Crossville Mortgage Rates

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Crossville averaged 5.88% for the week of 2022-06-23, compared to the national average of 5.81% for the same period.

The average rate for the prior week (2022-06-16) was 6.05% and one month ago for the week of 2022-05-19, the average rate was 5.52%.

Crossville's average rate one year ago was 3.24%.

For refis of the same type during the week of 2022-06-23, the average rate was 6.16%.

Loan Type Date Rate
US 30 Year Fixed Rate 2022-06-23 5.81%
Crossville 30 Year Fixed Rate 2022-06-23 5.88%
Crossville 30 Year Fixed Rate Refi 2022-06-23 6.16%
Crossville 15 Year Fixed Rate 2022-06-23 5.14%
Crossville 15 Year Fixed Rate Refi 2022-06-23 5.41%
Crossville 30 Year FHA 2022-06-23 0.18%
Crossville 30 Year FHA Refi 2022-06-23 0.04%
Crossville 30 Year USDA 2022-06-23 0.23%
Crossville 30 Year USDA Refi 2022-06-23 0.27%
Crossville 30 Year VA 2022-06-23 0.16%
Crossville 30 Year VA Refi 2022-06-23 -0.25%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Crossville, TN.

Crossville Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lendor, for only loans originated in the Crossville, TN market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2021 Avg. 30yFix Rate 2021 Avg. Total Fees
MORTGAGE INVESTORS GROUP, INC. 122 3.14% $3,260
QUICKEN LOANS, LLC 93 3.05% $4,481
Flagstar Bank, FSB 75 3.26% $3,054
FirstBank 45 3.07% $3,136
LOANDEPOT.COM, LLC 42 3.16% $4,092
VAN DYK MORTGAGE CORPORATION 36 3.31% $3,179
PENNYMAC LOAN SERVICES, LLC 35 2.99% $3,094
DAS Acquisition Company, LLC 29 3.34% $3,553
Regions Bank 27 3.26% $3,474
Citizens Bank 21 2.81% $2,387
Wells Fargo Bank 19 2.97% $3,495
Renasant Bank 18 2.92% $2,511
SmartBank 17 3.12% $2,257
Farm Credit Mid-America, ACA 17 3.42% $6,395
U.S. Bank 14 3.03% $2,622
HOME POINT FINANCIAL CORPORATION 14 3.00% $3,870
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 11 3.12% $5,064
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 11 3.02% $3,782
UNITED WHOLESALE MORTGAGE, LLC 11 3.08% $5,090
CMG MORTGAGE, INC. 10 3.10% $4,181
GUARANTY MORTGAGE SERVICES, L.L.C. 10 3.39% $4,658
NEWREZ LLC 10 3.12% $3,342
AMERISAVE MORTGAGE CORPORATION 10 3.02% $3,943
PENTAGON FEDERAL CREDIT UNION 9 2.81% $2,151
Bank of America 9 2.92% $3,049
Gateway First Bank 9 3.43% $2,731
JPMorgan Chase Bank 7 3.10% $2,412
MOVEMENT MORTGAGE, LLC 7 3.00% $3,577
Mr. Cooper ( Nationstar Mortgage ) 6 3.31% $5,000
ORNL Federal Credit Union 6 3.02% $4,942
CALIBER HOME LOANS, INC. 6 2.84% $3,424
STOCKTON MORTGAGE CORPORATION 6 2.90% $3,215
BETTER MORTGAGE CORPORATION 5 2.95% $1,761
First Horizon Bank 5 3.10% $3,016
FIRST COMMUNITY MORTGAGE, INC. 5 3.50% $3,473
Y-12 Federal Credit Union 5 3.88% $3,098
BROKER SOLUTIONS, INC. 5 3.14% $5,464
AMCAP MORTGAGE, LTD. 5 3.10% $3,506
CROSSCOUNTRY MORTGAGE, LLC 4 3.22% $4,502
HOMESIDE FINANCIAL, LLC 4 3.19% $3,730
Truist Bank 4 2.86% $2,461
AMERICAN FINANCING CORPORATION 4 3.00% $4,492
Sierra Pacific Mortgage Company, Inc. 4 3.03% $7,315
UNION HOME MORTGAGE CORP. 4 3.13% $3,431
FREEDOM MORTGAGE CORPORATION 4 3.22% $1,775
PNC Bank 4 3.28% $2,785
RUOFF MORTGAGE COMPANY, INC. 4 2.97% $1,827
AMERICAN PACIFIC MORTGAGE CORPORATION 4 3.06% $3,725
Pinnacle Bank 4 3.19% $2,508
Hometown Lenders, Inc. 3 3.58% $5,172
Fifth Third Bank 3 3.00% $4,043
Morgan Stanley Private Bank 3 2.82% $3,641
Mortgage Research Center, LLC 3 3.08% $3,381
MUTUAL OF OMAHA MORTGAGE, INC. 3 3.62% $3,167
CHURCHILL MORTGAGE CORPORATION 3 3.21% $4,477
NAVY FEDERAL CREDIT UNION 3 4.17% $6,810
POLARIS HOME FUNDING CORP. 3 3.50% $7,635
PROVIDENT FUNDING ASSOCIATES, L.P. 3 2.83% $2,404
REDSTONE Federal Credit Union 3 3.21% $3,070
KNOXVILLE TVA EMPLOYEES CREDIT UNION 3 3.08% $4,439
ASCEND FEDERAL CREDIT UNION 3 3.58% $3,510
Wilson Bank And Trust 3 3.38% $2,728
Wyndham Capital Mortgage, Inc. 3 2.96% $1,202
SWBC MORTGAGE CORPORATION 2 3.25% $2,800
Strong Home Mortgage, LLC 2 2.93% $4,425
SOVEREIGN LENDING GROUP INCORPORATED 2 3.49% $3,936
SOUTHWEST FUNDING, LP 2 3.44% $4,204
United Community Bank 2 3.13% $3,309
GUARANTEED RATE, INC. 2 3.06% $2,578
PLANET HOME LENDING, LLC 2 3.50% $3,617
AMERICAN FINANCIAL NETWORK, INC. 2 2.88% $9,613
Magnolia Bank 2 2.94% $3,878
Northwest Federal Credit Union 2 2.94% $2,166
ZILLOW HOME LOANS, LLC 2 2.94% $3,552
North American Savings Bank, F.S.B. 2 3.94% $3,611
Chicago Mortgage Solutions LLC 2 2.80% $1,245
MID AMERICA MORTGAGE, INC. 2 3.06% $3,573
Discover Bank 2 4.24% $0
T2 FINANCIAL LLC 2 3.56% $4,051
InterContinental Capital Group, Inc 2 3.00% $3,755
Ameris Bank 2 3.18% $2,819
Watermark Capital, Inc. 1 2.99% $3,018
WINGS FINANCIAL 1 2.88% $3,193
Wolfe Financial, Inc 1 3.25% $10,292
LENOX FINANCIAL MORTGAGE CORPORATION 1 3.50% $2,593
ABSOLUTE HOME MORTGAGE CORPORATION 1 2.75% $2,315
ACOPIA, LLC 1 2.75% $4,820
Ally Bank 1 3.25% $7,165
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 1 2.63% $3,036
AMERICAN PORTFOLIO MORTGAGE CORPORATION 1 3.38% $3,221
AmeriHome Mortgage Company, LLC 1 3.13% $2,075
Arvest Bank 1 3.50% $4,086
Bank of England 1 3.25% $3,527
Bank of Tennessee 1 3.63% $2,122
BNC National Bank 1 2.75% $3,645
CANOPY MORTGAGE, LLC 1 2.75% $1,978
CapStar Bank 1 3.25% $3,171
Carrington Mortgage Services, LLC 1 3.50% $3,921
CELEBRITY HOME LOANS, LLC 1 3.63% $9,668
CHERRY CREEK MORTGAGE, LLC 1 2.75% $1,038
Citizens Tri-County Bank 1 3.00% $3,441
Commerce Home Mortgage, Inc. 1 2.50% $6,336
COMPASS MORTGAGE, INC. 1 3.38% $3,275
Cornerstone National Bank & Trust Company 1 3.13% $1,508
CREDIT UNION MORTGAGE ASSOCIATION, INC. 1 2.88% $4,144
CRESCENT MORTGAGE COMPANY 1 3.13% $3,292
Deere Employees Credit Union 1 1.88% $3,289
EASTMAN 1 3.38% $2,681
EMBRACE HOME LOANS, INC. 1 3.13% $3,790
ENRICHMENT 1 2.25% $2,359
EVANSVILLE TEACHERS 1 3.00% $2,800
EVERETT FINANCIAL, INC. 1 3.25% $2,097
FINANCE OF AMERICA MORTGAGE LLC 1 3.50% $1,979
First Federal Bank 1 3.63% $11,069
First Federal Bank of the Midwest 1 2.75% $4,008
First Guaranty Mortgage Corporation 1 3.25% $3,226
First Midwest Bank 1 3.38% $2,852
First National Bank of America 1 7.75% $6,168
GENEVA FINANCIAL, LLC 1 4.25% $3,999
Glacier Bank 1 3.13% $3,510
GUARANTY HOME MORTGAGE CORPORATION 1 2.88% $4,316
GUILD MORTGAGE COMPANY 1 3.38% $7,177
HANCOCK MORTGAGE PARTNERS, LLC 1 3.50% $7,730
HOMEBRIDGE FINANCIAL SERVICES, INC. 1 3.25% $3,077
HOMESTAR FINANCIAL CORPORATION 1 3.25% $3,687
Home State Bank 1 2.99% $4,367
ISERVE RESIDENTIAL LENDING, LLC 1 3.38% $4,353
Ixonia Bank 1 3.38% $5,169
JMJ FINANCIAL GROUP 1 3.50% $4,083
LENDUS, LLC 1 2.87% $3,480
1ST SIGNATURE LENDING, LLC 1 2.75% $2,719
LIBERTY HOME MORTGAGE CORPORATION 1 4.38% $4,099
LOANLEADERS OF AMERICA, INC. 1 3.38% $4,183
Loan Simple, Inc. 1 3.25% $3,957
LOCAL GOVERNMENT FEDERAL CREDIT UNION 1 3.15% $3,014
Manufacturers and Traders Trust Company 1 3.50% $2,997
Mid-Continent Funding, Inc. 1 3.13% $6,116
National Exchange Bank and Trust 1 3.13% $1,682
NBKC BANK 1 2.88% $1,068
NORTHROP GRUMMAN Federal Credit Union 1 2.88% $6,001
Notre Dame Federal Credit Union Corporation 1 3.00% $4,848
NP, Inc. 1 2.88% $2,717
OCMBC, INC. 1 4.00% $8,903
Old National Bank 1 2.88% $2,750
Old Second National Bank 1 3.13% $3,437
Origin Bank 1 3.50% $2,521
PANORAMA MORTGAGE GROUP, LLC 1 3.88% $4,215
PHH Mortgage Corporation 1 2.50% $6,780
PRIMELENDING, A PLAINSCAPITAL COMPANY 1 3.13% $2,967
Republic Bank & Trust Company 1 2.88% $2,174
RESIDENTIAL BANCORP. 1 3.25% $4,978
ROYAL UNITED MORTGAGE LLC 1 2.50% $11,873
SeaTrust Mortgage Company 1 2.99% $2,104
South State Bank 1 3.00% $3,994
SUN WEST MORTGAGE COMPANY, INC. 1 3.38% $1,566
The Federal Savings Bank 1 3.38% $3,210
The First National Bank of Middle Tennessee 1 2.88% $1,737
The Huntington National Bank 1 3.00% $3,303
Third Federal Savings and Loan Association of Cleveland 1 2.34% $0
THRIVENT Federal Credit Union 1 3.25% $3,213
TJC Mortgage, Inc. 1 3.00% $3,884
Trustmark National Bank 1 2.88% $2,363
UBS Bank USA 1 2.88% $3,664
UNITED MORTGAGE CORP. 1 3.25% $3,453
U S WIDE FINANCIAL LLC 1 3.00% $964

Crossville, TN's 165 lenders originated 2,355 loans during 2021. The total origination value was $478,055,000, with an average loan value of $202,996.

The top Crossville lender as defined by loan originations is MORTGAGE INVESTORS GROUP, INC., with 122 loans originated. Their average total fees are $3,260, which is $1,221 lower than the next largest lender, QUICKEN LOANS, LLC.

The lowest fee Crossville lenders (with over 10 loans originated) are SmartBank ($2,257), Citizens Bank ($2,387), Renasant Bank ($2,511), U.S. Bank ($2,622) and Flagstar Bank, FSB ($3,054).

The lowest rate Crossville lenders (with over 10 loans originated) are Citizens Bank (2.81%), Renasant Bank (2.92%), Wells Fargo Bank (2.97%), PENNYMAC LOAN SERVICES, LLC (2.99%) and HOME POINT FINANCIAL CORPORATION (3.00%).

Crossville, TN Lender Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2020 Loan Value 2021 Loan Value % Change 2021 Market Share
MORTGAGE INVESTORS GROUP, INC. $59,480,000 $42,790,000 -28.1% 9.0%
QUICKEN LOANS, LLC $42,700,000 $42,205,000 -1.2% 8.8%
Pinnacle Bank $1,130,000 $29,300,000 2,492.9% 6.1%
Flagstar Bank, FSB $15,795,000 $24,060,000 52.3% 5.0%
FirstBank $17,055,000 $20,545,000 20.5% 4.3%
LOANDEPOT.COM, LLC $9,775,000 $18,170,000 85.9% 3.8%
PENNYMAC LOAN SERVICES, LLC $4,585,000 $16,055,000 250.2% 3.4%
Regions Bank $15,705,000 $14,570,000 -7.2% 3.0%
VAN DYK MORTGAGE CORPORATION $14,620,000 $13,645,000 -6.7% 2.9%
FREEDOM MORTGAGE CORPORATION $14,340,000 $12,635,000 -11.9% 2.6%
DAS Acquisition Company, LLC $9,645,000 n/a 2.0%
Mortgage Research Center, LLC $5,680,000 $9,030,000 59.0% 1.9%
Farm Credit Mid-America, ACA $10,125,000 $8,235,000 -18.7% 1.7%
Renasant Bank $5,195,000 $7,840,000 50.9% 1.6%
U.S. Bank $6,825,000 $7,175,000 5.1% 1.5%
SmartBank $8,425,000 $6,970,000 -17.3% 1.5%
Citizens Bank $4,450,000 $6,090,000 36.9% 1.3%
PENTAGON FEDERAL CREDIT UNION $3,800,000 $5,890,000 55.0% 1.2%
UNITED WHOLESALE MORTGAGE, LLC $5,755,000 $5,500,000 -4.4% 1.2%
NEW DAY FINANCIAL, LLC $5,050,000 $5,235,000 3.7% 1.1%
Wells Fargo Bank $3,955,000 $5,060,000 27.9% 1.1%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $3,105,000 $4,755,000 53.1% 1.0%
HOME POINT FINANCIAL CORPORATION $2,285,000 $4,600,000 101.3% 1.0%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $1,470,000 $4,160,000 183.0% 0.9%
Mountain Commerce Bank $3,820,000 n/a 0.8%
GUARANTY MORTGAGE SERVICES, L.L.C. $5,075,000 $3,595,000 -29.2% 0.8%
CMG MORTGAGE, INC. $2,165,000 $3,590,000 65.8% 0.8%
NEWREZ LLC $765,000 $3,505,000 358.2% 0.7%
NAVY FEDERAL CREDIT UNION $3,470,000 $3,205,000 -7.6% 0.7%
Mr. Cooper ( Nationstar Mortgage ) $1,985,000 $3,130,000 57.7% 0.7%
FIRST COMMUNITY MORTGAGE, INC. $1,455,000 $3,005,000 106.5% 0.6%
VANDERBILT MORTGAGE AND FINANCE, INC. $1,915,000 $2,775,000 44.9% 0.6%
First Horizon Bank $3,595,000 $2,770,000 -22.9% 0.6%
AMERISAVE MORTGAGE CORPORATION $3,490,000 $2,745,000 -21.3% 0.6%
Bank of America $2,680,000 $2,715,000 1.3% 0.6%
Sierra Pacific Mortgage Company, Inc. $2,955,000 $2,685,000 -9.1% 0.6%
Gateway First Bank $2,860,000 $2,630,000 -8.0% 0.6%
VILLAGE CAPITAL & INVESTMENT LLC $3,140,000 $2,430,000 -22.6% 0.5%
CALIBER HOME LOANS, INC. $4,325,000 $2,420,000 -44.0% 0.5%
Wilson Bank And Trust $2,840,000 $2,310,000 -18.7% 0.5%
MOVEMENT MORTGAGE, LLC $1,930,000 $2,290,000 18.7% 0.5%
LAKEVIEW LOAN SERVICING, LLC $1,000,000 $2,225,000 122.5% 0.5%
CHURCHILL MORTGAGE CORPORATION $1,220,000 $2,185,000 79.1% 0.5%
USAA Federal Savings Bank $3,535,000 $2,120,000 -40.0% 0.4%
JPMorgan Chase Bank $2,080,000 $2,015,000 -3.1% 0.4%
BROKER SOLUTIONS, INC. $885,000 $1,920,000 116.9% 0.4%
BETTER MORTGAGE CORPORATION $750,000 $1,875,000 150.0% 0.4%
ORNL Federal Credit Union $1,850,000 $1,840,000 -0.5% 0.4%
Planters Bank, Inc. $1,545,000 $1,765,000 14.2% 0.4%
HOMESIDE FINANCIAL, LLC $1,205,000 $1,705,000 41.5% 0.4%
Morgan Stanley Private Bank $1,635,000 n/a 0.3%
MUTUAL OF OMAHA MORTGAGE, INC. $2,045,000 $1,515,000 -25.9% 0.3%
Truist Bank $1,655,000 $1,510,000 -8.8% 0.3%
ISERVE RESIDENTIAL LENDING, LLC $910,000 $1,475,000 62.1% 0.3%
AMCAP MORTGAGE, LTD. $1,430,000 n/a 0.3%
CROSSCOUNTRY MORTGAGE, LLC $330,000 $1,355,000 310.6% 0.3%
First Federal Bank $285,000 $1,345,000 371.9% 0.3%
First Guaranty Mortgage Corporation $1,350,000 $1,340,000 -0.7% 0.3%
STOCKTON MORTGAGE CORPORATION $3,115,000 $1,335,000 -57.1% 0.3%
REDSTONE Federal Credit Union $1,200,000 n/a 0.3%
Strong Home Mortgage, LLC $235,000 $1,185,000 404.3% 0.2%
TJC Mortgage, Inc. $335,000 $1,180,000 252.2% 0.2%
Fifth Third Bank $1,705,000 $1,140,000 -33.1% 0.2%
PHH Mortgage Corporation $415,000 $1,135,000 173.5% 0.2%
CLEARPATH LENDING $2,665,000 $1,100,000 -58.7% 0.2%
AMERICAN PACIFIC MORTGAGE CORPORATION $1,065,000 n/a 0.2%
Y-12 Federal Credit Union $1,940,000 $1,040,000 -46.4% 0.2%
AMERICAN FINANCING CORPORATION $1,025,000 n/a 0.2%
PNC Bank $630,000 $1,005,000 59.5% 0.2%
Carrington Mortgage Services, LLC $720,000 $1,000,000 38.9% 0.2%
FINANCE OF AMERICA REVERSE LLC $85,000 $1,000,000 1,076.5% 0.2%
Wyndham Capital Mortgage, Inc. $1,025,000 $990,000 -3.4% 0.2%
GUARANTEED RATE, INC. $830,000 $970,000 16.9% 0.2%
Hometown Lenders, Inc. $280,000 $960,000 242.9% 0.2%
ZILLOW HOME LOANS, LLC $285,000 $945,000 231.6% 0.2%
CRESCENT MORTGAGE COMPANY $3,455,000 $925,000 -73.2% 0.2%
AMERICAN FINANCIAL NETWORK, INC. $720,000 $915,000 27.1% 0.2%
Bank of England $555,000 $900,000 62.2% 0.2%
PROVIDENT FUNDING ASSOCIATES, L.P. $235,000 $870,000 270.2% 0.2%
KNOXVILLE TVA EMPLOYEES CREDIT UNION $490,000 $830,000 69.4% 0.2%
SOUTHWEST FUNDING, LP $240,000 $820,000 241.7% 0.2%
21ST MORTGAGE CORPORATION $460,000 $810,000 76.1% 0.2%
United Community Bank $1,450,000 $805,000 -44.5% 0.2%
Farmers Bank & Trust $790,000 n/a 0.2%
GUILD MORTGAGE COMPANY $595,000 $765,000 28.6% 0.2%
SUCCESS MORTGAGE PARTNERS, INC. $425,000 $760,000 78.8% 0.2%
Wolfe Financial, Inc $760,000 n/a 0.2%
SOVEREIGN LENDING GROUP INCORPORATED $1,565,000 $750,000 -52.1% 0.2%
Citizens Bank $4,450,000 $745,000 -83.3% 0.2%
UNION HOME MORTGAGE CORP. $255,000 $710,000 178.4% 0.1%
Barrington Bank & Trust Company, N.A. $915,000 $680,000 -25.7% 0.1%
Magnolia Bank $290,000 $665,000 129.3% 0.1%
BNC National Bank $660,000 n/a 0.1%
Nations Lending Corporation $230,000 $660,000 187.0% 0.1%
The Federal Savings Bank $1,340,000 $655,000 -51.1% 0.1%
SUN WEST MORTGAGE COMPANY, INC. $735,000 $640,000 -12.9% 0.1%
Third Federal Savings and Loan Association of Cleveland $315,000 $640,000 103.2% 0.1%
UBS Bank USA $640,000 n/a 0.1%
InterContinental Capital Group, Inc $635,000 n/a 0.1%
POLARIS HOME FUNDING CORP. $310,000 $625,000 101.6% 0.1%
Citizens Tri-County Bank $445,000 $610,000 37.1% 0.1%
ROYAL UNITED MORTGAGE LLC $690,000 $610,000 -11.6% 0.1%
RUOFF MORTGAGE COMPANY, INC. $610,000 n/a 0.1%
THRIVENT Federal Credit Union $105,000 $610,000 481.0% 0.1%
AMERICAN ADVISORS GROUP $600,000 $590,000 -1.7% 0.1%
MID AMERICA MORTGAGE, INC. $590,000 n/a 0.1%
Ameris Bank $275,000 $585,000 112.7% 0.1%
EVERETT FINANCIAL, INC. $140,000 $585,000 317.9% 0.1%
North American Savings Bank, F.S.B. $710,000 $560,000 -21.1% 0.1%
NORTHROP GRUMMAN Federal Credit Union $545,000 n/a 0.1%
TIAA, FSB $500,000 $545,000 9.0% 0.1%
Reliant Bank $325,000 $540,000 66.2% 0.1%
DRAPER AND KRAMER MORTGAGE CORP. $530,000 n/a 0.1%
SOUTHPOINT FINANCIAL SERVICES, INC. $360,000 $530,000 47.2% 0.1%
EASTMAN $35,000 $525,000 1,400.0% 0.1%
EVANSVILLE TEACHERS $115,000 $515,000 347.8% 0.1%
KeyBank $85,000 $510,000 500.0% 0.1%
SOUTHWEST STAGE FUNDING, LLC $870,000 $495,000 -43.1% 0.1%
GUARANTY HOME MORTGAGE CORPORATION $590,000 $490,000 -16.9% 0.1%
T2 FINANCIAL LLC $360,000 $490,000 36.1% 0.1%
Notre Dame Federal Credit Union Corporation $485,000 n/a 0.1%
AMERICAN FINANCIAL RESOURCES, INC. $680,000 $480,000 -29.4% 0.1%
CREDIT UNION MORTGAGE ASSOCIATION, INC. $105,000 $465,000 342.9% 0.1%
PLANET HOME LENDING, LLC $560,000 $460,000 -17.9% 0.1%
GUARANTEED RATE AFFINITY, LLC $105,000 $450,000 328.6% 0.1%
Ally Bank $260,000 $445,000 71.2% 0.1%
ASCEND FEDERAL CREDIT UNION $375,000 $420,000 12.0% 0.1%
Pinnacle Bank $1,130,000 $415,000 -63.3% 0.1%
AmeriHome Mortgage Company, LLC $475,000 $410,000 -13.7% 0.1%
EMBRACE HOME LOANS, INC. $85,000 $405,000 376.5% 0.1%
SWBC MORTGAGE CORPORATION $355,000 $405,000 14.1% 0.1%
Citizens Bank $4,450,000 $380,000 -91.5% 0.1%
Mid-Continent Funding, Inc. $380,000 n/a 0.1%
First Federal Bank of the Midwest $375,000 n/a 0.1%
CELEBRITY HOME LOANS, LLC $365,000 n/a 0.1%
HANCOCK MORTGAGE PARTNERS, LLC $365,000 n/a 0.1%
Credence Funding Corporation $355,000 n/a 0.1%
Goldwater Bank, N.A. $285,000 $355,000 24.6% 0.1%
LOANLEADERS OF AMERICA, INC. $355,000 n/a 0.1%
1ST SIGNATURE LENDING, LLC $350,000 n/a 0.1%
Home State Bank $345,000 n/a 0.1%
ONE NEVADA CREDIT UNION $345,000 n/a 0.1%
LENDUS, LLC $330,000 n/a 0.1%
HOMESTAR FINANCIAL CORPORATION $325,000 n/a 0.1%
LENOX FINANCIAL MORTGAGE CORPORATION $185,000 $325,000 75.7% 0.1%
Chicago Mortgage Solutions LLC $310,000 n/a 0.1%
ENRICHMENT $315,000 $305,000 -3.2% 0.1%
PANORAMA MORTGAGE GROUP, LLC $305,000 n/a 0.1%
SECURITYNATIONAL MORTGAGE COMPANY $305,000 n/a 0.1%
Deere Employees Credit Union $135,000 $300,000 122.2% 0.1%
Discover Bank $285,000 n/a 0.1%
Loan Simple, Inc. $285,000 n/a 0.1%
THRIVE MORTGAGE, LLC $285,000 n/a 0.1%
Cornerstone National Bank & Trust Company $275,000 n/a 0.1%
SOFI LENDING CORP. $275,000 n/a 0.1%
Stifel Bank and Trust $145,000 $275,000 89.7% 0.1%
Commerce Home Mortgage, Inc. $265,000 n/a 0.1%
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $255,000 n/a 0.1%
CHERRY CREEK MORTGAGE, LLC $255,000 n/a 0.1%
Florida Capital Bank $255,000 n/a 0.1%
Manufacturers and Traders Trust Company $415,000 $250,000 -39.8% 0.1%
The First National Bank of Middle Tennessee $1,915,000 $250,000 -86.9% 0.1%
ABSOLUTE HOME MORTGAGE CORPORATION $245,000 n/a 0.1%
Old Second National Bank $135,000 $245,000 81.5% 0.1%
Republic Bank & Trust Company $245,000 n/a 0.1%
DELMAR FINANCIAL COMPANY $235,000 n/a 0.0%
OCMBC, INC. $415,000 $235,000 -43.4% 0.0%
RANLIFE, INC. $235,000 n/a 0.0%
Northwest Federal Credit Union $230,000 n/a 0.0%
ARK-LA-TEX FINANCIAL SERVICES, LLC. $285,000 $225,000 -21.1% 0.0%
First Citizens National Bank $395,000 $225,000 -43.0% 0.0%
U S WIDE FINANCIAL LLC $225,000 n/a 0.0%
ACCELERATE MORTGAGE, LLC $215,000 n/a 0.0%
Glacier Bank $215,000 n/a 0.0%
NETWORK CAPITAL FUNDING CORPORATION $215,000 n/a 0.0%
Shamrock Home Loans, Inc. $215,000 n/a 0.0%
South State Bank $215,000 n/a 0.0%
Bank of Tennessee $210,000 n/a 0.0%
COMPASS MORTGAGE, INC. $210,000 n/a 0.0%
Ixonia Bank $830,000 $205,000 -75.3% 0.0%
JMJ FINANCIAL GROUP $205,000 n/a 0.0%
LIBERTY HOME MORTGAGE CORPORATION $205,000 n/a 0.0%
NASA Federal Credit Union $205,000 n/a 0.0%
Trustmark National Bank $205,000 n/a 0.0%
INTERLINC MORTGAGE SERVICES, LLC $225,000 $195,000 -13.3% 0.0%
LENDINGONE, LLC $195,000 n/a 0.0%
The Huntington National Bank $470,000 $195,000 -58.5% 0.0%
Assurance Financial Group, L.L.C. $185,000 n/a 0.0%
Equity Prime Mortgage LLC $185,000 n/a 0.0%
KS StateBank $195,000 $185,000 -5.1% 0.0%
Legacy Home Loans, LLC $185,000 n/a 0.0%
RESIDENTIAL BANCORP. $185,000 n/a 0.0%
SeaTrust Mortgage Company $185,000 n/a 0.0%
UNITED MORTGAGE CORP. $155,000 $185,000 19.4% 0.0%
WINGS FINANCIAL $185,000 n/a 0.0%
CANOPY MORTGAGE, LLC $175,000 n/a 0.0%
Secured Investment Corp. $175,000 n/a 0.0%
Union Savings Bank $380,000 $175,000 -53.9% 0.0%
GENEVA FINANCIAL, LLC $165,000 n/a 0.0%
Low VA Rates, LLC $410,000 $165,000 -59.8% 0.0%
NBKC BANK $155,000 $165,000 6.5% 0.0%
ACOPIA, LLC $155,000 n/a 0.0%
Arvest Bank $155,000 n/a 0.0%
First Merchants Bank $85,000 $155,000 82.4% 0.0%
First National Bank of Pennsylvania $155,000 n/a 0.0%
SOUTH CENTRAL BANK, INC. $155,000 n/a 0.0%
ATLANTIC BAY MORTGAGE GROUP, L.L.C. $145,000 n/a 0.0%
HOMEBRIDGE FINANCIAL SERVICES, INC. $435,000 $145,000 -66.7% 0.0%
PRIMARY RESIDENTIAL MORTGAGE, INC. $865,000 $145,000 -83.2% 0.0%
AMERIFIRST FINANCIAL CORPORATION $135,000 n/a 0.0%
LOCAL GOVERNMENT FEDERAL CREDIT UNION $135,000 n/a 0.0%
National Exchange Bank and Trust $135,000 n/a 0.0%
Old National Bank $135,000 n/a 0.0%
The First National Bank of Oneida $135,000 n/a 0.0%
F&M Bank $125,000 n/a 0.0%
Origin Bank $3,640,000 $125,000 -96.6% 0.0%
Queensborough National Bank & Trust Company $125,000 n/a 0.0%
Southern Bank of Tennessee $95,000 $125,000 31.6% 0.0%
The Home Loan Expert LLC $125,000 n/a 0.0%
Valley National Bank $125,000 n/a 0.0%
Watermark Capital, Inc. $125,000 n/a 0.0%
A Mortgage Boutique, LLC $1,390,000 $115,000 -91.7% 0.0%
CapStar Bank $305,000 $115,000 -62.3% 0.0%
ON Q FINANCIAL, INC. $115,000 n/a 0.0%
AMERICAN PORTFOLIO MORTGAGE CORPORATION $105,000 n/a 0.0%
NP, Inc. $105,000 n/a 0.0%
OPEN MORTGAGE, LLC $185,000 $105,000 -43.2% 0.0%
First National Bank of America $95,000 n/a 0.0%
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION $95,000 n/a 0.0%
PRIMELENDING, A PLAINSCAPITAL COMPANY $95,000 n/a 0.0%
BAY EQUITY LLC $85,000 n/a 0.0%
FINANCE OF AMERICA COMMERCIAL LLC $85,000 n/a 0.0%
FINANCE OF AMERICA MORTGAGE LLC $550,000 $75,000 -86.4% 0.0%
First Financial Bank $215,000 $75,000 -65.1% 0.0%
First Midwest Bank $75,000 n/a 0.0%
LEADERONE FINANCIAL CORPORATION $75,000 n/a 0.0%
QUORUM FEDERAL CREDIT UNION $70,000 n/a 0.0%
1st Franklin Financial Corporation $65,000 n/a 0.0%
Associated Bank $55,000 n/a 0.0%
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. $85,000 $55,000 -35.3% 0.0%
Peoples Bank of East Tennessee $435,000 $55,000 -87.4% 0.0%
First Volunteer Bank $45,000 n/a 0.0%
Figure Lending LLC $60,000 $30,000 -50.0% 0.0%

Crossville's top lender by overall market share is MORTGAGE INVESTORS GROUP, INC., with 9.0% market share. In second place, with 8.8%, is QUICKEN LOANS, LLC, having originated $42,205,000 in loans. In third place, with 6.1%, is Pinnacle Bank, having originated $29,300,000 in loans. In third place, with 5.0%, is Flagstar Bank, FSB, having originated $24,060,000 in loans. In third place, with 4.3%, is FirstBank, having originated $20,545,000 in loans.


Crossville, TN Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 1,023 $247,325,000 $241,764
Refi 716 $130,030,000 $181,606
Cash Out Refi 460 $82,980,000 $180,391
Other 91 $11,355,000 $124,780
Home Improvement 65 $6,365,000 $97,923

Crossville's most frequently cited loan purpose was Home Purchase, with 1,023 originations. The 2nd most popular reason was Refi, with 716 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
3-4% 898 $161,790,000 $180,167
2.5-3% 856 $202,700,000 $236,799
<2.5% 443 $90,015,000 $203,194
4-5% 80 $9,800,000 $122,500
6-7% 21 $2,035,000 $96,905
Over 8% 17 $1,425,000 $83,824
5-6% 17 $1,185,000 $69,706
7-8% 10 $1,170,000 $117,000

During 2021, Crossville's most frequently originated rate bucket was 3-4%, with 898 originations.

Loan Sizing (Crossville, TN MSA)

Loan Size Originations Total Value Average Loan
$100k-200k 1,093 $160,365,000 $146,720
$200k-400k 787 $208,205,000 $264,555
$100,000 or less 369 $25,115,000 $68,062
$400k-600k 94 $44,430,000 $472,660
$600k-1000k 9 $6,615,000 $735,000
$Over $1MM 3 $33,325,000 $11,108,333

Crossville's loan sizing saw the bucket of loans from $100k-200k with 1,093 originations, totaling $160,365,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
60-80% 789 $158,685,000 $201,122
80-100% 756 $165,540,000 $218,968
40-60% 405 $95,525,000 $235,864
20-40% 183 $20,175,000 $110,246
Under 20% 74 $3,000,000 $40,541
Over 100% 32 $8,330,000 $260,313

Crossville's loan sizing saw loans grouped in the 60-80% Loan-to-value bucket with 789 originations, totaling $158,685,000 in origination value.


Market Conditions (Median, Average Prices & Listing Count)

Realtor.com - Crossville (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $192,500 (10.0%) $231,141 (9.5%) 0.00 433
2018-02-01 $199,900 (10.3%) $233,743 (7.8%) 0.00 415
2018-03-01 $209,900 (16.7%) $243,318 (13.2%) 0.00 419
2018-04-01 $219,000 (24.5%) $247,890 (15.7%) 0.00 441
2018-05-01 $228,050 (26.9%) $258,753 (17.9%) 0.00 443
2018-06-01 $229,000 (23.9%) $257,977 (14.0%) 0.00 483
2018-07-01 $233,400 (23.8%) $258,103 (11.9%) 0.00 516
2018-08-01 $222,500 (14.9%) $259,134 (10.3%) 0.00 495
2018-09-01 $229,500 (15.3%) $262,455 (10.9%) 0.00 503
2018-10-01 $229,900 (15.4%) $264,651 (10.7%) 0.00 505
2018-11-01 $229,450 (14.8%) $264,515 (10.4%) 0.00 466
2018-12-01 $235,000 (23.8%) $271,822 (17.9%) 0.00 433
2019-01-01 $241,500 (25.5%) $278,320 (20.4%) 0.00 409
2019-02-01 $228,313 (14.2%) $268,163 (14.7%) 0.00 416
2019-03-01 $225,443 (7.4%) $267,141 (9.8%) 0.00 424
2019-04-01 $237,743 (8.6%) $274,371 (10.7%) 0.00 441
2019-05-01 $236,200 (3.6%) $270,790 (4.7%) 0.00 433
2019-06-01 $242,000 (5.7%) $283,107 (9.7%) 0.00 440
2019-07-01 $258,900 (10.9%) $297,411 (15.2%) 0.00 450
2019-08-01 $255,614 (14.9%) $298,673 (15.3%) 0.00 426
2019-09-01 $244,900 (6.7%) $295,443 (12.6%) 0.00 411
2019-10-01 $254,450 (10.7%) $300,648 (13.6%) 0.00 419
2019-11-01 $265,000 (15.5%) $311,927 (17.9%) 0.00 409
2019-12-01 $259,000 (10.2%) $306,697 (12.8%) 0.00 401
2020-01-01 $254,500 (5.4%) $304,877 (9.5%) 0.00 363
2020-02-01 $259,900 (13.8%) $301,147 (12.3%) 0.00 372
2020-03-01 $262,500 (16.4%) $304,392 (13.9%) 0.00 377
2020-04-01 $263,750 (10.9%) $305,031 (11.2%) 0.00 360
2020-05-01 $275,000 (16.4%) $308,132 (13.8%) 0.00 336
2020-06-01 $277,000 (14.5%) $305,008 (7.7%) 0.00 317
2020-07-01 $277,500 (7.2%) $312,628 (5.1%) 0.00 283
2020-08-01 $279,000 (9.2%) $310,569 (4.0%) 0.00 239
2020-09-01 $280,750 (14.6%) $315,128 (6.7%) 0.00 229
2020-10-01 $279,900 (10.0%) $309,766 (3.0%) 0.00 192
2020-11-01 $284,444 (7.3%) $312,403 (0.2%) 0.00 181
2020-12-01 $284,700 (9.9%) $313,714 (2.3%) 0.00 161
2021-01-01 $287,500 (13.0%) $325,611 (6.8%) 0.00 110
2021-02-01 $272,000 (4.7%) $311,550 (3.5%) 0.00 101
2021-03-01 $299,000 (13.9%) $347,622 (14.2%) 0.00 102
2021-04-01 $321,500 (21.9%) $370,242 (21.4%) 0.00 119
2021-05-01 $330,000 (20.0%) $374,053 (21.4%) 0.00 136
2021-06-01 $332,500 (20.0%) $393,765 (29.1%) 0.00 150
2021-07-01 $338,750 (22.1%) $400,371 (28.1%) 0.00 177
2021-08-01 $317,000 (13.6%) $388,629 (25.1%) 0.00 224
2021-09-01 $307,000 (9.4%) $383,203 (21.6%) 0.00 228
2021-10-01 $299,000 (6.8%) $378,520 (22.2%) 0.00 221
2021-11-01 $347,400 (22.1%) $438,482 (40.4%) 0.00 191
2021-12-01 $362,500 (27.3%) $451,675 (44.0%) 0.00 184
2022-01-01 $369,500 (28.5%) $458,279 (40.7%) 0.00 153
2022-02-01 $367,450 (35.1%) $465,555 (49.4%) 0.00 125
2022-03-01 $387,250 (29.5%) $488,596 (40.6%) 0.00 116
2022-04-01 $389,429 (21.1%) $501,955 (35.6%) 0.00 142
2022-05-01 $382,000 (15.8%) $498,078 (33.2%) 0.00 181
Crossville's median listing price for 2022-05-01 was $382,000, a difference of $52,000 (15.8%) versus the prior year and $-7,429 versus the prior month.

Crossville's median listing price comes in at 0% of the national average.

Crossville's average listing price for 2022-05-01 was $498,078, a difference of $124,025 (33.2%) versus the prior year and $-3,877 versus the prior month.

For the 2022-05-01 period, Crossville had 181 MLS listings, a difference of 39 listings (27%) versus the prior month and 45 listings (33%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - Crossville (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 0 days 1,844 sqft
2018-02-01 0 days 1,887 sqft
2018-03-01 0 days 1,936 sqft
2018-04-01 0 days 1,944 sqft
2018-05-01 0 days 1,980 sqft
2018-06-01 0 days 1,989 sqft
2018-07-01 0 days 1,995 sqft
2018-08-01 0 days 1,907 sqft
2018-09-01 0 days 1,907 sqft
2018-10-01 0 days 1,976 sqft
2018-11-01 0 days 2,017 sqft
2018-12-01 0 days 2,057 sqft
2019-01-01 0 days 2,083 sqft
2019-02-01 0 days 1,978 sqft
2019-03-01 0 days 1,960 sqft
2019-04-01 0 days 1,988 sqft
2019-05-01 0 days 1,965 sqft
2019-06-01 0 days 2,015 sqft
2019-07-01 0 days 2,052 sqft
2019-08-01 0 days 2,058 sqft
2019-09-01 0 days 2,052 sqft
2019-10-01 0 days 2,048 sqft
2019-11-01 0 days 2,065 sqft
2019-12-01 0 days 2,026 sqft
2020-01-01 0 days 2,000 sqft
2020-02-01 0 days 2,016 sqft
2020-03-01 0 days 1,991 sqft
2020-04-01 0 days 1,987 sqft
2020-05-01 0 days 2,060 sqft
2020-06-01 0 days 2,082 sqft
2020-07-01 0 days 2,126 sqft
2020-08-01 0 days 2,042 sqft
2020-09-01 0 days 2,004 sqft
2020-10-01 0 days 1,949 sqft
2020-11-01 0 days 1,831 sqft
2020-12-01 0 days 1,806 sqft
2021-01-01 0 days 1,806 sqft
2021-02-01 0 days 1,771 sqft
2021-03-01 0 days 1,848 sqft
2021-04-01 0 days 2,005 sqft
2021-05-01 0 days 2,005 sqft
2021-06-01 0 days 2,024 sqft
2021-07-01 0 days 2,013 sqft
2021-08-01 0 days 1,915 sqft
2021-09-01 0 days 1,878 sqft
2021-10-01 0 days 1,806 sqft
2021-11-01 0 days 1,968 sqft
2021-12-01 0 days 1,982 sqft
2022-01-01 0 days 2,000 sqft
2022-02-01 0 days 1,999 sqft
2022-03-01 0 days 2,046 sqft
2022-04-01 0 days 2,024 sqft
2022-05-01 0 days 2,053 sqft
Crossville's median listing age (time on market) for 2022-05-01 was 0 days.

Crossville's median square footage for active listings during the 2022-05-01 period was 2,053 sqft. One year prior, the average listing was 2,005 sqft.