DALTON Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Dalton averaged 6.82% for the week of 2024-12-12, compared to the national average of 6.6% for the same period.

The average rate for the prior week (2024-12-05) was 6.51% and one month ago for the week of 2024-11-07, the average rate was 7.01%.

Dalton's average rate one year ago was 6.85%.

For refis of the same type during the week of 2024-12-12, the average rate was 6.66%.

Loan Type Date Rate
US 30 Year Fixed Rate 2024-12-12 6.6%
Dalton 30 Year Fixed Rate 2024-12-12 6.82%
Dalton 30 Year Fixed Rate Refi 2024-12-12 6.66%
Dalton 15 Year Fixed Rate 2024-12-12 5.84%
Dalton 15 Year Fixed Rate Refi 2024-12-12 5.94%
Dalton 30 Year FHA 2024-12-12 6.03%
Dalton 30 Year FHA Refi 2024-12-12 6.48%
Dalton 30 Year USDA 2024-12-12 6.3%
Dalton 30 Year USDA Refi 2024-12-12 6.4%
Dalton 30 Year VA 2024-12-12 6.32%
Dalton 30 Year VA Refi 2024-12-12 6.08%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within DALTON, GA.

DALTON Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the DALTON, GA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
FirstBank 72 6.74% $5,175
QUICKEN LOANS, LLC 54 6.79% $6,938
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 38 6.96% $6,095
MOVEMENT MORTGAGE, LLC 37 6.74% $4,980
GEORGIA UNITED 36 6.95% $5,357
Renasant Bank 23 6.97% $7,177
Wells Fargo Bank 22 6.26% $3,270
TENNESSEE VALLEY 20 6.12% $5,514
UNITED WHOLESALE MORTGAGE, LLC 20 6.59% $6,434
STOCKTON MORTGAGE CORPORATION 20 6.66% $6,967
CMG MORTGAGE, INC. 17 6.92% $4,724
FIRST COMMUNITY MORTGAGE, INC. 17 6.71% $5,062
Truist 13 6.51% $5,319
BANKSOUTH MORTGAGE COMPANY, LLC 11 6.81% $7,689
Regions Bank 10 6.51% $5,411
HOMESTAR FINANCIAL CORPORATION 7 6.73% $4,219
SUMMIT FUNDING, INC. 7 6.91% $9,690
UNION HOME MORTGAGE CORP. 7 7.14% $6,238
DAS Acquisition Company, LLC 6 7.12% $6,266
MORTGAGE INVESTORS GROUP, INC. 6 6.46% $6,480
PRIMELENDING, A PLAINSCAPITAL COMPANY 6 6.83% $6,833
Citizens Bank 5 6.93% $4,569
VANDERBILT MORTGAGE AND FINANCE, INC. 5 7.83% $6,956
Synovus Bank 5 7.18% $5,581
Bank of America 4 6.13% $4,358
NAVY FEDERAL CREDIT UNION 4 7.53% $4,067
AMERISAVE MORTGAGE CORPORATION 4 6.19% $9,259
First Option Mortgage, LLC 4 6.78% $6,132
PENNYMAC LOAN SERVICES, LLC 4 6.62% $6,654
TJC Mortgage, Inc. 4 6.38% $8,249
CHURCHILL MORTGAGE CORPORATION 4 7.16% $5,610
JPMorgan Chase Bank 4 7.28% $4,118
LEADERONE FINANCIAL CORPORATION 3 6.96% $5,162
BROKER SOLUTIONS, INC. 3 6.75% $6,583
Mortgage Research Center, LLC 3 7.33% $2,637
BETTER MORTGAGE CORPORATION 3 6.38% $4,253
21ST MORTGAGE CORPORATION 3 8.53% $4,894
GUARANTEED RATE, INC. 3 6.72% $4,823
MUTUAL OF OMAHA MORTGAGE, INC. 2 5.94% $10,429
First Federal Bank 2 6.25% $5,709
Mr. Cooper ( Nationstar Mortgage ) 2 6.81% $5,981
GUILD MORTGAGE COMPANY 2 7.31% $4,686
GUARANTY HOME MORTGAGE CORPORATION 2 6.31% $7,081
Capital City Home Loans, LLC 2 6.63% $9,876
Pinnacle Bank 2 6.69% $3,115
CRESCENT MORTGAGE COMPANY 2 6.44% $3,796
NFM, INC. 2 7.63% $7,015
Kwik Mortgage Corporation 2 6.38% $3,592
NEWREZ LLC 2 6.50% $4,848
TOWNE MORTGAGE COMPANY 1 6.99% $3,234
United Community Bank 1 7.50% $4,760
U.S. Bank 1 5.63% $4,407
VAN DYK MORTGAGE CORPORATION 1 8.50% $1,610
ZILLOW HOME LOANS, LLC 1 7.88% $5,929
ACADEMY MORTGAGE CORPORATION 1 6.00% $5,314
ALAMEDA MORTGAGE CORPORATION 1 7.50% $4,118
AMERICAN FINANCING CORPORATION 1 5.63% $5,118
Ameris Bank 1 6.75% $4,477
ARK-LA-TEX FINANCIAL SERVICES, LLC. 1 6.62% $8,620
ATLANTA POSTAL 1 7.25% $8,756
ATLANTIC BAY MORTGAGE GROUP, L.L.C. 1 6.99% $5,749
Blue Ridge Bank 1 7.13% $3,958
Carrington Mortgage Services, LLC 1 6.00% $7,792
Century Mortgage Company DBA Century Lending Company 1 5.99% $4,355
Citibank 1 4.88% $11,130
Citizens Tri-County Bank 1 6.25% $4,305
CROSSCOUNTRY MORTGAGE, LLC 1 7.33% $8,725
DIRECT LENDERS, LLC 1 7.63% $641
Discover Bank 1 6.49% $0
EVANSVILLE TEACHERS 1 6.75% $3,751
EVERETT FINANCIAL, INC. 1 7.38% $5,106
Fifth Third Bank 1 6.99% $3,817
First Citizens National Bank 1 6.13% $2,726
First National Bank of America 1 8.25% $9,632
First Vision Bank of Tennessee 1 6.38% $5,330
Flagstar Bank, FSB 1 7.63% $12,175
GEORGIA'S OWN 1 5.38% $6,364
GUARANTEED RATE AFFINITY, LLC 1 7.00% $4,604
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. 1 7.63% $10,004
Hometown Equity Mortgage, LLC 1 7.75% $7,517
HOMEXPRESS MORTGAGE CORP. 1 10.25% $3,360
JMAC LENDING, INC. 1 6.13% $3,809
KELLER MORTGAGE, LLC 1 7.13% $5,281
LAKEVIEW LOAN SERVICING, LLC 1 6.50% $5,622
LENDSURE MORTGAGE CORP. 1 8.13% $7,554
Luxury Mortgage Corp. 1 7.50% $21,673
MEMBER FIRST MORTGAGE, LLC 1 6.38% $7,299
M&T Bank 1 7.50% $5,436
NJ LENDERS CORP. 1 6.38% $3,483
NP, Inc. 1 9.25% $40,819
OCMBC, INC. 1 10.50% $10,035
PANORAMA MORTGAGE GROUP, LLC 1 7.99% $7,589
Paramount Residential Mortgage Group, Inc. 1 7.00% $6,731
Prosperity Home Mortgage, LLC 1 6.75% $7,954
PROVIDENT FUNDING ASSOCIATES, L.P. 1 6.38% $4,752
ROYAL UNITED MORTGAGE LLC 1 7.13% $6,471
SmartBank 1 6.38% $4,653
STATE EMPLOYEES' 1 5.90% $4,024
SUCCESS MORTGAGE PARTNERS, INC. 1 6.99% $15,024
SWBC MORTGAGE CORPORATION 1 8.13% $555
The Loan Store, Inc. 1 7.38% $3,496
Third Federal Savings and Loan Association of Cleveland 1 5.54% $8,347

DALTON Average Closing Costs & Other Stats

DALTON, GA's 102 lenders originated 2,017 loans during 2023. The total origination value was $435,985,000, with an average loan value of $216,155.

DALTON's average closing costs are $5,433.

The top DALTON lender as defined by loan originations is FirstBank, with 72 loans originated. Their average total fees are $5,175, which is $1,763 lower than the next largest lender, QUICKEN LOANS, LLC.

The lowest fee DALTON lenders (with over 10 loans originated) are Wells Fargo Bank ($3,270), CMG MORTGAGE, INC. ($4,724), MOVEMENT MORTGAGE, LLC ($4,980), FIRST COMMUNITY MORTGAGE, INC. ($5,062) and FirstBank ($5,175).

The lowest rate DALTON lenders (with over 10 loans originated) are TENNESSEE VALLEY (6.12%), Wells Fargo Bank (6.26%), Truist (6.51%), Regions Bank (6.51%) and UNITED WHOLESALE MORTGAGE, LLC (6.59%).

DALTON, GA Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2022 Loan Value 2023 Loan Value % Change 2023 Market Share
Wells Fargo Bank $10,115,000 $39,110,000 286.7% 9.0%
FirstBank $29,735,000 $35,765,000 20.3% 8.2%
QUICKEN LOANS, LLC $39,265,000 $26,400,000 -32.8% 6.1%
Regions Bank $28,655,000 $17,240,000 -39.8% 4.0%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $27,160,000 $17,175,000 -36.8% 3.9%
MOVEMENT MORTGAGE, LLC $19,440,000 $15,810,000 -18.7% 3.6%
WALKER & DUNLOP, LLC $15,575,000 n/a 3.6%
STOCKTON MORTGAGE CORPORATION $26,800,000 $15,535,000 -42.0% 3.6%
GEORGIA UNITED $15,535,000 $14,415,000 -7.2% 3.3%
TENNESSEE VALLEY $7,520,000 $10,840,000 44.1% 2.5%
UNITED WHOLESALE MORTGAGE, LLC $8,410,000 $10,495,000 24.8% 2.4%
First Volunteer Bank $6,165,000 $10,085,000 63.6% 2.3%
Mortgage Research Center, LLC $6,840,000 $8,990,000 31.4% 2.1%
Renasant Bank $9,485,000 $8,820,000 -7.0% 2.0%
Truist $14,320,000 $8,065,000 -43.7% 1.8%
PRIMELENDING, A PLAINSCAPITAL COMPANY $3,080,000 $7,180,000 133.1% 1.6%
CMG MORTGAGE, INC. $4,915,000 $7,075,000 43.9% 1.6%
FIRST COMMUNITY MORTGAGE, INC. $1,525,000 $6,670,000 337.4% 1.5%
ORIX REAL ESTATE CAPITAL, LLC $5,420,000 n/a 1.2%
BANKSOUTH MORTGAGE COMPANY, LLC $11,335,000 $5,270,000 -53.5% 1.2%
VANDERBILT MORTGAGE AND FINANCE, INC. $3,855,000 $5,105,000 32.4% 1.2%
GUILD MORTGAGE COMPANY $2,555,000 $4,740,000 85.5% 1.1%
UNION HOME MORTGAGE CORP. $220,000 $4,640,000 2,009.1% 1.1%
Truliant Federal Credit Union $4,505,000 n/a 1.0%
HOMESTAR FINANCIAL CORPORATION $14,085,000 $4,420,000 -68.6% 1.0%
BROKER SOLUTIONS, INC. $10,910,000 $4,185,000 -61.6% 1.0%
SUMMIT FUNDING, INC. $3,985,000 $4,025,000 1.0% 0.9%
MORTGAGE INVESTORS GROUP, INC. $2,230,000 $3,885,000 74.2% 0.9%
PENNYMAC LOAN SERVICES, LLC $5,880,000 $3,725,000 -36.6% 0.9%
Bank of America $2,765,000 $3,395,000 22.8% 0.8%
First National Community Bank $3,285,000 n/a 0.8%
TJC Mortgage, Inc. $6,565,000 $2,780,000 -57.7% 0.6%
NAVY FEDERAL CREDIT UNION $1,580,000 $2,740,000 73.4% 0.6%
Citibank $2,655,000 n/a 0.6%
Synovus Bank $9,550,000 $2,645,000 -72.3% 0.6%
DAS Acquisition Company, LLC $3,015,000 $2,625,000 -12.9% 0.6%
Arbor Realty Trust, Inc. $2,595,000 n/a 0.6%
GUARANTEED RATE, INC. $530,000 $2,325,000 338.7% 0.5%
LEADERONE FINANCIAL CORPORATION $1,415,000 $2,275,000 60.8% 0.5%
Citizens Bank $5,200,000 $2,270,000 -56.3% 0.5%
Mr. Cooper ( Nationstar Mortgage ) $5,190,000 $2,220,000 -57.2% 0.5%
CROSSCOUNTRY MORTGAGE, LLC $2,110,000 $2,075,000 -1.7% 0.5%
The Bank of LaFayette, Georgia $370,000 $1,660,000 348.6% 0.4%
Carrington Mortgage Services, LLC $2,420,000 $1,600,000 -33.9% 0.4%
AMERISAVE MORTGAGE CORPORATION $4,035,000 $1,560,000 -61.3% 0.4%
NFM, INC. $295,000 $1,540,000 422.0% 0.4%
BETTER MORTGAGE CORPORATION $1,355,000 $1,530,000 12.9% 0.4%
MUTUAL OF OMAHA MORTGAGE, INC. $945,000 $1,490,000 57.7% 0.3%
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. $1,505,000 $1,465,000 -2.7% 0.3%
Discover Bank $290,000 $1,460,000 403.4% 0.3%
21ST MORTGAGE CORPORATION $1,430,000 $1,355,000 -5.2% 0.3%
Flagstar Bank, FSB $2,055,000 $1,325,000 -35.5% 0.3%
ISERVE RESIDENTIAL LENDING, LLC $775,000 $1,320,000 70.3% 0.3%
ALAMEDA MORTGAGE CORPORATION $1,305,000 n/a 0.3%
EVERETT FINANCIAL, INC. $2,320,000 $1,295,000 -44.2% 0.3%
First Option Mortgage, LLC $135,000 $1,295,000 859.3% 0.3%
CRESCENT MORTGAGE COMPANY $2,030,000 $1,235,000 -39.2% 0.3%
SUCCESS MORTGAGE PARTNERS, INC. $2,215,000 $1,215,000 -45.1% 0.3%
NP, Inc. $1,205,000 n/a 0.3%
LOANDEPOT.COM, LLC $8,785,000 $1,125,000 -87.2% 0.3%
Pinnacle Bank $480,000 $1,085,000 126.0% 0.2%
ARK-LA-TEX FINANCIAL SERVICES, LLC. $1,205,000 $1,080,000 -10.4% 0.2%
JPMorgan Chase Bank $2,495,000 $1,075,000 -56.9% 0.2%
LONGBRIDGE FINANCIAL, LLC $400,000 $1,020,000 155.0% 0.2%
CHURCHILL MORTGAGE CORPORATION $925,000 $1,005,000 8.6% 0.2%
NEWREZ LLC $1,470,000 $1,005,000 -31.6% 0.2%
First Horizon Bank $1,580,000 $990,000 -37.3% 0.2%
CARDINAL FINANCIAL $4,800,000 $965,000 -79.9% 0.2%
First Federal Bank $465,000 $940,000 102.2% 0.2%
United Community Bank $3,440,000 $930,000 -73.0% 0.2%
NEW DAY FINANCIAL, LLC $1,910,000 $890,000 -53.4% 0.2%
ACOPIA, LLC $1,045,000 $815,000 -22.0% 0.2%
FREEDOM MORTGAGE CORPORATION $3,740,000 $815,000 -78.2% 0.2%
GEORGIA'S OWN $315,000 $785,000 149.2% 0.2%
Mid-Continent Funding, Inc. $265,000 $775,000 192.5% 0.2%
MID AMERICA MORTGAGE, INC. $150,000 $760,000 406.7% 0.2%
OCMBC, INC. $750,000 n/a 0.2%
Bank OZK $205,000 $725,000 253.7% 0.2%
MILEND, INC. $945,000 $725,000 -23.3% 0.2%
Simply Bank $905,000 $660,000 -27.1% 0.2%
AMERICAN FINANCIAL RESOURCES, INC. $340,000 $645,000 89.7% 0.1%
MY MORTGAGE, INC. $645,000 n/a 0.1%
Uwharrie Bank $625,000 n/a 0.1%
Figure Lending LLC $490,000 $620,000 26.5% 0.1%
MEMBER FIRST MORTGAGE, LLC $1,410,000 $620,000 -56.0% 0.1%
Luxury Mortgage Corp. $585,000 n/a 0.1%
Capital City Home Loans, LLC $135,000 $580,000 329.6% 0.1%
Northpointe Bank $285,000 $580,000 103.5% 0.1%
LAKEVIEW LOAN SERVICING, LLC $720,000 $555,000 -22.9% 0.1%
PANORAMA MORTGAGE GROUP, LLC $3,505,000 $555,000 -84.2% 0.1%
TOWER COMMUNITY BANK $545,000 n/a 0.1%
Prosperity Home Mortgage, LLC $480,000 $525,000 9.4% 0.1%
PROVIDENT FUNDING ASSOCIATES, L.P. $520,000 n/a 0.1%
GUARANTY HOME MORTGAGE CORPORATION $500,000 n/a 0.1%
Barrington Bank & Trust Company, N.A. $285,000 $475,000 66.7% 0.1%
First Citizens National Bank $555,000 $470,000 -15.3% 0.1%
SOUTHEAST MORTGAGE OF GEORGIA, INC. $175,000 $470,000 168.6% 0.1%
Equity Prime Mortgage LLC $1,050,000 $455,000 -56.7% 0.1%
Kwik Mortgage Corporation $450,000 n/a 0.1%
Citizens Tri-County Bank $430,000 n/a 0.1%
ATLANTIC BAY MORTGAGE GROUP, L.L.C. $895,000 $420,000 -53.1% 0.1%
USAA Federal Savings Bank $1,415,000 $410,000 -71.0% 0.1%
Charles Schwab Bank, SSB $405,000 n/a 0.1%
FAMILY SAVINGS $250,000 $395,000 58.0% 0.1%
ROYAL UNITED MORTGAGE LLC $680,000 $395,000 -41.9% 0.1%
Third Federal Savings and Loan Association of Cleveland $395,000 n/a 0.1%
Ameris Bank $675,000 $385,000 -43.0% 0.1%
HOMEXPRESS MORTGAGE CORP. $370,000 n/a 0.1%
AMERICAN FINANCING CORPORATION $850,000 $365,000 -57.1% 0.1%
U.S. Bank $860,000 $360,000 -58.1% 0.1%
ATLANTA POSTAL $210,000 $345,000 64.3% 0.1%
Blue Ridge Bank $345,000 n/a 0.1%
The Central Trust Bank $345,000 n/a 0.1%
VAN DYK MORTGAGE CORPORATION $135,000 $345,000 155.6% 0.1%
COMMUNITY BANK OF PICKENS COUNTY $335,000 n/a 0.1%
ACADEMY MORTGAGE CORPORATION $315,000 n/a 0.1%
Century Mortgage Company DBA Century Lending Company $840,000 $310,000 -63.1% 0.1%
RELIANCE FIRST CAPITAL, LLC $520,000 $300,000 -42.3% 0.1%
The Loan Store, Inc. $295,000 n/a 0.1%
Wolfe Financial, Inc $295,000 n/a 0.1%
SWBC MORTGAGE CORPORATION $1,935,000 $285,000 -85.3% 0.1%
BancorpSouth $2,210,000 $275,000 -87.6% 0.1%
EVANSVILLE TEACHERS $275,000 n/a 0.1%
The Federal Savings Bank $275,000 n/a 0.1%
Citadel Servicing Corporation $125,000 $265,000 112.0% 0.1%
First National Bank of America $750,000 $265,000 -64.7% 0.1%
Paramount Residential Mortgage Group, Inc. $1,210,000 $265,000 -78.1% 0.1%
University Bank $265,000 n/a 0.1%
ZILLOW HOME LOANS, LLC $2,235,000 $265,000 -88.1% 0.1%
HOMESIDE FINANCIAL, LLC $185,000 $255,000 37.8% 0.1%
LAND HOME FINANCIAL SERVICES, INC. $470,000 $255,000 -45.7% 0.1%
OPEN MORTGAGE, LLC $165,000 $245,000 48.5% 0.1%
STATE EMPLOYEES' $325,000 $240,000 -26.2% 0.1%
EASTMAN $235,000 n/a 0.1%
VANTAGE WEST $235,000 n/a 0.1%
BAYSHORE MORTGAGE FUNDING, LLC $225,000 n/a 0.1%
FIRST COLONY MORTGAGE CORPORATION $225,000 n/a 0.1%
US MORTGAGE CORPORATION $195,000 $225,000 15.4% 0.1%
VILLAGE CAPITAL MORTGAGE $450,000 $225,000 -50.0% 0.1%
LOANPAL, LLC $215,000 n/a 0.0%
M&T Bank $335,000 $215,000 -35.8% 0.0%
American Mortgage & Equity Consultants, Inc. $205,000 n/a 0.0%
CONTOUR MORTGAGE CORPORATION $205,000 n/a 0.0%
FirstTrust Home Loans, Inc. $205,000 n/a 0.0%
Greater Community Bank $205,000 n/a 0.0%
AmeriHome Mortgage Company, LLC $630,000 $195,000 -69.0% 0.0%
KELLER MORTGAGE, LLC $390,000 $195,000 -50.0% 0.0%
PLAZA HOME MORTGAGE, INC. $425,000 $195,000 -54.1% 0.0%
COMMUNITY MORTGAGE CORPORATION $575,000 $185,000 -67.8% 0.0%
GENEVA FINANCIAL, LLC $980,000 $185,000 -81.1% 0.0%
Hometown Equity Mortgage, LLC $185,000 n/a 0.0%
LENDSURE MORTGAGE CORP. $185,000 n/a 0.0%
TRIAD FINANCIAL SERVICES, INC. $535,000 $180,000 -66.4% 0.0%
SOVEREIGN LENDING GROUP INCORPORATED $155,000 $175,000 12.9% 0.0%
Fifth Third Bank $165,000 n/a 0.0%
LIBERTY HOME MORTGAGE CORPORATION $165,000 n/a 0.0%
CLEARPATH LENDING $155,000 n/a 0.0%
DIRECT LENDERS, LLC $135,000 $155,000 14.8% 0.0%
NJ LENDERS CORP. $155,000 n/a 0.0%
Plains Commerce Bank $255,000 $155,000 -39.2% 0.0%
First Vision Bank of Tennessee $145,000 n/a 0.0%
MILLENNIUM BANK $990,000 $145,000 -85.4% 0.0%
SmartBank $400,000 $145,000 -63.8% 0.0%
GUARANTEED RATE AFFINITY, LLC $145,000 $135,000 -6.9% 0.0%
JMAC LENDING, INC. $135,000 n/a 0.0%
SouthEast Bank $135,000 n/a 0.0%
ALLIANT CREDIT UNION $130,000 n/a 0.0%
Metro City Bank $95,000 $125,000 31.6% 0.0%
TOWNE MORTGAGE COMPANY $125,000 n/a 0.0%
Bethpage Federal Credit Union $120,000 n/a 0.0%
SPRING EQ, LLC $320,000 $120,000 -62.5% 0.0%
BM Real Estate Services, Inc. $115,000 n/a 0.0%
CREDIT HUMAN FEDERAL CREDIT UNION $75,000 $105,000 40.0% 0.0%
DELTA COMMUNITY CREDIT UNION $55,000 $105,000 90.9% 0.0%
LENDINGHOME FUNDING CORPORATION $1,255,000 $105,000 -91.6% 0.0%
SECURITYNATIONAL MORTGAGE COMPANY $105,000 n/a 0.0%
OAKTREE FUNDING CORP. $325,000 $95,000 -70.8% 0.0%
TOP FLITE FINANCIAL, INC. $380,000 $95,000 -75.0% 0.0%
SOUTHWEST STAGE FUNDING, LLC $785,000 $85,000 -89.2% 0.0%
Chattanooga Federal Emp. Credit Union $75,000 n/a 0.0%
CREDIT UNION OF GEORGIA $265,000 $75,000 -71.7% 0.0%
FINANCE OF AMERICA REVERSE LLC $75,000 n/a 0.0%
PENTAGON FEDERAL CREDIT UNION $355,000 $75,000 -78.9% 0.0%
PNC Bank $170,000 $65,000 -61.8% 0.0%
LGE COMMUNITY $55,000 n/a 0.0%
WINGS FINANCIAL $15,000 $55,000 266.7% 0.0%
Citizens Bank & Trust, Inc. $345,000 $45,000 -87.0% 0.0%
NBKC BANK $45,000 n/a 0.0%
PLANET HOME LENDING, LLC $145,000 $45,000 -69.0% 0.0%
Lakeview Community Capital, LLC $35,000 n/a 0.0%
ROBINS FINANCIAL $165,000 $35,000 -78.8% 0.0%
HOMEBRIDGE FINANCIAL SERVICES, INC. $175,000 $25,000 -85.7% 0.0%

DALTON's top lender by overall market share is Wells Fargo Bank, with 9.0% market share. In second place, with 8.2%, is FirstBank, having originated $35,765,000 in loans. In third place, with 6.1%, is QUICKEN LOANS, LLC, having originated $26,400,000 in loans. In fourth place, with 4.0%, is Regions Bank, having originated $17,240,000 in loans. In fifth place, with 3.9%, is FAIRWAY INDEPENDENT MORTGAGE CORPORATION, having originated $17,175,000 in loans.


DALTON Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - DALTON (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $169,500 (2.4%) $250,905 (10.3%) 0.00 318
2018-02-01 $169,900 (3.0%) $249,409 (13.2%) 0.00 327
2018-03-01 $169,900 (3.0%) $250,115 (17.1%) 0.00 321
2018-04-01 $175,250 (3.7%) $259,321 (18.2%) 0.00 327
2018-05-01 $179,900 (5.9%) $256,616 (10.4%) 0.00 305
2018-06-01 $179,900 (4.4%) $243,175 (2.6%) 0.00 314
2018-07-01 $172,450 (-6.8%) $241,297 (-3.8%) 0.00 322
2018-08-01 $170,425 (-1.7%) $241,644 (-1.1%) 0.00 317
2018-09-01 $174,950 (3.0%) $245,357 (3.4%) 0.00 337
2018-10-01 $179,200 (8.7%) $240,156 (3.7%) 0.00 326
2018-11-01 $178,225 (5.7%) $242,477 (3.4%) 0.00 313
2018-12-01 $173,500 (2.1%) $233,727 (-2.4%) 0.00 317
2019-01-01 $175,450 (3.5%) $230,426 (-8.2%) 0.00 301
2019-02-01 $177,000 (4.2%) $235,879 (-5.4%) 0.00 291
2019-03-01 $182,171 (7.2%) $242,505 (-3.0%) 0.00 280
2019-04-01 $185,871 (6.1%) $243,252 (-6.2%) 0.00 266
2019-05-01 $188,400 (4.7%) $239,600 (-6.6%) 0.00 271
2019-06-01 $189,900 (5.6%) $247,092 (1.6%) 0.00 297
2019-07-01 $189,450 (9.9%) $243,905 (1.1%) 0.00 298
2019-08-01 $189,973 (11.5%) $250,112 (3.5%) 0.00 312
2019-09-01 $189,932 (8.6%) $247,303 (0.8%) 0.00 329
2019-10-01 $189,875 (6.0%) $245,028 (2.0%) 0.00 337
2019-11-01 $184,400 (3.5%) $241,137 (-0.6%) 0.00 332
2019-12-01 $184,400 (6.3%) $237,791 (1.7%) 0.00 314
2020-01-01 $179,900 (2.5%) $234,315 (1.7%) 0.00 289
2020-02-01 $192,450 (8.7%) $243,199 (3.1%) 0.00 291
2020-03-01 $199,900 (9.7%) $245,061 (1.1%) 0.00 274
2020-04-01 $203,400 (9.4%) $249,220 (2.5%) 0.00 258
2020-05-01 $219,900 (16.7%) $263,623 (10.0%) 0.00 227
2020-06-01 $228,450 (20.3%) $275,568 (11.5%) 0.00 198
2020-07-01 $235,558 (24.3%) $279,505 (14.6%) 0.00 170
2020-08-01 $230,000 (21.1%) $292,117 (16.8%) 0.00 162
2020-09-01 $249,400 (31.3%) $291,798 (18.0%) 0.00 165
2020-10-01 $239,900 (26.4%) $285,896 (16.7%) 0.00 175
2020-11-01 $246,988 (33.9%) $278,171 (15.4%) 0.00 191
2020-12-01 $249,925 (35.5%) $291,971 (22.8%) 0.00 170
2021-01-01 $249,900 (38.9%) $290,281 (23.9%) 0.00 154
2021-02-01 $265,950 (38.2%) $307,920 (26.6%) 0.00 120
2021-03-01 $239,900 (20.0%) $302,692 (23.5%) 0.00 93
2021-04-01 $243,900 (19.9%) $319,553 (28.2%) 0.00 91
2021-05-01 $249,900 (13.6%) $324,793 (23.2%) 0.00 96
2021-06-01 $259,600 (13.6%) $354,912 (28.8%) 0.00 107
2021-07-01 $249,900 (6.1%) $343,415 (22.9%) 0.00 140
2021-08-01 $254,725 (10.8%) $341,429 (16.9%) 0.00 171
2021-09-01 $238,700 (-4.3%) $341,163 (16.9%) 0.00 176
2021-10-01 $250,000 (4.2%) $347,117 (21.4%) 0.00 180
2021-11-01 $249,675 (1.1%) $354,874 (27.6%) 0.00 185
2021-12-01 $248,000 (-0.8%) $358,796 (22.9%) 0.00 183
2022-01-01 $239,900 (-4.0%) $365,754 (26.0%) 0.00 167
2022-02-01 $249,950 (-6.0%) $380,305 (23.5%) 0.00 143
2022-03-01 $268,700 (12.0%) $383,927 (26.8%) 0.00 130
2022-04-01 $272,500 (11.7%) $400,407 (25.3%) 0.00 125
2022-05-01 $266,225 (6.5%) $375,086 (15.5%) 0.00 204
2022-06-01 $282,425 (8.8%) $360,173 (1.5%) 0.00 233
2022-07-01 $279,900 (12.0%) $360,291 (4.9%) 0.00 271
2022-08-01 $279,788 (9.8%) $362,219 (6.1%) 0.00 301
2022-09-01 $279,950 (17.3%) $352,624 (3.4%) 0.00 309
2022-10-01 $274,900 (10.0%) $337,738 (-2.7%) 0.00 301
2022-11-01 $266,075 (6.6%) $334,559 (-5.7%) 0.00 288
2022-12-01 $273,450 (10.3%) $350,302 (-2.4%) 0.00 249
2023-01-01 $269,950 (12.5%) $345,771 (-5.5%) 0.00 199
2023-02-01 $279,925 (12.0%) $364,843 (-4.1%) 0.00 188
2023-03-01 $299,900 (11.6%) $368,771 (-4.0%) 0.00 157
2023-04-01 $299,900 (10.1%) $363,475 (-9.2%) 0.00 143
2023-05-01 $315,250 (18.4%) $389,203 (3.8%) 0.00 147
2023-06-01 $312,500 (10.7%) $390,344 (8.4%) 0.00 177
2023-07-01 $310,000 (10.8%) $381,316 (5.8%) 0.00 195
2023-08-01 $312,113 (11.6%) $380,274 (5.0%) 0.00 220
2023-09-01 $325,000 (16.1%) $436,588 (23.8%) 0.00 207
2023-10-01 $324,950 (18.2%) $446,628 (32.2%) 0.00 233
2023-11-01 $315,000 (18.4%) $446,615 (33.5%) 0.00 258
2023-12-01 $325,000 (18.9%) $456,984 (30.5%) 0.00 255
2024-01-01 $325,000 (20.4%) $462,571 (33.8%) 0.00 249
2024-02-01 $334,625 (19.5%) $470,420 (28.9%) 0.00 240
2024-03-01 $341,950 (14.0%) $467,933 (26.9%) 0.00 238
2024-04-01 $329,925 (10.0%) $428,789 (18.0%) 0.00 249
2024-05-01 $360,000 (14.2%) $486,022 (24.9%) 0.00 253
2024-06-01 $354,900 (13.6%) $473,652 (21.3%) 0.00 273
2024-07-01 $334,393 (7.9%) $448,672 (17.7%) 0.00 291
2024-08-01 $329,900 (5.7%) $430,019 (13.1%) 0.00 295
2024-09-01 $312,475 (-3.9%) $418,805 (-4.1%) 0.00 291
2024-10-01 $300,783 (-7.4%) $407,944 (-8.7%) 0.00 323
2024-11-01 $305,000 (-3.2%) $417,597 (-6.5%) 0.00 345
DALTON's median listing price for 2024-11-01 was $305,000, a difference of $-10,000 (-3.2%) versus the prior year and $4,217 versus the prior month.

DALTON's median listing price comes in at 0% of the national average.

DALTON's average listing price for 2024-11-01 was $417,597, a difference of $-29,018 (-6.5%) versus the prior year and $9,653 versus the prior month.

For the 2024-11-01 period, DALTON had 345 MLS listings, a difference of 22 listings (7%) versus the prior month and 87 listings (34%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - DALTON (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 0 days 2,001 sqft
2018-02-01 0 days 1,979 sqft
2018-03-01 0 days 2,028 sqft
2018-04-01 0 days 2,108 sqft
2018-05-01 0 days 2,114 sqft
2018-06-01 0 days 2,130 sqft
2018-07-01 0 days 2,086 sqft
2018-08-01 0 days 1,931 sqft
2018-09-01 0 days 1,917 sqft
2018-10-01 0 days 2,028 sqft
2018-11-01 0 days 2,015 sqft
2018-12-01 0 days 1,918 sqft
2019-01-01 0 days 1,985 sqft
2019-02-01 0 days 1,976 sqft
2019-03-01 0 days 2,047 sqft
2019-04-01 0 days 2,084 sqft
2019-05-01 0 days 2,062 sqft
2019-06-01 0 days 2,033 sqft
2019-07-01 0 days 1,939 sqft
2019-08-01 0 days 1,967 sqft
2019-09-01 0 days 1,951 sqft
2019-10-01 0 days 1,932 sqft
2019-11-01 0 days 1,943 sqft
2019-12-01 0 days 1,948 sqft
2020-01-01 0 days 1,915 sqft
2020-02-01 0 days 1,913 sqft
2020-03-01 0 days 1,910 sqft
2020-04-01 0 days 1,894 sqft
2020-05-01 0 days 2,080 sqft
2020-06-01 0 days 2,226 sqft
2020-07-01 0 days 2,312 sqft
2020-08-01 0 days 2,340 sqft
2020-09-01 0 days 2,382 sqft
2020-10-01 0 days 2,268 sqft
2020-11-01 0 days 2,218 sqft
2020-12-01 0 days 2,154 sqft
2021-01-01 0 days 2,069 sqft
2021-02-01 0 days 2,141 sqft
2021-03-01 0 days 1,881 sqft
2021-04-01 0 days 1,947 sqft
2021-05-01 0 days 1,880 sqft
2021-06-01 0 days 1,901 sqft
2021-07-01 0 days 1,900 sqft
2021-08-01 0 days 1,873 sqft
2021-09-01 0 days 1,792 sqft
2021-10-01 0 days 1,802 sqft
2021-11-01 0 days 1,796 sqft
2021-12-01 0 days 1,738 sqft
2022-01-01 0 days 1,700 sqft
2022-02-01 0 days 1,765 sqft
2022-03-01 0 days 1,819 sqft
2022-04-01 0 days 1,814 sqft
2022-05-01 0 days 1,572 sqft
2022-06-01 0 days 1,588 sqft
2022-07-01 0 days 1,764 sqft
2022-08-01 0 days 1,710 sqft
2022-09-01 0 days 1,680 sqft
2022-10-01 0 days 1,680 sqft
2022-11-01 0 days 1,664 sqft
2022-12-01 0 days 1,744 sqft
2023-01-01 0 days 1,696 sqft
2023-02-01 0 days 1,724 sqft
2023-03-01 0 days 1,838 sqft
2023-04-01 0 days 1,863 sqft
2023-05-01 0 days 1,876 sqft
2023-06-01 0 days 1,860 sqft
2023-07-01 0 days 1,928 sqft
2023-08-01 0 days 1,925 sqft
2023-09-01 0 days 1,923 sqft
2023-10-01 0 days 1,920 sqft
2023-11-01 0 days 1,931 sqft
2023-12-01 0 days 1,895 sqft
2024-01-01 0 days 1,819 sqft
2024-02-01 0 days 1,810 sqft
2024-03-01 0 days 1,807 sqft
2024-04-01 0 days 1,800 sqft
2024-05-01 0 days 1,984 sqft
2024-06-01 0 days 1,877 sqft
2024-07-01 0 days 1,887 sqft
2024-08-01 0 days 1,826 sqft
2024-09-01 0 days 1,800 sqft
2024-10-01 0 days 1,800 sqft
2024-11-01 0 days 1,788 sqft
DALTON's median listing age (time on market) for 2024-11-01 was 0 days.

DALTON's median square footage for active listings during the 2024-11-01 period was 1,788 sqft. One year prior, the average listing was 1,931 sqft.

DALTON, GA Average Rent (2023)

Zoom/scroll map to see average rent by zip code. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results.

For additional perspective within a market, below is information regarding the average rents (as defined by HUD) for zip codes within the metro area. Descriptive statistics (average, median) are shown below the table.
Zip Code Metro Studio Apartment Rent 1BR Apartment Rent 2BR Apartment Rent 3BR Apartment Rent 4BR Apartment Rent
30710 Dalton, GA HUD Metro FMR Area $650 $670 $860 $1,140 $1,250
30719 Dalton, GA HUD Metro FMR Area $590 $650 $860 $1,140 $1,160
30720 Dalton, GA HUD Metro FMR Area $610 $680 $890 $1,170 $1,200
30721 Dalton, GA HUD Metro FMR Area $570 $640 $840 $1,110 $1,130
30722 Dalton, GA HUD Metro FMR Area $590 $650 $860 $1,140 $1,160
30735 Dalton, GA HUD Metro FMR Area $630 $700 $920 $1,230 $1,350
30736 Dalton, GA HUD Metro FMR Area $860 $870 $1,010 $1,300 $1,530
30740 Dalton, GA HUD Metro FMR Area $650 $690 $910 $1,200 $1,250
30755 Dalton, GA HUD Metro FMR Area $650 $690 $870 $1,130 $1,250
30756 Dalton, GA HUD Metro FMR Area $590 $660 $870 $1,150 $1,170

2022 Average & Median Rent Data Statistics
DALTON, GA average 1BR rent: $690, median: $675
DALTON, GA average 2BR rent: $889, median: $870
DALTON, GA average 3BR rent: $1,171, median: $1,145

DALTON, GA Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 1,151 $286,755,000 $249,136
Cash Out Refi 285 $57,185,000 $200,649
Other 261 $22,075,000 $84,579
Refi 178 $59,990,000 $337,022
Home Improvement 142 $9,980,000 $70,282

Dalton's most frequently cited loan purpose was Home Purchase, with 1,151 originations. The 2nd most popular reason was Cash Out Refi, with 285 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
6-7% 708 $206,610,000 $291,822
7-8% 485 $93,995,000 $193,804
Over 8% 413 $39,395,000 $95,387
5-6% 259 $65,335,000 $252,259
<2.5% 22 $5,740,000 $260,909
4-5% 17 $5,495,000 $323,235
3-4% 3 $835,000 $278,333
2.5-3% 3 $1,285,000 $428,333

During 2023, Dalton's most frequently originated rate bucket was 6-7%, with 708 originations.

Loan Sizing (DALTON, GA MSA)

Loan Size Originations Total Value Average Loan
$200k-400k 734 $196,640,000 $267,902
$100k-200k 663 $100,915,000 $152,210
$100,000 or less 529 $28,515,000 $53,904
$400k-600k 63 $29,645,000 $470,556
$600k-1000k 17 $12,065,000 $709,706
$Over $1MM 11 $68,205,000 $6,200,455

DALTON's loan sizing saw the bucket of loans from $200k-400k with 734 originations, totaling $196,640,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 872 $209,230,000 $239,943
60-80% 341 $92,385,000 $270,924
Under 20% 255 $12,975,000 $50,882
20-40% 231 $20,445,000 $88,506
40-60% 189 $71,915,000 $380,503
Over 100% 24 $11,090,000 $462,083

DALTON's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 872 originations, totaling $209,230,000 in origination value.