Rexburg Mortgage Rates

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Rexburg averaged 5.79% for the week of 2022-06-23, compared to the national average of 5.81% for the same period.

The average rate for the prior week (2022-06-16) was 5.66% and one month ago for the week of 2022-05-19, the average rate was 5.03%.

Rexburg's average rate one year ago was 2.98%.

For refis of the same type during the week of 2022-06-23, the average rate was 5.54%.

Loan Type Date Rate
US 30 Year Fixed Rate 2022-06-23 5.81%
Rexburg 30 Year Fixed Rate 2022-06-23 5.79%
Rexburg 30 Year Fixed Rate Refi 2022-06-23 5.54%
Rexburg 15 Year Fixed Rate 2022-06-23 5.88%
Rexburg 15 Year Fixed Rate Refi 2022-06-23 4.95%
Rexburg 30 Year FHA 2022-06-23 -0.23%
Rexburg 30 Year FHA Refi 2022-06-23 -0.14%
Rexburg 30 Year USDA 2022-06-23 -0.35%
Rexburg 30 Year USDA Refi 2022-06-23 -0.33%
Rexburg 30 Year VA 2022-06-23 -0.21%
Rexburg 30 Year VA Refi 2022-06-23 -0.16%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Rexburg, ID.

Rexburg Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lendor, for only loans originated in the Rexburg, ID market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2021 Avg. 30yFix Rate 2021 Avg. Total Fees
CANOPY MORTGAGE, LLC 173 3.05% $5,868
IDAHO CENTRAL 157 3.07% $5,996
BEEHIVE 124 2.85% $4,390
QUICKEN LOANS, LLC 59 3.06% $5,590
MANN FINANCIAL INC. 34 3.18% $6,473
UNITED WHOLESALE MORTGAGE, LLC 31 2.94% $4,331
Eagle Bank and Trust Company 31 2.99% $6,013
Glacier Bank 30 3.01% $5,663
Flagstar Bank, FSB 25 3.33% $5,737
CALIBER HOME LOANS, INC. 23 3.14% $5,348
MOUNTAIN AMERICA 21 2.97% $4,832
Bank of Idaho 21 2.94% $5,672
Zions Bancorporation, N.A. 19 2.93% $5,951
KeyBank 18 3.24% $3,683
S1L, Inc. 16 3.15% $4,980
LOANDEPOT.COM, LLC 15 2.91% $6,010
GUILD MORTGAGE COMPANY 14 3.03% $5,652
FIRST COLONY MORTGAGE CORPORATION 13 3.07% $7,495
D. L. Evans Bank 12 3.10% $5,388
Wells Fargo Bank 12 3.02% $3,221
BETTER MORTGAGE CORPORATION 12 2.81% $4,732
U.S. Bank 11 3.08% $5,884
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 9 3.07% $6,346
INTERCAP LENDING INC. 9 3.19% $6,048
AMERICAN FINANCING CORPORATION 8 2.95% $6,588
Washington Federal Bank 7 3.46% $6,713
AMERICA FIRST 7 2.89% $6,329
VERITAS FUNDING, LLC 7 3.70% $7,276
ADVANTAGE PLUS 7 3.23% $7,173
Mr. Cooper ( Nationstar Mortgage ) 6 3.35% $4,950
NBKC BANK 6 3.00% $3,845
BROKER SOLUTIONS, INC. 6 3.24% $4,631
LOANPAL, LLC 6 3.10% $6,511
PENNYMAC LOAN SERVICES, LLC 5 3.05% $5,892
AMERISAVE MORTGAGE CORPORATION 5 3.20% $4,677
EAST IDAHO Credit Union 5 3.88% $4,005
HOME POINT FINANCIAL CORPORATION 5 2.90% $3,288
Sunflower Bank 5 3.50% $5,390
FINANCE OF AMERICA MORTGAGE LLC 4 3.66% $7,910
MOVEMENT MORTGAGE, LLC 4 2.90% $3,588
CITYWIDE HOME LOANS, LLC 4 3.16% $6,554
Citizens Bank 4 2.94% $4,214
WESTMARK Credit Union 4 2.88% $7,342
HOMESIDE FINANCIAL, LLC 4 3.13% $5,781
PREMIER MORTGAGE RESOURCES, L.L.C. 4 2.94% $7,485
JPMorgan Chase Bank 4 3.28% $5,293
Carrington Mortgage Services, LLC 4 3.19% $5,737
IDAHO STATE UNIVERSITY 3 3.13% $8,871
JMJ FINANCIAL GROUP 3 3.17% $10,645
ACADEMY MORTGAGE CORPORATION 3 3.25% $6,064
GENEVA FINANCIAL, LLC 3 3.42% $5,190
PRIMELENDING, A PLAINSCAPITAL COMPANY 3 3.58% $6,304
STARBOARD FINANCIAL MANAGEMENT, LLC 3 3.42% $3,720
STEARNS LENDING, LLC 3 3.17% $4,062
SUMMIT FUNDING, INC. 3 3.46% $7,641
ZILLOW HOME LOANS, LLC 3 2.88% $5,486
AMERICAN PACIFIC MORTGAGE CORPORATION 3 3.08% $5,165
Watermark Capital, Inc. 3 3.17% $4,103
Bank of Utah 3 3.04% $8,134
Gateway First Bank 3 3.17% $5,010
RANLIFE, INC. 2 3.44% $3,378
Banner Bank 2 2.94% $4,614
MUTUAL OF OMAHA MORTGAGE, INC. 2 2.87% $4,158
MY MOVE MORTGAGE, LLC 2 2.87% $4,808
Bank of America 2 3.44% $4,288
PENTAGON FEDERAL CREDIT UNION 2 3.13% $2,859
NAVY FEDERAL CREDIT UNION 2 2.94% $3,381
CENTENNIAL LENDING, LLC 2 2.81% $5,521
CALCON MUTUAL MORTGAGE LLC 2 3.31% $10,376
First Interstate Bank 2 3.50% $11,286
UBS Bank USA 2 2.94% $8,190
NBH Bank 2 3.38% $4,602
SOFI LENDING CORP. 1 2.88% $2,990
Strong Home Mortgage, LLC 1 2.75% $9,950
Ally Bank 1 2.38% $9,570
UMB Bank 1 2.19% $3,861
AXIA FINANCIAL, LLC 1 3.25% $14,505
Arvest Bank 1 3.25% $7,168
VAN DYK MORTGAGE CORPORATION 1 3.38% $1,684
Amerifirst Financial, Inc. 1 3.13% $4,305
Washington Trust Bank 1 3.25% $4,139
Waterstone Mortgage Corporation 1 3.13% $5,829
AMERICAN FINANCIAL NETWORK, INC. 1 2.75% $8,463
CROSSCOUNTRY MORTGAGE, LLC 1 2.99% $4,317
Deseret First Credit Union 1 2.63% $3,638
CORNERSTONE HOME LENDING, INC. 1 3.00% $5,849
DIRECT MORTGAGE, CORP. 1 3.25% $5,616
CMG MORTGAGE, INC. 1 3.13% $3,759
First Federal Savings Bank of Twin Falls 1 2.88% $12,945
First Guaranty Mortgage Corporation 1 3.50% $6,127
FIRST TECHNOLOGY 1 3.13% $6,494
First Western Trust Bank 1 2.75% $3,151
CHURCHILL MORTGAGE CORPORATION 1 3.63% $3,585
Franklin Loan Corporation 1 3.00% $4,524
FREEDOM MORTGAGE CORPORATION 1 3.50% $2,174
Charles Schwab Bank, SSB 1 2.50% $8,647
GOLDENWEST 1 3.38% $6,857
GoPrime Mortgage, Inc. 1 2.88% $5,009
GUARANTEED RATE, INC. 1 3.88% $3,995
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. 1 2.88% $4,043
CELEBRITY HOME LOANS, LLC 1 3.50% $6,222
LADERA LENDING, INC. 1 3.25% $4,690
Boeing Employees Credit Union 1 3.25% $2,807
BELEM SERVICING LLC 1 3.38% $5,313
BAY EQUITY LLC 1 2.99% $5,890
MORTGAGEONE, INC. 1 2.88% $6,493
Mortgage Research Center, LLC 1 3.25% $4,582
MORTGAGE SOLUTIONS OF COLORADO, LLC 1 4.50% $9,560
Baxter Credit Union 1 2.50% $6,435
NEWREZ LLC 1 2.88% $4,020
NFM, INC. 1 3.00% $4,431
North American Savings Bank, F.S.B. 1 3.13% $2,908
Northpointe Bank 1 3.13% $4,056
PACIFIC RESIDENTIAL MORTGAGE, LLC 1 2.75% $4,871
PARKSIDE LENDING, LLC 1 3.63% $11,641
PHH Mortgage Corporation 1 3.50% $5,596
PRIMARY RESIDENTIAL MORTGAGE, INC. 1 2.88% $8,815
Bank of the West 1 3.25% $5,895
SECURITYNATIONAL MORTGAGE COMPANY 1 3.13% $6,210
Sierra Pacific Mortgage Company, Inc. 1 3.25% $8,116

Rexburg, ID's 120 lenders originated 2,334 loans during 2021. The total origination value was $679,370,000, with an average loan value of $291,075.

The top Rexburg lender as defined by loan originations is CANOPY MORTGAGE, LLC, with 173 loans originated. Their average total fees are $5,868, which is $127 lower than the next largest lender, IDAHO CENTRAL.

The lowest fee Rexburg lenders (with over 10 loans originated) are Wells Fargo Bank ($3,221), KeyBank ($3,683), UNITED WHOLESALE MORTGAGE, LLC ($4,331), BEEHIVE ($4,390) and BETTER MORTGAGE CORPORATION ($4,732).

The lowest rate Rexburg lenders (with over 10 loans originated) are BETTER MORTGAGE CORPORATION (2.81%), BEEHIVE (2.85%), LOANDEPOT.COM, LLC (2.91%), Zions Bancorporation, N.A. (2.93%) and UNITED WHOLESALE MORTGAGE, LLC (2.94%).

Rexburg, ID Lender Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2020 Loan Value 2021 Loan Value % Change 2021 Market Share
IDAHO CENTRAL $76,715,000 $120,065,000 56.5% 17.7%
CANOPY MORTGAGE, LLC $54,540,000 $70,350,000 29.0% 10.4%
BEEHIVE $89,000,000 $58,250,000 -34.6% 8.6%
GREYSTONE SERVICING COMPANY LLC $37,505,000 n/a 5.5%
QUICKEN LOANS, LLC $22,875,000 $24,875,000 8.7% 3.7%
Wells Fargo Bank $7,580,000 $21,645,000 185.6% 3.2%
MOUNTAIN AMERICA $29,140,000 $21,145,000 -27.4% 3.1%
UNITED WHOLESALE MORTGAGE, LLC $6,375,000 $17,140,000 168.9% 2.5%
The Bank of Commerce $10,885,000 $15,790,000 45.1% 2.3%
Glacier Bank $9,380,000 $15,740,000 67.8% 2.3%
Zions Bancorporation, N.A. $12,415,000 $15,545,000 25.2% 2.3%
Eagle Bank and Trust Company $16,020,000 $15,480,000 -3.4% 2.3%
MANN FINANCIAL INC. $12,665,000 $13,345,000 5.4% 2.0%
Flagstar Bank, FSB $7,530,000 $10,740,000 42.6% 1.6%
Bank of Idaho $11,360,000 $10,480,000 -7.7% 1.5%
KeyBank $5,160,000 $9,360,000 81.4% 1.4%
U.S. Bank $6,770,000 $9,270,000 36.9% 1.4%
D. L. Evans Bank $5,150,000 $8,720,000 69.3% 1.3%
CALIBER HOME LOANS, INC. $6,220,000 $8,365,000 34.5% 1.2%
GUILD MORTGAGE COMPANY $6,130,000 $7,190,000 17.3% 1.1%
BETTER MORTGAGE CORPORATION $1,425,000 $6,635,000 365.6% 1.0%
LOANDEPOT.COM, LLC $5,270,000 $6,180,000 17.3% 0.9%
EAST IDAHO Credit Union $3,370,000 $4,985,000 47.9% 0.7%
FIRST COLONY MORTGAGE CORPORATION $4,620,000 $4,800,000 3.9% 0.7%
PENNYMAC LOAN SERVICES, LLC $2,525,000 $4,600,000 82.2% 0.7%
AMERICAN FINANCING CORPORATION $2,390,000 $4,470,000 87.0% 0.7%
S1L, Inc. $3,525,000 $4,135,000 17.3% 0.6%
AMERICA FIRST $1,765,000 $4,015,000 127.5% 0.6%
Washington Federal Bank $15,950,000 $3,970,000 -75.1% 0.6%
INTERCAP LENDING INC. $3,110,000 $3,890,000 25.1% 0.6%
FREEDOM MORTGAGE CORPORATION $5,125,000 $3,590,000 -30.0% 0.5%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $1,815,000 $3,410,000 87.9% 0.5%
UBS Bank USA $3,180,000 n/a 0.5%
Mr. Cooper ( Nationstar Mortgage ) $1,695,000 $3,140,000 85.3% 0.5%
LOANPAL, LLC $1,875,000 $3,025,000 61.3% 0.4%
WESTMARK Credit Union $4,335,000 $2,945,000 -32.1% 0.4%
ADVANTAGE PLUS $1,865,000 $2,925,000 56.8% 0.4%
Mortgage Research Center, LLC $1,865,000 $2,780,000 49.1% 0.4%
BROKER SOLUTIONS, INC. $825,000 $2,535,000 207.3% 0.4%
JPMorgan Chase Bank $1,220,000 $2,520,000 106.6% 0.4%
NBKC BANK $1,740,000 $2,260,000 29.9% 0.3%
CALCON MUTUAL MORTGAGE LLC $670,000 $2,205,000 229.1% 0.3%
Sunflower Bank $2,195,000 n/a 0.3%
Bank of Utah $2,950,000 $2,150,000 -27.1% 0.3%
ACADEMY MORTGAGE CORPORATION $2,420,000 $2,130,000 -12.0% 0.3%
SUMMIT FUNDING, INC. $1,000,000 $2,075,000 107.5% 0.3%
Gateway First Bank $4,095,000 $1,965,000 -52.0% 0.3%
NEWREZ LLC $460,000 $1,850,000 302.2% 0.3%
First Interstate Bank $440,000 $1,815,000 312.5% 0.3%
VERITAS FUNDING, LLC $1,675,000 $1,790,000 6.9% 0.3%
CAPITAL EDUCATORS FEDERAL CREDIT UNION $1,785,000 n/a 0.3%
AMERISAVE MORTGAGE CORPORATION $1,035,000 $1,780,000 72.0% 0.3%
PACIFIC RESIDENTIAL MORTGAGE, LLC $260,000 $1,730,000 565.4% 0.3%
CITYWIDE HOME LOANS, LLC $1,095,000 $1,715,000 56.6% 0.3%
HOME POINT FINANCIAL CORPORATION $450,000 $1,695,000 276.7% 0.2%
First Federal Savings Bank of Twin Falls $1,825,000 $1,665,000 -8.8% 0.2%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $840,000 $1,655,000 97.0% 0.2%
STARBOARD FINANCIAL MANAGEMENT, LLC $1,615,000 n/a 0.2%
HOMESIDE FINANCIAL, LLC $1,605,000 n/a 0.2%
AMERICAN PACIFIC MORTGAGE CORPORATION $620,000 $1,570,000 153.2% 0.2%
MOVEMENT MORTGAGE, LLC $440,000 $1,415,000 221.6% 0.2%
IDAHO STATE UNIVERSITY $1,200,000 $1,385,000 15.4% 0.2%
STEARNS LENDING, LLC $1,380,000 n/a 0.2%
FINANCE OF AMERICA MORTGAGE LLC $350,000 $1,290,000 268.6% 0.2%
Charles Schwab Bank, SSB $1,235,000 n/a 0.2%
JMJ FINANCIAL GROUP $155,000 $1,155,000 645.2% 0.2%
ZILLOW HOME LOANS, LLC $325,000 $1,135,000 249.2% 0.2%
BancFirst $1,085,000 n/a 0.2%
Northpointe Bank $680,000 $1,050,000 54.4% 0.2%
PREMIER MORTGAGE RESOURCES, L.L.C. $515,000 $1,050,000 103.9% 0.2%
MUTUAL OF OMAHA MORTGAGE, INC. $855,000 $1,010,000 18.1% 0.1%
Carrington Mortgage Services, LLC $300,000 $945,000 215.0% 0.1%
PRIMELENDING, A PLAINSCAPITAL COMPANY $185,000 $935,000 405.4% 0.1%
CONNECTIONS $920,000 n/a 0.1%
NAVY FEDERAL CREDIT UNION $925,000 $915,000 -1.1% 0.1%
Citizens Bank $880,000 $875,000 -0.6% 0.1%
NEW DAY FINANCIAL, LLC $625,000 $835,000 33.6% 0.1%
SECURITYNATIONAL MORTGAGE COMPANY $450,000 $800,000 77.8% 0.1%
CROSSCOUNTRY MORTGAGE, LLC $905,000 $795,000 -12.2% 0.1%
Bank of the West $785,000 $790,000 0.6% 0.1%
Watermark Capital, Inc. $790,000 n/a 0.1%
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. $205,000 $780,000 280.5% 0.1%
PRIMARY RESIDENTIAL MORTGAGE, INC. $770,000 n/a 0.1%
Baxter Credit Union $765,000 n/a 0.1%
Community First Bank $765,000 n/a 0.1%
Ally Bank $115,000 $755,000 556.5% 0.1%
RANLIFE, INC. $715,000 $750,000 4.9% 0.1%
VAN DYK MORTGAGE CORPORATION $895,000 $735,000 -17.9% 0.1%
GENEVA FINANCIAL, LLC $720,000 n/a 0.1%
PENTAGON FEDERAL CREDIT UNION $555,000 $695,000 25.2% 0.1%
Bank of America $455,000 $655,000 44.0% 0.1%
SOFI LENDING CORP. $650,000 n/a 0.1%
Arvest Bank $645,000 n/a 0.1%
Boeing Employees Credit Union $630,000 $625,000 -0.8% 0.1%
OAKTREE FUNDING CORP. $605,000 n/a 0.1%
VILLAGE CAPITAL & INVESTMENT LLC $805,000 $580,000 -28.0% 0.1%
CENTENNIAL LENDING, LLC $1,265,000 $575,000 -54.5% 0.1%
NBH Bank $330,000 $570,000 72.7% 0.1%
Mortgage Bank of California $555,000 n/a 0.1%
SECURITY HOME MORTGAGE, LLC. $105,000 $545,000 419.0% 0.1%
Waterstone Mortgage Corporation $385,000 $545,000 41.6% 0.1%
21ST MORTGAGE CORPORATION $540,000 n/a 0.1%
DIRECT MORTGAGE, CORP. $535,000 n/a 0.1%
MY MOVE MORTGAGE, LLC $315,000 $530,000 68.3% 0.1%
BELEM SERVICING LLC $525,000 n/a 0.1%
CORNERSTONE HOME LENDING, INC. $1,340,000 $520,000 -61.2% 0.1%
Deseret First Credit Union $520,000 n/a 0.1%
AMERICAN FINANCIAL NETWORK, INC. $845,000 $510,000 -39.6% 0.1%
AMERICAN ADVISORS GROUP $705,000 $505,000 -28.4% 0.1%
AXIA FINANCIAL, LLC $410,000 $505,000 23.2% 0.1%
GOLDENWEST $655,000 $505,000 -22.9% 0.1%
Banner Bank $500,000 n/a 0.1%
USAA Federal Savings Bank $995,000 $480,000 -51.8% 0.1%
CASTLE & COOKE MORTGAGE, LLC $880,000 $470,000 -46.6% 0.1%
FIRST TECHNOLOGY $465,000 n/a 0.1%
Strong Home Mortgage, LLC $455,000 n/a 0.1%
Sierra Pacific Mortgage Company, Inc. $1,125,000 $450,000 -60.0% 0.1%
GoPrime Mortgage, Inc. $580,000 $435,000 -25.0% 0.1%
NFM, INC. $415,000 n/a 0.1%
UMB Bank $405,000 n/a 0.1%
CELEBRITY HOME LOANS, LLC $395,000 n/a 0.1%
GUARANTEED RATE, INC. $380,000 n/a 0.1%
UTAH FIRST $380,000 n/a 0.1%
LOANLEADERS OF AMERICA, INC. $355,000 n/a 0.1%
LADERA LENDING, INC. $345,000 n/a 0.1%
PHH Mortgage Corporation $115,000 $340,000 195.7% 0.1%
BAY EQUITY LLC $335,000 n/a 0.0%
MORTGAGEONE, INC. $315,000 n/a 0.0%
Rock Canyon Bank $550,000 $315,000 -42.7% 0.0%
The Federal Savings Bank $265,000 $315,000 18.9% 0.0%
First Home Bank $295,000 n/a 0.0%
First Guaranty Mortgage Corporation $440,000 $290,000 -34.1% 0.0%
Bank of England $185,000 $275,000 48.6% 0.0%
North American Savings Bank, F.S.B. $285,000 $275,000 -3.5% 0.0%
PARKSIDE LENDING, LLC $275,000 n/a 0.0%
SOUTHWEST STAGE FUNDING, LLC $275,000 n/a 0.0%
SUN WEST MORTGAGE COMPANY, INC. $255,000 $255,000 0.0% 0.0%
Washington Trust Bank $245,000 n/a 0.0%
CHURCHILL MORTGAGE CORPORATION $225,000 n/a 0.0%
Commerce Home Mortgage, Inc. $225,000 n/a 0.0%
Goldwater Bank, N.A. $225,000 n/a 0.0%
Franklin Loan Corporation $205,000 n/a 0.0%
HOMEBRIDGE FINANCIAL SERVICES, INC. $595,000 $195,000 -67.2% 0.0%
REVERSE MORTGAGE FUNDING LLC $185,000 n/a 0.0%
FARMERS BANK $175,000 n/a 0.0%
MORTGAGE SOLUTIONS OF COLORADO, LLC $175,000 n/a 0.0%
PLANET HOME LENDING, LLC $175,000 n/a 0.0%
MID AMERICA MORTGAGE, INC. $165,000 n/a 0.0%
Amerifirst Financial, Inc. $145,000 n/a 0.0%
CMG MORTGAGE, INC. $880,000 $145,000 -83.5% 0.0%
Nations Lending Corporation $145,000 n/a 0.0%
LONGBRIDGE FINANCIAL, LLC $135,000 n/a 0.0%
EVERGREEN MONEYSOURCE MORTGAGE COMPANY $155,000 $125,000 -19.4% 0.0%
Alaska USA Federal Credit Union $115,000 n/a 0.0%
Citadel Servicing Corporation $115,000 n/a 0.0%
First Western Trust Bank $115,000 n/a 0.0%
SPOKANE TEACHERS $105,000 n/a 0.0%
Flanagan State Bank $95,000 n/a 0.0%
Discover Bank $150,000 $85,000 -43.3% 0.0%
HomeTrust Bank $55,000 n/a 0.0%
PNC Bank $275,000 $55,000 -80.0% 0.0%

Rexburg's top lender by overall market share is IDAHO CENTRAL, with 17.7% market share. In second place, with 10.4%, is CANOPY MORTGAGE, LLC, having originated $70,350,000 in loans. In third place, with 8.6%, is BEEHIVE, having originated $58,250,000 in loans. In third place, with 5.5%, is GREYSTONE SERVICING COMPANY LLC, having originated $37,505,000 in loans. In third place, with 3.7%, is QUICKEN LOANS, LLC, having originated $24,875,000 in loans.


Rexburg, ID Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 863 $312,085,000 $361,628
Refi 652 $187,940,000 $288,252
Cash Out Refi 620 $148,240,000 $239,097
Home Improvement 109 $12,965,000 $118,945
Other 90 $18,140,000 $201,556

Rexburg's most frequently cited loan purpose was Home Purchase, with 863 originations. The 2nd most popular reason was Refi, with 652 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
2.5-3% 892 $277,350,000 $310,930
3-4% 745 $218,605,000 $293,430
<2.5% 459 $106,015,000 $230,969
4-5% 152 $25,340,000 $166,711
5-6% 26 $3,360,000 $129,231
6-7% 17 $1,425,000 $83,824
Over 8% 5 $425,000 $85,000
7-8% 4 $200,000 $50,000

During 2021, Rexburg's most frequently originated rate bucket was 2.5-3%, with 892 originations.

Loan Sizing (Rexburg, ID MSA)

Loan Size Originations Total Value Average Loan
$200k-400k 993 $279,565,000 $281,536
$100k-200k 705 $108,265,000 $153,567
$100,000 or less 299 $17,305,000 $57,876
$400k-600k 274 $130,670,000 $476,898
$600k-1000k 48 $36,200,000 $754,167
$Over $1MM 15 $107,365,000 $7,157,667

Rexburg's loan sizing saw the bucket of loans from $200k-400k with 993 originations, totaling $279,565,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
60-80% 767 $249,995,000 $325,939
80-100% 596 $179,440,000 $301,074
40-60% 456 $142,300,000 $312,061
20-40% 277 $42,395,000 $153,051
Under 20% 171 $9,965,000 $58,275
Over 100% 6 $1,860,000 $310,000

Rexburg's loan sizing saw loans grouped in the 60-80% Loan-to-value bucket with 767 originations, totaling $249,995,000 in origination value.


Market Conditions (Median, Average Prices & Listing Count)

Realtor.com - Rexburg (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $284,450 (12.6%) $461,883 (10.7%) 0.00 105
2018-02-01 $282,400 (11.8%) $452,132 (3.9%) 0.00 97
2018-03-01 $275,000 (9.0%) $450,474 (-3.0%) 0.00 99
2018-04-01 $277,450 (2.8%) $429,998 (-6.3%) 0.00 99
2018-05-01 $289,900 (3.6%) $421,605 (3.7%) 0.00 114
2018-06-01 $275,000 (-0.9%) $382,467 (-1.5%) 0.00 140
2018-07-01 $296,950 (10.0%) $398,333 (-4.2%) 0.00 161
2018-08-01 $307,900 (12.0%) $419,658 (-3.9%) 0.00 156
2018-09-01 $315,900 (10.9%) $431,846 (-5.7%) 0.00 158
2018-10-01 $316,900 (12.2%) $427,080 (-8.9%) 0.00 142
2018-11-01 $317,400 (10.4%) $417,305 (-14.7%) 0.00 131
2018-12-01 $333,000 (14.0%) $437,570 (-15.9%) 0.00 120
2019-01-01 $317,450 (11.6%) $419,019 (-9.3%) 0.00 114
2019-02-01 $299,900 (6.2%) $385,522 (-14.7%) 0.00 107
2019-03-01 $299,900 (9.1%) $423,795 (-5.9%) 0.00 105
2019-04-01 $299,900 (8.1%) $481,337 (11.9%) 0.00 112
2019-05-01 $327,000 (12.8%) $465,268 (10.4%) 0.00 151
2019-06-01 $339,000 (23.3%) $498,628 (30.4%) 0.00 152
2019-07-01 $339,500 (14.3%) $511,909 (28.5%) 0.00 165
2019-08-01 $338,143 (9.8%) $504,519 (20.2%) 0.00 161
2019-09-01 $330,643 (4.7%) $485,946 (12.5%) 0.00 145
2019-10-01 $329,000 (3.8%) $483,429 (13.2%) 0.00 136
2019-11-01 $329,900 (3.9%) $505,806 (21.2%) 0.00 123
2019-12-01 $330,000 (-0.9%) $526,186 (20.3%) 0.00 102
2020-01-01 $329,950 (3.9%) $576,652 (37.6%) 0.00 85
2020-02-01 $330,000 (10.0%) $534,649 (38.7%) 0.00 80
2020-03-01 $327,500 (9.2%) $496,349 (17.1%) 0.00 89
2020-04-01 $319,900 (6.7%) $486,197 (1.0%) 0.00 109
2020-05-01 $344,000 (5.2%) $488,865 (5.1%) 0.00 118
2020-06-01 $349,000 (3.0%) $544,274 (9.2%) 0.00 118
2020-07-01 $349,000 (2.8%) $674,484 (31.8%) 0.00 103
2020-08-01 $425,000 (25.7%) $773,129 (53.2%) 0.00 83
2020-09-01 $492,500 (49.0%) $686,255 (41.2%) 0.00 75
2020-10-01 $450,000 (36.8%) $693,088 (43.4%) 0.00 71
2020-11-01 $449,000 (36.1%) $621,557 (22.9%) 0.00 58
2020-12-01 $434,450 (31.7%) $610,790 (16.1%) 0.00 50
2021-01-01 $480,000 (45.5%) $767,139 (33.0%) 0.00 43
2021-02-01 $512,450 (55.3%) $851,426 (59.3%) 0.00 39
2021-03-01 $653,750 (99.6%) $968,805 (95.2%) 0.00 45
2021-04-01 $657,500 (105.5%) $942,763 (93.9%) 0.00 68
2021-05-01 $625,000 (81.7%) $905,881 (85.3%) 0.00 75
2021-06-01 $599,900 (71.9%) $904,184 (66.1%) 0.00 95
2021-07-01 $642,500 (84.1%) $888,523 (31.7%) 0.00 110
2021-08-01 $624,950 (47.1%) $905,194 (17.1%) 0.00 110
2021-09-01 $637,500 (29.4%) $918,266 (33.8%) 0.00 123
2021-10-01 $650,000 (44.4%) $970,063 (40.0%) 0.00 98
2021-11-01 $699,000 (55.7%) $973,595 (56.6%) 0.00 69
2021-12-01 $669,950 (54.2%) $949,319 (55.4%) 0.00 52
2022-01-01 $695,000 (44.8%) $991,081 (29.2%) 0.00 45
2022-02-01 $584,500 (14.1%) $835,755 (-1.8%) 0.00 50
2022-03-01 $700,000 (7.1%) $900,456 (-7.1%) 0.00 50
2022-04-01 $526,900 (-19.9%) $809,230 (-14.2%) 0.00 81
2022-05-01 $514,500 (-17.7%) $864,173 (-4.6%) 0.00 107
Rexburg's median listing price for 2022-05-01 was $514,500, a difference of $-110,500 (-17.7%) versus the prior year and $-12,400 versus the prior month.

Rexburg's median listing price comes in at 0% of the national average.

Rexburg's average listing price for 2022-05-01 was $864,173, a difference of $-41,708 (-4.6%) versus the prior year and $54,943 versus the prior month.

For the 2022-05-01 period, Rexburg had 107 MLS listings, a difference of 26 listings (32%) versus the prior month and 32 listings (43%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - Rexburg (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 0 days 2,454 sqft
2018-02-01 0 days 2,483 sqft
2018-03-01 0 days 2,574 sqft
2018-04-01 0 days 2,612 sqft
2018-05-01 0 days 2,619 sqft
2018-06-01 0 days 2,440 sqft
2018-07-01 0 days 2,488 sqft
2018-08-01 0 days 2,511 sqft
2018-09-01 0 days 2,500 sqft
2018-10-01 0 days 2,498 sqft
2018-11-01 0 days 2,544 sqft
2018-12-01 0 days 2,600 sqft
2019-01-01 0 days 2,580 sqft
2019-02-01 0 days 2,520 sqft
2019-03-01 0 days 2,479 sqft
2019-04-01 0 days 2,357 sqft
2019-05-01 0 days 2,379 sqft
2019-06-01 0 days 2,454 sqft
2019-07-01 0 days 2,362 sqft
2019-08-01 0 days 2,494 sqft
2019-09-01 0 days 2,456 sqft
2019-10-01 0 days 2,504 sqft
2019-11-01 0 days 2,552 sqft
2019-12-01 0 days 2,530 sqft
2020-01-01 0 days 2,520 sqft
2020-02-01 0 days 2,288 sqft
2020-03-01 0 days 2,340 sqft
2020-04-01 0 days 2,106 sqft
2020-05-01 0 days 2,212 sqft
2020-06-01 0 days 2,369 sqft
2020-07-01 0 days 2,608 sqft
2020-08-01 0 days 2,940 sqft
2020-09-01 0 days 2,886 sqft
2020-10-01 0 days 2,844 sqft
2020-11-01 0 days 2,597 sqft
2020-12-01 0 days 2,347 sqft
2021-01-01 0 days 2,280 sqft
2021-02-01 0 days 2,364 sqft
2021-03-01 0 days 2,709 sqft
2021-04-01 0 days 2,394 sqft
2021-05-01 0 days 2,464 sqft
2021-06-01 0 days 2,449 sqft
2021-07-01 0 days 2,669 sqft
2021-08-01 0 days 2,678 sqft
2021-09-01 0 days 2,650 sqft
2021-10-01 0 days 2,356 sqft
2021-11-01 0 days 2,473 sqft
2021-12-01 0 days 2,528 sqft
2022-01-01 0 days 2,561 sqft
2022-02-01 0 days 2,186 sqft
2022-03-01 0 days 2,400 sqft
2022-04-01 0 days 2,200 sqft
2022-05-01 0 days 2,114 sqft
Rexburg's median listing age (time on market) for 2022-05-01 was 0 days.

Rexburg's median square footage for active listings during the 2022-05-01 period was 2,114 sqft. One year prior, the average listing was 2,464 sqft.