D. L. Evans Bank Mortgage Rates, Fees & Info

Burley, ID

LEI: 254900XRQ4U9ABU6F580

Tax ID: 82-0117415

Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

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  • SimulatedRates™
  • Mortgage Calculator

    • Mortgage Data

  • Originations
  • Top Markets
  • Product Mix
  • Loan Reason
  • Typical Rates
  • Loan Sizes
  • Dwelling Types
  • Similar Lenders
  • Loan Length
  • Loan to Value Info
  • Debt-to-Income
  • Applicant Income
  • Ethnicity Info
  • Approval & Pick Rates
  • Points and Fees
  • Origination Fees (Closing Costs)

    • Bank Data

  • Branches
  • Income
  • Loan Types
  • Deposit Mix
  • Loan Performance
  • Assets
  • Business Loans

    • Review & Overview

    D. L. Evans Bank is a smaller bank specializing in Home Purchase loans. D. L. Evans Bank has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Boise City, Twin Falls, Burley, Hailey, and Idaho Falls among others. We have data for 23 markets. (Some data included below & more in-depth data is available with an active subscription.)

    D. L. Evans Bank has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. D. L. Evans Bank is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

    We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

    Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

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    SimulatedRates™

    Mortgage Type     		Simulated Rate Simulation Date
    Home Equity Line of Credit (HELOC) 6.27% 4/28/24
    30 Year Conventional Purchase 6.54% 4/28/24
    30 Year Conventional Refi 6.52% 4/28/24
    30 Year Cash-out Refi 6.76% 4/28/24
    30 Year FHA Purchase 6.86% 4/28/24
    30 Year FHA Refi 6.27% 4/28/24
    30 Year VA Purchase 5.68% 4/28/24
    30 Year USDA Purchase 6.58% 4/28/24
    15 Year Conventional Purchase 6.76% 4/28/24
    15 Year Conventional Refi 6.92% 4/28/24
    15 Year Cash-out Refi 6.92% 4/28/24
    These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

    D. L. Evans Bank Mortgage Calculator






    Your Estimates

    Estimated Loan Payment: Update the calculator values and click calculate payment!

    This is not an official calculator from D. L. Evans Bank. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

    The default purchase price is the median sales price across the US for 2022Q4, per FRED.


    Originations

    612

    Origination Dollar Volume (All Markets)

    $118,800,000

    Employee count

    385 Show all (9) awards

    Top Markets

    Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

    Market Originations Total Value Average Loan Average Fees Average Rate
    BOISE CITY, ID (FHA|USDA|VA) 201 $43,365,000 $215,746 $4,069 4.77%
    TWIN FALLS, ID (FHA|USDA|VA) 117 $22,665,000 $193,718 $4,690 4.82%
    Burley, ID (FHA|USDA|VA) 104 $11,980,000 $115,192 $3,587 5.18%
    Hailey, ID (FHA|USDA|VA) 30 $7,630,000 $254,333 $3,696 5.22%
    Outside of Metro Areas 39 $7,145,000 $183,205 $4,393 4.82%
    IDAHO FALLS, ID (FHA|USDA|VA) 28 $6,680,000 $238,571 $4,627 4.94%
    POCATELLO, ID (FHA|USDA|VA) 33 $6,035,000 $182,879 $4,132 4.80%
    Ontario, OR-ID (FHA|USDA|VA) 24 $5,010,000 $208,750 $4,474 5.14%
    RENO, NV (FHA|USDA|VA) 1 $1,785,000 $1,785,000 $8,358 4.88%
    Blackfoot, ID (FHA|USDA|VA) 10 $1,520,000 $152,000 $3,354 5.04%
    Rexburg, ID (FHA|USDA|VA) 6 $1,260,000 $210,000 $5,260 4.80%
    LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 2 $510,000 $255,000 $5,377 4.44%
    Mountain Home, ID (FHA|USDA|VA) 3 $495,000 $165,000 $4,094 4.58%
    OGDEN-CLEARFIELD, UT (FHA|USDA|VA) 4 $480,000 $120,000 $2,665 5.63%
    PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 1 $395,000 $395,000 $7,428 4.38%
    LEWISTON, ID-WA (FHA|USDA|VA) 2 $380,000 $190,000 $4,766 4.31%
    STOCKTON, CA (FHA|USDA|VA) 1 $305,000 $305,000 $10,693 3.88%
    PROVO-OREM, UT (FHA|USDA|VA) 1 $255,000 $255,000 $5,103 4.63%
    RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 1 $255,000 $255,000 $3,948 4.99%
    Moscow, ID (FHA|USDA|VA) 1 $215,000 $215,000 $4,033 4.63%
    Outside of Metro Areas 1 $205,000 $205,000 $5,072 4.50%
    SALT LAKE CITY, UT (FHA|USDA|VA) 1 $125,000 $125,000 $2,215 4.63%
    PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 1 $105,000 $105,000 $4,031 4.75%
    D. L. Evans Bank's top markets include Boise City, Twin Falls, Burley, Hailey, and Idaho Falls among others.

    Their top states include:
  • Idaho (FHA|USDA|VA)
  • Nevada (FHA|USDA|VA)
  • Oregon (FHA|USDA|VA)
  • Utah (FHA|USDA|VA)
  • California (FHA|USDA|VA)

    • Similar Lenders

    We use machine learning to identify the top lenders compared against D. L. Evans Bank based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.

    EAST IDAHO Credit Union
    Similarity Rank: 161
    GRANITE FEDERAL CREDIT UNION
    Similarity Rank: 294
    BEEHIVE
    Similarity Rank: 322
    ADVANTAGE PLUS
    Similarity Rank: 374
    FIRST MORTGAGE COMPANY, INC.
    Similarity Rank: 380
    PIONEER
    Similarity Rank: 420
    IDAHO STATE UNIVERSITY
    Similarity Rank: 480
    Cache Valley Bank
    Similarity Rank: 598
    Idaho Independent Bank
    Similarity Rank: 688
    CYPRUS Federal Credit Union
    Similarity Rank: 738

    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 526 $102,040,000 $193,992 $3,720 5.00%
    FHA 52 $9,770,000 $187,885 $7,645 4.28%
    VA 17 $4,265,000 $250,882 $5,203 4.31%
    USDA 17 $2,725,000 $160,294 $5,443 4.36%

    For 2018, D. L. Evans Bank's most frequently originated type of loan was Conventional, with 526 originations. Their 2nd most popular type was FHA, with 52 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 402 $86,460,000 $215,075 $4,638 4.79%
    Cash Out Refi 86 $16,890,000 $196,395 $4,258 4.70%
    Refi 82 $12,160,000 $148,293 $2,824 5.14%
    Other 32 $2,690,000 $84,063 $2,022 5.93%
    Home Improvement 10 $600,000 $60,000 $2,083 5.77%

    For 2018, D. L. Evans Bank's most frequently cited loan purpose was Home Purchase, with 402 originations. The 2nd most popular reason was Cash Out Refi, with 86 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 417 $91,595,000 $219,652 $4,754 4.65%
    10 Year 88 $9,140,000 $103,864 $1,128 5.80%
    15 Year 78 $14,030,000 $179,872 $3,155 5.00%
    1 Year 8 $820,000 $102,500 $0 6.04%
    Other 7 $1,125,000 $160,714 $0 5.97%
    5 Year 6 $180,000 $30,000 $867 5.45%
    20 Year 6 $1,050,000 $175,000 $4,322 4.65%
    30+ year 1 $375,000 $375,000 $10,720 5.13%
    3 Year 1 $485,000 $485,000 $0 5.25%

    For 2018, D. L. Evans Bank's most frequently cited loan duration was 30 Year, with 417 originations. The 2nd most popular length was 10 Year, with 88 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $<1k 201 $38,685,000 $192,463
    $1k-2k 169 $22,845,000 $135,178
    $2k-3k 108 $22,440,000 $207,778
    $3k-4k 47 $13,735,000 $292,234
    $4k-5k 14 $5,390,000 $385,000
    $5k+ 14 $6,600,000 $471,429

    D. L. Evans Bank's average total fees were $4,754, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 201 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    4-5% 379 $82,355,000 $217,296
    5-6% 119 $18,865,000 $158,529
    3-4% 55 $10,915,000 $198,455
    6-7% 43 $5,785,000 $134,535
    7-8% 16 $880,000 $55,000

    During 2018, D. L. Evans Bank's average interest rate for loans was 4.65%, while their most frequently originated rate bucket for loans was 4-5%, with 379 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $100k-200k 222 $32,280,000 $145,405 $4,005 4.78%
    $200k-400k 206 $55,110,000 $267,524 $5,413 4.67%
    $100,000 or less 145 $8,435,000 $58,172 $1,960 5.50%
    $400k-600k 28 $12,890,000 $460,357 $4,934 4.54%
    $600k-1MM 9 $7,255,000 $806,111 $8,689 4.98%
    $1MM+ 2 $2,830,000 $1,415,000 $7,440 4.88%

    2018 saw D. L. Evans Bank place emphasis on $100k-200k loans with 222 originations, totaling $32,280,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $50k-75k 153 $25,525,000 $166,830 $4,153 4.77%
    $50k or less 130 $13,870,000 $106,692 $3,498 4.79%
    $100k-150k 100 $22,710,000 $227,100 $4,482 4.87%
    $75k-100k 87 $16,805,000 $193,161 $4,656 4.88%
    $250k+ 49 $20,245,000 $413,163 $5,495 4.94%
    $150k-250k 48 $11,860,000 $247,083 $4,090 5.03%

    D. L. Evans Bank lent most frequently to those with incomes in the $50k-75k range, with 153 originations. The second most popular income band? $50k or less, with 130 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% 118 $25,850,000 $219,068 $4,138 4.77%
    30-36% 112 $22,170,000 $197,946 $4,020 4.87%
    <20% 44 $11,030,000 $250,682 $4,055 4.82%
    38% 25 $3,975,000 $159,000 $3,834 4.96%
    42% 24 $4,610,000 $192,083 $4,695 4.89%
    41% 24 $3,270,000 $136,250 $4,239 5.27%
    50-60% 23 $4,745,000 $206,304 $5,467 4.87%
    49% 22 $4,030,000 $183,182 $4,016 4.70%
    48% 21 $3,625,000 $172,619 $3,686 4.85%
    40% 21 $3,885,000 $185,000 $3,883 4.92%
    43% 20 $3,810,000 $190,500 $4,673 4.66%
    36% 20 $4,260,000 $213,000 $4,576 4.59%
    44% 20 $2,690,000 $134,500 $3,880 5.19%
    39% 16 $2,220,000 $138,750 $2,945 4.69%
    47% 16 $2,800,000 $175,000 $5,159 4.52%
    45% 15 $3,135,000 $209,000 $4,796 4.56%
    37% 13 $2,805,000 $215,769 $4,301 4.87%
    46% 12 $2,550,000 $212,500 $4,755 4.50%
    >60% 1 $135,000 $135,000 $1,734 7.50%

    D. L. Evans Bank lent most frequently to those with DTI ratios of 20-30%, with 118 originations. The next most common DTI ratio? 30-36%, with 112 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 543 $105,335,000 $193,987 $4,238 4.82%
    Not provided 33 $6,755,000 $204,697 $3,527 5.37%
    Not applicable 26 $5,250,000 $201,923 $0 5.81%
    Asian 6 $890,000 $148,333 $3,167 5.08%
    American Indian 2 $260,000 $130,000 $4,572 5.51%
    Native Hawaiian or Islander 1 $215,000 $215,000 $0 5.90%
    Other Asian 1 $95,000 $95,000 $0 6.15%

    Approval Rates

    Total approvals of all applications
    93.45%

    D. L. Evans Bank has an average approval rate.

    Pick Rate

    Approvals leading to origination
    74.18%

    D. L. Evans Bank has a below average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 612 $118,800,000 $194,118

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    Multifamily:Manufactured 2 $370,000 $185,000
    Multifamily:Site-Built 6 $1,640,000 $273,333
    Single Family (1-4 Units):Manufactured 36 $3,240,000 $90,000
    Single Family (1-4 Units):Site-Built 568 $113,550,000 $199,912

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 44 $4,210,000 $95,682 $2,353 5.11%
    40-60% 90 $15,400,000 $171,111 $3,668 4.80%
    60-80% 218 $50,470,000 $231,514 $4,389 4.93%
    80-100% 213 $45,975,000 $215,845 $5,211 4.61%
    Over 100% 1 $275,000 $275,000 $10,942 3.75%
    Under 20% 46 $2,470,000 $53,696 $923 6.14%

    Bank Details

    Branches

    Bank Name Branch Branch Type Deposits (000's)
    D. L. Evans Bank 1014 South Lincoln Jerome, ID 83338 Full Service B&M $54,814
    D. L. Evans Bank 108 East Ellis Street Paul, ID 83347 Full Service B&M $13,781
    D. L. Evans Bank 125 Valley River Drive, Suite 3e Rexburg, ID 83440 Full Service B&M $6,703
    D. L. Evans Bank 1536 Caldwell Boulevard Nampa, ID 83651 Full Service B&M $37,570
    D. L. Evans Bank 1600 South Vista Avenue Boise, ID 83705 Full Service B&M $54,192
    D. L. Evans Bank 1611 North Whitley Drive, Suite 1 B Fruitland, ID 83619 Full Service B&M $30,924
    D. L. Evans Bank 1875 S. Eagle Rd. Meridian, ID 83642 Full Service B&M $27,559
    D. L. Evans Bank 2071 12th Avenue Road Nampa, ID 83686 Full Service B&M $36,987
    D. L. Evans Bank 215 Blue Lakes Boulevard North Twin Falls, ID 83301 Full Service B&M $40,698
    D. L. Evans Bank 222 Main Avenue, South Twin Falls, ID 83301 Full Service B&M $15,029
    D. L. Evans Bank 2281 Overland Avenue Burley, ID 83318 Full Service B&M $63,001
    D. L. Evans Bank 2560 East Fairview Avenue Meridian, ID 83642 Full Service B&M $57,532
    D. L. Evans Bank 2634 East Sunnyside Road Ammon, ID 83406 Full Service B&M $20,647
    D. L. Evans Bank 312 West Main St. Tremonton, UT 84337 Full Service B&M $661
    D. L. Evans Bank 333 Yellowstone Avenue Pocatello, ID 83201 Full Service B&M $16,867
    D. L. Evans Bank 375 North Overland Avenue Burley, ID 83318 Full Service B&M $127,187
    D. L. Evans Bank 3845 West State Street Boise, ID 83703 Full Service B&M $42,322
    D. L. Evans Bank 402 South Eagle Road Eagle, ID 83616 Full Service B&M $26,166
    D. L. Evans Bank 4080 Yellowstone Avenue Pocatello, ID 83201 Full Service B&M $26,941
    D. L. Evans Bank 418 South Oneida Rupert, ID 83350 Full Service B&M $83,861
    D. L. Evans Bank 432 Farnsworth Way #4 Rigby, ID 83442 Full Service B&M $13,372
    D. L. Evans Bank 6010 Fairview Avenue Boise, ID 83704 Full Service B&M $22,414
    D. L. Evans Bank 609 South Main St. Hailey, ID 83333 Full Service B&M $62,216
    D. L. Evans Bank 673 East Parkcenter Boulevard Boise, ID 83706 Full Service B&M $26,291
    D. L. Evans Bank 680 Sun Valley Road Ketchum, ID 83340 Full Service B&M $56,160
    D. L. Evans Bank 7450 West Emerald St Boise, ID 83713 Full Service B&M $41,483
    D. L. Evans Bank 888 East 17th Street Idaho Falls, ID 83404 Full Service B&M $24,553
    D. L. Evans Bank 890 West Main Street Boise, ID 83702 Full Service B&M $45,165
    D. L. Evans Bank 906 Blue Lakes Blvd North Twin Falls, ID 83301 Full Service B&M $91,034
    D. L. Evans Bank 919 Blaine Street Caldwell, ID 83605 Full Service B&M $24,173
    D. L. Evans Bank Main And Market Streets Albion, ID 83311 Full Service B&M $38,505

    For 2018, D. L. Evans Bank had 31 branches.

    Yearly Performance Overview

    Bank Income

    Item Value (in 000's)
    Total interest income $67,456
    Net interest income $62,306
    Total noninterest income $13,313
    Gross Fiduciary activities income $0
    Service charges on deposit accounts $1,901
    Trading account gains and fees $0
    Additional Noninterest Income $11,412
    Pre-tax net operating income $26,697
    Securities gains (or losses, -) $57
    Income before extraordinary items $20,240
    Discontinued Operations (Extraordinary gains, net) $0
    Net income of bank and minority interests $20,240
    Minority interest net income $0
    Net income $20,240
    Sale, conversion, retirement of capital stock, net $0
    Net operating income $20,194

    D. L. Evans Bank's gross interest income from loans was $67,456,000.
    D. L. Evans Bank's net interest income from loans was $62,306,000.
    D. L. Evans Bank's fee based income from loans was $1,901,000.
    D. L. Evans Bank's net income from loans was $20,240,000.

    Bank Expenses

    Item Value (in 000's)
    Total interest expense $5,150
    Provision for credit losses $2,000
    Total noninterest expense $46,922
    Salaries and employee benefits $29,747
    Premises and equipment expense $6,012
    Additional noninterest expense $11,163
    Applicable income taxes $6,514
    Net charge-offs $-521
    Cash dividends $2,700

    D. L. Evans Bank's interest expense for loans was $5,150,000.
    D. L. Evans Bank's payroll and benefits expense were $29,747,000.
    D. L. Evans Bank's property, plant and equipment expenses $6,012,000.

    Loan Performance

    Type of Loan % of Loans Noncurrent (30+ days, end of period snapshot)
    All loans 0.0%
    Real Estate loans 0.0%
    Construction & Land Development loans 0.0%
    Nonfarm, nonresidential loans 0.0%
    Multifamily residential loans 0.0%
    1-4 family residential loans 0.0%
    HELOC loans 0.0%
    All other family 0.0%
    Commercial & industrial loans 0.0%
    Personal loans 0.0%
    Credit card loans 0.4%
    Other individual loans 0.0%
    Auto loans 0.0%
    Other consumer loans 0.0%
    Unsecured commercial real estate loans 0.0%

    Deposits

    Type Value (in 000's)
    Total deposits $1,302,414
    Deposits held in domestic offices $1,302,414
    Deposits by Individuals, partnerships, and corporations $1,231,662
    Deposits by U.S. Government $8
    Deposits by States and political subdivisions in the U.S. $70,742
    Deposits by Commercial banks and other depository institutions in U.S. $1
    Deposits by Banks in foreign countries $0
    Deposits by Foreign governments and official institutions $0
    Transaction accounts $705,690
    Demand deposits $542,673
    Nontransaction accounts $596,723
    Money market deposit accounts (MMDAs) $237,284
    Other savings deposits (excluding MMDAs) $171,499
    Total time deposits $187,941
    Total time and savings deposits $759,740
    Noninterest-bearing deposits $495,759
    Interest-bearing deposits $806,655
    Retail deposits $1,258,623
    IRAs and Keogh plan accounts $28,888
    Brokered deposits $0
    Deposits held in foreign offices $0

    Assets

    Asset Value (in 000's)
    Total Assets $1,573,696
    Cash & Balances due from depository institutions $99,212
    Interest-bearing balances $63,856
    Total securities $315,896
    Federal funds sold & reverse repurchase $0
    Net loans and leases $1,061,625
    Loan and leases loss allowance $17,927
    Trading account assets $0
    Bank premises and fixed assets $52,383
    Other real estate owned $4,105
    Goodwill and other intangibles $480
    All other assets $39,995

    Liabilities

    Liabilities Value (in 000's)
    Total liabilities and capital $1,573,696
    Total Liabilities $1,430,939
    Total deposits $1,302,414
    Interest-bearing deposits $806,655
    Deposits held in domestic offices $1,302,414
    % insured (estimated) $79
    Federal funds purchased and repurchase agreements $119,684
    Trading liabilities $0
    Other borrowed funds $0
    Subordinated debt $0
    All other liabilities $8,841

    Issued Loan Types

    Type Value (in 000's)
    Net loans and leases $1,061,625
    Loan and leases loss allowance $17,927
    Total loans and leases (domestic) $1,079,552
    All real estate loans $760,497
    Real estate loans in domestic offices $760,497
    Construction and development loans $110,041
    Residential 1-4 family construction $25,964
    Other construction, all land development and other land $84,077
    Loans secured by nonfarm nonresidential properties $332,688
    Nonfarm nonresidential secured by owner-occupied properties $234,884
    Commercial real estate & other non-farm, non-residential $97,804
    Multifamily residential real estate $30,570
    1-4 family residential loans $152,894
    Farmland loans $134,304
    Loans held in foreign offices $0
    Farm loans $138,186
    Commercial and industrial loans $140,982
    To non-U.S. addressees $0
    Loans to individuals $33,959
    Credit card loans $5,968
    Related Plans $2,056
    Consumer Auto Loans $15,774
    Other loans to individuals $10,161
    All other loans & leases $5,928
    Loans to foreign governments and official institutions $0
    Other loans $454
    Loans to depository institutions and acceptances of other banks $0
    Loans not secured by real estate $0
    Loans secured by real estate to non-U.S. addressees $0
    Restructured Loans & leases $1,049
    Non 1-4 family restructured loans & leases $1,049
    Total loans and leases (foreign) $0

    D. L. Evans Bank had $1,061,625,000 of loans outstanding in 2018. $760,497,000 of loans were in real estate loans. $110,041,000 of loans were in development loans. $30,570,000 of loans were in multifamily mortgage loans. $152,894,000 of loans were in 1-4 family mortgage loans. $138,186,000 of loans were in farm loans. $5,968,000 of loans were in credit card loans. $15,774,000 of loans were in the auto loan category.

    Small Business Loans

    Categorization # of Loans in Category $ amount of loans (in 000's) Average $/loan
    Nonfarm, nonresidential loans - <$1MM 858 $187,932 $219,035
    Nonfarm, nonresidential loans - <$100k 185 $9,890 $53,459
    Nonfarm, nonresidential loans - $100-250k 336 $46,291 $137,771
    Nonfarm, nonresidential loans - $250k-1MM 337 $131,751 $390,953
    Commercial & Industrial, US addressed loans - <$1MM 1,574 $82,057 $52,133
    Commercial & Industrial, US addressed loans - <$100k 1,213 $27,720 $22,852
    Commercial & Industrial, US addressed loans - $100-250k 200 $16,359 $81,795
    Commercial & Industrial, US addressed loans - $250k-1MM 161 $37,978 $235,888
    Farmland loans - <$1MM 475 $71,284 $150,072
    Farmland loans - <$100k 133 $5,943 $44,684
    Farmland loans - $100-250k 204 $26,747 $131,113
    Farmland loans - $250k-1MM 138 $38,594 $279,667
    Agriculture operations loans - <$1MM 1,270 $72,882 $57,387
    Agriculture operations loans - <$100k 917 $22,920 $24,995
    Agriculture operations loans - $100-250k 228 $24,220 $106,228
    Agriculture operations loans - $250k-1MM 125 $25,742 $205,936