Rexburg Mortgage Rates & Closing Costs

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    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Rexburg averaged 6.41% for the week of 2023-05-25, compared to the national average of 6.57% for the same period.

    The average rate for the prior week (2023-05-18) was 6.13% and one month ago for the week of 2023-04-20, the average rate was 5.93%.

    Rexburg's average rate one year ago was 4.99%.

    For refis of the same type during the week of 2023-05-25, the average rate was 5.8%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2023-05-25 6.57%
    Rexburg 30 Year Fixed Rate 2023-05-25 6.41%
    Rexburg 30 Year Fixed Rate Refi 2023-05-25 5.8%
    Rexburg 15 Year Fixed Rate 2023-05-25 5.87%
    Rexburg 15 Year Fixed Rate Refi 2023-05-25 5.97%
    Rexburg 30 Year FHA 2023-05-25 6.61%
    Rexburg 30 Year FHA Refi 2023-05-25 6.61%
    Rexburg 30 Year USDA 2023-05-25 6.73%
    Rexburg 30 Year USDA Refi 2023-05-25 6.53%
    Rexburg 30 Year VA 2023-05-25 6.21%
    Rexburg 30 Year VA Refi 2023-05-25 6.61%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Rexburg, ID.

    Rexburg Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Rexburg, ID market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2022 Avg. 30yFix Rate 2022 Avg. Closing Costs
    IDAHO CENTRAL 79 4.40% $7,427
    CANOPY MORTGAGE, LLC 74 4.99% $7,874
    BEEHIVE 51 4.43% $4,785
    QUICKEN LOANS, LLC 27 4.75% $8,461
    CALIBER HOME LOANS, INC. 21 5.23% $6,478
    UNITED WHOLESALE MORTGAGE, LLC 20 5.30% $10,272
    Flagstar Bank, FSB 17 4.49% $5,321
    Eagle Bank and Trust Company 16 4.63% $7,029
    Bank of Idaho 15 4.82% $6,865
    MANN FINANCIAL INC. 14 4.79% $7,902
    FIRST COLONY MORTGAGE CORPORATION 11 4.68% $7,733
    Zions Bancorporation, N.A. 11 3.98% $6,255
    MOUNTAIN AMERICA 10 4.83% $6,998
    U.S. Bank 9 4.57% $10,345
    S1L, Inc. 9 4.94% $7,865
    WESTMARK Credit Union 7 4.52% $7,911
    Glacier Bank 6 4.75% $7,109
    KeyBank 6 5.25% $5,942
    GUILD MORTGAGE COMPANY 6 4.65% $9,677
    Wells Fargo Bank 6 4.58% $6,135
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 5 4.80% $6,703
    AMERISAVE MORTGAGE CORPORATION 5 4.43% $10,793
    VERITAS FUNDING, LLC 5 5.40% $10,366
    LOANDEPOT.COM, LLC 4 4.03% $6,662
    D. L. Evans Bank 4 4.72% $7,513
    Mr. Cooper ( Nationstar Mortgage ) 4 5.40% $13,238
    PENNYMAC LOAN SERVICES, LLC 4 3.62% $9,940
    PREMIER MORTGAGE RESOURCES, L.L.C. 3 5.13% $8,408
    NBKC BANK 3 5.13% $3,604
    Washington Federal Bank 3 4.04% $16,423
    Wyndham Capital Mortgage, Inc. 3 3.42% $7,126
    CARDINAL FINANCIAL 3 4.71% $5,845
    SECURITYNATIONAL MORTGAGE COMPANY 3 5.29% $6,110
    HIGHLANDS RESIDENTIAL MORTGAGE, LTD. 3 4.58% $8,235
    ACADEMY MORTGAGE CORPORATION 3 3.83% $8,107
    CROSSCOUNTRY MORTGAGE, LLC 3 5.21% $9,709
    JPMorgan Chase Bank 2 3.94% $7,062
    Utah Power 2 5.50% $6,054
    Watermark Capital, Inc. 2 5.50% $3,426
    AMERICAN FINANCING CORPORATION 2 3.63% $5,663
    First Interstate Bank 2 4.56% $7,809
    AMERICA FIRST 2 5.25% $10,416
    Citizens Bank 2 4.81% $6,000
    PRIMARY RESIDENTIAL MORTGAGE, INC. 2 4.56% $9,498
    BELEM SERVICING LLC 2 6.06% $6,303
    HOME POINT FINANCIAL CORPORATION 2 4.69% $7,951
    CENTENNIAL LENDING, LLC 2 5.44% $4,456
    Gateway First Bank 2 4.69% $5,797
    Sunflower Bank 2 5.81% $9,380
    INTERCAP LENDING INC. 2 5.25% $6,198
    USAA Federal Savings Bank 2 5.00% $6,032
    M&T Bank 1 3.38% $6,985
    Network Funding, L.P. 1 5.49% $11,816
    PACIFIC RESIDENTIAL MORTGAGE, LLC 1 5.00% $4,817
    CITYWIDE HOME LOANS, LLC 1 5.33% $11,258
    RANLIFE, INC. 1 6.13% $5,833
    Bank of England 1 5.88% $11,532
    SECURITY HOME MORTGAGE, LLC. 1 5.88% $9,470
    STARBOARD FINANCIAL MANAGEMENT, LLC 1 6.63% $12,132
    SUMMIT FUNDING, INC. 1 3.63% $10,939
    The Federal Savings Bank 1 4.88% $9,662
    Bank of America 1 5.38% $4,236
    ANGEL OAK HOME LOANS LLC 1 4.88% $10,130
    AMERICAN PACIFIC MORTGAGE CORPORATION 1 7.13% $11,391
    AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 1 3.25% $6,793
    CHERRY CREEK MORTGAGE, LLC 1 3.75% $1,752
    CHURCHILL MORTGAGE CORPORATION 1 5.25% $7,804
    PENTAGON FEDERAL CREDIT UNION 1 5.13% $2,008
    Cornerstone First Mortgage, Inc 1 4.25% $5,150
    Century Mortgage Company DBA Century Lending Company 1 5.88% $6,596
    FINANCE OF AMERICA MORTGAGE LLC 1 3.75% $4,329
    CASTLE & COOKE MORTGAGE, LLC 1 5.50% $9,511
    FIRST COMMUNITY MORTGAGE, INC. 1 4.88% $7,791
    First Guaranty Mortgage Corporation 1 4.25% $11,248
    FIRST TECHNOLOGY 1 3.75% $6,044
    Carrington Mortgage Services, LLC 1 6.25% $19,116
    GENEVA FINANCIAL, LLC 1 6.00% $10,476
    GOLDENWEST 1 5.00% $3,908
    Cache Valley Bank 1 6.13% $13,970
    HOMESIDE FINANCIAL, LLC 1 6.00% $6,115
    BROKER SOLUTIONS, INC. 1 7.00% $6,959
    IDAHO STATE UNIVERSITY 1 4.38% $9,611
    Boeing Employees Credit Union 1 4.88% $8,128
    LADERA LENDING, INC. 1 5.88% $5,607
    LAKEVIEW LOAN SERVICING, LLC 1 3.63% $4,759
    LENDSURE MORTGAGE CORP. 1 4.38% $10,577
    Blue Federal Credit Union 1 7.13% $3,226
    MORTGAGE MANAGEMENT CONSULTANTS, INC. 1 4.99% $9,863
    BETTER MORTGAGE CORPORATION 1 5.00% $11,875
    MOVEMENT MORTGAGE, LLC 1 5.44% $5,332
    ZILLOW HOME LOANS, LLC 1 4.13% $8,380

    Rexburg Average Closing Costs & Other Stats

    Rexburg, ID's 91 lenders originated 1,368 loans during 2022. The total origination value was $405,420,000, with an average loan value of $296,360.

    Rexburg's average closing costs are $5,977.

    The top Rexburg lender as defined by loan originations is IDAHO CENTRAL, with 79 loans originated. Their average total fees are $7,427, which is $448 lower than the next largest lender, CANOPY MORTGAGE, LLC.

    The lowest fee Rexburg lenders (with over 10 loans originated) are BEEHIVE ($4,785), Flagstar Bank, FSB ($5,321), Zions Bancorporation, N.A. ($6,255), CALIBER HOME LOANS, INC. ($6,478) and Bank of Idaho ($6,865).

    The lowest rate Rexburg lenders (with over 10 loans originated) are Zions Bancorporation, N.A. (3.98%), IDAHO CENTRAL (4.40%), BEEHIVE (4.43%), Flagstar Bank, FSB (4.49%) and Eagle Bank and Trust Company (4.63%).

    Rexburg, ID Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2021 Loan Value 2022 Loan Value % Change 2022 Market Share
    IDAHO CENTRAL $120,065,000 $64,290,000 -46.5% 15.9%
    BEEHIVE $58,250,000 $32,460,000 -44.3% 8.0%
    MOUNTAIN AMERICA $21,145,000 $30,680,000 45.1% 7.6%
    CANOPY MORTGAGE, LLC $70,350,000 $30,570,000 -56.5% 7.5%
    GREYSTONE SERVICING COMPANY LLC $37,505,000 $20,800,000 -44.5% 5.1%
    Zions Bancorporation, N.A. $15,545,000 $20,375,000 31.1% 5.0%
    UNITED WHOLESALE MORTGAGE, LLC $17,140,000 $13,325,000 -22.3% 3.3%
    QUICKEN LOANS, LLC $24,875,000 $12,010,000 -51.7% 3.0%
    Glacier Bank $15,740,000 $9,915,000 -37.0% 2.4%
    MANN FINANCIAL INC. $13,345,000 $8,425,000 -36.9% 2.1%
    Eagle Bank and Trust Company $15,480,000 $7,870,000 -49.2% 1.9%
    The Bank of Commerce $15,790,000 $7,745,000 -50.9% 1.9%
    KeyBank $9,360,000 $7,525,000 -19.6% 1.9%
    CALIBER HOME LOANS, INC. $8,365,000 $7,320,000 -12.5% 1.8%
    Flagstar Bank, FSB $10,740,000 $6,415,000 -40.3% 1.6%
    D. L. Evans Bank $8,720,000 $6,345,000 -27.2% 1.6%
    S1L, Inc. $4,135,000 $5,740,000 38.8% 1.4%
    Bank of Idaho $10,480,000 $5,630,000 -46.3% 1.4%
    GUILD MORTGAGE COMPANY $7,190,000 $5,365,000 -25.4% 1.3%
    U.S. Bank $9,270,000 $5,315,000 -42.7% 1.3%
    Washington Federal Bank $3,970,000 $4,320,000 8.8% 1.1%
    FIRST COLONY MORTGAGE CORPORATION $4,800,000 $4,280,000 -10.8% 1.1%
    WESTMARK Credit Union $2,945,000 $3,320,000 12.7% 0.8%
    AMERICA FIRST $4,015,000 $3,265,000 -18.7% 0.8%
    Wells Fargo Bank $21,645,000 $2,880,000 -86.7% 0.7%
    Mr. Cooper ( Nationstar Mortgage ) $3,140,000 $2,780,000 -11.5% 0.7%
    Mortgage Research Center, LLC $2,780,000 $2,445,000 -12.1% 0.6%
    ACADEMY MORTGAGE CORPORATION $2,130,000 $2,210,000 3.8% 0.5%
    LOANDEPOT.COM, LLC $6,180,000 $2,145,000 -65.3% 0.5%
    PENNYMAC LOAN SERVICES, LLC $4,600,000 $2,140,000 -53.5% 0.5%
    AMERISAVE MORTGAGE CORPORATION $1,780,000 $1,990,000 11.8% 0.5%
    VERITAS FUNDING, LLC $1,790,000 $1,920,000 7.3% 0.5%
    CROSSCOUNTRY MORTGAGE, LLC $795,000 $1,810,000 127.7% 0.4%
    PRIMARY RESIDENTIAL MORTGAGE, INC. $770,000 $1,725,000 124.0% 0.4%
    AMERICAN PACIFIC MORTGAGE CORPORATION $1,570,000 $1,710,000 8.9% 0.4%
    EAST IDAHO Credit Union $4,985,000 $1,645,000 -67.0% 0.4%
    21ST MORTGAGE CORPORATION $540,000 $1,545,000 186.1% 0.4%
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $3,410,000 $1,500,000 -56.0% 0.4%
    HOME POINT FINANCIAL CORPORATION $1,695,000 $1,465,000 -13.6% 0.4%
    Sunflower Bank $2,195,000 $1,465,000 -33.3% 0.4%
    GOLDENWEST $505,000 $1,400,000 177.2% 0.3%
    USAA Federal Savings Bank $480,000 $1,395,000 190.6% 0.3%
    PACIFIC RESIDENTIAL MORTGAGE, LLC $1,730,000 $1,390,000 -19.7% 0.3%
    JPMorgan Chase Bank $2,520,000 $1,330,000 -47.2% 0.3%
    PREMIER MORTGAGE RESOURCES, L.L.C. $1,050,000 $1,240,000 18.1% 0.3%
    CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $1,655,000 $1,200,000 -27.5% 0.3%
    Gateway First Bank $1,965,000 $1,155,000 -41.2% 0.3%
    INTERCAP LENDING INC. $3,890,000 $1,145,000 -70.6% 0.3%
    SECURITYNATIONAL MORTGAGE COMPANY $800,000 $1,115,000 39.4% 0.3%
    CAPITAL EDUCATORS FEDERAL CREDIT UNION $1,785,000 $995,000 -44.3% 0.2%
    HIGHLANDS RESIDENTIAL MORTGAGE, LTD. $780,000 $965,000 23.7% 0.2%
    Northpointe Bank $1,050,000 $945,000 -10.0% 0.2%
    SUMMIT FUNDING, INC. $2,075,000 $945,000 -54.5% 0.2%
    CHERRY CREEK MORTGAGE, LLC $925,000 n/a 0.2%
    MidFirst Bank $925,000 n/a 0.2%
    NBKC BANK $2,260,000 $915,000 -59.5% 0.2%
    Citizens Bank $875,000 $900,000 2.9% 0.2%
    Boeing Employees Credit Union $625,000 $885,000 41.6% 0.2%
    First Interstate Bank $1,815,000 $850,000 -53.2% 0.2%
    CITYWIDE HOME LOANS, LLC $1,715,000 $830,000 -51.6% 0.2%
    BETTER MORTGAGE CORPORATION $6,635,000 $810,000 -87.8% 0.2%
    Bank of America $655,000 $800,000 22.1% 0.2%
    CMG MORTGAGE, INC. $145,000 $790,000 444.8% 0.2%
    LENDSURE MORTGAGE CORP. $780,000 n/a 0.2%
    Commerce Home Mortgage, Inc. $225,000 $765,000 240.0% 0.2%
    Wyndham Capital Mortgage, Inc. $745,000 n/a 0.2%
    NAVY FEDERAL CREDIT UNION $915,000 $740,000 -19.1% 0.2%
    BROKER SOLUTIONS, INC. $2,535,000 $735,000 -71.0% 0.2%
    MOVEMENT MORTGAGE, LLC $1,415,000 $730,000 -48.4% 0.2%
    Utah Power $705,000 n/a 0.2%
    ZILLOW HOME LOANS, LLC $1,135,000 $700,000 -38.3% 0.2%
    PENTAGON FEDERAL CREDIT UNION $695,000 $680,000 -2.2% 0.2%
    First Federal Savings Bank of Twin Falls $1,665,000 $620,000 -62.8% 0.2%
    Cache Valley Bank $595,000 n/a 0.1%
    ADVANTAGE PLUS $2,925,000 $585,000 -80.0% 0.1%
    Deseret First Credit Union $520,000 $585,000 12.5% 0.1%
    AMERICAN FINANCING CORPORATION $4,470,000 $575,000 -87.1% 0.1%
    BELEM SERVICING LLC $525,000 $570,000 8.6% 0.1%
    First Guaranty Mortgage Corporation $290,000 $570,000 96.6% 0.1%
    FINANCE OF AMERICA MORTGAGE LLC $1,290,000 $560,000 -56.6% 0.1%
    Century Mortgage Company DBA Century Lending Company $545,000 n/a 0.1%
    LONGBRIDGE FINANCIAL, LLC $135,000 $545,000 303.7% 0.1%
    Florida Capital Bank $525,000 n/a 0.1%
    IDAHO STATE UNIVERSITY $1,385,000 $525,000 -62.1% 0.1%
    Carrington Mortgage Services, LLC $945,000 $505,000 -46.6% 0.1%
    ANGEL OAK HOME LOANS LLC $485,000 n/a 0.1%
    SECURITY HOME MORTGAGE, LLC. $545,000 $480,000 -11.9% 0.1%
    Cornerstone First Mortgage, Inc $475,000 n/a 0.1%
    HOMESIDE FINANCIAL, LLC $1,605,000 $440,000 -72.6% 0.1%
    Watermark Capital, Inc. $790,000 $440,000 -44.3% 0.1%
    CORNERSTONE HOME LENDING, INC. $520,000 $425,000 -18.3% 0.1%
    FIRST COMMUNITY MORTGAGE, INC. $425,000 n/a 0.1%
    FIRST TECHNOLOGY $465,000 $425,000 -8.6% 0.1%
    Gate City Bank $425,000 n/a 0.1%
    NEWREZ LLC $1,850,000 $420,000 -77.3% 0.1%
    CHURCHILL MORTGAGE CORPORATION $225,000 $405,000 80.0% 0.1%
    EVERGREEN MONEYSOURCE MORTGAGE COMPANY $125,000 $395,000 216.0% 0.1%
    LAKEVIEW LOAN SERVICING, LLC $390,000 n/a 0.1%
    The Federal Savings Bank $315,000 $385,000 22.2% 0.1%
    NEXERA HOLDING LLC $365,000 n/a 0.1%
    AMERICAN ADVISORS GROUP $505,000 $350,000 -30.7% 0.1%
    M&T Bank $345,000 n/a 0.1%
    Network Funding, L.P. $345,000 n/a 0.1%
    Bank of England $275,000 $335,000 21.8% 0.1%
    MUTUAL OF OMAHA MORTGAGE, INC. $1,010,000 $330,000 -67.3% 0.1%
    STARBOARD FINANCIAL MANAGEMENT, LLC $1,615,000 $325,000 -79.9% 0.1%
    CASTLE & COOKE MORTGAGE, LLC $470,000 $315,000 -33.0% 0.1%
    Stifel Bank and Trust $315,000 n/a 0.1%
    GENEVA FINANCIAL, LLC $720,000 $305,000 -57.6% 0.1%
    CENTENNIAL LENDING, LLC $575,000 $300,000 -47.8% 0.1%
    GTE Federal Credit Union $280,000 n/a 0.1%
    MORTGAGE MANAGEMENT CONSULTANTS, INC. $265,000 n/a 0.1%
    Idaho First Bank $255,000 n/a 0.1%
    Willamette Valley Bank $255,000 n/a 0.1%
    SOFI LENDING CORP. $650,000 $245,000 -62.3% 0.1%
    PHH Mortgage Corporation $340,000 $225,000 -33.8% 0.1%
    AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $215,000 n/a 0.1%
    LADERA LENDING, INC. $345,000 $215,000 -37.7% 0.1%
    NEW DAY FINANCIAL, LLC $835,000 $185,000 -77.8% 0.0%
    MORTGAGE SOLUTIONS OF COLORADO, LLC $175,000 $180,000 2.9% 0.0%
    PNC Bank $55,000 $180,000 227.3% 0.0%
    RANLIFE, INC. $750,000 $165,000 -78.0% 0.0%
    Hometown Equity Mortgage, LLC $145,000 n/a 0.0%
    Discover Bank $85,000 $140,000 64.7% 0.0%
    Northwest Farm Credit Services, FLCA $115,000 n/a 0.0%
    TRIAD FINANCIAL SERVICES, INC. $85,000 n/a 0.0%
    Blue Federal Credit Union $65,000 n/a 0.0%
    UNIVERSITY CREDIT UNION $55,000 n/a 0.0%
    QUORUM FEDERAL CREDIT UNION $45,000 n/a 0.0%
    RED CANOE CREDIT UNION $45,000 n/a 0.0%

    Rexburg's top lender by overall market share is IDAHO CENTRAL, with 15.9% market share. In second place, with 8.0%, is BEEHIVE, having originated $32,460,000 in loans. In third place, with 7.6%, is MOUNTAIN AMERICA, having originated $30,680,000 in loans. In fourth place, with 7.5%, is CANOPY MORTGAGE, LLC, having originated $30,570,000 in loans. In fifth place, with 5.1%, is GREYSTONE SERVICING COMPANY LLC, having originated $20,800,000 in loans.

    Rexburg Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - Rexburg (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $286,950 (13.4%) $461,584 (9.9%) 0.00 105
    2018-02-01 $284,450 (12.9%) $453,648 (4.1%) 0.00 98
    2018-03-01 $277,450 (9.3%) $449,344 (-3.3%) 0.00 100
    2018-04-01 $280,900 (4.0%) $429,479 (-6.9%) 0.00 102
    2018-05-01 $296,725 (7.6%) $417,236 (3.4%) 0.00 118
    2018-06-01 $279,900 (1.4%) $374,401 (-3.4%) 0.00 140
    2018-07-01 $298,175 (10.5%) $379,501 (-8.6%) 0.00 155
    2018-08-01 $319,200 (22.8%) $409,963 (-2.4%) 0.00 154
    2018-09-01 $315,900 (14.9%) $420,907 (-4.5%) 0.00 156
    2018-10-01 $316,425 (13.1%) $419,246 (-7.0%) 0.00 138
    2018-11-01 $309,450 (10.6%) $410,336 (-13.5%) 0.00 129
    2018-12-01 $326,900 (12.8%) $437,074 (-14.2%) 0.00 117
    2019-01-01 $313,175 (9.1%) $417,447 (-9.6%) 0.00 110
    2019-02-01 $299,900 (5.4%) $384,026 (-15.4%) 0.00 103
    2019-03-01 $307,900 (11.0%) $481,071 (7.1%) 0.00 96
    2019-04-01 $299,900 (6.8%) $488,582 (13.8%) 0.00 110
    2019-05-01 $325,725 (9.8%) $465,569 (11.6%) 0.00 148
    2019-06-01 $334,900 (19.7%) $501,212 (33.9%) 0.00 147
    2019-07-01 $338,500 (13.5%) $509,090 (34.2%) 0.00 162
    2019-08-01 $342,000 (7.1%) $496,056 (21.0%) 0.00 162
    2019-09-01 $337,500 (6.8%) $507,446 (20.6%) 0.00 138
    2019-10-01 $329,475 (4.1%) $483,632 (15.4%) 0.00 133
    2019-11-01 $329,000 (6.3%) $502,971 (22.6%) 0.00 121
    2019-12-01 $332,500 (1.7%) $520,907 (19.2%) 0.00 101
    2020-01-01 $329,925 (5.4%) $573,541 (37.4%) 0.00 83
    2020-02-01 $329,950 (10.0%) $535,533 (39.5%) 0.00 78
    2020-03-01 $317,400 (3.1%) $483,075 (0.4%) 0.00 88
    2020-04-01 $308,400 (2.8%) $473,405 (-3.1%) 0.00 103
    2020-05-01 $338,500 (3.9%) $481,741 (3.5%) 0.00 111
    2020-06-01 $346,000 (3.3%) $540,664 (7.9%) 0.00 110
    2020-07-01 $349,000 (3.1%) $604,233 (18.7%) 0.00 96
    2020-08-01 $380,000 (11.1%) $635,302 (28.1%) 0.00 76
    2020-09-01 $475,250 (40.8%) $582,594 (14.8%) 0.00 67
    2020-10-01 $450,000 (36.6%) $612,619 (26.7%) 0.00 66
    2020-11-01 $429,450 (30.5%) $570,726 (13.5%) 0.00 54
    2020-12-01 $427,200 (28.5%) $589,271 (13.1%) 0.00 48
    2021-01-01 $482,450 (46.2%) $761,318 (32.7%) 0.00 38
    2021-02-01 $520,725 (57.8%) $850,081 (58.7%) 0.00 36
    2021-03-01 $630,250 (98.6%) $916,317 (89.7%) 0.00 42
    2021-04-01 $612,125 (98.5%) $871,359 (84.1%) 0.00 58
    2021-05-01 $585,000 (72.8%) $815,576 (69.3%) 0.00 66
    2021-06-01 $583,375 (68.6%) $816,231 (51.0%) 0.00 89
    2021-07-01 $607,000 (73.9%) $820,076 (35.7%) 0.00 107
    2021-08-01 $607,225 (59.8%) $823,167 (29.6%) 0.00 105
    2021-09-01 $630,750 (32.7%) $846,214 (45.3%) 0.00 116
    2021-10-01 $649,000 (44.2%) $893,882 (45.9%) 0.00 93
    2021-11-01 $695,000 (61.8%) $913,698 (60.1%) 0.00 65
    2021-12-01 $670,725 (57.0%) $900,040 (52.7%) 0.00 49
    2022-01-01 $660,000 (36.8%) $925,029 (21.5%) 0.00 41
    2022-02-01 $555,000 (6.6%) $794,005 (-6.6%) 0.00 42
    2022-03-01 $608,000 (-3.5%) $853,116 (-6.9%) 0.00 44
    2022-04-01 $518,450 (-15.3%) $775,798 (-11.0%) 0.00 76
    2022-05-01 $502,675 (-14.1%) $823,636 (1.0%) 0.00 103
    2022-06-01 $491,725 (-15.7%) $773,691 (-5.2%) 0.00 137
    2022-07-01 $499,000 (-17.8%) $729,127 (-11.1%) 0.00 168
    2022-08-01 $523,294 (-13.8%) $723,282 (-12.1%) 0.00 187
    2022-09-01 $554,925 (-12.0%) $711,080 (-16.0%) 0.00 183
    2022-10-01 $550,000 (-15.3%) $718,077 (-19.7%) 0.00 178
    2022-11-01 $549,450 (-20.9%) $704,893 (-22.9%) 0.00 162
    2022-12-01 $510,000 (-24.0%) $652,656 (-27.5%) 0.00 143
    2023-01-01 $494,250 (-25.1%) $676,397 (-26.9%) 0.00 120
    2023-02-01 $504,475 (-9.1%) $770,673 (-2.9%) 0.00 112
    2023-03-01 $499,225 (-17.9%) $781,944 (-8.3%) 0.00 120
    2023-04-01 $499,900 (-3.6%) $781,281 (0.7%) 0.00 123
    Rexburg's median listing price for 2023-04-01 was $499,900, a difference of $-18,550 (-3.6%) versus the prior year and $675 versus the prior month.

    Rexburg's median listing price comes in at 0% of the national average.

    Rexburg's average listing price for 2023-04-01 was $781,281, a difference of $5,483 (0.7%) versus the prior year and $-663 versus the prior month.

    For the 2023-04-01 period, Rexburg had 123 MLS listings, a difference of 3 listings (3%) versus the prior month and 47 listings (62%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Rexburg (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 2,452 sqft
    2018-02-01 0 days 2,488 sqft
    2018-03-01 0 days 2,588 sqft
    2018-04-01 0 days 2,588 sqft
    2018-05-01 0 days 2,594 sqft
    2018-06-01 0 days 2,436 sqft
    2018-07-01 0 days 2,444 sqft
    2018-08-01 0 days 2,472 sqft
    2018-09-01 0 days 2,453 sqft
    2018-10-01 0 days 2,444 sqft
    2018-11-01 0 days 2,503 sqft
    2018-12-01 0 days 2,522 sqft
    2019-01-01 0 days 2,542 sqft
    2019-02-01 0 days 2,496 sqft
    2019-03-01 0 days 2,520 sqft
    2019-04-01 0 days 2,375 sqft
    2019-05-01 0 days 2,348 sqft
    2019-06-01 0 days 2,420 sqft
    2019-07-01 0 days 2,400 sqft
    2019-08-01 0 days 2,556 sqft
    2019-09-01 0 days 2,537 sqft
    2019-10-01 0 days 2,531 sqft
    2019-11-01 0 days 2,552 sqft
    2019-12-01 0 days 2,525 sqft
    2020-01-01 0 days 2,525 sqft
    2020-02-01 0 days 2,346 sqft
    2020-03-01 0 days 2,325 sqft
    2020-04-01 0 days 2,028 sqft
    2020-05-01 0 days 2,176 sqft
    2020-06-01 0 days 2,388 sqft
    2020-07-01 0 days 2,519 sqft
    2020-08-01 0 days 2,756 sqft
    2020-09-01 0 days 2,767 sqft
    2020-10-01 0 days 2,779 sqft
    2020-11-01 0 days 2,574 sqft
    2020-12-01 0 days 2,240 sqft
    2021-01-01 0 days 2,208 sqft
    2021-02-01 0 days 2,321 sqft
    2021-03-01 0 days 2,473 sqft
    2021-04-01 0 days 2,187 sqft
    2021-05-01 0 days 2,259 sqft
    2021-06-01 0 days 2,394 sqft
    2021-07-01 0 days 2,638 sqft
    2021-08-01 0 days 2,661 sqft
    2021-09-01 0 days 2,539 sqft
    2021-10-01 0 days 2,296 sqft
    2021-11-01 0 days 2,413 sqft
    2021-12-01 0 days 2,523 sqft
    2022-01-01 0 days 2,399 sqft
    2022-02-01 0 days 2,189 sqft
    2022-03-01 0 days 2,202 sqft
    2022-04-01 0 days 2,200 sqft
    2022-05-01 0 days 2,118 sqft
    2022-06-01 0 days 2,098 sqft
    2022-07-01 0 days 2,215 sqft
    2022-08-01 0 days 2,231 sqft
    2022-09-01 0 days 2,267 sqft
    2022-10-01 0 days 2,336 sqft
    2022-11-01 0 days 2,418 sqft
    2022-12-01 0 days 2,293 sqft
    2023-01-01 0 days 2,220 sqft
    2023-02-01 0 days 2,115 sqft
    2023-03-01 0 days 2,247 sqft
    2023-04-01 0 days 2,204 sqft
    Rexburg's median listing age (time on market) for 2023-04-01 was 0 days.

    Rexburg's median square footage for active listings during the 2023-04-01 period was 2,204 sqft. One year prior, the average listing was 2,200 sqft.

    Rexburg, ID Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 608 $222,090,000 $365,280
    Cash Out Refi 323 $74,835,000 $231,687
    Refi 200 $76,700,000 $383,500
    Home Improvement 140 $17,530,000 $125,214
    Other 97 $14,265,000 $147,062

    Rexburg's most frequently cited loan purpose was Home Purchase, with 608 originations. The 2nd most popular reason was Cash Out Refi, with 323 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    3-4% 340 $101,130,000 $297,441
    5-6% 322 $98,160,000 $304,845
    4-5% 319 $118,345,000 $370,987
    6-7% 158 $37,110,000 $234,873
    7-8% 73 $14,875,000 $203,767
    2.5-3% 71 $17,075,000 $240,493
    Over 8% 41 $3,895,000 $95,000
    <2.5% 23 $6,195,000 $269,348

    During 2022, Rexburg's most frequently originated rate bucket was 3-4%, with 340 originations.

    Loan Sizing (Rexburg, ID MSA)

    Loan Size Originations Total Value Average Loan
    $200k-400k 519 $147,615,000 $284,422
    $100k-200k 297 $44,705,000 $150,522
    $100,000 or less 268 $14,830,000 $55,336
    $400k-600k 187 $89,285,000 $477,460
    $600k-1000k 79 $56,915,000 $720,443
    $Over $1MM 18 $52,070,000 $2,892,778

    Rexburg's loan sizing saw the bucket of loans from $200k-400k with 519 originations, totaling $147,615,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    60-80% 368 $157,930,000 $429,158
    80-100% 324 $117,930,000 $363,981
    20-40% 219 $36,735,000 $167,740
    40-60% 213 $67,945,000 $318,991
    Under 20% 213 $12,235,000 $57,441
    Over 100% 7 $2,205,000 $315,000

    Rexburg's loan sizing saw loans grouped in the 60-80% Loan-to-value bucket with 368 originations, totaling $157,930,000 in origination value.