HOMOSASSA SPRINGS Mortgage Rates & Closing Costs
30yr Fixed Rate
15yr Fixed Rate
FHA
USDA
VA
5/1 ARM
30 Year Fixed Rate mortgages in Homosassa Springs averaged
6.58%
for the week of 2024-11-07, compared to the national average of
6.79% for the same period.
The average rate for the prior week (2024-10-31) was
6.61% and
one month ago for the week of 2024-10-03, the
average rate was 6.21%.
Homosassa Springs's average rate one year ago was 7.75%.
For refis of the same type during the week of 2024-11-07, the average rate
was 7.24%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2024-11-07 | 6.79% |
| Homosassa Springs 30 Year Fixed Rate | 2024-11-07 | 6.58% |
| Homosassa Springs 30 Year Fixed Rate Refi | 2024-11-07 | 7.24% |
| Homosassa Springs 15 Year Fixed Rate | 2024-11-07 | 6.2% |
| Homosassa Springs 15 Year Fixed Rate Refi | 2024-11-07 | 6.1% |
| Homosassa Springs 30 Year FHA | 2024-11-07 | 6.17% |
| Homosassa Springs 30 Year FHA Refi | 2024-11-07 | 6.53% |
| Homosassa Springs 30 Year USDA | 2024-11-07 | 6.48% |
| Homosassa Springs 30 Year USDA Refi | 2024-11-07 | 6.68% |
| Homosassa Springs 30 Year VA | 2024-11-07 | 6.25% |
| Homosassa Springs 30 Year VA Refi | 2024-11-07 | 6.14% |
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within HOMOSASSA SPRINGS, FL.
HOMOSASSA SPRINGS Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the HOMOSASSA SPRINGS, FL market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
HOMOSASSA SPRINGS Average Closing Costs & Other Stats
HOMOSASSA SPRINGS, FL's 236 lenders originated 4,429
loans during 2023. The total origination value was $916,205,000, with an average loan value of
$206,865.
HOMOSASSA SPRINGS's average closing costs are $5,644.
The top HOMOSASSA SPRINGS lender as defined by loan originations is QUICKEN LOANS, LLC, with
187 loans originated. Their average total fees are
$7,399, which is $89
lower than the next largest lender,
UNITED WHOLESALE MORTGAGE, LLC.
The lowest fee HOMOSASSA SPRINGS lenders (with over 10 loans originated) are
DHI MORTGAGE COMPANY, LTD. ($3,139), TD Bank ($3,701), Suncoast Credit Union ($3,753), GTE Federal Credit Union ($4,186) and PRIMELENDING, A PLAINSCAPITAL COMPANY ($4,387).
The lowest rate HOMOSASSA SPRINGS lenders (with over 10 loans originated) are
Suncoast Credit Union (5.58%), DHI MORTGAGE COMPANY, LTD. (5.81%), MIDFLORIDA (6.09%), GTE Federal Credit Union (6.10%) and NAVY FEDERAL CREDIT UNION (6.40%).
HOMOSASSA SPRINGS, FL Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2022 Loan Value | 2023 Loan Value | % Change | 2023 Market Share |
|---|---|---|---|---|
| UNITED WHOLESALE MORTGAGE, LLC | $70,940,000 | $76,805,000 | 8.3% | 8.4% |
| QUICKEN LOANS, LLC | $98,140,000 | $73,390,000 | -25.2% | 8.0% |
| Brannen Bank | $71,670,000 | $63,010,000 | -12.1% | 6.9% |
| CROSSCOUNTRY MORTGAGE, LLC | $20,325,000 | $30,820,000 | 51.6% | 3.4% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $39,095,000 | $30,010,000 | -23.2% | 3.3% |
| Mortgage Research Center, LLC | $33,665,000 | $28,480,000 | -15.4% | 3.1% |
| Suncoast Credit Union | $43,880,000 | $27,310,000 | -37.8% | 3.0% |
| UNION HOME MORTGAGE CORP. | $3,375,000 | $16,850,000 | 399.3% | 1.8% |
| Truist | $32,325,000 | $16,495,000 | -49.0% | 1.8% |
| PENNYMAC LOAN SERVICES, LLC | $40,140,000 | $15,285,000 | -61.9% | 1.7% |
| Regions Bank | $17,425,000 | $13,365,000 | -23.3% | 1.5% |
| NAVY FEDERAL CREDIT UNION | $11,235,000 | $13,135,000 | 16.9% | 1.4% |
| EVERETT FINANCIAL, INC. | $4,985,000 | $12,885,000 | 158.5% | 1.4% |
| MOVEMENT MORTGAGE, LLC | $10,160,000 | $11,835,000 | 16.5% | 1.3% |
| Bank of America | $17,895,000 | $11,535,000 | -35.5% | 1.3% |
| Waterstone Mortgage Corporation | $27,245,000 | $11,165,000 | -59.0% | 1.2% |
| CMG MORTGAGE, INC. | $2,300,000 | $10,615,000 | 361.5% | 1.2% |
| LOANDEPOT.COM, LLC | $20,045,000 | $9,990,000 | -50.2% | 1.1% |
| CARDINAL FINANCIAL | $9,800,000 | $9,595,000 | -2.1% | 1.0% |
| 21ST MORTGAGE CORPORATION | $11,350,000 | $9,030,000 | -20.4% | 1.0% |
| Ameris Bank | $7,685,000 | $8,400,000 | 9.3% | 0.9% |
| NEWREZ LLC | $5,860,000 | $8,235,000 | 40.5% | 0.9% |
| FREEDOM MORTGAGE CORPORATION | $14,760,000 | $8,185,000 | -44.5% | 0.9% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $9,990,000 | $8,090,000 | -19.0% | 0.9% |
| Wells Fargo Bank | $18,265,000 | $7,825,000 | -57.2% | 0.9% |
| DHI MORTGAGE COMPANY, LTD. | $3,250,000 | $7,735,000 | 138.0% | 0.8% |
| Capital City Home Loans, LLC | $19,495,000 | $7,690,000 | -60.6% | 0.8% |
| JPMorgan Chase Bank | $7,825,000 | $7,340,000 | -6.2% | 0.8% |
| Mr. Cooper ( Nationstar Mortgage ) | $10,425,000 | $7,315,000 | -29.8% | 0.8% |
| INSPIRE HOME LOANS INC. | $3,410,000 | $6,695,000 | 96.3% | 0.7% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $5,845,000 | $6,590,000 | 12.7% | 0.7% |
| Capital City Bank | $6,035,000 | $6,410,000 | 6.2% | 0.7% |
| GUARANTEED RATE, INC. | $3,290,000 | $5,965,000 | 81.3% | 0.7% |
| PNC Bank | $4,230,000 | $5,765,000 | 36.3% | 0.6% |
| SUCCESS MORTGAGE PARTNERS, INC. | $5,310,000 | $5,740,000 | 8.1% | 0.6% |
| OPEN MORTGAGE, LLC | $6,510,000 | $5,655,000 | -13.1% | 0.6% |
| Prosperity Home Mortgage, LLC | $5,280,000 | $5,355,000 | 1.4% | 0.6% |
| South State Bank | $7,035,000 | $5,065,000 | -28.0% | 0.6% |
| MIDFLORIDA | $10,865,000 | $4,930,000 | -54.6% | 0.5% |
| BROKER SOLUTIONS, INC. | $4,785,000 | $4,890,000 | 2.2% | 0.5% |
| AMERICAN FINANCIAL NETWORK, INC. | $4,605,000 | n/a | 0.5% | |
| TD Bank | $12,355,000 | $4,295,000 | -65.2% | 0.5% |
| THE MORTGAGE FIRM, INC. | $6,105,000 | $4,150,000 | -32.0% | 0.5% |
| AMERISAVE MORTGAGE CORPORATION | $8,105,000 | $3,900,000 | -51.9% | 0.4% |
| METROPLEX MORTGAGE SERVICES, INC. | $4,130,000 | $3,870,000 | -6.3% | 0.4% |
| FBC MORTGAGE, LLC | $3,305,000 | $3,780,000 | 14.4% | 0.4% |
| FLORIDA | $4,605,000 | $3,765,000 | -18.2% | 0.4% |
| USAA Federal Savings Bank | $5,745,000 | $3,745,000 | -34.8% | 0.4% |
| Seacoast National Bank | $4,610,000 | $3,700,000 | -19.7% | 0.4% |
| Equity Prime Mortgage LLC | $3,330,000 | $3,440,000 | 3.3% | 0.4% |
| TOWNE MORTGAGE COMPANY | $890,000 | $3,360,000 | 277.5% | 0.4% |
| CAMPUS USA | $2,690,000 | $3,310,000 | 23.0% | 0.4% |
| GTE Federal Credit Union | $4,355,000 | $3,265,000 | -25.0% | 0.4% |
| MUTUAL OF OMAHA MORTGAGE, INC. | $3,520,000 | $3,225,000 | -8.4% | 0.4% |
| Flagstar Bank, FSB | $8,250,000 | $3,215,000 | -61.0% | 0.4% |
| RF Renovo Management Company, LLC | $3,010,000 | n/a | 0.3% | |
| HOMEXPRESS MORTGAGE CORP. | $360,000 | $2,855,000 | 693.1% | 0.3% |
| Carrington Mortgage Services, LLC | $7,335,000 | $2,730,000 | -62.8% | 0.3% |
| TRIAD FINANCIAL SERVICES, INC. | $1,970,000 | $2,655,000 | 34.8% | 0.3% |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | $535,000 | $2,625,000 | 390.7% | 0.3% |
| Fifth Third Bank | $4,100,000 | $2,610,000 | -36.3% | 0.3% |
| NFM, INC. | $1,290,000 | $2,565,000 | 98.8% | 0.3% |
| GENEVA FINANCIAL, LLC | $2,540,000 | $2,540,000 | 0.0% | 0.3% |
| First Federal Bank | $2,405,000 | $2,530,000 | 5.2% | 0.3% |
| U.S. Bank | $4,075,000 | $2,405,000 | -41.0% | 0.3% |
| CHURCHILL MORTGAGE CORPORATION | $1,950,000 | $2,390,000 | 22.6% | 0.3% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | $2,430,000 | $2,375,000 | -2.3% | 0.3% |
| VAN DYK MORTGAGE CORPORATION | $2,815,000 | $2,365,000 | -16.0% | 0.3% |
| Commerce Home Mortgage, Inc. | $2,155,000 | $2,360,000 | 9.5% | 0.3% |
| Sierra Pacific Mortgage Company, Inc. | $3,265,000 | $2,270,000 | -30.5% | 0.2% |
| PLANET HOME LENDING, LLC | $2,240,000 | $2,200,000 | -1.8% | 0.2% |
| FINANCE OF AMERICA REVERSE LLC | $2,200,000 | $2,170,000 | -1.4% | 0.2% |
| NEW DAY FINANCIAL, LLC | $6,735,000 | $2,120,000 | -68.5% | 0.2% |
| ZILLOW HOME LOANS, LLC | $1,875,000 | $2,030,000 | 8.3% | 0.2% |
| GSF Mortgage Corporation | $2,700,000 | $2,000,000 | -25.9% | 0.2% |
| GUARANTEED RATE AFFINITY, LLC | $2,230,000 | $1,920,000 | -13.9% | 0.2% |
| Raymond James Bank | $830,000 | $1,905,000 | 129.5% | 0.2% |
| FIRST MORTGAGE COMPANY, INC. | $710,000 | $1,885,000 | 165.5% | 0.2% |
| SUN WEST MORTGAGE COMPANY, INC. | $1,805,000 | $1,885,000 | 4.4% | 0.2% |
| Century Mortgage Company DBA Century Lending Company | $1,415,000 | $1,880,000 | 32.9% | 0.2% |
| The Huntington National Bank | $605,000 | $1,880,000 | 210.7% | 0.2% |
| VILLAGE CAPITAL MORTGAGE | $755,000 | $1,870,000 | 147.7% | 0.2% |
| MORTGAGE FINANCIAL GROUP, INC. | $1,225,000 | $1,865,000 | 52.2% | 0.2% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | $3,650,000 | $1,860,000 | -49.0% | 0.2% |
| FIRST COLONY MORTGAGE CORPORATION | $2,235,000 | $1,855,000 | -17.0% | 0.2% |
| Paramount Residential Mortgage Group, Inc. | $4,505,000 | $1,855,000 | -58.8% | 0.2% |
| AMERICAN FINANCIAL RESOURCES, INC. | $3,145,000 | $1,775,000 | -43.6% | 0.2% |
| Third Federal Savings and Loan Association of Cleveland | $3,310,000 | $1,765,000 | -46.7% | 0.2% |
| VYSTAR | $2,480,000 | $1,765,000 | -28.8% | 0.2% |
| HOMEOWNERS FINANCIAL GROUP USA, LLC | $1,690,000 | n/a | 0.2% | |
| Plains Commerce Bank | $1,185,000 | $1,670,000 | 40.9% | 0.2% |
| Discover Bank | $725,000 | $1,655,000 | 128.3% | 0.2% |
| LENDINGHOME FUNDING CORPORATION | $3,765,000 | $1,600,000 | -57.5% | 0.2% |
| LEADERONE FINANCIAL CORPORATION | $760,000 | $1,555,000 | 104.6% | 0.2% |
| MICHIGAN MUTUAL, INC. | $2,355,000 | $1,545,000 | -34.4% | 0.2% |
| STOCKTON MORTGAGE CORPORATION | $215,000 | $1,545,000 | 618.6% | 0.2% |
| The Federal Savings Bank | $1,050,000 | $1,490,000 | 41.9% | 0.2% |
| SOUTHWEST STAGE FUNDING, LLC | $1,665,000 | $1,475,000 | -11.4% | 0.2% |
| PENTAGON FEDERAL CREDIT UNION | $3,160,000 | $1,465,000 | -53.6% | 0.2% |
| AMERICAN BANCSHARES MORTGAGE | $1,495,000 | $1,440,000 | -3.7% | 0.2% |
| AMERICAN HERITAGE LENDING, INC. | $1,430,000 | n/a | 0.2% | |
| A&D Mortgage LLC | $415,000 | $1,425,000 | 243.4% | 0.2% |
| MORTGAGE EQUITY PARTNERS LLC | $2,235,000 | $1,380,000 | -38.3% | 0.2% |
| CLEARPATH LENDING | $2,205,000 | $1,375,000 | -37.6% | 0.2% |
| LOANPAL, LLC | $2,980,000 | $1,355,000 | -54.5% | 0.1% |
| GERSHMAN INVESTMENT CORP. | $1,340,000 | $1,340,000 | 0.0% | 0.1% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | $2,500,000 | $1,325,000 | -47.0% | 0.1% |
| BancorpSouth | $835,000 | $1,320,000 | 58.1% | 0.1% |
| Citizens Bank | $4,040,000 | $1,275,000 | -68.4% | 0.1% |
| CALIBER HOME LOANS, INC. | $21,235,000 | $1,255,000 | -94.1% | 0.1% |
| ROYAL UNITED MORTGAGE LLC | $1,190,000 | $1,255,000 | 5.5% | 0.1% |
| Citadel Servicing Corporation | $1,530,000 | $1,210,000 | -20.9% | 0.1% |
| Barrington Bank & Trust Company, N.A. | $1,755,000 | $1,205,000 | -31.3% | 0.1% |
| PREFERRED LENDING SERVICES, LLC | $1,255,000 | $1,205,000 | -4.0% | 0.1% |
| GUILD MORTGAGE COMPANY | $825,000 | $1,200,000 | 45.5% | 0.1% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | $125,000 | $1,155,000 | 824.0% | 0.1% |
| OAKTREE FUNDING CORP. | $390,000 | $1,090,000 | 179.5% | 0.1% |
| SWBC MORTGAGE CORPORATION | $420,000 | $1,090,000 | 159.5% | 0.1% |
| COMPASS MORTGAGE, INC. | $435,000 | $1,085,000 | 149.4% | 0.1% |
| GARDNER FINANCIAL SERVICES, LTD. | $1,085,000 | n/a | 0.1% | |
| First Savings Bank | $960,000 | $1,075,000 | 12.0% | 0.1% |
| Nations Lending Corporation | $3,510,000 | $1,075,000 | -69.4% | 0.1% |
| Figure Lending LLC | $860,000 | $1,065,000 | 23.8% | 0.1% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | $1,460,000 | $1,045,000 | -28.4% | 0.1% |
| Mortgage Lenders Investment Trading Corporation | $4,975,000 | $1,020,000 | -79.5% | 0.1% |
| SPACE COAST Credit Union | $1,375,000 | $1,000,000 | -27.3% | 0.1% |
| PHH Mortgage Corporation | $2,625,000 | $995,000 | -62.1% | 0.1% |
| ABSOLUTE HOME MORTGAGE CORPORATION | $1,145,000 | $990,000 | -13.5% | 0.1% |
| HOMESIDE FINANCIAL, LLC | $2,175,000 | $980,000 | -54.9% | 0.1% |
| NBKC BANK | $1,525,000 | $980,000 | -35.7% | 0.1% |
| Ixonia Bank | $1,845,000 | $935,000 | -49.3% | 0.1% |
| Morgan Stanley Private Bank | $485,000 | $935,000 | 92.8% | 0.1% |
| RELIANCE FIRST CAPITAL, LLC | $715,000 | $890,000 | 24.5% | 0.1% |
| The Loan Store, Inc. | $885,000 | n/a | 0.1% | |
| Goldwater Bank, N.A. | $3,320,000 | $865,000 | -73.9% | 0.1% |
| M&T Bank | $1,815,000 | $865,000 | -52.3% | 0.1% |
| LAKE MICHIGAN CREDIT UNION | $1,605,000 | $860,000 | -46.4% | 0.1% |
| NJ LENDERS CORP. | $550,000 | $800,000 | 45.5% | 0.1% |
| Bell Bank | $3,015,000 | $795,000 | -73.6% | 0.1% |
| PLAZA HOME MORTGAGE, INC. | $2,630,000 | $795,000 | -69.8% | 0.1% |
| Alcova Mortgage LLC | $215,000 | $770,000 | 258.1% | 0.1% |
| FIRST COMMUNITY MORTGAGE, INC. | $735,000 | $765,000 | 4.1% | 0.1% |
| AMWEST FUNDING CORP. | $930,000 | $760,000 | -18.3% | 0.1% |
| Bank of England | $1,160,000 | $750,000 | -35.3% | 0.1% |
| Mid-Continent Funding, Inc. | $2,370,000 | $730,000 | -69.2% | 0.1% |
| AMERICAN PORTFOLIO MORTGAGE CORPORATION | $1,230,000 | $725,000 | -41.1% | 0.1% |
| INTERCAP LENDING INC. | $720,000 | $720,000 | 0.0% | 0.1% |
| Centennial Bank | $875,000 | $715,000 | -18.3% | 0.1% |
| Gateway First Bank | $450,000 | $710,000 | 57.8% | 0.1% |
| Acre Mortgage and Financial Inc | $705,000 | n/a | 0.1% | |
| HOMESTAR FINANCIAL CORPORATION | $1,840,000 | $695,000 | -62.2% | 0.1% |
| TJC Mortgage, Inc. | $500,000 | $685,000 | 37.0% | 0.1% |
| MID AMERICA MORTGAGE, INC. | $1,280,000 | $675,000 | -47.3% | 0.1% |
| AgFirst Farm Credit Bank | $425,000 | $640,000 | 50.6% | 0.1% |
| ALLIED MORTGAGE GROUP, INC. | $430,000 | $640,000 | 48.8% | 0.1% |
| Coastal Community Bank | $640,000 | n/a | 0.1% | |
| EMBRACE HOME LOANS, INC. | $645,000 | $635,000 | -1.6% | 0.1% |
| Bethpage Federal Credit Union | $680,000 | $625,000 | -8.1% | 0.1% |
| LENDINGONE, LLC | $830,000 | $625,000 | -24.7% | 0.1% |
| NATIONS RELIABLE LENDING, LLC | $9,555,000 | $625,000 | -93.5% | 0.1% |
| KELLER MORTGAGE, LLC | $2,715,000 | $620,000 | -77.2% | 0.1% |
| Navigant Credit Union | $620,000 | n/a | 0.1% | |
| NP, Inc. | $810,000 | $620,000 | -23.5% | 0.1% |
| Grow Financial Federal Credit Union | $500,000 | $600,000 | 20.0% | 0.1% |
| INSIGHT | $465,000 | $595,000 | 28.0% | 0.1% |
| NBH Bank | $595,000 | n/a | 0.1% | |
| BNC National Bank | $115,000 | $580,000 | 404.3% | 0.1% |
| Magnolia Bank | $205,000 | $580,000 | 182.9% | 0.1% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | $860,000 | $580,000 | -32.6% | 0.1% |
| AMERICAN FINANCING CORPORATION | $2,850,000 | $575,000 | -79.8% | 0.1% |
| MJW Financial LLC | $570,000 | n/a | 0.1% | |
| RUOFF MORTGAGE COMPANY, INC. | $1,800,000 | $570,000 | -68.3% | 0.1% |
| ACADEMY MORTGAGE CORPORATION | $1,815,000 | $555,000 | -69.4% | 0.1% |
| MORTGAGE MARKETS CUSO, LLC | $555,000 | n/a | 0.1% | |
| OCMBC, INC. | $155,000 | $555,000 | 258.1% | 0.1% |
| BMO Harris Bank | $620,000 | $545,000 | -12.1% | 0.1% |
| EMM LOANS LLC | $1,805,000 | $540,000 | -70.1% | 0.1% |
| AmeriHome Mortgage Company, LLC | $1,095,000 | $535,000 | -51.1% | 0.1% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | $2,075,000 | $535,000 | -74.2% | 0.1% |
| TIDEWATER MORTGAGE SERVICES, INC. | $115,000 | $535,000 | 365.2% | 0.1% |
| V.I.P. MORTGAGE, INC. | $535,000 | n/a | 0.1% | |
| POLARIS HOME FUNDING CORP. | $530,000 | n/a | 0.1% | |
| SIRVA MORTGAGE, INC. | $525,000 | n/a | 0.1% | |
| ACHIEVA CREDIT UNION | $565,000 | $520,000 | -8.0% | 0.1% |
| DOMINION FINANCIAL SERVICES, LLC | $515,000 | n/a | 0.1% | |
| Northpointe Bank | $1,165,000 | $515,000 | -55.8% | 0.1% |
| Strong Home Mortgage, LLC | $905,000 | $515,000 | -43.1% | 0.1% |
| MILEND, INC. | $680,000 | $500,000 | -26.5% | 0.1% |
| PREMIER MORTGAGE RESOURCES, L.L.C. | $500,000 | n/a | 0.1% | |
| ATLANTIC BAY MORTGAGE GROUP, L.L.C. | $500,000 | $490,000 | -2.0% | 0.1% |
| TOP FLITE FINANCIAL, INC. | $1,130,000 | $465,000 | -58.8% | 0.1% |
| DEEPHAVEN MORTGAGE LLC | $95,000 | $460,000 | 384.2% | 0.1% |
| HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | $850,000 | $460,000 | -45.9% | 0.1% |
| SECURITYNATIONAL MORTGAGE COMPANY | $975,000 | $460,000 | -52.8% | 0.1% |
| Charles Schwab Bank, SSB | $1,765,000 | $450,000 | -74.5% | 0.0% |
| EQUITY RESOURCES, INC. | $440,000 | n/a | 0.0% | |
| MICHIGAN STATE UNIVERSITY FEDERAL CREDIT UNION | $315,000 | $440,000 | 39.7% | 0.0% |
| GMFS LLC | $435,000 | n/a | 0.0% | |
| MORTGAGE 1 INCORPORATED | $435,000 | n/a | 0.0% | |
| SKYONE Federal Credit Union | $430,000 | n/a | 0.0% | |
| TROPICAL FINANCIAL CREDIT UNION | $430,000 | n/a | 0.0% | |
| ALTRA | $415,000 | n/a | 0.0% | |
| CREDIT HUMAN FEDERAL CREDIT UNION | $2,035,000 | $415,000 | -79.6% | 0.0% |
| FAIR WAY LENDING LLC | $415,000 | n/a | 0.0% | |
| FIRST HOME MORTGAGE CORPORATION | $415,000 | n/a | 0.0% | |
| PACIFIC RESIDENTIAL MORTGAGE, LLC | $405,000 | n/a | 0.0% | |
| BAYCOAST MORTGAGE COMPANY, LLC | $395,000 | n/a | 0.0% | |
| First National Bank of America | $1,220,000 | $395,000 | -67.6% | 0.0% |
| INTELLILOAN, INC. | $275,000 | $395,000 | 43.6% | 0.0% |
| MLB RESIDENTIAL LENDING, LLC | $390,000 | $385,000 | -1.3% | 0.0% |
| Citizens First Bank | $105,000 | $380,000 | 261.9% | 0.0% |
| Deere Employees Credit Union | $165,000 | $380,000 | 130.3% | 0.0% |
| MLD MORTGAGE INC. | $380,000 | n/a | 0.0% | |
| Wolfe Financial, Inc | $380,000 | n/a | 0.0% | |
| AXIA FINANCIAL, LLC | $375,000 | n/a | 0.0% | |
| Morris Bank | $375,000 | n/a | 0.0% | |
| NEXERA HOLDING LLC | $690,000 | $375,000 | -45.7% | 0.0% |
| The Dart Bank | $375,000 | n/a | 0.0% | |
| A + MORTGAGE SERVICES, INC. | $370,000 | n/a | 0.0% | |
| NETWORK CAPITAL FUNDING CORPORATION | $715,000 | $370,000 | -48.3% | 0.0% |
| RBC Bank, (Georgia) | $155,000 | $370,000 | 138.7% | 0.0% |
| SPRING EQ, LLC | $920,000 | $370,000 | -59.8% | 0.0% |
| ALL REVERSE MORTGAGE, INC. | $175,000 | $365,000 | 108.6% | 0.0% |
| Bank-Fund Staff Federal Credit Union | $365,000 | n/a | 0.0% | |
| The State Bank | $365,000 | n/a | 0.0% | |
| First Western Trust Bank | $355,000 | n/a | 0.0% | |
| IncredibleBank | $355,000 | n/a | 0.0% | |
| Luxury Mortgage Corp. | $355,000 | n/a | 0.0% | |
| FIRST CENTENNIAL MORTGAGE CORPORATION | $790,000 | $350,000 | -55.7% | 0.0% |
| LIMA ONE CAPITAL, LLC | $300,000 | $350,000 | 16.7% | 0.0% |
| Pacor Mortgage Corp | $345,000 | n/a | 0.0% | |
| Semper Home Loans, Inc. | $195,000 | $345,000 | 76.9% | 0.0% |
| Meridian Bank Corporation | $335,000 | n/a | 0.0% | |
| MORTGAGEONE, INC. | $335,000 | n/a | 0.0% | |
| UBS Bank USA | $335,000 | n/a | 0.0% | |
| United Fidelity Funding Corp. | $335,000 | n/a | 0.0% | |
| BAY EQUITY LLC | $900,000 | $320,000 | -64.4% | 0.0% |
| Renasant Bank | $3,410,000 | $320,000 | -90.6% | 0.0% |
| Advance Financial Group, LLC | $315,000 | n/a | 0.0% | |
| Carrollton Bank | $315,000 | n/a | 0.0% | |
| CityWorth Mortgage LLC | $305,000 | n/a | 0.0% | |
| Legacy Home Loans, LLC | $305,000 | n/a | 0.0% | |
| MEMBER FIRST MORTGAGE, LLC | $305,000 | n/a | 0.0% | |
| NexBank | $1,620,000 | $305,000 | -81.2% | 0.0% |
| LIBERTY HOME MORTGAGE CORPORATION | $300,000 | n/a | 0.0% | |
| SHELTER HOME MORTGAGE, LLC | $300,000 | n/a | 0.0% | |
| Alliance Bank | $295,000 | n/a | 0.0% | |
| DIGITAL Federal Credit Union | $295,000 | n/a | 0.0% | |
| First State Bank | $305,000 | $295,000 | -3.3% | 0.0% |
| Keystone Funding, Inc. | $295,000 | n/a | 0.0% | |
| United Southern Bank | $490,000 | $295,000 | -39.8% | 0.0% |
| LONGBRIDGE FINANCIAL, LLC | $1,050,000 | $290,000 | -72.4% | 0.0% |
| NORTHERN MORTGAGE SERVICES, LLC | $790,000 | $285,000 | -63.9% | 0.0% |
| UNIVERSAL LENDING CORPORATION | $285,000 | n/a | 0.0% | |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | $1,405,000 | $275,000 | -80.4% | 0.0% |
| DIRECT MORTGAGE, CORP. | $275,000 | n/a | 0.0% | |
| First Home Bank | $1,045,000 | $275,000 | -73.7% | 0.0% |
| GUARANTY HOME MORTGAGE CORPORATION | $275,000 | n/a | 0.0% | |
| NOVA FINANCIAL & INVESTMENT CORPORATION | $275,000 | n/a | 0.0% | |
| Advisors Mortgage Group, L.L.C. | $760,000 | $265,000 | -65.1% | 0.0% |
| LOANFLIGHT LENDING, LLC | $265,000 | n/a | 0.0% | |
| Loan Simple, Inc. | $265,000 | n/a | 0.0% | |
| TAMPA BAY FEDERAL CREDIT UNION | $260,000 | n/a | 0.0% | |
| GVC MORTGAGE, INC. | $255,000 | $255,000 | 0.0% | 0.0% |
| HighTechLending Inc | $95,000 | $255,000 | 168.4% | 0.0% |
| Hometown Equity Mortgage, LLC | $290,000 | $255,000 | -12.1% | 0.0% |
| Merchants Bank of Indiana | $255,000 | n/a | 0.0% | |
| CHERRY CREEK MORTGAGE, LLC | $625,000 | $250,000 | -60.0% | 0.0% |
| CITY FIRST MORTGAGE SERVICES, L.L.C. | $245,000 | n/a | 0.0% | |
| Cornerstone First Mortgage, Inc | $245,000 | n/a | 0.0% | |
| Fall River Five Cents Savings Bank | $245,000 | n/a | 0.0% | |
| KeyBank | $1,830,000 | $245,000 | -86.6% | 0.0% |
| LAKEVIEW LOAN SERVICING, LLC | $3,085,000 | $245,000 | -92.1% | 0.0% |
| Residential Mortgage Solutions, Inc. | $445,000 | $245,000 | -44.9% | 0.0% |
| THRIVE MORTGAGE, LLC | $245,000 | $245,000 | 0.0% | 0.0% |
| LADERA LENDING, INC. | $240,000 | n/a | 0.0% | |
| Empower Federal Credit Union | $95,000 | $235,000 | 147.4% | 0.0% |
| PAWTUCKET | $235,000 | n/a | 0.0% | |
| ROSS MORTGAGE CORPORATION | $235,000 | n/a | 0.0% | |
| TEMPLE VIEW CAPITAL FUNDING, LP | $165,000 | $235,000 | 42.4% | 0.0% |
| Wauchula State Bank | $235,000 | n/a | 0.0% | |
| Wilmington Savings Fund Society, FSB | $420,000 | $235,000 | -44.0% | 0.0% |
| First Option Mortgage, LLC | $75,000 | $225,000 | 200.0% | 0.0% |
| GREENTREE MORTGAGE COMPANY, L.P. | $225,000 | n/a | 0.0% | |
| Willamette Valley Bank | $225,000 | n/a | 0.0% | |
| LENDING CAPITAL GROUP Inc | $215,000 | n/a | 0.0% | |
| Synovus Bank | $1,015,000 | $215,000 | -78.8% | 0.0% |
| AHL FUNDING | $205,000 | n/a | 0.0% | |
| ARC HOME LLC | $205,000 | n/a | 0.0% | |
| Hancock Whitney Bank | $2,125,000 | $205,000 | -90.4% | 0.0% |
| JUSTICE Federal Credit Union | $25,000 | $205,000 | 720.0% | 0.0% |
| MID-ISLAND MORTGAGE CORP. | $205,000 | n/a | 0.0% | |
| NATIONS DIRECT MORTGAGE, LLC | $400,000 | $205,000 | -48.8% | 0.0% |
| Old National Bank | $105,000 | $205,000 | 95.2% | 0.0% |
| The Croghan Colonial Bank | $205,000 | n/a | 0.0% | |
| TOTAL MORTGAGE SERVICES, LLC | $195,000 | $205,000 | 5.1% | 0.0% |
| Ally Bank | $3,580,000 | $195,000 | -94.6% | 0.0% |
| BETTER MORTGAGE CORPORATION | $1,650,000 | $195,000 | -88.2% | 0.0% |
| LAND HOME FINANCIAL SERVICES, INC. | $1,380,000 | $195,000 | -85.9% | 0.0% |
| LEGEND LENDING CORPORATION | $195,000 | n/a | 0.0% | |
| Network Funding, L.P. | $195,000 | n/a | 0.0% | |
| Alaska USA Federal Credit Union | $190,000 | n/a | 0.0% | |
| ALLIANT CREDIT UNION | $100,000 | $190,000 | 90.0% | 0.0% |
| Blue Ridge Bank | $185,000 | n/a | 0.0% | |
| Mainstreet Community Bank of Florida | $185,000 | n/a | 0.0% | |
| Central Bank Illinois | $180,000 | n/a | 0.0% | |
| The Park National Bank | $25,000 | $175,000 | 600.0% | 0.0% |
| 1st Source Bank | $165,000 | n/a | 0.0% | |
| Colony Bank | $165,000 | n/a | 0.0% | |
| MORIA DEVELOPMENT, INC. | $165,000 | n/a | 0.0% | |
| NATIONWIDE MORTGAGE BANKERS, INC. | $525,000 | $165,000 | -68.6% | 0.0% |
| RANLIFE, INC. | $135,000 | $165,000 | 22.2% | 0.0% |
| AMERICAN INTERNET MORTGAGE, INC. | $265,000 | $155,000 | -41.5% | 0.0% |
| CREDIT UNION MORTGAGE ASSOCIATION, INC. | $155,000 | n/a | 0.0% | |
| Desjardins Bank | $155,000 | n/a | 0.0% | |
| EUSTIS AND AMERICAN MORTGAGE COMPANY | $165,000 | $155,000 | -6.1% | 0.0% |
| T2 FINANCIAL LLC | $725,000 | $155,000 | -78.6% | 0.0% |
| First Heritage Mortgage, LLC | $470,000 | $145,000 | -69.1% | 0.0% |
| First Horizon Bank | $730,000 | $145,000 | -80.1% | 0.0% |
| Florida Capital Bank | $145,000 | n/a | 0.0% | |
| Honor Credit Union | $145,000 | n/a | 0.0% | |
| McCoy Federal Credit Union | $145,000 | n/a | 0.0% | |
| Wyndham Capital Mortgage, Inc. | $2,340,000 | $145,000 | -93.8% | 0.0% |
| JMAC LENDING, INC. | $135,000 | n/a | 0.0% | |
| Northwest Federal Credit Union | $130,000 | n/a | 0.0% | |
| Associated Bank | $125,000 | n/a | 0.0% | |
| SAN ANTONIO CITIZENS | $240,000 | $125,000 | -47.9% | 0.0% |
| Neighborhood Loans, Inc. | $345,000 | $115,000 | -66.7% | 0.0% |
| ADDITION FINANCIAL | $605,000 | $105,000 | -82.6% | 0.0% |
| HARBORONE MORTGAGE, LLC | $105,000 | n/a | 0.0% | |
| QUORUM FEDERAL CREDIT UNION | $90,000 | $105,000 | 16.7% | 0.0% |
| TOWER | $675,000 | $105,000 | -84.4% | 0.0% |
| FirstBank | $385,000 | $95,000 | -75.3% | 0.0% |
| KEMBA FINANCIAL | $85,000 | n/a | 0.0% | |
| UNIVERSITY CREDIT UNION | $85,000 | n/a | 0.0% | |
| CITIZENS EQUITY FIRST | $205,000 | $75,000 | -63.4% | 0.0% |
| First Western Federal Savings Bank | $75,000 | n/a | 0.0% | |
| ITHINK FINANCIAL Credit Union | $15,000 | $65,000 | 333.3% | 0.0% |
| WATSON MORTGAGE CORP. | $320,000 | $65,000 | -79.7% | 0.0% |
| Centra Credit Union | $55,000 | n/a | 0.0% | |
| Connexus Credit Union | $55,000 | n/a | 0.0% | |
| NORTH COUNTRY | $35,000 | $55,000 | 57.1% | 0.0% |
| Service Federal Credit Union | $55,000 | n/a | 0.0% | |
| American Airlines Federal Credit Union | $1,155,000 | $45,000 | -96.1% | 0.0% |
| First-Citizens Bank & Trust Company | $315,000 | $45,000 | -85.7% | 0.0% |
| USF Federal Credit Union | $320,000 | $45,000 | -85.9% | 0.0% |
| MidWestOne Bank | $225,000 | $35,000 | -84.4% | 0.0% |
| Comerica Bank | $25,000 | n/a | 0.0% | |
| Home Loan Investment Bank, F.S.B. | $25,000 | $25,000 | 0.0% | 0.0% |
| Summit Credit Union | $25,000 | n/a | 0.0% |
HOMOSASSA SPRINGS's top lender by overall market share is UNITED WHOLESALE MORTGAGE, LLC, with 8.4% market share. In second place, with 8.0%, is QUICKEN LOANS, LLC, having originated $73,390,000 in loans. In third place, with 6.9%, is Brannen Bank, having originated $63,010,000 in loans. In fourth place, with 3.4%, is CROSSCOUNTRY MORTGAGE, LLC, having originated $30,820,000 in loans. In fifth place, with 3.3%, is FAIRWAY INDEPENDENT MORTGAGE CORPORATION, having originated $30,010,000 in loans.
HOMOSASSA SPRINGS, FL Average Rent (2023)
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| Zip Code | Metro | Studio Apartment Rent | 1BR Apartment Rent | 2BR Apartment Rent | 3BR Apartment Rent | 4BR Apartment Rent |
|---|---|---|---|---|---|---|
| 34423 | Homosassa Springs, FL MSA | $720 | $740 | $970 | $1,340 | $1,650 |
| 34428 | Homosassa Springs, FL MSA | $630 | $650 | $850 | $1,190 | $1,460 |
| 34429 | Homosassa Springs, FL MSA | $810 | $820 | $1,080 | $1,490 | $1,840 |
| 34433 | Homosassa Springs, FL MSA | $760 | $770 | $1,020 | $1,410 | $1,740 |
| 34434 | Homosassa Springs, FL MSA | $960 | $980 | $1,290 | $1,780 | $2,200 |
| 34436 | Homosassa Springs, FL MSA | $630 | $650 | $850 | $1,190 | $1,460 |
| 34441 | Homosassa Springs, FL MSA | $720 | $740 | $970 | $1,340 | $1,650 |
| 34442 | Homosassa Springs, FL MSA | $720 | $740 | $970 | $1,340 | $1,650 |
| 34445 | Homosassa Springs, FL MSA | $720 | $740 | $970 | $1,340 | $1,650 |
| 34446 | Homosassa Springs, FL MSA | $810 | $830 | $1,090 | $1,510 | $1,860 |
| 34447 | Homosassa Springs, FL MSA | $720 | $740 | $970 | $1,340 | $1,650 |
| 34448 | Homosassa Springs, FL MSA | $710 | $720 | $950 | $1,310 | $1,620 |
| 34449 | Homosassa Springs, FL MSA | $630 | $650 | $850 | $1,190 | $1,460 |
| 34450 | Homosassa Springs, FL MSA | $630 | $650 | $850 | $1,190 | $1,460 |
| 34451 | Homosassa Springs, FL MSA | $720 | $740 | $970 | $1,340 | $1,650 |
| 34452 | Homosassa Springs, FL MSA | $750 | $760 | $1,000 | $1,380 | $1,700 |
| 34453 | Homosassa Springs, FL MSA | $740 | $750 | $990 | $1,370 | $1,690 |
| 34460 | Homosassa Springs, FL MSA | $720 | $740 | $970 | $1,340 | $1,650 |
| 34461 | Homosassa Springs, FL MSA | $690 | $710 | $930 | $1,290 | $1,580 |
| 34464 | Homosassa Springs, FL MSA | $720 | $740 | $970 | $1,340 | $1,650 |
| 34465 | Homosassa Springs, FL MSA | $750 | $760 | $1,000 | $1,380 | $1,700 |
| 34487 | Homosassa Springs, FL MSA | $720 | $740 | $970 | $1,340 | $1,650 |
| 34601 | Homosassa Springs, FL MSA | $930 | $1,000 | $1,200 | $1,540 | $1,880 |
2022 Average & Median Rent Data Statistics
HOMOSASSA SPRINGS, FL average 1BR rent: $755, median: $740
HOMOSASSA SPRINGS, FL average 2BR rent: $986, median: $970
HOMOSASSA SPRINGS, FL average 3BR rent: $1,360, median: $1,340
HOMOSASSA SPRINGS, FL Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 2,855 | $696,545,000 | $243,974 |
| Cash Out Refi | 552 | $106,890,000 | $193,641 |
| Other | 432 | $40,100,000 | $92,824 |
| Home Improvement | 349 | $28,485,000 | $81,619 |
| Refi | 241 | $44,185,000 | $183,340 |
Homosassa Springs's most frequently cited loan purpose was Home Purchase, with 2,855 originations. The 2nd most popular reason was Cash Out Refi, with 552 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 6-7% | 1,661 | $387,635,000 | $233,374 |
| 7-8% | 1,066 | $230,380,000 | $216,116 |
| Over 8% | 772 | $87,460,000 | $113,290 |
| 5-6% | 720 | $177,390,000 | $246,375 |
| 4-5% | 103 | $25,415,000 | $246,748 |
| <2.5% | 52 | $750,000 | $14,423 |
| 3-4% | 12 | $2,120,000 | $176,667 |
| 2.5-3% | 12 | $1,850,000 | $154,167 |
During 2023, Homosassa Springs's most frequently originated rate bucket was 6-7%, with 1,661 originations.
Loan Sizing (HOMOSASSA SPRINGS, FL MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $200k-400k | 1,768 | $478,050,000 | $270,390 |
| $100k-200k | 1,389 | $213,025,000 | $153,366 |
| $100,000 or less | 949 | $51,215,000 | $53,967 |
| $400k-600k | 257 | $120,695,000 | $469,630 |
| $600k-1000k | 58 | $40,860,000 | $704,483 |
| $Over $1MM | 8 | $12,360,000 | $1,545,000 |
HOMOSASSA SPRINGS's loan sizing saw the bucket of loans from $200k-400k with 1,768 originations, totaling $478,050,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 80-100% | 1,737 | $460,985,000 | $265,391 |
| 60-80% | 1,026 | $257,860,000 | $251,326 |
| Under 20% | 577 | $26,325,000 | $45,624 |
| 20-40% | 498 | $52,310,000 | $105,040 |
| 40-60% | 476 | $86,080,000 | $180,840 |
| Over 100% | 76 | $26,170,000 | $344,342 |
HOMOSASSA SPRINGS's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 1,737 originations, totaling $460,985,000 in origination value.