Crossville Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Crossville averaged 6.8% for the week of 2024-12-12, compared to the national average of 6.6% for the same period.

The average rate for the prior week (2024-12-05) was 6.49% and one month ago for the week of 2024-11-07, the average rate was 6.99%.

Crossville's average rate one year ago was 7.13%.

For refis of the same type during the week of 2024-12-12, the average rate was 7%.

Loan Type Date Rate
US 30 Year Fixed Rate 2024-12-12 6.6%
Crossville 30 Year Fixed Rate 2024-12-12 6.8%
Crossville 30 Year Fixed Rate Refi 2024-12-12 7%
Crossville 15 Year Fixed Rate 2024-12-12 5.94%
Crossville 15 Year Fixed Rate Refi 2024-12-12 6.04%
Crossville 30 Year FHA 2024-12-12 6.37%
Crossville 30 Year FHA Refi 2024-12-12 6.48%
Crossville 30 Year USDA 2024-12-12 6.1%
Crossville 30 Year USDA Refi 2024-12-12 6.2%
Crossville 30 Year VA 2024-12-12 6.08%
Crossville 30 Year VA Refi 2024-12-12 6.28%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Crossville, TN.

Crossville Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Crossville, TN market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
QUICKEN LOANS, LLC 53 6.73% $7,111
MORTGAGE INVESTORS GROUP, INC. 40 6.72% $4,253
VAN DYK MORTGAGE CORPORATION 25 6.99% $6,091
UNITED WHOLESALE MORTGAGE, LLC 18 7.00% $7,771
CMG MORTGAGE, INC. 18 6.64% $6,098
DAS Acquisition Company, LLC 16 7.33% $5,515
Farm Credit Mid-America, ACA 16 7.24% $8,110
Flagstar Bank, FSB 16 7.25% $4,502
PENNYMAC LOAN SERVICES, LLC 11 6.26% $5,651
ORNL Federal Credit Union 10 5.19% $4,294
FirstBank 9 7.29% $3,767
U.S. Bank 9 6.79% $4,673
Regions Bank 9 6.47% $4,517
AMCAP MORTGAGE, LTD. 6 6.73% $5,774
CROSSCOUNTRY MORTGAGE, LLC 6 6.51% $6,212
Shamrock Home Loans, Inc. 5 6.57% $7,450
USAA Federal Savings Bank 5 6.73% $4,489
Gateway First Bank 5 6.55% $5,246
GUARANTY MORTGAGE SERVICES, L.L.C. 5 7.32% $7,054
GUARANTEED RATE, INC. 5 6.69% $4,466
JPMorgan Chase Bank 4 7.06% $3,328
BROKER SOLUTIONS, INC. 4 6.90% $5,582
Mortgage Research Center, LLC 4 6.94% $3,174
CHURCHILL MORTGAGE CORPORATION 4 7.25% $6,523
LOANDEPOT.COM, LLC 4 6.72% $6,794
CARDINAL FINANCIAL 3 6.50% $7,385
HOMESIDE FINANCIAL, LLC 3 7.12% $12,221
Fifth Third Bank 3 6.50% $4,744
Citizens Bank 3 7.00% $4,547
21ST MORTGAGE CORPORATION 3 7.38% $6,149
UNION HOME MORTGAGE CORP. 3 7.75% $4,160
Union Savings Bank 3 6.71% $4,016
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 3 6.96% $3,521
FIRST COMMUNITY MORTGAGE, INC. 3 6.63% $6,095
Wells Fargo Bank 3 6.67% $4,989
RELIANCE FIRST CAPITAL, LLC 3 8.17% $10,865
Pinnacle Bank 2 6.63% $5,166
Renasant Bank 2 6.56% $3,993
PHH Mortgage Corporation 2 7.25% $3,990
SmartBank 2 5.88% $3,400
Discover Bank 2 6.49% $0
STOCKTON MORTGAGE CORPORATION 2 6.31% $6,020
AMERICAN PACIFIC MORTGAGE CORPORATION 2 7.13% $12,177
MOVEMENT MORTGAGE, LLC 2 6.44% $5,706
Y-12 Federal Credit Union 2 6.50% $5,695
VANDERBILT MORTGAGE AND FINANCE, INC. 2 7.50% $6,756
NEWREZ LLC 2 6.25% $6,386
PNC Bank 2 6.13% $7,902
GUILD MORTGAGE COMPANY 2 6.99% $8,011
ROYAL UNITED MORTGAGE LLC 1 6.75% $7,251
S1L, Inc. 1 7.50% $8,834
SeaTrust Mortgage Company 1 6.99% $4,340
Semper Home Loans, Inc. 1 7.38% $4,157
SIRVA MORTGAGE, INC. 1 6.38% $1,931
SOUTHPOINT FINANCIAL SERVICES, INC. 1 6.63% $13,800
Synovus Bank 1 6.75% $4,619
The Central Trust Bank 1 6.25% $3,751
The Loan Store, Inc. 1 6.50% $5,576
Third Federal Savings and Loan Association of Cleveland 1 6.09% $0
UBS Bank USA 1 6.00% $4,120
United Bank 1 5.88% $2,798
United Community Bank 1 6.50% $4,298
Waterstone Mortgage Corporation 1 7.50% $21,711
WINGS FINANCIAL 1 5.50% $3,408
Wolfe Financial, Inc 1 7.00% $8,282
ZILLOW HOME LOANS, LLC 1 7.13% $8,067
ACHIEVA CREDIT UNION 1 6.88% $3,199
Alcova Mortgage LLC 1 6.99% $5,891
AMERICAN FINANCIAL NETWORK, INC. 1 6.63% $6,955
AMERISAVE MORTGAGE CORPORATION 1 6.25% $6,462
ASCEND FEDERAL CREDIT UNION 1 5.88% $2,227
ATLANTIC BAY MORTGAGE GROUP, L.L.C. 1 6.75% $8,673
BancorpSouth 1 7.63% $3,579
Bank of America 1 6.50% $5,977
BANKSOUTH MORTGAGE COMPANY, LLC 1 6.25% $5,360
BAY EQUITY LLC 1 6.88% $9,007
CANOPY MORTGAGE, LLC 1 6.38% $8,479
CapStar Bank 1 6.38% $3,537
Century Mortgage Company DBA Century Lending Company 1 7.13% $2,456
CITIZENS EQUITY FIRST 1 5.63% $3,172
Colonial Savings, F.A. 1 7.00% $5,664
Commercial Bank 1 6.74% $0
CONTOUR MORTGAGE CORPORATION 1 6.25% $3,721
Countybank 1 6.38% $10,099
CREDIT UNION MORTGAGE ASSOCIATION, INC. 1 7.00% $3,529
DEEPHAVEN MORTGAGE LLC 1 8.13% $3,981
DRAPER AND KRAMER MORTGAGE CORP. 1 7.13% $4,268
Eagle Bank and Trust Company 1 6.13% $3,666
EMM LOANS LLC 1 6.88% $10,458
ENDEAVOR CAPITAL, LLC. 1 6.75% $4,808
ENRICHMENT 1 6.25% $5,600
Equity Prime Mortgage LLC 1 6.25% $5,377
EVERETT FINANCIAL, INC. 1 6.63% $9,574
FIRST CENTENNIAL MORTGAGE CORPORATION 1 6.13% $6,040
First Financial Bank 1 7.13% $6,119
GMFS LLC 1 6.25% $5,286
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION 1 7.50% $7,221
GUARANTY HOME MORTGAGE CORPORATION 1 6.99% $4,525
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. 1 6.99% $4,786
Ixonia Bank 1 6.99% $3,158
KNOXVILLE TVA EMPLOYEES CREDIT UNION 1 7.00% $7,630
LENOX FINANCIAL MORTGAGE CORPORATION 1 6.75% $5,650
MANN FINANCIAL INC. 1 7.13% $3,749
MICHIGAN STATE UNIVERSITY FEDERAL CREDIT UNION 1 6.00% $6,223
MID AMERICA MORTGAGE, INC. 1 6.88% $2,997
Morgan Stanley Private Bank 1 7.05% $2,925
Mr. Cooper ( Nationstar Mortgage ) 1 6.13% $5,220
Nations Lending Corporation 1 5.99% $12,446
NAVY FEDERAL CREDIT UNION 1 9.38% $23,120
NexBank 1 5.88% $7,083
Northpointe Bank 1 6.38% $4,951
PACIFIC RESIDENTIAL MORTGAGE, LLC 1 6.50% $4,598
PENTAGON FEDERAL CREDIT UNION 1 6.13% $3,342
PLAZA HOME MORTGAGE, INC. 1 7.38% $7,736

Crossville Average Closing Costs & Other Stats

Crossville, TN's 114 lenders originated 1,149 loans during 2023. The total origination value was $243,445,000, with an average loan value of $211,876.

Crossville's average closing costs are $4,827.

The top Crossville lender as defined by loan originations is QUICKEN LOANS, LLC, with 53 loans originated. Their average total fees are $7,111, which is $2,858 higher than the next largest lender, MORTGAGE INVESTORS GROUP, INC..

The lowest fee Crossville lenders (with over 10 loans originated) are MORTGAGE INVESTORS GROUP, INC. ($4,253), ORNL Federal Credit Union ($4,294), Flagstar Bank, FSB ($4,502), DAS Acquisition Company, LLC ($5,515) and PENNYMAC LOAN SERVICES, LLC ($5,651).

The lowest rate Crossville lenders (with over 10 loans originated) are ORNL Federal Credit Union (5.19%), PENNYMAC LOAN SERVICES, LLC (6.26%), CMG MORTGAGE, INC. (6.64%), MORTGAGE INVESTORS GROUP, INC. (6.72%) and QUICKEN LOANS, LLC (6.73%).

Crossville, TN Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2022 Loan Value 2023 Loan Value % Change 2023 Market Share
QUICKEN LOANS, LLC $24,750,000 $21,965,000 -11.3% 9.0%
MORTGAGE INVESTORS GROUP, INC. $28,675,000 $16,825,000 -41.3% 6.9%
VAN DYK MORTGAGE CORPORATION $9,075,000 $10,165,000 12.0% 4.2%
Regions Bank $7,740,000 $10,015,000 29.4% 4.1%
UNITED WHOLESALE MORTGAGE, LLC $5,680,000 $9,475,000 66.8% 3.9%
CMG MORTGAGE, INC. $4,545,000 $9,125,000 100.8% 3.7%
Flagstar Bank, FSB $18,510,000 $8,620,000 -53.4% 3.5%
SmartBank $10,935,000 $7,835,000 -28.3% 3.2%
Farm Credit Mid-America, ACA $7,720,000 $7,545,000 -2.3% 3.1%
Mortgage Research Center, LLC $9,705,000 $7,225,000 -25.6% 3.0%
PENNYMAC LOAN SERVICES, LLC $10,775,000 $6,985,000 -35.2% 2.9%
DAS Acquisition Company, LLC $13,285,000 $6,355,000 -52.2% 2.6%
U.S. Bank $7,875,000 $4,510,000 -42.7% 1.9%
FirstBank $10,160,000 $4,140,000 -59.3% 1.7%
LOANDEPOT.COM, LLC $13,200,000 $3,240,000 -75.5% 1.3%
NAVY FEDERAL CREDIT UNION $4,905,000 $3,205,000 -34.7% 1.3%
ORNL Federal Credit Union $300,000 $2,860,000 853.3% 1.2%
STOCKTON MORTGAGE CORPORATION $645,000 $2,715,000 320.9% 1.1%
Shamrock Home Loans, Inc. $370,000 $2,460,000 564.9% 1.0%
VANDERBILT MORTGAGE AND FINANCE, INC. $3,055,000 $2,435,000 -20.3% 1.0%
AMCAP MORTGAGE, LTD. $2,090,000 $2,425,000 16.0% 1.0%
USAA Federal Savings Bank $2,820,000 $2,310,000 -18.1% 0.9%
21ST MORTGAGE CORPORATION $615,000 $2,135,000 247.2% 0.9%
FREEDOM MORTGAGE CORPORATION $2,765,000 $2,010,000 -27.3% 0.8%
GUARANTEED RATE, INC. $1,170,000 $1,995,000 70.5% 0.8%
GUARANTY MORTGAGE SERVICES, L.L.C. $2,200,000 $1,910,000 -13.2% 0.8%
Citizens Bank $345,000 $1,725,000 400.0% 0.7%
CROSSCOUNTRY MORTGAGE, LLC $900,000 $1,695,000 88.3% 0.7%
NEWREZ LLC $635,000 $1,665,000 162.2% 0.7%
PENTAGON FEDERAL CREDIT UNION $3,110,000 $1,605,000 -48.4% 0.7%
AMERISAVE MORTGAGE CORPORATION $3,510,000 $1,600,000 -54.4% 0.7%
RELIANCE FIRST CAPITAL, LLC $645,000 $1,570,000 143.4% 0.6%
FIRST COMMUNITY MORTGAGE, INC. $2,060,000 $1,525,000 -26.0% 0.6%
Gateway First Bank $1,175,000 $1,490,000 26.8% 0.6%
JPMorgan Chase Bank $1,745,000 $1,350,000 -22.6% 0.6%
Union Savings Bank $1,295,000 n/a 0.5%
UNION HOME MORTGAGE CORP. $1,345,000 $1,290,000 -4.1% 0.5%
BROKER SOLUTIONS, INC. $3,130,000 $1,265,000 -59.6% 0.5%
HOMESIDE FINANCIAL, LLC $560,000 $1,205,000 115.2% 0.5%
Pinnacle Bank $1,090,000 $1,205,000 10.6% 0.5%
PNC Bank $80,000 $1,135,000 1,318.8% 0.5%
NEW DAY FINANCIAL, LLC $1,570,000 $1,110,000 -29.3% 0.5%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $1,140,000 $1,095,000 -3.9% 0.4%
CHURCHILL MORTGAGE CORPORATION $1,875,000 $1,090,000 -41.9% 0.4%
MORTGAGE SOLUTIONS OF COLORADO, LLC $165,000 $1,060,000 542.4% 0.4%
Equity Prime Mortgage LLC $175,000 $1,050,000 500.0% 0.4%
Wells Fargo Bank $2,800,000 $1,045,000 -62.7% 0.4%
Y-12 Federal Credit Union $2,390,000 $1,045,000 -56.3% 0.4%
Discover Bank $450,000 $1,030,000 128.9% 0.4%
MUTUAL OF OMAHA MORTGAGE, INC. $2,400,000 $1,025,000 -57.3% 0.4%
CARDINAL FINANCIAL $2,905,000 $1,000,000 -65.6% 0.4%
KNOXVILLE TVA EMPLOYEES CREDIT UNION $825,000 $970,000 17.6% 0.4%
AmeriHome Mortgage Company, LLC $285,000 $935,000 228.1% 0.4%
First Financial Bank $925,000 n/a 0.4%
Third Federal Savings and Loan Association of Cleveland $265,000 $925,000 249.1% 0.4%
Mr. Cooper ( Nationstar Mortgage ) $1,320,000 $900,000 -31.8% 0.4%
AMERICAN FINANCIAL NETWORK, INC. $870,000 n/a 0.4%
GUILD MORTGAGE COMPANY $665,000 $855,000 28.6% 0.4%
Renasant Bank $1,865,000 $855,000 -54.2% 0.4%
Carrington Mortgage Services, LLC $2,065,000 $775,000 -62.5% 0.3%
TOP FLITE FINANCIAL, INC. $195,000 $770,000 294.9% 0.3%
Bank of America $1,995,000 $750,000 -62.4% 0.3%
Fifth Third Bank $990,000 $735,000 -25.8% 0.3%
Bell Bank $195,000 $725,000 271.8% 0.3%
AMERICAN PACIFIC MORTGAGE CORPORATION $1,740,000 $720,000 -58.6% 0.3%
PHH Mortgage Corporation $800,000 $715,000 -10.6% 0.3%
COMPASS MORTGAGE, INC. $705,000 n/a 0.3%
EMBRACE HOME LOANS, INC. $330,000 $695,000 110.6% 0.3%
Citizens Tri-County Bank $525,000 $660,000 25.7% 0.3%
EVERETT FINANCIAL, INC. $1,680,000 $650,000 -61.3% 0.3%
SIRVA MORTGAGE, INC. $405,000 $645,000 59.3% 0.3%
Waterstone Mortgage Corporation $870,000 $635,000 -27.0% 0.3%
MOVEMENT MORTGAGE, LLC $790,000 $625,000 -20.9% 0.3%
THE TENNESSEE CREDIT UNION $25,000 $610,000 2,340.0% 0.3%
DRAPER AND KRAMER MORTGAGE CORP. $595,000 n/a 0.2%
Prosperity Home Mortgage, LLC $135,000 $585,000 333.3% 0.2%
The First National Bank of Middle Tennessee $660,000 $565,000 -14.4% 0.2%
Citizens Bank of Lafayette $955,000 $560,000 -41.4% 0.2%
Truist $1,840,000 $545,000 -70.4% 0.2%
FINANCE OF AMERICA REVERSE LLC $495,000 n/a 0.2%
ARK-LA-TEX FINANCIAL SERVICES, LLC. $470,000 n/a 0.2%
Figure Lending LLC $375,000 $465,000 24.0% 0.2%
Nations Lending Corporation $725,000 $460,000 -36.6% 0.2%
UBS Bank USA $830,000 $445,000 -46.4% 0.2%
AMERICAN FINANCING CORPORATION $605,000 $440,000 -27.3% 0.2%
Wilson Bank And Trust $3,320,000 $435,000 -86.9% 0.2%
F&M Bank $405,000 n/a 0.2%
S1L, Inc. $85,000 $405,000 376.5% 0.2%
PLANET HOME LENDING, LLC $365,000 $400,000 9.6% 0.2%
Goldwater Bank, N.A. $395,000 n/a 0.2%
Alcova Mortgage LLC $385,000 n/a 0.2%
SOUTHWEST STAGE FUNDING, LLC $1,435,000 $380,000 -73.5% 0.2%
Legends Bank $205,000 $375,000 82.9% 0.2%
Midwest Bank $365,000 n/a 0.1%
SOUTHPOINT FINANCIAL SERVICES, INC. $355,000 n/a 0.1%
ZILLOW HOME LOANS, LLC $475,000 $355,000 -25.3% 0.1%
ENRICHMENT $630,000 $350,000 -44.4% 0.1%
THRIVENT Federal Credit Union $345,000 n/a 0.1%
Wolfe Financial, Inc $345,000 n/a 0.1%
PRIMELENDING, A PLAINSCAPITAL COMPANY $780,000 $335,000 -57.1% 0.1%
Commerce Home Mortgage, Inc. $305,000 n/a 0.1%
Commercial Bank $425,000 $305,000 -28.2% 0.1%
First Horizon Bank $3,160,000 $305,000 -90.3% 0.1%
First Merchants Bank $305,000 n/a 0.1%
ROYAL UNITED MORTGAGE LLC $480,000 $305,000 -36.5% 0.1%
WINGS FINANCIAL $295,000 n/a 0.1%
OCEANSIDE MORTGAGE COMPANY $285,000 n/a 0.1%
Plains Commerce Bank $285,000 n/a 0.1%
CREDIT HUMAN FEDERAL CREDIT UNION $280,000 n/a 0.1%
HomeTrust Bank $280,000 n/a 0.1%
BAY EQUITY LLC $650,000 $275,000 -57.7% 0.1%
BETTER MORTGAGE CORPORATION $275,000 $275,000 0.0% 0.1%
Countybank $235,000 $275,000 17.0% 0.1%
First Federal Bank $295,000 $270,000 -8.5% 0.1%
GMFS LLC $265,000 n/a 0.1%
GREENSTATE CREDIT UNION $265,000 n/a 0.1%
Ixonia Bank $265,000 n/a 0.1%
SUMMIT FUNDING, INC. $390,000 $265,000 -32.1% 0.1%
Synovus Bank $185,000 $265,000 43.2% 0.1%
T2 FINANCIAL LLC $670,000 $265,000 -60.4% 0.1%
WYMAR FEDERAL CREDIT UNION $265,000 n/a 0.1%
1ST SIGNATURE LENDING, LLC $255,000 n/a 0.1%
Franklin Loan Corporation $285,000 $255,000 -10.5% 0.1%
Stifel Bank and Trust $255,000 n/a 0.1%
Century Mortgage Company DBA Century Lending Company $245,000 n/a 0.1%
Planters Bank, Inc. $655,000 $245,000 -62.6% 0.1%
AMERICAN PORTFOLIO MORTGAGE CORPORATION $235,000 n/a 0.1%
VILLAGE CAPITAL MORTGAGE $505,000 $235,000 -53.5% 0.1%
ALAMEDA MORTGAGE CORPORATION $225,000 n/a 0.1%
Apex Bank $225,000 n/a 0.1%
LENOX FINANCIAL MORTGAGE CORPORATION $420,000 $225,000 -46.4% 0.1%
MICHIGAN STATE UNIVERSITY FEDERAL CREDIT UNION $225,000 n/a 0.1%
PACIFIC RESIDENTIAL MORTGAGE, LLC $225,000 n/a 0.1%
River Valley AgCredit, ACA $225,000 n/a 0.1%
SWBC MORTGAGE CORPORATION $330,000 $225,000 -31.8% 0.1%
AMERICAN FINANCIAL RESOURCES, INC. $1,025,000 $215,000 -79.0% 0.1%
American National Bank $215,000 n/a 0.1%
ATLANTIC BAY MORTGAGE GROUP, L.L.C. $215,000 n/a 0.1%
FBC MORTGAGE, LLC $465,000 $215,000 -53.8% 0.1%
FIRST CENTENNIAL MORTGAGE CORPORATION $215,000 n/a 0.1%
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. $255,000 $215,000 -15.7% 0.1%
HOMESTAR FINANCIAL CORPORATION $215,000 n/a 0.1%
SeaTrust Mortgage Company $215,000 n/a 0.1%
Colonial Savings, F.A. $165,000 $205,000 24.2% 0.1%
LADERA LENDING, INC. $205,000 n/a 0.1%
Morgan Stanley Private Bank $205,000 n/a 0.1%
TJC Mortgage, Inc. $205,000 n/a 0.1%
United Community Bank $395,000 $205,000 -48.1% 0.1%
LENDINGHOME FUNDING CORPORATION $85,000 $195,000 129.4% 0.1%
Northpointe Bank $165,000 $195,000 18.2% 0.1%
BancorpSouth $295,000 $185,000 -37.3% 0.1%
EMM LOANS LLC $205,000 $185,000 -9.8% 0.1%
ENDEAVOR CAPITAL, LLC. $185,000 n/a 0.1%
Semper Home Loans, Inc. $185,000 n/a 0.1%
BANKSOUTH MORTGAGE COMPANY, LLC $175,000 n/a 0.1%
CUSTOMER SERVICE MORTGAGE CORPORATION $175,000 n/a 0.1%
LONGBRIDGE FINANCIAL, LLC $75,000 $175,000 133.3% 0.1%
NexBank $175,000 n/a 0.1%
First Volunteer Bank $2,095,000 $170,000 -91.9% 0.1%
MID AMERICA MORTGAGE, INC. $530,000 $170,000 -67.9% 0.1%
CapStar Bank $195,000 $165,000 -15.4% 0.1%
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION $390,000 $165,000 -57.7% 0.1%
PLAZA HOME MORTGAGE, INC. $165,000 n/a 0.1%
Coastal Community Bank $160,000 n/a 0.1%
LOANPAL, LLC $230,000 $155,000 -32.6% 0.1%
MANN FINANCIAL INC. $155,000 n/a 0.1%
OPEN MORTGAGE, LLC $250,000 $155,000 -38.0% 0.1%
CONTOUR MORTGAGE CORPORATION $145,000 n/a 0.1%
UTILITIES EMPLOYEES CREDIT UNION $145,000 n/a 0.1%
CANOPY MORTGAGE, LLC $135,000 n/a 0.1%
DEEPHAVEN MORTGAGE LLC $135,000 n/a 0.1%
HOMEBRIDGE FINANCIAL SERVICES, INC. $285,000 $135,000 -52.6% 0.1%
The Loan Store, Inc. $135,000 n/a 0.1%
United Bank $135,000 n/a 0.1%
TOWER $120,000 n/a 0.0%
ACHIEVA CREDIT UNION $115,000 n/a 0.0%
CREDIT UNION MORTGAGE ASSOCIATION, INC. $295,000 $115,000 -61.0% 0.0%
CU COMMUNITY, LLC $115,000 n/a 0.0%
Eagle Bank and Trust Company $115,000 n/a 0.0%
CITIZENS EQUITY FIRST $105,000 n/a 0.0%
GUARANTY HOME MORTGAGE CORPORATION $95,000 $105,000 10.5% 0.0%
MORIA DEVELOPMENT, INC. $95,000 n/a 0.0%
Ally Bank $295,000 $85,000 -71.2% 0.0%
CONSUMER Credit Union $85,000 n/a 0.0%
BMO Harris Bank $285,000 $75,000 -73.7% 0.0%
EVANSVILLE TEACHERS $235,000 $75,000 -68.1% 0.0%
The Huntington National Bank $75,000 n/a 0.0%
The Central Trust Bank $65,000 n/a 0.0%
ASCEND FEDERAL CREDIT UNION $1,235,000 $55,000 -95.5% 0.0%
NORTH COUNTRY $55,000 n/a 0.0%
Simply Bank $190,000 $45,000 -76.3% 0.0%
The Citizens Bank of Georgia $35,000 n/a 0.0%
UNITED $15,000 n/a 0.0%

Crossville's top lender by overall market share is QUICKEN LOANS, LLC, with 9.0% market share. In second place, with 6.9%, is MORTGAGE INVESTORS GROUP, INC., having originated $16,825,000 in loans. In third place, with 4.2%, is VAN DYK MORTGAGE CORPORATION, having originated $10,165,000 in loans. In fourth place, with 4.1%, is Regions Bank, having originated $10,015,000 in loans. In fifth place, with 3.9%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $9,475,000 in loans.


Crossville Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - Crossville (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $189,600 (5.7%) $234,784 (10.2%) 0.00 405
2018-02-01 $196,775 (6.9%) $237,779 (9.4%) 0.00 386
2018-03-01 $199,900 (9.9%) $244,631 (13.2%) 0.00 395
2018-04-01 $209,450 (19.1%) $249,644 (16.2%) 0.00 410
2018-05-01 $222,400 (24.2%) $261,934 (19.1%) 0.00 417
2018-06-01 $219,900 (22.2%) $259,689 (15.2%) 0.00 449
2018-07-01 $216,975 (17.4%) $258,892 (13.1%) 0.00 467
2018-08-01 $212,400 (10.6%) $258,258 (10.6%) 0.00 446
2018-09-01 $214,900 (8.8%) $259,849 (9.7%) 0.00 463
2018-10-01 $213,975 (8.3%) $258,097 (7.0%) 0.00 473
2018-11-01 $210,950 (6.0%) $253,196 (4.4%) 0.00 450
2018-12-01 $213,950 (12.7%) $255,516 (9.6%) 0.00 416
2019-01-01 $218,000 (15.0%) $261,796 (11.5%) 0.00 391
2019-02-01 $204,825 (4.1%) $256,291 (7.8%) 0.00 405
2019-03-01 $212,114 (6.1%) $255,894 (4.6%) 0.00 411
2019-04-01 $224,889 (7.4%) $260,110 (4.2%) 0.00 426
2019-05-01 $219,950 (-1.1%) $259,071 (-1.1%) 0.00 420
2019-06-01 $229,900 (4.6%) $266,623 (2.7%) 0.00 428
2019-07-01 $240,950 (11.1%) $278,746 (7.7%) 0.00 441
2019-08-01 $240,664 (13.3%) $280,841 (8.7%) 0.00 425
2019-09-01 $234,609 (9.2%) $281,593 (8.4%) 0.00 416
2019-10-01 $235,573 (10.1%) $284,705 (10.3%) 0.00 410
2019-11-01 $245,833 (16.5%) $291,833 (15.3%) 0.00 394
2019-12-01 $240,500 (12.4%) $289,775 (13.4%) 0.00 374
2020-01-01 $239,900 (10.1%) $288,983 (10.4%) 0.00 336
2020-02-01 $239,900 (17.1%) $285,299 (11.3%) 0.00 340
2020-03-01 $238,700 (12.5%) $284,106 (11.0%) 0.00 339
2020-04-01 $239,900 (6.7%) $284,602 (9.4%) 0.00 325
2020-05-01 $253,700 (15.3%) $291,357 (12.5%) 0.00 311
2020-06-01 $251,900 (9.6%) $290,302 (8.9%) 0.00 297
2020-07-01 $259,900 (7.9%) $298,106 (7.0%) 0.00 273
2020-08-01 $250,000 (3.9%) $296,027 (5.4%) 0.00 235
2020-09-01 $262,450 (11.9%) $304,052 (8.0%) 0.00 220
2020-10-01 $249,000 (5.7%) $290,823 (2.2%) 0.00 196
2020-11-01 $256,375 (4.3%) $289,320 (-0.9%) 0.00 192
2020-12-01 $264,450 (10.0%) $291,130 (0.5%) 0.00 176
2021-01-01 $249,900 (4.2%) $286,476 (-0.9%) 0.00 137
2021-02-01 $221,200 (-7.8%) $269,958 (-5.4%) 0.00 122
2021-03-01 $232,450 (-2.6%) $282,150 (-0.7%) 0.00 117
2021-04-01 $275,957 (15.0%) $310,182 (9.0%) 0.00 139
2021-05-01 $277,000 (9.2%) $321,046 (10.2%) 0.00 153
2021-06-01 $285,000 (13.1%) $348,460 (20.0%) 0.00 163
2021-07-01 $299,997 (15.4%) $366,566 (23.0%) 0.00 187
2021-08-01 $299,925 (20.0%) $358,168 (21.0%) 0.00 221
2021-09-01 $287,625 (9.6%) $351,474 (15.6%) 0.00 231
2021-10-01 $279,000 (12.1%) $346,254 (19.1%) 0.00 223
2021-11-01 $291,950 (13.9%) $366,650 (26.7%) 0.00 196
2021-12-01 $307,225 (16.2%) $383,947 (31.9%) 0.00 183
2022-01-01 $299,900 (20.0%) $375,972 (31.2%) 0.00 159
2022-02-01 $299,900 (35.6%) $376,749 (39.6%) 0.00 138
2022-03-01 $308,450 (32.7%) $394,346 (39.8%) 0.00 131
2022-04-01 $327,000 (18.5%) $426,216 (37.4%) 0.00 144
2022-05-01 $345,625 (24.8%) $433,705 (35.1%) 0.00 174
2022-06-01 $343,100 (20.4%) $436,010 (25.1%) 0.00 195
2022-07-01 $350,000 (16.7%) $453,919 (23.8%) 0.00 237
2022-08-01 $352,200 (17.4%) $441,216 (23.2%) 0.00 251
2022-09-01 $347,607 (20.9%) $430,113 (22.4%) 0.00 250
2022-10-01 $349,900 (25.4%) $431,446 (24.6%) 0.00 259
2022-11-01 $350,000 (19.9%) $430,563 (17.4%) 0.00 253
2022-12-01 $349,900 (13.9%) $439,429 (14.5%) 0.00 265
2023-01-01 $349,500 (16.5%) $438,464 (16.6%) 0.00 251
2023-02-01 $338,250 (12.8%) $422,474 (12.1%) 0.00 249
2023-03-01 $342,450 (11.0%) $412,790 (4.7%) 0.00 238
2023-04-01 $349,000 (6.7%) $419,166 (-1.7%) 0.00 239
2023-05-01 $345,975 (0.1%) $433,467 (-0.1%) 0.00 254
2023-06-01 $349,975 (2.0%) $438,431 (0.6%) 0.00 261
2023-07-01 $377,450 (7.8%) $456,938 (0.7%) 0.00 252
2023-08-01 $373,425 (6.0%) $456,962 (3.6%) 0.00 266
2023-09-01 $375,000 (7.9%) $458,136 (6.5%) 0.00 261
2023-10-01 $374,900 (7.1%) $453,956 (5.2%) 0.00 273
2023-11-01 $372,075 (6.3%) $439,843 (2.2%) 0.00 280
2023-12-01 $367,000 (4.9%) $439,327 (0.0%) 0.00 275
2024-01-01 $369,200 (5.6%) $438,302 (0.0%) 0.00 266
2024-02-01 $367,725 (8.7%) $427,699 (1.2%) 0.00 271
2024-03-01 $374,900 (9.5%) $430,738 (4.4%) 0.00 298
2024-04-01 $374,450 (7.3%) $429,259 (2.4%) 0.00 320
2024-05-01 $378,000 (9.3%) $429,334 (-1.0%) 0.00 367
2024-06-01 $379,000 (8.3%) $435,233 (-0.7%) 0.00 382
2024-07-01 $384,750 (1.9%) $435,851 (-4.6%) 0.00 398
2024-08-01 $379,900 (1.7%) $441,058 (-3.5%) 0.00 413
2024-09-01 $379,000 (1.1%) $445,155 (-2.8%) 0.00 425
2024-10-01 $383,450 (2.3%) $454,389 (0.1%) 0.00 457
2024-11-01 $384,900 (3.5%) $452,015 (2.8%) 0.00 426
Crossville's median listing price for 2024-11-01 was $384,900, a difference of $12,825 (3.5%) versus the prior year and $1,450 versus the prior month.

Crossville's median listing price comes in at 0% of the national average.

Crossville's average listing price for 2024-11-01 was $452,015, a difference of $12,172 (2.8%) versus the prior year and $-2,374 versus the prior month.

For the 2024-11-01 period, Crossville had 426 MLS listings, a difference of -31 listings (-7%) versus the prior month and 146 listings (52%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - Crossville (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 0 days 1,843 sqft
2018-02-01 0 days 1,866 sqft
2018-03-01 0 days 1,893 sqft
2018-04-01 0 days 1,898 sqft
2018-05-01 0 days 1,917 sqft
2018-06-01 0 days 1,928 sqft
2018-07-01 0 days 1,934 sqft
2018-08-01 0 days 1,902 sqft
2018-09-01 0 days 1,907 sqft
2018-10-01 0 days 1,905 sqft
2018-11-01 0 days 1,930 sqft
2018-12-01 0 days 1,962 sqft
2019-01-01 0 days 2,001 sqft
2019-02-01 0 days 1,852 sqft
2019-03-01 0 days 1,878 sqft
2019-04-01 0 days 1,927 sqft
2019-05-01 0 days 1,925 sqft
2019-06-01 0 days 1,944 sqft
2019-07-01 0 days 1,962 sqft
2019-08-01 0 days 1,968 sqft
2019-09-01 0 days 1,970 sqft
2019-10-01 0 days 2,001 sqft
2019-11-01 0 days 2,000 sqft
2019-12-01 0 days 1,966 sqft
2020-01-01 0 days 1,949 sqft
2020-02-01 0 days 1,951 sqft
2020-03-01 0 days 1,925 sqft
2020-04-01 0 days 1,905 sqft
2020-05-01 0 days 1,954 sqft
2020-06-01 0 days 1,959 sqft
2020-07-01 0 days 2,037 sqft
2020-08-01 0 days 1,943 sqft
2020-09-01 0 days 1,932 sqft
2020-10-01 0 days 1,827 sqft
2020-11-01 0 days 1,793 sqft
2020-12-01 0 days 1,768 sqft
2021-01-01 0 days 1,742 sqft
2021-02-01 0 days 1,640 sqft
2021-03-01 0 days 1,770 sqft
2021-04-01 0 days 1,857 sqft
2021-05-01 0 days 1,852 sqft
2021-06-01 0 days 1,912 sqft
2021-07-01 0 days 1,912 sqft
2021-08-01 0 days 1,864 sqft
2021-09-01 0 days 1,806 sqft
2021-10-01 0 days 1,790 sqft
2021-11-01 0 days 1,811 sqft
2021-12-01 0 days 1,836 sqft
2022-01-01 0 days 1,847 sqft
2022-02-01 0 days 1,868 sqft
2022-03-01 0 days 1,800 sqft
2022-04-01 0 days 1,850 sqft
2022-05-01 0 days 1,866 sqft
2022-06-01 0 days 1,860 sqft
2022-07-01 0 days 1,861 sqft
2022-08-01 0 days 1,859 sqft
2022-09-01 0 days 1,824 sqft
2022-10-01 0 days 1,847 sqft
2022-11-01 0 days 1,840 sqft
2022-12-01 0 days 1,846 sqft
2023-01-01 0 days 1,807 sqft
2023-02-01 0 days 1,753 sqft
2023-03-01 0 days 1,755 sqft
2023-04-01 0 days 1,756 sqft
2023-05-01 0 days 1,717 sqft
2023-06-01 0 days 1,716 sqft
2023-07-01 0 days 1,750 sqft
2023-08-01 0 days 1,734 sqft
2023-09-01 0 days 1,755 sqft
2023-10-01 0 days 1,779 sqft
2023-11-01 0 days 1,739 sqft
2023-12-01 0 days 1,758 sqft
2024-01-01 0 days 1,708 sqft
2024-02-01 0 days 1,713 sqft
2024-03-01 0 days 1,722 sqft
2024-04-01 0 days 1,768 sqft
2024-05-01 0 days 1,769 sqft
2024-06-01 0 days 1,776 sqft
2024-07-01 0 days 1,786 sqft
2024-08-01 0 days 1,760 sqft
2024-09-01 0 days 1,787 sqft
2024-10-01 0 days 1,782 sqft
2024-11-01 0 days 1,763 sqft
Crossville's median listing age (time on market) for 2024-11-01 was 0 days.

Crossville's median square footage for active listings during the 2024-11-01 period was 1,763 sqft. One year prior, the average listing was 1,739 sqft.

Crossville, TN Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 654 $162,880,000 $249,052
Cash Out Refi 188 $39,850,000 $211,968
Other 111 $11,435,000 $103,018
Refi 99 $20,175,000 $203,788
Home Improvement 97 $9,105,000 $93,866

Crossville's most frequently cited loan purpose was Home Purchase, with 654 originations. The 2nd most popular reason was Cash Out Refi, with 188 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
6-7% 432 $101,500,000 $234,954
7-8% 284 $66,310,000 $233,486
Over 8% 219 $25,255,000 $115,320
5-6% 162 $39,890,000 $246,235
4-5% 19 $4,055,000 $213,421
<2.5% 6 $1,150,000 $191,667
2.5-3% 3 $585,000 $195,000
3-4% 1 $305,000 $305,000

During 2023, Crossville's most frequently originated rate bucket was 6-7%, with 432 originations.

Loan Sizing (Crossville, TN MSA)

Loan Size Originations Total Value Average Loan
$200k-400k 446 $121,700,000 $272,870
$100k-200k 360 $53,600,000 $148,889
$100,000 or less 245 $14,035,000 $57,286
$400k-600k 73 $34,305,000 $469,932
$600k-1000k 21 $14,435,000 $687,381
$Over $1MM 4 $5,370,000 $1,342,500

Crossville's loan sizing saw the bucket of loans from $200k-400k with 446 originations, totaling $121,700,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 364 $99,510,000 $273,379
60-80% 286 $75,600,000 $264,336
40-60% 160 $31,690,000 $198,063
20-40% 149 $18,195,000 $122,114
Under 20% 140 $6,950,000 $49,643
Over 100% 23 $6,185,000 $268,913

Crossville's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 364 originations, totaling $99,510,000 in origination value.