Arcadia Mortgage Rates & Closing Costs

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    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Arcadia averaged 6.83% for the week of 2025-04-10, compared to the national average of 6.62% for the same period.

    The average rate for the prior week (2025-04-03) was 6.75% and one month ago for the week of 2025-03-06, the average rate was 6.74%.

    Arcadia's average rate one year ago was 6.93%.

    For refis of the same type during the week of 2025-04-10, the average rate was 7.02%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2025-04-10 6.62%
    Arcadia 30 Year Fixed Rate 2025-04-10 6.83%
    Arcadia 30 Year Fixed Rate Refi 2025-04-10 7.02%
    Arcadia 15 Year Fixed Rate 2025-04-10 5.92%
    Arcadia 15 Year Fixed Rate Refi 2025-04-10 6.12%
    Arcadia 30 Year FHA 2025-04-10 6.49%
    Arcadia 30 Year FHA Refi 2025-04-10 6.43%
    Arcadia 30 Year USDA 2025-04-10 6.25%
    Arcadia 30 Year USDA Refi 2025-04-10 6.65%
    Arcadia 30 Year VA 2025-04-10 6.19%
    Arcadia 30 Year VA Refi 2025-04-10 6.29%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Arcadia, FL.

    Arcadia Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Arcadia, FL market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2024 Avg. 30yFix Rate 2024 Avg. Closing Costs
    QUICKEN LOANS, LLC 12 6.74% $6,052
    UNITED WHOLESALE MORTGAGE, LLC 11 7.18% $7,802
    HOMESIDE FINANCIAL, LLC 8 7.26% $6,644
    MIDFLORIDA 7 6.50% $4,801
    Suncoast Credit Union 5 5.75% $3,950
    Granite Community Bank 4 6.84% $13,602
    JPMorgan Chase Bank 4 6.91% $8,119
    PENNYMAC LOAN SERVICES, LLC 3 7.04% $5,341
    NEWREZ LLC 3 6.63% $12,684
    Ixonia Bank 2 6.63% $8,399
    Bank of America 2 5.88% $7,063
    CROSSCOUNTRY MORTGAGE, LLC 2 6.81% $8,891
    EVERETT FINANCIAL, INC. 2 7.31% $8,857
    21ST MORTGAGE CORPORATION 2 8.42% $6,273
    LOANDEPOT.COM, LLC 2 7.06% $6,136
    Morgan Stanley Private Bank 2 6.18% $5,477
    Paramount Residential Mortgage Group, Inc. 2 6.75% $17,656
    EMM LOANS LLC 1 7.50% $5,054
    The Loan Store, Inc. 1 6.63% $3,393
    MICHIGAN MUTUAL, INC. 1 6.99% $5,303
    EAGLE HOME MORTGAGE, LLC 1 6.88% $2,841
    AMERICAN FINANCIAL NETWORK, INC. 1 6.88% $5,724
    MORTGAGE 1 INCORPORATED 1 7.63% $4,884
    MOVEMENT MORTGAGE, LLC 1 6.99% $13,007
    Mr. Cooper ( Nationstar Mortgage ) 1 5.63% $3,806
    M&T Bank 1 6.88% $3,824
    MUTUAL OF OMAHA MORTGAGE, INC. 1 6.99% $10,828
    National Exchange Bank and Trust 1 5.95% $4,448
    CARDINAL FINANCIAL 1 7.50% $10,335
    NFM, INC. 1 6.63% $17,687
    PANORAMA MORTGAGE GROUP, LLC 1 7.00% $4,002
    U.S. Bank 1 6.88% $2,993
    CAMPUS USA 1 7.38% $956
    Prosperity Home Mortgage, LLC 1 6.88% $3,229
    ANGEL OAK MORTGAGE SOLUTIONS LLC 1 9.38% $7,248
    RELIANCE FIRST CAPITAL, LLC 1 5.99% $7,054
    Seacoast National Bank 1 7.38% $5,203
    AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 1 5.99% $13,013
    The Central Trust Bank 1 6.88% $6,075
    GTE Federal Credit Union 1 6.25% $4,547
    Greenbox Loans, Inc. 1 9.50% $13,990
    HOMEXPRESS MORTGAGE CORP. 1 6.88% $16,095
    The Farmers & Merchants State Bank 1 7.88% $7,506

    Arcadia Average Closing Costs & Other Stats

    Arcadia, FL's 43 lenders originated 439 loans during 2024. The total origination value was $91,715,000, with an average loan value of $208,918.

    Arcadia's average closing costs are $6,697.

    The top Arcadia lender as defined by loan originations is QUICKEN LOANS, LLC, with 12 loans originated. Their average total fees are $6,052, which is $1,750 lower than the next largest lender, UNITED WHOLESALE MORTGAGE, LLC.

    The lowest fee Arcadia lenders (with over 10 loans originated) are QUICKEN LOANS, LLC ($6,052), UNITED WHOLESALE MORTGAGE, LLC ($7,802), .

    The lowest rate Arcadia lenders (with over 10 loans originated) are QUICKEN LOANS, LLC (6.74%), UNITED WHOLESALE MORTGAGE, LLC (7.18%), .

    Arcadia, FL Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2023 Loan Value 2024 Loan Value % Change 2024 Market Share
    HOMESIDE FINANCIAL, LLC $14,610,000 n/a 15.9%
    UNITED WHOLESALE MORTGAGE, LLC $8,570,000 $7,850,000 -8.4% 8.6%
    QUICKEN LOANS, LLC $7,210,000 $4,985,000 -30.9% 5.4%
    Wauchula State Bank $1,370,000 $4,270,000 211.7% 4.7%
    MIDFLORIDA $1,735,000 $4,040,000 132.9% 4.4%
    NEWREZ LLC $875,000 $3,260,000 272.6% 3.6%
    Suncoast Credit Union $1,205,000 $2,425,000 101.2% 2.6%
    PENNYMAC LOAN SERVICES, LLC $300,000 $2,290,000 663.3% 2.5%
    Granite Community Bank $2,070,000 n/a 2.3%
    21ST MORTGAGE CORPORATION $810,000 $1,625,000 100.6% 1.8%
    Paramount Residential Mortgage Group, Inc. $255,000 $1,570,000 515.7% 1.7%
    Mortgage Research Center, LLC $1,410,000 $1,420,000 0.7% 1.5%
    Morgan Stanley Private Bank $1,400,000 n/a 1.5%
    South State Bank $4,630,000 $1,305,000 -71.8% 1.4%
    Equity Prime Mortgage LLC $155,000 $1,225,000 690.3% 1.3%
    NFM, INC. $1,545,000 $1,225,000 -20.7% 1.3%
    JPMorgan Chase Bank $1,140,000 n/a 1.2%
    LOANDEPOT.COM, LLC $735,000 $1,125,000 53.1% 1.2%
    MOVEMENT MORTGAGE, LLC $740,000 $1,080,000 45.9% 1.2%
    FREEDOM MORTGAGE CORPORATION $1,015,000 $1,050,000 3.4% 1.1%
    CROSSCOUNTRY MORTGAGE, LLC $2,745,000 $1,035,000 -62.3% 1.1%
    Truist $1,550,000 $990,000 -36.1% 1.1%
    CREDIT HUMAN FEDERAL CREDIT UNION $1,305,000 $900,000 -31.0% 1.0%
    CARDINAL FINANCIAL $585,000 $865,000 47.9% 0.9%
    Ixonia Bank $1,140,000 $810,000 -28.9% 0.9%
    TRIAD FINANCIAL SERVICES, INC. $950,000 $715,000 -24.7% 0.8%
    First Jackson Bank, Inc. $685,000 n/a 0.7%
    MUTUAL OF OMAHA MORTGAGE, INC. $685,000 n/a 0.7%
    EVERETT FINANCIAL, INC. $650,000 n/a 0.7%
    NAVY FEDERAL CREDIT UNION $730,000 $640,000 -12.3% 0.7%
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $425,000 $610,000 43.5% 0.7%
    Bank of America $730,000 $580,000 -20.5% 0.6%
    Plains Commerce Bank $1,140,000 $580,000 -49.1% 0.6%
    UNION HOME MORTGAGE CORP. $400,000 $570,000 42.5% 0.6%
    Paramount Bank $565,000 n/a 0.6%
    The Farmers & Merchants State Bank $565,000 n/a 0.6%
    VILLAGE CAPITAL MORTGAGE $540,000 n/a 0.6%
    The Central Trust Bank $535,000 n/a 0.6%
    PANORAMA MORTGAGE GROUP, LLC $485,000 n/a 0.5%
    ABSOLUTE HOME MORTGAGE CORPORATION $455,000 n/a 0.5%
    BROKER SOLUTIONS, INC. $255,000 $455,000 78.4% 0.5%
    American Mortgage & Equity Consultants, Inc. $435,000 n/a 0.5%
    UNITED MORTGAGE CORP $435,000 n/a 0.5%
    VAN DYK MORTGAGE CORPORATION $435,000 n/a 0.5%
    Flagstar Bank, FSB $190,000 $430,000 126.3% 0.5%
    LAKE MICHIGAN CREDIT UNION $590,000 $430,000 -27.1% 0.5%
    Sierra Pacific Mortgage Company, Inc. $415,000 n/a 0.5%
    COUNTRYPLACE MORTGAGE, LTD. $405,000 n/a 0.4%
    CITY FIRST MORTGAGE SERVICES, L.L.C. $385,000 n/a 0.4%
    Seacoast National Bank $330,000 $375,000 13.6% 0.4%
    Regions Bank $445,000 $330,000 -25.8% 0.4%
    AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $325,000 n/a 0.4%
    HUDSON HERITAGE $325,000 n/a 0.4%
    LOANPAL, LLC $565,000 $325,000 -42.5% 0.4%
    ANGEL OAK MORTGAGE SOLUTIONS LLC $235,000 $315,000 34.0% 0.3%
    MORTGAGE 1 INCORPORATED $240,000 $305,000 27.1% 0.3%
    GERSHMAN INVESTMENT CORP. $300,000 n/a 0.3%
    Presidential Bank, FSB $300,000 n/a 0.3%
    Prosperity Home Mortgage, LLC $300,000 n/a 0.3%
    AgFirst Farm Credit Bank $245,000 $295,000 20.4% 0.3%
    MID AMERICA MORTGAGE, INC. $205,000 $290,000 41.5% 0.3%
    EAGLE HOME MORTGAGE, LLC $285,000 n/a 0.3%
    Greenbox Loans, Inc. $285,000 n/a 0.3%
    Bank OZK $105,000 $280,000 166.7% 0.3%
    MORTGAGE SOLUTIONS OF COLORADO, LLC $275,000 n/a 0.3%
    AMERICAN FINANCIAL RESOURCES, INC. $245,000 n/a 0.3%
    AMERICAN FINANCIAL NETWORK, INC. $305,000 $235,000 -23.0% 0.3%
    GTE Federal Credit Union $235,000 n/a 0.3%
    NJ LENDERS CORP. $235,000 n/a 0.3%
    Bank of England $225,000 n/a 0.2%
    EMM LOANS LLC $225,000 n/a 0.2%
    First-Citizens Bank & Trust Company $225,000 n/a 0.2%
    GUARANTEED RATE AFFINITY, LLC $1,560,000 $225,000 -85.6% 0.2%
    PRIMARY RESIDENTIAL MORTGAGE, INC. $225,000 n/a 0.2%
    A&D Mortgage LLC $215,000 n/a 0.2%
    GUARANTEED RATE, INC. $215,000 n/a 0.2%
    RESIDENTIAL BANCORP $195,000 $215,000 10.3% 0.2%
    SELF-HELP Credit Union $215,000 n/a 0.2%
    AMERICAN PACIFIC MORTGAGE CORPORATION $235,000 $205,000 -12.8% 0.2%
    First Home Bank $125,000 $195,000 56.0% 0.2%
    GARDNER FINANCIAL SERVICES, LTD. $195,000 n/a 0.2%
    U.S. Bank $205,000 $190,000 -7.3% 0.2%
    Bell Bank $185,000 n/a 0.2%
    HOMEXPRESS MORTGAGE CORP. $185,000 n/a 0.2%
    National Exchange Bank and Trust $185,000 n/a 0.2%
    SOUTHWEST STAGE FUNDING, LLC $570,000 $185,000 -67.5% 0.2%
    ARC HOME LLC $175,000 n/a 0.2%
    Carrington Mortgage Services, LLC $550,000 $165,000 -70.0% 0.2%
    General Mortgage Capital Corporation $155,000 n/a 0.2%
    STOCKTON MORTGAGE CORPORATION $155,000 n/a 0.2%
    USAA Federal Savings Bank $155,000 n/a 0.2%
    Discover Bank $120,000 $140,000 16.7% 0.2%
    FINANCE OF AMERICA REVERSE LLC $145,000 $135,000 -6.9% 0.1%
    KEMBA CREDIT UNION, INC. $135,000 n/a 0.1%
    M&T Bank $135,000 n/a 0.1%
    Citizens Bank $125,000 n/a 0.1%
    First Horizon Bank $405,000 $125,000 -69.1% 0.1%
    The Loan Store, Inc. $125,000 n/a 0.1%
    CAMPUS USA $120,000 n/a 0.1%
    Mr. Cooper ( Nationstar Mortgage ) $215,000 $105,000 -51.2% 0.1%
    PNC Bank $185,000 $105,000 -43.2% 0.1%
    RELIANCE FIRST CAPITAL, LLC $105,000 n/a 0.1%
    FBC MORTGAGE, LLC $195,000 $95,000 -51.3% 0.1%
    ACHIEVA CREDIT UNION $85,000 n/a 0.1%
    LONGBRIDGE FINANCIAL, LLC $75,000 n/a 0.1%
    MICHIGAN MUTUAL, INC. $75,000 n/a 0.1%
    Figure Lending LLC $55,000 n/a 0.1%
    LAKEVIEW LOAN SERVICING, LLC $55,000 n/a 0.1%
    SPRING EQ, LLC $55,000 n/a 0.1%

    Arcadia's top lender by overall market share is HOMESIDE FINANCIAL, LLC, with 15.9% market share. In second place, with 8.6%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $7,850,000 in loans. In third place, with 5.4%, is QUICKEN LOANS, LLC, having originated $4,985,000 in loans. In fourth place, with 4.7%, is Wauchula State Bank, having originated $4,270,000 in loans. In fifth place, with 4.4%, is MIDFLORIDA, having originated $4,040,000 in loans.

    Arcadia Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - Arcadia (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $249,475 (7.5%) $402,415 (7.6%) 0.00 93
    2018-02-01 $249,900 (10.7%) $425,661 (20.8%) 0.00 96
    2018-03-01 $249,900 (10.6%) $422,835 (11.3%) 0.00 93
    2018-04-01 $240,875 (5.2%) $409,332 (4.7%) 0.00 93
    2018-05-01 $236,000 (-0.8%) $395,182 (-11.5%) 0.00 106
    2018-06-01 $229,000 (-6.0%) $386,552 (-13.7%) 0.00 105
    2018-07-01 $239,950 (4.7%) $445,255 (-6.1%) 0.00 94
    2018-08-01 $239,600 (0.5%) $524,228 (5.8%) 0.00 90
    2018-09-01 $239,700 (4.4%) $526,935 (12.3%) 0.00 90
    2018-10-01 $239,900 (2.5%) $450,558 (9.9%) 0.00 112
    2018-11-01 $239,675 (-2.2%) $429,468 (-7.3%) 0.00 118
    2018-12-01 $229,000 (-7.3%) $412,169 (-9.5%) 0.00 128
    2019-01-01 $227,000 (-9.0%) $403,161 (0.2%) 0.00 133
    2019-02-01 $224,925 (-10.0%) $393,633 (-7.5%) 0.00 142
    2019-03-01 $216,679 (-13.3%) $395,885 (-6.4%) 0.00 137
    2019-04-01 $212,104 (-11.9%) $399,124 (-2.5%) 0.00 131
    2019-05-01 $217,400 (-7.9%) $405,195 (2.5%) 0.00 126
    2019-06-01 $230,000 (0.4%) $452,249 (17.0%) 0.00 119
    2019-07-01 $230,000 (-4.2%) $429,868 (-3.5%) 0.00 105
    2019-08-01 $231,909 (-3.2%) $425,531 (-18.8%) 0.00 99
    2019-09-01 $234,773 (-2.1%) $420,574 (-20.2%) 0.00 95
    2019-10-01 $236,682 (-1.3%) $417,270 (-7.4%) 0.00 96
    2019-11-01 $248,500 (3.7%) $418,025 (-2.7%) 0.00 113
    2019-12-01 $251,625 (9.9%) $419,004 (1.7%) 0.00 114
    2020-01-01 $270,725 (19.3%) $438,439 (8.8%) 0.00 107
    2020-02-01 $282,400 (25.6%) $414,736 (5.4%) 0.00 101
    2020-03-01 $284,450 (31.3%) $398,030 (0.5%) 0.00 110
    2020-04-01 $272,450 (28.5%) $387,668 (-2.9%) 0.00 104
    2020-05-01 $286,000 (31.6%) $387,554 (-4.4%) 0.00 94
    2020-06-01 $282,000 (22.6%) $451,670 (-0.1%) 0.00 91
    2020-07-01 $277,450 (20.6%) $449,321 (4.5%) 0.00 89
    2020-08-01 $277,000 (19.4%) $449,798 (5.7%) 0.00 79
    2020-09-01 $252,225 (7.4%) $382,747 (-9.0%) 0.00 72
    2020-10-01 $249,000 (5.2%) $381,724 (-8.5%) 0.00 71
    2020-11-01 $233,975 (-5.9%) $405,091 (-3.1%) 0.00 62
    2020-12-01 $242,450 (-3.7%) $395,846 (-5.5%) 0.00 60
    2021-01-01 $252,400 (-6.8%) $413,867 (-5.6%) 0.00 50
    2021-02-01 $289,000 (2.3%) $473,764 (14.2%) 0.00 48
    2021-03-01 $293,750 (3.3%) $550,615 (38.3%) 0.00 45
    2021-04-01 $284,000 (4.2%) $502,677 (29.7%) 0.00 43
    2021-05-01 $285,000 (-0.4%) $435,423 (12.4%) 0.00 46
    2021-06-01 $279,250 (-1.0%) $423,950 (-6.1%) 0.00 51
    2021-07-01 $259,900 (-6.3%) $357,514 (-20.4%) 0.00 48
    2021-08-01 $314,269 (13.5%) $411,615 (-8.5%) 0.00 51
    2021-09-01 $284,950 (13.0%) $378,529 (-1.1%) 0.00 51
    2021-10-01 $285,000 (14.5%) $382,282 (0.2%) 0.00 55
    2021-11-01 $336,475 (43.8%) $409,736 (1.2%) 0.00 50
    2021-12-01 $331,950 (36.9%) $409,263 (3.4%) 0.00 58
    2022-01-01 $339,000 (34.3%) $411,888 (-0.5%) 0.00 52
    2022-02-01 $336,750 (16.5%) $379,609 (-19.9%) 0.00 43
    2022-03-01 $337,250 (14.8%) $422,589 (-23.3%) 0.00 42
    2022-04-01 $349,500 (23.1%) $476,633 (-5.2%) 0.00 49
    2022-05-01 $393,750 (38.2%) $492,799 (13.2%) 0.00 54
    2022-06-01 $408,603 (46.3%) $509,112 (20.1%) 0.00 61
    2022-07-01 $472,450 (81.8%) $542,318 (51.7%) 0.00 71
    2022-08-01 $454,350 (44.6%) $516,492 (25.5%) 0.00 80
    2022-09-01 $455,500 (59.9%) $537,694 (42.1%) 0.00 80
    2022-10-01 $439,000 (54.0%) $532,903 (39.4%) 0.00 73
    2022-11-01 $437,000 (29.9%) $512,709 (25.1%) 0.00 68
    2022-12-01 $425,000 (28.0%) $532,604 (30.1%) 0.00 64
    2023-01-01 $399,450 (17.8%) $525,260 (27.5%) 0.00 64
    2023-02-01 $397,400 (18.0%) $522,684 (37.7%) 0.00 70
    2023-03-01 $399,825 (18.6%) $510,232 (20.7%) 0.00 74
    2023-04-01 $395,000 (13.0%) $472,366 (-0.9%) 0.00 84
    2023-05-01 $395,750 (0.5%) $457,704 (-7.1%) 0.00 79
    2023-06-01 $386,250 (-5.5%) $461,676 (-9.3%) 0.00 84
    2023-07-01 $390,000 (-17.5%) $497,601 (-8.3%) 0.00 92
    2023-08-01 $366,975 (-19.2%) $492,470 (-4.7%) 0.00 93
    2023-09-01 $349,000 (-23.4%) $469,687 (-12.7%) 0.00 97
    2023-10-01 $374,950 (-14.6%) $481,612 (-9.6%) 0.00 96
    2023-11-01 $382,500 (-12.5%) $480,264 (-6.3%) 0.00 117
    2023-12-01 $385,000 (-9.4%) $484,391 (-9.1%) 0.00 129
    2024-01-01 $378,700 (-5.2%) $487,453 (-7.2%) 0.00 127
    2024-02-01 $341,000 (-14.2%) $426,127 (-18.5%) 0.00 135
    2024-03-01 $343,000 (-14.2%) $446,819 (-12.4%) 0.00 135
    2024-04-01 $352,500 (-10.8%) $451,805 (-4.4%) 0.00 131
    2024-05-01 $322,200 (-18.6%) $462,206 (1.0%) 0.00 122
    2024-06-01 $340,000 (-12.0%) $465,539 (0.8%) 0.00 120
    2024-07-01 $349,475 (-10.4%) $458,173 (-7.9%) 0.00 124
    2024-08-01 $349,450 (-4.8%) $441,446 (-10.4%) 0.00 118
    2024-09-01 $349,225 (0.1%) $431,723 (-8.1%) 0.00 111
    2024-10-01 $380,000 (1.4%) $437,605 (-9.1%) 0.00 109
    2024-11-01 $384,500 (0.5%) $447,035 (-6.9%) 0.00 113
    2024-12-01 $391,000 (1.6%) $445,222 (-8.1%) 0.00 127
    2025-01-01 $396,000 (4.6%) $453,547 (-7.0%) 0.00 140
    2025-02-01 $399,000 (17.0%) $496,805 (16.6%) 0.00 149
    2025-03-01 $399,900 (16.6%) $513,767 (15.0%) 0.00 150
    Arcadia's median listing price for 2025-03-01 was $399,900, a difference of $56,900 (16.6%) versus the prior year and $900 versus the prior month.

    Arcadia's median listing price comes in at 0% of the national average.

    Arcadia's average listing price for 2025-03-01 was $513,767, a difference of $66,948 (15.0%) versus the prior year and $16,962 versus the prior month.

    For the 2025-03-01 period, Arcadia had 150 MLS listings, a difference of 1 listings (1%) versus the prior month and 15 listings (11%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Arcadia (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 1,955 sqft
    2018-02-01 0 days 1,931 sqft
    2018-03-01 0 days 1,980 sqft
    2018-04-01 0 days 1,876 sqft
    2018-05-01 0 days 1,721 sqft
    2018-06-01 0 days 1,839 sqft
    2018-07-01 0 days 1,923 sqft
    2018-08-01 0 days 1,948 sqft
    2018-09-01 0 days 1,897 sqft
    2018-10-01 0 days 1,854 sqft
    2018-11-01 0 days 1,749 sqft
    2018-12-01 0 days 1,612 sqft
    2019-01-01 0 days 1,615 sqft
    2019-02-01 0 days 1,610 sqft
    2019-03-01 0 days 1,590 sqft
    2019-04-01 0 days 1,571 sqft
    2019-05-01 0 days 1,657 sqft
    2019-06-01 0 days 1,803 sqft
    2019-07-01 0 days 1,746 sqft
    2019-08-01 0 days 1,723 sqft
    2019-09-01 0 days 1,721 sqft
    2019-10-01 0 days 1,721 sqft
    2019-11-01 0 days 1,760 sqft
    2019-12-01 0 days 1,763 sqft
    2020-01-01 0 days 1,854 sqft
    2020-02-01 0 days 1,864 sqft
    2020-03-01 0 days 1,909 sqft
    2020-04-01 0 days 1,838 sqft
    2020-05-01 0 days 1,811 sqft
    2020-06-01 0 days 1,811 sqft
    2020-07-01 0 days 1,755 sqft
    2020-08-01 0 days 1,801 sqft
    2020-09-01 0 days 1,645 sqft
    2020-10-01 0 days 1,691 sqft
    2020-11-01 0 days 1,739 sqft
    2020-12-01 0 days 1,726 sqft
    2021-01-01 0 days 1,666 sqft
    2021-02-01 0 days 1,729 sqft
    2021-03-01 0 days 1,879 sqft
    2021-04-01 0 days 1,723 sqft
    2021-05-01 0 days 1,714 sqft
    2021-06-01 0 days 1,777 sqft
    2021-07-01 0 days 1,683 sqft
    2021-08-01 0 days 1,809 sqft
    2021-09-01 0 days 1,757 sqft
    2021-10-01 0 days 1,562 sqft
    2021-11-01 0 days 1,638 sqft
    2021-12-01 0 days 1,635 sqft
    2022-01-01 0 days 1,455 sqft
    2022-02-01 0 days 1,528 sqft
    2022-03-01 0 days 1,654 sqft
    2022-04-01 0 days 1,683 sqft
    2022-05-01 0 days 1,720 sqft
    2022-06-01 0 days 1,765 sqft
    2022-07-01 0 days 1,905 sqft
    2022-08-01 0 days 1,874 sqft
    2022-09-01 0 days 1,808 sqft
    2022-10-01 0 days 1,778 sqft
    2022-11-01 0 days 1,687 sqft
    2022-12-01 0 days 1,660 sqft
    2023-01-01 0 days 1,656 sqft
    2023-02-01 0 days 1,563 sqft
    2023-03-01 0 days 1,558 sqft
    2023-04-01 0 days 1,512 sqft
    2023-05-01 0 days 1,675 sqft
    2023-06-01 0 days 1,680 sqft
    2023-07-01 0 days 1,606 sqft
    2023-08-01 0 days 1,573 sqft
    2023-09-01 0 days 1,506 sqft
    2023-10-01 0 days 1,521 sqft
    2023-11-01 0 days 1,483 sqft
    2023-12-01 0 days 1,464 sqft
    2024-01-01 0 days 1,441 sqft
    2024-02-01 0 days 1,366 sqft
    2024-03-01 0 days 1,396 sqft
    2024-04-01 0 days 1,426 sqft
    2024-05-01 0 days 1,489 sqft
    2024-06-01 0 days 1,516 sqft
    2024-07-01 0 days 1,560 sqft
    2024-08-01 0 days 1,561 sqft
    2024-09-01 0 days 1,545 sqft
    2024-10-01 0 days 1,522 sqft
    2024-11-01 0 days 1,488 sqft
    2024-12-01 0 days 1,468 sqft
    2025-01-01 0 days 1,476 sqft
    2025-02-01 0 days 1,440 sqft
    2025-03-01 0 days 1,518 sqft
    Arcadia's median listing age (time on market) for 2025-03-01 was 0 days.

    Arcadia's median square footage for active listings during the 2025-03-01 period was 1,518 sqft. One year prior, the average listing was 1,396 sqft.

    Arcadia, FL Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 293 $69,605,000 $237,560
    Cash Out Refi 44 $8,440,000 $191,818
    Other 39 $4,175,000 $107,051
    Refi 33 $6,635,000 $201,061
    Home Improvement 30 $2,860,000 $95,333

    Arcadia's most frequently cited loan purpose was Home Purchase, with 293 originations. The 2nd most popular reason was Cash Out Refi, with 44 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    6-7% 168 $41,160,000 $245,000
    7-8% 88 $18,870,000 $214,432
    Over 8% 83 $8,885,000 $107,048
    5-6% 58 $16,170,000 $278,793
    <2.5% 22 $330,000 $15,000
    4-5% 7 $1,115,000 $159,286
    2.5-3% 1 $185,000 $185,000

    During 2024, Arcadia's most frequently originated rate bucket was 6-7%, with 168 originations.

    Loan Sizing (Arcadia, FL MSA)

    Loan Size Originations Total Value Average Loan
    $200k-400k 177 $48,065,000 $271,554
    $100k-200k 122 $18,390,000 $150,738
    $100,000 or less 103 $4,745,000 $46,068
    $400k-600k 29 $13,695,000 $472,241
    $600k-1000k 7 $4,945,000 $706,429
    $Over $1MM 1 $1,875,000 $1,875,000

    Arcadia's loan sizing saw the bucket of loans from $200k-400k with 177 originations, totaling $48,065,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 223 $61,085,000 $273,924
    Under 20% 70 $2,610,000 $37,286
    60-80% 47 $9,855,000 $209,681
    20-40% 44 $5,800,000 $131,818
    40-60% 39 $6,335,000 $162,436

    Arcadia's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 223 originations, totaling $61,085,000 in origination value.