Rexburg Mortgage Rates & Closing Costs

  • JUMP TO:
  • Trends
  • Rates vs. Fees
  • Top Lenders
  • Market Share
  • Market Conditions & Pricing
  • Time on Market/Property Size
  • Loan Attributes
    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Rexburg averaged 6.46% for the week of 2024-12-12, compared to the national average of 6.6% for the same period.

    The average rate for the prior week (2024-12-05) was 6.75% and one month ago for the week of 2024-11-07, the average rate was 6.45%.

    Rexburg's average rate one year ago was 6.69%.

    For refis of the same type during the week of 2024-12-12, the average rate was 6.9%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2024-12-12 6.6%
    Rexburg 30 Year Fixed Rate 2024-12-12 6.46%
    Rexburg 30 Year Fixed Rate Refi 2024-12-12 6.9%
    Rexburg 15 Year Fixed Rate 2024-12-12 5.64%
    Rexburg 15 Year Fixed Rate Refi 2024-12-12 5.74%
    Rexburg 30 Year FHA 2024-12-12 6.08%
    Rexburg 30 Year FHA Refi 2024-12-12 6.58%
    Rexburg 30 Year USDA 2024-12-12 6.2%
    Rexburg 30 Year USDA Refi 2024-12-12 6.2%
    Rexburg 30 Year VA 2024-12-12 6.08%
    Rexburg 30 Year VA Refi 2024-12-12 5.88%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Rexburg, ID.

    Rexburg Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Rexburg, ID market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
    IDAHO CENTRAL 64 6.53% $7,671
    BEEHIVE 26 6.56% $5,349
    CANOPY MORTGAGE, LLC 26 6.60% $9,565
    MANN FINANCIAL INC. 21 6.58% $6,946
    UNITED WHOLESALE MORTGAGE, LLC 15 7.00% $7,891
    QUICKEN LOANS, LLC 14 6.55% $11,034
    Bank of Idaho 10 7.21% $7,534
    Zions Bank 9 6.60% $8,933
    U.S. Bank 9 6.57% $12,449
    FIRST COLONY MORTGAGE CORPORATION 8 6.72% $7,307
    Eagle Bank and Trust Company 7 6.59% $6,768
    MOUNTAIN AMERICA 6 6.38% $6,625
    Glacier Bank 6 7.00% $7,282
    Gateway First Bank 6 7.35% $5,166
    CHURCHILL MORTGAGE CORPORATION 6 6.85% $7,319
    Flagstar Bank, FSB 5 7.30% $7,970
    ACADEMY MORTGAGE CORPORATION 4 6.63% $12,567
    S1L, Inc. 4 6.31% $9,855
    Mr. Cooper ( Nationstar Mortgage ) 3 6.87% $17,057
    D. L. Evans Bank 3 6.29% $8,505
    KeyBank 3 6.21% $12,332
    VERITAS FUNDING, LLC 3 7.08% $6,702
    CORNERSTONE HOME LENDING, INC. 3 6.21% $9,854
    SECURITYNATIONAL MORTGAGE COMPANY 3 7.33% $13,196
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 3 7.04% $7,490
    Utah Power 2 5.31% $7,375
    EAST IDAHO Credit Union 2 6.76% $8,492
    FIRST COMMUNITY MORTGAGE, INC. 2 5.81% $4,016
    GUILD MORTGAGE COMPANY 2 6.12% $12,881
    HIGHLANDS RESIDENTIAL MORTGAGE, LTD. 2 6.69% $8,340
    JPMorgan Chase Bank 2 6.68% $2,769
    LADERA LENDING, INC. 2 7.50% $8,743
    LOANDEPOT.COM, LLC 2 6.63% $9,937
    MOVEMENT MORTGAGE, LLC 2 7.06% $12,350
    AMERICAN FINANCING CORPORATION 2 6.88% $7,765
    STARBOARD FINANCIAL MANAGEMENT, LLC 2 8.06% $7,532
    AMERICAN PACIFIC MORTGAGE CORPORATION 2 7.38% $6,984
    VAN DYK MORTGAGE CORPORATION 2 7.44% $5,079
    Deseret First Credit Union 1 5.99% $12,515
    Bank of Utah 1 7.50% $10,918
    Morgan Stanley Private Bank 1 5.95% $3,297
    Bank of England 1 6.88% $6,101
    Citizens Bank 1 7.38% $6,747
    Citibank 1 5.88% $9,450
    NBH Bank 1 7.25% $13
    NFM, INC. 1 6.38% $4,776
    PENNYMAC LOAN SERVICES, LLC 1 7.50% $11,878
    PENTAGON FEDERAL CREDIT UNION 1 5.00% $13,406
    PLAZA HOME MORTGAGE, INC. 1 5.25% $15,059
    PROVIDENT FUNDING ASSOCIATES, L.P. 1 7.25% $8,377
    AXIA FINANCIAL, LLC 1 7.38% $6,573
    Washington Federal Bank 1 5.50% $22,942
    SECURITY HOME MORTGAGE, LLC. 1 7.13% $14,843
    ENVOY MORTGAGE, LTD 1 7.13% $8,216
    Wells Fargo Bank 1 6.25% $13,319
    Summit Mortgage Corporation 1 7.38% $6,747
    TRANSWEST CREDIT UNION 1 6.38% $7,213
    Truist 1 6.68% $7,918
    Century Mortgage Company DBA Century Lending Company 1 5.75% $5,993
    CASTLE & COOKE MORTGAGE, LLC 1 6.63% $13,552
    CARDINAL FINANCIAL 1 6.63% $4,620
    GOLDENWEST 1 6.88% $6,616
    ARK-LA-TEX FINANCIAL SERVICES, LLC. 1 6.62% $8,001
    WESTMARK Credit Union 1 6.50% $5,043
    BELEM SERVICING LLC 1 6.13% $5,594
    Utah Mortgage Loan Corporation 1 8.00% $10,366
    First International Bank & Trust 1 7.50% $21,838
    CROSSCOUNTRY MORTGAGE, LLC 1 6.63% $10,908

    Rexburg Average Closing Costs & Other Stats

    Rexburg, ID's 68 lenders originated 905 loans during 2023. The total origination value was $260,965,000, with an average loan value of $288,359.

    Rexburg's average closing costs are $6,269.

    The top Rexburg lender as defined by loan originations is IDAHO CENTRAL, with 64 loans originated. Their average total fees are $7,671, which is $2,322 higher than the next largest lender, BEEHIVE.

    The lowest fee Rexburg lenders (with over 10 loans originated) are BEEHIVE ($5,349), MANN FINANCIAL INC. ($6,946), Bank of Idaho ($7,534), IDAHO CENTRAL ($7,671) and UNITED WHOLESALE MORTGAGE, LLC ($7,891).

    The lowest rate Rexburg lenders (with over 10 loans originated) are IDAHO CENTRAL (6.53%), QUICKEN LOANS, LLC (6.55%), BEEHIVE (6.56%), MANN FINANCIAL INC. (6.58%) and CANOPY MORTGAGE, LLC (6.60%).

    Rexburg, ID Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2022 Loan Value 2023 Loan Value % Change 2023 Market Share
    IDAHO CENTRAL $64,290,000 $37,185,000 -42.2% 14.2%
    BEEHIVE $32,460,000 $30,885,000 -4.9% 11.8%
    Wells Fargo Bank $2,880,000 $22,095,000 667.2% 8.5%
    CANOPY MORTGAGE, LLC $30,570,000 $14,155,000 -53.7% 5.4%
    MOUNTAIN AMERICA $30,680,000 $12,690,000 -58.6% 4.9%
    MANN FINANCIAL INC. $8,425,000 $10,580,000 25.6% 4.1%
    UNITED WHOLESALE MORTGAGE, LLC $13,325,000 $9,975,000 -25.1% 3.8%
    Zions Bank $20,375,000 $9,850,000 -51.7% 3.8%
    QUICKEN LOANS, LLC $12,010,000 $7,210,000 -40.0% 2.8%
    U.S. Bank $5,315,000 $5,645,000 6.2% 2.2%
    D. L. Evans Bank $6,345,000 $5,425,000 -14.5% 2.1%
    FIRST COLONY MORTGAGE CORPORATION $4,280,000 $4,860,000 13.6% 1.9%
    Bank of Idaho $5,630,000 $4,745,000 -15.7% 1.8%
    Glacier Bank $9,915,000 $4,070,000 -59.0% 1.6%
    The Bank of Commerce $7,745,000 $3,900,000 -49.6% 1.5%
    Flagstar Bank, FSB $6,415,000 $3,730,000 -41.9% 1.4%
    ACADEMY MORTGAGE CORPORATION $2,210,000 $3,550,000 60.6% 1.4%
    CHURCHILL MORTGAGE CORPORATION $405,000 $3,300,000 714.8% 1.3%
    Eagle Bank and Trust Company $7,870,000 $2,915,000 -63.0% 1.1%
    KeyBank $7,525,000 $2,615,000 -65.2% 1.0%
    S1L, Inc. $5,740,000 $2,270,000 -60.5% 0.9%
    EAST IDAHO Credit Union $1,645,000 $2,085,000 26.7% 0.8%
    CAPITAL EDUCATORS FEDERAL CREDIT UNION $995,000 $2,040,000 105.0% 0.8%
    SECURITYNATIONAL MORTGAGE COMPANY $1,115,000 $2,000,000 79.4% 0.8%
    HIGHLANDS RESIDENTIAL MORTGAGE, LTD. $965,000 $1,980,000 105.2% 0.8%
    MOVEMENT MORTGAGE, LLC $730,000 $1,865,000 155.5% 0.7%
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $1,500,000 $1,820,000 21.3% 0.7%
    VERITAS FUNDING, LLC $1,920,000 $1,780,000 -7.3% 0.7%
    Mr. Cooper ( Nationstar Mortgage ) $2,780,000 $1,670,000 -39.9% 0.6%
    GUILD MORTGAGE COMPANY $5,365,000 $1,615,000 -69.9% 0.6%
    AMERICA FIRST $3,265,000 $1,515,000 -53.6% 0.6%
    SUMMIT FUNDING, INC. $945,000 $1,515,000 60.3% 0.6%
    LOANDEPOT.COM, LLC $2,145,000 $1,485,000 -30.8% 0.6%
    GOLDENWEST $1,400,000 $1,460,000 4.3% 0.6%
    Truist $1,150,000 n/a 0.4%
    INTERCAP LENDING INC. $1,145,000 $1,125,000 -1.7% 0.4%
    First International Bank & Trust $1,105,000 n/a 0.4%
    STARBOARD FINANCIAL MANAGEMENT, LLC $325,000 $1,100,000 238.5% 0.4%
    Gateway First Bank $1,155,000 $1,080,000 -6.5% 0.4%
    JPMorgan Chase Bank $1,330,000 $1,070,000 -19.5% 0.4%
    CORNERSTONE HOME LENDING, INC. $425,000 $1,045,000 145.9% 0.4%
    Mortgage Research Center, LLC $2,445,000 $1,030,000 -57.9% 0.4%
    PENNYMAC LOAN SERVICES, LLC $2,140,000 $930,000 -56.5% 0.4%
    Century Mortgage Company DBA Century Lending Company $545,000 $920,000 68.8% 0.4%
    BROKER SOLUTIONS, INC. $735,000 $895,000 21.8% 0.3%
    Utah Power $705,000 $885,000 25.5% 0.3%
    AMERICAN PACIFIC MORTGAGE CORPORATION $1,710,000 $870,000 -49.1% 0.3%
    AMERICAN FINANCING CORPORATION $575,000 $860,000 49.6% 0.3%
    Deseret First Credit Union $585,000 $820,000 40.2% 0.3%
    Bank of Utah $800,000 n/a 0.3%
    Washington Federal Bank $4,320,000 $760,000 -82.4% 0.3%
    PLAZA HOME MORTGAGE, INC. $725,000 n/a 0.3%
    First Federal Bank of Kansas City $705,000 n/a 0.3%
    CROSSCOUNTRY MORTGAGE, LLC $1,810,000 $695,000 -61.6% 0.3%
    The Federal Savings Bank $385,000 $685,000 77.9% 0.3%
    CASTLE & COOKE MORTGAGE, LLC $315,000 $645,000 104.8% 0.2%
    VAN DYK MORTGAGE CORPORATION $600,000 n/a 0.2%
    Utah Mortgage Loan Corporation $585,000 n/a 0.2%
    WESTMARK Credit Union $3,320,000 $580,000 -82.5% 0.2%
    NFM, INC. $530,000 n/a 0.2%
    Morgan Stanley Private Bank $525,000 n/a 0.2%
    LADERA LENDING, INC. $215,000 $500,000 132.6% 0.2%
    MUTUAL OF OMAHA MORTGAGE, INC. $330,000 $480,000 45.5% 0.2%
    LIMA ONE CAPITAL, LLC $475,000 n/a 0.2%
    FIRST COMMUNITY MORTGAGE, INC. $425,000 $450,000 5.9% 0.2%
    Bank of England $335,000 $445,000 32.8% 0.2%
    Citibank $445,000 n/a 0.2%
    FINANCE OF AMERICA REVERSE LLC $445,000 n/a 0.2%
    AMWEST FUNDING CORP. $435,000 n/a 0.2%
    SECURITY HOME MORTGAGE, LLC. $480,000 $395,000 -17.7% 0.2%
    Discover Bank $140,000 $375,000 167.9% 0.1%
    NEW DAY FINANCIAL, LLC $185,000 $365,000 97.3% 0.1%
    UNION HOME MORTGAGE CORP. $355,000 n/a 0.1%
    PENTAGON FEDERAL CREDIT UNION $680,000 $335,000 -50.7% 0.1%
    PROVIDENT FUNDING ASSOCIATES, L.P. $335,000 n/a 0.1%
    ARK-LA-TEX FINANCIAL SERVICES, LLC. $325,000 n/a 0.1%
    CALCON MUTUAL MORTGAGE LLC $325,000 n/a 0.1%
    Equity Prime Mortgage LLC $305,000 n/a 0.1%
    NBH Bank $305,000 n/a 0.1%
    TRANSWEST CREDIT UNION $305,000 n/a 0.1%
    AMERISAVE MORTGAGE CORPORATION $1,990,000 $295,000 -85.2% 0.1%
    GUARANTEED RATE, INC. $295,000 n/a 0.1%
    FARMERS INSURANCE GROUP FEDERAL CREDIT UNION $285,000 n/a 0.1%
    Bank of America $800,000 $280,000 -65.0% 0.1%
    21ST MORTGAGE CORPORATION $1,545,000 $270,000 -82.5% 0.1%
    Citizens Bank $900,000 $265,000 -70.6% 0.1%
    Boeing Employees Credit Union $885,000 $255,000 -71.2% 0.1%
    POLARIS HOME FUNDING CORP. $255,000 n/a 0.1%
    ADVANTAGE PLUS $585,000 $245,000 -58.1% 0.1%
    Magnolia Bank $245,000 n/a 0.1%
    USAA Federal Savings Bank $1,395,000 $245,000 -82.4% 0.1%
    CARDINAL FINANCIAL $1,200,000 $225,000 -81.3% 0.1%
    LOANPAL, LLC $225,000 n/a 0.1%
    M&T Bank $345,000 $225,000 -34.8% 0.1%
    Franklin Loan Corporation $215,000 n/a 0.1%
    Summit Mortgage Corporation $215,000 n/a 0.1%
    AXIA FINANCIAL, LLC $205,000 n/a 0.1%
    First Federal Bank $205,000 n/a 0.1%
    FREEDOM MORTGAGE CORPORATION $205,000 n/a 0.1%
    PHH Mortgage Corporation $225,000 $205,000 -8.9% 0.1%
    VANDERBILT MORTGAGE AND FINANCE, INC. $190,000 n/a 0.1%
    Citadel Servicing Corporation $185,000 n/a 0.1%
    ENVOY MORTGAGE, LTD $175,000 n/a 0.1%
    BELEM SERVICING LLC $570,000 $155,000 -72.8% 0.1%
    NEWREZ LLC $420,000 $155,000 -63.1% 0.1%
    NAVY FEDERAL CREDIT UNION $740,000 $140,000 -81.1% 0.1%
    CALIBER HOME LOANS, INC. $7,320,000 $125,000 -98.3% 0.0%
    TRIAD FINANCIAL SERVICES, INC. $85,000 $120,000 41.2% 0.0%
    Figure Lending LLC $95,000 n/a 0.0%
    Washington Trust Bank $35,000 n/a 0.0%

    Rexburg's top lender by overall market share is IDAHO CENTRAL, with 14.2% market share. In second place, with 11.8%, is BEEHIVE, having originated $30,885,000 in loans. In third place, with 8.5%, is Wells Fargo Bank, having originated $22,095,000 in loans. In fourth place, with 5.4%, is CANOPY MORTGAGE, LLC, having originated $14,155,000 in loans. In fifth place, with 4.9%, is MOUNTAIN AMERICA, having originated $12,690,000 in loans.

    Rexburg Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - Rexburg (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $286,950 (13.4%) $461,584 (9.9%) 0.00 105
    2018-02-01 $284,450 (12.9%) $453,648 (4.1%) 0.00 98
    2018-03-01 $277,450 (9.3%) $449,344 (-3.3%) 0.00 100
    2018-04-01 $280,900 (4.0%) $429,479 (-6.9%) 0.00 102
    2018-05-01 $296,725 (7.6%) $417,236 (3.4%) 0.00 118
    2018-06-01 $279,900 (1.4%) $374,401 (-3.4%) 0.00 140
    2018-07-01 $298,175 (10.5%) $379,501 (-8.6%) 0.00 155
    2018-08-01 $319,200 (22.8%) $409,963 (-2.4%) 0.00 154
    2018-09-01 $315,400 (14.7%) $419,851 (-4.7%) 0.00 156
    2018-10-01 $315,400 (12.7%) $418,085 (-7.3%) 0.00 137
    2018-11-01 $308,675 (10.3%) $408,991 (-13.8%) 0.00 128
    2018-12-01 $325,900 (12.4%) $435,768 (-14.4%) 0.00 116
    2019-01-01 $313,175 (9.1%) $417,447 (-9.6%) 0.00 110
    2019-02-01 $299,900 (5.4%) $384,026 (-15.4%) 0.00 103
    2019-03-01 $299,900 (8.1%) $424,566 (-5.5%) 0.00 104
    2019-04-01 $299,900 (6.8%) $485,028 (12.9%) 0.00 109
    2019-05-01 $325,725 (9.8%) $465,569 (11.6%) 0.00 148
    2019-06-01 $334,900 (19.7%) $501,212 (33.9%) 0.00 147
    2019-07-01 $338,500 (13.5%) $509,090 (34.2%) 0.00 162
    2019-08-01 $334,964 (4.9%) $505,971 (23.4%) 0.00 157
    2019-09-01 $323,734 (2.6%) $490,542 (16.8%) 0.00 143
    2019-10-01 $323,473 (2.6%) $485,346 (16.1%) 0.00 133
    2019-11-01 $329,000 (6.6%) $502,971 (23.0%) 0.00 121
    2019-12-01 $332,500 (2.0%) $520,907 (19.5%) 0.00 101
    2020-01-01 $329,925 (5.4%) $573,541 (37.4%) 0.00 83
    2020-02-01 $329,950 (10.0%) $535,533 (39.5%) 0.00 78
    2020-03-01 $317,400 (5.8%) $483,075 (13.8%) 0.00 88
    2020-04-01 $308,400 (2.8%) $473,405 (-2.4%) 0.00 103
    2020-05-01 $338,500 (3.9%) $481,741 (3.5%) 0.00 111
    2020-06-01 $345,000 (3.0%) $539,983 (7.7%) 0.00 110
    2020-07-01 $349,000 (3.1%) $604,233 (18.7%) 0.00 96
    2020-08-01 $380,000 (13.5%) $635,302 (25.6%) 0.00 76
    2020-09-01 $475,250 (46.8%) $582,594 (18.8%) 0.00 67
    2020-10-01 $450,000 (39.1%) $612,619 (26.2%) 0.00 66
    2020-11-01 $429,450 (30.5%) $570,726 (13.5%) 0.00 54
    2020-12-01 $427,200 (28.5%) $589,271 (13.1%) 0.00 48
    2021-01-01 $482,450 (46.2%) $761,318 (32.7%) 0.00 38
    2021-02-01 $520,725 (57.8%) $850,081 (58.7%) 0.00 36
    2021-03-01 $630,250 (98.6%) $916,317 (89.7%) 0.00 42
    2021-04-01 $612,125 (98.5%) $871,359 (84.1%) 0.00 58
    2021-05-01 $585,000 (72.8%) $815,576 (69.3%) 0.00 66
    2021-06-01 $583,375 (69.1%) $816,231 (51.2%) 0.00 89
    2021-07-01 $607,000 (73.9%) $820,076 (35.7%) 0.00 107
    2021-08-01 $607,225 (59.8%) $823,167 (29.6%) 0.00 105
    2021-09-01 $630,750 (32.7%) $846,214 (45.3%) 0.00 116
    2021-10-01 $649,000 (44.2%) $893,882 (45.9%) 0.00 93
    2021-11-01 $695,000 (61.8%) $913,698 (60.1%) 0.00 65
    2021-12-01 $670,725 (57.0%) $900,040 (52.7%) 0.00 49
    2022-01-01 $660,000 (36.8%) $925,029 (21.5%) 0.00 41
    2022-02-01 $555,000 (6.6%) $794,005 (-6.6%) 0.00 42
    2022-03-01 $608,000 (-3.5%) $853,116 (-6.9%) 0.00 44
    2022-04-01 $518,450 (-15.3%) $775,798 (-11.0%) 0.00 76
    2022-05-01 $502,675 (-14.1%) $823,636 (1.0%) 0.00 103
    2022-06-01 $491,725 (-15.7%) $773,691 (-5.2%) 0.00 137
    2022-07-01 $499,000 (-17.8%) $729,127 (-11.1%) 0.00 168
    2022-08-01 $523,294 (-13.8%) $723,282 (-12.1%) 0.00 187
    2022-09-01 $554,925 (-12.0%) $711,080 (-16.0%) 0.00 183
    2022-10-01 $550,000 (-15.3%) $718,077 (-19.7%) 0.00 178
    2022-11-01 $549,450 (-20.9%) $704,893 (-22.9%) 0.00 162
    2022-12-01 $510,000 (-24.0%) $652,656 (-27.5%) 0.00 143
    2023-01-01 $494,250 (-25.1%) $676,397 (-26.9%) 0.00 120
    2023-02-01 $504,475 (-9.1%) $770,673 (-2.9%) 0.00 112
    2023-03-01 $499,225 (-17.9%) $781,944 (-8.3%) 0.00 120
    2023-04-01 $499,450 (-3.7%) $778,963 (0.4%) 0.00 124
    2023-05-01 $528,450 (5.1%) $729,549 (-11.4%) 0.00 133
    2023-06-01 $549,500 (11.8%) $712,029 (-8.0%) 0.00 164
    2023-07-01 $550,000 (10.2%) $692,272 (-5.1%) 0.00 193
    2023-08-01 $551,250 (5.3%) $755,595 (4.5%) 0.00 199
    2023-09-01 $539,950 (-2.7%) $762,067 (7.2%) 0.00 200
    2023-10-01 $529,950 (-3.7%) $778,136 (8.4%) 0.00 200
    2023-11-01 $519,225 (-5.5%) $752,672 (6.8%) 0.00 190
    2023-12-01 $499,900 (-2.0%) $753,047 (15.4%) 0.00 172
    2024-01-01 $499,900 (1.1%) $767,587 (13.5%) 0.00 137
    2024-02-01 $502,450 (-0.4%) $769,286 (-0.2%) 0.00 135
    2024-03-01 $515,450 (3.3%) $824,215 (5.4%) 0.00 142
    2024-04-01 $521,000 (4.3%) $797,403 (2.4%) 0.00 165
    2024-05-01 $514,950 (-2.6%) $777,159 (6.5%) 0.00 201
    2024-06-01 $514,000 (-6.5%) $808,843 (13.6%) 0.00 247
    2024-07-01 $523,425 (-4.8%) $786,676 (13.6%) 0.00 278
    2024-08-01 $512,000 (-7.1%) $770,154 (1.9%) 0.00 274
    2024-09-01 $520,200 (-3.7%) $802,397 (5.3%) 0.00 260
    2024-10-01 $555,000 (4.7%) $828,537 (6.5%) 0.00 241
    2024-11-01 $570,000 (9.8%) $860,454 (14.3%) 0.00 209
    Rexburg's median listing price for 2024-11-01 was $570,000, a difference of $50,775 (9.8%) versus the prior year and $15,000 versus the prior month.

    Rexburg's median listing price comes in at 0% of the national average.

    Rexburg's average listing price for 2024-11-01 was $860,454, a difference of $107,782 (14.3%) versus the prior year and $31,917 versus the prior month.

    For the 2024-11-01 period, Rexburg had 209 MLS listings, a difference of -32 listings (-13%) versus the prior month and 19 listings (10%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Rexburg (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 2,452 sqft
    2018-02-01 0 days 2,488 sqft
    2018-03-01 0 days 2,588 sqft
    2018-04-01 0 days 2,588 sqft
    2018-05-01 0 days 2,594 sqft
    2018-06-01 0 days 2,436 sqft
    2018-07-01 0 days 2,444 sqft
    2018-08-01 0 days 2,472 sqft
    2018-09-01 0 days 2,453 sqft
    2018-10-01 0 days 2,435 sqft
    2018-11-01 0 days 2,489 sqft
    2018-12-01 0 days 2,521 sqft
    2019-01-01 0 days 2,536 sqft
    2019-02-01 0 days 2,496 sqft
    2019-03-01 0 days 2,469 sqft
    2019-04-01 0 days 2,375 sqft
    2019-05-01 0 days 2,348 sqft
    2019-06-01 0 days 2,420 sqft
    2019-07-01 0 days 2,400 sqft
    2019-08-01 0 days 2,553 sqft
    2019-09-01 0 days 2,549 sqft
    2019-10-01 0 days 2,545 sqft
    2019-11-01 0 days 2,552 sqft
    2019-12-01 0 days 2,525 sqft
    2020-01-01 0 days 2,525 sqft
    2020-02-01 0 days 2,346 sqft
    2020-03-01 0 days 2,325 sqft
    2020-04-01 0 days 2,028 sqft
    2020-05-01 0 days 2,176 sqft
    2020-06-01 0 days 2,379 sqft
    2020-07-01 0 days 2,519 sqft
    2020-08-01 0 days 2,756 sqft
    2020-09-01 0 days 2,767 sqft
    2020-10-01 0 days 2,779 sqft
    2020-11-01 0 days 2,574 sqft
    2020-12-01 0 days 2,240 sqft
    2021-01-01 0 days 2,208 sqft
    2021-02-01 0 days 2,321 sqft
    2021-03-01 0 days 2,473 sqft
    2021-04-01 0 days 2,187 sqft
    2021-05-01 0 days 2,259 sqft
    2021-06-01 0 days 2,394 sqft
    2021-07-01 0 days 2,638 sqft
    2021-08-01 0 days 2,661 sqft
    2021-09-01 0 days 2,539 sqft
    2021-10-01 0 days 2,296 sqft
    2021-11-01 0 days 2,413 sqft
    2021-12-01 0 days 2,523 sqft
    2022-01-01 0 days 2,399 sqft
    2022-02-01 0 days 2,189 sqft
    2022-03-01 0 days 2,202 sqft
    2022-04-01 0 days 2,200 sqft
    2022-05-01 0 days 2,118 sqft
    2022-06-01 0 days 2,098 sqft
    2022-07-01 0 days 2,215 sqft
    2022-08-01 0 days 2,231 sqft
    2022-09-01 0 days 2,267 sqft
    2022-10-01 0 days 2,336 sqft
    2022-11-01 0 days 2,418 sqft
    2022-12-01 0 days 2,293 sqft
    2023-01-01 0 days 2,220 sqft
    2023-02-01 0 days 2,115 sqft
    2023-03-01 0 days 2,247 sqft
    2023-04-01 0 days 2,204 sqft
    2023-05-01 0 days 2,187 sqft
    2023-06-01 0 days 2,078 sqft
    2023-07-01 0 days 2,020 sqft
    2023-08-01 0 days 2,070 sqft
    2023-09-01 0 days 2,065 sqft
    2023-10-01 0 days 2,105 sqft
    2023-11-01 0 days 2,098 sqft
    2023-12-01 0 days 2,084 sqft
    2024-01-01 0 days 2,152 sqft
    2024-02-01 0 days 2,119 sqft
    2024-03-01 0 days 2,224 sqft
    2024-04-01 0 days 2,237 sqft
    2024-05-01 0 days 2,254 sqft
    2024-06-01 0 days 2,124 sqft
    2024-07-01 0 days 2,155 sqft
    2024-08-01 0 days 2,100 sqft
    2024-09-01 0 days 2,130 sqft
    2024-10-01 0 days 2,181 sqft
    2024-11-01 0 days 2,273 sqft
    Rexburg's median listing age (time on market) for 2024-11-01 was 0 days.

    Rexburg's median square footage for active listings during the 2024-11-01 period was 2,273 sqft. One year prior, the average listing was 2,098 sqft.

    Rexburg, ID Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 439 $148,785,000 $338,918
    Other 142 $19,510,000 $137,394
    Cash Out Refi 138 $27,560,000 $199,710
    Refi 99 $53,945,000 $544,899
    Home Improvement 87 $11,165,000 $128,333

    Rexburg's most frequently cited loan purpose was Home Purchase, with 439 originations. The 2nd most popular reason was Other, with 142 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    6-7% 269 $106,725,000 $396,747
    7-8% 262 $65,640,000 $250,534
    Over 8% 205 $28,045,000 $136,805
    5-6% 147 $51,025,000 $347,109
    4-5% 11 $4,225,000 $384,091
    <2.5% 2 $300,000 $150,000
    3-4% 1 $205,000 $205,000
    2.5-3% 1 $475,000 $475,000

    During 2023, Rexburg's most frequently originated rate bucket was 6-7%, with 269 originations.

    Loan Sizing (Rexburg, ID MSA)

    Loan Size Originations Total Value Average Loan
    $200k-400k 359 $101,675,000 $283,217
    $100,000 or less 218 $11,350,000 $52,064
    $100k-200k 151 $21,925,000 $145,199
    $400k-600k 113 $53,555,000 $473,938
    $600k-1000k 53 $37,315,000 $704,057
    $Over $1MM 11 $35,145,000 $3,195,000

    Rexburg's loan sizing saw the bucket of loans from $200k-400k with 359 originations, totaling $101,675,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 252 $88,820,000 $352,460
    Under 20% 201 $12,245,000 $60,920
    60-80% 188 $74,370,000 $395,585
    20-40% 132 $21,360,000 $161,818
    40-60% 117 $57,055,000 $487,650
    Over 100% 6 $2,110,000 $351,667

    Rexburg's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 252 originations, totaling $88,820,000 in origination value.