Barton Creek Lending Group Mortgage Rates, Fees & Info
AUSTIN, TXLEI: 549300QGLK6W51MPXW45
Tax ID: 20-1399886
Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data
Jump to:
Mortgage Data
Review & Overview
Barton Creek Lending Group is a smaller mortgage company specializing in Home Purchase and Refi loans. Barton Creek Lending Group has a high proportion of conventional loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Austin, Dallas, Houston, San Antonio, and Killeen among others. We have data for 20 markets. (Some data included below & more in-depth data is available with an active subscription.)Barton Creek Lending Group has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Barton Creek Lending Group is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.
SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Conventional Purchase | 6.60% | 11/22/24 |
| 30 Year Conventional Refi | 6.39% | 11/22/24 |
| 30 Year Cash-out Refi | 6.74% | 11/22/24 |
| 30 Year FHA Purchase | 6.27% | 11/22/24 |
| 30 Year VA Purchase | 6.24% | 11/22/24 |
| 15 Year Conventional Purchase | 5.78% | 11/22/24 |
| 15 Year Conventional Refi | 5.83% | 11/22/24 |
| 15 Year Cash-out Refi | 5.83% | 11/22/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Barton Creek Lending Group Mortgage Calculator
Your Estimates
Estimated Loan Payment: Update the calculator values and click calculate payment!
This is not an official calculator from Barton Creek Lending Group. It uses our SimulatedRate™
technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.
The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
1,157Origination Dollar Volume (All Markets)
$368,645,000Awards
BARTON CREEK LENDING GROUP - 2021
BARTON CREEK LENDING GROUP is a 2021 , due to their low .
For 2021, less than of lenders were eligible for this award.
Work for BARTON CREEK LENDING GROUP?
Use this award on your own site. Either save and use the images below, or pass the provided image embed code to your development team.
Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 842 | $285,080,000 | $338,575 | $6,283 | 2.97% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 115 | $31,565,000 | $274,478 | $4,844 | 2.87% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 64 | $17,150,000 | $267,969 | $4,671 | 2.88% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 52 | $12,670,000 | $243,654 | $5,188 | 3.05% |
| Outside of Metro Areas | 30 | $8,810,000 | $293,667 | $5,650 | 3.04% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 17 | $3,755,000 | $220,882 | $4,708 | 3.01% |
| COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) | 13 | $2,755,000 | $211,923 | $5,081 | 3.04% |
| WACO, TX (FHA|USDA|VA) | 6 | $1,720,000 | $286,667 | $5,192 | 2.96% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 5 | $1,335,000 | $267,000 | $4,681 | 2.83% |
| Rockport, TX (FHA|USDA|VA) | 2 | $560,000 | $280,000 | $4,507 | 3.25% |
| TYLER, TX (FHA|USDA|VA) | 1 | $505,000 | $505,000 | $7,801 | 3.25% |
| LUBBOCK, TX (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $4,345 | 2.99% |
| EL PASO, TX (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $7,882 | 2.88% |
| SHERMAN-DENISON, TX (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $7,578 | 2.63% |
| Granbury, TX (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $6,097 | 2.13% |
| BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $5,106 | 3.13% |
| AMARILLO, TX (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $3,288 | 2.38% |
| Bay City, TX (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $3,269 | 3.50% |
| MIDLAND, TX (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $3,000 | 2.88% |
| LONGVIEW, TX (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $3,576 | 3.13% |
Similar Lenders
We use machine learning to identify the top lenders compared against BARTON CREEK LENDING GROUP based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.
Similarity Rank: 405
Similarity Rank: 636
Similarity Rank: 704
Similarity Rank: 1089
Similarity Rank: 1320
Similarity Rank: 1512
Similarity Rank: 1968
Similarity Rank: 2076
Similarity Rank: 2220
Similarity Rank: 2220
Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 1,108 | $350,720,000 | $316,534 | $5,862 | 2.98% |
| VA | 45 | $16,995,000 | $377,667 | $7,291 | 2.55% |
| USDA | 4 | $930,000 | $232,500 | $7,005 | 2.97% |
For 2021, Barton Creek Lending Group's most frequently originated type of loan was Conventional, with 1,108 originations. Their 2nd most popular type was VA, with 45 originations.
Loan Reason
For 2021, Barton Creek Lending Group's most frequently cited loan purpose was Home Purchase, with 526 originations. The 2nd most popular reason was Refi, with 411 originations.
Loan Duration/Length
For 2021, Barton Creek Lending Group's most frequently cited loan duration was 30 Year, with 993 originations. The 2nd most popular length was 15 Year, with 114 originations.
Origination Fees/Closing Costs
Barton Creek Lending Group's average total fees were $6,142, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 861 originations.
Interest Rates
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 2.5-3% | 548 | $177,730,000 | $324,325 |
| 3-4% | 403 | $128,005,000 | $317,630 |
| <2.5% | 193 | $57,205,000 | $296,399 |
| 4-5% | 10 | $4,300,000 | $430,000 |
| 5-6% | 3 | $1,405,000 | $468,333 |
During 2021, Barton Creek Lending Group's average interest rate for loans was 3.04%, while their most frequently originated rate bucket for loans was 2.5-3%, with 548 originations.
Loan Sizing
2021 saw Barton Creek Lending Group place emphasis on $200k-400k loans with 653 originations, totaling $188,695,000 in origination value.
Applicant Income
Barton Creek Lending Group lent most frequently to those with incomes in the $150k-250k range, with 308 originations. The second most popular income band? $100k-150k, with 305 originations.
Applicant Debt to Income Ratio
Barton Creek Lending Group lent most frequently to those with DTI ratios of 20-30%, with 286 originations. The next most common DTI ratio? 30-36%, with 222 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications97.92%
Barton Creek Lending Group has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.
Pick Rate
Approvals leading to origination85.74%
Barton Creek Lending Group has an average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 1,157 | $368,645,000 | $318,621 |