Crossville VA Loan Rates, Closing Costs & Stats
Crossville, TN
A VA loan is a mortgage loan that’s backed by the Department of Veterans Affairs (VA) for those who have served or are presently serving in the U.S. military. The VA does not directly lend, it guarantees the loans made by private lenders to veterans, active military personnel, and qualifying military spouses.
The most obvious benefit of VA loans is that no downpayment is necessary to purchase a home. They will also typically have significantly lower fees-- meaning that if you're eligible to receive a VA loan, it will likely be the most favorable option. VA loans come in 3 varities: purchase, refinance and cash out refis.
For additional benefits of VA loans, click here.
Crossville's 48 lenders originated 135 VA loans during 2023. The total origination value was $41,855,000, with an average VA loan value of $310,037.
Crossville VA Loans, 30 Year Fixed Rates
30 Year VA mortgages in Crossville
averaged
0.43%
for the week of 2024-11-29, compared to the national average (all VA variants) of
0% for the same period.
Crossville's average VA mortgage closing costs are $5,433.
The average rate for the prior week (2024-11-22) was
6.4% and
one month ago for the week of 2024-10-25, the
average rate was 6.3%.
The average rate one year ago was 6.94%.
For refis of the same type during the week of 2024-11-29, the average rate
was -0.2%.
Crossville VA Loan Lenders by Rates & Fees
The below table looks at the average fees/closing costs and rates for VA 30 Year Fixed Rate (purchase, first lien) mortgages originated by each lender at the Crossville level.
The top Crossville VA lender as defined by loan originations is Mortgage Research Center, LLC, with
21 VA loans originated. Their average total fees are
$4,376, which is $1,707
lower than the next largest lender,
PENNYMAC LOAN SERVICES, LLC.
The lowest fee Crossville VA lenders (with over 10 loans originated) are
Mortgage Research Center, LLC ($4,376), PENNYMAC LOAN SERVICES, LLC ($6,083), QUICKEN LOANS, LLC ($11,982), .
The lowest rate Crossville VA lenders (with over 10 loans originated) are
PENNYMAC LOAN SERVICES, LLC (5.78%), QUICKEN LOANS, LLC (5.95%), Mortgage Research Center, LLC (6.77%), .
Market Conditions (Median, Average Prices & Listing Count)
Realtor.com - Crossville (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
---|---|---|---|---|
2018-01-01 | $189,600 (5.7%) | $234,784 (10.2%) | 0.00 | 405 |
2018-02-01 | $196,775 (6.9%) | $237,779 (9.4%) | 0.00 | 386 |
2018-03-01 | $199,900 (9.9%) | $244,631 (13.2%) | 0.00 | 395 |
2018-04-01 | $209,450 (19.1%) | $249,644 (16.2%) | 0.00 | 410 |
2018-05-01 | $222,400 (24.2%) | $261,934 (19.1%) | 0.00 | 417 |
2018-06-01 | $219,900 (22.2%) | $259,689 (15.2%) | 0.00 | 449 |
2018-07-01 | $216,975 (17.4%) | $258,892 (13.1%) | 0.00 | 467 |
2018-08-01 | $212,400 (10.6%) | $258,258 (10.6%) | 0.00 | 446 |
2018-09-01 | $214,900 (8.8%) | $259,849 (9.7%) | 0.00 | 463 |
2018-10-01 | $213,975 (8.3%) | $258,097 (7.0%) | 0.00 | 473 |
2018-11-01 | $210,950 (6.0%) | $253,196 (4.4%) | 0.00 | 450 |
2018-12-01 | $213,950 (12.7%) | $255,516 (9.6%) | 0.00 | 416 |
2019-01-01 | $218,000 (15.0%) | $261,796 (11.5%) | 0.00 | 391 |
2019-02-01 | $204,825 (4.1%) | $256,291 (7.8%) | 0.00 | 405 |
2019-03-01 | $212,114 (6.1%) | $255,894 (4.6%) | 0.00 | 411 |
2019-04-01 | $224,889 (7.4%) | $260,110 (4.2%) | 0.00 | 426 |
2019-05-01 | $219,950 (-1.1%) | $259,071 (-1.1%) | 0.00 | 420 |
2019-06-01 | $229,900 (4.6%) | $266,623 (2.7%) | 0.00 | 428 |
2019-07-01 | $240,950 (11.1%) | $278,746 (7.7%) | 0.00 | 441 |
2019-08-01 | $240,664 (13.3%) | $280,841 (8.7%) | 0.00 | 425 |
2019-09-01 | $234,609 (9.2%) | $281,593 (8.4%) | 0.00 | 416 |
2019-10-01 | $235,573 (10.1%) | $284,705 (10.3%) | 0.00 | 410 |
2019-11-01 | $245,833 (16.5%) | $291,833 (15.3%) | 0.00 | 394 |
2019-12-01 | $240,500 (12.4%) | $289,775 (13.4%) | 0.00 | 374 |
2020-01-01 | $239,900 (10.1%) | $288,983 (10.4%) | 0.00 | 336 |
2020-02-01 | $239,900 (17.1%) | $285,299 (11.3%) | 0.00 | 340 |
2020-03-01 | $238,700 (12.5%) | $284,106 (11.0%) | 0.00 | 339 |
2020-04-01 | $239,900 (6.7%) | $284,602 (9.4%) | 0.00 | 325 |
2020-05-01 | $253,700 (15.3%) | $291,357 (12.5%) | 0.00 | 311 |
2020-06-01 | $251,900 (9.6%) | $290,302 (8.9%) | 0.00 | 297 |
2020-07-01 | $259,900 (7.9%) | $298,106 (7.0%) | 0.00 | 273 |
2020-08-01 | $250,000 (3.9%) | $296,027 (5.4%) | 0.00 | 235 |
2020-09-01 | $262,450 (11.9%) | $304,052 (8.0%) | 0.00 | 220 |
2020-10-01 | $249,000 (5.7%) | $290,823 (2.2%) | 0.00 | 196 |
2020-11-01 | $256,375 (4.3%) | $289,320 (-0.9%) | 0.00 | 192 |
2020-12-01 | $264,450 (10.0%) | $291,130 (0.5%) | 0.00 | 176 |
2021-01-01 | $249,900 (4.2%) | $286,476 (-0.9%) | 0.00 | 137 |
2021-02-01 | $221,200 (-7.8%) | $269,958 (-5.4%) | 0.00 | 122 |
2021-03-01 | $232,450 (-2.6%) | $282,150 (-0.7%) | 0.00 | 117 |
2021-04-01 | $275,957 (15.0%) | $310,182 (9.0%) | 0.00 | 139 |
2021-05-01 | $277,000 (9.2%) | $321,046 (10.2%) | 0.00 | 153 |
2021-06-01 | $285,000 (13.1%) | $348,460 (20.0%) | 0.00 | 163 |
2021-07-01 | $299,997 (15.4%) | $366,566 (23.0%) | 0.00 | 187 |
2021-08-01 | $299,925 (20.0%) | $358,168 (21.0%) | 0.00 | 221 |
2021-09-01 | $287,625 (9.6%) | $351,474 (15.6%) | 0.00 | 231 |
2021-10-01 | $279,000 (12.1%) | $346,254 (19.1%) | 0.00 | 223 |
2021-11-01 | $291,950 (13.9%) | $366,650 (26.7%) | 0.00 | 196 |
2021-12-01 | $307,225 (16.2%) | $383,947 (31.9%) | 0.00 | 183 |
2022-01-01 | $299,900 (20.0%) | $375,972 (31.2%) | 0.00 | 159 |
2022-02-01 | $299,900 (35.6%) | $376,749 (39.6%) | 0.00 | 138 |
2022-03-01 | $308,450 (32.7%) | $394,346 (39.8%) | 0.00 | 131 |
2022-04-01 | $327,000 (18.5%) | $426,216 (37.4%) | 0.00 | 144 |
2022-05-01 | $345,625 (24.8%) | $433,705 (35.1%) | 0.00 | 174 |
2022-06-01 | $343,100 (20.4%) | $436,010 (25.1%) | 0.00 | 195 |
2022-07-01 | $350,000 (16.7%) | $453,919 (23.8%) | 0.00 | 237 |
2022-08-01 | $352,200 (17.4%) | $441,216 (23.2%) | 0.00 | 251 |
2022-09-01 | $347,607 (20.9%) | $430,113 (22.4%) | 0.00 | 250 |
2022-10-01 | $349,900 (25.4%) | $431,446 (24.6%) | 0.00 | 259 |
2022-11-01 | $350,000 (19.9%) | $430,563 (17.4%) | 0.00 | 253 |
2022-12-01 | $349,900 (13.9%) | $439,429 (14.5%) | 0.00 | 265 |
2023-01-01 | $349,500 (16.5%) | $438,464 (16.6%) | 0.00 | 251 |
2023-02-01 | $338,250 (12.8%) | $422,474 (12.1%) | 0.00 | 249 |
2023-03-01 | $342,450 (11.0%) | $412,790 (4.7%) | 0.00 | 238 |
2023-04-01 | $349,000 (6.7%) | $419,166 (-1.7%) | 0.00 | 239 |
2023-05-01 | $345,975 (0.1%) | $433,467 (-0.1%) | 0.00 | 254 |
2023-06-01 | $349,975 (2.0%) | $438,431 (0.6%) | 0.00 | 261 |
2023-07-01 | $377,450 (7.8%) | $456,938 (0.7%) | 0.00 | 252 |
2023-08-01 | $373,425 (6.0%) | $456,962 (3.6%) | 0.00 | 266 |
2023-09-01 | $375,000 (7.9%) | $458,136 (6.5%) | 0.00 | 261 |
2023-10-01 | $374,900 (7.1%) | $453,956 (5.2%) | 0.00 | 273 |
2023-11-01 | $372,075 (6.3%) | $439,843 (2.2%) | 0.00 | 280 |
2023-12-01 | $367,000 (4.9%) | $439,327 (0.0%) | 0.00 | 275 |
2024-01-01 | $369,200 (5.6%) | $438,302 (0.0%) | 0.00 | 266 |
2024-02-01 | $367,725 (8.7%) | $427,699 (1.2%) | 0.00 | 271 |
2024-03-01 | $374,900 (9.5%) | $430,738 (4.4%) | 0.00 | 298 |
2024-04-01 | $374,450 (7.3%) | $429,259 (2.4%) | 0.00 | 320 |
2024-05-01 | $378,000 (9.3%) | $429,334 (-1.0%) | 0.00 | 367 |
2024-06-01 | $379,000 (8.3%) | $435,233 (-0.7%) | 0.00 | 382 |
2024-07-01 | $384,750 (1.9%) | $435,851 (-4.6%) | 0.00 | 398 |
2024-08-01 | $379,900 (1.7%) | $441,058 (-3.5%) | 0.00 | 413 |
2024-09-01 | $379,000 (1.1%) | $445,155 (-2.8%) | 0.00 | 425 |
2024-10-01 | $383,450 (2.3%) | $454,389 (0.1%) | 0.00 | 457 |
Crossville's median listing price comes in at 0% of the national average.
Crossville's average listing price for 2024-10-01 was $454,389, a difference of $433 (0.1%) versus the prior year and $9,234 versus the prior month.
For the 2024-10-01 period, Crossville had 457 MLS listings, a difference of 32 listings (8%) versus the prior month and 184 listings (67%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - Crossville (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Time on Market | Median Square Footage |
---|---|---|
2018-01-01 | 0 days | 1,843 sqft |
2018-02-01 | 0 days | 1,866 sqft |
2018-03-01 | 0 days | 1,893 sqft |
2018-04-01 | 0 days | 1,898 sqft |
2018-05-01 | 0 days | 1,917 sqft |
2018-06-01 | 0 days | 1,928 sqft |
2018-07-01 | 0 days | 1,934 sqft |
2018-08-01 | 0 days | 1,902 sqft |
2018-09-01 | 0 days | 1,907 sqft |
2018-10-01 | 0 days | 1,905 sqft |
2018-11-01 | 0 days | 1,930 sqft |
2018-12-01 | 0 days | 1,962 sqft |
2019-01-01 | 0 days | 2,001 sqft |
2019-02-01 | 0 days | 1,852 sqft |
2019-03-01 | 0 days | 1,878 sqft |
2019-04-01 | 0 days | 1,927 sqft |
2019-05-01 | 0 days | 1,925 sqft |
2019-06-01 | 0 days | 1,944 sqft |
2019-07-01 | 0 days | 1,962 sqft |
2019-08-01 | 0 days | 1,968 sqft |
2019-09-01 | 0 days | 1,970 sqft |
2019-10-01 | 0 days | 2,001 sqft |
2019-11-01 | 0 days | 2,000 sqft |
2019-12-01 | 0 days | 1,966 sqft |
2020-01-01 | 0 days | 1,949 sqft |
2020-02-01 | 0 days | 1,951 sqft |
2020-03-01 | 0 days | 1,925 sqft |
2020-04-01 | 0 days | 1,905 sqft |
2020-05-01 | 0 days | 1,954 sqft |
2020-06-01 | 0 days | 1,959 sqft |
2020-07-01 | 0 days | 2,037 sqft |
2020-08-01 | 0 days | 1,943 sqft |
2020-09-01 | 0 days | 1,932 sqft |
2020-10-01 | 0 days | 1,827 sqft |
2020-11-01 | 0 days | 1,793 sqft |
2020-12-01 | 0 days | 1,768 sqft |
2021-01-01 | 0 days | 1,742 sqft |
2021-02-01 | 0 days | 1,640 sqft |
2021-03-01 | 0 days | 1,770 sqft |
2021-04-01 | 0 days | 1,857 sqft |
2021-05-01 | 0 days | 1,852 sqft |
2021-06-01 | 0 days | 1,912 sqft |
2021-07-01 | 0 days | 1,912 sqft |
2021-08-01 | 0 days | 1,864 sqft |
2021-09-01 | 0 days | 1,806 sqft |
2021-10-01 | 0 days | 1,790 sqft |
2021-11-01 | 0 days | 1,811 sqft |
2021-12-01 | 0 days | 1,836 sqft |
2022-01-01 | 0 days | 1,847 sqft |
2022-02-01 | 0 days | 1,868 sqft |
2022-03-01 | 0 days | 1,800 sqft |
2022-04-01 | 0 days | 1,850 sqft |
2022-05-01 | 0 days | 1,866 sqft |
2022-06-01 | 0 days | 1,860 sqft |
2022-07-01 | 0 days | 1,861 sqft |
2022-08-01 | 0 days | 1,859 sqft |
2022-09-01 | 0 days | 1,824 sqft |
2022-10-01 | 0 days | 1,847 sqft |
2022-11-01 | 0 days | 1,840 sqft |
2022-12-01 | 0 days | 1,846 sqft |
2023-01-01 | 0 days | 1,807 sqft |
2023-02-01 | 0 days | 1,753 sqft |
2023-03-01 | 0 days | 1,755 sqft |
2023-04-01 | 0 days | 1,756 sqft |
2023-05-01 | 0 days | 1,717 sqft |
2023-06-01 | 0 days | 1,716 sqft |
2023-07-01 | 0 days | 1,750 sqft |
2023-08-01 | 0 days | 1,734 sqft |
2023-09-01 | 0 days | 1,755 sqft |
2023-10-01 | 0 days | 1,779 sqft |
2023-11-01 | 0 days | 1,739 sqft |
2023-12-01 | 0 days | 1,758 sqft |
2024-01-01 | 0 days | 1,708 sqft |
2024-02-01 | 0 days | 1,713 sqft |
2024-03-01 | 0 days | 1,722 sqft |
2024-04-01 | 0 days | 1,768 sqft |
2024-05-01 | 0 days | 1,769 sqft |
2024-06-01 | 0 days | 1,776 sqft |
2024-07-01 | 0 days | 1,786 sqft |
2024-08-01 | 0 days | 1,760 sqft |
2024-09-01 | 0 days | 1,787 sqft |
2024-10-01 | 0 days | 1,782 sqft |
Crossville's median square footage for active listings during the 2024-10-01 period was 1,782 sqft. One year prior, the average listing was 1,779 sqft.