Crossville Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Crossville averaged 7.05% for the week of 2023-09-14, compared to the national average of 7.18% for the same period.

The average rate for the prior week (2023-09-07) was 6.99% and one month ago for the week of 2023-08-10, the average rate was 6.73%.

Crossville's average rate one year ago was 5.66%.

For refis of the same type during the week of 2023-09-14, the average rate was 5.89%.

Loan Type Date Rate
US 30 Year Fixed Rate 2023-09-14 7.18%
Crossville 30 Year Fixed Rate 2023-09-14 7.05%
Crossville 30 Year Fixed Rate Refi 2023-09-14 5.89%
Crossville 15 Year Fixed Rate 2023-09-14 6.61%
Crossville 15 Year Fixed Rate Refi 2023-09-14 6.91%
Crossville 30 Year FHA 2023-09-14 6.56%
Crossville 30 Year FHA Refi 2023-09-14 6.89%
Crossville 30 Year USDA 2023-09-14 6.78%
Crossville 30 Year USDA Refi 2023-09-14 6.88%
Crossville 30 Year VA 2023-09-14 6.42%
Crossville 30 Year VA Refi 2023-09-14 6.71%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Crossville, TN.

Crossville Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Crossville, TN market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2022 Avg. 30yFix Rate 2022 Avg. Closing Costs
MORTGAGE INVESTORS GROUP, INC. 72 4.88% $4,842
QUICKEN LOANS, LLC 54 4.78% $6,727
DAS Acquisition Company, LLC 38 5.21% $5,241
Flagstar Bank, FSB 38 4.65% $3,909
PENNYMAC LOAN SERVICES, LLC 31 4.37% $3,634
LOANDEPOT.COM, LLC 28 4.24% $4,995
Farm Credit Mid-America, ACA 19 5.67% $7,147
VAN DYK MORTGAGE CORPORATION 18 5.18% $3,356
FirstBank 15 4.98% $3,732
Citizens Bank 13 4.73% $3,566
U.S. Bank 12 5.40% $4,102
UNITED WHOLESALE MORTGAGE, LLC 11 4.55% $7,207
SmartBank 11 4.68% $3,471
Regions Bank 10 5.39% $2,813
Wells Fargo Bank 10 5.03% $3,938
CMG MORTGAGE, INC. 8 4.88% $6,677
HOME POINT FINANCIAL CORPORATION 8 4.78% $4,868
JPMorgan Chase Bank 8 4.83% $3,381
CARDINAL FINANCIAL 8 4.62% $6,332
AMERISAVE MORTGAGE CORPORATION 7 3.57% $9,446
FIRST COMMUNITY MORTGAGE, INC. 6 4.38% $4,832
Bank of America 6 4.00% $4,575
Carrington Mortgage Services, LLC 6 4.44% $7,116
PENTAGON FEDERAL CREDIT UNION 6 4.63% $2,730
NAVY FEDERAL CREDIT UNION 6 5.44% $4,549
AMCAP MORTGAGE, LTD. 6 5.52% $4,415
First Horizon Bank 6 4.48% $4,966
CHURCHILL MORTGAGE CORPORATION 5 4.60% $5,905
VANDERBILT MORTGAGE AND FINANCE, INC. 5 6.25% $6,775
AMERICAN PACIFIC MORTGAGE CORPORATION 5 5.10% $5,455
Mr. Cooper ( Nationstar Mortgage ) 5 4.30% $5,736
ASCEND FEDERAL CREDIT UNION 4 5.06% $3,332
GUARANTY MORTGAGE SERVICES, L.L.C. 4 5.50% $6,167
ENRICHMENT 4 3.88% $3,506
GUARANTEED RATE, INC. 4 4.46% $8,112
Wilson Bank And Trust 4 4.31% $4,654
BROKER SOLUTIONS, INC. 4 4.53% $4,308
Bank of England 4 5.00% $4,564
MUTUAL OF OMAHA MORTGAGE, INC. 4 5.16% $6,560
Truist 3 3.79% $6,046
EVERETT FINANCIAL, INC. 3 6.50% $2,097
First Guaranty Mortgage Corporation 3 4.29% $6,836
MOVEMENT MORTGAGE, LLC 3 6.08% $4,424
Pinnacle Bank 3 4.46% $5,583
PRIMARY RESIDENTIAL MORTGAGE, INC. 3 5.12% $4,387
Renasant Bank 3 5.08% $4,823
ROYAL UNITED MORTGAGE LLC 3 4.71% $7,138
UNION HOME MORTGAGE CORP. 3 5.08% $5,538
PRIMELENDING, A PLAINSCAPITAL COMPANY 2 5.63% $8,020
SWBC MORTGAGE CORPORATION 2 4.38% $3,113
LAKEVIEW LOAN SERVICING, LLC 2 5.19% $5,257
The First National Bank of Middle Tennessee 2 5.19% $7,015
THE MORTGAGE FIRM, INC. 2 6.13% $4,162
Gateway First Bank 2 5.81% $4,167
UBS Bank USA 2 3.81% $3,872
ZILLOW HOME LOANS, LLC 2 5.38% $5,339
FREEDOM MORTGAGE CORPORATION 2 5.06% $5,294
CALIBER HOME LOANS, INC. 2 4.15% $3,590
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION 2 5.94% $7,306
BAY EQUITY LLC 2 4.13% $5,808
Discover Bank 2 4.12% $0
LOANPAL, LLC 2 5.75% $4,560
Fifth Third Bank 2 4.75% $5,014
GUILD MORTGAGE COMPANY 2 4.81% $3,190
KNOXVILLE TVA EMPLOYEES CREDIT UNION 2 3.69% $4,626
Neighborhood Loans, Inc. 2 4.31% $4,340
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 2 5.31% $6,595
STOCKTON MORTGAGE CORPORATION 2 4.63% $8,623
NFM, INC. 2 4.81% $4,440
Citizens Bank of Lafayette 1 7.15% $1,757
NBKC BANK 1 3.38% $2,177
Northpointe Bank 1 5.13% $6,477
North Shore Bank of Commerce 1 4.50% $2,953
Old Second National Bank 1 5.38% $3,152
Orion Federal Credit Union 1 7.13% $4,732
ORNL Federal Credit Union 1 3.86% $3,599
Citadel Servicing Corporation 1 7.62% $12,643
CITADEL FEDERAL CREDIT UNION 1 5.13% $4,291
PHH Mortgage Corporation 1 3.38% $4,385
AmeriHome Mortgage Company, LLC 1 4.75% $9,004
WRIGHT-PATT CREDIT UNION, INC. 1 3.63% $2,501
Prosperity Home Mortgage, LLC 1 4.13% $3,233
PROVIDENT FUNDING ASSOCIATES, L.P. 1 5.50% $3,848
Capitol Federal Savings Bank 1 6.00% $4,899
Wyndham Capital Mortgage, Inc. 1 3.50% $1,810
ROSS MORTGAGE CORPORATION 1 5.38% $4,958
Y-12 Federal Credit Union 1 4.63% $3,834
SIRVA MORTGAGE, INC. 1 4.88% $2,663
BETTER MORTGAGE CORPORATION 1 6.50% $3,428
Southeast Financial Credit Union 1 5.63% $3,513
SUCCESS MORTGAGE PARTNERS, INC. 1 5.63% $8,421
SUMMIT FUNDING, INC. 1 5.25% $5,676
T2 FINANCIAL LLC 1 6.88% $10,259
Ally Bank 1 5.38% $2,316
UNITED PREMIER FUNDING, LLC 1 3.25% $3,879
Bell Bank 1 4.75% $3,233
USAA Federal Savings Bank 1 5.75% $3,717
BancorpSouth 1 5.88% $4,118
Atlantic Union Bank 1 6.63% $6,981
FBC MORTGAGE, LLC 1 4.88% $7,231
Waterstone Mortgage Corporation 1 4.88% $6,897
First Home Bank 1 3.75% $5,465
First Savings Bank 1 3.88% $3,979
Franklin Loan Corporation 1 6.63% $10,081
EVANSVILLE TEACHERS 1 2.63% $3,381
GERSHMAN INVESTMENT CORP. 1 3.63% $4,142
EUSTIS AND AMERICAN MORTGAGE COMPANY 1 6.13% $5,198
GUARANTY HOME MORTGAGE CORPORATION 1 5.88% $6,728
EMBRACE HOME LOANS, INC. 1 5.99% $5,073
HANSCOM 1 3.88% $6,655
HIWAY 1 5.50% $4,571
HOMEBRIDGE FINANCIAL SERVICES, INC. 1 6.50% $7,588
DHI MORTGAGE COMPANY, LTD. 1 5.50% $4,003
LAND HOME FINANCIAL SERVICES, INC. 1 7.00% $4,859
Legends Bank 1 6.38% $6,329
LENOX FINANCIAL MORTGAGE CORPORATION 1 6.50% $5,051
CREDIT UNION MORTGAGE ASSOCIATION, INC. 1 3.63% $6,936
MICHIGAN MUTUAL, INC. 1 4.25% $3,116
MID AMERICA MORTGAGE, INC. 1 3.38% $2,618
Commercial Bank 1 4.85% $0
Ameris Bank 1 4.49% $3,982
Colonial Savings, F.A. 1 4.88% $4,587
City National Bank 1 2.77% $4,616
MY MORTGAGE, INC. 1 8.00% $6,711
Nations Lending Corporation 1 3.50% $8,448

Crossville Average Closing Costs & Other Stats

Crossville, TN's 125 lenders originated 1,572 loans during 2022. The total origination value was $325,300,000, with an average loan value of $206,934.

Crossville's average closing costs are $4,503.

The top Crossville lender as defined by loan originations is MORTGAGE INVESTORS GROUP, INC., with 72 loans originated. Their average total fees are $4,842, which is $1,885 lower than the next largest lender, QUICKEN LOANS, LLC.

The lowest fee Crossville lenders (with over 10 loans originated) are Regions Bank ($2,813), VAN DYK MORTGAGE CORPORATION ($3,356), SmartBank ($3,471), Citizens Bank ($3,566) and PENNYMAC LOAN SERVICES, LLC ($3,634).

The lowest rate Crossville lenders (with over 10 loans originated) are LOANDEPOT.COM, LLC (4.24%), PENNYMAC LOAN SERVICES, LLC (4.37%), UNITED WHOLESALE MORTGAGE, LLC (4.55%), Flagstar Bank, FSB (4.65%) and SmartBank (4.68%).

Crossville, TN Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2021 Loan Value 2022 Loan Value % Change 2022 Market Share
MORTGAGE INVESTORS GROUP, INC. $42,790,000 $28,675,000 -33.0% 8.8%
QUICKEN LOANS, LLC $42,205,000 $24,750,000 -41.4% 7.6%
Flagstar Bank, FSB $24,060,000 $18,510,000 -23.1% 5.7%
DAS Acquisition Company, LLC $9,645,000 $13,285,000 37.7% 4.1%
LOANDEPOT.COM, LLC $18,170,000 $13,200,000 -27.4% 4.1%
SmartBank $6,970,000 $10,935,000 56.9% 3.4%
PENNYMAC LOAN SERVICES, LLC $16,055,000 $10,775,000 -32.9% 3.3%
FirstBank $20,545,000 $10,160,000 -50.5% 3.1%
Mortgage Research Center, LLC $9,030,000 $9,705,000 7.5% 3.0%
VAN DYK MORTGAGE CORPORATION $13,645,000 $9,075,000 -33.5% 2.8%
U.S. Bank $7,175,000 $7,875,000 9.8% 2.4%
Regions Bank $14,570,000 $7,740,000 -46.9% 2.4%
Farm Credit Mid-America, ACA $8,235,000 $7,720,000 -6.3% 2.4%
UNITED WHOLESALE MORTGAGE, LLC $5,500,000 $5,680,000 3.3% 1.7%
NAVY FEDERAL CREDIT UNION $3,205,000 $4,905,000 53.0% 1.5%
CMG MORTGAGE, INC. $3,590,000 $4,545,000 26.6% 1.4%
AMERISAVE MORTGAGE CORPORATION $2,745,000 $3,510,000 27.9% 1.1%
Wilson Bank And Trust $2,310,000 $3,320,000 43.7% 1.0%
HOME POINT FINANCIAL CORPORATION $4,600,000 $3,265,000 -29.0% 1.0%
First Horizon Bank $2,770,000 $3,160,000 14.1% 1.0%
BROKER SOLUTIONS, INC. $1,920,000 $3,130,000 63.0% 1.0%
PENTAGON FEDERAL CREDIT UNION $5,890,000 $3,110,000 -47.2% 1.0%
Citizens Bank $380,000 $3,065,000 706.6% 0.9%
VANDERBILT MORTGAGE AND FINANCE, INC. $2,775,000 $3,055,000 10.1% 0.9%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $4,755,000 $2,905,000 -38.9% 0.9%
USAA Federal Savings Bank $2,120,000 $2,820,000 33.0% 0.9%
Wells Fargo Bank $5,060,000 $2,800,000 -44.7% 0.9%
FREEDOM MORTGAGE CORPORATION $12,635,000 $2,765,000 -78.1% 0.8%
MUTUAL OF OMAHA MORTGAGE, INC. $1,515,000 $2,400,000 58.4% 0.7%
Y-12 Federal Credit Union $1,040,000 $2,390,000 129.8% 0.7%
GUARANTY MORTGAGE SERVICES, L.L.C. $3,595,000 $2,200,000 -38.8% 0.7%
First Volunteer Bank $45,000 $2,095,000 4,555.6% 0.6%
AMCAP MORTGAGE, LTD. $1,430,000 $2,090,000 46.2% 0.6%
Carrington Mortgage Services, LLC $1,000,000 $2,065,000 106.5% 0.6%
FIRST COMMUNITY MORTGAGE, INC. $3,005,000 $2,060,000 -31.4% 0.6%
Bank of America $2,715,000 $1,995,000 -26.5% 0.6%
CHURCHILL MORTGAGE CORPORATION $2,185,000 $1,875,000 -14.2% 0.6%
Renasant Bank $7,840,000 $1,865,000 -76.2% 0.6%
Truist $1,510,000 $1,840,000 21.9% 0.6%
JPMorgan Chase Bank $2,015,000 $1,745,000 -13.4% 0.5%
AMERICAN PACIFIC MORTGAGE CORPORATION $1,065,000 $1,740,000 63.4% 0.5%
EVERETT FINANCIAL, INC. $585,000 $1,680,000 187.2% 0.5%
NEW DAY FINANCIAL, LLC $5,235,000 $1,570,000 -70.0% 0.5%
SOUTHWEST STAGE FUNDING, LLC $495,000 $1,435,000 189.9% 0.4%
UNION HOME MORTGAGE CORP. $710,000 $1,345,000 89.4% 0.4%
Mr. Cooper ( Nationstar Mortgage ) $3,130,000 $1,320,000 -57.8% 0.4%
ASCEND FEDERAL CREDIT UNION $420,000 $1,235,000 194.0% 0.4%
Gateway First Bank $2,630,000 $1,175,000 -55.3% 0.4%
GUARANTEED RATE, INC. $970,000 $1,170,000 20.6% 0.4%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $4,160,000 $1,140,000 -72.6% 0.4%
Pinnacle Bank $415,000 $1,090,000 162.7% 0.3%
AMERICAN FINANCIAL RESOURCES, INC. $480,000 $1,025,000 113.5% 0.3%
Bank of England $900,000 $1,010,000 12.2% 0.3%
LAKEVIEW LOAN SERVICING, LLC $2,225,000 $1,010,000 -54.6% 0.3%
Fifth Third Bank $1,140,000 $990,000 -13.2% 0.3%
Citizens Bank of Lafayette $955,000 n/a 0.3%
Presidential Bank, FSB $925,000 n/a 0.3%
CROSSCOUNTRY MORTGAGE, LLC $1,355,000 $900,000 -33.6% 0.3%
CALIBER HOME LOANS, INC. $2,420,000 $875,000 -63.8% 0.3%
Waterstone Mortgage Corporation $870,000 n/a 0.3%
THE MORTGAGE FIRM, INC. $845,000 n/a 0.3%
UBS Bank USA $640,000 $830,000 29.7% 0.3%
KNOXVILLE TVA EMPLOYEES CREDIT UNION $830,000 $825,000 -0.6% 0.3%
PHH Mortgage Corporation $1,135,000 $800,000 -29.5% 0.2%
MOVEMENT MORTGAGE, LLC $2,290,000 $790,000 -65.5% 0.2%
Mountain Commerce Bank $3,820,000 $785,000 -79.5% 0.2%
PRIMELENDING, A PLAINSCAPITAL COMPANY $95,000 $780,000 721.1% 0.2%
Nations Lending Corporation $660,000 $725,000 9.8% 0.2%
Neighborhood Loans, Inc. $680,000 n/a 0.2%
SECURITYNATIONAL MORTGAGE COMPANY $305,000 $670,000 119.7% 0.2%
T2 FINANCIAL LLC $490,000 $670,000 36.7% 0.2%
GUILD MORTGAGE COMPANY $765,000 $665,000 -13.1% 0.2%
The First National Bank of Middle Tennessee $250,000 $660,000 164.0% 0.2%
Planters Bank, Inc. $1,765,000 $655,000 -62.9% 0.2%
BAY EQUITY LLC $85,000 $650,000 664.7% 0.2%
EUSTIS AND AMERICAN MORTGAGE COMPANY $645,000 n/a 0.2%
RELIANCE FIRST CAPITAL, LLC $645,000 n/a 0.2%
STOCKTON MORTGAGE CORPORATION $1,335,000 $645,000 -51.7% 0.2%
NEWREZ LLC $3,505,000 $635,000 -81.9% 0.2%
ENRICHMENT $305,000 $630,000 106.6% 0.2%
21ST MORTGAGE CORPORATION $810,000 $615,000 -24.1% 0.2%
AMERICAN FINANCING CORPORATION $1,025,000 $605,000 -41.0% 0.2%
AEROSPACE FEDERAL CREDIT UNION $585,000 n/a 0.2%
HOMESIDE FINANCIAL, LLC $1,705,000 $560,000 -67.2% 0.2%
NFM, INC. $560,000 n/a 0.2%
AMERICAN ADVISORS GROUP $590,000 $555,000 -5.9% 0.2%
City National Bank $545,000 n/a 0.2%
Wyndham Capital Mortgage, Inc. $990,000 $545,000 -44.9% 0.2%
MID AMERICA MORTGAGE, INC. $590,000 $530,000 -10.2% 0.2%
Citizens Tri-County Bank $610,000 $525,000 -13.9% 0.2%
First Guaranty Mortgage Corporation $1,340,000 $515,000 -61.6% 0.2%
First Home Bank $515,000 n/a 0.2%
PRIMARY RESIDENTIAL MORTGAGE, INC. $145,000 $505,000 248.3% 0.2%
VILLAGE CAPITAL MORTGAGE $2,430,000 $505,000 -79.2% 0.2%
ROYAL UNITED MORTGAGE LLC $610,000 $480,000 -21.3% 0.1%
Ameris Bank $585,000 $475,000 -18.8% 0.1%
ZILLOW HOME LOANS, LLC $945,000 $475,000 -49.7% 0.1%
FBC MORTGAGE, LLC $465,000 n/a 0.1%
ISERVE RESIDENTIAL LENDING, LLC $1,475,000 $460,000 -68.8% 0.1%
Discover Bank $285,000 $450,000 57.9% 0.1%
PROVIDENT FUNDING ASSOCIATES, L.P. $870,000 $450,000 -48.3% 0.1%
Commercial Bank $425,000 n/a 0.1%
Home Federal Bank of Tennessee $425,000 n/a 0.1%
LENOX FINANCIAL MORTGAGE CORPORATION $325,000 $420,000 29.2% 0.1%
GERSHMAN INVESTMENT CORP. $415,000 n/a 0.1%
SIRVA MORTGAGE, INC. $405,000 n/a 0.1%
United Community Bank $805,000 $395,000 -50.9% 0.1%
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION $95,000 $390,000 310.5% 0.1%
SUMMIT FUNDING, INC. $390,000 n/a 0.1%
Citadel Servicing Corporation $375,000 n/a 0.1%
Figure Lending LLC $30,000 $375,000 1,150.0% 0.1%
Shamrock Home Loans, Inc. $215,000 $370,000 72.1% 0.1%
First Century Bank $365,000 n/a 0.1%
PLANET HOME LENDING, LLC $460,000 $365,000 -20.7% 0.1%
WRIGHT-PATT CREDIT UNION, INC. $360,000 n/a 0.1%
Citibank $355,000 n/a 0.1%
Old Second National Bank $245,000 $355,000 44.9% 0.1%
Southeast Financial Credit Union $355,000 n/a 0.1%
HANSCOM $350,000 n/a 0.1%
Citizens Bank $380,000 $345,000 -9.2% 0.1%
Barrington Bank & Trust Company, N.A. $680,000 $335,000 -50.7% 0.1%
EMBRACE HOME LOANS, INC. $405,000 $330,000 -18.5% 0.1%
SWBC MORTGAGE CORPORATION $405,000 $330,000 -18.5% 0.1%
PROPER RATE, LLC $325,000 n/a 0.1%
UNITED PREMIER FUNDING, LLC $325,000 n/a 0.1%
IAA Credit Union $315,000 n/a 0.1%
Baxter Credit Union $310,000 n/a 0.1%
HIWAY $305,000 n/a 0.1%
Texana Bank $305,000 n/a 0.1%
ORNL Federal Credit Union $1,840,000 $300,000 -83.7% 0.1%
Ally Bank $445,000 $295,000 -33.7% 0.1%
Armed Forces Bank $295,000 n/a 0.1%
BancorpSouth Bank $295,000 n/a 0.1%
CREDIT UNION MORTGAGE ASSOCIATION, INC. $465,000 $295,000 -36.6% 0.1%
First Federal Bank $1,345,000 $295,000 -78.1% 0.1%
Magnolia Bank $665,000 $295,000 -55.6% 0.1%
AmeriHome Mortgage Company, LLC $410,000 $285,000 -30.5% 0.1%
BMO Harris Bank $285,000 n/a 0.1%
Franklin Loan Corporation $285,000 n/a 0.1%
HOMEBRIDGE FINANCIAL SERVICES, INC. $145,000 $285,000 96.6% 0.1%
Orion Federal Credit Union $280,000 n/a 0.1%
BETTER MORTGAGE CORPORATION $1,875,000 $275,000 -85.3% 0.1%
First Commonwealth Bank $275,000 n/a 0.1%
INTERLINC MORTGAGE SERVICES, LLC $195,000 $275,000 41.0% 0.1%
Nicolet National Bank $275,000 n/a 0.1%
EASTMAN $525,000 $265,000 -49.5% 0.1%
Third Federal Savings and Loan Association of Cleveland $640,000 $265,000 -58.6% 0.1%
TRIAD FINANCIAL SERVICES, INC. $265,000 n/a 0.1%
LEADERONE FINANCIAL CORPORATION $75,000 $260,000 246.7% 0.1%
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. $55,000 $255,000 363.6% 0.1%
ROUNDPOINT MORTGAGE SERVICING CORPORATION $255,000 n/a 0.1%
Strong Home Mortgage, LLC $1,185,000 $255,000 -78.5% 0.1%
OPEN MORTGAGE, LLC $105,000 $250,000 138.1% 0.1%
ACOPIA, LLC $155,000 $235,000 51.6% 0.1%
Countybank $235,000 n/a 0.1%
EVANSVILLE TEACHERS $515,000 $235,000 -54.4% 0.1%
LOANPAL, LLC $230,000 n/a 0.1%
Mutual Federal Bank $225,000 n/a 0.1%
GENEVA FINANCIAL, LLC $165,000 $215,000 30.3% 0.1%
ALTRA $205,000 n/a 0.1%
EMM LOANS LLC $205,000 n/a 0.1%
Legends Bank $205,000 n/a 0.1%
ROSS MORTGAGE CORPORATION $205,000 n/a 0.1%
SUCCESS MORTGAGE PARTNERS, INC. $760,000 $205,000 -73.0% 0.1%
OCMBC, INC. $235,000 $200,000 -14.9% 0.1%
Bell Bank $195,000 n/a 0.1%
CapStar Bank $115,000 $195,000 69.6% 0.1%
TOP FLITE FINANCIAL, INC. $195,000 n/a 0.1%
Simply Bank $190,000 n/a 0.1%
U. T. $190,000 n/a 0.1%
Atlantic Union Bank $185,000 n/a 0.1%
CITADEL FEDERAL CREDIT UNION $185,000 n/a 0.1%
LIBERTY HOME MORTGAGE CORPORATION $205,000 $185,000 -9.8% 0.1%
REVERSE MORTGAGE FUNDING LLC $185,000 n/a 0.1%
Synovus Bank $185,000 n/a 0.1%
Equity Prime Mortgage LLC $185,000 $175,000 -5.4% 0.1%
Colonial Savings, F.A. $165,000 n/a 0.1%
MICHIGAN MUTUAL, INC. $165,000 n/a 0.1%
MORTGAGE SOLUTIONS OF COLORADO, LLC $165,000 n/a 0.1%
MY MORTGAGE, INC. $165,000 n/a 0.1%
Northpointe Bank $165,000 n/a 0.1%
Bethpage Federal Credit Union $155,000 n/a 0.0%
First Savings Bank $155,000 n/a 0.0%
LAND HOME FINANCIAL SERVICES, INC. $155,000 n/a 0.0%
NETWORK CAPITAL FUNDING CORPORATION $215,000 $155,000 -27.9% 0.0%
TENNESSEE VALLEY $150,000 n/a 0.0%
AmRes Corporation $145,000 n/a 0.0%
JAMES B. NUTTER & COMPANY $145,000 n/a 0.0%
Capitol Federal Savings Bank $135,000 n/a 0.0%
CRESCENT MORTGAGE COMPANY $925,000 $135,000 -85.4% 0.0%
Memphis City Employees Credit Union $135,000 n/a 0.0%
NBKC BANK $165,000 $135,000 -18.2% 0.0%
Prosperity Home Mortgage, LLC $135,000 n/a 0.0%
DHI MORTGAGE COMPANY, LTD. $125,000 n/a 0.0%
Northwest Federal Credit Union $230,000 $105,000 -54.3% 0.0%
GUARANTY HOME MORTGAGE CORPORATION $490,000 $95,000 -80.6% 0.0%
North Shore Bank of Commerce $95,000 n/a 0.0%
SPRING EQ, LLC $95,000 n/a 0.0%
LENDINGHOME FUNDING CORPORATION $85,000 n/a 0.0%
S1L, Inc. $85,000 n/a 0.0%
PNC Bank $1,005,000 $80,000 -92.0% 0.0%
LONGBRIDGE FINANCIAL, LLC $75,000 n/a 0.0%
Service Federal Credit Union $70,000 n/a 0.0%
CHERRY CREEK MORTGAGE, LLC $255,000 $65,000 -74.5% 0.0%
SouthEast Bank $65,000 n/a 0.0%
ALLIANT CREDIT UNION $45,000 n/a 0.0%
Notre Dame Federal Credit Union Corporation $485,000 $45,000 -90.7% 0.0%
ALL IN $35,000 n/a 0.0%
REDSTONE Federal Credit Union $1,200,000 $35,000 -97.1% 0.0%
Honor Credit Union $25,000 n/a 0.0%
National Exchange Bank and Trust $135,000 $25,000 -81.5% 0.0%
SOUTH CENTRAL BANK, INC. $155,000 $25,000 -83.9% 0.0%
THE TENNESSEE CREDIT UNION $25,000 n/a 0.0%

Crossville's top lender by overall market share is MORTGAGE INVESTORS GROUP, INC., with 8.8% market share. In second place, with 7.6%, is QUICKEN LOANS, LLC, having originated $24,750,000 in loans. In third place, with 5.7%, is Flagstar Bank, FSB, having originated $18,510,000 in loans. In fourth place, with 4.1%, is DAS Acquisition Company, LLC, having originated $13,285,000 in loans. In fifth place, with 4.1%, is LOANDEPOT.COM, LLC, having originated $13,200,000 in loans.


Crossville Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - Crossville (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $189,600 (5.5%) $234,784 (10.1%) 0.00 404
2018-02-01 $196,775 (6.7%) $237,779 (9.3%) 0.00 386
2018-03-01 $199,900 (9.9%) $244,503 (13.1%) 0.00 394
2018-04-01 $209,225 (19.0%) $249,542 (16.1%) 0.00 409
2018-05-01 $221,675 (23.7%) $261,864 (19.0%) 0.00 416
2018-06-01 $219,900 (22.2%) $259,624 (15.0%) 0.00 448
2018-07-01 $216,975 (17.3%) $258,892 (12.9%) 0.00 467
2018-08-01 $212,175 (10.5%) $258,225 (10.5%) 0.00 446
2018-09-01 $214,900 (8.8%) $259,849 (9.7%) 0.00 463
2018-10-01 $213,975 (8.6%) $258,097 (7.0%) 0.00 473
2018-11-01 $210,950 (6.2%) $253,196 (4.5%) 0.00 450
2018-12-01 $213,950 (12.7%) $255,516 (9.7%) 0.00 416
2019-01-01 $218,000 (15.0%) $261,796 (11.5%) 0.00 391
2019-02-01 $204,825 (4.1%) $256,291 (7.8%) 0.00 405
2019-03-01 $212,114 (6.1%) $256,150 (4.8%) 0.00 412
2019-04-01 $224,889 (7.5%) $260,366 (4.3%) 0.00 427
2019-05-01 $219,950 (-0.8%) $259,071 (-1.1%) 0.00 420
2019-06-01 $229,900 (4.6%) $266,623 (2.7%) 0.00 428
2019-07-01 $240,950 (11.1%) $278,746 (7.7%) 0.00 441
2019-08-01 $240,664 (13.4%) $280,841 (8.8%) 0.00 425
2019-09-01 $234,609 (9.2%) $281,593 (8.4%) 0.00 416
2019-10-01 $235,573 (10.1%) $284,705 (10.3%) 0.00 410
2019-11-01 $245,833 (16.5%) $291,833 (15.3%) 0.00 394
2019-12-01 $240,500 (12.4%) $289,775 (13.4%) 0.00 374
2020-01-01 $239,900 (10.1%) $288,983 (10.4%) 0.00 336
2020-02-01 $239,900 (17.1%) $285,299 (11.3%) 0.00 340
2020-03-01 $238,700 (12.5%) $284,106 (10.9%) 0.00 339
2020-04-01 $239,900 (6.7%) $284,602 (9.3%) 0.00 325
2020-05-01 $253,700 (15.3%) $291,357 (12.5%) 0.00 311
2020-06-01 $251,900 (9.6%) $290,302 (8.9%) 0.00 297
2020-07-01 $259,900 (7.9%) $298,106 (7.0%) 0.00 273
2020-08-01 $250,000 (3.9%) $296,027 (5.4%) 0.00 235
2020-09-01 $262,450 (11.9%) $304,052 (8.0%) 0.00 220
2020-10-01 $249,000 (5.7%) $290,823 (2.2%) 0.00 196
2020-11-01 $256,375 (4.3%) $289,320 (-0.9%) 0.00 192
2020-12-01 $264,450 (10.0%) $291,130 (0.5%) 0.00 176
2021-01-01 $249,900 (4.2%) $286,476 (-0.9%) 0.00 137
2021-02-01 $221,200 (-7.8%) $269,958 (-5.4%) 0.00 122
2021-03-01 $232,450 (-2.6%) $282,150 (-0.7%) 0.00 117
2021-04-01 $275,957 (15.0%) $310,182 (9.0%) 0.00 139
2021-05-01 $277,000 (9.2%) $321,046 (10.2%) 0.00 153
2021-06-01 $285,000 (13.1%) $349,275 (20.3%) 0.00 164
2021-07-01 $299,997 (15.4%) $367,518 (23.3%) 0.00 188
2021-08-01 $299,925 (20.0%) $358,168 (21.0%) 0.00 221
2021-09-01 $287,625 (9.6%) $351,474 (15.6%) 0.00 231
2021-10-01 $279,000 (12.1%) $347,096 (19.4%) 0.00 224
2021-11-01 $292,175 (14.0%) $367,059 (26.9%) 0.00 196
2021-12-01 $307,975 (16.5%) $383,777 (31.8%) 0.00 184
2022-01-01 $299,900 (20.0%) $375,972 (31.2%) 0.00 159
2022-02-01 $299,900 (35.6%) $376,749 (39.6%) 0.00 138
2022-03-01 $308,450 (32.7%) $394,346 (39.8%) 0.00 131
2022-04-01 $327,000 (18.5%) $426,216 (37.4%) 0.00 144
2022-05-01 $345,625 (24.8%) $433,705 (35.1%) 0.00 174
2022-06-01 $343,100 (20.4%) $436,010 (24.8%) 0.00 195
2022-07-01 $350,000 (16.7%) $453,919 (23.5%) 0.00 237
2022-08-01 $352,200 (17.4%) $441,216 (23.2%) 0.00 251
2022-09-01 $347,607 (20.9%) $430,113 (22.4%) 0.00 250
2022-10-01 $349,900 (25.4%) $431,446 (24.3%) 0.00 258
2022-11-01 $350,000 (19.8%) $431,013 (17.4%) 0.00 252
2022-12-01 $349,900 (13.6%) $440,179 (14.7%) 0.00 263
2023-01-01 $349,500 (16.5%) $438,949 (16.8%) 0.00 250
2023-02-01 $338,250 (12.8%) $422,474 (12.1%) 0.00 249
2023-03-01 $342,450 (11.0%) $412,790 (4.7%) 0.00 238
2023-04-01 $349,000 (6.7%) $419,166 (-1.7%) 0.00 239
2023-05-01 $345,975 (0.1%) $433,467 (-0.1%) 0.00 254
2023-06-01 $349,975 (2.0%) $438,431 (0.6%) 0.00 261
2023-07-01 $377,450 (7.8%) $456,938 (0.7%) 0.00 252
2023-08-01 $373,425 (6.0%) $456,962 (3.6%) 0.00 266
Crossville's median listing price for 2023-08-01 was $373,425, a difference of $21,225 (6.0%) versus the prior year and $-4,025 versus the prior month.

Crossville's median listing price comes in at 0% of the national average.

Crossville's average listing price for 2023-08-01 was $456,962, a difference of $15,746 (3.6%) versus the prior year and $24 versus the prior month.

For the 2023-08-01 period, Crossville had 266 MLS listings, a difference of 14 listings (6%) versus the prior month and 15 listings (6%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - Crossville (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 0 days 1,842 sqft
2018-02-01 0 days 1,866 sqft
2018-03-01 0 days 1,891 sqft
2018-04-01 0 days 1,894 sqft
2018-05-01 0 days 1,916 sqft
2018-06-01 0 days 1,924 sqft
2018-07-01 0 days 1,934 sqft
2018-08-01 0 days 1,900 sqft
2018-09-01 0 days 1,907 sqft
2018-10-01 0 days 1,905 sqft
2018-11-01 0 days 1,930 sqft
2018-12-01 0 days 1,962 sqft
2019-01-01 0 days 2,001 sqft
2019-02-01 0 days 1,852 sqft
2019-03-01 0 days 1,878 sqft
2019-04-01 0 days 1,927 sqft
2019-05-01 0 days 1,925 sqft
2019-06-01 0 days 1,944 sqft
2019-07-01 0 days 1,962 sqft
2019-08-01 0 days 1,968 sqft
2019-09-01 0 days 1,970 sqft
2019-10-01 0 days 2,001 sqft
2019-11-01 0 days 2,000 sqft
2019-12-01 0 days 1,966 sqft
2020-01-01 0 days 1,949 sqft
2020-02-01 0 days 1,951 sqft
2020-03-01 0 days 1,925 sqft
2020-04-01 0 days 1,905 sqft
2020-05-01 0 days 1,954 sqft
2020-06-01 0 days 1,959 sqft
2020-07-01 0 days 2,037 sqft
2020-08-01 0 days 1,943 sqft
2020-09-01 0 days 1,932 sqft
2020-10-01 0 days 1,827 sqft
2020-11-01 0 days 1,793 sqft
2020-12-01 0 days 1,768 sqft
2021-01-01 0 days 1,742 sqft
2021-02-01 0 days 1,640 sqft
2021-03-01 0 days 1,770 sqft
2021-04-01 0 days 1,857 sqft
2021-05-01 0 days 1,852 sqft
2021-06-01 0 days 1,909 sqft
2021-07-01 0 days 1,904 sqft
2021-08-01 0 days 1,864 sqft
2021-09-01 0 days 1,806 sqft
2021-10-01 0 days 1,790 sqft
2021-11-01 0 days 1,813 sqft
2021-12-01 0 days 1,832 sqft
2022-01-01 0 days 1,847 sqft
2022-02-01 0 days 1,868 sqft
2022-03-01 0 days 1,800 sqft
2022-04-01 0 days 1,850 sqft
2022-05-01 0 days 1,866 sqft
2022-06-01 0 days 1,860 sqft
2022-07-01 0 days 1,861 sqft
2022-08-01 0 days 1,859 sqft
2022-09-01 0 days 1,824 sqft
2022-10-01 0 days 1,850 sqft
2022-11-01 0 days 1,841 sqft
2022-12-01 0 days 1,851 sqft
2023-01-01 0 days 1,809 sqft
2023-02-01 0 days 1,753 sqft
2023-03-01 0 days 1,755 sqft
2023-04-01 0 days 1,756 sqft
2023-05-01 0 days 1,717 sqft
2023-06-01 0 days 1,716 sqft
2023-07-01 0 days 1,750 sqft
2023-08-01 0 days 1,734 sqft
Crossville's median listing age (time on market) for 2023-08-01 was 0 days.

Crossville's median square footage for active listings during the 2023-08-01 period was 1,734 sqft. One year prior, the average listing was 1,859 sqft.

Crossville, TN Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 839 $201,155,000 $239,756
Cash Out Refi 325 $65,505,000 $201,554
Refi 197 $38,445,000 $195,152
Other 114 $10,630,000 $93,246
Home Improvement 97 $9,565,000 $98,608

Crossville's most frequently cited loan purpose was Home Purchase, with 839 originations. The 2nd most popular reason was Cash Out Refi, with 325 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
3-4% 408 $86,700,000 $212,500
4-5% 367 $82,505,000 $224,809
5-6% 367 $78,315,000 $213,392
6-7% 185 $35,315,000 $190,892
2.5-3% 95 $19,025,000 $200,263
7-8% 68 $10,250,000 $150,735
Over 8% 35 $2,475,000 $70,714
<2.5% 27 $5,355,000 $198,333

During 2022, Crossville's most frequently originated rate bucket was 3-4%, with 408 originations.

Loan Sizing (Crossville, TN MSA)

Loan Size Originations Total Value Average Loan
$200k-400k 595 $160,095,000 $269,067
$100k-200k 550 $80,820,000 $146,945
$100,000 or less 303 $18,535,000 $61,172
$400k-600k 103 $48,445,000 $470,340
$600k-1000k 18 $12,480,000 $693,333
$Over $1MM 3 $4,925,000 $1,641,667

Crossville's loan sizing saw the bucket of loans from $200k-400k with 595 originations, totaling $160,095,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 517 $135,025,000 $261,170
60-80% 439 $105,055,000 $239,305
40-60% 257 $45,855,000 $178,424
20-40% 189 $21,125,000 $111,772
Under 20% 120 $5,660,000 $47,167
Over 100% 28 $6,960,000 $248,571

Crossville's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 517 originations, totaling $135,025,000 in origination value.