Jackson Mortgage Rates

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Jackson averaged 5.83% for the week of 2022-06-23, compared to the national average of 5.81% for the same period.

The average rate for the prior week (2022-06-16) was 5.6% and one month ago for the week of 2022-05-19, the average rate was 5.37%.

Jackson's average rate one year ago was 2.71%.

For refis of the same type during the week of 2022-06-23, the average rate was 5.82%.

Loan Type Date Rate
US 30 Year Fixed Rate 2022-06-23 5.81%
Jackson 30 Year Fixed Rate 2022-06-23 5.83%
Jackson 30 Year Fixed Rate Refi 2022-06-23 5.82%
Jackson 15 Year Fixed Rate 2022-06-23 5.2%
Jackson 15 Year Fixed Rate Refi 2022-06-23 5.2%
Jackson 30 Year FHA 2022-06-23 0.16%
Jackson 30 Year FHA Refi 2022-06-23 0.14%
Jackson 30 Year USDA 2022-06-23 -0.03%
Jackson 30 Year VA 2022-06-23 0.02%
Jackson 30 Year VA Refi 2022-06-23 -0.04%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Jackson, WY-ID.

Jackson Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lendor, for only loans originated in the Jackson, WY-ID market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2021 Avg. 30yFix Rate 2021 Avg. Total Fees
GUILD MORTGAGE COMPANY 163 3.07% $4,380
First Republic Bank 124 2.80% $7,924
GUARANTEED RATE, INC. 116 2.95% $5,004
Wells Fargo Bank 77 2.71% $4,864
QUICKEN LOANS, LLC 74 3.05% $6,816
First Interstate Bank 69 3.09% $6,639
U.S. Bank 64 2.89% $6,602
Zions Bancorporation, N.A. 44 2.98% $3,931
JPMorgan Chase Bank 43 2.75% $6,812
IDAHO CENTRAL 37 3.02% $6,128
Morgan Stanley Private Bank 29 2.62% $8,594
KeyBank 24 2.84% $6,836
Charles Schwab Bank, SSB 21 2.27% $5,718
LOANDEPOT.COM, LLC 21 2.84% $5,387
UNITED WHOLESALE MORTGAGE, LLC 19 3.03% $6,466
Bank of America 18 2.36% $9,840
Truist Bank 18 2.92% $6,377
First Western Trust Bank 17 2.87% $3,711
BETTER MORTGAGE CORPORATION 16 2.77% $3,514
UBS Bank USA 13 2.61% $11,690
Flagstar Bank, FSB 12 3.00% $8,129
Citibank 12 2.85% $10,968
City National Bank 12 2.68% $9,845
BEEHIVE 12 2.92% $4,131
Bank of Idaho 11 2.87% $6,165
AMERISAVE MORTGAGE CORPORATION 11 2.76% $6,194
Silicon Valley Bank 10 2.44% $7,343
MOVEMENT MORTGAGE, LLC 7 3.05% $5,784
Mr. Cooper ( Nationstar Mortgage ) 7 3.09% $7,191
Goldman Sachs Bank USA 6 2.58% $14,118
NEWREZ LLC 6 2.96% $4,578
BNY Mellon 6 2.65% $7,655
BROKER SOLUTIONS, INC. 6 2.81% $4,710
Bank of the West 6 3.29% $4,719
BMO Harris Bank 5 2.45% $5,477
PENNYMAC LOAN SERVICES, LLC 5 2.82% $4,115
SUMMIT FUNDING, INC. 5 3.07% $10,478
MOUNTAIN AMERICA 5 2.65% $5,786
Eagle Bank and Trust Company 5 2.83% $9,243
MANN FINANCIAL INC. 5 3.03% $7,414
Umpqua Bank 4 2.88% $9,810
CALIBER HOME LOANS, INC. 4 3.03% $5,371
INTERCAP LENDING INC. 4 3.09% $4,399
MUTUAL OF OMAHA MORTGAGE, INC. 4 3.16% $4,013
Glacier Bank 4 3.31% $8,202
Raymond James Bank 4 2.63% $3,111
SECURITYNATIONAL MORTGAGE COMPANY 4 3.06% $6,605
PNC Bank 3 2.79% $6,733
TCF National Bank 3 2.96% $4,924
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 3 2.96% $5,634
HOME POINT FINANCIAL CORPORATION 3 2.58% $11,055
Wyndham Capital Mortgage, Inc. 3 2.96% $3,340
NAVY FEDERAL CREDIT UNION 3 3.00% $7,271
Nations Lending Corporation 3 3.17% $8,249
CROSSCOUNTRY MORTGAGE, LLC 3 3.21% $3,840
WESTERN VISTA 2 3.00% $3,391
BNC National Bank 2 3.06% $4,504
WESTMARK Credit Union 2 2.69% $6,532
FINANCE OF AMERICA MORTGAGE LLC 2 3.13% $15,354
NBKC BANK 2 2.88% $3,437
Meridian Trust Federal Credit Union 2 3.43% $3,773
LENDUS, LLC 2 3.56% $10,531
HSBC BANK USA, NATIONAL ASSOCIATION 2 2.65% $6,414
FREEDOM MORTGAGE CORPORATION 2 3.13% $2,416
Sunflower Bank 2 3.00% $4,397
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 2 3.50% $4,051
PREMIER MORTGAGE RESOURCES, L.L.C. 2 3.31% $8,804
FirstBank 2 2.75% $3,020
CANOPY MORTGAGE, LLC 2 2.63% $6,257
PRIMELENDING, A PLAINSCAPITAL COMPANY 2 3.25% $8,692
TIAA, FSB 1 2.88% $5,055
ALLIANT CREDIT UNION 1 3.00% $4,497
AMCAP MORTGAGE, LTD. 1 3.25% $7,531
AMERICA FIRST 1 3.13% $31,083
AMERICAN FINANCIAL NETWORK, INC. 1 2.75% $17,526
AMERICAN FINANCING CORPORATION 1 2.63% $3,609
AMERICAN INTERNET MORTGAGE, INC. 1 2.63% $4,076
Ameris Bank 1 3.38% $3,313
ANGEL OAK HOME LOANS LLC 1 3.25% $4,700
ANGEL OAK MORTGAGE SOLUTIONS LLC 1 3.00% $15,574
Assurance Financial Group, L.L.C. 1 2.87% $4,867
AXIA FINANCIAL, LLC 1 2.88% $7,392
Bank of Utah 1 2.88% $8,167
Baxter Credit Union 1 3.38% $5,325
BELEM SERVICING LLC 1 3.13% $18,313
Cadence Bank, N.A. 1 3.00% $14,118
Carrington Mortgage Services, LLC 1 3.25% $5,269
CHURCHILL MORTGAGE CORPORATION 1 2.88% $9,849
Comerica Bank 1 2.75% $7,085
Deseret First Credit Union 1 3.13% $6,955
EAST IDAHO Credit Union 1 2.50% $6,320
Evolve Bank & Trust 1 4.25% $4,977
FBC MORTGAGE, LLC 1 2.75% $3,419
First Home Bank 1 3.13% $11,712
First Internet Bank of Indiana 1 2.63% $29,549
First State Bank of St. Charles, Missouri 1 2.88% $4,048
GoPrime Mortgage, Inc. 1 2.88% $5,047
Great Southern Bank 1 3.27% $10,305
GUARANTEED RATE AFFINITY, LLC 1 3.25% $6,580
HOMESTEAD FUNDING CORP. 1 2.50% $4,360
Hometown Lenders, Inc. 1 3.25% $4,088
IDAHO STATE UNIVERSITY 1 2.75% $6,001
LOANPAL, LLC 1 2.88% $12,391
MASON MCDUFFIE MORTGAGE CORPORATION 1 2.25% $12,615
Merchants Bank of Indiana 1 2.75% $4,512
MID AMERICA MORTGAGE, INC. 1 3.38% $2,511
Midwest BankCentre 1 2.88% $5,164
Northwest Farm Credit Services, FLCA 1 3.10% $13,597
PENTAGON FEDERAL CREDIT UNION 1 3.00% $2,374
PREMIA MORTGAGE, LLC 1 3.00% $4,490
PROVIDENT FUNDING ASSOCIATES, L.P. 1 2.88% $2,877
REDWOOD RESIDENTIAL ACQUISITION CORPORATION 1 3.25% $8,609
Renasant Bank 1 2.99% $3,518
RESIDENTIAL MORTGAGE, LLC 1 3.25% $8,216
S1L, Inc. 1 3.25% $6,373
SECURITY HOME MORTGAGE, LLC. 1 4.13% $7,407
ServisFirst Bank 1 3.75% $47,064
STANFORD Federal Credit Union 1 3.00% $4,260
STAR ONE CREDIT UNION 1 3.13% $3,488
Stifel Bank and Trust 1 2.75% $2,777
SUCCESS MORTGAGE PARTNERS, INC. 1 2.75% $10,022
The Huntington National Bank 1 3.00% $9,391
The Northern Trust Company 1 2.38% $19,251
ACADEMY MORTGAGE CORPORATION 1 3.50% $8,766
UMB Bank 1 2.88% $8,215
United Nations Federal Credit Union 1 2.88% $5,935
USAA Federal Savings Bank 1 2.63% $5,335
VERITAS FUNDING, LLC 1 3.38% $5,290
Wallick & Volk, Inc. 1 2.88% $7,098
West Gate Bank 1 2.63% $2,980

Jackson, WY-ID's 130 lenders originated 2,096 loans during 2021. The total origination value was $2,038,710,000, with an average loan value of $972,667.

The top Jackson lender as defined by loan originations is GUILD MORTGAGE COMPANY, with 163 loans originated. Their average total fees are $4,380, which is $3,544 lower than the next largest lender, First Republic Bank.

The lowest fee Jackson lenders (with over 10 loans originated) are BETTER MORTGAGE CORPORATION ($3,514), First Western Trust Bank ($3,711), Zions Bancorporation, N.A. ($3,931), BEEHIVE ($4,131) and GUILD MORTGAGE COMPANY ($4,380).

The lowest rate Jackson lenders (with over 10 loans originated) are Charles Schwab Bank, SSB (2.27%), Bank of America (2.36%), Silicon Valley Bank (2.44%), UBS Bank USA (2.61%) and Morgan Stanley Private Bank (2.62%).

Jackson, WY-ID Lender Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2020 Loan Value 2021 Loan Value % Change 2021 Market Share
First Republic Bank $265,830,000 $340,710,000 28.2% 16.7%
JPMorgan Chase Bank $114,940,000 $207,095,000 80.2% 10.2%
Wells Fargo Bank $92,535,000 $115,485,000 24.8% 5.7%
GUILD MORTGAGE COMPANY $102,550,000 $98,050,000 -4.4% 4.8%
GUARANTEED RATE, INC. $93,805,000 $97,290,000 3.7% 4.8%
Bank of America $61,590,000 $88,110,000 43.1% 4.3%
U.S. Bank $67,445,000 $84,360,000 25.1% 4.1%
First Interstate Bank $93,910,000 $81,570,000 -13.1% 4.0%
CBRE MULTIFAMILY CAPITAL, INC. $78,905,000 n/a 3.9%
Morgan Stanley Private Bank $46,490,000 $75,775,000 63.0% 3.7%
Zions Bancorporation, N.A. $17,315,000 $69,900,000 303.7% 3.4%
Citibank $47,830,000 $68,820,000 43.9% 3.4%
UBS Bank USA $35,365,000 $48,395,000 36.8% 2.4%
QUICKEN LOANS, LLC $40,100,000 $41,420,000 3.3% 2.0%
City National Bank $9,255,000 $39,860,000 330.7% 2.0%
Charles Schwab Bank, SSB $4,755,000 $33,040,000 594.8% 1.6%
Silicon Valley Bank $13,685,000 $32,570,000 138.0% 1.6%
IDAHO CENTRAL $18,185,000 $29,440,000 61.9% 1.4%
Goldman Sachs Bank USA $35,940,000 $28,790,000 -19.9% 1.4%
KeyBank $13,895,000 $22,740,000 63.7% 1.1%
Truist Bank $5,430,000 $19,915,000 266.8% 1.0%
BNY Mellon $5,825,000 $16,675,000 186.3% 0.8%
LOANDEPOT.COM, LLC $10,730,000 $16,625,000 54.9% 0.8%
First Western Trust Bank $14,985,000 $14,095,000 -5.9% 0.7%
UNITED WHOLESALE MORTGAGE, LLC $4,565,000 $11,550,000 153.0% 0.6%
Flagstar Bank, FSB $6,165,000 $11,060,000 79.4% 0.5%
PNC Bank $11,820,000 $10,870,000 -8.0% 0.5%
BETTER MORTGAGE CORPORATION $1,610,000 $9,450,000 487.0% 0.5%
Bank of the West $3,235,000 $8,440,000 160.9% 0.4%
AMERISAVE MORTGAGE CORPORATION $3,095,000 $8,380,000 170.8% 0.4%
BMO Harris Bank $3,720,000 $7,905,000 112.5% 0.4%
The Huntington National Bank $1,740,000 $6,955,000 299.7% 0.3%
The Bank of Commerce $6,370,000 $5,965,000 -6.4% 0.3%
TEMPLE VIEW CAPITAL FUNDING, LP $5,910,000 n/a 0.3%
FREEDOM MORTGAGE CORPORATION $3,085,000 $5,750,000 86.4% 0.3%
Hinsdale Bank & Trust Company $5,495,000 n/a 0.3%
The First, A National Banking Association $5,225,000 n/a 0.3%
SUMMIT FUNDING, INC. $3,250,000 $5,155,000 58.6% 0.3%
BEEHIVE $4,790,000 $4,520,000 -5.6% 0.2%
Fifth Third Bank $4,200,000 $4,450,000 6.0% 0.2%
Bank of Idaho $3,690,000 $4,440,000 20.3% 0.2%
MOVEMENT MORTGAGE, LLC $2,705,000 $4,410,000 63.0% 0.2%
Mr. Cooper ( Nationstar Mortgage ) $4,150,000 $4,105,000 -1.1% 0.2%
Glacier Bank $5,625,000 $4,095,000 -27.2% 0.2%
MOUNTAIN AMERICA $2,810,000 $4,090,000 45.6% 0.2%
PENNYMAC LOAN SERVICES, LLC $1,835,000 $3,740,000 103.8% 0.2%
ServisFirst Bank $3,645,000 n/a 0.2%
NEWREZ LLC $1,855,000 $3,585,000 93.3% 0.2%
TCF National Bank $1,515,000 $3,575,000 136.0% 0.2%
Raymond James Bank $5,605,000 $3,500,000 -37.6% 0.2%
Umpqua Bank $3,425,000 n/a 0.2%
PRIMELENDING, A PLAINSCAPITAL COMPANY $1,725,000 $3,385,000 96.2% 0.2%
Eagle Bank and Trust Company $1,320,000 $3,170,000 140.2% 0.2%
NAVY FEDERAL CREDIT UNION $960,000 $3,095,000 222.4% 0.2%
MASON MCDUFFIE MORTGAGE CORPORATION $2,895,000 n/a 0.1%
HSBC BANK USA, NATIONAL ASSOCIATION $2,810,000 n/a 0.1%
Stifel Bank and Trust $6,265,000 $2,795,000 -55.4% 0.1%
Comerica Bank $2,005,000 $2,705,000 34.9% 0.1%
MUTUAL OF OMAHA MORTGAGE, INC. $2,735,000 $2,565,000 -6.2% 0.1%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $3,040,000 $2,525,000 -16.9% 0.1%
WESTERN VISTA $2,435,000 n/a 0.1%
BROKER SOLUTIONS, INC. $5,670,000 $2,400,000 -57.7% 0.1%
Great Southern Bank $570,000 $2,330,000 308.8% 0.1%
SECURITYNATIONAL MORTGAGE COMPANY $1,405,000 $2,290,000 63.0% 0.1%
Meridian Trust Federal Credit Union $4,640,000 $2,215,000 -52.3% 0.1%
GUARANTEED RATE AFFINITY, LLC $1,950,000 n/a 0.1%
First Internet Bank of Indiana $740,000 $1,935,000 161.5% 0.1%
CROSSCOUNTRY MORTGAGE, LLC $1,790,000 $1,895,000 5.9% 0.1%
Pinnacle Bank $1,880,000 n/a 0.1%
STANFORD Federal Credit Union $1,785,000 n/a 0.1%
CHEVRON $1,755,000 n/a 0.1%
Sunflower Bank $890,000 $1,740,000 95.5% 0.1%
MANN FINANCIAL INC. $3,925,000 $1,715,000 -56.3% 0.1%
Security Bank, s.b. $1,655,000 n/a 0.1%
Progressive Bank $1,625,000 n/a 0.1%
HOME POINT FINANCIAL CORPORATION $1,595,000 n/a 0.1%
The Northern Trust Company $9,225,000 $1,505,000 -83.7% 0.1%
CALIBER HOME LOANS, INC. $1,850,000 $1,455,000 -21.4% 0.1%
Bank of Utah $325,000 $1,435,000 341.5% 0.1%
Mortgage Research Center, LLC $1,310,000 $1,430,000 9.2% 0.1%
D. L. Evans Bank $2,840,000 $1,420,000 -50.0% 0.1%
CANOPY MORTGAGE, LLC $3,740,000 $1,400,000 -62.6% 0.1%
BNC National Bank $670,000 $1,385,000 106.7% 0.1%
NEW DAY FINANCIAL, LLC $450,000 $1,380,000 206.7% 0.1%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $1,960,000 $1,330,000 -32.1% 0.1%
Midwest BankCentre $1,875,000 $1,295,000 -30.9% 0.1%
Baxter Credit Union $1,285,000 n/a 0.1%
INTERCAP LENDING INC. $690,000 $1,260,000 82.6% 0.1%
TIAA, FSB $4,505,000 $1,225,000 -72.8% 0.1%
AMERICAN ADVISORS GROUP $230,000 $1,220,000 430.4% 0.1%
First Horizon Bank $1,125,000 n/a 0.1%
LENDUS, LLC $1,120,000 n/a 0.1%
United Nations Federal Credit Union $1,075,000 n/a 0.1%
BELEM SERVICING LLC $1,065,000 n/a 0.1%
Northwest Farm Credit Services, FLCA $255,000 $1,055,000 313.7% 0.1%
NBKC BANK $1,170,000 $1,050,000 -10.3% 0.1%
CHURCHILL MORTGAGE CORPORATION $1,035,000 n/a 0.1%
FirstBank $385,000 $1,020,000 164.9% 0.1%
ANGEL OAK MORTGAGE SOLUTIONS LLC $1,005,000 n/a 0.0%
BOKF $2,590,000 $1,005,000 -61.2% 0.0%
Cadence Bank, N.A. $1,005,000 n/a 0.0%
First State Bank of St. Charles, Missouri $1,005,000 n/a 0.0%
UMB Bank $4,300,000 $1,005,000 -76.6% 0.0%
WESTMARK Credit Union $1,180,000 $980,000 -16.9% 0.0%
Nations Lending Corporation $1,350,000 $975,000 -27.8% 0.0%
REDWOOD RESIDENTIAL ACQUISITION CORPORATION $975,000 n/a 0.0%
North American Savings Bank, F.S.B. $895,000 n/a 0.0%
FINANCE OF AMERICA MORTGAGE LLC $1,595,000 $890,000 -44.2% 0.0%
LAKEVIEW LOAN SERVICING, LLC $885,000 n/a 0.0%
Ameris Bank $845,000 n/a 0.0%
PREMIA MORTGAGE, LLC $825,000 n/a 0.0%
SUCCESS MORTGAGE PARTNERS, INC. $515,000 $825,000 60.2% 0.0%
Wyndham Capital Mortgage, Inc. $1,540,000 $825,000 -46.4% 0.0%
AMERICA FIRST $225,000 $805,000 257.8% 0.0%
Manufacturers and Traders Trust Company $11,045,000 $805,000 -92.7% 0.0%
AMCAP MORTGAGE, LTD. $785,000 n/a 0.0%
American Airlines Federal Credit Union $755,000 n/a 0.0%
HOME TOWN FUNDING, INC. $755,000 n/a 0.0%
West Gate Bank $725,000 $715,000 -1.4% 0.0%
PHH Mortgage Corporation $710,000 n/a 0.0%
Deseret First Credit Union $690,000 n/a 0.0%
Carrington Mortgage Services, LLC $685,000 n/a 0.0%
Evolve Bank & Trust $145,000 $685,000 372.4% 0.0%
21ST MORTGAGE CORPORATION $175,000 $680,000 288.6% 0.0%
AMERICAN FINANCING CORPORATION $665,000 n/a 0.0%
SECURITY HOME MORTGAGE, LLC. $655,000 n/a 0.0%
ACADEMY MORTGAGE CORPORATION $265,000 $640,000 141.5% 0.0%
FBC MORTGAGE, LLC $565,000 $605,000 7.1% 0.0%
SUN WEST MORTGAGE COMPANY, INC. $505,000 $580,000 14.9% 0.0%
RESIDENTIAL MORTGAGE, LLC $525,000 n/a 0.0%
EAST IDAHO Credit Union $675,000 $520,000 -23.0% 0.0%
First Home Bank $520,000 n/a 0.0%
Utah Mortgage Loan Corporation $520,000 n/a 0.0%
Elements Financial Federal Credit Union $505,000 n/a 0.0%
Idaho First Bank $435,000 $505,000 16.1% 0.0%
PREMIER MORTGAGE RESOURCES, L.L.C. $305,000 $500,000 63.9% 0.0%
Waterstone Mortgage Corporation $515,000 $495,000 -3.9% 0.0%
BM Real Estate Services, Inc. $485,000 n/a 0.0%
IMPAC MORTGAGE CORP. $485,000 n/a 0.0%
THE FAMILY CREDIT UNION $485,000 n/a 0.0%
ANGEL OAK HOME LOANS LLC $475,000 n/a 0.0%
USAA Federal Savings Bank $1,285,000 $470,000 -63.4% 0.0%
GoPrime Mortgage, Inc. $445,000 n/a 0.0%
MORIA DEVELOPMENT, INC. $445,000 n/a 0.0%
SOUTHWEST STAGE FUNDING, LLC $245,000 $445,000 81.6% 0.0%
HOMESTEAD FUNDING CORP. $1,425,000 $435,000 -69.5% 0.0%
Merchants Bank of Indiana $1,315,000 $425,000 -67.7% 0.0%
AXIA FINANCIAL, LLC $415,000 n/a 0.0%
STAR ONE CREDIT UNION $415,000 n/a 0.0%
Wallick & Volk, Inc. $425,000 $415,000 -2.4% 0.0%
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. $545,000 $390,000 -28.4% 0.0%
PENTAGON FEDERAL CREDIT UNION $1,305,000 $385,000 -70.5% 0.0%
AMERICAN INTERNET MORTGAGE, INC. $255,000 $365,000 43.1% 0.0%
LOANPAL, LLC $845,000 $365,000 -56.8% 0.0%
AMERICAN FINANCIAL NETWORK, INC. $355,000 n/a 0.0%
SOFI LENDING CORP. $820,000 $355,000 -56.7% 0.0%
PACIFIC RESIDENTIAL MORTGAGE, LLC $350,000 n/a 0.0%
Colonial Savings, F.A. $620,000 $345,000 -44.4% 0.0%
Mid-Continent Funding, Inc. $335,000 n/a 0.0%
LEADERONE FINANCIAL CORPORATION $325,000 n/a 0.0%
IDAHO STATE UNIVERSITY $255,000 $315,000 23.5% 0.0%
FIRST COLONY MORTGAGE CORPORATION $4,225,000 $305,000 -92.8% 0.0%
Arbor Bank $285,000 n/a 0.0%
First New Mexico Bank, Las Cruces $285,000 n/a 0.0%
Bank of Colorado $275,000 n/a 0.0%
CHERRY CREEK MORTGAGE, LLC $550,000 $275,000 -50.0% 0.0%
Hometown Lenders, Inc. $275,000 n/a 0.0%
VERITAS FUNDING, LLC $885,000 $275,000 -68.9% 0.0%
Ally Bank $315,000 $255,000 -19.0% 0.0%
HOMEXPRESS MORTGAGE CORP. $255,000 n/a 0.0%
Opportunity Bank of Montana $245,000 n/a 0.0%
MID AMERICA MORTGAGE, INC. $235,000 n/a 0.0%
Assurance Financial Group, L.L.C. $225,000 n/a 0.0%
BAY EQUITY LLC $225,000 n/a 0.0%
PLANET HOME LENDING, LLC $225,000 n/a 0.0%
RANLIFE, INC. $335,000 $215,000 -35.8% 0.0%
S1L, Inc. $670,000 $215,000 -67.9% 0.0%
Washington Federal Bank $275,000 $215,000 -21.8% 0.0%
LENDERFI, INC. $205,000 n/a 0.0%
PROVIDENT FUNDING ASSOCIATES, L.P. $325,000 $205,000 -36.9% 0.0%
First Federal Savings Bank of Twin Falls $185,000 n/a 0.0%
QUORUM FEDERAL CREDIT UNION $125,000 $185,000 48.0% 0.0%
BankPlus $1,030,000 $155,000 -85.0% 0.0%
ALLIANT CREDIT UNION $315,000 $135,000 -57.1% 0.0%
Renasant Bank $135,000 n/a 0.0%
Discover Bank $85,000 $105,000 23.5% 0.0%
Figure Lending LLC $105,000 $65,000 -38.1% 0.0%
CAPITAL EDUCATORS FEDERAL CREDIT UNION $35,000 n/a 0.0%

Jackson's top lender by overall market share is First Republic Bank, with 16.7% market share. In second place, with 10.2%, is JPMorgan Chase Bank, having originated $207,095,000 in loans. In third place, with 5.7%, is Wells Fargo Bank, having originated $115,485,000 in loans. In third place, with 4.8%, is GUILD MORTGAGE COMPANY, having originated $98,050,000 in loans. In third place, with 4.8%, is GUARANTEED RATE, INC., having originated $97,290,000 in loans.


Jackson, WY-ID Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Refi 783 $539,955,000 $689,598
Home Purchase 627 $794,985,000 $1,267,919
Cash Out Refi 457 $399,095,000 $873,293
Other 161 $279,175,000 $1,734,006
Home Improvement 68 $25,500,000 $375,000

Jackson's most frequently cited loan purpose was Refi, with 783 originations. The 2nd most popular reason was Home Purchase, with 627 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
2.5-3% 930 $1,000,230,000 $1,075,516
3-4% 603 $405,905,000 $673,143
<2.5% 464 $593,900,000 $1,279,957
4-5% 59 $15,515,000 $262,966
7-8% 6 $430,000 $71,667
5-6% 5 $705,000 $141,000
Over 8% 4 $520,000 $130,000
6-7% 3 $5,975,000 $1,991,667

During 2021, Jackson's most frequently originated rate bucket was 2.5-3%, with 930 originations.

Loan Sizing (Jackson, WY-ID MSA)

Loan Size Originations Total Value Average Loan
$200k-400k 629 $183,165,000 $291,200
$Over $1MM 480 $1,389,520,000 $2,894,833
$400k-600k 390 $189,190,000 $485,103
$600k-1000k 315 $240,915,000 $764,810
$100k-200k 208 $31,600,000 $151,923
$100,000 or less 74 $4,320,000 $58,378

Jackson's loan sizing saw the bucket of loans from $200k-400k with 629 originations, totaling $183,165,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
60-80% 604 $847,650,000 $1,403,394
40-60% 551 $578,855,000 $1,050,554
20-40% 455 $313,975,000 $690,055
Under 20% 228 $71,500,000 $313,596
80-100% 221 $198,125,000 $896,493
Over 100% 4 $4,320,000 $1,080,000

Jackson's loan sizing saw loans grouped in the 60-80% Loan-to-value bucket with 604 originations, totaling $847,650,000 in origination value.


Market Conditions (Median, Average Prices & Listing Count)

Realtor.com - Jackson (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $877,000 (5.0%) $2,121,219 (13.2%) 0.00 292
2018-02-01 $887,000 (1.7%) $2,202,205 (10.1%) 0.00 285
2018-03-01 $875,000 (0.0%) $2,095,358 (6.4%) 0.00 297
2018-04-01 $755,000 (-14.1%) $1,976,086 (0.7%) 0.00 282
2018-05-01 $749,450 (-8.3%) $1,954,177 (2.4%) 0.00 313
2018-06-01 $775,000 (-7.2%) $1,928,777 (-1.7%) 0.00 345
2018-07-01 $819,500 (-0.1%) $2,053,141 (4.4%) 0.00 392
2018-08-01 $822,500 (-0.9%) $2,053,469 (3.6%) 0.00 387
2018-09-01 $879,000 (10.0%) $2,167,269 (19.5%) 0.00 382
2018-10-01 $896,500 (12.2%) $2,308,351 (24.5%) 0.00 359
2018-11-01 $895,000 (12.0%) $2,238,544 (11.8%) 0.00 332
2018-12-01 $875,000 (0.0%) $2,170,601 (2.4%) 0.00 306
2019-01-01 $895,000 (2.1%) $2,190,836 (3.3%) 0.00 292
2019-02-01 $979,000 (10.4%) $2,343,188 (6.4%) 0.00 282
2019-03-01 $985,857 (12.7%) $2,323,535 (10.9%) 0.00 272
2019-04-01 $972,247 (28.8%) $2,245,853 (13.7%) 0.00 271
2019-05-01 $997,000 (33.0%) $2,268,670 (16.1%) 0.00 279
2019-06-01 $999,000 (28.9%) $2,414,418 (25.2%) 0.00 348
2019-07-01 $1,072,500 (30.9%) $2,585,692 (25.9%) 0.00 407
2019-08-01 $1,161,429 (41.2%) $2,554,677 (24.4%) 0.00 427
2019-09-01 $1,250,000 (42.2%) $2,632,715 (21.5%) 0.00 411
2019-10-01 $1,250,000 (39.4%) $2,743,177 (18.8%) 0.00 382
2019-11-01 $1,210,000 (35.2%) $2,779,909 (24.2%) 0.00 345
2019-12-01 $1,270,000 (45.1%) $2,959,316 (36.3%) 0.00 313
2020-01-01 $1,306,500 (46.0%) $3,036,235 (38.6%) 0.00 277
2020-02-01 $1,318,000 (34.6%) $3,134,550 (33.8%) 0.00 273
2020-03-01 $1,320,000 (33.9%) $3,166,198 (36.3%) 0.00 272
2020-04-01 $1,292,500 (32.9%) $3,085,125 (37.4%) 0.00 280
2020-05-01 $1,165,000 (16.9%) $2,826,674 (24.6%) 0.00 302
2020-06-01 $1,187,000 (18.8%) $2,744,144 (13.7%) 0.00 338
2020-07-01 $1,097,500 (2.3%) $2,799,611 (8.3%) 0.00 337
2020-08-01 $1,100,000 (-5.3%) $2,620,048 (2.6%) 0.00 275
2020-09-01 $1,372,500 (9.8%) $3,231,414 (22.7%) 0.00 213
2020-10-01 $1,350,000 (8.0%) $3,183,850 (16.1%) 0.00 171
2020-11-01 $1,512,500 (25.0%) $3,659,949 (31.7%) 0.00 129
2020-12-01 $1,725,000 (35.8%) $3,881,745 (31.2%) 0.00 117
2021-01-01 $1,999,900 (53.1%) $3,991,640 (31.5%) 0.00 92
2021-02-01 $1,975,000 (49.9%) $3,791,314 (21.0%) 0.00 85
2021-03-01 $1,980,000 (50.0%) $3,970,186 (25.4%) 0.00 85
2021-04-01 $1,872,500 (44.9%) $4,449,333 (44.2%) 0.00 78
2021-05-01 $2,250,000 (93.1%) $4,399,393 (55.6%) 0.00 105
2021-06-01 $2,375,000 (100.1%) $4,449,714 (62.2%) 0.00 124
2021-07-01 $2,377,500 (116.6%) $4,571,776 (63.3%) 0.00 157
2021-08-01 $2,395,000 (117.7%) $4,382,857 (67.3%) 0.00 175
2021-09-01 $2,500,000 (82.2%) $4,639,428 (43.6%) 0.00 171
2021-10-01 $2,400,000 (77.8%) $4,070,669 (27.9%) 0.00 152
2021-11-01 $2,375,000 (57.0%) $4,211,790 (15.1%) 0.00 121
2021-12-01 $2,612,500 (51.5%) $4,340,228 (11.8%) 0.00 111
2022-01-01 $2,400,000 (20.0%) $4,146,724 (3.9%) 0.00 101
2022-02-01 $2,575,000 (30.4%) $4,172,027 (10.0%) 0.00 75
2022-03-01 $2,510,000 (26.8%) $3,616,048 (-8.9%) 0.00 77
2022-04-01 $2,145,000 (14.6%) $3,164,084 (-28.9%) 0.00 80
2022-05-01 $1,950,000 (-13.3%) $2,788,080 (-36.6%) 0.00 123
Jackson's median listing price for 2022-05-01 was $1,950,000, a difference of $-300,000 (-13.3%) versus the prior year and $-195,000 versus the prior month.

Jackson's median listing price comes in at 0% of the national average.

Jackson's average listing price for 2022-05-01 was $2,788,080, a difference of $-1,611,313 (-36.6%) versus the prior year and $-376,004 versus the prior month.

For the 2022-05-01 period, Jackson had 123 MLS listings, a difference of 43 listings (54%) versus the prior month and 18 listings (17%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - Jackson (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 0 days 2,721 sqft
2018-02-01 0 days 2,743 sqft
2018-03-01 0 days 2,682 sqft
2018-04-01 0 days 2,502 sqft
2018-05-01 0 days 2,502 sqft
2018-06-01 0 days 2,512 sqft
2018-07-01 0 days 2,626 sqft
2018-08-01 0 days 2,512 sqft
2018-09-01 0 days 2,643 sqft
2018-10-01 0 days 2,694 sqft
2018-11-01 0 days 2,627 sqft
2018-12-01 0 days 2,626 sqft
2019-01-01 0 days 2,613 sqft
2019-02-01 0 days 2,654 sqft
2019-03-01 0 days 2,696 sqft
2019-04-01 0 days 2,740 sqft
2019-05-01 0 days 2,635 sqft
2019-06-01 0 days 2,654 sqft
2019-07-01 0 days 2,684 sqft
2019-08-01 0 days 2,648 sqft
2019-09-01 0 days 2,685 sqft
2019-10-01 0 days 2,645 sqft
2019-11-01 0 days 2,674 sqft
2019-12-01 0 days 2,645 sqft
2020-01-01 0 days 2,600 sqft
2020-02-01 0 days 2,626 sqft
2020-03-01 0 days 2,640 sqft
2020-04-01 0 days 2,626 sqft
2020-05-01 0 days 2,570 sqft
2020-06-01 0 days 2,603 sqft
2020-07-01 0 days 2,453 sqft
2020-08-01 0 days 2,378 sqft
2020-09-01 0 days 2,520 sqft
2020-10-01 0 days 2,757 sqft
2020-11-01 0 days 2,779 sqft
2020-12-01 0 days 2,795 sqft
2021-01-01 0 days 2,958 sqft
2021-02-01 0 days 2,546 sqft
2021-03-01 0 days 2,525 sqft
2021-04-01 0 days 2,658 sqft
2021-05-01 0 days 2,808 sqft
2021-06-01 0 days 3,014 sqft
2021-07-01 0 days 2,743 sqft
2021-08-01 0 days 2,514 sqft
2021-09-01 0 days 2,688 sqft
2021-10-01 0 days 2,688 sqft
2021-11-01 0 days 2,619 sqft
2021-12-01 0 days 2,685 sqft
2022-01-01 0 days 2,682 sqft
2022-02-01 0 days 2,755 sqft
2022-03-01 0 days 2,694 sqft
2022-04-01 0 days 2,694 sqft
2022-05-01 0 days 2,400 sqft
Jackson's median listing age (time on market) for 2022-05-01 was 0 days.

Jackson's median square footage for active listings during the 2022-05-01 period was 2,400 sqft. One year prior, the average listing was 2,808 sqft.