DALTON Mortgage Rates & Closing Costs
30yr Fixed Rate
15yr Fixed Rate
FHA
USDA
VA
5/1 ARM
30 Year Fixed Rate mortgages in Dalton averaged
6.65%
for the week of 2023-03-16, compared to the national average of
6.6% for the same period.
The average rate for the prior week (2023-03-09) was
7.08% and
one month ago for the week of 2023-02-09, the
average rate was 6.27%.
Dalton's average rate one year ago was 3.77%.
For refis of the same type during the week of 2023-03-16, the average rate
was 6.83%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2023-03-16 | 6.6% |
| Dalton 30 Year Fixed Rate | 2023-03-16 | 6.65% |
| Dalton 30 Year Fixed Rate Refi | 2023-03-16 | 6.83% |
| Dalton 15 Year Fixed Rate | 2023-03-16 | 6.07% |
| Dalton 15 Year Fixed Rate Refi | 2023-03-16 | 6.78% |
| Dalton 30 Year FHA | 2023-03-16 | 6.59% |
| Dalton 30 Year FHA Refi | 2023-03-16 | 6.12% |
| Dalton 30 Year USDA | 2023-03-16 | 6.56% |
| Dalton 30 Year USDA Refi | 2023-03-16 | 6.4% |
| Dalton 30 Year VA | 2023-03-16 | 6.36% |
| Dalton 30 Year VA Refi | 2023-03-16 | 5.83% |
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within DALTON, GA.
DALTON Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the DALTON, GA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
DALTON Average Closing Costs & Other Stats
DALTON, GA's 124 lenders originated 2,749
loans during 2022. The total origination value was $505,805,000, with an average loan value of
$183,996.
DALTON's average closing costs are $5,126.
The top DALTON lender as defined by loan originations is QUICKEN LOANS, LLC, with
88 loans originated. Their average total fees are
$6,204, which is $1,673
higher than the next largest lender,
FirstBank.
The lowest fee DALTON lenders (with over 10 loans originated) are
HOMESTAR FINANCIAL CORPORATION ($3,200), Wells Fargo Bank ($3,639), Truist ($3,977), MOVEMENT MORTGAGE, LLC ($4,033) and Regions Bank ($4,098).
The lowest rate DALTON lenders (with over 10 loans originated) are
TENNESSEE VALLEY (4.30%), BANKSOUTH MORTGAGE COMPANY, LLC (4.32%), LOANDEPOT.COM, LLC (4.49%), South State Bank (4.49%) and CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP (4.61%).
DALTON, GA Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2021 Loan Value | 2022 Loan Value | % Change | 2022 Market Share |
|---|---|---|---|---|
| QUICKEN LOANS, LLC | $70,090,000 | $39,265,000 | -44.0% | 7.8% |
| FirstBank | $30,575,000 | $29,735,000 | -2.7% | 5.9% |
| Regions Bank | $35,135,000 | $28,655,000 | -18.4% | 5.7% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $31,380,000 | $27,160,000 | -13.4% | 5.4% |
| STOCKTON MORTGAGE CORPORATION | $30,010,000 | $26,800,000 | -10.7% | 5.3% |
| MOVEMENT MORTGAGE, LLC | $23,110,000 | $19,440,000 | -15.9% | 3.8% |
| GEORGIA UNITED | $22,240,000 | $15,535,000 | -30.1% | 3.1% |
| Truist | $23,065,000 | $14,320,000 | -37.9% | 2.8% |
| HOMESTAR FINANCIAL CORPORATION | $22,105,000 | $14,085,000 | -36.3% | 2.8% |
| BANKSOUTH MORTGAGE COMPANY, LLC | $5,305,000 | $11,335,000 | 113.7% | 2.2% |
| BROKER SOLUTIONS, INC. | $13,310,000 | $10,910,000 | -18.0% | 2.2% |
| Wells Fargo Bank | $25,250,000 | $10,115,000 | -59.9% | 2.0% |
| Synovus Bank | $5,215,000 | $9,550,000 | 83.1% | 1.9% |
| Renasant Bank | $8,980,000 | $9,485,000 | 5.6% | 1.9% |
| LOANDEPOT.COM, LLC | $7,765,000 | $8,785,000 | 13.1% | 1.7% |
| UNITED WHOLESALE MORTGAGE, LLC | $8,735,000 | $8,410,000 | -3.7% | 1.7% |
| First Bank | $15,510,000 | $8,250,000 | -46.8% | 1.6% |
| South State Bank | $18,765,000 | $7,920,000 | -57.8% | 1.6% |
| TENNESSEE VALLEY | $4,015,000 | $7,520,000 | 87.3% | 1.5% |
| Mortgage Research Center, LLC | $6,925,000 | $6,840,000 | -1.2% | 1.4% |
| TJC Mortgage, Inc. | $14,255,000 | $6,565,000 | -53.9% | 1.3% |
| First Volunteer Bank | $430,000 | $6,165,000 | 1,333.7% | 1.2% |
| PENNYMAC LOAN SERVICES, LLC | $11,075,000 | $5,880,000 | -46.9% | 1.2% |
| Citizens Bank | $6,195,000 | $5,200,000 | -16.1% | 1.0% |
| Mr. Cooper ( Nationstar Mortgage ) | $7,685,000 | $5,190,000 | -32.5% | 1.0% |
| CMG MORTGAGE, INC. | $2,290,000 | $4,915,000 | 114.6% | 1.0% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | $8,950,000 | $4,800,000 | -46.4% | 0.9% |
| CALIBER HOME LOANS, INC. | $8,850,000 | $4,710,000 | -46.8% | 0.9% |
| AMERISAVE MORTGAGE CORPORATION | $10,065,000 | $4,035,000 | -59.9% | 0.8% |
| HOME POINT FINANCIAL CORPORATION | $5,165,000 | $3,990,000 | -22.7% | 0.8% |
| SUMMIT FUNDING, INC. | $2,850,000 | $3,985,000 | 39.8% | 0.8% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | $4,915,000 | $3,855,000 | -21.6% | 0.8% |
| FREEDOM MORTGAGE CORPORATION | $14,125,000 | $3,740,000 | -73.5% | 0.7% |
| PANORAMA MORTGAGE GROUP, LLC | $1,770,000 | $3,505,000 | 98.0% | 0.7% |
| United Community Bank | $1,890,000 | $3,440,000 | 82.0% | 0.7% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $13,160,000 | $3,080,000 | -76.6% | 0.6% |
| DAS Acquisition Company, LLC | $5,380,000 | $3,015,000 | -44.0% | 0.6% |
| Bank of America | $4,075,000 | $2,765,000 | -32.1% | 0.5% |
| GUILD MORTGAGE COMPANY | $5,880,000 | $2,555,000 | -56.5% | 0.5% |
| JPMorgan Chase Bank | $2,435,000 | $2,495,000 | 2.5% | 0.5% |
| Pinnacle Bank | $1,310,000 | $2,445,000 | 86.6% | 0.5% |
| Carrington Mortgage Services, LLC | $1,855,000 | $2,420,000 | 30.5% | 0.5% |
| LIMA ONE CAPITAL, LLC | $2,365,000 | n/a | 0.5% | |
| EVERETT FINANCIAL, INC. | $2,320,000 | n/a | 0.5% | |
| ZILLOW HOME LOANS, LLC | $995,000 | $2,235,000 | 124.6% | 0.4% |
| MORTGAGE INVESTORS GROUP, INC. | $2,410,000 | $2,230,000 | -7.5% | 0.4% |
| SUCCESS MORTGAGE PARTNERS, INC. | $4,845,000 | $2,215,000 | -54.3% | 0.4% |
| BancorpSouth Bank | $2,170,000 | $2,210,000 | 1.8% | 0.4% |
| CROSSCOUNTRY MORTGAGE, LLC | $795,000 | $2,110,000 | 165.4% | 0.4% |
| Flagstar Bank, FSB | $2,635,000 | $2,055,000 | -22.0% | 0.4% |
| CRESCENT MORTGAGE COMPANY | $1,725,000 | $2,030,000 | 17.7% | 0.4% |
| INSPIRE HOME LOANS INC. | $4,815,000 | $2,005,000 | -58.4% | 0.4% |
| SWBC MORTGAGE CORPORATION | $1,335,000 | $1,935,000 | 44.9% | 0.4% |
| NEW DAY FINANCIAL, LLC | $2,020,000 | $1,910,000 | -5.4% | 0.4% |
| THE MORTGAGE FIRM, INC. | $990,000 | $1,730,000 | 74.7% | 0.3% |
| First Horizon Bank | $6,420,000 | $1,580,000 | -75.4% | 0.3% |
| NAVY FEDERAL CREDIT UNION | $1,720,000 | $1,580,000 | -8.1% | 0.3% |
| FIRST COMMUNITY MORTGAGE, INC. | $845,000 | $1,525,000 | 80.5% | 0.3% |
| HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | $1,435,000 | $1,505,000 | 4.9% | 0.3% |
| NEWREZ LLC | $4,685,000 | $1,470,000 | -68.6% | 0.3% |
| 21ST MORTGAGE CORPORATION | $1,300,000 | $1,430,000 | 10.0% | 0.3% |
| LEADERONE FINANCIAL CORPORATION | $1,280,000 | $1,415,000 | 10.5% | 0.3% |
| USAA Federal Savings Bank | $2,015,000 | $1,415,000 | -29.8% | 0.3% |
| MEMBER FIRST MORTGAGE, LLC | $510,000 | $1,410,000 | 176.5% | 0.3% |
| BETTER MORTGAGE CORPORATION | $5,025,000 | $1,355,000 | -73.0% | 0.3% |
| LENDINGHOME FUNDING CORPORATION | $410,000 | $1,255,000 | 206.1% | 0.2% |
| Paramount Residential Mortgage Group, Inc. | $1,210,000 | n/a | 0.2% | |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | $1,825,000 | $1,205,000 | -34.0% | 0.2% |
| Equity Prime Mortgage LLC | $1,225,000 | $1,050,000 | -14.3% | 0.2% |
| ACOPIA, LLC | $620,000 | $1,045,000 | 68.5% | 0.2% |
| MILLENNIUM BANK | $265,000 | $990,000 | 273.6% | 0.2% |
| GENEVA FINANCIAL, LLC | $680,000 | $980,000 | 44.1% | 0.2% |
| MILEND, INC. | $915,000 | $945,000 | 3.3% | 0.2% |
| MUTUAL OF OMAHA MORTGAGE, INC. | $1,155,000 | $945,000 | -18.2% | 0.2% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | $1,160,000 | $945,000 | -18.5% | 0.2% |
| CHURCHILL MORTGAGE CORPORATION | $380,000 | $925,000 | 143.4% | 0.2% |
| Simply Bank | $905,000 | n/a | 0.2% | |
| ATLANTIC BAY MORTGAGE GROUP, L.L.C. | $420,000 | $895,000 | 113.1% | 0.2% |
| Nations Lending Corporation | $905,000 | $880,000 | -2.8% | 0.2% |
| U.S. Bank | $630,000 | $860,000 | 36.5% | 0.2% |
| AMERICAN FINANCING CORPORATION | $595,000 | $850,000 | 42.9% | 0.2% |
| Century Mortgage Company DBA Century Lending Company | $840,000 | n/a | 0.2% | |
| DEEPHAVEN MORTGAGE LLC | $840,000 | n/a | 0.2% | |
| Princeton Mortgage Corporation | $815,000 | n/a | 0.2% | |
| SOUTHWEST STAGE FUNDING, LLC | $485,000 | $785,000 | 61.9% | 0.2% |
| ISERVE RESIDENTIAL LENDING, LLC | $2,165,000 | $775,000 | -64.2% | 0.2% |
| First National Bank of America | $115,000 | $750,000 | 552.2% | 0.1% |
| Ally Bank | $1,815,000 | $735,000 | -59.5% | 0.1% |
| LAKEVIEW LOAN SERVICING, LLC | $2,480,000 | $720,000 | -71.0% | 0.1% |
| ROYAL UNITED MORTGAGE LLC | $680,000 | n/a | 0.1% | |
| Ameris Bank | $3,105,000 | $675,000 | -78.3% | 0.1% |
| Bank of Cleveland | $185,000 | $645,000 | 248.6% | 0.1% |
| AmeriHome Mortgage Company, LLC | $680,000 | $630,000 | -7.4% | 0.1% |
| AMERICAN INTERNET MORTGAGE, INC. | $1,070,000 | $625,000 | -41.6% | 0.1% |
| ASCEND FEDERAL CREDIT UNION | $605,000 | n/a | 0.1% | |
| SIRVA MORTGAGE, INC. | $630,000 | $600,000 | -4.8% | 0.1% |
| First Guaranty Mortgage Corporation | $800,000 | $595,000 | -25.6% | 0.1% |
| COMMUNITY MORTGAGE CORPORATION | $470,000 | $575,000 | 22.3% | 0.1% |
| First Citizens National Bank | $510,000 | $555,000 | 8.8% | 0.1% |
| QUANTUM NATIONAL BANK | $555,000 | n/a | 0.1% | |
| TRIAD FINANCIAL SERVICES, INC. | $535,000 | n/a | 0.1% | |
| GUARANTEED RATE, INC. | $1,580,000 | $530,000 | -66.5% | 0.1% |
| Wyndham Capital Mortgage, Inc. | $585,000 | $530,000 | -9.4% | 0.1% |
| RELIANCE FIRST CAPITAL, LLC | $145,000 | $520,000 | 258.6% | 0.1% |
| AMWEST FUNDING CORP. | $145,000 | $505,000 | 248.3% | 0.1% |
| ANGEL OAK HOME LOANS LLC | $225,000 | $495,000 | 120.0% | 0.1% |
| COMTRUST Federal Credit Union | $495,000 | n/a | 0.1% | |
| Figure Lending LLC | $185,000 | $490,000 | 164.9% | 0.1% |
| Pinnacle Bank | $1,310,000 | $480,000 | -63.4% | 0.1% |
| Prosperity Home Mortgage, LLC | $1,570,000 | $480,000 | -69.4% | 0.1% |
| LAND HOME FINANCIAL SERVICES, INC. | $470,000 | n/a | 0.1% | |
| First Federal Bank | $700,000 | $465,000 | -33.6% | 0.1% |
| VILLAGE CAPITAL MORTGAGE | $1,105,000 | $450,000 | -59.3% | 0.1% |
| AMERICAN ADVISORS GROUP | $480,000 | $425,000 | -11.5% | 0.1% |
| Colonial Savings, F.A. | $425,000 | n/a | 0.1% | |
| PLAZA HOME MORTGAGE, INC. | $425,000 | n/a | 0.1% | |
| CERTAINTY HOME LOANS, LLC | $2,265,000 | $420,000 | -81.5% | 0.1% |
| North American Savings Bank, F.S.B. | $420,000 | n/a | 0.1% | |
| PHH Mortgage Corporation | $495,000 | $420,000 | -15.2% | 0.1% |
| LONGBRIDGE FINANCIAL, LLC | $400,000 | n/a | 0.1% | |
| SmartBank | $200,000 | $400,000 | 100.0% | 0.1% |
| KELLER MORTGAGE, LLC | $2,160,000 | $390,000 | -81.9% | 0.1% |
| TOP FLITE FINANCIAL, INC. | $380,000 | n/a | 0.1% | |
| Bell Bank | $375,000 | n/a | 0.1% | |
| PACIFIC RESIDENTIAL MORTGAGE, LLC | $375,000 | n/a | 0.1% | |
| Bank of England | $610,000 | $370,000 | -39.3% | 0.1% |
| The Bank of LaFayette, Georgia | $1,055,000 | $370,000 | -64.9% | 0.1% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | $145,000 | $360,000 | 148.3% | 0.1% |
| Assurance Financial Group, L.L.C. | $325,000 | $355,000 | 9.2% | 0.1% |
| Mortgage Assurance Inc. | $875,000 | $355,000 | -59.4% | 0.1% |
| PENTAGON FEDERAL CREDIT UNION | $770,000 | $355,000 | -53.9% | 0.1% |
| SOUTHPOINT FINANCIAL SERVICES, INC. | $725,000 | $350,000 | -51.7% | 0.1% |
| Citizens Bank & Trust, Inc. | $55,000 | $345,000 | 527.3% | 0.1% |
| AMERICAN FINANCIAL RESOURCES, INC. | $245,000 | $340,000 | 38.8% | 0.1% |
| M&T Bank | $180,000 | $335,000 | 86.1% | 0.1% |
| OAKTREE FUNDING CORP. | $325,000 | n/a | 0.1% | |
| STATE EMPLOYEES' | $255,000 | $325,000 | 27.5% | 0.1% |
| SPRING EQ, LLC | $145,000 | $320,000 | 120.7% | 0.1% |
| GEORGIA'S OWN | $315,000 | n/a | 0.1% | |
| The Huntington National Bank | $310,000 | n/a | 0.1% | |
| Colten Mortgage, LLC | $495,000 | $300,000 | -39.4% | 0.1% |
| NFM, INC. | $295,000 | n/a | 0.1% | |
| Discover Bank | $480,000 | $290,000 | -39.6% | 0.1% |
| American Mortgage Bank, LLC | $285,000 | n/a | 0.1% | |
| Barrington Bank & Trust Company, N.A. | $140,000 | $285,000 | 103.6% | 0.1% |
| Five Star Credit Union | $285,000 | n/a | 0.1% | |
| Northpointe Bank | $425,000 | $285,000 | -32.9% | 0.1% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | $365,000 | $275,000 | -24.7% | 0.1% |
| CREDIT UNION OF GEORGIA | $265,000 | n/a | 0.1% | |
| Independent Bank | $325,000 | $265,000 | -18.5% | 0.1% |
| Mid-Continent Funding, Inc. | $430,000 | $265,000 | -38.4% | 0.1% |
| HOMEOWNERS FINANCIAL GROUP USA, LLC | $350,000 | $255,000 | -27.1% | 0.1% |
| Magnolia Bank | $255,000 | $255,000 | 0.0% | 0.1% |
| Plains Commerce Bank | $255,000 | n/a | 0.1% | |
| TEMPLE VIEW CAPITAL FUNDING, LP | $255,000 | n/a | 0.1% | |
| FAMILY SAVINGS | $250,000 | n/a | 0.0% | |
| Semper Home Loans, Inc. | $245,000 | n/a | 0.0% | |
| STEARNS LENDING, LLC | $2,430,000 | $240,000 | -90.1% | 0.0% |
| HAMILTON HOME LOANS, INC. | $235,000 | n/a | 0.0% | |
| BAY EQUITY LLC | $225,000 | n/a | 0.0% | |
| First Home Bank | $225,000 | n/a | 0.0% | |
| THRIVE MORTGAGE, LLC | $225,000 | n/a | 0.0% | |
| UNION HOME MORTGAGE CORP. | $220,000 | n/a | 0.0% | |
| 1ST SIGNATURE LENDING, LLC | $175,000 | $215,000 | 22.9% | 0.0% |
| ARC HOME LLC | $135,000 | $215,000 | 59.3% | 0.0% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | $350,000 | $215,000 | -38.6% | 0.0% |
| UNIFY FINANCIAL Credit Union | $215,000 | n/a | 0.0% | |
| ATLANTA POSTAL | $225,000 | $210,000 | -6.7% | 0.0% |
| Bank OZK | $190,000 | $205,000 | 7.9% | 0.0% |
| T2 FINANCIAL LLC | $155,000 | $205,000 | 32.3% | 0.0% |
| RBC Bank, (Georgia) | $195,000 | n/a | 0.0% | |
| US MORTGAGE CORPORATION | $430,000 | $195,000 | -54.7% | 0.0% |
| HOMESIDE FINANCIAL, LLC | $495,000 | $185,000 | -62.6% | 0.0% |
| LENOX FINANCIAL MORTGAGE CORPORATION | $340,000 | $185,000 | -45.6% | 0.0% |
| SANCTUARY HOME MORTGAGE LLC | $185,000 | n/a | 0.0% | |
| Victorian Finance, LLC | $185,000 | n/a | 0.0% | |
| Amerifirst Financial, Inc. | $175,000 | n/a | 0.0% | |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $725,000 | $175,000 | -75.9% | 0.0% |
| Peoples Bank | $175,000 | n/a | 0.0% | |
| PUBLIX EMPLOYEES | $175,000 | n/a | 0.0% | |
| RESIDENTIAL BANCORP. | $175,000 | n/a | 0.0% | |
| RESIDENTIAL HOME FUNDING CORP. | $175,000 | n/a | 0.0% | |
| SOUTHEAST MORTGAGE OF GEORGIA, INC. | $430,000 | $175,000 | -59.3% | 0.0% |
| United Nations Federal Credit Union | $175,000 | n/a | 0.0% | |
| PNC Bank | $90,000 | $170,000 | 88.9% | 0.0% |
| CREDIT UNION FINANCIAL SERVICES, LLC | $165,000 | n/a | 0.0% | |
| OPEN MORTGAGE, LLC | $165,000 | n/a | 0.0% | |
| ROBINS FINANCIAL | $165,000 | n/a | 0.0% | |
| HOMESPIRE MORTGAGE CORPORATION | $195,000 | $155,000 | -20.5% | 0.0% |
| SOVEREIGN LENDING GROUP INCORPORATED | $155,000 | n/a | 0.0% | |
| MID AMERICA MORTGAGE, INC. | $240,000 | $150,000 | -37.5% | 0.0% |
| GUARANTEED RATE AFFINITY, LLC | $1,075,000 | $145,000 | -86.5% | 0.0% |
| ON Q FINANCIAL, INC. | $245,000 | $145,000 | -40.8% | 0.0% |
| PLANET HOME LENDING, LLC | $145,000 | n/a | 0.0% | |
| A&D Mortgage LLC | $255,000 | $135,000 | -47.1% | 0.0% |
| Capital City Home Loans, LLC | $615,000 | $135,000 | -78.0% | 0.0% |
| DIRECT LENDERS, LLC | $440,000 | $135,000 | -69.3% | 0.0% |
| First Financial Bank | $135,000 | n/a | 0.0% | |
| First Option Mortgage, LLC | $1,625,000 | $135,000 | -91.7% | 0.0% |
| GMFS LLC | $135,000 | n/a | 0.0% | |
| MYCUMORTGAGE, LLC | $135,000 | n/a | 0.0% | |
| NATIONS DIRECT MORTGAGE, LLC | $135,000 | n/a | 0.0% | |
| VAN DYK MORTGAGE CORPORATION | $765,000 | $135,000 | -82.4% | 0.0% |
| Citadel Servicing Corporation | $125,000 | n/a | 0.0% | |
| REVERSE MORTGAGE FUNDING LLC | $125,000 | n/a | 0.0% | |
| Apex Bank | $95,000 | n/a | 0.0% | |
| Metro City Bank | $95,000 | n/a | 0.0% | |
| Watermark Capital, Inc. | $165,000 | $95,000 | -42.4% | 0.0% |
| Chattanooga Area Schools Federal Credit Union | $75,000 | n/a | 0.0% | |
| CREDIT HUMAN FEDERAL CREDIT UNION | $75,000 | n/a | 0.0% | |
| KINECTA | $75,000 | n/a | 0.0% | |
| DELTA COMMUNITY CREDIT UNION | $560,000 | $55,000 | -90.2% | 0.0% |
| 1st Franklin Financial Corporation | $75,000 | $35,000 | -53.3% | 0.0% |
| Baxter Credit Union | $430,000 | $35,000 | -91.9% | 0.0% |
| Simmons Bank | $35,000 | n/a | 0.0% | |
| WINGS FINANCIAL | $355,000 | $15,000 | -95.8% | 0.0% |
DALTON's top lender by overall market share is QUICKEN LOANS, LLC, with 7.8% market share. In second place, with 5.9%, is FirstBank, having originated $29,735,000 in loans. In third place, with 5.7%, is Regions Bank, having originated $28,655,000 in loans. In fourth place, with 5.4%, is FAIRWAY INDEPENDENT MORTGAGE CORPORATION, having originated $27,160,000 in loans. In fifth place, with 5.3%, is STOCKTON MORTGAGE CORPORATION, having originated $26,800,000 in loans.
DALTON Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - DALTON (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
|---|---|---|---|---|
| 2018-01-01 | $169,500 (2.4%) | $250,905 (10.3%) | 0.00 | 318 |
| 2018-02-01 | $169,900 (3.0%) | $249,409 (13.2%) | 0.00 | 327 |
| 2018-03-01 | $169,900 (3.0%) | $250,115 (17.2%) | 0.00 | 321 |
| 2018-04-01 | $175,250 (4.0%) | $259,321 (18.3%) | 0.00 | 327 |
| 2018-05-01 | $179,900 (5.9%) | $256,616 (10.5%) | 0.00 | 305 |
| 2018-06-01 | $179,900 (4.4%) | $243,175 (2.7%) | 0.00 | 314 |
| 2018-07-01 | $172,450 (-6.8%) | $241,186 (-3.9%) | 0.00 | 322 |
| 2018-08-01 | $170,425 (-1.5%) | $241,644 (-1.0%) | 0.00 | 317 |
| 2018-09-01 | $174,950 (3.0%) | $245,357 (3.5%) | 0.00 | 337 |
| 2018-10-01 | $179,400 (8.8%) | $240,070 (3.7%) | 0.00 | 328 |
| 2018-11-01 | $179,675 (6.6%) | $242,370 (3.4%) | 0.00 | 315 |
| 2018-12-01 | $174,900 (2.9%) | $233,673 (-2.4%) | 0.00 | 319 |
| 2019-01-01 | $176,000 (3.8%) | $230,393 (-8.2%) | 0.00 | 303 |
| 2019-02-01 | $177,000 (4.2%) | $235,879 (-5.4%) | 0.00 | 291 |
| 2019-03-01 | $182,171 (7.2%) | $242,505 (-3.0%) | 0.00 | 280 |
| 2019-04-01 | $185,871 (6.1%) | $243,252 (-6.2%) | 0.00 | 266 |
| 2019-05-01 | $188,400 (4.7%) | $239,600 (-6.6%) | 0.00 | 271 |
| 2019-06-01 | $189,900 (5.6%) | $247,092 (1.6%) | 0.00 | 297 |
| 2019-07-01 | $189,450 (9.9%) | $244,239 (1.3%) | 0.00 | 297 |
| 2019-08-01 | $189,973 (11.5%) | $250,790 (3.8%) | 0.00 | 311 |
| 2019-09-01 | $189,932 (8.6%) | $247,956 (1.1%) | 0.00 | 328 |
| 2019-10-01 | $189,875 (5.8%) | $245,345 (2.2%) | 0.00 | 337 |
| 2019-11-01 | $184,400 (2.6%) | $241,137 (-0.5%) | 0.00 | 332 |
| 2019-12-01 | $184,400 (5.4%) | $237,791 (1.8%) | 0.00 | 314 |
| 2020-01-01 | $179,900 (2.2%) | $234,315 (1.7%) | 0.00 | 289 |
| 2020-02-01 | $192,450 (8.7%) | $243,199 (3.1%) | 0.00 | 291 |
| 2020-03-01 | $199,900 (9.7%) | $245,061 (1.1%) | 0.00 | 274 |
| 2020-04-01 | $203,400 (9.4%) | $249,220 (2.5%) | 0.00 | 258 |
| 2020-05-01 | $219,900 (16.7%) | $263,623 (10.0%) | 0.00 | 227 |
| 2020-06-01 | $228,450 (20.3%) | $275,568 (11.5%) | 0.00 | 198 |
| 2020-07-01 | $235,558 (24.3%) | $279,505 (14.4%) | 0.00 | 170 |
| 2020-08-01 | $230,000 (21.1%) | $292,117 (16.5%) | 0.00 | 162 |
| 2020-09-01 | $249,400 (31.3%) | $291,798 (17.7%) | 0.00 | 165 |
| 2020-10-01 | $239,900 (26.4%) | $285,896 (16.5%) | 0.00 | 175 |
| 2020-11-01 | $246,988 (33.9%) | $278,171 (15.4%) | 0.00 | 191 |
| 2020-12-01 | $249,925 (35.5%) | $291,971 (22.8%) | 0.00 | 170 |
| 2021-01-01 | $249,900 (38.9%) | $290,281 (23.9%) | 0.00 | 154 |
| 2021-02-01 | $265,950 (38.2%) | $307,920 (26.6%) | 0.00 | 120 |
| 2021-03-01 | $239,900 (20.0%) | $302,692 (23.5%) | 0.00 | 93 |
| 2021-04-01 | $243,900 (19.9%) | $319,553 (28.2%) | 0.00 | 91 |
| 2021-05-01 | $249,900 (13.6%) | $324,793 (23.2%) | 0.00 | 96 |
| 2021-06-01 | $259,600 (13.6%) | $354,912 (28.8%) | 0.00 | 107 |
| 2021-07-01 | $249,900 (6.1%) | $343,415 (22.9%) | 0.00 | 140 |
| 2021-08-01 | $254,725 (10.8%) | $341,429 (16.9%) | 0.00 | 171 |
| 2021-09-01 | $238,700 (-4.3%) | $341,163 (16.9%) | 0.00 | 176 |
| 2021-10-01 | $250,000 (4.2%) | $347,676 (21.6%) | 0.00 | 180 |
| 2021-11-01 | $249,675 (1.1%) | $354,874 (27.6%) | 0.00 | 185 |
| 2021-12-01 | $248,225 (-0.7%) | $359,861 (23.3%) | 0.00 | 184 |
| 2022-01-01 | $240,000 (-4.0%) | $368,815 (27.1%) | 0.00 | 167 |
| 2022-02-01 | $249,950 (-6.0%) | $383,591 (24.6%) | 0.00 | 143 |
| 2022-03-01 | $269,950 (12.5%) | $386,407 (27.7%) | 0.00 | 131 |
| 2022-04-01 | $275,000 (12.8%) | $402,597 (26.0%) | 0.00 | 126 |
| 2022-05-01 | $267,450 (7.0%) | $376,845 (16.0%) | 0.00 | 205 |
| 2022-06-01 | $282,450 (8.8%) | $361,750 (1.9%) | 0.00 | 234 |
| 2022-07-01 | $279,900 (12.0%) | $360,291 (4.9%) | 0.00 | 271 |
| 2022-08-01 | $279,788 (9.8%) | $362,219 (6.1%) | 0.00 | 301 |
| 2022-09-01 | $279,950 (17.3%) | $352,624 (3.4%) | 0.00 | 309 |
| 2022-10-01 | $274,900 (10.0%) | $337,738 (-2.9%) | 0.00 | 301 |
| 2022-11-01 | $266,075 (6.6%) | $334,559 (-5.7%) | 0.00 | 288 |
| 2022-12-01 | $273,450 (10.2%) | $350,302 (-2.7%) | 0.00 | 249 |
| 2023-01-01 | $269,950 (12.5%) | $345,771 (-6.3%) | 0.00 | 199 |
| 2023-02-01 | $279,925 (12.0%) | $364,843 (-4.9%) | 0.00 | 188 |
DALTON's median listing price for 2023-02-01 was $279,925, a difference of
$29,975
(12.0%) versus the prior year and
$9,975 versus the prior month.
DALTON's median listing price comes in at 0% of the national average.
DALTON's average listing price for 2023-02-01 was $364,843, a difference of $-18,748 (-4.9%) versus the prior year and $19,072 versus the prior month.
For the 2023-02-01 period, DALTON had 188 MLS listings, a difference of -11 listings (-6%) versus the prior month and 45 listings (31%) versus the prior year.
DALTON's median listing price comes in at 0% of the national average.
DALTON's average listing price for 2023-02-01 was $364,843, a difference of $-18,748 (-4.9%) versus the prior year and $19,072 versus the prior month.
For the 2023-02-01 period, DALTON had 188 MLS listings, a difference of -11 listings (-6%) versus the prior month and 45 listings (31%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - DALTON (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Time on Market | Median Square Footage |
|---|---|---|
| 2018-01-01 | 0 days | 2,027 sqft |
| 2018-02-01 | 0 days | 1,980 sqft |
| 2018-03-01 | 0 days | 1,989 sqft |
| 2018-04-01 | 0 days | 2,098 sqft |
| 2018-05-01 | 0 days | 2,106 sqft |
| 2018-06-01 | 0 days | 2,130 sqft |
| 2018-07-01 | 0 days | 2,077 sqft |
| 2018-08-01 | 0 days | 1,918 sqft |
| 2018-09-01 | 0 days | 1,913 sqft |
| 2018-10-01 | 0 days | 2,041 sqft |
| 2018-11-01 | 0 days | 2,028 sqft |
| 2018-12-01 | 0 days | 1,928 sqft |
| 2019-01-01 | 0 days | 1,969 sqft |
| 2019-02-01 | 0 days | 1,962 sqft |
| 2019-03-01 | 0 days | 2,024 sqft |
| 2019-04-01 | 0 days | 2,051 sqft |
| 2019-05-01 | 0 days | 2,054 sqft |
| 2019-06-01 | 0 days | 2,012 sqft |
| 2019-07-01 | 0 days | 1,918 sqft |
| 2019-08-01 | 0 days | 1,956 sqft |
| 2019-09-01 | 0 days | 1,935 sqft |
| 2019-10-01 | 0 days | 1,917 sqft |
| 2019-11-01 | 0 days | 1,936 sqft |
| 2019-12-01 | 0 days | 1,938 sqft |
| 2020-01-01 | 0 days | 1,913 sqft |
| 2020-02-01 | 0 days | 1,912 sqft |
| 2020-03-01 | 0 days | 1,897 sqft |
| 2020-04-01 | 0 days | 1,880 sqft |
| 2020-05-01 | 0 days | 2,085 sqft |
| 2020-06-01 | 0 days | 2,214 sqft |
| 2020-07-01 | 0 days | 2,304 sqft |
| 2020-08-01 | 0 days | 2,321 sqft |
| 2020-09-01 | 0 days | 2,394 sqft |
| 2020-10-01 | 0 days | 2,268 sqft |
| 2020-11-01 | 0 days | 2,226 sqft |
| 2020-12-01 | 0 days | 2,163 sqft |
| 2021-01-01 | 0 days | 2,080 sqft |
| 2021-02-01 | 0 days | 2,228 sqft |
| 2021-03-01 | 0 days | 1,918 sqft |
| 2021-04-01 | 0 days | 1,954 sqft |
| 2021-05-01 | 0 days | 1,907 sqft |
| 2021-06-01 | 0 days | 1,924 sqft |
| 2021-07-01 | 0 days | 1,925 sqft |
| 2021-08-01 | 0 days | 1,878 sqft |
| 2021-09-01 | 0 days | 1,772 sqft |
| 2021-10-01 | 0 days | 1,792 sqft |
| 2021-11-01 | 0 days | 1,780 sqft |
| 2021-12-01 | 0 days | 1,724 sqft |
| 2022-01-01 | 0 days | 1,685 sqft |
| 2022-02-01 | 0 days | 1,765 sqft |
| 2022-03-01 | 0 days | 1,786 sqft |
| 2022-04-01 | 0 days | 1,810 sqft |
| 2022-05-01 | 0 days | 1,591 sqft |
| 2022-06-01 | 0 days | 1,586 sqft |
| 2022-07-01 | 0 days | 1,754 sqft |
| 2022-08-01 | 0 days | 1,716 sqft |
| 2022-09-01 | 0 days | 1,685 sqft |
| 2022-10-01 | 0 days | 1,684 sqft |
| 2022-11-01 | 0 days | 1,671 sqft |
| 2022-12-01 | 0 days | 1,775 sqft |
| 2023-01-01 | 0 days | 1,720 sqft |
| 2023-02-01 | 0 days | 1,760 sqft |
DALTON's median listing age (time on market) for 2023-02-01 was 0 days.
DALTON's median square footage for active listings during the 2023-02-01 period was 1,760 sqft. One year prior, the average listing was 1,765 sqft.
DALTON's median square footage for active listings during the 2023-02-01 period was 1,760 sqft. One year prior, the average listing was 1,765 sqft.
DALTON, GA Average Rent (2023)
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| Zip Code | Metro | Studio Apartment Rent | 1BR Apartment Rent | 2BR Apartment Rent | 3BR Apartment Rent | 4BR Apartment Rent |
|---|---|---|---|---|---|---|
| 30710 | Dalton, GA | $580 | $630 | $800 | $1,080 | $1,180 |
| 30719 | Dalton, GA | $560 | $620 | $810 | $1,090 | $1,100 |
| 30720 | Dalton, GA | $580 | $630 | $830 | $1,120 | $1,130 |
| 30721 | Dalton, GA | $540 | $600 | $780 | $1,050 | $1,060 |
| 30722 | Dalton, GA | $560 | $620 | $810 | $1,090 | $1,100 |
| 30735 | Dalton, GA | $530 | $580 | $760 | $1,010 | $1,110 |
| 30736 | Dalton, GA | $690 | $710 | $850 | $1,110 | $1,330 |
| 30740 | Dalton, GA | $600 | $660 | $860 | $1,160 | $1,180 |
| 30755 | Dalton, GA | $590 | $640 | $810 | $1,080 | $1,180 |
| 30756 | Dalton, GA | $560 | $620 | $810 | $1,090 | $1,100 |
2022 Average & Median Rent Data Statistics
DALTON, GA average 1BR rent: $631, median: $625
DALTON, GA average 2BR rent: $812, median: $810
DALTON, GA average 3BR rent: $1,088, median: $1,090
DALTON, GA Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 1,502 | $321,660,000 | $214,154 |
| Cash Out Refi | 571 | $97,345,000 | $170,482 |
| Refi | 342 | $58,010,000 | $169,620 |
| Other | 224 | $20,450,000 | $91,295 |
| Home Improvement | 110 | $8,340,000 | $75,818 |
Dalton's most frequently cited loan purpose was Home Purchase, with 1,502 originations. The 2nd most popular reason was Cash Out Refi, with 571 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 5-6% | 687 | $141,575,000 | $206,077 |
| 3-4% | 631 | $117,625,000 | $186,410 |
| 4-5% | 616 | $117,710,000 | $191,088 |
| 6-7% | 331 | $61,065,000 | $184,486 |
| 2.5-3% | 136 | $23,040,000 | $169,412 |
| Over 8% | 100 | $6,370,000 | $63,700 |
| 7-8% | 97 | $13,185,000 | $135,928 |
| <2.5% | 41 | $5,845,000 | $142,561 |
During 2022, Dalton's most frequently originated rate bucket was 5-6%, with 687 originations.
Loan Sizing (DALTON, GA MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $100k-200k | 1,145 | $173,695,000 | $151,699 |
| $200k-400k | 939 | $244,105,000 | $259,963 |
| $100,000 or less | 570 | $34,230,000 | $60,053 |
| $400k-600k | 75 | $35,635,000 | $475,133 |
| $600k-1000k | 17 | $12,175,000 | $716,176 |
| $Over $1MM | 3 | $5,965,000 | $1,988,333 |
DALTON's loan sizing saw the bucket of loans from $100k-200k with 1,145 originations, totaling $173,695,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 80-100% | 1,208 | $271,810,000 | $225,008 |
| 60-80% | 679 | $131,165,000 | $193,174 |
| 40-60% | 335 | $48,775,000 | $145,597 |
| 20-40% | 219 | $19,115,000 | $87,283 |
| Under 20% | 167 | $6,335,000 | $37,934 |
| Over 100% | 33 | $8,305,000 | $251,667 |
DALTON's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 1,208 originations, totaling $271,810,000 in origination value.