DALTON Mortgage Rates & Closing Costs
30yr Fixed Rate
15yr Fixed Rate
FHA
USDA
VA
5/1 ARM
30 Year Fixed Rate mortgages in Dalton averaged
6.64%
for the week of 2025-04-03, compared to the national average of
6.64% for the same period.
The average rate for the prior week (2025-03-27) was
6.65% and
one month ago for the week of 2025-02-27, the
average rate was 7.06%.
Dalton's average rate one year ago was 6.99%.
For refis of the same type during the week of 2025-04-03, the average rate
was 7.55%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2025-04-03 | 6.64% |
| Dalton 30 Year Fixed Rate | 2025-04-03 | 6.64% |
| Dalton 30 Year Fixed Rate Refi | 2025-04-03 | 7.55% |
| Dalton 15 Year Fixed Rate | 2025-04-03 | 5.92% |
| Dalton 15 Year Fixed Rate Refi | 2025-04-03 | 6.32% |
| Dalton 30 Year FHA | 2025-04-03 | 6.3% |
| Dalton 30 Year FHA Refi | 2025-04-03 | 6.46% |
| Dalton 30 Year USDA | 2025-04-03 | 6.52% |
| Dalton 30 Year USDA Refi | 2025-04-03 | 6.52% |
| Dalton 30 Year VA | 2025-04-03 | 6.12% |
| Dalton 30 Year VA Refi | 2025-04-03 | 6.06% |
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within DALTON, GA.
DALTON Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the DALTON, GA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
DALTON Average Closing Costs & Other Stats
DALTON, GA's 91 lenders originated 2,244
loans during 2024. The total origination value was $459,380,000, with an average loan value of
$204,715.
DALTON's average closing costs are $5,770.
The top DALTON lender as defined by loan originations is QUICKEN LOANS, LLC, with
88 loans originated. Their average total fees are
$6,558, which is $1,774
higher than the next largest lender,
FirstBank.
The lowest fee DALTON lenders (with over 10 loans originated) are
FirstBank ($4,784), Wells Fargo Bank ($4,899), Regions Bank ($5,015), CMG MORTGAGE, INC. ($5,030) and MOVEMENT MORTGAGE, LLC ($5,108).
The lowest rate DALTON lenders (with over 10 loans originated) are
TENNESSEE VALLEY (6.02%), LOANDEPOT.COM, LLC (6.56%), Wells Fargo Bank (6.63%), FirstBank (6.63%) and MOVEMENT MORTGAGE, LLC (6.69%).
DALTON, GA Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2023 Loan Value | 2024 Loan Value | % Change | 2024 Market Share |
|---|---|---|---|---|
| QUICKEN LOANS, LLC | $26,400,000 | $34,825,000 | 31.9% | 7.6% |
| FirstBank | $35,765,000 | $32,750,000 | -8.4% | 7.1% |
| GEORGIA UNITED | $14,415,000 | $22,190,000 | 53.9% | 4.8% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $17,175,000 | $20,555,000 | 19.7% | 4.5% |
| MOVEMENT MORTGAGE, LLC | $15,810,000 | $19,250,000 | 21.8% | 4.2% |
| UNITED WHOLESALE MORTGAGE, LLC | $10,495,000 | $15,335,000 | 46.1% | 3.3% |
| SUMMIT FUNDING, INC. | $4,025,000 | $13,295,000 | 230.3% | 2.9% |
| Arbor Realty Trust, Inc. | $2,595,000 | $11,265,000 | 334.1% | 2.5% |
| Mortgage Research Center, LLC | $8,990,000 | $11,140,000 | 23.9% | 2.4% |
| CMG MORTGAGE, INC. | $7,075,000 | $10,490,000 | 48.3% | 2.3% |
| BANKSOUTH MORTGAGE COMPANY, LLC | $5,270,000 | $10,180,000 | 93.2% | 2.2% |
| STOCKTON MORTGAGE CORPORATION | $15,535,000 | $10,155,000 | -34.6% | 2.2% |
| Wells Fargo Bank | $39,110,000 | $9,990,000 | -74.5% | 2.2% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $7,180,000 | $9,340,000 | 30.1% | 2.0% |
| Regions Bank | $17,240,000 | $8,950,000 | -48.1% | 1.9% |
| Renasant Bank | $8,820,000 | $8,830,000 | 0.1% | 1.9% |
| First Volunteer Bank | $10,085,000 | $8,795,000 | -12.8% | 1.9% |
| Prudential Huntoon Paige Associates, LLC | $8,640,000 | n/a | 1.9% | |
| TENNESSEE VALLEY | $10,840,000 | $8,115,000 | -25.1% | 1.8% |
| GUILD MORTGAGE COMPANY | $4,740,000 | $7,875,000 | 66.1% | 1.7% |
| PENNYMAC LOAN SERVICES, LLC | $3,725,000 | $6,820,000 | 83.1% | 1.5% |
| FREEDOM MORTGAGE CORPORATION | $815,000 | $5,320,000 | 552.8% | 1.2% |
| BROKER SOLUTIONS, INC. | $4,185,000 | $5,240,000 | 25.2% | 1.1% |
| FIRST COMMUNITY MORTGAGE, INC. | $6,670,000 | $5,090,000 | -23.7% | 1.1% |
| LOANDEPOT.COM, LLC | $1,125,000 | $5,070,000 | 350.7% | 1.1% |
| UNION HOME MORTGAGE CORP. | $4,640,000 | $5,055,000 | 8.9% | 1.1% |
| First National Community Bank | $3,285,000 | $4,815,000 | 46.6% | 1.0% |
| Truist | $8,065,000 | $4,790,000 | -40.6% | 1.0% |
| Ameris Bank | $385,000 | $4,295,000 | 1,015.6% | 0.9% |
| Synovus Bank | $2,645,000 | $4,145,000 | 56.7% | 0.9% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | $5,105,000 | $4,095,000 | -19.8% | 0.9% |
| Legacy Bank & Trust Company | $3,025,000 | n/a | 0.7% | |
| TJC Mortgage, Inc. | $2,780,000 | $2,825,000 | 1.6% | 0.6% |
| ALAMEDA MORTGAGE CORPORATION | $1,305,000 | $2,810,000 | 115.3% | 0.6% |
| LEADERONE FINANCIAL CORPORATION | $2,275,000 | $2,785,000 | 22.4% | 0.6% |
| Mr. Cooper ( Nationstar Mortgage ) | $2,220,000 | $2,570,000 | 15.8% | 0.6% |
| SWBC MORTGAGE CORPORATION | $285,000 | $2,570,000 | 801.8% | 0.6% |
| 21ST MORTGAGE CORPORATION | $1,355,000 | $2,530,000 | 86.7% | 0.6% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | $2,445,000 | n/a | 0.5% | |
| Bank of America | $3,395,000 | $2,445,000 | -28.0% | 0.5% |
| Goldman Sachs Bank USA | $2,325,000 | n/a | 0.5% | |
| GUARANTEED RATE, INC. | $2,325,000 | $2,320,000 | -0.2% | 0.5% |
| NEWREZ LLC | $1,005,000 | $2,140,000 | 112.9% | 0.5% |
| Bank OZK | $725,000 | $2,005,000 | 176.6% | 0.4% |
| AgFirst Farm Credit Bank | $1,915,000 | n/a | 0.4% | |
| DAS Acquisition Company, LLC | $2,625,000 | $1,800,000 | -31.4% | 0.4% |
| Flagstar Bank, FSB | $1,325,000 | $1,775,000 | 34.0% | 0.4% |
| PANORAMA MORTGAGE GROUP, LLC | $555,000 | $1,725,000 | 210.8% | 0.4% |
| ISERVE RESIDENTIAL LENDING, LLC | $1,320,000 | $1,700,000 | 28.8% | 0.4% |
| USAA Federal Savings Bank | $410,000 | $1,655,000 | 303.7% | 0.4% |
| CANOPY MORTGAGE, LLC | $1,645,000 | n/a | 0.4% | |
| NEW DAY FINANCIAL, LLC | $890,000 | $1,605,000 | 80.3% | 0.3% |
| General Mortgage Capital Corporation | $1,585,000 | n/a | 0.3% | |
| United Community Bank | $930,000 | $1,560,000 | 67.7% | 0.3% |
| Equity Prime Mortgage LLC | $455,000 | $1,450,000 | 218.7% | 0.3% |
| MORTGAGE INVESTORS GROUP, INC. | $3,885,000 | $1,390,000 | -64.2% | 0.3% |
| CHURCHILL MORTGAGE CORPORATION | $1,005,000 | $1,335,000 | 32.8% | 0.3% |
| INTERCOASTAL MORTGAGE COMPANY | $1,335,000 | n/a | 0.3% | |
| CROSSCOUNTRY MORTGAGE, LLC | $2,075,000 | $1,280,000 | -38.3% | 0.3% |
| CARDINAL FINANCIAL | $965,000 | $1,260,000 | 30.6% | 0.3% |
| Bank Five Nine | $1,250,000 | n/a | 0.3% | |
| LENDINGHOME FUNDING CORPORATION | $105,000 | $1,225,000 | 1,066.7% | 0.3% |
| TOWNE MORTGAGE COMPANY | $125,000 | $1,190,000 | 852.0% | 0.3% |
| JPMorgan Chase Bank | $1,075,000 | $1,180,000 | 9.8% | 0.3% |
| LAKEVIEW LOAN SERVICING, LLC | $555,000 | $1,170,000 | 110.8% | 0.3% |
| VILLAGE CAPITAL MORTGAGE | $225,000 | $1,170,000 | 420.0% | 0.3% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | $1,080,000 | $1,155,000 | 6.9% | 0.3% |
| AMERICAN FINANCIAL RESOURCES, INC. | $645,000 | $1,100,000 | 70.5% | 0.2% |
| NJ LENDERS CORP. | $155,000 | $1,090,000 | 603.2% | 0.2% |
| Figure Lending LLC | $620,000 | $1,075,000 | 73.4% | 0.2% |
| PHH Mortgage Corporation | $1,030,000 | n/a | 0.2% | |
| NAVY FEDERAL CREDIT UNION | $2,740,000 | $1,020,000 | -62.8% | 0.2% |
| The Federal Savings Bank | $275,000 | $970,000 | 252.7% | 0.2% |
| HOMEOWNERS FINANCIAL GROUP USA, LLC | $875,000 | n/a | 0.2% | |
| Paramount Residential Mortgage Group, Inc. | $265,000 | $865,000 | 226.4% | 0.2% |
| Discover Bank | $1,460,000 | $820,000 | -43.8% | 0.2% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $25,000 | $820,000 | 3,180.0% | 0.2% |
| Century Mortgage Company DBA Century Lending Company | $310,000 | $795,000 | 156.5% | 0.2% |
| First Option Mortgage, LLC | $1,295,000 | $785,000 | -39.4% | 0.2% |
| ROYAL UNITED MORTGAGE LLC | $395,000 | $785,000 | 98.7% | 0.2% |
| HOMESIDE FINANCIAL, LLC | $255,000 | $775,000 | 203.9% | 0.2% |
| Fifth Third Bank | $165,000 | $770,000 | 366.7% | 0.2% |
| Raymond James Bank | $765,000 | n/a | 0.2% | |
| EVERETT FINANCIAL, INC. | $1,295,000 | $745,000 | -42.5% | 0.2% |
| A&D Mortgage LLC | $730,000 | n/a | 0.2% | |
| MUTUAL OF OMAHA MORTGAGE, INC. | $1,490,000 | $710,000 | -52.3% | 0.2% |
| Carrington Mortgage Services, LLC | $1,600,000 | $695,000 | -56.6% | 0.2% |
| BETTER MORTGAGE CORPORATION | $1,530,000 | $670,000 | -56.2% | 0.1% |
| SUCCESS MORTGAGE PARTNERS, INC. | $1,215,000 | $660,000 | -45.7% | 0.1% |
| MY MORTGAGE, INC. | $645,000 | $655,000 | 1.6% | 0.1% |
| The Loan Store, Inc. | $295,000 | $640,000 | 116.9% | 0.1% |
| Barrington Bank & Trust Company, N.A. | $475,000 | $635,000 | 33.7% | 0.1% |
| Northpointe Bank | $580,000 | $625,000 | 7.8% | 0.1% |
| LGE COMMUNITY | $55,000 | $620,000 | 1,027.3% | 0.1% |
| First IC Corporation | $615,000 | n/a | 0.1% | |
| HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | $1,465,000 | $585,000 | -60.1% | 0.1% |
| The Commercial Bank | $565,000 | n/a | 0.1% | |
| VAN DYK MORTGAGE CORPORATION | $345,000 | $560,000 | 62.3% | 0.1% |
| AmeriHome Mortgage Company, LLC | $195,000 | $550,000 | 182.1% | 0.1% |
| ACOPIA, LLC | $815,000 | $530,000 | -35.0% | 0.1% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | $520,000 | $530,000 | 1.9% | 0.1% |
| BAY EQUITY LLC | $520,000 | n/a | 0.1% | |
| Third Federal Savings and Loan Association of Cleveland | $395,000 | $515,000 | 30.4% | 0.1% |
| 1ST SIGNATURE LENDING, LLC | $510,000 | n/a | 0.1% | |
| MILEND, INC. | $725,000 | $510,000 | -29.7% | 0.1% |
| PLANET HOME LENDING, LLC | $45,000 | $510,000 | 1,033.3% | 0.1% |
| Waterstone Mortgage Corporation | $495,000 | n/a | 0.1% | |
| AMERISAVE MORTGAGE CORPORATION | $1,560,000 | $490,000 | -68.6% | 0.1% |
| NexBank | $485,000 | n/a | 0.1% | |
| Mortgage Assurance Inc. | $480,000 | n/a | 0.1% | |
| Prosperity Home Mortgage, LLC | $525,000 | $480,000 | -8.6% | 0.1% |
| PREMIA MORTGAGE, LLC | $465,000 | n/a | 0.1% | |
| FINANCE OF AMERICA REVERSE LLC | $75,000 | $440,000 | 486.7% | 0.1% |
| First National Bank of America | $265,000 | $435,000 | 64.2% | 0.1% |
| ATLANTIC BAY MORTGAGE GROUP, L.L.C. | $420,000 | $430,000 | 2.4% | 0.1% |
| EVANSVILLE TEACHERS | $275,000 | $430,000 | 56.4% | 0.1% |
| Home Mortgage Alliance Corp | $415,000 | n/a | 0.1% | |
| SOUTHPOINT FINANCIAL SERVICES, INC. | $405,000 | n/a | 0.1% | |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | $395,000 | n/a | 0.1% | |
| SIRVA MORTGAGE, INC. | $395,000 | n/a | 0.1% | |
| VERITAS FUNDING, LLC | $390,000 | n/a | 0.1% | |
| SOUTHWEST STAGE FUNDING, LLC | $85,000 | $375,000 | 341.2% | 0.1% |
| Hometown Equity Mortgage, LLC | $185,000 | $360,000 | 94.6% | 0.1% |
| Ally Bank | $355,000 | n/a | 0.1% | |
| Goldwater Bank, N.A. | $355,000 | n/a | 0.1% | |
| Presidential Bank, FSB | $355,000 | n/a | 0.1% | |
| Strong Home Mortgage, LLC | $355,000 | n/a | 0.1% | |
| AMERICAN FINANCIAL NETWORK, INC. | $340,000 | n/a | 0.1% | |
| SouthEast Bank | $135,000 | $340,000 | 151.9% | 0.1% |
| FAMILY SAVINGS | $395,000 | $330,000 | -16.5% | 0.1% |
| RELIANCE FIRST CAPITAL, LLC | $300,000 | $330,000 | 10.0% | 0.1% |
| VELOCITY COMMERCIAL CAPITAL, LLC | $325,000 | n/a | 0.1% | |
| INSOUTH Bank | $320,000 | n/a | 0.1% | |
| INTERNATIONAL CITY MORTGAGE, INC. | $315,000 | n/a | 0.1% | |
| ENDEAVOR CAPITAL, LLC. | $310,000 | n/a | 0.1% | |
| NATIONWIDE MORTGAGE BANKERS, INC. | $305,000 | n/a | 0.1% | |
| Loan Simple, Inc. | $300,000 | n/a | 0.1% | |
| First Horizon Bank | $990,000 | $295,000 | -70.2% | 0.1% |
| U.S. Bank | $360,000 | $295,000 | -18.1% | 0.1% |
| Bank of Cleveland | $285,000 | n/a | 0.1% | |
| COMMUNITY MORTGAGE CORPORATION | $185,000 | $285,000 | 54.1% | 0.1% |
| RUOFF MORTGAGE COMPANY, INC. | $285,000 | n/a | 0.1% | |
| BancorpSouth | $275,000 | $275,000 | 0.0% | 0.1% |
| NFM, INC. | $1,540,000 | $275,000 | -82.1% | 0.1% |
| SUN WEST MORTGAGE COMPANY, INC. | $275,000 | n/a | 0.1% | |
| Wolfe Financial, Inc | $295,000 | $275,000 | -6.8% | 0.1% |
| INTERLINC MORTGAGE SERVICES, LLC | $265,000 | n/a | 0.1% | |
| Baxter Credit Union | $260,000 | n/a | 0.1% | |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | $260,000 | n/a | 0.1% | |
| Colony Bank | $255,000 | n/a | 0.1% | |
| TRIAD FINANCIAL SERVICES, INC. | $180,000 | $255,000 | 41.7% | 0.1% |
| Encompass Lending Group, LP | $245,000 | n/a | 0.1% | |
| FIRST ALLIANCE HOME MORTGAGE, LLC | $245,000 | n/a | 0.1% | |
| GMFS LLC | $245,000 | n/a | 0.1% | |
| LONGBRIDGE FINANCIAL, LLC | $1,020,000 | $240,000 | -76.5% | 0.1% |
| First Savings Bank | $235,000 | n/a | 0.1% | |
| PNC Bank | $65,000 | $235,000 | 261.5% | 0.1% |
| The Bank of LaFayette, Georgia | $1,660,000 | $235,000 | -85.8% | 0.1% |
| DIRECT LENDERS, LLC | $155,000 | $225,000 | 45.2% | 0.0% |
| PREMIER MORTGAGE RESOURCES, L.L.C. | $225,000 | n/a | 0.0% | |
| UIF CORPORATION | $225,000 | n/a | 0.0% | |
| South State Bank | $220,000 | n/a | 0.0% | |
| Home Loan Investment Bank, F.S.B. | $215,000 | n/a | 0.0% | |
| Citizens Bank | $2,270,000 | $210,000 | -90.7% | 0.0% |
| Logan Finance Corporation | $210,000 | n/a | 0.0% | |
| Talbot State Bank | $210,000 | n/a | 0.0% | |
| SOUTHEAST FIRST NATIONAL BANK | $205,000 | n/a | 0.0% | |
| CREDIT UNION OF GEORGIA | $75,000 | $200,000 | 166.7% | 0.0% |
| SPRING EQ, LLC | $120,000 | $200,000 | 66.7% | 0.0% |
| ALLIED MORTGAGE GROUP, INC. | $195,000 | n/a | 0.0% | |
| Tyndall Federal Credit Union | $195,000 | n/a | 0.0% | |
| GUARANTY MORTGAGE SERVICES, L.L.C. | $175,000 | n/a | 0.0% | |
| MORIA DEVELOPMENT, INC. | $175,000 | n/a | 0.0% | |
| DELTA COMMUNITY CREDIT UNION | $105,000 | $170,000 | 61.9% | 0.0% |
| HOMEXPRESS MORTGAGE CORP. | $370,000 | $165,000 | -55.4% | 0.0% |
| CALCON MUTUAL MORTGAGE LLC | $155,000 | n/a | 0.0% | |
| CIS Financial Services, Inc. | $155,000 | n/a | 0.0% | |
| SENTE MORTGAGE, INC. | $125,000 | n/a | 0.0% | |
| INTERCAP LENDING INC. | $115,000 | n/a | 0.0% | |
| SmartBank | $145,000 | $115,000 | -20.7% | 0.0% |
| JUSTICE Federal Credit Union | $105,000 | n/a | 0.0% | |
| MEMBER FIRST MORTGAGE, LLC | $620,000 | $105,000 | -83.1% | 0.0% |
| Connexus Credit Union | $55,000 | n/a | 0.0% | |
| American Airlines Federal Credit Union | $45,000 | n/a | 0.0% | |
| Pinnacle Bank | $1,085,000 | $45,000 | -95.9% | 0.0% |
| United Bank | $15,000 | n/a | 0.0% |
DALTON's top lender by overall market share is QUICKEN LOANS, LLC, with 7.6% market share. In second place, with 7.1%, is FirstBank, having originated $32,750,000 in loans. In third place, with 4.8%, is GEORGIA UNITED, having originated $22,190,000 in loans. In fourth place, with 4.5%, is FAIRWAY INDEPENDENT MORTGAGE CORPORATION, having originated $20,555,000 in loans. In fifth place, with 4.2%, is MOVEMENT MORTGAGE, LLC, having originated $19,250,000 in loans.
DALTON Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - DALTON (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
|---|---|---|---|---|
| 2018-01-01 | $169,500 (2.4%) | $250,905 (10.3%) | 0.00 | 318 |
| 2018-02-01 | $169,900 (3.0%) | $249,409 (13.2%) | 0.00 | 327 |
| 2018-03-01 | $169,900 (3.0%) | $250,115 (17.2%) | 0.00 | 321 |
| 2018-04-01 | $175,250 (4.0%) | $259,321 (18.3%) | 0.00 | 327 |
| 2018-05-01 | $179,900 (5.9%) | $256,616 (10.5%) | 0.00 | 305 |
| 2018-06-01 | $179,900 (4.4%) | $243,175 (2.7%) | 0.00 | 314 |
| 2018-07-01 | $172,450 (-6.8%) | $241,186 (-3.9%) | 0.00 | 322 |
| 2018-08-01 | $170,900 (-1.2%) | $241,679 (-1.0%) | 0.00 | 318 |
| 2018-09-01 | $174,950 (3.0%) | $245,357 (3.5%) | 0.00 | 337 |
| 2018-10-01 | $179,400 (8.8%) | $240,070 (3.7%) | 0.00 | 328 |
| 2018-11-01 | $179,675 (6.6%) | $242,370 (3.4%) | 0.00 | 315 |
| 2018-12-01 | $174,900 (2.9%) | $233,673 (-2.4%) | 0.00 | 319 |
| 2019-01-01 | $176,000 (3.8%) | $230,393 (-8.2%) | 0.00 | 303 |
| 2019-02-01 | $177,000 (4.2%) | $235,879 (-5.4%) | 0.00 | 291 |
| 2019-03-01 | $182,171 (7.2%) | $242,505 (-3.0%) | 0.00 | 280 |
| 2019-04-01 | $185,871 (6.1%) | $243,252 (-6.2%) | 0.00 | 266 |
| 2019-05-01 | $188,400 (4.7%) | $239,600 (-6.6%) | 0.00 | 271 |
| 2019-06-01 | $189,900 (5.6%) | $247,092 (1.6%) | 0.00 | 297 |
| 2019-07-01 | $189,450 (9.9%) | $243,905 (1.1%) | 0.00 | 298 |
| 2019-08-01 | $189,973 (11.2%) | $250,112 (3.5%) | 0.00 | 312 |
| 2019-09-01 | $189,932 (8.6%) | $247,303 (0.8%) | 0.00 | 329 |
| 2019-10-01 | $189,875 (5.8%) | $245,028 (2.1%) | 0.00 | 337 |
| 2019-11-01 | $184,400 (2.6%) | $241,137 (-0.5%) | 0.00 | 332 |
| 2019-12-01 | $184,400 (5.4%) | $237,791 (1.8%) | 0.00 | 314 |
| 2020-01-01 | $179,900 (2.2%) | $234,315 (1.7%) | 0.00 | 289 |
| 2020-02-01 | $192,450 (8.7%) | $243,199 (3.1%) | 0.00 | 291 |
| 2020-03-01 | $199,900 (9.7%) | $245,061 (1.1%) | 0.00 | 274 |
| 2020-04-01 | $203,400 (9.4%) | $249,220 (2.5%) | 0.00 | 258 |
| 2020-05-01 | $219,900 (16.7%) | $263,623 (10.0%) | 0.00 | 227 |
| 2020-06-01 | $228,450 (20.3%) | $275,631 (11.6%) | 0.00 | 199 |
| 2020-07-01 | $235,558 (24.3%) | $279,505 (14.6%) | 0.00 | 170 |
| 2020-08-01 | $230,000 (21.1%) | $292,117 (16.8%) | 0.00 | 162 |
| 2020-09-01 | $249,450 (31.3%) | $291,845 (18.0%) | 0.00 | 166 |
| 2020-10-01 | $239,900 (26.4%) | $285,918 (16.7%) | 0.00 | 176 |
| 2020-11-01 | $246,988 (33.9%) | $278,171 (15.4%) | 0.00 | 191 |
| 2020-12-01 | $249,925 (35.5%) | $291,971 (22.8%) | 0.00 | 170 |
| 2021-01-01 | $249,900 (38.9%) | $290,281 (23.9%) | 0.00 | 154 |
| 2021-02-01 | $265,950 (38.2%) | $307,920 (26.6%) | 0.00 | 120 |
| 2021-03-01 | $239,900 (20.0%) | $302,692 (23.5%) | 0.00 | 93 |
| 2021-04-01 | $243,900 (19.9%) | $319,553 (28.2%) | 0.00 | 91 |
| 2021-05-01 | $249,900 (13.6%) | $324,793 (23.2%) | 0.00 | 96 |
| 2021-06-01 | $259,600 (13.6%) | $354,912 (28.8%) | 0.00 | 107 |
| 2021-07-01 | $249,900 (6.1%) | $343,415 (22.9%) | 0.00 | 140 |
| 2021-08-01 | $254,725 (10.8%) | $341,424 (16.9%) | 0.00 | 171 |
| 2021-09-01 | $237,950 (-4.6%) | $341,163 (16.9%) | 0.00 | 175 |
| 2021-10-01 | $250,000 (4.2%) | $347,117 (21.4%) | 0.00 | 179 |
| 2021-11-01 | $249,450 (1.0%) | $354,964 (27.6%) | 0.00 | 185 |
| 2021-12-01 | $248,000 (-0.8%) | $358,796 (22.9%) | 0.00 | 183 |
| 2022-01-01 | $239,900 (-4.0%) | $365,754 (26.0%) | 0.00 | 167 |
| 2022-02-01 | $249,950 (-6.0%) | $380,305 (23.5%) | 0.00 | 143 |
| 2022-03-01 | $268,700 (12.0%) | $383,927 (26.8%) | 0.00 | 130 |
| 2022-04-01 | $272,500 (11.7%) | $400,407 (25.3%) | 0.00 | 125 |
| 2022-05-01 | $266,225 (6.5%) | $375,086 (15.5%) | 0.00 | 204 |
| 2022-06-01 | $282,425 (8.8%) | $360,173 (1.5%) | 0.00 | 233 |
| 2022-07-01 | $279,900 (12.0%) | $360,291 (4.9%) | 0.00 | 272 |
| 2022-08-01 | $279,788 (9.8%) | $362,219 (6.1%) | 0.00 | 301 |
| 2022-09-01 | $279,950 (17.7%) | $352,624 (3.4%) | 0.00 | 309 |
| 2022-10-01 | $274,900 (10.0%) | $337,738 (-2.7%) | 0.00 | 301 |
| 2022-11-01 | $266,075 (6.7%) | $334,559 (-5.8%) | 0.00 | 288 |
| 2022-12-01 | $273,450 (10.3%) | $350,302 (-2.4%) | 0.00 | 249 |
| 2023-01-01 | $269,950 (12.5%) | $345,771 (-5.5%) | 0.00 | 199 |
| 2023-02-01 | $279,925 (12.0%) | $364,843 (-4.1%) | 0.00 | 188 |
| 2023-03-01 | $299,900 (11.6%) | $368,771 (-4.0%) | 0.00 | 157 |
| 2023-04-01 | $299,900 (10.1%) | $363,475 (-9.2%) | 0.00 | 143 |
| 2023-05-01 | $315,250 (18.4%) | $389,203 (3.8%) | 0.00 | 147 |
| 2023-06-01 | $312,500 (10.7%) | $390,344 (8.4%) | 0.00 | 177 |
| 2023-07-01 | $310,000 (10.8%) | $381,316 (5.8%) | 0.00 | 195 |
| 2023-08-01 | $312,183 (11.6%) | $381,337 (5.3%) | 0.00 | 220 |
| 2023-09-01 | $325,000 (16.1%) | $438,373 (24.3%) | 0.00 | 208 |
| 2023-10-01 | $326,200 (18.7%) | $448,341 (32.8%) | 0.00 | 233 |
| 2023-11-01 | $315,000 (18.4%) | $448,003 (33.9%) | 0.00 | 259 |
| 2023-12-01 | $325,000 (18.9%) | $458,564 (30.9%) | 0.00 | 256 |
| 2024-01-01 | $325,500 (20.6%) | $463,990 (34.2%) | 0.00 | 250 |
| 2024-02-01 | $336,750 (20.3%) | $471,786 (29.3%) | 0.00 | 241 |
| 2024-03-01 | $344,950 (15.0%) | $467,933 (26.9%) | 0.00 | 239 |
| 2024-04-01 | $329,925 (10.0%) | $428,789 (18.0%) | 0.00 | 249 |
| 2024-05-01 | $354,975 (12.6%) | $481,013 (23.6%) | 0.00 | 254 |
| 2024-06-01 | $350,000 (12.0%) | $465,007 (19.1%) | 0.00 | 271 |
| 2024-07-01 | $334,393 (7.9%) | $448,672 (17.7%) | 0.00 | 291 |
| 2024-08-01 | $329,900 (5.7%) | $430,019 (12.8%) | 0.00 | 295 |
| 2024-09-01 | $312,475 (-3.9%) | $418,805 (-4.5%) | 0.00 | 291 |
| 2024-10-01 | $300,783 (-7.8%) | $407,944 (-9.0%) | 0.00 | 323 |
| 2024-11-01 | $305,000 (-3.2%) | $417,597 (-6.8%) | 0.00 | 345 |
| 2024-12-01 | $303,475 (-6.6%) | $388,854 (-15.2%) | 0.00 | 329 |
| 2025-01-01 | $312,400 (-4.0%) | $455,988 (-1.7%) | 0.00 | 303 |
| 2025-02-01 | $321,400 (-4.6%) | $455,174 (-3.5%) | 0.00 | 322 |
| 2025-03-01 | $324,900 (-5.8%) | $460,518 (-1.6%) | 0.00 | 327 |
DALTON's median listing price for 2025-03-01 was $324,900, a difference of
$-20,050
(-5.8%) versus the prior year and
$3,500 versus the prior month.
DALTON's median listing price comes in at 0% of the national average.
DALTON's average listing price for 2025-03-01 was $460,518, a difference of $-7,415 (-1.6%) versus the prior year and $5,344 versus the prior month.
For the 2025-03-01 period, DALTON had 327 MLS listings, a difference of 5 listings (2%) versus the prior month and 88 listings (37%) versus the prior year.
DALTON's median listing price comes in at 0% of the national average.
DALTON's average listing price for 2025-03-01 was $460,518, a difference of $-7,415 (-1.6%) versus the prior year and $5,344 versus the prior month.
For the 2025-03-01 period, DALTON had 327 MLS listings, a difference of 5 listings (2%) versus the prior month and 88 listings (37%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - DALTON (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Time on Market | Median Square Footage |
|---|---|---|
| 2018-01-01 | 0 days | 2,056 sqft |
| 2018-02-01 | 0 days | 2,036 sqft |
| 2018-03-01 | 0 days | 2,055 sqft |
| 2018-04-01 | 0 days | 2,108 sqft |
| 2018-05-01 | 0 days | 2,113 sqft |
| 2018-06-01 | 0 days | 2,132 sqft |
| 2018-07-01 | 0 days | 2,092 sqft |
| 2018-08-01 | 0 days | 1,951 sqft |
| 2018-09-01 | 0 days | 1,920 sqft |
| 2018-10-01 | 0 days | 2,000 sqft |
| 2018-11-01 | 0 days | 1,998 sqft |
| 2018-12-01 | 0 days | 1,914 sqft |
| 2019-01-01 | 0 days | 1,949 sqft |
| 2019-02-01 | 0 days | 1,941 sqft |
| 2019-03-01 | 0 days | 2,019 sqft |
| 2019-04-01 | 0 days | 2,051 sqft |
| 2019-05-01 | 0 days | 2,055 sqft |
| 2019-06-01 | 0 days | 2,012 sqft |
| 2019-07-01 | 0 days | 1,935 sqft |
| 2019-08-01 | 0 days | 1,960 sqft |
| 2019-09-01 | 0 days | 1,946 sqft |
| 2019-10-01 | 0 days | 1,928 sqft |
| 2019-11-01 | 0 days | 1,940 sqft |
| 2019-12-01 | 0 days | 1,948 sqft |
| 2020-01-01 | 0 days | 1,905 sqft |
| 2020-02-01 | 0 days | 1,912 sqft |
| 2020-03-01 | 0 days | 1,897 sqft |
| 2020-04-01 | 0 days | 1,885 sqft |
| 2020-05-01 | 0 days | 2,070 sqft |
| 2020-06-01 | 0 days | 2,219 sqft |
| 2020-07-01 | 0 days | 2,310 sqft |
| 2020-08-01 | 0 days | 2,347 sqft |
| 2020-09-01 | 0 days | 2,403 sqft |
| 2020-10-01 | 0 days | 2,261 sqft |
| 2020-11-01 | 0 days | 2,209 sqft |
| 2020-12-01 | 0 days | 2,152 sqft |
| 2021-01-01 | 0 days | 2,058 sqft |
| 2021-02-01 | 0 days | 2,144 sqft |
| 2021-03-01 | 0 days | 1,894 sqft |
| 2021-04-01 | 0 days | 1,958 sqft |
| 2021-05-01 | 0 days | 1,859 sqft |
| 2021-06-01 | 0 days | 1,904 sqft |
| 2021-07-01 | 0 days | 1,950 sqft |
| 2021-08-01 | 0 days | 1,872 sqft |
| 2021-09-01 | 0 days | 1,791 sqft |
| 2021-10-01 | 0 days | 1,803 sqft |
| 2021-11-01 | 0 days | 1,799 sqft |
| 2021-12-01 | 0 days | 1,745 sqft |
| 2022-01-01 | 0 days | 1,715 sqft |
| 2022-02-01 | 0 days | 1,769 sqft |
| 2022-03-01 | 0 days | 1,829 sqft |
| 2022-04-01 | 0 days | 1,810 sqft |
| 2022-05-01 | 0 days | 1,562 sqft |
| 2022-06-01 | 0 days | 1,584 sqft |
| 2022-07-01 | 0 days | 1,758 sqft |
| 2022-08-01 | 0 days | 1,699 sqft |
| 2022-09-01 | 0 days | 1,680 sqft |
| 2022-10-01 | 0 days | 1,680 sqft |
| 2022-11-01 | 0 days | 1,653 sqft |
| 2022-12-01 | 0 days | 1,740 sqft |
| 2023-01-01 | 0 days | 1,695 sqft |
| 2023-02-01 | 0 days | 1,736 sqft |
| 2023-03-01 | 0 days | 1,851 sqft |
| 2023-04-01 | 0 days | 1,882 sqft |
| 2023-05-01 | 0 days | 1,903 sqft |
| 2023-06-01 | 0 days | 1,880 sqft |
| 2023-07-01 | 0 days | 1,935 sqft |
| 2023-08-01 | 0 days | 1,930 sqft |
| 2023-09-01 | 0 days | 1,925 sqft |
| 2023-10-01 | 0 days | 1,879 sqft |
| 2023-11-01 | 0 days | 1,873 sqft |
| 2023-12-01 | 0 days | 1,849 sqft |
| 2024-01-01 | 0 days | 1,829 sqft |
| 2024-02-01 | 0 days | 1,808 sqft |
| 2024-03-01 | 0 days | 1,813 sqft |
| 2024-04-01 | 0 days | 1,790 sqft |
| 2024-05-01 | 0 days | 1,941 sqft |
| 2024-06-01 | 0 days | 1,826 sqft |
| 2024-07-01 | 0 days | 1,820 sqft |
| 2024-08-01 | 0 days | 1,800 sqft |
| 2024-09-01 | 0 days | 1,792 sqft |
| 2024-10-01 | 0 days | 1,778 sqft |
| 2024-11-01 | 0 days | 1,772 sqft |
| 2024-12-01 | 0 days | 1,790 sqft |
| 2025-01-01 | 0 days | 1,781 sqft |
| 2025-02-01 | 0 days | 1,758 sqft |
| 2025-03-01 | 0 days | 1,764 sqft |
DALTON's median listing age (time on market) for 2025-03-01 was 0 days.
DALTON's median square footage for active listings during the 2025-03-01 period was 1,764 sqft. One year prior, the average listing was 1,813 sqft.
DALTON's median square footage for active listings during the 2025-03-01 period was 1,764 sqft. One year prior, the average listing was 1,813 sqft.
DALTON, GA Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 1,276 | $308,970,000 | $242,139 |
| Cash Out Refi | 320 | $57,960,000 | $181,125 |
| Refi | 239 | $57,625,000 | $241,109 |
| Other | 232 | $22,450,000 | $96,767 |
| Home Improvement | 177 | $12,375,000 | $69,915 |
Dalton's most frequently cited loan purpose was Home Purchase, with 1,276 originations. The 2nd most popular reason was Cash Out Refi, with 320 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 6-7% | 931 | $212,705,000 | $228,469 |
| 7-8% | 453 | $88,645,000 | $195,684 |
| Over 8% | 414 | $42,410,000 | $102,440 |
| 5-6% | 282 | $72,560,000 | $257,305 |
| <2.5% | 55 | $745,000 | $13,545 |
| 4-5% | 17 | $4,665,000 | $274,412 |
| 3-4% | 5 | $16,245,000 | $3,249,000 |
| 2.5-3% | 1 | $165,000 | $165,000 |
During 2024, Dalton's most frequently originated rate bucket was 6-7%, with 931 originations.
Loan Sizing (DALTON, GA MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $200k-400k | 914 | $245,150,000 | $268,217 |
| $100k-200k | 669 | $101,705,000 | $152,025 |
| $100,000 or less | 547 | $26,955,000 | $49,278 |
| $400k-600k | 86 | $39,330,000 | $457,326 |
| $600k-1000k | 20 | $14,980,000 | $749,000 |
| $Over $1MM | 8 | $31,260,000 | $3,907,500 |
DALTON's loan sizing saw the bucket of loans from $200k-400k with 914 originations, totaling $245,150,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 80-100% | 956 | $242,480,000 | $253,640 |
| 60-80% | 380 | $98,810,000 | $260,026 |
| Under 20% | 315 | $15,175,000 | $48,175 |
| 20-40% | 251 | $28,535,000 | $113,685 |
| 40-60% | 200 | $38,270,000 | $191,350 |
| Over 100% | 23 | $6,705,000 | $291,522 |
DALTON's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 956 originations, totaling $242,480,000 in origination value.