D. L. Evans Bank Mortgage Rates, Fees & Info

Burley, ID

LEI: 254900XRQ4U9ABU6F580

Tax ID: 82-0117415

Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

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  • SimulatedRates™
  • Mortgage Calculator

    • Mortgage Data

  • Originations
  • Top Markets
  • Product Mix
  • Loan Reason
  • Typical Rates
  • Loan Sizes
  • Dwelling Types
  • Similar Lenders
  • Loan Length
  • Loan to Value Info
  • Debt-to-Income
  • Applicant Income
  • Ethnicity Info
  • Approval & Pick Rates
  • Points and Fees
  • Origination Fees (Closing Costs)

    • Bank Data

  • Branches
  • Income
  • Loan Types
  • Deposit Mix
  • Loan Performance
  • Assets
  • Business Loans

    • Review & Overview

    D. L. Evans Bank is a smaller bank specializing in Home Purchase, Refi, and Cash Out Refi loans. D. L. Evans Bank has a high proportion of conventional loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) They have a low ratio of USDA loans. Their top markets by origination volume include: Boise City, Twin Falls, Burley, Hailey, and Ogden among others. We have data for 30 markets. (Some data included below & more in-depth data is available with an active subscription.)

    D. L. Evans Bank has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. D. L. Evans Bank is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

    We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

    Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

    Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

    SimulatedRates™

    Mortgage Type     		Simulated Rate Simulation Date
    Home Equity Line of Credit (HELOC) 6.27% 4/28/24
    30 Year Conventional Purchase 6.54% 4/28/24
    30 Year Conventional Refi 6.52% 4/28/24
    30 Year Cash-out Refi 6.76% 4/28/24
    30 Year FHA Purchase 6.86% 4/28/24
    30 Year FHA Refi 6.27% 4/28/24
    30 Year VA Purchase 5.68% 4/28/24
    30 Year USDA Purchase 6.58% 4/28/24
    15 Year Conventional Purchase 6.76% 4/28/24
    15 Year Conventional Refi 6.92% 4/28/24
    15 Year Cash-out Refi 6.92% 4/28/24
    These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

    D. L. Evans Bank Mortgage Calculator






    Your Estimates

    Estimated Loan Payment: Update the calculator values and click calculate payment!

    This is not an official calculator from D. L. Evans Bank. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

    The default purchase price is the median sales price across the US for 2022Q4, per FRED.


    Originations

    1,501

    Origination Dollar Volume (All Markets)

    $357,245,000

    Employee count

    438 Show all (13) awards

    Top Markets

    Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

    Market Originations Total Value Average Loan Average Fees Average Rate
    BOISE CITY, ID (FHA|USDA|VA) 475 $118,815,000 $250,137 $5,387 3.43%
    TWIN FALLS, ID (FHA|USDA|VA) 285 $61,325,000 $215,175 $5,465 3.26%
    Burley, ID (FHA|USDA|VA) 204 $31,360,000 $153,725 $4,692 3.74%
    Hailey, ID (FHA|USDA|VA) 96 $29,140,000 $303,542 $6,541 3.56%
    OGDEN-CLEARFIELD, UT (FHA|USDA|VA) 96 $25,280,000 $263,333 $4,129 3.44%
    IDAHO FALLS, ID (FHA|USDA|VA) 64 $16,440,000 $256,875 $5,255 3.67%
    Ontario, OR-ID (FHA|USDA|VA) 49 $14,705,000 $300,102 $6,061 3.30%
    Outside of Metro Areas 59 $13,605,000 $230,593 $6,455 3.31%
    POCATELLO, ID (FHA|USDA|VA) 57 $11,445,000 $200,789 $5,304 3.34%
    LOGAN, UT-ID (FHA|USDA|VA) 13 $9,485,000 $729,615 $4,875 3.71%
    Rexburg, ID (FHA|USDA|VA) 36 $8,720,000 $242,222 $5,560 3.63%
    Blackfoot, ID (FHA|USDA|VA) 31 $6,515,000 $210,161 $6,214 3.83%
    Mountain Home, ID (FHA|USDA|VA) 8 $1,940,000 $242,500 $4,166 3.11%
    Jackson, WY-ID (FHA|USDA|VA) 4 $1,420,000 $355,000 $9,464 3.87%
    SALT LAKE CITY, UT (FHA|USDA|VA) 4 $1,320,000 $330,000 $3,528 3.83%
    PROVO-OREM, UT (FHA|USDA|VA) 2 $1,090,000 $545,000 $7,468 3.81%
    ST. GEORGE, UT (FHA|USDA|VA) 3 $825,000 $275,000 $3,460 3.50%
    PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 3 $705,000 $235,000 $9,005 3.58%
    Heber, UT (FHA|USDA|VA) 1 $445,000 $445,000 $3,188 2.88%
    Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 1 $435,000 $435,000 $8,485 2.25%
    Bozeman, MT (FHA|USDA|VA) 1 $395,000 $395,000 $2,578 2.63%
    La Grande, OR (FHA|USDA|VA) 1 $285,000 $285,000 $0 3.25%
    SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 1 $245,000 $245,000 $9,345 2.63%
    WALLA WALLA, WA (FHA|USDA|VA) 1 $245,000 $245,000 $5,144 2.75%
    SALEM, OR (FHA|USDA|VA) 1 $245,000 $245,000 $0 3.63%
    Dumas, TX (FHA|USDA|VA) 1 $235,000 $235,000 $3,484 3.13%
    Sandpoint, ID (FHA|USDA|VA) 1 $175,000 $175,000 $4,292 2.63%
    EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) 1 $165,000 $165,000 $5,050 2.88%
    Laramie, WY (FHA|USDA|VA) 1 $125,000 $125,000 $0 3.00%
    Ada, OK (FHA|USDA|VA) 1 $115,000 $115,000 $2,531 3.13%
    D. L. Evans Bank's top markets include Boise City, Twin Falls, Burley, Hailey, and Ogden among others.

    Their top states include:
  • Idaho (FHA|USDA|VA)
  • Utah (FHA|USDA|VA)
  • Oregon (FHA|USDA|VA)
  • Washington (FHA|USDA|VA)
  • Illinois (FHA|USDA|VA)

    • Similar Lenders

    We use machine learning to identify the top lenders compared against D. L. Evans Bank based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.

    HOMEAMERICAN MORTGAGE CORPORATION
    Similarity Rank: 296
    HORIZON UTAH Federal Credit Union
    Similarity Rank: 350
    WEBER STATE FEDERAL CREDIT UNION
    Similarity Rank: 384
    UTAH COMMUNITY
    Similarity Rank: 506
    ROGUE
    Similarity Rank: 506
    CONNECTIONS
    Similarity Rank: 810
    EAST IDAHO Credit Union
    Similarity Rank: 854
    ADVANTAGE PLUS
    Similarity Rank: 952
    BEEHIVE
    Similarity Rank: 1332
    PIONEER
    Similarity Rank: 1359

    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 830 $240,190,000 $289,386 $5,037 3.10%
    HELOC 564 $89,590,000 $158,848 n/a 4.16%
    VA 53 $14,915,000 $281,415 $6,750 2.44%
    FHA 42 $10,010,000 $238,333 $9,102 2.57%
    USDA 12 $2,540,000 $211,667 $6,330 2.40%

    For 2021, D. L. Evans Bank's most frequently originated type of loan was Conventional, with 830 originations. Their 2nd most popular type was HELOC, with 564 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 390 $132,970,000 $340,949 $5,901 3.21%
    Refi 339 $82,085,000 $242,139 $4,516 3.25%
    Cash Out Refi 302 $76,970,000 $254,868 $5,439 2.98%
    Other 284 $44,610,000 $157,077 $5,157 4.05%
    Home Improvement 186 $20,610,000 $110,806 $5,680 4.22%

    For 2021, D. L. Evans Bank's most frequently cited loan purpose was Home Purchase, with 390 originations. The 2nd most popular reason was Refi, with 339 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 697 $200,945,000 $288,300 $5,700 2.94%
    Other 562 $85,550,000 $152,224 $4,483 4.16%
    15 Year 119 $23,865,000 $200,546 $4,416 2.69%
    10 Year 60 $25,840,000 $430,667 $679 4.39%
    20 Year 39 $7,295,000 $187,051 $4,203 2.96%
    1 Year 17 $11,975,000 $704,412 $11,131 4.43%
    3 Year 4 $870,000 $217,500 $0 4.40%
    5 Year 3 $905,000 $301,667 $0 4.21%

    For 2021, D. L. Evans Bank's most frequently cited loan duration was 30 Year, with 697 originations. The 2nd most popular length was Other, with 562 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $<1k 244 $66,380,000 $272,049
    $2k-3k 195 $40,615,000 $208,282
    $1k-2k 141 $21,365,000 $151,525
    $3k-4k 116 $35,390,000 $305,086
    $5k+ 73 $36,255,000 $496,644
    $4k-5k 63 $24,445,000 $388,016

    D. L. Evans Bank's average total fees were $5,700, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 244 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    3-4% 644 $134,270,000 $208,494
    2.5-3% 427 $117,425,000 $275,000
    4-5% 207 $54,325,000 $262,440
    <2.5% 198 $49,320,000 $249,091
    5-6% 19 $1,585,000 $83,421
    Over 8% 4 $180,000 $45,000
    6-7% 1 $95,000 $95,000
    7-8% 1 $45,000 $45,000

    During 2021, D. L. Evans Bank's average interest rate for loans was 2.94%, while their most frequently originated rate bucket for loans was 3-4%, with 644 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 525 $146,045,000 $278,181 $5,904 3.18%
    $100k-200k 468 $67,540,000 $144,316 $3,988 3.39%
    $100,000 or less 296 $16,440,000 $55,541 $2,077 4.19%
    $400k-600k 175 $83,885,000 $479,343 $7,213 3.11%
    $600k-1MM 28 $19,950,000 $712,500 $9,443 3.89%
    $1MM+ 9 $23,385,000 $2,598,333 $0 4.25%

    2021 saw D. L. Evans Bank place emphasis on $200k-400k loans with 525 originations, totaling $146,045,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $100k-150k 294 $70,100,000 $238,435 $6,189 3.48%
    $50k-75k 291 $55,195,000 $189,674 $5,153 3.31%
    $75k-100k 263 $54,065,000 $205,570 $5,378 3.48%
    $150k-250k 210 $58,760,000 $279,810 $6,100 3.51%
    $50k or less 200 $27,280,000 $136,400 $4,320 3.23%
    $250k+ 123 $46,665,000 $379,390 $7,362 3.75%

    D. L. Evans Bank lent most frequently to those with incomes in the $100k-150k range, with 294 originations. The second most popular income band? $50k-75k, with 291 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% 358 $77,520,000 $216,536 $5,245 3.42%
    30-36% 262 $58,210,000 $222,176 $5,640 3.36%
    <20% 204 $41,970,000 $205,735 $4,339 3.61%
    44% 70 $12,550,000 $179,286 $5,015 3.75%
    41% 58 $12,900,000 $222,414 $5,640 3.46%
    37% 57 $13,605,000 $238,684 $5,847 3.28%
    39% 55 $10,115,000 $183,909 $4,754 3.59%
    40% 54 $11,680,000 $216,296 $4,887 3.49%
    43% 51 $13,025,000 $255,392 $4,735 3.42%
    36% 49 $12,065,000 $246,224 $5,794 3.47%
    38% 42 $11,280,000 $268,571 $5,416 3.28%
    42% 41 $11,095,000 $270,610 $6,262 3.39%
    45% 25 $6,185,000 $247,400 $6,144 2.96%
    47% 23 $6,335,000 $275,435 $5,364 3.04%
    46% 20 $5,760,000 $288,000 $6,143 3.11%
    49% 19 $5,745,000 $302,368 $6,234 2.87%
    48% 17 $5,535,000 $325,588 $7,423 3.15%
    50-60% 15 $3,755,000 $250,333 $7,470 3.30%
    >60% 4 $3,250,000 $812,500 $0 4.43%

    D. L. Evans Bank lent most frequently to those with DTI ratios of 20-30%, with 358 originations. The next most common DTI ratio? 30-36%, with 262 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 1,303 $293,825,000 $225,499 $5,293 3.45%
    Not provided 133 $32,555,000 $244,774 $6,016 3.33%
    Not applicable 39 $25,025,000 $641,667 $0 4.36%
    American Indian 8 $2,020,000 $252,500 $5,696 3.45%
    Asian 8 $2,000,000 $250,000 $6,279 2.70%
    Black 5 $585,000 $117,000 $4,159 3.70%
    Japanese 2 $450,000 $225,000 $4,893 2.44%
    Asian Indian 1 $435,000 $435,000 $8,485 2.25%
    Other Asian 1 $225,000 $225,000 $2,891 2.75%
    Native Hawaiian or Islander 1 $125,000 $125,000 $0 3.75%

    Approval Rates

    Total approvals of all applications
    91.06%

    D. L. Evans Bank has an average approval rate.

    Pick Rate

    Approvals leading to origination
    79.48%

    D. L. Evans Bank has a below average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 1,501 $357,245,000 $238,005

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    1,501 $357,245,000 $238,005

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 320 $55,120,000 $172,250 $3,827 3.66%
    40-60% 311 $77,995,000 $250,788 $4,807 3.21%
    60-80% 422 $149,700,000 $354,739 $5,992 3.30%
    80-100% 175 $50,665,000 $289,514 $6,450 2.90%
    Over 100% 3 $1,085,000 $361,667 $16,295 2.46%
    Under 20% 257 $19,155,000 $74,533 $1,922 4.21%

    Bank Details

    Branches

    Bank Name Branch Branch Type Deposits (000's)
    D. L. Evans Bank 101 South Main Street Brigham City, UT 84302 Full Service B&M $2,095
    D. L. Evans Bank 1014 South Lincoln Jerome, ID 83338 Full Service B&M $86,263
    D. L. Evans Bank 108 East Ellis Street Paul, ID 83347 Full Service B&M $27,081
    D. L. Evans Bank 125 Valley River Dr, Ste E3 Rexburg, ID 83440 Full Service B&M $26,830
    D. L. Evans Bank 1307 Northwest 16th Street Fruitland, ID 83619 Full Service B&M $94,950
    D. L. Evans Bank 135 Farnsworth Way Rigby, ID 83442 Full Service B&M $53,900
    D. L. Evans Bank 1350 Parkway Dr. Suite 6 Blackfoot, ID 83221 Full Service B&M $24,992
    D. L. Evans Bank 1536 Caldwell Boulevard Nampa, ID 83651 Full Service B&M $98,414
    D. L. Evans Bank 1600 South Vista Avenue Boise, ID 83705 Full Service B&M $74,053
    D. L. Evans Bank 1875 S. Eagle Rd. Meridian, ID 83642 Full Service B&M $62,518
    D. L. Evans Bank 2071 12th Avenue Road Nampa, ID 83686 Full Service B&M $61,168
    D. L. Evans Bank 215 Blue Lakes Boulevard North Twin Falls, ID 83301 Full Service B&M $60,664
    D. L. Evans Bank 222 Main Avenue, South Twin Falls, ID 83301 Full Service B&M $24,047
    D. L. Evans Bank 2281 Overland Avenue Burley, ID 83318 Full Service B&M $120,159
    D. L. Evans Bank 242 N Main Street Kimberly, ID 83341 Full Service B&M $23,219
    D. L. Evans Bank 2560 East Fairview Avenue Meridian, ID 83642 Full Service B&M $90,909
    D. L. Evans Bank 2634 East Sunnyside Road Ammon, ID 83406 Full Service B&M $32,108
    D. L. Evans Bank 312 West Main St. Tremonton, UT 84337 Full Service B&M $36,344
    D. L. Evans Bank 333 Yellowstone Avenue Pocatello, ID 83201 Full Service B&M $26,178
    D. L. Evans Bank 375 North Overland Avenue Burley, ID 83318 Full Service B&M $137,912
    D. L. Evans Bank 3845 West State Street Boise, ID 83703 Full Service B&M $82,672
    D. L. Evans Bank 3990 South Washington Blvd South Ogden, UT 84403 Full Service B&M $23,668
    D. L. Evans Bank 402 South Eagle Road Eagle, ID 83616 Full Service B&M $61,647
    D. L. Evans Bank 4080 Yellowstone Avenue Pocatello, ID 83201 Full Service B&M $33,236
    D. L. Evans Bank 418 South Oneida Rupert, ID 83350 Full Service B&M $109,382
    D. L. Evans Bank 609 South Main St. Hailey, ID 83333 Full Service B&M $123,205
    D. L. Evans Bank 673 East Parkcenter Boulevard Boise, ID 83706 Full Service B&M $43,014
    D. L. Evans Bank 680 Sun Valley Road Ketchum, ID 83340 Full Service B&M $147,193
    D. L. Evans Bank 731 N Main Street, Suite A Bellevue, ID 83313 Full Service B&M $3,209
    D. L. Evans Bank 7450 West Emerald St Boise, ID 83713 Full Service B&M $74,642
    D. L. Evans Bank 888 East 17th Street Idaho Falls, ID 83404 Full Service B&M $48,264
    D. L. Evans Bank 890 West Main Street Boise, ID 83702 Full Service B&M $100,874
    D. L. Evans Bank 906 Blue Lakes Blvd North Twin Falls, ID 83301 Full Service B&M $180,360
    D. L. Evans Bank 919 Blaine Street Caldwell, ID 83605 Full Service B&M $63,125
    D. L. Evans Bank 944 S Highway 89 Logan, UT 84321 Full Service B&M $2,238
    D. L. Evans Bank Main And Market Streets Albion, ID 83311 Full Service B&M $55,952

    For 2021, D. L. Evans Bank had 36 branches.

    Yearly Performance Overview

    Bank Income

    Item Value (in 000's)
    Total interest income $91,411
    Net interest income $86,632
    Total noninterest income $20,264
    Gross Fiduciary activities income $0
    Service charges on deposit accounts $1,863
    Trading account gains and fees $0
    Additional Noninterest Income $18,401
    Pre-tax net operating income $44,769
    Securities gains (or losses, -) $1
    Income before extraordinary items $34,596
    Discontinued Operations (Extraordinary gains, net) $0
    Net income of bank and minority interests $34,596
    Minority interest net income $0
    Net income $34,596
    Sale, conversion, retirement of capital stock, net $0
    Net operating income $34,595

    D. L. Evans Bank's gross interest income from loans was $91,411,000.
    D. L. Evans Bank's net interest income from loans was $86,632,000.
    D. L. Evans Bank's fee based income from loans was $1,863,000.
    D. L. Evans Bank's net income from loans was $34,596,000.

    Bank Expenses

    Item Value (in 000's)
    Total interest expense $4,779
    Provision for credit losses $0
    Total noninterest expense $62,127
    Salaries and employee benefits $40,724
    Premises and equipment expense $7,119
    Additional noninterest expense $14,284
    Applicable income taxes $10,174
    Net charge-offs $-256
    Cash dividends $3,200

    D. L. Evans Bank's interest expense for loans was $4,779,000.
    D. L. Evans Bank's payroll and benefits expense were $40,724,000.
    D. L. Evans Bank's property, plant and equipment expenses $7,119,000.

    Loan Performance

    Type of Loan % of Loans Noncurrent (30+ days, end of period snapshot)
    All loans 0.0%
    Real Estate loans 0.0%
    Construction & Land Development loans 0.0%
    Nonfarm, nonresidential loans 0.0%
    Multifamily residential loans 0.0%
    1-4 family residential loans 0.0%
    HELOC loans 0.0%
    All other family 0.0%
    Commercial & industrial loans 0.0%
    Personal loans 0.0%
    Credit card loans 0.8%
    Other individual loans 0.0%
    Auto loans 0.0%
    Other consumer loans 0.0%
    Unsecured commercial real estate loans 0.0%

    Deposits

    Type Value (in 000's)
    Total deposits $2,544,817
    Deposits held in domestic offices $2,544,817
    Deposits by Individuals, partnerships, and corporations $2,421,612
    Deposits by U.S. Government $6
    Deposits by States and political subdivisions in the U.S. $121,594
    Deposits by Commercial banks and other depository institutions in U.S. $1,605
    Deposits by Banks in foreign countries $0
    Deposits by Foreign governments and official institutions $0
    Transaction accounts $304,517
    Demand deposits $258,152
    Nontransaction accounts $2,240,300
    Money market deposit accounts (MMDAs) $571,666
    Other savings deposits (excluding MMDAs) $1,433,380
    Total time deposits $235,254
    Total time and savings deposits $2,286,665
    Noninterest-bearing deposits $1,093,997
    Interest-bearing deposits $1,450,820
    Retail deposits $2,473,430
    IRAs and Keogh plan accounts $34,660
    Brokered deposits $0
    Deposits held in foreign offices $0

    Assets

    Asset Value (in 000's)
    Total Assets $2,935,865
    Cash & Balances due from depository institutions $469,923
    Interest-bearing balances $444,484
    Total securities $1,073,782
    Federal funds sold & reverse repurchase $0
    Net loans and leases $1,262,392
    Loan and leases loss allowance $21,433
    Trading account assets $0
    Bank premises and fixed assets $57,974
    Other real estate owned $574
    Goodwill and other intangibles $120
    All other assets $71,100

    Liabilities

    Liabilities Value (in 000's)
    Total liabilities and capital $2,935,865
    Total Liabilities $2,689,687
    Total deposits $2,544,817
    Interest-bearing deposits $1,450,820
    Deposits held in domestic offices $2,544,817
    % insured (estimated) $70
    Federal funds purchased and repurchase agreements $130,200
    Trading liabilities $0
    Other borrowed funds $0
    Subordinated debt $0
    All other liabilities $14,670

    Issued Loan Types

    Type Value (in 000's)
    Net loans and leases $1,262,392
    Loan and leases loss allowance $21,433
    Total loans and leases (domestic) $1,283,825
    All real estate loans $1,000,671
    Real estate loans in domestic offices $1,000,671
    Construction and development loans $173,994
    Residential 1-4 family construction $38,348
    Other construction, all land development and other land $135,646
    Loans secured by nonfarm nonresidential properties $453,236
    Nonfarm nonresidential secured by owner-occupied properties $280,248
    Commercial real estate & other non-farm, non-residential $172,988
    Multifamily residential real estate $22,954
    1-4 family residential loans $199,777
    Farmland loans $150,710
    Loans held in foreign offices $0
    Farm loans $122,321
    Commercial and industrial loans $124,050
    To non-U.S. addressees $0
    Loans to individuals $32,778
    Credit card loans $6,776
    Related Plans $1,390
    Consumer Auto Loans $15,568
    Other loans to individuals $9,044
    All other loans & leases $4,005
    Loans to foreign governments and official institutions $0
    Other loans $134
    Loans to depository institutions and acceptances of other banks $0
    Loans not secured by real estate $0
    Loans secured by real estate to non-U.S. addressees $0
    Restructured Loans & leases $364
    Non 1-4 family restructured loans & leases $364
    Total loans and leases (foreign) $0

    D. L. Evans Bank had $1,262,392,000 of loans outstanding in 2021. $1,000,671,000 of loans were in real estate loans. $173,994,000 of loans were in development loans. $22,954,000 of loans were in multifamily mortgage loans. $199,777,000 of loans were in 1-4 family mortgage loans. $122,321,000 of loans were in farm loans. $6,776,000 of loans were in credit card loans. $15,568,000 of loans were in the auto loan category.

    Small Business Loans

    Categorization # of Loans in Category $ amount of loans (in 000's) Average $/loan
    Nonfarm, nonresidential loans - <$1MM 869 $208,523 $239,957
    Nonfarm, nonresidential loans - <$100k 143 $8,546 $59,762
    Nonfarm, nonresidential loans - $100-250k 308 $42,064 $136,571
    Nonfarm, nonresidential loans - $250k-1MM 418 $157,913 $377,782
    Commercial & Industrial, US addressed loans - <$1MM 1,637 $87,225 $53,283
    Commercial & Industrial, US addressed loans - <$100k 1,210 $29,273 $24,193
    Commercial & Industrial, US addressed loans - $100-250k 259 $22,592 $87,228
    Commercial & Industrial, US addressed loans - $250k-1MM 168 $35,360 $210,476
    Farmland loans - <$1MM 440 $71,384 $162,236
    Farmland loans - <$100k 116 $5,610 $48,362
    Farmland loans - $100-250k 184 $23,190 $126,033
    Farmland loans - $250k-1MM 140 $42,584 $304,171
    Agriculture operations loans - <$1MM 1,321 $68,699 $52,005
    Agriculture operations loans - <$100k 929 $21,969 $23,648
    Agriculture operations loans - $100-250k 262 $24,899 $95,034
    Agriculture operations loans - $250k-1MM 130 $21,831 $167,931