Bank Of Idaho Mortgage Rates, Fees & Info

Idaho Falls, ID

LEI: 549300SE6YAYK0PZZR74

Tax ID: 82-0398499

5 stars - out of 5 stars, based on 27 reviews

Latest/2021 | 2020 Data | 2019 Data | 2018 Data

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Mortgage Data

  • SimulatedRates™
  • Bank Data

    Review & Overview

    Bank Of Idaho is a smaller bank specializing in Refi and Home Purchase loans. Bank Of Idaho has a high proportion of conventional loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) They have a low ratio of USDA loans. Their top markets by origination volume include: Boise City, Idaho Falls, Pocatello, Twin Falls, and Rexburg among others. We have data for 40 markets. (Some data included below & more in-depth data is available with an active subscription.)

    Bank Of Idaho has an above average approval rate when compared to the average across all lenders. They have an above average pick rate when compared to similar lenders. Bank Of Idaho is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

    We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

    Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

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    SimulatedRates™

    Mortgage Type
    Simulated Rate Simulation Date
    30 Year Conventional Purchase 6.51% 1/29/23
    30 Year Conventional Refi 6.47% 1/29/23
    30 Year FHA Purchase 7.21% 1/29/23
    30 Year FHA Refi 6.72% 1/29/23
    30 Year VA Purchase 6.12% 1/29/23
    30 Year VA Refi 5.96% 1/29/23
    30 Year USDA Purchase 6.38% 1/29/23
    15 Year Conventional Purchase 6.04% 1/29/23
    15 Year Conventional Refi 5.91% 1/29/23
    15 Year Cash-out Refi 5.91% 1/29/23
    15 Year FHA Refi 6.77% 1/29/23
    15 Year VA Refi 5.81% 1/29/23
    These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.


    Originations

    751

    Origination Dollar Volume (All Markets)

    $198,735,000

    Employee count

    154 Show all (9) awards

    Relative Rate

    Bank Of Idaho's average 30 year fixed mortgage rate was 2.96%.

    The 2021 average 30 year fixed rate mortgage across all markets and lenders was 3.15%.

    This yields a difference of -0.19%.

    Relative Fees (Closing Costs)

    Bank Of Idaho's average total fees/closing costs for a 30 year fixed rate mortgage were $5,188.

    The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including both points & up-front fees in addition to origination fees) were $4,750.

    Top Markets

    Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

    Market Originations Total Value Average Loan Average Fees Average Rate
    BOISE CITY, ID (FHA|USDA|VA) 193 $62,735,000 $325,052 $3,889 3.02%
    IDAHO FALLS, ID (FHA|USDA|VA) 128 $30,200,000 $235,938 $5,125 2.73%
    POCATELLO, ID (FHA|USDA|VA) 120 $24,910,000 $207,583 $4,674 2.99%
    Outside of Metro Areas 92 $21,270,000 $231,196 $6,138 2.87%
    TWIN FALLS, ID (FHA|USDA|VA) 72 $17,840,000 $247,778 $5,744 2.93%
    Rexburg, ID (FHA|USDA|VA) 42 $10,480,000 $249,524 $5,286 2.90%
    Blackfoot, ID (FHA|USDA|VA) 39 $10,085,000 $258,590 $5,697 2.93%
    Jackson, WY-ID (FHA|USDA|VA) 12 $4,440,000 $370,000 $6,710 2.82%
    Burley, ID (FHA|USDA|VA) 8 $1,630,000 $203,750 $5,597 3.05%
    Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 2 $1,470,000 $735,000 $9,426 3.38%
    Ontario, OR-ID (FHA|USDA|VA) 4 $1,090,000 $272,500 $5,698 2.91%
    SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) 2 $920,000 $460,000 $3,974 2.69%
    Outside of Metro Areas 1 $805,000 $805,000 $15,938 3.63%
    Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 1 $775,000 $775,000 $10,312 2.88%
    Hailey, ID (FHA|USDA|VA) 2 $750,000 $375,000 $6,851 2.75%
    OGDEN-CLEARFIELD, UT (FHA|USDA|VA) 2 $740,000 $370,000 $4,206 2.50%
    BARNSTABLE TOWN, MA (FHA|USDA|VA) 2 $710,000 $355,000 $3,114 2.89%
    RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 2 $670,000 $335,000 $5,493 2.88%
    PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 2 $650,000 $325,000 $4,430 3.56%
    PROVO-OREM, UT (FHA|USDA|VA) 1 $565,000 $565,000 $8,788 3.00%
    CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 1 $545,000 $545,000 $6,498 2.63%
    LEWISTON, ID-WA (FHA|USDA|VA) 1 $505,000 $505,000 $4,059 3.38%
    Mountain Home, ID (FHA|USDA|VA) 2 $490,000 $245,000 $11,264 2.50%
    NILES, MI (FHA|USDA|VA) 1 $465,000 $465,000 $7,141 3.12%
    Sandpoint, ID (FHA|USDA|VA) 1 $425,000 $425,000 $8,455 2.75%
    BILLINGS, MT (FHA|USDA|VA) 1 $385,000 $385,000 $3,536 2.63%
    MADERA, CA (FHA|USDA|VA) 1 $385,000 $385,000 $2,248 3.00%
    Cedar City, UT (FHA|USDA|VA) 1 $315,000 $315,000 $5,608 2.88%
    NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 1 $315,000 $315,000 $5,599 2.88%
    RENO, NV (FHA|USDA|VA) 1 $275,000 $275,000 $3,393 3.25%
    LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 1 $275,000 $275,000 $6,183 2.50%
    MISSOULA, MT (FHA|USDA|VA) 1 $255,000 $255,000 $2,713 2.25%
    TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 1 $215,000 $215,000 $5,070 2.87%
    BAY CITY, MI (FHA|USDA|VA) 1 $195,000 $195,000 $779 2.63%
    OKLAHOMA CITY, OK (FHA|USDA|VA) 1 $195,000 $195,000 $4,339 2.85%
    PITTSBURGH, PA (FHA|USDA|VA) 1 $195,000 $195,000 $8,820 2.63%
    FORT WAYNE, IN (FHA|USDA|VA) 4 $190,000 $47,500 $2,034 4.09%
    KNOXVILLE, TN (FHA|USDA|VA) 1 $175,000 $175,000 $4,284 2.88%
    Sonora, CA (FHA|USDA|VA) 1 $135,000 $135,000 $3,481 3.00%
    CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 1 $65,000 $65,000 $2,966 3.00%
    Bank Of Idaho's top markets include Boise City, Idaho Falls, Pocatello, Twin Falls, and Rexburg among others.

    Their top states include:
  • Idaho (FHA|USDA|VA)
  • California (FHA|USDA|VA)
  • Utah (FHA|USDA|VA)
  • Illinois (FHA|USDA|VA)
  • Florida (FHA|USDA|VA)
  • Similar Lenders

    We use machine learning to identify the top lenders compared against Bank of Idaho based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.

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    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 653 $173,625,000 $265,888 $4,646 2.96%
    FHA 44 $9,800,000 $222,727 $8,490 2.79%
    VA 39 $11,725,000 $300,641 $6,700 2.59%
    USDA 15 $3,585,000 $239,000 $7,404 2.53%

    For 2021, Bank Of Idaho's most frequently originated type of loan was Conventional, with 653 originations. Their 2nd most popular type was FHA, with 44 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Refi 452 $111,090,000 $245,774 $4,430 2.85%
    Home Purchase 295 $87,385,000 $296,220 $5,991 3.01%
    Cash Out Refi 4 $260,000 $65,000 $566 5.13%

    For 2021, Bank Of Idaho's most frequently cited loan purpose was Refi, with 452 originations. The 2nd most popular reason was Home Purchase, with 295 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 633 $176,535,000 $278,886 $5,188 2.96%
    15 Year 75 $14,825,000 $197,667 $4,100 2.34%
    10 Year 18 $1,240,000 $68,889 $1,677 4.11%
    20 Year 18 $4,000,000 $222,222 $4,583 2.83%
    Other 6 $1,310,000 $218,333 $4,801 2.63%
    5 Year 1 $825,000 $825,000 $13,516 3.63%

    For 2021, Bank Of Idaho's most frequently cited loan duration was 30 Year, with 633 originations. The 2nd most popular length was 15 Year, with 75 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $<1k 220 $61,710,000 $280,500
    $2k-3k 198 $43,390,000 $219,141
    $3k-4k 129 $40,255,000 $312,054
    $1k-2k 127 $17,555,000 $138,228
    $4k-5k 41 $16,605,000 $405,000
    $5k+ 35 $19,005,000 $543,000

    Bank Of Idaho's average total fees were $5,188, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 220 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    2.5-3% 364 $97,160,000 $266,923
    3-4% 201 $60,515,000 $301,070
    <2.5% 166 $39,540,000 $238,193
    4-5% 19 $1,435,000 $75,526
    6-7% 1 $85,000 $85,000

    During 2021, Bank Of Idaho's average interest rate for loans was 2.96%, while their most frequently originated rate bucket for loans was 2.5-3%, with 364 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 367 $104,195,000 $283,910 $5,562 2.88%
    $100k-200k 228 $35,000,000 $153,509 $3,838 2.88%
    $400k-600k 101 $48,135,000 $476,584 $6,225 2.93%
    $100,000 or less 45 $2,565,000 $57,000 $2,263 3.36%
    $600k-1MM 8 $6,000,000 $750,000 $11,024 3.52%
    $1MM+ 2 $2,840,000 $1,420,000 $6,123 3.44%

    2021 saw Bank Of Idaho place emphasis on $200k-400k loans with 367 originations, totaling $104,195,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $50k-75k 195 $44,765,000 $229,564 $4,975 2.87%
    $75k-100k 152 $38,970,000 $256,382 $5,337 2.94%
    $100k-150k 121 $36,565,000 $302,190 $5,336 2.85%
    $50k or less 121 $20,645,000 $170,620 $4,162 2.84%
    $150k-250k 88 $30,130,000 $342,386 $5,107 2.99%
    $250k+ 71 $25,575,000 $360,211 $5,208 3.19%

    Bank Of Idaho lent most frequently to those with incomes in the $50k-75k range, with 195 originations. The second most popular income band? $75k-100k, with 152 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% 175 $43,935,000 $251,057 $4,616 2.85%
    30-36% 139 $39,135,000 $281,547 $5,194 2.91%
    <20% 95 $23,405,000 $246,368 $4,576 2.92%
    44% 45 $12,285,000 $273,000 $5,435 3.04%
    38% 37 $10,345,000 $279,595 $5,397 2.94%
    37% 32 $8,320,000 $260,000 $5,277 2.84%
    42% 27 $8,385,000 $310,556 $5,740 2.83%
    39% 25 $6,545,000 $261,800 $5,106 3.00%
    40% 25 $6,025,000 $241,000 $4,915 3.00%
    43% 23 $5,945,000 $258,478 $4,829 3.16%
    41% 20 $5,380,000 $269,000 $5,083 3.08%
    48% 18 $4,740,000 $263,333 $5,053 3.03%
    36% 16 $4,320,000 $270,000 $5,646 2.87%
    46% 16 $4,460,000 $278,750 $4,570 3.15%
    45% 14 $3,600,000 $257,143 $5,379 3.28%
    49% 14 $3,680,000 $262,857 $5,547 2.94%
    50-60% 13 $3,285,000 $252,692 $6,565 2.62%
    47% 11 $3,085,000 $280,455 $5,170 2.85%

    Bank Of Idaho lent most frequently to those with DTI ratios of 20-30%, with 175 originations. The next most common DTI ratio? 30-36%, with 139 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 683 $180,915,000 $264,883 $5,018 2.91%
    Not provided 47 $11,265,000 $239,681 $4,426 3.05%
    Asian 11 $4,165,000 $378,636 $5,771 3.05%
    Black 5 $1,225,000 $245,000 $6,684 2.85%
    American Indian 4 $930,000 $232,500 $5,980 3.00%
    Native Hawaiian or Islander 1 $235,000 $235,000 $5,212 2.75%

    Approval Rates

    Total approvals of all applications
    97.01%

    Bank Of Idaho has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.

    Pick Rate

    Approvals leading to origination
    92.28%

    Bank Of Idaho has an average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 751 $198,735,000 $264,627

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    751 $198,735,000 $264,627

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 73 $12,605,000 $172,671 $3,217 2.65%
    40-60% 164 $36,890,000 $224,939 $4,203 2.77%
    60-80% 304 $92,920,000 $305,658 $5,253 3.01%
    80-100% 190 $54,250,000 $285,526 $6,097 2.89%
    Over 100% 3 $1,215,000 $405,000 $17,615 2.29%
    Under 20% 17 $855,000 $50,294 $1,113 4.49%

    Complaints

    Bank Name Product Issue 2021 CPFB Complaints % of Total Issues
    BANK OF THE WEST Conventional home mortgage Applying for a mortgage or refinancing an existing mortgage 5 16.7%
    BANK OF THE WEST VA mortgage Trouble during payment process 1 3.3%
    BANK OF THE WEST Other type of mortgage Trouble during payment process 2 6.7%
    BANK OF THE WEST Other type of mortgage Struggling to pay mortgage 1 3.3%
    BANK OF THE WEST Other type of mortgage Closing on a mortgage 1 3.3%
    BANK OF THE WEST Other type of mortgage Applying for a mortgage or refinancing an existing mortgage 1 3.3%
    BANK OF THE WEST Home equity loan or line of credit (HELOC) Trouble during payment process 3 10.0%
    BANK OF THE WEST Home equity loan or line of credit (HELOC) Closing on a mortgage 4 13.3%
    BANK OF THE WEST Home equity loan or line of credit (HELOC) Applying for a mortgage or refinancing an existing mortgage 2 6.7%
    BANK OF THE WEST FHA mortgage Trouble during payment process 1 3.3%
    BANK OF THE WEST Conventional home mortgage Struggling to pay mortgage 2 6.7%
    BANK OF THE WEST Conventional home mortgage Closing on a mortgage 1 3.3%
    BANK OF THE WEST Conventional home mortgage Trouble during payment process 6 20.0%

    Bank Details

    Branches

    Bank Name Branch Branch Type Deposits (000's)
    Bank of Idaho 135 N. Bridge Street Saint Anthony, ID 83445 Full Service B&M $46,392
    Bank of Idaho 1800 Channing Way Idaho Falls, ID 83403 Full Service B&M $98,640
    Bank of Idaho 2300 Via Caporatti Drive Pocatello, ID 83201 Full Service B&M $25,848
    Bank of Idaho 324 12th Ave S Nampa, ID 83651 Full Service B&M $28,381
    Bank of Idaho 350 Memorial Dr, Ste 200 Idaho Falls, ID 83402 Limited, Trust Office $0
    Bank of Idaho 350 Memorial Dr, Ste 200 Idaho Falls, ID 83402 Limited, Administrative $0
    Bank of Idaho 3976 Us Hwy 20 Island Park, ID 83429 Full Service B&M $23,580
    Bank of Idaho 399 North Capital Avenue Idaho Falls, ID 83402 Full Service B&M $203,375
    Bank of Idaho 600 Main Street Ashton, ID 83420 Full Service B&M $42,994
    Bank of Idaho 6981 West Overland Road Boise, ID 83709 Full Service B&M $49,330
    Bank of Idaho 999 West Main Street, Suite 101 Boise, ID 83702 Full Service B&M $16,454
    Bank of Idaho 1230 Yellowstone Avenue Pocatello, ID 83201 Full Service B&M $54,085

    For 2021, Bank Of Idaho had 12 branches.

    Yearly Performance Overview

    Bank Income

    Item Value (in 000's)
    Total interest income $25,681
    Net interest income $25,306
    Total noninterest income $10,570
    Gross Fiduciary activities income $2,057
    Service charges on deposit accounts $422
    Trading account gains and fees $0
    Additional Noninterest Income $8,091
    Pre-tax net operating income $8,934
    Securities gains (or losses, -) $116
    Income before extraordinary items $6,633
    Discontinued Operations (Extraordinary gains, net) $0
    Net income of bank and minority interests $6,633
    Minority interest net income $0
    Net income $6,633
    Sale, conversion, retirement of capital stock, net $222
    Net operating income $6,541

    Bank Of Idaho's gross interest income from loans was $25,681,000.
    Bank Of Idaho's net interest income from loans was $25,306,000.
    Bank Of Idaho's fee based income from loans was $422,000.
    Bank Of Idaho's net income from loans was $6,633,000.

    Bank Expenses

    Item Value (in 000's)
    Total interest expense $375
    Provision for credit losses $470
    Total noninterest expense $26,472
    Salaries and employee benefits $17,541
    Premises and equipment expense $2,209
    Additional noninterest expense $6,722
    Applicable income taxes $2,417
    Net charge-offs $-110
    Cash dividends $0

    Bank Of Idaho's interest expense for loans was $375,000.
    Bank Of Idaho's payroll and benefits expense were $17,541,000.
    Bank Of Idaho's property, plant and equipment expenses $2,209,000.

    Loan Performance

    Type of Loan % of Loans Noncurrent (30+ days, end of period snapshot)
    All loans 0.0%
    Real Estate loans 0.0%
    Construction & Land Development loans 0.0%
    Nonfarm, nonresidential loans 0.0%
    Multifamily residential loans 0.0%
    1-4 family residential loans 0.0%
    HELOC loans 0.0%
    All other family 0.0%
    Commercial & industrial loans 0.0%
    Personal loans 0.0%
    Credit card loans 0.0%
    Other individual loans 0.0%
    Auto loans 0.0%
    Other consumer loans 0.0%
    Unsecured commercial real estate loans 0.0%

    Deposits

    Type Value (in 000's)
    Total deposits $660,159
    Deposits held in domestic offices $660,159
    Deposits by Individuals, partnerships, and corporations $638,772
    Deposits by U.S. Government $0
    Deposits by States and political subdivisions in the U.S. $21,139
    Deposits by Commercial banks and other depository institutions in U.S. $248
    Deposits by Banks in foreign countries $0
    Deposits by Foreign governments and official institutions $0
    Transaction accounts $152,484
    Demand deposits $90,235
    Nontransaction accounts $507,675
    Money market deposit accounts (MMDAs) $358,804
    Other savings deposits (excluding MMDAs) $131,597
    Total time deposits $17,274
    Total time and savings deposits $569,924
    Noninterest-bearing deposits $277,260
    Interest-bearing deposits $382,899
    Retail deposits $657,422
    IRAs and Keogh plan accounts $3,732
    Brokered deposits $0
    Deposits held in foreign offices $0

    Assets

    Asset Value (in 000's)
    Total Assets $737,519
    Cash & Balances due from depository institutions $110,091
    Interest-bearing balances $104,020
    Total securities $146,394
    Federal funds sold & reverse repurchase $0
    Net loans and leases $465,507
    Loan and leases loss allowance $7,318
    Trading account assets $0
    Bank premises and fixed assets $9,175
    Other real estate owned $0
    Goodwill and other intangibles $0
    All other assets $6,352

    Liabilities

    Liabilities Value (in 000's)
    Total liabilities and capital $737,519
    Total Liabilities $666,899
    Total deposits $660,159
    Interest-bearing deposits $382,899
    Deposits held in domestic offices $660,159
    % insured (estimated) $67
    Federal funds purchased and repurchase agreements $0
    Trading liabilities $0
    Other borrowed funds $443
    Subordinated debt $0
    All other liabilities $6,297

    Issued Loan Types

    Type Value (in 000's)
    Net loans and leases $465,507
    Loan and leases loss allowance $7,318
    Total loans and leases (domestic) $472,825
    All real estate loans $385,511
    Real estate loans in domestic offices $385,511
    Construction and development loans $65,055
    Residential 1-4 family construction $21,629
    Other construction, all land development and other land $43,426
    Loans secured by nonfarm nonresidential properties $218,705
    Nonfarm nonresidential secured by owner-occupied properties $143,224
    Commercial real estate & other non-farm, non-residential $75,481
    Multifamily residential real estate $18,632
    1-4 family residential loans $60,166
    Farmland loans $22,953
    Loans held in foreign offices $0
    Farm loans $18,673
    Commercial and industrial loans $62,332
    To non-U.S. addressees $0
    Loans to individuals $7,250
    Credit card loans $0
    Related Plans $1,673
    Consumer Auto Loans $1,966
    Other loans to individuals $3,611
    All other loans & leases $1,093
    Loans to foreign governments and official institutions $0
    Other loans $256
    Loans to depository institutions and acceptances of other banks $0
    Loans not secured by real estate $575
    Loans secured by real estate to non-U.S. addressees $0
    Restructured Loans & leases $220
    Non 1-4 family restructured loans & leases $0
    Total loans and leases (foreign) $0

    Bank of Idaho had $465,507,000 of loans outstanding in 2021. $385,511,000 of loans were in real estate loans. $65,055,000 of loans were in development loans. $18,632,000 of loans were in multifamily mortgage loans. $60,166,000 of loans were in 1-4 family mortgage loans. $18,673,000 of loans were in farm loans. $0 of loans were in credit card loans. $1,966,000 of loans were in the auto loan category.

    Small Business Loans

    Categorization # of Loans in Category $ amount of loans (in 000's) Average $/loan
    Nonfarm, nonresidential loans - <$1MM 257 $77,907 $303,140
    Nonfarm, nonresidential loans - <$100k 28 $1,454 $51,929
    Nonfarm, nonresidential loans - $100-250k 94 $14,247 $151,564
    Nonfarm, nonresidential loans - $250k-1MM 135 $62,206 $460,785
    Commercial & Industrial, US addressed loans - <$1MM 595 $41,749 $70,166
    Commercial & Industrial, US addressed loans - <$100k 396 $8,542 $21,571
    Commercial & Industrial, US addressed loans - $100-250k 112 $11,040 $98,571
    Commercial & Industrial, US addressed loans - $250k-1MM 87 $22,167 $254,793
    Farmland loans - <$1MM 33 $4,850 $146,970
    Farmland loans - <$100k 6 $219 $36,500
    Farmland loans - $100-250k 14 $1,585 $113,214
    Farmland loans - $250k-1MM 13 $3,046 $234,308
    Agriculture operations loans - <$1MM 67 $4,172 $62,269
    Agriculture operations loans - <$100k 35 $686 $19,600
    Agriculture operations loans - $100-250k 19 $1,403 $73,842
    Agriculture operations loans - $250k-1MM 13 $2,083 $160,231