ROANOKE Mortgage Rates & Closing Costs
30yr Fixed Rate
15yr Fixed Rate
FHA
USDA
VA
5/1 ARM
30 Year Fixed Rate mortgages in Roanoke averaged
7.04%
for the week of 2026-11-05, compared to the national average of
7.18% for the same period.
The average rate for the prior week (2026-10-29) was
7.5% and
one month ago for the week of 2026-10-01, the
average rate was 7.34%.
Roanoke's average rate one year ago was 6.23%.
For refis of the same type during the week of 2026-11-05, the average rate
was 7.26%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2026-11-05 | 7.18% |
| Roanoke 30 Year Fixed Rate | 2026-11-05 | 7.04% |
| Roanoke 30 Year Fixed Rate Refi | 2026-11-05 | 7.26% |
| Roanoke 15 Year Fixed Rate | 2026-11-05 | 6.81% |
| Roanoke 15 Year Fixed Rate Refi | 2026-11-05 | 6.81% |
| Roanoke 30 Year FHA | 2026-11-05 | 7.08% |
| Roanoke 30 Year FHA Refi | 2026-11-05 | 6.45% |
| Roanoke 30 Year USDA | 2026-11-05 | 6.9% |
| Roanoke 30 Year USDA Refi | 2026-11-05 | 7% |
| Roanoke 30 Year VA | 2026-11-05 | 7.06% |
| Roanoke 30 Year VA Refi | 2026-11-05 | 6.17% |
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within ROANOKE, VA.
ROANOKE Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the ROANOKE, VA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
ROANOKE Average Closing Costs & Other Stats
ROANOKE, VA's 203 lenders originated 7,848
loans during 2025. The total origination value was $2,003,540,000, with an average loan value of
$255,293.
ROANOKE's average closing costs are $5,184.
The top ROANOKE lender as defined by loan originations is ATLANTIC BAY MORTGAGE GROUP, L.L.C., with
314 loans originated. Their average total fees are
$5,923, which is $304
lower than the next largest lender,
QUICKEN LOANS, LLC.
The lowest fee ROANOKE lenders (with over 10 loans originated) are
CAPITAL CENTER, L.L.C. ($372), Alcova Mortgage LLC ($3,277), NAVY FEDERAL CREDIT UNION ($3,328), SWBC MORTGAGE CORPORATION ($3,959) and Virginia Credit Union, Inc. ($3,959).
The lowest rate ROANOKE lenders (with over 10 loans originated) are
CALCON MUTUAL MORTGAGE LLC (5.36%), STATE EMPLOYEES' (5.95%), Morgan Stanley Private Bank (6.03%), CNB Bank (6.15%) and Bank of America (6.21%).
ROANOKE, VA Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2024 Loan Value | 2025 Loan Value | % Change | 2025 Market Share |
|---|---|---|---|---|
| ATLANTIC BAY MORTGAGE GROUP, L.L.C. | $105,910,000 | $153,065,000 | 44.5% | 7.6% |
| QUICKEN LOANS, LLC | $116,640,000 | $131,520,000 | 12.8% | 6.6% |
| FREEDOM FIRST | $56,095,000 | $70,870,000 | 26.3% | 3.5% |
| UNITED WHOLESALE MORTGAGE, LLC | $64,485,000 | $69,495,000 | 7.8% | 3.5% |
| Alcova Mortgage LLC | $72,995,000 | $68,215,000 | -6.5% | 3.4% |
| Bank of America | $10,930,000 | $61,855,000 | 465.9% | 3.1% |
| Atlantic Union Bank | $66,215,000 | $60,920,000 | -8.0% | 3.0% |
| Truist | $52,515,000 | $57,495,000 | 9.5% | 2.9% |
| Virginia Credit Union, Inc. | $3,005,000 | $54,505,000 | 1,713.8% | 2.7% |
| Bank of Botetourt | $56,565,000 | $54,170,000 | -4.2% | 2.7% |
| CNB Bank | $40,610,000 | $50,310,000 | 23.9% | 2.5% |
| Mortgage Research Center, LLC | $32,570,000 | $45,370,000 | 39.3% | 2.3% |
| MOVEMENT MORTGAGE, LLC | $36,065,000 | $39,430,000 | 9.3% | 2.0% |
| Pinnacle Bank | $25,280,000 | $38,455,000 | 52.1% | 1.9% |
| BERKELEY POINT CAPITAL LLC | $37,205,000 | n/a | 1.9% | |
| Integrity Home Mortgage Corp | $7,970,000 | $36,545,000 | 358.5% | 1.8% |
| SWBC MORTGAGE CORPORATION | $28,470,000 | $34,310,000 | 20.5% | 1.7% |
| First-Citizens Bank & Trust Company | $33,470,000 | $32,940,000 | -1.6% | 1.6% |
| Wells Fargo Bank | $15,280,000 | $28,910,000 | 89.2% | 1.4% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $14,490,000 | $24,630,000 | 70.0% | 1.2% |
| GUARANTEED RATE, INC. | $20,350,000 | $24,095,000 | 18.4% | 1.2% |
| NAVY FEDERAL CREDIT UNION | $16,135,000 | $23,440,000 | 45.3% | 1.2% |
| M&T Realty Capital Corporation | $22,125,000 | n/a | 1.1% | |
| HomeTrust Bank | $20,510,000 | $22,085,000 | 7.7% | 1.1% |
| PENNYMAC LOAN SERVICES, LLC | $12,525,000 | $19,165,000 | 53.0% | 1.0% |
| FREEDOM MORTGAGE CORPORATION | $14,735,000 | $16,240,000 | 10.2% | 0.8% |
| JONES LANG LASALLE MULTIFAMILY, LLC | $15,405,000 | n/a | 0.8% | |
| DELMAR FINANCIAL COMPANY | $15,315,000 | n/a | 0.8% | |
| First Reliance Bank | $9,345,000 | $14,655,000 | 56.8% | 0.7% |
| NEWREZ LLC | $5,745,000 | $14,590,000 | 154.0% | 0.7% |
| UNION HOME MORTGAGE CORP. | $49,080,000 | $14,160,000 | -71.1% | 0.7% |
| BLUE EAGLE CREDIT UNION | $14,085,000 | $14,115,000 | 0.2% | 0.7% |
| CROSSCOUNTRY MORTGAGE, LLC | $8,980,000 | $13,950,000 | 55.3% | 0.7% |
| HOMESIDE FINANCIAL, LLC | $13,950,000 | $13,870,000 | -0.6% | 0.7% |
| FIRST COMMUNITY MORTGAGE, INC. | $9,940,000 | $13,265,000 | 33.5% | 0.7% |
| Prudential Huntoon Paige Associates, LLC | $13,135,000 | n/a | 0.7% | |
| CALCON MUTUAL MORTGAGE LLC | $1,955,000 | $13,075,000 | 568.8% | 0.7% |
| GUILD MORTGAGE COMPANY | $18,530,000 | $13,070,000 | -29.5% | 0.7% |
| NATIONAL BANKSHARES, INC. | $5,030,000 | $12,225,000 | 143.0% | 0.6% |
| ORIX REAL ESTATE CAPITAL, LLC | $12,195,000 | n/a | 0.6% | |
| CMG MORTGAGE, INC. | $4,195,000 | $12,140,000 | 189.4% | 0.6% |
| JPMorgan Chase Bank | $5,310,000 | $11,590,000 | 118.3% | 0.6% |
| Mr. Cooper ( Nationstar Mortgage ) | $9,310,000 | $11,330,000 | 21.7% | 0.6% |
| LOANDEPOT.COM, LLC | $10,025,000 | $10,875,000 | 8.5% | 0.5% |
| Morgan Stanley Private Bank | $5,315,000 | $10,700,000 | 101.3% | 0.5% |
| LENDINGHOME FUNDING CORPORATION | $3,350,000 | $9,495,000 | 183.4% | 0.5% |
| Prosperity Home Mortgage, LLC | $8,970,000 | $9,495,000 | 5.9% | 0.5% |
| The Farmers & Merchants Bank of Craig County | $4,755,000 | $9,355,000 | 96.7% | 0.5% |
| FIRST BANCORP | $8,840,000 | $9,080,000 | 2.7% | 0.5% |
| LENDINGONE, LLC | $3,065,000 | $8,355,000 | 172.6% | 0.4% |
| Waterstone Mortgage Corporation | $1,950,000 | $7,880,000 | 304.1% | 0.4% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | $5,575,000 | $7,640,000 | 37.0% | 0.4% |
| First Bank | $4,340,000 | $7,490,000 | 72.6% | 0.4% |
| NATION ONE MORTGAGE CORPORATION | $6,600,000 | $7,170,000 | 8.6% | 0.4% |
| USAA Federal Savings Bank | $7,325,000 | $7,085,000 | -3.3% | 0.4% |
| AMERISAVE MORTGAGE CORPORATION | $2,945,000 | $7,060,000 | 139.7% | 0.4% |
| NVR Mortgage Finance, Inc. | $6,995,000 | n/a | 0.3% | |
| MUTUAL OF OMAHA MORTGAGE, INC. | $3,175,000 | $6,690,000 | 110.7% | 0.3% |
| Carter Bank & Trust | $3,110,000 | $6,300,000 | 102.6% | 0.3% |
| Atlantic Coast Mortgage, LLC | $8,220,000 | $6,185,000 | -24.8% | 0.3% |
| BROKER SOLUTIONS, INC. | $9,740,000 | $6,095,000 | -37.4% | 0.3% |
| Citizens and Farmers Bank | $5,840,000 | n/a | 0.3% | |
| Citizens Bank | $2,355,000 | $5,810,000 | 146.7% | 0.3% |
| The Federal Savings Bank | $2,795,000 | $5,415,000 | 93.7% | 0.3% |
| STATE EMPLOYEES CREDIT UNION OF MARYLAND, INCORPORATED | $5,195,000 | n/a | 0.3% | |
| Skyline National Bank | $4,290,000 | $5,005,000 | 16.7% | 0.2% |
| LAKEVIEW LOAN SERVICING, LLC | $2,630,000 | $4,995,000 | 89.9% | 0.2% |
| CAPITAL CENTER, L.L.C. | $3,260,000 | $4,700,000 | 44.2% | 0.2% |
| STATE EMPLOYEES' | $3,035,000 | $4,685,000 | 54.4% | 0.2% |
| AMERICAN FINANCIAL RESOURCES, INC. | $4,270,000 | $4,660,000 | 9.1% | 0.2% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | $450,000 | $4,635,000 | 930.0% | 0.2% |
| EMBRACE HOME LOANS, INC. | $5,350,000 | $4,425,000 | -17.3% | 0.2% |
| LOANPAL, LLC | $3,555,000 | $4,375,000 | 23.1% | 0.2% |
| VILLAGE CAPITAL MORTGAGE | $9,305,000 | $4,165,000 | -55.2% | 0.2% |
| First National Bank of Pennsylvania | $9,545,000 | $4,020,000 | -57.9% | 0.2% |
| PLANET HOME LENDING, LLC | $1,745,000 | $3,995,000 | 128.9% | 0.2% |
| U.S. Bank | $1,880,000 | $3,870,000 | 105.9% | 0.2% |
| Merchants Mortgage & Trust Corporation | $1,835,000 | $3,850,000 | 109.8% | 0.2% |
| SIRVA MORTGAGE, INC. | $1,410,000 | $3,775,000 | 167.7% | 0.2% |
| CARDINAL FINANCIAL | $12,745,000 | $3,670,000 | -71.2% | 0.2% |
| First Horizon Bank | $1,700,000 | $3,665,000 | 115.6% | 0.2% |
| AmeriHome Mortgage Company, LLC | $2,960,000 | $3,655,000 | 23.5% | 0.2% |
| PNC Bank | $3,990,000 | $3,360,000 | -15.8% | 0.2% |
| BETTER MORTGAGE CORPORATION | $655,000 | $3,355,000 | 412.2% | 0.2% |
| Farm Credit of the Virginias, ACA | $2,930,000 | $3,275,000 | 11.8% | 0.2% |
| Keystone Funding, Inc. | $1,680,000 | $3,220,000 | 91.7% | 0.2% |
| The Fidelity Bank | $1,090,000 | $3,185,000 | 192.2% | 0.2% |
| Figure Lending LLC | $3,275,000 | $3,170,000 | -3.2% | 0.2% |
| WALKER & DUNLOP, LLC | $2,985,000 | n/a | 0.1% | |
| ZILLOW HOME LOANS, LLC | $1,610,000 | $2,975,000 | 84.8% | 0.1% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | $3,310,000 | $2,935,000 | -11.3% | 0.1% |
| SUN WEST MORTGAGE COMPANY, INC. | $2,395,000 | $2,900,000 | 21.1% | 0.1% |
| C & F Mortgage Corporation | $1,885,000 | $2,875,000 | 52.5% | 0.1% |
| FIRST COLONY MORTGAGE CORPORATION | $4,175,000 | $2,870,000 | -31.3% | 0.1% |
| TOWNE MORTGAGE COMPANY | $850,000 | $2,825,000 | 232.4% | 0.1% |
| Equity Prime Mortgage LLC | $1,615,000 | $2,805,000 | 73.7% | 0.1% |
| LENOX FINANCIAL MORTGAGE CORPORATION | $1,145,000 | $2,690,000 | 134.9% | 0.1% |
| NBKC BANK | $1,005,000 | $2,675,000 | 166.2% | 0.1% |
| AMERICAN FINANCIAL NETWORK, INC. | $2,425,000 | $2,515,000 | 3.7% | 0.1% |
| United Bank | $2,035,000 | $2,495,000 | 22.6% | 0.1% |
| NEW DAY FINANCIAL, LLC | $2,290,000 | $2,455,000 | 7.2% | 0.1% |
| RELIANCE FIRST CAPITAL, LLC | $2,130,000 | $2,415,000 | 13.4% | 0.1% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $4,705,000 | $2,365,000 | -49.7% | 0.1% |
| HOMEXPRESS MORTGAGE CORP. | $555,000 | $2,335,000 | 320.7% | 0.1% |
| ALLIANT CREDIT UNION | $55,000 | $2,305,000 | 4,090.9% | 0.1% |
| Carrington Mortgage Services, LLC | $3,305,000 | $2,295,000 | -30.6% | 0.1% |
| PENTAGON FEDERAL CREDIT UNION | $2,225,000 | $2,280,000 | 2.5% | 0.1% |
| MASON MCDUFFIE MORTGAGE CORPORATION | $885,000 | $2,255,000 | 154.8% | 0.1% |
| MCNB Bank and Trust Co. | $2,215,000 | n/a | 0.1% | |
| Century Mortgage Company DBA Century Lending Company | $800,000 | $2,175,000 | 171.9% | 0.1% |
| Commerce Home Mortgage, Inc. | $1,340,000 | $2,030,000 | 51.5% | 0.1% |
| TD Bank | $3,490,000 | $2,010,000 | -42.4% | 0.1% |
| First National Bank of America | $4,880,000 | $2,005,000 | -58.9% | 0.1% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | $2,800,000 | $1,950,000 | -30.4% | 0.1% |
| Coastal Community Bank | $1,760,000 | $1,925,000 | 9.4% | 0.1% |
| Ixonia Bank | $640,000 | $1,845,000 | 188.3% | 0.1% |
| NexBank | $1,670,000 | $1,825,000 | 9.3% | 0.1% |
| SeaTrust Mortgage Company | $1,790,000 | n/a | 0.1% | |
| Raymond James Bank | $1,770,000 | n/a | 0.1% | |
| Fulton Bank | $3,510,000 | $1,755,000 | -50.0% | 0.1% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $1,805,000 | $1,755,000 | -2.8% | 0.1% |
| New Peoples Bank, Inc. | $1,750,000 | n/a | 0.1% | |
| First Federal Bank | $5,060,000 | $1,710,000 | -66.2% | 0.1% |
| AMERICAN FINANCING CORPORATION | $1,310,000 | $1,685,000 | 28.6% | 0.1% |
| Renasant Bank | $4,380,000 | $1,675,000 | -61.8% | 0.1% |
| DEEPHAVEN MORTGAGE LLC | $4,155,000 | $1,625,000 | -60.9% | 0.1% |
| First Heritage Mortgage, LLC | $9,645,000 | $1,615,000 | -83.3% | 0.1% |
| SPRING EQ, LLC | $415,000 | $1,570,000 | 278.3% | 0.1% |
| Paramount Residential Mortgage Group, Inc. | $945,000 | $1,550,000 | 64.0% | 0.1% |
| FINANCE OF AMERICA REVERSE LLC | $1,045,000 | $1,530,000 | 46.4% | 0.1% |
| Third Federal Savings and Loan Association of Cleveland | $855,000 | $1,475,000 | 72.5% | 0.1% |
| PIKE CREEK MORTGAGE SERVICES, INC. | $1,415,000 | n/a | 0.1% | |
| First Western Trust Bank | $1,390,000 | n/a | 0.1% | |
| Presidential Bank, FSB | $535,000 | $1,335,000 | 149.5% | 0.1% |
| Dollar Bank, Federal Savings Bank | $1,165,000 | $1,315,000 | 12.9% | 0.1% |
| City National Bank of West Virginia | $135,000 | $1,305,000 | 866.7% | 0.1% |
| SOUTHERN TRUST MORTGAGE, LLC | $750,000 | $1,260,000 | 68.0% | 0.1% |
| UNIVERSITY OF VIRGINIA COMMUNITY CREDIT UNION,INC. | $435,000 | $1,260,000 | 189.7% | 0.1% |
| Farmers Bank & Trust | $465,000 | $1,255,000 | 169.9% | 0.1% |
| M&T Bank | $575,000 | $1,255,000 | 118.3% | 0.1% |
| BNY Mellon | $1,235,000 | n/a | 0.1% | |
| Strong Home Mortgage, LLC | $570,000 | $1,230,000 | 115.8% | 0.1% |
| Princeton Mortgage Corporation | $1,210,000 | n/a | 0.1% | |
| FineMark National Bank & Trust | $165,000 | $1,205,000 | 630.3% | 0.1% |
| Plains Commerce Bank | $5,115,000 | $1,150,000 | -77.5% | 0.1% |
| SOUTHWEST STAGE FUNDING, LLC | $3,495,000 | $1,145,000 | -67.2% | 0.1% |
| MILEND, INC. | $1,320,000 | $1,115,000 | -15.5% | 0.1% |
| PLAZA HOME MORTGAGE, INC. | $560,000 | $1,090,000 | 94.6% | 0.1% |
| F & M BANK CORP. | $620,000 | $1,085,000 | 75.0% | 0.1% |
| NETWORK CAPITAL FUNDING CORPORATION | $205,000 | $1,070,000 | 422.0% | 0.1% |
| LONGBRIDGE FINANCIAL, LLC | $125,000 | $1,055,000 | 744.0% | 0.1% |
| EASTMAN | $1,575,000 | $1,025,000 | -34.9% | 0.1% |
| PHH Mortgage Corporation | $270,000 | $1,020,000 | 277.8% | 0.1% |
| TOP FLITE FINANCIAL, INC. | $755,000 | $1,020,000 | 35.1% | 0.1% |
| Northwest Federal Credit Union | $1,570,000 | $1,005,000 | -36.0% | 0.1% |
| WesBanco | $1,000,000 | n/a | 0.0% | |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | $1,360,000 | $990,000 | -27.2% | 0.0% |
| BAYSHORE MORTGAGE FUNDING, LLC | $725,000 | $960,000 | 32.4% | 0.0% |
| Sierra Pacific Mortgage Company, Inc. | $305,000 | $935,000 | 206.6% | 0.0% |
| ROYAL UNITED MORTGAGE LLC | $1,535,000 | $930,000 | -39.4% | 0.0% |
| DOMINION FINANCIAL SERVICES, LLC | $2,005,000 | $885,000 | -55.9% | 0.0% |
| Truliant Federal Credit Union | $2,060,000 | $885,000 | -57.0% | 0.0% |
| LIMA ONE CAPITAL, LLC | $925,000 | $870,000 | -5.9% | 0.0% |
| CREDIT UNION MORTGAGE ASSOCIATION, INC. | $835,000 | n/a | 0.0% | |
| Elements Financial Federal Credit Union | $820,000 | n/a | 0.0% | |
| The Huntington National Bank | $520,000 | $820,000 | 57.7% | 0.0% |
| GENISYS | $810,000 | n/a | 0.0% | |
| Northpointe Bank | $105,000 | $800,000 | 661.9% | 0.0% |
| WRIGHT PATMAN CONGRESSIONAL FEDERAL CREDIT UNION | $795,000 | n/a | 0.0% | |
| North State Bank | $655,000 | $785,000 | 19.8% | 0.0% |
| The Freedom Bank of Virginia | $170,000 | $765,000 | 350.0% | 0.0% |
| DUPONT COMMUNITY | $590,000 | $760,000 | 28.8% | 0.0% |
| RESIDENTIAL WHOLESALE MORTGAGE, INC. | $760,000 | n/a | 0.0% | |
| First National Bank | $815,000 | $755,000 | -7.4% | 0.0% |
| Stifel Bank and Trust | $750,000 | n/a | 0.0% | |
| INTERCOASTAL MORTGAGE COMPANY | $655,000 | $730,000 | 11.5% | 0.0% |
| Loan Simple, Inc. | $520,000 | $725,000 | 39.4% | 0.0% |
| ValleyStar Credit Union | $2,685,000 | $720,000 | -73.2% | 0.0% |
| CLEARPATH LENDING | $540,000 | $715,000 | 32.4% | 0.0% |
| 21ST MORTGAGE CORPORATION | $355,000 | $705,000 | 98.6% | 0.0% |
| EVANSVILLE TEACHERS | $400,000 | $705,000 | 76.3% | 0.0% |
| CHURCHILL MORTGAGE CORPORATION | $450,000 | $695,000 | 54.4% | 0.0% |
| NATIONWIDE MORTGAGE BANKERS, INC. | $695,000 | n/a | 0.0% | |
| Fifth Third Bank | $75,000 | $680,000 | 806.7% | 0.0% |
| City Lending Inc. | $1,940,000 | $670,000 | -65.5% | 0.0% |
| Encompass Lending Group, LP | $385,000 | $670,000 | 74.0% | 0.0% |
| Citizens Bank and Trust Company | $665,000 | n/a | 0.0% | |
| SONABANK | $665,000 | n/a | 0.0% | |
| LANGLEY | $800,000 | $660,000 | -17.5% | 0.0% |
| COASTAL Federal Credit Union | $640,000 | n/a | 0.0% | |
| NFM, INC. | $4,415,000 | $635,000 | -85.6% | 0.0% |
| NORTHPOINT MORTGAGE, INC. | $635,000 | n/a | 0.0% | |
| The Farmers Bank of Appomattox | $125,000 | $635,000 | 408.0% | 0.0% |
| PIONEER BANK | $605,000 | n/a | 0.0% | |
| Towne Bank | $125,000 | $600,000 | 380.0% | 0.0% |
| THE MORTGAGE LINK, INC. | $595,000 | n/a | 0.0% | |
| AMERICAN HERITAGE LENDING, INC. | $460,000 | $585,000 | 27.2% | 0.0% |
| Discover Bank | $4,220,000 | $580,000 | -86.3% | 0.0% |
| TOWER | $865,000 | $570,000 | -34.1% | 0.0% |
| American Airlines Federal Credit Union | $565,000 | n/a | 0.0% | |
| Logan Finance Corporation | $135,000 | $550,000 | 307.4% | 0.0% |
| OCEANSIDE MORTGAGE COMPANY | $225,000 | $540,000 | 140.0% | 0.0% |
| EQUITY RESOURCES, INC. | $530,000 | n/a | 0.0% | |
| HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | $510,000 | n/a | 0.0% | |
| Hometown Equity Mortgage, LLC | $540,000 | $505,000 | -6.5% | 0.0% |
| OAKTREE FUNDING CORP. | $505,000 | n/a | 0.0% | |
| ROUNDPOINT MORTGAGE SERVICING CORPORATION | $500,000 | n/a | 0.0% | |
| Vellum Mortgage, Inc. | $495,000 | n/a | 0.0% | |
| The Bank of Marion | $155,000 | $490,000 | 216.1% | 0.0% |
| JMAC LENDING, INC. | $480,000 | n/a | 0.0% | |
| COMPASS MORTGAGE, INC. | $475,000 | n/a | 0.0% | |
| Residential Mortgage Solutions, Inc. | $475,000 | n/a | 0.0% | |
| LENDSURE MORTGAGE CORP. | $595,000 | $470,000 | -21.0% | 0.0% |
| UNITED MORTGAGE CORP | $465,000 | n/a | 0.0% | |
| NEXERA HOLDING LLC | $450,000 | n/a | 0.0% | |
| EVERETT FINANCIAL, INC. | $400,000 | $445,000 | 11.3% | 0.0% |
| Burke & Herbert Bank & Trust Company | $155,000 | $440,000 | 183.9% | 0.0% |
| FIRST SAVINGS MORTGAGE CORPORATION | $645,000 | $440,000 | -31.8% | 0.0% |
| Gateway First Bank | $435,000 | n/a | 0.0% | |
| Barrington Bank & Trust Company, N.A. | $285,000 | $430,000 | 50.9% | 0.0% |
| A&D Mortgage LLC | $155,000 | $420,000 | 171.0% | 0.0% |
| Advance Financial Group, LLC | $420,000 | n/a | 0.0% | |
| AMWEST FUNDING CORP. | $1,025,000 | $420,000 | -59.0% | 0.0% |
| MYCUMORTGAGE, LLC | $410,000 | n/a | 0.0% | |
| Armed Forces Bank | $175,000 | $405,000 | 131.4% | 0.0% |
| T2 FINANCIAL LLC | $895,000 | $405,000 | -54.7% | 0.0% |
| The Ohio Valley Bank Company | $405,000 | n/a | 0.0% | |
| AgFirst Farm Credit Bank | $355,000 | $385,000 | 8.5% | 0.0% |
| GENEVA FINANCIAL, LLC | $490,000 | $370,000 | -24.5% | 0.0% |
| ALLEGACY FEDERAL CREDIT UNION | $365,000 | n/a | 0.0% | |
| Core Bank | $365,000 | n/a | 0.0% | |
| Cf Bank | $355,000 | n/a | 0.0% | |
| First Western Federal Savings Bank | $355,000 | n/a | 0.0% | |
| Nations Lending Corporation | $590,000 | $355,000 | -39.8% | 0.0% |
| Citibank | $775,000 | $350,000 | -54.8% | 0.0% |
| Acre Mortgage and Financial Inc | $345,000 | n/a | 0.0% | |
| Bell Bank | $345,000 | n/a | 0.0% | |
| OCMBC, INC. | $675,000 | $345,000 | -48.9% | 0.0% |
| EMM LOANS LLC | $580,000 | $340,000 | -41.4% | 0.0% |
| Performance Financial, Inc. | $185,000 | $340,000 | 83.8% | 0.0% |
| ADVANCIAL | $345,000 | $335,000 | -2.9% | 0.0% |
| FAIRWINDS CREDIT UNION | $335,000 | n/a | 0.0% | |
| PURDUE FEDERAL CREDIT UNION | $325,000 | n/a | 0.0% | |
| The Loan Store, Inc. | $240,000 | $325,000 | 35.4% | 0.0% |
| Leader Bank | $320,000 | n/a | 0.0% | |
| Ameris Bank | $315,000 | n/a | 0.0% | |
| COMMUNITYAMERICA | $315,000 | n/a | 0.0% | |
| Devon Bank | $345,000 | $315,000 | -8.7% | 0.0% |
| First Community Bank | $105,000 | $315,000 | 200.0% | 0.0% |
| Mid Penn Bank | $315,000 | n/a | 0.0% | |
| NMSI, INC. | $315,000 | n/a | 0.0% | |
| Charles Schwab Bank, SSB | $1,105,000 | $305,000 | -72.4% | 0.0% |
| MID AMERICA MORTGAGE, INC. | $1,500,000 | $305,000 | -79.7% | 0.0% |
| MUNICIPAL EMPLOYEES CREDIT UNION OF BALTIMORE, INCORPORATED | $305,000 | n/a | 0.0% | |
| QUORUM FEDERAL CREDIT UNION | $305,000 | n/a | 0.0% | |
| GUARANTEED RATE AFFINITY, LLC | $365,000 | $295,000 | -19.2% | 0.0% |
| MICHIGAN MUTUAL, INC. | $195,000 | $295,000 | 51.3% | 0.0% |
| Northwest Bank | $295,000 | n/a | 0.0% | |
| Peoples Bank | $290,000 | n/a | 0.0% | |
| TJC Mortgage, Inc. | $515,000 | $285,000 | -44.7% | 0.0% |
| Citadel Servicing Corporation | $1,380,000 | $280,000 | -79.7% | 0.0% |
| HOMESTEAD FUNDING CORP. | $430,000 | $275,000 | -36.0% | 0.0% |
| NEW WAVE LENDING GROUP INC | $275,000 | n/a | 0.0% | |
| Apple Federal Credit Union | $325,000 | $265,000 | -18.5% | 0.0% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | $980,000 | $265,000 | -73.0% | 0.0% |
| PREMIA MORTGAGE, LLC | $1,045,000 | $255,000 | -75.6% | 0.0% |
| General Mortgage Capital Corporation | $245,000 | n/a | 0.0% | |
| MORTGAGE INVESTORS GROUP, INC. | $155,000 | $245,000 | 58.1% | 0.0% |
| NATIONS DIRECT MORTGAGE, LLC | $265,000 | $245,000 | -7.5% | 0.0% |
| VELOCITY COMMERCIAL CAPITAL, LLC | $925,000 | $245,000 | -73.5% | 0.0% |
| FIRST HOME MORTGAGE CORPORATION | $570,000 | $235,000 | -58.8% | 0.0% |
| MORIA DEVELOPMENT, INC. | $155,000 | $235,000 | 51.6% | 0.0% |
| ONY GLO, INC. | $235,000 | n/a | 0.0% | |
| Metro City Bank | $225,000 | n/a | 0.0% | |
| Peoples Bank | $225,000 | n/a | 0.0% | |
| PREMIER MORTGAGE RESOURCES, L.L.C. | $225,000 | n/a | 0.0% | |
| Mid-Continent Funding, Inc. | $740,000 | $215,000 | -70.9% | 0.0% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | $710,000 | $215,000 | -69.7% | 0.0% |
| South State Bank | $335,000 | $215,000 | -35.8% | 0.0% |
| East Coast Capital Corp. | $385,000 | $205,000 | -46.8% | 0.0% |
| MID-ISLAND MORTGAGE CORP. | $205,000 | n/a | 0.0% | |
| ARC HOME LLC | $1,590,000 | $195,000 | -87.7% | 0.0% |
| Capital Bank | $195,000 | n/a | 0.0% | |
| AMERICAN HERITAGE FCU | $185,000 | n/a | 0.0% | |
| DHI MORTGAGE COMPANY, LTD. | $185,000 | n/a | 0.0% | |
| Home Mortgage Alliance Corp | $185,000 | n/a | 0.0% | |
| LOANPEOPLE, LLC | $185,000 | n/a | 0.0% | |
| NP, Inc. | $400,000 | $185,000 | -53.8% | 0.0% |
| United States Senate Federal Credit Union | $185,000 | n/a | 0.0% | |
| RANLIFE, INC. | $405,000 | $175,000 | -56.8% | 0.0% |
| Blue Ridge Bank | $1,545,000 | $165,000 | -89.3% | 0.0% |
| Connexus Credit Union | $165,000 | n/a | 0.0% | |
| TRIAD FINANCIAL SERVICES, INC. | $125,000 | $160,000 | 28.0% | 0.0% |
| WINGS FINANCIAL | $155,000 | n/a | 0.0% | |
| LegacyBank | $145,000 | n/a | 0.0% | |
| Beeline Loans, Inc. | $135,000 | n/a | 0.0% | |
| LIBRARY OF CONGRESS | $125,000 | n/a | 0.0% | |
| MORTGAGE ACCESS CORP. | $490,000 | $125,000 | -74.5% | 0.0% |
| FEDEX EMPLOYEES CREDIT ASSOCIATION | $120,000 | n/a | 0.0% | |
| Flagstar Bank, FSB | $6,230,000 | $115,000 | -98.2% | 0.0% |
| TIDEWATER MORTGAGE SERVICES, INC. | $480,000 | $115,000 | -76.0% | 0.0% |
| State Department Federal Credit Union | $55,000 | $110,000 | 100.0% | 0.0% |
| Bank-Fund Staff Federal Credit Union | $215,000 | $105,000 | -51.2% | 0.0% |
| CITIZENS EQUITY FIRST | $105,000 | $105,000 | 0.0% | 0.0% |
| Baxter Credit Union | $95,000 | n/a | 0.0% | |
| CANOPY MORTGAGE, LLC | $95,000 | n/a | 0.0% | |
| DIGITAL Federal Credit Union | $1,165,000 | $75,000 | -93.6% | 0.0% |
| Bethpage Federal Credit Union | $130,000 | $65,000 | -50.0% | 0.0% |
| Bank of the James | $1,905,000 | $55,000 | -97.1% | 0.0% |
| The Bank of Charlotte County | $55,000 | n/a | 0.0% | |
| MidFirst Bank | $25,000 | n/a | 0.0% | |
| Regions Bank | $390,000 | $25,000 | -93.6% | 0.0% |
ROANOKE's top lender by overall market share is ATLANTIC BAY MORTGAGE GROUP, L.L.C., with 7.6% market share. In second place, with 6.6%, is QUICKEN LOANS, LLC, having originated $131,520,000 in loans. In third place, with 3.5%, is FREEDOM FIRST, having originated $70,870,000 in loans. In fourth place, with 3.5%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $69,495,000 in loans. In fifth place, with 3.4%, is Alcova Mortgage LLC, having originated $68,215,000 in loans.
ROANOKE Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - ROANOKE (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
|---|---|---|---|---|
| 2018-01-01 | $239,925 (9.1%) | $335,632 (5.4%) | 0.89 | 1,373 |
| 2018-02-01 | $248,988 (13.2%) | $336,829 (5.0%) | 0.90 | 1,372 |
| 2018-03-01 | $249,250 (10.3%) | $339,223 (3.8%) | 0.87 | 1,424 |
| 2018-04-01 | $252,475 (7.5%) | $349,613 (4.2%) | 0.86 | 1,480 |
| 2018-05-01 | $254,950 (6.2%) | $356,078 (5.8%) | 0.85 | 1,600 |
| 2018-06-01 | $264,925 (8.1%) | $369,687 (9.4%) | 0.88 | 1,580 |
| 2018-07-01 | $262,138 (7.0%) | $369,024 (8.6%) | 0.88 | 1,599 |
| 2018-08-01 | $259,950 (8.3%) | $364,894 (7.5%) | 0.87 | 1,617 |
| 2018-09-01 | $254,950 (4.1%) | $366,093 (5.9%) | 0.86 | 1,587 |
| 2018-10-01 | $249,838 (4.1%) | $356,246 (2.8%) | 0.85 | 1,575 |
| 2018-11-01 | $254,950 (9.0%) | $362,259 (8.6%) | 0.86 | 1,492 |
| 2018-12-01 | $249,250 (3.9%) | $358,683 (4.5%) | 0.86 | 1,378 |
| 2019-01-01 | $253,288 (5.6%) | $356,061 (6.1%) | 0.88 | 1,275 |
| 2019-02-01 | $256,975 (3.2%) | $362,216 (7.5%) | 0.87 | 1,235 |
| 2019-03-01 | $267,286 (7.2%) | $369,505 (8.9%) | 0.87 | 1,240 |
| 2019-04-01 | $274,036 (8.5%) | $372,835 (6.6%) | 0.87 | 1,255 |
| 2019-05-01 | $288,450 (13.1%) | $375,307 (5.4%) | 0.90 | 1,274 |
| 2019-06-01 | $286,975 (8.3%) | $370,775 (0.3%) | 0.90 | 1,309 |
| 2019-07-01 | $279,925 (6.8%) | $371,667 (0.7%) | 0.88 | 1,293 |
| 2019-08-01 | $278,564 (7.2%) | $373,817 (2.5%) | 0.88 | 1,264 |
| 2019-09-01 | $276,559 (8.5%) | $379,119 (3.6%) | 0.89 | 1,248 |
| 2019-10-01 | $275,223 (10.2%) | $381,143 (7.0%) | 0.89 | 1,238 |
| 2019-11-01 | $279,000 (9.4%) | $386,035 (6.6%) | 0.91 | 1,204 |
| 2019-12-01 | $275,925 (10.7%) | $382,071 (6.5%) | 0.92 | 1,087 |
| 2020-01-01 | $269,925 (6.6%) | $379,962 (6.7%) | 0.90 | 1,015 |
| 2020-02-01 | $276,750 (7.7%) | $392,645 (8.4%) | 0.91 | 937 |
| 2020-03-01 | $275,913 (3.2%) | $390,058 (5.6%) | 0.86 | 953 |
| 2020-04-01 | $279,950 (2.2%) | $387,847 (4.0%) | 0.88 | 986 |
| 2020-05-01 | $295,000 (2.3%) | $408,262 (8.8%) | 0.90 | 865 |
| 2020-06-01 | $307,438 (7.1%) | $419,941 (13.3%) | 0.91 | 826 |
| 2020-07-01 | $298,822 (6.8%) | $412,203 (10.9%) | 0.87 | 736 |
| 2020-08-01 | $299,700 (7.6%) | $417,516 (11.7%) | 0.86 | 680 |
| 2020-09-01 | $286,000 (3.4%) | $416,344 (9.8%) | 0.82 | 695 |
| 2020-10-01 | $274,750 (-0.2%) | $403,698 (5.9%) | 0.79 | 674 |
| 2020-11-01 | $272,472 (-2.3%) | $411,709 (6.7%) | 0.80 | 629 |
| 2020-12-01 | $267,746 (-3.0%) | $400,752 (4.9%) | 0.80 | 569 |
| 2021-01-01 | $273,700 (1.4%) | $398,276 (4.8%) | 0.82 | 485 |
| 2021-02-01 | $287,488 (3.9%) | $422,795 (7.7%) | 0.84 | 372 |
| 2021-03-01 | $296,088 (7.3%) | $429,357 (10.1%) | 0.84 | 354 |
| 2021-04-01 | $292,713 (4.6%) | $419,213 (8.1%) | 0.79 | 357 |
| 2021-05-01 | $282,950 (-4.1%) | $399,920 (-2.0%) | 0.75 | 389 |
| 2021-06-01 | $290,238 (-5.6%) | $404,853 (-3.6%) | 0.76 | 451 |
| 2021-07-01 | $289,925 (-3.0%) | $391,519 (-5.0%) | 0.77 | 494 |
| 2021-08-01 | $279,988 (-6.6%) | $395,074 (-5.4%) | 0.75 | 517 |
| 2021-09-01 | $289,950 (1.4%) | $397,248 (-4.6%) | 0.77 | 473 |
| 2021-10-01 | $292,950 (6.6%) | $406,326 (0.7%) | 0.78 | 496 |
| 2021-11-01 | $289,961 (6.4%) | $410,712 (-0.2%) | 0.78 | 446 |
| 2021-12-01 | $302,475 (13.0%) | $428,808 (7.0%) | 0.82 | 363 |
| 2022-01-01 | $317,950 (16.2%) | $439,475 (10.3%) | 0.86 | 299 |
| 2022-02-01 | $326,700 (13.6%) | $460,856 (9.0%) | 0.85 | 267 |
| 2022-03-01 | $325,065 (9.8%) | $453,828 (5.7%) | 0.81 | 259 |
| 2022-04-01 | $309,900 (5.9%) | $444,328 (6.0%) | 0.74 | 285 |
| 2022-05-01 | $349,475 (23.5%) | $483,209 (20.8%) | 0.80 | 338 |
| 2022-06-01 | $343,975 (18.5%) | $499,277 (23.3%) | 0.77 | 416 |
| 2022-07-01 | $349,450 (20.5%) | $486,365 (24.2%) | 0.79 | 452 |
| 2022-08-01 | $327,425 (16.9%) | $465,496 (17.8%) | 0.76 | 420 |
| 2022-09-01 | $343,200 (18.4%) | $469,943 (18.3%) | 0.80 | 420 |
| 2022-10-01 | $337,925 (15.4%) | $446,582 (9.9%) | 0.80 | 452 |
| 2022-11-01 | $335,000 (15.5%) | $450,353 (9.7%) | 0.81 | 457 |
| 2022-12-01 | $339,950 (12.4%) | $455,701 (6.3%) | 0.84 | 431 |
| 2023-01-01 | $349,475 (9.9%) | $480,807 (9.4%) | 0.87 | 425 |
| 2023-02-01 | $349,950 (7.1%) | $501,848 (8.9%) | 0.84 | 363 |
| 2023-03-01 | $369,950 (13.8%) | $516,450 (13.8%) | 0.87 | 340 |
| 2023-04-01 | $379,900 (22.6%) | $528,828 (19.0%) | 0.88 | 344 |
| 2023-05-01 | $385,913 (10.4%) | $540,993 (12.0%) | 0.88 | 337 |
| 2023-06-01 | $376,725 (9.5%) | $542,568 (8.7%) | 0.85 | 384 |
| 2023-07-01 | $379,450 (8.6%) | $550,109 (13.1%) | 0.86 | 428 |
| 2023-08-01 | $374,936 (14.5%) | $537,694 (15.5%) | 0.86 | 446 |
| 2023-09-01 | $365,000 (6.4%) | $518,577 (10.4%) | 0.85 | 485 |
| 2023-10-01 | $354,925 (5.0%) | $499,947 (12.0%) | 0.84 | 552 |
| 2023-11-01 | $349,494 (4.3%) | $491,644 (9.2%) | 0.83 | 553 |
| 2023-12-01 | $349,900 (2.9%) | $481,587 (5.7%) | 0.85 | 515 |
| 2024-01-01 | $342,000 (-2.1%) | $464,016 (-3.5%) | 0.84 | 487 |
| 2024-02-01 | $344,375 (-1.6%) | $467,657 (-6.8%) | 0.83 | 440 |
| 2024-03-01 | $352,450 (-4.7%) | $484,291 (-6.2%) | 0.83 | 435 |
| 2024-04-01 | $362,344 (-4.6%) | $503,250 (-4.8%) | 0.84 | 455 |
| 2024-05-01 | $374,988 (-2.8%) | $506,740 (-6.3%) | 0.85 | 505 |
| 2024-06-01 | $374,975 (-0.5%) | $507,557 (-6.5%) | 0.85 | 550 |
| 2024-07-01 | $368,450 (-2.9%) | $501,561 (-8.8%) | 0.84 | 578 |
| 2024-08-01 | $374,995 (0.0%) | $505,964 (-5.9%) | 0.87 | 619 |
| 2024-09-01 | $371,128 (1.7%) | $506,277 (-2.4%) | 0.87 | 681 |
| 2024-10-01 | $359,475 (1.3%) | $497,449 (-0.5%) | 0.85 | 667 |
| 2024-11-01 | $350,000 (0.1%) | $486,386 (-1.1%) | 0.84 | 676 |
| 2024-12-01 | $349,900 (0.0%) | $477,638 (-0.8%) | 0.87 | 624 |
| 2025-01-01 | $344,350 (0.7%) | $453,197 (-2.3%) | 0.86 | 567 |
| 2025-02-01 | $343,700 (-0.2%) | $457,614 (-2.2%) | 0.83 | 575 |
| 2025-03-01 | $356,000 (1.0%) | $480,912 (-0.7%) | 0.84 | 618 |
| 2025-04-01 | $357,486 (-1.3%) | $500,822 (-0.5%) | 0.83 | 688 |
| 2025-05-01 | $373,450 (-0.4%) | $505,911 (-0.2%) | 0.85 | 789 |
| 2025-06-01 | $362,063 (-3.4%) | $508,619 (0.2%) | 0.82 | 846 |
| 2025-07-01 | $369,375 (0.3%) | $490,064 (-2.3%) | 0.84 | 903 |
| 2025-08-01 | $369,900 (-1.4%) | $485,528 (-4.0%) | 0.86 | 935 |
| 2025-09-01 | $359,900 (-3.0%) | $479,938 (-5.2%) | 0.85 | 949 |
| 2025-10-01 | $357,500 (-0.6%) | $479,976 (-3.5%) | 0.84 | 985 |
| 2025-11-01 | $355,000 (1.4%) | $469,801 (-3.4%) | 0.86 | 983 |
| 2025-12-01 | $349,950 (0.0%) | $460,043 (-3.7%) | 0.88 | 879 |
| 2026-01-01 | $339,950 (-1.3%) | $450,346 (-0.6%) | 0.85 | 838 |
| 2026-02-01 | $349,475 (1.7%) | $459,483 (0.4%) | 0.87 | 818 |
| 2026-03-01 | $363,725 (2.2%) | $473,760 (-1.5%) | 0.87 | 851 |
| 2026-04-01 | $379,975 (6.3%) | $497,538 (-0.7%) | 0.89 | 938 |
| 2026-05-01 | $382,000 (2.3%) | $498,786 (-1.4%) | 0.89 | 997 |
| 2026-06-01 | $394,950 (9.1%) | $502,517 (-1.2%) | 0.92 | 1,052 |
| 2026-07-01 | $382,000 (3.4%) | $495,229 (1.1%) | 0.89 | 1,121 |
| 2026-08-01 | $374,950 (1.4%) | $486,184 (0.1%) | 0.88 | 1,182 |
| 2026-09-01 | $374,975 (4.2%) | $486,335 (1.3%) | 0.00 | 1,223 |
| 2026-10-01 | $369,950 (3.5%) | $468,428 (-2.4%) | 0.00 | 1,344 |
ROANOKE's median listing price for 2026-10-01 was $369,950, a difference of
$12,450
(3.5%) versus the prior year and
$-5,025 versus the prior month.
ROANOKE's median listing price comes in at 0% of the national average.
ROANOKE's average listing price for 2026-10-01 was $468,428, a difference of $-11,548 (-2.4%) versus the prior year and $-17,907 versus the prior month.
For the 2026-10-01 period, ROANOKE had 1,344 MLS listings, a difference of 121 listings (10%) versus the prior month and 359 listings (36%) versus the prior year.
ROANOKE's median listing price comes in at 0% of the national average.
ROANOKE's average listing price for 2026-10-01 was $468,428, a difference of $-11,548 (-2.4%) versus the prior year and $-17,907 versus the prior month.
For the 2026-10-01 period, ROANOKE had 1,344 MLS listings, a difference of 121 listings (10%) versus the prior month and 359 listings (36%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - ROANOKE (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Time on Market | Median Square Footage |
|---|---|---|
| 2018-01-01 | 91 days | 2,061 sqft |
| 2018-02-01 | 84 days | 2,063 sqft |
| 2018-03-01 | 66 days | 2,110 sqft |
| 2018-04-01 | 57 days | 2,136 sqft |
| 2018-05-01 | 53 days | 2,153 sqft |
| 2018-06-01 | 60 days | 2,158 sqft |
| 2018-07-01 | 70 days | 2,149 sqft |
| 2018-08-01 | 72 days | 2,154 sqft |
| 2018-09-01 | 72 days | 2,156 sqft |
| 2018-10-01 | 74 days | 2,117 sqft |
| 2018-11-01 | 79 days | 2,125 sqft |
| 2018-12-01 | 82 days | 2,094 sqft |
| 2019-01-01 | 93 days | 2,088 sqft |
| 2019-02-01 | 95 days | 2,117 sqft |
| 2019-03-01 | 79 days | 2,148 sqft |
| 2019-04-01 | 57 days | 2,165 sqft |
| 2019-05-01 | 56 days | 2,175 sqft |
| 2019-06-01 | 61 days | 2,168 sqft |
| 2019-07-01 | 67 days | 2,156 sqft |
| 2019-08-01 | 70 days | 2,154 sqft |
| 2019-09-01 | 71 days | 2,141 sqft |
| 2019-10-01 | 72 days | 2,130 sqft |
| 2019-11-01 | 73 days | 2,142 sqft |
| 2019-12-01 | 80 days | 2,116 sqft |
| 2020-01-01 | 89 days | 2,064 sqft |
| 2020-02-01 | 81 days | 2,118 sqft |
| 2020-03-01 | 54 days | 2,132 sqft |
| 2020-04-01 | 57 days | 2,144 sqft |
| 2020-05-01 | 70 days | 2,200 sqft |
| 2020-06-01 | 61 days | 2,193 sqft |
| 2020-07-01 | 58 days | 2,160 sqft |
| 2020-08-01 | 57 days | 2,200 sqft |
| 2020-09-01 | 53 days | 2,198 sqft |
| 2020-10-01 | 55 days | 2,150 sqft |
| 2020-11-01 | 59 days | 2,174 sqft |
| 2020-12-01 | 66 days | 2,159 sqft |
| 2021-01-01 | 67 days | 2,131 sqft |
| 2021-02-01 | 64 days | 2,148 sqft |
| 2021-03-01 | 47 days | 2,092 sqft |
| 2021-04-01 | 42 days | 2,005 sqft |
| 2021-05-01 | 40 days | 2,007 sqft |
| 2021-06-01 | 40 days | 2,026 sqft |
| 2021-07-01 | 43 days | 2,006 sqft |
| 2021-08-01 | 45 days | 1,977 sqft |
| 2021-09-01 | 52 days | 2,002 sqft |
| 2021-10-01 | 49 days | 2,019 sqft |
| 2021-11-01 | 64 days | 2,006 sqft |
| 2021-12-01 | 61 days | 2,014 sqft |
| 2022-01-01 | 84 days | 2,031 sqft |
| 2022-02-01 | 64 days | 2,005 sqft |
| 2022-03-01 | 38 days | 1,942 sqft |
| 2022-04-01 | 35 days | 1,934 sqft |
| 2022-05-01 | 32 days | 2,021 sqft |
| 2022-06-01 | 34 days | 2,056 sqft |
| 2022-07-01 | 40 days | 2,031 sqft |
| 2022-08-01 | 42 days | 1,945 sqft |
| 2022-09-01 | 46 days | 1,975 sqft |
| 2022-10-01 | 40 days | 2,007 sqft |
| 2022-11-01 | 44 days | 1,960 sqft |
| 2022-12-01 | 54 days | 1,960 sqft |
| 2023-01-01 | 60 days | 2,006 sqft |
| 2023-02-01 | 64 days | 2,010 sqft |
| 2023-03-01 | 50 days | 2,044 sqft |
| 2023-04-01 | 44 days | 2,117 sqft |
| 2023-05-01 | 43 days | 2,112 sqft |
| 2023-06-01 | 42 days | 2,100 sqft |
| 2023-07-01 | 43 days | 2,087 sqft |
| 2023-08-01 | 45 days | 2,081 sqft |
| 2023-09-01 | 43 days | 1,980 sqft |
| 2023-10-01 | 45 days | 1,981 sqft |
| 2023-11-01 | 50 days | 1,982 sqft |
| 2023-12-01 | 59 days | 1,945 sqft |
| 2024-01-01 | 63 days | 1,914 sqft |
| 2024-02-01 | 61 days | 1,910 sqft |
| 2024-03-01 | 46 days | 1,908 sqft |
| 2024-04-01 | 39 days | 1,947 sqft |
| 2024-05-01 | 36 days | 1,957 sqft |
| 2024-06-01 | 43 days | 1,980 sqft |
| 2024-07-01 | 51 days | 1,991 sqft |
| 2024-08-01 | 51 days | 2,020 sqft |
| 2024-09-01 | 45 days | 2,054 sqft |
| 2024-10-01 | 54 days | 1,985 sqft |
| 2024-11-01 | 57 days | 1,968 sqft |
| 2024-12-01 | 58 days | 1,933 sqft |
| 2025-01-01 | 67 days | 1,903 sqft |
| 2025-02-01 | 67 days | 1,895 sqft |
| 2025-03-01 | 43 days | 1,935 sqft |
| 2025-04-01 | 38 days | 1,916 sqft |
| 2025-05-01 | 43 days | 1,922 sqft |
| 2025-06-01 | 48 days | 1,947 sqft |
| 2025-07-01 | 52 days | 1,932 sqft |
| 2025-08-01 | 52 days | 1,958 sqft |
| 2025-09-01 | 58 days | 1,927 sqft |
| 2025-10-01 | 58 days | 1,933 sqft |
| 2025-11-01 | 58 days | 1,904 sqft |
| 2025-12-01 | 68 days | 1,904 sqft |
| 2026-01-01 | 75 days | 1,856 sqft |
| 2026-02-01 | 70 days | 1,876 sqft |
| 2026-03-01 | 58 days | 1,901 sqft |
| 2026-04-01 | 51 days | 1,944 sqft |
| 2026-05-01 | 49 days | 1,950 sqft |
| 2026-06-01 | 54 days | 2,028 sqft |
| 2026-07-01 | 57 days | 1,997 sqft |
| 2026-08-01 | 58 days | 2,000 sqft |
| 2026-09-01 | 0 days | 1,996 sqft |
| 2026-10-01 | 0 days | 1,989 sqft |
ROANOKE's median listing age (time on market) for 2026-10-01 was 0 days.
This
is -100%
shorter
than the same period one year ago.
ROANOKE's median square footage for active listings during the 2026-10-01 period was 1,989 sqft. One year prior, the average listing was 1,933 sqft.
ROANOKE's median square footage for active listings during the 2026-10-01 period was 1,989 sqft. One year prior, the average listing was 1,933 sqft.
ROANOKE, VA Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 3,957 | $1,211,265,000 | $306,107 |
| Cash Out Refi | 1,292 | $250,950,000 | $194,234 |
| Refi | 1,087 | $385,275,000 | $354,439 |
| Other | 778 | $80,750,000 | $103,792 |
| Home Improvement | 734 | $75,300,000 | $102,589 |
Roanoke's most frequently cited loan purpose was Home Purchase, with 3,957 originations. The 2nd most popular reason was Cash Out Refi, with 1,292 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 6-7% | 3,600 | $1,008,840,000 | $280,233 |
| 5-6% | 1,483 | $482,985,000 | $325,681 |
| 7-8% | 1,322 | $248,760,000 | $188,169 |
| Over 8% | 929 | $86,395,000 | $92,998 |
| 4-5% | 161 | $44,725,000 | $277,795 |
| <2.5% | 29 | $245,000 | $8,448 |
| 3-4% | 9 | $2,095,000 | $232,778 |
| 2.5-3% | 2 | $410,000 | $205,000 |
During 2025, Roanoke's most frequently originated rate bucket was 6-7%, with 3,600 originations.
Loan Sizing (ROANOKE, VA MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $200k-400k | 2,977 | $827,115,000 | $277,835 |
| $100k-200k | 2,137 | $316,625,000 | $148,163 |
| $100,000 or less | 1,785 | $93,785,000 | $52,541 |
| $400k-600k | 635 | $301,175,000 | $474,291 |
| $600k-1000k | 230 | $169,700,000 | $737,826 |
| $Over $1MM | 84 | $295,140,000 | $3,513,571 |
ROANOKE's loan sizing saw the bucket of loans from $200k-400k with 2,977 originations, totaling $827,115,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 80-100% | 2,645 | $807,345,000 | $305,234 |
| 60-80% | 1,672 | $621,670,000 | $371,812 |
| Under 20% | 1,199 | $61,405,000 | $51,214 |
| 20-40% | 1,098 | $136,270,000 | $124,107 |
| 40-60% | 733 | $178,015,000 | $242,858 |
| Over 100% | 89 | $41,445,000 | $465,674 |
ROANOKE's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 2,645 originations, totaling $807,345,000 in origination value.