Dalton VA Loan Rates, Closing Costs & Stats
DALTON, GA
A VA loan is a mortgage loan that’s backed by the Department of Veterans Affairs (VA) for those who have served or are presently serving in the U.S. military. The VA does not directly lend, it guarantees the loans made by private lenders to veterans, active military personnel, and qualifying military spouses.
The most obvious benefit of VA loans is that no downpayment is necessary to purchase a home. They will also typically have significantly lower fees-- meaning that if you're eligible to receive a VA loan, it will likely be the most favorable option. VA loans come in 3 varities: purchase, refinance and cash out refis.
For additional benefits of VA loans, click here.
Dalton's 34 lenders originated 118 VA loans during 2023. The total origination value was $33,330,000, with an average VA loan value of $282,458.
Dalton VA Loans, 30 Year Fixed Rates
30 Year VA mortgages in Dalton
averaged
0.05%
for the week of 2024-11-29, compared to the national average (all VA variants) of
0% for the same period.
Dalton's average VA mortgage closing costs are $5,622.
The average rate for the prior week (2024-11-22) was
6.82% and
one month ago for the week of 2024-10-25, the
average rate was 6.52%.
The average rate one year ago was 6.96%.
For refis of the same type during the week of 2024-11-29, the average rate
was 0.54%.
Dalton VA Loan Lenders by Rates & Fees
The below table looks at the average fees/closing costs and rates for VA 30 Year Fixed Rate (purchase, first lien) mortgages originated by each lender at the Dalton level.
The top Dalton VA lender as defined by loan originations is Mortgage Research Center, LLC, with
29 VA loans originated. Their average total fees are
$4,825, which is $1,507
lower than the next largest lender,
FAIRWAY INDEPENDENT MORTGAGE CORPORATION.
The lowest fee Dalton VA lenders (with over 10 loans originated) are
Mortgage Research Center, LLC ($4,825), .
The lowest rate Dalton VA lenders (with over 10 loans originated) are
Mortgage Research Center, LLC (6.94%), .
Market Conditions (Median, Average Prices & Listing Count)
Realtor.com - Dalton (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
---|---|---|---|---|
2018-01-01 | $169,500 (2.4%) | $250,905 (10.3%) | 0.00 | 318 |
2018-02-01 | $169,900 (3.0%) | $249,409 (13.2%) | 0.00 | 327 |
2018-03-01 | $169,900 (3.0%) | $250,115 (17.1%) | 0.00 | 321 |
2018-04-01 | $175,250 (3.7%) | $259,321 (18.2%) | 0.00 | 327 |
2018-05-01 | $179,900 (5.9%) | $256,616 (10.4%) | 0.00 | 305 |
2018-06-01 | $179,900 (4.4%) | $243,175 (2.6%) | 0.00 | 314 |
2018-07-01 | $172,450 (-6.8%) | $241,297 (-3.8%) | 0.00 | 322 |
2018-08-01 | $170,425 (-1.7%) | $241,644 (-1.1%) | 0.00 | 317 |
2018-09-01 | $174,950 (3.0%) | $245,357 (3.4%) | 0.00 | 337 |
2018-10-01 | $179,200 (8.7%) | $240,156 (3.7%) | 0.00 | 326 |
2018-11-01 | $178,225 (5.7%) | $242,477 (3.4%) | 0.00 | 313 |
2018-12-01 | $173,500 (2.1%) | $233,727 (-2.4%) | 0.00 | 317 |
2019-01-01 | $175,450 (3.5%) | $230,426 (-8.2%) | 0.00 | 301 |
2019-02-01 | $177,000 (4.2%) | $235,879 (-5.4%) | 0.00 | 291 |
2019-03-01 | $182,171 (7.2%) | $242,505 (-3.0%) | 0.00 | 280 |
2019-04-01 | $185,871 (6.1%) | $243,252 (-6.2%) | 0.00 | 266 |
2019-05-01 | $188,400 (4.7%) | $239,600 (-6.6%) | 0.00 | 271 |
2019-06-01 | $189,900 (5.6%) | $247,092 (1.6%) | 0.00 | 297 |
2019-07-01 | $189,450 (9.9%) | $243,905 (1.1%) | 0.00 | 298 |
2019-08-01 | $189,973 (11.5%) | $250,112 (3.5%) | 0.00 | 312 |
2019-09-01 | $189,932 (8.6%) | $247,303 (0.8%) | 0.00 | 329 |
2019-10-01 | $189,875 (6.0%) | $245,028 (2.0%) | 0.00 | 337 |
2019-11-01 | $184,400 (3.5%) | $241,137 (-0.6%) | 0.00 | 332 |
2019-12-01 | $184,400 (6.3%) | $237,791 (1.7%) | 0.00 | 314 |
2020-01-01 | $179,900 (2.5%) | $234,315 (1.7%) | 0.00 | 289 |
2020-02-01 | $192,450 (8.7%) | $243,199 (3.1%) | 0.00 | 291 |
2020-03-01 | $199,900 (9.7%) | $245,061 (1.1%) | 0.00 | 274 |
2020-04-01 | $203,400 (9.4%) | $249,220 (2.5%) | 0.00 | 258 |
2020-05-01 | $219,900 (16.7%) | $263,623 (10.0%) | 0.00 | 227 |
2020-06-01 | $228,450 (20.3%) | $275,568 (11.5%) | 0.00 | 198 |
2020-07-01 | $235,558 (24.3%) | $279,505 (14.6%) | 0.00 | 170 |
2020-08-01 | $230,000 (21.1%) | $292,117 (16.8%) | 0.00 | 162 |
2020-09-01 | $249,400 (31.3%) | $291,798 (18.0%) | 0.00 | 165 |
2020-10-01 | $239,900 (26.4%) | $285,896 (16.7%) | 0.00 | 175 |
2020-11-01 | $246,988 (33.9%) | $278,171 (15.4%) | 0.00 | 191 |
2020-12-01 | $249,925 (35.5%) | $291,971 (22.8%) | 0.00 | 170 |
2021-01-01 | $249,900 (38.9%) | $290,281 (23.9%) | 0.00 | 154 |
2021-02-01 | $265,950 (38.2%) | $307,920 (26.6%) | 0.00 | 120 |
2021-03-01 | $239,900 (20.0%) | $302,692 (23.5%) | 0.00 | 93 |
2021-04-01 | $243,900 (19.9%) | $319,553 (28.2%) | 0.00 | 91 |
2021-05-01 | $249,900 (13.6%) | $324,793 (23.2%) | 0.00 | 96 |
2021-06-01 | $259,600 (13.6%) | $354,912 (28.8%) | 0.00 | 107 |
2021-07-01 | $249,900 (6.1%) | $343,415 (22.9%) | 0.00 | 140 |
2021-08-01 | $254,725 (10.8%) | $341,429 (16.9%) | 0.00 | 171 |
2021-09-01 | $238,700 (-4.3%) | $341,163 (16.9%) | 0.00 | 176 |
2021-10-01 | $250,000 (4.2%) | $347,117 (21.4%) | 0.00 | 180 |
2021-11-01 | $249,675 (1.1%) | $354,874 (27.6%) | 0.00 | 185 |
2021-12-01 | $248,000 (-0.8%) | $358,796 (22.9%) | 0.00 | 183 |
2022-01-01 | $239,900 (-4.0%) | $365,754 (26.0%) | 0.00 | 167 |
2022-02-01 | $249,950 (-6.0%) | $380,305 (23.5%) | 0.00 | 143 |
2022-03-01 | $268,700 (12.0%) | $383,927 (26.8%) | 0.00 | 130 |
2022-04-01 | $272,500 (11.7%) | $400,407 (25.3%) | 0.00 | 125 |
2022-05-01 | $266,225 (6.5%) | $375,086 (15.5%) | 0.00 | 204 |
2022-06-01 | $282,425 (8.8%) | $360,173 (1.5%) | 0.00 | 233 |
2022-07-01 | $279,900 (12.0%) | $360,291 (4.9%) | 0.00 | 271 |
2022-08-01 | $279,788 (9.8%) | $362,219 (6.1%) | 0.00 | 301 |
2022-09-01 | $279,950 (17.3%) | $352,624 (3.4%) | 0.00 | 309 |
2022-10-01 | $274,900 (10.0%) | $337,738 (-2.7%) | 0.00 | 301 |
2022-11-01 | $266,075 (6.6%) | $334,559 (-5.7%) | 0.00 | 288 |
2022-12-01 | $273,450 (10.3%) | $350,302 (-2.4%) | 0.00 | 249 |
2023-01-01 | $269,950 (12.5%) | $345,771 (-5.5%) | 0.00 | 199 |
2023-02-01 | $279,925 (12.0%) | $364,843 (-4.1%) | 0.00 | 188 |
2023-03-01 | $299,900 (11.6%) | $368,771 (-4.0%) | 0.00 | 157 |
2023-04-01 | $299,900 (10.1%) | $363,475 (-9.2%) | 0.00 | 143 |
2023-05-01 | $315,250 (18.4%) | $389,203 (3.8%) | 0.00 | 147 |
2023-06-01 | $312,500 (10.7%) | $390,344 (8.4%) | 0.00 | 177 |
2023-07-01 | $310,000 (10.8%) | $381,316 (5.8%) | 0.00 | 195 |
2023-08-01 | $312,113 (11.6%) | $380,274 (5.0%) | 0.00 | 220 |
2023-09-01 | $325,000 (16.1%) | $436,588 (23.8%) | 0.00 | 207 |
2023-10-01 | $324,950 (18.2%) | $446,628 (32.2%) | 0.00 | 233 |
2023-11-01 | $315,000 (18.4%) | $446,615 (33.5%) | 0.00 | 258 |
2023-12-01 | $325,000 (18.9%) | $456,984 (30.5%) | 0.00 | 255 |
2024-01-01 | $325,000 (20.4%) | $462,571 (33.8%) | 0.00 | 249 |
2024-02-01 | $334,625 (19.5%) | $470,420 (28.9%) | 0.00 | 240 |
2024-03-01 | $341,950 (14.0%) | $467,933 (26.9%) | 0.00 | 238 |
2024-04-01 | $329,925 (10.0%) | $428,789 (18.0%) | 0.00 | 249 |
2024-05-01 | $360,000 (14.2%) | $486,022 (24.9%) | 0.00 | 253 |
2024-06-01 | $354,900 (13.6%) | $473,652 (21.3%) | 0.00 | 273 |
2024-07-01 | $334,393 (7.9%) | $448,672 (17.7%) | 0.00 | 291 |
2024-08-01 | $329,900 (5.7%) | $430,019 (13.1%) | 0.00 | 295 |
2024-09-01 | $312,475 (-3.9%) | $418,805 (-4.1%) | 0.00 | 291 |
2024-10-01 | $300,783 (-7.4%) | $407,944 (-8.7%) | 0.00 | 323 |
Dalton's median listing price comes in at 0% of the national average.
Dalton's average listing price for 2024-10-01 was $407,944, a difference of $-38,684 (-8.7%) versus the prior year and $-10,861 versus the prior month.
For the 2024-10-01 period, Dalton had 323 MLS listings, a difference of 32 listings (11%) versus the prior month and 90 listings (39%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - Dalton (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Time on Market | Median Square Footage |
---|---|---|
2018-01-01 | 0 days | 2,001 sqft |
2018-02-01 | 0 days | 1,979 sqft |
2018-03-01 | 0 days | 2,028 sqft |
2018-04-01 | 0 days | 2,108 sqft |
2018-05-01 | 0 days | 2,114 sqft |
2018-06-01 | 0 days | 2,130 sqft |
2018-07-01 | 0 days | 2,086 sqft |
2018-08-01 | 0 days | 1,931 sqft |
2018-09-01 | 0 days | 1,917 sqft |
2018-10-01 | 0 days | 2,028 sqft |
2018-11-01 | 0 days | 2,015 sqft |
2018-12-01 | 0 days | 1,918 sqft |
2019-01-01 | 0 days | 1,985 sqft |
2019-02-01 | 0 days | 1,976 sqft |
2019-03-01 | 0 days | 2,047 sqft |
2019-04-01 | 0 days | 2,084 sqft |
2019-05-01 | 0 days | 2,062 sqft |
2019-06-01 | 0 days | 2,033 sqft |
2019-07-01 | 0 days | 1,939 sqft |
2019-08-01 | 0 days | 1,967 sqft |
2019-09-01 | 0 days | 1,951 sqft |
2019-10-01 | 0 days | 1,932 sqft |
2019-11-01 | 0 days | 1,943 sqft |
2019-12-01 | 0 days | 1,948 sqft |
2020-01-01 | 0 days | 1,915 sqft |
2020-02-01 | 0 days | 1,913 sqft |
2020-03-01 | 0 days | 1,910 sqft |
2020-04-01 | 0 days | 1,894 sqft |
2020-05-01 | 0 days | 2,080 sqft |
2020-06-01 | 0 days | 2,226 sqft |
2020-07-01 | 0 days | 2,312 sqft |
2020-08-01 | 0 days | 2,340 sqft |
2020-09-01 | 0 days | 2,382 sqft |
2020-10-01 | 0 days | 2,268 sqft |
2020-11-01 | 0 days | 2,218 sqft |
2020-12-01 | 0 days | 2,154 sqft |
2021-01-01 | 0 days | 2,069 sqft |
2021-02-01 | 0 days | 2,141 sqft |
2021-03-01 | 0 days | 1,881 sqft |
2021-04-01 | 0 days | 1,947 sqft |
2021-05-01 | 0 days | 1,880 sqft |
2021-06-01 | 0 days | 1,901 sqft |
2021-07-01 | 0 days | 1,900 sqft |
2021-08-01 | 0 days | 1,873 sqft |
2021-09-01 | 0 days | 1,792 sqft |
2021-10-01 | 0 days | 1,802 sqft |
2021-11-01 | 0 days | 1,796 sqft |
2021-12-01 | 0 days | 1,738 sqft |
2022-01-01 | 0 days | 1,700 sqft |
2022-02-01 | 0 days | 1,765 sqft |
2022-03-01 | 0 days | 1,819 sqft |
2022-04-01 | 0 days | 1,814 sqft |
2022-05-01 | 0 days | 1,572 sqft |
2022-06-01 | 0 days | 1,588 sqft |
2022-07-01 | 0 days | 1,764 sqft |
2022-08-01 | 0 days | 1,710 sqft |
2022-09-01 | 0 days | 1,680 sqft |
2022-10-01 | 0 days | 1,680 sqft |
2022-11-01 | 0 days | 1,664 sqft |
2022-12-01 | 0 days | 1,744 sqft |
2023-01-01 | 0 days | 1,696 sqft |
2023-02-01 | 0 days | 1,724 sqft |
2023-03-01 | 0 days | 1,838 sqft |
2023-04-01 | 0 days | 1,863 sqft |
2023-05-01 | 0 days | 1,876 sqft |
2023-06-01 | 0 days | 1,860 sqft |
2023-07-01 | 0 days | 1,928 sqft |
2023-08-01 | 0 days | 1,925 sqft |
2023-09-01 | 0 days | 1,923 sqft |
2023-10-01 | 0 days | 1,920 sqft |
2023-11-01 | 0 days | 1,931 sqft |
2023-12-01 | 0 days | 1,895 sqft |
2024-01-01 | 0 days | 1,819 sqft |
2024-02-01 | 0 days | 1,810 sqft |
2024-03-01 | 0 days | 1,807 sqft |
2024-04-01 | 0 days | 1,800 sqft |
2024-05-01 | 0 days | 1,984 sqft |
2024-06-01 | 0 days | 1,877 sqft |
2024-07-01 | 0 days | 1,887 sqft |
2024-08-01 | 0 days | 1,826 sqft |
2024-09-01 | 0 days | 1,800 sqft |
2024-10-01 | 0 days | 1,800 sqft |
Dalton's median square footage for active listings during the 2024-10-01 period was 1,800 sqft. One year prior, the average listing was 1,920 sqft.