HOMOSASSA SPRINGS Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Homosassa Springs averaged 6.55% for the week of 2025-04-03, compared to the national average of 6.64% for the same period.

The average rate for the prior week (2025-03-27) was 6.96% and one month ago for the week of 2025-02-27, the average rate was 6.97%.

Homosassa Springs's average rate one year ago was 7%.

For refis of the same type during the week of 2025-04-03, the average rate was 7.3%.

Loan Type Date Rate
US 30 Year Fixed Rate 2025-04-03 6.64%
Homosassa Springs 30 Year Fixed Rate 2025-04-03 6.55%
Homosassa Springs 30 Year Fixed Rate Refi 2025-04-03 7.3%
Homosassa Springs 15 Year Fixed Rate 2025-04-03 6.02%
Homosassa Springs 15 Year Fixed Rate Refi 2025-04-03 6.32%
Homosassa Springs 30 Year FHA 2025-04-03 6.02%
Homosassa Springs 30 Year FHA Refi 2025-04-03 6.16%
Homosassa Springs 30 Year USDA 2025-04-03 6.52%
Homosassa Springs 30 Year USDA Refi 2025-04-03 6.42%
Homosassa Springs 30 Year VA 2025-04-03 6.15%
Homosassa Springs 30 Year VA Refi 2025-04-03 5.64%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within HOMOSASSA SPRINGS, FL.

HOMOSASSA SPRINGS Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the HOMOSASSA SPRINGS, FL market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2024 Avg. 30yFix Rate 2024 Avg. Closing Costs
QUICKEN LOANS, LLC 179 6.74% $6,974
UNITED WHOLESALE MORTGAGE, LLC 139 6.88% $7,187
Suncoast Credit Union 65 5.75% $3,401
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 50 6.96% $6,643
CROSSCOUNTRY MORTGAGE, LLC 50 6.63% $7,112
EVERETT FINANCIAL, INC. 46 7.09% $6,387
Truist 28 6.72% $4,636
Wells Fargo Bank 25 6.54% $6,176
Flagstar Bank, FSB 23 6.89% $6,639
Regions Bank 21 6.89% $5,610
Sierra Pacific Mortgage Company, Inc. 21 6.36% $9,246
Bank of America 18 6.53% $5,884
CMG MORTGAGE, INC. 17 6.17% $5,156
Seacoast National Bank 16 7.02% $6,474
LOANDEPOT.COM, LLC 16 6.65% $7,548
Mr. Cooper ( Nationstar Mortgage ) 15 6.99% $6,545
NAVY FEDERAL CREDIT UNION 15 6.88% $6,429
21ST MORTGAGE CORPORATION 15 8.53% $6,351
THE MORTGAGE FIRM, INC. 15 6.86% $5,977
FBC MORTGAGE, LLC 15 6.39% $4,300
INSPIRE HOME LOANS INC. 14 6.10% $4,806
JPMorgan Chase Bank 14 6.85% $5,519
Capital City Home Loans, LLC 14 6.80% $5,400
UNION HOME MORTGAGE CORP. 14 6.86% $7,481
GTE Federal Credit Union 13 6.29% $4,838
AMERICAN FINANCIAL NETWORK, INC. 13 6.96% $7,311
HOMESIDE FINANCIAL, LLC 12 6.94% $6,043
MOVEMENT MORTGAGE, LLC 11 6.79% $6,095
Prosperity Home Mortgage, LLC 11 6.89% $5,577
NEWREZ LLC 11 7.00% $7,126
DHI MORTGAGE COMPANY, LTD. 10 5.94% $3,027
GUILD MORTGAGE COMPANY 9 6.82% $6,641
South State Bank 9 6.66% $6,091
BROKER SOLUTIONS, INC. 9 6.85% $6,971
Waterstone Mortgage Corporation 9 6.85% $8,578
Mortgage Research Center, LLC 8 7.15% $7,201
PENNYMAC LOAN SERVICES, LLC 8 7.08% $7,644
VAN DYK MORTGAGE CORPORATION 8 6.64% $6,203
TD Bank 8 7.09% $6,816
BancorpSouth 8 7.28% $4,272
NFM, INC. 8 6.97% $7,605
TOP FLITE FINANCIAL, INC. 8 6.78% $7,527
PROVIDENT FUNDING ASSOCIATES, L.P. 8 6.39% $5,369
The Loan Store, Inc. 8 6.84% $11,682
PRIMELENDING, A PLAINSCAPITAL COMPANY 7 7.17% $7,704
ATLANTIC BAY MORTGAGE GROUP, L.L.C. 7 7.07% $6,612
U.S. Bank 7 6.78% $6,085
ZILLOW HOME LOANS, LLC 7 7.04% $7,431
AMERICAN BANCSHARES MORTGAGE 7 7.16% $7,010
MIDFLORIDA 6 6.19% $4,348
Century Mortgage Company DBA Century Lending Company 6 7.12% $8,468
METROPLEX MORTGAGE SERVICES, INC. 6 6.67% $5,412
American Mortgage & Equity Consultants, Inc. 6 7.25% $6,555
CANOPY MORTGAGE, LLC 5 6.70% $9,786
FLORIDA 5 6.55% $4,387
Ixonia Bank 5 6.75% $4,886
EMBRACE HOME LOANS, INC. 5 5.45% $2,289
Commerce Home Mortgage, Inc. 5 8.17% $11,786
MICHIGAN MUTUAL, INC. 5 6.90% $8,146
MORTGAGE EQUITY PARTNERS LLC 5 7.07% $8,982
MORTGAGE FINANCIAL GROUP, INC. 5 6.43% $4,505
Grow Financial Federal Credit Union 5 5.75% $4,870
USAA Federal Savings Bank 5 6.98% $4,870
AMERICAN PACIFIC MORTGAGE CORPORATION 4 6.81% $6,103
BAY EQUITY LLC 4 6.59% $6,410
Fifth Third Bank 4 7.09% $5,294
Paramount Residential Mortgage Group, Inc. 4 7.34% $9,360
STOCKTON MORTGAGE CORPORATION 4 7.09% $8,785
Morgan Stanley Private Bank 4 6.11% $4,822
PLANET HOME LENDING, LLC 3 6.83% $5,285
AFFORDABLE MORTGAGE ADVISORS, LLC. 3 6.88% $8,068
RUOFF MORTGAGE COMPANY, INC. 3 6.75% $3,692
Plains Commerce Bank 3 7.38% $7,976
CAMPUS USA 3 6.71% $2,534
Mortgage Lenders Investment Trading Corporation 3 7.08% $7,926
MUTUAL OF OMAHA MORTGAGE, INC. 3 6.62% $5,982
Wolfe Financial, Inc 3 6.67% $4,408
CARDINAL FINANCIAL 3 6.96% $6,076
PNC Bank 3 6.92% $4,659
VANDERBILT MORTGAGE AND FINANCE, INC. 3 7.62% $6,245
GENEVA FINANCIAL, LLC 3 7.58% $7,803
Ameris Bank 3 6.91% $9,917
BETTER MORTGAGE CORPORATION 3 6.92% $4,963
First Federal Bank 3 6.29% $6,559
ROYAL UNITED MORTGAGE LLC 3 6.83% $7,697
FREEDOM MORTGAGE CORPORATION 3 6.91% $8,652
FIRST COMMUNITY MORTGAGE, INC. 3 7.04% $4,543
First Financial Bank 3 7.75% $4,873
ACHIEVA CREDIT UNION 2 6.94% $5,657
PREFERRED LENDING SERVICES, LLC 2 6.88% $5,259
PLAZA HOME MORTGAGE, INC. 2 6.81% $7,369
ABSOLUTE HOME MORTGAGE CORPORATION 2 7.81% $6,916
PENTAGON FEDERAL CREDIT UNION 2 6.31% $9,450
SUCCESS MORTGAGE PARTNERS, INC. 2 6.88% $9,126
GARDNER FINANCIAL SERVICES, LTD. 2 6.75% $6,181
The Huntington National Bank 2 7.25% $3,956
Third Federal Savings and Loan Association of Cleveland 2 7.27% $295
TOWNE MORTGAGE COMPANY 2 6.88% $5,888
ALKAN MORTGAGE CORPORATION 2 7.13% $6,313
CALCON MUTUAL MORTGAGE LLC 2 7.00% $9,949
GUARANTEED RATE, INC. 2 6.98% $4,732
Discover Bank 2 7.08% $0
OPEN MORTGAGE, LLC 2 7.00% $6,992
DIRECT MORTGAGE LOANS, LLC 2 6.38% $7,347
OCMBC, INC. 2 7.81% $12,751
VYSTAR 2 6.81% $6,742
HOMEBRIDGE FINANCIAL SERVICES, INC. 2 7.56% $11,637
Raymond James Bank 2 5.38% $6,324
DEEPHAVEN MORTGAGE LLC 2 8.19% $7,272
HOMEXPRESS MORTGAGE CORP. 2 8.69% $9,701
Carrington Mortgage Services, LLC 2 7.56% $6,777
DAS Acquisition Company, LLC 2 7.00% $7,363
AMERICAN FINANCIAL RESOURCES, INC. 2 6.56% $10,713
NBKC BANK 2 6.81% $4,520
LEADERONE FINANCIAL CORPORATION 2 6.93% $4,251
Alcova Mortgage LLC 2 7.00% $5,365
ARK-LA-TEX FINANCIAL SERVICES, LLC. 2 6.44% $7,044
LIBERTY HOME MORTGAGE CORPORATION 2 6.56% $4,993
Nations Lending Corporation 2 7.13% $12,498
ANGEL OAK MORTGAGE SOLUTIONS LLC 2 7.62% $10,310
MORTGAGE 1 INCORPORATED 2 6.94% $6,274
Quontic Bank 2 8.94% $9,746
Three Rivers Federal Credit Union 1 7.38% $4,621
Academy Bank 1 7.13% $2,342
A&D Mortgage LLC 1 8.99% $6,815
AgFirst Farm Credit Bank 1 8.00% $3,687
Alerus Financial 1 6.63% $4,968
Ally Bank 1 6.88% $6,850
AMERICAN FINANCING CORPORATION 1 7.63% $13,377
AmeriHome Mortgage Company, LLC 1 6.88% $5,270
AMERISAVE MORTGAGE CORPORATION 1 6.63% $11,453
Armed Forces Bank 1 7.13% $3,542
Assurance Financial Group, L.L.C. 1 6.50% $8,985
Atlantic Coast Mortgage, LLC 1 6.49% $4,757
Atlantic Union Bank 1 7.38% $5,184
Barrington Bank & Trust Company, N.A. 1 6.99% $3,793
C & F Mortgage Corporation 1 6.88% $7,124
Charles Schwab Bank, SSB 1 6.25% $5,583
CHURCHILL MORTGAGE CORPORATION 1 8.13% $7,667
Citibank 1 6.38% $4,729
Citizens First Bank 1 7.80% $5,289
Civista Bank 1 6.62% $4,533
Comerica Bank 1 7.49% $6,660
COMMUNITY CREDIT UNION OF FLORIDA 1 6.25% $12,943
CORNING 1 7.25% $4,225
DG PINNACLE FUNDING LLC 1 7.38% $6,289
EASTMAN 1 5.88% $4,949
ENVOY MORTGAGE, LTD 1 6.99% $5,428
FIRST FLORIDA Credit Union 1 6.00% $3,737
First Heritage Mortgage, LLC 1 6.98% $4,076
FIRST HOME MORTGAGE CORPORATION 1 7.13% $5,136
First Horizon Bank 1 6.38% $5,517
First National Bank of Pennsylvania 1 6.38% $2,681
First Option Mortgage, LLC 1 7.13% $12,131
Florida Capital Bank 1 6.88% $5,043
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION 1 8.13% $9,402
GUARANTEED RATE AFFINITY, LLC 1 5.75% $3,711
Gulf Coast Bank and Trust Company 1 6.38% $3,328
GVC MORTGAGE, INC. 1 7.63% $7,238
HALLMARK HOME MORTGAGE, LLC 1 7.25% $4,367
HOMESPIRE MORTGAGE CORPORATION 1 7.63% $3,957
INB 1 6.75% $6,675
IncredibleBank 1 6.88% $4,177
ITHINK FINANCIAL Credit Union 1 7.50% $8,274
JMAC LENDING, INC. 1 5.99% $6,264
Keystone Funding, Inc. 1 7.38% $5,034
LAKE MICHIGAN CREDIT UNION 1 6.87% $3,836
LAND HOME FINANCIAL SERVICES, INC. 1 7.50% $4,462
LEGEND LENDING CORPORATION 1 7.50% $9,589
LENDSURE MORTGAGE CORP. 1 6.88% $9,059
LENOX FINANCIAL MORTGAGE CORPORATION 1 6.75% $8,734
LOANPAL, LLC 1 5.38% $4,074
MID AMERICA MORTGAGE, INC. 1 7.50% $23,783
NATIONWIDE MORTGAGE BANKERS, INC. 1 7.63% $10,337
NBH Bank 1 7.63% $5,188
NORTHERN MORTGAGE SERVICES, LLC 1 6.88% $7,159
NORTHPOINT MORTGAGE, INC. 1 6.50% $4,784
NORTHROP GRUMMAN Federal Credit Union 1 6.50% $5,120
Old National Bank 1 6.63% $6,032
ON Q FINANCIAL, INC. 1 7.13% $7,339
Ozarks Federal Savings and Loan Association 1 6.75% $3,793
PARTNERS 1 6.38% $16,931
Patriot Bank 1 6.63% $3,909
PHH Mortgage Corporation 1 6.88% $3,773
Presidential Bank, FSB 1 7.88% $7,713
PRIMARY RESIDENTIAL MORTGAGE, INC. 1 6.99% $8,125
RBC Bank, (Georgia) 1 6.13% $3,358
RESIDENTIAL BANCORP 1 6.13% $5,561
RESIDENTIAL WHOLESALE MORTGAGE, INC. 1 7.13% $5,698
ROSS MORTGAGE CORPORATION 1 6.63% $5,205
SECURITYNATIONAL MORTGAGE COMPANY 1 6.50% $12,522
Shore United Bank 1 7.13% $5,726
SIRVA MORTGAGE, INC. 1 6.38% $0
SmartBank 1 6.50% $5,895
SOUTHEAST MORTGAGE OF GEORGIA, INC. 1 7.13% $8,845
SPACE COAST Credit Union 1 8.50% $4,866
STAR ONE CREDIT UNION 1 6.00% $3,214
Stifel Bank and Trust 1 6.25% $4,446
Synovus Bank 1 7.63% $3,696
The Central Trust Bank 1 6.38% $4,422
The Citizens National Bank of Bluffton 1 6.38% $3,319
THE EQUITABLE MORTGAGE CORPORATION 1 6.50% $3,302
1ST FINANCIAL, INC. 1 7.38% $8,279
TIDEWATER MORTGAGE SERVICES, INC. 1 0.00% $0
TJC Mortgage, Inc. 1 7.00% $5,499
Tradition Mortgage, LLC 1 7.38% $11,108
UBS Bank USA 1 6.00% $8,239
UIF CORPORATION 1 6.13% $3,913
United Community Bank 1 6.38% $6,547
UNITED MORTGAGE CORP 1 5.88% $4,120
UTILITIES EMPLOYEES CREDIT UNION 1 6.38% $4,547
Valley National Bank 1 7.63% $5,062
Wallick & Volk, Inc. 1 6.63% $6,833
WATSON MORTGAGE CORP. 1 7.63% $5,566
West Gate Bank 1 6.75% $5,243
WINGS FINANCIAL 1 6.38% $2,934

HOMOSASSA SPRINGS Average Closing Costs & Other Stats

HOMOSASSA SPRINGS, FL's 216 lenders originated 4,569 loans during 2024. The total origination value was $980,795,000, with an average loan value of $214,663.

HOMOSASSA SPRINGS's average closing costs are $5,922.

The top HOMOSASSA SPRINGS lender as defined by loan originations is QUICKEN LOANS, LLC, with 179 loans originated. Their average total fees are $6,974, which is $214 lower than the next largest lender, UNITED WHOLESALE MORTGAGE, LLC.

The lowest fee HOMOSASSA SPRINGS lenders (with over 10 loans originated) are DHI MORTGAGE COMPANY, LTD. ($3,027), Suncoast Credit Union ($3,401), FBC MORTGAGE, LLC ($4,300), Truist ($4,636) and INSPIRE HOME LOANS INC. ($4,806).

The lowest rate HOMOSASSA SPRINGS lenders (with over 10 loans originated) are Suncoast Credit Union (5.75%), DHI MORTGAGE COMPANY, LTD. (5.94%), INSPIRE HOME LOANS INC. (6.10%), CMG MORTGAGE, INC. (6.17%) and GTE Federal Credit Union (6.29%).

HOMOSASSA SPRINGS, FL Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2023 Loan Value 2024 Loan Value % Change 2024 Market Share
UNITED WHOLESALE MORTGAGE, LLC $76,805,000 $89,855,000 17.0% 9.2%
QUICKEN LOANS, LLC $73,390,000 $77,490,000 5.6% 7.9%
Brannen Bank $63,010,000 $63,240,000 0.4% 6.4%
Mortgage Research Center, LLC $28,480,000 $34,850,000 22.4% 3.6%
Suncoast Credit Union $27,310,000 $30,275,000 10.9% 3.1%
CROSSCOUNTRY MORTGAGE, LLC $30,820,000 $29,360,000 -4.7% 3.0%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $30,010,000 $27,205,000 -9.3% 2.8%
EVERETT FINANCIAL, INC. $12,885,000 $23,395,000 81.6% 2.4%
FREEDOM MORTGAGE CORPORATION $8,185,000 $16,775,000 104.9% 1.7%
Regions Bank $13,365,000 $16,115,000 20.6% 1.6%
INSPIRE HOME LOANS INC. $6,695,000 $14,790,000 120.9% 1.5%
NAVY FEDERAL CREDIT UNION $13,135,000 $13,000,000 -1.0% 1.3%
Truist $16,495,000 $12,995,000 -21.2% 1.3%
CMG MORTGAGE, INC. $10,615,000 $11,130,000 4.9% 1.1%
Bank of America $11,535,000 $11,020,000 -4.5% 1.1%
PENNYMAC LOAN SERVICES, LLC $15,285,000 $10,860,000 -28.9% 1.1%
LOANDEPOT.COM, LLC $9,990,000 $10,020,000 0.3% 1.0%
Ameris Bank $8,400,000 $9,925,000 18.2% 1.0%
NEWREZ LLC $8,235,000 $9,665,000 17.4% 1.0%
UNION HOME MORTGAGE CORP. $16,850,000 $9,485,000 -43.7% 1.0%
Flagstar Bank, FSB $3,215,000 $9,245,000 187.6% 0.9%
21ST MORTGAGE CORPORATION $9,030,000 $8,700,000 -3.7% 0.9%
THE MORTGAGE FIRM, INC. $4,150,000 $7,810,000 88.2% 0.8%
FBC MORTGAGE, LLC $3,780,000 $7,750,000 105.0% 0.8%
AMERICAN FINANCIAL NETWORK, INC. $4,605,000 $7,665,000 66.4% 0.8%
Wells Fargo Bank $7,825,000 $7,660,000 -2.1% 0.8%
Seacoast National Bank $3,700,000 $7,450,000 101.4% 0.8%
MIDFLORIDA $4,930,000 $6,870,000 39.4% 0.7%
Capital City Home Loans, LLC $7,690,000 $6,730,000 -12.5% 0.7%
Equity Prime Mortgage LLC $3,440,000 $6,400,000 86.0% 0.7%
BROKER SOLUTIONS, INC. $4,890,000 $6,300,000 28.8% 0.6%
Waterstone Mortgage Corporation $11,165,000 $6,295,000 -43.6% 0.6%
MOVEMENT MORTGAGE, LLC $11,835,000 $6,190,000 -47.7% 0.6%
Mr. Cooper ( Nationstar Mortgage ) $7,315,000 $6,000,000 -18.0% 0.6%
AMERICAN FINANCIAL RESOURCES, INC. $1,775,000 $5,895,000 232.1% 0.6%
USAA Federal Savings Bank $3,745,000 $5,895,000 57.4% 0.6%
The Loan Store, Inc. $885,000 $5,840,000 559.9% 0.6%
TD Bank $4,295,000 $5,675,000 32.1% 0.6%
VILLAGE CAPITAL MORTGAGE $1,870,000 $5,315,000 184.2% 0.5%
Century Mortgage Company DBA Century Lending Company $1,880,000 $5,115,000 172.1% 0.5%
Capital City Bank $6,410,000 $5,070,000 -20.9% 0.5%
Sierra Pacific Mortgage Company, Inc. $2,270,000 $4,805,000 111.7% 0.5%
Prosperity Home Mortgage, LLC $5,355,000 $4,745,000 -11.4% 0.5%
DHI MORTGAGE COMPANY, LTD. $7,735,000 $4,635,000 -40.1% 0.5%
MUTUAL OF OMAHA MORTGAGE, INC. $3,225,000 $4,630,000 43.6% 0.5%
CARDINAL FINANCIAL $9,595,000 $4,600,000 -52.1% 0.5%
JPMorgan Chase Bank $7,340,000 $4,530,000 -38.3% 0.5%
SUCCESS MORTGAGE PARTNERS, INC. $5,740,000 $4,450,000 -22.5% 0.5%
GTE Federal Credit Union $3,265,000 $4,365,000 33.7% 0.4%
METROPLEX MORTGAGE SERVICES, INC. $3,870,000 $4,220,000 9.0% 0.4%
GUILD MORTGAGE COMPANY $1,200,000 $4,140,000 245.0% 0.4%
OPEN MORTGAGE, LLC $5,655,000 $4,080,000 -27.9% 0.4%
Paramount Residential Mortgage Group, Inc. $1,855,000 $4,035,000 117.5% 0.4%
AMERICAN BANCSHARES MORTGAGE $1,440,000 $3,820,000 165.3% 0.4%
South State Bank $5,065,000 $3,650,000 -27.9% 0.4%
First Federal Bank $2,530,000 $3,640,000 43.9% 0.4%
HOMESIDE FINANCIAL, LLC $980,000 $3,355,000 242.3% 0.3%
GUARANTEED RATE, INC. $5,965,000 $3,245,000 -45.6% 0.3%
ATLANTIC BAY MORTGAGE GROUP, L.L.C. $490,000 $3,205,000 554.1% 0.3%
FLORIDA $3,765,000 $3,175,000 -15.7% 0.3%
ZILLOW HOME LOANS, LLC $2,030,000 $3,015,000 48.5% 0.3%
PRIMARY RESIDENTIAL MORTGAGE, INC. $2,375,000 $2,985,000 25.7% 0.3%
U.S. Bank $2,405,000 $2,890,000 20.2% 0.3%
VAN DYK MORTGAGE CORPORATION $2,365,000 $2,870,000 21.4% 0.3%
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION $2,625,000 $2,770,000 5.5% 0.3%
MORTGAGE FINANCIAL GROUP, INC. $1,865,000 $2,715,000 45.6% 0.3%
BancorpSouth $1,320,000 $2,710,000 105.3% 0.3%
AMERICAN HERITAGE LENDING, INC. $1,430,000 $2,655,000 85.7% 0.3%
TOWNE MORTGAGE COMPANY $3,360,000 $2,640,000 -21.4% 0.3%
HOMEBRIDGE FINANCIAL SERVICES, INC. $8,090,000 $2,625,000 -67.6% 0.3%
NEW DAY FINANCIAL, LLC $2,120,000 $2,620,000 23.6% 0.3%
PRIMELENDING, A PLAINSCAPITAL COMPANY $6,590,000 $2,615,000 -60.3% 0.3%
NFM, INC. $2,565,000 $2,610,000 1.8% 0.3%
FIRST COLONY MORTGAGE CORPORATION $1,855,000 $2,595,000 39.9% 0.3%
TOP FLITE FINANCIAL, INC. $465,000 $2,595,000 458.1% 0.3%
FINANCE OF AMERICA REVERSE LLC $2,170,000 $2,570,000 18.4% 0.3%
LIMA ONE CAPITAL, LLC $350,000 $2,475,000 607.1% 0.3%
Carrington Mortgage Services, LLC $2,730,000 $2,385,000 -12.6% 0.2%
GENEVA FINANCIAL, LLC $2,540,000 $2,385,000 -6.1% 0.2%
Third Federal Savings and Loan Association of Cleveland $1,765,000 $2,365,000 34.0% 0.2%
Barrington Bank & Trust Company, N.A. $1,205,000 $2,305,000 91.3% 0.2%
American Mortgage & Equity Consultants, Inc. $2,220,000 n/a 0.2%
EMBRACE HOME LOANS, INC. $635,000 $2,220,000 249.6% 0.2%
AMERICAN PACIFIC MORTGAGE CORPORATION $1,860,000 $2,215,000 19.1% 0.2%
Discover Bank $1,655,000 $2,175,000 31.4% 0.2%
MORTGAGE EQUITY PARTNERS LLC $1,380,000 $2,130,000 54.3% 0.2%
SUN WEST MORTGAGE COMPANY, INC. $1,885,000 $2,110,000 11.9% 0.2%
ARK-LA-TEX FINANCIAL SERVICES, LLC. $1,045,000 $2,020,000 93.3% 0.2%
CANOPY MORTGAGE, LLC $1,935,000 n/a 0.2%
Plains Commerce Bank $1,670,000 $1,905,000 14.1% 0.2%
PENTAGON FEDERAL CREDIT UNION $1,465,000 $1,895,000 29.4% 0.2%
AFFORDABLE MORTGAGE ADVISORS, LLC. $1,880,000 n/a 0.2%
STOCKTON MORTGAGE CORPORATION $1,545,000 $1,865,000 20.7% 0.2%
MID AMERICA MORTGAGE, INC. $675,000 $1,860,000 175.6% 0.2%
Fifth Third Bank $2,610,000 $1,845,000 -29.3% 0.2%
Ixonia Bank $935,000 $1,845,000 97.3% 0.2%
AMERISAVE MORTGAGE CORPORATION $3,900,000 $1,840,000 -52.8% 0.2%
PROVIDENT FUNDING ASSOCIATES, L.P. $1,155,000 $1,810,000 56.7% 0.2%
ANGEL OAK MORTGAGE SOLUTIONS LLC $1,325,000 $1,755,000 32.5% 0.2%
Lakeview Community Capital, LLC $1,740,000 n/a 0.2%
FIRST COMMUNITY MORTGAGE, INC. $765,000 $1,735,000 126.8% 0.2%
LENDINGHOME FUNDING CORPORATION $1,600,000 $1,720,000 7.5% 0.2%
Morgan Stanley Private Bank $935,000 $1,710,000 82.9% 0.2%
PNC Bank $5,765,000 $1,690,000 -70.7% 0.2%
PLANET HOME LENDING, LLC $2,200,000 $1,655,000 -24.8% 0.2%
MICHIGAN MUTUAL, INC. $1,545,000 $1,635,000 5.8% 0.2%
PLAZA HOME MORTGAGE, INC. $795,000 $1,625,000 104.4% 0.2%
Nations Lending Corporation $1,075,000 $1,620,000 50.7% 0.2%
Raymond James Bank $1,905,000 $1,600,000 -16.0% 0.2%
CAMPUS USA $3,310,000 $1,510,000 -54.4% 0.2%
Grow Financial Federal Credit Union $600,000 $1,420,000 136.7% 0.1%
Commerce Home Mortgage, Inc. $2,360,000 $1,345,000 -43.0% 0.1%
DEEPHAVEN MORTGAGE LLC $460,000 $1,320,000 187.0% 0.1%
First National Bank of Pennsylvania $1,300,000 n/a 0.1%
Figure Lending LLC $1,065,000 $1,295,000 21.6% 0.1%
OCMBC, INC. $555,000 $1,290,000 132.4% 0.1%
ENVOY MORTGAGE, LTD $1,270,000 n/a 0.1%
JMAC LENDING, INC. $135,000 $1,230,000 811.1% 0.1%
Alcova Mortgage LLC $770,000 $1,175,000 52.6% 0.1%
Bell Bank $795,000 $1,165,000 46.5% 0.1%
Citizens Bank $1,275,000 $1,155,000 -9.4% 0.1%
CALCON MUTUAL MORTGAGE LLC $1,145,000 n/a 0.1%
NBKC BANK $980,000 $1,145,000 16.8% 0.1%
UBS Bank USA $335,000 $1,125,000 235.8% 0.1%
Citadel Servicing Corporation $1,210,000 $1,110,000 -8.3% 0.1%
Mid-Continent Funding, Inc. $730,000 $1,100,000 50.7% 0.1%
LAKEVIEW LOAN SERVICING, LLC $245,000 $1,075,000 338.8% 0.1%
VANDERBILT MORTGAGE AND FINANCE, INC. $580,000 $1,060,000 82.8% 0.1%
GARDNER FINANCIAL SERVICES, LTD. $1,085,000 $1,045,000 -3.7% 0.1%
SIRVA MORTGAGE, INC. $525,000 $1,010,000 92.4% 0.1%
Mortgage Lenders Investment Trading Corporation $1,020,000 $990,000 -2.9% 0.1%
ACHIEVA CREDIT UNION $520,000 $985,000 89.4% 0.1%
NETWORK CAPITAL FUNDING CORPORATION $370,000 $975,000 163.5% 0.1%
TJC Mortgage, Inc. $685,000 $925,000 35.0% 0.1%
SOUTHEAST MORTGAGE OF GEORGIA, INC. $900,000 n/a 0.1%
First Financial Bank $895,000 n/a 0.1%
Magnolia Bank $580,000 $890,000 53.4% 0.1%
BAY EQUITY LLC $320,000 $850,000 165.6% 0.1%
Quontic Bank $845,000 n/a 0.1%
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $275,000 $835,000 203.6% 0.1%
PARTNERS $835,000 n/a 0.1%
GSF Mortgage Corporation $2,000,000 $815,000 -59.3% 0.1%
Citizens First Bank $380,000 $805,000 111.8% 0.1%
COMMUNITY CREDIT UNION OF FLORIDA $795,000 n/a 0.1%
INB $765,000 n/a 0.1%
Hancock Whitney Bank $205,000 $760,000 270.7% 0.1%
LOANPAL, LLC $1,355,000 $750,000 -44.6% 0.1%
PHH Mortgage Corporation $995,000 $745,000 -25.1% 0.1%
GUARANTEED RATE AFFINITY, LLC $1,920,000 $735,000 -61.7% 0.1%
LIBERTY HOME MORTGAGE CORPORATION $300,000 $735,000 145.0% 0.1%
MORTGAGE SOLUTIONS OF COLORADO, LLC $535,000 $725,000 35.5% 0.1%
Alerus Financial $710,000 n/a 0.1%
AMWEST FUNDING CORP. $760,000 $710,000 -6.6% 0.1%
Mainstreet Community Bank of Florida $185,000 $690,000 273.0% 0.1%
Loan Simple, Inc. $265,000 $675,000 154.7% 0.1%
TRIAD FINANCIAL SERVICES, INC. $2,655,000 $670,000 -74.8% 0.1%
Pacor Mortgage Corp $345,000 $665,000 92.8% 0.1%
VYSTAR $1,765,000 $660,000 -62.6% 0.1%
AMERICAN FINANCING CORPORATION $575,000 $645,000 12.2% 0.1%
American Mortgage Bank, LLC $630,000 n/a 0.1%
CHURCHILL MORTGAGE CORPORATION $2,390,000 $630,000 -73.6% 0.1%
ABSOLUTE HOME MORTGAGE CORPORATION $990,000 $615,000 -37.9% 0.1%
Florida Capital Bank $145,000 $600,000 313.8% 0.1%
RESIDENTIAL WHOLESALE MORTGAGE, INC. $600,000 n/a 0.1%
First Option Mortgage, LLC $225,000 $595,000 164.4% 0.1%
LEADERONE FINANCIAL CORPORATION $1,555,000 $595,000 -61.7% 0.1%
SPRING EQ, LLC $370,000 $575,000 55.4% 0.1%
Comerica Bank $25,000 $570,000 2,180.0% 0.1%
CREDIT HUMAN FEDERAL CREDIT UNION $415,000 $570,000 37.3% 0.1%
AmeriHome Mortgage Company, LLC $535,000 $565,000 5.6% 0.1%
ROYAL UNITED MORTGAGE LLC $1,255,000 $565,000 -55.0% 0.1%
The Federal Savings Bank $1,490,000 $560,000 -62.4% 0.1%
Bethpage Federal Credit Union $625,000 $555,000 -11.2% 0.1%
BETTER MORTGAGE CORPORATION $195,000 $555,000 184.6% 0.1%
UNITED MORTGAGE CORP $555,000 n/a 0.1%
HOMESTEAD FUNDING CORP. $550,000 n/a 0.1%
A&D Mortgage LLC $1,425,000 $535,000 -62.5% 0.1%
Armed Forces Bank $535,000 n/a 0.1%
LENDINGONE, LLC $625,000 $535,000 -14.4% 0.1%
PREFERRED LENDING SERVICES, LLC $1,205,000 $535,000 -55.6% 0.1%
NATIONWIDE MORTGAGE BANKERS, INC. $165,000 $530,000 221.2% 0.1%
SECURITYNATIONAL MORTGAGE COMPANY $460,000 $530,000 15.2% 0.1%
United Community Bank $530,000 n/a 0.1%
Three Rivers Federal Credit Union $525,000 n/a 0.1%
ITHINK FINANCIAL Credit Union $65,000 $520,000 700.0% 0.1%
HALLMARK HOME MORTGAGE, LLC $515,000 n/a 0.1%
Ally Bank $195,000 $510,000 161.5% 0.1%
Stifel Bank and Trust $510,000 n/a 0.1%
MORTGAGE 1 INCORPORATED $435,000 $500,000 14.9% 0.1%
C & F Mortgage Corporation $495,000 n/a 0.1%
DYBN FINANCIAL CORP. $495,000 n/a 0.1%
M&T Bank $865,000 $495,000 -42.8% 0.1%
Stride Bank $495,000 n/a 0.1%
Coastal Community Bank $640,000 $490,000 -23.4% 0.0%
Gateway First Bank $710,000 $485,000 -31.7% 0.0%
ALLIED MORTGAGE GROUP, INC. $640,000 $480,000 -25.0% 0.0%
EMM LOANS LLC $540,000 $475,000 -12.0% 0.0%
Hometown Equity Mortgage, LLC $255,000 $460,000 80.4% 0.0%
RELIANCE FIRST CAPITAL, LLC $890,000 $460,000 -48.3% 0.0%
WATSON MORTGAGE CORP. $65,000 $460,000 607.7% 0.0%
The Union Bank Company $455,000 n/a 0.0%
ROSS MORTGAGE CORPORATION $235,000 $450,000 91.5% 0.0%
EASTMAN $435,000 n/a 0.0%
RUOFF MORTGAGE COMPANY, INC. $570,000 $435,000 -23.7% 0.0%
DAS Acquisition Company, LLC $430,000 n/a 0.0%
ON Q FINANCIAL, INC. $430,000 n/a 0.0%
Old National Bank $205,000 $425,000 107.3% 0.0%
HOMEXPRESS MORTGAGE CORP. $2,855,000 $420,000 -85.3% 0.0%
TIDEWATER MORTGAGE SERVICES, INC. $535,000 $415,000 -22.4% 0.0%
Wilmington Savings Fund Society, FSB $235,000 $415,000 76.6% 0.0%
CLEARPATH LENDING $1,375,000 $410,000 -70.2% 0.0%
Dollar Bank, Federal Savings Bank $405,000 n/a 0.0%
POLARIS HOME FUNDING CORP. $530,000 $405,000 -23.6% 0.0%
Wolfe Financial, Inc $380,000 $405,000 6.6% 0.0%
LEGEND LENDING CORPORATION $195,000 $395,000 102.6% 0.0%
MJW Financial LLC $570,000 $385,000 -32.5% 0.0%
WINGS FINANCIAL $385,000 n/a 0.0%
First Horizon Bank $145,000 $380,000 162.1% 0.0%
The Huntington National Bank $1,880,000 $380,000 -79.8% 0.0%
NORTHERN MORTGAGE SERVICES, LLC $285,000 $375,000 31.6% 0.0%
SPACE COAST Credit Union $1,000,000 $360,000 -64.0% 0.0%
DIRECT MORTGAGE LOANS, LLC $350,000 n/a 0.0%
RF Renovo Management Company, LLC $3,010,000 $350,000 -88.4% 0.0%
BMO Harris Bank $545,000 $345,000 -36.7% 0.0%
1ST FINANCIAL, INC. $335,000 n/a 0.0%
EQUITY RESOURCES, INC. $440,000 $325,000 -26.1% 0.0%
LAKE MICHIGAN CREDIT UNION $860,000 $320,000 -62.8% 0.0%
Tradition Mortgage, LLC $315,000 n/a 0.0%
ALKAN MORTGAGE CORPORATION $310,000 n/a 0.0%
NEXERA HOLDING LLC $375,000 $310,000 -17.3% 0.0%
Goldwater Bank, N.A. $865,000 $305,000 -64.7% 0.0%
MEADOWBROOK FINANCIAL MORTGAGE BANKERS CORP. $305,000 n/a 0.0%
Citibank $300,000 n/a 0.0%
SOUTHWEST STAGE FUNDING, LLC $1,475,000 $300,000 -79.7% 0.0%
Atlantic Union Bank $295,000 n/a 0.0%
Axos Bank $295,000 n/a 0.0%
Brighton Bank $295,000 n/a 0.0%
RBC Bank, (Georgia) $370,000 $295,000 -20.3% 0.0%
The Central Trust Bank $295,000 n/a 0.0%
UTILITIES EMPLOYEES CREDIT UNION $295,000 n/a 0.0%
VELOCITY COMMERCIAL CAPITAL, LLC $295,000 n/a 0.0%
Johnson Bank $285,000 n/a 0.0%
Ozarks Federal Savings and Loan Association $285,000 n/a 0.0%
Keystone Funding, Inc. $295,000 $280,000 -5.1% 0.0%
Assurance Financial Group, L.L.C. $275,000 n/a 0.0%
GVC MORTGAGE, INC. $255,000 $275,000 7.8% 0.0%
JET HOMELOANS, LLC $275,000 n/a 0.0%
MY MORTGAGE, INC. $275,000 n/a 0.0%
Acre Mortgage and Financial Inc $705,000 $265,000 -62.4% 0.0%
Bank of Idaho $265,000 n/a 0.0%
Charles Schwab Bank, SSB $450,000 $265,000 -41.1% 0.0%
FAIRWINDS CREDIT UNION $265,000 n/a 0.0%
NATION ONE MORTGAGE CORPORATION $265,000 n/a 0.0%
Residential Acceptance Corporation $265,000 n/a 0.0%
T2 FINANCIAL LLC $155,000 $265,000 71.0% 0.0%
1ST SIGNATURE LENDING, LLC $255,000 n/a 0.0%
COMPASS MORTGAGE, INC. $1,085,000 $255,000 -76.5% 0.0%
NORTHROP GRUMMAN Federal Credit Union $255,000 n/a 0.0%
Valley National Bank $255,000 n/a 0.0%
DFCU FINANCIAL $245,000 n/a 0.0%
First-Citizens Bank & Trust Company $45,000 $245,000 444.4% 0.0%
GERSHMAN INVESTMENT CORP. $1,340,000 $245,000 -81.7% 0.0%
IncredibleBank $355,000 $245,000 -31.0% 0.0%
AMERITRUST MORTGAGE CORPORATION $235,000 n/a 0.0%
CORNING $235,000 n/a 0.0%
DOMINION FINANCIAL SERVICES, LLC $515,000 $225,000 -56.3% 0.0%
First Heritage Mortgage, LLC $145,000 $225,000 55.2% 0.0%
SmartBank $225,000 n/a 0.0%
Civista Bank $215,000 n/a 0.0%
FIRST HOME MORTGAGE CORPORATION $415,000 $215,000 -48.2% 0.0%
STAR ONE CREDIT UNION $215,000 n/a 0.0%
University Bank $215,000 n/a 0.0%
Synovus Bank $215,000 $210,000 -2.3% 0.0%
1ST 2ND MORTGAGE COMPANY OF N.J., INC. $205,000 n/a 0.0%
Credence Funding Corporation $205,000 n/a 0.0%
FIRST FLORIDA Credit Union $205,000 n/a 0.0%
HUNT MORTGAGE CORPORATION $205,000 n/a 0.0%
Logan Finance Corporation $205,000 n/a 0.0%
Mortgage Assurance Inc. $205,000 n/a 0.0%
SOUTHPOINT FINANCIAL SERVICES, INC. $205,000 n/a 0.0%
TEMPLE VIEW CAPITAL FUNDING, LP $235,000 $205,000 -12.8% 0.0%
UIF CORPORATION $205,000 n/a 0.0%
BAYCOAST MORTGAGE COMPANY, LLC $395,000 $195,000 -50.6% 0.0%
DG PINNACLE FUNDING LLC $195,000 n/a 0.0%
NORTHPOINT MORTGAGE, INC. $195,000 n/a 0.0%
The Citizens National Bank of Bluffton $195,000 n/a 0.0%
OAKTREE FUNDING CORP. $1,090,000 $185,000 -83.0% 0.0%
Paramount Bank $185,000 n/a 0.0%
Shore United Bank $185,000 n/a 0.0%
West Gate Bank $185,000 n/a 0.0%
LENDSURE MORTGAGE CORP. $175,000 n/a 0.0%
North American Savings Bank, F.S.B. $175,000 n/a 0.0%
LAND HOME FINANCIAL SERVICES, INC. $195,000 $165,000 -15.4% 0.0%
LENOX FINANCIAL MORTGAGE CORPORATION $165,000 n/a 0.0%
Atlantic Coast Mortgage, LLC $155,000 n/a 0.0%
HOMESPIRE MORTGAGE CORPORATION $155,000 n/a 0.0%
Patriot Bank $155,000 n/a 0.0%
Citizens Bank and Trust $145,000 n/a 0.0%
Gulf Coast Bank and Trust Company $145,000 n/a 0.0%
RESIDENTIAL BANCORP $145,000 n/a 0.0%
THE EQUITABLE MORTGAGE CORPORATION $145,000 n/a 0.0%
NBH Bank $595,000 $135,000 -77.3% 0.0%
PREMIA MORTGAGE, LLC $135,000 n/a 0.0%
Wallick & Volk, Inc. $135,000 n/a 0.0%
Baxter Credit Union $130,000 n/a 0.0%
Academy Bank $115,000 n/a 0.0%
Presidential Bank, FSB $105,000 n/a 0.0%
SHARONVIEW FEDERAL CREDIT UNION $105,000 n/a 0.0%
United Southern Bank $295,000 $105,000 -64.4% 0.0%
BRIGHTSTAR $95,000 n/a 0.0%
SUFFOLK $95,000 n/a 0.0%
AgFirst Farm Credit Bank $640,000 $85,000 -86.7% 0.0%
First National Bank of America $395,000 $85,000 -78.5% 0.0%
SunState Federal Credit Union $85,000 n/a 0.0%
Tyndall Federal Credit Union $85,000 n/a 0.0%
State Department Federal Credit Union $75,000 n/a 0.0%
TEACHERS $75,000 n/a 0.0%
BAY CAPITAL MORTGAGE CORPORATION $65,000 n/a 0.0%
Farmers Bank & Trust $55,000 n/a 0.0%
TRUMARK FINANCIAL CREDIT UNION $55,000 n/a 0.0%
ALLIANT CREDIT UNION $190,000 $45,000 -76.3% 0.0%
Mid Penn Bank $35,000 n/a 0.0%
PROPONENT Federal Credit Union $25,000 n/a 0.0%
UNIFY FINANCIAL Credit Union $15,000 n/a 0.0%

HOMOSASSA SPRINGS's top lender by overall market share is UNITED WHOLESALE MORTGAGE, LLC, with 9.2% market share. In second place, with 7.9%, is QUICKEN LOANS, LLC, having originated $77,490,000 in loans. In third place, with 6.4%, is Brannen Bank, having originated $63,240,000 in loans. In fourth place, with 3.6%, is Mortgage Research Center, LLC, having originated $34,850,000 in loans. In fifth place, with 3.1%, is Suncoast Credit Union, having originated $30,275,000 in loans.


HOMOSASSA SPRINGS Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - HOMOSASSA SPRINGS (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $224,950 (12.9%) $278,771 (13.1%) 0.83 1,135
2018-02-01 $229,575 (15.4%) $278,371 (12.2%) 0.83 1,177
2018-03-01 $230,000 (15.1%) $276,441 (11.2%) 0.81 1,197
2018-04-01 $229,225 (14.7%) $275,590 (10.4%) 0.78 1,204
2018-05-01 $228,425 (13.1%) $273,889 (6.8%) 0.76 1,157
2018-06-01 $225,000 (9.8%) $275,133 (6.6%) 0.75 1,107
2018-07-01 $224,900 (12.8%) $272,808 (5.8%) 0.75 1,110
2018-08-01 $223,125 (14.2%) $268,676 (5.0%) 0.75 1,138
2018-09-01 $224,900 (15.3%) $274,809 (6.8%) 0.76 1,174
2018-10-01 $224,950 (13.1%) $274,484 (4.8%) 0.76 1,243
2018-11-01 $224,900 (9.7%) $273,758 (2.9%) 0.76 1,300
2018-12-01 $219,900 (0.8%) $263,609 (-4.3%) 0.76 1,389
2019-01-01 $219,900 (-2.2%) $262,622 (-5.8%) 0.76 1,403
2019-02-01 $213,325 (-7.1%) $268,041 (-3.7%) 0.72 1,433
2019-03-01 $216,564 (-5.8%) $273,210 (-1.2%) 0.71 1,388
2019-04-01 $218,175 (-4.8%) $275,116 (-0.2%) 0.69 1,306
2019-05-01 $217,450 (-4.8%) $271,755 (-0.8%) 0.68 1,234
2019-06-01 $219,900 (-2.3%) $273,124 (-0.7%) 0.69 1,136
2019-07-01 $214,950 (-4.4%) $265,140 (-2.8%) 0.67 1,102
2019-08-01 $212,591 (-4.7%) $267,106 (-0.6%) 0.67 1,068
2019-09-01 $216,477 (-3.8%) $271,486 (-1.2%) 0.69 1,063
2019-10-01 $219,068 (-2.6%) $276,606 (0.8%) 0.71 1,059
2019-11-01 $220,000 (-2.2%) $286,819 (4.8%) 0.72 1,062
2019-12-01 $219,500 (-0.2%) $287,306 (9.0%) 0.73 1,068
2020-01-01 $220,000 (0.1%) $288,169 (9.7%) 0.74 1,050
2020-02-01 $219,950 (3.1%) $284,953 (6.3%) 0.72 1,053
2020-03-01 $224,900 (3.9%) $293,830 (7.6%) 0.71 992
2020-04-01 $219,900 (0.8%) $289,314 (5.2%) 0.69 924
2020-05-01 $224,900 (3.4%) $298,460 (9.8%) 0.68 823
2020-06-01 $221,013 (0.5%) $295,815 (8.3%) 0.65 697
2020-07-01 $230,925 (7.4%) $312,487 (17.9%) 0.67 600
2020-08-01 $229,900 (8.1%) $309,860 (16.0%) 0.66 533
2020-09-01 $230,975 (6.7%) $320,811 (18.2%) 0.66 492
2020-10-01 $235,250 (7.4%) $314,721 (13.8%) 0.67 564
2020-11-01 $234,950 (6.8%) $311,424 (8.6%) 0.69 585
2020-12-01 $238,750 (8.8%) $329,546 (14.7%) 0.71 572
2021-01-01 $239,900 (9.1%) $335,770 (16.5%) 0.72 465
2021-02-01 $248,900 (13.2%) $377,274 (32.4%) 0.72 393
2021-03-01 $249,475 (10.9%) $390,486 (32.9%) 0.71 297
2021-04-01 $251,100 (14.2%) $377,127 (30.4%) 0.68 286
2021-05-01 $249,900 (11.1%) $398,408 (33.5%) 0.66 268
2021-06-01 $264,250 (19.6%) $401,526 (35.7%) 0.70 296
2021-07-01 $275,000 (19.1%) $408,716 (30.8%) 0.73 331
2021-08-01 $274,700 (19.5%) $411,121 (32.7%) 0.73 381
2021-09-01 $267,350 (15.8%) $408,761 (27.4%) 0.71 391
2021-10-01 $278,375 (18.3%) $418,069 (32.8%) 0.74 418
2021-11-01 $296,773 (26.3%) $436,646 (40.2%) 0.79 413
2021-12-01 $299,950 (25.6%) $445,120 (35.1%) 0.81 414
2022-01-01 $309,450 (29.0%) $462,183 (37.7%) 0.84 353
2022-02-01 $309,975 (24.5%) $467,543 (23.9%) 0.81 321
2022-03-01 $313,500 (25.7%) $462,616 (18.5%) 0.78 294
2022-04-01 $317,350 (26.4%) $433,865 (15.0%) 0.76 317
2022-05-01 $313,750 (25.6%) $424,159 (6.5%) 0.72 403
2022-06-01 $339,125 (28.3%) $456,400 (13.7%) 0.76 491
2022-07-01 $335,000 (21.8%) $435,160 (6.5%) 0.75 617
2022-08-01 $329,125 (19.8%) $408,628 (-0.6%) 0.76 657
2022-09-01 $319,325 (19.4%) $399,548 (-2.3%) 0.75 686
2022-10-01 $329,950 (18.5%) $409,196 (-2.1%) 0.78 741
2022-11-01 $327,250 (10.3%) $400,127 (-8.4%) 0.79 887
2022-12-01 $319,925 (6.7%) $390,272 (-12.3%) 0.79 938
2023-01-01 $321,313 (3.8%) $389,814 (-15.7%) 0.80 897
2023-02-01 $329,988 (6.5%) $400,165 (-14.4%) 0.80 861
2023-03-01 $332,475 (6.1%) $399,914 (-13.6%) 0.78 864
2023-04-01 $325,000 (2.4%) $395,965 (-8.7%) 0.76 832
2023-05-01 $324,950 (3.6%) $400,316 (-5.6%) 0.74 813
2023-06-01 $327,450 (-3.4%) $414,711 (-9.1%) 0.74 800
2023-07-01 $329,950 (-1.5%) $409,625 (-5.9%) 0.75 800
2023-08-01 $340,731 (3.5%) $414,244 (1.4%) 0.78 823
2023-09-01 $340,000 (6.5%) $414,749 (3.8%) 0.79 829
2023-10-01 $345,425 (4.7%) $415,283 (1.5%) 0.81 900
2023-11-01 $339,900 (3.9%) $409,366 (2.3%) 0.81 1,048
2023-12-01 $339,000 (6.0%) $409,102 (4.8%) 0.83 1,109
2024-01-01 $329,900 (2.7%) $400,867 (2.8%) 0.81 1,111
2024-02-01 $330,075 (0.0%) $403,422 (0.8%) 0.79 1,170
2024-03-01 $329,900 (-0.8%) $419,281 (4.8%) 0.78 1,237
2024-04-01 $332,450 (2.3%) $406,349 (2.6%) 0.77 1,242
2024-05-01 $332,450 (2.3%) $409,908 (2.4%) 0.76 1,242
2024-06-01 $324,925 (-0.8%) $411,923 (-0.7%) 0.74 1,322
2024-07-01 $325,000 (-1.5%) $416,953 (1.8%) 0.74 1,339
2024-08-01 $325,000 (-4.6%) $417,169 (0.7%) 0.76 1,405
2024-09-01 $329,900 (-3.0%) $414,754 (0.0%) 0.78 1,376
2024-10-01 $324,900 (-5.9%) $402,810 (-3.0%) 0.76 1,336
2024-11-01 $320,000 (-5.9%) $397,317 (-2.9%) 0.77 1,414
2024-12-01 $320,995 (-5.3%) $396,236 (-3.2%) 0.80 1,485
2025-01-01 $325,000 (-1.5%) $404,102 (0.8%) 0.81 1,481
2025-02-01 $322,400 (-2.3%) $399,968 (-0.9%) 0.78 1,604
2025-03-01 $319,900 (-3.0%) $394,062 (-6.0%) 0.00 1,672
HOMOSASSA SPRINGS's median listing price for 2025-03-01 was $319,900, a difference of $-10,000 (-3.0%) versus the prior year and $-2,500 versus the prior month.

HOMOSASSA SPRINGS's median listing price comes in at 0% of the national average.

HOMOSASSA SPRINGS's average listing price for 2025-03-01 was $394,062, a difference of $-25,219 (-6.0%) versus the prior year and $-5,906 versus the prior month.

For the 2025-03-01 period, HOMOSASSA SPRINGS had 1,672 MLS listings, a difference of 68 listings (4%) versus the prior month and 435 listings (35%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - HOMOSASSA SPRINGS (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 75 days 1,869 sqft
2018-02-01 75 days 1,875 sqft
2018-03-01 66 days 1,884 sqft
2018-04-01 66 days 1,857 sqft
2018-05-01 68 days 1,848 sqft
2018-06-01 68 days 1,846 sqft
2018-07-01 72 days 1,831 sqft
2018-08-01 73 days 1,831 sqft
2018-09-01 74 days 1,830 sqft
2018-10-01 70 days 1,838 sqft
2018-11-01 69 days 1,841 sqft
2018-12-01 72 days 1,815 sqft
2019-01-01 79 days 1,822 sqft
2019-02-01 76 days 1,814 sqft
2019-03-01 74 days 1,808 sqft
2019-04-01 74 days 1,802 sqft
2019-05-01 75 days 1,795 sqft
2019-06-01 79 days 1,808 sqft
2019-07-01 79 days 1,789 sqft
2019-08-01 77 days 1,772 sqft
2019-09-01 74 days 1,773 sqft
2019-10-01 72 days 1,773 sqft
2019-11-01 68 days 1,817 sqft
2019-12-01 72 days 1,812 sqft
2020-01-01 75 days 1,815 sqft
2020-02-01 75 days 1,819 sqft
2020-03-01 70 days 1,829 sqft
2020-04-01 77 days 1,819 sqft
2020-05-01 89 days 1,819 sqft
2020-06-01 90 days 1,812 sqft
2020-07-01 66 days 1,823 sqft
2020-08-01 65 days 1,777 sqft
2020-09-01 61 days 1,746 sqft
2020-10-01 49 days 1,762 sqft
2020-11-01 50 days 1,727 sqft
2020-12-01 53 days 1,734 sqft
2021-01-01 61 days 1,726 sqft
2021-02-01 49 days 1,734 sqft
2021-03-01 42 days 1,709 sqft
2021-04-01 46 days 1,690 sqft
2021-05-01 40 days 1,656 sqft
2021-06-01 34 days 1,670 sqft
2021-07-01 37 days 1,706 sqft
2021-08-01 37 days 1,705 sqft
2021-09-01 41 days 1,706 sqft
2021-10-01 50 days 1,673 sqft
2021-11-01 46 days 1,762 sqft
2021-12-01 47 days 1,732 sqft
2022-01-01 47 days 1,725 sqft
2022-02-01 37 days 1,713 sqft
2022-03-01 36 days 1,698 sqft
2022-04-01 32 days 1,681 sqft
2022-05-01 30 days 1,679 sqft
2022-06-01 30 days 1,743 sqft
2022-07-01 35 days 1,739 sqft
2022-08-01 44 days 1,714 sqft
2022-09-01 48 days 1,706 sqft
2022-10-01 52 days 1,726 sqft
2022-11-01 50 days 1,719 sqft
2022-12-01 60 days 1,690 sqft
2023-01-01 72 days 1,700 sqft
2023-02-01 70 days 1,712 sqft
2023-03-01 55 days 1,714 sqft
2023-04-01 54 days 1,690 sqft
2023-05-01 54 days 1,693 sqft
2023-06-01 52 days 1,722 sqft
2023-07-01 56 days 1,720 sqft
2023-08-01 57 days 1,732 sqft
2023-09-01 58 days 1,726 sqft
2023-10-01 58 days 1,740 sqft
2023-11-01 53 days 1,706 sqft
2023-12-01 60 days 1,699 sqft
2024-01-01 70 days 1,698 sqft
2024-02-01 63 days 1,705 sqft
2024-03-01 57 days 1,692 sqft
2024-04-01 64 days 1,692 sqft
2024-05-01 66 days 1,687 sqft
2024-06-01 64 days 1,672 sqft
2024-07-01 66 days 1,672 sqft
2024-08-01 72 days 1,676 sqft
2024-09-01 73 days 1,675 sqft
2024-10-01 79 days 1,656 sqft
2024-11-01 79 days 1,654 sqft
2024-12-01 75 days 1,681 sqft
2025-01-01 75 days 1,687 sqft
2025-02-01 73 days 1,686 sqft
2025-03-01 0 days 1,681 sqft
HOMOSASSA SPRINGS's median listing age (time on market) for 2025-03-01 was 0 days. This is -100% shorter than the same period one year ago.

HOMOSASSA SPRINGS's median square footage for active listings during the 2025-03-01 period was 1,681 sqft. One year prior, the average listing was 1,692 sqft.

HOMOSASSA SPRINGS, FL Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 2,830 $714,410,000 $252,442
Cash Out Refi 575 $109,915,000 $191,157
Other 427 $38,465,000 $90,082
Refi 423 $91,865,000 $217,175
Home Improvement 314 $26,140,000 $83,248

Homosassa Springs's most frequently cited loan purpose was Home Purchase, with 2,830 originations. The 2nd most popular reason was Cash Out Refi, with 575 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
6-7% 1,798 $429,270,000 $238,749
7-8% 922 $197,970,000 $214,718
Over 8% 775 $91,175,000 $117,645
5-6% 630 $158,690,000 $251,889
4-5% 123 $31,995,000 $260,122
<2.5% 78 $1,660,000 $21,282
3-4% 21 $4,685,000 $223,095
2.5-3% 2 $330,000 $165,000

During 2024, Homosassa Springs's most frequently originated rate bucket was 6-7%, with 1,798 originations.

Loan Sizing (HOMOSASSA SPRINGS, FL MSA)

Loan Size Originations Total Value Average Loan
$200k-400k 1,872 $507,550,000 $271,127
$100k-200k 1,343 $205,755,000 $153,206
$100,000 or less 950 $49,620,000 $52,232
$400k-600k 330 $156,060,000 $472,909
$600k-1000k 63 $45,695,000 $725,317
$Over $1MM 11 $16,115,000 $1,465,000

HOMOSASSA SPRINGS's loan sizing saw the bucket of loans from $200k-400k with 1,872 originations, totaling $507,550,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 1,762 $487,200,000 $276,504
60-80% 942 $228,490,000 $242,558
Under 20% 589 $25,795,000 $43,795
20-40% 470 $48,500,000 $103,191
40-60% 434 $77,580,000 $178,756
Over 100% 86 $27,130,000 $315,465

HOMOSASSA SPRINGS's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 1,762 originations, totaling $487,200,000 in origination value.