Burley Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Burley averaged 7.13% for the week of 2023-11-30, compared to the national average of 7.22% for the same period.

The average rate for the prior week (2023-11-22) was 6.9% and one month ago for the week of 2023-10-26, the average rate was 7.7%.

Burley's average rate one year ago was 6.19%.

For refis of the same type during the week of 2023-11-30, the average rate was 7.22%.

Loan Type Date Rate
US 30 Year Fixed Rate 2023-11-30 7.22%
Burley 30 Year Fixed Rate 2023-11-30 7.13%
Burley 30 Year Fixed Rate Refi 2023-11-30 7.22%
Burley 15 Year Fixed Rate 2023-11-30 6.66%
Burley 15 Year Fixed Rate Refi 2023-11-30 6.46%
Burley 30 Year FHA 2023-11-30 6.74%
Burley 30 Year FHA Refi 2023-11-30 7.15%
Burley 30 Year USDA 2023-11-30 7%
Burley 30 Year USDA Refi 2023-11-30 6.9%
Burley 30 Year VA 2023-11-30 6.97%
Burley 30 Year VA Refi 2023-11-30 6.57%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Burley, ID.

Burley Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Burley, ID market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2022 Avg. 30yFix Rate 2022 Avg. Closing Costs
IDAHO CENTRAL 95 4.58% $6,194
First Federal Savings Bank of Twin Falls 60 4.79% $6,148
D. L. Evans Bank 36 4.68% $5,685
QUICKEN LOANS, LLC 33 4.82% $8,136
VAN DYK MORTGAGE CORPORATION 24 5.11% $7,699
PREMIER MORTGAGE RESOURCES, L.L.C. 16 5.47% $7,354
GUILD MORTGAGE COMPANY 14 4.98% $7,531
AXIA FINANCIAL, LLC 14 5.31% $7,513
UNITED WHOLESALE MORTGAGE, LLC 14 5.05% $5,854
CORNERSTONE HOME LENDING, INC. 13 5.41% $8,989
U.S. Bank 8 4.76% $3,964
KeyBank 6 4.42% $3,054
LOANDEPOT.COM, LLC 6 4.44% $6,341
CANOPY MORTGAGE, LLC 5 5.32% $7,345
Zions Bank 5 5.15% $4,914
FREEDOM MORTGAGE CORPORATION 5 5.03% $7,233
GOLDENWEST 5 5.68% $6,154
MOUNTAIN AMERICA 4 3.81% $5,655
Washington Federal Bank 4 4.38% $7,315
IDAHO STATE UNIVERSITY 4 5.03% $5,341
Flagstar Bank, FSB 4 5.11% $6,752
AMERICAN FINANCING CORPORATION 4 4.28% $6,294
MOVEMENT MORTGAGE, LLC 3 5.54% $6,706
JPMorgan Chase Bank 3 5.29% $9,947
PRIMELENDING, A PLAINSCAPITAL COMPANY 3 4.83% $5,734
Wells Fargo Bank 3 4.58% $6,240
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 3 4.88% $12,344
PIONEER 3 4.92% $5,537
PENNYMAC LOAN SERVICES, LLC 3 5.21% $8,146
Mr. Cooper ( Nationstar Mortgage ) 3 4.79% $8,246
CALIBER HOME LOANS, INC. 3 4.96% $10,378
ACADEMY MORTGAGE CORPORATION 2 4.69% $5,677
AMERICA FIRST 2 5.31% $4,175
AMERISAVE MORTGAGE CORPORATION 2 4.93% $9,984
Bank of America 2 4.63% $5,061
Deseret First Credit Union 2 4.93% $6,299
Discover Bank 2 6.62% $0
Glacier Bank 2 5.69% $10,954
HOME POINT FINANCIAL CORPORATION 2 4.63% $9,135
MANN FINANCIAL INC. 2 4.25% $6,401
NFM, INC. 2 5.38% $6,288
PRIMARY RESIDENTIAL MORTGAGE, INC. 2 5.63% $7,342
LOANPAL, LLC 1 3.75% $18,656
AmeriHome Mortgage Company, LLC 1 4.88% $7,908
Mortgage Research Center, LLC 1 6.13% $10,195
HOMESIDE FINANCIAL, LLC 1 3.25% $4,236
GSF Mortgage Corporation 1 6.38% $14,916
First National Bank of America 1 6.88% $6,958
NBKC BANK 1 3.00% $7,650
Network Funding, L.P. 1 5.75% $4,069
NEWREZ LLC 1 3.38% $5,958
AMERICAN PACIFIC MORTGAGE CORPORATION 1 4.88% $6,343
Northwest Farm Credit Services, FLCA 1 5.55% $7,402
PACIFIC RESIDENTIAL MORTGAGE, LLC 1 3.13% $18,889
First Guaranty Mortgage Corporation 1 3.88% $4,560
PHH Mortgage Corporation 1 6.63% $6,467
FIRST COLONY MORTGAGE CORPORATION 1 5.38% $7,744
Eagle Bank and Trust Company 1 5.13% $5,060
AMERICAN INTERNET MORTGAGE, INC. 1 3.38% $5,593
CROSSCOUNTRY MORTGAGE, LLC 1 4.88% $7,346
CASTLE & COOKE MORTGAGE, LLC 1 5.88% $7,032
Quontic Bank 1 7.63% $9,366
S1L, Inc. 1 3.75% $6,392
SECURITYNATIONAL MORTGAGE COMPANY 1 5.50% $14,385
The Federal Savings Bank 1 5.50% $10,500
Carrington Mortgage Services, LLC 1 5.38% $6,962
CARDINAL FINANCIAL 1 5.25% $4,419
BROKER SOLUTIONS, INC. 1 5.00% $6,639
VISION ONE MORTGAGE, INC. 1 4.25% $8,170
LADERA LENDING, INC. 1 5.38% $9,234
LAKEVIEW LOAN SERVICING, LLC 1 3.63% $11,236
HOMEXPRESS MORTGAGE CORP. 1 5.00% $10,211

Burley Average Closing Costs & Other Stats

Burley, ID's 72 lenders originated 1,395 loans during 2022. The total origination value was $288,015,000, with an average loan value of $206,462.

Burley's average closing costs are $5,889.

The top Burley lender as defined by loan originations is IDAHO CENTRAL, with 95 loans originated. Their average total fees are $6,194, which is $46 higher than the next largest lender, First Federal Savings Bank of Twin Falls.

The lowest fee Burley lenders (with over 10 loans originated) are D. L. Evans Bank ($5,685), UNITED WHOLESALE MORTGAGE, LLC ($5,854), First Federal Savings Bank of Twin Falls ($6,148), IDAHO CENTRAL ($6,194) and PREMIER MORTGAGE RESOURCES, L.L.C. ($7,354).

The lowest rate Burley lenders (with over 10 loans originated) are IDAHO CENTRAL (4.58%), D. L. Evans Bank (4.68%), First Federal Savings Bank of Twin Falls (4.79%), QUICKEN LOANS, LLC (4.82%) and GUILD MORTGAGE COMPANY (4.98%).

Burley, ID Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2021 Loan Value 2022 Loan Value % Change 2022 Market Share
IDAHO CENTRAL $59,185,000 $49,120,000 -17.0% 17.1%
First Federal Savings Bank of Twin Falls $80,780,000 $48,325,000 -40.2% 16.8%
D. L. Evans Bank $31,360,000 $28,770,000 -8.3% 10.0%
VAN DYK MORTGAGE CORPORATION $8,805,000 $13,395,000 52.1% 4.7%
QUICKEN LOANS, LLC $23,840,000 $13,190,000 -44.7% 4.6%
PREMIER MORTGAGE RESOURCES, L.L.C. $11,575,000 $11,005,000 -4.9% 3.8%
AXIA FINANCIAL, LLC $7,000,000 $9,705,000 38.6% 3.4%
CORNERSTONE HOME LENDING, INC. $600,000 $8,695,000 1,349.2% 3.0%
UNITED WHOLESALE MORTGAGE, LLC $6,175,000 $6,630,000 7.4% 2.3%
CONNECTIONS $3,260,000 $5,715,000 75.3% 2.0%
Zions Bancorporation, N.A. $6,090,000 $5,235,000 -14.0% 1.8%
GUILD MORTGAGE COMPANY $9,620,000 $5,100,000 -47.0% 1.8%
U.S. Bank $3,520,000 $3,785,000 7.5% 1.3%
MOUNTAIN AMERICA $3,690,000 $3,310,000 -10.3% 1.1%
KeyBank $7,765,000 $3,235,000 -58.3% 1.1%
LOANDEPOT.COM, LLC $3,165,000 $3,105,000 -1.9% 1.1%
CANOPY MORTGAGE, LLC $2,885,000 $2,915,000 1.0% 1.0%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $2,140,000 $2,490,000 16.4% 0.9%
ACADEMY MORTGAGE CORPORATION $1,675,000 $2,385,000 42.4% 0.8%
JPMorgan Chase Bank $695,000 $2,175,000 212.9% 0.8%
Alaska USA Federal Credit Union $2,160,000 n/a 0.7%
FREEDOM MORTGAGE CORPORATION $4,265,000 $2,150,000 -49.6% 0.7%
Mortgage Research Center, LLC $3,055,000 $1,950,000 -36.2% 0.7%
NFM, INC. $1,895,000 n/a 0.7%
PENNYMAC LOAN SERVICES, LLC $3,470,000 $1,830,000 -47.3% 0.6%
MOVEMENT MORTGAGE, LLC $3,530,000 $1,730,000 -51.0% 0.6%
AMERICAN FINANCING CORPORATION $845,000 $1,660,000 96.4% 0.6%
Glacier Bank $2,210,000 $1,650,000 -25.3% 0.6%
Arbor Realty Trust, Inc. $1,505,000 n/a 0.5%
Flagstar Bank, FSB $1,690,000 $1,405,000 -16.9% 0.5%
PHH Mortgage Corporation $960,000 $1,395,000 45.3% 0.5%
HOME POINT FINANCIAL CORPORATION $440,000 $1,380,000 213.6% 0.5%
Washington Federal Bank $1,360,000 n/a 0.5%
CALIBER HOME LOANS, INC. $2,995,000 $1,305,000 -56.4% 0.5%
IDAHO STATE UNIVERSITY $2,255,000 $1,300,000 -42.4% 0.5%
AMERISAVE MORTGAGE CORPORATION $3,350,000 $1,155,000 -65.5% 0.4%
PRIMARY RESIDENTIAL MORTGAGE, INC. $1,060,000 $1,075,000 1.4% 0.4%
Mr. Cooper ( Nationstar Mortgage ) $1,395,000 $995,000 -28.7% 0.3%
NAVY FEDERAL CREDIT UNION $400,000 $995,000 148.8% 0.3%
AMERICAN ADVISORS GROUP $315,000 $925,000 193.7% 0.3%
GOLDENWEST $1,715,000 $925,000 -46.1% 0.3%
EVERGREEN MONEYSOURCE MORTGAGE COMPANY $1,035,000 $915,000 -11.6% 0.3%
S1L, Inc. $195,000 $865,000 343.6% 0.3%
USAA Federal Savings Bank $295,000 $850,000 188.1% 0.3%
Wells Fargo Bank $1,315,000 $845,000 -35.7% 0.3%
PRIMELENDING, A PLAINSCAPITAL COMPANY $430,000 $810,000 88.4% 0.3%
INTERCAP LENDING INC. $215,000 $720,000 234.9% 0.2%
Northwest Farm Credit Services, FLCA $1,215,000 $710,000 -41.6% 0.2%
PIONEER $390,000 $675,000 73.1% 0.2%
BROKER SOLUTIONS, INC. $1,260,000 $645,000 -48.8% 0.2%
PACIFIC RESIDENTIAL MORTGAGE, LLC $1,005,000 $645,000 -35.8% 0.2%
SECURITYNATIONAL MORTGAGE COMPANY $645,000 n/a 0.2%
LAKEVIEW LOAN SERVICING, LLC $585,000 $595,000 1.7% 0.2%
Wyndham Capital Mortgage, Inc. $720,000 $595,000 -17.4% 0.2%
FINANCE OF AMERICA REVERSE LLC $185,000 $580,000 213.5% 0.2%
AMERICAN INTERNET MORTGAGE, INC. $245,000 $575,000 134.7% 0.2%
AmeriHome Mortgage Company, LLC $75,000 $570,000 660.0% 0.2%
Deseret First Credit Union $230,000 $560,000 143.5% 0.2%
MANN FINANCIAL INC. $215,000 $555,000 158.1% 0.2%
Bank of Idaho $1,630,000 $530,000 -67.5% 0.2%
FIRST COLONY MORTGAGE CORPORATION $5,290,000 $530,000 -90.0% 0.2%
CAPITAL EDUCATORS FEDERAL CREDIT UNION $235,000 $525,000 123.4% 0.2%
MORTGAGE SOLUTIONS OF COLORADO, LLC $2,445,000 $510,000 -79.1% 0.2%
NEWREZ LLC $595,000 $505,000 -15.1% 0.2%
AMERICA FIRST $455,000 $485,000 6.6% 0.2%
LOANPAL, LLC $710,000 $485,000 -31.7% 0.2%
GTE Federal Credit Union $475,000 n/a 0.2%
The Federal Savings Bank $410,000 $470,000 14.6% 0.2%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $950,000 $435,000 -54.2% 0.2%
Boeing Employees Credit Union $85,000 $415,000 388.2% 0.1%
SKYONE Federal Credit Union $395,000 n/a 0.1%
Bank of America $125,000 $390,000 212.0% 0.1%
Carrington Mortgage Services, LLC $500,000 $390,000 -22.0% 0.1%
Commerce Home Mortgage, Inc. $400,000 $385,000 -3.8% 0.1%
Eagle Bank and Trust Company $380,000 n/a 0.1%
FINANCE OF AMERICA MORTGAGE LLC $325,000 $375,000 15.4% 0.1%
Sierra Pacific Mortgage Company, Inc. $750,000 $365,000 -51.3% 0.1%
NEW DAY FINANCIAL, LLC $815,000 $355,000 -56.4% 0.1%
GSF Mortgage Corporation $335,000 n/a 0.1%
Equity Prime Mortgage LLC $325,000 n/a 0.1%
Gateway First Bank $570,000 $325,000 -43.0% 0.1%
VILLAGE CAPITAL MORTGAGE $830,000 $305,000 -63.3% 0.1%
HOMEXPRESS MORTGAGE CORP. $295,000 n/a 0.1%
Paramount Residential Mortgage Group, Inc. $245,000 $295,000 20.4% 0.1%
SOUTHWEST STAGE FUNDING, LLC $425,000 $295,000 -30.6% 0.1%
Discover Bank $340,000 $280,000 -17.6% 0.1%
LIBERTY HOME MORTGAGE CORPORATION $255,000 n/a 0.1%
First Guaranty Mortgage Corporation $400,000 $245,000 -38.8% 0.1%
LOS ANGELES POLICE Federal Credit Union $245,000 n/a 0.1%
NBKC BANK $245,000 n/a 0.1%
Quontic Bank $245,000 n/a 0.1%
MYCUMORTGAGE, LLC $225,000 n/a 0.1%
AMERICAN PACIFIC MORTGAGE CORPORATION $445,000 $215,000 -51.7% 0.1%
CASTLE & COOKE MORTGAGE, LLC $205,000 n/a 0.1%
NUMERICA CREDIT UNION $205,000 n/a 0.1%
VISION ONE MORTGAGE, INC. $225,000 $205,000 -8.9% 0.1%
LADERA LENDING, INC. $195,000 n/a 0.1%
MY MOVE MORTGAGE, LLC $235,000 $195,000 -17.0% 0.1%
M&T Bank $185,000 n/a 0.1%
REVERSE MORTGAGE FUNDING LLC $185,000 n/a 0.1%
SUMMIT FUNDING, INC. $385,000 $185,000 -51.9% 0.1%
The Bank of Commerce $155,000 $185,000 19.4% 0.1%
BEEHIVE $205,000 $175,000 -14.6% 0.1%
CLEARPATH LENDING $370,000 $175,000 -52.7% 0.1%
CROSSCOUNTRY MORTGAGE, LLC $175,000 n/a 0.1%
PENTAGON FEDERAL CREDIT UNION $175,000 n/a 0.1%
HOMESIDE FINANCIAL, LLC $165,000 n/a 0.1%
MUTUAL OF OMAHA MORTGAGE, INC. $400,000 $165,000 -58.8% 0.1%
First National Bank of America $275,000 $155,000 -43.6% 0.1%
OPEN MORTGAGE, LLC $145,000 n/a 0.1%
MID AMERICA MORTGAGE, INC. $135,000 n/a 0.0%
AGRICULTURE Federal Credit Union $125,000 n/a 0.0%
Network Funding, L.P. $125,000 n/a 0.0%
VANDERBILT MORTGAGE AND FINANCE, INC. $125,000 n/a 0.0%
Umpqua Bank $465,000 $105,000 -77.4% 0.0%
WESTMARK Credit Union $330,000 $100,000 -69.7% 0.0%
FARMERS BANK $75,000 n/a 0.0%
Figure Lending LLC $25,000 $70,000 180.0% 0.0%

Burley's top lender by overall market share is IDAHO CENTRAL, with 17.1% market share. In second place, with 16.8%, is First Federal Savings Bank of Twin Falls, having originated $48,325,000 in loans. In third place, with 10.0%, is D. L. Evans Bank, having originated $28,770,000 in loans. In fourth place, with 4.7%, is VAN DYK MORTGAGE CORPORATION, having originated $13,395,000 in loans. In fifth place, with 4.6%, is QUICKEN LOANS, LLC, having originated $13,190,000 in loans.


Burley Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - Burley (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $162,900 (-1.6%) $193,433 (-0.6%) 0.00 78
2018-02-01 $169,400 (1.0%) $199,931 (0.8%) 0.00 82
2018-03-01 $170,700 (-1.9%) $201,428 (2.1%) 0.00 84
2018-04-01 $183,950 (5.2%) $227,521 (13.4%) 0.00 80
2018-05-01 $181,975 (1.7%) $219,786 (7.2%) 0.00 78
2018-06-01 $179,850 (5.9%) $224,186 (13.0%) 0.00 95
2018-07-01 $177,800 (-0.9%) $222,179 (5.7%) 0.00 101
2018-08-01 $178,400 (1.3%) $224,005 (11.7%) 0.00 99
2018-09-01 $180,000 (2.9%) $237,300 (23.4%) 0.00 89
2018-10-01 $185,175 (5.1%) $234,542 (20.2%) 0.00 87
2018-11-01 $189,450 (18.6%) $235,695 (24.6%) 0.00 89
2018-12-01 $224,900 (34.3%) $243,176 (22.0%) 0.00 93
2019-01-01 $221,225 (35.8%) $241,594 (24.9%) 0.00 87
2019-02-01 $196,225 (15.8%) $238,961 (19.5%) 0.00 79
2019-03-01 $194,349 (13.9%) $236,600 (17.5%) 0.00 79
2019-04-01 $193,589 (5.2%) $233,607 (2.7%) 0.00 80
2019-05-01 $212,175 (16.6%) $257,426 (17.1%) 0.00 78
2019-06-01 $219,900 (22.3%) $249,169 (11.1%) 0.00 89
2019-07-01 $217,500 (22.3%) $242,993 (9.4%) 0.00 97
2019-08-01 $218,941 (22.7%) $260,927 (16.5%) 0.00 114
2019-09-01 $224,852 (24.9%) $281,235 (18.5%) 0.00 118
2019-10-01 $228,793 (23.6%) $291,953 (24.5%) 0.00 119
2019-11-01 $219,900 (16.1%) $287,339 (21.9%) 0.00 111
2019-12-01 $233,625 (3.9%) $311,928 (28.3%) 0.00 94
2020-01-01 $253,725 (14.7%) $320,509 (32.7%) 0.00 89
2020-02-01 $242,900 (23.8%) $313,798 (31.3%) 0.00 76
2020-03-01 $247,000 (27.1%) $302,335 (27.8%) 0.00 85
2020-04-01 $239,450 (23.7%) $296,810 (27.1%) 0.00 87
2020-05-01 $249,000 (17.4%) $307,562 (19.5%) 0.00 80
2020-06-01 $259,225 (17.9%) $306,763 (23.1%) 0.00 54
2020-07-01 $239,950 (10.3%) $328,649 (35.3%) 0.00 46
2020-08-01 $237,900 (8.7%) $326,592 (25.2%) 0.00 42
2020-09-01 $236,200 (5.1%) $293,831 (4.5%) 0.00 40
2020-10-01 $239,900 (4.9%) $275,527 (-5.6%) 0.00 37
2020-11-01 $255,000 (16.0%) $310,728 (8.1%) 0.00 24
2020-12-01 $263,725 (12.9%) $342,075 (9.7%) 0.00 23
2021-01-01 $257,500 (1.5%) $350,658 (9.4%) 0.00 18
2021-02-01 $256,875 (5.8%) $433,016 (38.0%) 0.00 18
2021-03-01 $317,500 (28.5%) $452,654 (49.7%) 0.00 18
2021-04-01 $277,000 (15.7%) $373,153 (25.7%) 0.00 18
2021-05-01 $287,450 (15.4%) $406,630 (32.2%) 0.00 22
2021-06-01 $289,725 (11.8%) $402,211 (31.1%) 0.00 30
2021-07-01 $325,000 (35.4%) $436,230 (32.7%) 0.00 37
2021-08-01 $292,250 (22.9%) $407,139 (24.7%) 0.00 48
2021-09-01 $354,475 (50.1%) $486,829 (65.7%) 0.00 47
2021-10-01 $351,600 (46.6%) $459,865 (66.9%) 0.00 51
2021-11-01 $353,300 (38.6%) $464,150 (49.4%) 0.00 46
2021-12-01 $356,000 (35.0%) $447,224 (30.7%) 0.00 45
2022-01-01 $342,000 (32.8%) $481,107 (37.2%) 0.00 37
2022-02-01 $347,025 (35.1%) $458,530 (5.9%) 0.00 36
2022-03-01 $359,250 (13.2%) $438,473 (-3.1%) 0.00 44
2022-04-01 $364,540 (31.6%) $467,375 (25.3%) 0.00 48
2022-05-01 $370,328 (28.8%) $447,247 (10.0%) 0.00 64
2022-06-01 $369,918 (27.7%) $426,790 (6.1%) 0.00 71
2022-07-01 $374,016 (15.1%) $430,507 (-1.3%) 0.00 96
2022-08-01 $384,995 (31.7%) $447,828 (10.0%) 0.00 105
2022-09-01 $379,975 (7.2%) $443,841 (-8.8%) 0.00 112
2022-10-01 $377,008 (7.2%) $433,731 (-5.7%) 0.00 111
2022-11-01 $390,620 (10.6%) $431,111 (-7.1%) 0.00 112
2022-12-01 $389,750 (9.5%) $419,574 (-6.2%) 0.00 110
2023-01-01 $396,516 (15.9%) $422,857 (-12.1%) 0.00 93
2023-02-01 $391,175 (12.7%) $411,054 (-10.4%) 0.00 95
2023-03-01 $395,566 (10.1%) $419,645 (-4.3%) 0.00 82
2023-04-01 $395,000 (8.4%) $404,787 (-13.4%) 0.00 82
2023-05-01 $401,076 (8.3%) $445,931 (-0.3%) 0.00 96
2023-06-01 $396,198 (7.1%) $457,431 (7.2%) 0.00 99
2023-07-01 $395,000 (5.6%) $461,662 (7.2%) 0.00 107
2023-08-01 $390,100 (1.3%) $452,798 (1.1%) 0.00 106
2023-09-01 $378,900 (-0.3%) $438,783 (-1.1%) 0.00 122
2023-10-01 $372,240 (-1.3%) $423,130 (-2.4%) 0.00 119
2023-11-01 $377,000 (-3.5%) $437,287 (1.4%) 0.00 105
Burley's median listing price for 2023-11-01 was $377,000, a difference of $-13,620 (-3.5%) versus the prior year and $4,760 versus the prior month.

Burley's median listing price comes in at 0% of the national average.

Burley's average listing price for 2023-11-01 was $437,287, a difference of $6,176 (1.4%) versus the prior year and $14,157 versus the prior month.

For the 2023-11-01 period, Burley had 105 MLS listings, a difference of -14 listings (-12%) versus the prior month and -7 listings (-6%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - Burley (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 0 days 1,812 sqft
2018-02-01 0 days 1,890 sqft
2018-03-01 0 days 1,947 sqft
2018-04-01 0 days 1,911 sqft
2018-05-01 0 days 1,905 sqft
2018-06-01 0 days 1,810 sqft
2018-07-01 0 days 1,762 sqft
2018-08-01 0 days 1,811 sqft
2018-09-01 0 days 1,872 sqft
2018-10-01 0 days 1,880 sqft
2018-11-01 0 days 1,860 sqft
2018-12-01 0 days 1,988 sqft
2019-01-01 0 days 2,006 sqft
2019-02-01 0 days 1,882 sqft
2019-03-01 0 days 1,936 sqft
2019-04-01 0 days 2,009 sqft
2019-05-01 0 days 2,025 sqft
2019-06-01 0 days 2,020 sqft
2019-07-01 0 days 2,009 sqft
2019-08-01 0 days 1,989 sqft
2019-09-01 0 days 1,976 sqft
2019-10-01 0 days 1,933 sqft
2019-11-01 0 days 1,901 sqft
2019-12-01 0 days 1,942 sqft
2020-01-01 0 days 2,218 sqft
2020-02-01 0 days 2,177 sqft
2020-03-01 0 days 1,879 sqft
2020-04-01 0 days 1,847 sqft
2020-05-01 0 days 1,879 sqft
2020-06-01 0 days 1,985 sqft
2020-07-01 0 days 1,976 sqft
2020-08-01 0 days 1,748 sqft
2020-09-01 0 days 1,834 sqft
2020-10-01 0 days 1,820 sqft
2020-11-01 0 days 1,820 sqft
2020-12-01 0 days 2,102 sqft
2021-01-01 0 days 2,165 sqft
2021-02-01 0 days 2,473 sqft
2021-03-01 0 days 2,701 sqft
2021-04-01 0 days 1,911 sqft
2021-05-01 0 days 1,965 sqft
2021-06-01 0 days 1,893 sqft
2021-07-01 0 days 2,112 sqft
2021-08-01 0 days 2,039 sqft
2021-09-01 0 days 2,000 sqft
2021-10-01 0 days 1,938 sqft
2021-11-01 0 days 1,976 sqft
2021-12-01 0 days 1,914 sqft
2022-01-01 0 days 1,961 sqft
2022-02-01 0 days 1,792 sqft
2022-03-01 0 days 1,910 sqft
2022-04-01 0 days 2,112 sqft
2022-05-01 0 days 2,011 sqft
2022-06-01 0 days 1,848 sqft
2022-07-01 0 days 1,914 sqft
2022-08-01 0 days 2,031 sqft
2022-09-01 0 days 1,986 sqft
2022-10-01 0 days 2,017 sqft
2022-11-01 0 days 2,022 sqft
2022-12-01 0 days 2,000 sqft
2023-01-01 0 days 1,998 sqft
2023-02-01 0 days 1,908 sqft
2023-03-01 0 days 1,970 sqft
2023-04-01 0 days 1,902 sqft
2023-05-01 0 days 1,974 sqft
2023-06-01 0 days 1,934 sqft
2023-07-01 0 days 2,031 sqft
2023-08-01 0 days 2,096 sqft
2023-09-01 0 days 1,938 sqft
2023-10-01 0 days 1,958 sqft
2023-11-01 0 days 1,968 sqft
Burley's median listing age (time on market) for 2023-11-01 was 0 days.

Burley's median square footage for active listings during the 2023-11-01 period was 1,968 sqft. One year prior, the average listing was 2,022 sqft.

Burley, ID Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 557 $161,475,000 $289,901
Cash Out Refi 344 $67,380,000 $195,872
Home Improvement 198 $19,320,000 $97,576
Refi 160 $27,760,000 $173,500
Other 136 $12,080,000 $88,824

Burley's most frequently cited loan purpose was Home Purchase, with 557 originations. The 2nd most popular reason was Cash Out Refi, with 344 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
4-5% 370 $77,130,000 $208,459
5-6% 332 $80,000,000 $240,964
3-4% 316 $71,800,000 $227,215
6-7% 181 $30,255,000 $167,155
2.5-3% 67 $13,375,000 $199,627
7-8% 63 $8,735,000 $138,651
Over 8% 42 $2,850,000 $67,857
<2.5% 20 $2,920,000 $146,000

During 2022, Burley's most frequently originated rate bucket was 4-5%, with 370 originations.

Loan Sizing (Burley, ID MSA)

Loan Size Originations Total Value Average Loan
$200k-400k 499 $138,065,000 $276,683
$100,000 or less 389 $19,415,000 $49,910
$100k-200k 380 $55,650,000 $146,447
$400k-600k 92 $44,750,000 $486,413
$600k-1000k 30 $20,720,000 $690,667
$Over $1MM 5 $9,415,000 $1,883,000

Burley's loan sizing saw the bucket of loans from $200k-400k with 499 originations, totaling $138,065,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 395 $118,775,000 $300,696
60-80% 310 $86,080,000 $277,677
Under 20% 242 $9,630,000 $39,793
20-40% 222 $25,190,000 $113,468
40-60% 213 $44,265,000 $207,817
Over 100% 8 $2,950,000 $368,750

Burley's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 395 originations, totaling $118,775,000 in origination value.