Danville Mortgage Rates & Closing Costs
30yr Fixed Rate
15yr Fixed Rate
FHA
USDA
VA
5/1 ARM
30 Year Fixed Rate mortgages in Danville averaged
7.1%
for the week of 2025-04-03, compared to the national average of
6.64% for the same period.
The average rate for the prior week (2025-03-27) was
6.81% and
one month ago for the week of 2025-02-27, the
average rate was 6.82%.
Danville's average rate one year ago was 7.25%.
For refis of the same type during the week of 2025-04-03, the average rate
was 7.04%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2025-04-03 | 6.64% |
| Danville 30 Year Fixed Rate | 2025-04-03 | 7.1% |
| Danville 30 Year Fixed Rate Refi | 2025-04-03 | 7.04% |
| Danville 15 Year Fixed Rate | 2025-04-03 | 5.62% |
| Danville 15 Year Fixed Rate Refi | 2025-04-03 | 6.42% |
| Danville 30 Year FHA | 2025-04-03 | 6.26% |
| Danville 30 Year FHA Refi | 2025-04-03 | 6.26% |
| Danville 30 Year USDA | 2025-04-03 | 6.42% |
| Danville 30 Year USDA Refi | 2025-04-03 | 6.22% |
| Danville 30 Year VA | 2025-04-03 | 6.52% |
| Danville 30 Year VA Refi | 2025-04-03 | 6.16% |
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Danville, VA.
Danville Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Danville, VA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
Danville Average Closing Costs & Other Stats
Danville, VA's 81 lenders originated 1,454
loans during 2024. The total origination value was $253,750,000, with an average loan value of
$174,519.
Danville's average closing costs are $5,078.
The top Danville lender as defined by loan originations is QUICKEN LOANS, LLC, with
57 loans originated. Their average total fees are
$5,593, which is $482
higher than the next largest lender,
MOVEMENT MORTGAGE, LLC.
The lowest fee Danville lenders (with over 10 loans originated) are
Atlantic Union Bank ($4,382), Alcova Mortgage LLC ($4,627), First-Citizens Bank & Trust Company ($4,692), Wells Fargo Bank ($5,107) and MOVEMENT MORTGAGE, LLC ($5,111).
The lowest rate Danville lenders (with over 10 loans originated) are
Wells Fargo Bank (6.40%), Atlantic Union Bank (6.56%), First-Citizens Bank & Trust Company (6.60%), QUICKEN LOANS, LLC (6.80%) and MOVEMENT MORTGAGE, LLC (6.91%).
Danville, VA Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2023 Loan Value | 2024 Loan Value | % Change | 2024 Market Share |
|---|---|---|---|---|
| QUICKEN LOANS, LLC | $18,675,000 | $26,820,000 | 43.6% | 10.6% |
| Alcova Mortgage LLC | $17,690,000 | $22,110,000 | 25.0% | 8.7% |
| Atlantic Union Bank | $805,000 | $16,460,000 | 1,944.7% | 6.5% |
| MOVEMENT MORTGAGE, LLC | $15,815,000 | $12,290,000 | -22.3% | 4.8% |
| UNITED WHOLESALE MORTGAGE, LLC | $7,330,000 | $12,265,000 | 67.3% | 4.8% |
| First National Bank | $7,400,000 | $10,555,000 | 42.6% | 4.2% |
| First-Citizens Bank & Trust Company | $7,330,000 | $9,670,000 | 31.9% | 3.8% |
| Mortgage Research Center, LLC | $5,230,000 | $8,000,000 | 53.0% | 3.2% |
| First Bank | $840,000 | $7,705,000 | 817.3% | 3.0% |
| ATLANTIC BAY MORTGAGE GROUP, L.L.C. | $3,070,000 | $5,255,000 | 71.2% | 2.1% |
| FREEDOM MORTGAGE CORPORATION | $850,000 | $4,960,000 | 483.5% | 2.0% |
| Truist | $6,420,000 | $4,575,000 | -28.7% | 1.8% |
| FREEDOM FIRST | $680,000 | $4,260,000 | 526.5% | 1.7% |
| Carter Bank & Trust | $3,500,000 | $4,130,000 | 18.0% | 1.6% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | $1,310,000 | $3,100,000 | 136.6% | 1.2% |
| Bank of England | $2,735,000 | $2,920,000 | 6.8% | 1.2% |
| NAVY FEDERAL CREDIT UNION | $3,280,000 | $2,680,000 | -18.3% | 1.1% |
| Wells Fargo Bank | $3,355,000 | $2,560,000 | -23.7% | 1.0% |
| CROSSCOUNTRY MORTGAGE, LLC | $1,085,000 | $2,535,000 | 133.6% | 1.0% |
| PENNYMAC LOAN SERVICES, LLC | $1,055,000 | $2,175,000 | 106.2% | 0.9% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $255,000 | $2,100,000 | 723.5% | 0.8% |
| FIRST BANCORP | $1,135,000 | $2,040,000 | 79.7% | 0.8% |
| STATE EMPLOYEES' | $990,000 | $2,020,000 | 104.0% | 0.8% |
| LOANDEPOT.COM, LLC | $2,065,000 | $1,965,000 | -4.8% | 0.8% |
| HOMESIDE FINANCIAL, LLC | $420,000 | $1,955,000 | 365.5% | 0.8% |
| Atlantic Coast Mortgage, LLC | $1,555,000 | $1,760,000 | 13.2% | 0.7% |
| NEW DAY FINANCIAL, LLC | $700,000 | $1,675,000 | 139.3% | 0.7% |
| Blue Ridge Bank | $2,835,000 | $1,615,000 | -43.0% | 0.6% |
| CARDINAL FINANCIAL | $2,665,000 | $1,615,000 | -39.4% | 0.6% |
| The Fidelity Bank | $645,000 | $1,315,000 | 103.9% | 0.5% |
| JPMorgan Chase Bank | $1,425,000 | $1,310,000 | -8.1% | 0.5% |
| AMERICAN FINANCIAL RESOURCES, INC. | $635,000 | $1,220,000 | 92.1% | 0.5% |
| Citizens Bank | $1,640,000 | $1,220,000 | -25.6% | 0.5% |
| LENDINGHOME FUNDING CORPORATION | $865,000 | $1,200,000 | 38.7% | 0.5% |
| CMG MORTGAGE, INC. | $1,100,000 | $1,185,000 | 7.7% | 0.5% |
| CALCON MUTUAL MORTGAGE LLC | $1,090,000 | n/a | 0.4% | |
| Virginia National Bank | $155,000 | $1,090,000 | 603.2% | 0.4% |
| Mr. Cooper ( Nationstar Mortgage ) | $1,345,000 | $1,080,000 | -19.7% | 0.4% |
| Bank of America | $900,000 | $1,070,000 | 18.9% | 0.4% |
| 21ST MORTGAGE CORPORATION | $810,000 | $1,065,000 | 31.5% | 0.4% |
| ValleyStar Credit Union | $2,230,000 | $1,065,000 | -52.2% | 0.4% |
| USAA Federal Savings Bank | $1,170,000 | $1,050,000 | -10.3% | 0.4% |
| CNB Bank | $1,750,000 | $985,000 | -43.7% | 0.4% |
| Farm Credit of the Virginias, ACA | $615,000 | $985,000 | 60.2% | 0.4% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | $260,000 | $960,000 | 269.2% | 0.4% |
| Flagstar Bank, FSB | $1,205,000 | $955,000 | -20.7% | 0.4% |
| Virginia Credit Union, Inc. | $1,160,000 | $950,000 | -18.1% | 0.4% |
| UNION HOME MORTGAGE CORP. | $370,000 | $855,000 | 131.1% | 0.3% |
| BROKER SOLUTIONS, INC. | $1,660,000 | $810,000 | -51.2% | 0.3% |
| MID AMERICA MORTGAGE, INC. | $520,000 | $805,000 | 54.8% | 0.3% |
| Equity Prime Mortgage LLC | $790,000 | n/a | 0.3% | |
| VILLAGE CAPITAL MORTGAGE | $135,000 | $790,000 | 485.2% | 0.3% |
| Carrington Mortgage Services, LLC | $75,000 | $750,000 | 900.0% | 0.3% |
| MILEND, INC. | $215,000 | $735,000 | 241.9% | 0.3% |
| CAPITAL CENTER, L.L.C. | $500,000 | $705,000 | 41.0% | 0.3% |
| SUN WEST MORTGAGE COMPANY, INC. | $665,000 | n/a | 0.3% | |
| RELIANCE FIRST CAPITAL, LLC | $920,000 | $660,000 | -28.3% | 0.3% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $540,000 | $615,000 | 13.9% | 0.2% |
| NEWREZ LLC | $1,525,000 | $585,000 | -61.6% | 0.2% |
| PLANET HOME LENDING, LLC | $585,000 | n/a | 0.2% | |
| First National Bank of Pennsylvania | $565,000 | n/a | 0.2% | |
| ROYAL UNITED MORTGAGE LLC | $705,000 | $550,000 | -22.0% | 0.2% |
| LOANPAL, LLC | $525,000 | n/a | 0.2% | |
| BETTER MORTGAGE CORPORATION | $355,000 | $515,000 | 45.1% | 0.2% |
| Discover Bank | $355,000 | $515,000 | 45.1% | 0.2% |
| ZILLOW HOME LOANS, LLC | $420,000 | $495,000 | 17.9% | 0.2% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | $1,095,000 | $490,000 | -55.3% | 0.2% |
| Bank of the James | $255,000 | $490,000 | 92.2% | 0.2% |
| LAKEVIEW LOAN SERVICING, LLC | $575,000 | $480,000 | -16.5% | 0.2% |
| GUILD MORTGAGE COMPANY | $155,000 | $475,000 | 206.5% | 0.2% |
| Barrington Bank & Trust Company, N.A. | $365,000 | $470,000 | 28.8% | 0.2% |
| HomeTrust Bank | $500,000 | $470,000 | -6.0% | 0.2% |
| FINANCE OF AMERICA REVERSE LLC | $465,000 | n/a | 0.2% | |
| Integrity Home Mortgage Corp | $180,000 | $460,000 | 155.6% | 0.2% |
| Regions Bank | $75,000 | $445,000 | 493.3% | 0.2% |
| NFM, INC. | $800,000 | $440,000 | -45.0% | 0.2% |
| Pinnacle Bank | $440,000 | n/a | 0.2% | |
| AMERISAVE MORTGAGE CORPORATION | $1,325,000 | $435,000 | -67.2% | 0.2% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | $85,000 | $430,000 | 405.9% | 0.2% |
| MUTUAL OF OMAHA MORTGAGE, INC. | $1,065,000 | $420,000 | -60.6% | 0.2% |
| PHH Mortgage Corporation | $135,000 | $415,000 | 207.4% | 0.2% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | $155,000 | $410,000 | 164.5% | 0.2% |
| The Loan Store, Inc. | $400,000 | n/a | 0.2% | |
| NEWPORT NEWS SHIPBUILDING EMPLOYEES | $395,000 | n/a | 0.2% | |
| PREMIA MORTGAGE, LLC | $375,000 | n/a | 0.1% | |
| Paramount Residential Mortgage Group, Inc. | $370,000 | n/a | 0.1% | |
| Stifel Bank and Trust | $355,000 | n/a | 0.1% | |
| EMBRACE HOME LOANS, INC. | $1,285,000 | $350,000 | -72.8% | 0.1% |
| MEMBER ONE | $4,340,000 | $350,000 | -91.9% | 0.1% |
| Select Bank | $85,000 | $350,000 | 311.8% | 0.1% |
| Truliant Federal Credit Union | $320,000 | $350,000 | 9.4% | 0.1% |
| SIRVA MORTGAGE, INC. | $255,000 | $345,000 | 35.3% | 0.1% |
| The Federal Savings Bank | $1,050,000 | $340,000 | -67.6% | 0.1% |
| FAY SERVICING, LLC | $55,000 | $330,000 | 500.0% | 0.1% |
| Benchmark Community Bank | $355,000 | $325,000 | -8.5% | 0.1% |
| TOWNE MORTGAGE COMPANY | $320,000 | n/a | 0.1% | |
| DEEPHAVEN MORTGAGE LLC | $660,000 | $310,000 | -53.0% | 0.1% |
| TRIAD FINANCIAL SERVICES, INC. | $180,000 | $310,000 | 72.2% | 0.1% |
| BAY EQUITY LLC | $305,000 | n/a | 0.1% | |
| MORTGAGEONE, INC. | $305,000 | n/a | 0.1% | |
| T2 FINANCIAL LLC | $305,000 | n/a | 0.1% | |
| FIRST HOME MORTGAGE CORPORATION | $295,000 | n/a | 0.1% | |
| Leader Bank | $290,000 | n/a | 0.1% | |
| INTERCAP LENDING INC. | $285,000 | n/a | 0.1% | |
| Renasant Bank | $530,000 | $285,000 | -46.2% | 0.1% |
| DOMINION FINANCIAL SERVICES, LLC | $115,000 | $275,000 | 139.1% | 0.1% |
| TIDEWATER MORTGAGE SERVICES, INC. | $1,440,000 | $275,000 | -80.9% | 0.1% |
| GMFS LLC | $270,000 | n/a | 0.1% | |
| American Mortgage & Equity Consultants, Inc. | $265,000 | n/a | 0.1% | |
| Coastal Community Bank | $60,000 | $265,000 | 341.7% | 0.1% |
| Magnolia Bank | $265,000 | n/a | 0.1% | |
| Skyline National Bank | $115,000 | $255,000 | 121.7% | 0.1% |
| Southern Bank and Trust Company | $255,000 | n/a | 0.1% | |
| The Bank of Charlotte County | $845,000 | $255,000 | -69.8% | 0.1% |
| Waterstone Mortgage Corporation | $255,000 | n/a | 0.1% | |
| FBC MORTGAGE, LLC | $245,000 | n/a | 0.1% | |
| Victorian Finance, LLC | $245,000 | n/a | 0.1% | |
| LENDINGONE, LLC | $240,000 | n/a | 0.1% | |
| Vellum Mortgage, Inc. | $235,000 | n/a | 0.1% | |
| AMWEST FUNDING CORP. | $115,000 | $230,000 | 100.0% | 0.1% |
| U.S. Bank | $1,515,000 | $230,000 | -84.8% | 0.1% |
| KeyBank | $225,000 | n/a | 0.1% | |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | $220,000 | n/a | 0.1% | |
| CREDIT UNION MORTGAGE ASSOCIATION, INC. | $215,000 | n/a | 0.1% | |
| Figure Lending LLC | $400,000 | $215,000 | -46.3% | 0.1% |
| First Federal Bank | $215,000 | n/a | 0.1% | |
| HOMEXPRESS MORTGAGE CORP. | $210,000 | n/a | 0.1% | |
| CHURCHILL MORTGAGE CORPORATION | $205,000 | n/a | 0.1% | |
| CLEARPATH LENDING | $205,000 | n/a | 0.1% | |
| MORIA DEVELOPMENT, INC. | $205,000 | n/a | 0.1% | |
| TD Bank | $550,000 | $205,000 | -62.7% | 0.1% |
| Texana Bank | $205,000 | n/a | 0.1% | |
| AXIA FINANCIAL, LLC | $200,000 | n/a | 0.1% | |
| PENTAGON FEDERAL CREDIT UNION | $455,000 | $195,000 | -57.1% | 0.1% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $195,000 | n/a | 0.1% | |
| American Airlines Federal Credit Union | $185,000 | n/a | 0.1% | |
| Plains Commerce Bank | $650,000 | $185,000 | -71.5% | 0.1% |
| LOCAL GOVERNMENT FEDERAL CREDIT UNION | $150,000 | $180,000 | 20.0% | 0.1% |
| VILLAGE BANK MORTGAGE CORPORATION | $180,000 | n/a | 0.1% | |
| ABSOLUTE HOME MORTGAGE CORPORATION | $175,000 | n/a | 0.1% | |
| FIDELITY DIRECT MORTGAGE, LLC | $275,000 | $175,000 | -36.4% | 0.1% |
| LIMA ONE CAPITAL, LLC | $1,530,000 | $175,000 | -88.6% | 0.1% |
| ALLEGACY FEDERAL CREDIT UNION | $165,000 | n/a | 0.1% | |
| FIRST COLONY MORTGAGE CORPORATION | $165,000 | n/a | 0.1% | |
| Hometown Equity Mortgage, LLC | $165,000 | n/a | 0.1% | |
| OCEANSIDE MORTGAGE COMPANY | $165,000 | n/a | 0.1% | |
| Uwharrie Bank | $165,000 | n/a | 0.1% | |
| First National Bank of America | $155,000 | n/a | 0.1% | |
| GUARANTEED RATE, INC. | $215,000 | $155,000 | -27.9% | 0.1% |
| NATION ONE MORTGAGE CORPORATION | $475,000 | $155,000 | -67.4% | 0.1% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | $265,000 | $145,000 | -45.3% | 0.1% |
| TEMPLE VIEW CAPITAL FUNDING, LP | $145,000 | n/a | 0.1% | |
| Towne Bank | $145,000 | n/a | 0.1% | |
| OCMBC, INC. | $370,000 | $135,000 | -63.5% | 0.1% |
| TOP FLITE FINANCIAL, INC. | $125,000 | $135,000 | 8.0% | 0.1% |
| VELOCITY COMMERCIAL CAPITAL, LLC | $135,000 | n/a | 0.1% | |
| SPRING EQ, LLC | $90,000 | $130,000 | 44.4% | 0.1% |
| Assurance Financial Group, L.L.C. | $125,000 | n/a | 0.0% | |
| Leaders Credit Union | $125,000 | n/a | 0.0% | |
| NEXERA HOLDING LLC | $125,000 | n/a | 0.0% | |
| Third Federal Savings and Loan Association of Cleveland | $50,000 | $125,000 | 150.0% | 0.0% |
| LATINO COMMUNITY CREDIT UNION | $120,000 | n/a | 0.0% | |
| CENTRAL VIRGINIA | $115,000 | n/a | 0.0% | |
| LEADERONE FINANCIAL CORPORATION | $95,000 | $115,000 | 21.1% | 0.0% |
| City Lending Inc. | $110,000 | n/a | 0.0% | |
| American Security Mortgage Corp. | $105,000 | n/a | 0.0% | |
| ARC HOME LLC | $105,000 | n/a | 0.0% | |
| Lakeview Community Capital, LLC | $310,000 | $105,000 | -66.1% | 0.0% |
| RUOFF MORTGAGE COMPANY, INC. | $140,000 | $105,000 | -25.0% | 0.0% |
| SOUTHPOINT FINANCIAL SERVICES, INC. | $105,000 | n/a | 0.0% | |
| TOTAL MORTGAGE SERVICES, LLC | $105,000 | n/a | 0.0% | |
| Ameris Bank | $175,000 | $95,000 | -45.7% | 0.0% |
| PNC Bank | $350,000 | $95,000 | -72.9% | 0.0% |
| BLUE EAGLE CREDIT UNION | $45,000 | $90,000 | 100.0% | 0.0% |
| ALLIANT CREDIT UNION | $105,000 | $85,000 | -19.0% | 0.0% |
| AMERICAN HERITAGE LENDING, INC. | $135,000 | $85,000 | -37.0% | 0.0% |
| F & M BANK CORP. | $410,000 | $85,000 | -79.3% | 0.0% |
| Shore United Bank | $85,000 | n/a | 0.0% | |
| SOUTHWEST STAGE FUNDING, LLC | $145,000 | $85,000 | -41.4% | 0.0% |
| Ally Bank | $380,000 | $75,000 | -80.3% | 0.0% |
| C & F Mortgage Corporation | $75,000 | n/a | 0.0% | |
| GEORGIA'S OWN | $75,000 | n/a | 0.0% | |
| Farmers Bank & Trust | $65,000 | n/a | 0.0% | |
| First Heritage Mortgage, LLC | $470,000 | $65,000 | -86.2% | 0.0% |
| GENERAL ELECTRIC EMPLOYEES FEDERAL CREDIT UNION | $65,000 | n/a | 0.0% | |
| LANGLEY | $55,000 | n/a | 0.0% | |
| RESIDENTIAL BANCORP | $55,000 | n/a | 0.0% | |
| Citizens and Farmers Bank | $45,000 | n/a | 0.0% | |
| M&T Bank | $565,000 | $45,000 | -92.0% | 0.0% |
| TEACHERS | $45,000 | n/a | 0.0% | |
| First Horizon Bank | $180,000 | $35,000 | -80.6% | 0.0% |
Danville's top lender by overall market share is QUICKEN LOANS, LLC, with 10.6% market share. In second place, with 8.7%, is Alcova Mortgage LLC, having originated $22,110,000 in loans. In third place, with 6.5%, is Atlantic Union Bank, having originated $16,460,000 in loans. In fourth place, with 4.8%, is MOVEMENT MORTGAGE, LLC, having originated $12,290,000 in loans. In fifth place, with 4.8%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $12,265,000 in loans.
Danville Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - Danville (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
|---|---|---|---|---|
| 2018-01-01 | $115,000 (12.2%) | $158,791 (3.0%) | 0.00 | 442 |
| 2018-02-01 | $113,000 (7.2%) | $158,152 (4.3%) | 0.00 | 422 |
| 2018-03-01 | $114,900 (4.6%) | $158,549 (3.9%) | 0.00 | 406 |
| 2018-04-01 | $119,900 (4.4%) | $163,801 (6.3%) | 0.00 | 419 |
| 2018-05-01 | $101,950 (-18.4%) | $148,804 (-7.3%) | 0.00 | 532 |
| 2018-06-01 | $105,000 (-16.0%) | $151,359 (-7.4%) | 0.00 | 556 |
| 2018-07-01 | $109,900 (-12.4%) | $155,730 (-4.3%) | 0.00 | 553 |
| 2018-08-01 | $100,425 (-18.9%) | $154,001 (-4.4%) | 0.00 | 552 |
| 2018-09-01 | $105,000 (-12.4%) | $155,608 (-2.2%) | 0.00 | 548 |
| 2018-10-01 | $109,450 (-5.6%) | $154,993 (-0.7%) | 0.00 | 531 |
| 2018-11-01 | $108,250 (-9.7%) | $154,682 (-3.9%) | 0.00 | 516 |
| 2018-12-01 | $107,500 (-6.4%) | $154,261 (-2.6%) | 0.00 | 490 |
| 2019-01-01 | $109,900 (-4.4%) | $156,272 (-1.6%) | 0.00 | 470 |
| 2019-02-01 | $107,950 (-4.5%) | $154,783 (-2.1%) | 0.00 | 450 |
| 2019-03-01 | $113,550 (-1.2%) | $163,998 (3.4%) | 0.00 | 414 |
| 2019-04-01 | $124,950 (4.2%) | $176,283 (7.6%) | 0.00 | 383 |
| 2019-05-01 | $125,000 (22.6%) | $179,339 (20.5%) | 0.00 | 380 |
| 2019-06-01 | $129,945 (23.8%) | $186,067 (22.9%) | 0.00 | 383 |
| 2019-07-01 | $134,950 (22.8%) | $189,755 (21.9%) | 0.00 | 386 |
| 2019-08-01 | $133,727 (33.2%) | $190,535 (23.7%) | 0.00 | 383 |
| 2019-09-01 | $128,818 (22.7%) | $191,608 (23.1%) | 0.00 | 379 |
| 2019-10-01 | $125,675 (14.8%) | $189,586 (22.3%) | 0.00 | 365 |
| 2019-11-01 | $129,000 (19.2%) | $189,042 (22.2%) | 0.00 | 357 |
| 2019-12-01 | $117,450 (9.3%) | $179,179 (16.2%) | 0.00 | 371 |
| 2020-01-01 | $119,000 (8.3%) | $180,166 (15.3%) | 0.00 | 330 |
| 2020-02-01 | $122,500 (13.5%) | $179,291 (15.8%) | 0.00 | 326 |
| 2020-03-01 | $119,000 (4.8%) | $174,759 (6.6%) | 0.00 | 311 |
| 2020-04-01 | $115,000 (-8.0%) | $171,238 (-2.9%) | 0.00 | 302 |
| 2020-05-01 | $127,600 (2.1%) | $183,442 (2.3%) | 0.00 | 264 |
| 2020-06-01 | $125,375 (-3.5%) | $182,338 (-2.0%) | 0.00 | 251 |
| 2020-07-01 | $125,450 (-7.0%) | $186,504 (-1.7%) | 0.00 | 226 |
| 2020-08-01 | $125,900 (-5.9%) | $190,033 (-0.3%) | 0.00 | 204 |
| 2020-09-01 | $139,075 (8.0%) | $201,105 (5.0%) | 0.00 | 181 |
| 2020-10-01 | $129,900 (3.4%) | $204,421 (7.8%) | 0.00 | 170 |
| 2020-11-01 | $148,675 (15.3%) | $225,547 (19.3%) | 0.00 | 146 |
| 2020-12-01 | $155,750 (32.6%) | $226,540 (26.4%) | 0.00 | 136 |
| 2021-01-01 | $164,900 (38.6%) | $237,535 (31.8%) | 0.00 | 110 |
| 2021-02-01 | $157,400 (28.5%) | $237,852 (32.7%) | 0.00 | 96 |
| 2021-03-01 | $147,175 (23.7%) | $233,310 (33.5%) | 0.00 | 88 |
| 2021-04-01 | $165,225 (43.7%) | $285,378 (66.7%) | 0.00 | 86 |
| 2021-05-01 | $179,900 (41.0%) | $290,514 (58.4%) | 0.00 | 85 |
| 2021-06-01 | $170,675 (36.1%) | $294,148 (61.3%) | 0.00 | 93 |
| 2021-07-01 | $164,900 (31.5%) | $284,762 (52.7%) | 0.00 | 103 |
| 2021-08-01 | $167,175 (32.8%) | $284,219 (49.6%) | 0.00 | 104 |
| 2021-09-01 | $185,000 (33.0%) | $290,461 (44.4%) | 0.00 | 112 |
| 2021-10-01 | $169,900 (30.8%) | $263,055 (28.7%) | 0.00 | 92 |
| 2021-11-01 | $166,000 (11.7%) | $251,914 (11.7%) | 0.00 | 97 |
| 2021-12-01 | $162,450 (4.3%) | $255,539 (12.8%) | 0.00 | 91 |
| 2022-01-01 | $194,950 (18.2%) | $269,047 (13.3%) | 0.00 | 72 |
| 2022-02-01 | $176,950 (12.4%) | $268,306 (12.8%) | 0.00 | 72 |
| 2022-03-01 | $198,950 (35.2%) | $271,285 (16.3%) | 0.00 | 88 |
| 2022-04-01 | $215,000 (30.1%) | $319,143 (11.8%) | 0.00 | 83 |
| 2022-05-01 | $199,900 (11.1%) | $302,446 (4.1%) | 0.00 | 90 |
| 2022-06-01 | $241,150 (41.3%) | $325,645 (10.7%) | 0.00 | 98 |
| 2022-07-01 | $222,000 (34.6%) | $343,782 (20.7%) | 0.00 | 105 |
| 2022-08-01 | $224,900 (34.5%) | $326,411 (14.8%) | 0.00 | 104 |
| 2022-09-01 | $239,000 (29.2%) | $334,482 (15.2%) | 0.00 | 101 |
| 2022-10-01 | $229,900 (35.3%) | $320,247 (21.7%) | 0.00 | 96 |
| 2022-11-01 | $196,175 (18.2%) | $299,216 (18.8%) | 0.00 | 100 |
| 2022-12-01 | $227,500 (40.0%) | $265,887 (4.1%) | 0.00 | 87 |
| 2023-01-01 | $189,225 (-2.9%) | $238,392 (-11.4%) | 0.00 | 95 |
| 2023-02-01 | $194,000 (9.6%) | $231,701 (-13.6%) | 0.00 | 91 |
| 2023-03-01 | $193,450 (-2.8%) | $229,861 (-15.3%) | 0.00 | 91 |
| 2023-04-01 | $187,450 (-12.8%) | $264,778 (-17.0%) | 0.00 | 83 |
| 2023-05-01 | $198,500 (-0.7%) | $283,374 (-6.3%) | 0.00 | 74 |
| 2023-06-01 | $252,000 (4.5%) | $531,343 (63.2%) | 0.00 | 95 |
| 2023-07-01 | $232,450 (4.7%) | $288,065 (-16.2%) | 0.00 | 104 |
| 2023-08-01 | $206,225 (-8.3%) | $267,029 (-18.2%) | 0.00 | 104 |
| 2023-09-01 | $225,000 (-5.9%) | $387,664 (15.9%) | 0.00 | 137 |
| 2023-10-01 | $229,975 (0.0%) | $364,357 (13.8%) | 0.00 | 159 |
| 2023-11-01 | $210,000 (7.1%) | $247,440 (-17.3%) | 0.00 | 175 |
| 2023-12-01 | $199,950 (-12.1%) | $242,725 (-8.7%) | 0.00 | 182 |
| 2024-01-01 | $195,875 (3.5%) | $233,037 (-2.3%) | 0.00 | 185 |
| 2024-02-01 | $192,225 (-0.9%) | $228,302 (-1.5%) | 0.00 | 160 |
| 2024-03-01 | $172,500 (-10.8%) | $227,580 (-1.0%) | 0.00 | 162 |
| 2024-04-01 | $190,112 (1.4%) | $263,321 (-0.6%) | 0.00 | 161 |
| 2024-05-01 | $215,950 (8.8%) | $258,087 (-8.9%) | 0.00 | 156 |
| 2024-06-01 | $220,000 (-12.7%) | $257,867 (-51.5%) | 0.00 | 171 |
| 2024-07-01 | $232,200 (-0.1%) | $315,536 (9.5%) | 0.00 | 201 |
| 2024-08-01 | $239,000 (15.9%) | $348,074 (30.4%) | 0.00 | 199 |
| 2024-09-01 | $239,900 (6.6%) | $309,728 (-20.1%) | 0.00 | 205 |
| 2024-10-01 | $249,225 (8.4%) | $316,890 (-13.0%) | 0.00 | 208 |
| 2024-11-01 | $239,900 (14.2%) | $306,835 (24.0%) | 0.00 | 213 |
| 2024-12-01 | $226,125 (13.1%) | $290,849 (19.8%) | 0.00 | 205 |
| 2025-01-01 | $214,475 (9.5%) | $261,794 (12.3%) | 0.00 | 196 |
| 2025-02-01 | $207,475 (7.9%) | $256,618 (12.4%) | 0.00 | 201 |
| 2025-03-01 | $229,900 (33.3%) | $258,402 (13.5%) | 0.00 | 190 |
Danville's median listing price for 2025-03-01 was $229,900, a difference of
$57,400
(33.3%) versus the prior year and
$22,425 versus the prior month.
Danville's median listing price comes in at 0% of the national average.
Danville's average listing price for 2025-03-01 was $258,402, a difference of $30,822 (13.5%) versus the prior year and $1,784 versus the prior month.
For the 2025-03-01 period, Danville had 190 MLS listings, a difference of -11 listings (-5%) versus the prior month and 28 listings (17%) versus the prior year.
Danville's median listing price comes in at 0% of the national average.
Danville's average listing price for 2025-03-01 was $258,402, a difference of $30,822 (13.5%) versus the prior year and $1,784 versus the prior month.
For the 2025-03-01 period, Danville had 190 MLS listings, a difference of -11 listings (-5%) versus the prior month and 28 listings (17%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - Danville (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Time on Market | Median Square Footage |
|---|---|---|
| 2018-01-01 | 0 days | 1,781 sqft |
| 2018-02-01 | 0 days | 1,765 sqft |
| 2018-03-01 | 0 days | 1,784 sqft |
| 2018-04-01 | 0 days | 1,800 sqft |
| 2018-05-01 | 0 days | 1,789 sqft |
| 2018-06-01 | 0 days | 1,778 sqft |
| 2018-07-01 | 0 days | 1,798 sqft |
| 2018-08-01 | 0 days | 1,792 sqft |
| 2018-09-01 | 0 days | 1,786 sqft |
| 2018-10-01 | 0 days | 1,802 sqft |
| 2018-11-01 | 0 days | 1,781 sqft |
| 2018-12-01 | 0 days | 1,792 sqft |
| 2019-01-01 | 0 days | 1,794 sqft |
| 2019-02-01 | 0 days | 1,790 sqft |
| 2019-03-01 | 0 days | 1,735 sqft |
| 2019-04-01 | 0 days | 1,721 sqft |
| 2019-05-01 | 0 days | 1,779 sqft |
| 2019-06-01 | 0 days | 1,795 sqft |
| 2019-07-01 | 0 days | 1,816 sqft |
| 2019-08-01 | 0 days | 1,832 sqft |
| 2019-09-01 | 0 days | 1,824 sqft |
| 2019-10-01 | 0 days | 1,819 sqft |
| 2019-11-01 | 0 days | 1,803 sqft |
| 2019-12-01 | 0 days | 1,734 sqft |
| 2020-01-01 | 0 days | 1,741 sqft |
| 2020-02-01 | 0 days | 1,783 sqft |
| 2020-03-01 | 0 days | 1,733 sqft |
| 2020-04-01 | 0 days | 1,690 sqft |
| 2020-05-01 | 0 days | 1,796 sqft |
| 2020-06-01 | 0 days | 1,787 sqft |
| 2020-07-01 | 0 days | 1,774 sqft |
| 2020-08-01 | 0 days | 1,803 sqft |
| 2020-09-01 | 0 days | 1,801 sqft |
| 2020-10-01 | 0 days | 1,860 sqft |
| 2020-11-01 | 0 days | 1,969 sqft |
| 2020-12-01 | 0 days | 1,971 sqft |
| 2021-01-01 | 0 days | 1,954 sqft |
| 2021-02-01 | 0 days | 1,901 sqft |
| 2021-03-01 | 0 days | 1,803 sqft |
| 2021-04-01 | 0 days | 1,843 sqft |
| 2021-05-01 | 0 days | 1,868 sqft |
| 2021-06-01 | 0 days | 1,876 sqft |
| 2021-07-01 | 0 days | 1,826 sqft |
| 2021-08-01 | 0 days | 1,844 sqft |
| 2021-09-01 | 0 days | 1,902 sqft |
| 2021-10-01 | 0 days | 1,811 sqft |
| 2021-11-01 | 0 days | 1,793 sqft |
| 2021-12-01 | 0 days | 1,690 sqft |
| 2022-01-01 | 0 days | 1,734 sqft |
| 2022-02-01 | 0 days | 1,712 sqft |
| 2022-03-01 | 0 days | 1,853 sqft |
| 2022-04-01 | 0 days | 2,019 sqft |
| 2022-05-01 | 0 days | 1,896 sqft |
| 2022-06-01 | 0 days | 2,015 sqft |
| 2022-07-01 | 0 days | 1,891 sqft |
| 2022-08-01 | 0 days | 1,930 sqft |
| 2022-09-01 | 0 days | 1,920 sqft |
| 2022-10-01 | 0 days | 1,902 sqft |
| 2022-11-01 | 0 days | 1,869 sqft |
| 2022-12-01 | 0 days | 1,950 sqft |
| 2023-01-01 | 0 days | 1,882 sqft |
| 2023-02-01 | 0 days | 1,660 sqft |
| 2023-03-01 | 0 days | 1,603 sqft |
| 2023-04-01 | 0 days | 1,622 sqft |
| 2023-05-01 | 0 days | 1,671 sqft |
| 2023-06-01 | 0 days | 1,634 sqft |
| 2023-07-01 | 0 days | 1,703 sqft |
| 2023-08-01 | 0 days | 1,796 sqft |
| 2023-09-01 | 0 days | 1,702 sqft |
| 2023-10-01 | 0 days | 1,749 sqft |
| 2023-11-01 | 0 days | 1,715 sqft |
| 2023-12-01 | 0 days | 1,674 sqft |
| 2024-01-01 | 0 days | 1,587 sqft |
| 2024-02-01 | 0 days | 1,590 sqft |
| 2024-03-01 | 0 days | 1,573 sqft |
| 2024-04-01 | 0 days | 1,567 sqft |
| 2024-05-01 | 0 days | 1,549 sqft |
| 2024-06-01 | 0 days | 1,586 sqft |
| 2024-07-01 | 0 days | 1,602 sqft |
| 2024-08-01 | 0 days | 1,622 sqft |
| 2024-09-01 | 0 days | 1,690 sqft |
| 2024-10-01 | 0 days | 1,658 sqft |
| 2024-11-01 | 0 days | 1,634 sqft |
| 2024-12-01 | 0 days | 1,559 sqft |
| 2025-01-01 | 0 days | 1,518 sqft |
| 2025-02-01 | 0 days | 1,517 sqft |
| 2025-03-01 | 0 days | 1,528 sqft |
Danville's median listing age (time on market) for 2025-03-01 was 0 days.
Danville's median square footage for active listings during the 2025-03-01 period was 1,528 sqft. One year prior, the average listing was 1,573 sqft.
Danville's median square footage for active listings during the 2025-03-01 period was 1,528 sqft. One year prior, the average listing was 1,573 sqft.
Danville, VA Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 777 | $160,515,000 | $206,583 |
| Cash Out Refi | 242 | $38,600,000 | $159,504 |
| Refi | 206 | $34,930,000 | $169,563 |
| Home Improvement | 137 | $11,405,000 | $83,248 |
| Other | 92 | $8,300,000 | $90,217 |
Danville's most frequently cited loan purpose was Home Purchase, with 777 originations. The 2nd most popular reason was Cash Out Refi, with 242 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 6-7% | 550 | $107,270,000 | $195,036 |
| 7-8% | 300 | $52,400,000 | $174,667 |
| Over 8% | 266 | $28,400,000 | $106,767 |
| 5-6% | 212 | $38,450,000 | $181,368 |
| 4-5% | 15 | $2,985,000 | $199,000 |
| <2.5% | 3 | $25,000 | $8,333 |
| 2.5-3% | 1 | $225,000 | $225,000 |
During 2024, Danville's most frequently originated rate bucket was 6-7%, with 550 originations.
Loan Sizing (Danville, VA MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $100k-200k | 594 | $87,110,000 | $146,650 |
| $100,000 or less | 419 | $24,525,000 | $58,532 |
| $200k-400k | 390 | $103,940,000 | $266,513 |
| $400k-600k | 40 | $18,400,000 | $460,000 |
| $600k-1000k | 6 | $4,400,000 | $733,333 |
| $Over $1MM | 5 | $15,375,000 | $3,075,000 |
Danville's loan sizing saw the bucket of loans from $100k-200k with 594 originations, totaling $87,110,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 80-100% | 592 | $124,130,000 | $209,679 |
| 60-80% | 315 | $56,895,000 | $180,619 |
| 20-40% | 151 | $13,945,000 | $92,351 |
| Under 20% | 120 | $4,170,000 | $34,750 |
| 40-60% | 112 | $19,160,000 | $171,071 |
| Over 100% | 26 | $5,400,000 | $207,692 |
Danville's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 592 originations, totaling $124,130,000 in origination value.