DALTON Mortgage Rates
30yr Fixed Rate
15yr Fixed Rate
FHA
USDA
VA
5/1 ARM
30 Year Fixed Rate mortgages in Dalton averaged
5.59%
for the week of 2022-05-19, compared to the national average of
5.25% for the same period.
The average rate for the prior week (2022-05-12) was
5.54% and
one month ago for the week of 2022-04-14, the
average rate was 5.14%.
Dalton's average rate one year ago was 2.99%.
For refis of the same type during the week of 2022-05-19, the average rate
was 5.32%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2022-05-19 | 5.25% |
| Dalton 30 Year Fixed Rate | 2022-05-19 | 5.59% |
| Dalton 30 Year Fixed Rate Refi | 2022-05-19 | 5.32% |
| Dalton 15 Year Fixed Rate | 2022-05-19 | 4.96% |
| Dalton 15 Year Fixed Rate Refi | 2022-05-19 | 4.74% |
| Dalton 30 Year FHA | 2022-05-19 | 5.27% |
| Dalton 30 Year FHA Refi | 2022-05-19 | 5.24% |
| Dalton 30 Year USDA | 2022-05-19 | 5.38% |
| Dalton 30 Year USDA Refi | 2022-05-19 | 5.21% |
| Dalton 30 Year VA | 2022-05-19 | 5.6% |
| Dalton 30 Year VA Refi | 2022-05-19 | 5.03% |
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within DALTON, GA.
DALTON Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lendor, for only loans originated in the DALTON, GA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
DALTON, GA's 136 lenders originated 3,930
loans during 2021. The total origination value was $697,480,000, with an average loan value of
$177,476.
The top DALTON lender as defined by loan originations is QUICKEN LOANS, LLC, with
134 loans originated. Their average total fees are
$4,903, which is $1,454
higher than the next largest lender,
FirstBank.
The lowest fee DALTON lenders (with over 10 loans originated) are
HOMESTAR FINANCIAL CORPORATION ($2,311), BETTER MORTGAGE CORPORATION ($2,650), Wells Fargo Bank ($2,878), FREEDOM MORTGAGE CORPORATION ($3,136) and MOVEMENT MORTGAGE, LLC ($3,275).
The lowest rate DALTON lenders (with over 10 loans originated) are
AMERISAVE MORTGAGE CORPORATION (2.91%), UNITED WHOLESALE MORTGAGE, LLC (2.94%), South State Bank (2.96%), BETTER MORTGAGE CORPORATION (3.03%) and Citizens Bank (3.06%).
DALTON, GA Lender Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2020 Loan Value | 2021 Loan Value | % Change | 2021 Market Share |
|---|---|---|---|---|
| QUICKEN LOANS, LLC | $47,350,000 | $70,090,000 | 48.0% | 10.0% |
| Regions Bank | $24,050,000 | $35,135,000 | 46.1% | 5.0% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $22,580,000 | $31,380,000 | 39.0% | 4.5% |
| FirstBank | $23,555,000 | $30,575,000 | 29.8% | 4.4% |
| STOCKTON MORTGAGE CORPORATION | $18,065,000 | $30,010,000 | 66.1% | 4.3% |
| Wells Fargo Bank | $16,185,000 | $25,250,000 | 56.0% | 3.6% |
| MOVEMENT MORTGAGE, LLC | $14,285,000 | $23,110,000 | 61.8% | 3.3% |
| Truist Bank | $20,525,000 | $23,065,000 | 12.4% | 3.3% |
| GEORGIA UNITED | $24,505,000 | $22,240,000 | -9.2% | 3.2% |
| HOMESTAR FINANCIAL CORPORATION | $17,945,000 | $22,105,000 | 23.2% | 3.2% |
| Arbor Realty Trust, Inc. | $2,105,000 | $19,605,000 | 831.4% | 2.8% |
| South State Bank | $10,615,000 | $18,765,000 | 76.8% | 2.7% |
| First Bank | $15,145,000 | $15,510,000 | 2.4% | 2.2% |
| TJC Mortgage, Inc. | $9,655,000 | $14,255,000 | 47.6% | 2.0% |
| FREEDOM MORTGAGE CORPORATION | $14,265,000 | $14,125,000 | -1.0% | 2.0% |
| BROKER SOLUTIONS, INC. | $14,975,000 | $13,310,000 | -11.1% | 1.9% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $12,360,000 | $13,160,000 | 6.5% | 1.9% |
| PENNYMAC LOAN SERVICES, LLC | $3,780,000 | $11,075,000 | 193.0% | 1.6% |
| AMERISAVE MORTGAGE CORPORATION | $3,390,000 | $10,065,000 | 196.9% | 1.4% |
| Renasant Bank | $3,510,000 | $8,980,000 | 155.8% | 1.3% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | $9,415,000 | $8,950,000 | -4.9% | 1.3% |
| CALIBER HOME LOANS, INC. | $3,510,000 | $8,850,000 | 152.1% | 1.3% |
| UNITED WHOLESALE MORTGAGE, LLC | $3,105,000 | $8,735,000 | 181.3% | 1.3% |
| LOANDEPOT.COM, LLC | $5,195,000 | $7,765,000 | 49.5% | 1.1% |
| Mr. Cooper ( Nationstar Mortgage ) | $4,955,000 | $7,685,000 | 55.1% | 1.1% |
| Mortgage Research Center, LLC | $5,155,000 | $6,925,000 | 34.3% | 1.0% |
| First Horizon Bank | $1,790,000 | $6,420,000 | 258.7% | 0.9% |
| Citizens Bank | $3,470,000 | $6,195,000 | 78.5% | 0.9% |
| GUILD MORTGAGE COMPANY | $5,500,000 | $5,880,000 | 6.9% | 0.8% |
| DAS Acquisition Company, LLC | $260,000 | $5,380,000 | 1,969.2% | 0.8% |
| BANKSOUTH MORTGAGE COMPANY, LLC | $1,065,000 | $5,305,000 | 398.1% | 0.8% |
| Synovus Bank | $5,645,000 | $5,215,000 | -7.6% | 0.7% |
| HOME POINT FINANCIAL CORPORATION | $1,135,000 | $5,165,000 | 355.1% | 0.7% |
| BETTER MORTGAGE CORPORATION | $1,870,000 | $5,025,000 | 168.7% | 0.7% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | $3,665,000 | $4,915,000 | 34.1% | 0.7% |
| SUCCESS MORTGAGE PARTNERS, INC. | $18,030,000 | $4,845,000 | -73.1% | 0.7% |
| INSPIRE HOME LOANS INC. | $1,085,000 | $4,815,000 | 343.8% | 0.7% |
| NEWREZ LLC | $2,295,000 | $4,685,000 | 104.1% | 0.7% |
| Bank of America | $3,710,000 | $4,075,000 | 9.8% | 0.6% |
| TENNESSEE VALLEY | $3,465,000 | $4,015,000 | 15.9% | 0.6% |
| LENDINGONE, LLC | $3,795,000 | n/a | 0.5% | |
| Ameris Bank | $5,970,000 | $3,105,000 | -48.0% | 0.4% |
| SUMMIT FUNDING, INC. | $1,595,000 | $2,850,000 | 78.7% | 0.4% |
| Flagstar Bank, FSB | $685,000 | $2,635,000 | 284.7% | 0.4% |
| LAKEVIEW LOAN SERVICING, LLC | $935,000 | $2,480,000 | 165.2% | 0.4% |
| JPMorgan Chase Bank | $1,495,000 | $2,435,000 | 62.9% | 0.3% |
| STEARNS LENDING, LLC | $405,000 | $2,430,000 | 500.0% | 0.3% |
| MORTGAGE INVESTORS GROUP, INC. | $1,520,000 | $2,410,000 | 58.6% | 0.3% |
| CMG MORTGAGE, INC. | $925,000 | $2,290,000 | 147.6% | 0.3% |
| CERTAINTY HOME LOANS, LLC | $1,040,000 | $2,265,000 | 117.8% | 0.3% |
| BancorpSouth Bank | $1,225,000 | $2,170,000 | 77.1% | 0.3% |
| ISERVE RESIDENTIAL LENDING, LLC | $2,220,000 | $2,165,000 | -2.5% | 0.3% |
| KELLER MORTGAGE, LLC | $3,320,000 | $2,160,000 | -34.9% | 0.3% |
| NEW DAY FINANCIAL, LLC | $2,355,000 | $2,020,000 | -14.2% | 0.3% |
| USAA Federal Savings Bank | $2,270,000 | $2,015,000 | -11.2% | 0.3% |
| United Community Bank | $1,755,000 | $1,890,000 | 7.7% | 0.3% |
| Carrington Mortgage Services, LLC | $2,065,000 | $1,855,000 | -10.2% | 0.3% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | $1,070,000 | $1,825,000 | 70.6% | 0.3% |
| Ally Bank | $640,000 | $1,815,000 | 183.6% | 0.3% |
| PANORAMA MORTGAGE GROUP, LLC | $2,195,000 | $1,770,000 | -19.4% | 0.3% |
| CRESCENT MORTGAGE COMPANY | $855,000 | $1,725,000 | 101.8% | 0.2% |
| NAVY FEDERAL CREDIT UNION | $1,420,000 | $1,720,000 | 21.1% | 0.2% |
| First Option Mortgage, LLC | $480,000 | $1,625,000 | 238.5% | 0.2% |
| GUARANTEED RATE, INC. | $1,580,000 | n/a | 0.2% | |
| Prosperity Home Mortgage, LLC | $2,220,000 | $1,570,000 | -29.3% | 0.2% |
| InterContinental Capital Group, Inc | $185,000 | $1,515,000 | 718.9% | 0.2% |
| HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | $585,000 | $1,435,000 | 145.3% | 0.2% |
| AMERICAN FINANCIAL NETWORK, INC. | $915,000 | $1,385,000 | 51.4% | 0.2% |
| SWBC MORTGAGE CORPORATION | $1,760,000 | $1,335,000 | -24.1% | 0.2% |
| Pinnacle Bank | $1,045,000 | $1,310,000 | 25.4% | 0.2% |
| 21ST MORTGAGE CORPORATION | $2,025,000 | $1,300,000 | -35.8% | 0.2% |
| LEADERONE FINANCIAL CORPORATION | $1,280,000 | n/a | 0.2% | |
| Equity Prime Mortgage LLC | $580,000 | $1,225,000 | 111.2% | 0.2% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | $975,000 | $1,160,000 | 19.0% | 0.2% |
| MUTUAL OF OMAHA MORTGAGE, INC. | $765,000 | $1,155,000 | 51.0% | 0.2% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | $195,000 | $1,155,000 | 492.3% | 0.2% |
| VILLAGE CAPITAL & INVESTMENT LLC | $1,330,000 | $1,105,000 | -16.9% | 0.2% |
| GUARANTEED RATE AFFINITY, LLC | $125,000 | $1,075,000 | 760.0% | 0.2% |
| AMERICAN INTERNET MORTGAGE, INC. | $1,070,000 | n/a | 0.2% | |
| The Bank of LaFayette, Georgia | $405,000 | $1,055,000 | 160.5% | 0.2% |
| Morgan Stanley Private Bank | $1,005,000 | n/a | 0.1% | |
| ZILLOW HOME LOANS, LLC | $840,000 | $995,000 | 18.5% | 0.1% |
| THE MORTGAGE FIRM, INC. | $1,870,000 | $990,000 | -47.1% | 0.1% |
| MILEND, INC. | $205,000 | $915,000 | 346.3% | 0.1% |
| Nations Lending Corporation | $160,000 | $905,000 | 465.6% | 0.1% |
| Mortgage Assurance Inc. | $1,380,000 | $875,000 | -36.6% | 0.1% |
| FIRST COMMUNITY MORTGAGE, INC. | $615,000 | $845,000 | 37.4% | 0.1% |
| NJ LENDERS CORP. | $840,000 | n/a | 0.1% | |
| First Guaranty Mortgage Corporation | $625,000 | $800,000 | 28.0% | 0.1% |
| CROSSCOUNTRY MORTGAGE, LLC | $665,000 | $795,000 | 19.5% | 0.1% |
| PENTAGON FEDERAL CREDIT UNION | $545,000 | $770,000 | 41.3% | 0.1% |
| VAN DYK MORTGAGE CORPORATION | $530,000 | $765,000 | 44.3% | 0.1% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $2,105,000 | $725,000 | -65.6% | 0.1% |
| SOUTHPOINT FINANCIAL SERVICES, INC. | $725,000 | n/a | 0.1% | |
| First Federal Bank | $380,000 | $700,000 | 84.2% | 0.1% |
| AmeriHome Mortgage Company, LLC | $800,000 | $680,000 | -15.0% | 0.1% |
| GENEVA FINANCIAL, LLC | $105,000 | $680,000 | 547.6% | 0.1% |
| SIRVA MORTGAGE, INC. | $630,000 | n/a | 0.1% | |
| U.S. Bank | $405,000 | $630,000 | 55.6% | 0.1% |
| ACOPIA, LLC | $995,000 | $620,000 | -37.7% | 0.1% |
| Capital City Home Loans, LLC | $1,065,000 | $615,000 | -42.3% | 0.1% |
| Bank of England | $725,000 | $610,000 | -15.9% | 0.1% |
| AMERICAN FINANCING CORPORATION | $305,000 | $595,000 | 95.1% | 0.1% |
| NBKC BANK | $285,000 | $585,000 | 105.3% | 0.1% |
| Wyndham Capital Mortgage, Inc. | $945,000 | $585,000 | -38.1% | 0.1% |
| Chicago Mortgage Solutions LLC | $565,000 | n/a | 0.1% | |
| DELTA COMMUNITY CREDIT UNION | $265,000 | $560,000 | 111.3% | 0.1% |
| Lakeview Community Capital, LLC | $560,000 | n/a | 0.1% | |
| SouthEast Bank | $395,000 | $545,000 | 38.0% | 0.1% |
| AgFirst Farm Credit Bank | $525,000 | n/a | 0.1% | |
| First Citizens National Bank | $675,000 | $510,000 | -24.4% | 0.1% |
| MEMBER FIRST MORTGAGE, LLC | $765,000 | $510,000 | -33.3% | 0.1% |
| Colten Mortgage, LLC | $175,000 | $495,000 | 182.9% | 0.1% |
| HOMESIDE FINANCIAL, LLC | $715,000 | $495,000 | -30.8% | 0.1% |
| PHH Mortgage Corporation | $425,000 | $495,000 | 16.5% | 0.1% |
| SOUTHWEST STAGE FUNDING, LLC | $445,000 | $485,000 | 9.0% | 0.1% |
| AMERICAN ADVISORS GROUP | $190,000 | $480,000 | 152.6% | 0.1% |
| Discover Bank | $475,000 | $480,000 | 1.1% | 0.1% |
| COMMUNITY MORTGAGE CORPORATION | $825,000 | $470,000 | -43.0% | 0.1% |
| EVANSVILLE TEACHERS | $470,000 | n/a | 0.1% | |
| UNIVERSAL MORTGAGE & FINANCE, INC. | $450,000 | n/a | 0.1% | |
| CityWorth Mortgage LLC | $440,000 | n/a | 0.1% | |
| DIRECT LENDERS, LLC | $440,000 | n/a | 0.1% | |
| EAGLE HOME MORTGAGE, LLC | $435,000 | n/a | 0.1% | |
| First Grayson Bancorp Inc. | $435,000 | n/a | 0.1% | |
| NATIONS RELIABLE LENDING, LLC | $435,000 | n/a | 0.1% | |
| Baxter Credit Union | $55,000 | $430,000 | 681.8% | 0.1% |
| First Volunteer Bank | $1,020,000 | $430,000 | -57.8% | 0.1% |
| Mid-Continent Funding, Inc. | $95,000 | $430,000 | 352.6% | 0.1% |
| SOUTHEAST MORTGAGE OF GEORGIA, INC. | $145,000 | $430,000 | 196.6% | 0.1% |
| US MORTGAGE CORPORATION | $270,000 | $430,000 | 59.3% | 0.1% |
| Visio Financial Services Inc. | $430,000 | n/a | 0.1% | |
| Northpointe Bank | $245,000 | $425,000 | 73.5% | 0.1% |
| ATLANTIC BAY MORTGAGE GROUP, L.L.C. | $745,000 | $420,000 | -43.6% | 0.1% |
| LGE COMMUNITY | $185,000 | $415,000 | 124.3% | 0.1% |
| LENDINGHOME FUNDING CORPORATION | $410,000 | n/a | 0.1% | |
| SOFI LENDING CORP. | $410,000 | n/a | 0.1% | |
| GSF Mortgage Corporation | $395,000 | n/a | 0.1% | |
| Republic Bank & Trust Company | $395,000 | n/a | 0.1% | |
| CHURCHILL MORTGAGE CORPORATION | $500,000 | $380,000 | -24.0% | 0.1% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | $365,000 | n/a | 0.1% | |
| WINGS FINANCIAL | $355,000 | n/a | 0.1% | |
| HOMEOWNERS FINANCIAL GROUP USA, LLC | $145,000 | $350,000 | 141.4% | 0.1% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | $350,000 | n/a | 0.1% | |
| Coosa Valley Credit Union | $345,000 | n/a | 0.0% | |
| LENOX FINANCIAL MORTGAGE CORPORATION | $75,000 | $340,000 | 353.3% | 0.0% |
| Assurance Financial Group, L.L.C. | $325,000 | n/a | 0.0% | |
| Independent Bank | $440,000 | $325,000 | -26.1% | 0.0% |
| Fifth Third Bank | $320,000 | n/a | 0.0% | |
| TOWNE MORTGAGE COMPANY | $320,000 | $320,000 | 0.0% | 0.0% |
| Total Media Management, LLC | $300,000 | n/a | 0.0% | |
| The Federal Savings Bank | $195,000 | $295,000 | 51.3% | 0.0% |
| Prime Choice Funding Inc. | $285,000 | n/a | 0.0% | |
| MILLENNIUM BANK | $195,000 | $265,000 | 35.9% | 0.0% |
| A&D Mortgage LLC | $255,000 | n/a | 0.0% | |
| Magnolia Bank | $255,000 | n/a | 0.0% | |
| STATE EMPLOYEES' | $255,000 | n/a | 0.0% | |
| AMERICAN FINANCIAL RESOURCES, INC. | $355,000 | $245,000 | -31.0% | 0.0% |
| LOANSNAP, INC. | $245,000 | n/a | 0.0% | |
| ON Q FINANCIAL, INC. | $235,000 | $245,000 | 4.3% | 0.0% |
| SECURITYNATIONAL MORTGAGE COMPANY | $245,000 | n/a | 0.0% | |
| SHARONVIEW FEDERAL CREDIT UNION | $245,000 | n/a | 0.0% | |
| MID AMERICA MORTGAGE, INC. | $500,000 | $240,000 | -52.0% | 0.0% |
| Third Federal Savings and Loan Association of Cleveland | $145,000 | $235,000 | 62.1% | 0.0% |
| ANGEL OAK HOME LOANS LLC | $225,000 | n/a | 0.0% | |
| ATLANTA POSTAL | $275,000 | $225,000 | -18.2% | 0.0% |
| Elements Financial Federal Credit Union | $225,000 | n/a | 0.0% | |
| ADVANCIAL | $215,000 | n/a | 0.0% | |
| Encompass Lending Group, LP | $215,000 | n/a | 0.0% | |
| NEXERA HOLDING LLC | $215,000 | n/a | 0.0% | |
| Commerce Home Mortgage, Inc. | $145,000 | $205,000 | 41.4% | 0.0% |
| Community First National Bank | $205,000 | n/a | 0.0% | |
| KeyBank | $205,000 | n/a | 0.0% | |
| MLD MORTGAGE INC. | $205,000 | n/a | 0.0% | |
| SmartBank | $2,215,000 | $200,000 | -91.0% | 0.0% |
| AMERIFIRST FINANCIAL CORPORATION | $195,000 | n/a | 0.0% | |
| Christensen Financial, Inc. | $175,000 | $195,000 | 11.4% | 0.0% |
| HOMESPIRE MORTGAGE CORPORATION | $195,000 | n/a | 0.0% | |
| NP, Inc. | $325,000 | $195,000 | -40.0% | 0.0% |
| Bank OZK | $1,790,000 | $190,000 | -89.4% | 0.0% |
| Bank of Cleveland | $1,555,000 | $185,000 | -88.1% | 0.0% |
| CapStar Bank | $165,000 | $185,000 | 12.1% | 0.0% |
| FAY SERVICING, LLC | $185,000 | n/a | 0.0% | |
| Figure Lending LLC | $350,000 | $185,000 | -47.1% | 0.0% |
| MORTGAGE EQUITY PARTNERS LLC | $185,000 | n/a | 0.0% | |
| NexBank | $535,000 | $185,000 | -65.4% | 0.0% |
| Ixonia Bank | $180,000 | n/a | 0.0% | |
| Manufacturers and Traders Trust Company | $165,000 | $180,000 | 9.1% | 0.0% |
| 1ST SIGNATURE LENDING, LLC | $175,000 | n/a | 0.0% | |
| Liberty Savings Bank, F.S.B. | $175,000 | n/a | 0.0% | |
| ASPIRE FINANCIAL, INC. | $165,000 | n/a | 0.0% | |
| Watermark Capital, Inc. | $165,000 | n/a | 0.0% | |
| Wolfe Financial, Inc | $165,000 | n/a | 0.0% | |
| FIRST TECHNOLOGY | $110,000 | $155,000 | 40.9% | 0.0% |
| POLARIS HOME FUNDING CORP. | $165,000 | $155,000 | -6.1% | 0.0% |
| RUOFF MORTGAGE COMPANY, INC. | $155,000 | n/a | 0.0% | |
| T2 FINANCIAL LLC | $155,000 | n/a | 0.0% | |
| Bethpage Federal Credit Union | $150,000 | n/a | 0.0% | |
| AMERICAN PACIFIC MORTGAGE CORPORATION | $550,000 | $145,000 | -73.6% | 0.0% |
| AMWEST FUNDING CORP. | $215,000 | $145,000 | -32.6% | 0.0% |
| BM Real Estate Services, Inc. | $145,000 | n/a | 0.0% | |
| EMM LOANS LLC | $145,000 | n/a | 0.0% | |
| First Reliance Bank | $145,000 | n/a | 0.0% | |
| IMPAC MORTGAGE CORP. | $145,000 | n/a | 0.0% | |
| OCEANSIDE MORTGAGE COMPANY | $95,000 | $145,000 | 52.6% | 0.0% |
| Quontic Bank | $145,000 | n/a | 0.0% | |
| RELIANCE FIRST CAPITAL, LLC | $125,000 | $145,000 | 16.0% | 0.0% |
| SPRING EQ, LLC | $35,000 | $145,000 | 314.3% | 0.0% |
| The Central Trust Bank | $145,000 | n/a | 0.0% | |
| UNITED SECURITY FINANCIAL CORP | $380,000 | $145,000 | -61.8% | 0.0% |
| Barrington Bank & Trust Company, N.A. | $140,000 | n/a | 0.0% | |
| ARC HOME LLC | $135,000 | $135,000 | 0.0% | 0.0% |
| CLEARPATH LENDING | $665,000 | $135,000 | -79.7% | 0.0% |
| First National Bank of America | $115,000 | n/a | 0.0% | |
| ALLIANT CREDIT UNION | $115,000 | $110,000 | -4.3% | 0.0% |
| CU COMMUNITY, LLC | $145,000 | $105,000 | -27.6% | 0.0% |
| Arvest Bank | $275,000 | $95,000 | -65.5% | 0.0% |
| PNC Bank | $505,000 | $90,000 | -82.2% | 0.0% |
| FINANCE OF AMERICA REVERSE LLC | $85,000 | n/a | 0.0% | |
| MIDWEST LOAN SOLUTIONS, INC. | $85,000 | n/a | 0.0% | |
| SHELTER HOME MORTGAGE, LLC | $430,000 | $85,000 | -80.2% | 0.0% |
| 1st Franklin Financial Corporation | $75,000 | n/a | 0.0% | |
| Reliant Bank | $75,000 | n/a | 0.0% | |
| TIAA, FSB | $75,000 | n/a | 0.0% | |
| Citizens Bank & Trust, Inc. | $55,000 | n/a | 0.0% | |
| United States Senate Federal Credit Union | $35,000 | n/a | 0.0% | |
| ALLEGACY FEDERAL CREDIT UNION | $25,000 | n/a | 0.0% | |
| United Bank | $15,000 | n/a | 0.0% |
DALTON's top lender by overall market share is QUICKEN LOANS, LLC, with 10.0% market share. In second place, with 5.0%, is Regions Bank, having originated $35,135,000 in loans. In third place, with 4.5%, is FAIRWAY INDEPENDENT MORTGAGE CORPORATION, having originated $31,380,000 in loans. In third place, with 4.4%, is FirstBank, having originated $30,575,000 in loans. In third place, with 4.3%, is STOCKTON MORTGAGE CORPORATION, having originated $30,010,000 in loans.
DALTON, GA Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 1,673 | $334,695,000 | $200,057 |
| Refi | 1,217 | $192,815,000 | $158,435 |
| Cash Out Refi | 825 | $150,525,000 | $182,455 |
| Other | 139 | $13,405,000 | $96,439 |
| Home Improvement | 76 | $6,040,000 | $79,474 |
Dalton's most frequently cited loan purpose was Home Purchase, with 1,673 originations. The 2nd most popular reason was Refi, with 1,217 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 3-4% | 1,526 | $283,280,000 | $185,636 |
| 2.5-3% | 1,447 | $258,465,000 | $178,621 |
| <2.5% | 620 | $108,040,000 | $174,258 |
| 4-5% | 137 | $16,365,000 | $119,453 |
| Over 8% | 30 | $2,030,000 | $67,667 |
| 6-7% | 30 | $6,800,000 | $226,667 |
| 5-6% | 21 | $2,885,000 | $137,381 |
| 7-8% | 6 | $600,000 | $100,000 |
During 2021, Dalton's most frequently originated rate bucket was 3-4%, with 1,526 originations.
Loan Sizing (DALTON, GA MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $100k-200k | 2,083 | $307,415,000 | $147,583 |
| $200k-400k | 1,013 | $262,815,000 | $259,442 |
| $100,000 or less | 738 | $49,460,000 | $67,019 |
| $400k-600k | 79 | $36,895,000 | $467,025 |
| $Over $1MM | 10 | $35,360,000 | $3,536,000 |
| $600k-1000k | 7 | $5,535,000 | $790,714 |
DALTON's loan sizing saw the bucket of loans from $100k-200k with 2,083 originations, totaling $307,415,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 80-100% | 1,636 | $318,950,000 | $194,957 |
| 60-80% | 1,207 | $239,415,000 | $198,355 |
| 40-60% | 518 | $72,810,000 | $140,560 |
| 20-40% | 220 | $18,570,000 | $84,409 |
| Under 20% | 97 | $3,035,000 | $31,289 |
| Over 100% | 46 | $10,400,000 | $226,087 |
DALTON's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 1,636 originations, totaling $318,950,000 in origination value.
Market Conditions (Median, Average Prices & Listing Count)
Realtor.com - DALTON (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
|---|---|---|---|---|
| 2018-01-01 | $173,750 (4.0%) | $250,244 (7.0%) | 0.00 | 395 |
| 2018-02-01 | $179,700 (6.7%) | $251,813 (9.9%) | 0.00 | 396 |
| 2018-03-01 | $179,900 (7.4%) | $256,174 (18.2%) | 0.00 | 396 |
| 2018-04-01 | $188,650 (8.5%) | $267,562 (19.5%) | 0.00 | 394 |
| 2018-05-01 | $189,950 (8.6%) | $269,351 (13.5%) | 0.00 | 360 |
| 2018-06-01 | $189,900 (7.3%) | $263,383 (9.0%) | 0.00 | 383 |
| 2018-07-01 | $187,000 (-1.1%) | $260,061 (4.0%) | 0.00 | 414 |
| 2018-08-01 | $186,500 (2.3%) | $263,608 (7.0%) | 0.00 | 401 |
| 2018-09-01 | $185,000 (8.8%) | $265,114 (9.4%) | 0.00 | 426 |
| 2018-10-01 | $189,900 (12.4%) | $262,154 (10.1%) | 0.00 | 424 |
| 2018-11-01 | $189,950 (11.8%) | $265,209 (10.0%) | 0.00 | 410 |
| 2018-12-01 | $185,000 (8.8%) | $257,525 (6.2%) | 0.00 | 405 |
| 2019-01-01 | $185,950 (7.0%) | $249,917 (-0.1%) | 0.00 | 383 |
| 2019-02-01 | $184,900 (2.9%) | $251,206 (-0.2%) | 0.00 | 368 |
| 2019-03-01 | $190,800 (6.1%) | $253,397 (-1.1%) | 0.00 | 356 |
| 2019-04-01 | $191,850 (1.7%) | $251,271 (-6.1%) | 0.00 | 330 |
| 2019-05-01 | $195,000 (2.7%) | $248,056 (-7.9%) | 0.00 | 337 |
| 2019-06-01 | $195,000 (2.7%) | $256,517 (-2.6%) | 0.00 | 372 |
| 2019-07-01 | $189,950 (1.6%) | $249,013 (-4.3%) | 0.00 | 372 |
| 2019-08-01 | $194,528 (4.3%) | $253,676 (-3.8%) | 0.00 | 378 |
| 2019-09-01 | $189,900 (2.7%) | $249,464 (-5.9%) | 0.00 | 404 |
| 2019-10-01 | $194,950 (2.7%) | $248,822 (-5.1%) | 0.00 | 428 |
| 2019-11-01 | $189,900 (0.0%) | $245,710 (-7.4%) | 0.00 | 414 |
| 2019-12-01 | $189,950 (2.7%) | $244,895 (-4.9%) | 0.00 | 392 |
| 2020-01-01 | $186,247 (0.2%) | $239,763 (-4.1%) | 0.00 | 365 |
| 2020-02-01 | $199,900 (8.1%) | $245,815 (-2.2%) | 0.00 | 370 |
| 2020-03-01 | $209,450 (9.8%) | $249,397 (-1.6%) | 0.00 | 353 |
| 2020-04-01 | $214,200 (11.7%) | $254,029 (1.1%) | 0.00 | 335 |
| 2020-05-01 | $227,900 (16.9%) | $265,989 (7.2%) | 0.00 | 301 |
| 2020-06-01 | $239,450 (22.8%) | $278,433 (8.5%) | 0.00 | 260 |
| 2020-07-01 | $244,450 (28.7%) | $280,072 (12.5%) | 0.00 | 227 |
| 2020-08-01 | $248,000 (27.5%) | $293,652 (15.8%) | 0.00 | 207 |
| 2020-09-01 | $252,500 (33.0%) | $299,547 (20.1%) | 0.00 | 215 |
| 2020-10-01 | $250,000 (28.2%) | $298,905 (20.1%) | 0.00 | 226 |
| 2020-11-01 | $249,900 (31.6%) | $287,872 (17.2%) | 0.00 | 245 |
| 2020-12-01 | $250,000 (31.6%) | $292,309 (19.4%) | 0.00 | 224 |
| 2021-01-01 | $249,900 (34.2%) | $292,927 (22.2%) | 0.00 | 209 |
| 2021-02-01 | $259,950 (30.0%) | $306,519 (24.7%) | 0.00 | 150 |
| 2021-03-01 | $242,450 (15.8%) | $309,082 (23.9%) | 0.00 | 115 |
| 2021-04-01 | $247,400 (15.5%) | $332,326 (30.8%) | 0.00 | 116 |
| 2021-05-01 | $259,000 (13.7%) | $347,568 (30.7%) | 0.00 | 124 |
| 2021-06-01 | $264,950 (10.7%) | $362,989 (30.4%) | 0.00 | 137 |
| 2021-07-01 | $255,850 (4.7%) | $354,958 (26.7%) | 0.00 | 177 |
| 2021-08-01 | $263,450 (6.2%) | $349,185 (18.9%) | 0.00 | 222 |
| 2021-09-01 | $249,900 (-1.0%) | $345,065 (15.2%) | 0.00 | 228 |
| 2021-10-01 | $265,000 (6.0%) | $368,889 (23.4%) | 0.00 | 242 |
| 2021-11-01 | $252,500 (1.0%) | $364,888 (26.8%) | 0.00 | 252 |
| 2021-12-01 | $249,900 (0.0%) | $390,271 (33.5%) | 0.00 | 246 |
| 2022-01-01 | $243,900 (-2.4%) | $399,106 (36.3%) | 0.00 | 220 |
| 2022-02-01 | $254,950 (-1.9%) | $411,475 (34.2%) | 0.00 | 187 |
| 2022-03-01 | $269,900 (11.3%) | $417,216 (35.0%) | 0.00 | 166 |
| 2022-04-01 | $279,900 (13.1%) | $433,117 (30.3%) | 0.00 | 168 |
DALTON's median listing price for 2022-04-01 was $279,900, a difference of
$32,500
(13.1%) versus the prior year and
$10,000 versus the prior month.
DALTON's median listing price comes in at 0% of the national average.
DALTON's average listing price for 2022-04-01 was $433,117, a difference of $100,791 (30.3%) versus the prior year and $15,901 versus the prior month.
For the 2022-04-01 period, DALTON had 168 MLS listings, a difference of 2 listings (1%) versus the prior month and 52 listings (45%) versus the prior year.
DALTON's median listing price comes in at 0% of the national average.
DALTON's average listing price for 2022-04-01 was $433,117, a difference of $100,791 (30.3%) versus the prior year and $15,901 versus the prior month.
For the 2022-04-01 period, DALTON had 168 MLS listings, a difference of 2 listings (1%) versus the prior month and 52 listings (45%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - DALTON (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Time on Market | Median Square Footage |
|---|---|---|
| 2018-01-01 | 0 days | 2,132 sqft |
| 2018-02-01 | 0 days | 2,166 sqft |
| 2018-03-01 | 0 days | 2,158 sqft |
| 2018-04-01 | 0 days | 2,276 sqft |
| 2018-05-01 | 0 days | 2,349 sqft |
| 2018-06-01 | 0 days | 2,334 sqft |
| 2018-07-01 | 0 days | 2,201 sqft |
| 2018-08-01 | 0 days | 2,147 sqft |
| 2018-09-01 | 0 days | 2,100 sqft |
| 2018-10-01 | 0 days | 2,134 sqft |
| 2018-11-01 | 0 days | 2,126 sqft |
| 2018-12-01 | 0 days | 2,051 sqft |
| 2019-01-01 | 0 days | 2,126 sqft |
| 2019-02-01 | 0 days | 2,154 sqft |
| 2019-03-01 | 0 days | 2,216 sqft |
| 2019-04-01 | 0 days | 2,244 sqft |
| 2019-05-01 | 0 days | 2,169 sqft |
| 2019-06-01 | 0 days | 2,160 sqft |
| 2019-07-01 | 0 days | 2,105 sqft |
| 2019-08-01 | 0 days | 2,090 sqft |
| 2019-09-01 | 0 days | 2,021 sqft |
| 2019-10-01 | 0 days | 1,983 sqft |
| 2019-11-01 | 0 days | 2,000 sqft |
| 2019-12-01 | 0 days | 2,000 sqft |
| 2020-01-01 | 0 days | 2,002 sqft |
| 2020-02-01 | 0 days | 2,002 sqft |
| 2020-03-01 | 0 days | 2,080 sqft |
| 2020-04-01 | 0 days | 2,128 sqft |
| 2020-05-01 | 0 days | 2,166 sqft |
| 2020-06-01 | 0 days | 2,290 sqft |
| 2020-07-01 | 0 days | 2,354 sqft |
| 2020-08-01 | 0 days | 2,380 sqft |
| 2020-09-01 | 0 days | 2,421 sqft |
| 2020-10-01 | 0 days | 2,314 sqft |
| 2020-11-01 | 0 days | 2,278 sqft |
| 2020-12-01 | 0 days | 2,276 sqft |
| 2021-01-01 | 0 days | 2,120 sqft |
| 2021-02-01 | 0 days | 2,398 sqft |
| 2021-03-01 | 0 days | 2,194 sqft |
| 2021-04-01 | 0 days | 2,043 sqft |
| 2021-05-01 | 0 days | 2,200 sqft |
| 2021-06-01 | 0 days | 2,042 sqft |
| 2021-07-01 | 0 days | 2,068 sqft |
| 2021-08-01 | 0 days | 2,021 sqft |
| 2021-09-01 | 0 days | 1,813 sqft |
| 2021-10-01 | 0 days | 1,884 sqft |
| 2021-11-01 | 0 days | 1,806 sqft |
| 2021-12-01 | 0 days | 1,759 sqft |
| 2022-01-01 | 0 days | 1,748 sqft |
| 2022-02-01 | 0 days | 1,792 sqft |
| 2022-03-01 | 0 days | 1,850 sqft |
| 2022-04-01 | 0 days | 1,930 sqft |
DALTON's median listing age (time on market) for 2022-04-01 was 0 days.
DALTON's median square footage for active listings during the 2022-04-01 period was 1,930 sqft. One year prior, the average listing was 2,043 sqft.
DALTON's median square footage for active listings during the 2022-04-01 period was 1,930 sqft. One year prior, the average listing was 2,043 sqft.
