Burley Mortgage Rates & Closing Costs

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    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Burley averaged 7.13% for the week of 2023-11-30, compared to the national average of 7.22% for the same period.

    The average rate for the prior week (2023-11-22) was 6.9% and one month ago for the week of 2023-10-26, the average rate was 7.7%.

    Burley's average rate one year ago was 6.19%.

    For refis of the same type during the week of 2023-11-30, the average rate was 7.22%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2023-11-30 7.22%
    Burley 30 Year Fixed Rate 2023-11-30 7.13%
    Burley 30 Year Fixed Rate Refi 2023-11-30 7.22%
    Burley 15 Year Fixed Rate 2023-11-30 6.66%
    Burley 15 Year Fixed Rate Refi 2023-11-30 6.46%
    Burley 30 Year FHA 2023-11-30 6.74%
    Burley 30 Year FHA Refi 2023-11-30 7.15%
    Burley 30 Year USDA 2023-11-30 7%
    Burley 30 Year USDA Refi 2023-11-30 6.9%
    Burley 30 Year VA 2023-11-30 6.97%
    Burley 30 Year VA Refi 2023-11-30 6.57%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Burley, ID.

    Burley Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Burley, ID market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2022 Avg. 30yFix Rate 2022 Avg. Closing Costs
    IDAHO CENTRAL 95 4.58% $6,194
    First Federal Savings Bank of Twin Falls 60 4.79% $6,148
    D. L. Evans Bank 36 4.68% $5,685
    QUICKEN LOANS, LLC 33 4.82% $8,136
    VAN DYK MORTGAGE CORPORATION 24 5.11% $7,699
    PREMIER MORTGAGE RESOURCES, L.L.C. 16 5.47% $7,354
    GUILD MORTGAGE COMPANY 14 4.98% $7,531
    AXIA FINANCIAL, LLC 14 5.31% $7,513
    UNITED WHOLESALE MORTGAGE, LLC 14 5.05% $5,854
    CORNERSTONE HOME LENDING, INC. 13 5.41% $8,989
    U.S. Bank 8 4.76% $3,964
    KeyBank 6 4.42% $3,054
    LOANDEPOT.COM, LLC 6 4.44% $6,341
    CANOPY MORTGAGE, LLC 5 5.32% $7,345
    Zions Bank 5 5.15% $4,914
    FREEDOM MORTGAGE CORPORATION 5 5.03% $7,233
    GOLDENWEST 5 5.68% $6,154
    MOUNTAIN AMERICA 4 3.81% $5,655
    Washington Federal Bank 4 4.38% $7,315
    IDAHO STATE UNIVERSITY 4 5.03% $5,341
    Flagstar Bank, FSB 4 5.11% $6,752
    AMERICAN FINANCING CORPORATION 4 4.28% $6,294
    MOVEMENT MORTGAGE, LLC 3 5.54% $6,706
    JPMorgan Chase Bank 3 5.29% $9,947
    PRIMELENDING, A PLAINSCAPITAL COMPANY 3 4.83% $5,734
    Wells Fargo Bank 3 4.58% $6,240
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 3 4.88% $12,344
    PIONEER 3 4.92% $5,537
    PENNYMAC LOAN SERVICES, LLC 3 5.21% $8,146
    Mr. Cooper ( Nationstar Mortgage ) 3 4.79% $8,246
    CALIBER HOME LOANS, INC. 3 4.96% $10,378
    ACADEMY MORTGAGE CORPORATION 2 4.69% $5,677
    AMERICA FIRST 2 5.31% $4,175
    AMERISAVE MORTGAGE CORPORATION 2 4.93% $9,984
    Bank of America 2 4.63% $5,061
    Deseret First Credit Union 2 4.93% $6,299
    Discover Bank 2 6.62% $0
    Glacier Bank 2 5.69% $10,954
    HOME POINT FINANCIAL CORPORATION 2 4.63% $9,135
    MANN FINANCIAL INC. 2 4.25% $6,401
    NFM, INC. 2 5.38% $6,288
    PRIMARY RESIDENTIAL MORTGAGE, INC. 2 5.63% $7,342
    LOANPAL, LLC 1 3.75% $18,656
    AmeriHome Mortgage Company, LLC 1 4.88% $7,908
    Mortgage Research Center, LLC 1 6.13% $10,195
    HOMESIDE FINANCIAL, LLC 1 3.25% $4,236
    GSF Mortgage Corporation 1 6.38% $14,916
    First National Bank of America 1 6.88% $6,958
    NBKC BANK 1 3.00% $7,650
    Network Funding, L.P. 1 5.75% $4,069
    NEWREZ LLC 1 3.38% $5,958
    AMERICAN PACIFIC MORTGAGE CORPORATION 1 4.88% $6,343
    Northwest Farm Credit Services, FLCA 1 5.55% $7,402
    PACIFIC RESIDENTIAL MORTGAGE, LLC 1 3.13% $18,889
    First Guaranty Mortgage Corporation 1 3.88% $4,560
    PHH Mortgage Corporation 1 6.63% $6,467
    FIRST COLONY MORTGAGE CORPORATION 1 5.38% $7,744
    Eagle Bank and Trust Company 1 5.13% $5,060
    AMERICAN INTERNET MORTGAGE, INC. 1 3.38% $5,593
    CROSSCOUNTRY MORTGAGE, LLC 1 4.88% $7,346
    CASTLE & COOKE MORTGAGE, LLC 1 5.88% $7,032
    Quontic Bank 1 7.63% $9,366
    S1L, Inc. 1 3.75% $6,392
    SECURITYNATIONAL MORTGAGE COMPANY 1 5.50% $14,385
    The Federal Savings Bank 1 5.50% $10,500
    Carrington Mortgage Services, LLC 1 5.38% $6,962
    CARDINAL FINANCIAL 1 5.25% $4,419
    BROKER SOLUTIONS, INC. 1 5.00% $6,639
    VISION ONE MORTGAGE, INC. 1 4.25% $8,170
    LADERA LENDING, INC. 1 5.38% $9,234
    LAKEVIEW LOAN SERVICING, LLC 1 3.63% $11,236
    HOMEXPRESS MORTGAGE CORP. 1 5.00% $10,211

    Burley Average Closing Costs & Other Stats

    Burley, ID's 72 lenders originated 1,395 loans during 2022. The total origination value was $288,015,000, with an average loan value of $206,462.

    Burley's average closing costs are $5,889.

    The top Burley lender as defined by loan originations is IDAHO CENTRAL, with 95 loans originated. Their average total fees are $6,194, which is $46 higher than the next largest lender, First Federal Savings Bank of Twin Falls.

    The lowest fee Burley lenders (with over 10 loans originated) are D. L. Evans Bank ($5,685), UNITED WHOLESALE MORTGAGE, LLC ($5,854), First Federal Savings Bank of Twin Falls ($6,148), IDAHO CENTRAL ($6,194) and PREMIER MORTGAGE RESOURCES, L.L.C. ($7,354).

    The lowest rate Burley lenders (with over 10 loans originated) are IDAHO CENTRAL (4.58%), D. L. Evans Bank (4.68%), First Federal Savings Bank of Twin Falls (4.79%), QUICKEN LOANS, LLC (4.82%) and GUILD MORTGAGE COMPANY (4.98%).

    Burley, ID Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2021 Loan Value 2022 Loan Value % Change 2022 Market Share
    IDAHO CENTRAL $59,185,000 $49,120,000 -17.0% 17.1%
    First Federal Savings Bank of Twin Falls $80,780,000 $48,325,000 -40.2% 16.8%
    D. L. Evans Bank $31,360,000 $28,770,000 -8.3% 10.0%
    VAN DYK MORTGAGE CORPORATION $8,805,000 $13,395,000 52.1% 4.7%
    QUICKEN LOANS, LLC $23,840,000 $13,190,000 -44.7% 4.6%
    PREMIER MORTGAGE RESOURCES, L.L.C. $11,575,000 $11,005,000 -4.9% 3.8%
    AXIA FINANCIAL, LLC $7,000,000 $9,705,000 38.6% 3.4%
    CORNERSTONE HOME LENDING, INC. $600,000 $8,695,000 1,349.2% 3.0%
    UNITED WHOLESALE MORTGAGE, LLC $6,175,000 $6,630,000 7.4% 2.3%
    CONNECTIONS $3,260,000 $5,715,000 75.3% 2.0%
    Zions Bancorporation, N.A. $6,090,000 $5,235,000 -14.0% 1.8%
    GUILD MORTGAGE COMPANY $9,620,000 $5,100,000 -47.0% 1.8%
    U.S. Bank $3,520,000 $3,785,000 7.5% 1.3%
    MOUNTAIN AMERICA $3,690,000 $3,310,000 -10.3% 1.1%
    KeyBank $7,765,000 $3,235,000 -58.3% 1.1%
    LOANDEPOT.COM, LLC $3,165,000 $3,105,000 -1.9% 1.1%
    CANOPY MORTGAGE, LLC $2,885,000 $2,915,000 1.0% 1.0%
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $2,140,000 $2,490,000 16.4% 0.9%
    ACADEMY MORTGAGE CORPORATION $1,675,000 $2,385,000 42.4% 0.8%
    JPMorgan Chase Bank $695,000 $2,175,000 212.9% 0.8%
    Alaska USA Federal Credit Union $2,160,000 n/a 0.7%
    FREEDOM MORTGAGE CORPORATION $4,265,000 $2,150,000 -49.6% 0.7%
    Mortgage Research Center, LLC $3,055,000 $1,950,000 -36.2% 0.7%
    NFM, INC. $1,895,000 n/a 0.7%
    PENNYMAC LOAN SERVICES, LLC $3,470,000 $1,830,000 -47.3% 0.6%
    MOVEMENT MORTGAGE, LLC $3,530,000 $1,730,000 -51.0% 0.6%
    AMERICAN FINANCING CORPORATION $845,000 $1,660,000 96.4% 0.6%
    Glacier Bank $2,210,000 $1,650,000 -25.3% 0.6%
    Arbor Realty Trust, Inc. $1,505,000 n/a 0.5%
    Flagstar Bank, FSB $1,690,000 $1,405,000 -16.9% 0.5%
    PHH Mortgage Corporation $960,000 $1,395,000 45.3% 0.5%
    HOME POINT FINANCIAL CORPORATION $440,000 $1,380,000 213.6% 0.5%
    Washington Federal Bank $1,360,000 n/a 0.5%
    CALIBER HOME LOANS, INC. $2,995,000 $1,305,000 -56.4% 0.5%
    IDAHO STATE UNIVERSITY $2,255,000 $1,300,000 -42.4% 0.5%
    AMERISAVE MORTGAGE CORPORATION $3,350,000 $1,155,000 -65.5% 0.4%
    PRIMARY RESIDENTIAL MORTGAGE, INC. $1,060,000 $1,075,000 1.4% 0.4%
    Mr. Cooper ( Nationstar Mortgage ) $1,395,000 $995,000 -28.7% 0.3%
    NAVY FEDERAL CREDIT UNION $400,000 $995,000 148.8% 0.3%
    AMERICAN ADVISORS GROUP $315,000 $925,000 193.7% 0.3%
    GOLDENWEST $1,715,000 $925,000 -46.1% 0.3%
    EVERGREEN MONEYSOURCE MORTGAGE COMPANY $1,035,000 $915,000 -11.6% 0.3%
    S1L, Inc. $195,000 $865,000 343.6% 0.3%
    USAA Federal Savings Bank $295,000 $850,000 188.1% 0.3%
    Wells Fargo Bank $1,315,000 $845,000 -35.7% 0.3%
    PRIMELENDING, A PLAINSCAPITAL COMPANY $430,000 $810,000 88.4% 0.3%
    INTERCAP LENDING INC. $215,000 $720,000 234.9% 0.2%
    Northwest Farm Credit Services, FLCA $1,215,000 $710,000 -41.6% 0.2%
    PIONEER $390,000 $675,000 73.1% 0.2%
    BROKER SOLUTIONS, INC. $1,260,000 $645,000 -48.8% 0.2%
    PACIFIC RESIDENTIAL MORTGAGE, LLC $1,005,000 $645,000 -35.8% 0.2%
    SECURITYNATIONAL MORTGAGE COMPANY $645,000 n/a 0.2%
    LAKEVIEW LOAN SERVICING, LLC $585,000 $595,000 1.7% 0.2%
    Wyndham Capital Mortgage, Inc. $720,000 $595,000 -17.4% 0.2%
    FINANCE OF AMERICA REVERSE LLC $185,000 $580,000 213.5% 0.2%
    AMERICAN INTERNET MORTGAGE, INC. $245,000 $575,000 134.7% 0.2%
    AmeriHome Mortgage Company, LLC $75,000 $570,000 660.0% 0.2%
    Deseret First Credit Union $230,000 $560,000 143.5% 0.2%
    MANN FINANCIAL INC. $215,000 $555,000 158.1% 0.2%
    Bank of Idaho $1,630,000 $530,000 -67.5% 0.2%
    FIRST COLONY MORTGAGE CORPORATION $5,290,000 $530,000 -90.0% 0.2%
    CAPITAL EDUCATORS FEDERAL CREDIT UNION $235,000 $525,000 123.4% 0.2%
    MORTGAGE SOLUTIONS OF COLORADO, LLC $2,445,000 $510,000 -79.1% 0.2%
    NEWREZ LLC $595,000 $505,000 -15.1% 0.2%
    AMERICA FIRST $455,000 $485,000 6.6% 0.2%
    LOANPAL, LLC $710,000 $485,000 -31.7% 0.2%
    GTE Federal Credit Union $475,000 n/a 0.2%
    The Federal Savings Bank $410,000 $470,000 14.6% 0.2%
    CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $950,000 $435,000 -54.2% 0.2%
    Boeing Employees Credit Union $85,000 $415,000 388.2% 0.1%
    SKYONE Federal Credit Union $395,000 n/a 0.1%
    Bank of America $125,000 $390,000 212.0% 0.1%
    Carrington Mortgage Services, LLC $500,000 $390,000 -22.0% 0.1%
    Commerce Home Mortgage, Inc. $400,000 $385,000 -3.8% 0.1%
    Eagle Bank and Trust Company $380,000 n/a 0.1%
    FINANCE OF AMERICA MORTGAGE LLC $325,000 $375,000 15.4% 0.1%
    Sierra Pacific Mortgage Company, Inc. $750,000 $365,000 -51.3% 0.1%
    NEW DAY FINANCIAL, LLC $815,000 $355,000 -56.4% 0.1%
    GSF Mortgage Corporation $335,000 n/a 0.1%
    Equity Prime Mortgage LLC $325,000 n/a 0.1%
    Gateway First Bank $570,000 $325,000 -43.0% 0.1%
    VILLAGE CAPITAL MORTGAGE $830,000 $305,000 -63.3% 0.1%
    HOMEXPRESS MORTGAGE CORP. $295,000 n/a 0.1%
    Paramount Residential Mortgage Group, Inc. $245,000 $295,000 20.4% 0.1%
    SOUTHWEST STAGE FUNDING, LLC $425,000 $295,000 -30.6% 0.1%
    Discover Bank $340,000 $280,000 -17.6% 0.1%
    LIBERTY HOME MORTGAGE CORPORATION $255,000 n/a 0.1%
    First Guaranty Mortgage Corporation $400,000 $245,000 -38.8% 0.1%
    LOS ANGELES POLICE Federal Credit Union $245,000 n/a 0.1%
    NBKC BANK $245,000 n/a 0.1%
    Quontic Bank $245,000 n/a 0.1%
    MYCUMORTGAGE, LLC $225,000 n/a 0.1%
    AMERICAN PACIFIC MORTGAGE CORPORATION $445,000 $215,000 -51.7% 0.1%
    CASTLE & COOKE MORTGAGE, LLC $205,000 n/a 0.1%
    NUMERICA CREDIT UNION $205,000 n/a 0.1%
    VISION ONE MORTGAGE, INC. $225,000 $205,000 -8.9% 0.1%
    LADERA LENDING, INC. $195,000 n/a 0.1%
    MY MOVE MORTGAGE, LLC $235,000 $195,000 -17.0% 0.1%
    M&T Bank $185,000 n/a 0.1%
    REVERSE MORTGAGE FUNDING LLC $185,000 n/a 0.1%
    SUMMIT FUNDING, INC. $385,000 $185,000 -51.9% 0.1%
    The Bank of Commerce $155,000 $185,000 19.4% 0.1%
    BEEHIVE $205,000 $175,000 -14.6% 0.1%
    CLEARPATH LENDING $370,000 $175,000 -52.7% 0.1%
    CROSSCOUNTRY MORTGAGE, LLC $175,000 n/a 0.1%
    PENTAGON FEDERAL CREDIT UNION $175,000 n/a 0.1%
    HOMESIDE FINANCIAL, LLC $165,000 n/a 0.1%
    MUTUAL OF OMAHA MORTGAGE, INC. $400,000 $165,000 -58.8% 0.1%
    First National Bank of America $275,000 $155,000 -43.6% 0.1%
    OPEN MORTGAGE, LLC $145,000 n/a 0.1%
    MID AMERICA MORTGAGE, INC. $135,000 n/a 0.0%
    AGRICULTURE Federal Credit Union $125,000 n/a 0.0%
    Network Funding, L.P. $125,000 n/a 0.0%
    VANDERBILT MORTGAGE AND FINANCE, INC. $125,000 n/a 0.0%
    Umpqua Bank $465,000 $105,000 -77.4% 0.0%
    WESTMARK Credit Union $330,000 $100,000 -69.7% 0.0%
    FARMERS BANK $75,000 n/a 0.0%
    Figure Lending LLC $25,000 $70,000 180.0% 0.0%

    Burley's top lender by overall market share is IDAHO CENTRAL, with 17.1% market share. In second place, with 16.8%, is First Federal Savings Bank of Twin Falls, having originated $48,325,000 in loans. In third place, with 10.0%, is D. L. Evans Bank, having originated $28,770,000 in loans. In fourth place, with 4.7%, is VAN DYK MORTGAGE CORPORATION, having originated $13,395,000 in loans. In fifth place, with 4.6%, is QUICKEN LOANS, LLC, having originated $13,190,000 in loans.

    Burley Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - Burley (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $162,900 (-1.6%) $193,433 (-0.6%) 0.00 78
    2018-02-01 $169,400 (1.0%) $199,931 (0.8%) 0.00 82
    2018-03-01 $170,700 (-1.9%) $201,428 (2.1%) 0.00 84
    2018-04-01 $183,950 (5.2%) $227,521 (13.4%) 0.00 80
    2018-05-01 $181,975 (1.7%) $219,786 (7.2%) 0.00 78
    2018-06-01 $179,850 (5.9%) $224,186 (13.0%) 0.00 95
    2018-07-01 $177,800 (-0.9%) $222,179 (5.7%) 0.00 101
    2018-08-01 $178,400 (1.3%) $224,005 (11.7%) 0.00 99
    2018-09-01 $180,000 (2.9%) $237,300 (23.4%) 0.00 89
    2018-10-01 $185,175 (5.1%) $234,542 (20.2%) 0.00 87
    2018-11-01 $189,450 (18.6%) $235,695 (24.6%) 0.00 89
    2018-12-01 $224,900 (34.3%) $243,176 (22.0%) 0.00 93
    2019-01-01 $221,225 (35.8%) $241,594 (24.9%) 0.00 87
    2019-02-01 $196,225 (15.8%) $238,961 (19.5%) 0.00 79
    2019-03-01 $194,349 (13.9%) $236,600 (17.5%) 0.00 79
    2019-04-01 $193,589 (5.2%) $233,607 (2.7%) 0.00 80
    2019-05-01 $212,175 (16.6%) $257,426 (17.1%) 0.00 78
    2019-06-01 $219,900 (22.3%) $249,169 (11.1%) 0.00 89
    2019-07-01 $217,500 (22.3%) $242,993 (9.4%) 0.00 97
    2019-08-01 $218,941 (22.7%) $260,927 (16.5%) 0.00 114
    2019-09-01 $224,852 (24.9%) $281,235 (18.5%) 0.00 118
    2019-10-01 $228,793 (23.6%) $291,953 (24.5%) 0.00 119
    2019-11-01 $219,900 (16.1%) $287,339 (21.9%) 0.00 111
    2019-12-01 $233,625 (3.9%) $311,928 (28.3%) 0.00 94
    2020-01-01 $253,725 (14.7%) $320,509 (32.7%) 0.00 89
    2020-02-01 $242,900 (23.8%) $313,798 (31.3%) 0.00 76
    2020-03-01 $247,000 (27.1%) $302,335 (27.8%) 0.00 85
    2020-04-01 $239,450 (23.7%) $296,810 (27.1%) 0.00 87
    2020-05-01 $249,000 (17.4%) $307,562 (19.5%) 0.00 80
    2020-06-01 $259,225 (17.9%) $306,763 (23.1%) 0.00 54
    2020-07-01 $239,950 (10.3%) $328,649 (35.3%) 0.00 46
    2020-08-01 $237,900 (8.7%) $326,592 (25.2%) 0.00 42
    2020-09-01 $236,200 (5.1%) $293,831 (4.5%) 0.00 40
    2020-10-01 $239,900 (4.9%) $275,527 (-5.6%) 0.00 37
    2020-11-01 $255,000 (16.0%) $310,728 (8.1%) 0.00 24
    2020-12-01 $263,725 (12.9%) $342,075 (9.7%) 0.00 23
    2021-01-01 $257,500 (1.5%) $350,658 (9.4%) 0.00 18
    2021-02-01 $256,875 (5.8%) $433,016 (38.0%) 0.00 18
    2021-03-01 $317,500 (28.5%) $452,654 (49.7%) 0.00 18
    2021-04-01 $277,000 (15.7%) $373,153 (25.7%) 0.00 18
    2021-05-01 $287,450 (15.4%) $406,630 (32.2%) 0.00 22
    2021-06-01 $289,725 (11.8%) $402,211 (31.1%) 0.00 30
    2021-07-01 $325,000 (35.4%) $436,230 (32.7%) 0.00 37
    2021-08-01 $292,250 (22.9%) $407,139 (24.7%) 0.00 48
    2021-09-01 $354,475 (50.1%) $486,829 (65.7%) 0.00 47
    2021-10-01 $351,600 (46.6%) $459,865 (66.9%) 0.00 51
    2021-11-01 $353,300 (38.6%) $464,150 (49.4%) 0.00 46
    2021-12-01 $356,000 (35.0%) $447,224 (30.7%) 0.00 45
    2022-01-01 $342,000 (32.8%) $481,107 (37.2%) 0.00 37
    2022-02-01 $347,025 (35.1%) $458,530 (5.9%) 0.00 36
    2022-03-01 $359,250 (13.2%) $438,473 (-3.1%) 0.00 44
    2022-04-01 $364,540 (31.6%) $467,375 (25.3%) 0.00 48
    2022-05-01 $370,328 (28.8%) $447,247 (10.0%) 0.00 64
    2022-06-01 $369,918 (27.7%) $426,790 (6.1%) 0.00 71
    2022-07-01 $374,016 (15.1%) $430,507 (-1.3%) 0.00 96
    2022-08-01 $384,995 (31.7%) $447,828 (10.0%) 0.00 105
    2022-09-01 $379,975 (7.2%) $443,841 (-8.8%) 0.00 112
    2022-10-01 $377,008 (7.2%) $433,731 (-5.7%) 0.00 111
    2022-11-01 $390,620 (10.6%) $431,111 (-7.1%) 0.00 112
    2022-12-01 $389,750 (9.5%) $419,574 (-6.2%) 0.00 110
    2023-01-01 $396,516 (15.9%) $422,857 (-12.1%) 0.00 93
    2023-02-01 $391,175 (12.7%) $411,054 (-10.4%) 0.00 95
    2023-03-01 $395,566 (10.1%) $419,645 (-4.3%) 0.00 82
    2023-04-01 $395,000 (8.4%) $404,787 (-13.4%) 0.00 82
    2023-05-01 $401,076 (8.3%) $445,931 (-0.3%) 0.00 96
    2023-06-01 $396,198 (7.1%) $457,431 (7.2%) 0.00 99
    2023-07-01 $395,000 (5.6%) $461,662 (7.2%) 0.00 107
    2023-08-01 $390,100 (1.3%) $452,798 (1.1%) 0.00 106
    2023-09-01 $378,900 (-0.3%) $438,783 (-1.1%) 0.00 122
    2023-10-01 $372,240 (-1.3%) $423,130 (-2.4%) 0.00 119
    2023-11-01 $377,000 (-3.5%) $437,287 (1.4%) 0.00 105
    Burley's median listing price for 2023-11-01 was $377,000, a difference of $-13,620 (-3.5%) versus the prior year and $4,760 versus the prior month.

    Burley's median listing price comes in at 0% of the national average.

    Burley's average listing price for 2023-11-01 was $437,287, a difference of $6,176 (1.4%) versus the prior year and $14,157 versus the prior month.

    For the 2023-11-01 period, Burley had 105 MLS listings, a difference of -14 listings (-12%) versus the prior month and -7 listings (-6%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Burley (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 1,812 sqft
    2018-02-01 0 days 1,890 sqft
    2018-03-01 0 days 1,947 sqft
    2018-04-01 0 days 1,911 sqft
    2018-05-01 0 days 1,905 sqft
    2018-06-01 0 days 1,810 sqft
    2018-07-01 0 days 1,762 sqft
    2018-08-01 0 days 1,811 sqft
    2018-09-01 0 days 1,872 sqft
    2018-10-01 0 days 1,880 sqft
    2018-11-01 0 days 1,860 sqft
    2018-12-01 0 days 1,988 sqft
    2019-01-01 0 days 2,006 sqft
    2019-02-01 0 days 1,882 sqft
    2019-03-01 0 days 1,936 sqft
    2019-04-01 0 days 2,009 sqft
    2019-05-01 0 days 2,025 sqft
    2019-06-01 0 days 2,020 sqft
    2019-07-01 0 days 2,009 sqft
    2019-08-01 0 days 1,989 sqft
    2019-09-01 0 days 1,976 sqft
    2019-10-01 0 days 1,933 sqft
    2019-11-01 0 days 1,901 sqft
    2019-12-01 0 days 1,942 sqft
    2020-01-01 0 days 2,218 sqft
    2020-02-01 0 days 2,177 sqft
    2020-03-01 0 days 1,879 sqft
    2020-04-01 0 days 1,847 sqft
    2020-05-01 0 days 1,879 sqft
    2020-06-01 0 days 1,985 sqft
    2020-07-01 0 days 1,976 sqft
    2020-08-01 0 days 1,748 sqft
    2020-09-01 0 days 1,834 sqft
    2020-10-01 0 days 1,820 sqft
    2020-11-01 0 days 1,820 sqft
    2020-12-01 0 days 2,102 sqft
    2021-01-01 0 days 2,165 sqft
    2021-02-01 0 days 2,473 sqft
    2021-03-01 0 days 2,701 sqft
    2021-04-01 0 days 1,911 sqft
    2021-05-01 0 days 1,965 sqft
    2021-06-01 0 days 1,893 sqft
    2021-07-01 0 days 2,112 sqft
    2021-08-01 0 days 2,039 sqft
    2021-09-01 0 days 2,000 sqft
    2021-10-01 0 days 1,938 sqft
    2021-11-01 0 days 1,976 sqft
    2021-12-01 0 days 1,914 sqft
    2022-01-01 0 days 1,961 sqft
    2022-02-01 0 days 1,792 sqft
    2022-03-01 0 days 1,910 sqft
    2022-04-01 0 days 2,112 sqft
    2022-05-01 0 days 2,011 sqft
    2022-06-01 0 days 1,848 sqft
    2022-07-01 0 days 1,914 sqft
    2022-08-01 0 days 2,031 sqft
    2022-09-01 0 days 1,986 sqft
    2022-10-01 0 days 2,017 sqft
    2022-11-01 0 days 2,022 sqft
    2022-12-01 0 days 2,000 sqft
    2023-01-01 0 days 1,998 sqft
    2023-02-01 0 days 1,908 sqft
    2023-03-01 0 days 1,970 sqft
    2023-04-01 0 days 1,902 sqft
    2023-05-01 0 days 1,974 sqft
    2023-06-01 0 days 1,934 sqft
    2023-07-01 0 days 2,031 sqft
    2023-08-01 0 days 2,096 sqft
    2023-09-01 0 days 1,938 sqft
    2023-10-01 0 days 1,958 sqft
    2023-11-01 0 days 1,968 sqft
    Burley's median listing age (time on market) for 2023-11-01 was 0 days.

    Burley's median square footage for active listings during the 2023-11-01 period was 1,968 sqft. One year prior, the average listing was 2,022 sqft.

    Burley, ID Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 557 $161,475,000 $289,901
    Cash Out Refi 344 $67,380,000 $195,872
    Home Improvement 198 $19,320,000 $97,576
    Refi 160 $27,760,000 $173,500
    Other 136 $12,080,000 $88,824

    Burley's most frequently cited loan purpose was Home Purchase, with 557 originations. The 2nd most popular reason was Cash Out Refi, with 344 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    4-5% 370 $77,130,000 $208,459
    5-6% 332 $80,000,000 $240,964
    3-4% 316 $71,800,000 $227,215
    6-7% 181 $30,255,000 $167,155
    2.5-3% 67 $13,375,000 $199,627
    7-8% 63 $8,735,000 $138,651
    Over 8% 42 $2,850,000 $67,857
    <2.5% 20 $2,920,000 $146,000

    During 2022, Burley's most frequently originated rate bucket was 4-5%, with 370 originations.

    Loan Sizing (Burley, ID MSA)

    Loan Size Originations Total Value Average Loan
    $200k-400k 499 $138,065,000 $276,683
    $100,000 or less 389 $19,415,000 $49,910
    $100k-200k 380 $55,650,000 $146,447
    $400k-600k 92 $44,750,000 $486,413
    $600k-1000k 30 $20,720,000 $690,667
    $Over $1MM 5 $9,415,000 $1,883,000

    Burley's loan sizing saw the bucket of loans from $200k-400k with 499 originations, totaling $138,065,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 395 $118,775,000 $300,696
    60-80% 310 $86,080,000 $277,677
    Under 20% 242 $9,630,000 $39,793
    20-40% 222 $25,190,000 $113,468
    40-60% 213 $44,265,000 $207,817
    Over 100% 8 $2,950,000 $368,750

    Burley's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 395 originations, totaling $118,775,000 in origination value.