HOMOSASSA SPRINGS Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Homosassa Springs averaged 7.03% for the week of 2026-11-05, compared to the national average of 7.18% for the same period.

The average rate for the prior week (2026-10-29) was 7.29% and one month ago for the week of 2026-10-01, the average rate was 7.43%.

Homosassa Springs's average rate one year ago was 6.32%.

For refis of the same type during the week of 2026-11-05, the average rate was 7.71%.

Loan Type Date Rate
US 30 Year Fixed Rate 2026-11-05 7.18%
Homosassa Springs 30 Year Fixed Rate 2026-11-05 7.03%
Homosassa Springs 30 Year Fixed Rate Refi 2026-11-05 7.71%
Homosassa Springs 15 Year Fixed Rate 2026-11-05 6.77%
Homosassa Springs 15 Year Fixed Rate Refi 2026-11-05 6.87%
Homosassa Springs 30 Year FHA 2026-11-05 7.07%
Homosassa Springs 30 Year FHA Refi 2026-11-05 6.79%
Homosassa Springs 30 Year USDA 2026-11-05 7%
Homosassa Springs 30 Year USDA Refi 2026-11-05 7.1%
Homosassa Springs 30 Year VA 2026-11-05 6.87%
Homosassa Springs 30 Year VA Refi 2026-11-05 6.47%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within HOMOSASSA SPRINGS, FL.

HOMOSASSA SPRINGS Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the HOMOSASSA SPRINGS, FL market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2025 Avg. 30yFix Rate 2025 Avg. Closing Costs
UNITED WHOLESALE MORTGAGE, LLC 173 6.68% $7,106
QUICKEN LOANS, LLC 132 6.85% $7,297
Suncoast Credit Union 81 5.58% $3,825
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 59 6.78% $6,870
CROSSCOUNTRY MORTGAGE, LLC 40 6.71% $7,359
Regions Bank 30 6.74% $6,368
EVERETT FINANCIAL, INC. 29 6.94% $7,471
NAVY FEDERAL CREDIT UNION 25 6.54% $6,099
PENNYMAC LOAN SERVICES, LLC 24 6.81% $7,910
Seacoast National Bank 22 6.64% $6,432
JPMorgan Chase Bank 18 6.46% $4,355
Wells Fargo Bank 17 6.61% $6,448
ZILLOW HOME LOANS, LLC 17 6.91% $5,584
NEWREZ LLC 17 7.05% $5,063
THE MORTGAGE FIRM, INC. 16 6.73% $6,350
Truist 16 6.58% $5,207
MOVEMENT MORTGAGE, LLC 16 6.95% $7,965
GTE Federal Credit Union 16 6.26% $4,856
The Loan Store, Inc. 15 6.79% $8,467
BROKER SOLUTIONS, INC. 15 6.92% $6,661
21ST MORTGAGE CORPORATION 14 8.77% $6,555
Commerce Home Mortgage, Inc. 14 8.29% $13,605
Bank of America 13 6.38% $4,736
FBC MORTGAGE, LLC 13 5.66% $7,534
MIDFLORIDA 12 6.12% $5,124
TD Bank 12 6.28% $8,699
UNION HOME MORTGAGE CORP. 12 6.51% $5,732
Prosperity Home Mortgage, LLC 11 6.78% $6,039
CMG MORTGAGE, INC. 11 6.13% $5,954
MORTGAGE FINANCIAL GROUP, INC. 9 6.68% $5,957
LOANDEPOT.COM, LLC 9 6.91% $5,995
PRIMELENDING, A PLAINSCAPITAL COMPANY 8 6.59% $8,016
CAMPUS USA 8 6.44% $3,822
Capital City Home Loans, LLC 8 6.63% $3,986
AMERICAN FINANCIAL RESOURCES, INC. 8 6.30% $6,045
AMERISAVE MORTGAGE CORPORATION 7 6.78% $9,609
VAN DYK MORTGAGE CORPORATION 7 6.96% $5,850
Mortgage Research Center, LLC 7 6.78% $5,173
GUARANTEED RATE, INC. 7 6.82% $7,252
Sierra Pacific Mortgage Company, Inc. 7 6.28% $8,834
AMERICAN PACIFIC MORTGAGE CORPORATION 7 7.02% $6,048
GUILD MORTGAGE COMPANY 6 7.06% $7,110
BancorpSouth 6 6.71% $6,238
INSPIRE HOME LOANS INC. 6 5.46% $4,820
Mr. Cooper ( Nationstar Mortgage ) 6 7.29% $7,464
NFM, INC. 6 6.73% $7,251
NBKC BANK 6 6.68% $4,386
DHI MORTGAGE COMPANY, LTD. 5 4.92% $3,224
SUCCESS MORTGAGE PARTNERS, INC. 5 6.70% $9,451
PLANET HOME LENDING, LLC 5 6.73% $8,125
Alcova Mortgage LLC 5 6.52% $3,968
South State Bank 5 6.63% $5,386
METROPLEX MORTGAGE SERVICES, INC. 5 6.70% $6,099
MUTUAL OF OMAHA MORTGAGE, INC. 5 6.80% $6,769
U.S. Bank 5 6.17% $4,303
A&D Mortgage LLC 5 7.22% $10,024
ACHIEVA CREDIT UNION 5 6.08% $5,031
Citizens First Bank 5 7.14% $6,159
VYSTAR 5 5.75% $3,825
Flagstar Bank, FSB 5 6.45% $7,217
LAKEVIEW LOAN SERVICING, LLC 5 6.80% $3,847
AMERICAN FINANCIAL NETWORK, INC. 4 6.84% $9,926
JMAC LENDING, INC. 4 6.12% $8,436
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 4 6.69% $7,204
K. HOVNANIAN AMERICAN MORTGAGE, L.L.C. 4 5.59% $5,464
MORTGAGE EQUITY PARTNERS LLC 4 7.13% $7,274
LENOX FINANCIAL MORTGAGE CORPORATION 4 5.95% $5,787
Century Mortgage Company DBA Century Lending Company 4 6.91% $7,500
DFCU FINANCIAL 4 6.47% $7,411
EMBRACE HOME LOANS, INC. 4 5.63% $910
Equity Prime Mortgage LLC 4 7.28% $4,058
FLORIDA 4 6.34% $6,640
FREEDOM MORTGAGE CORPORATION 4 6.65% $8,141
PNC Bank 4 6.44% $4,711
Paramount Residential Mortgage Group, Inc. 4 7.06% $6,788
LEADERONE FINANCIAL CORPORATION 3 6.88% $8,616
PRIMARY RESIDENTIAL MORTGAGE, INC. 3 6.58% $5,058
LAKE MICHIGAN CREDIT UNION 3 6.16% $3,985
GENEVA FINANCIAL, LLC 3 7.00% $6,981
Waterstone Mortgage Corporation 3 6.67% $7,727
Keystone Funding, Inc. 3 6.74% $6,421
ROYAL UNITED MORTGAGE LLC 3 7.00% $8,747
GUARANTEED RATE AFFINITY, LLC 3 6.58% $11,352
EMM LOANS LLC 3 6.75% $9,620
Barrington Bank & Trust Company, N.A. 3 6.95% $4,547
The Federal Savings Bank 3 7.04% $5,091
ABSOLUTE HOME MORTGAGE CORPORATION 3 7.12% $3,836
AFFORDABLE MORTGAGE ADVISORS, LLC. 3 7.04% $7,082
Citadel Servicing Corporation 3 9.04% $10,026
TOWNE MORTGAGE COMPANY 3 7.29% $9,394
Centennial Bank 3 6.63% $4,442
Nations Lending Corporation 3 6.79% $7,472
First Federal Bank 3 6.71% $6,329
FIRST COMMUNITY MORTGAGE, INC. 3 6.83% $9,074
ARK-LA-TEX FINANCIAL SERVICES, LLC. 3 6.54% $5,302
Morgan Stanley Private Bank 3 6.12% $5,390
OCMBC, INC. 2 6.75% $9,728
BAY EQUITY LLC 2 6.81% $4,335
Bell Bank 2 7.31% $4,078
Charles Schwab Bank, SSB 2 5.81% $3,732
Citizens Bank 2 6.63% $4,721
Ameris Bank 2 6.44% $4,878
AmeriHome Mortgage Company, LLC 2 6.12% $6,428
FAIRWINDS CREDIT UNION 2 6.56% $4,341
Fifth Third Bank 2 6.81% $4,079
First-Citizens Bank & Trust Company 2 6.29% $3,962
First Horizon Bank 2 7.00% $7,713
First National Bank of Pennsylvania 2 6.50% $7,583
HOMEOWNERS FINANCIAL GROUP USA, LLC 2 6.00% $9,138
Hometown Equity Mortgage, LLC 2 6.69% $7,774
Ixonia Bank 2 7.06% $7,271
Midwest Mortgage Associates Corporation 2 6.68% $5,313
NEXERA HOLDING LLC 2 7.81% $11,657
PLAZA HOME MORTGAGE, INC. 2 7.19% $7,966
PROVIDENT FUNDING ASSOCIATES, L.P. 2 6.25% $10,240
RELIANCE FIRST CAPITAL, LLC 2 6.62% $7,211
Stifel Bank and Trust 2 5.94% $2,952
T2 FINANCIAL LLC 2 7.25% $5,482
The Huntington National Bank 2 6.88% $5,579
Advisors Mortgage Group, L.L.C. 2 6.88% $5,742
Third Federal Savings and Loan Association of Cleveland 2 5.88% $8,564
TJC Mortgage, Inc. 2 6.38% $5,589
TOP FLITE FINANCIAL, INC. 2 6.93% $6,001
TOTAL MORTGAGE SERVICES, LLC 2 6.69% $4,637
USF Federal Credit Union 2 6.81% $4,507
Independent Bank 1 6.88% $4,372
MY MORTGAGE, INC. 1 7.50% $5,509
NATIONS DIRECT MORTGAGE, LLC 1 7.62% $10,383
HOMEXPRESS MORTGAGE CORP. 1 8.50% $16,493
NATIONWIDE MORTGAGE BANKERS, INC. 1 7.38% $9,270
Home Mortgage Alliance Corp 1 6.38% $9,491
HOMEBRIDGE FINANCIAL SERVICES, INC. 1 7.25% $12,738
NETWORK CAPITAL FUNDING CORPORATION 1 7.25% $9,626
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. 1 6.99% $7,819
NexBank 1 6.38% $8,732
ADDITION FINANCIAL 1 6.13% $6,335
HARBORONE MORTGAGE, LLC 1 6.38% $5,389
Associated Credit Union 1 6.50% $2,794
Granite Community Bank 1 7.88% $3,723
Ally Bank 1 6.13% $11,247
PENTAGON FEDERAL CREDIT UNION 1 6.38% $5,357
Peoples Bank 1 6.99% $3,256
PHH Mortgage Corporation 1 5.99% $8,084
PIKE CREEK MORTGAGE SERVICES, INC. 1 6.13% $2,932
Plains Commerce Bank 1 6.25% $7,845
GERSHMAN INVESTMENT CORP. 1 6.63% $6,346
USAA Federal Savings Bank 1 7.63% $6,687
Gateway First Bank 1 6.38% $6,388
PREMIA MORTGAGE, LLC 1 6.38% $5,009
Presidential Bank, FSB 1 6.13% $4,290
FUNDLOANS CAPITAL 1 7.63% $8,802
FIRST HOME MORTGAGE CORPORATION 1 7.25% $5,605
FIRST COLONY MORTGAGE CORPORATION 1 7.13% $7,710
BM Real Estate Services, Inc. 1 7.50% $7,588
ALKAN MORTGAGE CORPORATION 1 6.50% $4,186
Quontic Bank 1 9.13% $13,114
RADIUS FINANCIAL GROUP INC. 1 7.63% $3,255
RAILROAD & INDUSTRIAL 1 6.13% $6,434
Raymond James Bank 1 4.88% $7,204
RBC Bank, (Georgia) 1 5.75% $1,876
EVANSVILLE TEACHERS 1 9.00% $5,570
ATLANTIC BAY MORTGAGE GROUP, L.L.C. 1 7.13% $7,032
Renasant Bank 1 6.63% $10,391
RESIDENTIAL BANCORP 1 7.25% $2,993
EUSTIS AND AMERICAN MORTGAGE COMPANY 1 6.13% $6,816
RUOFF MORTGAGE COMPANY, INC. 1 7.50% $6,525
SCOTT CREDIT UNION 1 5.88% $2,144
AIR ACADEMY 1 6.38% $6,518
Service Federal Credit Union 1 5.75% $3,573
EQUITY RESOURCES, INC. 1 6.50% $7,623
Empower Federal Credit Union 1 6.50% $3,544
VANDERBILT MORTGAGE AND FINANCE, INC. 1 8.50% $10,019
Discover Bank 1 7.40% $0
AgFirst Farm Credit Bank 1 7.38% $10,410
Synovus Bank 1 5.75% $7,406
BETTER MORTGAGE CORPORATION 1 6.50% $3,887
CREDIT UNION MORTGAGE ASSOCIATION, INC. 1 5.88% $3,951
Texana Bank 1 6.63% $8,006
COMPASS MORTGAGE, INC. 1 5.99% $7,177
BAYER HERITAGE 1 5.13% $5,842
CLIFFCO, INC. 1 6.62% $4,689
Washington Trust Bank 1 7.63% $6,472
Baxter Credit Union 1 6.13% $5,101
TIDEWATER MORTGAGE SERVICES, INC. 1 0.00% $0
Bank OZK 1 6.49% $4,272
Wilmington Savings Fund Society, FSB 1 6.88% $3,060
Wolfe Financial, Inc 1 6.49% $8,644
CIBC Bank USA 1 6.88% $7,042
TRIAD FINANCIAL SERVICES, INC. 1 10.73% $5,700
CHURCHILL MORTGAGE CORPORATION 1 6.99% $7,831
ANGEL OAK MORTGAGE SOLUTIONS LLC 1 7.62% $14,183
Union Savings Bank 1 7.25% $20,275
UNITED 1 5.99% $3,356
MASON MCDUFFIE MORTGAGE CORPORATION 1 6.50% $6,338
MEADOWBROOK FINANCIAL MORTGAGE BANKERS CORP. 1 5.38% $9,824
Luxury Mortgage Corp. 1 8.75% $10,312
LOANPEOPLE, LLC 1 6.88% $6,604
United Community Bank 1 6.75% $4,731
MLD MORTGAGE INC. 1 6.88% $10,855
LOANPAL, LLC 1 4.88% $1,784
MORTGAGE CENTER L.C 1 6.00% $4,141
Leader Bank 1 7.13% $6,486
KeyBank 1 6.63% $5,226
MORTGAGEONE, INC. 1 6.38% $5,941
JAX 1 6.00% $2,054
AMERICAN HERITAGE FCU 1 5.99% $2,892
Integrity Home Mortgage Corp 1 7.00% $8,996

HOMOSASSA SPRINGS Average Closing Costs & Other Stats

HOMOSASSA SPRINGS, FL's 207 lenders originated 5,177 loans during 2025. The total origination value was $1,137,865,000, with an average loan value of $219,792.

HOMOSASSA SPRINGS's average closing costs are $6,167.

The top HOMOSASSA SPRINGS lender as defined by loan originations is UNITED WHOLESALE MORTGAGE, LLC, with 173 loans originated. Their average total fees are $7,106, which is $191 lower than the next largest lender, QUICKEN LOANS, LLC.

The lowest fee HOMOSASSA SPRINGS lenders (with over 10 loans originated) are Suncoast Credit Union ($3,825), JPMorgan Chase Bank ($4,355), Bank of America ($4,736), GTE Federal Credit Union ($4,856) and NEWREZ LLC ($5,063).

The lowest rate HOMOSASSA SPRINGS lenders (with over 10 loans originated) are Suncoast Credit Union (5.58%), FBC MORTGAGE, LLC (5.66%), MIDFLORIDA (6.12%), CMG MORTGAGE, INC. (6.13%) and GTE Federal Credit Union (6.26%).

HOMOSASSA SPRINGS, FL Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2024 Loan Value 2025 Loan Value % Change 2025 Market Share
UNITED WHOLESALE MORTGAGE, LLC $89,855,000 $116,600,000 29.8% 10.2%
QUICKEN LOANS, LLC $77,490,000 $79,400,000 2.5% 7.0%
Brannen Bank $63,240,000 $60,825,000 -3.8% 5.3%
Suncoast Credit Union $30,275,000 $42,915,000 41.8% 3.8%
Mortgage Research Center, LLC $34,850,000 $39,070,000 12.1% 3.4%
CROSSCOUNTRY MORTGAGE, LLC $29,360,000 $29,890,000 1.8% 2.6%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $27,205,000 $26,235,000 -3.6% 2.3%
EVERETT FINANCIAL, INC. $23,395,000 $22,280,000 -4.8% 2.0%
PENNYMAC LOAN SERVICES, LLC $10,860,000 $22,150,000 104.0% 1.9%
Regions Bank $16,115,000 $20,670,000 28.3% 1.8%
FREEDOM MORTGAGE CORPORATION $16,775,000 $17,500,000 4.3% 1.5%
NEWREZ LLC $9,665,000 $16,875,000 74.6% 1.5%
NAVY FEDERAL CREDIT UNION $13,000,000 $15,350,000 18.1% 1.3%
Truist $12,995,000 $15,300,000 17.7% 1.3%
CMG MORTGAGE, INC. $11,130,000 $12,635,000 13.5% 1.1%
BROKER SOLUTIONS, INC. $6,300,000 $11,670,000 85.2% 1.0%
MIDFLORIDA $6,870,000 $11,650,000 69.6% 1.0%
INSPIRE HOME LOANS INC. $14,790,000 $11,485,000 -22.3% 1.0%
MOVEMENT MORTGAGE, LLC $6,190,000 $10,785,000 74.2% 0.9%
UNION HOME MORTGAGE CORP. $9,485,000 $10,245,000 8.0% 0.9%
Bank of America $11,020,000 $9,405,000 -14.7% 0.8%
21ST MORTGAGE CORPORATION $8,700,000 $9,235,000 6.1% 0.8%
Seacoast National Bank $7,450,000 $8,505,000 14.2% 0.7%
AMERICAN FINANCIAL RESOURCES, INC. $5,895,000 $8,295,000 40.7% 0.7%
DHI MORTGAGE COMPANY, LTD. $4,635,000 $8,180,000 76.5% 0.7%
Equity Prime Mortgage LLC $6,400,000 $7,940,000 24.1% 0.7%
Wells Fargo Bank $7,660,000 $7,925,000 3.5% 0.7%
THE MORTGAGE FIRM, INC. $7,810,000 $7,630,000 -2.3% 0.7%
TD Bank $5,675,000 $7,500,000 32.2% 0.7%
FBC MORTGAGE, LLC $7,750,000 $7,285,000 -6.0% 0.6%
AMERICAN FINANCIAL NETWORK, INC. $7,665,000 $6,960,000 -9.2% 0.6%
METROPLEX MORTGAGE SERVICES, INC. $4,220,000 $6,795,000 61.0% 0.6%
The Loan Store, Inc. $5,840,000 $6,680,000 14.4% 0.6%
ZILLOW HOME LOANS, LLC $3,015,000 $6,435,000 113.4% 0.6%
GUARANTEED RATE, INC. $3,245,000 $6,190,000 90.8% 0.5%
LOANDEPOT.COM, LLC $10,020,000 $6,060,000 -39.5% 0.5%
Ameris Bank $9,925,000 $6,050,000 -39.0% 0.5%
SUCCESS MORTGAGE PARTNERS, INC. $4,450,000 $5,920,000 33.0% 0.5%
NEW DAY FINANCIAL, LLC $2,620,000 $5,830,000 122.5% 0.5%
Century Mortgage Company DBA Century Lending Company $5,115,000 $5,800,000 13.4% 0.5%
PRIMELENDING, A PLAINSCAPITAL COMPANY $2,615,000 $5,640,000 115.7% 0.5%
Capital City Home Loans, LLC $6,730,000 $5,560,000 -17.4% 0.5%
MORTGAGE FINANCIAL GROUP, INC. $2,715,000 $5,515,000 103.1% 0.5%
AMERICAN HERITAGE LENDING, INC. $2,655,000 $5,415,000 104.0% 0.5%
Mr. Cooper ( Nationstar Mortgage ) $6,000,000 $5,255,000 -12.4% 0.5%
Commerce Home Mortgage, Inc. $1,345,000 $5,185,000 285.5% 0.5%
JPMorgan Chase Bank $4,530,000 $5,085,000 12.3% 0.4%
GUILD MORTGAGE COMPANY $4,140,000 $5,045,000 21.9% 0.4%
Prosperity Home Mortgage, LLC $4,745,000 $5,000,000 5.4% 0.4%
PLANET HOME LENDING, LLC $1,655,000 $4,950,000 199.1% 0.4%
Alcova Mortgage LLC $1,175,000 $4,925,000 319.1% 0.4%
Hometown Equity Mortgage, LLC $460,000 $4,740,000 930.4% 0.4%
PNC Bank $1,690,000 $4,305,000 154.7% 0.4%
GTE Federal Credit Union $4,365,000 $4,120,000 -5.6% 0.4%
VILLAGE CAPITAL MORTGAGE $5,315,000 $4,025,000 -24.3% 0.4%
LAKEVIEW LOAN SERVICING, LLC $1,075,000 $3,925,000 265.1% 0.3%
AMERISAVE MORTGAGE CORPORATION $1,840,000 $3,875,000 110.6% 0.3%
FINANCE OF AMERICA REVERSE LLC $2,570,000 $3,860,000 50.2% 0.3%
WALKER & DUNLOP, LLC $3,800,000 n/a 0.3%
Capital City Bank $5,070,000 $3,715,000 -26.7% 0.3%
FIRST COLONY MORTGAGE CORPORATION $2,595,000 $3,485,000 34.3% 0.3%
USAA Federal Savings Bank $5,895,000 $3,345,000 -43.3% 0.3%
A&D Mortgage LLC $535,000 $3,330,000 522.4% 0.3%
Flagstar Bank, FSB $9,245,000 $3,325,000 -64.0% 0.3%
NFM, INC. $2,610,000 $3,290,000 26.1% 0.3%
MUTUAL OF OMAHA MORTGAGE, INC. $4,630,000 $3,280,000 -29.2% 0.3%
AMERICAN PACIFIC MORTGAGE CORPORATION $2,215,000 $3,205,000 44.7% 0.3%
U.S. Bank $2,890,000 $3,155,000 9.2% 0.3%
HOMEBRIDGE FINANCIAL SERVICES, INC. $2,625,000 $3,130,000 19.2% 0.3%
VAN DYK MORTGAGE CORPORATION $2,870,000 $2,960,000 3.1% 0.3%
Waterstone Mortgage Corporation $6,295,000 $2,910,000 -53.8% 0.3%
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $835,000 $2,905,000 247.9% 0.3%
Citizens First Bank $805,000 $2,880,000 257.8% 0.3%
CAMPUS USA $1,510,000 $2,855,000 89.1% 0.3%
Plains Commerce Bank $1,905,000 $2,830,000 48.6% 0.2%
Paramount Residential Mortgage Group, Inc. $4,035,000 $2,775,000 -31.2% 0.2%
Carrington Mortgage Services, LLC $2,385,000 $2,725,000 14.3% 0.2%
VYSTAR $660,000 $2,680,000 306.1% 0.2%
PLAZA HOME MORTGAGE, INC. $1,625,000 $2,655,000 63.4% 0.2%
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION $2,770,000 $2,645,000 -4.5% 0.2%
Citadel Servicing Corporation $1,110,000 $2,400,000 116.2% 0.2%
US CENTURY BANK $2,400,000 n/a 0.2%
Figure Lending LLC $1,295,000 $2,385,000 84.2% 0.2%
BancorpSouth $2,710,000 $2,360,000 -12.9% 0.2%
NBKC BANK $1,145,000 $2,355,000 105.7% 0.2%
TOP FLITE FINANCIAL, INC. $2,595,000 $2,300,000 -11.4% 0.2%
AFFORDABLE MORTGAGE ADVISORS, LLC. $1,880,000 $2,295,000 22.1% 0.2%
JMAC LENDING, INC. $1,230,000 $2,285,000 85.8% 0.2%
SUN WEST MORTGAGE COMPANY, INC. $2,110,000 $2,230,000 5.7% 0.2%
Cornerstone First Mortgage, Inc $2,195,000 n/a 0.2%
Nations Lending Corporation $1,620,000 $2,195,000 35.5% 0.2%
South State Bank $3,650,000 $2,190,000 -40.0% 0.2%
FLORIDA $3,175,000 $2,125,000 -33.1% 0.2%
First Federal Bank $3,640,000 $2,120,000 -41.8% 0.2%
OCMBC, INC. $1,290,000 $2,120,000 64.3% 0.2%
AmeriHome Mortgage Company, LLC $565,000 $2,100,000 271.7% 0.2%
The Federal Savings Bank $560,000 $2,005,000 258.0% 0.2%
LAKE MICHIGAN CREDIT UNION $320,000 $2,000,000 525.0% 0.2%
Barrington Bank & Trust Company, N.A. $2,305,000 $1,980,000 -14.1% 0.2%
Morgan Stanley Private Bank $1,710,000 $1,975,000 15.5% 0.2%
Third Federal Savings and Loan Association of Cleveland $2,365,000 $1,930,000 -18.4% 0.2%
Sierra Pacific Mortgage Company, Inc. $4,805,000 $1,920,000 -60.0% 0.2%
GUARANTEED RATE AFFINITY, LLC $735,000 $1,870,000 154.4% 0.2%
PRIMARY RESIDENTIAL MORTGAGE, INC. $2,985,000 $1,840,000 -38.4% 0.2%
TOWNE MORTGAGE COMPANY $2,640,000 $1,830,000 -30.7% 0.2%
K. HOVNANIAN AMERICAN MORTGAGE, L.L.C. $1,795,000 n/a 0.2%
LEADERONE FINANCIAL CORPORATION $595,000 $1,790,000 200.8% 0.2%
LENDINGHOME FUNDING CORPORATION $1,720,000 $1,785,000 3.8% 0.2%
PHH Mortgage Corporation $745,000 $1,785,000 139.6% 0.2%
SPRING EQ, LLC $575,000 $1,750,000 204.3% 0.2%
MID AMERICA MORTGAGE, INC. $1,860,000 $1,700,000 -8.6% 0.1%
Keystone Funding, Inc. $280,000 $1,675,000 498.2% 0.1%
ANGEL OAK MORTGAGE SOLUTIONS LLC $1,755,000 $1,615,000 -8.0% 0.1%
LIMA ONE CAPITAL, LLC $2,475,000 $1,605,000 -35.2% 0.1%
Hancock Whitney Bank $760,000 $1,600,000 110.5% 0.1%
NEXERA HOLDING LLC $310,000 $1,595,000 414.5% 0.1%
Citizens Bank $1,155,000 $1,515,000 31.2% 0.1%
EMBRACE HOME LOANS, INC. $2,220,000 $1,490,000 -32.9% 0.1%
LOANPAL, LLC $750,000 $1,485,000 98.0% 0.1%
Advisors Mortgage Group, L.L.C. $1,455,000 n/a 0.1%
FIRST COMMUNITY MORTGAGE, INC. $1,735,000 $1,445,000 -16.7% 0.1%
NATIONWIDE MORTGAGE BANKERS, INC. $530,000 $1,445,000 172.6% 0.1%
CARDINAL FINANCIAL $4,600,000 $1,440,000 -68.7% 0.1%
ACHIEVA CREDIT UNION $985,000 $1,420,000 44.2% 0.1%
MILLENNIUM BANK $1,405,000 n/a 0.1%
MORTGAGE SOLUTIONS OF COLORADO, LLC $725,000 $1,340,000 84.8% 0.1%
MORTGAGE EQUITY PARTNERS LLC $2,130,000 $1,330,000 -37.6% 0.1%
First Heritage Mortgage, LLC $225,000 $1,290,000 473.3% 0.1%
AMWEST FUNDING CORP. $710,000 $1,280,000 80.3% 0.1%
SECURITYNATIONAL MORTGAGE COMPANY $530,000 $1,280,000 141.5% 0.1%
United Southern Bank $105,000 $1,260,000 1,100.0% 0.1%
The Huntington National Bank $380,000 $1,240,000 226.3% 0.1%
Ixonia Bank $1,845,000 $1,205,000 -34.7% 0.1%
MLD MORTGAGE INC. $1,205,000 n/a 0.1%
Fifth Third Bank $1,845,000 $1,190,000 -35.5% 0.1%
EMM LOANS LLC $475,000 $1,185,000 149.5% 0.1%
MEADOWBROOK FINANCIAL MORTGAGE BANKERS CORP. $305,000 $1,160,000 280.3% 0.1%
Marine Bank & Trust Company $1,155,000 n/a 0.1%
HOMEXPRESS MORTGAGE CORP. $420,000 $1,150,000 173.8% 0.1%
LENDSURE MORTGAGE CORP. $175,000 $1,145,000 554.3% 0.1%
LENDINGONE, LLC $535,000 $1,105,000 106.5% 0.1%
AMERITRUST MORTGAGE CORPORATION $235,000 $1,100,000 368.1% 0.1%
GENEVA FINANCIAL, LLC $2,385,000 $1,085,000 -54.5% 0.1%
DEEPHAVEN MORTGAGE LLC $1,320,000 $1,075,000 -18.6% 0.1%
DFCU FINANCIAL $245,000 $1,070,000 336.7% 0.1%
CHURCHILL MORTGAGE CORPORATION $630,000 $1,065,000 69.0% 0.1%
RELIANCE FIRST CAPITAL, LLC $460,000 $1,020,000 121.7% 0.1%
PENTAGON FEDERAL CREDIT UNION $1,895,000 $1,015,000 -46.4% 0.1%
Wauchula State Bank $1,005,000 n/a 0.1%
Coastal Community Bank $490,000 $980,000 100.0% 0.1%
ABSOLUTE HOME MORTGAGE CORPORATION $615,000 $970,000 57.7% 0.1%
AMERICAN FINANCING CORPORATION $645,000 $970,000 50.4% 0.1%
LENOX FINANCIAL MORTGAGE CORPORATION $165,000 $960,000 481.8% 0.1%
VANDERBILT MORTGAGE AND FINANCE, INC. $1,060,000 $960,000 -9.4% 0.1%
SPACE COAST Credit Union $360,000 $940,000 161.1% 0.1%
Bell Bank $1,165,000 $900,000 -22.7% 0.1%
First National Bank of Pennsylvania $1,300,000 $860,000 -33.8% 0.1%
Raymond James Bank $1,600,000 $845,000 -47.2% 0.1%
ARK-LA-TEX FINANCIAL SERVICES, LLC. $2,020,000 $830,000 -58.9% 0.1%
RF Renovo Management Company, LLC $350,000 $825,000 135.7% 0.1%
Pathway Bank $805,000 n/a 0.1%
TJC Mortgage, Inc. $925,000 $785,000 -15.1% 0.1%
CREDIT HUMAN FEDERAL CREDIT UNION $570,000 $775,000 36.0% 0.1%
PIKE CREEK MORTGAGE SERVICES, INC. $760,000 n/a 0.1%
BAY EQUITY LLC $850,000 $755,000 -11.2% 0.1%
GERSHMAN INVESTMENT CORP. $245,000 $745,000 204.1% 0.1%
Mortgage Assurance Inc. $205,000 $730,000 256.1% 0.1%
TRIAD FINANCIAL SERVICES, INC. $670,000 $710,000 6.0% 0.1%
HOMESIDE FINANCIAL, LLC $3,355,000 $705,000 -79.0% 0.1%
ALKAN MORTGAGE CORPORATION $310,000 $695,000 124.2% 0.1%
COMPASS MORTGAGE, INC. $255,000 $680,000 166.7% 0.1%
SFMC, LP $675,000 n/a 0.1%
PROVIDENT FUNDING ASSOCIATES, L.P. $1,810,000 $665,000 -63.3% 0.1%
First Horizon Bank $380,000 $655,000 72.4% 0.1%
Leader Bank $650,000 n/a 0.1%
AMERICAN BANCSHARES MORTGAGE $3,820,000 $640,000 -83.2% 0.1%
Union Savings Bank $635,000 n/a 0.1%
BM Real Estate Services, Inc. $625,000 n/a 0.1%
Charles Schwab Bank, SSB $265,000 $620,000 134.0% 0.1%
HOMEOWNERS FINANCIAL GROUP USA, LLC $610,000 n/a 0.1%
EQUITY RESOURCES, INC. $325,000 $605,000 86.2% 0.1%
Bank of England $595,000 n/a 0.1%
TIDEWATER MORTGAGE SERVICES, INC. $415,000 $595,000 43.4% 0.1%
ATLANTIC BAY MORTGAGE GROUP, L.L.C. $3,205,000 $590,000 -81.6% 0.1%
Stifel Bank and Trust $510,000 $590,000 15.7% 0.1%
Loan Simple, Inc. $675,000 $580,000 -14.1% 0.1%
POINT Mortgage $565,000 n/a 0.0%
BETTER MORTGAGE CORPORATION $555,000 $560,000 0.9% 0.0%
LEGEND LENDING CORPORATION $395,000 $560,000 41.8% 0.0%
AgFirst Farm Credit Bank $85,000 $545,000 541.2% 0.0%
Renasant Bank $545,000 n/a 0.0%
Toyota Financial Savings Bank $535,000 n/a 0.0%
USF Federal Credit Union $530,000 n/a 0.0%
FAIRWINDS CREDIT UNION $265,000 $525,000 98.1% 0.0%
Mid-Continent Funding, Inc. $1,100,000 $525,000 -52.3% 0.0%
Centennial Bank $520,000 n/a 0.0%
EVANSVILLE TEACHERS $510,000 n/a 0.0%
ADDITION FINANCIAL $505,000 n/a 0.0%
AIR ACADEMY $505,000 n/a 0.0%
INTERNATIONAL CITY MORTGAGE, INC. $475,000 n/a 0.0%
Discover Bank $2,175,000 $470,000 -78.4% 0.0%
T2 FINANCIAL LLC $265,000 $465,000 75.5% 0.0%
NATIONS DIRECT MORTGAGE, LLC $460,000 n/a 0.0%
Armed Forces Bank $535,000 $455,000 -15.0% 0.0%
Meridian Bank Corporation $445,000 n/a 0.0%
CLEARPATH LENDING $410,000 $420,000 2.4% 0.0%
ROYAL UNITED MORTGAGE LLC $565,000 $420,000 -25.7% 0.0%
American Mortgage & Equity Consultants, Inc. $2,220,000 $415,000 -81.3% 0.0%
COMMUNITY CREDIT UNION OF FLORIDA $795,000 $415,000 -47.8% 0.0%
First-Citizens Bank & Trust Company $245,000 $410,000 67.3% 0.0%
TEACHERS $75,000 $410,000 446.7% 0.0%
TOTAL MORTGAGE SERVICES, LLC $410,000 n/a 0.0%
Bethpage Federal Credit Union $555,000 $390,000 -29.7% 0.0%
Independent Bank $390,000 n/a 0.0%
Legacy Home Loans, LLC $385,000 n/a 0.0%
STOCKTON MORTGAGE CORPORATION $1,865,000 $385,000 -79.4% 0.0%
Wolfe Financial, Inc $405,000 $370,000 -8.6% 0.0%
CAPITAL CENTER, L.L.C. $365,000 n/a 0.0%
Atlantic Coast Mortgage, LLC $155,000 $355,000 129.0% 0.0%
Quontic Bank $845,000 $355,000 -58.0% 0.0%
FIRST TECHNOLOGY $350,000 n/a 0.0%
CALCON MUTUAL MORTGAGE LLC $1,145,000 $340,000 -70.3% 0.0%
Midwest Mortgage Associates Corporation $340,000 n/a 0.0%
Empower Federal Credit Union $335,000 n/a 0.0%
GARDNER FINANCIAL SERVICES, LTD. $1,045,000 $335,000 -67.9% 0.0%
Texana Bank $335,000 n/a 0.0%
Baxter Credit Union $130,000 $320,000 146.2% 0.0%
Arvest Bank $315,000 n/a 0.0%
FUNDLOANS CAPITAL $315,000 n/a 0.0%
LONGBRIDGE FINANCIAL, LLC $315,000 n/a 0.0%
Granite Community Bank $305,000 n/a 0.0%
Paramount Bank $185,000 $305,000 64.9% 0.0%
DIRECT MORTGAGE LOANS, LLC $350,000 $295,000 -15.7% 0.0%
MORTGAGEONE, INC. $295,000 n/a 0.0%
M&T Bank $495,000 $295,000 -40.4% 0.0%
Acre Mortgage and Financial Inc $265,000 $285,000 7.5% 0.0%
North Shore Trust and Savings $285,000 n/a 0.0%
THOMPSON KANE & COMPANY, LLC $285,000 n/a 0.0%
1ST FINANCIAL, INC. $335,000 $275,000 -17.9% 0.0%
COUNTRYPLACE MORTGAGE, LTD. $275,000 n/a 0.0%
NETWORK CAPITAL FUNDING CORPORATION $975,000 $275,000 -71.8% 0.0%
Network Funding, L.P. $275,000 n/a 0.0%
First National Bank of America $85,000 $270,000 217.6% 0.0%
RESIDENTIAL BANCORP $145,000 $260,000 79.3% 0.0%
FIRST HOME MORTGAGE CORPORATION $215,000 $255,000 18.6% 0.0%
PREMIA MORTGAGE, LLC $135,000 $255,000 88.9% 0.0%
ITHINK FINANCIAL Credit Union $520,000 $245,000 -52.9% 0.0%
UNITED MORTGAGE CORP $555,000 $245,000 -55.9% 0.0%
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. $235,000 n/a 0.0%
KeyBank $235,000 n/a 0.0%
Luxury Mortgage Corp. $235,000 n/a 0.0%
MILEND, INC. $235,000 n/a 0.0%
NexBank $235,000 n/a 0.0%
Peoples Bank $235,000 n/a 0.0%
BMO Harris Bank $345,000 $230,000 -33.3% 0.0%
Mortgage Lenders Investment Trading Corporation $990,000 $230,000 -76.8% 0.0%
Ally Bank $510,000 $225,000 -55.9% 0.0%
BAYER HERITAGE $225,000 n/a 0.0%
DIRECTIONS EQUITY, LLC $225,000 n/a 0.0%
Integrity Home Mortgage Corp $225,000 n/a 0.0%
MEMBER FIRST MORTGAGE, LLC $225,000 n/a 0.0%
Service Federal Credit Union $225,000 n/a 0.0%
Wilmington Savings Fund Society, FSB $415,000 $225,000 -45.8% 0.0%
First Option Mortgage, LLC $595,000 $215,000 -63.9% 0.0%
PREFERRED LENDING SERVICES, LLC $535,000 $215,000 -59.8% 0.0%
CIBC Bank USA $205,000 n/a 0.0%
CLIFFCO, INC. $205,000 n/a 0.0%
Cornerstone Bank $205,000 n/a 0.0%
RAILROAD & INDUSTRIAL $205,000 n/a 0.0%
HARBORONE MORTGAGE, LLC $195,000 n/a 0.0%
Logan Finance Corporation $205,000 $195,000 -4.9% 0.0%
MASON MCDUFFIE MORTGAGE CORPORATION $195,000 n/a 0.0%
MICHIGAN STATE UNIVERSITY FEDERAL CREDIT UNION $195,000 n/a 0.0%
MLB RESIDENTIAL LENDING, LLC $195,000 n/a 0.0%
WINTERWOOD MORTGAGE GROUP, LLC $195,000 n/a 0.0%
Home Mortgage Alliance Corp $185,000 n/a 0.0%
RUOFF MORTGAGE COMPANY, INC. $435,000 $185,000 -57.5% 0.0%
United Community Bank $530,000 $185,000 -65.1% 0.0%
Washington Trust Bank $185,000 n/a 0.0%
ENVOY MORTGAGE, LTD $1,270,000 $175,000 -86.2% 0.0%
PREMIER MORTGAGE RESOURCES, L.L.C. $175,000 n/a 0.0%
ALLIANT CREDIT UNION $45,000 $170,000 277.8% 0.0%
ALLIED MORTGAGE GROUP, INC. $480,000 $165,000 -65.6% 0.0%
EUSTIS AND AMERICAN MORTGAGE COMPANY $165,000 n/a 0.0%
LOANPEOPLE, LLC $165,000 n/a 0.0%
S1L, Inc. $165,000 n/a 0.0%
VERITAS FUNDING, LLC $165,000 n/a 0.0%
Beeline Loans, Inc. $155,000 n/a 0.0%
TEMPLE VIEW CAPITAL FUNDING, LP $205,000 $155,000 -24.4% 0.0%
TROPICAL FINANCIAL CREDIT UNION $155,000 n/a 0.0%
Truliant Federal Credit Union $155,000 n/a 0.0%
MICHIGAN MUTUAL, INC. $1,635,000 $145,000 -91.1% 0.0%
RADIUS FINANCIAL GROUP INC. $145,000 n/a 0.0%
SCOTT CREDIT UNION $145,000 n/a 0.0%
SOUTHWEST STAGE FUNDING, LLC $300,000 $145,000 -51.7% 0.0%
The Bank of Elk River $145,000 n/a 0.0%
AMERICAN HERITAGE FCU $135,000 n/a 0.0%
CSL Financial, LLC $135,000 n/a 0.0%
Fifth District Savings Bank $135,000 n/a 0.0%
Gateway First Bank $485,000 $135,000 -72.2% 0.0%
MY MORTGAGE, INC. $275,000 $135,000 -50.9% 0.0%
RBC Bank, (Georgia) $295,000 $135,000 -54.2% 0.0%
Bank OZK $125,000 n/a 0.0%
Presidential Bank, FSB $105,000 $125,000 19.0% 0.0%
TRUSTONE FINANCIAL FEDERAL CREDIT UNION $125,000 n/a 0.0%
POLICE & FIRE $120,000 n/a 0.0%
CORNING $235,000 $115,000 -51.1% 0.0%
JAX $115,000 n/a 0.0%
MORTGAGE CENTER L.C $115,000 n/a 0.0%
Synovus Bank $210,000 $115,000 -45.2% 0.0%
COMMUNITYAMERICA $105,000 n/a 0.0%
Elements Financial Federal Credit Union $105,000 n/a 0.0%
KINECTA $105,000 n/a 0.0%
NASA Federal Credit Union $105,000 n/a 0.0%
NOVA FINANCIAL & INVESTMENT CORPORATION $105,000 n/a 0.0%
QUORUM FEDERAL CREDIT UNION $105,000 n/a 0.0%
Superior Credit Union, Inc. $105,000 n/a 0.0%
DIGITAL Federal Credit Union $100,000 n/a 0.0%
CREDIT UNION MORTGAGE ASSOCIATION, INC. $95,000 n/a 0.0%
First Home Bank $95,000 n/a 0.0%
Old National Bank $425,000 $95,000 -77.6% 0.0%
PARTNERS $835,000 $95,000 -88.6% 0.0%
UNITED $95,000 n/a 0.0%
Associated Credit Union $85,000 n/a 0.0%
SunState Federal Credit Union $85,000 $80,000 -5.9% 0.0%
First American Bank $75,000 n/a 0.0%
JUSTICE Federal Credit Union $75,000 n/a 0.0%
LAUNCH FEDERAL CREDIT UNION $75,000 n/a 0.0%
Valley National Bank $255,000 $65,000 -74.5% 0.0%
ATLANTA POSTAL $55,000 n/a 0.0%
Neighborhood Loans, Inc. $45,000 n/a 0.0%
PUBLIX EMPLOYEES $45,000 n/a 0.0%
Tyndall Federal Credit Union $85,000 $35,000 -58.8% 0.0%
WRIGHT PATMAN CONGRESSIONAL FEDERAL CREDIT UNION $35,000 n/a 0.0%

HOMOSASSA SPRINGS's top lender by overall market share is UNITED WHOLESALE MORTGAGE, LLC, with 10.2% market share. In second place, with 7.0%, is QUICKEN LOANS, LLC, having originated $79,400,000 in loans. In third place, with 5.3%, is Brannen Bank, having originated $60,825,000 in loans. In fourth place, with 3.8%, is Suncoast Credit Union, having originated $42,915,000 in loans. In fifth place, with 3.4%, is Mortgage Research Center, LLC, having originated $39,070,000 in loans.


HOMOSASSA SPRINGS Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - HOMOSASSA SPRINGS (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $224,950 (12.9%) $278,771 (13.1%) 0.83 1,135
2018-02-01 $229,575 (15.4%) $278,371 (12.2%) 0.83 1,177
2018-03-01 $230,000 (15.1%) $276,441 (11.2%) 0.81 1,197
2018-04-01 $229,225 (14.7%) $275,590 (10.4%) 0.78 1,204
2018-05-01 $228,425 (13.1%) $273,889 (6.8%) 0.76 1,157
2018-06-01 $225,000 (9.8%) $275,133 (6.6%) 0.75 1,107
2018-07-01 $224,900 (12.8%) $272,808 (5.8%) 0.75 1,110
2018-08-01 $223,125 (14.2%) $268,676 (5.0%) 0.75 1,138
2018-09-01 $224,900 (15.3%) $274,809 (6.8%) 0.76 1,174
2018-10-01 $224,950 (13.1%) $274,484 (4.8%) 0.76 1,243
2018-11-01 $224,900 (9.7%) $273,758 (2.9%) 0.76 1,300
2018-12-01 $219,900 (0.8%) $263,609 (-4.3%) 0.76 1,389
2019-01-01 $219,900 (-2.2%) $262,622 (-5.8%) 0.76 1,403
2019-02-01 $213,325 (-7.1%) $268,041 (-3.7%) 0.72 1,433
2019-03-01 $216,564 (-5.8%) $273,210 (-1.2%) 0.71 1,388
2019-04-01 $218,175 (-4.8%) $275,116 (-0.2%) 0.69 1,306
2019-05-01 $217,450 (-4.8%) $271,755 (-0.8%) 0.68 1,234
2019-06-01 $219,900 (-2.3%) $273,124 (-0.7%) 0.69 1,136
2019-07-01 $214,950 (-4.4%) $265,140 (-2.8%) 0.67 1,102
2019-08-01 $212,591 (-4.7%) $267,106 (-0.6%) 0.67 1,068
2019-09-01 $216,477 (-3.8%) $271,486 (-1.2%) 0.69 1,063
2019-10-01 $219,068 (-2.6%) $276,606 (0.8%) 0.71 1,059
2019-11-01 $220,000 (-2.2%) $286,819 (4.8%) 0.72 1,062
2019-12-01 $219,500 (-0.2%) $287,306 (9.0%) 0.73 1,068
2020-01-01 $220,000 (0.1%) $288,169 (9.7%) 0.74 1,050
2020-02-01 $219,950 (3.1%) $284,953 (6.3%) 0.72 1,053
2020-03-01 $224,900 (3.9%) $293,830 (7.6%) 0.71 992
2020-04-01 $219,900 (0.8%) $289,314 (5.2%) 0.69 924
2020-05-01 $224,900 (3.4%) $298,460 (9.8%) 0.68 823
2020-06-01 $221,013 (0.5%) $295,815 (8.3%) 0.65 697
2020-07-01 $230,925 (7.4%) $312,487 (17.9%) 0.67 600
2020-08-01 $229,900 (8.1%) $309,860 (16.0%) 0.66 533
2020-09-01 $230,975 (6.7%) $320,811 (18.2%) 0.66 492
2020-10-01 $235,250 (7.4%) $314,721 (13.8%) 0.67 564
2020-11-01 $234,950 (6.8%) $311,424 (8.6%) 0.69 585
2020-12-01 $238,750 (8.8%) $329,546 (14.7%) 0.71 572
2021-01-01 $239,900 (9.1%) $335,770 (16.5%) 0.72 465
2021-02-01 $248,900 (13.2%) $377,274 (32.4%) 0.72 393
2021-03-01 $249,475 (10.9%) $390,486 (32.9%) 0.71 297
2021-04-01 $251,100 (14.2%) $377,127 (30.4%) 0.68 286
2021-05-01 $249,900 (11.1%) $398,408 (33.5%) 0.66 268
2021-06-01 $264,250 (19.6%) $401,526 (35.7%) 0.70 296
2021-07-01 $275,000 (19.1%) $408,716 (30.8%) 0.73 331
2021-08-01 $274,700 (19.5%) $411,121 (32.7%) 0.73 381
2021-09-01 $267,350 (15.8%) $408,761 (27.4%) 0.71 391
2021-10-01 $278,375 (18.3%) $418,069 (32.8%) 0.74 418
2021-11-01 $296,773 (26.3%) $436,646 (40.2%) 0.79 413
2021-12-01 $299,950 (25.6%) $445,120 (35.1%) 0.81 414
2022-01-01 $309,450 (29.0%) $462,183 (37.7%) 0.84 353
2022-02-01 $309,975 (24.5%) $467,543 (23.9%) 0.81 321
2022-03-01 $313,500 (25.7%) $462,616 (18.5%) 0.78 294
2022-04-01 $317,350 (26.4%) $433,865 (15.0%) 0.76 317
2022-05-01 $313,750 (25.6%) $424,159 (6.5%) 0.72 403
2022-06-01 $339,125 (28.3%) $456,400 (13.7%) 0.76 491
2022-07-01 $335,000 (21.8%) $435,160 (6.5%) 0.75 617
2022-08-01 $329,125 (19.8%) $408,628 (-0.6%) 0.76 657
2022-09-01 $319,325 (19.4%) $399,548 (-2.3%) 0.75 686
2022-10-01 $329,950 (18.5%) $409,196 (-2.1%) 0.78 741
2022-11-01 $327,250 (10.3%) $400,127 (-8.4%) 0.79 887
2022-12-01 $319,925 (6.7%) $390,272 (-12.3%) 0.79 938
2023-01-01 $321,313 (3.8%) $389,814 (-15.7%) 0.80 897
2023-02-01 $329,988 (6.5%) $400,165 (-14.4%) 0.80 861
2023-03-01 $332,475 (6.1%) $399,914 (-13.6%) 0.78 864
2023-04-01 $325,000 (2.4%) $395,965 (-8.7%) 0.76 832
2023-05-01 $324,950 (3.6%) $400,316 (-5.6%) 0.74 813
2023-06-01 $327,450 (-3.4%) $414,711 (-9.1%) 0.74 800
2023-07-01 $329,950 (-1.5%) $409,625 (-5.9%) 0.75 800
2023-08-01 $340,731 (3.5%) $414,244 (1.4%) 0.78 823
2023-09-01 $340,000 (6.5%) $414,749 (3.8%) 0.79 829
2023-10-01 $345,425 (4.7%) $415,283 (1.5%) 0.81 900
2023-11-01 $339,900 (3.9%) $409,366 (2.3%) 0.81 1,048
2023-12-01 $339,000 (6.0%) $409,102 (4.8%) 0.83 1,109
2024-01-01 $329,900 (2.7%) $400,867 (2.8%) 0.81 1,111
2024-02-01 $330,075 (0.0%) $403,422 (0.8%) 0.79 1,170
2024-03-01 $329,900 (-0.8%) $419,281 (4.8%) 0.78 1,237
2024-04-01 $332,450 (2.3%) $406,349 (2.6%) 0.77 1,242
2024-05-01 $332,450 (2.3%) $409,908 (2.4%) 0.76 1,242
2024-06-01 $324,925 (-0.8%) $411,923 (-0.7%) 0.74 1,322
2024-07-01 $325,000 (-1.5%) $416,953 (1.8%) 0.74 1,339
2024-08-01 $325,000 (-4.6%) $417,169 (0.7%) 0.76 1,405
2024-09-01 $329,925 (-3.0%) $414,018 (-0.2%) 0.78 1,371
2024-10-01 $322,500 (-6.6%) $400,590 (-3.5%) 0.76 1,340
2024-11-01 $320,000 (-5.9%) $397,317 (-2.9%) 0.77 1,414
2024-12-01 $320,995 (-5.3%) $396,236 (-3.2%) 0.80 1,485
2025-01-01 $325,000 (-1.5%) $404,102 (0.8%) 0.81 1,481
2025-02-01 $322,450 (-2.3%) $399,972 (-0.9%) 0.78 1,604
2025-03-01 $319,900 (-3.0%) $394,062 (-6.0%) 0.75 1,672
2025-04-01 $319,900 (-3.8%) $395,139 (-2.8%) 0.74 1,785
2025-05-01 $317,425 (-4.5%) $393,860 (-3.9%) 0.72 1,853
2025-06-01 $316,888 (-2.5%) $395,032 (-4.1%) 0.72 1,832
2025-07-01 $312,400 (-3.9%) $392,973 (-5.8%) 0.71 1,800
2025-08-01 $312,475 (-3.9%) $392,653 (-5.9%) 0.73 1,797
2025-09-01 $314,250 (-4.8%) $392,509 (-5.2%) 0.74 1,799
2025-10-01 $309,450 (-4.1%) $389,727 (-2.7%) 0.73 1,817
2025-11-01 $307,875 (-3.8%) $390,940 (-1.6%) 0.74 1,830
2025-12-01 $307,925 (-4.1%) $392,640 (-0.9%) 0.77 1,818
2026-01-01 $307,725 (-5.3%) $391,296 (-3.2%) 0.77 1,746
2026-02-01 $307,500 (-4.6%) $390,146 (-2.5%) 0.76 1,815
2026-03-01 $305,025 (-4.7%) $392,255 (-0.5%) 0.73 1,798
2026-04-01 $301,413 (-5.8%) $390,389 (-1.2%) 0.71 1,767
2026-05-01 $299,900 (-5.5%) $391,327 (-0.6%) 0.70 1,731
2026-06-01 $299,900 (-5.4%) $389,252 (-1.5%) 0.70 1,697
2026-07-01 $298,500 (-4.5%) $383,309 (-2.5%) 0.70 1,663
2026-08-01 $299,000 (-4.3%) $385,451 (-1.8%) 0.70 1,589
2026-09-01 $299,950 (-4.6%) $390,036 (-0.6%) 0.00 1,529
2026-10-01 $305,325 (-1.3%) $390,065 (0.1%) 0.00 1,552
HOMOSASSA SPRINGS's median listing price for 2026-10-01 was $305,325, a difference of $-4,125 (-1.3%) versus the prior year and $5,375 versus the prior month.

HOMOSASSA SPRINGS's median listing price comes in at 0% of the national average.

HOMOSASSA SPRINGS's average listing price for 2026-10-01 was $390,065, a difference of $338 (0.1%) versus the prior year and $29 versus the prior month.

For the 2026-10-01 period, HOMOSASSA SPRINGS had 1,552 MLS listings, a difference of 23 listings (2%) versus the prior month and -265 listings (-15%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - HOMOSASSA SPRINGS (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 75 days 1,869 sqft
2018-02-01 75 days 1,875 sqft
2018-03-01 66 days 1,884 sqft
2018-04-01 66 days 1,857 sqft
2018-05-01 68 days 1,848 sqft
2018-06-01 68 days 1,846 sqft
2018-07-01 72 days 1,831 sqft
2018-08-01 73 days 1,831 sqft
2018-09-01 74 days 1,830 sqft
2018-10-01 70 days 1,838 sqft
2018-11-01 69 days 1,841 sqft
2018-12-01 72 days 1,815 sqft
2019-01-01 79 days 1,822 sqft
2019-02-01 76 days 1,814 sqft
2019-03-01 74 days 1,808 sqft
2019-04-01 74 days 1,802 sqft
2019-05-01 75 days 1,795 sqft
2019-06-01 79 days 1,808 sqft
2019-07-01 79 days 1,789 sqft
2019-08-01 77 days 1,772 sqft
2019-09-01 74 days 1,773 sqft
2019-10-01 72 days 1,773 sqft
2019-11-01 68 days 1,817 sqft
2019-12-01 72 days 1,812 sqft
2020-01-01 75 days 1,816 sqft
2020-02-01 75 days 1,819 sqft
2020-03-01 70 days 1,829 sqft
2020-04-01 77 days 1,819 sqft
2020-05-01 89 days 1,819 sqft
2020-06-01 90 days 1,812 sqft
2020-07-01 66 days 1,823 sqft
2020-08-01 65 days 1,777 sqft
2020-09-01 61 days 1,746 sqft
2020-10-01 49 days 1,762 sqft
2020-11-01 50 days 1,727 sqft
2020-12-01 53 days 1,734 sqft
2021-01-01 61 days 1,726 sqft
2021-02-01 49 days 1,734 sqft
2021-03-01 42 days 1,709 sqft
2021-04-01 46 days 1,690 sqft
2021-05-01 40 days 1,656 sqft
2021-06-01 34 days 1,670 sqft
2021-07-01 37 days 1,706 sqft
2021-08-01 37 days 1,705 sqft
2021-09-01 41 days 1,706 sqft
2021-10-01 50 days 1,673 sqft
2021-11-01 46 days 1,762 sqft
2021-12-01 47 days 1,732 sqft
2022-01-01 47 days 1,725 sqft
2022-02-01 37 days 1,713 sqft
2022-03-01 36 days 1,698 sqft
2022-04-01 32 days 1,681 sqft
2022-05-01 30 days 1,679 sqft
2022-06-01 30 days 1,743 sqft
2022-07-01 35 days 1,739 sqft
2022-08-01 44 days 1,714 sqft
2022-09-01 48 days 1,707 sqft
2022-10-01 52 days 1,726 sqft
2022-11-01 50 days 1,719 sqft
2022-12-01 60 days 1,690 sqft
2023-01-01 72 days 1,700 sqft
2023-02-01 70 days 1,712 sqft
2023-03-01 55 days 1,714 sqft
2023-04-01 54 days 1,690 sqft
2023-05-01 54 days 1,693 sqft
2023-06-01 52 days 1,722 sqft
2023-07-01 56 days 1,720 sqft
2023-08-01 57 days 1,732 sqft
2023-09-01 58 days 1,726 sqft
2023-10-01 58 days 1,740 sqft
2023-11-01 53 days 1,706 sqft
2023-12-01 60 days 1,699 sqft
2024-01-01 70 days 1,698 sqft
2024-02-01 63 days 1,702 sqft
2024-03-01 57 days 1,691 sqft
2024-04-01 64 days 1,690 sqft
2024-05-01 66 days 1,687 sqft
2024-06-01 64 days 1,672 sqft
2024-07-01 66 days 1,672 sqft
2024-08-01 72 days 1,676 sqft
2024-09-01 73 days 1,676 sqft
2024-10-01 77 days 1,662 sqft
2024-11-01 79 days 1,654 sqft
2024-12-01 75 days 1,681 sqft
2025-01-01 75 days 1,686 sqft
2025-02-01 73 days 1,686 sqft
2025-03-01 63 days 1,681 sqft
2025-04-01 67 days 1,688 sqft
2025-05-01 71 days 1,690 sqft
2025-06-01 78 days 1,685 sqft
2025-07-01 85 days 1,664 sqft
2025-08-01 85 days 1,674 sqft
2025-09-01 85 days 1,689 sqft
2025-10-01 85 days 1,685 sqft
2025-11-01 86 days 1,687 sqft
2025-12-01 92 days 1,707 sqft
2026-01-01 95 days 1,695 sqft
2026-02-01 92 days 1,697 sqft
2026-03-01 75 days 1,703 sqft
2026-04-01 77 days 1,701 sqft
2026-05-01 78 days 1,685 sqft
2026-06-01 78 days 1,702 sqft
2026-07-01 80 days 1,692 sqft
2026-08-01 82 days 1,694 sqft
2026-09-01 0 days 1,720 sqft
2026-10-01 0 days 1,720 sqft
HOMOSASSA SPRINGS's median listing age (time on market) for 2026-10-01 was 0 days. This is -100% shorter than the same period one year ago.

HOMOSASSA SPRINGS's median square footage for active listings during the 2026-10-01 period was 1,720 sqft. One year prior, the average listing was 1,685 sqft.

HOMOSASSA SPRINGS, FL Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 3,054 $784,800,000 $256,974
Cash Out Refi 676 $130,620,000 $193,225
Refi 604 $138,910,000 $229,983
Other 483 $49,545,000 $102,578
Home Improvement 358 $33,510,000 $93,603
NA 2 $480,000 $240,000

Homosassa Springs's most frequently cited loan purpose was Home Purchase, with 3,054 originations. The 2nd most popular reason was Cash Out Refi, with 676 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
6-7% 2,224 $532,970,000 $239,645
5-6% 907 $237,045,000 $261,351
7-8% 897 $172,995,000 $192,860
Over 8% 587 $64,525,000 $109,923
4-5% 234 $46,700,000 $199,573
<2.5% 66 $990,000 $15,000
3-4% 44 $10,460,000 $237,727
2.5-3% 2 $450,000 $225,000

During 2025, Homosassa Springs's most frequently originated rate bucket was 6-7%, with 2,224 originations.

Loan Sizing (HOMOSASSA SPRINGS, FL MSA)

Loan Size Originations Total Value Average Loan
$200k-400k 2,218 $602,170,000 $271,492
$100k-200k 1,511 $232,555,000 $153,908
$100,000 or less 989 $51,665,000 $52,240
$400k-600k 364 $170,480,000 $468,352
$600k-1000k 74 $52,390,000 $707,973
$Over $1MM 21 $28,605,000 $1,362,143

HOMOSASSA SPRINGS's loan sizing saw the bucket of loans from $200k-400k with 2,218 originations, totaling $602,170,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 2,037 $561,055,000 $275,432
60-80% 1,049 $261,895,000 $249,662
Under 20% 616 $27,610,000 $44,821
20-40% 587 $63,925,000 $108,901
40-60% 495 $98,015,000 $198,010
Over 100% 72 $25,280,000 $351,111

HOMOSASSA SPRINGS's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 2,037 originations, totaling $561,055,000 in origination value.