Rexburg Mortgage Rates & Closing Costs
30 Year Fixed Rate mortgages in Rexburg averaged
6.41%
for the week of 2023-05-25, compared to the national average of
6.57% for the same period.
The average rate for the prior week (2023-05-18) was
6.13% and
one month ago for the week of 2023-04-20, the
average rate was 5.93%.
Rexburg's average rate one year ago was 4.99%.
For refis of the same type during the week of 2023-05-25, the average rate
was 5.8%.
Loan Type | Date | Rate |
---|---|---|
US 30 Year Fixed Rate | 2023-05-25 | 6.57% |
Rexburg 30 Year Fixed Rate | 2023-05-25 | 6.41% |
Rexburg 30 Year Fixed Rate Refi | 2023-05-25 | 5.8% |
Rexburg 15 Year Fixed Rate | 2023-05-25 | 5.87% |
Rexburg 15 Year Fixed Rate Refi | 2023-05-25 | 5.97% |
Rexburg 30 Year FHA | 2023-05-25 | 6.61% |
Rexburg 30 Year FHA Refi | 2023-05-25 | 6.61% |
Rexburg 30 Year USDA | 2023-05-25 | 6.73% |
Rexburg 30 Year USDA Refi | 2023-05-25 | 6.53% |
Rexburg 30 Year VA | 2023-05-25 | 6.21% |
Rexburg 30 Year VA Refi | 2023-05-25 | 6.61% |
Rexburg Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Rexburg, ID market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
Rexburg Average Closing Costs & Other Stats
Rexburg, ID's 91 lenders originated 1,368
loans during 2022. The total origination value was $405,420,000, with an average loan value of
$296,360.
Rexburg's average closing costs are $5,977.
The top Rexburg lender as defined by loan originations is IDAHO CENTRAL, with
79 loans originated. Their average total fees are
$7,427, which is $448
lower than the next largest lender,
CANOPY MORTGAGE, LLC.
The lowest fee Rexburg lenders (with over 10 loans originated) are
BEEHIVE ($4,785), Flagstar Bank, FSB ($5,321), Zions Bancorporation, N.A. ($6,255), CALIBER HOME LOANS, INC. ($6,478) and Bank of Idaho ($6,865).
The lowest rate Rexburg lenders (with over 10 loans originated) are
Zions Bancorporation, N.A. (3.98%), IDAHO CENTRAL (4.40%), BEEHIVE (4.43%), Flagstar Bank, FSB (4.49%) and Eagle Bank and Trust Company (4.63%).
Rexburg, ID Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
Name | 2021 Loan Value | 2022 Loan Value | % Change | 2022 Market Share |
---|---|---|---|---|
IDAHO CENTRAL | $120,065,000 | $64,290,000 | -46.5% | 15.9% |
BEEHIVE | $58,250,000 | $32,460,000 | -44.3% | 8.0% |
MOUNTAIN AMERICA | $21,145,000 | $30,680,000 | 45.1% | 7.6% |
CANOPY MORTGAGE, LLC | $70,350,000 | $30,570,000 | -56.5% | 7.5% |
GREYSTONE SERVICING COMPANY LLC | $37,505,000 | $20,800,000 | -44.5% | 5.1% |
Zions Bancorporation, N.A. | $15,545,000 | $20,375,000 | 31.1% | 5.0% |
UNITED WHOLESALE MORTGAGE, LLC | $17,140,000 | $13,325,000 | -22.3% | 3.3% |
QUICKEN LOANS, LLC | $24,875,000 | $12,010,000 | -51.7% | 3.0% |
Glacier Bank | $15,740,000 | $9,915,000 | -37.0% | 2.4% |
MANN FINANCIAL INC. | $13,345,000 | $8,425,000 | -36.9% | 2.1% |
Eagle Bank and Trust Company | $15,480,000 | $7,870,000 | -49.2% | 1.9% |
The Bank of Commerce | $15,790,000 | $7,745,000 | -50.9% | 1.9% |
KeyBank | $9,360,000 | $7,525,000 | -19.6% | 1.9% |
CALIBER HOME LOANS, INC. | $8,365,000 | $7,320,000 | -12.5% | 1.8% |
Flagstar Bank, FSB | $10,740,000 | $6,415,000 | -40.3% | 1.6% |
D. L. Evans Bank | $8,720,000 | $6,345,000 | -27.2% | 1.6% |
S1L, Inc. | $4,135,000 | $5,740,000 | 38.8% | 1.4% |
Bank of Idaho | $10,480,000 | $5,630,000 | -46.3% | 1.4% |
GUILD MORTGAGE COMPANY | $7,190,000 | $5,365,000 | -25.4% | 1.3% |
U.S. Bank | $9,270,000 | $5,315,000 | -42.7% | 1.3% |
Washington Federal Bank | $3,970,000 | $4,320,000 | 8.8% | 1.1% |
FIRST COLONY MORTGAGE CORPORATION | $4,800,000 | $4,280,000 | -10.8% | 1.1% |
WESTMARK Credit Union | $2,945,000 | $3,320,000 | 12.7% | 0.8% |
AMERICA FIRST | $4,015,000 | $3,265,000 | -18.7% | 0.8% |
Wells Fargo Bank | $21,645,000 | $2,880,000 | -86.7% | 0.7% |
Mr. Cooper ( Nationstar Mortgage ) | $3,140,000 | $2,780,000 | -11.5% | 0.7% |
Mortgage Research Center, LLC | $2,780,000 | $2,445,000 | -12.1% | 0.6% |
ACADEMY MORTGAGE CORPORATION | $2,130,000 | $2,210,000 | 3.8% | 0.5% |
LOANDEPOT.COM, LLC | $6,180,000 | $2,145,000 | -65.3% | 0.5% |
PENNYMAC LOAN SERVICES, LLC | $4,600,000 | $2,140,000 | -53.5% | 0.5% |
AMERISAVE MORTGAGE CORPORATION | $1,780,000 | $1,990,000 | 11.8% | 0.5% |
VERITAS FUNDING, LLC | $1,790,000 | $1,920,000 | 7.3% | 0.5% |
CROSSCOUNTRY MORTGAGE, LLC | $795,000 | $1,810,000 | 127.7% | 0.4% |
PRIMARY RESIDENTIAL MORTGAGE, INC. | $770,000 | $1,725,000 | 124.0% | 0.4% |
AMERICAN PACIFIC MORTGAGE CORPORATION | $1,570,000 | $1,710,000 | 8.9% | 0.4% |
EAST IDAHO Credit Union | $4,985,000 | $1,645,000 | -67.0% | 0.4% |
21ST MORTGAGE CORPORATION | $540,000 | $1,545,000 | 186.1% | 0.4% |
FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $3,410,000 | $1,500,000 | -56.0% | 0.4% |
HOME POINT FINANCIAL CORPORATION | $1,695,000 | $1,465,000 | -13.6% | 0.4% |
Sunflower Bank | $2,195,000 | $1,465,000 | -33.3% | 0.4% |
GOLDENWEST | $505,000 | $1,400,000 | 177.2% | 0.3% |
USAA Federal Savings Bank | $480,000 | $1,395,000 | 190.6% | 0.3% |
PACIFIC RESIDENTIAL MORTGAGE, LLC | $1,730,000 | $1,390,000 | -19.7% | 0.3% |
JPMorgan Chase Bank | $2,520,000 | $1,330,000 | -47.2% | 0.3% |
PREMIER MORTGAGE RESOURCES, L.L.C. | $1,050,000 | $1,240,000 | 18.1% | 0.3% |
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | $1,655,000 | $1,200,000 | -27.5% | 0.3% |
Gateway First Bank | $1,965,000 | $1,155,000 | -41.2% | 0.3% |
INTERCAP LENDING INC. | $3,890,000 | $1,145,000 | -70.6% | 0.3% |
SECURITYNATIONAL MORTGAGE COMPANY | $800,000 | $1,115,000 | 39.4% | 0.3% |
CAPITAL EDUCATORS FEDERAL CREDIT UNION | $1,785,000 | $995,000 | -44.3% | 0.2% |
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | $780,000 | $965,000 | 23.7% | 0.2% |
Northpointe Bank | $1,050,000 | $945,000 | -10.0% | 0.2% |
SUMMIT FUNDING, INC. | $2,075,000 | $945,000 | -54.5% | 0.2% |
CHERRY CREEK MORTGAGE, LLC | $925,000 | n/a | 0.2% | |
MidFirst Bank | $925,000 | n/a | 0.2% | |
NBKC BANK | $2,260,000 | $915,000 | -59.5% | 0.2% |
Citizens Bank | $875,000 | $900,000 | 2.9% | 0.2% |
Boeing Employees Credit Union | $625,000 | $885,000 | 41.6% | 0.2% |
First Interstate Bank | $1,815,000 | $850,000 | -53.2% | 0.2% |
CITYWIDE HOME LOANS, LLC | $1,715,000 | $830,000 | -51.6% | 0.2% |
BETTER MORTGAGE CORPORATION | $6,635,000 | $810,000 | -87.8% | 0.2% |
Bank of America | $655,000 | $800,000 | 22.1% | 0.2% |
CMG MORTGAGE, INC. | $145,000 | $790,000 | 444.8% | 0.2% |
LENDSURE MORTGAGE CORP. | $780,000 | n/a | 0.2% | |
Commerce Home Mortgage, Inc. | $225,000 | $765,000 | 240.0% | 0.2% |
Wyndham Capital Mortgage, Inc. | $745,000 | n/a | 0.2% | |
NAVY FEDERAL CREDIT UNION | $915,000 | $740,000 | -19.1% | 0.2% |
BROKER SOLUTIONS, INC. | $2,535,000 | $735,000 | -71.0% | 0.2% |
MOVEMENT MORTGAGE, LLC | $1,415,000 | $730,000 | -48.4% | 0.2% |
Utah Power | $705,000 | n/a | 0.2% | |
ZILLOW HOME LOANS, LLC | $1,135,000 | $700,000 | -38.3% | 0.2% |
PENTAGON FEDERAL CREDIT UNION | $695,000 | $680,000 | -2.2% | 0.2% |
First Federal Savings Bank of Twin Falls | $1,665,000 | $620,000 | -62.8% | 0.2% |
Cache Valley Bank | $595,000 | n/a | 0.1% | |
ADVANTAGE PLUS | $2,925,000 | $585,000 | -80.0% | 0.1% |
Deseret First Credit Union | $520,000 | $585,000 | 12.5% | 0.1% |
AMERICAN FINANCING CORPORATION | $4,470,000 | $575,000 | -87.1% | 0.1% |
BELEM SERVICING LLC | $525,000 | $570,000 | 8.6% | 0.1% |
First Guaranty Mortgage Corporation | $290,000 | $570,000 | 96.6% | 0.1% |
FINANCE OF AMERICA MORTGAGE LLC | $1,290,000 | $560,000 | -56.6% | 0.1% |
Century Mortgage Company DBA Century Lending Company | $545,000 | n/a | 0.1% | |
LONGBRIDGE FINANCIAL, LLC | $135,000 | $545,000 | 303.7% | 0.1% |
Florida Capital Bank | $525,000 | n/a | 0.1% | |
IDAHO STATE UNIVERSITY | $1,385,000 | $525,000 | -62.1% | 0.1% |
Carrington Mortgage Services, LLC | $945,000 | $505,000 | -46.6% | 0.1% |
ANGEL OAK HOME LOANS LLC | $485,000 | n/a | 0.1% | |
SECURITY HOME MORTGAGE, LLC. | $545,000 | $480,000 | -11.9% | 0.1% |
Cornerstone First Mortgage, Inc | $475,000 | n/a | 0.1% | |
HOMESIDE FINANCIAL, LLC | $1,605,000 | $440,000 | -72.6% | 0.1% |
Watermark Capital, Inc. | $790,000 | $440,000 | -44.3% | 0.1% |
CORNERSTONE HOME LENDING, INC. | $520,000 | $425,000 | -18.3% | 0.1% |
FIRST COMMUNITY MORTGAGE, INC. | $425,000 | n/a | 0.1% | |
FIRST TECHNOLOGY | $465,000 | $425,000 | -8.6% | 0.1% |
Gate City Bank | $425,000 | n/a | 0.1% | |
NEWREZ LLC | $1,850,000 | $420,000 | -77.3% | 0.1% |
CHURCHILL MORTGAGE CORPORATION | $225,000 | $405,000 | 80.0% | 0.1% |
EVERGREEN MONEYSOURCE MORTGAGE COMPANY | $125,000 | $395,000 | 216.0% | 0.1% |
LAKEVIEW LOAN SERVICING, LLC | $390,000 | n/a | 0.1% | |
The Federal Savings Bank | $315,000 | $385,000 | 22.2% | 0.1% |
NEXERA HOLDING LLC | $365,000 | n/a | 0.1% | |
AMERICAN ADVISORS GROUP | $505,000 | $350,000 | -30.7% | 0.1% |
M&T Bank | $345,000 | n/a | 0.1% | |
Network Funding, L.P. | $345,000 | n/a | 0.1% | |
Bank of England | $275,000 | $335,000 | 21.8% | 0.1% |
MUTUAL OF OMAHA MORTGAGE, INC. | $1,010,000 | $330,000 | -67.3% | 0.1% |
STARBOARD FINANCIAL MANAGEMENT, LLC | $1,615,000 | $325,000 | -79.9% | 0.1% |
CASTLE & COOKE MORTGAGE, LLC | $470,000 | $315,000 | -33.0% | 0.1% |
Stifel Bank and Trust | $315,000 | n/a | 0.1% | |
GENEVA FINANCIAL, LLC | $720,000 | $305,000 | -57.6% | 0.1% |
CENTENNIAL LENDING, LLC | $575,000 | $300,000 | -47.8% | 0.1% |
GTE Federal Credit Union | $280,000 | n/a | 0.1% | |
MORTGAGE MANAGEMENT CONSULTANTS, INC. | $265,000 | n/a | 0.1% | |
Idaho First Bank | $255,000 | n/a | 0.1% | |
Willamette Valley Bank | $255,000 | n/a | 0.1% | |
SOFI LENDING CORP. | $650,000 | $245,000 | -62.3% | 0.1% |
PHH Mortgage Corporation | $340,000 | $225,000 | -33.8% | 0.1% |
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | $215,000 | n/a | 0.1% | |
LADERA LENDING, INC. | $345,000 | $215,000 | -37.7% | 0.1% |
NEW DAY FINANCIAL, LLC | $835,000 | $185,000 | -77.8% | 0.0% |
MORTGAGE SOLUTIONS OF COLORADO, LLC | $175,000 | $180,000 | 2.9% | 0.0% |
PNC Bank | $55,000 | $180,000 | 227.3% | 0.0% |
RANLIFE, INC. | $750,000 | $165,000 | -78.0% | 0.0% |
Hometown Equity Mortgage, LLC | $145,000 | n/a | 0.0% | |
Discover Bank | $85,000 | $140,000 | 64.7% | 0.0% |
Northwest Farm Credit Services, FLCA | $115,000 | n/a | 0.0% | |
TRIAD FINANCIAL SERVICES, INC. | $85,000 | n/a | 0.0% | |
Blue Federal Credit Union | $65,000 | n/a | 0.0% | |
UNIVERSITY CREDIT UNION | $55,000 | n/a | 0.0% | |
QUORUM FEDERAL CREDIT UNION | $45,000 | n/a | 0.0% | |
RED CANOE CREDIT UNION | $45,000 | n/a | 0.0% |
Rexburg's top lender by overall market share is IDAHO CENTRAL, with 15.9% market share. In second place, with 8.0%, is BEEHIVE, having originated $32,460,000 in loans. In third place, with 7.6%, is MOUNTAIN AMERICA, having originated $30,680,000 in loans. In fourth place, with 7.5%, is CANOPY MORTGAGE, LLC, having originated $30,570,000 in loans. In fifth place, with 5.1%, is GREYSTONE SERVICING COMPANY LLC, having originated $20,800,000 in loans.
Rexburg Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - Rexburg (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
---|---|---|---|---|
2018-01-01 | $286,950 (13.4%) | $461,584 (9.9%) | 0.00 | 105 |
2018-02-01 | $284,450 (12.9%) | $453,648 (4.1%) | 0.00 | 98 |
2018-03-01 | $277,450 (9.3%) | $449,344 (-3.3%) | 0.00 | 100 |
2018-04-01 | $280,900 (4.0%) | $429,479 (-6.9%) | 0.00 | 102 |
2018-05-01 | $296,725 (7.6%) | $417,236 (3.4%) | 0.00 | 118 |
2018-06-01 | $279,900 (1.4%) | $374,401 (-3.4%) | 0.00 | 140 |
2018-07-01 | $298,175 (10.5%) | $379,501 (-8.6%) | 0.00 | 155 |
2018-08-01 | $319,200 (22.8%) | $409,963 (-2.4%) | 0.00 | 154 |
2018-09-01 | $315,900 (14.9%) | $420,907 (-4.5%) | 0.00 | 156 |
2018-10-01 | $316,425 (13.1%) | $419,246 (-7.0%) | 0.00 | 138 |
2018-11-01 | $309,450 (10.6%) | $410,336 (-13.5%) | 0.00 | 129 |
2018-12-01 | $326,900 (12.8%) | $437,074 (-14.2%) | 0.00 | 117 |
2019-01-01 | $313,175 (9.1%) | $417,447 (-9.6%) | 0.00 | 110 |
2019-02-01 | $299,900 (5.4%) | $384,026 (-15.4%) | 0.00 | 103 |
2019-03-01 | $307,900 (11.0%) | $481,071 (7.1%) | 0.00 | 96 |
2019-04-01 | $299,900 (6.8%) | $488,582 (13.8%) | 0.00 | 110 |
2019-05-01 | $325,725 (9.8%) | $465,569 (11.6%) | 0.00 | 148 |
2019-06-01 | $334,900 (19.7%) | $501,212 (33.9%) | 0.00 | 147 |
2019-07-01 | $338,500 (13.5%) | $509,090 (34.2%) | 0.00 | 162 |
2019-08-01 | $342,000 (7.1%) | $496,056 (21.0%) | 0.00 | 162 |
2019-09-01 | $337,500 (6.8%) | $507,446 (20.6%) | 0.00 | 138 |
2019-10-01 | $329,475 (4.1%) | $483,632 (15.4%) | 0.00 | 133 |
2019-11-01 | $329,000 (6.3%) | $502,971 (22.6%) | 0.00 | 121 |
2019-12-01 | $332,500 (1.7%) | $520,907 (19.2%) | 0.00 | 101 |
2020-01-01 | $329,925 (5.4%) | $573,541 (37.4%) | 0.00 | 83 |
2020-02-01 | $329,950 (10.0%) | $535,533 (39.5%) | 0.00 | 78 |
2020-03-01 | $317,400 (3.1%) | $483,075 (0.4%) | 0.00 | 88 |
2020-04-01 | $308,400 (2.8%) | $473,405 (-3.1%) | 0.00 | 103 |
2020-05-01 | $338,500 (3.9%) | $481,741 (3.5%) | 0.00 | 111 |
2020-06-01 | $346,000 (3.3%) | $540,664 (7.9%) | 0.00 | 110 |
2020-07-01 | $349,000 (3.1%) | $604,233 (18.7%) | 0.00 | 96 |
2020-08-01 | $380,000 (11.1%) | $635,302 (28.1%) | 0.00 | 76 |
2020-09-01 | $475,250 (40.8%) | $582,594 (14.8%) | 0.00 | 67 |
2020-10-01 | $450,000 (36.6%) | $612,619 (26.7%) | 0.00 | 66 |
2020-11-01 | $429,450 (30.5%) | $570,726 (13.5%) | 0.00 | 54 |
2020-12-01 | $427,200 (28.5%) | $589,271 (13.1%) | 0.00 | 48 |
2021-01-01 | $482,450 (46.2%) | $761,318 (32.7%) | 0.00 | 38 |
2021-02-01 | $520,725 (57.8%) | $850,081 (58.7%) | 0.00 | 36 |
2021-03-01 | $630,250 (98.6%) | $916,317 (89.7%) | 0.00 | 42 |
2021-04-01 | $612,125 (98.5%) | $871,359 (84.1%) | 0.00 | 58 |
2021-05-01 | $585,000 (72.8%) | $815,576 (69.3%) | 0.00 | 66 |
2021-06-01 | $583,375 (68.6%) | $816,231 (51.0%) | 0.00 | 89 |
2021-07-01 | $607,000 (73.9%) | $820,076 (35.7%) | 0.00 | 107 |
2021-08-01 | $607,225 (59.8%) | $823,167 (29.6%) | 0.00 | 105 |
2021-09-01 | $630,750 (32.7%) | $846,214 (45.3%) | 0.00 | 116 |
2021-10-01 | $649,000 (44.2%) | $893,882 (45.9%) | 0.00 | 93 |
2021-11-01 | $695,000 (61.8%) | $913,698 (60.1%) | 0.00 | 65 |
2021-12-01 | $670,725 (57.0%) | $900,040 (52.7%) | 0.00 | 49 |
2022-01-01 | $660,000 (36.8%) | $925,029 (21.5%) | 0.00 | 41 |
2022-02-01 | $555,000 (6.6%) | $794,005 (-6.6%) | 0.00 | 42 |
2022-03-01 | $608,000 (-3.5%) | $853,116 (-6.9%) | 0.00 | 44 |
2022-04-01 | $518,450 (-15.3%) | $775,798 (-11.0%) | 0.00 | 76 |
2022-05-01 | $502,675 (-14.1%) | $823,636 (1.0%) | 0.00 | 103 |
2022-06-01 | $491,725 (-15.7%) | $773,691 (-5.2%) | 0.00 | 137 |
2022-07-01 | $499,000 (-17.8%) | $729,127 (-11.1%) | 0.00 | 168 |
2022-08-01 | $523,294 (-13.8%) | $723,282 (-12.1%) | 0.00 | 187 |
2022-09-01 | $554,925 (-12.0%) | $711,080 (-16.0%) | 0.00 | 183 |
2022-10-01 | $550,000 (-15.3%) | $718,077 (-19.7%) | 0.00 | 178 |
2022-11-01 | $549,450 (-20.9%) | $704,893 (-22.9%) | 0.00 | 162 |
2022-12-01 | $510,000 (-24.0%) | $652,656 (-27.5%) | 0.00 | 143 |
2023-01-01 | $494,250 (-25.1%) | $676,397 (-26.9%) | 0.00 | 120 |
2023-02-01 | $504,475 (-9.1%) | $770,673 (-2.9%) | 0.00 | 112 |
2023-03-01 | $499,225 (-17.9%) | $781,944 (-8.3%) | 0.00 | 120 |
2023-04-01 | $499,900 (-3.6%) | $781,281 (0.7%) | 0.00 | 123 |
Rexburg's median listing price comes in at 0% of the national average.
Rexburg's average listing price for 2023-04-01 was $781,281, a difference of $5,483 (0.7%) versus the prior year and $-663 versus the prior month.
For the 2023-04-01 period, Rexburg had 123 MLS listings, a difference of 3 listings (3%) versus the prior month and 47 listings (62%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - Rexburg (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Time on Market | Median Square Footage |
---|---|---|
2018-01-01 | 0 days | 2,452 sqft |
2018-02-01 | 0 days | 2,488 sqft |
2018-03-01 | 0 days | 2,588 sqft |
2018-04-01 | 0 days | 2,588 sqft |
2018-05-01 | 0 days | 2,594 sqft |
2018-06-01 | 0 days | 2,436 sqft |
2018-07-01 | 0 days | 2,444 sqft |
2018-08-01 | 0 days | 2,472 sqft |
2018-09-01 | 0 days | 2,453 sqft |
2018-10-01 | 0 days | 2,444 sqft |
2018-11-01 | 0 days | 2,503 sqft |
2018-12-01 | 0 days | 2,522 sqft |
2019-01-01 | 0 days | 2,542 sqft |
2019-02-01 | 0 days | 2,496 sqft |
2019-03-01 | 0 days | 2,520 sqft |
2019-04-01 | 0 days | 2,375 sqft |
2019-05-01 | 0 days | 2,348 sqft |
2019-06-01 | 0 days | 2,420 sqft |
2019-07-01 | 0 days | 2,400 sqft |
2019-08-01 | 0 days | 2,556 sqft |
2019-09-01 | 0 days | 2,537 sqft |
2019-10-01 | 0 days | 2,531 sqft |
2019-11-01 | 0 days | 2,552 sqft |
2019-12-01 | 0 days | 2,525 sqft |
2020-01-01 | 0 days | 2,525 sqft |
2020-02-01 | 0 days | 2,346 sqft |
2020-03-01 | 0 days | 2,325 sqft |
2020-04-01 | 0 days | 2,028 sqft |
2020-05-01 | 0 days | 2,176 sqft |
2020-06-01 | 0 days | 2,388 sqft |
2020-07-01 | 0 days | 2,519 sqft |
2020-08-01 | 0 days | 2,756 sqft |
2020-09-01 | 0 days | 2,767 sqft |
2020-10-01 | 0 days | 2,779 sqft |
2020-11-01 | 0 days | 2,574 sqft |
2020-12-01 | 0 days | 2,240 sqft |
2021-01-01 | 0 days | 2,208 sqft |
2021-02-01 | 0 days | 2,321 sqft |
2021-03-01 | 0 days | 2,473 sqft |
2021-04-01 | 0 days | 2,187 sqft |
2021-05-01 | 0 days | 2,259 sqft |
2021-06-01 | 0 days | 2,394 sqft |
2021-07-01 | 0 days | 2,638 sqft |
2021-08-01 | 0 days | 2,661 sqft |
2021-09-01 | 0 days | 2,539 sqft |
2021-10-01 | 0 days | 2,296 sqft |
2021-11-01 | 0 days | 2,413 sqft |
2021-12-01 | 0 days | 2,523 sqft |
2022-01-01 | 0 days | 2,399 sqft |
2022-02-01 | 0 days | 2,189 sqft |
2022-03-01 | 0 days | 2,202 sqft |
2022-04-01 | 0 days | 2,200 sqft |
2022-05-01 | 0 days | 2,118 sqft |
2022-06-01 | 0 days | 2,098 sqft |
2022-07-01 | 0 days | 2,215 sqft |
2022-08-01 | 0 days | 2,231 sqft |
2022-09-01 | 0 days | 2,267 sqft |
2022-10-01 | 0 days | 2,336 sqft |
2022-11-01 | 0 days | 2,418 sqft |
2022-12-01 | 0 days | 2,293 sqft |
2023-01-01 | 0 days | 2,220 sqft |
2023-02-01 | 0 days | 2,115 sqft |
2023-03-01 | 0 days | 2,247 sqft |
2023-04-01 | 0 days | 2,204 sqft |
Rexburg's median square footage for active listings during the 2023-04-01 period was 2,204 sqft. One year prior, the average listing was 2,200 sqft.
Rexburg, ID Market Loan Reason
Loan Purpose | Originations | Total Value | Average Loan |
---|---|---|---|
Home Purchase | 608 | $222,090,000 | $365,280 |
Cash Out Refi | 323 | $74,835,000 | $231,687 |
Refi | 200 | $76,700,000 | $383,500 |
Home Improvement | 140 | $17,530,000 | $125,214 |
Other | 97 | $14,265,000 | $147,062 |
Rexburg's most frequently cited loan purpose was Home Purchase, with 608 originations. The 2nd most popular reason was Cash Out Refi, with 323 originations.
Interest Rate Frequencies
Loan Rate | Originations | Total Value | Average Loan |
---|---|---|---|
3-4% | 340 | $101,130,000 | $297,441 |
5-6% | 322 | $98,160,000 | $304,845 |
4-5% | 319 | $118,345,000 | $370,987 |
6-7% | 158 | $37,110,000 | $234,873 |
7-8% | 73 | $14,875,000 | $203,767 |
2.5-3% | 71 | $17,075,000 | $240,493 |
Over 8% | 41 | $3,895,000 | $95,000 |
<2.5% | 23 | $6,195,000 | $269,348 |
During 2022, Rexburg's most frequently originated rate bucket was 3-4%, with 340 originations.
Loan Sizing (Rexburg, ID MSA)
Loan Size | Originations | Total Value | Average Loan |
---|---|---|---|
$200k-400k | 519 | $147,615,000 | $284,422 |
$100k-200k | 297 | $44,705,000 | $150,522 |
$100,000 or less | 268 | $14,830,000 | $55,336 |
$400k-600k | 187 | $89,285,000 | $477,460 |
$600k-1000k | 79 | $56,915,000 | $720,443 |
$Over $1MM | 18 | $52,070,000 | $2,892,778 |
Rexburg's loan sizing saw the bucket of loans from $200k-400k with 519 originations, totaling $147,615,000 in origination value.
LTV Distribution
Loan to Value | Originations | Total Value | Average Loan |
---|---|---|---|
60-80% | 368 | $157,930,000 | $429,158 |
80-100% | 324 | $117,930,000 | $363,981 |
20-40% | 219 | $36,735,000 | $167,740 |
40-60% | 213 | $67,945,000 | $318,991 |
Under 20% | 213 | $12,235,000 | $57,441 |
Over 100% | 7 | $2,205,000 | $315,000 |
Rexburg's loan sizing saw loans grouped in the 60-80% Loan-to-value bucket with 368 originations, totaling $157,930,000 in origination value.