Burley Mortgage Rates & Closing Costs

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  • Trends
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    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Burley averaged 6.95% for the week of 2024-04-18, compared to the national average of 7.1% for the same period.

    The average rate for the prior week (2024-04-11) was 6.73% and one month ago for the week of 2024-03-14, the average rate was 6.29%.

    Burley's average rate one year ago was 6.22%.

    For refis of the same type during the week of 2024-04-18, the average rate was 7.3%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2024-04-18 7.1%
    Burley 30 Year Fixed Rate 2024-04-18 6.95%
    Burley 30 Year Fixed Rate Refi 2024-04-18 7.3%
    Burley 15 Year Fixed Rate 2024-04-18 6.59%
    Burley 15 Year Fixed Rate Refi 2024-04-18 6.69%
    Burley 30 Year FHA 2024-04-18 6.41%
    Burley 30 Year FHA Refi 2024-04-18 7.06%
    Burley 30 Year USDA 2024-04-18 6.86%
    Burley 30 Year USDA Refi 2024-04-18 7.06%
    Burley 30 Year VA 2024-04-18 6.96%
    Burley 30 Year VA Refi 2024-04-18 6.96%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Burley, ID.

    Burley Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Burley, ID market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
    IDAHO CENTRAL 61 6.45% $7,375
    First Federal Savings Bank of Twin Falls 30 6.80% $6,086
    QUICKEN LOANS, LLC 23 6.75% $7,232
    PREMIER MORTGAGE RESOURCES, L.L.C. 13 6.72% $7,328
    AXIA FINANCIAL, LLC 12 6.70% $7,098
    D. L. Evans Bank 12 6.59% $4,551
    UNITED WHOLESALE MORTGAGE, LLC 11 6.59% $7,720
    NFM, INC. 10 6.61% $5,945
    CORNERSTONE HOME LENDING, INC. 7 6.13% $8,100
    CMG MORTGAGE, INC. 5 7.02% $9,863
    VAN DYK MORTGAGE CORPORATION 4 7.16% $8,202
    GUILD MORTGAGE COMPANY 3 7.00% $8,234
    FIRST COLONY MORTGAGE CORPORATION 3 7.21% $14,499
    MOVEMENT MORTGAGE, LLC 3 6.74% $7,673
    ACADEMY MORTGAGE CORPORATION 2 6.25% $12,576
    VANDERBILT MORTGAGE AND FINANCE, INC. 2 7.87% $9,244
    Wells Fargo Bank 2 6.31% $4,185
    Umpqua Bank 2 6.69% $9,224
    AMERICAN FINANCING CORPORATION 2 6.12% $5,174
    LOANDEPOT.COM, LLC 2 5.69% $11,359
    MOUNTAIN AMERICA 2 6.94% $10,419
    The Huntington National Bank 2 6.38% $8,104
    Flagstar Bank, FSB 2 6.75% $11,043
    Northwest Farm Credit Services, FLCA 1 7.55% $3,746
    NUMERICA CREDIT UNION 1 7.63% $12,329
    PIONEER 1 6.38% $5,771
    American Mortgage & Equity Consultants, Inc. 1 7.25% $8,584
    SECURITYNATIONAL MORTGAGE COMPANY 1 5.50% $3,807
    SIRVA MORTGAGE, INC. 1 7.00% $9,138
    Truist 1 6.63% $5,589
    AMERICA FIRST 1 5.88% $6,004
    U.S. Bank 1 5.88% $5,199
    Washington Trust Bank 1 7.50% $9,318
    CARDINAL FINANCIAL 1 7.63% $10,035
    Zions Bank 1 5.63% $3,963
    Carrington Mortgage Services, LLC 1 5.88% $7,748
    Deere Employees Credit Union 1 5.88% $4,792
    Discover Bank 1 6.24% $0
    BROKER SOLUTIONS, INC. 1 6.25% $8,394
    Eagle Bank and Trust Company 1 6.00% $5,509
    EAST IDAHO Credit Union 1 7.00% $5,950
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 1 6.99% $9,212
    BMO Harris Bank 1 6.75% $11,074
    GUARANTEED RATE, INC. 1 6.55% $5,583
    HORIZON 1 6.25% $3,851
    Bank of Idaho 1 6.99% $7,007
    JPMorgan Chase Bank 1 6.63% $8,563
    LAKEVIEW LOAN SERVICING, LLC 1 6.88% $9,649
    Northpointe Bank 1 6.99% $7,911

    Burley Average Closing Costs & Other Stats

    Burley, ID's 49 lenders originated 991 loans during 2023. The total origination value was $187,405,000, with an average loan value of $189,107.

    Burley's average closing costs are $6,245.

    The top Burley lender as defined by loan originations is IDAHO CENTRAL, with 61 loans originated. Their average total fees are $7,375, which is $1,289 higher than the next largest lender, First Federal Savings Bank of Twin Falls.

    The lowest fee Burley lenders (with over 10 loans originated) are D. L. Evans Bank ($4,551), NFM, INC. ($5,945), First Federal Savings Bank of Twin Falls ($6,086), AXIA FINANCIAL, LLC ($7,098) and QUICKEN LOANS, LLC ($7,232).

    The lowest rate Burley lenders (with over 10 loans originated) are IDAHO CENTRAL (6.45%), UNITED WHOLESALE MORTGAGE, LLC (6.59%), D. L. Evans Bank (6.59%), NFM, INC. (6.61%) and AXIA FINANCIAL, LLC (6.70%).

    Burley, ID Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2022 Loan Value 2023 Loan Value % Change 2023 Market Share
    IDAHO CENTRAL $49,120,000 $37,905,000 -22.8% 20.2%
    First Federal Savings Bank of Twin Falls $48,325,000 $31,000,000 -35.9% 16.5%
    D. L. Evans Bank $28,770,000 $13,095,000 -54.5% 7.0%
    PREMIER MORTGAGE RESOURCES, L.L.C. $11,005,000 $9,960,000 -9.5% 5.3%
    QUICKEN LOANS, LLC $13,190,000 $9,050,000 -31.4% 4.8%
    CORNERSTONE HOME LENDING, INC. $8,695,000 $8,860,000 1.9% 4.7%
    AXIA FINANCIAL, LLC $9,705,000 $7,365,000 -24.1% 3.9%
    UNITED WHOLESALE MORTGAGE, LLC $6,630,000 $6,070,000 -8.4% 3.2%
    NFM, INC. $1,895,000 $5,790,000 205.5% 3.1%
    VAN DYK MORTGAGE CORPORATION $13,395,000 $4,445,000 -66.8% 2.4%
    MOVEMENT MORTGAGE, LLC $1,730,000 $3,770,000 117.9% 2.0%
    CONNECTIONS $5,715,000 $2,800,000 -51.0% 1.5%
    MOUNTAIN AMERICA $3,310,000 $2,295,000 -30.7% 1.2%
    FIRST COLONY MORTGAGE CORPORATION $530,000 $2,200,000 315.1% 1.2%
    ACADEMY MORTGAGE CORPORATION $2,385,000 $2,080,000 -12.8% 1.1%
    GREYSTONE SERVICING COMPANY LLC $1,925,000 n/a 1.0%
    GUILD MORTGAGE COMPANY $5,100,000 $1,760,000 -65.5% 0.9%
    CMG MORTGAGE, INC. $1,625,000 n/a 0.9%
    INTERCAP LENDING INC. $720,000 $1,440,000 100.0% 0.8%
    Zions Bank $5,235,000 $1,430,000 -72.7% 0.8%
    Mortgage Research Center, LLC $1,950,000 $1,240,000 -36.4% 0.7%
    Flagstar Bank, FSB $1,405,000 $1,230,000 -12.5% 0.7%
    LOANDEPOT.COM, LLC $3,105,000 $1,060,000 -65.9% 0.6%
    U.S. Bank $3,785,000 $1,000,000 -73.6% 0.5%
    Mr. Cooper ( Nationstar Mortgage ) $995,000 $990,000 -0.5% 0.5%
    BMO Harris Bank $975,000 n/a 0.5%
    VILLAGE CAPITAL MORTGAGE $305,000 $950,000 211.5% 0.5%
    The Huntington National Bank $840,000 n/a 0.4%
    GUARANTEED RATE, INC. $830,000 n/a 0.4%
    PENNYMAC LOAN SERVICES, LLC $1,830,000 $740,000 -59.6% 0.4%
    FREEDOM MORTGAGE CORPORATION $2,150,000 $725,000 -66.3% 0.4%
    EAST IDAHO Credit Union $720,000 n/a 0.4%
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $2,490,000 $705,000 -71.7% 0.4%
    AMCAP MORTGAGE, LTD. $690,000 n/a 0.4%
    LAKEVIEW LOAN SERVICING, LLC $595,000 $665,000 11.8% 0.4%
    Northpointe Bank $660,000 n/a 0.4%
    USAA Federal Savings Bank $850,000 $650,000 -23.5% 0.3%
    Wells Fargo Bank $845,000 $650,000 -23.1% 0.3%
    VANDERBILT MORTGAGE AND FINANCE, INC. $125,000 $615,000 392.0% 0.3%
    EMBRACE HOME LOANS, INC. $590,000 n/a 0.3%
    American Mortgage & Equity Consultants, Inc. $585,000 n/a 0.3%
    ARK-LA-TEX FINANCIAL SERVICES, LLC. $585,000 n/a 0.3%
    AMERICA FIRST $485,000 $575,000 18.6% 0.3%
    Banner Bank $530,000 n/a 0.3%
    NAVY FEDERAL CREDIT UNION $995,000 $490,000 -50.8% 0.3%
    CANOPY MORTGAGE, LLC $2,915,000 $485,000 -83.4% 0.3%
    BROKER SOLUTIONS, INC. $645,000 $480,000 -25.6% 0.3%
    Northwest Farm Credit Services, FLCA $710,000 $450,000 -36.6% 0.2%
    Eagle Bank and Trust Company $380,000 $445,000 17.1% 0.2%
    CARDINAL FINANCIAL $435,000 $430,000 -1.1% 0.2%
    GOLDENWEST $925,000 $415,000 -55.1% 0.2%
    The Bank of Commerce $185,000 $415,000 124.3% 0.2%
    CALCON MUTUAL MORTGAGE LLC $400,000 n/a 0.2%
    FINANCE OF AMERICA REVERSE LLC $580,000 $395,000 -31.9% 0.2%
    SIRVA MORTGAGE, INC. $395,000 n/a 0.2%
    Discover Bank $280,000 $390,000 39.3% 0.2%
    AMERICAN PACIFIC MORTGAGE CORPORATION $215,000 $385,000 79.1% 0.2%
    Umpqua Bank $105,000 $360,000 242.9% 0.2%
    AMERICAN FINANCIAL NETWORK, INC. $345,000 n/a 0.2%
    Deere Employees Credit Union $345,000 n/a 0.2%
    Truist $345,000 n/a 0.2%
    TOP FLITE FINANCIAL, INC. $340,000 n/a 0.2%
    JPMorgan Chase Bank $2,175,000 $335,000 -84.6% 0.2%
    Bank of Idaho $530,000 $305,000 -42.5% 0.2%
    SUMMIT FUNDING, INC. $185,000 $305,000 64.9% 0.2%
    Washington Trust Bank $305,000 n/a 0.2%
    NUMERICA CREDIT UNION $205,000 $285,000 39.0% 0.2%
    PRIMARY RESIDENTIAL MORTGAGE, INC. $1,075,000 $275,000 -74.4% 0.1%
    EVERGREEN MONEYSOURCE MORTGAGE COMPANY $915,000 $265,000 -71.0% 0.1%
    PRIMELENDING, A PLAINSCAPITAL COMPANY $810,000 $265,000 -67.3% 0.1%
    MEMBERS FIRST CREDIT UNION $255,000 n/a 0.1%
    NMSI, INC. $255,000 n/a 0.1%
    PIONEER $675,000 $250,000 -63.0% 0.1%
    The Federal Savings Bank $470,000 $245,000 -47.9% 0.1%
    Carrington Mortgage Services, LLC $390,000 $235,000 -39.7% 0.1%
    AMERISAVE MORTGAGE CORPORATION $1,155,000 $225,000 -80.5% 0.1%
    KeyBank $3,235,000 $225,000 -93.0% 0.1%
    NEW DAY FINANCIAL, LLC $355,000 $215,000 -39.4% 0.1%
    MORTGAGE SOLUTIONS OF COLORADO, LLC $510,000 $185,000 -63.7% 0.1%
    AMERICAN FINANCING CORPORATION $1,660,000 $170,000 -89.8% 0.1%
    MUTUAL OF OMAHA MORTGAGE, INC. $165,000 $155,000 -6.1% 0.1%
    NEWREZ LLC $505,000 $155,000 -69.3% 0.1%
    BNC National Bank $125,000 n/a 0.1%
    WESTMARK Credit Union $100,000 $120,000 20.0% 0.1%
    PNC Bank $105,000 n/a 0.1%
    SECURITYNATIONAL MORTGAGE COMPANY $645,000 $105,000 -83.7% 0.1%
    PHH Mortgage Corporation $1,395,000 $95,000 -93.2% 0.1%
    TRIAD FINANCIAL SERVICES, INC. $85,000 n/a 0.0%
    Figure Lending LLC $70,000 $70,000 0.0% 0.0%
    FARMERS BANK $75,000 $55,000 -26.7% 0.0%
    GTE Federal Credit Union $475,000 $55,000 -88.4% 0.0%
    HORIZON $55,000 n/a 0.0%
    Deseret First Credit Union $560,000 $35,000 -93.8% 0.0%

    Burley's top lender by overall market share is IDAHO CENTRAL, with 20.2% market share. In second place, with 16.5%, is First Federal Savings Bank of Twin Falls, having originated $31,000,000 in loans. In third place, with 7.0%, is D. L. Evans Bank, having originated $13,095,000 in loans. In fourth place, with 5.3%, is PREMIER MORTGAGE RESOURCES, L.L.C., having originated $9,960,000 in loans. In fifth place, with 4.8%, is QUICKEN LOANS, LLC, having originated $9,050,000 in loans.

    Burley Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - Burley (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $162,900 (-1.6%) $193,433 (-0.6%) 0.00 78
    2018-02-01 $168,900 (0.7%) $199,841 (0.8%) 0.00 82
    2018-03-01 $170,700 (-1.9%) $201,428 (2.1%) 0.00 84
    2018-04-01 $183,950 (5.2%) $227,521 (13.4%) 0.00 80
    2018-05-01 $181,975 (1.7%) $219,786 (7.2%) 0.00 78
    2018-06-01 $179,850 (5.9%) $224,186 (13.0%) 0.00 95
    2018-07-01 $177,800 (-0.9%) $222,179 (5.7%) 0.00 101
    2018-08-01 $178,400 (1.3%) $224,005 (11.7%) 0.00 99
    2018-09-01 $180,000 (2.9%) $237,300 (23.4%) 0.00 89
    2018-10-01 $185,175 (5.1%) $234,542 (20.2%) 0.00 87
    2018-11-01 $189,450 (18.6%) $235,695 (24.6%) 0.00 89
    2018-12-01 $224,900 (34.3%) $243,176 (22.0%) 0.00 93
    2019-01-01 $221,225 (35.8%) $241,594 (24.9%) 0.00 87
    2019-02-01 $196,225 (16.2%) $238,961 (19.6%) 0.00 79
    2019-03-01 $194,349 (13.9%) $236,600 (17.5%) 0.00 79
    2019-04-01 $193,589 (5.2%) $233,607 (2.7%) 0.00 80
    2019-05-01 $212,175 (16.6%) $257,426 (17.1%) 0.00 78
    2019-06-01 $219,900 (22.3%) $249,169 (11.1%) 0.00 89
    2019-07-01 $217,500 (22.3%) $242,993 (9.4%) 0.00 97
    2019-08-01 $218,941 (22.7%) $260,927 (16.5%) 0.00 114
    2019-09-01 $224,852 (24.9%) $281,235 (18.5%) 0.00 118
    2019-10-01 $228,793 (23.6%) $291,953 (24.5%) 0.00 119
    2019-11-01 $219,900 (16.1%) $287,339 (21.9%) 0.00 111
    2019-12-01 $233,625 (3.9%) $311,928 (28.3%) 0.00 94
    2020-01-01 $253,725 (14.7%) $320,509 (32.7%) 0.00 89
    2020-02-01 $242,900 (23.8%) $313,798 (31.3%) 0.00 76
    2020-03-01 $247,000 (27.1%) $302,335 (27.8%) 0.00 85
    2020-04-01 $239,450 (23.7%) $296,810 (27.1%) 0.00 87
    2020-05-01 $249,000 (17.4%) $307,562 (19.5%) 0.00 80
    2020-06-01 $259,225 (17.9%) $306,763 (23.1%) 0.00 54
    2020-07-01 $239,950 (10.3%) $328,649 (35.3%) 0.00 46
    2020-08-01 $237,900 (8.7%) $326,592 (25.2%) 0.00 42
    2020-09-01 $236,200 (5.1%) $293,831 (4.5%) 0.00 40
    2020-10-01 $239,900 (4.9%) $275,527 (-5.6%) 0.00 37
    2020-11-01 $255,000 (16.0%) $310,728 (8.1%) 0.00 24
    2020-12-01 $263,725 (12.9%) $342,075 (9.7%) 0.00 23
    2021-01-01 $257,500 (1.5%) $350,658 (9.4%) 0.00 18
    2021-02-01 $256,875 (5.8%) $433,016 (38.0%) 0.00 18
    2021-03-01 $317,500 (28.5%) $452,654 (49.7%) 0.00 18
    2021-04-01 $277,000 (15.7%) $373,153 (25.7%) 0.00 18
    2021-05-01 $287,450 (15.4%) $406,630 (32.2%) 0.00 22
    2021-06-01 $289,725 (11.8%) $402,211 (31.1%) 0.00 30
    2021-07-01 $325,000 (35.4%) $436,230 (32.7%) 0.00 37
    2021-08-01 $292,250 (22.9%) $407,139 (24.7%) 0.00 48
    2021-09-01 $354,475 (50.1%) $486,829 (65.7%) 0.00 47
    2021-10-01 $351,600 (46.6%) $459,865 (66.9%) 0.00 51
    2021-11-01 $353,300 (38.6%) $464,150 (49.4%) 0.00 46
    2021-12-01 $356,000 (35.0%) $447,224 (30.7%) 0.00 45
    2022-01-01 $342,000 (32.8%) $481,107 (37.2%) 0.00 37
    2022-02-01 $347,025 (35.1%) $458,530 (5.9%) 0.00 36
    2022-03-01 $359,250 (13.2%) $438,473 (-3.1%) 0.00 44
    2022-04-01 $364,540 (31.6%) $467,375 (25.3%) 0.00 48
    2022-05-01 $370,328 (28.8%) $447,247 (10.0%) 0.00 64
    2022-06-01 $369,918 (27.7%) $426,790 (6.1%) 0.00 71
    2022-07-01 $374,016 (15.1%) $430,507 (-1.3%) 0.00 96
    2022-08-01 $384,995 (31.7%) $447,828 (10.0%) 0.00 105
    2022-09-01 $379,975 (7.2%) $443,841 (-8.8%) 0.00 112
    2022-10-01 $377,008 (7.2%) $433,731 (-5.7%) 0.00 111
    2022-11-01 $390,620 (10.6%) $431,111 (-7.1%) 0.00 112
    2022-12-01 $389,750 (9.5%) $419,574 (-6.2%) 0.00 110
    2023-01-01 $396,516 (15.9%) $422,857 (-12.1%) 0.00 93
    2023-02-01 $391,175 (12.7%) $411,054 (-10.4%) 0.00 95
    2023-03-01 $395,566 (10.1%) $419,645 (-4.3%) 0.00 82
    2023-04-01 $395,000 (8.4%) $404,787 (-13.4%) 0.00 82
    2023-05-01 $399,450 (7.9%) $444,541 (-0.6%) 0.00 97
    2023-06-01 $395,198 (6.8%) $454,867 (6.6%) 0.00 100
    2023-07-01 $395,000 (5.6%) $461,662 (7.2%) 0.00 107
    2023-08-01 $390,100 (1.3%) $452,798 (1.1%) 0.00 106
    2023-09-01 $378,900 (-0.3%) $438,783 (-1.1%) 0.00 122
    2023-10-01 $372,240 (-1.3%) $423,130 (-2.4%) 0.00 119
    2023-11-01 $377,000 (-3.5%) $437,287 (1.4%) 0.00 105
    2023-12-01 $383,950 (-1.5%) $440,687 (5.0%) 0.00 93
    2024-01-01 $383,975 (-3.2%) $452,367 (7.0%) 0.00 78
    2024-02-01 $381,900 (-2.4%) $436,805 (6.3%) 0.00 75
    2024-03-01 $399,000 (0.9%) $454,354 (8.3%) 0.00 78
    Burley's median listing price for 2024-03-01 was $399,000, a difference of $3,434 (0.9%) versus the prior year and $17,100 versus the prior month.

    Burley's median listing price comes in at 0% of the national average.

    Burley's average listing price for 2024-03-01 was $454,354, a difference of $34,709 (8.3%) versus the prior year and $17,549 versus the prior month.

    For the 2024-03-01 period, Burley had 78 MLS listings, a difference of 3 listings (4%) versus the prior month and -4 listings (-5%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Burley (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 1,812 sqft
    2018-02-01 0 days 1,888 sqft
    2018-03-01 0 days 1,947 sqft
    2018-04-01 0 days 1,920 sqft
    2018-05-01 0 days 1,915 sqft
    2018-06-01 0 days 1,826 sqft
    2018-07-01 0 days 1,766 sqft
    2018-08-01 0 days 1,812 sqft
    2018-09-01 0 days 1,874 sqft
    2018-10-01 0 days 1,883 sqft
    2018-11-01 0 days 1,860 sqft
    2018-12-01 0 days 1,988 sqft
    2019-01-01 0 days 2,006 sqft
    2019-02-01 0 days 1,882 sqft
    2019-03-01 0 days 1,936 sqft
    2019-04-01 0 days 2,009 sqft
    2019-05-01 0 days 2,025 sqft
    2019-06-01 0 days 2,020 sqft
    2019-07-01 0 days 2,009 sqft
    2019-08-01 0 days 1,989 sqft
    2019-09-01 0 days 1,976 sqft
    2019-10-01 0 days 1,933 sqft
    2019-11-01 0 days 1,901 sqft
    2019-12-01 0 days 1,942 sqft
    2020-01-01 0 days 2,218 sqft
    2020-02-01 0 days 2,177 sqft
    2020-03-01 0 days 1,879 sqft
    2020-04-01 0 days 1,847 sqft
    2020-05-01 0 days 1,879 sqft
    2020-06-01 0 days 1,985 sqft
    2020-07-01 0 days 1,976 sqft
    2020-08-01 0 days 1,748 sqft
    2020-09-01 0 days 1,834 sqft
    2020-10-01 0 days 1,820 sqft
    2020-11-01 0 days 1,820 sqft
    2020-12-01 0 days 2,102 sqft
    2021-01-01 0 days 2,165 sqft
    2021-02-01 0 days 2,473 sqft
    2021-03-01 0 days 2,701 sqft
    2021-04-01 0 days 1,911 sqft
    2021-05-01 0 days 1,965 sqft
    2021-06-01 0 days 1,893 sqft
    2021-07-01 0 days 2,112 sqft
    2021-08-01 0 days 2,039 sqft
    2021-09-01 0 days 2,000 sqft
    2021-10-01 0 days 1,938 sqft
    2021-11-01 0 days 1,976 sqft
    2021-12-01 0 days 1,914 sqft
    2022-01-01 0 days 1,961 sqft
    2022-02-01 0 days 1,792 sqft
    2022-03-01 0 days 1,910 sqft
    2022-04-01 0 days 2,112 sqft
    2022-05-01 0 days 2,011 sqft
    2022-06-01 0 days 1,848 sqft
    2022-07-01 0 days 1,914 sqft
    2022-08-01 0 days 2,031 sqft
    2022-09-01 0 days 1,986 sqft
    2022-10-01 0 days 2,017 sqft
    2022-11-01 0 days 2,022 sqft
    2022-12-01 0 days 2,000 sqft
    2023-01-01 0 days 1,998 sqft
    2023-02-01 0 days 1,908 sqft
    2023-03-01 0 days 1,970 sqft
    2023-04-01 0 days 1,902 sqft
    2023-05-01 0 days 1,980 sqft
    2023-06-01 0 days 1,935 sqft
    2023-07-01 0 days 2,031 sqft
    2023-08-01 0 days 2,096 sqft
    2023-09-01 0 days 1,938 sqft
    2023-10-01 0 days 1,958 sqft
    2023-11-01 0 days 1,968 sqft
    2023-12-01 0 days 2,015 sqft
    2024-01-01 0 days 2,130 sqft
    2024-02-01 0 days 2,123 sqft
    2024-03-01 0 days 2,114 sqft
    Burley's median listing age (time on market) for 2024-03-01 was 0 days.

    Burley's median square footage for active listings during the 2024-03-01 period was 2,114 sqft. One year prior, the average listing was 1,970 sqft.

    Burley, ID Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 466 $120,420,000 $258,412
    Home Improvement 185 $18,185,000 $98,297
    Cash Out Refi 166 $26,000,000 $156,627
    Other 110 $9,480,000 $86,182
    Refi 64 $13,320,000 $208,125

    Burley's most frequently cited loan purpose was Home Purchase, with 466 originations. The 2nd most popular reason was Home Improvement, with 185 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    Over 8% 356 $32,510,000 $91,320
    6-7% 303 $74,905,000 $247,211
    7-8% 161 $34,145,000 $212,081
    5-6% 160 $41,560,000 $259,750
    4-5% 9 $1,945,000 $216,111

    During 2023, Burley's most frequently originated rate bucket was Over 8%, with 356 originations.

    Loan Sizing (Burley, ID MSA)

    Loan Size Originations Total Value Average Loan
    $200k-400k 359 $102,465,000 $285,418
    $100,000 or less 353 $16,625,000 $47,096
    $100k-200k 207 $29,875,000 $144,324
    $400k-600k 57 $26,365,000 $462,544
    $600k-1000k 14 $10,150,000 $725,000
    $Over $1MM 1 $1,925,000 $1,925,000

    Burley's loan sizing saw the bucket of loans from $200k-400k with 359 originations, totaling $102,465,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 303 $92,745,000 $306,089
    Under 20% 249 $10,165,000 $40,823
    20-40% 175 $19,135,000 $109,343
    60-80% 157 $43,045,000 $274,172
    40-60% 93 $17,455,000 $187,688
    Over 100% 12 $4,140,000 $345,000

    Burley's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 303 originations, totaling $92,745,000 in origination value.