Kill Devil Hills Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Kill Devil Hills averaged 6.89% for the week of 2025-04-03, compared to the national average of 6.64% for the same period.

The average rate for the prior week (2025-03-27) was 6.9% and one month ago for the week of 2025-02-27, the average rate was 6.91%.

Kill Devil Hills's average rate one year ago was 6.84%.

For refis of the same type during the week of 2025-04-03, the average rate was 6.8%.

Loan Type Date Rate
US 30 Year Fixed Rate 2025-04-03 6.64%
Kill Devil Hills 30 Year Fixed Rate 2025-04-03 6.89%
Kill Devil Hills 30 Year Fixed Rate Refi 2025-04-03 6.8%
Kill Devil Hills 15 Year Fixed Rate 2025-04-03 6.02%
Kill Devil Hills 15 Year Fixed Rate Refi 2025-04-03 6.32%
Kill Devil Hills 30 Year FHA 2025-04-03 6.06%
Kill Devil Hills 30 Year FHA Refi 2025-04-03 6.46%
Kill Devil Hills 30 Year USDA 2025-04-03 6.12%
Kill Devil Hills 30 Year USDA Refi 2025-04-03 6.12%
Kill Devil Hills 30 Year VA 2025-04-03 5.96%
Kill Devil Hills 30 Year VA Refi 2025-04-03 6.16%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Kill Devil Hills, NC.

Kill Devil Hills Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Kill Devil Hills, NC market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2024 Avg. 30yFix Rate 2024 Avg. Closing Costs
QUICKEN LOANS, LLC 60 6.80% $10,424
SOUTHERN TRUST MORTGAGE, LLC 60 7.13% $7,225
STATE EMPLOYEES' 51 6.17% $4,632
Towne Bank 47 7.03% $7,630
GUARANTEED RATE, INC. 31 6.87% $6,193
TD Bank 28 6.83% $3,586
Atlantic Coast Mortgage, LLC 23 7.24% $10,118
MOVEMENT MORTGAGE, LLC 20 7.16% $10,471
NAVY FEDERAL CREDIT UNION 17 6.51% $7,949
CALCON MUTUAL MORTGAGE LLC 15 7.34% $10,031
First National Bank of Pennsylvania 15 6.92% $6,476
Southern Bank and Trust Company 14 6.78% $5,968
Towne Mortgage, LLC 13 6.83% $7,690
Truist 12 6.56% $8,442
NEWREZ LLC 12 7.72% $6,982
ATLANTIC BAY MORTGAGE GROUP, L.L.C. 10 6.88% $10,046
Wells Fargo Bank 9 6.19% $9,160
CMG MORTGAGE, INC. 9 6.97% $8,414
NEWPORT NEWS SHIPBUILDING EMPLOYEES 9 5.99% $3,872
Morgan Stanley Private Bank 7 5.95% $4,986
NexBank 7 7.39% $12,418
CAPITAL CENTER, L.L.C. 7 7.23% $2,992
Tidewater Home Funding, LLC 7 7.20% $5,231
C & F Mortgage Corporation 6 6.54% $8,080
Atlantic Union Bank 6 7.02% $9,359
First-Citizens Bank & Trust Company 6 6.54% $5,775
PNC Bank 5 6.20% $4,628
UBS Bank USA 4 6.41% $4,384
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 4 6.69% $11,798
First Heritage Mortgage, LLC 4 6.65% $7,314
UNITED WHOLESALE MORTGAGE, LLC 4 6.38% $7,286
United Bank 4 7.31% $6,496
Bank of America 4 6.34% $9,015
ABNB Federal Credit Union 3 6.29% $11,854
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 3 7.17% $12,669
NP, Inc. 3 7.71% $11,108
INTERCOASTAL MORTGAGE COMPANY 3 7.25% $8,380
LOANDEPOT.COM, LLC 3 6.71% $13,755
FIRST COMMUNITY MORTGAGE, INC. 3 6.99% $10,264
U.S. Bank 3 7.13% $8,849
The Central Trust Bank 2 6.81% $3,642
LOCAL GOVERNMENT FEDERAL CREDIT UNION 2 8.13% $3,828
First Bank 2 6.63% $3,792
MORIA DEVELOPMENT, INC. 2 8.00% $5,257
Charles Schwab Bank, SSB 2 5.45% $4,504
Ameris Bank 2 6.88% $8,347
Citibank 2 7.00% $5,272
NBKC BANK 2 6.31% $2,934
GREENWAY MORTGAGE FUNDING CORP. 2 7.18% $4,674
NFM, INC. 2 7.94% $9,662
M&T Bank 2 5.63% $3,811
Alcova Mortgage LLC 2 6.87% $6,375
TOWER 2 5.94% $4,065
NEXERA HOLDING LLC 1 7.75% $48,777
Northwest Federal Credit Union 1 6.25% $4,058
NORWICH COMMERCIAL GROUP, INC. 1 7.38% $6,628
Paramount Bank 1 6.13% $7,548
PENNYMAC LOAN SERVICES, LLC 1 7.25% $9,596
PENTAGON FEDERAL CREDIT UNION 1 6.63% $3,706
Plains Commerce Bank 1 6.88% $13,099
Presidential Bank, FSB 1 6.88% $10,504
Prosperity Home Mortgage, LLC 1 7.63% $5,978
RADIUS FINANCIAL GROUP INC. 1 6.49% $6,685
Raymond James Bank 1 5.25% $4,824
Regions Bank 1 6.88% $9,149
SeaTrust Mortgage Company 1 7.63% $4,964
Sierra Pacific Mortgage Company, Inc. 1 7.13% $5,354
Stifel Bank and Trust 1 6.13% $4,005
SWBC MORTGAGE CORPORATION 1 7.63% $5,763
T2 FINANCIAL LLC 1 7.13% $8,195
The Huntington National Bank 1 6.88% $6,515
TOTAL MORTGAGE SERVICES, LLC 1 8.88% $11,539
Union Savings Bank 1 6.50% $8,749
United Nations Federal Credit Union 1 6.00% $12,074
Unity Bank 1 7.00% $30,018
USAA Federal Savings Bank 1 7.13% $4,352
VILLAGE BANK MORTGAGE CORPORATION 1 6.25% $896
V.I.P. MORTGAGE, INC. 1 6.99% $3,494
Waterstone Mortgage Corporation 1 7.63% $12,952
WesBanco 1 7.13% $4,075
Advance Financial Group, LLC 1 7.88% $7,400
AFFORDABLE MORTGAGE ADVISORS, LLC. 1 6.38% $6,458
ALLIANT CREDIT UNION 1 6.13% $5,748
ALLIED MORTGAGE GROUP, INC. 1 6.00% $3,933
Ally Bank 1 5.00% $22,011
AMERICAN FEDERAL MORTGAGE CORPORATION 1 7.50% $4,345
AMERICAN FINANCING CORPORATION 1 6.13% $8,975
AMERICAN HERITAGE FCU 1 7.00% $2,923
AMERISAVE MORTGAGE CORPORATION 1 6.13% $23,396
ANGEL OAK MORTGAGE SOLUTIONS LLC 1 10.88% $19,337
ARC HOME LLC 1 7.63% $10,579
Bank-Fund Staff Federal Credit Union 1 5.88% $3,918
Barrington Bank & Trust Company, N.A. 1 7.00% $3,647
BOND STREET MORTGAGE, LLC 1 7.50% $9,164
Burke & Herbert Bank & Trust Company 1 7.13% $14,762
Call Federal Credit Union 1 6.38% $4,202
Carrington Mortgage Services, LLC 1 6.87% $27,410
Century Mortgage Company DBA Century Lending Company 1 6.50% $0
CHARTWAY FEDERAL CREDIT UNION 1 6.50% $5,466
COASTAL Federal Credit Union 1 6.63% $13,046
CORNERSTONE HOME LENDING, INC. 1 6.49% $8,397
CREDIT UNION MORTGAGE ASSOCIATION, INC. 1 5.75% $4,439
CROSSCOUNTRY MORTGAGE, LLC 1 7.63% $13,174
DEEPHAVEN MORTGAGE LLC 1 7.63% $14,952
EMBRACE HOME LOANS, INC. 1 6.99% $15,365
EQUITY RESOURCES, INC. 1 5.99% $5,462
Farm Credit East, ACA 1 6.80% $6,010
Farmers and Merchants Trust Company of Chambersburg 1 7.63% $10,904
FIRST BANCORP 1 7.99% $16,748
First Commonwealth Bank 1 6.88% $7,064
FIRST HOME MORTGAGE CORPORATION 1 6.49% $8,983
First National Bank of America 1 10.63% $15,742
FIRST SAVINGS MORTGAGE CORPORATION 1 6.25% $6,710
Flagstar Bank, FSB 1 6.00% $6,883
Fulton Bank 1 6.88% $5,515
General Mortgage Capital Corporation 1 6.50% $3,784
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION 1 7.63% $8,212
GUARANTEED RATE AFFINITY, LLC 1 7.13% $13,759
GUILD MORTGAGE COMPANY 1 7.75% $7,547
HOMESPIRE MORTGAGE CORPORATION 1 6.25% $3,570
JPMorgan Chase Bank 1 6.25% $4,861
Kearny Bank 1 7.13% $3,052
Keystone Funding, Inc. 1 6.99% $8,936
Kwik Mortgage Corporation 1 6.88% $2,348
LANGLEY 1 7.88% $5,937
MASON MCDUFFIE MORTGAGE CORPORATION 1 7.62% $8,766
Meridian Bank Corporation 1 6.38% $7,012
Mortgage Assurance Inc. 1 8.13% $6,175
Mortgage Research Center, LLC 1 7.38% $7,804
Mr. Cooper ( Nationstar Mortgage ) 1 6.88% $5,499
MUTUAL OF OMAHA MORTGAGE, INC. 1 6.88% $4,751
NATIONAL INSTITUTES OF HEALTH FEDERAL CREDIT UNION 1 5.50% $9,233

Kill Devil Hills Average Closing Costs & Other Stats

Kill Devil Hills, NC's 132 lenders originated 1,523 loans during 2024. The total origination value was $623,825,000, with an average loan value of $409,603.

Kill Devil Hills's average closing costs are $5,288.

The top Kill Devil Hills lender as defined by loan originations is QUICKEN LOANS, LLC, with 60 loans originated. Their average total fees are $10,424, which is $3,200 higher than the next largest lender, SOUTHERN TRUST MORTGAGE, LLC.

The lowest fee Kill Devil Hills lenders (with over 10 loans originated) are TD Bank ($3,586), STATE EMPLOYEES' ($4,632), Southern Bank and Trust Company ($5,968), GUARANTEED RATE, INC. ($6,193) and First National Bank of Pennsylvania ($6,476).

The lowest rate Kill Devil Hills lenders (with over 10 loans originated) are STATE EMPLOYEES' (6.17%), NAVY FEDERAL CREDIT UNION (6.51%), Truist (6.56%), Southern Bank and Trust Company (6.78%) and QUICKEN LOANS, LLC (6.80%).

Kill Devil Hills, NC Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2023 Loan Value 2024 Loan Value % Change 2024 Market Share
Towne Bank $52,570,000 $45,630,000 -13.2% 7.3%
STATE EMPLOYEES' $23,670,000 $37,805,000 59.7% 6.1%
Southern Bank and Trust Company $30,370,000 $36,885,000 21.5% 5.9%
SOUTHERN TRUST MORTGAGE, LLC $27,880,000 $34,415,000 23.4% 5.5%
QUICKEN LOANS, LLC $33,265,000 $31,965,000 -3.9% 5.1%
TD Bank $30,855,000 $27,825,000 -9.8% 4.5%
First National Bank of Pennsylvania $10,360,000 $25,245,000 143.7% 4.0%
GUARANTEED RATE, INC. $17,700,000 $24,000,000 35.6% 3.8%
Atlantic Coast Mortgage, LLC $4,575,000 $23,815,000 420.5% 3.8%
Truist $10,685,000 $15,630,000 46.3% 2.5%
NAVY FEDERAL CREDIT UNION $9,025,000 $13,065,000 44.8% 2.1%
MOVEMENT MORTGAGE, LLC $15,630,000 $12,810,000 -18.0% 2.1%
NEWREZ LLC $10,155,000 $11,205,000 10.3% 1.8%
UNITED WHOLESALE MORTGAGE, LLC $9,545,000 $10,595,000 11.0% 1.7%
NEWPORT NEWS SHIPBUILDING EMPLOYEES $10,210,000 n/a 1.6%
CMG MORTGAGE, INC. $3,855,000 $9,515,000 146.8% 1.5%
PNC Bank $12,230,000 $8,555,000 -30.0% 1.4%
CALCON MUTUAL MORTGAGE LLC $7,905,000 n/a 1.3%
ATLANTIC BAY MORTGAGE GROUP, L.L.C. $5,700,000 $7,770,000 36.3% 1.2%
Atlantic Union Bank $11,640,000 $7,500,000 -35.6% 1.2%
First-Citizens Bank & Trust Company $3,405,000 $6,430,000 88.8% 1.0%
Towne Mortgage, LLC $4,470,000 $6,300,000 40.9% 1.0%
Wells Fargo Bank $10,090,000 $6,105,000 -39.5% 1.0%
Bank of America $1,945,000 $5,685,000 192.3% 0.9%
Morgan Stanley Private Bank $4,830,000 $5,615,000 16.3% 0.9%
First Bank $3,060,000 $5,235,000 71.1% 0.8%
C & F Mortgage Corporation $1,265,000 $5,175,000 309.1% 0.8%
PENNYMAC LOAN SERVICES, LLC $2,545,000 $4,455,000 75.0% 0.7%
United Bank $2,220,000 $4,035,000 81.8% 0.6%
U.S. Bank $4,520,000 $3,980,000 -11.9% 0.6%
CROSSCOUNTRY MORTGAGE, LLC $4,945,000 $3,895,000 -21.2% 0.6%
Tidewater Home Funding, LLC $2,545,000 $3,880,000 52.5% 0.6%
DEEPHAVEN MORTGAGE LLC $3,840,000 n/a 0.6%
Mortgage Research Center, LLC $2,785,000 $3,820,000 37.2% 0.6%
ANGEL OAK MORTGAGE SOLUTIONS LLC $1,925,000 $3,695,000 91.9% 0.6%
NexBank $2,820,000 $3,375,000 19.7% 0.5%
CAPITAL CENTER, L.L.C. $3,410,000 $3,355,000 -1.6% 0.5%
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $515,000 $3,185,000 518.4% 0.5%
UBS Bank USA $1,255,000 $3,170,000 152.6% 0.5%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $1,250,000 $3,020,000 141.6% 0.5%
Carrington Mortgage Services, LLC $375,000 $3,005,000 701.3% 0.5%
Barrington Bank & Trust Company, N.A. $2,880,000 n/a 0.5%
ABNB Federal Credit Union $885,000 $2,650,000 199.4% 0.4%
FIRST BANCORP $850,000 $2,550,000 200.0% 0.4%
NEXERA HOLDING LLC $825,000 $2,310,000 180.0% 0.4%
LOCAL GOVERNMENT FEDERAL CREDIT UNION $5,105,000 $2,230,000 -56.3% 0.4%
Oak View National Bank $2,215,000 n/a 0.4%
NFM, INC. $1,265,000 $2,135,000 68.8% 0.3%
COASTAL Federal Credit Union $1,370,000 $2,065,000 50.7% 0.3%
LOANDEPOT.COM, LLC $1,990,000 $1,980,000 -0.5% 0.3%
TOWER $1,840,000 $1,840,000 0.0% 0.3%
The Huntington National Bank $615,000 $1,820,000 195.9% 0.3%
Hometown Equity Mortgage, LLC $1,740,000 n/a 0.3%
MORIA DEVELOPMENT, INC. $1,740,000 n/a 0.3%
First Heritage Mortgage, LLC $1,485,000 $1,670,000 12.5% 0.3%
INTERCOASTAL MORTGAGE COMPANY $1,615,000 n/a 0.3%
USAA Federal Savings Bank $2,635,000 $1,535,000 -41.7% 0.2%
Citibank $4,585,000 $1,530,000 -66.6% 0.2%
NBKC BANK $750,000 $1,530,000 104.0% 0.2%
Stifel Bank and Trust $1,370,000 $1,450,000 5.8% 0.2%
Citadel Servicing Corporation $1,425,000 n/a 0.2%
Fulton Bank $650,000 $1,390,000 113.8% 0.2%
BETTER MORTGAGE CORPORATION $1,380,000 n/a 0.2%
EMM LOANS LLC $465,000 $1,260,000 171.0% 0.2%
Charles Schwab Bank, SSB $655,000 $1,250,000 90.8% 0.2%
Farm Credit East, ACA $1,205,000 n/a 0.2%
American National Bank & Trust $1,185,000 n/a 0.2%
AMERICAN HERITAGE LENDING, INC. $545,000 $1,175,000 115.6% 0.2%
BROKER SOLUTIONS, INC. $920,000 $1,155,000 25.5% 0.2%
Prosperity Home Mortgage, LLC $1,945,000 $1,140,000 -41.4% 0.2%
NORWICH COMMERCIAL GROUP, INC. $1,130,000 n/a 0.2%
The Central Trust Bank $1,590,000 $1,130,000 -28.9% 0.2%
FINANCE OF AMERICA REVERSE LLC $335,000 $1,115,000 232.8% 0.2%
Goldman Sachs Bank USA $1,115,000 n/a 0.2%
NP, Inc. $2,060,000 $1,105,000 -46.4% 0.2%
JPMorgan Chase Bank $5,090,000 $1,090,000 -78.6% 0.2%
SWBC MORTGAGE CORPORATION $1,090,000 n/a 0.2%
Citizens Bank $17,430,000 $1,085,000 -93.8% 0.2%
WesBanco $1,000,000 $1,040,000 4.0% 0.2%
Presidential Bank, FSB $1,410,000 $1,035,000 -26.6% 0.2%
EMBRACE HOME LOANS, INC. $990,000 n/a 0.2%
FIRST COMMUNITY MORTGAGE, INC. $975,000 n/a 0.2%
NATIONAL INSTITUTES OF HEALTH FEDERAL CREDIT UNION $975,000 n/a 0.2%
LANGLEY $550,000 $970,000 76.4% 0.2%
The Bank of Charlotte County $965,000 n/a 0.2%
ARC HOME LLC $825,000 $960,000 16.4% 0.2%
SeaTrust Mortgage Company $1,335,000 $960,000 -28.1% 0.2%
Mr. Cooper ( Nationstar Mortgage ) $2,575,000 $950,000 -63.1% 0.2%
First National Bank $920,000 n/a 0.1%
The Loan Store, Inc. $1,165,000 $910,000 -21.9% 0.1%
M&T Bank $1,330,000 $860,000 -35.3% 0.1%
Summit Community Bank, Inc. $195,000 $855,000 338.5% 0.1%
United Nations Federal Credit Union $2,350,000 $855,000 -63.6% 0.1%
AMERISAVE MORTGAGE CORPORATION $1,360,000 $845,000 -37.9% 0.1%
GREENWAY MORTGAGE FUNDING CORP. $165,000 $840,000 409.1% 0.1%
CHARTWAY FEDERAL CREDIT UNION $530,000 $800,000 50.9% 0.1%
Kwik Mortgage Corporation $825,000 $795,000 -3.6% 0.1%
HOMEXPRESS MORTGAGE CORP. $790,000 n/a 0.1%
MASON MCDUFFIE MORTGAGE CORPORATION $765,000 n/a 0.1%
Paramount Bank $735,000 n/a 0.1%
Kearny Bank $720,000 n/a 0.1%
LONGBRIDGE FINANCIAL, LLC $720,000 n/a 0.1%
Dollar Bank, Federal Savings Bank $425,000 $710,000 67.1% 0.1%
Raymond James Bank $655,000 $705,000 7.6% 0.1%
Waterstone Mortgage Corporation $275,000 $705,000 156.4% 0.1%
Ameris Bank $1,150,000 $690,000 -40.0% 0.1%
MUTUAL OF OMAHA MORTGAGE, INC. $595,000 $670,000 12.6% 0.1%
Union Savings Bank $245,000 $655,000 167.3% 0.1%
Regions Bank $155,000 $645,000 316.1% 0.1%
Manasquan Bank $635,000 n/a 0.1%
Towne Mortgage of the Carolinas, LLC $625,000 n/a 0.1%
LENDSURE MORTGAGE CORP. $615,000 n/a 0.1%
Burke & Herbert Bank & Trust Company $605,000 n/a 0.1%
Meridian Bank Corporation $375,000 $605,000 61.3% 0.1%
Northwest Federal Credit Union $605,000 n/a 0.1%
TOWNE MORTGAGE COMPANY $605,000 n/a 0.1%
VILLAGE BANK MORTGAGE CORPORATION $950,000 $605,000 -36.3% 0.1%
Unity Bank $595,000 n/a 0.1%
Advance Financial Group, LLC $405,000 $590,000 45.7% 0.1%
PLANET HOME LENDING, LLC $575,000 n/a 0.1%
Farmers and Merchants Trust Company of Chambersburg $565,000 n/a 0.1%
AMERICAN FINANCING CORPORATION $355,000 $560,000 57.7% 0.1%
GUILD MORTGAGE COMPANY $555,000 n/a 0.1%
MEMBERS 1ST FEDERAL CREDIT UNION $415,000 $555,000 33.7% 0.1%
TIDEWATER MORTGAGE SERVICES, INC. $305,000 $555,000 82.0% 0.1%
Vellum Mortgage, Inc. $555,000 n/a 0.1%
Bank-Fund Staff Federal Credit Union $295,000 $540,000 83.1% 0.1%
HOMESTEAD FUNDING CORP. $510,000 n/a 0.1%
EQUITY RESOURCES, INC. $475,000 $505,000 6.3% 0.1%
First Commonwealth Bank $505,000 n/a 0.1%
Mortgage Assurance Inc. $505,000 n/a 0.1%
Paramount Residential Mortgage Group, Inc. $780,000 $505,000 -35.3% 0.1%
Plains Commerce Bank $505,000 n/a 0.1%
Wilmington Savings Fund Society, FSB $505,000 n/a 0.1%
Alcova Mortgage LLC $2,380,000 $500,000 -79.0% 0.1%
Allied First Bank,sb $485,000 n/a 0.1%
ALLIED MORTGAGE GROUP, INC. $485,000 n/a 0.1%
AMERITRUST MORTGAGE CORPORATION $485,000 n/a 0.1%
Ally Bank $475,000 n/a 0.1%
Peoples Bank $475,000 n/a 0.1%
Bronco Federal Credit Union $465,000 n/a 0.1%
Keystone Funding, Inc. $445,000 n/a 0.1%
Figure Lending LLC $270,000 $435,000 61.1% 0.1%
JAMS-01, INC. $1,055,000 $435,000 -58.8% 0.1%
First National Bank of America $665,000 $425,000 -36.1% 0.1%
FIRST SAVINGS MORTGAGE CORPORATION $625,000 $425,000 -32.0% 0.1%
BOND STREET MORTGAGE, LLC $415,000 n/a 0.1%
Coastal Community Bank $415,000 n/a 0.1%
Axos Bank $405,000 n/a 0.1%
Century Mortgage Company DBA Century Lending Company $405,000 n/a 0.1%
Fifth Third Bank $820,000 $405,000 -50.6% 0.1%
Sierra Pacific Mortgage Company, Inc. $405,000 n/a 0.1%
LAKEVIEW LOAN SERVICING, LLC $400,000 n/a 0.1%
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION $395,000 n/a 0.1%
ALLIANT CREDIT UNION $385,000 n/a 0.1%
GUARANTEED RATE AFFINITY, LLC $355,000 $385,000 8.5% 0.1%
RADIUS FINANCIAL GROUP INC. $385,000 n/a 0.1%
Discover Bank $380,000 $370,000 -2.6% 0.1%
Mid-Continent Funding, Inc. $355,000 n/a 0.1%
Truliant Federal Credit Union $1,360,000 $355,000 -73.9% 0.1%
The Federal Savings Bank $1,385,000 $345,000 -75.1% 0.1%
V.I.P. MORTGAGE, INC. $345,000 n/a 0.1%
AmeriHome Mortgage Company, LLC $385,000 $335,000 -13.0% 0.1%
Apple Federal Credit Union $475,000 $335,000 -29.5% 0.1%
CREDIT UNION MORTGAGE ASSOCIATION, INC. $335,000 n/a 0.1%
FIRST HOME MORTGAGE CORPORATION $385,000 $335,000 -13.0% 0.1%
FREEDOM MORTGAGE CORPORATION $975,000 $325,000 -66.7% 0.1%
NEW DAY FINANCIAL, LLC $465,000 $315,000 -32.3% 0.1%
PLAZA HOME MORTGAGE, INC. $315,000 n/a 0.1%
TOP FLITE FINANCIAL, INC. $125,000 $315,000 152.0% 0.1%
TOTAL MORTGAGE SERVICES, LLC $315,000 n/a 0.1%
Carter Bank & Trust $310,000 n/a 0.0%
BAY EQUITY LLC $305,000 n/a 0.0%
AMERICAN FEDERAL MORTGAGE CORPORATION $295,000 n/a 0.0%
LENDINGHOME FUNDING CORPORATION $235,000 $295,000 25.5% 0.0%
WRIGHT PATMAN CONGRESSIONAL FEDERAL CREDIT UNION $295,000 n/a 0.0%
1ST ADVANTAGE FEDERAL CREDIT UNION $375,000 $280,000 -25.3% 0.0%
CORNERSTONE HOME LENDING, INC. $275,000 n/a 0.0%
CORNING $520,000 $275,000 -47.1% 0.0%
Peoples Bank $275,000 n/a 0.0%
The Old Point National Bank of Phoebus $950,000 $250,000 -73.7% 0.0%
Equity Prime Mortgage LLC $605,000 $245,000 -59.5% 0.0%
T2 FINANCIAL LLC $245,000 n/a 0.0%
AMERICAN HERITAGE FCU $235,000 n/a 0.0%
Flagstar Bank, FSB $400,000 $230,000 -42.5% 0.0%
Call Federal Credit Union $225,000 n/a 0.0%
Northpointe Bank $620,000 $225,000 -63.7% 0.0%
VANDERBILT MORTGAGE AND FINANCE, INC. $500,000 $210,000 -58.0% 0.0%
Third Federal Savings and Loan Association of Cleveland $300,000 $205,000 -31.7% 0.0%
AMERICAN FINANCIAL RESOURCES, INC. $295,000 $195,000 -33.9% 0.0%
PENTAGON FEDERAL CREDIT UNION $2,520,000 $195,000 -92.3% 0.0%
RESIDENTIAL BANCORP $195,000 n/a 0.0%
A&D Mortgage LLC $255,000 $175,000 -31.4% 0.0%
AFFORDABLE MORTGAGE ADVISORS, LLC. $175,000 n/a 0.0%
Bank of Charles Town $165,000 n/a 0.0%
FIRST ATLANTIC FEDERAL CREDIT UNION $165,000 n/a 0.0%
AMERICAN FINANCIAL NETWORK, INC. $775,000 $155,000 -80.0% 0.0%
HOMEBRIDGE FINANCIAL SERVICES, INC. $345,000 $130,000 -62.3% 0.0%
Bethpage Federal Credit Union $1,205,000 $105,000 -91.3% 0.0%
HOMESPIRE MORTGAGE CORPORATION $215,000 $105,000 -51.2% 0.0%
General Mortgage Capital Corporation $95,000 n/a 0.0%
SPRING EQ, LLC $135,000 $90,000 -33.3% 0.0%
Signature Federal Credit Union $85,000 n/a 0.0%
Carolina Bank & Trust $75,000 n/a 0.0%
ALLEGACY FEDERAL CREDIT UNION $105,000 $45,000 -57.1% 0.0%
Residential Mortgage Solutions, Inc. $45,000 n/a 0.0%

Kill Devil Hills's top lender by overall market share is Towne Bank, with 7.3% market share. In second place, with 6.1%, is STATE EMPLOYEES', having originated $37,805,000 in loans. In third place, with 5.9%, is Southern Bank and Trust Company, having originated $36,885,000 in loans. In fourth place, with 5.5%, is SOUTHERN TRUST MORTGAGE, LLC, having originated $34,415,000 in loans. In fifth place, with 5.1%, is QUICKEN LOANS, LLC, having originated $31,965,000 in loans.


Kill Devil Hills Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - Kill Devil Hills (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $442,838 (4.2%) $586,173 (2.7%) 0.00 908
2018-02-01 $446,725 (3.8%) $584,989 (1.5%) 0.00 938
2018-03-01 $449,900 (4.9%) $587,721 (2.3%) 0.00 997
2018-04-01 $457,500 (6.2%) $587,349 (2.9%) 0.00 996
2018-05-01 $454,950 (2.8%) $580,845 (0.2%) 0.00 1,009
2018-06-01 $439,000 (0.0%) $564,970 (-1.5%) 0.00 1,008
2018-07-01 $435,550 (-0.9%) $561,160 (-2.3%) 0.00 983
2018-08-01 $432,400 (-1.5%) $560,072 (-4.0%) 0.00 997
2018-09-01 $434,900 (-0.9%) $561,793 (-5.0%) 0.00 1,016
2018-10-01 $434,800 (-2.2%) $563,978 (-5.6%) 0.00 1,021
2018-11-01 $424,850 (-5.4%) $568,078 (-4.2%) 0.00 1,025
2018-12-01 $419,000 (-6.4%) $564,563 (-3.5%) 0.00 1,002
2019-01-01 $425,000 (-4.0%) $560,243 (-4.4%) 0.00 978
2019-02-01 $429,500 (-3.9%) $561,468 (-4.0%) 0.00 1,009
2019-03-01 $439,557 (-2.3%) $567,514 (-3.4%) 0.00 1,073
2019-04-01 $445,332 (-2.7%) $573,041 (-2.4%) 0.00 1,115
2019-05-01 $445,350 (-2.1%) $569,775 (-1.9%) 0.00 1,103
2019-06-01 $449,000 (2.3%) $572,260 (1.3%) 0.00 1,052
2019-07-01 $450,000 (3.3%) $568,801 (1.4%) 0.00 988
2019-08-01 $456,091 (5.5%) $564,771 (0.8%) 0.00 963
2019-09-01 $457,727 (5.3%) $560,113 (-0.3%) 0.00 952
2019-10-01 $462,000 (6.3%) $559,968 (-0.7%) 0.00 930
2019-11-01 $464,000 (9.2%) $566,443 (-0.3%) 0.00 905
2019-12-01 $464,950 (11.0%) $571,048 (1.2%) 0.00 873
2020-01-01 $469,950 (10.6%) $563,271 (0.5%) 0.00 814
2020-02-01 $464,950 (8.3%) $558,222 (-0.6%) 0.00 816
2020-03-01 $477,250 (8.6%) $572,276 (0.8%) 0.00 844
2020-04-01 $478,750 (7.5%) $564,456 (-1.5%) 0.00 832
2020-05-01 $479,000 (7.6%) $575,358 (1.0%) 0.00 811
2020-06-01 $499,700 (11.3%) $608,218 (6.3%) 0.00 687
2020-07-01 $499,000 (10.9%) $623,035 (9.5%) 0.00 605
2020-08-01 $524,900 (15.1%) $645,432 (14.3%) 0.00 528
2020-09-01 $539,000 (17.8%) $679,102 (21.2%) 0.00 477
2020-10-01 $535,000 (15.8%) $690,635 (23.3%) 0.00 469
2020-11-01 $537,500 (15.8%) $698,620 (23.3%) 0.00 452
2020-12-01 $525,000 (12.9%) $697,598 (22.2%) 0.00 409
2021-01-01 $549,000 (16.8%) $714,896 (26.9%) 0.00 367
2021-02-01 $537,500 (15.6%) $746,541 (33.7%) 0.00 289
2021-03-01 $536,000 (12.3%) $764,205 (33.5%) 0.00 253
2021-04-01 $587,475 (22.7%) $814,014 (44.2%) 0.00 265
2021-05-01 $599,900 (25.2%) $849,378 (47.6%) 0.00 247
2021-06-01 $642,225 (28.5%) $899,057 (47.8%) 0.00 266
2021-07-01 $648,110 (29.9%) $871,740 (39.9%) 0.00 289
2021-08-01 $639,055 (21.8%) $830,182 (28.6%) 0.00 329
2021-09-01 $620,750 (15.2%) $811,532 (19.5%) 0.00 311
2021-10-01 $606,000 (13.3%) $830,365 (20.2%) 0.00 278
2021-11-01 $646,750 (20.3%) $914,226 (30.9%) 0.00 256
2021-12-01 $659,975 (25.7%) $966,506 (38.6%) 0.00 227
2022-01-01 $699,000 (27.3%) $1,069,936 (49.7%) 0.00 199
2022-02-01 $662,000 (23.2%) $943,788 (26.4%) 0.00 165
2022-03-01 $720,950 (34.5%) $983,344 (28.7%) 0.00 164
2022-04-01 $725,000 (23.4%) $963,297 (18.3%) 0.00 179
2022-05-01 $738,225 (23.1%) $986,759 (16.2%) 0.00 233
2022-06-01 $699,000 (8.8%) $951,969 (5.9%) 0.00 291
2022-07-01 $695,000 (7.2%) $962,004 (10.4%) 0.00 343
2022-08-01 $675,975 (5.8%) $942,200 (13.5%) 0.00 351
2022-09-01 $686,326 (10.6%) $931,478 (14.8%) 0.00 324
2022-10-01 $672,500 (11.0%) $921,895 (11.0%) 0.00 316
2022-11-01 $672,259 (3.9%) $925,944 (1.3%) 0.00 321
2022-12-01 $629,950 (-4.6%) $860,883 (-10.9%) 0.00 325
2023-01-01 $672,009 (-3.9%) $872,207 (-18.5%) 0.00 280
2023-02-01 $649,700 (-1.9%) $899,128 (-4.7%) 0.00 249
2023-03-01 $671,008 (-6.9%) $939,838 (-4.4%) 0.00 241
2023-04-01 $670,000 (-7.6%) $940,727 (-2.3%) 0.00 238
2023-05-01 $687,000 (-6.9%) $998,407 (1.2%) 0.00 238
2023-06-01 $714,000 (2.2%) $1,042,706 (9.5%) 0.00 244
2023-07-01 $689,450 (-0.8%) $992,371 (3.2%) 0.00 263
2023-08-01 $681,975 (0.9%) $963,945 (2.3%) 0.00 289
2023-09-01 $699,450 (1.9%) $957,730 (2.8%) 0.00 328
2023-10-01 $699,000 (3.9%) $939,715 (1.9%) 0.00 332
2023-11-01 $721,975 (7.4%) $933,406 (0.8%) 0.00 369
2023-12-01 $743,750 (18.1%) $954,156 (10.8%) 0.00 354
2024-01-01 $707,500 (5.3%) $949,256 (8.8%) 0.00 333
2024-02-01 $699,450 (7.7%) $939,862 (4.5%) 0.00 336
2024-03-01 $699,000 (4.2%) $948,392 (0.9%) 0.00 350
2024-04-01 $724,975 (8.2%) $963,037 (2.4%) 0.00 371
2024-05-01 $721,250 (5.0%) $998,782 (0.0%) 0.00 422
2024-06-01 $699,900 (-2.0%) $963,345 (-7.6%) 0.00 436
2024-07-01 $712,450 (3.3%) $941,330 (-5.1%) 0.00 445
2024-08-01 $717,000 (5.1%) $910,473 (-5.6%) 0.00 470
2024-09-01 $725,000 (3.7%) $925,281 (-3.4%) 0.00 480
2024-10-01 $718,725 (2.8%) $936,048 (-0.4%) 0.00 478
2024-11-01 $717,000 (-0.7%) $919,405 (-1.5%) 0.00 489
2024-12-01 $720,925 (-3.1%) $938,562 (-1.6%) 0.00 461
2025-01-01 $699,000 (-1.2%) $916,703 (-3.4%) 0.00 447
2025-02-01 $683,000 (-2.4%) $895,610 (-4.7%) 0.00 489
2025-03-01 $685,000 (-2.0%) $928,693 (-2.1%) 0.00 501
Kill Devil Hills's median listing price for 2025-03-01 was $685,000, a difference of $-14,000 (-2.0%) versus the prior year and $2,000 versus the prior month.

Kill Devil Hills's median listing price comes in at 0% of the national average.

Kill Devil Hills's average listing price for 2025-03-01 was $928,693, a difference of $-19,699 (-2.1%) versus the prior year and $33,083 versus the prior month.

For the 2025-03-01 period, Kill Devil Hills had 501 MLS listings, a difference of 12 listings (2%) versus the prior month and 151 listings (43%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - Kill Devil Hills (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 0 days 2,146 sqft
2018-02-01 0 days 2,152 sqft
2018-03-01 0 days 2,182 sqft
2018-04-01 0 days 2,202 sqft
2018-05-01 0 days 2,191 sqft
2018-06-01 0 days 2,119 sqft
2018-07-01 0 days 2,100 sqft
2018-08-01 0 days 2,127 sqft
2018-09-01 0 days 2,125 sqft
2018-10-01 0 days 2,097 sqft
2018-11-01 0 days 2,056 sqft
2018-12-01 0 days 2,019 sqft
2019-01-01 0 days 2,022 sqft
2019-02-01 0 days 2,022 sqft
2019-03-01 0 days 2,045 sqft
2019-04-01 0 days 2,061 sqft
2019-05-01 0 days 2,048 sqft
2019-06-01 0 days 2,029 sqft
2019-07-01 0 days 2,039 sqft
2019-08-01 0 days 2,049 sqft
2019-09-01 0 days 2,078 sqft
2019-10-01 0 days 2,123 sqft
2019-11-01 0 days 2,144 sqft
2019-12-01 0 days 2,125 sqft
2020-01-01 0 days 2,139 sqft
2020-02-01 0 days 2,133 sqft
2020-03-01 0 days 2,187 sqft
2020-04-01 0 days 2,181 sqft
2020-05-01 0 days 2,171 sqft
2020-06-01 0 days 2,294 sqft
2020-07-01 0 days 2,286 sqft
2020-08-01 0 days 2,321 sqft
2020-09-01 0 days 2,337 sqft
2020-10-01 0 days 2,210 sqft
2020-11-01 0 days 2,241 sqft
2020-12-01 0 days 2,199 sqft
2021-01-01 0 days 2,261 sqft
2021-02-01 0 days 2,318 sqft
2021-03-01 0 days 2,250 sqft
2021-04-01 0 days 2,273 sqft
2021-05-01 0 days 2,200 sqft
2021-06-01 0 days 2,191 sqft
2021-07-01 0 days 2,168 sqft
2021-08-01 0 days 2,075 sqft
2021-09-01 0 days 2,006 sqft
2021-10-01 0 days 2,002 sqft
2021-11-01 0 days 2,110 sqft
2021-12-01 0 days 2,105 sqft
2022-01-01 0 days 2,292 sqft
2022-02-01 0 days 2,085 sqft
2022-03-01 0 days 2,272 sqft
2022-04-01 0 days 2,267 sqft
2022-05-01 0 days 2,205 sqft
2022-06-01 0 days 2,051 sqft
2022-07-01 0 days 2,067 sqft
2022-08-01 0 days 1,996 sqft
2022-09-01 0 days 1,985 sqft
2022-10-01 0 days 1,990 sqft
2022-11-01 0 days 1,951 sqft
2022-12-01 0 days 1,880 sqft
2023-01-01 0 days 1,988 sqft
2023-02-01 0 days 2,024 sqft
2023-03-01 0 days 2,112 sqft
2023-04-01 0 days 2,112 sqft
2023-05-01 0 days 2,155 sqft
2023-06-01 0 days 2,160 sqft
2023-07-01 0 days 2,104 sqft
2023-08-01 0 days 2,069 sqft
2023-09-01 0 days 2,053 sqft
2023-10-01 0 days 2,082 sqft
2023-11-01 0 days 2,065 sqft
2023-12-01 0 days 2,020 sqft
2024-01-01 0 days 1,951 sqft
2024-02-01 0 days 1,938 sqft
2024-03-01 0 days 1,898 sqft
2024-04-01 0 days 1,921 sqft
2024-05-01 0 days 1,930 sqft
2024-06-01 0 days 1,901 sqft
2024-07-01 0 days 1,944 sqft
2024-08-01 0 days 1,939 sqft
2024-09-01 0 days 1,959 sqft
2024-10-01 0 days 1,946 sqft
2024-11-01 0 days 1,938 sqft
2024-12-01 0 days 1,943 sqft
2025-01-01 0 days 1,943 sqft
2025-02-01 0 days 1,872 sqft
2025-03-01 0 days 1,896 sqft
Kill Devil Hills's median listing age (time on market) for 2025-03-01 was 0 days.

Kill Devil Hills's median square footage for active listings during the 2025-03-01 period was 1,896 sqft. One year prior, the average listing was 1,898 sqft.

Kill Devil Hills, NC Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 880 $459,470,000 $522,125
Refi 177 $66,845,000 $377,655
Home Improvement 173 $23,035,000 $133,150
Other 164 $25,430,000 $155,061
Cash Out Refi 129 $49,045,000 $380,194

Kill Devil Hills's most frequently cited loan purpose was Home Purchase, with 880 originations. The 2nd most popular reason was Refi, with 177 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
7-8% 560 $218,450,000 $390,089
6-7% 496 $238,570,000 $480,988
Over 8% 288 $76,470,000 $265,521
5-6% 158 $82,290,000 $520,823
4-5% 5 $2,115,000 $423,000
3-4% 2 $430,000 $215,000
2.5-3% 2 $430,000 $215,000
<2.5% 1 $485,000 $485,000

During 2024, Kill Devil Hills's most frequently originated rate bucket was 7-8%, with 560 originations.

Loan Sizing (Kill Devil Hills, NC MSA)

Loan Size Originations Total Value Average Loan
$200k-400k 457 $139,695,000 $305,678
$400k-600k 361 $176,265,000 $488,269
$100k-200k 227 $31,285,000 $137,819
$600k-1000k 214 $157,190,000 $734,533
$100,000 or less 195 $11,385,000 $58,385
$Over $1MM 69 $108,005,000 $1,565,290

Kill Devil Hills's loan sizing saw the bucket of loans from $200k-400k with 457 originations, totaling $139,695,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
60-80% 495 $280,935,000 $567,545
80-100% 327 $179,245,000 $548,150
Under 20% 261 $22,115,000 $84,732
20-40% 212 $43,570,000 $205,519
40-60% 203 $87,005,000 $428,596
Over 100% 8 $4,410,000 $551,250

Kill Devil Hills's loan sizing saw loans grouped in the 60-80% Loan-to-value bucket with 495 originations, totaling $280,935,000 in origination value.