Crossville Mortgage Rates
30yr Fixed Rate
15yr Fixed Rate
FHA
USDA
VA
5/1 ARM
30 Year Fixed Rate mortgages in Crossville averaged
5.88%
for the week of 2022-06-23, compared to the national average of
5.81% for the same period.
The average rate for the prior week (2022-06-16) was
6.05% and
one month ago for the week of 2022-05-19, the
average rate was 5.52%.
Crossville's average rate one year ago was 3.24%.
For refis of the same type during the week of 2022-06-23, the average rate
was 6.16%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2022-06-23 | 5.81% |
| Crossville 30 Year Fixed Rate | 2022-06-23 | 5.88% |
| Crossville 30 Year Fixed Rate Refi | 2022-06-23 | 6.16% |
| Crossville 15 Year Fixed Rate | 2022-06-23 | 5.14% |
| Crossville 15 Year Fixed Rate Refi | 2022-06-23 | 5.41% |
| Crossville 30 Year FHA | 2022-06-23 | 0.18% |
| Crossville 30 Year FHA Refi | 2022-06-23 | 0.04% |
| Crossville 30 Year USDA | 2022-06-23 | 0.23% |
| Crossville 30 Year USDA Refi | 2022-06-23 | 0.27% |
| Crossville 30 Year VA | 2022-06-23 | 0.16% |
| Crossville 30 Year VA Refi | 2022-06-23 | -0.25% |
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Crossville, TN.
Crossville Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lendor, for only loans originated in the Crossville, TN market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
Crossville, TN's 165 lenders originated 2,355
loans during 2021. The total origination value was $478,055,000, with an average loan value of
$202,996.
The top Crossville lender as defined by loan originations is MORTGAGE INVESTORS GROUP, INC., with
122 loans originated. Their average total fees are
$3,260, which is $1,221
lower than the next largest lender,
QUICKEN LOANS, LLC.
The lowest fee Crossville lenders (with over 10 loans originated) are
SmartBank ($2,257), Citizens Bank ($2,387), Renasant Bank ($2,511), U.S. Bank ($2,622) and Flagstar Bank, FSB ($3,054).
The lowest rate Crossville lenders (with over 10 loans originated) are
Citizens Bank (2.81%), Renasant Bank (2.92%), Wells Fargo Bank (2.97%), PENNYMAC LOAN SERVICES, LLC (2.99%) and HOME POINT FINANCIAL CORPORATION (3.00%).
Crossville, TN Lender Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2020 Loan Value | 2021 Loan Value | % Change | 2021 Market Share |
|---|---|---|---|---|
| MORTGAGE INVESTORS GROUP, INC. | $59,480,000 | $42,790,000 | -28.1% | 9.0% |
| QUICKEN LOANS, LLC | $42,700,000 | $42,205,000 | -1.2% | 8.8% |
| Pinnacle Bank | $1,130,000 | $29,300,000 | 2,492.9% | 6.1% |
| Flagstar Bank, FSB | $15,795,000 | $24,060,000 | 52.3% | 5.0% |
| FirstBank | $17,055,000 | $20,545,000 | 20.5% | 4.3% |
| LOANDEPOT.COM, LLC | $9,775,000 | $18,170,000 | 85.9% | 3.8% |
| PENNYMAC LOAN SERVICES, LLC | $4,585,000 | $16,055,000 | 250.2% | 3.4% |
| Regions Bank | $15,705,000 | $14,570,000 | -7.2% | 3.0% |
| VAN DYK MORTGAGE CORPORATION | $14,620,000 | $13,645,000 | -6.7% | 2.9% |
| FREEDOM MORTGAGE CORPORATION | $14,340,000 | $12,635,000 | -11.9% | 2.6% |
| DAS Acquisition Company, LLC | $9,645,000 | n/a | 2.0% | |
| Mortgage Research Center, LLC | $5,680,000 | $9,030,000 | 59.0% | 1.9% |
| Farm Credit Mid-America, ACA | $10,125,000 | $8,235,000 | -18.7% | 1.7% |
| Renasant Bank | $5,195,000 | $7,840,000 | 50.9% | 1.6% |
| U.S. Bank | $6,825,000 | $7,175,000 | 5.1% | 1.5% |
| SmartBank | $8,425,000 | $6,970,000 | -17.3% | 1.5% |
| Citizens Bank | $4,450,000 | $6,090,000 | 36.9% | 1.3% |
| PENTAGON FEDERAL CREDIT UNION | $3,800,000 | $5,890,000 | 55.0% | 1.2% |
| UNITED WHOLESALE MORTGAGE, LLC | $5,755,000 | $5,500,000 | -4.4% | 1.2% |
| NEW DAY FINANCIAL, LLC | $5,050,000 | $5,235,000 | 3.7% | 1.1% |
| Wells Fargo Bank | $3,955,000 | $5,060,000 | 27.9% | 1.1% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | $3,105,000 | $4,755,000 | 53.1% | 1.0% |
| HOME POINT FINANCIAL CORPORATION | $2,285,000 | $4,600,000 | 101.3% | 1.0% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $1,470,000 | $4,160,000 | 183.0% | 0.9% |
| Mountain Commerce Bank | $3,820,000 | n/a | 0.8% | |
| GUARANTY MORTGAGE SERVICES, L.L.C. | $5,075,000 | $3,595,000 | -29.2% | 0.8% |
| CMG MORTGAGE, INC. | $2,165,000 | $3,590,000 | 65.8% | 0.8% |
| NEWREZ LLC | $765,000 | $3,505,000 | 358.2% | 0.7% |
| NAVY FEDERAL CREDIT UNION | $3,470,000 | $3,205,000 | -7.6% | 0.7% |
| Mr. Cooper ( Nationstar Mortgage ) | $1,985,000 | $3,130,000 | 57.7% | 0.7% |
| FIRST COMMUNITY MORTGAGE, INC. | $1,455,000 | $3,005,000 | 106.5% | 0.6% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | $1,915,000 | $2,775,000 | 44.9% | 0.6% |
| First Horizon Bank | $3,595,000 | $2,770,000 | -22.9% | 0.6% |
| AMERISAVE MORTGAGE CORPORATION | $3,490,000 | $2,745,000 | -21.3% | 0.6% |
| Bank of America | $2,680,000 | $2,715,000 | 1.3% | 0.6% |
| Sierra Pacific Mortgage Company, Inc. | $2,955,000 | $2,685,000 | -9.1% | 0.6% |
| Gateway First Bank | $2,860,000 | $2,630,000 | -8.0% | 0.6% |
| VILLAGE CAPITAL & INVESTMENT LLC | $3,140,000 | $2,430,000 | -22.6% | 0.5% |
| CALIBER HOME LOANS, INC. | $4,325,000 | $2,420,000 | -44.0% | 0.5% |
| Wilson Bank And Trust | $2,840,000 | $2,310,000 | -18.7% | 0.5% |
| MOVEMENT MORTGAGE, LLC | $1,930,000 | $2,290,000 | 18.7% | 0.5% |
| LAKEVIEW LOAN SERVICING, LLC | $1,000,000 | $2,225,000 | 122.5% | 0.5% |
| CHURCHILL MORTGAGE CORPORATION | $1,220,000 | $2,185,000 | 79.1% | 0.5% |
| USAA Federal Savings Bank | $3,535,000 | $2,120,000 | -40.0% | 0.4% |
| JPMorgan Chase Bank | $2,080,000 | $2,015,000 | -3.1% | 0.4% |
| BROKER SOLUTIONS, INC. | $885,000 | $1,920,000 | 116.9% | 0.4% |
| BETTER MORTGAGE CORPORATION | $750,000 | $1,875,000 | 150.0% | 0.4% |
| ORNL Federal Credit Union | $1,850,000 | $1,840,000 | -0.5% | 0.4% |
| Planters Bank, Inc. | $1,545,000 | $1,765,000 | 14.2% | 0.4% |
| HOMESIDE FINANCIAL, LLC | $1,205,000 | $1,705,000 | 41.5% | 0.4% |
| Morgan Stanley Private Bank | $1,635,000 | n/a | 0.3% | |
| MUTUAL OF OMAHA MORTGAGE, INC. | $2,045,000 | $1,515,000 | -25.9% | 0.3% |
| Truist Bank | $1,655,000 | $1,510,000 | -8.8% | 0.3% |
| ISERVE RESIDENTIAL LENDING, LLC | $910,000 | $1,475,000 | 62.1% | 0.3% |
| AMCAP MORTGAGE, LTD. | $1,430,000 | n/a | 0.3% | |
| CROSSCOUNTRY MORTGAGE, LLC | $330,000 | $1,355,000 | 310.6% | 0.3% |
| First Federal Bank | $285,000 | $1,345,000 | 371.9% | 0.3% |
| First Guaranty Mortgage Corporation | $1,350,000 | $1,340,000 | -0.7% | 0.3% |
| STOCKTON MORTGAGE CORPORATION | $3,115,000 | $1,335,000 | -57.1% | 0.3% |
| REDSTONE Federal Credit Union | $1,200,000 | n/a | 0.3% | |
| Strong Home Mortgage, LLC | $235,000 | $1,185,000 | 404.3% | 0.2% |
| TJC Mortgage, Inc. | $335,000 | $1,180,000 | 252.2% | 0.2% |
| Fifth Third Bank | $1,705,000 | $1,140,000 | -33.1% | 0.2% |
| PHH Mortgage Corporation | $415,000 | $1,135,000 | 173.5% | 0.2% |
| CLEARPATH LENDING | $2,665,000 | $1,100,000 | -58.7% | 0.2% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | $1,065,000 | n/a | 0.2% | |
| Y-12 Federal Credit Union | $1,940,000 | $1,040,000 | -46.4% | 0.2% |
| AMERICAN FINANCING CORPORATION | $1,025,000 | n/a | 0.2% | |
| PNC Bank | $630,000 | $1,005,000 | 59.5% | 0.2% |
| Carrington Mortgage Services, LLC | $720,000 | $1,000,000 | 38.9% | 0.2% |
| FINANCE OF AMERICA REVERSE LLC | $85,000 | $1,000,000 | 1,076.5% | 0.2% |
| Wyndham Capital Mortgage, Inc. | $1,025,000 | $990,000 | -3.4% | 0.2% |
| GUARANTEED RATE, INC. | $830,000 | $970,000 | 16.9% | 0.2% |
| Hometown Lenders, Inc. | $280,000 | $960,000 | 242.9% | 0.2% |
| ZILLOW HOME LOANS, LLC | $285,000 | $945,000 | 231.6% | 0.2% |
| CRESCENT MORTGAGE COMPANY | $3,455,000 | $925,000 | -73.2% | 0.2% |
| AMERICAN FINANCIAL NETWORK, INC. | $720,000 | $915,000 | 27.1% | 0.2% |
| Bank of England | $555,000 | $900,000 | 62.2% | 0.2% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | $235,000 | $870,000 | 270.2% | 0.2% |
| KNOXVILLE TVA EMPLOYEES CREDIT UNION | $490,000 | $830,000 | 69.4% | 0.2% |
| SOUTHWEST FUNDING, LP | $240,000 | $820,000 | 241.7% | 0.2% |
| 21ST MORTGAGE CORPORATION | $460,000 | $810,000 | 76.1% | 0.2% |
| United Community Bank | $1,450,000 | $805,000 | -44.5% | 0.2% |
| Farmers Bank & Trust | $790,000 | n/a | 0.2% | |
| GUILD MORTGAGE COMPANY | $595,000 | $765,000 | 28.6% | 0.2% |
| SUCCESS MORTGAGE PARTNERS, INC. | $425,000 | $760,000 | 78.8% | 0.2% |
| Wolfe Financial, Inc | $760,000 | n/a | 0.2% | |
| SOVEREIGN LENDING GROUP INCORPORATED | $1,565,000 | $750,000 | -52.1% | 0.2% |
| Citizens Bank | $4,450,000 | $745,000 | -83.3% | 0.2% |
| UNION HOME MORTGAGE CORP. | $255,000 | $710,000 | 178.4% | 0.1% |
| Barrington Bank & Trust Company, N.A. | $915,000 | $680,000 | -25.7% | 0.1% |
| Magnolia Bank | $290,000 | $665,000 | 129.3% | 0.1% |
| BNC National Bank | $660,000 | n/a | 0.1% | |
| Nations Lending Corporation | $230,000 | $660,000 | 187.0% | 0.1% |
| The Federal Savings Bank | $1,340,000 | $655,000 | -51.1% | 0.1% |
| SUN WEST MORTGAGE COMPANY, INC. | $735,000 | $640,000 | -12.9% | 0.1% |
| Third Federal Savings and Loan Association of Cleveland | $315,000 | $640,000 | 103.2% | 0.1% |
| UBS Bank USA | $640,000 | n/a | 0.1% | |
| InterContinental Capital Group, Inc | $635,000 | n/a | 0.1% | |
| POLARIS HOME FUNDING CORP. | $310,000 | $625,000 | 101.6% | 0.1% |
| Citizens Tri-County Bank | $445,000 | $610,000 | 37.1% | 0.1% |
| ROYAL UNITED MORTGAGE LLC | $690,000 | $610,000 | -11.6% | 0.1% |
| RUOFF MORTGAGE COMPANY, INC. | $610,000 | n/a | 0.1% | |
| THRIVENT Federal Credit Union | $105,000 | $610,000 | 481.0% | 0.1% |
| AMERICAN ADVISORS GROUP | $600,000 | $590,000 | -1.7% | 0.1% |
| MID AMERICA MORTGAGE, INC. | $590,000 | n/a | 0.1% | |
| Ameris Bank | $275,000 | $585,000 | 112.7% | 0.1% |
| EVERETT FINANCIAL, INC. | $140,000 | $585,000 | 317.9% | 0.1% |
| North American Savings Bank, F.S.B. | $710,000 | $560,000 | -21.1% | 0.1% |
| NORTHROP GRUMMAN Federal Credit Union | $545,000 | n/a | 0.1% | |
| TIAA, FSB | $500,000 | $545,000 | 9.0% | 0.1% |
| Reliant Bank | $325,000 | $540,000 | 66.2% | 0.1% |
| DRAPER AND KRAMER MORTGAGE CORP. | $530,000 | n/a | 0.1% | |
| SOUTHPOINT FINANCIAL SERVICES, INC. | $360,000 | $530,000 | 47.2% | 0.1% |
| EASTMAN | $35,000 | $525,000 | 1,400.0% | 0.1% |
| EVANSVILLE TEACHERS | $115,000 | $515,000 | 347.8% | 0.1% |
| KeyBank | $85,000 | $510,000 | 500.0% | 0.1% |
| SOUTHWEST STAGE FUNDING, LLC | $870,000 | $495,000 | -43.1% | 0.1% |
| GUARANTY HOME MORTGAGE CORPORATION | $590,000 | $490,000 | -16.9% | 0.1% |
| T2 FINANCIAL LLC | $360,000 | $490,000 | 36.1% | 0.1% |
| Notre Dame Federal Credit Union Corporation | $485,000 | n/a | 0.1% | |
| AMERICAN FINANCIAL RESOURCES, INC. | $680,000 | $480,000 | -29.4% | 0.1% |
| CREDIT UNION MORTGAGE ASSOCIATION, INC. | $105,000 | $465,000 | 342.9% | 0.1% |
| PLANET HOME LENDING, LLC | $560,000 | $460,000 | -17.9% | 0.1% |
| GUARANTEED RATE AFFINITY, LLC | $105,000 | $450,000 | 328.6% | 0.1% |
| Ally Bank | $260,000 | $445,000 | 71.2% | 0.1% |
| ASCEND FEDERAL CREDIT UNION | $375,000 | $420,000 | 12.0% | 0.1% |
| Pinnacle Bank | $1,130,000 | $415,000 | -63.3% | 0.1% |
| AmeriHome Mortgage Company, LLC | $475,000 | $410,000 | -13.7% | 0.1% |
| EMBRACE HOME LOANS, INC. | $85,000 | $405,000 | 376.5% | 0.1% |
| SWBC MORTGAGE CORPORATION | $355,000 | $405,000 | 14.1% | 0.1% |
| Citizens Bank | $4,450,000 | $380,000 | -91.5% | 0.1% |
| Mid-Continent Funding, Inc. | $380,000 | n/a | 0.1% | |
| First Federal Bank of the Midwest | $375,000 | n/a | 0.1% | |
| CELEBRITY HOME LOANS, LLC | $365,000 | n/a | 0.1% | |
| HANCOCK MORTGAGE PARTNERS, LLC | $365,000 | n/a | 0.1% | |
| Credence Funding Corporation | $355,000 | n/a | 0.1% | |
| Goldwater Bank, N.A. | $285,000 | $355,000 | 24.6% | 0.1% |
| LOANLEADERS OF AMERICA, INC. | $355,000 | n/a | 0.1% | |
| 1ST SIGNATURE LENDING, LLC | $350,000 | n/a | 0.1% | |
| Home State Bank | $345,000 | n/a | 0.1% | |
| ONE NEVADA CREDIT UNION | $345,000 | n/a | 0.1% | |
| LENDUS, LLC | $330,000 | n/a | 0.1% | |
| HOMESTAR FINANCIAL CORPORATION | $325,000 | n/a | 0.1% | |
| LENOX FINANCIAL MORTGAGE CORPORATION | $185,000 | $325,000 | 75.7% | 0.1% |
| Chicago Mortgage Solutions LLC | $310,000 | n/a | 0.1% | |
| ENRICHMENT | $315,000 | $305,000 | -3.2% | 0.1% |
| PANORAMA MORTGAGE GROUP, LLC | $305,000 | n/a | 0.1% | |
| SECURITYNATIONAL MORTGAGE COMPANY | $305,000 | n/a | 0.1% | |
| Deere Employees Credit Union | $135,000 | $300,000 | 122.2% | 0.1% |
| Discover Bank | $285,000 | n/a | 0.1% | |
| Loan Simple, Inc. | $285,000 | n/a | 0.1% | |
| THRIVE MORTGAGE, LLC | $285,000 | n/a | 0.1% | |
| Cornerstone National Bank & Trust Company | $275,000 | n/a | 0.1% | |
| SOFI LENDING CORP. | $275,000 | n/a | 0.1% | |
| Stifel Bank and Trust | $145,000 | $275,000 | 89.7% | 0.1% |
| Commerce Home Mortgage, Inc. | $265,000 | n/a | 0.1% | |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | $255,000 | n/a | 0.1% | |
| CHERRY CREEK MORTGAGE, LLC | $255,000 | n/a | 0.1% | |
| Florida Capital Bank | $255,000 | n/a | 0.1% | |
| Manufacturers and Traders Trust Company | $415,000 | $250,000 | -39.8% | 0.1% |
| The First National Bank of Middle Tennessee | $1,915,000 | $250,000 | -86.9% | 0.1% |
| ABSOLUTE HOME MORTGAGE CORPORATION | $245,000 | n/a | 0.1% | |
| Old Second National Bank | $135,000 | $245,000 | 81.5% | 0.1% |
| Republic Bank & Trust Company | $245,000 | n/a | 0.1% | |
| DELMAR FINANCIAL COMPANY | $235,000 | n/a | 0.0% | |
| OCMBC, INC. | $415,000 | $235,000 | -43.4% | 0.0% |
| RANLIFE, INC. | $235,000 | n/a | 0.0% | |
| Northwest Federal Credit Union | $230,000 | n/a | 0.0% | |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | $285,000 | $225,000 | -21.1% | 0.0% |
| First Citizens National Bank | $395,000 | $225,000 | -43.0% | 0.0% |
| U S WIDE FINANCIAL LLC | $225,000 | n/a | 0.0% | |
| ACCELERATE MORTGAGE, LLC | $215,000 | n/a | 0.0% | |
| Glacier Bank | $215,000 | n/a | 0.0% | |
| NETWORK CAPITAL FUNDING CORPORATION | $215,000 | n/a | 0.0% | |
| Shamrock Home Loans, Inc. | $215,000 | n/a | 0.0% | |
| South State Bank | $215,000 | n/a | 0.0% | |
| Bank of Tennessee | $210,000 | n/a | 0.0% | |
| COMPASS MORTGAGE, INC. | $210,000 | n/a | 0.0% | |
| Ixonia Bank | $830,000 | $205,000 | -75.3% | 0.0% |
| JMJ FINANCIAL GROUP | $205,000 | n/a | 0.0% | |
| LIBERTY HOME MORTGAGE CORPORATION | $205,000 | n/a | 0.0% | |
| NASA Federal Credit Union | $205,000 | n/a | 0.0% | |
| Trustmark National Bank | $205,000 | n/a | 0.0% | |
| INTERLINC MORTGAGE SERVICES, LLC | $225,000 | $195,000 | -13.3% | 0.0% |
| LENDINGONE, LLC | $195,000 | n/a | 0.0% | |
| The Huntington National Bank | $470,000 | $195,000 | -58.5% | 0.0% |
| Assurance Financial Group, L.L.C. | $185,000 | n/a | 0.0% | |
| Equity Prime Mortgage LLC | $185,000 | n/a | 0.0% | |
| KS StateBank | $195,000 | $185,000 | -5.1% | 0.0% |
| Legacy Home Loans, LLC | $185,000 | n/a | 0.0% | |
| RESIDENTIAL BANCORP. | $185,000 | n/a | 0.0% | |
| SeaTrust Mortgage Company | $185,000 | n/a | 0.0% | |
| UNITED MORTGAGE CORP. | $155,000 | $185,000 | 19.4% | 0.0% |
| WINGS FINANCIAL | $185,000 | n/a | 0.0% | |
| CANOPY MORTGAGE, LLC | $175,000 | n/a | 0.0% | |
| Secured Investment Corp. | $175,000 | n/a | 0.0% | |
| Union Savings Bank | $380,000 | $175,000 | -53.9% | 0.0% |
| GENEVA FINANCIAL, LLC | $165,000 | n/a | 0.0% | |
| Low VA Rates, LLC | $410,000 | $165,000 | -59.8% | 0.0% |
| NBKC BANK | $155,000 | $165,000 | 6.5% | 0.0% |
| ACOPIA, LLC | $155,000 | n/a | 0.0% | |
| Arvest Bank | $155,000 | n/a | 0.0% | |
| First Merchants Bank | $85,000 | $155,000 | 82.4% | 0.0% |
| First National Bank of Pennsylvania | $155,000 | n/a | 0.0% | |
| SOUTH CENTRAL BANK, INC. | $155,000 | n/a | 0.0% | |
| ATLANTIC BAY MORTGAGE GROUP, L.L.C. | $145,000 | n/a | 0.0% | |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $435,000 | $145,000 | -66.7% | 0.0% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | $865,000 | $145,000 | -83.2% | 0.0% |
| AMERIFIRST FINANCIAL CORPORATION | $135,000 | n/a | 0.0% | |
| LOCAL GOVERNMENT FEDERAL CREDIT UNION | $135,000 | n/a | 0.0% | |
| National Exchange Bank and Trust | $135,000 | n/a | 0.0% | |
| Old National Bank | $135,000 | n/a | 0.0% | |
| The First National Bank of Oneida | $135,000 | n/a | 0.0% | |
| F&M Bank | $125,000 | n/a | 0.0% | |
| Origin Bank | $3,640,000 | $125,000 | -96.6% | 0.0% |
| Queensborough National Bank & Trust Company | $125,000 | n/a | 0.0% | |
| Southern Bank of Tennessee | $95,000 | $125,000 | 31.6% | 0.0% |
| The Home Loan Expert LLC | $125,000 | n/a | 0.0% | |
| Valley National Bank | $125,000 | n/a | 0.0% | |
| Watermark Capital, Inc. | $125,000 | n/a | 0.0% | |
| A Mortgage Boutique, LLC | $1,390,000 | $115,000 | -91.7% | 0.0% |
| CapStar Bank | $305,000 | $115,000 | -62.3% | 0.0% |
| ON Q FINANCIAL, INC. | $115,000 | n/a | 0.0% | |
| AMERICAN PORTFOLIO MORTGAGE CORPORATION | $105,000 | n/a | 0.0% | |
| NP, Inc. | $105,000 | n/a | 0.0% | |
| OPEN MORTGAGE, LLC | $185,000 | $105,000 | -43.2% | 0.0% |
| First National Bank of America | $95,000 | n/a | 0.0% | |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | $95,000 | n/a | 0.0% | |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $95,000 | n/a | 0.0% | |
| BAY EQUITY LLC | $85,000 | n/a | 0.0% | |
| FINANCE OF AMERICA COMMERCIAL LLC | $85,000 | n/a | 0.0% | |
| FINANCE OF AMERICA MORTGAGE LLC | $550,000 | $75,000 | -86.4% | 0.0% |
| First Financial Bank | $215,000 | $75,000 | -65.1% | 0.0% |
| First Midwest Bank | $75,000 | n/a | 0.0% | |
| LEADERONE FINANCIAL CORPORATION | $75,000 | n/a | 0.0% | |
| QUORUM FEDERAL CREDIT UNION | $70,000 | n/a | 0.0% | |
| 1st Franklin Financial Corporation | $65,000 | n/a | 0.0% | |
| Associated Bank | $55,000 | n/a | 0.0% | |
| HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | $85,000 | $55,000 | -35.3% | 0.0% |
| Peoples Bank of East Tennessee | $435,000 | $55,000 | -87.4% | 0.0% |
| First Volunteer Bank | $45,000 | n/a | 0.0% | |
| Figure Lending LLC | $60,000 | $30,000 | -50.0% | 0.0% |
Crossville's top lender by overall market share is MORTGAGE INVESTORS GROUP, INC., with 9.0% market share. In second place, with 8.8%, is QUICKEN LOANS, LLC, having originated $42,205,000 in loans. In third place, with 6.1%, is Pinnacle Bank, having originated $29,300,000 in loans. In third place, with 5.0%, is Flagstar Bank, FSB, having originated $24,060,000 in loans. In third place, with 4.3%, is FirstBank, having originated $20,545,000 in loans.
Crossville, TN Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 1,023 | $247,325,000 | $241,764 |
| Refi | 716 | $130,030,000 | $181,606 |
| Cash Out Refi | 460 | $82,980,000 | $180,391 |
| Other | 91 | $11,355,000 | $124,780 |
| Home Improvement | 65 | $6,365,000 | $97,923 |
Crossville's most frequently cited loan purpose was Home Purchase, with 1,023 originations. The 2nd most popular reason was Refi, with 716 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 3-4% | 898 | $161,790,000 | $180,167 |
| 2.5-3% | 856 | $202,700,000 | $236,799 |
| <2.5% | 443 | $90,015,000 | $203,194 |
| 4-5% | 80 | $9,800,000 | $122,500 |
| 6-7% | 21 | $2,035,000 | $96,905 |
| Over 8% | 17 | $1,425,000 | $83,824 |
| 5-6% | 17 | $1,185,000 | $69,706 |
| 7-8% | 10 | $1,170,000 | $117,000 |
During 2021, Crossville's most frequently originated rate bucket was 3-4%, with 898 originations.
Loan Sizing (Crossville, TN MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $100k-200k | 1,093 | $160,365,000 | $146,720 |
| $200k-400k | 787 | $208,205,000 | $264,555 |
| $100,000 or less | 369 | $25,115,000 | $68,062 |
| $400k-600k | 94 | $44,430,000 | $472,660 |
| $600k-1000k | 9 | $6,615,000 | $735,000 |
| $Over $1MM | 3 | $33,325,000 | $11,108,333 |
Crossville's loan sizing saw the bucket of loans from $100k-200k with 1,093 originations, totaling $160,365,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 60-80% | 789 | $158,685,000 | $201,122 |
| 80-100% | 756 | $165,540,000 | $218,968 |
| 40-60% | 405 | $95,525,000 | $235,864 |
| 20-40% | 183 | $20,175,000 | $110,246 |
| Under 20% | 74 | $3,000,000 | $40,541 |
| Over 100% | 32 | $8,330,000 | $260,313 |
Crossville's loan sizing saw loans grouped in the 60-80% Loan-to-value bucket with 789 originations, totaling $158,685,000 in origination value.
Market Conditions (Median, Average Prices & Listing Count)
Realtor.com - Crossville (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
|---|---|---|---|---|
| 2018-01-01 | $192,500 (10.0%) | $231,141 (9.5%) | 0.00 | 433 |
| 2018-02-01 | $199,900 (10.3%) | $233,743 (7.8%) | 0.00 | 415 |
| 2018-03-01 | $209,900 (16.7%) | $243,318 (13.2%) | 0.00 | 419 |
| 2018-04-01 | $219,000 (24.5%) | $247,890 (15.7%) | 0.00 | 441 |
| 2018-05-01 | $228,050 (26.9%) | $258,753 (17.9%) | 0.00 | 443 |
| 2018-06-01 | $229,000 (23.9%) | $257,977 (14.0%) | 0.00 | 483 |
| 2018-07-01 | $233,400 (23.8%) | $258,103 (11.9%) | 0.00 | 516 |
| 2018-08-01 | $222,500 (14.9%) | $259,134 (10.3%) | 0.00 | 495 |
| 2018-09-01 | $229,500 (15.3%) | $262,455 (10.9%) | 0.00 | 503 |
| 2018-10-01 | $229,900 (15.4%) | $264,651 (10.7%) | 0.00 | 505 |
| 2018-11-01 | $229,450 (14.8%) | $264,515 (10.4%) | 0.00 | 466 |
| 2018-12-01 | $235,000 (23.8%) | $271,822 (17.9%) | 0.00 | 433 |
| 2019-01-01 | $241,500 (25.5%) | $278,320 (20.4%) | 0.00 | 409 |
| 2019-02-01 | $228,313 (14.2%) | $268,163 (14.7%) | 0.00 | 416 |
| 2019-03-01 | $225,443 (7.4%) | $267,141 (9.8%) | 0.00 | 424 |
| 2019-04-01 | $237,743 (8.6%) | $274,371 (10.7%) | 0.00 | 441 |
| 2019-05-01 | $236,200 (3.6%) | $270,790 (4.7%) | 0.00 | 433 |
| 2019-06-01 | $242,000 (5.7%) | $283,107 (9.7%) | 0.00 | 440 |
| 2019-07-01 | $258,900 (10.9%) | $297,411 (15.2%) | 0.00 | 450 |
| 2019-08-01 | $255,614 (14.9%) | $298,673 (15.3%) | 0.00 | 426 |
| 2019-09-01 | $244,900 (6.7%) | $295,443 (12.6%) | 0.00 | 411 |
| 2019-10-01 | $254,450 (10.7%) | $300,648 (13.6%) | 0.00 | 419 |
| 2019-11-01 | $265,000 (15.5%) | $311,927 (17.9%) | 0.00 | 409 |
| 2019-12-01 | $259,000 (10.2%) | $306,697 (12.8%) | 0.00 | 401 |
| 2020-01-01 | $254,500 (5.4%) | $304,877 (9.5%) | 0.00 | 363 |
| 2020-02-01 | $259,900 (13.8%) | $301,147 (12.3%) | 0.00 | 372 |
| 2020-03-01 | $262,500 (16.4%) | $304,392 (13.9%) | 0.00 | 377 |
| 2020-04-01 | $263,750 (10.9%) | $305,031 (11.2%) | 0.00 | 360 |
| 2020-05-01 | $275,000 (16.4%) | $308,132 (13.8%) | 0.00 | 336 |
| 2020-06-01 | $277,000 (14.5%) | $305,008 (7.7%) | 0.00 | 317 |
| 2020-07-01 | $277,500 (7.2%) | $312,628 (5.1%) | 0.00 | 283 |
| 2020-08-01 | $279,000 (9.2%) | $310,569 (4.0%) | 0.00 | 239 |
| 2020-09-01 | $280,750 (14.6%) | $315,128 (6.7%) | 0.00 | 229 |
| 2020-10-01 | $279,900 (10.0%) | $309,766 (3.0%) | 0.00 | 192 |
| 2020-11-01 | $284,444 (7.3%) | $312,403 (0.2%) | 0.00 | 181 |
| 2020-12-01 | $284,700 (9.9%) | $313,714 (2.3%) | 0.00 | 161 |
| 2021-01-01 | $287,500 (13.0%) | $325,611 (6.8%) | 0.00 | 110 |
| 2021-02-01 | $272,000 (4.7%) | $311,550 (3.5%) | 0.00 | 101 |
| 2021-03-01 | $299,000 (13.9%) | $347,622 (14.2%) | 0.00 | 102 |
| 2021-04-01 | $321,500 (21.9%) | $370,242 (21.4%) | 0.00 | 119 |
| 2021-05-01 | $330,000 (20.0%) | $374,053 (21.4%) | 0.00 | 136 |
| 2021-06-01 | $332,500 (20.0%) | $393,765 (29.1%) | 0.00 | 150 |
| 2021-07-01 | $338,750 (22.1%) | $400,371 (28.1%) | 0.00 | 177 |
| 2021-08-01 | $317,000 (13.6%) | $388,629 (25.1%) | 0.00 | 224 |
| 2021-09-01 | $307,000 (9.4%) | $383,203 (21.6%) | 0.00 | 228 |
| 2021-10-01 | $299,000 (6.8%) | $378,520 (22.2%) | 0.00 | 221 |
| 2021-11-01 | $347,400 (22.1%) | $438,482 (40.4%) | 0.00 | 191 |
| 2021-12-01 | $362,500 (27.3%) | $451,675 (44.0%) | 0.00 | 184 |
| 2022-01-01 | $369,500 (28.5%) | $458,279 (40.7%) | 0.00 | 153 |
| 2022-02-01 | $367,450 (35.1%) | $465,555 (49.4%) | 0.00 | 125 |
| 2022-03-01 | $387,250 (29.5%) | $488,596 (40.6%) | 0.00 | 116 |
| 2022-04-01 | $389,429 (21.1%) | $501,955 (35.6%) | 0.00 | 142 |
| 2022-05-01 | $382,000 (15.8%) | $498,078 (33.2%) | 0.00 | 181 |
Crossville's median listing price for 2022-05-01 was $382,000, a difference of
$52,000
(15.8%) versus the prior year and
$-7,429 versus the prior month.
Crossville's median listing price comes in at 0% of the national average.
Crossville's average listing price for 2022-05-01 was $498,078, a difference of $124,025 (33.2%) versus the prior year and $-3,877 versus the prior month.
For the 2022-05-01 period, Crossville had 181 MLS listings, a difference of 39 listings (27%) versus the prior month and 45 listings (33%) versus the prior year.
Crossville's median listing price comes in at 0% of the national average.
Crossville's average listing price for 2022-05-01 was $498,078, a difference of $124,025 (33.2%) versus the prior year and $-3,877 versus the prior month.
For the 2022-05-01 period, Crossville had 181 MLS listings, a difference of 39 listings (27%) versus the prior month and 45 listings (33%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - Crossville (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Time on Market | Median Square Footage |
|---|---|---|
| 2018-01-01 | 0 days | 1,844 sqft |
| 2018-02-01 | 0 days | 1,887 sqft |
| 2018-03-01 | 0 days | 1,936 sqft |
| 2018-04-01 | 0 days | 1,944 sqft |
| 2018-05-01 | 0 days | 1,980 sqft |
| 2018-06-01 | 0 days | 1,989 sqft |
| 2018-07-01 | 0 days | 1,995 sqft |
| 2018-08-01 | 0 days | 1,907 sqft |
| 2018-09-01 | 0 days | 1,907 sqft |
| 2018-10-01 | 0 days | 1,976 sqft |
| 2018-11-01 | 0 days | 2,017 sqft |
| 2018-12-01 | 0 days | 2,057 sqft |
| 2019-01-01 | 0 days | 2,083 sqft |
| 2019-02-01 | 0 days | 1,978 sqft |
| 2019-03-01 | 0 days | 1,960 sqft |
| 2019-04-01 | 0 days | 1,988 sqft |
| 2019-05-01 | 0 days | 1,965 sqft |
| 2019-06-01 | 0 days | 2,015 sqft |
| 2019-07-01 | 0 days | 2,052 sqft |
| 2019-08-01 | 0 days | 2,058 sqft |
| 2019-09-01 | 0 days | 2,052 sqft |
| 2019-10-01 | 0 days | 2,048 sqft |
| 2019-11-01 | 0 days | 2,065 sqft |
| 2019-12-01 | 0 days | 2,026 sqft |
| 2020-01-01 | 0 days | 2,000 sqft |
| 2020-02-01 | 0 days | 2,016 sqft |
| 2020-03-01 | 0 days | 1,991 sqft |
| 2020-04-01 | 0 days | 1,987 sqft |
| 2020-05-01 | 0 days | 2,060 sqft |
| 2020-06-01 | 0 days | 2,082 sqft |
| 2020-07-01 | 0 days | 2,126 sqft |
| 2020-08-01 | 0 days | 2,042 sqft |
| 2020-09-01 | 0 days | 2,004 sqft |
| 2020-10-01 | 0 days | 1,949 sqft |
| 2020-11-01 | 0 days | 1,831 sqft |
| 2020-12-01 | 0 days | 1,806 sqft |
| 2021-01-01 | 0 days | 1,806 sqft |
| 2021-02-01 | 0 days | 1,771 sqft |
| 2021-03-01 | 0 days | 1,848 sqft |
| 2021-04-01 | 0 days | 2,005 sqft |
| 2021-05-01 | 0 days | 2,005 sqft |
| 2021-06-01 | 0 days | 2,024 sqft |
| 2021-07-01 | 0 days | 2,013 sqft |
| 2021-08-01 | 0 days | 1,915 sqft |
| 2021-09-01 | 0 days | 1,878 sqft |
| 2021-10-01 | 0 days | 1,806 sqft |
| 2021-11-01 | 0 days | 1,968 sqft |
| 2021-12-01 | 0 days | 1,982 sqft |
| 2022-01-01 | 0 days | 2,000 sqft |
| 2022-02-01 | 0 days | 1,999 sqft |
| 2022-03-01 | 0 days | 2,046 sqft |
| 2022-04-01 | 0 days | 2,024 sqft |
| 2022-05-01 | 0 days | 2,053 sqft |
Crossville's median listing age (time on market) for 2022-05-01 was 0 days.
Crossville's median square footage for active listings during the 2022-05-01 period was 2,053 sqft. One year prior, the average listing was 2,005 sqft.
Crossville's median square footage for active listings during the 2022-05-01 period was 2,053 sqft. One year prior, the average listing was 2,005 sqft.
