Kill Devil Hills Mortgage Rates & Closing Costs
30yr Fixed Rate
15yr Fixed Rate
FHA
USDA
VA
5/1 ARM
30 Year Fixed Rate mortgages in Kill Devil Hills averaged
5.76%
for the week of 2023-05-25, compared to the national average of
6.57% for the same period.
The average rate for the prior week (2023-05-18) was
5.98% and
one month ago for the week of 2023-04-20, the
average rate was 5.68%.
Kill Devil Hills's average rate one year ago was 4.84%.
For refis of the same type during the week of 2023-05-25, the average rate
was 5.41%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2023-05-25 | 6.57% |
| Kill Devil Hills 30 Year Fixed Rate | 2023-05-25 | 5.76% |
| Kill Devil Hills 30 Year Fixed Rate Refi | 2023-05-25 | 5.41% |
| Kill Devil Hills 15 Year Fixed Rate | 2023-05-25 | 5.97% |
| Kill Devil Hills 15 Year Fixed Rate Refi | 2023-05-25 | 4.72% |
| Kill Devil Hills 30 Year FHA | 2023-05-25 | 6.51% |
| Kill Devil Hills 30 Year FHA Refi | 2023-05-25 | 6.61% |
| Kill Devil Hills 30 Year USDA | 2023-05-25 | 6.83% |
| Kill Devil Hills 30 Year USDA Refi | 2023-05-25 | 6.63% |
| Kill Devil Hills 30 Year VA | 2023-05-25 | 6.41% |
| Kill Devil Hills 30 Year VA Refi | 2023-05-25 | 6.51% |
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Kill Devil Hills, NC.
Kill Devil Hills Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Kill Devil Hills, NC market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
Kill Devil Hills Average Closing Costs & Other Stats
Kill Devil Hills, NC's 173 lenders originated 2,776
loans during 2022. The total origination value was $1,105,460,000, with an average loan value of
$398,220.
Kill Devil Hills's average closing costs are $4,839.
The top Kill Devil Hills lender as defined by loan originations is CALIBER HOME LOANS, INC., with
109 loans originated. Their average total fees are
$7,106, which is $589
lower than the next largest lender,
Citizens Bank.
The lowest fee Kill Devil Hills lenders (with over 10 loans originated) are
LOCAL GOVERNMENT FEDERAL CREDIT UNION ($3,810), STATE EMPLOYEES' ($4,144), First National Bank of Pennsylvania ($4,415), Wells Fargo Bank ($5,079) and GUARANTEED RATE, INC. ($5,215).
The lowest rate Kill Devil Hills lenders (with over 10 loans originated) are
LOCAL GOVERNMENT FEDERAL CREDIT UNION (3.38%), U.S. Bank (3.61%), STATE EMPLOYEES' (3.73%), Bank of America (4.03%) and Wells Fargo Bank (4.14%).
Kill Devil Hills, NC Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2021 Loan Value | 2022 Loan Value | % Change | 2022 Market Share |
|---|---|---|---|---|
| Towne Bank | $128,780,000 | $81,675,000 | -36.6% | 7.4% |
| KeyBank | $6,520,000 | $65,350,000 | 902.3% | 5.9% |
| Citizens Bank | $84,840,000 | $60,445,000 | -28.8% | 5.5% |
| CALIBER HOME LOANS, INC. | $102,830,000 | $60,045,000 | -41.6% | 5.4% |
| Southern Bank and Trust Company | $59,450,000 | $58,810,000 | -1.1% | 5.3% |
| SOUTHERN TRUST MORTGAGE, LLC | $54,090,000 | $51,085,000 | -5.6% | 4.6% |
| STATE EMPLOYEES' | $61,535,000 | $46,025,000 | -25.2% | 4.2% |
| Wells Fargo Bank | $92,550,000 | $45,010,000 | -51.4% | 4.1% |
| QUICKEN LOANS, LLC | $99,905,000 | $44,990,000 | -55.0% | 4.1% |
| MOVEMENT MORTGAGE, LLC | $74,420,000 | $43,330,000 | -41.8% | 3.9% |
| GUARANTEED RATE, INC. | $75,955,000 | $39,690,000 | -47.7% | 3.6% |
| U.S. Bank | $112,910,000 | $32,585,000 | -71.1% | 2.9% |
| Truist | $34,500,000 | $24,835,000 | -28.0% | 2.2% |
| First National Bank of Pennsylvania | $22,725,000 | $19,410,000 | -14.6% | 1.8% |
| PNC Bank | $18,415,000 | $18,725,000 | 1.7% | 1.7% |
| Bank of America | $13,870,000 | $14,400,000 | 3.8% | 1.3% |
| First Bank | $305,000 | $14,340,000 | 4,601.6% | 1.3% |
| LOCAL GOVERNMENT FEDERAL CREDIT UNION | $17,515,000 | $14,250,000 | -18.6% | 1.3% |
| NAVY FEDERAL CREDIT UNION | $23,100,000 | $10,830,000 | -53.1% | 1.0% |
| UNITED WHOLESALE MORTGAGE, LLC | $20,585,000 | $9,510,000 | -53.8% | 0.9% |
| JPMorgan Chase Bank | $15,955,000 | $9,050,000 | -43.3% | 0.8% |
| Atlantic Union Bank | $11,530,000 | $8,845,000 | -23.3% | 0.8% |
| LOANDEPOT.COM, LLC | $37,240,000 | $8,730,000 | -76.6% | 0.8% |
| Towne Mortgage, LLC | $17,115,000 | $8,045,000 | -53.0% | 0.7% |
| Atlantic Coast Mortgage, LLC | $7,110,000 | $7,920,000 | 11.4% | 0.7% |
| ATLANTIC BAY MORTGAGE GROUP, L.L.C. | $14,085,000 | $7,350,000 | -47.8% | 0.7% |
| MCLEAN MORTGAGE CORPORATION | $8,735,000 | $6,930,000 | -20.7% | 0.6% |
| United Nations Federal Credit Union | $7,845,000 | $6,645,000 | -15.3% | 0.6% |
| Mr. Cooper ( Nationstar Mortgage ) | $8,340,000 | $6,040,000 | -27.6% | 0.5% |
| United Bank | $5,175,000 | $5,785,000 | 11.8% | 0.5% |
| PENNYMAC LOAN SERVICES, LLC | $10,555,000 | $5,520,000 | -47.7% | 0.5% |
| TD Bank | $6,650,000 | $5,300,000 | -20.3% | 0.5% |
| AMERISAVE MORTGAGE CORPORATION | $11,240,000 | $5,190,000 | -53.8% | 0.5% |
| Sandy Spring Bank | $2,910,000 | $4,985,000 | 71.3% | 0.5% |
| CAPITAL CENTER, L.L.C. | $11,340,000 | $4,965,000 | -56.2% | 0.4% |
| Touchstone Bank | $610,000 | $4,945,000 | 710.7% | 0.4% |
| Morgan Stanley Private Bank | $6,045,000 | $4,255,000 | -29.6% | 0.4% |
| INTERCOASTAL MORTGAGE COMPANY | $10,150,000 | $4,250,000 | -58.1% | 0.4% |
| Mortgage Research Center, LLC | $10,445,000 | $4,250,000 | -59.3% | 0.4% |
| George Mason Mortgage, LLC | $7,065,000 | $4,235,000 | -40.1% | 0.4% |
| PENTAGON FEDERAL CREDIT UNION | $6,175,000 | $4,225,000 | -31.6% | 0.4% |
| ANGEL OAK HOME LOANS LLC | $1,010,000 | $3,880,000 | 284.2% | 0.4% |
| Tidewater Home Funding, LLC | $9,585,000 | $3,840,000 | -59.9% | 0.3% |
| BROKER SOLUTIONS, INC. | $7,435,000 | $3,825,000 | -48.6% | 0.3% |
| C & F Mortgage Corporation | $9,980,000 | $3,815,000 | -61.8% | 0.3% |
| Alcova Mortgage LLC | $7,555,000 | $3,730,000 | -50.6% | 0.3% |
| CROSSCOUNTRY MORTGAGE, LLC | $4,980,000 | $3,370,000 | -32.3% | 0.3% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $5,085,000 | $3,185,000 | -37.4% | 0.3% |
| HOME POINT FINANCIAL CORPORATION | $4,410,000 | $3,050,000 | -30.8% | 0.3% |
| FINANCE OF AMERICA MORTGAGE LLC | $890,000 | $3,045,000 | 242.1% | 0.3% |
| BETTER MORTGAGE CORPORATION | $16,790,000 | $3,025,000 | -82.0% | 0.3% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $6,490,000 | $3,015,000 | -53.5% | 0.3% |
| M&T Bank | $1,110,000 | $2,920,000 | 163.1% | 0.3% |
| NEWPORT NEWS SHIPBUILDING EMPLOYEES | $2,780,000 | $2,880,000 | 3.6% | 0.3% |
| T2 FINANCIAL LLC | $2,150,000 | $2,800,000 | 30.2% | 0.3% |
| TOWER | $2,715,000 | $2,800,000 | 3.1% | 0.3% |
| Silicon Valley Bank | $2,755,000 | n/a | 0.2% | |
| The Huntington National Bank | $555,000 | $2,685,000 | 383.8% | 0.2% |
| NATIONS DIRECT MORTGAGE, LLC | $2,620,000 | n/a | 0.2% | |
| First-Citizens Bank & Trust Company | $4,675,000 | $2,605,000 | -44.3% | 0.2% |
| First Heritage Mortgage, LLC | $4,320,000 | $2,570,000 | -40.5% | 0.2% |
| REVERSE MORTGAGE FUNDING LLC | $1,615,000 | $2,505,000 | 55.1% | 0.2% |
| Citibank | $805,000 | $2,460,000 | 205.6% | 0.2% |
| UBS Bank USA | $1,055,000 | $2,380,000 | 125.6% | 0.2% |
| Logan Finance Corporation | $2,365,000 | n/a | 0.2% | |
| SWBC MORTGAGE CORPORATION | $1,110,000 | $2,295,000 | 106.8% | 0.2% |
| NEWREZ LLC | $6,850,000 | $2,220,000 | -67.6% | 0.2% |
| CBM Mortgage, Inc. | $3,490,000 | $2,150,000 | -38.4% | 0.2% |
| OVM FINANCIAL, INC. | $2,550,000 | $2,105,000 | -17.5% | 0.2% |
| Northpointe Bank | $2,165,000 | $2,075,000 | -4.2% | 0.2% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | $9,830,000 | $2,060,000 | -79.0% | 0.2% |
| Mortgage Bank of California | $675,000 | $2,060,000 | 205.2% | 0.2% |
| ABNB Federal Credit Union | $1,195,000 | $2,035,000 | 70.3% | 0.2% |
| United Community Bank | $505,000 | $2,030,000 | 302.0% | 0.2% |
| LANGLEY | $2,295,000 | $2,005,000 | -12.6% | 0.2% |
| USAA Federal Savings Bank | $1,860,000 | $1,975,000 | 6.2% | 0.2% |
| Prosperity Home Mortgage, LLC | $8,290,000 | $1,950,000 | -76.5% | 0.2% |
| Advance Financial Group, LLC | $955,000 | $1,925,000 | 101.6% | 0.2% |
| NFM, INC. | $1,840,000 | $1,925,000 | 4.6% | 0.2% |
| ServisFirst Bank | $1,920,000 | n/a | 0.2% | |
| COASTAL Federal Credit Union | $2,960,000 | $1,910,000 | -35.5% | 0.2% |
| Flagstar Bank, FSB | $4,390,000 | $1,905,000 | -56.6% | 0.2% |
| FREEDOM MORTGAGE CORPORATION | $16,255,000 | $1,740,000 | -89.3% | 0.2% |
| HOMESIDE FINANCIAL, LLC | $2,635,000 | $1,730,000 | -34.3% | 0.2% |
| NBKC BANK | $1,115,000 | $1,665,000 | 49.3% | 0.2% |
| Blue Ridge Bank | $6,155,000 | $1,615,000 | -73.8% | 0.1% |
| Hometown Equity Mortgage, LLC | $900,000 | $1,615,000 | 79.4% | 0.1% |
| NEXERA HOLDING LLC | $455,000 | $1,610,000 | 253.8% | 0.1% |
| GoPrime Mortgage, Inc. | $450,000 | $1,570,000 | 248.9% | 0.1% |
| JMAC LENDING, INC. | $1,570,000 | n/a | 0.1% | |
| MUTUAL OF OMAHA MORTGAGE, INC. | $2,085,000 | $1,525,000 | -26.9% | 0.1% |
| Fifth Third Bank | $1,340,000 | $1,515,000 | 13.1% | 0.1% |
| Regions Bank | $2,735,000 | $1,505,000 | -45.0% | 0.1% |
| BNY Mellon | $1,460,000 | n/a | 0.1% | |
| FEDERATED MORTGAGE CORP. | $1,425,000 | n/a | 0.1% | |
| S&T Bank | $1,620,000 | $1,410,000 | -13.0% | 0.1% |
| American National Bank & Trust | $1,505,000 | $1,405,000 | -6.6% | 0.1% |
| The Federal Savings Bank | $2,495,000 | $1,385,000 | -44.5% | 0.1% |
| CMG MORTGAGE, INC. | $545,000 | $1,370,000 | 151.4% | 0.1% |
| ABERDEEN PROVING GROUND FEDERAL CREDIT UNION | $1,330,000 | n/a | 0.1% | |
| First Horizon Bank | $3,600,000 | $1,325,000 | -63.2% | 0.1% |
| ROYAL UNITED MORTGAGE LLC | $160,000 | $1,295,000 | 709.4% | 0.1% |
| Citizens and Farmers Bank | $765,000 | $1,275,000 | 66.7% | 0.1% |
| Paramount Residential Mortgage Group, Inc. | $760,000 | $1,250,000 | 64.5% | 0.1% |
| Wyndham Capital Mortgage, Inc. | $3,475,000 | $1,235,000 | -64.5% | 0.1% |
| Dollar Bank, Federal Savings Bank | $1,550,000 | $1,210,000 | -21.9% | 0.1% |
| ZILLOW HOME LOANS, LLC | $1,160,000 | n/a | 0.1% | |
| South State Bank | $55,000 | $1,135,000 | 1,963.6% | 0.1% |
| Charles Schwab Bank, SSB | $2,945,000 | $1,120,000 | -62.0% | 0.1% |
| FUNDLOANS CAPITAL | $855,000 | $1,105,000 | 29.2% | 0.1% |
| VELOCITY COMMERCIAL CAPITAL, LLC | $1,105,000 | n/a | 0.1% | |
| Toyota Financial Savings Bank | $1,100,000 | n/a | 0.1% | |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | $1,660,000 | $1,080,000 | -34.9% | 0.1% |
| Beeline Loans, Inc. | $195,000 | $1,080,000 | 453.8% | 0.1% |
| The Old Point National Bank of Phoebus | $2,650,000 | $1,060,000 | -60.0% | 0.1% |
| DRAPER AND KRAMER MORTGAGE CORP. | $1,230,000 | $1,050,000 | -14.6% | 0.1% |
| LENDINGHOME FUNDING CORPORATION | $715,000 | $1,050,000 | 46.9% | 0.1% |
| Bank of Charles Town | $1,045,000 | n/a | 0.1% | |
| Ameris Bank | $4,670,000 | $1,020,000 | -78.2% | 0.1% |
| LAKEVIEW LOAN SERVICING, LLC | $4,135,000 | $990,000 | -76.1% | 0.1% |
| RELIANCE FIRST CAPITAL, LLC | $1,535,000 | $975,000 | -36.5% | 0.1% |
| First Federal Bank of the Midwest | $970,000 | n/a | 0.1% | |
| NATIONWIDE MORTGAGE BANKERS, INC. | $400,000 | $960,000 | 140.0% | 0.1% |
| Montgomery Bank | $955,000 | n/a | 0.1% | |
| Bronco Federal Credit Union | $795,000 | $945,000 | 18.9% | 0.1% |
| SPRING EQ, LLC | $290,000 | $940,000 | 224.1% | 0.1% |
| North American Savings Bank, F.S.B. | $1,400,000 | $880,000 | -37.1% | 0.1% |
| Waterstone Mortgage Corporation | $135,000 | $865,000 | 540.7% | 0.1% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $1,475,000 | $835,000 | -43.4% | 0.1% |
| Presidential Bank, FSB | $2,015,000 | $830,000 | -58.8% | 0.1% |
| RBC Bank, (Georgia) | $830,000 | n/a | 0.1% | |
| County National Bank | $825,000 | n/a | 0.1% | |
| TIDEWATER MORTGAGE SERVICES, INC. | $4,160,000 | $820,000 | -80.3% | 0.1% |
| AmeriHome Mortgage Company, LLC | $885,000 | $815,000 | -7.9% | 0.1% |
| American Airlines Federal Credit Union | $760,000 | n/a | 0.1% | |
| City National Bank | $345,000 | $755,000 | 118.8% | 0.1% |
| EagleBank | $345,000 | $750,000 | 117.4% | 0.1% |
| GUILD MORTGAGE COMPANY | $1,015,000 | $740,000 | -27.1% | 0.1% |
| CREDIT UNION MORTGAGE ASSOCIATION, INC. | $3,055,000 | $730,000 | -76.1% | 0.1% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | $250,000 | $695,000 | 178.0% | 0.1% |
| FIRST SAVINGS MORTGAGE CORPORATION | $2,040,000 | $685,000 | -66.4% | 0.1% |
| DEEPHAVEN MORTGAGE LLC | $670,000 | n/a | 0.1% | |
| Advisors Mortgage Group, L.L.C. | $235,000 | $650,000 | 176.6% | 0.1% |
| EMBRACE HOME LOANS, INC. | $2,850,000 | $650,000 | -77.2% | 0.1% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | $645,000 | n/a | 0.1% | |
| East Coast Capital Corp. | $645,000 | n/a | 0.1% | |
| Fidelity Bank | $645,000 | n/a | 0.1% | |
| INLAND BANK & TRUST | $645,000 | n/a | 0.1% | |
| Paragon Bank | $705,000 | $645,000 | -8.5% | 0.1% |
| PREMIER MORTGAGE RESOURCES, L.L.C. | $645,000 | n/a | 0.1% | |
| Sunflower Bank | $405,000 | $645,000 | 59.3% | 0.1% |
| Carter Bank & Trust | $655,000 | $635,000 | -3.1% | 0.1% |
| GREENWAY MORTGAGE FUNDING CORP. | $635,000 | n/a | 0.1% | |
| HOME TOWN FUNDING, INC. | $2,345,000 | $635,000 | -72.9% | 0.1% |
| NEW DAY FINANCIAL, LLC | $1,050,000 | $630,000 | -40.0% | 0.1% |
| NJ LENDERS CORP. | $625,000 | n/a | 0.1% | |
| BAY EQUITY LLC | $610,000 | n/a | 0.1% | |
| Amalgamated Bank | $605,000 | n/a | 0.1% | |
| First Mortgage Solutions, LLC | $1,240,000 | $605,000 | -51.2% | 0.1% |
| The Richwood Banking Company | $605,000 | n/a | 0.1% | |
| Century Mortgage Company DBA Century Lending Company | $595,000 | n/a | 0.1% | |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | $1,000,000 | $580,000 | -42.0% | 0.1% |
| First Internet Bank of Indiana | $405,000 | $570,000 | 40.7% | 0.1% |
| American Security Mortgage Corp. | $1,035,000 | $555,000 | -46.4% | 0.1% |
| Farmers Bank & Trust | $555,000 | n/a | 0.1% | |
| Prosper Bank | $555,000 | n/a | 0.1% | |
| VILLAGE BANK MORTGAGE CORPORATION | $450,000 | $555,000 | 23.3% | 0.1% |
| ACADEMY MORTGAGE CORPORATION | $225,000 | $550,000 | 144.4% | 0.0% |
| Alpha Mortgage Corporation | $295,000 | $550,000 | 86.4% | 0.0% |
| KELLER MORTGAGE, LLC | $3,000,000 | $550,000 | -81.7% | 0.0% |
| Hometown Lenders, Inc. | $425,000 | $535,000 | 25.9% | 0.0% |
| The Fidelity Bank | $535,000 | n/a | 0.0% | |
| FREEDOM FIRST | $525,000 | n/a | 0.0% | |
| LOANFLIGHT LENDING, LLC | $505,000 | n/a | 0.0% | |
| Mid Penn Bank | $505,000 | n/a | 0.0% | |
| NBH Bank | $690,000 | $500,000 | -27.5% | 0.0% |
| Mortgage Network, Inc. | $650,000 | $495,000 | -23.8% | 0.0% |
| Meridian Bank Corporation | $415,000 | $490,000 | 18.1% | 0.0% |
| BAYER HERITAGE | $485,000 | n/a | 0.0% | |
| HSBC BANK USA, NATIONAL ASSOCIATION | $4,270,000 | $480,000 | -88.8% | 0.0% |
| Amerifirst Financial, Inc. | $475,000 | n/a | 0.0% | |
| Empower Federal Credit Union | $465,000 | n/a | 0.0% | |
| NEXTMARK | $460,000 | n/a | 0.0% | |
| PREMIA MORTGAGE, LLC | $455,000 | n/a | 0.0% | |
| Ally Bank | $2,350,000 | $445,000 | -81.1% | 0.0% |
| Benchmark Community Bank | $2,315,000 | $435,000 | -81.2% | 0.0% |
| BOND STREET MORTGAGE, LLC | $435,000 | n/a | 0.0% | |
| Figure Lending LLC | $500,000 | $430,000 | -14.0% | 0.0% |
| TOP FLITE FINANCIAL, INC. | $430,000 | n/a | 0.0% | |
| EMM LOANS LLC | $425,000 | n/a | 0.0% | |
| Stifel Bank and Trust | $4,580,000 | $425,000 | -90.7% | 0.0% |
| TOGETHER CREDIT UNION | $425,000 | n/a | 0.0% | |
| CRESCENT MORTGAGE COMPANY | $1,920,000 | $420,000 | -78.1% | 0.0% |
| Bank of England | $335,000 | $415,000 | 23.9% | 0.0% |
| LIMA ONE CAPITAL, LLC | $415,000 | n/a | 0.0% | |
| AMERICAN PACIFIC MORTGAGE CORPORATION | $405,000 | n/a | 0.0% | |
| Citizens Bank and Trust Company | $585,000 | $405,000 | -30.8% | 0.0% |
| City National Bank of West Virginia | $405,000 | n/a | 0.0% | |
| Allied First Bank,sb | $395,000 | n/a | 0.0% | |
| BNC National Bank | $375,000 | $395,000 | 5.3% | 0.0% |
| North State Bank | $450,000 | $395,000 | -12.2% | 0.0% |
| Apple Federal Credit Union | $1,370,000 | $390,000 | -71.5% | 0.0% |
| American National Bank and Trust Company | $580,000 | $385,000 | -33.6% | 0.0% |
| Kwik Mortgage Corporation | $385,000 | n/a | 0.0% | |
| The Dart Bank | $385,000 | n/a | 0.0% | |
| EQUITY RESOURCES, INC. | $2,360,000 | $365,000 | -84.5% | 0.0% |
| Semper Home Loans, Inc. | $355,000 | n/a | 0.0% | |
| N R L Federal Credit Union | $425,000 | $345,000 | -18.8% | 0.0% |
| PHH Mortgage Corporation | $530,000 | $345,000 | -34.9% | 0.0% |
| TOTAL MORTGAGE SERVICES, LLC | $345,000 | n/a | 0.0% | |
| Univest Bank and Trust Co. | $275,000 | $345,000 | 25.5% | 0.0% |
| ALL REVERSE MORTGAGE, INC. | $335,000 | n/a | 0.0% | |
| Leader Bank | $335,000 | n/a | 0.0% | |
| NATIONAL INSTITUTES OF HEALTH FEDERAL CREDIT UNION | $335,000 | n/a | 0.0% | |
| Nicolet National Bank | $335,000 | n/a | 0.0% | |
| Southern First Bank | $335,000 | n/a | 0.0% | |
| PANORAMA MORTGAGE GROUP, LLC | $325,000 | n/a | 0.0% | |
| STANFORD Federal Credit Union | $325,000 | n/a | 0.0% | |
| Carolina Bank & Trust | $315,000 | n/a | 0.0% | |
| Community Bank of the Chesapeake | $945,000 | $315,000 | -66.7% | 0.0% |
| NP, Inc. | $215,000 | $315,000 | 46.5% | 0.0% |
| Strong Home Mortgage, LLC | $295,000 | $305,000 | 3.4% | 0.0% |
| AMERICAN HERITAGE LENDING, INC. | $295,000 | n/a | 0.0% | |
| GSF Mortgage Corporation | $385,000 | $285,000 | -26.0% | 0.0% |
| Third Federal Savings and Loan Association of Cleveland | $300,000 | $280,000 | -6.7% | 0.0% |
| AMERICAN FINANCIAL RESOURCES, INC. | $780,000 | $275,000 | -64.7% | 0.0% |
| MILEND, INC. | $255,000 | $265,000 | 3.9% | 0.0% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | $265,000 | n/a | 0.0% | |
| QUORUM FEDERAL CREDIT UNION | $260,000 | n/a | 0.0% | |
| Mid-Continent Funding, Inc. | $345,000 | $255,000 | -26.1% | 0.0% |
| Nations Lending Corporation | $710,000 | $255,000 | -64.1% | 0.0% |
| UNION HOME MORTGAGE CORP. | $1,550,000 | $255,000 | -83.5% | 0.0% |
| DOMINION ENERGY CREDIT UNION | $125,000 | $245,000 | 96.0% | 0.0% |
| Peoples Bank | $285,000 | $245,000 | -14.0% | 0.0% |
| PLAZA HOME MORTGAGE, INC. | $245,000 | n/a | 0.0% | |
| GTE Federal Credit Union | $235,000 | n/a | 0.0% | |
| Middletown Valley Bank | $245,000 | $235,000 | -4.1% | 0.0% |
| Arvest Bank | $400,000 | $225,000 | -43.8% | 0.0% |
| HOMESPIRE MORTGAGE CORPORATION | $175,000 | $225,000 | 28.6% | 0.0% |
| IMPAC MORTGAGE CORP. | $205,000 | $225,000 | 9.8% | 0.0% |
| FINANCE OF AMERICA REVERSE LLC | $205,000 | n/a | 0.0% | |
| Princeton Mortgage Corporation | $205,000 | n/a | 0.0% | |
| CORNERSTONE HOME LENDING, INC. | $2,035,000 | $195,000 | -90.4% | 0.0% |
| Truliant Federal Credit Union | $310,000 | $150,000 | -51.6% | 0.0% |
| Colten Mortgage, LLC | $145,000 | n/a | 0.0% | |
| Northwest Federal Credit Union | $360,000 | $145,000 | -59.7% | 0.0% |
| Bethpage Federal Credit Union | $95,000 | $140,000 | 47.4% | 0.0% |
| Discover Bank | $120,000 | $140,000 | 16.7% | 0.0% |
| 1ST ADVANTAGE FEDERAL CREDIT UNION | $485,000 | $125,000 | -74.2% | 0.0% |
| AMERICAN FINANCING CORPORATION | $1,520,000 | $125,000 | -91.8% | 0.0% |
| United States Senate Federal Credit Union | $205,000 | $125,000 | -39.0% | 0.0% |
| CHURCHILL MORTGAGE CORPORATION | $2,025,000 | $105,000 | -94.8% | 0.0% |
| The State Bank and Trust Company | $95,000 | n/a | 0.0% | |
| 21ST MORTGAGE CORPORATION | $35,000 | $75,000 | 114.3% | 0.0% |
| CITIZENS EQUITY FIRST | $65,000 | n/a | 0.0% | |
| Ardent Federal Credit Union | $205,000 | $45,000 | -78.0% | 0.0% |
Kill Devil Hills's top lender by overall market share is Towne Bank, with 7.4% market share. In second place, with 5.9%, is KeyBank, having originated $65,350,000 in loans. In third place, with 5.5%, is Citizens Bank, having originated $60,445,000 in loans. In fourth place, with 5.4%, is CALIBER HOME LOANS, INC., having originated $60,045,000 in loans. In fifth place, with 5.3%, is Southern Bank and Trust Company, having originated $58,810,000 in loans.
Kill Devil Hills Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - Kill Devil Hills (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
|---|---|---|---|---|
| 2018-01-01 | $442,838 (4.2%) | $586,173 (2.7%) | 0.00 | 908 |
| 2018-02-01 | $446,725 (3.8%) | $584,989 (1.5%) | 0.00 | 938 |
| 2018-03-01 | $449,900 (4.9%) | $587,721 (2.3%) | 0.00 | 997 |
| 2018-04-01 | $457,500 (6.2%) | $587,349 (2.9%) | 0.00 | 996 |
| 2018-05-01 | $454,950 (2.8%) | $580,845 (0.2%) | 0.00 | 1,009 |
| 2018-06-01 | $439,000 (0.0%) | $564,902 (-1.5%) | 0.00 | 1,008 |
| 2018-07-01 | $436,575 (-0.7%) | $561,096 (-2.3%) | 0.00 | 985 |
| 2018-08-01 | $432,425 (-1.5%) | $560,012 (-4.0%) | 0.00 | 999 |
| 2018-09-01 | $435,000 (-0.9%) | $561,728 (-5.0%) | 0.00 | 1,018 |
| 2018-10-01 | $434,900 (-2.2%) | $563,912 (-5.7%) | 0.00 | 1,023 |
| 2018-11-01 | $424,975 (-5.3%) | $568,004 (-4.2%) | 0.00 | 1,027 |
| 2018-12-01 | $419,000 (-6.4%) | $564,674 (-3.4%) | 0.00 | 1,005 |
| 2019-01-01 | $425,000 (-4.0%) | $560,367 (-4.4%) | 0.00 | 981 |
| 2019-02-01 | $431,950 (-3.3%) | $561,586 (-4.0%) | 0.00 | 1,012 |
| 2019-03-01 | $439,000 (-2.4%) | $568,866 (-3.2%) | 0.00 | 1,090 |
| 2019-04-01 | $449,000 (-1.9%) | $572,968 (-2.5%) | 0.00 | 1,120 |
| 2019-05-01 | $449,000 (-1.3%) | $569,936 (-1.9%) | 0.00 | 1,108 |
| 2019-06-01 | $449,000 (2.3%) | $572,416 (1.3%) | 0.00 | 1,057 |
| 2019-07-01 | $452,475 (3.6%) | $568,990 (1.4%) | 0.00 | 993 |
| 2019-08-01 | $450,000 (4.1%) | $563,428 (0.6%) | 0.00 | 979 |
| 2019-09-01 | $447,225 (2.8%) | $548,261 (-2.4%) | 0.00 | 969 |
| 2019-10-01 | $464,000 (6.7%) | $559,696 (-0.8%) | 0.00 | 931 |
| 2019-11-01 | $465,000 (9.4%) | $566,817 (-0.2%) | 0.00 | 910 |
| 2019-12-01 | $468,000 (11.7%) | $572,194 (1.3%) | 0.00 | 878 |
| 2020-01-01 | $469,975 (10.6%) | $564,544 (0.8%) | 0.00 | 819 |
| 2020-02-01 | $469,000 (8.6%) | $559,502 (-0.4%) | 0.00 | 821 |
| 2020-03-01 | $479,500 (9.2%) | $573,913 (0.9%) | 0.00 | 853 |
| 2020-04-01 | $479,600 (6.8%) | $566,181 (-1.2%) | 0.00 | 841 |
| 2020-05-01 | $479,700 (6.8%) | $576,539 (1.2%) | 0.00 | 818 |
| 2020-06-01 | $499,900 (11.3%) | $608,812 (6.4%) | 0.00 | 694 |
| 2020-07-01 | $499,900 (10.5%) | $623,233 (9.5%) | 0.00 | 610 |
| 2020-08-01 | $525,000 (16.7%) | $646,584 (14.8%) | 0.00 | 534 |
| 2020-09-01 | $539,000 (20.5%) | $679,704 (24.0%) | 0.00 | 478 |
| 2020-10-01 | $537,000 (15.7%) | $692,082 (23.7%) | 0.00 | 471 |
| 2020-11-01 | $540,000 (16.1%) | $700,082 (23.5%) | 0.00 | 454 |
| 2020-12-01 | $525,625 (12.3%) | $699,319 (22.2%) | 0.00 | 411 |
| 2021-01-01 | $549,000 (16.8%) | $715,240 (26.7%) | 0.00 | 368 |
| 2021-02-01 | $537,500 (14.6%) | $746,541 (33.4%) | 0.00 | 289 |
| 2021-03-01 | $536,000 (11.8%) | $764,205 (33.2%) | 0.00 | 253 |
| 2021-04-01 | $589,750 (23.0%) | $814,941 (43.9%) | 0.00 | 265 |
| 2021-05-01 | $599,900 (25.1%) | $849,378 (47.3%) | 0.00 | 247 |
| 2021-06-01 | $642,225 (28.5%) | $899,057 (47.7%) | 0.00 | 266 |
| 2021-07-01 | $648,110 (29.7%) | $871,740 (39.9%) | 0.00 | 289 |
| 2021-08-01 | $639,055 (21.7%) | $830,182 (28.4%) | 0.00 | 329 |
| 2021-09-01 | $620,750 (15.2%) | $811,532 (19.4%) | 0.00 | 311 |
| 2021-10-01 | $606,000 (12.9%) | $830,365 (20.0%) | 0.00 | 278 |
| 2021-11-01 | $646,750 (19.8%) | $914,226 (30.6%) | 0.00 | 256 |
| 2021-12-01 | $659,975 (25.6%) | $966,506 (38.2%) | 0.00 | 227 |
| 2022-01-01 | $699,000 (27.3%) | $1,069,936 (49.6%) | 0.00 | 199 |
| 2022-02-01 | $662,000 (23.2%) | $943,788 (26.4%) | 0.00 | 165 |
| 2022-03-01 | $724,950 (35.3%) | $983,075 (28.6%) | 0.00 | 164 |
| 2022-04-01 | $725,000 (22.9%) | $963,049 (18.2%) | 0.00 | 179 |
| 2022-05-01 | $738,225 (23.1%) | $986,759 (16.2%) | 0.00 | 233 |
| 2022-06-01 | $699,000 (8.8%) | $952,791 (6.0%) | 0.00 | 290 |
| 2022-07-01 | $695,000 (7.2%) | $963,528 (10.5%) | 0.00 | 342 |
| 2022-08-01 | $677,450 (6.0%) | $943,618 (13.7%) | 0.00 | 350 |
| 2022-09-01 | $686,326 (10.6%) | $931,478 (14.8%) | 0.00 | 324 |
| 2022-10-01 | $672,500 (11.0%) | $921,895 (11.0%) | 0.00 | 317 |
| 2022-11-01 | $670,000 (3.6%) | $923,763 (1.0%) | 0.00 | 322 |
| 2022-12-01 | $629,950 (-4.6%) | $858,724 (-11.2%) | 0.00 | 325 |
| 2023-01-01 | $672,259 (-3.8%) | $873,025 (-18.4%) | 0.00 | 280 |
| 2023-02-01 | $649,700 (-1.9%) | $899,128 (-4.7%) | 0.00 | 249 |
| 2023-03-01 | $671,008 (-7.4%) | $939,838 (-4.4%) | 0.00 | 241 |
| 2023-04-01 | $670,000 (-7.6%) | $940,727 (-2.3%) | 0.00 | 238 |
Kill Devil Hills's median listing price for 2023-04-01 was $670,000, a difference of
$-55,000
(-7.6%) versus the prior year and
$-1,008 versus the prior month.
Kill Devil Hills's median listing price comes in at 0% of the national average.
Kill Devil Hills's average listing price for 2023-04-01 was $940,727, a difference of $-22,322 (-2.3%) versus the prior year and $889 versus the prior month.
For the 2023-04-01 period, Kill Devil Hills had 238 MLS listings, a difference of -3 listings (-1%) versus the prior month and 59 listings (33%) versus the prior year.
Kill Devil Hills's median listing price comes in at 0% of the national average.
Kill Devil Hills's average listing price for 2023-04-01 was $940,727, a difference of $-22,322 (-2.3%) versus the prior year and $889 versus the prior month.
For the 2023-04-01 period, Kill Devil Hills had 238 MLS listings, a difference of -3 listings (-1%) versus the prior month and 59 listings (33%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - Kill Devil Hills (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Time on Market | Median Square Footage |
|---|---|---|
| 2018-01-01 | 0 days | 2,146 sqft |
| 2018-02-01 | 0 days | 2,152 sqft |
| 2018-03-01 | 0 days | 2,182 sqft |
| 2018-04-01 | 0 days | 2,202 sqft |
| 2018-05-01 | 0 days | 2,191 sqft |
| 2018-06-01 | 0 days | 2,117 sqft |
| 2018-07-01 | 0 days | 2,100 sqft |
| 2018-08-01 | 0 days | 2,127 sqft |
| 2018-09-01 | 0 days | 2,125 sqft |
| 2018-10-01 | 0 days | 2,097 sqft |
| 2018-11-01 | 0 days | 2,057 sqft |
| 2018-12-01 | 0 days | 2,022 sqft |
| 2019-01-01 | 0 days | 2,025 sqft |
| 2019-02-01 | 0 days | 2,023 sqft |
| 2019-03-01 | 0 days | 2,017 sqft |
| 2019-04-01 | 0 days | 2,064 sqft |
| 2019-05-01 | 0 days | 2,051 sqft |
| 2019-06-01 | 0 days | 2,030 sqft |
| 2019-07-01 | 0 days | 2,044 sqft |
| 2019-08-01 | 0 days | 2,051 sqft |
| 2019-09-01 | 0 days | 2,051 sqft |
| 2019-10-01 | 0 days | 2,134 sqft |
| 2019-11-01 | 0 days | 2,158 sqft |
| 2019-12-01 | 0 days | 2,137 sqft |
| 2020-01-01 | 0 days | 2,159 sqft |
| 2020-02-01 | 0 days | 2,148 sqft |
| 2020-03-01 | 0 days | 2,201 sqft |
| 2020-04-01 | 0 days | 2,193 sqft |
| 2020-05-01 | 0 days | 2,184 sqft |
| 2020-06-01 | 0 days | 2,302 sqft |
| 2020-07-01 | 0 days | 2,292 sqft |
| 2020-08-01 | 0 days | 2,321 sqft |
| 2020-09-01 | 0 days | 2,338 sqft |
| 2020-10-01 | 0 days | 2,243 sqft |
| 2020-11-01 | 0 days | 2,247 sqft |
| 2020-12-01 | 0 days | 2,204 sqft |
| 2021-01-01 | 0 days | 2,271 sqft |
| 2021-02-01 | 0 days | 2,318 sqft |
| 2021-03-01 | 0 days | 2,250 sqft |
| 2021-04-01 | 0 days | 2,277 sqft |
| 2021-05-01 | 0 days | 2,200 sqft |
| 2021-06-01 | 0 days | 2,191 sqft |
| 2021-07-01 | 0 days | 2,168 sqft |
| 2021-08-01 | 0 days | 2,075 sqft |
| 2021-09-01 | 0 days | 2,006 sqft |
| 2021-10-01 | 0 days | 2,002 sqft |
| 2021-11-01 | 0 days | 2,110 sqft |
| 2021-12-01 | 0 days | 2,105 sqft |
| 2022-01-01 | 0 days | 2,292 sqft |
| 2022-02-01 | 0 days | 2,085 sqft |
| 2022-03-01 | 0 days | 2,272 sqft |
| 2022-04-01 | 0 days | 2,267 sqft |
| 2022-05-01 | 0 days | 2,205 sqft |
| 2022-06-01 | 0 days | 2,051 sqft |
| 2022-07-01 | 0 days | 2,067 sqft |
| 2022-08-01 | 0 days | 1,996 sqft |
| 2022-09-01 | 0 days | 1,985 sqft |
| 2022-10-01 | 0 days | 1,986 sqft |
| 2022-11-01 | 0 days | 1,942 sqft |
| 2022-12-01 | 0 days | 1,880 sqft |
| 2023-01-01 | 0 days | 1,976 sqft |
| 2023-02-01 | 0 days | 2,024 sqft |
| 2023-03-01 | 0 days | 2,112 sqft |
| 2023-04-01 | 0 days | 2,112 sqft |
Kill Devil Hills's median listing age (time on market) for 2023-04-01 was 0 days.
Kill Devil Hills's median square footage for active listings during the 2023-04-01 period was 2,112 sqft. One year prior, the average listing was 2,267 sqft.
Kill Devil Hills's median square footage for active listings during the 2023-04-01 period was 2,112 sqft. One year prior, the average listing was 2,267 sqft.
Kill Devil Hills, NC Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 1,474 | $761,090,000 | $516,343 |
| Refi | 493 | $153,385,000 | $311,126 |
| Cash Out Refi | 314 | $114,730,000 | $365,382 |
| Home Improvement | 257 | $33,085,000 | $128,735 |
| Other | 238 | $43,170,000 | $181,387 |
Kill Devil Hills's most frequently cited loan purpose was Home Purchase, with 1,474 originations. The 2nd most popular reason was Refi, with 493 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 3-4% | 985 | $393,545,000 | $399,538 |
| 4-5% | 556 | $246,600,000 | $443,525 |
| 5-6% | 468 | $183,440,000 | $391,966 |
| 2.5-3% | 317 | $109,105,000 | $344,180 |
| 6-7% | 236 | $97,410,000 | $412,754 |
| 7-8% | 97 | $32,635,000 | $336,443 |
| <2.5% | 67 | $21,365,000 | $318,881 |
| Over 8% | 31 | $8,765,000 | $282,742 |
During 2022, Kill Devil Hills's most frequently originated rate bucket was 3-4%, with 985 originations.
Loan Sizing (Kill Devil Hills, NC MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $200k-400k | 1,039 | $304,785,000 | $293,345 |
| $400k-600k | 573 | $278,285,000 | $485,663 |
| $100k-200k | 410 | $59,740,000 | $145,707 |
| $600k-1000k | 337 | $242,935,000 | $720,875 |
| $100,000 or less | 281 | $16,045,000 | $57,100 |
| $Over $1MM | 136 | $203,670,000 | $1,497,574 |
Kill Devil Hills's loan sizing saw the bucket of loans from $200k-400k with 1,039 originations, totaling $304,785,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 60-80% | 880 | $471,480,000 | $535,773 |
| 80-100% | 644 | $318,500,000 | $494,565 |
| 40-60% | 469 | $178,705,000 | $381,034 |
| 20-40% | 395 | $86,855,000 | $219,886 |
| Under 20% | 348 | $29,190,000 | $83,879 |
| Over 100% | 14 | $5,830,000 | $416,429 |
Kill Devil Hills's loan sizing saw loans grouped in the 60-80% Loan-to-value bucket with 880 originations, totaling $471,480,000 in origination value.