Barton Creek Lending Group Mortgage Rates, Fees & Info
AUSTIN, TXLEI: 549300QGLK6W51MPXW45
Tax ID: 20-1399886
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Mortgage Data
Review & Overview
Barton Creek Lending Group is a smaller mortgage company specializing in Refi and Home Purchase loans. Barton Creek Lending Group has a high proportion of conventional loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Austin, Dallas, Houston, San Antonio, and Corpus Christi among others. We have data for 25 markets. (Some data included below & more in-depth data is available with an active subscription.)Barton Creek Lending Group has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Barton Creek Lending Group is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
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SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Conventional Purchase | 6.60% | 11/21/24 |
| 30 Year Conventional Refi | 6.39% | 11/21/24 |
| 30 Year Cash-out Refi | 6.74% | 11/21/24 |
| 30 Year FHA Purchase | 6.27% | 11/21/24 |
| 30 Year VA Purchase | 6.24% | 11/21/24 |
| 15 Year Conventional Purchase | 5.78% | 11/21/24 |
| 15 Year Conventional Refi | 5.83% | 11/21/24 |
| 15 Year Cash-out Refi | 5.83% | 11/21/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Barton Creek Lending Group Mortgage Calculator
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The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
1,504Origination Dollar Volume (All Markets)
$447,610,000Awards
BARTON CREEK LENDING GROUP - 2020
BARTON CREEK LENDING GROUP is a 2020 , due to their low .
For 2020, less than of lenders were eligible for this award.
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Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 1,135 | $352,055,000 | $310,181 | $5,783 | 3.06% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 147 | $37,495,000 | $255,068 | $4,672 | 3.05% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 102 | $28,500,000 | $279,412 | $4,666 | 3.04% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 52 | $11,630,000 | $223,654 | $4,684 | 3.15% |
| Outside of Metro Areas | 20 | $5,620,000 | $281,000 | $5,416 | 3.18% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 10 | $2,550,000 | $255,000 | $4,944 | 3.20% |
| COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) | 9 | $2,365,000 | $262,778 | $3,938 | 3.03% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 6 | $1,460,000 | $243,333 | $3,448 | 3.40% |
| BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) | 3 | $1,095,000 | $365,000 | $4,067 | 3.04% |
| MIDLAND, TX (FHA|USDA|VA) | 2 | $630,000 | $315,000 | $4,291 | 3.38% |
| Granbury, TX (FHA|USDA|VA) | 2 | $610,000 | $305,000 | $4,773 | 3.00% |
| WACO, TX (FHA|USDA|VA) | 2 | $580,000 | $290,000 | $4,668 | 3.75% |
| Nacogdoches, TX (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $7,320 | 4.25% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $4,663 | 2.75% |
| TYLER, TX (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $4,118 | 2.88% |
| MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $3,699 | 3.38% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $4,645 | 3.63% |
| Rockport, TX (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $4,486 | 3.50% |
| BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $2,867 | 3.49% |
| SHERMAN-DENISON, TX (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $4,213 | 3.75% |
| Kerrville, TX (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $2,680 | 3.63% |
| Snyder, TX (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $4,028 | 3.13% |
| WICHITA FALLS, TX (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $181 | 5.13% |
| EL PASO, TX (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $3,569 | 2.88% |
| ABILENE, TX (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $5,864 | 3.13% |
Similar Lenders
We use machine learning to identify the top lenders compared against BARTON CREEK LENDING GROUP based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.
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Product Mix
For 2020, Barton Creek Lending Group's most frequently originated type of loan was Conventional, with 1,383 originations. Their 2nd most popular type was VA, with 100 originations.
Loan Reason
For 2020, Barton Creek Lending Group's most frequently cited loan purpose was Refi, with 737 originations. The 2nd most popular reason was Home Purchase, with 621 originations.
Loan Duration/Length
For 2020, Barton Creek Lending Group's most frequently cited loan duration was 30 Year, with 1,241 originations. The 2nd most popular length was 15 Year, with 180 originations.
Origination Fees/Closing Costs
Barton Creek Lending Group's average total fees were $5,795, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 1,112 originations.
Interest Rates
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 2.5-3% | 675 | $203,395,000 | $301,326 |
| 3-4% | 604 | $179,990,000 | $297,997 |
| <2.5% | 182 | $52,660,000 | $289,341 |
| 4-5% | 37 | $10,205,000 | $275,811 |
| 5-6% | 6 | $1,360,000 | $226,667 |
During 2020, Barton Creek Lending Group's average interest rate for loans was 3.14%, while their most frequently originated rate bucket for loans was 2.5-3%, with 675 originations.
Loan Sizing
2020 saw Barton Creek Lending Group place emphasis on $200k-400k loans with 916 originations, totaling $263,770,000 in origination value.
Applicant Income
Barton Creek Lending Group lent most frequently to those with incomes in the $100k-150k range, with 450 originations. The second most popular income band? $150k-250k, with 387 originations.
Applicant Debt to Income Ratio
Barton Creek Lending Group lent most frequently to those with DTI ratios of 20-30%, with 398 originations. The next most common DTI ratio? 30-36%, with 283 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications97.82%
Barton Creek Lending Group has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.
Pick Rate
Approvals leading to origination87.63%
Barton Creek Lending Group has an average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 1,504 | $447,610,000 | $297,613 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| Single Family (1-4 Units):Site-Built | 1,504 | $447,610,000 | $297,613 |