Seacoast National Bank Mortgage Rates, Fees & Info

Stuart, FL

LEI: 5493006MCOP60BBI4G97

Tax ID: 59-0193820

4.4 stars - out of 5 stars, based on 58 reviews

Latest/2021 | 2020 Data | 2019 Data | 2018 Data

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Mortgage Data

  • SimulatedRates™
  • Bank Data

    Review & Overview

    Seacoast National Bank is a smaller bank specializing in Home Purchase and Refi loans. Seacoast National Bank has a high proportion of conventional loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) Their top markets by origination volume include: Port St. Lucie, Orlando, Miami, Tampa, and Deltona among others. We have data for 28 markets. (Some data included below & more in-depth data is available with an active subscription.)

    Seacoast National Bank has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Seacoast National Bank is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

    We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

    Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

    Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.


    SimulatedRates™

    Mortgage Type
    Simulated Rate Simulation Date
    Home Equity Line of Credit (HELOC) 7.37% 10/3/22
    30 Year Conventional Purchase 6.52% 10/3/22
    30 Year Conventional Refi 6.31% 10/3/22
    30 Year Cash-out Refi 6.48% 10/3/22
    30 Year FHA Purchase 7.13% 10/3/22
    30 Year FHA Refi 7.37% 10/3/22
    30 Year VA Purchase 6.31% 10/3/22
    30 Year VA Refi 5.98% 10/3/22
    15 Year Conventional Purchase 6.00% 10/3/22
    15 Year Conventional Refi 6.05% 10/3/22
    15 Year Cash-out Refi 6.05% 10/3/22
    15 Year FHA Refi 6.45% 10/3/22
    These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.


    Originations

    3,361

    Origination Dollar Volume (All Markets)

    $785,295,000

    Employee count

    989 Show all (15) awards

    Relative Rate

    Seacoast National Bank's average 30 year fixed mortgage rate was 3.31%.

    The 2021 average 30 year fixed rate mortgage across all markets and lenders was 3.15%.

    This yields a difference of 0.16%.

    Relative Fees (Closing Costs)

    Seacoast National Bank's average total fees/closing costs for a 30 year fixed rate mortgage were $4,872.

    The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including both points & up-front fees in addition to origination fees) were $4,750.

    Top Markets

    Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

    Market Originations Total Value Average Loan Average Fees Average Rate
    PORT ST. LUCIE, FL (FHA|USDA|VA) 957 $197,105,000 $205,961 $4,514 3.40%
    ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 708 $153,660,000 $217,034 $4,496 3.61%
    Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 600 $151,230,000 $252,050 $5,054 3.76%
    TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 258 $72,600,000 $281,395 $4,922 3.48%
    DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 261 $60,695,000 $232,548 $4,907 3.25%
    PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 162 $39,620,000 $244,568 $4,338 3.34%
    Sebastian-Vero Beach, FL (FHA|USDA|VA) 214 $36,990,000 $172,850 $4,101 3.48%
    LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 16 $27,350,000 $1,709,375 $4,102 3.54%
    CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 39 $9,075,000 $232,692 $4,746 3.38%
    JACKSONVILLE, FL (FHA|USDA|VA) 28 $7,460,000 $266,429 $4,367 3.36%
    PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 3 $4,915,000 $1,638,333 $4,190 3.86%
    Okeechobee, FL (FHA|USDA|VA) 33 $4,575,000 $138,636 $4,335 3.62%
    NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 15 $3,695,000 $246,333 $5,600 3.43%
    North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 16 $3,530,000 $220,625 $5,394 3.61%
    Clewiston, FL (FHA|USDA|VA) 7 $2,575,000 $367,857 $4,415 4.19%
    OCALA, FL (FHA|USDA|VA) 7 $2,135,000 $305,000 $4,845 3.25%
    PANAMA CITY, FL (FHA|USDA|VA) 2 $1,410,000 $705,000 $0 3.50%
    HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 5 $1,345,000 $269,000 $8,334 3.28%
    GAINESVILLE, FL (FHA|USDA|VA) 4 $1,060,000 $265,000 $3,607 3.03%
    PUNTA GORDA, FL (FHA|USDA|VA) 5 $1,005,000 $201,000 $3,444 2.75%
    THE VILLAGES, FL (FHA|USDA|VA) 5 $935,000 $187,000 $0 3.95%
    TALLAHASSEE, FL (FHA|USDA|VA) 4 $570,000 $142,500 $3,655 2.59%
    Key West, FL (FHA|USDA|VA) 3 $485,000 $161,667 $3,552 3.25%
    SEBRING-AVON PARK, FL (FHA|USDA|VA) 3 $445,000 $148,333 $0 4.58%
    Arcadia, FL (FHA|USDA|VA) 3 $375,000 $125,000 $3,309 3.25%
    CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 1 $245,000 $245,000 $0 3.50%
    Outside of Metro Areas 1 $125,000 $125,000 $3,506 2.88%
    Palatka, FL (FHA|USDA|VA) 1 $85,000 $85,000 $3,222 3.25%

    Seacoast National Bank's top markets include Port St. Lucie, Orlando, Miami, Tampa, and Deltona among others.

    Similar Lenders

    We use machine learning to identify the top lenders compared against Seacoast National Bank based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.

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    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    HELOC 1,711 $233,235,000 $136,315 n/a 4.10%
    Conventional 1,596 $538,130,000 $337,174 $4,494 2.90%
    FHA 36 $8,650,000 $240,278 $8,113 2.76%
    VA 18 $5,280,000 $293,333 $7,066 2.72%

    For 2021, Seacoast National Bank's most frequently originated type of loan was HELOC, with 1,711 originations. Their 2nd most popular type was Conventional, with 1,596 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Improvement 1,064 $114,300,000 $107,425 $3,796 4.09%
    Home Purchase 903 $333,475,000 $369,297 $5,613 3.24%
    Refi 680 $186,570,000 $274,368 $3,892 3.00%
    Cash Out Refi 430 $118,730,000 $276,116 $3,934 2.92%
    Other 284 $32,220,000 $113,451 $4,197 4.31%

    For 2021, Seacoast National Bank's most frequently cited loan purpose was Home Improvement, with 1,064 originations. The 2nd most popular reason was Home Purchase, with 903 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 1,736 $485,110,000 $279,441 $4,872 3.31%
    15 Year 1,403 $221,475,000 $157,858 $3,771 3.78%
    Other 113 $20,855,000 $184,558 $0 3.98%
    20 Year 74 $19,190,000 $259,324 $3,620 2.71%
    10 Year 24 $6,080,000 $253,333 $3,219 2.46%
    5 Year 10 $32,500,000 $3,250,000 $0 3.66%
    3 Year 1 $85,000 $85,000 $0 3.71%

    For 2021, Seacoast National Bank's most frequently cited loan duration was 30 Year, with 1,736 originations. The 2nd most popular length was 15 Year, with 1,403 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $1k-2k 1,318 $416,390,000 $315,926
    $2k-3k 79 $25,835,000 $327,025
    $<1k 56 $15,610,000 $278,750
    $3k-4k 23 $11,615,000 $505,000
    $5k+ 13 $7,275,000 $559,615
    $4k-5k 11 $5,885,000 $535,000

    Seacoast National Bank's average total fees were $4,872, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 1,318 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    3-4% 1,481 $367,765,000 $248,322
    2.5-3% 773 $246,715,000 $319,166
    4-5% 456 $51,410,000 $112,741
    <2.5% 378 $98,680,000 $261,058
    5-6% 242 $18,950,000 $78,306
    6-7% 31 $1,775,000 $57,258

    During 2021, Seacoast National Bank's average interest rate for loans was 3.31%, while their most frequently originated rate bucket for loans was 3-4%, with 1,481 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 1,016 $275,190,000 $270,856 $4,450 3.12%
    $100,000 or less 988 $56,770,000 $57,460 $2,917 4.20%
    $100k-200k 898 $127,050,000 $141,481 $3,390 3.39%
    $400k-600k 327 $158,595,000 $485,000 $5,571 3.05%
    $600k-1MM 82 $63,500,000 $774,390 $8,004 3.30%
    $1MM+ 50 $104,190,000 $2,083,800 $12,679 3.37%

    2021 saw Seacoast National Bank place emphasis on $200k-400k loans with 1,016 originations, totaling $275,190,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $100k-150k 787 $154,355,000 $196,131 $4,411 3.55%
    $150k-250k 710 $175,550,000 $247,254 $5,084 3.57%
    $250k+ 520 $215,240,000 $413,923 $6,878 3.54%
    $50k-75k 494 $71,390,000 $144,514 $4,049 3.47%
    $75k-100k 455 $75,675,000 $166,319 $4,144 3.49%
    $50k or less 312 $35,010,000 $112,212 $3,641 3.39%

    Seacoast National Bank lent most frequently to those with incomes in the $100k-150k range, with 787 originations. The second most popular income band? $150k-250k, with 710 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% 782 $178,170,000 $227,839 $4,637 3.47%
    30-36% 614 $129,540,000 $210,977 $4,315 3.43%
    <20% 359 $80,805,000 $225,084 $4,368 3.39%
    44% 192 $35,590,000 $185,365 $4,420 3.77%
    45% 158 $28,050,000 $177,532 $4,770 3.85%
    41% 141 $33,325,000 $236,348 $4,572 3.55%
    42% 139 $30,255,000 $217,662 $4,619 3.57%
    40% 135 $29,665,000 $219,741 $4,801 3.62%
    43% 135 $30,545,000 $226,259 $4,456 3.60%
    37% 120 $28,700,000 $239,167 $5,397 3.54%
    39% 117 $29,565,000 $252,692 $5,064 3.56%
    38% 117 $23,715,000 $202,692 $4,646 3.77%
    36% 103 $19,495,000 $189,272 $4,591 3.72%
    49% 65 $19,635,000 $302,077 $5,042 3.12%
    47% 49 $11,535,000 $235,408 $4,265 3.09%
    46% 48 $12,820,000 $267,083 $4,633 2.99%
    48% 40 $12,840,000 $321,000 $4,756 3.04%
    50-60% 22 $5,230,000 $237,727 $8,023 3.41%
    >60% 3 $675,000 $225,000 $0 4.67%

    Seacoast National Bank lent most frequently to those with DTI ratios of 20-30%, with 782 originations. The next most common DTI ratio? 30-36%, with 614 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 2,741 $592,685,000 $216,229 $4,611 3.55%
    Not provided 418 $109,020,000 $260,813 $4,585 3.24%
    Not applicable 17 $44,095,000 $2,593,824 $0 3.77%
    Asian 74 $18,850,000 $254,730 $4,868 3.40%
    Black 93 $16,055,000 $172,634 $4,592 3.78%
    Asian Indian 7 $1,845,000 $263,571 $3,777 3.39%
    American Indian 3 $1,155,000 $385,000 $4,788 2.92%
    Other Asian 3 $685,000 $228,333 $3,938 2.71%
    Filipino 3 $665,000 $221,667 $4,157 3.54%
    Native Hawaiian or Islander 1 $205,000 $205,000 $7,436 3.00%
    Japanese 1 $35,000 $35,000 $0 3.50%

    Approval Rates

    Total approvals of all applications
    74.30%

    Seacoast National Bank has a below average approval rate.

    Pick Rate

    Approvals leading to origination
    82.27%

    Seacoast National Bank has a below average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 3,361 $785,295,000 $233,649

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    3,361 $785,295,000 $233,649

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 724 $126,180,000 $174,282 $3,734 3.74%
    40-60% 553 $157,075,000 $284,042 $4,052 3.06%
    60-80% 847 $319,955,000 $377,751 $4,753 3.06%
    80-100% 333 $111,435,000 $334,640 $5,298 3.02%
    Over 100% 4 $1,190,000 $297,500 $12,581 3.22%
    Under 20% 900 $69,460,000 $77,178 $3,745 4.21%

    Bank Details

    Branches

    Bank Name Branch Branch Type Deposits (000's)
    Seacoast National Bank 1000 East Highway 50 Clermont, FL 34711 Full Service B&M $222,459
    Seacoast National Bank 1000 N.E. Jensen Beach Blvd. Jensen Beach, FL 34957 Full Service B&M $157,093
    Seacoast National Bank 1031 West Morse Boulevard, Suite 150 Winter Park, FL 32789 Full Service B&M $341,931
    Seacoast National Bank 175 Timacuan Boulevard Lake Mary, FL 32746 Full Service B&M $138,019
    Seacoast National Bank 175 W. Granada Boulevard Ormond Beach, FL 32174 Full Service B&M $124,835
    Seacoast National Bank 1790 Sw Gatlin Boulevard Saint Lucie West, FL 34953 Full Service B&M $59,090
    Seacoast National Bank 18251 Us Highway 441 Mount Dora, FL 32757 Full Service B&M $110,798
    Seacoast National Bank 1835 Highway 441 Se Okeechobee, FL 34974 Limited, Administrative $0
    Seacoast National Bank 1901 South Us Hwy 1 Fort Pierce, FL 34950 Full Service B&M $171,888
    Seacoast National Bank 2000 Lantana Road Lantana, FL 33462 Full Service B&M $188,030
    Seacoast National Bank 250 N Orange Avenue Orlando, FL 32801 Full Service B&M $167,038
    Seacoast National Bank 2601 S.W. High Meadows Avenue Palm City, FL 34990 Full Service B&M $226,980
    Seacoast National Bank 2695 State Road 434 Longwood, FL 32779 Full Service B&M $216,331
    Seacoast National Bank 2722 East Burleigh Boulevard Eustis, FL 32726 Full Service B&M $83,346
    Seacoast National Bank 2839 Clayton Crossing Way Oviedo, FL 32765 Full Service B&M $70,977
    Seacoast National Bank 6030 20th Street Vero Beach, FL 32966 Full Service B&M $90,655
    Seacoast National Bank 615 N Dixie Hwy West Palm Beach, FL 33401 Full Service B&M $175,564
    Seacoast National Bank 6572 Conory Windermer Rd Orlando, FL 32835 Full Service B&M $54,372
    Seacoast National Bank 715 Indian Rocks Road N Belleair Bluffs, FL 33770 Full Service B&M $51,445
    Seacoast National Bank 8101 Okeechobee Boulevard West Palm Beach, FL 33411 Full Service B&M $326,319
    Seacoast National Bank 815 Colorado Ave Stuart, FL 34994 Full Service B&M $942,504
    Seacoast National Bank 890 W. Sugarland Highway Clewiston, FL 33440 Full Service B&M $82,939
    Seacoast National Bank 9680 Narcoosee Road, Suite 101 Orlando, FL 32827 Full Service B&M $27,691
    Seacoast National Bank 9698 South Us 1 Port Saint Lucie, FL 34952 Full Service B&M $124,640
    Seacoast National Bank 9700 Koger Boulevard Saint Petersburg, FL 33702 Full Service B&M $67,403
    Seacoast National Bank 105 Capron Trail Viera, FL 32940 Full Service B&M $89,933
    Seacoast National Bank 1100 Southwest St. Lucie West Boulevard Port St. Lucie, FL 34986 Full Service B&M $122,566
    Seacoast National Bank 1108 South East Port St Lucie Blvd Port Saint Lucie, FL 34952 Full Service B&M $143,351
    Seacoast National Bank 1110 Roseland Road Sebastian, FL 32958 Full Service B&M $117,954
    Seacoast National Bank 11711 S.E. Federal Highway Hobe Sound, FL 33455 Full Service B&M $202,049
    Seacoast National Bank 12 Se 12th Street, Ste 101 Fort Lauderdale, FL 33316 Full Service B&M $123,359
    Seacoast National Bank 1200 4th Street North Saint Petersburg, FL 33701 Full Service B&M $256,915
    Seacoast National Bank 1206 Us Highway 1 Vero Beach, FL 32960 Full Service B&M $120,960
    Seacoast National Bank 12796 Forest Hill Boulevard Wellington, FL 33414 Full Service B&M $52,093
    Seacoast National Bank 13207 West Colonial Winter Garden, FL 34787 Full Service B&M $199,390
    Seacoast National Bank 1409 South Parrott Avenue Okeechobee, FL 34974 Full Service B&M $235,207
    Seacoast National Bank 1696 North Clyde Morris Boulevard Daytona Beach, FL 32117 Full Service B&M $92,914
    Seacoast National Bank 2940 Cardinal Drive Vero Beach, FL 32963 Full Service B&M $90,488
    Seacoast National Bank 300 South Harbor City Boulevard Melbourne, FL 32901 Full Service B&M $281,326
    Seacoast National Bank 3001 Pga Boulevard Palm Beach Gardens, FL 33410 Full Service B&M $220,662
    Seacoast National Bank 3200 Se Federal Highway Stuart, FL 34997 Full Service B&M $217,063
    Seacoast National Bank 345 East Main Street Apopka, FL 32703 Full Service B&M $102,022
    Seacoast National Bank 3717 W Boynton Beach Blvd Boynton Beach, FL 33436 Full Service B&M $71,056
    Seacoast National Bank 3791 West 1st Street Sanford, FL 32771 Full Service B&M $94,273
    Seacoast National Bank 400 North Ashley Drive Tampa, FL 33602 Full Service B&M $193,386
    Seacoast National Bank 402 S. Macdill Avenue Tampa, FL 33609 Full Service B&M $135,012
    Seacoast National Bank 4720 Clyde Morris Boulevard Port Orange, FL 32129 Full Service B&M $79,836
    Seacoast National Bank 5755 S.E. Federal Highway Stuart, FL 34997 Full Service B&M $177,767
    Seacoast National Bank 585 West Indiantown Road Jupiter, FL 33458 Full Service B&M $194,594

    For 2021, Seacoast National Bank had 49 branches.

    Yearly Performance Overview

    Bank Income

    Item Value (in 000's)
    Total interest income $284,221
    Net interest income $277,581
    Total noninterest income $72,059
    Gross Fiduciary activities income $7,038
    Service charges on deposit accounts $9,777
    Trading account gains and fees $0
    Additional Noninterest Income $55,244
    Pre-tax net operating income $161,614
    Securities gains (or losses, -) $-578
    Income before extraordinary items $126,216
    Discontinued Operations (Extraordinary gains, net) $0
    Net income of bank and minority interests $126,216
    Minority interest net income $0
    Net income $126,216
    Sale, conversion, retirement of capital stock, net $8,687
    Net operating income $126,672

    Seacoast National Bank's gross interest income from loans was $284,221,000.
    Seacoast National Bank's net interest income from loans was $277,581,000.
    Seacoast National Bank's fee based income from loans was $9,777,000.
    Seacoast National Bank's net income from loans was $126,216,000.

    Bank Expenses

    Item Value (in 000's)
    Total interest expense $6,640
    Provision for credit losses $-9,421
    Total noninterest expense $197,447
    Salaries and employee benefits $115,156
    Premises and equipment expense $19,530
    Additional noninterest expense $62,761
    Applicable income taxes $34,820
    Net charge-offs $3,043
    Cash dividends $47,684

    Seacoast National Bank's interest expense for loans was $6,640,000.
    Seacoast National Bank's payroll and benefits expense were $115,156,000.
    Seacoast National Bank's property, plant and equipment expenses $19,530,000.

    Loan Performance

    Type of Loan % of Loans Noncurrent (30+ days, end of period snapshot)
    All loans 0.0%
    Real Estate loans 0.0%
    Construction & Land Development loans 0.0%
    Nonfarm, nonresidential loans 0.0%
    Multifamily residential loans 0.0%
    1-4 family residential loans 0.0%
    HELOC loans 0.0%
    All other family 0.0%
    Commercial & industrial loans 0.0%
    Personal loans 0.0%
    Credit card loans 0.0%
    Other individual loans 0.0%
    Auto loans 0.0%
    Other consumer loans 0.0%
    Unsecured commercial real estate loans 0.0%

    Deposits

    Type Value (in 000's)
    Total deposits $8,067,653
    Deposits held in domestic offices $8,067,653
    Deposits by Individuals, partnerships, and corporations $7,541,692
    Deposits by U.S. Government $0
    Deposits by States and political subdivisions in the U.S. $521,611
    Deposits by Commercial banks and other depository institutions in U.S. $4,350
    Deposits by Banks in foreign countries $0
    Deposits by Foreign governments and official institutions $0
    Transaction accounts $1,157,860
    Demand deposits $908,578
    Nontransaction accounts $6,909,793
    Money market deposit accounts (MMDAs) $5,459,857
    Other savings deposits (excluding MMDAs) $894,994
    Total time deposits $554,943
    Total time and savings deposits $7,159,075
    Noninterest-bearing deposits $3,075,623
    Interest-bearing deposits $4,992,030
    Retail deposits $7,907,311
    IRAs and Keogh plan accounts $72,547
    Brokered deposits $10,000
    Deposits held in foreign offices $0

    Assets

    Asset Value (in 000's)
    Total Assets $9,681,906
    Cash & Balances due from depository institutions $737,729
    Interest-bearing balances $498,979
    Total securities $2,292,275
    Federal funds sold & reverse repurchase $0
    Net loans and leases $5,873,505
    Loan and leases loss allowance $83,315
    Trading account assets $0
    Bank premises and fixed assets $107,660
    Other real estate owned $13,618
    Goodwill and other intangibles $270,619
    All other assets $386,500

    Liabilities

    Liabilities Value (in 000's)
    Total liabilities and capital $9,681,906
    Total Liabilities $8,397,339
    Total deposits $8,067,653
    Interest-bearing deposits $4,992,030
    Deposits held in domestic offices $8,067,653
    % insured (estimated) $61
    Federal funds purchased and repurchase agreements $219,963
    Trading liabilities $0
    Other borrowed funds $0
    Subordinated debt $0
    All other liabilities $109,723

    Issued Loan Types

    Type Value (in 000's)
    Net loans and leases $5,873,505
    Loan and leases loss allowance $83,315
    Total loans and leases (domestic) $5,956,820
    All real estate loans $4,616,852
    Real estate loans in domestic offices $4,616,852
    Construction and development loans $230,824
    Residential 1-4 family construction $75,839
    Other construction, all land development and other land $154,985
    Loans secured by nonfarm nonresidential properties $2,732,929
    Nonfarm nonresidential secured by owner-occupied properties $1,197,774
    Commercial real estate & other non-farm, non-residential $1,535,155
    Multifamily residential real estate $181,093
    1-4 family residential loans $1,456,080
    Farmland loans $15,926
    Loans held in foreign offices $0
    Farm loans $1,534
    Commercial and industrial loans $1,091,702
    To non-U.S. addressees $0
    Loans to individuals $174,465
    Credit card loans $289
    Related Plans $7,099
    Consumer Auto Loans $19,464
    Other loans to individuals $147,613
    All other loans & leases $72,267
    Loans to foreign governments and official institutions $0
    Other loans $52,131
    Loans to depository institutions and acceptances of other banks $0
    Loans not secured by real estate $0
    Loans secured by real estate to non-U.S. addressees $0
    Restructured Loans & leases $3,910
    Non 1-4 family restructured loans & leases $612
    Total loans and leases (foreign) $0

    Seacoast National Bank had $5,873,505,000 of loans outstanding in 2021. $4,616,852,000 of loans were in real estate loans. $230,824,000 of loans were in development loans. $181,093,000 of loans were in multifamily mortgage loans. $1,456,080,000 of loans were in 1-4 family mortgage loans. $1,534,000 of loans were in farm loans. $289,000 of loans were in credit card loans. $19,464,000 of loans were in the auto loan category.

    Small Business Loans

    Categorization # of Loans in Category $ amount of loans (in 000's) Average $/loan
    Nonfarm, nonresidential loans - <$1MM 2,088 $727,860 $348,592
    Nonfarm, nonresidential loans - <$100k 84 $4,469 $53,202
    Nonfarm, nonresidential loans - $100-250k 526 $75,088 $142,753
    Nonfarm, nonresidential loans - $250k-1MM 1,478 $648,303 $438,635
    Commercial & Industrial, US addressed loans - <$1MM 4,852 $495,859 $102,197
    Commercial & Industrial, US addressed loans - <$100k 2,780 $145,027 $52,168
    Commercial & Industrial, US addressed loans - $100-250k 1,145 $108,028 $94,348
    Commercial & Industrial, US addressed loans - $250k-1MM 927 $242,804 $261,924
    Farmland loans - <$1MM 5 $1,142 $228,400
    Farmland loans - $100-250k 1 $183 $183,000
    Farmland loans - $250k-1MM 4 $959 $239,750
    Agriculture operations loans - <$1MM 8 $348 $43,500
    Agriculture operations loans - <$100k 6 $183 $30,500
    Agriculture operations loans - $100-250k 2 $165 $82,500