First Mortgage Company Rates, Fees & Info
BOISE, IDLEI: 5493008PQSMR41Y70C36
Tax ID: 82-0416590
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Mortgage Data
Review & Overview
First Mortgage Company is a smaller mortgage company specializing in Home Purchase loans. First Mortgage Company has a high proportion of conventional loans. They have an average proportion of FHA loans. Their top markets by origination volume include: Miami, Tampa, St. Louis, Boston, and Providence among others. We have data for 137 markets. (Some data included below & more in-depth data is available with an active subscription.)First Mortgage Company has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. First Mortgage Company is typically a high fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have relatively high rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.
SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Conventional Purchase | 6.45% | 12/16/24 |
| 30 Year Conventional Refi | 6.38% | 12/16/24 |
| 30 Year Cash-out Refi | 6.84% | 12/16/24 |
| 30 Year FHA Purchase | 6.98% | 12/16/24 |
| 30 Year FHA Refi | 7.33% | 12/16/24 |
| 30 Year VA Purchase | 6.22% | 12/16/24 |
| 15 Year Conventional Purchase | 6.80% | 12/16/24 |
| 15 Year Conventional Refi | 6.07% | 12/16/24 |
| 15 Year Cash-out Refi | 6.07% | 12/16/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
First Mortgage Company Mortgage Calculator
Your Estimates
Estimated Loan Payment: Update the calculator values and click calculate payment!
This is not an official calculator from First Mortgage Company. It uses our SimulatedRate™
technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.
The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
1,249Origination Dollar Volume (All Markets)
$590,695,000Awards
FIRST MORTGAGE COMPANY - 2023
FIRST MORTGAGE COMPANY is a 2023 , due to their low .
For 2023, less than of lenders were eligible for this award.
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Relative Rate
First Mortgage Company's average 30 year fixed mortgage rate was
6.72%.
The 2023 average 30 year fixed rate mortgage across all markets and lenders was 6.48%.
This yields a difference of 0.24%.
Relative Fees (Closing Costs)
First Mortgage Company's average total fees/closing costs for a 30 year fixed rate
mortgage were $8,929.
The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including
both points & up-front fees in addition to origination fees) were $9,089.
Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 139 | $174,745,000 | $1,257,158 | $12,788 | 5.97% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 80 | $52,700,000 | $658,750 | $9,660 | 6.33% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 153 | $46,265,000 | $302,386 | $5,226 | 6.93% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 103 | $45,885,000 | $445,485 | $8,134 | 6.86% |
| PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) | 62 | $24,910,000 | $401,774 | $12,052 | 6.45% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 61 | $24,635,000 | $403,852 | $8,107 | 6.60% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 49 | $18,325,000 | $373,980 | $9,425 | 6.81% |
| Glenwood Springs, CO (FHA|USDA|VA) | 1 | $16,005,000 | $16,005,000 | $132,268 | 7.00% |
| BARNSTABLE TOWN, MA (FHA|USDA|VA) | 29 | $13,395,000 | $461,897 | $12,666 | 6.91% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 45 | $12,965,000 | $288,111 | $8,322 | 6.96% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 17 | $9,465,000 | $556,765 | $16,477 | 6.97% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 25 | $9,275,000 | $371,000 | $26,733 | 7.04% |
| MANCHESTER-NASHUA, NH (FHA|USDA|VA) | 19 | $7,315,000 | $385,000 | $7,368 | 6.85% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 29 | $6,945,000 | $239,483 | $10,318 | 7.09% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 22 | $5,810,000 | $264,091 | $9,596 | 6.48% |
| WORCESTER, MA-CT (FHA|USDA|VA) | 14 | $5,370,000 | $383,571 | $9,413 | 6.78% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 11 | $5,215,000 | $474,091 | $7,253 | 6.49% |
| SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) | 25 | $4,875,000 | $195,000 | $8,579 | 6.88% |
| HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) | 13 | $4,515,000 | $347,308 | $9,458 | 6.82% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 23 | $4,125,000 | $179,348 | $9,717 | 5.98% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 7 | $4,095,000 | $585,000 | $12,051 | 6.80% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 11 | $3,905,000 | $355,000 | $11,867 | 7.16% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 14 | $3,650,000 | $260,714 | $8,221 | 7.06% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 6 | $3,540,000 | $590,000 | $10,744 | 6.79% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 13 | $3,505,000 | $269,615 | $5,851 | 6.93% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 7 | $3,375,000 | $482,143 | $11,060 | 6.39% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 2 | $3,030,000 | $1,515,000 | $0 | 7.63% |
| COLUMBUS, OH (FHA|USDA|VA) | 10 | $2,970,000 | $297,000 | $4,654 | 7.20% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 5 | $2,725,000 | $545,000 | $11,596 | 7.05% |
| Concord, NH (FHA|USDA|VA) | 6 | $2,710,000 | $451,667 | $8,277 | 6.60% |
| Palatka, FL (FHA|USDA|VA) | 11 | $2,495,000 | $226,818 | $9,761 | 6.70% |
| FORT COLLINS, CO (FHA|USDA|VA) | 3 | $2,475,000 | $825,000 | $3,886 | 6.50% |
| SPRINGFIELD, MA (FHA|USDA|VA) | 8 | $2,340,000 | $292,500 | $9,448 | 6.90% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 4 | $2,140,000 | $535,000 | $19,023 | 6.47% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 7 | $1,975,000 | $282,143 | $0 | 7.18% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 5 | $1,935,000 | $387,000 | $23,852 | 7.33% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 5 | $1,885,000 | $377,000 | $13,843 | 6.68% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 7 | $1,865,000 | $266,429 | $9,490 | 7.05% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 3 | $1,815,000 | $605,000 | $11,183 | 7.08% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 6 | $1,710,000 | $285,000 | $0 | 7.19% |
| BOISE CITY, ID (FHA|USDA|VA) | 4 | $1,700,000 | $425,000 | $6,432 | 6.25% |
| OCALA, FL (FHA|USDA|VA) | 9 | $1,665,000 | $185,000 | $8,962 | 6.90% |
| Outside of Metro Areas | 5 | $1,575,000 | $315,000 | $8,235 | 7.54% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 5 | $1,485,000 | $297,000 | $16,867 | 6.78% |
| GAINESVILLE, FL (FHA|USDA|VA) | 4 | $1,440,000 | $360,000 | $8,615 | 7.18% |
| RENO, NV (FHA|USDA|VA) | 4 | $1,270,000 | $317,500 | $7,080 | 7.00% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 4 | $1,150,000 | $287,500 | $2,940 | 6.94% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 4 | $1,140,000 | $285,000 | $4,030 | 7.56% |
| RICHMOND, VA (FHA|USDA|VA) | 5 | $1,005,000 | $201,000 | $3,445 | 7.13% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 5 | $965,000 | $193,000 | $0 | 7.08% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 2 | $900,000 | $450,000 | $13,120 | 6.69% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 4 | $890,000 | $222,500 | $4,955 | 6.91% |
| COLUMBIA, SC (FHA|USDA|VA) | 4 | $840,000 | $210,000 | $0 | 7.03% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 2 | $790,000 | $395,000 | $0 | 7.19% |
| NEW HAVEN-MILFORD, CT (FHA|USDA|VA) | 3 | $785,000 | $261,667 | $10,513 | 6.54% |
| Farmington, MO (FHA|USDA|VA) | 3 | $775,000 | $258,333 | $5,908 | 6.83% |
| CARSON CITY, NV (FHA|USDA|VA) | 1 | $725,000 | $725,000 | $5,594 | 7.50% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 4 | $700,000 | $175,000 | $12,682 | 7.00% |
| KNOXVILLE, TN (FHA|USDA|VA) | 4 | $700,000 | $175,000 | $0 | 7.63% |
| PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) | 2 | $670,000 | $335,000 | $17,297 | 6.88% |
| CANTON-MASSILLON, OH (FHA|USDA|VA) | 1 | $665,000 | $665,000 | $0 | 6.88% |
| Cañon City, CO (FHA|USDA|VA) | 3 | $665,000 | $221,667 | $7,661 | 7.33% |
| JOHNSON CITY, TN (FHA|USDA|VA) | 3 | $665,000 | $221,667 | $7,326 | 7.42% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 4 | $600,000 | $150,000 | $0 | 6.84% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 2 | $590,000 | $295,000 | $0 | 7.19% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 3 | $565,000 | $188,333 | $4,021 | 6.75% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 3 | $535,000 | $178,333 | $0 | 7.08% |
| THE VILLAGES, FL (FHA|USDA|VA) | 2 | $520,000 | $260,000 | $11,796 | 6.37% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $4,569 | 7.13% |
| BLOOMINGTON, IN (FHA|USDA|VA) | 1 | $475,000 | $475,000 | $15,082 | 8.00% |
| EL PASO, TX (FHA|USDA|VA) | 3 | $455,000 | $151,667 | $0 | 6.83% |
| Warrensburg, MO (FHA|USDA|VA) | 1 | $435,000 | $435,000 | $17,685 | 6.75% |
| Madisonville, KY (FHA|USDA|VA) | 3 | $425,000 | $141,667 | $9,105 | 6.91% |
| ROANOKE, VA (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $0 | 7.50% |
| LONGVIEW, TX (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $0 | 6.88% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $11,499 | 6.13% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $0 | 7.43% |
| SPRINGFIELD, MO (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $3,609 | 6.63% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $0 | 7.50% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $0 | 7.19% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $0 | 7.50% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $4,964 | 7.12% |
| SEBRING-AVON PARK, FL (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $0 | 7.63% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $11,643 | 6.38% |
| MIDLAND, TX (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $0 | 7.50% |
| BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $0 | 7.13% |
| Wooster, OH (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $0 | 7.50% |
| BOULDER, CO (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $0 | 6.88% |
| Lake City, FL (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $4,451 | 7.13% |
| LUBBOCK, TX (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $0 | 6.88% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $0 | 7.50% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $0 | 7.50% |
| GREELEY, CO (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $0 | 7.50% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $0 | 6.88% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $0 | 7.50% |
| MADISON, WI (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $3,971 | 7.88% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $0 | 7.50% |
| LOUISVILLE, KY (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $0 | 7.19% |
| YORK-HANOVER, PA (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $0 | 6.88% |
| Ottawa, IL (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $7,625 | 5.99% |
| ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $0 | 7.50% |
| COLUMBUS, GA-AL (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $0 | 7.50% |
| Torrington, CT (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $0 | 7.38% |
| SAVANNAH, GA (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $0 | 7.50% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $7,517 | 7.49% |
| BURLINGTON, NC (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $8,898 | 7.00% |
| EAST STROUDSBURG, PA (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $0 | 7.99% |
| Laconia, NH (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $0 | 7.88% |
| BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $0 | 7.50% |
| SUMTER, SC (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $0 | 7.19% |
| PITTSFIELD, MA (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $0 | 8.13% |
| GRAND JUNCTION, CO (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $0 | 6.99% |
| MORRISTOWN, TN (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $0 | 6.88% |
| OWENSBORO, KY (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $9,457 | 7.49% |
| Okeechobee, FL (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $7,756 | 6.75% |
| MUNCIE, IN (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $0 | 6.88% |
| SPARTANBURG, SC (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $0 | 6.88% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $0 | 7.50% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $0 | 6.88% |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $0 | 6.88% |
| COLUMBIA, MO (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $3,044 | 6.25% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $0 | 7.50% |
| Athens, TX (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $0 | 6.88% |
| MACON-BIBB COUNTY, GA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $0 | 7.50% |
| LAFAYETTE, LA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $0 | 7.50% |
| ROCKFORD, IL (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $0 | 6.88% |
| Sunbury, PA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $0 | 6.88% |
| EVANSVILLE, IN-KY (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $6,024 | 6.00% |
| GULFPORT-BILOXI, MS (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $0 | 6.88% |
| BATON ROUGE, LA (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $0 | 6.88% |
| Greenville, OH (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $0 | 7.50% |
| WILMINGTON, NC (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $0 | 6.88% |
| Clinton, IA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 7.50% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $0 | 6.88% |
| Greenwood, SC (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 7.50% |
| CUMBERLAND, MD-WV (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 7.50% |
| LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 6.75% |
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Product Mix
For 2023, First Mortgage Company's most frequently originated type of loan was Conventional, with 1,089 originations. Their 2nd most popular type was FHA, with 124 originations.
Loan Reason
For 2023, First Mortgage Company's most frequently cited loan purpose was Home Purchase, with 1,094 originations. The 2nd most popular reason was Cash Out Refi, with 83 originations.
Loan Duration/Length
For 2023, First Mortgage Company's most frequently cited loan duration was 30 Year, with 1,203 originations. The 2nd most popular length was 30+ year, with 29 originations.
Origination Fees/Closing Costs
First Mortgage Company's average total fees were $8,929, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 283 originations.
Interest Rates
During 2023, First Mortgage Company's average interest rate for loans was 6.72%, while their most frequently originated rate bucket for loans was 6-7%, with 615 originations.
Loan Sizing
2023 saw First Mortgage Company place emphasis on $200k-400k loans with 548 originations, totaling $158,120,000 in origination value.
Applicant Income
First Mortgage Company lent most frequently to those with incomes in the $100k-150k range, with 227 originations. The second most popular income band? $250k+, with 206 originations.
Applicant Debt to Income Ratio
First Mortgage Company lent most frequently to those with DTI ratios of 30-36%, with 131 originations. The next most common DTI ratio? 20-30%, with 125 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications78.34%
First Mortgage Company has a below average approval rate.
Pick Rate
Approvals leading to origination80.38%
First Mortgage Company has a below average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 1,249 | $590,695,000 | $472,934 |