DALTON Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Dalton averaged 7.2% for the week of 2023-09-14, compared to the national average of 7.18% for the same period.

The average rate for the prior week (2023-09-07) was 6.94% and one month ago for the week of 2023-08-10, the average rate was 6.78%.

Dalton's average rate one year ago was 5.61%.

For refis of the same type during the week of 2023-09-14, the average rate was 6.77%.

Loan Type Date Rate
US 30 Year Fixed Rate 2023-09-14 7.18%
Dalton 30 Year Fixed Rate 2023-09-14 7.2%
Dalton 30 Year Fixed Rate Refi 2023-09-14 6.77%
Dalton 15 Year Fixed Rate 2023-09-14 6.41%
Dalton 15 Year Fixed Rate Refi 2023-09-14 5.2%
Dalton 30 Year FHA 2023-09-14 6.59%
Dalton 30 Year FHA Refi 2023-09-14 6.99%
Dalton 30 Year USDA 2023-09-14 6.19%
Dalton 30 Year USDA Refi 2023-09-14 6.88%
Dalton 30 Year VA 2023-09-14 6.8%
Dalton 30 Year VA Refi 2023-09-14 7.01%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within DALTON, GA.

DALTON Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the DALTON, GA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2022 Avg. 30yFix Rate 2022 Avg. Closing Costs
QUICKEN LOANS, LLC 88 4.95% $6,204
FirstBank 84 5.16% $4,530
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 62 5.09% $5,267
Regions Bank 57 4.85% $4,098
STOCKTON MORTGAGE CORPORATION 54 4.98% $6,336
GEORGIA UNITED 43 5.00% $4,192
MOVEMENT MORTGAGE, LLC 36 5.10% $4,033
Wells Fargo Bank 34 4.78% $3,639
HOMESTAR FINANCIAL CORPORATION 29 5.38% $3,200
BROKER SOLUTIONS, INC. 27 4.92% $4,762
Renasant Bank 26 4.97% $6,603
Truist 25 4.86% $3,977
LOANDEPOT.COM, LLC 25 4.49% $6,236
BANKSOUTH MORTGAGE COMPANY, LLC 23 4.32% $5,570
UNITED WHOLESALE MORTGAGE, LLC 21 5.00% $5,983
South State Bank 20 4.49% $4,953
TENNESSEE VALLEY 19 4.30% $4,481
Citizens Bank 16 4.97% $4,467
TJC Mortgage, Inc. 13 5.43% $6,202
PENNYMAC LOAN SERVICES, LLC 11 4.83% $7,193
CARDINAL FINANCIAL 10 4.61% $5,877
Mr. Cooper ( Nationstar Mortgage ) 10 5.02% $5,786
SUMMIT FUNDING, INC. 9 5.79% $6,733
FREEDOM MORTGAGE CORPORATION 9 4.99% $5,189
CMG MORTGAGE, INC. 9 5.92% $5,756
AMERISAVE MORTGAGE CORPORATION 8 5.16% $7,244
DAS Acquisition Company, LLC 7 4.89% $4,900
HOME POINT FINANCIAL CORPORATION 7 4.64% $7,212
JPMorgan Chase Bank 7 4.66% $3,318
United Community Bank 7 5.46% $4,669
CALIBER HOME LOANS, INC. 7 4.98% $7,210
PRIMELENDING, A PLAINSCAPITAL COMPANY 6 5.81% $6,601
Flagstar Bank, FSB 6 4.42% $5,594
MORTGAGE INVESTORS GROUP, INC. 5 5.65% $5,991
EVERETT FINANCIAL, INC. 5 4.80% $2,701
ARK-LA-TEX FINANCIAL SERVICES, LLC. 5 6.45% $5,622
VANDERBILT MORTGAGE AND FINANCE, INC. 5 7.45% $4,680
First Horizon Bank 5 5.03% $3,334
CROSSCOUNTRY MORTGAGE, LLC 5 5.78% $9,518
Synovus Bank 5 6.18% $7,004
Carrington Mortgage Services, LLC 5 5.28% $6,501
INSPIRE HOME LOANS INC. 5 4.83% $3,888
First National Bank of America 4 8.06% $8,058
BETTER MORTGAGE CORPORATION 4 3.91% $3,330
SUCCESS MORTGAGE PARTNERS, INC. 4 5.34% $8,013
SWBC MORTGAGE CORPORATION 4 4.41% $4,690
FIRST COMMUNITY MORTGAGE, INC. 4 4.09% $8,598
GUILD MORTGAGE COMPANY 4 3.90% $6,112
ZILLOW HOME LOANS, LLC 4 5.66% $7,333
Bank of America 4 4.59% $6,334
BancorpSouth 4 4.63% $3,845
PANORAMA MORTGAGE GROUP, LLC 3 2.92% $4,524
THE MORTGAGE FIRM, INC. 3 4.87% $3,831
Ameris Bank 3 4.04% $3,958
Princeton Mortgage Corporation 3 4.21% $5,158
U.S. Bank 3 4.08% $3,713
Paramount Residential Mortgage Group, Inc. 3 6.08% $6,893
Ally Bank 2 3.94% $4,013
ATLANTIC BAY MORTGAGE GROUP, L.L.C. 2 5.93% $6,634
GUARANTEED RATE, INC. 2 4.37% $3,636
First Federal Bank 2 6.25% $5,188
MILEND, INC. 2 6.25% $14,839
CRESCENT MORTGAGE COMPANY 2 5.94% $5,134
LEADERONE FINANCIAL CORPORATION 2 3.94% $4,537
NEWREZ LLC 2 4.75% $6,018
MEMBER FIRST MORTGAGE, LLC 2 4.50% $3,337
SIRVA MORTGAGE, INC. 2 4.81% $2,586
AmeriHome Mortgage Company, LLC 2 4.12% $5,706
North American Savings Bank, F.S.B. 2 5.94% $3,580
RELIANCE FIRST CAPITAL, LLC 2 4.87% $8,966
Pinnacle Bank 2 4.50% $6,082
OAKTREE FUNDING CORP. 1 6.38% $5,571
AMERICAN FINANCING CORPORATION 1 3.75% $4,619
ANGEL OAK HOME LOANS LLC 1 9.25% $6,409
ATLANTA POSTAL 1 5.50% $4,187
Bank of England 1 6.63% $3,635
Capital City Home Loans, LLC 1 4.25% $3,033
CERTAINTY HOME LOANS, LLC 1 5.99% $8,377
CHURCHILL MORTGAGE CORPORATION 1 4.38% $3,358
Citadel Servicing Corporation 1 10.75% $8,141
Colten Mortgage, LLC 1 3.25% $3,443
CREDIT UNION FINANCIAL SERVICES, LLC 1 4.00% $5,755
DEEPHAVEN MORTGAGE LLC 1 6.38% $4,772
Discover Bank 1 6.99% $0
First Citizens National Bank 1 5.13% $2,800
First Guaranty Mortgage Corporation 1 5.25% $6,252
First Home Bank 1 6.13% $3,821
First Option Mortgage, LLC 1 4.50% $4,358
Five Star Credit Union 1 5.99% $6,121
GEORGIA'S OWN 1 3.38% $5,533
GMFS LLC 1 5.99% $5,997
GUARANTEED RATE AFFINITY, LLC 1 5.88% $2,847
HAMILTON HOME LOANS, INC. 1 4.75% $8,299
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. 1 3.63% $4,750
HOMEBRIDGE FINANCIAL SERVICES, INC. 1 5.38% $5,515
HOMEOWNERS FINANCIAL GROUP USA, LLC 1 5.25% $6,659
Independent Bank 1 3.25% $3,354
KELLER MORTGAGE, LLC 1 4.75% $2,543
LAKEVIEW LOAN SERVICING, LLC 1 3.63% $2,971
Metro City Bank 1 7.25% $3,816
M&T Bank 1 4.13% $4,817
MUTUAL OF OMAHA MORTGAGE, INC. 1 5.75% $4,867
NAVY FEDERAL CREDIT UNION 1 7.50% $6,019
NFM, INC. 1 5.50% $9,515
21ST MORTGAGE CORPORATION 1 5.80% $5,649
PENTAGON FEDERAL CREDIT UNION 1 5.25% $4,053
PHH Mortgage Corporation 1 6.00% $7,682
PLAZA HOME MORTGAGE, INC. 1 5.25% $16,554
PNC Bank 1 6.75% $3,889
PRIMARY RESIDENTIAL MORTGAGE, INC. 1 4.25% $7,241
Prosperity Home Mortgage, LLC 1 5.25% $7,142
RBC Bank, (Georgia) 1 6.38% $2,449
RESIDENTIAL BANCORP 1 5.13% $6,338
ROBINS FINANCIAL 1 6.88% $2,609
ROYAL UNITED MORTGAGE LLC 1 6.63% $13,230
SANCTUARY HOME MORTGAGE LLC 1 7.63% $4,311
Semper Home Loans, Inc. 1 4.88% $3,003
SOUTHEAST MORTGAGE OF GEORGIA, INC. 1 6.00% $6,989
STATE EMPLOYEES' 1 3.90% $5,061
The Huntington National Bank 1 4.75% $6,330
THRIVE MORTGAGE, LLC 1 6.00% $6,709
United Nations Federal Credit Union 1 4.63% $3,312
VAN DYK MORTGAGE CORPORATION 1 4.13% $6,608
Watermark Capital, Inc. 1 3.50% $3,353

DALTON Average Closing Costs & Other Stats

DALTON, GA's 124 lenders originated 2,749 loans during 2022. The total origination value was $505,805,000, with an average loan value of $183,996.

DALTON's average closing costs are $5,126.

The top DALTON lender as defined by loan originations is QUICKEN LOANS, LLC, with 88 loans originated. Their average total fees are $6,204, which is $1,673 higher than the next largest lender, FirstBank.

The lowest fee DALTON lenders (with over 10 loans originated) are HOMESTAR FINANCIAL CORPORATION ($3,200), Wells Fargo Bank ($3,639), Truist ($3,977), MOVEMENT MORTGAGE, LLC ($4,033) and Regions Bank ($4,098).

The lowest rate DALTON lenders (with over 10 loans originated) are TENNESSEE VALLEY (4.30%), BANKSOUTH MORTGAGE COMPANY, LLC (4.32%), LOANDEPOT.COM, LLC (4.49%), South State Bank (4.49%) and CARDINAL FINANCIAL (4.61%).

DALTON, GA Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2021 Loan Value 2022 Loan Value % Change 2022 Market Share
QUICKEN LOANS, LLC $70,090,000 $39,265,000 -44.0% 7.8%
FirstBank $30,575,000 $29,735,000 -2.7% 5.9%
Regions Bank $35,135,000 $28,655,000 -18.4% 5.7%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $31,380,000 $27,160,000 -13.4% 5.4%
STOCKTON MORTGAGE CORPORATION $30,010,000 $26,800,000 -10.7% 5.3%
MOVEMENT MORTGAGE, LLC $23,110,000 $19,440,000 -15.9% 3.8%
GEORGIA UNITED $22,240,000 $15,535,000 -30.1% 3.1%
Truist $23,065,000 $14,320,000 -37.9% 2.8%
HOMESTAR FINANCIAL CORPORATION $22,105,000 $14,085,000 -36.3% 2.8%
BANKSOUTH MORTGAGE COMPANY, LLC $5,305,000 $11,335,000 113.7% 2.2%
BROKER SOLUTIONS, INC. $13,310,000 $10,910,000 -18.0% 2.2%
Wells Fargo Bank $25,250,000 $10,115,000 -59.9% 2.0%
Synovus Bank $5,215,000 $9,550,000 83.1% 1.9%
Renasant Bank $8,980,000 $9,485,000 5.6% 1.9%
LOANDEPOT.COM, LLC $7,765,000 $8,785,000 13.1% 1.7%
UNITED WHOLESALE MORTGAGE, LLC $8,735,000 $8,410,000 -3.7% 1.7%
First Bank $15,510,000 $8,250,000 -46.8% 1.6%
South State Bank $18,765,000 $7,920,000 -57.8% 1.6%
TENNESSEE VALLEY $4,015,000 $7,520,000 87.3% 1.5%
Mortgage Research Center, LLC $6,925,000 $6,840,000 -1.2% 1.4%
TJC Mortgage, Inc. $14,255,000 $6,565,000 -53.9% 1.3%
First Volunteer Bank $430,000 $6,165,000 1,333.7% 1.2%
PENNYMAC LOAN SERVICES, LLC $11,075,000 $5,880,000 -46.9% 1.2%
Citizens Bank $6,195,000 $5,200,000 -16.1% 1.0%
Mr. Cooper ( Nationstar Mortgage ) $7,685,000 $5,190,000 -32.5% 1.0%
CMG MORTGAGE, INC. $2,290,000 $4,915,000 114.6% 1.0%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $8,950,000 $4,800,000 -46.4% 0.9%
CALIBER HOME LOANS, INC. $8,850,000 $4,710,000 -46.8% 0.9%
AMERISAVE MORTGAGE CORPORATION $10,065,000 $4,035,000 -59.9% 0.8%
HOME POINT FINANCIAL CORPORATION $5,165,000 $3,990,000 -22.7% 0.8%
SUMMIT FUNDING, INC. $2,850,000 $3,985,000 39.8% 0.8%
VANDERBILT MORTGAGE AND FINANCE, INC. $4,915,000 $3,855,000 -21.6% 0.8%
FREEDOM MORTGAGE CORPORATION $14,125,000 $3,740,000 -73.5% 0.7%
PANORAMA MORTGAGE GROUP, LLC $1,770,000 $3,505,000 98.0% 0.7%
United Community Bank $1,890,000 $3,440,000 82.0% 0.7%
PRIMELENDING, A PLAINSCAPITAL COMPANY $13,160,000 $3,080,000 -76.6% 0.6%
DAS Acquisition Company, LLC $5,380,000 $3,015,000 -44.0% 0.6%
Bank of America $4,075,000 $2,765,000 -32.1% 0.5%
GUILD MORTGAGE COMPANY $5,880,000 $2,555,000 -56.5% 0.5%
JPMorgan Chase Bank $2,435,000 $2,495,000 2.5% 0.5%
Pinnacle Bank $1,310,000 $2,445,000 86.6% 0.5%
Carrington Mortgage Services, LLC $1,855,000 $2,420,000 30.5% 0.5%
LIMA ONE CAPITAL, LLC $2,365,000 n/a 0.5%
EVERETT FINANCIAL, INC. $2,320,000 n/a 0.5%
ZILLOW HOME LOANS, LLC $995,000 $2,235,000 124.6% 0.4%
MORTGAGE INVESTORS GROUP, INC. $2,410,000 $2,230,000 -7.5% 0.4%
SUCCESS MORTGAGE PARTNERS, INC. $4,845,000 $2,215,000 -54.3% 0.4%
BancorpSouth Bank $2,170,000 $2,210,000 1.8% 0.4%
CROSSCOUNTRY MORTGAGE, LLC $795,000 $2,110,000 165.4% 0.4%
Flagstar Bank, FSB $2,635,000 $2,055,000 -22.0% 0.4%
CRESCENT MORTGAGE COMPANY $1,725,000 $2,030,000 17.7% 0.4%
INSPIRE HOME LOANS INC. $4,815,000 $2,005,000 -58.4% 0.4%
SWBC MORTGAGE CORPORATION $1,335,000 $1,935,000 44.9% 0.4%
NEW DAY FINANCIAL, LLC $2,020,000 $1,910,000 -5.4% 0.4%
THE MORTGAGE FIRM, INC. $990,000 $1,730,000 74.7% 0.3%
First Horizon Bank $6,420,000 $1,580,000 -75.4% 0.3%
NAVY FEDERAL CREDIT UNION $1,720,000 $1,580,000 -8.1% 0.3%
FIRST COMMUNITY MORTGAGE, INC. $845,000 $1,525,000 80.5% 0.3%
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. $1,435,000 $1,505,000 4.9% 0.3%
NEWREZ LLC $4,685,000 $1,470,000 -68.6% 0.3%
21ST MORTGAGE CORPORATION $1,300,000 $1,430,000 10.0% 0.3%
LEADERONE FINANCIAL CORPORATION $1,280,000 $1,415,000 10.5% 0.3%
USAA Federal Savings Bank $2,015,000 $1,415,000 -29.8% 0.3%
MEMBER FIRST MORTGAGE, LLC $510,000 $1,410,000 176.5% 0.3%
BETTER MORTGAGE CORPORATION $5,025,000 $1,355,000 -73.0% 0.3%
LENDINGHOME FUNDING CORPORATION $410,000 $1,255,000 206.1% 0.2%
Paramount Residential Mortgage Group, Inc. $1,210,000 n/a 0.2%
ARK-LA-TEX FINANCIAL SERVICES, LLC. $1,825,000 $1,205,000 -34.0% 0.2%
Equity Prime Mortgage LLC $1,225,000 $1,050,000 -14.3% 0.2%
ACOPIA, LLC $620,000 $1,045,000 68.5% 0.2%
MILLENNIUM BANK $265,000 $990,000 273.6% 0.2%
GENEVA FINANCIAL, LLC $680,000 $980,000 44.1% 0.2%
MILEND, INC. $915,000 $945,000 3.3% 0.2%
MUTUAL OF OMAHA MORTGAGE, INC. $1,155,000 $945,000 -18.2% 0.2%
PRIMARY RESIDENTIAL MORTGAGE, INC. $1,160,000 $945,000 -18.5% 0.2%
CHURCHILL MORTGAGE CORPORATION $380,000 $925,000 143.4% 0.2%
Simply Bank $905,000 n/a 0.2%
ATLANTIC BAY MORTGAGE GROUP, L.L.C. $420,000 $895,000 113.1% 0.2%
Nations Lending Corporation $905,000 $880,000 -2.8% 0.2%
U.S. Bank $630,000 $860,000 36.5% 0.2%
AMERICAN FINANCING CORPORATION $595,000 $850,000 42.9% 0.2%
Century Mortgage Company DBA Century Lending Company $840,000 n/a 0.2%
DEEPHAVEN MORTGAGE LLC $840,000 n/a 0.2%
Princeton Mortgage Corporation $815,000 n/a 0.2%
SOUTHWEST STAGE FUNDING, LLC $485,000 $785,000 61.9% 0.2%
ISERVE RESIDENTIAL LENDING, LLC $2,165,000 $775,000 -64.2% 0.2%
First National Bank of America $115,000 $750,000 552.2% 0.1%
Ally Bank $1,815,000 $735,000 -59.5% 0.1%
LAKEVIEW LOAN SERVICING, LLC $2,480,000 $720,000 -71.0% 0.1%
ROYAL UNITED MORTGAGE LLC $680,000 n/a 0.1%
Ameris Bank $3,105,000 $675,000 -78.3% 0.1%
Bank of Cleveland $185,000 $645,000 248.6% 0.1%
AmeriHome Mortgage Company, LLC $680,000 $630,000 -7.4% 0.1%
AMERICAN INTERNET MORTGAGE, INC. $1,070,000 $625,000 -41.6% 0.1%
ASCEND FEDERAL CREDIT UNION $605,000 n/a 0.1%
SIRVA MORTGAGE, INC. $630,000 $600,000 -4.8% 0.1%
First Guaranty Mortgage Corporation $800,000 $595,000 -25.6% 0.1%
COMMUNITY MORTGAGE CORPORATION $470,000 $575,000 22.3% 0.1%
First Citizens National Bank $510,000 $555,000 8.8% 0.1%
QUANTUM NATIONAL BANK $555,000 n/a 0.1%
TRIAD FINANCIAL SERVICES, INC. $535,000 n/a 0.1%
GUARANTEED RATE, INC. $1,580,000 $530,000 -66.5% 0.1%
Wyndham Capital Mortgage, Inc. $585,000 $530,000 -9.4% 0.1%
RELIANCE FIRST CAPITAL, LLC $145,000 $520,000 258.6% 0.1%
AMWEST FUNDING CORP. $145,000 $505,000 248.3% 0.1%
ANGEL OAK HOME LOANS LLC $225,000 $495,000 120.0% 0.1%
COMTRUST Federal Credit Union $495,000 n/a 0.1%
Figure Lending LLC $185,000 $490,000 164.9% 0.1%
Pinnacle Bank $1,310,000 $480,000 -63.4% 0.1%
Prosperity Home Mortgage, LLC $1,570,000 $480,000 -69.4% 0.1%
LAND HOME FINANCIAL SERVICES, INC. $470,000 n/a 0.1%
First Federal Bank $700,000 $465,000 -33.6% 0.1%
VILLAGE CAPITAL MORTGAGE $1,105,000 $450,000 -59.3% 0.1%
AMERICAN ADVISORS GROUP $480,000 $425,000 -11.5% 0.1%
Colonial Savings, F.A. $425,000 n/a 0.1%
PLAZA HOME MORTGAGE, INC. $425,000 n/a 0.1%
CERTAINTY HOME LOANS, LLC $2,265,000 $420,000 -81.5% 0.1%
North American Savings Bank, F.S.B. $420,000 n/a 0.1%
PHH Mortgage Corporation $495,000 $420,000 -15.2% 0.1%
LONGBRIDGE FINANCIAL, LLC $400,000 n/a 0.1%
SmartBank $200,000 $400,000 100.0% 0.1%
KELLER MORTGAGE, LLC $2,160,000 $390,000 -81.9% 0.1%
TOP FLITE FINANCIAL, INC. $380,000 n/a 0.1%
Bell Bank $375,000 n/a 0.1%
PACIFIC RESIDENTIAL MORTGAGE, LLC $375,000 n/a 0.1%
Bank of England $610,000 $370,000 -39.3% 0.1%
The Bank of LaFayette, Georgia $1,055,000 $370,000 -64.9% 0.1%
AMERICAN PACIFIC MORTGAGE CORPORATION $145,000 $360,000 148.3% 0.1%
Assurance Financial Group, L.L.C. $325,000 $355,000 9.2% 0.1%
Mortgage Assurance Inc. $875,000 $355,000 -59.4% 0.1%
PENTAGON FEDERAL CREDIT UNION $770,000 $355,000 -53.9% 0.1%
SOUTHPOINT FINANCIAL SERVICES, INC. $725,000 $350,000 -51.7% 0.1%
Citizens Bank & Trust, Inc. $55,000 $345,000 527.3% 0.1%
AMERICAN FINANCIAL RESOURCES, INC. $245,000 $340,000 38.8% 0.1%
M&T Bank $180,000 $335,000 86.1% 0.1%
OAKTREE FUNDING CORP. $325,000 n/a 0.1%
STATE EMPLOYEES' $255,000 $325,000 27.5% 0.1%
SPRING EQ, LLC $145,000 $320,000 120.7% 0.1%
GEORGIA'S OWN $315,000 n/a 0.1%
The Huntington National Bank $310,000 n/a 0.1%
Colten Mortgage, LLC $495,000 $300,000 -39.4% 0.1%
NFM, INC. $295,000 n/a 0.1%
Discover Bank $480,000 $290,000 -39.6% 0.1%
American Mortgage Bank, LLC $285,000 n/a 0.1%
Barrington Bank & Trust Company, N.A. $140,000 $285,000 103.6% 0.1%
Five Star Credit Union $285,000 n/a 0.1%
Northpointe Bank $425,000 $285,000 -32.9% 0.1%
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $365,000 $275,000 -24.7% 0.1%
CREDIT UNION OF GEORGIA $265,000 n/a 0.1%
Independent Bank $325,000 $265,000 -18.5% 0.1%
Mid-Continent Funding, Inc. $430,000 $265,000 -38.4% 0.1%
HOMEOWNERS FINANCIAL GROUP USA, LLC $350,000 $255,000 -27.1% 0.1%
Magnolia Bank $255,000 $255,000 0.0% 0.1%
Plains Commerce Bank $255,000 n/a 0.1%
TEMPLE VIEW CAPITAL FUNDING, LP $255,000 n/a 0.1%
FAMILY SAVINGS $250,000 n/a 0.0%
Semper Home Loans, Inc. $245,000 n/a 0.0%
STEARNS LENDING, LLC $2,430,000 $240,000 -90.1% 0.0%
HAMILTON HOME LOANS, INC. $235,000 n/a 0.0%
BAY EQUITY LLC $225,000 n/a 0.0%
First Home Bank $225,000 n/a 0.0%
THRIVE MORTGAGE, LLC $225,000 n/a 0.0%
UNION HOME MORTGAGE CORP. $220,000 n/a 0.0%
1ST SIGNATURE LENDING, LLC $175,000 $215,000 22.9% 0.0%
ARC HOME LLC $135,000 $215,000 59.3% 0.0%
MORTGAGE SOLUTIONS OF COLORADO, LLC $350,000 $215,000 -38.6% 0.0%
UNIFY FINANCIAL Credit Union $215,000 n/a 0.0%
ATLANTA POSTAL $225,000 $210,000 -6.7% 0.0%
Bank OZK $190,000 $205,000 7.9% 0.0%
T2 FINANCIAL LLC $155,000 $205,000 32.3% 0.0%
RBC Bank, (Georgia) $195,000 n/a 0.0%
US MORTGAGE CORPORATION $430,000 $195,000 -54.7% 0.0%
HOMESIDE FINANCIAL, LLC $495,000 $185,000 -62.6% 0.0%
LENOX FINANCIAL MORTGAGE CORPORATION $340,000 $185,000 -45.6% 0.0%
SANCTUARY HOME MORTGAGE LLC $185,000 n/a 0.0%
Victorian Finance, LLC $185,000 n/a 0.0%
Amerifirst Financial, Inc. $175,000 n/a 0.0%
HOMEBRIDGE FINANCIAL SERVICES, INC. $725,000 $175,000 -75.9% 0.0%
Peoples Bank $175,000 n/a 0.0%
PUBLIX EMPLOYEES $175,000 n/a 0.0%
RESIDENTIAL BANCORP. $175,000 n/a 0.0%
RESIDENTIAL HOME FUNDING CORP. $175,000 n/a 0.0%
SOUTHEAST MORTGAGE OF GEORGIA, INC. $430,000 $175,000 -59.3% 0.0%
United Nations Federal Credit Union $175,000 n/a 0.0%
PNC Bank $90,000 $170,000 88.9% 0.0%
CREDIT UNION FINANCIAL SERVICES, LLC $165,000 n/a 0.0%
OPEN MORTGAGE, LLC $165,000 n/a 0.0%
ROBINS FINANCIAL $165,000 n/a 0.0%
HOMESPIRE MORTGAGE CORPORATION $195,000 $155,000 -20.5% 0.0%
SOVEREIGN LENDING GROUP INCORPORATED $155,000 n/a 0.0%
MID AMERICA MORTGAGE, INC. $240,000 $150,000 -37.5% 0.0%
GUARANTEED RATE AFFINITY, LLC $1,075,000 $145,000 -86.5% 0.0%
ON Q FINANCIAL, INC. $245,000 $145,000 -40.8% 0.0%
PLANET HOME LENDING, LLC $145,000 n/a 0.0%
A&D Mortgage LLC $255,000 $135,000 -47.1% 0.0%
Capital City Home Loans, LLC $615,000 $135,000 -78.0% 0.0%
DIRECT LENDERS, LLC $440,000 $135,000 -69.3% 0.0%
First Financial Bank $135,000 n/a 0.0%
First Option Mortgage, LLC $1,625,000 $135,000 -91.7% 0.0%
GMFS LLC $135,000 n/a 0.0%
MYCUMORTGAGE, LLC $135,000 n/a 0.0%
NATIONS DIRECT MORTGAGE, LLC $135,000 n/a 0.0%
VAN DYK MORTGAGE CORPORATION $765,000 $135,000 -82.4% 0.0%
Citadel Servicing Corporation $125,000 n/a 0.0%
REVERSE MORTGAGE FUNDING LLC $125,000 n/a 0.0%
Apex Bank $95,000 n/a 0.0%
Metro City Bank $95,000 n/a 0.0%
Watermark Capital, Inc. $165,000 $95,000 -42.4% 0.0%
Chattanooga Area Schools Federal Credit Union $75,000 n/a 0.0%
CREDIT HUMAN FEDERAL CREDIT UNION $75,000 n/a 0.0%
KINECTA $75,000 n/a 0.0%
DELTA COMMUNITY CREDIT UNION $560,000 $55,000 -90.2% 0.0%
1st Franklin Financial Corporation $75,000 $35,000 -53.3% 0.0%
Baxter Credit Union $430,000 $35,000 -91.9% 0.0%
Simmons Bank $35,000 n/a 0.0%
WINGS FINANCIAL $355,000 $15,000 -95.8% 0.0%

DALTON's top lender by overall market share is QUICKEN LOANS, LLC, with 7.8% market share. In second place, with 5.9%, is FirstBank, having originated $29,735,000 in loans. In third place, with 5.7%, is Regions Bank, having originated $28,655,000 in loans. In fourth place, with 5.4%, is FAIRWAY INDEPENDENT MORTGAGE CORPORATION, having originated $27,160,000 in loans. In fifth place, with 5.3%, is STOCKTON MORTGAGE CORPORATION, having originated $26,800,000 in loans.


DALTON Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - DALTON (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $169,500 (2.4%) $250,905 (10.3%) 0.00 318
2018-02-01 $169,900 (3.0%) $249,409 (13.2%) 0.00 327
2018-03-01 $169,900 (3.0%) $250,115 (17.2%) 0.00 321
2018-04-01 $175,250 (4.0%) $259,321 (18.3%) 0.00 327
2018-05-01 $179,900 (5.9%) $256,616 (10.5%) 0.00 305
2018-06-01 $179,900 (4.4%) $243,175 (2.7%) 0.00 314
2018-07-01 $172,450 (-6.8%) $241,186 (-3.9%) 0.00 322
2018-08-01 $170,425 (-1.5%) $241,644 (-1.0%) 0.00 317
2018-09-01 $174,950 (3.0%) $245,357 (3.5%) 0.00 337
2018-10-01 $179,400 (8.8%) $240,070 (3.7%) 0.00 328
2018-11-01 $179,675 (6.6%) $242,370 (3.4%) 0.00 315
2018-12-01 $174,900 (2.9%) $233,673 (-2.4%) 0.00 319
2019-01-01 $176,000 (3.8%) $230,393 (-8.2%) 0.00 303
2019-02-01 $177,000 (4.2%) $235,879 (-5.4%) 0.00 291
2019-03-01 $182,171 (7.2%) $242,505 (-3.0%) 0.00 280
2019-04-01 $185,871 (6.1%) $243,252 (-6.2%) 0.00 266
2019-05-01 $188,400 (4.7%) $239,600 (-6.6%) 0.00 271
2019-06-01 $189,900 (5.6%) $247,092 (1.6%) 0.00 297
2019-07-01 $189,450 (9.9%) $244,239 (1.3%) 0.00 297
2019-08-01 $189,973 (11.5%) $250,790 (3.8%) 0.00 311
2019-09-01 $189,932 (8.6%) $247,956 (1.1%) 0.00 328
2019-10-01 $189,875 (5.8%) $245,345 (2.2%) 0.00 337
2019-11-01 $184,400 (2.6%) $241,137 (-0.5%) 0.00 332
2019-12-01 $184,400 (5.4%) $237,791 (1.8%) 0.00 314
2020-01-01 $179,900 (2.2%) $234,315 (1.7%) 0.00 289
2020-02-01 $192,450 (8.7%) $243,199 (3.1%) 0.00 291
2020-03-01 $199,900 (9.7%) $245,061 (1.1%) 0.00 274
2020-04-01 $203,400 (9.4%) $249,220 (2.5%) 0.00 258
2020-05-01 $219,900 (16.7%) $263,623 (10.0%) 0.00 227
2020-06-01 $228,450 (20.3%) $275,568 (11.5%) 0.00 198
2020-07-01 $235,558 (24.3%) $279,505 (14.4%) 0.00 170
2020-08-01 $230,000 (21.1%) $292,117 (16.5%) 0.00 162
2020-09-01 $249,400 (31.3%) $291,798 (17.7%) 0.00 165
2020-10-01 $239,900 (26.4%) $285,896 (16.5%) 0.00 175
2020-11-01 $246,988 (33.9%) $278,171 (15.4%) 0.00 191
2020-12-01 $249,925 (35.5%) $291,971 (22.8%) 0.00 170
2021-01-01 $249,900 (38.9%) $290,281 (23.9%) 0.00 154
2021-02-01 $265,950 (38.2%) $307,920 (26.6%) 0.00 120
2021-03-01 $239,900 (20.0%) $302,692 (23.5%) 0.00 93
2021-04-01 $243,900 (19.9%) $319,553 (28.2%) 0.00 91
2021-05-01 $249,900 (13.6%) $324,793 (23.2%) 0.00 96
2021-06-01 $259,600 (13.6%) $354,912 (28.8%) 0.00 107
2021-07-01 $249,900 (6.1%) $343,415 (22.9%) 0.00 140
2021-08-01 $254,725 (10.8%) $341,429 (16.9%) 0.00 171
2021-09-01 $238,700 (-4.3%) $341,163 (16.9%) 0.00 176
2021-10-01 $250,000 (4.2%) $347,676 (21.6%) 0.00 180
2021-11-01 $249,675 (1.1%) $354,874 (27.6%) 0.00 185
2021-12-01 $248,225 (-0.7%) $359,861 (23.3%) 0.00 184
2022-01-01 $240,000 (-4.0%) $368,815 (27.1%) 0.00 167
2022-02-01 $249,950 (-6.0%) $383,591 (24.6%) 0.00 143
2022-03-01 $269,950 (12.5%) $386,407 (27.7%) 0.00 131
2022-04-01 $275,000 (12.8%) $402,597 (26.0%) 0.00 126
2022-05-01 $267,450 (7.0%) $376,845 (16.0%) 0.00 205
2022-06-01 $282,450 (8.8%) $361,750 (1.9%) 0.00 234
2022-07-01 $279,900 (12.0%) $360,291 (4.9%) 0.00 271
2022-08-01 $279,788 (9.8%) $362,219 (6.1%) 0.00 301
2022-09-01 $279,950 (17.3%) $352,624 (3.4%) 0.00 309
2022-10-01 $274,900 (10.0%) $337,738 (-2.9%) 0.00 301
2022-11-01 $266,075 (6.6%) $334,559 (-5.7%) 0.00 288
2022-12-01 $273,450 (10.2%) $350,302 (-2.7%) 0.00 249
2023-01-01 $269,950 (12.5%) $345,771 (-6.3%) 0.00 199
2023-02-01 $279,925 (12.0%) $364,843 (-4.9%) 0.00 188
2023-03-01 $299,900 (11.1%) $368,771 (-4.6%) 0.00 157
2023-04-01 $299,900 (9.1%) $363,475 (-9.7%) 0.00 144
2023-05-01 $313,375 (17.2%) $388,548 (3.1%) 0.00 148
2023-06-01 $312,475 (10.6%) $389,762 (7.7%) 0.00 178
2023-07-01 $310,000 (10.8%) $381,316 (5.8%) 0.00 195
2023-08-01 $312,113 (11.6%) $380,274 (5.0%) 0.00 220
DALTON's median listing price for 2023-08-01 was $312,113, a difference of $32,325 (11.6%) versus the prior year and $2,113 versus the prior month.

DALTON's median listing price comes in at 0% of the national average.

DALTON's average listing price for 2023-08-01 was $380,274, a difference of $18,055 (5.0%) versus the prior year and $-1,042 versus the prior month.

For the 2023-08-01 period, DALTON had 220 MLS listings, a difference of 25 listings (13%) versus the prior month and -81 listings (-27%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - DALTON (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 0 days 1,984 sqft
2018-02-01 0 days 1,975 sqft
2018-03-01 0 days 1,982 sqft
2018-04-01 0 days 2,103 sqft
2018-05-01 0 days 2,106 sqft
2018-06-01 0 days 2,130 sqft
2018-07-01 0 days 2,077 sqft
2018-08-01 0 days 1,913 sqft
2018-09-01 0 days 1,913 sqft
2018-10-01 0 days 2,032 sqft
2018-11-01 0 days 2,022 sqft
2018-12-01 0 days 1,924 sqft
2019-01-01 0 days 1,969 sqft
2019-02-01 0 days 1,948 sqft
2019-03-01 0 days 2,024 sqft
2019-04-01 0 days 2,051 sqft
2019-05-01 0 days 2,054 sqft
2019-06-01 0 days 2,012 sqft
2019-07-01 0 days 1,914 sqft
2019-08-01 0 days 1,953 sqft
2019-09-01 0 days 1,944 sqft
2019-10-01 0 days 1,930 sqft
2019-11-01 0 days 1,936 sqft
2019-12-01 0 days 1,940 sqft
2020-01-01 0 days 1,905 sqft
2020-02-01 0 days 1,896 sqft
2020-03-01 0 days 1,889 sqft
2020-04-01 0 days 1,880 sqft
2020-05-01 0 days 2,085 sqft
2020-06-01 0 days 2,214 sqft
2020-07-01 0 days 2,306 sqft
2020-08-01 0 days 2,344 sqft
2020-09-01 0 days 2,397 sqft
2020-10-01 0 days 2,263 sqft
2020-11-01 0 days 2,212 sqft
2020-12-01 0 days 2,170 sqft
2021-01-01 0 days 2,069 sqft
2021-02-01 0 days 2,200 sqft
2021-03-01 0 days 1,895 sqft
2021-04-01 0 days 1,929 sqft
2021-05-01 0 days 1,900 sqft
2021-06-01 0 days 1,909 sqft
2021-07-01 0 days 1,900 sqft
2021-08-01 0 days 1,864 sqft
2021-09-01 0 days 1,764 sqft
2021-10-01 0 days 1,792 sqft
2021-11-01 0 days 1,793 sqft
2021-12-01 0 days 1,743 sqft
2022-01-01 0 days 1,700 sqft
2022-02-01 0 days 1,769 sqft
2022-03-01 0 days 1,789 sqft
2022-04-01 0 days 1,814 sqft
2022-05-01 0 days 1,579 sqft
2022-06-01 0 days 1,583 sqft
2022-07-01 0 days 1,744 sqft
2022-08-01 0 days 1,703 sqft
2022-09-01 0 days 1,680 sqft
2022-10-01 0 days 1,679 sqft
2022-11-01 0 days 1,652 sqft
2022-12-01 0 days 1,731 sqft
2023-01-01 0 days 1,686 sqft
2023-02-01 0 days 1,700 sqft
2023-03-01 0 days 1,861 sqft
2023-04-01 0 days 1,900 sqft
2023-05-01 0 days 1,911 sqft
2023-06-01 0 days 1,933 sqft
2023-07-01 0 days 1,980 sqft
2023-08-01 0 days 1,953 sqft
DALTON's median listing age (time on market) for 2023-08-01 was 0 days.

DALTON's median square footage for active listings during the 2023-08-01 period was 1,953 sqft. One year prior, the average listing was 1,703 sqft.

DALTON, GA Average Rent (2023)

Zoom/scroll map to see average rent by zip code. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results.

For additional perspective within a market, below is information regarding the average rents (as defined by HUD) for zip codes within the metro area. Descriptive statistics (average, median) are shown below the table.
Zip Code Metro Studio Apartment Rent 1BR Apartment Rent 2BR Apartment Rent 3BR Apartment Rent 4BR Apartment Rent
30710 Dalton, GA $580 $630 $800 $1,080 $1,180
30719 Dalton, GA $560 $620 $810 $1,090 $1,100
30720 Dalton, GA $580 $630 $830 $1,120 $1,130
30721 Dalton, GA $540 $600 $780 $1,050 $1,060
30722 Dalton, GA $560 $620 $810 $1,090 $1,100
30735 Dalton, GA $530 $580 $760 $1,010 $1,110
30736 Dalton, GA $690 $710 $850 $1,110 $1,330
30740 Dalton, GA $600 $660 $860 $1,160 $1,180
30755 Dalton, GA $590 $640 $810 $1,080 $1,180
30756 Dalton, GA $560 $620 $810 $1,090 $1,100

2022 Average & Median Rent Data Statistics
DALTON, GA average 1BR rent: $631, median: $625
DALTON, GA average 2BR rent: $812, median: $810
DALTON, GA average 3BR rent: $1,088, median: $1,090

DALTON, GA Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 1,502 $321,660,000 $214,154
Cash Out Refi 571 $97,345,000 $170,482
Refi 342 $58,010,000 $169,620
Other 224 $20,450,000 $91,295
Home Improvement 110 $8,340,000 $75,818

Dalton's most frequently cited loan purpose was Home Purchase, with 1,502 originations. The 2nd most popular reason was Cash Out Refi, with 571 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
5-6% 687 $141,575,000 $206,077
3-4% 631 $117,625,000 $186,410
4-5% 616 $117,710,000 $191,088
6-7% 331 $61,065,000 $184,486
2.5-3% 136 $23,040,000 $169,412
Over 8% 100 $6,370,000 $63,700
7-8% 97 $13,185,000 $135,928
<2.5% 41 $5,845,000 $142,561

During 2022, Dalton's most frequently originated rate bucket was 5-6%, with 687 originations.

Loan Sizing (DALTON, GA MSA)

Loan Size Originations Total Value Average Loan
$100k-200k 1,145 $173,695,000 $151,699
$200k-400k 939 $244,105,000 $259,963
$100,000 or less 570 $34,230,000 $60,053
$400k-600k 75 $35,635,000 $475,133
$600k-1000k 17 $12,175,000 $716,176
$Over $1MM 3 $5,965,000 $1,988,333

DALTON's loan sizing saw the bucket of loans from $100k-200k with 1,145 originations, totaling $173,695,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 1,208 $271,810,000 $225,008
60-80% 679 $131,165,000 $193,174
40-60% 335 $48,775,000 $145,597
20-40% 219 $19,115,000 $87,283
Under 20% 167 $6,335,000 $37,934
Over 100% 33 $8,305,000 $251,667

DALTON's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 1,208 originations, totaling $271,810,000 in origination value.