Crossville Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Crossville averaged 7.09% for the week of 2025-04-03, compared to the national average of 6.64% for the same period.

The average rate for the prior week (2025-03-27) was 6.8% and one month ago for the week of 2025-02-27, the average rate was 7.01%.

Crossville's average rate one year ago was 7.24%.

For refis of the same type during the week of 2025-04-03, the average rate was 7.24%.

Loan Type Date Rate
US 30 Year Fixed Rate 2025-04-03 6.64%
Crossville 30 Year Fixed Rate 2025-04-03 7.09%
Crossville 30 Year Fixed Rate Refi 2025-04-03 7.24%
Crossville 15 Year Fixed Rate 2025-04-03 5.62%
Crossville 15 Year Fixed Rate Refi 2025-04-03 5.72%
Crossville 30 Year FHA 2025-04-03 6.38%
Crossville 30 Year FHA Refi 2025-04-03 6.06%
Crossville 30 Year USDA 2025-04-03 6.32%
Crossville 30 Year USDA Refi 2025-04-03 6.32%
Crossville 30 Year VA 2025-04-03 6.31%
Crossville 30 Year VA Refi 2025-04-03 6.06%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Crossville, TN.

Crossville Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Crossville, TN market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2024 Avg. 30yFix Rate 2024 Avg. Closing Costs
QUICKEN LOANS, LLC 63 6.73% $6,666
VAN DYK MORTGAGE CORPORATION 31 6.66% $6,778
MORTGAGE INVESTORS GROUP, INC. 30 6.79% $4,705
DAS Acquisition Company, LLC 23 7.28% $4,698
CMG MORTGAGE, INC. 22 7.11% $5,882
FirstBank 19 6.98% $4,261
UNITED WHOLESALE MORTGAGE, LLC 17 6.67% $6,486
PENNYMAC LOAN SERVICES, LLC 15 6.83% $5,058
Regions Bank 12 7.07% $4,046
Flagstar Bank, FSB 11 7.15% $4,066
SmartBank 10 7.60% $6,395
Farm Credit Mid-America, ACA 9 7.10% $7,732
VANDERBILT MORTGAGE AND FINANCE, INC. 7 8.03% $5,736
Mr. Cooper ( Nationstar Mortgage ) 6 7.04% $7,199
21ST MORTGAGE CORPORATION 5 8.68% $5,744
JPMorgan Chase Bank 5 6.37% $6,202
CROSSCOUNTRY MORTGAGE, LLC 4 7.09% $4,655
Wells Fargo Bank 4 6.59% $5,841
GUARANTY MORTGAGE SERVICES, L.L.C. 4 7.06% $6,513
UNION HOME MORTGAGE CORP. 4 6.59% $5,528
ORNL Federal Credit Union 4 6.50% $7,261
NBKC BANK 4 6.53% $2,446
PENTAGON FEDERAL CREDIT UNION 3 6.79% $5,121
FREEDOM MORTGAGE CORPORATION 3 6.83% $7,817
AMERICAN FINANCIAL NETWORK, INC. 3 7.00% $5,994
NAVY FEDERAL CREDIT UNION 3 6.38% $2,830
HOMESIDE FINANCIAL, LLC 3 7.42% $4,636
ARK-LA-TEX FINANCIAL SERVICES, LLC. 3 7.33% $3,507
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 3 7.12% $8,058
MOVEMENT MORTGAGE, LLC 3 7.12% $4,886
U.S. Bank 3 7.05% $2,552
LOANDEPOT.COM, LLC 3 6.58% $8,472
Citizens Bank 3 6.92% $2,868
Bank of America 2 6.88% $3,865
Morgan Stanley Private Bank 2 6.38% $4,491
FIRST COMMUNITY MORTGAGE, INC. 2 6.19% $2,658
Truist 2 7.00% $3,713
Charles Schwab Bank, SSB 2 5.56% $3,871
Gateway First Bank 2 6.69% $4,651
AMERICAN PACIFIC MORTGAGE CORPORATION 2 6.81% $8,670
SeaTrust Mortgage Company 2 6.37% $7,137
BETTER MORTGAGE CORPORATION 2 6.75% $5,710
NEWREZ LLC 2 8.06% $4,139
USAA Federal Savings Bank 2 6.56% $3,875
Pinnacle Bank 2 6.44% $5,817
Mortgage Research Center, LLC 2 6.88% $13,500
CARDINAL FINANCIAL 2 6.75% $8,899
ASCEND FEDERAL CREDIT UNION 2 6.63% $3,492
Texana Bank 1 7.13% $8,364
The Loan Store, Inc. 1 6.63% $4,506
THRIVENT Federal Credit Union 1 7.00% $4,775
TOWNE MORTGAGE COMPANY 1 6.13% $9,235
TRIAD FINANCIAL SERVICES, INC. 1 9.90% $3,165
UBS Bank USA 1 7.38% $3,771
Waterstone Mortgage Corporation 1 5.99% $12,237
WRIGHT-PATT CREDIT UNION, INC. 1 6.63% $4,158
Y-12 Federal Credit Union 1 7.13% $3,734
Ally Bank 1 6.50% $7,916
American Mortgage & Equity Consultants, Inc. 1 7.49% $6,093
American Security Mortgage Corp. 1 6.50% $5,551
AmeriHome Mortgage Company, LLC 1 7.13% $3,639
Ameris Bank 1 7.13% $4,791
Barrington Bank & Trust Company, N.A. 1 6.88% $4,263
BMO Harris Bank 1 6.88% $7,005
BROKER SOLUTIONS, INC. 1 6.88% $4,517
Carrington Mortgage Services, LLC 1 6.38% $5,638
Citizens Tri-County Bank 1 6.88% $3,520
City National Bank of Florida 1 5.99% $4,274
Commercial Bank 1 6.50% $0
CONSUMERS COOPERATIVE CREDIT UNION 1 6.75% $4,016
Discover Bank 1 7.49% $0
EMBRACE HOME LOANS, INC. 1 6.88% $4,955
ENRICHMENT 1 5.75% $3,057
Fifth Third Bank 1 5.88% $5,681
First Bank 1 6.13% $3,432
First-Citizens Bank & Trust Company 1 6.25% $2,789
GMFS LLC 1 5.99% $5,920
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION 1 6.88% $7,856
GREAT LAKES 1 7.50% $4,060
GUARANTEED RATE, INC. 1 5.75% $3,074
Home Federal Bank of Tennessee 1 6.00% $10,023
Home Mortgage Alliance Corp 1 7.88% $15,369
Home State Bank 1 8.63% $7,202
HOMEXPRESS MORTGAGE CORP. 1 9.63% $11,489
INTERLINC MORTGAGE SERVICES, LLC 1 7.88% $4,286
Ixonia Bank 1 7.13% $7,150
KNOXVILLE TVA EMPLOYEES CREDIT UNION 1 6.88% $7,377
Legends Bank 1 7.63% $8,387
LOANPAL, LLC 1 6.63% $9,748
MID AMERICA MORTGAGE, INC. 1 7.50% $8,986
MORIA DEVELOPMENT, INC. 1 7.50% $15,460
MUTUAL OF OMAHA MORTGAGE, INC. 1 6.88% $4,563
NJ LENDERS CORP. 1 6.38% $8,440
Northpointe Bank 1 6.13% $2,744
ON Q FINANCIAL, INC. 1 7.63% $5,973
PHH Mortgage Corporation 1 7.49% $4,850
Plains Commerce Bank 1 6.38% $3,567
Renasant Bank 1 6.38% $5,758
RESIDENTIAL BANCORP 1 7.13% $3,513
ROYAL UNITED MORTGAGE LLC 1 7.88% $6,886
Sierra Pacific Mortgage Company, Inc. 1 7.38% $3,084
SOUTHWEST FUNDING, LP 1 7.63% $5,155
STOCKTON MORTGAGE CORPORATION 1 6.63% $5,730
Suncoast Credit Union 1 6.00% $2,071

Crossville Average Closing Costs & Other Stats

Crossville, TN's 104 lenders originated 1,206 loans during 2024. The total origination value was $260,650,000, with an average loan value of $216,128.

Crossville's average closing costs are $5,065.

The top Crossville lender as defined by loan originations is QUICKEN LOANS, LLC, with 63 loans originated. Their average total fees are $6,666, which is $112 lower than the next largest lender, VAN DYK MORTGAGE CORPORATION.

The lowest fee Crossville lenders (with over 10 loans originated) are Regions Bank ($4,046), Flagstar Bank, FSB ($4,066), FirstBank ($4,261), DAS Acquisition Company, LLC ($4,698) and MORTGAGE INVESTORS GROUP, INC. ($4,705).

The lowest rate Crossville lenders (with over 10 loans originated) are VAN DYK MORTGAGE CORPORATION (6.66%), UNITED WHOLESALE MORTGAGE, LLC (6.67%), QUICKEN LOANS, LLC (6.73%), MORTGAGE INVESTORS GROUP, INC. (6.79%) and PENNYMAC LOAN SERVICES, LLC (6.83%).

Crossville, TN Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2023 Loan Value 2024 Loan Value % Change 2024 Market Share
QUICKEN LOANS, LLC $21,965,000 $24,560,000 11.8% 9.4%
VAN DYK MORTGAGE CORPORATION $10,165,000 $14,320,000 40.9% 5.5%
UNITED WHOLESALE MORTGAGE, LLC $9,475,000 $12,870,000 35.8% 4.9%
Mortgage Research Center, LLC $7,225,000 $12,340,000 70.8% 4.7%
MORTGAGE INVESTORS GROUP, INC. $16,825,000 $12,220,000 -27.4% 4.7%
SmartBank $7,835,000 $10,180,000 29.9% 3.9%
CMG MORTGAGE, INC. $9,125,000 $9,765,000 7.0% 3.7%
Regions Bank $10,015,000 $8,570,000 -14.4% 3.3%
FirstBank $4,140,000 $7,770,000 87.7% 3.0%
Farm Credit Mid-America, ACA $7,545,000 $7,365,000 -2.4% 2.8%
Flagstar Bank, FSB $8,620,000 $6,565,000 -23.8% 2.5%
DAS Acquisition Company, LLC $6,355,000 $6,535,000 2.8% 2.5%
FREEDOM MORTGAGE CORPORATION $2,010,000 $5,810,000 189.1% 2.2%
PENNYMAC LOAN SERVICES, LLC $6,985,000 $5,280,000 -24.4% 2.0%
NAVY FEDERAL CREDIT UNION $3,205,000 $4,665,000 45.6% 1.8%
LOANDEPOT.COM, LLC $3,240,000 $3,315,000 2.3% 1.3%
VANDERBILT MORTGAGE AND FINANCE, INC. $2,435,000 $3,005,000 23.4% 1.2%
MUTUAL OF OMAHA MORTGAGE, INC. $1,025,000 $2,905,000 183.4% 1.1%
AMERICAN FINANCIAL NETWORK, INC. $870,000 $2,580,000 196.6% 1.0%
Mr. Cooper ( Nationstar Mortgage ) $900,000 $2,560,000 184.4% 1.0%
NEW DAY FINANCIAL, LLC $1,110,000 $2,300,000 107.2% 0.9%
UNION HOME MORTGAGE CORP. $1,290,000 $2,245,000 74.0% 0.9%
GUARANTY MORTGAGE SERVICES, L.L.C. $1,910,000 $2,150,000 12.6% 0.8%
21ST MORTGAGE CORPORATION $2,135,000 $2,140,000 0.2% 0.8%
U.S. Bank $4,510,000 $2,080,000 -53.9% 0.8%
JPMorgan Chase Bank $1,350,000 $2,020,000 49.6% 0.8%
ORNL Federal Credit Union $2,860,000 $2,000,000 -30.1% 0.8%
NBKC BANK $1,985,000 n/a 0.8%
1ST SIGNATURE LENDING, LLC $255,000 $1,870,000 633.3% 0.7%
USAA Federal Savings Bank $2,310,000 $1,845,000 -20.1% 0.7%
SOUTHWEST STAGE FUNDING, LLC $380,000 $1,825,000 380.3% 0.7%
Truist $545,000 $1,705,000 212.8% 0.7%
MOVEMENT MORTGAGE, LLC $625,000 $1,635,000 161.6% 0.6%
Bank of America $750,000 $1,585,000 111.3% 0.6%
AmeriHome Mortgage Company, LLC $935,000 $1,490,000 59.4% 0.6%
FIRST COMMUNITY MORTGAGE, INC. $1,525,000 $1,455,000 -4.6% 0.6%
PENTAGON FEDERAL CREDIT UNION $1,605,000 $1,450,000 -9.7% 0.6%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $1,095,000 $1,440,000 31.5% 0.6%
BROKER SOLUTIONS, INC. $1,265,000 $1,415,000 11.9% 0.5%
CROSSCOUNTRY MORTGAGE, LLC $1,695,000 $1,355,000 -20.1% 0.5%
Wells Fargo Bank $1,045,000 $1,315,000 25.8% 0.5%
ARK-LA-TEX FINANCIAL SERVICES, LLC. $470,000 $1,220,000 159.6% 0.5%
Morgan Stanley Private Bank $205,000 $1,220,000 495.1% 0.5%
VILLAGE CAPITAL MORTGAGE $235,000 $1,220,000 419.1% 0.5%
Fifth Third Bank $735,000 $1,140,000 55.1% 0.4%
FINANCE OF AMERICA REVERSE LLC $495,000 $1,085,000 119.2% 0.4%
Third Federal Savings and Loan Association of Cleveland $925,000 $1,050,000 13.5% 0.4%
The First National Bank of Middle Tennessee $565,000 $1,005,000 77.9% 0.4%
The Loan Store, Inc. $135,000 $960,000 611.1% 0.4%
HOMESIDE FINANCIAL, LLC $1,205,000 $930,000 -22.8% 0.4%
Citizens Bank $1,725,000 $920,000 -46.7% 0.4%
Gateway First Bank $1,490,000 $910,000 -38.9% 0.3%
EVANSVILLE TEACHERS $75,000 $905,000 1,106.7% 0.3%
Equity Prime Mortgage LLC $1,050,000 $900,000 -14.3% 0.3%
LOANPAL, LLC $155,000 $885,000 471.0% 0.3%
Wolfe Financial, Inc $345,000 $880,000 155.1% 0.3%
Wilson Bank And Trust $435,000 $875,000 101.1% 0.3%
THE TENNESSEE CREDIT UNION $610,000 $865,000 41.8% 0.3%
BMO Harris Bank $75,000 $795,000 960.0% 0.3%
MILEND, INC. $730,000 n/a 0.3%
CARDINAL FINANCIAL $1,000,000 $715,000 -28.5% 0.3%
CONSUMERS COOPERATIVE CREDIT UNION $710,000 n/a 0.3%
Carrington Mortgage Services, LLC $775,000 $705,000 -9.0% 0.3%
Paramount Residential Mortgage Group, Inc. $690,000 n/a 0.3%
EMBRACE HOME LOANS, INC. $695,000 $685,000 -1.4% 0.3%
PHH Mortgage Corporation $715,000 $685,000 -4.2% 0.3%
MORTGAGE SOLUTIONS OF COLORADO, LLC $1,060,000 $675,000 -36.3% 0.3%
ASCEND FEDERAL CREDIT UNION $55,000 $670,000 1,118.2% 0.3%
The Federal Savings Bank $660,000 n/a 0.3%
AMERISAVE MORTGAGE CORPORATION $1,600,000 $650,000 -59.4% 0.2%
Figure Lending LLC $465,000 $650,000 39.8% 0.2%
Waterstone Mortgage Corporation $635,000 $645,000 1.6% 0.2%
American Security Mortgage Corp. $635,000 n/a 0.2%
AMERICAN FINANCIAL RESOURCES, INC. $215,000 $605,000 181.4% 0.2%
KNOXVILLE TVA EMPLOYEES CREDIT UNION $970,000 $600,000 -38.1% 0.2%
RELIANCE FIRST CAPITAL, LLC $1,570,000 $595,000 -62.1% 0.2%
SeaTrust Mortgage Company $215,000 $590,000 174.4% 0.2%
Charles Schwab Bank, SSB $570,000 n/a 0.2%
Home Federal Bank of Tennessee $565,000 n/a 0.2%
Y-12 Federal Credit Union $1,045,000 $510,000 -51.2% 0.2%
MORIA DEVELOPMENT, INC. $95,000 $505,000 431.6% 0.2%
BETTER MORTGAGE CORPORATION $275,000 $490,000 78.2% 0.2%
NFM, INC. $470,000 n/a 0.2%
AMERICAN PACIFIC MORTGAGE CORPORATION $720,000 $460,000 -36.1% 0.2%
Discover Bank $1,030,000 $460,000 -55.3% 0.2%
LAKEVIEW LOAN SERVICING, LLC $440,000 n/a 0.2%
PLANET HOME LENDING, LLC $400,000 $440,000 10.0% 0.2%
Pinnacle Bank $1,205,000 $430,000 -64.3% 0.2%
Citadel Servicing Corporation $420,000 n/a 0.2%
HOMEXPRESS MORTGAGE CORP. $420,000 n/a 0.2%
Legends Bank $375,000 $415,000 10.7% 0.2%
Commercial Bank $305,000 $405,000 32.8% 0.2%
LONGBRIDGE FINANCIAL, LLC $175,000 $405,000 131.4% 0.2%
ROYAL UNITED MORTGAGE LLC $305,000 $400,000 31.1% 0.2%
STOCKTON MORTGAGE CORPORATION $2,715,000 $395,000 -85.5% 0.2%
Alcova Mortgage LLC $385,000 $380,000 -1.3% 0.1%
NEWREZ LLC $1,665,000 $380,000 -77.2% 0.1%
Ally Bank $85,000 $365,000 329.4% 0.1%
Northpointe Bank $195,000 $365,000 87.2% 0.1%
GUARANTEED RATE, INC. $1,995,000 $360,000 -82.0% 0.1%
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $355,000 n/a 0.1%
Ameris Bank $355,000 n/a 0.1%
First-Citizens Bank & Trust Company $355,000 n/a 0.1%
PNC Bank $1,135,000 $355,000 -68.7% 0.1%
LENDINGHOME FUNDING CORPORATION $195,000 $350,000 79.5% 0.1%
Planters Bank, Inc. $245,000 $345,000 40.8% 0.1%
GUILD MORTGAGE COMPANY $855,000 $320,000 -62.6% 0.1%
AmRes Corporation $315,000 n/a 0.1%
UBS Bank USA $445,000 $315,000 -29.2% 0.1%
American Mortgage & Equity Consultants, Inc. $305,000 n/a 0.1%
Barrington Bank & Trust Company, N.A. $305,000 n/a 0.1%
City National Bank of Florida $305,000 n/a 0.1%
Home State Bank $305,000 n/a 0.1%
Texana Bank $295,000 n/a 0.1%
AMWEST FUNDING CORP. $285,000 n/a 0.1%
Southern Bank of Tennessee $285,000 n/a 0.1%
SUCCESS MORTGAGE PARTNERS, INC. $285,000 n/a 0.1%
First Bank $275,000 n/a 0.1%
SUN WEST MORTGAGE COMPANY, INC. $275,000 n/a 0.1%
ENRICHMENT $350,000 $265,000 -24.3% 0.1%
GMFS LLC $265,000 $265,000 0.0% 0.1%
ON Q FINANCIAL, INC. $265,000 n/a 0.1%
SOUTHWEST FUNDING, LP $265,000 n/a 0.1%
Community First National Bank $255,000 n/a 0.1%
First American Bank $255,000 n/a 0.1%
Plains Commerce Bank $285,000 $255,000 -10.5% 0.1%
First Federal Bank $270,000 $245,000 -9.3% 0.1%
Home Mortgage Alliance Corp $245,000 n/a 0.1%
OCMBC, INC. $245,000 n/a 0.1%
TOWNE MORTGAGE COMPANY $245,000 n/a 0.1%
Citizens Tri-County Bank $660,000 $235,000 -64.4% 0.1%
CLEARPATH LENDING $235,000 n/a 0.1%
INTERLINC MORTGAGE SERVICES, LLC $235,000 n/a 0.1%
Ixonia Bank $265,000 $235,000 -11.3% 0.1%
MID AMERICA MORTGAGE, INC. $170,000 $235,000 38.2% 0.1%
Beeline Loans, Inc. $225,000 n/a 0.1%
LENDINGONE, LLC $225,000 n/a 0.1%
RESIDENTIAL BANCORP $225,000 n/a 0.1%
STATE EMPLOYEES' $225,000 n/a 0.1%
ISERVE RESIDENTIAL LENDING, LLC $215,000 n/a 0.1%
Coastal Community Bank $160,000 $210,000 31.3% 0.1%
THRIVENT Federal Credit Union $345,000 $200,000 -42.0% 0.1%
First Volunteer Bank $170,000 $195,000 14.7% 0.1%
TOP FLITE FINANCIAL, INC. $770,000 $195,000 -74.7% 0.1%
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION $165,000 $185,000 12.1% 0.1%
NJ LENDERS CORP. $185,000 n/a 0.1%
Renasant Bank $855,000 $185,000 -78.4% 0.1%
THE SOUTHERN Credit Union $175,000 n/a 0.1%
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. $215,000 $170,000 -20.9% 0.1%
A&D Mortgage LLC $165,000 n/a 0.1%
Bethpage Federal Credit Union $165,000 n/a 0.1%
First Financial Bank $925,000 $155,000 -83.2% 0.1%
GREAT LAKES $145,000 n/a 0.1%
Sierra Pacific Mortgage Company, Inc. $145,000 n/a 0.1%
Citizens Bank of Lafayette $560,000 $140,000 -75.0% 0.1%
REDSTONE Federal Credit Union $135,000 n/a 0.1%
Suncoast Credit Union $135,000 n/a 0.1%
Citizens Bank $1,725,000 $125,000 -92.8% 0.0%
First Merchants Bank $305,000 $125,000 -59.0% 0.0%
Leaders Credit Union $125,000 n/a 0.0%
TRIAD FINANCIAL SERVICES, INC. $125,000 n/a 0.0%
AMERICAN FINANCING CORPORATION $440,000 $115,000 -73.9% 0.0%
HOMEBRIDGE FINANCIAL SERVICES, INC. $135,000 $115,000 -14.8% 0.0%
WRIGHT-PATT CREDIT UNION, INC. $105,000 n/a 0.0%
TENNESSEE VALLEY $95,000 n/a 0.0%
First Horizon Bank $305,000 $75,000 -75.4% 0.0%
Liberty Savings Bank, F.S.B. $75,000 n/a 0.0%
SPRING EQ, LLC $65,000 n/a 0.0%
FOUR POINTS $55,000 n/a 0.0%
Northwest Federal Credit Union $40,000 n/a 0.0%
Citibank $35,000 n/a 0.0%
CU COMMUNITY, LLC $115,000 $35,000 -69.6% 0.0%
F&M Bank $405,000 $35,000 -91.4% 0.0%
Grow Financial Federal Credit Union $35,000 n/a 0.0%
INOVA FEDERAL CREDIT UNION $35,000 n/a 0.0%
Synovus Bank $265,000 $35,000 -86.8% 0.0%
United Community Bank $205,000 $35,000 -82.9% 0.0%
MASSMUTUAL $25,000 n/a 0.0%

Crossville's top lender by overall market share is QUICKEN LOANS, LLC, with 9.4% market share. In second place, with 5.5%, is VAN DYK MORTGAGE CORPORATION, having originated $14,320,000 in loans. In third place, with 4.9%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $12,870,000 in loans. In fourth place, with 4.7%, is Mortgage Research Center, LLC, having originated $12,340,000 in loans. In fifth place, with 4.7%, is MORTGAGE INVESTORS GROUP, INC., having originated $12,220,000 in loans.


Crossville Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - Crossville (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $189,600 (5.7%) $234,784 (10.2%) 0.00 405
2018-02-01 $196,775 (6.9%) $237,779 (9.4%) 0.00 386
2018-03-01 $199,900 (9.9%) $244,631 (13.2%) 0.00 395
2018-04-01 $209,450 (19.1%) $249,644 (16.2%) 0.00 410
2018-05-01 $222,400 (24.1%) $261,934 (19.1%) 0.00 417
2018-06-01 $219,900 (22.2%) $259,689 (15.0%) 0.00 449
2018-07-01 $216,975 (17.3%) $258,892 (12.9%) 0.00 467
2018-08-01 $212,400 (10.6%) $258,258 (10.5%) 0.00 446
2018-09-01 $214,900 (8.8%) $259,849 (9.7%) 0.00 463
2018-10-01 $213,975 (8.3%) $258,097 (7.0%) 0.00 473
2018-11-01 $210,950 (6.0%) $253,196 (4.4%) 0.00 450
2018-12-01 $213,950 (12.7%) $255,516 (9.6%) 0.00 416
2019-01-01 $218,000 (15.0%) $261,796 (11.5%) 0.00 391
2019-02-01 $204,825 (4.1%) $256,291 (7.8%) 0.00 405
2019-03-01 $212,114 (6.1%) $256,150 (4.7%) 0.00 412
2019-04-01 $224,889 (7.4%) $260,366 (4.3%) 0.00 427
2019-05-01 $219,950 (-1.1%) $259,071 (-1.1%) 0.00 420
2019-06-01 $229,900 (4.6%) $266,623 (2.7%) 0.00 428
2019-07-01 $240,950 (11.1%) $278,746 (7.7%) 0.00 441
2019-08-01 $240,664 (13.3%) $280,841 (8.7%) 0.00 425
2019-09-01 $234,609 (9.2%) $281,593 (8.4%) 0.00 416
2019-10-01 $235,573 (10.1%) $284,705 (10.3%) 0.00 410
2019-11-01 $245,833 (16.5%) $291,833 (15.3%) 0.00 394
2019-12-01 $240,500 (12.4%) $289,775 (13.4%) 0.00 374
2020-01-01 $239,900 (10.1%) $288,983 (10.4%) 0.00 336
2020-02-01 $239,900 (17.1%) $285,299 (11.3%) 0.00 340
2020-03-01 $238,700 (12.5%) $284,106 (10.9%) 0.00 339
2020-04-01 $239,900 (6.7%) $284,602 (9.3%) 0.00 325
2020-05-01 $253,700 (15.3%) $291,357 (12.5%) 0.00 311
2020-06-01 $251,900 (9.6%) $290,302 (8.9%) 0.00 297
2020-07-01 $259,900 (7.9%) $298,106 (7.0%) 0.00 273
2020-08-01 $250,000 (3.9%) $296,027 (5.4%) 0.00 235
2020-09-01 $262,450 (11.9%) $304,052 (8.0%) 0.00 220
2020-10-01 $249,000 (5.7%) $290,823 (2.2%) 0.00 196
2020-11-01 $256,375 (4.3%) $289,320 (-0.9%) 0.00 192
2020-12-01 $264,450 (10.0%) $291,130 (0.5%) 0.00 176
2021-01-01 $249,900 (4.2%) $286,476 (-0.9%) 0.00 137
2021-02-01 $221,200 (-7.8%) $269,958 (-5.4%) 0.00 122
2021-03-01 $232,450 (-2.6%) $282,150 (-0.7%) 0.00 117
2021-04-01 $275,957 (15.0%) $310,182 (9.0%) 0.00 139
2021-05-01 $277,000 (9.2%) $321,046 (10.2%) 0.00 153
2021-06-01 $285,000 (13.1%) $349,275 (20.3%) 0.00 164
2021-07-01 $299,997 (15.4%) $367,518 (23.3%) 0.00 188
2021-08-01 $299,925 (20.0%) $358,168 (21.0%) 0.00 221
2021-09-01 $287,625 (9.6%) $351,474 (15.6%) 0.00 231
2021-10-01 $279,000 (12.1%) $347,096 (19.4%) 0.00 224
2021-11-01 $292,175 (14.0%) $367,059 (26.9%) 0.00 196
2021-12-01 $307,975 (16.5%) $383,777 (31.8%) 0.00 184
2022-01-01 $299,900 (20.0%) $375,972 (31.2%) 0.00 159
2022-02-01 $299,900 (35.6%) $376,749 (39.6%) 0.00 138
2022-03-01 $308,450 (32.7%) $394,346 (39.8%) 0.00 131
2022-04-01 $327,000 (18.5%) $426,216 (37.4%) 0.00 144
2022-05-01 $345,625 (24.8%) $433,705 (35.1%) 0.00 174
2022-06-01 $343,100 (20.4%) $436,010 (24.8%) 0.00 195
2022-07-01 $350,000 (16.7%) $453,919 (23.5%) 0.00 237
2022-08-01 $352,200 (17.4%) $441,216 (23.2%) 0.00 251
2022-09-01 $347,607 (20.9%) $430,113 (22.4%) 0.00 250
2022-10-01 $349,900 (25.4%) $431,446 (24.3%) 0.00 259
2022-11-01 $350,000 (19.8%) $430,563 (17.3%) 0.00 253
2022-12-01 $349,900 (13.6%) $439,429 (14.5%) 0.00 265
2023-01-01 $349,500 (16.5%) $438,464 (16.6%) 0.00 251
2023-02-01 $338,250 (12.8%) $422,474 (12.1%) 0.00 249
2023-03-01 $342,450 (11.0%) $412,790 (4.7%) 0.00 238
2023-04-01 $349,000 (6.7%) $419,166 (-1.7%) 0.00 239
2023-05-01 $345,975 (0.1%) $433,467 (-0.1%) 0.00 254
2023-06-01 $349,975 (2.0%) $438,431 (0.6%) 0.00 261
2023-07-01 $377,450 (7.8%) $456,938 (0.7%) 0.00 252
2023-08-01 $373,425 (6.0%) $456,962 (3.6%) 0.00 266
2023-09-01 $375,000 (7.9%) $458,136 (6.5%) 0.00 261
2023-10-01 $374,900 (7.1%) $453,956 (5.2%) 0.00 273
2023-11-01 $372,075 (6.3%) $439,843 (2.2%) 0.00 280
2023-12-01 $367,000 (4.9%) $439,327 (0.0%) 0.00 275
2024-01-01 $369,200 (5.6%) $438,302 (0.0%) 0.00 266
2024-02-01 $367,950 (8.8%) $427,759 (1.3%) 0.00 272
2024-03-01 $374,900 (9.5%) $430,738 (4.4%) 0.00 298
2024-04-01 $374,450 (7.3%) $429,259 (2.4%) 0.00 320
2024-05-01 $378,000 (9.3%) $429,027 (-1.0%) 0.00 367
2024-06-01 $379,000 (8.3%) $435,055 (-0.8%) 0.00 382
2024-07-01 $384,750 (1.9%) $435,851 (-4.6%) 0.00 398
2024-08-01 $379,900 (1.7%) $441,058 (-3.5%) 0.00 413
2024-09-01 $379,000 (1.1%) $445,155 (-2.8%) 0.00 425
2024-10-01 $383,450 (2.3%) $454,389 (0.1%) 0.00 457
2024-11-01 $384,900 (3.5%) $452,015 (2.8%) 0.00 426
2024-12-01 $389,000 (6.0%) $461,483 (5.0%) 0.00 382
2025-01-01 $389,000 (5.4%) $478,265 (9.1%) 0.00 362
2025-02-01 $397,250 (8.0%) $484,161 (13.2%) 0.00 379
2025-03-01 $399,250 (6.5%) $484,392 (12.5%) 0.00 429
Crossville's median listing price for 2025-03-01 was $399,250, a difference of $24,350 (6.5%) versus the prior year and $2,000 versus the prior month.

Crossville's median listing price comes in at 0% of the national average.

Crossville's average listing price for 2025-03-01 was $484,392, a difference of $53,654 (12.5%) versus the prior year and $231 versus the prior month.

For the 2025-03-01 period, Crossville had 429 MLS listings, a difference of 50 listings (13%) versus the prior month and 131 listings (44%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - Crossville (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 0 days 1,843 sqft
2018-02-01 0 days 1,866 sqft
2018-03-01 0 days 1,893 sqft
2018-04-01 0 days 1,898 sqft
2018-05-01 0 days 1,917 sqft
2018-06-01 0 days 1,928 sqft
2018-07-01 0 days 1,934 sqft
2018-08-01 0 days 1,902 sqft
2018-09-01 0 days 1,907 sqft
2018-10-01 0 days 1,905 sqft
2018-11-01 0 days 1,930 sqft
2018-12-01 0 days 1,962 sqft
2019-01-01 0 days 2,001 sqft
2019-02-01 0 days 1,852 sqft
2019-03-01 0 days 1,878 sqft
2019-04-01 0 days 1,927 sqft
2019-05-01 0 days 1,925 sqft
2019-06-01 0 days 1,944 sqft
2019-07-01 0 days 1,962 sqft
2019-08-01 0 days 1,968 sqft
2019-09-01 0 days 1,970 sqft
2019-10-01 0 days 2,001 sqft
2019-11-01 0 days 2,000 sqft
2019-12-01 0 days 1,966 sqft
2020-01-01 0 days 1,949 sqft
2020-02-01 0 days 1,951 sqft
2020-03-01 0 days 1,925 sqft
2020-04-01 0 days 1,905 sqft
2020-05-01 0 days 1,954 sqft
2020-06-01 0 days 1,959 sqft
2020-07-01 0 days 2,037 sqft
2020-08-01 0 days 1,943 sqft
2020-09-01 0 days 1,932 sqft
2020-10-01 0 days 1,827 sqft
2020-11-01 0 days 1,793 sqft
2020-12-01 0 days 1,768 sqft
2021-01-01 0 days 1,742 sqft
2021-02-01 0 days 1,640 sqft
2021-03-01 0 days 1,770 sqft
2021-04-01 0 days 1,857 sqft
2021-05-01 0 days 1,852 sqft
2021-06-01 0 days 1,909 sqft
2021-07-01 0 days 1,904 sqft
2021-08-01 0 days 1,864 sqft
2021-09-01 0 days 1,806 sqft
2021-10-01 0 days 1,790 sqft
2021-11-01 0 days 1,813 sqft
2021-12-01 0 days 1,832 sqft
2022-01-01 0 days 1,847 sqft
2022-02-01 0 days 1,868 sqft
2022-03-01 0 days 1,800 sqft
2022-04-01 0 days 1,850 sqft
2022-05-01 0 days 1,866 sqft
2022-06-01 0 days 1,860 sqft
2022-07-01 0 days 1,861 sqft
2022-08-01 0 days 1,859 sqft
2022-09-01 0 days 1,824 sqft
2022-10-01 0 days 1,847 sqft
2022-11-01 0 days 1,840 sqft
2022-12-01 0 days 1,846 sqft
2023-01-01 0 days 1,807 sqft
2023-02-01 0 days 1,753 sqft
2023-03-01 0 days 1,755 sqft
2023-04-01 0 days 1,756 sqft
2023-05-01 0 days 1,714 sqft
2023-06-01 0 days 1,714 sqft
2023-07-01 0 days 1,750 sqft
2023-08-01 0 days 1,734 sqft
2023-09-01 0 days 1,755 sqft
2023-10-01 0 days 1,779 sqft
2023-11-01 0 days 1,739 sqft
2023-12-01 0 days 1,758 sqft
2024-01-01 0 days 1,708 sqft
2024-02-01 0 days 1,714 sqft
2024-03-01 0 days 1,722 sqft
2024-04-01 0 days 1,768 sqft
2024-05-01 0 days 1,769 sqft
2024-06-01 0 days 1,776 sqft
2024-07-01 0 days 1,788 sqft
2024-08-01 0 days 1,761 sqft
2024-09-01 0 days 1,787 sqft
2024-10-01 0 days 1,782 sqft
2024-11-01 0 days 1,763 sqft
2024-12-01 0 days 1,760 sqft
2025-01-01 0 days 1,781 sqft
2025-02-01 0 days 1,800 sqft
2025-03-01 0 days 1,768 sqft
Crossville's median listing age (time on market) for 2025-03-01 was 0 days.

Crossville's median square footage for active listings during the 2025-03-01 period was 1,768 sqft. One year prior, the average listing was 1,722 sqft.

Crossville, TN Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 632 $165,860,000 $262,437
Cash Out Refi 208 $40,160,000 $193,077
Other 147 $14,195,000 $96,565
Refi 146 $33,950,000 $232,534
Home Improvement 73 $6,485,000 $88,836

Crossville's most frequently cited loan purpose was Home Purchase, with 632 originations. The 2nd most popular reason was Cash Out Refi, with 208 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
6-7% 501 $124,275,000 $248,054
7-8% 256 $60,270,000 $235,430
Over 8% 235 $23,415,000 $99,638
5-6% 168 $43,110,000 $256,607
4-5% 16 $4,840,000 $302,500
2.5-3% 3 $735,000 $245,000
<2.5% 2 $10,000 $5,000

During 2024, Crossville's most frequently originated rate bucket was 6-7%, with 501 originations.

Loan Sizing (Crossville, TN MSA)

Loan Size Originations Total Value Average Loan
$200k-400k 499 $136,795,000 $274,138
$100k-200k 341 $50,815,000 $149,018
$100,000 or less 258 $14,420,000 $55,891
$400k-600k 81 $38,765,000 $478,580
$600k-1000k 25 $17,615,000 $704,600
$Over $1MM 2 $2,240,000 $1,120,000

Crossville's loan sizing saw the bucket of loans from $200k-400k with 499 originations, totaling $136,795,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 382 $109,360,000 $286,283
60-80% 280 $72,940,000 $260,500
Under 20% 162 $8,370,000 $51,667
40-60% 158 $33,070,000 $209,304
20-40% 141 $17,435,000 $123,652
Over 100% 30 $8,980,000 $299,333

Crossville's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 382 originations, totaling $109,360,000 in origination value.