Jackson Mortgage Rates & Closing Costs

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    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Jackson averaged 6.36% for the week of 2025-04-10, compared to the national average of 6.62% for the same period.

    The average rate for the prior week (2025-04-03) was 6.38% and one month ago for the week of 2025-03-06, the average rate was 6.57%.

    Jackson's average rate one year ago was 6.66%.

    For refis of the same type during the week of 2025-04-10, the average rate was 6.52%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2025-04-10 6.62%
    Jackson 30 Year Fixed Rate 2025-04-10 6.36%
    Jackson 30 Year Fixed Rate Refi 2025-04-10 6.52%
    Jackson 15 Year Fixed Rate 2025-04-10 5.82%
    Jackson 15 Year Fixed Rate Refi 2025-04-10 6.22%
    Jackson 30 Year FHA 2025-04-10 6.63%
    Jackson 30 Year FHA Refi 2025-04-10 6.53%
    Jackson 30 Year USDA 2025-04-10 6.45%
    Jackson 30 Year USDA Refi 2025-04-10 6.55%
    Jackson 30 Year VA 2025-04-10 6.19%
    Jackson 30 Year VA Refi 2025-04-10 6.49%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Jackson, WY-ID.

    Jackson Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Jackson, WY-ID market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2024 Avg. 30yFix Rate 2024 Avg. Closing Costs
    Zions Bank 73 6.66% $11,291
    First Western Trust Bank 28 6.70% $8,188
    U.S. Bank 26 6.58% $11,623
    GUILD MORTGAGE COMPANY 24 6.95% $6,612
    QUICKEN LOANS, LLC 21 6.57% $7,643
    Morgan Stanley Private Bank 16 5.91% $6,357
    JPMorgan Chase Bank 14 5.95% $13,413
    IDAHO CENTRAL 14 6.79% $7,370
    NBH Bank 11 6.78% $6,853
    GUARANTEED RATE, INC. 11 6.60% $5,684
    Bank of America 7 6.41% $8,207
    First Interstate Bank 6 6.81% $3,677
    Glacier Bank 6 6.79% $8,867
    Charles Schwab Bank, SSB 6 5.78% $3,584
    CROSSCOUNTRY MORTGAGE, LLC 6 6.93% $11,068
    Goldman Sachs Bank USA 5 5.76% $10,558
    Mr. Cooper ( Nationstar Mortgage ) 4 6.74% $9,356
    BNY Mellon 3 6.21% $12,513
    Wells Fargo Bank 3 7.04% $18,193
    BMO Harris Bank 3 5.92% $23,274
    DEEPHAVEN MORTGAGE LLC 3 7.71% $5,450
    Citibank 3 6.08% $9,006
    OCMBC, INC. 2 8.69% $17,548
    Armed Forces Bank 2 7.06% $7,925
    BETTER MORTGAGE CORPORATION 2 6.63% $11,503
    Century Mortgage Company DBA Century Lending Company 2 6.25% $7,349
    Citadel Servicing Corporation 2 8.13% $25,571
    D. L. Evans Bank 2 6.31% $6,022
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 2 6.50% $20,049
    Fifth Third Bank 2 5.88% $10,172
    NBKC BANK 2 6.44% $2,878
    Stifel Bank and Trust 2 6.19% $4,214
    UNITED WHOLESALE MORTGAGE, LLC 2 6.87% $7,777
    CORNERSTONE HOME LENDING, INC. 1 6.88% $18,032
    CMG MORTGAGE, INC. 1 7.38% $12,215
    HSBC BANK USA, NATIONAL ASSOCIATION 1 6.53% $7,805
    Citizens Bank 1 6.38% $5,233
    CANOPY MORTGAGE, LLC 1 8.00% $9,111
    KeyBank 1 6.00% $5,459
    Magnolia Bank 1 6.99% $9,527
    Meridian Trust Federal Credit Union 1 6.38% $1,862
    Boeing Employees Credit Union 1 6.75% $11,832
    Mortgage Research Center, LLC 1 6.99% $20,376
    Barrington Bank & Trust Company, N.A. 1 6.50% $17,292
    MUTUAL OF OMAHA MORTGAGE, INC. 1 6.63% $4,862
    NAVY FEDERAL CREDIT UNION 1 5.50% $3,048
    ARC HOME LLC 1 6.88% $47,681
    Watermark Capital, Inc. 1 7.75% $3,133
    NEXERA HOLDING LLC 1 8.13% $25,391
    Northpointe Bank 1 6.00% $4,635
    ADVANCIAL 1 7.00% $52,943
    Paramount Residential Mortgage Group, Inc. 1 8.50% $8,054
    Pinnacle Bank 1 7.13% $4,140
    Plains Commerce Bank 1 6.88% $14,504
    PREMIER MORTGAGE RESOURCES, L.L.C. 1 6.38% $9,349
    PRIMELENDING, A PLAINSCAPITAL COMPANY 1 7.49% $3,393
    AMERICAN HERITAGE LENDING, INC. 1 7.88% $27,879
    Raymond James Bank 1 6.00% $13,847
    RED CANOE CREDIT UNION 1 5.50% $59,826
    ALLIANT CREDIT UNION 1 6.75% $5,648
    The Northern Trust Company 1 6.38% $16,080
    TOP FLITE FINANCIAL, INC. 1 6.63% $28,542
    ADVANTAGE PLUS 1 6.99% $9,102
    Ally Bank 1 6.00% $12,495
    First Merchants Bank 1 6.75% $4,707
    FIRST COLONY MORTGAGE CORPORATION 1 8.50% $6,491
    DIRECTORS MORTGAGE, INC. 1 6.50% $14,095

    Jackson Average Closing Costs & Other Stats

    Jackson, WY-ID's 67 lenders originated 661 loans during 2024. The total origination value was $646,105,000, with an average loan value of $977,466.

    Jackson's average closing costs are $6,840.

    The top Jackson lender as defined by loan originations is Zions Bank, with 73 loans originated. Their average total fees are $11,291, which is $3,104 higher than the next largest lender, First Western Trust Bank.

    The lowest fee Jackson lenders (with over 10 loans originated) are GUARANTEED RATE, INC. ($5,684), Morgan Stanley Private Bank ($6,357), GUILD MORTGAGE COMPANY ($6,612), NBH Bank ($6,853) and IDAHO CENTRAL ($7,370).

    The lowest rate Jackson lenders (with over 10 loans originated) are Morgan Stanley Private Bank (5.91%), JPMorgan Chase Bank (5.95%), QUICKEN LOANS, LLC (6.57%), U.S. Bank (6.58%) and GUARANTEED RATE, INC. (6.60%).

    Jackson, WY-ID Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2023 Loan Value 2024 Loan Value % Change 2024 Market Share
    Zions Bank $60,080,000 $77,480,000 29.0% 12.0%
    JPMorgan Chase Bank $46,160,000 $71,020,000 53.9% 11.0%
    Morgan Stanley Private Bank $19,490,000 $40,815,000 109.4% 6.3%
    U.S. Bank $29,325,000 $38,590,000 31.6% 6.0%
    First Western Trust Bank $21,240,000 $36,755,000 73.0% 5.7%
    NBH Bank $36,560,000 $34,310,000 -6.2% 5.3%
    Bank of America $15,620,000 $31,815,000 103.7% 4.9%
    GUILD MORTGAGE COMPANY $19,620,000 $25,490,000 29.9% 3.9%
    IDAHO CENTRAL $11,640,000 $19,795,000 70.1% 3.1%
    Charles Schwab Bank, SSB $22,135,000 $18,415,000 -16.8% 2.9%
    Goldman Sachs Bank USA $10,015,000 $16,455,000 64.3% 2.5%
    QUICKEN LOANS, LLC $6,185,000 $14,520,000 134.8% 2.2%
    BMO Harris Bank $1,645,000 $13,680,000 731.6% 2.1%
    GUARANTEED RATE, INC. $13,355,000 n/a 2.1%
    BNY Mellon $1,210,000 $10,005,000 726.9% 1.5%
    Wells Fargo Bank $16,715,000 $7,580,000 -54.7% 1.2%
    Glacier Bank $2,545,000 $7,395,000 190.6% 1.1%
    Citibank $11,825,000 $6,695,000 -43.4% 1.0%
    Fifth Third Bank $6,665,000 n/a 1.0%
    The First, A National Banking Association $6,505,000 n/a 1.0%
    First Interstate Bank $19,045,000 $6,365,000 -66.6% 1.0%
    Armed Forces Bank $6,000,000 n/a 0.9%
    CROSSCOUNTRY MORTGAGE, LLC $13,275,000 $5,835,000 -56.0% 0.9%
    Dollar Bank, Federal Savings Bank $13,170,000 $5,685,000 -56.8% 0.9%
    EAST IDAHO Credit Union $2,295,000 $5,120,000 123.1% 0.8%
    ADVANCIAL $4,980,000 n/a 0.8%
    The Northern Trust Company $6,020,000 $4,905,000 -18.5% 0.8%
    Meridian Trust Federal Credit Union $6,120,000 $4,850,000 -20.8% 0.8%
    UNITED WHOLESALE MORTGAGE, LLC $820,000 $4,180,000 409.8% 0.6%
    TEMPLE VIEW CAPITAL FUNDING, LP $3,955,000 n/a 0.6%
    Raymond James Bank $10,375,000 $3,705,000 -64.3% 0.6%
    The Bank of Commerce $7,045,000 $3,490,000 -50.5% 0.5%
    Citadel Servicing Corporation $3,320,000 $3,455,000 4.1% 0.5%
    Stifel Bank and Trust $1,715,000 $3,080,000 79.6% 0.5%
    CORNERSTONE HOME LENDING, INC. $1,920,000 $3,005,000 56.5% 0.5%
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $3,740,000 $2,630,000 -29.7% 0.4%
    CMG MORTGAGE, INC. $1,580,000 $2,480,000 57.0% 0.4%
    Bank of Idaho $870,000 $2,230,000 156.3% 0.3%
    HSBC BANK USA, NATIONAL ASSOCIATION $2,225,000 n/a 0.3%
    Mr. Cooper ( Nationstar Mortgage ) $1,800,000 $2,130,000 18.3% 0.3%
    DEEPHAVEN MORTGAGE LLC $2,375,000 $2,055,000 -13.5% 0.3%
    AMERICAN HERITAGE LENDING, INC. $1,965,000 n/a 0.3%
    NEXERA HOLDING LLC $1,915,000 n/a 0.3%
    Barrington Bank & Trust Company, N.A. $1,865,000 n/a 0.3%
    NAVY FEDERAL CREDIT UNION $1,970,000 $1,790,000 -9.1% 0.3%
    Dacotah Bank $1,685,000 n/a 0.3%
    FUNDLOANS CAPITAL $1,755,000 $1,655,000 -5.7% 0.3%
    OCMBC, INC. $1,470,000 n/a 0.2%
    CITIZENS EQUITY FIRST $1,445,000 n/a 0.2%
    NBKC BANK $1,690,000 $1,425,000 -15.7% 0.2%
    Paramount Residential Mortgage Group, Inc. $1,405,000 n/a 0.2%
    BETTER MORTGAGE CORPORATION $595,000 $1,380,000 131.9% 0.2%
    KeyBank $495,000 $1,360,000 174.7% 0.2%
    CARDINAL FINANCIAL $1,335,000 n/a 0.2%
    RED CANOE CREDIT UNION $465,000 $1,255,000 169.9% 0.2%
    S1L, Inc. $620,000 $1,205,000 94.4% 0.2%
    ARC HOME LLC $1,105,000 n/a 0.2%
    CALCON MUTUAL MORTGAGE LLC $195,000 $1,100,000 464.1% 0.2%
    Century Mortgage Company DBA Century Lending Company $1,050,000 n/a 0.2%
    Cache Valley Bank $1,025,000 n/a 0.2%
    ALLIANT CREDIT UNION $985,000 n/a 0.2%
    D. L. Evans Bank $710,000 $955,000 34.5% 0.1%
    Watermark Capital, Inc. $945,000 n/a 0.1%
    SUMMIT FUNDING, INC. $350,000 $940,000 168.6% 0.1%
    LIMA ONE CAPITAL, LLC $885,000 n/a 0.1%
    Axos Bank $2,435,000 $815,000 -66.5% 0.1%
    CANOPY MORTGAGE, LLC $275,000 $805,000 192.7% 0.1%
    Village Bank & Trust $805,000 n/a 0.1%
    Citizens Bank $775,000 n/a 0.1%
    FIRST COLONY MORTGAGE CORPORATION $585,000 $765,000 30.8% 0.1%
    First National Bank of Omaha $765,000 n/a 0.1%
    Pinnacle Bank $2,485,000 $765,000 -69.2% 0.1%
    AMERICA FIRST $750,000 n/a 0.1%
    Bank Forward $745,000 n/a 0.1%
    Eagle Bank and Trust Company $665,000 n/a 0.1%
    Figure Lending LLC $865,000 $655,000 -24.3% 0.1%
    MUTUAL OF OMAHA MORTGAGE, INC. $1,785,000 $650,000 -63.6% 0.1%
    Boeing Employees Credit Union $610,000 n/a 0.1%
    FREEDOM MORTGAGE CORPORATION $605,000 n/a 0.1%
    The Federal Savings Bank $595,000 n/a 0.1%
    Magnolia Bank $505,000 $585,000 15.8% 0.1%
    Plains Commerce Bank $575,000 n/a 0.1%
    FINANCE OF AMERICA REVERSE LLC $505,000 $565,000 11.9% 0.1%
    First National Bank of America $555,000 n/a 0.1%
    Mortgage Research Center, LLC $555,000 n/a 0.1%
    NEWREZ LLC $185,000 $555,000 200.0% 0.1%
    TOP FLITE FINANCIAL, INC. $515,000 n/a 0.1%
    Deseret First Credit Union $505,000 n/a 0.1%
    PNC Bank $12,110,000 $505,000 -95.8% 0.1%
    Nations Lending Corporation $495,000 n/a 0.1%
    ADVANTAGE PLUS $465,000 n/a 0.1%
    Allied First Bank,sb $455,000 n/a 0.1%
    LOANDEPOT.COM, LLC $455,000 n/a 0.1%
    MOUNTAIN AMERICA $2,180,000 $455,000 -79.1% 0.1%
    Equity Prime Mortgage LLC $415,000 n/a 0.1%
    First Merchants Bank $3,005,000 $405,000 -86.5% 0.1%
    GEORGIA'S OWN $405,000 n/a 0.1%
    Northpointe Bank $395,000 n/a 0.1%
    DIRECTORS MORTGAGE, INC. $355,000 n/a 0.1%
    Servion, Inc. $355,000 n/a 0.1%
    The Dart Bank $315,000 n/a 0.0%
    BEEHIVE $1,505,000 $305,000 -79.7% 0.0%
    INTERCAP LENDING INC. $755,000 $305,000 -59.6% 0.0%
    PREMIER MORTGAGE RESOURCES, L.L.C. $305,000 n/a 0.0%
    CREDIT UNION OF COLORADO, A FEDERAL CREDIT UNION $285,000 n/a 0.0%
    21ST MORTGAGE CORPORATION $345,000 $255,000 -26.1% 0.0%
    Discover Bank $155,000 $255,000 64.5% 0.0%
    Security Bank, s.b. $255,000 n/a 0.0%
    Ally Bank $245,000 n/a 0.0%
    WESTMARK Credit Union $1,275,000 $245,000 -80.8% 0.0%
    PENNYMAC LOAN SERVICES, LLC $255,000 $235,000 -7.8% 0.0%
    AMERISAVE MORTGAGE CORPORATION $230,000 n/a 0.0%
    ANGEL OAK MORTGAGE SOLUTIONS LLC $2,950,000 $225,000 -92.4% 0.0%
    American Airlines Federal Credit Union $645,000 $135,000 -79.1% 0.0%
    PENTAGON FEDERAL CREDIT UNION $95,000 $115,000 21.1% 0.0%
    PRIMELENDING, A PLAINSCAPITAL COMPANY $105,000 n/a 0.0%
    SPOKANE TEACHERS $105,000 n/a 0.0%
    Connexus Credit Union $95,000 n/a 0.0%
    CONNECTIONS $85,000 n/a 0.0%
    Flagstar Bank, FSB $2,375,000 $85,000 -96.4% 0.0%
    VANDERBILT MORTGAGE AND FINANCE, INC. $300,000 $65,000 -78.3% 0.0%
    Coastal Community Bank $75,000 $55,000 -26.7% 0.0%

    Jackson's top lender by overall market share is Zions Bank, with 12.0% market share. In second place, with 11.0%, is JPMorgan Chase Bank, having originated $71,020,000 in loans. In third place, with 6.3%, is Morgan Stanley Private Bank, having originated $40,815,000 in loans. In fourth place, with 6.0%, is U.S. Bank, having originated $38,590,000 in loans. In fifth place, with 5.7%, is First Western Trust Bank, having originated $36,755,000 in loans.

    Jackson Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - Jackson (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $895,000 (6.3%) $2,184,338 (14.9%) 0.00 324
    2018-02-01 $907,000 (2.4%) $2,285,970 (13.3%) 0.00 318
    2018-03-01 $875,000 (-2.2%) $2,172,776 (9.3%) 0.00 330
    2018-04-01 $775,000 (-13.4%) $2,062,057 (4.6%) 0.00 308
    2018-05-01 $753,825 (-10.4%) $1,996,259 (3.2%) 0.00 345
    2018-06-01 $775,000 (-7.3%) $1,973,687 (0.3%) 0.00 382
    2018-07-01 $843,500 (1.6%) $2,133,646 (5.1%) 0.00 430
    2018-08-01 $849,750 (0.0%) $2,139,967 (3.8%) 0.00 426
    2018-09-01 $895,000 (12.0%) $2,291,889 (21.8%) 0.00 421
    2018-10-01 $953,500 (19.3%) $2,452,510 (29.4%) 0.00 391
    2018-11-01 $923,000 (12.5%) $2,389,366 (15.3%) 0.00 366
    2018-12-01 $895,000 (0.0%) $2,370,878 (9.8%) 0.00 348
    2019-01-01 $895,000 (0.0%) $2,353,797 (7.8%) 0.00 336
    2019-02-01 $976,000 (7.6%) $2,511,896 (9.9%) 0.00 321
    2019-03-01 $985,857 (12.7%) $2,477,474 (14.0%) 0.00 312
    2019-04-01 $993,857 (28.2%) $2,416,510 (17.2%) 0.00 306
    2019-05-01 $1,048,750 (39.1%) $2,441,183 (22.3%) 0.00 311
    2019-06-01 $1,125,000 (45.2%) $2,499,933 (26.7%) 0.00 378
    2019-07-01 $1,175,000 (39.3%) $2,778,434 (30.2%) 0.00 440
    2019-08-01 $1,207,045 (42.1%) $2,756,710 (28.8%) 0.00 458
    2019-09-01 $1,255,114 (40.2%) $2,837,008 (23.8%) 0.00 436
    2019-10-01 $1,283,409 (34.6%) $2,890,923 (17.9%) 0.00 412
    2019-11-01 $1,250,000 (35.4%) $2,896,644 (21.2%) 0.00 374
    2019-12-01 $1,322,500 (47.8%) $3,105,785 (31.0%) 0.00 341
    2020-01-01 $1,349,500 (50.8%) $3,158,016 (34.2%) 0.00 302
    2020-02-01 $1,350,000 (38.3%) $3,239,960 (29.0%) 0.00 301
    2020-03-01 $1,386,250 (40.6%) $3,233,113 (30.5%) 0.00 307
    2020-04-01 $1,319,500 (32.8%) $3,137,375 (29.8%) 0.00 313
    2020-05-01 $1,250,000 (19.2%) $2,930,018 (20.0%) 0.00 335
    2020-06-01 $1,292,500 (14.9%) $2,865,830 (14.6%) 0.00 367
    2020-07-01 $1,199,750 (2.1%) $2,956,780 (6.4%) 0.00 360
    2020-08-01 $1,170,000 (-3.1%) $2,823,195 (2.4%) 0.00 305
    2020-09-01 $1,372,500 (9.4%) $3,225,126 (13.7%) 0.00 244
    2020-10-01 $1,292,500 (0.7%) $3,173,351 (9.8%) 0.00 200
    2020-11-01 $1,383,750 (10.7%) $3,515,814 (21.4%) 0.00 158
    2020-12-01 $1,456,250 (10.1%) $3,720,521 (19.8%) 0.00 143
    2021-01-01 $1,850,000 (37.1%) $3,950,814 (25.1%) 0.00 111
    2021-02-01 $1,992,500 (47.6%) $4,040,948 (24.7%) 0.00 100
    2021-03-01 $2,225,000 (60.5%) $4,300,557 (33.0%) 0.00 99
    2021-04-01 $2,100,000 (59.2%) $4,748,174 (51.3%) 0.00 91
    2021-05-01 $2,150,000 (72.0%) $4,391,881 (49.9%) 0.00 120
    2021-06-01 $2,375,000 (83.8%) $4,426,983 (54.5%) 0.00 135
    2021-07-01 $2,400,000 (100.0%) $4,639,707 (56.9%) 0.00 168
    2021-08-01 $2,300,000 (96.6%) $4,248,217 (50.5%) 0.00 184
    2021-09-01 $2,495,000 (81.8%) $4,599,151 (42.6%) 0.00 176
    2021-10-01 $2,395,000 (85.3%) $3,984,352 (25.6%) 0.00 155
    2021-11-01 $2,361,000 (70.6%) $4,178,371 (18.9%) 0.00 126
    2021-12-01 $2,612,500 (79.4%) $4,397,172 (18.2%) 0.00 115
    2022-01-01 $2,400,000 (29.7%) $4,205,656 (6.5%) 0.00 108
    2022-02-01 $2,687,500 (34.9%) $4,119,412 (1.9%) 0.00 80
    2022-03-01 $2,568,750 (15.5%) $3,786,009 (-12.0%) 0.00 79
    2022-04-01 $2,212,500 (5.4%) $3,388,397 (-28.6%) 0.00 84
    2022-05-01 $1,967,500 (-8.5%) $2,987,810 (-32.0%) 0.00 124
    2022-06-01 $2,024,250 (-14.8%) $3,066,017 (-30.7%) 0.00 193
    2022-07-01 $1,995,000 (-16.9%) $3,431,982 (-26.0%) 0.00 289
    2022-08-01 $2,133,750 (-7.2%) $3,603,892 (-15.2%) 0.00 308
    2022-09-01 $2,295,000 (-8.0%) $4,026,723 (-12.5%) 0.00 285
    2022-10-01 $1,900,000 (-20.7%) $3,774,887 (-5.3%) 0.00 284
    2022-11-01 $1,724,750 (-27.0%) $3,504,027 (-16.1%) 0.00 247
    2022-12-01 $1,700,000 (-34.9%) $3,471,664 (-21.1%) 0.00 240
    2023-01-01 $1,799,750 (-25.0%) $3,918,446 (-6.8%) 0.00 216
    2023-02-01 $1,760,000 (-34.5%) $3,874,466 (-6.0%) 0.00 206
    2023-03-01 $1,718,750 (-33.1%) $3,830,064 (1.2%) 0.00 188
    2023-04-01 $1,625,000 (-26.6%) $3,582,401 (5.7%) 0.00 169
    2023-05-01 $1,488,750 (-24.3%) $3,076,533 (3.0%) 0.00 196
    2023-06-01 $1,493,500 (-26.2%) $3,090,583 (0.8%) 0.00 252
    2023-07-01 $1,695,000 (-15.0%) $3,653,260 (6.5%) 0.00 304
    2023-08-01 $1,698,000 (-20.4%) $3,702,636 (2.7%) 0.00 340
    2023-09-01 $2,000,000 (-12.9%) $4,029,883 (0.1%) 0.00 339
    2023-10-01 $2,100,000 (10.5%) $4,141,257 (9.7%) 0.00 290
    2023-11-01 $1,800,750 (4.4%) $3,706,678 (5.8%) 0.00 260
    2023-12-01 $1,335,000 (-21.5%) $3,172,686 (-8.6%) 0.00 253
    2024-01-01 $1,781,250 (-1.0%) $3,731,867 (-4.8%) 0.00 222
    2024-02-01 $1,850,000 (5.1%) $3,905,799 (0.8%) 0.00 212
    2024-03-01 $1,862,000 (8.3%) $3,639,990 (-5.0%) 0.00 198
    2024-04-01 $1,841,750 (13.3%) $3,462,429 (-3.4%) 0.00 197
    2024-05-01 $1,801,750 (21.0%) $3,221,185 (4.7%) 0.00 212
    2024-06-01 $1,587,500 (6.3%) $3,257,902 (5.4%) 0.00 335
    2024-07-01 $1,735,000 (2.4%) $3,333,714 (-8.8%) 0.00 393
    2024-08-01 $2,022,500 (19.1%) $3,943,977 (6.5%) 0.00 395
    2024-09-01 $1,867,500 (-6.6%) $4,289,918 (6.5%) 0.00 385
    2024-10-01 $2,176,250 (3.6%) $4,536,320 (9.5%) 0.00 338
    2024-11-01 $1,825,000 (1.4%) $4,413,881 (19.1%) 0.00 307
    2024-12-01 $2,048,750 (53.5%) $4,672,189 (47.3%) 0.00 288
    2025-01-01 $2,157,250 (21.1%) $4,739,196 (27.0%) 0.00 260
    2025-02-01 $2,110,750 (14.1%) $4,769,540 (22.1%) 0.00 258
    2025-03-01 $1,875,000 (0.7%) $4,707,258 (29.3%) 0.00 257
    Jackson's median listing price for 2025-03-01 was $1,875,000, a difference of $13,000 (0.7%) versus the prior year and $-235,750 versus the prior month.

    Jackson's median listing price comes in at 0% of the national average.

    Jackson's average listing price for 2025-03-01 was $4,707,258, a difference of $1,067,268 (29.3%) versus the prior year and $-62,282 versus the prior month.

    For the 2025-03-01 period, Jackson had 257 MLS listings, a difference of -1 listings (0%) versus the prior month and 59 listings (30%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Jackson (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 2,543 sqft
    2018-02-01 0 days 2,640 sqft
    2018-03-01 0 days 2,429 sqft
    2018-04-01 0 days 2,376 sqft
    2018-05-01 0 days 2,369 sqft
    2018-06-01 0 days 2,373 sqft
    2018-07-01 0 days 2,428 sqft
    2018-08-01 0 days 2,394 sqft
    2018-09-01 0 days 2,564 sqft
    2018-10-01 0 days 2,656 sqft
    2018-11-01 0 days 2,535 sqft
    2018-12-01 0 days 2,464 sqft
    2019-01-01 0 days 2,449 sqft
    2019-02-01 0 days 2,455 sqft
    2019-03-01 0 days 2,482 sqft
    2019-04-01 0 days 2,505 sqft
    2019-05-01 0 days 2,499 sqft
    2019-06-01 0 days 2,571 sqft
    2019-07-01 0 days 2,640 sqft
    2019-08-01 0 days 2,564 sqft
    2019-09-01 0 days 2,591 sqft
    2019-10-01 0 days 2,620 sqft
    2019-11-01 0 days 2,625 sqft
    2019-12-01 0 days 2,622 sqft
    2020-01-01 0 days 2,563 sqft
    2020-02-01 0 days 2,535 sqft
    2020-03-01 0 days 2,586 sqft
    2020-04-01 0 days 2,491 sqft
    2020-05-01 0 days 2,496 sqft
    2020-06-01 0 days 2,560 sqft
    2020-07-01 0 days 2,440 sqft
    2020-08-01 0 days 2,342 sqft
    2020-09-01 0 days 2,385 sqft
    2020-10-01 0 days 2,594 sqft
    2020-11-01 0 days 2,537 sqft
    2020-12-01 0 days 2,546 sqft
    2021-01-01 0 days 2,781 sqft
    2021-02-01 0 days 2,493 sqft
    2021-03-01 0 days 2,577 sqft
    2021-04-01 0 days 2,678 sqft
    2021-05-01 0 days 2,659 sqft
    2021-06-01 0 days 2,747 sqft
    2021-07-01 0 days 2,607 sqft
    2021-08-01 0 days 2,406 sqft
    2021-09-01 0 days 2,561 sqft
    2021-10-01 0 days 2,561 sqft
    2021-11-01 0 days 2,499 sqft
    2021-12-01 0 days 2,673 sqft
    2022-01-01 0 days 2,673 sqft
    2022-02-01 0 days 2,798 sqft
    2022-03-01 0 days 2,771 sqft
    2022-04-01 0 days 2,780 sqft
    2022-05-01 0 days 2,429 sqft
    2022-06-01 0 days 2,438 sqft
    2022-07-01 0 days 2,372 sqft
    2022-08-01 0 days 2,412 sqft
    2022-09-01 0 days 2,508 sqft
    2022-10-01 0 days 2,400 sqft
    2022-11-01 0 days 2,285 sqft
    2022-12-01 0 days 2,252 sqft
    2023-01-01 0 days 2,296 sqft
    2023-02-01 0 days 2,278 sqft
    2023-03-01 0 days 2,181 sqft
    2023-04-01 0 days 2,173 sqft
    2023-05-01 0 days 2,092 sqft
    2023-06-01 0 days 2,097 sqft
    2023-07-01 0 days 2,328 sqft
    2023-08-01 0 days 2,304 sqft
    2023-09-01 0 days 2,366 sqft
    2023-10-01 0 days 2,375 sqft
    2023-11-01 0 days 2,078 sqft
    2023-12-01 0 days 1,818 sqft
    2024-01-01 0 days 1,969 sqft
    2024-02-01 0 days 1,984 sqft
    2024-03-01 0 days 1,854 sqft
    2024-04-01 0 days 1,959 sqft
    2024-05-01 0 days 2,150 sqft
    2024-06-01 0 days 1,857 sqft
    2024-07-01 0 days 2,019 sqft
    2024-08-01 0 days 2,167 sqft
    2024-09-01 0 days 2,166 sqft
    2024-10-01 0 days 2,335 sqft
    2024-11-01 0 days 2,362 sqft
    2024-12-01 0 days 2,415 sqft
    2025-01-01 0 days 2,363 sqft
    2025-02-01 0 days 2,285 sqft
    2025-03-01 0 days 2,126 sqft
    Jackson's median listing age (time on market) for 2025-03-01 was 0 days.

    Jackson's median square footage for active listings during the 2025-03-01 period was 2,126 sqft. One year prior, the average listing was 1,854 sqft.

    Jackson, WY-ID Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 363 $422,865,000 $1,164,917
    Refi 78 $98,740,000 $1,265,897
    Home Improvement 76 $17,560,000 $231,053
    Cash Out Refi 75 $46,265,000 $616,867
    Other 69 $60,675,000 $879,348

    Jackson's most frequently cited loan purpose was Home Purchase, with 363 originations. The 2nd most popular reason was Refi, with 78 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    6-7% 248 $241,820,000 $975,081
    Over 8% 155 $73,515,000 $474,290
    7-8% 134 $121,010,000 $903,060
    5-6% 92 $184,580,000 $2,006,304
    4-5% 8 $9,470,000 $1,183,750
    <2.5% 1 $455,000 $455,000
    3-4% 1 $2,305,000 $2,305,000
    2.5-3% 1 $305,000 $305,000

    During 2024, Jackson's most frequently originated rate bucket was 6-7%, with 248 originations.

    Loan Sizing (Jackson, WY-ID MSA)

    Loan Size Originations Total Value Average Loan
    $Over $1MM 176 $444,450,000 $2,525,284
    $200k-400k 131 $39,035,000 $297,977
    $600k-1000k 124 $95,390,000 $769,274
    $400k-600k 111 $54,265,000 $488,874
    $100k-200k 73 $10,105,000 $138,425
    $100,000 or less 46 $2,860,000 $62,174

    Jackson's loan sizing saw the bucket of loans from $Over $1MM with 176 originations, totaling $444,450,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    60-80% 191 $299,695,000 $1,569,084
    Under 20% 131 $25,475,000 $194,466
    20-40% 117 $79,905,000 $682,949
    40-60% 103 $131,425,000 $1,275,971
    80-100% 92 $94,300,000 $1,025,000
    Over 100% 1 $665,000 $665,000

    Jackson's loan sizing saw loans grouped in the 60-80% Loan-to-value bucket with 191 originations, totaling $299,695,000 in origination value.