.88%
DALTON, GA (FHA|USDA|VA) 3 $375,000 $125,000 $3,112 5.38%
Jasper, AL (FHA|USDA|VA) 2 $370,000 $185,000 $0 5.95%
MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 1 $265,000 $265,000 $3,979 4.70%
LOUISVILLE, KY (FHA|USDA|VA) 1 $235,000 $235,000 $2,528 3.75%
AUBURN-OPELIKA, AL (FHA|USDA|VA) 1 $205,000 $205,000 $0 5.15%
Columbus, MS (FHA|USDA|VA) 1 $135,000 $135,000 $3,576 5.00%
Crossville, TN (FHA|USDA|VA) 1 $85,000 $85,000 $2,986 4.25%
Athens, TN (FHA|USDA|VA) 1 $75,000 $75,000 $1,341 7.35%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 1 $55,000 $55,000 $0 6.25%
Frankfort, KY (FHA|USDA|VA) 1 $55,000 $55,000 $0 5.50%
DECATUR, AL (FHA|USDA|VA) 1 $45,000 $45,000 $0 6.00%
Smartbank's top markets include Panama City, Chattanooga, Tuscaloosa, Crestview, and Sevierville among others.

Their top states include:
  • Florida (FHA|USDA|VA)
  • Tennessee (FHA|USDA|VA)
  • Alabama (FHA|USDA|VA)
  • Georgia (FHA|USDA|VA)
  • Kentucky (FHA|USDA|VA)
  • Similar Lenders

    We use machine learning to identify the top lenders compared against SmartBank based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.

    Alabama One Credit Union
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    THE TENNESSEE CREDIT UNION
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    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 497 $117,055,000 $235,523 $4,233 4.89%
    VA 25 $6,325,000 $253,000 $5,639 4.13%
    FHA 22 $4,000,000 $181,818 $6,280 4.27%
    USDA 9 $1,285,000 $142,778 $4,653 4.17%

    For 2018, Smartbank's most frequently originated type of loan was Conventional, with 497 originations. Their 2nd most popular type was VA, with 25 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 369 $88,915,000 $240,962 $5,070 4.74%
    Refi 120 $25,990,000 $216,583 $2,268 5.04%
    Cash Out Refi 46 $12,030,000 $261,522 $3,432 4.64%
    Home Improvement 15 $1,585,000 $105,667 $5,287 5.70%
    Other 3 $145,000 $48,333 $1,479 5.00%

    For 2018, Smartbank's most frequently cited loan purpose was Home Purchase, with 369 originations. The 2nd most popular reason was Refi, with 120 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 257 $63,485,000 $247,023 $3,987 4.54%
    Other 173 $32,095,000 $185,520 $6,088 5.45%
    30+ year 56 $18,200,000 $325,000 $7,516 4.56%
    15 Year 37 $10,315,000 $278,784 $3,941 4.18%
    20 Year 11 $2,715,000 $246,818 $3,171 4.64%
    10 Year 10 $820,000 $82,000 $2,495 4.60%
    5 Year 4 $520,000 $130,000 $2,015 5.21%
    1 Year 3 $265,000 $88,333 $2,032 6.08%
    3 Year 2 $250,000 $125,000 $1,004 5.08%

    For 2018, Smartbank's most frequently cited loan duration was 30 Year, with 257 originations. The 2nd most popular length was Other, with 173 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $<1k 183 $47,895,000 $261,721
    $1k-2k 86 $12,960,000 $150,698
    $2k-3k 65 $16,485,000 $253,615
    $3k-4k 26 $11,950,000 $459,615
    $4k-5k 12 $5,290,000 $440,833
    $5k+ 7 $4,025,000 $575,000

    Smartbank's average total fees were $3,987, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 183 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    4-5% 296 $77,480,000 $261,757
    5-6% 174 $29,350,000 $168,678
    3-4% 67 $19,375,000 $289,179
    6-7% 15 $2,385,000 $159,000
    7-8% 1 $75,000 $75,000

    During 2018, Smartbank's average interest rate for loans was 4.54%, while their most frequently originated rate bucket for loans was 4-5%, with 296 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $100k-200k 190 $27,940,000 $147,053 $3,613 4.76%
    $200k-400k 175 $48,805,000 $278,886 $4,960 4.65%
    $100,000 or less 124 $8,090,000 $65,242 $2,393 5.28%
    $400k-600k 37 $17,415,000 $470,676 $5,786 4.62%
    $600k-1MM 17 $13,355,000 $785,588 $8,378 4.66%
    $1MM+ 10 $13,060,000 $1,306,000 $8,905 4.35%

    2018 saw Smartbank place emphasis on $100k-200k loans with 190 originations, totaling $27,940,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $100k-150k 111 $27,345,000 $246,351 $4,590 4.77%
    $50k-75k 91 $15,215,000 $167,198 $4,294 4.66%
    $50k or less 81 $10,035,000 $123,889 $3,488 4.65%
    $150k-250k 69 $20,085,000 $291,087 $4,422 4.63%
    $75k-100k 64 $11,750,000 $183,594 $4,453 4.81%
    $250k+ 59 $28,345,000 $480,424 $6,279 4.71%

    Smartbank lent most frequently to those with incomes in the $100k-150k range, with 111 originations. The second most popular income band? $50k-75k, with 91 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% 98 $23,430,000 $239,082 $4,145 4.45%
    30-36% 61 $17,045,000 $279,426 $4,323 4.59%
    <20% 36 $7,930,000 $220,278 $3,612 4.54%
    38% 22 $5,760,000 $261,818 $4,984 4.51%
    40% 21 $6,795,000 $323,571 $5,840 4.54%
    42% 19 $5,105,000 $268,684 $4,968 4.57%
    41% 17 $4,845,000 $285,000 $5,111 4.43%
    39% 16 $5,040,000 $315,000 $4,620 4.46%
    37% 14 $4,570,000 $326,429 $5,987 4.46%
    45% 11 $2,695,000 $245,000 $3,130 5.05%
    36% 11 $3,675,000 $334,091 $4,320 4.70%
    44% 11 $2,055,000 $186,818 $4,501 4.57%
    50-60% 11 $2,665,000 $242,273 $3,640 4.84%
    47% 8 $1,670,000 $208,750 $5,304 4.52%
    43% 8 $1,900,000 $237,500 $3,156 4.69%
    >60% 7 $1,125,000 $160,714 $3,061 4.94%
    49% 5 $1,445,000 $289,000 $7,449 4.00%
    46% 4 $870,000 $217,500 $5,621 4.25%
    48% 3 $585,000 $195,000 $4,081 4.63%

    Smartbank lent most frequently to those with DTI ratios of 20-30%, with 98 originations. The next most common DTI ratio? 30-36%, with 61 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 423 $101,635,000 $240,272 $4,449 4.70%
    Not applicable 73 $15,125,000 $207,192 $0 5.59%
    Black 21 $4,825,000 $229,762 $4,755 4.60%
    Not provided 19 $3,685,000 $193,947 $3,836 5.01%
    Asian 16 $3,230,000 $201,875 $4,543 4.55%
    Asian Indian 1 $165,000 $165,000 $0 5.49%

    Approval Rates

    Total approvals of all applications
    93.20%

    Smartbank has an average approval rate.

    Pick Rate

    Approvals leading to origination
    79.20%

    Smartbank has a below average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 553 $128,665,000 $232,667

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    Multifamily:Manufactured 1 $975,000 $975,000
    Multifamily:Site-Built 9 $3,105,000 $345,000
    Single Family (1-4 Units):Manufactured 7 $445,000 $63,571
    Single Family (1-4 Units):Site-Built 536 $124,140,000 $231,604

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 34 $4,730,000 $139,118 $2,600 4.81%
    40-60% 67 $15,075,000 $225,000 $4,641 4.90%
    60-80% 239 $55,875,000 $233,787 $4,238 4.95%
    80-100% 192 $49,530,000 $257,969 $4,751 4.63%
    Over 100% 12 $2,820,000 $235,000 $7,802 4.64%
    Under 20% 9 $635,000 $70,556 $2,159 5.24%

    Complaints

    Bank Name Product Issue 2018 CPFB Complaints % of Total Issues
    Shea Mortgage Inc. Conventional home mortgage Applying for a mortgage or refinancing an existing mortgage 1 100.0%

    Bank Details

    Branches

    Bank Name Branch Branch Type Deposits (000's)
    SmartBank 158 Commerce Street Mcintosh, AL 36553 Full Service B&M $18,270
    SmartBank 1600 College Avenue Jackson, AL 36545 Full Service B&M $44,648
    SmartBank 16780 Jordan Street Chatom, AL 36518 Full Service B&M $29,201
    SmartBank 1011 Parkway Sevierville, TN 37862 Full Service B&M $160,718
    SmartBank 103 Ecor Rouge Place Fairhope, AL 36532 Full Service B&M $27,704
    SmartBank 1400 North Jackson Street Tullahoma, TN 37388 Full Service B&M $128,639
    SmartBank 1950 Old Fort Parkway Murfreesboro, TN 37129 Full Service B&M $25,551
    SmartBank 2000 Lurleen B. Wallace Boulevard Northport, AL 35476 Full Service B&M $96,811
    SmartBank 201 North Palafox Street Pensacola, FL 32502 Full Service B&M $21,655
    SmartBank 202 Advantage Place Knoxville, TN 37922 Full Service B&M $63,407
    SmartBank 202 West Crawford Street, Suite A Dalton, GA 30720 Full Service Retail $0
    SmartBank 2280 Gunbarrel Road Chattanooga, TN 37421 Full Service B&M $49,555
    SmartBank 230 Mcfarland Circle North Tuscaloosa, AL 35406 Full Service B&M $37,000
    SmartBank 2301 University Boulevard Tuscaloosa, AL 35401 Full Service B&M $197,313
    SmartBank 2411 Jenks Ave Panama City, FL 32405 Full Service B&M $13,595
    SmartBank 2430 Teaster Lane, Suite 205 Pigeon Forge, TN 37863 Full Service B&M $244,986
    SmartBank 300 Clinton Avenue W. Huntsville, AL 35801 Full Service B&M $15,915
    SmartBank 3200 Keith Street Northwest Cleveland, TN 37312 Full Service B&M $25,437
    SmartBank 33219 Us Highway 43 Thomasville, AL 36784 Full Service Retail $15,689
    SmartBank 4154 Ringgold Road East Ridge, TN 37412 Full Service B&M $103,630
    SmartBank 4405 Commons Drive East Destin, FL 32541 Full Service B&M $65,659
    SmartBank 5319 Highway 153 Hixson, TN 37343 Full Service B&M $67,600
    SmartBank 5401 Kingston Pike, Suite 600 Knoxville, TN 37919 Full Service B&M $52,995
    SmartBank 570 East Parkway Gatlinburg, TN 37738 Full Service B&M $84,771
    SmartBank 817 Broad Street Chattanooga, TN 37402 Full Service B&M $32,309
    SmartBank 835 Georgia Ave Chattanooga, TN 37402 Full Service B&M $61,895
    SmartBank 8966 Old Lee Highway Ooltewah, TN 37363 Full Service B&M $37,620

    For 2018, Smartbank had 27 branches.

    Yearly Performance Overview

    Bank Income

    Item Value (in 000's)
    Total interest income $90,909
    Net interest income $76,348
    Total noninterest income $6,750
    Gross Fiduciary activities income $0
    Service charges on deposit accounts $2,567
    Trading account gains and fees $0
    Additional Noninterest Income $4,183
    Pre-tax net operating income $25,142
    Securities gains (or losses, -) $-1
    Income before extraordinary items $22,741
    Discontinued Operations (Extraordinary gains, net) $0
    Net income of bank and minority interests $22,741
    Minority interest net income $0
    Net income $22,741
    Sale, conversion, retirement of capital stock, net $335
    Net operating income $22,741

    Smartbank's gross interest income from loans was $90,909,000.
    Smartbank's net interest income from loans was $76,348,000.
    Smartbank's fee based income from loans was $2,567,000.
    Smartbank's net income from loans was $22,741,000.

    Bank Expenses

    Item Value (in 000's)
    Total interest expense $14,561
    Provision for credit losses $2,936
    Total noninterest expense $55,020
    Salaries and employee benefits $30,237
    Premises and equipment expense $5,731
    Additional noninterest expense $19,052
    Applicable income taxes $2,400
    Net charge-offs $521
    Cash dividends $0

    Smartbank's interest expense for loans was $14,561,000.
    Smartbank's payroll and benefits expense were $30,237,000.
    Smartbank's property, plant and equipment expenses $5,731,000.

    Loan Performance

    Type of Loan % of Loans Noncurrent (30+ days, end of period snapshot)
    All loans 0.0%
    Real Estate loans 0.0%
    Construction & Land Development loans 0.0%
    Nonfarm, nonresidential loans 0.0%
    Multifamily residential loans 0.0%
    1-4 family residential loans 0.0%
    HELOC loans 0.0%
    All other family 0.0%
    Commercial & industrial loans 0.0%
    Personal loans 1.0%
    Credit card loans 0.5%
    Other individual loans 1.0%
    Auto loans 0.0%
    Other consumer loans 1.0%
    Unsecured commercial real estate loans 0.0%

    Deposits

    Type Value (in 000's)
    Total deposits $1,940,161
    Deposits held in domestic offices $1,940,161
    Deposits by Individuals, partnerships, and corporations $1,492,605
    Deposits by U.S. Government $0
    Deposits by States and political subdivisions in the U.S. $184,810
    Deposits by Commercial banks and other depository institutions in U.S. $262,746
    Deposits by Banks in foreign countries $0
    Deposits by Foreign governments and official institutions $0
    Transaction accounts $646,448
    Demand deposits $360,192
    Nontransaction accounts $1,293,713
    Money market deposit accounts (MMDAs) $508,449
    Other savings deposits (excluding MMDAs) $133,498
    Total time deposits $651,766
    Total time and savings deposits $1,579,969
    Noninterest-bearing deposits $334,966
    Interest-bearing deposits $1,605,195
    Retail deposits $1,555,174
    IRAs and Keogh plan accounts $47,870
    Brokered deposits $242,335
    Deposits held in foreign offices $0

    Assets

    Asset Value (in 000's)
    Total Assets $2,278,710
    Cash & Balances due from depository institutions $119,471
    Interest-bearing balances $72,673
    Total securities $201,688
    Federal funds sold & reverse repurchase $0
    Net loans and leases $1,768,902
    Loan and leases loss allowance $8,275
    Trading account assets $0
    Bank premises and fixed assets $55,888
    Other real estate owned $2,495
    Goodwill and other intangibles $79,034
    All other assets $51,232

    Liabilities

    Liabilities Value (in 000's)
    Total liabilities and capital $2,278,710
    Total Liabilities $1,970,288
    Total deposits $1,940,161
    Interest-bearing deposits $1,605,195
    Deposits held in domestic offices $1,940,161
    % insured (estimated) $67
    Federal funds purchased and repurchase agreements $22,518
    Trading liabilities $0
    Other borrowed funds $481
    Subordinated debt $0
    All other liabilities $7,128

    Issued Loan Types

    Type Value (in 000's)
    Net loans and leases $1,768,902
    Loan and leases loss allowance $8,275
    Total loans and leases (domestic) $1,777,177
    All real estate loans $1,455,176
    Real estate loans in domestic offices $1,455,176
    Construction and development loans $187,895
    Residential 1-4 family construction $75,056
    Other construction, all land development and other land $112,839
    Loans secured by nonfarm nonresidential properties $766,537
    Nonfarm nonresidential secured by owner-occupied properties $373,059
    Commercial real estate & other non-farm, non-residential $393,478
    Multifamily residential real estate $70,430
    1-4 family residential loans $407,254
    Farmland loans $23,060
    Loans held in foreign offices $0
    Farm loans $386
    Commercial and industrial loans $287,758
    To non-U.S. addressees $0
    Loans to individuals $11,729
    Credit card loans $441
    Related Plans $2,057
    Consumer Auto Loans $2,337
    Other loans to individuals $6,894
    All other loans & leases $22,661
    Loans to foreign governments and official institutions $0
    Other loans $1,632
    Loans to depository institutions and acceptances of other banks $0
    Loans not secured by real estate $5,927
    Loans secured by real estate to non-U.S. addressees $1,340
    Restructured Loans & leases $116
    Non 1-4 family restructured loans & leases $116
    Total loans and leases (foreign) $0

    SmartBank had $1,768,902,000 of loans outstanding in 2018. $1,455,176,000 of loans were in real estate loans. $187,895,000 of loans were in development loans. $70,430,000 of loans were in multifamily mortgage loans. $407,254,000 of loans were in 1-4 family mortgage loans. $386,000 of loans were in farm loans. $441,000 of loans were in credit card loans. $2,337,000 of loans were in the auto loan category.

    Small Business Loans

    Categorization # of Loans in Category $ amount of loans (in 000's) Average $/loan
    Nonfarm, nonresidential loans - <$1MM 823 $222,559 $270,424
    Nonfarm, nonresidential loans - <$100k 110 $5,384 $48,945
    Nonfarm, nonresidential loans - $100-250k 282 $40,301 $142,911
    Nonfarm, nonresidential loans - $250k-1MM 431 $176,874 $410,381
    Commercial & Industrial, US addressed loans - <$1MM 2,709 $179,468 $66,249
    Commercial & Industrial, US addressed loans - <$100k 1,967 $33,698 $17,132
    Commercial & Industrial, US addressed loans - $100-250k 417 $45,485 $109,077
    Commercial & Industrial, US addressed loans - $250k-1MM 325 $100,285 $308,569
    Farmland loans - <$1MM 108 $8,257 $76,454
    Farmland loans - <$100k 66 $2,123 $32,167
    Farmland loans - $100-250k 31 $3,626 $116,968
    Farmland loans - $250k-1MM 11 $2,508 $228,000
    Agriculture operations loans - <$1MM 7 $386 $55,143
    Agriculture operations loans - <$100k 4 $86 $21,500
    Agriculture operations loans - $100-250k 2 $208 $104,000
    Agriculture operations loans - $250k-1MM 1 $92 $92,000