ROANOKE Mortgage Rates

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Roanoke averaged 5.54% for the week of 2022-05-19, compared to the national average of 5.25% for the same period.

The average rate for the prior week (2022-05-12) was 5.69% and one month ago for the week of 2022-04-14, the average rate was 4.99%.

Roanoke's average rate one year ago was 3.04%.

For refis of the same type during the week of 2022-05-19, the average rate was 5.44%.

Loan Type Date Rate
US 30 Year Fixed Rate 2022-05-19 5.25%
Roanoke 30 Year Fixed Rate 2022-05-19 5.54%
Roanoke 30 Year Fixed Rate Refi 2022-05-19 5.44%
Roanoke 15 Year Fixed Rate 2022-05-19 5.01%
Roanoke 15 Year Fixed Rate Refi 2022-05-19 4.8%
Roanoke 30 Year FHA 2022-05-19 5.48%
Roanoke 30 Year FHA Refi 2022-05-19 5.3%
Roanoke 30 Year USDA 2022-05-19 5.39%
Roanoke 30 Year USDA Refi 2022-05-19 5.21%
Roanoke 30 Year VA 2022-05-19 5.52%
Roanoke 30 Year VA Refi 2022-05-19 5.11%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within ROANOKE, VA.

ROANOKE Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lendor, for only loans originated in the ROANOKE, VA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2021 Avg. 30yFix Rate 2021 Avg. Total Fees
QUICKEN LOANS, LLC 563 3.09% $4,810
ATLANTIC BAY MORTGAGE GROUP, L.L.C. 561 3.23% $3,663
Alcova Mortgage LLC 384 3.09% $2,713
MOVEMENT MORTGAGE, LLC 338 3.13% $3,205
FREEDOM FIRST 266 3.00% $3,244
Wells Fargo Bank 233 3.03% $2,873
Truist Bank 212 3.02% $3,471
Integrity Home Mortgage Corp 185 3.26% $4,070
Renasant Bank 144 3.00% $3,626
SWBC MORTGAGE CORPORATION 140 3.20% $3,523
First Reliance Bank 127 3.22% $2,737
EMBRACE HOME LOANS, INC. 124 3.07% $3,527
Citizens Bank 121 3.00% $3,679
LOANDEPOT.COM, LLC 110 2.99% $4,673
MEMBER ONE 107 3.15% $4,082
Pinnacle Bank 86 3.14% $3,584
First-Citizens Bank & Trust Company 84 3.07% $3,604
INTERCOASTAL MORTGAGE COMPANY 80 3.08% $4,009
AMERISAVE MORTGAGE CORPORATION 79 2.95% $4,239
Prosperity Home Mortgage, LLC 79 3.17% $3,564
Mr. Cooper ( Nationstar Mortgage ) 71 3.33% $4,907
UNITED WHOLESALE MORTGAGE, LLC 69 2.93% $4,672
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 66 3.07% $4,827
PENNYMAC LOAN SERVICES, LLC 63 3.10% $4,907
GUARANTEED RATE, INC. 63 3.14% $4,481
Atlantic Union Bank 57 3.24% $4,600
OVM FINANCIAL, INC. 53 3.14% $4,241
NAVY FEDERAL CREDIT UNION 47 3.44% $3,587
NEWREZ LLC 47 3.17% $3,380
Bank of America 47 2.79% $4,281
BETTER MORTGAGE CORPORATION 43 2.88% $3,028
FIRST BANCORP, INC. 38 3.27% $3,065
American National Bank and Trust Company 37 2.96% $3,533
JPMorgan Chase Bank 32 3.27% $2,449
First Heritage Mortgage, LLC 30 2.99% $3,587
CAPITAL CENTER, L.L.C. 28 3.00% $1,222
HOME POINT FINANCIAL CORPORATION 25 2.91% $3,366
HOMESIDE FINANCIAL, LLC 24 3.02% $3,504
BROKER SOLUTIONS, INC. 23 3.04% $3,671
MUTUAL OF OMAHA MORTGAGE, INC. 23 3.23% $3,630
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 22 3.11% $2,173
AMERICAN PACIFIC MORTGAGE CORPORATION 22 3.42% $3,780
CALIBER HOME LOANS, INC. 22 3.06% $3,337
First Savings Bank 21 3.23% $3,188
AMERICAN FINANCING CORPORATION 21 2.92% $3,641
Flagstar Bank, FSB 20 3.27% $3,099
PNC Bank 20 3.06% $3,734
ValleyStar Credit Union 20 3.06% $6,505
RESIDENTIAL MORTGAGE SERVICES, INC. 18 3.02% $3,307
FREEDOM MORTGAGE CORPORATION 18 3.37% $2,291
TOWNE MORTGAGE COMPANY 17 3.14% $4,081
U.S. Bank 15 3.12% $3,234
PRIMELENDING, A PLAINSCAPITAL COMPANY 15 3.06% $4,051
TD Bank 15 2.93% $3,977
GUARANTY HOME MORTGAGE CORPORATION 14 3.00% $3,916
Blue Ridge Bank 14 3.40% $3,649
MCLEAN MORTGAGE CORPORATION 13 3.05% $4,429
PENTAGON FEDERAL CREDIT UNION 12 2.80% $2,499
Atlantic Coast Mortgage, LLC 12 3.07% $5,737
George Mason Mortgage, LLC 10 2.94% $3,729
HomeTrust Bank 10 2.96% $3,933
First Mortgage Solutions, LLC 10 2.69% $2,449
CREDIT UNION MORTGAGE ASSOCIATION, INC. 10 2.90% $4,035
AgFirst Farm Credit Bank 10 3.06% $2,883
STATE EMPLOYEES' 9 3.31% $4,357
Farm Credit of the Virginias, ACA 9 4.57% $5,217
CROSSCOUNTRY MORTGAGE, LLC 9 3.60% $5,479
Wyndham Capital Mortgage, Inc. 8 2.77% $3,412
Virginia Credit Union, Inc. 8 2.94% $3,001
SOFI LENDING CORP. 8 2.92% $3,470
PROVIDENT FUNDING ASSOCIATES, L.P. 8 2.80% $4,002
NETWORK CAPITAL FUNDING CORPORATION 8 3.11% $4,970
AMERICAN NATIONWIDE MORTGAGE COMPANY, INC. 8 3.19% $5,768
First Guaranty Mortgage Corporation 8 3.11% $3,166
MASON MCDUFFIE MORTGAGE CORPORATION 8 3.50% $3,869
Keystone Funding, Inc. 8 3.19% $3,941
First National Bank of Pennsylvania 8 2.81% $4,416
MIDLAND MORTGAGE CORPORATION 7 3.09% $3,064
NFM, INC. 7 3.25% $3,759
C & F Mortgage Corporation 7 3.04% $3,390
MILEND, INC. 6 3.33% $5,716
Discover Bank 6 4.48% $0
APEX HOME LOANS, INC. 6 2.96% $3,476
Northwest Federal Credit Union 6 2.83% $3,431
The Federal Savings Bank 6 3.04% $4,918
Arvest Bank 6 2.98% $3,593
CHURCHILL MORTGAGE CORPORATION 6 3.25% $4,611
TIDEWATER MORTGAGE SERVICES, INC. 6 3.38% $4,340
Morgan Stanley Private Bank 6 2.70% $4,520
Third Federal Savings and Loan Association of Cleveland 6 3.17% $1,346
Manufacturers and Traders Trust Company 5 3.40% $3,811
LOANPAL, LLC 5 3.50% $4,468
Chicago Mortgage Solutions LLC 5 2.82% $1,373
SIRVA MORTGAGE, INC. 5 3.15% $692
Towne Bank 5 3.08% $3,370
First National Bank of America 5 7.40% $7,932
Fulton Bank 5 2.95% $5,921
PRIMARY RESIDENTIAL MORTGAGE, INC. 5 3.05% $5,610
Charles Schwab Bank, SSB 5 2.69% $4,570
First Community Bank 5 2.81% $4,291
The Fidelity Bank 5 3.23% $2,927
EASTMAN 5 3.88% $3,261
FirstBank 5 3.05% $1,827
FINANCE OF AMERICA MORTGAGE LLC 5 3.18% $4,055
FIRST SAVINGS MORTGAGE CORPORATION 5 2.98% $5,895
Carrington Mortgage Services, LLC 5 3.85% $5,718
ZILLOW HOME LOANS, LLC 4 3.22% $3,630
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 4 3.28% $4,598
Assurance Financial Group, L.L.C. 4 3.34% $6,242
Carter Bank & Trust 4 2.91% $4,282
DRAPER AND KRAMER MORTGAGE CORP. 4 2.81% $4,125
ENVOY MORTGAGE, LTD 4 3.18% $4,682
First Federal Bank 4 3.19% $4,835
Gateway First Bank 4 3.53% $3,395
Magnolia Bank 4 2.99% $10,561
Nations Lending Corporation 4 3.09% $6,022
NATIONWIDE MORTGAGE BANKERS, INC. 4 3.16% $5,563
NBKC BANK 4 2.94% $1,474
Northpointe Bank 4 3.16% $3,689
PHH Mortgage Corporation 4 3.34% $4,290
ROUNDPOINT MORTGAGE SERVICING CORPORATION 4 3.25% $2,820
ROYAL UNITED MORTGAGE LLC 4 3.50% $5,891
Stifel Bank and Trust 4 3.00% $2,189
Watermark Capital, Inc. 4 2.78% $3,100
PREMIA MORTGAGE, LLC 3 2.67% $1,300
Mortgage Network, Inc. 3 2.87% $3,572
Fifth Third Bank 3 3.33% $3,353
First Horizon Bank 3 3.54% $3,077
AMERICAN FINANCIAL NETWORK, INC. 3 2.96% $8,908
UIF CORPORATION 3 3.25% $4,682
HOMEBRIDGE FINANCIAL SERVICES, INC. 3 3.04% $4,698
UBS Bank USA 3 3.21% $4,548
AMERICAN FINANCIAL RESOURCES, INC. 3 3.29% $4,954
AmeriHome Mortgage Company, LLC 3 2.87% $2,690
VANDERBILT MORTGAGE AND FINANCE, INC. 3 3.79% $3,812
Ameris Bank 3 2.92% $4,325
SOUTHERN TRUST MORTGAGE, LLC 3 2.88% $3,718
Beeline Loans, Inc. 3 2.75% $2,045
RELIANCE FIRST CAPITAL, LLC 3 3.33% $6,824
LIBERTY HOME MORTGAGE CORPORATION 3 3.58% $5,445
HOMESTEAD FUNDING CORP. 2 2.88% $1,919
F & M BANK CORP. 2 3.00% $2,560
KELLER MORTGAGE, LLC 2 2.88% $2,652
LAKEVIEW LOAN SERVICING, LLC 2 3.31% $3,652
MORIA DEVELOPMENT, INC. 2 3.00% $3,685
MORTGAGE ACCESS CORP. 2 2.87% $4,794
DUPONT COMMUNITY 2 2.62% $2,797
Dollar Bank, Federal Savings Bank 2 2.93% $5,686
DIGITAL Federal Credit Union 2 3.00% $5,632
CORNERSTONE HOME LENDING, INC. 2 3.19% $3,868
NewTowne Mortgage, LLC 2 3.06% $8,892
North American Savings Bank, F.S.B. 2 3.81% $3,155
CNB Bank 2 3.13% $6,606
CMG MORTGAGE, INC. 2 2.87% $3,235
A&D Mortgage LLC 2 4.62% $4,567
PLANET HOME LENDING, LLC 2 2.75% $2,693
Presidential Bank, FSB 2 3.50% $3,004
CIT Bank 2 3.01% $5,458
Princeton Mortgage Corporation 2 3.06% $2,859
Baxter Credit Union 2 2.81% $2,304
SOUTHPOINT FINANCIAL SERVICES, INC. 2 3.31% $5,991
SPRING EQ, LLC 2 2.44% $0
STEARNS LENDING, LLC 2 2.81% $2,046
Strong Home Mortgage, LLC 2 2.75% $590
Axos Bank 2 2.81% $3,169
ARC HOME LLC 2 3.12% $2,445
ANGEL OAK MORTGAGE SOLUTIONS LLC 2 4.88% $17,790
The Huntington National Bank 2 2.81% $4,342
ANGEL OAK HOME LOANS LLC 2 3.00% $7,056
TIAA, FSB 2 2.69% $4,494
UNION HOME MORTGAGE CORP. 2 3.19% $4,370
UNIVERSAL MORTGAGE & FINANCE, INC. 2 3.56% $7,478
GUARANTEED RATE AFFINITY, LLC 2 2.93% $1,403
GUILD MORTGAGE COMPANY 2 3.56% $5,048
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. 2 2.75% $2,812
GENEVA FINANCIAL, LLC 2 3.31% $4,214
First Midwest Bank 1 2.50% $4,079
Waterstone Mortgage Corporation 1 3.25% $3,253
NORTHROP GRUMMAN Federal Credit Union 1 3.25% $3,810
Colten Mortgage, LLC 1 2.88% $5,617
OCEANSIDE MORTGAGE COMPANY 1 3.25% $1,516
ONY GLO, INC. 1 2.75% $2,994
Truliant Federal Credit Union 1 3.38% $2,496
PANORAMA MORTGAGE GROUP, LLC 1 3.25% $4,410
KEMBA FINANCIAL 1 3.63% $3,120
CityWorth Mortgage LLC 1 3.38% $5,835
First State Bank of St. Charles, Missouri 1 2.63% $2,471
City National Bank 1 2.64% $4,165
HOMESTAR FINANCIAL CORPORATION 1 3.63% $4,549
CITIZENS EQUITY FIRST 1 3.50% $2,511
First Internet Bank of Indiana 1 2.63% $5,108
UNITED MORTGAGE CORP. 1 3.38% $4,495
Citibank 1 2.88% $2,833
United Nations Federal Credit Union 1 2.88% $1,669
ITHINK FINANCIAL Credit Union 1 2.88% $4,278
CIBC Bank USA 1 2.88% $3,465
C&F Select LLC 1 2.75% $3,509
PURDUE FEDERAL CREDIT UNION 1 2.75% $3,001
CBM Mortgage, Inc. 1 3.25% $3,203
Raymond James Bank 1 2.88% $2,923
LENOX FINANCIAL MORTGAGE CORPORATION 1 2.75% $1,145
BLUE EAGLE CREDIT UNION 1 6.75% $5,906
Republic Bank & Trust Company 1 3.00% $2,217
RESIDENTIAL BANCORP. 1 3.75% $5,145
LENDSURE MORTGAGE CORP. 1 4.63% $10,255
RESOURCE FINANCIAL SERVICES, INC. 1 2.50% $2,571
WESCOM CENTRAL CREDIT UNION 1 3.13% $3,088
West Town Bank & Trust 1 2.75% $2,879
RUOFF MORTGAGE COMPANY, INC. 1 3.13% $2,420
Sandy Spring Bank 1 2.38% $6,019
SEVERN SAVINGS BANK, FSB DBA SEVERN BANK 1 3.25% $7,205
INTELLILOAN, INC. 1 3.50% $7,906
Barrington Bank & Trust Company, N.A. 1 3.75% $3,719
Southern Bank and Trust Company 1 3.13% $3,432
Southern First Bank 1 2.63% $2,704
LENDERFI, INC. 1 2.99% $5,498
USAA Federal Savings Bank 1 2.75% $4,635
South State Bank 1 3.25% $3,085
ALLIED MORTGAGE GROUP, INC. 1 2.75% $1,193
Bank of England 1 3.00% $3,687
State Financial Network, LLC 1 3.00% $2,951
U S WIDE FINANCIAL LLC 1 3.00% $1,904
Acre Mortgage and Financial Inc 1 2.63% $2,894
ALLEGACY FEDERAL CREDIT UNION 1 3.00% $2,744
FIRST TECHNOLOGY 1 3.00% $7,257
T2 FINANCIAL LLC 1 2.75% $3,271
ARK-LA-TEX FINANCIAL SERVICES, LLC. 1 2.99% $2,985
The Central Trust Bank 1 3.38% $2,933
Vellum Mortgage, Inc. 1 3.38% $8,100
GoPrime Mortgage, Inc. 1 2.63% $2,324
GSF Mortgage Corporation 1 2.88% $2,715
THE MORTGAGE FIRM, INC. 1 3.50% $2,754
The Ohio Valley Bank Company 1 4.13% $4,668
Vibrant Credit Union 1 2.25% $3,178
Loan Simple, Inc. 1 3.13% $3,435
FIRST HOME MORTGAGE CORPORATION 1 2.63% $5,055
First Financial Bank 1 3.38% $8,701
FIRST COMMUNITY MORTGAGE, INC. 1 3.00% $2,317
Member Options, LLC 1 2.87% $6,339
Metro City Bank 1 4.63% $4,010
MICHIGAN MUTUAL, INC. 1 2.50% $2,718
Mid-Continent Funding, Inc. 1 3.63% $4,211
MID-ISLAND MORTGAGE CORP. 1 2.63% $4,256
First Bank 1 3.63% $3,897
First International Bank & Trust 1 3.00% $3,916
EVERETT FINANCIAL, INC. 1 3.50% $2,345
The Union Bank Company 1 2.75% $4,131
GRANITE FEDERAL CREDIT UNION 1 3.25% $3,037
LOANLEADERS OF AMERICA, INC. 1 2.88% $3,800
Mortgage Research Center, LLC 1 2.99% $4,409
EMM LOANS LLC 1 2.88% $3,802
Goldwater Bank, N.A. 1 3.00% $3,140
LANGLEY 1 2.99% $2,426
NATION ONE MORTGAGE CORPORATION 1 2.88% $3,838
VILLAGE BANK MORTGAGE CORPORATION 1 2.75% $1,260
NATIONS RELIABLE LENDING, LLC 1 3.63% $6,692
AFFINITY 1 3.50% $2,515
TOTAL MORTGAGE SERVICES, LLC 1 3.25% $2,771
ABSOLUTE HOME MORTGAGE CORPORATION 1 2.99% $2,555
Cross Keys Bank 1 2.75% $3,448
NEW DAY FINANCIAL, LLC 1 2.50% $10,723
NEWPORT NEWS SHIPBUILDING EMPLOYEES 1 2.75% $3,345
Lakeview Community Capital, LLC 1 3.63% $2,059
AMERICAN INTERNET MORTGAGE, INC. 1 2.63% $2,495
CONTOUR MORTGAGE CORPORATION 1 2.88% $6,318

ROANOKE, VA's 265 lenders originated 13,922 loans during 2021. The total origination value was $2,999,560,000, with an average loan value of $215,455.

The top ROANOKE lender as defined by loan originations is QUICKEN LOANS, LLC, with 563 loans originated. Their average total fees are $4,810, which is $1,147 higher than the next largest lender, ATLANTIC BAY MORTGAGE GROUP, L.L.C..

The lowest fee ROANOKE lenders (with over 10 loans originated) are CAPITAL CENTER, L.L.C. ($1,222), FAIRWAY INDEPENDENT MORTGAGE CORPORATION ($2,173), FREEDOM MORTGAGE CORPORATION ($2,291), JPMorgan Chase Bank ($2,449) and First Mortgage Solutions, LLC ($2,449).

The lowest rate ROANOKE lenders (with over 10 loans originated) are First Mortgage Solutions, LLC (2.69%), Bank of America (2.79%), PENTAGON FEDERAL CREDIT UNION (2.80%), BETTER MORTGAGE CORPORATION (2.88%) and CREDIT UNION MORTGAGE ASSOCIATION, INC. (2.90%).

ROANOKE, VA Lender Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2020 Loan Value 2021 Loan Value % Change 2021 Market Share
QUICKEN LOANS, LLC $226,930,000 $253,335,000 11.6% 8.4%
ATLANTIC BAY MORTGAGE GROUP, L.L.C. $240,395,000 $203,030,000 -15.5% 6.8%
Alcova Mortgage LLC $131,500,000 $144,085,000 9.6% 4.8%
Wells Fargo Bank $102,045,000 $136,170,000 33.4% 4.5%
MOVEMENT MORTGAGE, LLC $141,415,000 $127,780,000 -9.6% 4.3%
FREEDOM FIRST $108,845,000 $110,610,000 1.6% 3.7%
Truist Bank $151,785,000 $108,445,000 -28.6% 3.6%
First-Citizens Bank & Trust Company $52,285,000 $68,690,000 31.4% 2.3%
Integrity Home Mortgage Corp $66,965,000 n/a 2.2%
Renasant Bank $63,195,000 $65,670,000 3.9% 2.2%
American National Bank and Trust Company $57,955,000 $63,175,000 9.0% 2.1%
MEMBER ONE $93,890,000 $62,175,000 -33.8% 2.1%
EMBRACE HOME LOANS, INC. $66,340,000 $60,995,000 -8.1% 2.0%
FREEDOM MORTGAGE CORPORATION $56,715,000 $58,900,000 3.9% 2.0%
SWBC MORTGAGE CORPORATION $60,820,000 $58,705,000 -3.5% 2.0%
PENNYMAC LOAN SERVICES, LLC $24,825,000 $48,115,000 93.8% 1.6%
Pinnacle Bank $48,005,000 $46,225,000 -3.7% 1.5%
Citizens Bank $31,290,000 $45,050,000 44.0% 1.5%
LOANDEPOT.COM, LLC $25,060,000 $43,195,000 72.4% 1.4%
Bank of Botetourt $37,255,000 $43,090,000 15.7% 1.4%
Atlantic Union Bank $50,985,000 $42,340,000 -17.0% 1.4%
First Reliance Bank $45,045,000 $40,080,000 -11.0% 1.3%
Mortgage Research Center, LLC $25,155,000 $37,775,000 50.2% 1.3%
UNITED WHOLESALE MORTGAGE, LLC $21,700,000 $35,000,000 61.3% 1.2%
Mr. Cooper ( Nationstar Mortgage ) $25,115,000 $34,705,000 38.2% 1.2%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $15,080,000 $32,415,000 115.0% 1.1%
GUARANTEED RATE, INC. $20,860,000 $31,735,000 52.1% 1.1%
INTERCOASTAL MORTGAGE COMPANY $16,365,000 $31,070,000 89.9% 1.0%
AMERISAVE MORTGAGE CORPORATION $25,345,000 $30,675,000 21.0% 1.0%
Carter Bank & Trust $4,425,000 $27,505,000 521.6% 0.9%
Prosperity Home Mortgage, LLC $21,615,000 $27,255,000 26.1% 0.9%
Bank of America $26,240,000 $27,120,000 3.4% 0.9%
NAVY FEDERAL CREDIT UNION $21,815,000 $25,720,000 17.9% 0.9%
OVM FINANCIAL, INC. $18,180,000 $21,730,000 19.5% 0.7%
NEWREZ LLC $12,880,000 $20,580,000 59.8% 0.7%
BETTER MORTGAGE CORPORATION $19,075,000 n/a 0.6%
ValleyStar Credit Union $26,095,000 $16,960,000 -35.0% 0.6%
HomeTrust Bank $18,695,000 $15,135,000 -19.0% 0.5%
FIRST BANCORP, INC. $17,620,000 $14,440,000 -18.0% 0.5%
First Community Bank $7,910,000 $14,270,000 80.4% 0.5%
HOME POINT FINANCIAL CORPORATION $6,555,000 $14,260,000 117.5% 0.5%
CNB Bank $13,980,000 n/a 0.5%
PNC Bank $8,420,000 $13,240,000 57.2% 0.4%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $7,185,000 $13,205,000 83.8% 0.4%
NATIONAL BANKSHARES, INC. $11,085,000 $13,015,000 17.4% 0.4%
JPMorgan Chase Bank $10,570,000 $12,755,000 20.7% 0.4%
CALIBER HOME LOANS, INC. $13,570,000 $12,290,000 -9.4% 0.4%
BROKER SOLUTIONS, INC. $7,345,000 $11,585,000 57.7% 0.4%
First Heritage Mortgage, LLC $4,955,000 $11,240,000 126.8% 0.4%
GREYSTONE SERVICING COMPANY LLC $5,285,000 $11,125,000 110.5% 0.4%
USAA Federal Savings Bank $20,105,000 $10,775,000 -46.4% 0.4%
AMERICAN PACIFIC MORTGAGE CORPORATION $10,545,000 n/a 0.4%
U.S. Bank $10,365,000 $10,375,000 0.1% 0.3%
CAPITAL CENTER, L.L.C. $10,325,000 $9,720,000 -5.9% 0.3%
LAKEVIEW LOAN SERVICING, LLC $9,405,000 $9,590,000 2.0% 0.3%
AMERICAN FINANCING CORPORATION $4,845,000 $9,160,000 89.1% 0.3%
BLUE EAGLE CREDIT UNION $10,435,000 $8,015,000 -23.2% 0.3%
Blue Ridge Bank $43,625,000 $7,950,000 -81.8% 0.3%
Flagstar Bank, FSB $4,835,000 $7,895,000 63.3% 0.3%
NEW DAY FINANCIAL, LLC $6,755,000 $7,750,000 14.7% 0.3%
KeyBank $17,190,000 $7,515,000 -56.3% 0.3%
TOWNE MORTGAGE COMPANY $3,900,000 $7,340,000 88.2% 0.2%
HOMESIDE FINANCIAL, LLC $3,500,000 $7,185,000 105.3% 0.2%
Atlantic Coast Mortgage, LLC $2,805,000 $6,910,000 146.3% 0.2%
MUTUAL OF OMAHA MORTGAGE, INC. $6,685,000 $6,750,000 1.0% 0.2%
PENTAGON FEDERAL CREDIT UNION $5,470,000 $6,680,000 22.1% 0.2%
Morgan Stanley Private Bank $6,375,000 $6,560,000 2.9% 0.2%
TD Bank $6,970,000 $6,345,000 -9.0% 0.2%
GUARANTY HOME MORTGAGE CORPORATION $5,080,000 $6,145,000 21.0% 0.2%
RESIDENTIAL MORTGAGE SERVICES, INC. $7,875,000 $6,045,000 -23.2% 0.2%
First Guaranty Mortgage Corporation $4,290,000 $5,920,000 38.0% 0.2%
The Federal Savings Bank $7,300,000 $5,725,000 -21.6% 0.2%
MCLEAN MORTGAGE CORPORATION $4,755,000 $5,390,000 13.4% 0.2%
Carrington Mortgage Services, LLC $9,195,000 $5,200,000 -43.4% 0.2%
CROSSCOUNTRY MORTGAGE, LLC $4,940,000 $4,980,000 0.8% 0.2%
SOFI LENDING CORP. $760,000 $4,890,000 543.4% 0.2%
Farm Credit of the Virginias, ACA $665,000 $4,805,000 622.6% 0.2%
First Savings Bank $1,615,000 $4,775,000 195.7% 0.2%
First National Bank of Pennsylvania $2,700,000 $4,735,000 75.4% 0.2%
AgFirst Farm Credit Bank $5,305,000 $4,565,000 -13.9% 0.2%
CHURCHILL MORTGAGE CORPORATION $6,300,000 $4,540,000 -27.9% 0.2%
PRIMELENDING, A PLAINSCAPITAL COMPANY $5,820,000 $4,495,000 -22.8% 0.1%
Skyline National Bank $4,810,000 $4,495,000 -6.5% 0.1%
STATE EMPLOYEES' $2,650,000 $4,450,000 67.9% 0.1%
Charles Schwab Bank, SSB $4,445,000 n/a 0.1%
Virginia Credit Union, Inc. $9,095,000 $4,430,000 -51.3% 0.1%
Fifth Third Bank $860,000 $4,400,000 411.6% 0.1%
MCNB Bank and Trust Co. $4,650,000 $4,185,000 -10.0% 0.1%
Wyndham Capital Mortgage, Inc. $4,505,000 $4,175,000 -7.3% 0.1%
First Bank $125,000 $4,055,000 3,144.0% 0.1%
Towne Bank $2,295,000 $4,025,000 75.4% 0.1%
AMERICAN FINANCIAL RESOURCES, INC. $4,225,000 $3,885,000 -8.0% 0.1%
SUN WEST MORTGAGE COMPANY, INC. $2,390,000 $3,680,000 54.0% 0.1%
George Mason Mortgage, LLC $2,925,000 $3,650,000 24.8% 0.1%
CLEARPATH LENDING $6,780,000 $3,470,000 -48.8% 0.1%
First Mortgage Solutions, LLC $225,000 $3,465,000 1,440.0% 0.1%
First Horizon Bank $1,600,000 $3,440,000 115.0% 0.1%
Bank of the James $3,535,000 $3,390,000 -4.1% 0.1%
HOMEBRIDGE FINANCIAL SERVICES, INC. $3,735,000 $3,380,000 -9.5% 0.1%
The Fidelity Bank $2,045,000 $3,355,000 64.1% 0.1%
PROVIDENT FUNDING ASSOCIATES, L.P. $920,000 $3,210,000 248.9% 0.1%
Assurance Financial Group, L.L.C. $2,155,000 $3,200,000 48.5% 0.1%
VANDERBILT MORTGAGE AND FINANCE, INC. $3,435,000 $3,165,000 -7.9% 0.1%
AMERICAN FINANCIAL NETWORK, INC. $3,470,000 $3,120,000 -10.1% 0.1%
Fulton Bank $3,475,000 $3,050,000 -12.2% 0.1%
NETWORK CAPITAL FUNDING CORPORATION $2,345,000 $3,030,000 29.2% 0.1%
ARC HOME LLC $3,115,000 $2,905,000 -6.7% 0.1%
Northpointe Bank $1,540,000 $2,905,000 88.6% 0.1%
Nations Lending Corporation $1,210,000 $2,855,000 136.0% 0.1%
NFM, INC. $3,900,000 $2,835,000 -27.3% 0.1%
SIRVA MORTGAGE, INC. $750,000 $2,645,000 252.7% 0.1%
MASON MCDUFFIE MORTGAGE CORPORATION $3,045,000 $2,590,000 -14.9% 0.1%
RELIANCE FIRST CAPITAL, LLC $2,045,000 $2,530,000 23.7% 0.1%
TIDEWATER MORTGAGE SERVICES, INC. $1,550,000 $2,510,000 61.9% 0.1%
FIRST SAVINGS MORTGAGE CORPORATION $1,195,000 $2,495,000 108.8% 0.1%
AMERICAN NATIONWIDE MORTGAGE COMPANY, INC. $2,540,000 $2,475,000 -2.6% 0.1%
FirstBank $440,000 $2,395,000 444.3% 0.1%
NewTowne Mortgage, LLC $620,000 $2,365,000 281.5% 0.1%
Northwest Federal Credit Union $1,205,000 $2,300,000 90.9% 0.1%
First Federal Bank $1,060,000 $2,265,000 113.7% 0.1%
Third Federal Savings and Loan Association of Cleveland $730,000 $2,255,000 208.9% 0.1%
Chicago Mortgage Solutions LLC $2,230,000 n/a 0.1%
DRAPER AND KRAMER MORTGAGE CORP. $490,000 $2,140,000 336.7% 0.1%
UBS Bank USA $2,920,000 $2,125,000 -27.2% 0.1%
Keystone Funding, Inc. $2,090,000 n/a 0.1%
NBKC BANK $1,075,000 $2,090,000 94.4% 0.1%
CREDIT UNION MORTGAGE ASSOCIATION, INC. $1,040,000 $2,045,000 96.6% 0.1%
Lakeview Community Capital, LLC $440,000 $1,975,000 348.9% 0.1%
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $11,230,000 $1,970,000 -82.5% 0.1%
ENVOY MORTGAGE, LTD $8,460,000 $1,950,000 -77.0% 0.1%
APEX HOME LOANS, INC. $1,570,000 $1,900,000 21.0% 0.1%
PLANET HOME LENDING, LLC $3,420,000 $1,885,000 -44.9% 0.1%
VILLAGE CAPITAL & INVESTMENT LLC $1,845,000 n/a 0.1%
ZILLOW HOME LOANS, LLC $370,000 $1,825,000 393.2% 0.1%
ANGEL OAK HOME LOANS LLC $225,000 $1,815,000 706.7% 0.1%
C & F Mortgage Corporation $4,295,000 $1,795,000 -58.2% 0.1%
Magnolia Bank $380,000 $1,795,000 372.4% 0.1%
MILEND, INC. $1,570,000 $1,785,000 13.7% 0.1%
PRIMARY RESIDENTIAL MORTGAGE, INC. $1,785,000 n/a 0.1%
Arvest Bank $450,000 $1,780,000 295.6% 0.1%
Mid-Continent Funding, Inc. $245,000 $1,760,000 618.4% 0.1%
SPRING EQ, LLC $1,245,000 $1,755,000 41.0% 0.1%
SOUTHWEST STAGE FUNDING, LLC $835,000 $1,730,000 107.2% 0.1%
GUILD MORTGAGE COMPANY $1,390,000 $1,705,000 22.7% 0.1%
MIDLAND MORTGAGE CORPORATION $1,520,000 $1,705,000 12.2% 0.1%
AMERICAN INTERNET MORTGAGE, INC. $2,230,000 $1,665,000 -25.3% 0.1%
SOUTHERN TRUST MORTGAGE, LLC $1,950,000 $1,630,000 -16.4% 0.1%
AmeriHome Mortgage Company, LLC $2,145,000 $1,585,000 -26.1% 0.1%
Apple Federal Credit Union $405,000 $1,580,000 290.1% 0.1%
Discover Bank $730,000 $1,545,000 111.6% 0.1%
Strong Home Mortgage, LLC $1,570,000 $1,545,000 -1.6% 0.1%
FINANCE OF AMERICA MORTGAGE LLC $1,920,000 $1,520,000 -20.8% 0.1%
EMM LOANS LLC $450,000 $1,505,000 234.4% 0.1%
Manufacturers and Traders Trust Company $820,000 $1,485,000 81.1% 0.0%
Southern First Bank $805,000 $1,425,000 77.0% 0.0%
Commerce Home Mortgage, Inc. $635,000 $1,410,000 122.0% 0.0%
NP, Inc. $1,320,000 $1,400,000 6.1% 0.0%
ROUNDPOINT MORTGAGE SERVICING CORPORATION $2,685,000 $1,375,000 -48.8% 0.0%
BNC National Bank $1,620,000 $1,350,000 -16.7% 0.0%
PHH Mortgage Corporation $625,000 $1,350,000 116.0% 0.0%
Stifel Bank and Trust $3,535,000 $1,320,000 -62.7% 0.0%
Barrington Bank & Trust Company, N.A. $1,920,000 $1,305,000 -32.0% 0.0%
North American Savings Bank, F.S.B. $2,715,000 $1,265,000 -53.4% 0.0%
PREMIA MORTGAGE, LLC $1,495,000 $1,260,000 -15.7% 0.0%
HOMESTEAD FUNDING CORP. $715,000 $1,230,000 72.0% 0.0%
Beeline Loans, Inc. $1,080,000 $1,225,000 13.4% 0.0%
Gateway First Bank $1,075,000 $1,215,000 13.0% 0.0%
NATION ONE MORTGAGE CORPORATION $1,880,000 $1,200,000 -36.2% 0.0%
Mortgage Network, Inc. $1,175,000 n/a 0.0%
CORNERSTONE HOME LENDING, INC. $1,165,000 n/a 0.0%
EASTMAN $595,000 $1,145,000 92.4% 0.0%
ANGEL OAK MORTGAGE SOLUTIONS LLC $1,115,000 n/a 0.0%
OCEANSIDE MORTGAGE COMPANY $355,000 $1,090,000 207.0% 0.0%
Sandy Spring Bank $2,405,000 $1,090,000 -54.7% 0.0%
Watermark Capital, Inc. $235,000 $1,070,000 355.3% 0.0%
CALCON MUTUAL MORTGAGE LLC $1,060,000 n/a 0.0%
UNIVERSAL MORTGAGE & FINANCE, INC. $1,030,000 n/a 0.0%
Axos Bank $105,000 $1,025,000 876.2% 0.0%
GSF Mortgage Corporation $350,000 $1,025,000 192.9% 0.0%
UIF CORPORATION $1,025,000 n/a 0.0%
UNION HOME MORTGAGE CORP. $155,000 $1,010,000 551.6% 0.0%
The Huntington National Bank $115,000 $995,000 765.2% 0.0%
TJC Mortgage, Inc. $1,330,000 $985,000 -25.9% 0.0%
First Financial Bank $975,000 n/a 0.0%
CIT Bank $970,000 n/a 0.0%
First National Bank of America $700,000 $945,000 35.0% 0.0%
TIAA, FSB $1,040,000 $940,000 -9.6% 0.0%
Bank of England $680,000 $935,000 37.5% 0.0%
CMG MORTGAGE, INC. $335,000 $925,000 176.1% 0.0%
Ameris Bank $2,685,000 $885,000 -67.0% 0.0%
DUPONT COMMUNITY $780,000 $885,000 13.5% 0.0%
Raymond James Bank $1,930,000 $880,000 -54.4% 0.0%
Truliant Federal Credit Union $885,000 $875,000 -1.1% 0.0%
GoPrime Mortgage, Inc. $985,000 $850,000 -13.7% 0.0%
ITHINK FINANCIAL Credit Union $825,000 n/a 0.0%
MID AMERICA MORTGAGE, INC. $2,615,000 $815,000 -68.8% 0.0%
FIRST TECHNOLOGY $800,000 n/a 0.0%
Presidential Bank, FSB $1,290,000 $775,000 -39.9% 0.0%
FIRST HOME MORTGAGE CORPORATION $355,000 $765,000 115.5% 0.0%
LOANPAL, LLC $1,685,000 $765,000 -54.6% 0.0%
SOVEREIGN LENDING GROUP INCORPORATED $500,000 $765,000 53.0% 0.0%
AMERICAN ADVISORS GROUP $1,165,000 $760,000 -34.8% 0.0%
Colonial Savings, F.A. $1,215,000 $745,000 -38.7% 0.0%
SOUTHPOINT FINANCIAL SERVICES, INC. $300,000 $730,000 143.3% 0.0%
First Midwest Bank $2,390,000 $720,000 -69.9% 0.0%
LIBERTY HOME MORTGAGE CORPORATION $695,000 $705,000 1.4% 0.0%
KELLER MORTGAGE, LLC $665,000 $690,000 3.8% 0.0%
Dollar Bank, Federal Savings Bank $405,000 $680,000 67.9% 0.0%
RUOFF MORTGAGE COMPANY, INC. $830,000 $680,000 -18.1% 0.0%
LENDERFI, INC. $1,040,000 $640,000 -38.5% 0.0%
DOMINION FINANCIAL SERVICES, LLC $635,000 n/a 0.0%
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. $1,145,000 $630,000 -45.0% 0.0%
Bank of Clarke County $625,000 n/a 0.0%
MORTGAGE ACCESS CORP. $1,250,000 $620,000 -50.4% 0.0%
TOTAL MORTGAGE SERVICES, LLC $205,000 $615,000 200.0% 0.0%
ABSOLUTE HOME MORTGAGE CORPORATION $255,000 $610,000 139.2% 0.0%
Ixonia Bank $710,000 $605,000 -14.8% 0.0%
Princeton Mortgage Corporation $605,000 n/a 0.0%
Figure Lending LLC $550,000 $600,000 9.1% 0.0%
NATIONS RELIABLE LENDING, LLC $590,000 n/a 0.0%
Capital Bank $410,000 $570,000 39.0% 0.0%
NATIONWIDE MORTGAGE BANKERS, INC. $625,000 $560,000 -10.4% 0.0%
T2 FINANCIAL LLC $295,000 $545,000 84.7% 0.0%
The Central Trust Bank $545,000 n/a 0.0%
Towne Mortgage of the Carolinas, LLC $545,000 n/a 0.0%
Virginia National Bank $545,000 n/a 0.0%
First Bank $125,000 $535,000 328.0% 0.0%
Sierra Pacific Mortgage Company, Inc. $535,000 $535,000 0.0% 0.0%
DIGITAL Federal Credit Union $255,000 $520,000 103.9% 0.0%
Equity Prime Mortgage LLC $255,000 $520,000 103.9% 0.0%
Summit Community Bank, Inc. $1,290,000 $520,000 -59.7% 0.0%
TOWER $700,000 $520,000 -25.7% 0.0%
Amalgamated Bank $515,000 n/a 0.0%
Acre Mortgage and Financial Inc $505,000 n/a 0.0%
American Security Mortgage Corp. $650,000 $505,000 -22.3% 0.0%
ROYAL UNITED MORTGAGE LLC $3,555,000 $505,000 -85.8% 0.0%
Baxter Credit Union $450,000 $495,000 10.0% 0.0%
First Internet Bank of Indiana $365,000 $495,000 35.6% 0.0%
MORIA DEVELOPMENT, INC. $315,000 $475,000 50.8% 0.0%
GUARANTEED RATE AFFINITY, LLC $135,000 $470,000 248.1% 0.0%
Cross Keys Bank $465,000 n/a 0.0%
ACCELERATE MORTGAGE, LLC $970,000 $455,000 -53.1% 0.0%
ALLIED MORTGAGE GROUP, INC. $1,295,000 $455,000 -64.9% 0.0%
Cf Bank $1,125,000 $455,000 -59.6% 0.0%
City National Bank $450,000 n/a 0.0%
The Ohio Valley Bank Company $445,000 n/a 0.0%
LONGBRIDGE FINANCIAL, LLC $115,000 $435,000 278.3% 0.0%
REVERSE MORTGAGE FUNDING LLC $295,000 $435,000 47.5% 0.0%
EQUITY RESOURCES, INC. $255,000 $425,000 66.7% 0.0%
GENEVA FINANCIAL, LLC $335,000 $425,000 26.9% 0.0%
CBM Mortgage, Inc. $420,000 n/a 0.0%
Plains Commerce Bank $400,000 $420,000 5.0% 0.0%
UNITED MORTGAGE CORP. $95,000 $415,000 336.8% 0.0%
BAYSHORE MORTGAGE FUNDING, LLC $145,000 $410,000 182.8% 0.0%
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION $410,000 n/a 0.0%
STEARNS LENDING, LLC $920,000 $410,000 -55.4% 0.0%
ONY GLO, INC. $515,000 $405,000 -21.4% 0.0%
SEVERN SAVINGS BANK, FSB DBA SEVERN BANK $405,000 n/a 0.0%
State Financial Network, LLC $405,000 n/a 0.0%
LANGLEY $235,000 $395,000 68.1% 0.0%
KS StateBank $780,000 $385,000 -50.6% 0.0%
First International Bank & Trust $375,000 n/a 0.0%
LENOX FINANCIAL MORTGAGE CORPORATION $590,000 $375,000 -36.4% 0.0%
VILLAGE BANK MORTGAGE CORPORATION $830,000 $375,000 -54.8% 0.0%
Evolve Bank & Trust $370,000 n/a 0.0%
US MORTGAGE CORPORATION $205,000 $365,000 78.0% 0.0%
Credence Funding Corporation $355,000 n/a 0.0%
EVERETT FINANCIAL, INC. $310,000 $350,000 12.9% 0.0%
FIRST COMMUNITY MORTGAGE, INC. $115,000 $350,000 204.3% 0.0%
Meridian Bank Corporation $155,000 $345,000 122.6% 0.0%
Residential Mortgage Solutions, Inc. $175,000 $345,000 97.1% 0.0%
Colten Mortgage, LLC $340,000 n/a 0.0%
FINANCE OF AMERICA COMMERCIAL LLC $335,000 n/a 0.0%
SHARONVIEW FEDERAL CREDIT UNION $335,000 n/a 0.0%
RANLIFE, INC. $990,000 $330,000 -66.7% 0.0%
F & M BANK CORP. $725,000 $325,000 -55.2% 0.0%
GRANITE FEDERAL CREDIT UNION $325,000 n/a 0.0%
First Option Mortgage, LLC $315,000 n/a 0.0%
LENDINGHOME FUNDING CORPORATION $180,000 $315,000 75.0% 0.0%
LOANLEADERS OF AMERICA, INC. $275,000 $315,000 14.5% 0.0%
CITIZENS EQUITY FIRST $260,000 $310,000 19.2% 0.0%
Low VA Rates, LLC $2,150,000 $310,000 -85.6% 0.0%
Kwik Mortgage Corporation $305,000 n/a 0.0%
SONABANK $305,000 n/a 0.0%
The Union Bank Company $305,000 n/a 0.0%
Bank of Bird-in-Hand $295,000 n/a 0.0%
FARMERS INSURANCE GROUP FEDERAL CREDIT UNION $295,000 n/a 0.0%
Goldwater Bank, N.A. $285,000 n/a 0.0%
Paramount Residential Mortgage Group, Inc. $925,000 $285,000 -69.2% 0.0%
PURDUE FEDERAL CREDIT UNION $285,000 n/a 0.0%
Vellum Mortgage, Inc. $125,000 $285,000 128.0% 0.0%
WESCOM CENTRAL CREDIT UNION $285,000 n/a 0.0%
CIBC Bank USA $275,000 n/a 0.0%
LENDSURE MORTGAGE CORP. $275,000 n/a 0.0%
Premier Bank, Inc. $275,000 n/a 0.0%
A&D Mortgage LLC $270,000 n/a 0.0%
Austin Capital Bank SSB $265,000 n/a 0.0%
Citizens and Farmers Bank $265,000 n/a 0.0%
WINGS FINANCIAL $265,000 n/a 0.0%
PANORAMA MORTGAGE GROUP, LLC $825,000 $260,000 -68.5% 0.0%
Advisors Mortgage Group, L.L.C. $255,000 n/a 0.0%
NORTHROP GRUMMAN Federal Credit Union $265,000 $255,000 -3.8% 0.0%
MICHIGAN MUTUAL, INC. $275,000 $250,000 -9.1% 0.0%
AFFINITY $245,000 n/a 0.0%
KEMBA FINANCIAL $375,000 $245,000 -34.7% 0.0%
NATIONAL INSTITUTES OF HEALTH FEDERAL CREDIT UNION $245,000 n/a 0.0%
NATIONS DIRECT MORTGAGE, LLC $680,000 $245,000 -64.0% 0.0%
RESOURCE FINANCIAL SERVICES, INC. $245,000 n/a 0.0%
Vibrant Credit Union $245,000 n/a 0.0%
Hometown Lenders, Inc. $260,000 $240,000 -7.7% 0.0%
Regions Bank $1,980,000 $240,000 -87.9% 0.0%
C&F Select LLC $235,000 n/a 0.0%
INTELLILOAN, INC. $530,000 $235,000 -55.7% 0.0%
Republic Bank & Trust Company $355,000 $235,000 -33.8% 0.0%
FLAT BRANCH MORTGAGE, INC. $225,000 n/a 0.0%
Florida Capital Bank $760,000 $225,000 -70.4% 0.0%
PLAZA HOME MORTGAGE, INC. $215,000 $225,000 4.7% 0.0%
Southern Bank and Trust Company $220,000 n/a 0.0%
IMPAC MORTGAGE CORP. $215,000 n/a 0.0%
THE MORTGAGE FIRM, INC. $215,000 n/a 0.0%
United Nations Federal Credit Union $225,000 $215,000 -4.4% 0.0%
21ST MORTGAGE CORPORATION $185,000 $210,000 13.5% 0.0%
THRIVE MORTGAGE, LLC $385,000 $210,000 -45.5% 0.0%
Visio Financial Services Inc. $210,000 n/a 0.0%
ALLIANT CREDIT UNION $330,000 $205,000 -37.9% 0.0%
ARK-LA-TEX FINANCIAL SERVICES, LLC. $1,410,000 $205,000 -85.5% 0.0%
Loan Simple, Inc. $205,000 n/a 0.0%
RESIDENTIAL BANCORP. $205,000 n/a 0.0%
FINANCE OF AMERICA REVERSE LLC $485,000 $200,000 -58.8% 0.0%
QUORUM FEDERAL CREDIT UNION $200,000 n/a 0.0%
FEDEX EMPLOYEES CREDIT ASSOCIATION $195,000 n/a 0.0%
Member Options, LLC $195,000 n/a 0.0%
South State Bank $125,000 $195,000 56.0% 0.0%
ATLANTA POSTAL $185,000 n/a 0.0%
COASTAL Federal Credit Union $365,000 $185,000 -49.3% 0.0%
NASA Federal Credit Union $740,000 $185,000 -75.0% 0.0%
COMMONWEALTH ONE FEDERAL CREDIT UNION $175,000 n/a 0.0%
First State Bank of St. Charles, Missouri $175,000 n/a 0.0%
United Bank $175,000 n/a 0.0%
1ST SIGNATURE LENDING, LLC $165,000 n/a 0.0%
Amerifirst Financial, Inc. $165,000 n/a 0.0%
CityWorth Mortgage LLC $555,000 $165,000 -70.3% 0.0%
CONTOUR MORTGAGE CORPORATION $590,000 $165,000 -72.0% 0.0%
Cornerstone First Mortgage, Inc $165,000 n/a 0.0%
Salem VA Credit Union $215,000 $160,000 -25.6% 0.0%
HOMESTAR FINANCIAL CORPORATION $155,000 n/a 0.0%
ALLEGACY FEDERAL CREDIT UNION $905,000 $150,000 -83.4% 0.0%
ALL REVERSE MORTGAGE, INC. $145,000 n/a 0.0%
JUSTICE Federal Credit Union $55,000 $145,000 163.6% 0.0%
RESIDENTIAL HOME FUNDING CORP. $145,000 n/a 0.0%
Waterstone Mortgage Corporation $975,000 $145,000 -85.1% 0.0%
West Town Bank & Trust $145,000 n/a 0.0%
1ST FINANCIAL, INC. $145,000 $135,000 -6.9% 0.0%
CELEBRITY HOME LOANS, LLC $420,000 $135,000 -67.9% 0.0%
First Western Federal Savings Bank $185,000 $135,000 -27.0% 0.0%
NEWPORT NEWS SHIPBUILDING EMPLOYEES $135,000 n/a 0.0%
VELOCITY COMMERCIAL CAPITAL, LLC $205,000 $135,000 -34.1% 0.0%
Atlantic Home Loans, Inc. $125,000 n/a 0.0%
MID-ISLAND MORTGAGE CORP. $125,000 n/a 0.0%
The Poca Valley Bank, Inc. $125,000 n/a 0.0%
U S WIDE FINANCIAL LLC $125,000 n/a 0.0%
ABERDEEN PROVING GROUND FEDERAL CREDIT UNION $115,000 n/a 0.0%
Metro City Bank $125,000 $115,000 -8.0% 0.0%
Congressional Bank $105,000 n/a 0.0%
PROPONENT Federal Credit Union $105,000 n/a 0.0%
SIWELL, INC. $105,000 n/a 0.0%
Citibank $640,000 $85,000 -86.7% 0.0%
MidFirst Bank $85,000 n/a 0.0%
TEMPLE VIEW CAPITAL FUNDING, LP $165,000 $65,000 -60.6% 0.0%
HANSCOM $45,000 n/a 0.0%
GENISYS $35,000 n/a 0.0%
Tyndall Federal Credit Union $35,000 n/a 0.0%
Deere Employees Credit Union $25,000 n/a 0.0%
State Department Federal Credit Union $125,000 $25,000 -80.0% 0.0%

ROANOKE's top lender by overall market share is QUICKEN LOANS, LLC, with 8.4% market share. In second place, with 6.8%, is ATLANTIC BAY MORTGAGE GROUP, L.L.C., having originated $203,030,000 in loans. In third place, with 4.8%, is Alcova Mortgage LLC, having originated $144,085,000 in loans. In third place, with 4.5%, is Wells Fargo Bank, having originated $136,170,000 in loans. In third place, with 4.3%, is MOVEMENT MORTGAGE, LLC, having originated $127,780,000 in loans.


ROANOKE, VA Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 5,415 $1,343,355,000 $248,080
Refi 5,026 $1,061,090,000 $211,120
Cash Out Refi 2,326 $477,720,000 $205,383
Other 606 $72,020,000 $118,845
Home Improvement 548 $45,080,000 $82,263
NA 1 $295,000 $295,000

Roanoke's most frequently cited loan purpose was Home Purchase, with 5,415 originations. The 2nd most popular reason was Refi, with 5,026 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
2.5-3% 5,517 $1,259,615,000 $228,315
3-4% 5,090 $1,010,400,000 $198,507
<2.5% 2,264 $539,920,000 $238,481
4-5% 470 $86,810,000 $184,702
Over 8% 187 $14,255,000 $76,230
5-6% 83 $6,695,000 $80,663
6-7% 55 $3,425,000 $62,273
7-8% 26 $1,970,000 $75,769

During 2021, Roanoke's most frequently originated rate bucket was 2.5-3%, with 5,517 originations.

Loan Sizing (ROANOKE, VA MSA)

Loan Size Originations Total Value Average Loan
$100k-200k 5,843 $873,945,000 $149,571
$200k-400k 4,787 $1,280,055,000 $267,402
$100,000 or less 2,223 $135,825,000 $61,100
$400k-600k 777 $368,835,000 $474,691
$600k-1000k 220 $166,180,000 $755,364
$Over $1MM 72 $174,720,000 $2,426,667

ROANOKE's loan sizing saw the bucket of loans from $100k-200k with 5,843 originations, totaling $873,945,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 5,082 $1,237,590,000 $243,524
60-80% 4,454 $1,037,410,000 $232,916
40-60% 1,973 $380,765,000 $192,988
20-40% 890 $109,140,000 $122,629
Under 20% 754 $32,040,000 $42,493
Over 100% 134 $41,880,000 $312,537

ROANOKE's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 5,082 originations, totaling $1,237,590,000 in origination value.


Market Conditions (Median, Average Prices & Listing Count)

Realtor.com - ROANOKE (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $232,225 (12.5%) $314,305 (5.3%) 0.86 1,340
2018-02-01 $235,950 (14.0%) $314,819 (5.2%) 0.85 1,339
2018-03-01 $239,500 (9.7%) $312,484 (2.2%) 0.83 1,371
2018-04-01 $239,925 (6.7%) $321,901 (3.2%) 0.81 1,417
2018-05-01 $239,950 (5.6%) $322,532 (3.5%) 0.80 1,545
2018-06-01 $249,950 (8.8%) $335,522 (6.2%) 0.83 1,520
2018-07-01 $249,925 (8.7%) $338,449 (7.4%) 0.83 1,530
2018-08-01 $249,475 (8.2%) $336,164 (6.5%) 0.83 1,551
2018-09-01 $244,950 (6.5%) $337,656 (5.7%) 0.82 1,525
2018-10-01 $239,500 (4.2%) $329,350 (2.5%) 0.80 1,504
2018-11-01 $244,950 (7.3%) $334,916 (8.6%) 0.82 1,414
2018-12-01 $239,900 (4.3%) $332,398 (4.9%) 0.82 1,305
2019-01-01 $239,725 (3.2%) $332,914 (5.9%) 0.83 1,222
2019-02-01 $245,675 (4.1%) $339,706 (7.9%) 0.82 1,181
2019-03-01 $255,329 (6.6%) $345,756 (10.7%) 0.83 1,180
2019-04-01 $261,604 (9.0%) $348,254 (8.2%) 0.82 1,190
2019-05-01 $272,475 (13.6%) $355,032 (10.1%) 0.84 1,212
2019-06-01 $274,950 (10.0%) $352,039 (4.9%) 0.85 1,234
2019-07-01 $273,975 (9.6%) $354,425 (4.7%) 0.85 1,230
2019-08-01 $271,643 (8.9%) $355,266 (5.7%) 0.85 1,209
2019-09-01 $264,925 (8.2%) $356,097 (5.5%) 0.84 1,191
2019-10-01 $267,300 (11.6%) $356,914 (8.4%) 0.85 1,197
2019-11-01 $268,000 (9.4%) $361,421 (7.9%) 0.86 1,153
2019-12-01 $264,975 (10.5%) $354,961 (6.8%) 0.88 1,047
2020-01-01 $261,975 (9.3%) $353,399 (6.2%) 0.87 975
2020-02-01 $265,995 (8.3%) $370,185 (9.0%) 0.86 890
2020-03-01 $269,475 (5.5%) $374,889 (8.4%) 0.84 904
2020-04-01 $274,975 (5.1%) $374,356 (7.5%) 0.86 947
2020-05-01 $295,000 (8.3%) $395,754 (11.5%) 0.89 821
2020-06-01 $299,950 (9.1%) $394,160 (12.0%) 0.88 783
2020-07-01 $289,475 (5.7%) $388,087 (9.5%) 0.83 707
2020-08-01 $290,950 (7.1%) $392,396 (10.5%) 0.83 663
2020-09-01 $279,975 (5.7%) $392,989 (10.4%) 0.80 686
2020-10-01 $269,995 (1.0%) $384,344 (7.7%) 0.77 663
2020-11-01 $272,425 (1.7%) $393,267 (8.8%) 0.78 623
2020-12-01 $269,475 (1.7%) $380,982 (7.3%) 0.79 562
2021-01-01 $269,900 (3.0%) $377,344 (6.8%) 0.79 487
2021-02-01 $280,000 (5.3%) $408,129 (10.3%) 0.81 368
2021-03-01 $297,975 (10.6%) $418,750 (11.7%) 0.84 348
2021-04-01 $289,975 (5.5%) $412,391 (10.2%) 0.78 361
2021-05-01 $279,950 (-5.1%) $395,434 (-0.1%) 0.74 391
2021-06-01 $286,450 (-4.5%) $396,467 (0.6%) 0.74 442
2021-07-01 $284,975 (-1.6%) $388,012 (0.0%) 0.74 485
2021-08-01 $275,000 (-5.5%) $391,906 (-0.1%) 0.72 523
2021-09-01 $289,950 (3.6%) $392,318 (-0.2%) 0.76 478
2021-10-01 $290,000 (7.4%) $383,484 (-0.2%) 0.76 493
2021-11-01 $289,925 (6.4%) $384,783 (-2.2%) 0.76 440
2021-12-01 $299,900 (11.3%) $397,901 (4.4%) 0.80 358
2022-01-01 $299,990 (11.2%) $397,702 (5.4%) 0.80 296
2022-02-01 $318,975 (13.9%) $411,823 (0.9%) 0.81 264
2022-03-01 $311,450 (4.5%) $404,867 (-3.3%) 0.77 255
2022-04-01 $309,000 (6.6%) $413,600 (0.3%) 0.73 284
ROANOKE's median listing price for 2022-04-01 was $309,000, a difference of $19,025 (6.6%) versus the prior year and $-2,450 versus the prior month.

ROANOKE's median listing price comes in at 73% of the national average.

ROANOKE's average listing price for 2022-04-01 was $413,600, a difference of $1,209 (0.3%) versus the prior year and $8,733 versus the prior month.

For the 2022-04-01 period, ROANOKE had 284 MLS listings, a difference of 29 listings (11%) versus the prior month and -77 listings (-21%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - ROANOKE (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 95 days 2,010 sqft
2018-02-01 94 days 2,023 sqft
2018-03-01 78 days 2,063 sqft
2018-04-01 66 days 2,098 sqft
2018-05-01 59 days 2,105 sqft
2018-06-01 64 days 2,112 sqft
2018-07-01 73 days 2,111 sqft
2018-08-01 75 days 2,112 sqft
2018-09-01 77 days 2,112 sqft
2018-10-01 78 days 2,078 sqft
2018-11-01 84 days 2,065 sqft
2018-12-01 91 days 2,052 sqft
2019-01-01 101 days 2,040 sqft
2019-02-01 103 days 2,066 sqft
2019-03-01 98 days 2,115 sqft
2019-04-01 63 days 2,134 sqft
2019-05-01 61 days 2,146 sqft
2019-06-01 65 days 2,146 sqft
2019-07-01 71 days 2,133 sqft
2019-08-01 72 days 2,135 sqft
2019-09-01 71 days 2,135 sqft
2019-10-01 75 days 2,128 sqft
2019-11-01 81 days 2,131 sqft
2019-12-01 87 days 2,107 sqft
2020-01-01 97 days 2,062 sqft
2020-02-01 95 days 2,100 sqft
2020-03-01 61 days 2,131 sqft
2020-04-01 60 days 2,146 sqft
2020-05-01 74 days 2,204 sqft
2020-06-01 70 days 2,200 sqft
2020-07-01 64 days 2,157 sqft
2020-08-01 61 days 2,186 sqft
2020-09-01 54 days 2,206 sqft
2020-10-01 53 days 2,156 sqft
2020-11-01 56 days 2,176 sqft
2020-12-01 62 days 2,164 sqft
2021-01-01 71 days 2,131 sqft
2021-02-01 71 days 2,140 sqft
2021-03-01 51 days 2,070 sqft
2021-04-01 46 days 2,003 sqft
2021-05-01 42 days 1,987 sqft
2021-06-01 42 days 2,000 sqft
2021-07-01 44 days 1,998 sqft
2021-08-01 46 days 1,977 sqft
2021-09-01 54 days 1,998 sqft
2021-10-01 52 days 2,020 sqft
2021-11-01 52 days 1,993 sqft
2021-12-01 62 days 1,991 sqft
2022-01-01 74 days 2,000 sqft
2022-02-01 72 days 1,943 sqft
2022-03-01 48 days 1,898 sqft
2022-04-01 41 days 1,921 sqft
ROANOKE's median listing age (time on market) for 2022-04-01 was 41 days. This is -10% shorter than the same period one year ago.

ROANOKE's median square footage for active listings during the 2022-04-01 period was 1,921 sqft. One year prior, the average listing was 2,003 sqft.