Jackson Mortgage Rates & Closing Costs

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    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Jackson averaged 6.6% for the week of 2023-03-23, compared to the national average of 6.42% for the same period.

    The average rate for the prior week (2023-03-16) was 6.58% and one month ago for the week of 2023-02-16, the average rate was 6.2%.

    Jackson's average rate one year ago was 2.81%.

    For refis of the same type during the week of 2023-03-23, the average rate was 6.62%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2023-03-23 6.42%
    Jackson 30 Year Fixed Rate 2023-03-23 6.6%
    Jackson 30 Year Fixed Rate Refi 2023-03-23 6.62%
    Jackson 15 Year Fixed Rate 2023-03-23 5.79%
    Jackson 15 Year Fixed Rate Refi 2023-03-23 6.03%
    Jackson 30 Year FHA 2023-03-23 6.06%
    Jackson 30 Year FHA Refi 2023-03-23 5.79%
    Jackson 30 Year USDA 2023-03-23 5.58%
    Jackson 30 Year VA 2023-03-23 5.78%
    Jackson 30 Year VA Refi 2023-03-23 5.48%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Jackson, WY-ID.

    Jackson Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Jackson, WY-ID market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2022 Avg. 30yFix Rate 2022 Avg. Closing Costs
    First Republic Bank 155 3.18% $6,912
    U.S. Bank 42 3.90% $11,675
    Zions Bancorporation, N.A. 41 4.17% $4,801
    CROSSCOUNTRY MORTGAGE, LLC 38 4.31% $8,771
    GUILD MORTGAGE COMPANY 38 4.50% $6,364
    Wells Fargo Bank 34 3.28% $12,517
    Morgan Stanley Private Bank 27 3.45% $8,075
    First Western Trust Bank 24 4.06% $6,385
    First Interstate Bank 23 4.53% $6,076
    IDAHO CENTRAL 23 3.87% $8,589
    QUICKEN LOANS, LLC 19 4.67% $13,003
    JPMorgan Chase Bank 17 2.98% $13,247
    GUARANTEED RATE, INC. 16 3.17% $4,664
    Bank of America 12 3.46% $11,103
    KeyBank 8 4.69% $10,804
    Charles Schwab Bank, SSB 8 3.03% $6,325
    UBS Bank USA 8 3.50% $12,788
    UNITED WHOLESALE MORTGAGE, LLC 7 4.45% $13,765
    BNY Mellon 6 3.27% $7,878
    Goldman Sachs Bank USA 5 3.79% $11,644
    Flagstar Bank, FSB 5 4.08% $10,339
    Truist 5 4.59% $7,318
    Citibank 5 3.53% $8,320
    NBH Bank 4 6.31% $4,839
    Glacier Bank 4 3.78% $6,389
    PNC Bank 4 3.16% $7,637
    City National Bank 4 4.11% $5,551
    Meridian Trust Federal Credit Union 3 4.62% $7,228
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 3 4.63% $7,861
    HOME POINT FINANCIAL CORPORATION 3 4.92% $7,726
    Barrington Bank & Trust Company, N.A. 2 5.88% $14,102
    Paramount Bank 2 5.50% $11,249
    Bank of the West 2 4.81% $7,925
    MUTUAL OF OMAHA MORTGAGE, INC. 2 5.81% $9,405
    BROKER SOLUTIONS, INC. 2 5.12% $5,664
    EMBRACE HOME LOANS, INC. 2 3.81% $7,688
    LOANDEPOT.COM, LLC 2 4.93% $17,254
    IDAHO STATE UNIVERSITY 2 4.06% $8,458
    CANOPY MORTGAGE, LLC 2 3.68% $8,983
    CALIBER HOME LOANS, INC. 2 4.31% $10,475
    FREEDOM MORTGAGE CORPORATION 2 3.44% $5,185
    The Northern Trust Company 2 3.31% $13,322
    Toyota Financial Savings Bank 1 5.75% $14,175
    Umpqua Bank 1 4.13% $6,486
    Washington Federal Bank 1 5.25% $5,581
    Willamette Valley Bank 1 3.00% $9,143
    WINGS FINANCIAL 1 2.88% $4,746
    MOVEMENT MORTGAGE, LLC 1 6.99% $14,829
    Bank of England 1 3.25% $6,587
    Bank of Idaho 1 3.38% $5,406
    BEEHIVE 1 3.25% $2,115
    BETTER MORTGAGE CORPORATION 1 3.38% $4,742
    BMO Harris Bank 1 1.75% $7,783
    CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 1 2.63% $8,451
    Carrington Mortgage Services, LLC 1 3.50% $8,270
    CENTENNIAL LENDING, LLC 1 5.63% $6,002
    Citadel Servicing Corporation 1 6.50% $23,298
    DEEPHAVEN MORTGAGE LLC 1 3.63% $20,104
    Eagle Bank and Trust Company 1 4.25% $12,787
    FIRST COLONY MORTGAGE CORPORATION 1 5.50% $11,866
    FIRST COMMUNITY MORTGAGE, INC. 1 3.88% $8,803
    First Federal Savings Bank of Twin Falls 1 4.88% $9,264
    First Horizon Bank 1 4.88% $9,767
    First Merchants Bank 1 2.38% $4,499
    GSF Mortgage Corporation 1 5.88% $20,774
    HIGHLANDS RESIDENTIAL MORTGAGE, LTD. 1 5.38% $12,286
    HOMESIDE FINANCIAL, LLC 1 4.50% $25,253
    HOMESTEAD FUNDING CORP. 1 3.25% $4,669
    HSBC BANK USA, NATIONAL ASSOCIATION 1 3.64% $33,983
    INTERCAP LENDING INC. 1 3.88% $7,226
    MANN FINANCIAL INC. 1 3.50% $8,316
    MOUNTAIN AMERICA 1 5.00% $11,786
    Bank-Fund Staff Federal Credit Union 1 2.50% $6,216
    Mr. Cooper ( Nationstar Mortgage ) 1 4.88% $9,495
    M&T Bank 1 3.50% $5,543
    NAVY FEDERAL CREDIT UNION 1 2.88% $5,182
    NBKC BANK 1 2.88% $6,609
    Network Funding, L.P. 1 6.38% $9,782
    NEWREZ LLC 1 3.25% $6,844
    Northwest Bank 1 4.50% $13,027
    Northwest Farm Credit Services, FLCA 1 6.00% $22,230
    Peapack-Gladstone Bank 1 2.50% $7,813
    PENNYMAC LOAN SERVICES, LLC 1 4.50% $16,878
    PENTAGON FEDERAL CREDIT UNION 1 3.00% $11,304
    PRIMELENDING, A PLAINSCAPITAL COMPANY 1 5.63% $11,340
    S1L, Inc. 1 5.13% $9,603
    SECURITYNATIONAL MORTGAGE COMPANY 1 6.00% $13,134
    Stifel Bank and Trust 1 2.00% $6,238
    The Federal Savings Bank 1 3.50% $8,411

    Jackson Average Closing Costs & Other Stats

    Jackson, WY-ID's 89 lenders originated 1,325 loans during 2022. The total origination value was $1,530,055,000, with an average loan value of $1,154,758.

    Jackson's average closing costs are $6,415.

    The top Jackson lender as defined by loan originations is First Republic Bank, with 155 loans originated. Their average total fees are $6,912, which is $4,763 lower than the next largest lender, U.S. Bank.

    The lowest fee Jackson lenders (with over 10 loans originated) are GUARANTEED RATE, INC. ($4,664), Zions Bancorporation, N.A. ($4,801), First Interstate Bank ($6,076), GUILD MORTGAGE COMPANY ($6,364) and First Western Trust Bank ($6,385).

    The lowest rate Jackson lenders (with over 10 loans originated) are JPMorgan Chase Bank (2.98%), GUARANTEED RATE, INC. (3.17%), First Republic Bank (3.18%), Wells Fargo Bank (3.28%) and Morgan Stanley Private Bank (3.45%).

    Jackson, WY-ID Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2021 Loan Value 2022 Loan Value % Change 2022 Market Share
    First Republic Bank $340,710,000 $402,455,000 18.1% 26.3%
    Bank of America $88,110,000 $82,060,000 -6.9% 5.4%
    Wells Fargo Bank $115,485,000 $81,455,000 -29.5% 5.3%
    JPMorgan Chase Bank $207,095,000 $77,435,000 -62.6% 5.1%
    Morgan Stanley Private Bank $75,775,000 $67,955,000 -10.3% 4.4%
    U.S. Bank $84,360,000 $58,230,000 -31.0% 3.8%
    Zions Bancorporation, N.A. $69,900,000 $56,040,000 -19.8% 3.7%
    UBS Bank USA $48,395,000 $49,630,000 2.6% 3.2%
    First Interstate Bank $81,570,000 $43,840,000 -46.3% 2.9%
    CROSSCOUNTRY MORTGAGE, LLC $1,895,000 $37,170,000 1,861.5% 2.4%
    First Western Trust Bank $14,095,000 $33,755,000 139.5% 2.2%
    GUILD MORTGAGE COMPANY $98,050,000 $25,515,000 -74.0% 1.7%
    Citibank $68,820,000 $23,420,000 -66.0% 1.5%
    IDAHO CENTRAL $29,440,000 $23,295,000 -20.9% 1.5%
    Goldman Sachs Bank USA $28,790,000 $15,125,000 -47.5% 1.0%
    BNY Mellon $16,675,000 $14,580,000 -12.6% 1.0%
    KeyBank $22,740,000 $14,055,000 -38.2% 0.9%
    GUARANTEED RATE, INC. $97,290,000 $12,610,000 -87.0% 0.8%
    Meridian Trust Federal Credit Union $2,215,000 $12,575,000 467.7% 0.8%
    QUICKEN LOANS, LLC $41,420,000 $11,575,000 -72.1% 0.8%
    Charles Schwab Bank, SSB $33,040,000 $11,500,000 -65.2% 0.8%
    Simmons Bank $10,685,000 n/a 0.7%
    City National Bank $39,860,000 $9,995,000 -74.9% 0.7%
    HSBC BANK USA, NATIONAL ASSOCIATION $2,810,000 $9,605,000 241.8% 0.6%
    NBH Bank $8,905,000 n/a 0.6%
    Bank of Colorado $275,000 $7,005,000 2,447.3% 0.5%
    The Northern Trust Company $1,505,000 $6,900,000 358.5% 0.5%
    Glacier Bank $4,095,000 $6,365,000 55.4% 0.4%
    MOUNTAIN AMERICA $4,090,000 $5,905,000 44.4% 0.4%
    Truist $19,915,000 $5,785,000 -71.0% 0.4%
    Hinsdale Bank & Trust Company $5,495,000 $5,425,000 -1.3% 0.4%
    PNC Bank $10,870,000 $5,425,000 -50.1% 0.4%
    UNITED WHOLESALE MORTGAGE, LLC $11,550,000 $5,315,000 -54.0% 0.3%
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $2,525,000 $5,130,000 103.2% 0.3%
    Vast Bank $5,005,000 n/a 0.3%
    Toyota Financial Savings Bank $4,805,000 n/a 0.3%
    Flagstar Bank, FSB $11,060,000 $4,290,000 -61.2% 0.3%
    LIMA ONE CAPITAL, LLC $4,205,000 n/a 0.3%
    Independent Bank $4,005,000 n/a 0.3%
    Barrington Bank & Trust Company, N.A. $3,780,000 n/a 0.2%
    TEMPLE VIEW CAPITAL FUNDING, LP $5,910,000 $3,635,000 -38.5% 0.2%
    Bank of the West $8,440,000 $3,520,000 -58.3% 0.2%
    Traditional Bank, Inc. $3,415,000 n/a 0.2%
    Lake Forest Bank & Trust $3,405,000 n/a 0.2%
    Citadel Servicing Corporation $3,270,000 n/a 0.2%
    Midwest BankCentre $1,295,000 $3,205,000 147.5% 0.2%
    WINGS FINANCIAL $2,805,000 n/a 0.2%
    EMBRACE HOME LOANS, INC. $2,740,000 n/a 0.2%
    First Horizon Bank $1,125,000 $2,645,000 135.1% 0.2%
    Stifel Bank and Trust $2,795,000 $2,475,000 -11.4% 0.2%
    Old National Bank $2,405,000 n/a 0.2%
    CMG MORTGAGE, INC. $2,275,000 n/a 0.1%
    BETTER MORTGAGE CORPORATION $9,450,000 $2,185,000 -76.9% 0.1%
    Northwest Farm Credit Services, FLCA $1,055,000 $2,105,000 99.5% 0.1%
    BMO Harris Bank $7,905,000 $2,005,000 -74.6% 0.1%
    The Bank of Commerce $5,965,000 $2,005,000 -66.4% 0.1%
    Hometown Equity Mortgage, LLC $1,755,000 n/a 0.1%
    FIRST COLONY MORTGAGE CORPORATION $305,000 $1,725,000 465.6% 0.1%
    CALIBER HOME LOANS, INC. $1,455,000 $1,705,000 17.2% 0.1%
    The Federal Savings Bank $1,700,000 n/a 0.1%
    HOME POINT FINANCIAL CORPORATION $1,595,000 $1,630,000 2.2% 0.1%
    INTERCAP LENDING INC. $1,260,000 $1,625,000 29.0% 0.1%
    LOANDEPOT.COM, LLC $16,625,000 $1,615,000 -90.3% 0.1%
    Carrington Mortgage Services, LLC $685,000 $1,455,000 112.4% 0.1%
    DEEPHAVEN MORTGAGE LLC $1,455,000 n/a 0.1%
    FINANCE OF AMERICA REVERSE LLC $1,445,000 n/a 0.1%
    PENTAGON FEDERAL CREDIT UNION $385,000 $1,425,000 270.1% 0.1%
    BEEHIVE $4,520,000 $1,395,000 -69.1% 0.1%
    First Merchants Bank $1,355,000 n/a 0.1%
    CANOPY MORTGAGE, LLC $1,400,000 $1,350,000 -3.6% 0.1%
    S1L, Inc. $215,000 $1,345,000 525.6% 0.1%
    Bank-Fund Staff Federal Credit Union $1,335,000 n/a 0.1%
    HOMESIDE FINANCIAL, LLC $1,285,000 n/a 0.1%
    SUMMIT FUNDING, INC. $5,155,000 $1,270,000 -75.4% 0.1%
    Paramount Bank $1,240,000 n/a 0.1%
    BROKER SOLUTIONS, INC. $2,400,000 $1,220,000 -49.2% 0.1%
    Northwest Bank $1,165,000 n/a 0.1%
    FREEDOM MORTGAGE CORPORATION $5,750,000 $1,070,000 -81.4% 0.1%
    Jefferson Bank $1,045,000 n/a 0.1%
    Bank of Idaho $4,440,000 $1,040,000 -76.6% 0.1%
    Mr. Cooper ( Nationstar Mortgage ) $4,105,000 $1,015,000 -75.3% 0.1%
    ATHAS CAPITAL GROUP, INC. $1,005,000 n/a 0.1%
    M&T Bank $805,000 $990,000 23.0% 0.1%
    Eagle Bank and Trust Company $3,170,000 $975,000 -69.2% 0.1%
    FIRST COMMUNITY MORTGAGE, INC. $975,000 n/a 0.1%
    MANN FINANCIAL INC. $1,715,000 $975,000 -43.1% 0.1%
    Bank of England $945,000 n/a 0.1%
    D. L. Evans Bank $1,420,000 $895,000 -37.0% 0.1%
    NAVY FEDERAL CREDIT UNION $3,095,000 $880,000 -71.6% 0.1%
    HOMESTEAD FUNDING CORP. $435,000 $860,000 97.7% 0.1%
    PENNYMAC LOAN SERVICES, LLC $3,740,000 $835,000 -77.7% 0.1%
    SOUTHWEST STAGE FUNDING, LLC $445,000 $780,000 75.3% 0.1%
    NEWREZ LLC $3,585,000 $755,000 -78.9% 0.0%
    AMERICAN ADVISORS GROUP $1,220,000 $725,000 -40.6% 0.0%
    Mortgage Research Center, LLC $1,430,000 $725,000 -49.3% 0.0%
    MOVEMENT MORTGAGE, LLC $4,410,000 $705,000 -84.0% 0.0%
    MUTUAL OF OMAHA MORTGAGE, INC. $2,565,000 $660,000 -74.3% 0.0%
    Peapack-Gladstone Bank $655,000 n/a 0.0%
    NBKC BANK $1,050,000 $645,000 -38.6% 0.0%
    Umpqua Bank $3,425,000 $645,000 -81.2% 0.0%
    Bethpage Federal Credit Union $620,000 n/a 0.0%
    AMERISAVE MORTGAGE CORPORATION $8,380,000 $590,000 -93.0% 0.0%
    Willamette Valley Bank $575,000 n/a 0.0%
    Farmers & Merchants Savings Bank $545,000 n/a 0.0%
    HIGHLANDS RESIDENTIAL MORTGAGE, LTD. $390,000 $535,000 37.2% 0.0%
    GSF Mortgage Corporation $525,000 n/a 0.0%
    IDAHO STATE UNIVERSITY $315,000 $520,000 65.1% 0.0%
    SECURITYNATIONAL MORTGAGE COMPANY $2,290,000 $445,000 -80.6% 0.0%
    Nations Lending Corporation $975,000 $405,000 -58.5% 0.0%
    21ST MORTGAGE CORPORATION $680,000 $380,000 -44.1% 0.0%
    PRIMELENDING, A PLAINSCAPITAL COMPANY $3,385,000 $375,000 -88.9% 0.0%
    Citizens Alliance Bank $365,000 n/a 0.0%
    First Federal Savings Bank of Twin Falls $185,000 $365,000 97.3% 0.0%
    EVERGREEN MONEYSOURCE MORTGAGE COMPANY $355,000 n/a 0.0%
    ACADEMY MORTGAGE CORPORATION $640,000 $335,000 -47.7% 0.0%
    First National Bank of America $335,000 n/a 0.0%
    EAST IDAHO Credit Union $520,000 $295,000 -43.3% 0.0%
    Wyoming Bank & Trust $295,000 n/a 0.0%
    CONNECTIONS $275,000 n/a 0.0%
    Network Funding, L.P. $255,000 n/a 0.0%
    CENTENNIAL LENDING, LLC $245,000 n/a 0.0%
    Watermark Capital, Inc. $245,000 n/a 0.0%
    Deseret First Credit Union $690,000 $235,000 -65.9% 0.0%
    Figure Lending LLC $65,000 $210,000 223.1% 0.0%
    WESTMARK Credit Union $980,000 $210,000 -78.6% 0.0%
    BankPlus $155,000 $205,000 32.3% 0.0%
    Discover Bank $105,000 $205,000 95.2% 0.0%
    Southwest Airlines Federal Credit Union $205,000 n/a 0.0%
    SUN WEST MORTGAGE COMPANY, INC. $580,000 $195,000 -66.4% 0.0%
    Washington Federal Bank $215,000 $195,000 -9.3% 0.0%
    VERITAS FUNDING, LLC $275,000 $175,000 -36.4% 0.0%
    CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $1,330,000 $145,000 -89.1% 0.0%
    Utah Power $85,000 n/a 0.0%
    Banner Bank $75,000 n/a 0.0%
    SPOKANE TEACHERS $55,000 n/a 0.0%
    AMERICA FIRST $805,000 $25,000 -96.9% 0.0%

    Jackson's top lender by overall market share is First Republic Bank, with 26.3% market share. In second place, with 5.4%, is Bank of America, having originated $82,060,000 in loans. In third place, with 5.3%, is Wells Fargo Bank, having originated $81,455,000 in loans. In fourth place, with 5.1%, is JPMorgan Chase Bank, having originated $77,435,000 in loans. In fifth place, with 4.4%, is Morgan Stanley Private Bank, having originated $67,955,000 in loans.

    Jackson Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - Jackson (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $895,000 (6.3%) $2,184,338 (14.9%) 0.00 324
    2018-02-01 $907,000 (2.4%) $2,285,970 (13.3%) 0.00 318
    2018-03-01 $875,000 (-2.2%) $2,172,776 (9.3%) 0.00 330
    2018-04-01 $775,000 (-13.4%) $2,062,057 (4.6%) 0.00 308
    2018-05-01 $753,825 (-10.4%) $1,996,259 (3.2%) 0.00 345
    2018-06-01 $775,000 (-7.3%) $1,973,687 (0.3%) 0.00 382
    2018-07-01 $843,500 (1.6%) $2,133,646 (5.1%) 0.00 430
    2018-08-01 $849,750 (0.0%) $2,139,967 (3.8%) 0.00 426
    2018-09-01 $895,000 (12.0%) $2,291,889 (22.1%) 0.00 421
    2018-10-01 $953,500 (19.3%) $2,452,510 (29.4%) 0.00 391
    2018-11-01 $923,000 (12.5%) $2,389,366 (15.3%) 0.00 366
    2018-12-01 $895,000 (0.0%) $2,370,878 (9.8%) 0.00 348
    2019-01-01 $895,000 (0.0%) $2,353,797 (7.8%) 0.00 336
    2019-02-01 $976,000 (7.6%) $2,511,896 (9.9%) 0.00 321
    2019-03-01 $985,857 (12.7%) $2,480,498 (14.2%) 0.00 312
    2019-04-01 $993,857 (28.2%) $2,420,039 (17.4%) 0.00 306
    2019-05-01 $1,048,750 (39.1%) $2,441,183 (22.3%) 0.00 311
    2019-06-01 $1,125,000 (45.2%) $2,499,933 (26.7%) 0.00 378
    2019-07-01 $1,175,000 (39.3%) $2,778,434 (30.2%) 0.00 440
    2019-08-01 $1,207,045 (42.1%) $2,756,710 (28.8%) 0.00 458
    2019-09-01 $1,255,114 (40.2%) $2,837,008 (23.8%) 0.00 436
    2019-10-01 $1,283,409 (34.6%) $2,890,923 (17.9%) 0.00 412
    2019-11-01 $1,250,000 (35.4%) $2,896,644 (21.2%) 0.00 374
    2019-12-01 $1,322,500 (47.8%) $3,105,785 (31.0%) 0.00 341
    2020-01-01 $1,349,500 (50.8%) $3,158,016 (34.2%) 0.00 302
    2020-02-01 $1,350,000 (38.3%) $3,239,960 (29.0%) 0.00 301
    2020-03-01 $1,386,250 (40.6%) $3,233,113 (30.3%) 0.00 307
    2020-04-01 $1,319,500 (32.8%) $3,137,375 (29.6%) 0.00 313
    2020-05-01 $1,250,000 (19.2%) $2,930,018 (20.0%) 0.00 335
    2020-06-01 $1,292,500 (14.9%) $2,865,830 (14.6%) 0.00 367
    2020-07-01 $1,199,750 (2.1%) $2,956,780 (6.4%) 0.00 360
    2020-08-01 $1,170,000 (-3.1%) $2,823,195 (2.4%) 0.00 305
    2020-09-01 $1,372,500 (9.4%) $3,225,126 (13.7%) 0.00 244
    2020-10-01 $1,292,500 (0.7%) $3,173,351 (9.8%) 0.00 200
    2020-11-01 $1,383,750 (10.7%) $3,515,814 (21.4%) 0.00 158
    2020-12-01 $1,456,250 (10.1%) $3,720,521 (19.8%) 0.00 143
    2021-01-01 $1,850,000 (37.1%) $3,950,814 (25.1%) 0.00 111
    2021-02-01 $1,992,500 (47.6%) $4,040,948 (24.7%) 0.00 100
    2021-03-01 $2,225,000 (60.5%) $4,300,557 (33.0%) 0.00 99
    2021-04-01 $2,100,000 (59.2%) $4,748,174 (51.3%) 0.00 91
    2021-05-01 $2,150,000 (72.0%) $4,391,881 (49.9%) 0.00 120
    2021-06-01 $2,375,000 (83.8%) $4,426,983 (54.5%) 0.00 135
    2021-07-01 $2,400,000 (100.0%) $4,639,707 (56.9%) 0.00 168
    2021-08-01 $2,300,000 (96.6%) $4,248,217 (50.5%) 0.00 184
    2021-09-01 $2,495,000 (81.8%) $4,599,151 (42.6%) 0.00 176
    2021-10-01 $2,395,000 (85.3%) $3,984,352 (25.6%) 0.00 155
    2021-11-01 $2,361,000 (70.6%) $4,178,371 (18.9%) 0.00 126
    2021-12-01 $2,612,500 (79.4%) $4,397,172 (18.2%) 0.00 115
    2022-01-01 $2,400,000 (29.7%) $4,205,656 (6.5%) 0.00 108
    2022-02-01 $2,687,500 (34.9%) $4,119,412 (1.9%) 0.00 80
    2022-03-01 $2,568,750 (15.5%) $3,786,009 (-12.0%) 0.00 79
    2022-04-01 $2,212,500 (5.4%) $3,388,397 (-28.6%) 0.00 84
    2022-05-01 $1,967,500 (-8.5%) $2,987,810 (-32.0%) 0.00 124
    2022-06-01 $2,024,250 (-14.8%) $3,066,017 (-30.7%) 0.00 193
    2022-07-01 $1,995,000 (-16.9%) $3,431,982 (-26.0%) 0.00 289
    2022-08-01 $2,124,500 (-7.6%) $3,600,972 (-15.2%) 0.00 309
    2022-09-01 $2,290,000 (-8.2%) $4,023,098 (-12.5%) 0.00 286
    2022-10-01 $1,900,000 (-20.7%) $3,774,887 (-5.3%) 0.00 284
    2022-11-01 $1,724,750 (-27.0%) $3,504,027 (-16.1%) 0.00 247
    2022-12-01 $1,700,000 (-34.9%) $3,471,664 (-21.1%) 0.00 240
    2023-01-01 $1,799,750 (-25.0%) $3,918,446 (-6.8%) 0.00 216
    2023-02-01 $1,760,000 (-34.5%) $3,874,466 (-6.0%) 0.00 206
    Jackson's median listing price for 2023-02-01 was $1,760,000, a difference of $-927,500 (-34.5%) versus the prior year and $-39,750 versus the prior month.

    Jackson's median listing price comes in at 0% of the national average.

    Jackson's average listing price for 2023-02-01 was $3,874,466, a difference of $-244,946 (-6.0%) versus the prior year and $-43,980 versus the prior month.

    For the 2023-02-01 period, Jackson had 206 MLS listings, a difference of -10 listings (-5%) versus the prior month and 126 listings (158%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Jackson (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 2,543 sqft
    2018-02-01 0 days 2,640 sqft
    2018-03-01 0 days 2,429 sqft
    2018-04-01 0 days 2,376 sqft
    2018-05-01 0 days 2,369 sqft
    2018-06-01 0 days 2,373 sqft
    2018-07-01 0 days 2,428 sqft
    2018-08-01 0 days 2,394 sqft
    2018-09-01 0 days 2,564 sqft
    2018-10-01 0 days 2,656 sqft
    2018-11-01 0 days 2,535 sqft
    2018-12-01 0 days 2,464 sqft
    2019-01-01 0 days 2,449 sqft
    2019-02-01 0 days 2,455 sqft
    2019-03-01 0 days 2,475 sqft
    2019-04-01 0 days 2,501 sqft
    2019-05-01 0 days 2,499 sqft
    2019-06-01 0 days 2,571 sqft
    2019-07-01 0 days 2,640 sqft
    2019-08-01 0 days 2,564 sqft
    2019-09-01 0 days 2,591 sqft
    2019-10-01 0 days 2,620 sqft
    2019-11-01 0 days 2,625 sqft
    2019-12-01 0 days 2,622 sqft
    2020-01-01 0 days 2,563 sqft
    2020-02-01 0 days 2,535 sqft
    2020-03-01 0 days 2,586 sqft
    2020-04-01 0 days 2,491 sqft
    2020-05-01 0 days 2,496 sqft
    2020-06-01 0 days 2,560 sqft
    2020-07-01 0 days 2,440 sqft
    2020-08-01 0 days 2,342 sqft
    2020-09-01 0 days 2,385 sqft
    2020-10-01 0 days 2,594 sqft
    2020-11-01 0 days 2,537 sqft
    2020-12-01 0 days 2,546 sqft
    2021-01-01 0 days 2,781 sqft
    2021-02-01 0 days 2,493 sqft
    2021-03-01 0 days 2,577 sqft
    2021-04-01 0 days 2,678 sqft
    2021-05-01 0 days 2,659 sqft
    2021-06-01 0 days 2,747 sqft
    2021-07-01 0 days 2,607 sqft
    2021-08-01 0 days 2,406 sqft
    2021-09-01 0 days 2,561 sqft
    2021-10-01 0 days 2,561 sqft
    2021-11-01 0 days 2,499 sqft
    2021-12-01 0 days 2,673 sqft
    2022-01-01 0 days 2,673 sqft
    2022-02-01 0 days 2,798 sqft
    2022-03-01 0 days 2,771 sqft
    2022-04-01 0 days 2,780 sqft
    2022-05-01 0 days 2,429 sqft
    2022-06-01 0 days 2,438 sqft
    2022-07-01 0 days 2,372 sqft
    2022-08-01 0 days 2,403 sqft
    2022-09-01 0 days 2,503 sqft
    2022-10-01 0 days 2,400 sqft
    2022-11-01 0 days 2,285 sqft
    2022-12-01 0 days 2,252 sqft
    2023-01-01 0 days 2,296 sqft
    2023-02-01 0 days 2,278 sqft
    Jackson's median listing age (time on market) for 2023-02-01 was 0 days.

    Jackson's median square footage for active listings during the 2023-02-01 period was 2,278 sqft. One year prior, the average listing was 2,798 sqft.

    Jackson, WY-ID Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 538 $750,350,000 $1,394,703
    Cash Out Refi 260 $252,990,000 $973,038
    Refi 251 $252,785,000 $1,007,112
    Other 171 $236,635,000 $1,383,830
    Home Improvement 105 $37,295,000 $355,190

    Jackson's most frequently cited loan purpose was Home Purchase, with 538 originations. The 2nd most popular reason was Cash Out Refi, with 260 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    3-4% 370 $400,730,000 $1,083,054
    4-5% 280 $294,500,000 $1,051,786
    2.5-3% 182 $321,850,000 $1,768,407
    5-6% 138 $86,100,000 $623,913
    <2.5% 132 $204,220,000 $1,547,121
    6-7% 64 $36,930,000 $577,031
    7-8% 24 $15,950,000 $664,583
    Over 8% 12 $2,580,000 $215,000

    During 2022, Jackson's most frequently originated rate bucket was 3-4%, with 370 originations.

    Loan Sizing (Jackson, WY-ID MSA)

    Loan Size Originations Total Value Average Loan
    $Over $1MM 383 $1,139,325,000 $2,974,739
    $200k-400k 310 $92,270,000 $297,645
    $600k-1000k 223 $172,085,000 $771,682
    $400k-600k 221 $106,465,000 $481,742
    $100k-200k 109 $15,045,000 $138,028
    $100,000 or less 79 $4,865,000 $61,582

    Jackson's loan sizing saw the bucket of loans from $Over $1MM with 383 originations, totaling $1,139,325,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    60-80% 291 $495,295,000 $1,702,045
    20-40% 250 $227,440,000 $909,760
    40-60% 247 $401,205,000 $1,624,312
    Under 20% 245 $73,385,000 $299,531
    80-100% 167 $164,745,000 $986,497

    Jackson's loan sizing saw loans grouped in the 60-80% Loan-to-value bucket with 291 originations, totaling $495,295,000 in origination value.