Bank Of Idaho Mortgage Rates, Fees & Info

Idaho Falls, ID

LEI: 549300SE6YAYK0PZZR74

Tax ID: 82-0398499

Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

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  • SimulatedRates™
  • Mortgage Calculator

    • Mortgage Data

  • Originations
  • Top Markets
  • Product Mix
  • Loan Reason
  • Typical Rates
  • Loan Sizes
  • Dwelling Types
  • Complaints
  • Similar Lenders
  • Loan Length
  • Loan to Value Info
  • Debt-to-Income
  • Applicant Income
  • Ethnicity Info
  • Approval & Pick Rates
  • Points and Fees
  • Origination Fees (Closing Costs)

    • Bank Data

  • Branches
  • Income
  • Loan Types
  • Deposit Mix
  • Loan Performance
  • Assets
  • Business Loans

    • Review & Overview

    Bank Of Idaho is a smaller bank specializing in Refi and Home Purchase loans. Bank Of Idaho has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Boise City, Idaho Falls, Twin Falls, Pocatello, and Rexburg among others. We have data for 35 markets. (Some data included below & more in-depth data is available with an active subscription.)

    Bank Of Idaho has an above average approval rate when compared to the average across all lenders. They have an above average pick rate when compared to similar lenders. Bank Of Idaho is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

    We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

    Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

    Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

    SimulatedRates™

    Mortgage Type     		Simulated Rate Simulation Date
    30 Year Conventional Purchase 6.67% 4/22/24
    30 Year Conventional Refi 6.61% 4/22/24
    30 Year FHA Purchase 7.22% 4/22/24
    30 Year FHA Refi 7.21% 4/22/24
    30 Year VA Purchase 5.97% 4/22/24
    30 Year VA Refi 6.11% 4/22/24
    30 Year USDA Purchase 6.58% 4/22/24
    15 Year Conventional Purchase 6.67% 4/22/24
    15 Year Conventional Refi 6.18% 4/22/24
    15 Year Cash-out Refi 6.18% 4/22/24
    These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

    Bank Of Idaho Mortgage Calculator






    Your Estimates

    Estimated Loan Payment: Update the calculator values and click calculate payment!

    This is not an official calculator from Bank Of Idaho. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

    The default purchase price is the median sales price across the US for 2022Q4, per FRED.


    Originations

    1,064

    Origination Dollar Volume (All Markets)

    $247,270,000

    Employee count

    153 Show all (16) awards

    Top Markets

    Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

    Market Originations Total Value Average Loan Average Fees Average Rate
    BOISE CITY, ID (FHA|USDA|VA) 243 $65,605,000 $269,979 $3,881 3.05%
    IDAHO FALLS, ID (FHA|USDA|VA) 237 $50,355,000 $212,468 $4,790 2.99%
    TWIN FALLS, ID (FHA|USDA|VA) 170 $36,790,000 $216,412 $5,176 3.00%
    POCATELLO, ID (FHA|USDA|VA) 153 $31,735,000 $207,418 $4,477 3.04%
    Outside of Metro Areas 98 $21,480,000 $219,184 $5,024 2.92%
    Rexburg, ID (FHA|USDA|VA) 52 $11,360,000 $218,462 $5,221 3.20%
    Blackfoot, ID (FHA|USDA|VA) 40 $10,620,000 $265,500 $5,493 2.95%
    Jackson, WY-ID (FHA|USDA|VA) 14 $3,690,000 $263,571 $5,812 2.91%
    Burley, ID (FHA|USDA|VA) 11 $2,435,000 $221,364 $4,590 2.84%
    DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 6 $1,940,000 $323,333 $3,840 2.71%
    LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 5 $1,585,000 $317,000 $6,140 2.75%
    PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 4 $1,450,000 $362,500 $5,995 2.72%
    Hailey, ID (FHA|USDA|VA) 2 $850,000 $425,000 $6,879 2.91%
    ST. GEORGE, UT (FHA|USDA|VA) 2 $650,000 $325,000 $5,742 2.81%
    Red Bluff, CA (FHA|USDA|VA) 2 $580,000 $290,000 $3,108 3.06%
    TUCSON, AZ (FHA|USDA|VA) 2 $570,000 $285,000 $6,560 2.50%
    Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 1 $515,000 $515,000 $6,179 3.13%
    Mountain Home, ID (FHA|USDA|VA) 3 $505,000 $168,333 $4,275 3.17%
    FORT COLLINS, CO (FHA|USDA|VA) 1 $485,000 $485,000 $8,180 2.45%
    Outside of Metro Areas 2 $370,000 $185,000 $4,382 3.75%
    HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) 1 $345,000 $345,000 $6,115 3.88%
    SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 1 $345,000 $345,000 $5,706 3.63%
    Moscow, ID (FHA|USDA|VA) 1 $335,000 $335,000 $11,205 3.25%
    LOGAN, UT-ID (FHA|USDA|VA) 2 $330,000 $165,000 $5,527 3.19%
    Ontario, OR-ID (FHA|USDA|VA) 1 $285,000 $285,000 $5,722 2.25%
    WALLA WALLA, WA (FHA|USDA|VA) 1 $285,000 $285,000 $1,069 3.37%
    San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 1 $275,000 $275,000 $4,814 2.50%
    BILLINGS, MT (FHA|USDA|VA) 1 $265,000 $265,000 $10,562 2.25%
    Pullman, WA (FHA|USDA|VA) 1 $235,000 $235,000 $4,352 2.63%
    OGDEN-CLEARFIELD, UT (FHA|USDA|VA) 1 $205,000 $205,000 $2,774 2.88%
    PROVO-OREM, UT (FHA|USDA|VA) 1 $205,000 $205,000 $4,106 2.13%
    SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 1 $195,000 $195,000 $1,636 2.25%
    Prineville, OR (FHA|USDA|VA) 1 $185,000 $185,000 $3,568 2.50%
    Bozeman, MT (FHA|USDA|VA) 1 $165,000 $165,000 $3,726 4.00%
    FORT WAYNE, IN (FHA|USDA|VA) 1 $45,000 $45,000 $2,065 3.38%
    Bank Of Idaho's top markets include Boise City, Idaho Falls, Twin Falls, Pocatello, and Rexburg among others.

    Their top states include:
  • Idaho (FHA|USDA|VA)
  • Colorado (FHA|USDA|VA)
  • Arizona (FHA|USDA|VA)
  • Utah (FHA|USDA|VA)
  • California (FHA|USDA|VA)

    • Similar Lenders

    We use machine learning to identify the top lenders compared against Bank of Idaho based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.

    FIRST MORTGAGE COMPANY, INC.
    Similarity Rank: 280
    EAST IDAHO Credit Union
    Similarity Rank: 450
    CONNECTIONS
    Similarity Rank: 675
    PIONEER
    Similarity Rank: 721
    ADVANTAGE PLUS
    Similarity Rank: 960
    MID AMERICA MORTGAGE, INC.
    Similarity Rank: 1168
    LENDERFI, INC.
    Similarity Rank: 1659
    First Republic Bank
    Similarity Rank: 2142
    First Western Trust Bank
    Similarity Rank: 2190
    CAPITAL EDUCATORS FEDERAL CREDIT UNION
    Similarity Rank: 2328

    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 902 $207,880,000 $230,466 $4,395 3.01%
    FHA 78 $16,180,000 $207,436 $8,002 3.26%
    VA 72 $20,440,000 $283,889 $5,306 2.78%
    USDA 12 $2,770,000 $230,833 $7,483 2.81%

    For 2020, Bank Of Idaho's most frequently originated type of loan was Conventional, with 902 originations. Their 2nd most popular type was FHA, with 78 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Refi 585 $134,495,000 $229,906 $4,021 2.90%
    Home Purchase 455 $107,135,000 $235,462 $5,683 3.13%
    Cash Out Refi 23 $5,455,000 $237,174 $5,112 3.39%
    Home Improvement 1 $185,000 $185,000 $4,921 2.38%

    For 2020, Bank Of Idaho's most frequently cited loan purpose was Refi, with 585 originations. The 2nd most popular reason was Home Purchase, with 455 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 878 $217,390,000 $247,597 $4,872 3.01%
    15 Year 121 $21,655,000 $178,967 $3,975 2.56%
    10 Year 35 $1,565,000 $44,714 $2,035 4.49%
    20 Year 27 $6,135,000 $227,222 $3,873 2.92%
    Other 3 $525,000 $175,000 $2,606 3.62%

    For 2020, Bank Of Idaho's most frequently cited loan duration was 30 Year, with 878 originations. The 2nd most popular length was 15 Year, with 121 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $2k-3k 295 $63,905,000 $216,627
    $<1k 287 $70,145,000 $244,408
    $1k-2k 252 $35,050,000 $139,087
    $3k-4k 159 $47,545,000 $299,025
    $4k-5k 50 $20,710,000 $414,200
    $5k+ 21 $9,915,000 $472,143

    Bank Of Idaho's average total fees were $4,872, while their most frequently occuring range of origination fees (closing costs) were in the $2k-3k bucket, with 295 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    3-4% 371 $86,255,000 $232,493
    2.5-3% 362 $89,500,000 $247,238
    <2.5% 272 $63,700,000 $234,191
    4-5% 59 $7,815,000 $132,458

    During 2020, Bank Of Idaho's average interest rate for loans was 3.01%, while their most frequently originated rate bucket for loans was 3-4%, with 371 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 504 $138,690,000 $275,179 $5,344 2.94%
    $100k-200k 376 $57,610,000 $153,218 $3,785 2.99%
    $400k-600k 97 $45,295,000 $466,959 $5,964 2.93%
    $100,000 or less 86 $4,830,000 $56,163 $2,607 3.59%
    $600k-1MM 1 $845,000 $845,000 $9,747 3.88%

    2020 saw Bank Of Idaho place emphasis on $200k-400k loans with 504 originations, totaling $138,690,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $50k-75k 251 $49,415,000 $196,873 $4,637 3.04%
    $50k or less 217 $34,155,000 $157,396 $3,597 3.13%
    $75k-100k 215 $53,305,000 $247,930 $5,093 3.00%
    $100k-150k 180 $48,370,000 $268,722 $5,029 2.88%
    $150k-250k 122 $35,830,000 $293,689 $5,239 2.98%
    $250k+ 79 $26,195,000 $331,582 $4,716 2.93%

    Bank Of Idaho lent most frequently to those with incomes in the $50k-75k range, with 251 originations. The second most popular income band? $50k or less, with 217 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% 280 $62,690,000 $223,893 $4,606 2.88%
    30-36% 192 $42,960,000 $223,750 $4,844 3.03%
    <20% 151 $35,065,000 $232,219 $4,207 2.86%
    44% 39 $9,365,000 $240,128 $4,596 3.20%
    39% 38 $9,240,000 $243,158 $4,753 3.01%
    38% 37 $8,235,000 $222,568 $4,738 3.11%
    42% 35 $8,255,000 $235,857 $5,107 3.12%
    36% 35 $7,415,000 $211,857 $5,172 3.28%
    37% 34 $7,250,000 $213,235 $4,700 2.98%
    43% 32 $6,900,000 $215,625 $4,487 3.31%
    40% 28 $6,870,000 $245,357 $4,645 3.17%
    50-60% 26 $5,990,000 $230,385 $7,404 3.25%
    47% 23 $6,285,000 $273,261 $6,118 3.38%
    41% 22 $5,080,000 $230,909 $4,910 2.98%
    49% 21 $6,025,000 $286,905 $5,242 3.15%
    45% 18 $5,190,000 $288,333 $6,298 3.19%
    46% 13 $3,515,000 $270,385 $5,146 2.89%
    48% 13 $4,035,000 $310,385 $4,711 2.86%
    >60% 1 $65,000 $65,000 $2,130 2.88%

    Bank Of Idaho lent most frequently to those with DTI ratios of 20-30%, with 280 originations. The next most common DTI ratio? 30-36%, with 192 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 997 $230,855,000 $231,550 $4,690 3.02%
    Not provided 48 $11,500,000 $239,583 $4,456 2.76%
    American Indian 6 $1,750,000 $291,667 $5,580 2.73%
    Asian 7 $1,615,000 $230,714 $3,966 2.79%
    Black 3 $655,000 $218,333 $7,965 3.37%
    Other Asian 2 $560,000 $280,000 $4,779 2.63%
    Korean 1 $335,000 $335,000 $9,234 2.88%

    Approval Rates

    Total approvals of all applications
    97.73%

    Bank Of Idaho has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.

    Pick Rate

    Approvals leading to origination
    91.17%

    Bank Of Idaho has an average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 1,064 $247,270,000 $232,397

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    Single Family (1-4 Units):Manufactured 15 $2,265,000 $151,000
    Single Family (1-4 Units):Site-Built 1,049 $245,005,000 $233,561

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 75 $10,385,000 $138,467 $3,142 2.70%
    40-60% 163 $33,895,000 $207,945 $3,782 2.77%
    60-80% 405 $102,245,000 $252,457 $4,602 3.01%
    80-100% 379 $96,855,000 $255,554 $5,384 3.03%
    Over 100% 12 $3,640,000 $303,333 $12,521 2.85%
    Under 20% 30 $250,000 $8,333 $879 4.83%

    Complaints

    Bank Name Product Issue 2020 CPFB Complaints % of Total Issues
    BANK OF THE WEST Conventional home mortgage Incorrect information on your report 1 3.8%
    BANK OF THE WEST Conventional home mortgage Closing on a mortgage 2 7.7%
    BANK OF THE WEST Other type of mortgage Trouble during payment process 4 15.4%
    BANK OF THE WEST Other type of mortgage Struggling to pay mortgage 2 7.7%
    BANK OF THE WEST Other type of mortgage Applying for a mortgage or refinancing an existing mortgage 1 3.8%
    BANK OF THE WEST Home equity loan or line of credit (HELOC) Trouble during payment process 6 23.1%
    BANK OF THE WEST Home equity loan or line of credit (HELOC) Struggling to pay mortgage 1 3.8%
    BANK OF THE WEST Home equity loan or line of credit (HELOC) Closing on a mortgage 2 7.7%
    BANK OF THE WEST Conventional home mortgage Trouble during payment process 4 15.4%
    BANK OF THE WEST Conventional home mortgage Applying for a mortgage or refinancing an existing mortgage 2 7.7%
    BANK OF THE WEST Conventional home mortgage Struggling to pay mortgage 1 3.8%

    Bank Details

    Branches

    Bank Name Branch Branch Type Deposits (000's)
    Bank of Idaho 1230 Yellowstone Avenue Pocatello, ID 83201 Full Service B&M $46,613
    Bank of Idaho 135 N. Bridge Street Saint Anthony, ID 83445 Full Service B&M $35,215
    Bank of Idaho 1800 Channing Way Idaho Falls, ID 83403 Full Service B&M $78,591
    Bank of Idaho 2300 Via Caporatti Drive Pocatello, ID 83201 Full Service B&M $22,136
    Bank of Idaho 324 12th Ave S Nampa, ID 83651 Full Service B&M $7,214
    Bank of Idaho 350 Memorial Dr, Ste 200 Idaho Falls, ID 83402 Limited, Trust Office $0
    Bank of Idaho 350 Memorial Dr, Ste 200 Idaho Falls, ID 83402 Limited, Administrative $0
    Bank of Idaho 3976 Us Hwy 20 Island Park, ID 83429 Full Service B&M $16,635
    Bank of Idaho 399 North Capital Avenue Idaho Falls, ID 83402 Full Service B&M $182,014
    Bank of Idaho 600 Main Street Ashton, ID 83420 Full Service B&M $30,333
    Bank of Idaho 6981 West Overland Road Boise, ID 83709 Full Service B&M $23,446
    Bank of Idaho 999 West Main Street, Suite 101 Boise, ID 83702 Full Service B&M $10,690

    For 2020, Bank Of Idaho had 12 branches.

    Yearly Performance Overview

    Bank Income

    Item Value (in 000's)
    Total interest income $22,033
    Net interest income $21,431
    Total noninterest income $8,611
    Gross Fiduciary activities income $1,640
    Service charges on deposit accounts $394
    Trading account gains and fees $0
    Additional Noninterest Income $6,577
    Pre-tax net operating income $4,655
    Securities gains (or losses, -) $207
    Income before extraordinary items $3,525
    Discontinued Operations (Extraordinary gains, net) $0
    Net income of bank and minority interests $3,525
    Minority interest net income $0
    Net income $3,525
    Sale, conversion, retirement of capital stock, net $0
    Net operating income $3,361

    Bank Of Idaho's gross interest income from loans was $22,033,000.
    Bank Of Idaho's net interest income from loans was $21,431,000.
    Bank Of Idaho's fee based income from loans was $394,000.
    Bank Of Idaho's net income from loans was $3,525,000.

    Bank Expenses

    Item Value (in 000's)
    Total interest expense $602
    Provision for credit losses $2,598
    Total noninterest expense $22,789
    Salaries and employee benefits $15,044
    Premises and equipment expense $2,366
    Additional noninterest expense $5,379
    Applicable income taxes $1,337
    Net charge-offs $196
    Cash dividends $0

    Bank Of Idaho's interest expense for loans was $602,000.
    Bank Of Idaho's payroll and benefits expense were $15,044,000.
    Bank Of Idaho's property, plant and equipment expenses $2,366,000.

    Loan Performance

    Type of Loan % of Loans Noncurrent (30+ days, end of period snapshot)
    All loans 1.0%
    Real Estate loans 1.0%
    Construction & Land Development loans 0.0%
    Nonfarm, nonresidential loans 0.0%
    Multifamily residential loans 0.0%
    1-4 family residential loans 0.0%
    HELOC loans 0.0%
    All other family 0.0%
    Commercial & industrial loans 0.0%
    Personal loans 0.0%
    Credit card loans 0.0%
    Other individual loans 0.0%
    Auto loans 0.0%
    Other consumer loans 0.0%
    Unsecured commercial real estate loans 0.0%

    Deposits

    Type Value (in 000's)
    Total deposits $487,720
    Deposits held in domestic offices $487,720
    Deposits by Individuals, partnerships, and corporations $470,370
    Deposits by U.S. Government $0
    Deposits by States and political subdivisions in the U.S. $17,350
    Deposits by Commercial banks and other depository institutions in U.S. $0
    Deposits by Banks in foreign countries $0
    Deposits by Foreign governments and official institutions $0
    Transaction accounts $111,304
    Demand deposits $67,875
    Nontransaction accounts $376,416
    Money market deposit accounts (MMDAs) $261,106
    Other savings deposits (excluding MMDAs) $100,058
    Total time deposits $15,252
    Total time and savings deposits $419,845
    Noninterest-bearing deposits $204,463
    Interest-bearing deposits $283,257
    Retail deposits $485,927
    IRAs and Keogh plan accounts $3,578
    Brokered deposits $0
    Deposits held in foreign offices $0

    Assets

    Asset Value (in 000's)
    Total Assets $574,896
    Cash & Balances due from depository institutions $8,577
    Interest-bearing balances $302
    Total securities $105,112
    Federal funds sold & reverse repurchase $0
    Net loans and leases $444,992
    Loan and leases loss allowance $6,739
    Trading account assets $0
    Bank premises and fixed assets $11,444
    Other real estate owned $0
    Goodwill and other intangibles $0
    All other assets $4,771

    Liabilities

    Liabilities Value (in 000's)
    Total liabilities and capital $574,896
    Total Liabilities $513,575
    Total deposits $487,720
    Interest-bearing deposits $283,257
    Deposits held in domestic offices $487,720
    % insured (estimated) $74
    Federal funds purchased and repurchase agreements $0
    Trading liabilities $0
    Other borrowed funds $20,305
    Subordinated debt $0
    All other liabilities $5,550

    Issued Loan Types

    Type Value (in 000's)
    Net loans and leases $444,992
    Loan and leases loss allowance $6,739
    Total loans and leases (domestic) $451,731
    All real estate loans $310,621
    Real estate loans in domestic offices $310,621
    Construction and development loans $49,711
    Residential 1-4 family construction $17,325
    Other construction, all land development and other land $32,386
    Loans secured by nonfarm nonresidential properties $164,903
    Nonfarm nonresidential secured by owner-occupied properties $101,670
    Commercial real estate & other non-farm, non-residential $63,233
    Multifamily residential real estate $15,379
    1-4 family residential loans $66,540
    Farmland loans $14,088
    Loans held in foreign offices $0
    Farm loans $22,620
    Commercial and industrial loans $109,751
    To non-U.S. addressees $0
    Loans to individuals $8,412
    Credit card loans $0
    Related Plans $2,132
    Consumer Auto Loans $2,458
    Other loans to individuals $3,822
    All other loans & leases $2,792
    Loans to foreign governments and official institutions $0
    Other loans $1,923
    Loans to depository institutions and acceptances of other banks $0
    Loans not secured by real estate $508
    Loans secured by real estate to non-U.S. addressees $0
    Restructured Loans & leases $0
    Non 1-4 family restructured loans & leases $0
    Total loans and leases (foreign) $0

    Bank of Idaho had $444,992,000 of loans outstanding in 2020. $310,621,000 of loans were in real estate loans. $49,711,000 of loans were in development loans. $15,379,000 of loans were in multifamily mortgage loans. $66,540,000 of loans were in 1-4 family mortgage loans. $22,620,000 of loans were in farm loans. $0 of loans were in credit card loans. $2,458,000 of loans were in the auto loan category.

    Small Business Loans

    Categorization # of Loans in Category $ amount of loans (in 000's) Average $/loan
    Nonfarm, nonresidential loans - <$1MM 235 $67,495 $287,213
    Nonfarm, nonresidential loans - <$100k 21 $1,028 $48,952
    Nonfarm, nonresidential loans - $100-250k 98 $15,204 $155,143
    Nonfarm, nonresidential loans - $250k-1MM 116 $51,263 $441,922
    Commercial & Industrial, US addressed loans - <$1MM 1,216 $78,289 $64,382
    Commercial & Industrial, US addressed loans - <$100k 924 $23,164 $25,069
    Commercial & Industrial, US addressed loans - $100-250k 183 $21,053 $115,044
    Commercial & Industrial, US addressed loans - $250k-1MM 109 $34,072 $312,587
    Farmland loans - <$1MM 18 $3,518 $195,444
    Farmland loans - <$100k 5 $266 $53,200
    Farmland loans - $100-250k 4 $488 $122,000
    Farmland loans - $250k-1MM 9 $2,764 $307,111
    Agriculture operations loans - <$1MM 71 $5,292 $74,535
    Agriculture operations loans - <$100k 28 $647 $23,107
    Agriculture operations loans - $100-250k 22 $1,394 $63,364
    Agriculture operations loans - $250k-1MM 21 $3,251 $154,810