Burley Mortgage Rates & Closing Costs

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  • Trends
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    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Burley averaged 6.52% for the week of 2025-04-10, compared to the national average of 6.62% for the same period.

    The average rate for the prior week (2025-04-03) was 6.44% and one month ago for the week of 2025-03-06, the average rate was 6.33%.

    Burley's average rate one year ago was 6.92%.

    For refis of the same type during the week of 2025-04-10, the average rate was 7.22%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2025-04-10 6.62%
    Burley 30 Year Fixed Rate 2025-04-10 6.52%
    Burley 30 Year Fixed Rate Refi 2025-04-10 7.22%
    Burley 15 Year Fixed Rate 2025-04-10 5.92%
    Burley 15 Year Fixed Rate Refi 2025-04-10 6.02%
    Burley 30 Year FHA 2025-04-10 6.35%
    Burley 30 Year FHA Refi 2025-04-10 6.33%
    Burley 30 Year USDA 2025-04-10 6.65%
    Burley 30 Year USDA Refi 2025-04-10 6.35%
    Burley 30 Year VA 2025-04-10 6.49%
    Burley 30 Year VA Refi 2025-04-10 6.49%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Burley, ID.

    Burley Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Burley, ID market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2024 Avg. 30yFix Rate 2024 Avg. Closing Costs
    IDAHO CENTRAL 51 6.40% $6,690
    First Federal Savings Bank of Twin Falls 37 6.32% $5,523
    NFM, INC. 30 6.62% $7,497
    QUICKEN LOANS, LLC 28 6.76% $7,894
    PREMIER MORTGAGE RESOURCES, L.L.C. 16 6.74% $6,785
    D. L. Evans Bank 16 6.60% $4,539
    CORNERSTONE HOME LENDING, INC. 10 6.42% $8,023
    GUILD MORTGAGE COMPANY 9 6.83% $9,497
    UNITED WHOLESALE MORTGAGE, LLC 7 6.49% $9,209
    AXIA FINANCIAL, LLC 6 6.94% $9,481
    VAN DYK MORTGAGE CORPORATION 5 7.00% $10,888
    FIRST COLONY MORTGAGE CORPORATION 5 7.33% $8,092
    Zions Bank 3 6.17% $3,905
    PLANET HOME LENDING, LLC 3 6.25% $7,444
    MOVEMENT MORTGAGE, LLC 3 6.83% $8,728
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 3 6.49% $9,198
    Flagstar Bank, FSB 2 6.37% $5,793
    LOANDEPOT.COM, LLC 2 6.31% $8,619
    U.S. Bank 2 6.00% $5,679
    LOANPAL, LLC 1 6.50% $7,223
    21ST MORTGAGE CORPORATION 1 8.70% $7,666
    MUTUAL OF OMAHA MORTGAGE, INC. 1 5.49% $8,693
    NBKC BANK 1 6.50% $8,161
    PENNYMAC LOAN SERVICES, LLC 1 6.88% $6,517
    PHH Mortgage Corporation 1 6.49% $7,475
    Stifel Bank and Trust 1 6.25% $3,556
    UNION HOME MORTGAGE CORP. 1 6.63% $12,264
    VANDERBILT MORTGAGE AND FINANCE, INC. 1 7.75% $4,291
    Washington Federal Bank 1 5.88% $8,179
    Waterstone Mortgage Corporation 1 5.00% $7,832
    Wells Fargo Bank 1 5.38% $7,222
    WESTMARK Credit Union 1 6.13% $19,598
    Mr. Cooper ( Nationstar Mortgage ) 1 7.49% $13,070
    AMERICA FIRST 1 8.13% $5,771
    BMO Harris Bank 1 6.25% $5,067
    Cache Valley Bank 1 6.50% $6,962
    CANOPY MORTGAGE, LLC 1 5.99% $11,503
    CASTLE & COOKE MORTGAGE, LLC 1 7.00% $11,481
    CHURCHILL MORTGAGE CORPORATION 1 6.63% $5,366
    Citizens Bank 1 7.38% $6,040
    CMG MORTGAGE, INC. 1 6.00% $15,515
    CREDIT UNION MORTGAGE ASSOCIATION, INC. 1 6.88% $5,321
    Discover Bank 1 6.80% $0
    EMBRACE HOME LOANS, INC. 1 6.99% $5,113
    FLAT BRANCH MORTGAGE, INC. 1 7.13% $8,510
    Gateway First Bank 1 7.13% $9,143
    GENEVA FINANCIAL, LLC 1 6.13% $13,057
    GOLDENWEST 1 6.13% $7,640
    IDAHO STATE UNIVERSITY 1 7.88% $8,694
    INTERCAP LENDING INC. 1 6.50% $14,200
    JPMorgan Chase Bank 1 6.38% $7,645

    Burley Average Closing Costs & Other Stats

    Burley, ID's 51 lenders originated 1,015 loans during 2024. The total origination value was $204,755,000, with an average loan value of $201,729.

    Burley's average closing costs are $6,557.

    The top Burley lender as defined by loan originations is IDAHO CENTRAL, with 51 loans originated. Their average total fees are $6,690, which is $1,166 higher than the next largest lender, First Federal Savings Bank of Twin Falls.

    The lowest fee Burley lenders (with over 10 loans originated) are D. L. Evans Bank ($4,539), First Federal Savings Bank of Twin Falls ($5,523), IDAHO CENTRAL ($6,690), PREMIER MORTGAGE RESOURCES, L.L.C. ($6,785) and NFM, INC. ($7,497).

    The lowest rate Burley lenders (with over 10 loans originated) are First Federal Savings Bank of Twin Falls (6.32%), IDAHO CENTRAL (6.40%), CORNERSTONE HOME LENDING, INC. (6.42%), D. L. Evans Bank (6.60%) and NFM, INC. (6.62%).

    Burley, ID Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2023 Loan Value 2024 Loan Value % Change 2024 Market Share
    IDAHO CENTRAL $37,905,000 $42,245,000 11.4% 20.6%
    D. L. Evans Bank $13,095,000 $25,365,000 93.7% 12.4%
    First Federal Savings Bank of Twin Falls $31,000,000 $24,270,000 -21.7% 11.9%
    NFM, INC. $5,790,000 $16,655,000 187.7% 8.1%
    QUICKEN LOANS, LLC $9,050,000 $12,200,000 34.8% 6.0%
    PREMIER MORTGAGE RESOURCES, L.L.C. $9,960,000 $8,985,000 -9.8% 4.4%
    UNITED WHOLESALE MORTGAGE, LLC $6,070,000 $7,765,000 27.9% 3.8%
    CORNERSTONE HOME LENDING, INC. $8,860,000 $6,195,000 -30.1% 3.0%
    GUILD MORTGAGE COMPANY $1,760,000 $5,040,000 186.4% 2.5%
    AXIA FINANCIAL, LLC $7,365,000 $4,760,000 -35.4% 2.3%
    VAN DYK MORTGAGE CORPORATION $4,445,000 $3,615,000 -18.7% 1.8%
    MOVEMENT MORTGAGE, LLC $3,770,000 $2,830,000 -24.9% 1.4%
    PLANET HOME LENDING, LLC $2,315,000 n/a 1.1%
    FIRST COLONY MORTGAGE CORPORATION $2,200,000 $2,140,000 -2.7% 1.0%
    LOANDEPOT.COM, LLC $1,060,000 $2,105,000 98.6% 1.0%
    VILLAGE CAPITAL MORTGAGE $950,000 $1,965,000 106.8% 1.0%
    FREEDOM MORTGAGE CORPORATION $725,000 $1,810,000 149.7% 0.9%
    CONNECTIONS $2,800,000 $1,675,000 -40.2% 0.8%
    U.S. Bank $1,000,000 $1,470,000 47.0% 0.7%
    USAA Federal Savings Bank $650,000 $1,395,000 114.6% 0.7%
    CASTLE & COOKE MORTGAGE, LLC $1,345,000 n/a 0.7%
    Mortgage Research Center, LLC $1,240,000 $1,345,000 8.5% 0.7%
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $705,000 $1,210,000 71.6% 0.6%
    MOUNTAIN AMERICA $2,295,000 $965,000 -58.0% 0.5%
    WESTMARK Credit Union $120,000 $880,000 633.3% 0.4%
    Zions Bank $1,430,000 $835,000 -41.6% 0.4%
    Century Mortgage Company DBA Century Lending Company $810,000 n/a 0.4%
    PHH Mortgage Corporation $95,000 $790,000 731.6% 0.4%
    KeyBank $225,000 $785,000 248.9% 0.4%
    Mr. Cooper ( Nationstar Mortgage ) $990,000 $745,000 -24.7% 0.4%
    LAKEVIEW LOAN SERVICING, LLC $665,000 $740,000 11.3% 0.4%
    Bank of Idaho $305,000 $720,000 136.1% 0.4%
    MUTUAL OF OMAHA MORTGAGE, INC. $155,000 $715,000 361.3% 0.3%
    CANOPY MORTGAGE, LLC $485,000 $640,000 32.0% 0.3%
    Flagstar Bank, FSB $1,230,000 $640,000 -48.0% 0.3%
    MID AMERICA MORTGAGE, INC. $595,000 n/a 0.3%
    BMO Harris Bank $975,000 $545,000 -44.1% 0.3%
    Gateway First Bank $530,000 n/a 0.3%
    NEWREZ LLC $155,000 $515,000 232.3% 0.3%
    CHURCHILL MORTGAGE CORPORATION $510,000 n/a 0.2%
    AMERICAN FINANCING CORPORATION $170,000 $465,000 173.5% 0.2%
    AMERICA FIRST $575,000 $450,000 -21.7% 0.2%
    LONGBRIDGE FINANCIAL, LLC $445,000 n/a 0.2%
    NBKC BANK $445,000 n/a 0.2%
    MORTGAGE SOLUTIONS OF COLORADO, LLC $185,000 $440,000 137.8% 0.2%
    PENNYMAC LOAN SERVICES, LLC $740,000 $420,000 -43.2% 0.2%
    GOLDENWEST $415,000 $395,000 -4.8% 0.2%
    Eagle Bank and Trust Company $445,000 $385,000 -13.5% 0.2%
    FLAT BRANCH MORTGAGE, INC. $375,000 n/a 0.2%
    UNION HOME MORTGAGE CORP. $375,000 n/a 0.2%
    ADVANTAGE PLUS $365,000 n/a 0.2%
    INTERCAP LENDING INC. $1,440,000 $365,000 -74.7% 0.2%
    The Federal Savings Bank $245,000 $365,000 49.0% 0.2%
    Citizens Bank $345,000 n/a 0.2%
    CMG MORTGAGE, INC. $1,625,000 $325,000 -80.0% 0.2%
    CREDIT UNION MORTGAGE ASSOCIATION, INC. $315,000 n/a 0.2%
    Waterstone Mortgage Corporation $315,000 n/a 0.2%
    The Loan Store, Inc. $310,000 n/a 0.2%
    CLEARPATH LENDING $305,000 n/a 0.1%
    Washington Federal Bank $305,000 n/a 0.1%
    Discover Bank $390,000 $300,000 -23.1% 0.1%
    Texana Bank $295,000 n/a 0.1%
    AMERISAVE MORTGAGE CORPORATION $225,000 $285,000 26.7% 0.1%
    AmeriHome Mortgage Company, LLC $275,000 n/a 0.1%
    Cache Valley Bank $275,000 n/a 0.1%
    GENEVA FINANCIAL, LLC $275,000 n/a 0.1%
    Stifel Bank and Trust $265,000 n/a 0.1%
    PLAZA HOME MORTGAGE, INC. $260,000 n/a 0.1%
    RANLIFE, INC. $260,000 n/a 0.1%
    EMBRACE HOME LOANS, INC. $590,000 $255,000 -56.8% 0.1%
    Wells Fargo Bank $650,000 $255,000 -60.8% 0.1%
    First Interstate Bank $245,000 n/a 0.1%
    BROKER SOLUTIONS, INC. $480,000 $240,000 -50.0% 0.1%
    S1L, Inc. $220,000 n/a 0.1%
    JPMorgan Chase Bank $335,000 $215,000 -35.8% 0.1%
    NEW DAY FINANCIAL, LLC $215,000 $205,000 -4.7% 0.1%
    American Mortgage & Equity Consultants, Inc. $585,000 $185,000 -68.4% 0.1%
    RESIDENTIAL MORTGAGE, LLC $185,000 n/a 0.1%
    LOANPAL, LLC $180,000 n/a 0.1%
    IDAHO STATE UNIVERSITY $175,000 n/a 0.1%
    Equity Prime Mortgage LLC $165,000 n/a 0.1%
    NAVY FEDERAL CREDIT UNION $490,000 $160,000 -67.3% 0.1%
    UTAH FIRST $135,000 n/a 0.1%
    VANDERBILT MORTGAGE AND FINANCE, INC. $615,000 $135,000 -78.0% 0.1%
    21ST MORTGAGE CORPORATION $125,000 n/a 0.1%
    Deseret First Credit Union $35,000 $125,000 257.1% 0.1%
    CROSSCOUNTRY MORTGAGE, LLC $105,000 n/a 0.1%
    FARMERS BANK $55,000 $85,000 54.5% 0.0%
    TRIAD FINANCIAL SERVICES, INC. $85,000 $85,000 0.0% 0.0%
    CAPITAL EDUCATORS FEDERAL CREDIT UNION $55,000 n/a 0.0%
    Bank of America $45,000 n/a 0.0%
    Figure Lending LLC $70,000 $35,000 -50.0% 0.0%
    NUMERICA CREDIT UNION $285,000 $35,000 -87.7% 0.0%
    PNC Bank $105,000 $35,000 -66.7% 0.0%

    Burley's top lender by overall market share is IDAHO CENTRAL, with 20.6% market share. In second place, with 12.4%, is D. L. Evans Bank, having originated $25,365,000 in loans. In third place, with 11.9%, is First Federal Savings Bank of Twin Falls, having originated $24,270,000 in loans. In fourth place, with 8.1%, is NFM, INC., having originated $16,655,000 in loans. In fifth place, with 6.0%, is QUICKEN LOANS, LLC, having originated $12,200,000 in loans.

    Burley Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - Burley (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $162,900 (-1.6%) $193,433 (-0.6%) 0.00 78
    2018-02-01 $168,900 (0.7%) $199,841 (0.8%) 0.00 82
    2018-03-01 $170,700 (-1.9%) $201,428 (2.1%) 0.00 84
    2018-04-01 $183,950 (5.2%) $227,521 (13.4%) 0.00 80
    2018-05-01 $181,975 (1.7%) $219,786 (7.2%) 0.00 78
    2018-06-01 $179,850 (5.9%) $224,186 (13.0%) 0.00 95
    2018-07-01 $177,800 (-0.9%) $222,179 (5.7%) 0.00 101
    2018-08-01 $178,400 (1.3%) $224,005 (11.7%) 0.00 99
    2018-09-01 $180,000 (2.9%) $237,300 (23.4%) 0.00 89
    2018-10-01 $185,175 (5.1%) $234,542 (20.2%) 0.00 87
    2018-11-01 $189,450 (18.6%) $235,695 (24.6%) 0.00 89
    2018-12-01 $224,900 (34.3%) $243,176 (22.0%) 0.00 93
    2019-01-01 $221,225 (35.8%) $241,594 (24.9%) 0.00 87
    2019-02-01 $196,225 (16.2%) $238,961 (19.6%) 0.00 79
    2019-03-01 $194,349 (13.9%) $236,600 (17.5%) 0.00 79
    2019-04-01 $193,589 (5.2%) $233,607 (2.7%) 0.00 80
    2019-05-01 $212,175 (16.6%) $257,426 (17.1%) 0.00 78
    2019-06-01 $219,900 (22.3%) $249,169 (11.1%) 0.00 89
    2019-07-01 $217,500 (22.3%) $242,993 (9.4%) 0.00 97
    2019-08-01 $218,818 (22.7%) $260,375 (16.2%) 0.00 113
    2019-09-01 $224,545 (24.8%) $279,855 (17.9%) 0.00 118
    2019-10-01 $228,364 (23.3%) $289,982 (23.6%) 0.00 118
    2019-11-01 $219,450 (15.8%) $285,113 (21.0%) 0.00 110
    2019-12-01 $232,875 (3.6%) $309,559 (27.3%) 0.00 93
    2020-01-01 $253,725 (14.7%) $320,509 (32.7%) 0.00 89
    2020-02-01 $242,900 (23.8%) $313,798 (31.3%) 0.00 76
    2020-03-01 $247,000 (27.1%) $302,335 (27.8%) 0.00 85
    2020-04-01 $239,450 (23.7%) $296,810 (27.1%) 0.00 87
    2020-05-01 $249,000 (17.4%) $307,562 (19.5%) 0.00 80
    2020-06-01 $259,225 (17.9%) $306,763 (23.1%) 0.00 54
    2020-07-01 $239,950 (10.3%) $328,649 (35.3%) 0.00 46
    2020-08-01 $237,900 (8.7%) $322,624 (23.9%) 0.00 41
    2020-09-01 $234,900 (4.6%) $288,706 (3.2%) 0.00 39
    2020-10-01 $239,900 (5.1%) $275,527 (-5.0%) 0.00 37
    2020-11-01 $255,000 (16.2%) $310,728 (9.0%) 0.00 24
    2020-12-01 $263,725 (13.3%) $342,075 (10.5%) 0.00 23
    2021-01-01 $257,500 (1.5%) $350,658 (9.4%) 0.00 18
    2021-02-01 $256,875 (5.8%) $433,016 (38.0%) 0.00 18
    2021-03-01 $317,500 (28.5%) $452,654 (49.7%) 0.00 18
    2021-04-01 $277,000 (15.7%) $373,153 (25.7%) 0.00 18
    2021-05-01 $287,450 (15.4%) $406,630 (32.2%) 0.00 22
    2021-06-01 $289,725 (11.8%) $402,211 (31.1%) 0.00 30
    2021-07-01 $325,000 (35.4%) $436,230 (32.7%) 0.00 37
    2021-08-01 $292,250 (22.9%) $407,139 (26.2%) 0.00 48
    2021-09-01 $352,950 (50.3%) $483,065 (67.3%) 0.00 46
    2021-10-01 $350,750 (46.2%) $455,795 (65.4%) 0.00 50
    2021-11-01 $353,300 (38.6%) $464,150 (49.4%) 0.00 46
    2021-12-01 $356,000 (35.0%) $447,224 (30.7%) 0.00 45
    2022-01-01 $342,000 (32.8%) $481,107 (37.2%) 0.00 37
    2022-02-01 $347,025 (35.1%) $458,530 (5.9%) 0.00 36
    2022-03-01 $359,250 (13.2%) $438,473 (-3.1%) 0.00 44
    2022-04-01 $364,540 (31.6%) $467,375 (25.3%) 0.00 48
    2022-05-01 $370,328 (28.8%) $447,247 (10.0%) 0.00 64
    2022-06-01 $369,918 (27.7%) $426,790 (6.1%) 0.00 71
    2022-07-01 $374,016 (15.1%) $430,507 (-1.3%) 0.00 96
    2022-08-01 $384,995 (31.7%) $447,828 (10.0%) 0.00 105
    2022-09-01 $379,975 (7.7%) $443,841 (-8.1%) 0.00 112
    2022-10-01 $377,008 (7.5%) $433,731 (-4.8%) 0.00 111
    2022-11-01 $390,620 (10.6%) $431,111 (-7.1%) 0.00 112
    2022-12-01 $389,750 (9.5%) $419,574 (-6.2%) 0.00 110
    2023-01-01 $396,516 (15.9%) $422,857 (-12.1%) 0.00 93
    2023-02-01 $391,175 (12.7%) $411,054 (-10.4%) 0.00 95
    2023-03-01 $395,566 (10.1%) $419,645 (-4.3%) 0.00 82
    2023-04-01 $395,000 (8.4%) $404,787 (-13.4%) 0.00 82
    2023-05-01 $399,450 (7.9%) $444,541 (-0.6%) 0.00 97
    2023-06-01 $395,198 (6.8%) $454,867 (6.6%) 0.00 100
    2023-07-01 $395,000 (5.6%) $461,662 (7.2%) 0.00 107
    2023-08-01 $390,100 (1.3%) $452,798 (1.1%) 0.00 106
    2023-09-01 $378,900 (-0.3%) $438,783 (-1.1%) 0.00 122
    2023-10-01 $372,240 (-1.3%) $423,130 (-2.4%) 0.00 119
    2023-11-01 $377,000 (-3.5%) $437,287 (1.4%) 0.00 105
    2023-12-01 $383,950 (-1.5%) $440,687 (5.0%) 0.00 93
    2024-01-01 $383,975 (-3.2%) $452,367 (7.0%) 0.00 78
    2024-02-01 $381,900 (-2.4%) $436,805 (6.3%) 0.00 75
    2024-03-01 $399,000 (0.9%) $454,354 (8.3%) 0.00 78
    2024-04-01 $397,000 (0.5%) $468,924 (15.8%) 0.00 95
    2024-05-01 $390,500 (-2.2%) $482,478 (8.5%) 0.00 105
    2024-06-01 $389,000 (-1.6%) $474,248 (4.3%) 0.00 120
    2024-07-01 $389,000 (-1.5%) $464,142 (0.5%) 0.00 130
    2024-08-01 $380,000 (-2.6%) $454,398 (0.4%) 0.00 142
    2024-09-01 $379,900 (0.3%) $470,633 (7.3%) 0.00 146
    2024-10-01 $389,450 (4.6%) $487,292 (15.2%) 0.00 152
    2024-11-01 $392,000 (4.0%) $476,835 (9.0%) 0.00 138
    2024-12-01 $392,725 (2.3%) $465,945 (5.7%) 0.00 126
    2025-01-01 $386,775 (0.7%) $460,391 (1.8%) 0.00 114
    2025-02-01 $389,000 (1.9%) $451,758 (3.4%) 0.00 109
    2025-03-01 $372,500 (-6.6%) $427,737 (-5.9%) 0.00 118
    Burley's median listing price for 2025-03-01 was $372,500, a difference of $-26,500 (-6.6%) versus the prior year and $-16,500 versus the prior month.

    Burley's median listing price comes in at 0% of the national average.

    Burley's average listing price for 2025-03-01 was $427,737, a difference of $-26,617 (-5.9%) versus the prior year and $-24,021 versus the prior month.

    For the 2025-03-01 period, Burley had 118 MLS listings, a difference of 9 listings (8%) versus the prior month and 40 listings (51%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Burley (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 1,812 sqft
    2018-02-01 0 days 1,888 sqft
    2018-03-01 0 days 1,947 sqft
    2018-04-01 0 days 1,902 sqft
    2018-05-01 0 days 1,896 sqft
    2018-06-01 0 days 1,789 sqft
    2018-07-01 0 days 1,755 sqft
    2018-08-01 0 days 1,810 sqft
    2018-09-01 0 days 1,867 sqft
    2018-10-01 0 days 1,877 sqft
    2018-11-01 0 days 1,860 sqft
    2018-12-01 0 days 1,988 sqft
    2019-01-01 0 days 2,006 sqft
    2019-02-01 0 days 1,882 sqft
    2019-03-01 0 days 1,936 sqft
    2019-04-01 0 days 2,009 sqft
    2019-05-01 0 days 2,025 sqft
    2019-06-01 0 days 2,020 sqft
    2019-07-01 0 days 2,009 sqft
    2019-08-01 0 days 1,985 sqft
    2019-09-01 0 days 1,965 sqft
    2019-10-01 0 days 1,926 sqft
    2019-11-01 0 days 1,901 sqft
    2019-12-01 0 days 1,925 sqft
    2020-01-01 0 days 2,218 sqft
    2020-02-01 0 days 2,177 sqft
    2020-03-01 0 days 1,879 sqft
    2020-04-01 0 days 1,847 sqft
    2020-05-01 0 days 1,879 sqft
    2020-06-01 0 days 1,985 sqft
    2020-07-01 0 days 1,976 sqft
    2020-08-01 0 days 1,748 sqft
    2020-09-01 0 days 1,817 sqft
    2020-10-01 0 days 1,820 sqft
    2020-11-01 0 days 1,820 sqft
    2020-12-01 0 days 2,102 sqft
    2021-01-01 0 days 2,165 sqft
    2021-02-01 0 days 2,473 sqft
    2021-03-01 0 days 2,701 sqft
    2021-04-01 0 days 1,911 sqft
    2021-05-01 0 days 1,965 sqft
    2021-06-01 0 days 1,893 sqft
    2021-07-01 0 days 2,112 sqft
    2021-08-01 0 days 2,039 sqft
    2021-09-01 0 days 1,992 sqft
    2021-10-01 0 days 1,868 sqft
    2021-11-01 0 days 1,976 sqft
    2021-12-01 0 days 1,914 sqft
    2022-01-01 0 days 1,961 sqft
    2022-02-01 0 days 1,792 sqft
    2022-03-01 0 days 1,910 sqft
    2022-04-01 0 days 2,112 sqft
    2022-05-01 0 days 2,011 sqft
    2022-06-01 0 days 1,848 sqft
    2022-07-01 0 days 1,914 sqft
    2022-08-01 0 days 2,031 sqft
    2022-09-01 0 days 1,986 sqft
    2022-10-01 0 days 2,017 sqft
    2022-11-01 0 days 2,022 sqft
    2022-12-01 0 days 2,000 sqft
    2023-01-01 0 days 1,998 sqft
    2023-02-01 0 days 1,908 sqft
    2023-03-01 0 days 1,970 sqft
    2023-04-01 0 days 1,902 sqft
    2023-05-01 0 days 1,980 sqft
    2023-06-01 0 days 1,935 sqft
    2023-07-01 0 days 2,031 sqft
    2023-08-01 0 days 2,096 sqft
    2023-09-01 0 days 1,938 sqft
    2023-10-01 0 days 1,958 sqft
    2023-11-01 0 days 1,968 sqft
    2023-12-01 0 days 2,015 sqft
    2024-01-01 0 days 2,130 sqft
    2024-02-01 0 days 2,123 sqft
    2024-03-01 0 days 2,114 sqft
    2024-04-01 0 days 1,998 sqft
    2024-05-01 0 days 1,949 sqft
    2024-06-01 0 days 1,924 sqft
    2024-07-01 0 days 2,009 sqft
    2024-08-01 0 days 1,892 sqft
    2024-09-01 0 days 1,931 sqft
    2024-10-01 0 days 2,090 sqft
    2024-11-01 0 days 1,969 sqft
    2024-12-01 0 days 2,024 sqft
    2025-01-01 0 days 1,961 sqft
    2025-02-01 0 days 1,917 sqft
    2025-03-01 0 days 1,737 sqft
    Burley's median listing age (time on market) for 2025-03-01 was 0 days.

    Burley's median square footage for active listings during the 2025-03-01 period was 1,737 sqft. One year prior, the average listing was 2,114 sqft.

    Burley, ID Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 468 $118,170,000 $252,500
    Home Improvement 188 $18,610,000 $98,989
    Cash Out Refi 153 $24,495,000 $160,098
    Refi 126 $37,650,000 $298,810
    Other 80 $5,830,000 $72,875

    Burley's most frequently cited loan purpose was Home Purchase, with 468 originations. The 2nd most popular reason was Home Improvement, with 188 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    6-7% 344 $92,190,000 $267,994
    Over 8% 331 $38,665,000 $116,813
    7-8% 182 $32,940,000 $180,989
    5-6% 140 $36,410,000 $260,071
    4-5% 13 $3,665,000 $281,923
    <2.5% 1 $15,000 $15,000

    During 2024, Burley's most frequently originated rate bucket was 6-7%, with 344 originations.

    Loan Sizing (Burley, ID MSA)

    Loan Size Originations Total Value Average Loan
    $200k-400k 404 $113,460,000 $280,842
    $100,000 or less 339 $16,125,000 $47,566
    $100k-200k 206 $30,700,000 $149,029
    $400k-600k 49 $22,855,000 $466,429
    $600k-1000k 13 $9,475,000 $728,846
    $Over $1MM 4 $12,140,000 $3,035,000

    Burley's loan sizing saw the bucket of loans from $200k-400k with 404 originations, totaling $113,460,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 314 $93,750,000 $298,567
    Under 20% 242 $13,860,000 $57,273
    20-40% 172 $25,100,000 $145,930
    60-80% 169 $46,235,000 $273,580
    40-60% 93 $17,445,000 $187,581
    Over 100% 9 $3,005,000 $333,889

    Burley's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 314 originations, totaling $93,750,000 in origination value.