D. L. Evans Bank Mortgage Rates, Fees & Info

Burley, ID

LEI: 254900XRQ4U9ABU6F580

Tax ID: 82-0117415

Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

Jump to:

  • SimulatedRates™
  • Mortgage Calculator

    • Mortgage Data

  • Originations
  • Top Markets
  • Product Mix
  • Loan Reason
  • Typical Rates
  • Loan Sizes
  • Dwelling Types
  • Similar Lenders
  • Loan Length
  • Loan to Value Info
  • Debt-to-Income
  • Applicant Income
  • Ethnicity Info
  • Approval & Pick Rates
  • Points and Fees
  • Origination Fees (Closing Costs)

    • Bank Data

  • Branches
  • Income
  • Loan Types
  • Deposit Mix
  • Loan Performance
  • Assets
  • Business Loans

    • Review & Overview

    D. L. Evans Bank is a smaller bank specializing in Home Purchase loans. D. L. Evans Bank has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Boise City, Twin Falls, Burley, Hailey, and Pocatello among others. We have data for 22 markets. (Some data included below & more in-depth data is available with an active subscription.)

    D. L. Evans Bank has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. D. L. Evans Bank is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

    We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

    Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

    Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

    SimulatedRates™

    Mortgage Type     		Simulated Rate Simulation Date
    Home Equity Line of Credit (HELOC) 6.27% 11/21/24
    30 Year Conventional Purchase 6.54% 11/21/24
    30 Year Conventional Refi 6.52% 11/21/24
    30 Year Cash-out Refi 6.76% 11/21/24
    30 Year FHA Purchase 6.86% 11/21/24
    30 Year FHA Refi 6.27% 11/21/24
    30 Year VA Purchase 5.68% 11/21/24
    30 Year USDA Purchase 6.58% 11/21/24
    15 Year Conventional Purchase 6.76% 11/21/24
    15 Year Conventional Refi 6.92% 11/21/24
    15 Year Cash-out Refi 6.92% 11/21/24
    These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

    D. L. Evans Bank Mortgage Calculator






    Your Estimates

    Estimated Loan Payment: Update the calculator values and click calculate payment!

    This is not an official calculator from D. L. Evans Bank. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

    The default purchase price is the median sales price across the US for 2022Q4, per FRED.


    Originations

    647

    Origination Dollar Volume (All Markets)

    $145,485,000

    Employee count

    418 Show all (10) awards

    Top Markets

    Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

    Market Originations Total Value Average Loan Average Fees Average Rate
    BOISE CITY, ID (FHA|USDA|VA) 196 $49,770,000 $253,929 $4,098 4.35%
    TWIN FALLS, ID (FHA|USDA|VA) 152 $29,410,000 $193,487 $5,065 4.14%
    Burley, ID (FHA|USDA|VA) 96 $15,080,000 $157,083 $3,969 4.64%
    Hailey, ID (FHA|USDA|VA) 40 $12,480,000 $312,000 $3,448 4.62%
    POCATELLO, ID (FHA|USDA|VA) 32 $7,580,000 $236,875 $5,946 4.09%
    Outside of Metro Areas 28 $6,880,000 $245,714 $5,061 4.63%
    IDAHO FALLS, ID (FHA|USDA|VA) 28 $6,610,000 $236,071 $4,642 4.30%
    OGDEN-CLEARFIELD, UT (FHA|USDA|VA) 12 $4,620,000 $385,000 $3,886 4.93%
    Rexburg, ID (FHA|USDA|VA) 18 $4,500,000 $250,000 $4,706 4.56%
    Ontario, OR-ID (FHA|USDA|VA) 20 $3,260,000 $163,000 $4,410 4.28%
    Blackfoot, ID (FHA|USDA|VA) 10 $2,200,000 $220,000 $3,784 5.26%
    KENNEWICK-RICHLAND, WA (FHA|USDA|VA) 1 $495,000 $495,000 $9,999 3.25%
    LOGAN, UT-ID (FHA|USDA|VA) 2 $490,000 $245,000 $4,760 4.12%
    PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 3 $455,000 $151,667 $3,030 3.92%
    Jackson, WY-ID (FHA|USDA|VA) 1 $405,000 $405,000 $9,269 5.00%
    Heber, UT (FHA|USDA|VA) 1 $265,000 $265,000 $2,517 3.88%
    PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 1 $245,000 $245,000 $3,235 3.75%
    Mountain Home, ID (FHA|USDA|VA) 2 $240,000 $120,000 $4,068 4.06%
    La Grande, OR (FHA|USDA|VA) 1 $165,000 $165,000 $2,362 3.63%
    PROVO-OREM, UT (FHA|USDA|VA) 1 $125,000 $125,000 $3,635 4.38%
    Outside of Metro Areas 1 $125,000 $125,000 $3,952 4.99%
    YAKIMA, WA (FHA|USDA|VA) 1 $85,000 $85,000 $3,203 3.49%
    D. L. Evans Bank's top markets include Boise City, Twin Falls, Burley, Hailey, and Pocatello among others.

    Their top states include:
  • Idaho (FHA|USDA|VA)
  • Utah (FHA|USDA|VA)
  • Oregon (FHA|USDA|VA)
  • Washington (FHA|USDA|VA)
  • Arizona (FHA|USDA|VA)

    • Similar Lenders

    We use machine learning to identify the top lenders compared against D. L. Evans Bank based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.

    PIONEER
    Similarity Rank: 168
    FIRST MORTGAGE COMPANY, INC.
    Similarity Rank: 182
    EAST IDAHO Credit Union
    Similarity Rank: 220
    WEBER STATE FEDERAL CREDIT UNION
    Similarity Rank: 329
    UTAH COMMUNITY
    Similarity Rank: 364
    ADVANTAGE PLUS
    Similarity Rank: 408
    CONNECTIONS
    Similarity Rank: 420
    First Utah Bank
    Similarity Rank: 540
    CYPRUS Federal Credit Union
    Similarity Rank: 594
    HOMEAMERICAN MORTGAGE CORPORATION
    Similarity Rank: 782

    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 561 $126,575,000 $225,624 $4,012 4.48%
    FHA 39 $7,825,000 $200,641 $8,026 3.83%
    VA 29 $7,825,000 $269,828 $6,536 3.69%
    USDA 18 $3,260,000 $181,111 $5,818 3.61%

    For 2019, D. L. Evans Bank's most frequently originated type of loan was Conventional, with 561 originations. Their 2nd most popular type was FHA, with 39 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 374 $90,210,000 $241,203 $4,970 4.34%
    Cash Out Refi 129 $26,215,000 $203,217 $4,302 4.19%
    Refi 117 $26,415,000 $225,769 $3,518 4.49%
    Other 18 $1,920,000 $106,667 $2,456 5.43%
    Home Improvement 9 $725,000 $80,556 $2,071 5.20%

    For 2019, D. L. Evans Bank's most frequently cited loan purpose was Home Purchase, with 374 originations. The 2nd most popular reason was Cash Out Refi, with 129 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 454 $108,610,000 $239,229 $4,803 4.16%
    15 Year 91 $17,225,000 $189,286 $3,904 4.46%
    10 Year 69 $11,485,000 $166,449 $452 5.38%
    20 Year 13 $2,905,000 $223,462 $4,289 4.10%
    1 Year 9 $2,815,000 $312,778 $7,185 6.18%
    Other 7 $1,485,000 $212,143 $4,835 5.38%
    5 Year 3 $115,000 $38,333 $941 5.22%
    3 Year 1 $845,000 $845,000 $0 5.49%

    For 2019, D. L. Evans Bank's most frequently cited loan duration was 30 Year, with 454 originations. The 2nd most popular length was 15 Year, with 91 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $<1k 247 $54,895,000 $222,247
    $2k-3k 149 $30,575,000 $205,201
    $1k-2k 108 $15,680,000 $145,185
    $3k-4k 44 $12,540,000 $285,000
    $5k+ 20 $10,710,000 $535,500
    $4k-5k 16 $5,530,000 $345,625

    D. L. Evans Bank's average total fees were $4,803, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 247 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    3-4% 280 $68,230,000 $243,679
    4-5% 236 $50,430,000 $213,686
    5-6% 82 $19,200,000 $234,146
    6-7% 25 $3,485,000 $139,400
    2.5-3% 14 $3,380,000 $241,429
    Over 8% 7 $405,000 $57,857
    7-8% 3 $355,000 $118,333

    During 2019, D. L. Evans Bank's average interest rate for loans was 4.16%, while their most frequently originated rate bucket for loans was 3-4%, with 280 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 250 $67,070,000 $268,280 $5,178 4.16%
    $100k-200k 241 $36,385,000 $150,975 $4,011 4.33%
    $100,000 or less 89 $5,005,000 $56,236 $1,679 5.20%
    $400k-600k 53 $24,415,000 $460,660 $5,872 4.17%
    $600k-1MM 10 $7,930,000 $793,000 $9,685 4.60%
    $1MM+ 4 $4,680,000 $1,170,000 $15,585 4.84%

    2019 saw D. L. Evans Bank place emphasis on $200k-400k loans with 250 originations, totaling $67,070,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $50k-75k 164 $29,660,000 $180,854 $4,205 4.50%
    $50k or less 127 $17,225,000 $135,630 $3,956 4.20%
    $100k-150k 105 $26,825,000 $255,476 $4,645 4.32%
    $75k-100k 99 $22,255,000 $224,798 $4,649 4.33%
    $150k-250k 50 $15,910,000 $318,200 $5,406 4.49%
    $250k+ 36 $15,720,000 $436,667 $6,544 4.30%

    D. L. Evans Bank lent most frequently to those with incomes in the $50k-75k range, with 164 originations. The second most popular income band? $50k or less, with 127 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    30-36% 111 $25,665,000 $231,216 $4,553 4.34%
    20-30% 107 $24,045,000 $224,720 $4,802 4.14%
    <20% 50 $12,060,000 $241,200 $4,154 4.25%
    44% 33 $6,855,000 $207,727 $4,720 4.12%
    37% 30 $6,540,000 $218,000 $4,284 4.44%
    41% 29 $6,395,000 $220,517 $4,479 4.39%
    40% 28 $7,780,000 $277,857 $5,587 4.20%
    42% 27 $4,425,000 $163,889 $4,204 4.37%
    43% 24 $4,320,000 $180,000 $4,190 4.75%
    39% 24 $5,730,000 $238,750 $4,132 4.15%
    46% 22 $5,320,000 $241,818 $4,608 4.22%
    38% 19 $3,765,000 $198,158 $3,485 4.43%
    36% 19 $3,315,000 $174,474 $3,538 4.31%
    48% 18 $3,800,000 $211,111 $4,433 4.40%
    45% 18 $3,900,000 $216,667 $4,030 4.38%
    47% 15 $3,285,000 $219,000 $4,234 4.18%
    49% 15 $3,175,000 $211,667 $5,267 4.11%
    >60% 7 $1,295,000 $185,000 $2,560 5.92%
    50-60% 6 $1,210,000 $201,667 $3,807 5.51%

    D. L. Evans Bank lent most frequently to those with DTI ratios of 30-36%, with 111 originations. The next most common DTI ratio? 20-30%, with 107 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 575 $125,605,000 $218,443 $4,494 4.32%
    Not applicable 26 $9,370,000 $360,385 $0 5.36%
    Not provided 31 $7,145,000 $230,484 $3,815 4.61%
    Asian 9 $1,945,000 $216,111 $3,876 4.31%
    Native Hawaiian or Islander 2 $610,000 $305,000 $5,293 4.87%
    American Indian 2 $410,000 $205,000 $5,041 4.31%
    Black 2 $400,000 $200,000 $6,652 3.88%

    Approval Rates

    Total approvals of all applications
    94.11%

    D. L. Evans Bank has an average approval rate.

    Pick Rate

    Approvals leading to origination
    76.66%

    D. L. Evans Bank has a below average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 647 $145,485,000 $224,861

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    Multifamily:Manufactured 1 $305,000 $305,000
    Multifamily:Site-Built 7 $4,435,000 $633,571
    Single Family (1-4 Units):Manufactured 17 $2,165,000 $127,353
    Single Family (1-4 Units):Site-Built 622 $138,580,000 $222,797

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 47 $6,185,000 $131,596 $2,602 4.59%
    40-60% 109 $26,345,000 $241,697 $4,217 4.26%
    60-80% 261 $65,665,000 $251,590 $4,597 4.50%
    80-100% 181 $42,685,000 $235,829 $5,324 4.06%
    Over 100% 11 $2,745,000 $249,545 $8,666 3.82%
    Under 20% 35 $1,165,000 $33,286 $867 5.47%

    Bank Details

    Branches

    Bank Name Branch Branch Type Deposits (000's)
    D. L. Evans Bank 1014 South Lincoln Jerome, ID 83338 Full Service B&M $61,612
    D. L. Evans Bank 108 East Ellis Street Paul, ID 83347 Full Service B&M $13,971
    D. L. Evans Bank 125 Valley River Drive, Suite 3e Rexburg, ID 83440 Full Service B&M $7,647
    D. L. Evans Bank 1307 Northwest 16th Street Fruitland, ID 83619 Full Service B&M $43,552
    D. L. Evans Bank 135 Farnsworth Way Rigby, ID 83442 Full Service B&M $21,185
    D. L. Evans Bank 1350 Parkway Dr. Suite 6 Blackfoot, ID 83221 Full Service B&M $2,900
    D. L. Evans Bank 1536 Caldwell Boulevard Nampa, ID 83651 Full Service B&M $42,680
    D. L. Evans Bank 1600 South Vista Avenue Boise, ID 83705 Full Service B&M $54,751
    D. L. Evans Bank 1875 S. Eagle Rd. Meridian, ID 83642 Full Service B&M $26,569
    D. L. Evans Bank 2071 12th Avenue Road Nampa, ID 83686 Full Service B&M $43,379
    D. L. Evans Bank 215 Blue Lakes Boulevard North Twin Falls, ID 83301 Full Service B&M $45,752
    D. L. Evans Bank 222 Main Avenue, South Twin Falls, ID 83301 Full Service B&M $16,797
    D. L. Evans Bank 2281 Overland Avenue Burley, ID 83318 Full Service B&M $78,392
    D. L. Evans Bank 2560 East Fairview Avenue Meridian, ID 83642 Full Service B&M $65,457
    D. L. Evans Bank 2634 East Sunnyside Road Ammon, ID 83406 Full Service B&M $20,374
    D. L. Evans Bank 312 West Main St. Tremonton, UT 84337 Full Service B&M $11,843
    D. L. Evans Bank 333 Yellowstone Avenue Pocatello, ID 83201 Full Service B&M $15,507
    D. L. Evans Bank 375 North Overland Avenue Burley, ID 83318 Full Service B&M $119,332
    D. L. Evans Bank 3845 West State Street Boise, ID 83703 Full Service B&M $43,908
    D. L. Evans Bank 3990 South Washington Blvd South Ogden, UT 84403 Full Service B&M $639
    D. L. Evans Bank 402 South Eagle Road Eagle, ID 83616 Full Service B&M $28,008
    D. L. Evans Bank 4080 Yellowstone Avenue Pocatello, ID 83201 Full Service B&M $22,206
    D. L. Evans Bank 418 South Oneida Rupert, ID 83350 Full Service B&M $79,403
    D. L. Evans Bank 609 South Main St. Hailey, ID 83333 Full Service B&M $70,645
    D. L. Evans Bank 673 East Parkcenter Boulevard Boise, ID 83706 Full Service B&M $28,690
    D. L. Evans Bank 680 Sun Valley Road Ketchum, ID 83340 Full Service B&M $61,524
    D. L. Evans Bank 7450 West Emerald St Boise, ID 83713 Full Service B&M $60,900
    D. L. Evans Bank 888 East 17th Street Idaho Falls, ID 83404 Full Service B&M $28,152
    D. L. Evans Bank 890 West Main Street Boise, ID 83702 Full Service B&M $54,263
    D. L. Evans Bank 906 Blue Lakes Blvd North Twin Falls, ID 83301 Full Service B&M $127,858
    D. L. Evans Bank 919 Blaine Street Caldwell, ID 83605 Full Service B&M $28,432
    D. L. Evans Bank Main And Market Streets Albion, ID 83311 Full Service B&M $40,721

    For 2019, D. L. Evans Bank had 32 branches.

    Yearly Performance Overview

    Bank Income

    Item Value (in 000's)
    Total interest income $77,667
    Net interest income $69,435
    Total noninterest income $14,485
    Gross Fiduciary activities income $0
    Service charges on deposit accounts $2,119
    Trading account gains and fees $0
    Additional Noninterest Income $12,366
    Pre-tax net operating income $29,891
    Securities gains (or losses, -) $-18
    Income before extraordinary items $22,763
    Discontinued Operations (Extraordinary gains, net) $0
    Net income of bank and minority interests $22,763
    Minority interest net income $0
    Net income $22,763
    Sale, conversion, retirement of capital stock, net $0
    Net operating income $22,777

    D. L. Evans Bank's gross interest income from loans was $77,667,000.
    D. L. Evans Bank's net interest income from loans was $69,435,000.
    D. L. Evans Bank's fee based income from loans was $2,119,000.
    D. L. Evans Bank's net income from loans was $22,763,000.

    Bank Expenses

    Item Value (in 000's)
    Total interest expense $8,232
    Provision for credit losses $1,600
    Total noninterest expense $52,429
    Salaries and employee benefits $33,510
    Premises and equipment expense $6,825
    Additional noninterest expense $12,094
    Applicable income taxes $7,110
    Net charge-offs $40
    Cash dividends $3,050

    D. L. Evans Bank's interest expense for loans was $8,232,000.
    D. L. Evans Bank's payroll and benefits expense were $33,510,000.
    D. L. Evans Bank's property, plant and equipment expenses $6,825,000.

    Loan Performance

    Type of Loan % of Loans Noncurrent (30+ days, end of period snapshot)
    All loans 0.0%
    Real Estate loans 0.0%
    Construction & Land Development loans 0.0%
    Nonfarm, nonresidential loans 0.0%
    Multifamily residential loans 0.0%
    1-4 family residential loans 0.0%
    HELOC loans 0.0%
    All other family 0.0%
    Commercial & industrial loans 0.0%
    Personal loans 0.0%
    Credit card loans 0.4%
    Other individual loans 0.0%
    Auto loans 0.0%
    Other consumer loans 0.0%
    Unsecured commercial real estate loans 0.0%

    Deposits

    Type Value (in 000's)
    Total deposits $1,475,462
    Deposits held in domestic offices $1,475,462
    Deposits by Individuals, partnerships, and corporations $1,389,665
    Deposits by U.S. Government $19
    Deposits by States and political subdivisions in the U.S. $82,287
    Deposits by Commercial banks and other depository institutions in U.S. $3,491
    Deposits by Banks in foreign countries $0
    Deposits by Foreign governments and official institutions $0
    Transaction accounts $187,129
    Demand deposits $151,777
    Nontransaction accounts $1,288,333
    Money market deposit accounts (MMDAs) $254,474
    Other savings deposits (excluding MMDAs) $778,436
    Total time deposits $255,425
    Total time and savings deposits $1,323,685
    Noninterest-bearing deposits $549,211
    Interest-bearing deposits $926,251
    Retail deposits $1,401,041
    IRAs and Keogh plan accounts $31,593
    Brokered deposits $0
    Deposits held in foreign offices $0

    Assets

    Asset Value (in 000's)
    Total Assets $1,793,987
    Cash & Balances due from depository institutions $212,301
    Interest-bearing balances $178,204
    Total securities $365,002
    Federal funds sold & reverse repurchase $0
    Net loans and leases $1,122,301
    Loan and leases loss allowance $19,487
    Trading account assets $0
    Bank premises and fixed assets $53,248
    Other real estate owned $1,988
    Goodwill and other intangibles $360
    All other assets $38,787

    Liabilities

    Liabilities Value (in 000's)
    Total liabilities and capital $1,793,987
    Total Liabilities $1,625,319
    Total deposits $1,475,462
    Interest-bearing deposits $926,251
    Deposits held in domestic offices $1,475,462
    % insured (estimated) $79
    Federal funds purchased and repurchase agreements $138,587
    Trading liabilities $0
    Other borrowed funds $0
    Subordinated debt $0
    All other liabilities $11,270

    Issued Loan Types

    Type Value (in 000's)
    Net loans and leases $1,122,301
    Loan and leases loss allowance $19,487
    Total loans and leases (domestic) $1,141,788
    All real estate loans $825,280
    Real estate loans in domestic offices $825,280
    Construction and development loans $106,286
    Residential 1-4 family construction $25,761
    Other construction, all land development and other land $80,525
    Loans secured by nonfarm nonresidential properties $371,003
    Nonfarm nonresidential secured by owner-occupied properties $253,252
    Commercial real estate & other non-farm, non-residential $117,751
    Multifamily residential real estate $30,998
    1-4 family residential loans $177,072
    Farmland loans $139,921
    Loans held in foreign offices $0
    Farm loans $131,684
    Commercial and industrial loans $143,817
    To non-U.S. addressees $0
    Loans to individuals $35,116
    Credit card loans $6,488
    Related Plans $2,011
    Consumer Auto Loans $16,102
    Other loans to individuals $10,515
    All other loans & leases $5,891
    Loans to foreign governments and official institutions $0
    Other loans $384
    Loans to depository institutions and acceptances of other banks $0
    Loans not secured by real estate $0
    Loans secured by real estate to non-U.S. addressees $0
    Restructured Loans & leases $513
    Non 1-4 family restructured loans & leases $513
    Total loans and leases (foreign) $0

    D. L. Evans Bank had $1,122,301,000 of loans outstanding in 2019. $825,280,000 of loans were in real estate loans. $106,286,000 of loans were in development loans. $30,998,000 of loans were in multifamily mortgage loans. $177,072,000 of loans were in 1-4 family mortgage loans. $131,684,000 of loans were in farm loans. $6,488,000 of loans were in credit card loans. $16,102,000 of loans were in the auto loan category.

    Small Business Loans

    Categorization # of Loans in Category $ amount of loans (in 000's) Average $/loan
    Nonfarm, nonresidential loans - <$1MM 868 $189,128 $217,889
    Nonfarm, nonresidential loans - <$100k 184 $10,032 $54,522
    Nonfarm, nonresidential loans - $100-250k 341 $46,416 $136,117
    Nonfarm, nonresidential loans - $250k-1MM 343 $132,680 $386,822
    Commercial & Industrial, US addressed loans - <$1MM 1,651 $86,274 $52,256
    Commercial & Industrial, US addressed loans - <$100k 1,270 $29,959 $23,590
    Commercial & Industrial, US addressed loans - $100-250k 221 $18,171 $82,222
    Commercial & Industrial, US addressed loans - $250k-1MM 160 $38,144 $238,400
    Farmland loans - <$1MM 488 $70,814 $145,111
    Farmland loans - <$100k 137 $6,389 $46,635
    Farmland loans - $100-250k 216 $27,288 $126,333
    Farmland loans - $250k-1MM 135 $37,137 $275,089
    Agriculture operations loans - <$1MM 1,330 $72,102 $54,212
    Agriculture operations loans - <$100k 964 $23,952 $24,846
    Agriculture operations loans - $100-250k 247 $25,218 $102,097
    Agriculture operations loans - $250k-1MM 119 $22,932 $192,706