Burley Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Burley averaged 5.87% for the week of 2024-10-03, compared to the national average of 6.12% for the same period.

The average rate for the prior week (2024-09-26) was 5.83% and one month ago for the week of 2024-08-29, the average rate was 6.1%.

Burley's average rate one year ago was 6.86%.

For refis of the same type during the week of 2024-10-03, the average rate was 6.22%.

Loan Type Date Rate
US 30 Year Fixed Rate 2024-10-03 6.12%
Burley 30 Year Fixed Rate 2024-10-03 5.87%
Burley 30 Year Fixed Rate Refi 2024-10-03 6.22%
Burley 15 Year Fixed Rate 2024-10-03 5.45%
Burley 15 Year Fixed Rate Refi 2024-10-03 5.45%
Burley 30 Year FHA 2024-10-03 5.34%
Burley 30 Year FHA Refi 2024-10-03 5.79%
Burley 30 Year USDA 2024-10-03 5.97%
Burley 30 Year USDA Refi 2024-10-03 5.97%
Burley 30 Year VA 2024-10-03 5.6%
Burley 30 Year VA Refi 2024-10-03 5.7%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Burley, ID.

Burley Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Burley, ID market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
IDAHO CENTRAL 61 6.45% $7,375
First Federal Savings Bank of Twin Falls 30 6.80% $6,086
QUICKEN LOANS, LLC 23 6.75% $7,232
PREMIER MORTGAGE RESOURCES, L.L.C. 13 6.72% $7,328
AXIA FINANCIAL, LLC 12 6.70% $7,098
D. L. Evans Bank 12 6.59% $4,551
UNITED WHOLESALE MORTGAGE, LLC 11 6.59% $7,720
NFM, INC. 10 6.61% $5,945
CORNERSTONE HOME LENDING, INC. 7 6.13% $8,100
CMG MORTGAGE, INC. 5 7.02% $9,863
VAN DYK MORTGAGE CORPORATION 4 7.16% $8,202
GUILD MORTGAGE COMPANY 3 7.00% $8,234
FIRST COLONY MORTGAGE CORPORATION 3 7.21% $14,499
MOVEMENT MORTGAGE, LLC 3 6.74% $7,673
ACADEMY MORTGAGE CORPORATION 2 6.25% $12,576
VANDERBILT MORTGAGE AND FINANCE, INC. 2 7.87% $9,244
Wells Fargo Bank 2 6.31% $4,185
Umpqua Bank 2 6.69% $9,224
AMERICAN FINANCING CORPORATION 2 6.12% $5,174
LOANDEPOT.COM, LLC 2 5.69% $11,359
MOUNTAIN AMERICA 2 6.94% $10,419
The Huntington National Bank 2 6.38% $8,104
Flagstar Bank, FSB 2 6.75% $11,043
Northwest Farm Credit Services, FLCA 1 7.55% $3,746
NUMERICA CREDIT UNION 1 7.63% $12,329
PIONEER 1 6.38% $5,771
American Mortgage & Equity Consultants, Inc. 1 7.25% $8,584
SECURITYNATIONAL MORTGAGE COMPANY 1 5.50% $3,807
SIRVA MORTGAGE, INC. 1 7.00% $9,138
Truist 1 6.63% $5,589
AMERICA FIRST 1 5.88% $6,004
U.S. Bank 1 5.88% $5,199
Washington Trust Bank 1 7.50% $9,318
CARDINAL FINANCIAL 1 7.63% $10,035
Zions Bank 1 5.63% $3,963
Carrington Mortgage Services, LLC 1 5.88% $7,748
Deere Employees Credit Union 1 5.88% $4,792
Discover Bank 1 6.24% $0
BROKER SOLUTIONS, INC. 1 6.25% $8,394
Eagle Bank and Trust Company 1 6.00% $5,509
EAST IDAHO Credit Union 1 7.00% $5,950
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 1 6.99% $9,212
BMO Harris Bank 1 6.75% $11,074
GUARANTEED RATE, INC. 1 6.55% $5,583
HORIZON 1 6.25% $3,851
Bank of Idaho 1 6.99% $7,007
JPMorgan Chase Bank 1 6.63% $8,563
LAKEVIEW LOAN SERVICING, LLC 1 6.88% $9,649
Northpointe Bank 1 6.99% $7,911

Burley Average Closing Costs & Other Stats

Burley, ID's 49 lenders originated 991 loans during 2023. The total origination value was $187,405,000, with an average loan value of $189,107.

Burley's average closing costs are $6,245.

The top Burley lender as defined by loan originations is IDAHO CENTRAL, with 61 loans originated. Their average total fees are $7,375, which is $1,289 higher than the next largest lender, First Federal Savings Bank of Twin Falls.

The lowest fee Burley lenders (with over 10 loans originated) are D. L. Evans Bank ($4,551), NFM, INC. ($5,945), First Federal Savings Bank of Twin Falls ($6,086), AXIA FINANCIAL, LLC ($7,098) and QUICKEN LOANS, LLC ($7,232).

The lowest rate Burley lenders (with over 10 loans originated) are IDAHO CENTRAL (6.45%), UNITED WHOLESALE MORTGAGE, LLC (6.59%), D. L. Evans Bank (6.59%), NFM, INC. (6.61%) and AXIA FINANCIAL, LLC (6.70%).

Burley, ID Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2022 Loan Value 2023 Loan Value % Change 2023 Market Share
IDAHO CENTRAL $49,120,000 $37,905,000 -22.8% 20.2%
First Federal Savings Bank of Twin Falls $48,325,000 $31,000,000 -35.9% 16.5%
D. L. Evans Bank $28,770,000 $13,095,000 -54.5% 7.0%
PREMIER MORTGAGE RESOURCES, L.L.C. $11,005,000 $9,960,000 -9.5% 5.3%
QUICKEN LOANS, LLC $13,190,000 $9,050,000 -31.4% 4.8%
CORNERSTONE HOME LENDING, INC. $8,695,000 $8,860,000 1.9% 4.7%
AXIA FINANCIAL, LLC $9,705,000 $7,365,000 -24.1% 3.9%
UNITED WHOLESALE MORTGAGE, LLC $6,630,000 $6,070,000 -8.4% 3.2%
NFM, INC. $1,895,000 $5,790,000 205.5% 3.1%
VAN DYK MORTGAGE CORPORATION $13,395,000 $4,445,000 -66.8% 2.4%
MOVEMENT MORTGAGE, LLC $1,730,000 $3,770,000 117.9% 2.0%
CONNECTIONS $5,715,000 $2,800,000 -51.0% 1.5%
MOUNTAIN AMERICA $3,310,000 $2,295,000 -30.7% 1.2%
FIRST COLONY MORTGAGE CORPORATION $530,000 $2,200,000 315.1% 1.2%
ACADEMY MORTGAGE CORPORATION $2,385,000 $2,080,000 -12.8% 1.1%
GREYSTONE SERVICING COMPANY LLC $1,925,000 n/a 1.0%
GUILD MORTGAGE COMPANY $5,100,000 $1,760,000 -65.5% 0.9%
CMG MORTGAGE, INC. $1,625,000 n/a 0.9%
INTERCAP LENDING INC. $720,000 $1,440,000 100.0% 0.8%
Zions Bank $5,235,000 $1,430,000 -72.7% 0.8%
Mortgage Research Center, LLC $1,950,000 $1,240,000 -36.4% 0.7%
Flagstar Bank, FSB $1,405,000 $1,230,000 -12.5% 0.7%
LOANDEPOT.COM, LLC $3,105,000 $1,060,000 -65.9% 0.6%
U.S. Bank $3,785,000 $1,000,000 -73.6% 0.5%
Mr. Cooper ( Nationstar Mortgage ) $995,000 $990,000 -0.5% 0.5%
BMO Harris Bank $975,000 n/a 0.5%
VILLAGE CAPITAL MORTGAGE $305,000 $950,000 211.5% 0.5%
The Huntington National Bank $840,000 n/a 0.4%
GUARANTEED RATE, INC. $830,000 n/a 0.4%
PENNYMAC LOAN SERVICES, LLC $1,830,000 $740,000 -59.6% 0.4%
FREEDOM MORTGAGE CORPORATION $2,150,000 $725,000 -66.3% 0.4%
EAST IDAHO Credit Union $720,000 n/a 0.4%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $2,490,000 $705,000 -71.7% 0.4%
AMCAP MORTGAGE, LTD. $690,000 n/a 0.4%
LAKEVIEW LOAN SERVICING, LLC $595,000 $665,000 11.8% 0.4%
Northpointe Bank $660,000 n/a 0.4%
USAA Federal Savings Bank $850,000 $650,000 -23.5% 0.3%
Wells Fargo Bank $845,000 $650,000 -23.1% 0.3%
VANDERBILT MORTGAGE AND FINANCE, INC. $125,000 $615,000 392.0% 0.3%
EMBRACE HOME LOANS, INC. $590,000 n/a 0.3%
American Mortgage & Equity Consultants, Inc. $585,000 n/a 0.3%
ARK-LA-TEX FINANCIAL SERVICES, LLC. $585,000 n/a 0.3%
AMERICA FIRST $485,000 $575,000 18.6% 0.3%
Banner Bank $530,000 n/a 0.3%
NAVY FEDERAL CREDIT UNION $995,000 $490,000 -50.8% 0.3%
CANOPY MORTGAGE, LLC $2,915,000 $485,000 -83.4% 0.3%
BROKER SOLUTIONS, INC. $645,000 $480,000 -25.6% 0.3%
Northwest Farm Credit Services, FLCA $710,000 $450,000 -36.6% 0.2%
Eagle Bank and Trust Company $380,000 $445,000 17.1% 0.2%
CARDINAL FINANCIAL $435,000 $430,000 -1.1% 0.2%
GOLDENWEST $925,000 $415,000 -55.1% 0.2%
The Bank of Commerce $185,000 $415,000 124.3% 0.2%
CALCON MUTUAL MORTGAGE LLC $400,000 n/a 0.2%
FINANCE OF AMERICA REVERSE LLC $580,000 $395,000 -31.9% 0.2%
SIRVA MORTGAGE, INC. $395,000 n/a 0.2%
Discover Bank $280,000 $390,000 39.3% 0.2%
AMERICAN PACIFIC MORTGAGE CORPORATION $215,000 $385,000 79.1% 0.2%
Umpqua Bank $105,000 $360,000 242.9% 0.2%
AMERICAN FINANCIAL NETWORK, INC. $345,000 n/a 0.2%
Deere Employees Credit Union $345,000 n/a 0.2%
Truist $345,000 n/a 0.2%
TOP FLITE FINANCIAL, INC. $340,000 n/a 0.2%
JPMorgan Chase Bank $2,175,000 $335,000 -84.6% 0.2%
Bank of Idaho $530,000 $305,000 -42.5% 0.2%
SUMMIT FUNDING, INC. $185,000 $305,000 64.9% 0.2%
Washington Trust Bank $305,000 n/a 0.2%
NUMERICA CREDIT UNION $205,000 $285,000 39.0% 0.2%
PRIMARY RESIDENTIAL MORTGAGE, INC. $1,075,000 $275,000 -74.4% 0.1%
EVERGREEN MONEYSOURCE MORTGAGE COMPANY $915,000 $265,000 -71.0% 0.1%
PRIMELENDING, A PLAINSCAPITAL COMPANY $810,000 $265,000 -67.3% 0.1%
MEMBERS FIRST CREDIT UNION $255,000 n/a 0.1%
NMSI, INC. $255,000 n/a 0.1%
PIONEER $675,000 $250,000 -63.0% 0.1%
The Federal Savings Bank $470,000 $245,000 -47.9% 0.1%
Carrington Mortgage Services, LLC $390,000 $235,000 -39.7% 0.1%
AMERISAVE MORTGAGE CORPORATION $1,155,000 $225,000 -80.5% 0.1%
KeyBank $3,235,000 $225,000 -93.0% 0.1%
NEW DAY FINANCIAL, LLC $355,000 $215,000 -39.4% 0.1%
MORTGAGE SOLUTIONS OF COLORADO, LLC $510,000 $185,000 -63.7% 0.1%
AMERICAN FINANCING CORPORATION $1,660,000 $170,000 -89.8% 0.1%
MUTUAL OF OMAHA MORTGAGE, INC. $165,000 $155,000 -6.1% 0.1%
NEWREZ LLC $505,000 $155,000 -69.3% 0.1%
BNC National Bank $125,000 n/a 0.1%
WESTMARK Credit Union $100,000 $120,000 20.0% 0.1%
PNC Bank $105,000 n/a 0.1%
SECURITYNATIONAL MORTGAGE COMPANY $645,000 $105,000 -83.7% 0.1%
PHH Mortgage Corporation $1,395,000 $95,000 -93.2% 0.1%
TRIAD FINANCIAL SERVICES, INC. $85,000 n/a 0.0%
Figure Lending LLC $70,000 $70,000 0.0% 0.0%
FARMERS BANK $75,000 $55,000 -26.7% 0.0%
GTE Federal Credit Union $475,000 $55,000 -88.4% 0.0%
HORIZON $55,000 n/a 0.0%
Deseret First Credit Union $560,000 $35,000 -93.8% 0.0%

Burley's top lender by overall market share is IDAHO CENTRAL, with 20.2% market share. In second place, with 16.5%, is First Federal Savings Bank of Twin Falls, having originated $31,000,000 in loans. In third place, with 7.0%, is D. L. Evans Bank, having originated $13,095,000 in loans. In fourth place, with 5.3%, is PREMIER MORTGAGE RESOURCES, L.L.C., having originated $9,960,000 in loans. In fifth place, with 4.8%, is QUICKEN LOANS, LLC, having originated $9,050,000 in loans.


Burley Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - Burley (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $162,900 (-1.6%) $193,433 (-0.6%) 0.00 78
2018-02-01 $168,900 (0.7%) $199,841 (0.8%) 0.00 82
2018-03-01 $170,700 (-1.9%) $201,428 (2.1%) 0.00 84
2018-04-01 $183,950 (5.2%) $227,521 (13.4%) 0.00 80
2018-05-01 $181,975 (1.7%) $219,786 (7.2%) 0.00 78
2018-06-01 $179,850 (5.9%) $224,186 (13.0%) 0.00 95
2018-07-01 $177,800 (-0.9%) $222,179 (5.7%) 0.00 101
2018-08-01 $178,400 (1.3%) $224,005 (11.7%) 0.00 99
2018-09-01 $180,000 (2.9%) $237,300 (23.4%) 0.00 89
2018-10-01 $185,175 (5.1%) $234,542 (20.2%) 0.00 87
2018-11-01 $189,450 (18.6%) $235,695 (24.6%) 0.00 89
2018-12-01 $224,900 (34.3%) $243,176 (22.0%) 0.00 93
2019-01-01 $221,225 (35.8%) $241,594 (24.9%) 0.00 87
2019-02-01 $196,225 (16.2%) $238,961 (19.6%) 0.00 79
2019-03-01 $194,349 (13.9%) $236,600 (17.5%) 0.00 79
2019-04-01 $193,589 (5.2%) $233,607 (2.7%) 0.00 80
2019-05-01 $212,175 (16.6%) $257,426 (17.1%) 0.00 78
2019-06-01 $219,900 (22.3%) $249,169 (11.1%) 0.00 89
2019-07-01 $217,500 (22.3%) $242,993 (9.4%) 0.00 97
2019-08-01 $218,941 (22.7%) $260,927 (16.5%) 0.00 114
2019-09-01 $224,852 (24.9%) $281,235 (18.5%) 0.00 118
2019-10-01 $228,793 (23.6%) $291,953 (24.5%) 0.00 119
2019-11-01 $219,900 (16.1%) $287,339 (21.9%) 0.00 111
2019-12-01 $233,625 (3.9%) $311,928 (28.3%) 0.00 94
2020-01-01 $253,725 (14.7%) $320,509 (32.7%) 0.00 89
2020-02-01 $242,900 (23.8%) $313,798 (31.3%) 0.00 76
2020-03-01 $247,000 (27.1%) $302,335 (27.8%) 0.00 85
2020-04-01 $239,450 (23.7%) $296,810 (27.1%) 0.00 87
2020-05-01 $249,000 (17.4%) $307,562 (19.5%) 0.00 80
2020-06-01 $259,225 (17.9%) $306,763 (23.1%) 0.00 54
2020-07-01 $239,950 (10.3%) $328,649 (35.3%) 0.00 46
2020-08-01 $237,900 (8.7%) $326,592 (25.2%) 0.00 42
2020-09-01 $236,200 (5.1%) $293,831 (4.5%) 0.00 40
2020-10-01 $239,900 (4.9%) $275,527 (-5.6%) 0.00 37
2020-11-01 $255,000 (16.0%) $310,728 (8.1%) 0.00 24
2020-12-01 $263,725 (12.9%) $342,075 (9.7%) 0.00 23
2021-01-01 $257,500 (1.5%) $350,658 (9.4%) 0.00 18
2021-02-01 $256,875 (5.8%) $433,016 (38.0%) 0.00 18
2021-03-01 $317,500 (28.5%) $452,654 (49.7%) 0.00 18
2021-04-01 $277,000 (15.7%) $373,153 (25.7%) 0.00 18
2021-05-01 $287,450 (15.4%) $406,630 (32.2%) 0.00 22
2021-06-01 $289,725 (11.8%) $402,211 (31.1%) 0.00 30
2021-07-01 $325,000 (35.4%) $436,230 (32.7%) 0.00 37
2021-08-01 $292,250 (22.9%) $407,139 (24.7%) 0.00 48
2021-09-01 $354,475 (50.1%) $486,829 (65.7%) 0.00 47
2021-10-01 $351,600 (46.6%) $459,865 (66.9%) 0.00 51
2021-11-01 $353,300 (38.6%) $464,150 (49.4%) 0.00 46
2021-12-01 $356,000 (35.0%) $447,224 (30.7%) 0.00 45
2022-01-01 $342,000 (32.8%) $481,107 (37.2%) 0.00 37
2022-02-01 $347,025 (35.1%) $458,530 (5.9%) 0.00 36
2022-03-01 $359,250 (13.2%) $438,473 (-3.1%) 0.00 44
2022-04-01 $364,540 (31.6%) $467,375 (25.3%) 0.00 48
2022-05-01 $370,328 (28.8%) $447,247 (10.0%) 0.00 64
2022-06-01 $369,918 (27.7%) $426,790 (6.1%) 0.00 71
2022-07-01 $374,016 (15.1%) $430,507 (-1.3%) 0.00 96
2022-08-01 $384,995 (31.7%) $447,828 (10.0%) 0.00 105
2022-09-01 $379,975 (7.2%) $443,841 (-8.8%) 0.00 112
2022-10-01 $377,008 (7.2%) $433,731 (-5.7%) 0.00 111
2022-11-01 $390,620 (10.6%) $431,111 (-7.1%) 0.00 112
2022-12-01 $389,750 (9.5%) $419,574 (-6.2%) 0.00 110
2023-01-01 $396,516 (15.9%) $422,857 (-12.1%) 0.00 93
2023-02-01 $391,175 (12.7%) $411,054 (-10.4%) 0.00 95
2023-03-01 $395,566 (10.1%) $419,645 (-4.3%) 0.00 82
2023-04-01 $395,000 (8.4%) $404,787 (-13.4%) 0.00 82
2023-05-01 $399,450 (7.9%) $444,541 (-0.6%) 0.00 97
2023-06-01 $395,198 (6.8%) $454,867 (6.6%) 0.00 100
2023-07-01 $395,000 (5.6%) $461,662 (7.2%) 0.00 107
2023-08-01 $390,100 (1.3%) $452,798 (1.1%) 0.00 106
2023-09-01 $378,900 (-0.3%) $438,783 (-1.1%) 0.00 122
2023-10-01 $372,240 (-1.3%) $423,130 (-2.4%) 0.00 119
2023-11-01 $377,000 (-3.5%) $437,287 (1.4%) 0.00 105
2023-12-01 $383,950 (-1.5%) $440,687 (5.0%) 0.00 93
2024-01-01 $383,975 (-3.2%) $452,367 (7.0%) 0.00 78
2024-02-01 $381,900 (-2.4%) $436,805 (6.3%) 0.00 75
2024-03-01 $399,000 (0.9%) $454,354 (8.3%) 0.00 78
2024-04-01 $397,000 (0.5%) $468,924 (15.8%) 0.00 95
2024-05-01 $393,500 (-1.5%) $487,108 (9.6%) 0.00 105
2024-06-01 $389,000 (-1.6%) $481,137 (5.8%) 0.00 120
2024-07-01 $389,000 (-1.5%) $464,142 (0.5%) 0.00 130
2024-08-01 $380,000 (-2.6%) $454,398 (0.4%) 0.00 142
2024-09-01 $379,900 (0.3%) $470,633 (7.3%) 0.00 146
Burley's median listing price for 2024-09-01 was $379,900, a difference of $1,000 (0.3%) versus the prior year and $-100 versus the prior month.

Burley's median listing price comes in at 0% of the national average.

Burley's average listing price for 2024-09-01 was $470,633, a difference of $31,850 (7.3%) versus the prior year and $16,235 versus the prior month.

For the 2024-09-01 period, Burley had 146 MLS listings, a difference of 4 listings (3%) versus the prior month and 24 listings (20%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - Burley (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 0 days 1,812 sqft
2018-02-01 0 days 1,888 sqft
2018-03-01 0 days 1,947 sqft
2018-04-01 0 days 1,920 sqft
2018-05-01 0 days 1,915 sqft
2018-06-01 0 days 1,826 sqft
2018-07-01 0 days 1,766 sqft
2018-08-01 0 days 1,812 sqft
2018-09-01 0 days 1,874 sqft
2018-10-01 0 days 1,883 sqft
2018-11-01 0 days 1,860 sqft
2018-12-01 0 days 1,988 sqft
2019-01-01 0 days 2,006 sqft
2019-02-01 0 days 1,882 sqft
2019-03-01 0 days 1,936 sqft
2019-04-01 0 days 2,009 sqft
2019-05-01 0 days 2,025 sqft
2019-06-01 0 days 2,020 sqft
2019-07-01 0 days 2,009 sqft
2019-08-01 0 days 1,989 sqft
2019-09-01 0 days 1,976 sqft
2019-10-01 0 days 1,933 sqft
2019-11-01 0 days 1,901 sqft
2019-12-01 0 days 1,942 sqft
2020-01-01 0 days 2,218 sqft
2020-02-01 0 days 2,177 sqft
2020-03-01 0 days 1,879 sqft
2020-04-01 0 days 1,847 sqft
2020-05-01 0 days 1,879 sqft
2020-06-01 0 days 1,985 sqft
2020-07-01 0 days 1,976 sqft
2020-08-01 0 days 1,748 sqft
2020-09-01 0 days 1,834 sqft
2020-10-01 0 days 1,820 sqft
2020-11-01 0 days 1,820 sqft
2020-12-01 0 days 2,102 sqft
2021-01-01 0 days 2,165 sqft
2021-02-01 0 days 2,473 sqft
2021-03-01 0 days 2,701 sqft
2021-04-01 0 days 1,911 sqft
2021-05-01 0 days 1,965 sqft
2021-06-01 0 days 1,893 sqft
2021-07-01 0 days 2,112 sqft
2021-08-01 0 days 2,039 sqft
2021-09-01 0 days 2,000 sqft
2021-10-01 0 days 1,938 sqft
2021-11-01 0 days 1,976 sqft
2021-12-01 0 days 1,914 sqft
2022-01-01 0 days 1,961 sqft
2022-02-01 0 days 1,792 sqft
2022-03-01 0 days 1,910 sqft
2022-04-01 0 days 2,112 sqft
2022-05-01 0 days 2,011 sqft
2022-06-01 0 days 1,848 sqft
2022-07-01 0 days 1,914 sqft
2022-08-01 0 days 2,031 sqft
2022-09-01 0 days 1,986 sqft
2022-10-01 0 days 2,017 sqft
2022-11-01 0 days 2,022 sqft
2022-12-01 0 days 2,000 sqft
2023-01-01 0 days 1,998 sqft
2023-02-01 0 days 1,908 sqft
2023-03-01 0 days 1,970 sqft
2023-04-01 0 days 1,902 sqft
2023-05-01 0 days 1,980 sqft
2023-06-01 0 days 1,935 sqft
2023-07-01 0 days 2,031 sqft
2023-08-01 0 days 2,096 sqft
2023-09-01 0 days 1,938 sqft
2023-10-01 0 days 1,958 sqft
2023-11-01 0 days 1,968 sqft
2023-12-01 0 days 2,015 sqft
2024-01-01 0 days 2,130 sqft
2024-02-01 0 days 2,123 sqft
2024-03-01 0 days 2,114 sqft
2024-04-01 0 days 1,998 sqft
2024-05-01 0 days 1,951 sqft
2024-06-01 0 days 1,964 sqft
2024-07-01 0 days 2,009 sqft
2024-08-01 0 days 1,892 sqft
2024-09-01 0 days 1,931 sqft
Burley's median listing age (time on market) for 2024-09-01 was 0 days.

Burley's median square footage for active listings during the 2024-09-01 period was 1,931 sqft. One year prior, the average listing was 1,938 sqft.

Burley, ID Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 466 $120,420,000 $258,412
Home Improvement 185 $18,185,000 $98,297
Cash Out Refi 166 $26,000,000 $156,627
Other 110 $9,480,000 $86,182
Refi 64 $13,320,000 $208,125

Burley's most frequently cited loan purpose was Home Purchase, with 466 originations. The 2nd most popular reason was Home Improvement, with 185 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
Over 8% 356 $32,510,000 $91,320
6-7% 303 $74,905,000 $247,211
7-8% 161 $34,145,000 $212,081
5-6% 160 $41,560,000 $259,750
4-5% 9 $1,945,000 $216,111

During 2023, Burley's most frequently originated rate bucket was Over 8%, with 356 originations.

Loan Sizing (Burley, ID MSA)

Loan Size Originations Total Value Average Loan
$200k-400k 359 $102,465,000 $285,418
$100,000 or less 353 $16,625,000 $47,096
$100k-200k 207 $29,875,000 $144,324
$400k-600k 57 $26,365,000 $462,544
$600k-1000k 14 $10,150,000 $725,000
$Over $1MM 1 $1,925,000 $1,925,000

Burley's loan sizing saw the bucket of loans from $200k-400k with 359 originations, totaling $102,465,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 303 $92,745,000 $306,089
Under 20% 249 $10,165,000 $40,823
20-40% 175 $19,135,000 $109,343
60-80% 157 $43,045,000 $274,172
40-60% 93 $17,455,000 $187,688
Over 100% 12 $4,140,000 $345,000

Burley's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 303 originations, totaling $92,745,000 in origination value.