Arcadia Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Arcadia averaged 6.55% for the week of 2024-10-10, compared to the national average of 6.32% for the same period.

The average rate for the prior week (2024-10-03) was 6.15% and one month ago for the week of 2024-09-05, the average rate was 6.38%.

Arcadia's average rate one year ago was 7.62%.

For refis of the same type during the week of 2024-10-10, the average rate was 6.82%.

Loan Type Date Rate
US 30 Year Fixed Rate 2024-10-10 6.32%
Arcadia 30 Year Fixed Rate 2024-10-10 6.55%
Arcadia 30 Year Fixed Rate Refi 2024-10-10 6.82%
Arcadia 15 Year Fixed Rate 2024-10-10 5.61%
Arcadia 15 Year Fixed Rate Refi 2024-10-10 5.71%
Arcadia 30 Year FHA 2024-10-10 6.06%
Arcadia 30 Year FHA Refi 2024-10-10 6.1%
Arcadia 30 Year USDA 2024-10-10 5.88%
Arcadia 30 Year USDA Refi 2024-10-10 5.98%
Arcadia 30 Year VA 2024-10-10 5.75%
Arcadia 30 Year VA Refi 2024-10-10 5.65%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Arcadia, FL.

Arcadia Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Arcadia, FL market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
QUICKEN LOANS, LLC 20 6.75% $8,064
UNITED WHOLESALE MORTGAGE, LLC 11 6.42% $10,393
NTFN, INC. 7 6.84% $8,795
CROSSCOUNTRY MORTGAGE, LLC 6 7.22% $8,409
MIDFLORIDA 3 6.17% $4,243
21ST MORTGAGE CORPORATION 3 7.67% $5,793
CMG MORTGAGE, INC. 2 5.88% $8,300
NFM, INC. 2 6.49% $11,989
GUARANTEED RATE AFFINITY, LLC 2 7.43% $6,952
South State Bank 2 6.81% $7,319
Mortgage Research Center, LLC 2 6.31% $6,842
Wells Fargo Bank 2 7.25% $2,964
HOMESPIRE MORTGAGE CORPORATION 2 7.63% $10,389
GENISYS 1 6.63% $2,523
GREENSTATE CREDIT UNION 1 7.99% $3,377
HOMEBRIDGE FINANCIAL SERVICES, INC. 1 7.13% $20,434
INTERRA CREDIT UNION 1 6.75% $3,505
Ixonia Bank 1 6.88% $18,898
LAKE MICHIGAN CREDIT UNION 1 6.13% $6,752
LENDSURE MORTGAGE CORP. 1 10.00% $17,772
LOANDEPOT.COM, LLC 1 7.25% $8,088
MID AMERICA MORTGAGE, INC. 1 6.63% $4,978
MORTGAGE MARKETS CUSO, LLC 1 6.25% $5,550
NAVY FEDERAL CREDIT UNION 1 6.50% $1,745
NEWREZ LLC 1 5.63% $16,305
NOVA FINANCIAL & INVESTMENT CORPORATION 1 7.63% $3,638
PENNYMAC LOAN SERVICES, LLC 1 7.00% $11,048
Plains Commerce Bank 1 7.38% $13,973
PNC Bank 1 6.38% $3,398
Strong Home Mortgage, LLC 1 7.99% $6,853
Suncoast Credit Union 1 6.25% $3,809
THE MORTGAGE FIRM, INC. 1 7.13% $19,402
UNION HOME MORTGAGE CORP. 1 6.63% $8,659
U.S. Bank 1 6.25% $3,646
ZILLOW HOME LOANS, LLC 1 6.88% $4,069
AMERICAN PACIFIC MORTGAGE CORPORATION 1 7.25% $7,288
ANGEL OAK MORTGAGE SOLUTIONS LLC 1 9.00% $10,193
Bank of America 1 6.38% $19,892
CALIBER HOME LOANS, INC. 1 6.13% $6,328
Century Mortgage Company DBA Century Lending Company 1 7.50% $5,354
DEEPHAVEN MORTGAGE LLC 1 7.38% $15,027
Discover Bank 1 8.49% $0
DRAPER AND KRAMER MORTGAGE CORP. 1 7.75% $5,463
Fifth Third Bank 1 6.99% $5,987
First Federal Bank 1 6.88% $5,558
First Savings Bank 1 6.63% $8,584
FREEDOM MORTGAGE CORPORATION 1 7.38% $7,588

Arcadia Average Closing Costs & Other Stats

Arcadia, FL's 47 lenders originated 401 loans during 2023. The total origination value was $97,345,000, with an average loan value of $242,756.

Arcadia's average closing costs are $6,350.

The top Arcadia lender as defined by loan originations is QUICKEN LOANS, LLC, with 20 loans originated. Their average total fees are $8,064, which is $2,329 lower than the next largest lender, UNITED WHOLESALE MORTGAGE, LLC.

The lowest fee Arcadia lenders (with over 10 loans originated) are QUICKEN LOANS, LLC ($8,064), UNITED WHOLESALE MORTGAGE, LLC ($10,393), .

The lowest rate Arcadia lenders (with over 10 loans originated) are UNITED WHOLESALE MORTGAGE, LLC (6.42%), QUICKEN LOANS, LLC (6.75%), .

Arcadia, FL Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2022 Loan Value 2023 Loan Value % Change 2023 Market Share
NTFN, INC. $15,950,000 $16,430,000 3.0% 16.9%
Centennial Bank $11,105,000 n/a 11.4%
UNITED WHOLESALE MORTGAGE, LLC $7,895,000 $8,570,000 8.5% 8.8%
QUICKEN LOANS, LLC $7,405,000 $7,210,000 -2.6% 7.4%
South State Bank $3,920,000 $4,630,000 18.1% 4.8%
WALKER & DUNLOP, LLC $3,225,000 n/a 3.3%
CROSSCOUNTRY MORTGAGE, LLC $2,175,000 $2,745,000 26.2% 2.8%
MIDFLORIDA $4,085,000 $1,735,000 -57.5% 1.8%
GUARANTEED RATE AFFINITY, LLC $1,030,000 $1,560,000 51.5% 1.6%
Truist $2,165,000 $1,550,000 -28.4% 1.6%
NFM, INC. $2,835,000 $1,545,000 -45.5% 1.6%
Mortgage Research Center, LLC $2,645,000 $1,410,000 -46.7% 1.4%
Wauchula State Bank $600,000 $1,370,000 128.3% 1.4%
CREDIT HUMAN FEDERAL CREDIT UNION $445,000 $1,305,000 193.3% 1.3%
Suncoast Credit Union $2,885,000 $1,205,000 -58.2% 1.2%
Ixonia Bank $1,140,000 n/a 1.2%
Plains Commerce Bank $85,000 $1,140,000 1,241.2% 1.2%
FREEDOM MORTGAGE CORPORATION $1,310,000 $1,015,000 -22.5% 1.0%
TRIAD FINANCIAL SERVICES, INC. $800,000 $950,000 18.8% 1.0%
NEWREZ LLC $255,000 $875,000 243.1% 0.9%
21ST MORTGAGE CORPORATION $2,525,000 $810,000 -67.9% 0.8%
CMG MORTGAGE, INC. $205,000 $780,000 280.5% 0.8%
Fifth Third Bank $375,000 $740,000 97.3% 0.8%
MOVEMENT MORTGAGE, LLC $655,000 $740,000 13.0% 0.8%
LOANDEPOT.COM, LLC $1,775,000 $735,000 -58.6% 0.8%
Bank of America $1,005,000 $730,000 -27.4% 0.7%
NAVY FEDERAL CREDIT UNION $1,870,000 $730,000 -61.0% 0.7%
LAKE MICHIGAN CREDIT UNION $320,000 $590,000 84.4% 0.6%
CARDINAL FINANCIAL $2,405,000 $585,000 -75.7% 0.6%
SOUTHWEST STAGE FUNDING, LLC $500,000 $570,000 14.0% 0.6%
LOANPAL, LLC $565,000 n/a 0.6%
CALIBER HOME LOANS, INC. $2,915,000 $550,000 -81.1% 0.6%
Carrington Mortgage Services, LLC $255,000 $550,000 115.7% 0.6%
Century Mortgage Company DBA Century Lending Company $540,000 n/a 0.6%
NATIONS RELIABLE LENDING, LLC $500,000 n/a 0.5%
HOMESPIRE MORTGAGE CORPORATION $490,000 n/a 0.5%
AMERISAVE MORTGAGE CORPORATION $740,000 $480,000 -35.1% 0.5%
SFMC, LP $455,000 n/a 0.5%
Regions Bank $860,000 $445,000 -48.3% 0.5%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $560,000 $425,000 -24.1% 0.4%
LENDSURE MORTGAGE CORP. $425,000 n/a 0.4%
THE MORTGAGE FIRM, INC. $1,585,000 $415,000 -73.8% 0.4%
First Horizon Bank $405,000 n/a 0.4%
UNION HOME MORTGAGE CORP. $345,000 $400,000 15.9% 0.4%
GUILD MORTGAGE COMPANY $385,000 $390,000 1.3% 0.4%
First Savings Bank $385,000 n/a 0.4%
DEEPHAVEN MORTGAGE LLC $255,000 $370,000 45.1% 0.4%
HOMEBRIDGE FINANCIAL SERVICES, INC. $460,000 $345,000 -25.0% 0.4%
OCMBC, INC. $335,000 n/a 0.3%
Seacoast National Bank $105,000 $330,000 214.3% 0.3%
AMERICAN FINANCIAL NETWORK, INC. $305,000 n/a 0.3%
PENNYMAC LOAN SERVICES, LLC $2,050,000 $300,000 -85.4% 0.3%
HOMEOWNERS FINANCIAL GROUP USA, LLC $290,000 n/a 0.3%
Citadel Servicing Corporation $285,000 n/a 0.3%
Capital City Home Loans, LLC $275,000 n/a 0.3%
First Federal Bank $275,000 n/a 0.3%
The Federal Savings Bank $1,015,000 $265,000 -73.9% 0.3%
BROKER SOLUTIONS, INC. $255,000 $255,000 0.0% 0.3%
LENDINGHOME FUNDING CORPORATION $680,000 $255,000 -62.5% 0.3%
Paramount Residential Mortgage Group, Inc. $1,375,000 $255,000 -81.5% 0.3%
GENEVA FINANCIAL, LLC $735,000 $250,000 -66.0% 0.3%
AgFirst Farm Credit Bank $2,095,000 $245,000 -88.3% 0.3%
MORTGAGE 1 INCORPORATED $525,000 $240,000 -54.3% 0.2%
AMERICAN PACIFIC MORTGAGE CORPORATION $235,000 $235,000 0.0% 0.2%
ANGEL OAK MORTGAGE SOLUTIONS LLC $135,000 $235,000 74.1% 0.2%
Wells Fargo Bank $1,125,000 $235,000 -79.1% 0.2%
CALCON MUTUAL MORTGAGE LLC $225,000 n/a 0.2%
VANDERBILT MORTGAGE AND FINANCE, INC. $185,000 $225,000 21.6% 0.2%
BAY EQUITY LLC $700,000 $215,000 -69.3% 0.2%
Mr. Cooper ( Nationstar Mortgage ) $765,000 $215,000 -71.9% 0.2%
1ST SIGNATURE LENDING, LLC $205,000 n/a 0.2%
MID AMERICA MORTGAGE, INC. $495,000 $205,000 -58.6% 0.2%
U.S. Bank $1,630,000 $205,000 -87.4% 0.2%
FBC MORTGAGE, LLC $355,000 $195,000 -45.1% 0.2%
MORTGAGE MARKETS CUSO, LLC $195,000 n/a 0.2%
RESIDENTIAL BANCORP $195,000 n/a 0.2%
Wyndham Capital Mortgage, Inc. $195,000 n/a 0.2%
Flagstar Bank, FSB $325,000 $190,000 -41.5% 0.2%
PNC Bank $200,000 $185,000 -7.5% 0.2%
Strong Home Mortgage, LLC $185,000 n/a 0.2%
INTERRA CREDIT UNION $175,000 n/a 0.2%
Equity Prime Mortgage LLC $370,000 $155,000 -58.1% 0.2%
MILEND, INC. $155,000 n/a 0.2%
ZILLOW HOME LOANS, LLC $155,000 n/a 0.2%
FINANCE OF AMERICA REVERSE LLC $145,000 n/a 0.1%
GREENSTATE CREDIT UNION $145,000 n/a 0.1%
Coastal Community Bank $135,000 n/a 0.1%
GENISYS $135,000 n/a 0.1%
DRAPER AND KRAMER MORTGAGE CORP. $125,000 n/a 0.1%
First Home Bank $125,000 n/a 0.1%
Nations Lending Corporation $145,000 $125,000 -13.8% 0.1%
NOVA FINANCIAL & INVESTMENT CORPORATION $265,000 $125,000 -52.8% 0.1%
Discover Bank $35,000 $120,000 242.9% 0.1%
Commerce Home Mortgage, Inc. $245,000 $115,000 -53.1% 0.1%
SUN WEST MORTGAGE COMPANY, INC. $115,000 n/a 0.1%
Bank OZK $65,000 $105,000 61.5% 0.1%
Third Federal Savings and Loan Association of Cleveland $85,000 n/a 0.1%
HOMESTEAD FUNDING CORP. $220,000 $75,000 -65.9% 0.1%
TD Bank $65,000 n/a 0.1%
FineMark National Bank & Trust $55,000 n/a 0.1%
ROYAL UNITED MORTGAGE LLC $85,000 $55,000 -35.3% 0.1%
FLORIDA CENTRAL CREDIT UNION $35,000 n/a 0.0%
FIRST CREDIT CORPORATION OF NEW YORK, INC. $25,000 n/a 0.0%

Arcadia's top lender by overall market share is NTFN, INC., with 16.9% market share. In second place, with 11.4%, is Centennial Bank, having originated $11,105,000 in loans. In third place, with 8.8%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $8,570,000 in loans. In fourth place, with 7.4%, is QUICKEN LOANS, LLC, having originated $7,210,000 in loans. In fifth place, with 4.8%, is South State Bank, having originated $4,630,000 in loans.


Arcadia Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - Arcadia (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $249,475 (7.5%) $402,415 (7.6%) 0.00 93
2018-02-01 $249,900 (10.7%) $425,661 (20.8%) 0.00 96
2018-03-01 $249,900 (10.6%) $422,835 (11.3%) 0.00 93
2018-04-01 $240,875 (5.2%) $409,332 (4.7%) 0.00 93
2018-05-01 $236,000 (-0.8%) $395,182 (-11.5%) 0.00 106
2018-06-01 $229,000 (-6.0%) $386,552 (-13.7%) 0.00 105
2018-07-01 $239,950 (4.7%) $445,255 (-6.1%) 0.00 94
2018-08-01 $239,600 (0.5%) $524,228 (5.8%) 0.00 90
2018-09-01 $239,700 (4.4%) $526,935 (12.3%) 0.00 90
2018-10-01 $239,900 (2.5%) $450,558 (9.9%) 0.00 112
2018-11-01 $239,675 (-2.2%) $429,468 (-7.3%) 0.00 118
2018-12-01 $229,000 (-7.3%) $412,169 (-9.5%) 0.00 128
2019-01-01 $227,000 (-9.0%) $403,161 (0.2%) 0.00 133
2019-02-01 $224,925 (-10.0%) $393,633 (-7.5%) 0.00 142
2019-03-01 $216,679 (-13.3%) $395,885 (-6.4%) 0.00 137
2019-04-01 $212,729 (-11.7%) $401,934 (-1.8%) 0.00 131
2019-05-01 $217,400 (-7.9%) $405,195 (2.5%) 0.00 126
2019-06-01 $230,000 (0.4%) $452,249 (17.0%) 0.00 119
2019-07-01 $230,000 (-4.2%) $429,868 (-3.5%) 0.00 105
2019-08-01 $231,909 (-3.2%) $425,531 (-18.8%) 0.00 99
2019-09-01 $234,773 (-2.1%) $420,574 (-20.2%) 0.00 95
2019-10-01 $236,682 (-1.3%) $417,270 (-7.4%) 0.00 96
2019-11-01 $248,500 (3.7%) $418,025 (-2.7%) 0.00 113
2019-12-01 $251,625 (9.9%) $419,004 (1.7%) 0.00 114
2020-01-01 $270,725 (19.3%) $438,439 (8.8%) 0.00 107
2020-02-01 $282,400 (25.6%) $414,736 (5.4%) 0.00 101
2020-03-01 $284,450 (31.3%) $398,030 (0.5%) 0.00 110
2020-04-01 $272,450 (28.1%) $387,668 (-3.6%) 0.00 104
2020-05-01 $286,000 (31.6%) $387,554 (-4.4%) 0.00 94
2020-06-01 $282,000 (22.6%) $451,670 (-0.1%) 0.00 91
2020-07-01 $277,450 (20.6%) $449,321 (4.5%) 0.00 89
2020-08-01 $277,000 (19.4%) $449,798 (5.7%) 0.00 79
2020-09-01 $252,225 (7.4%) $382,747 (-9.0%) 0.00 72
2020-10-01 $249,000 (5.2%) $381,724 (-8.5%) 0.00 71
2020-11-01 $233,975 (-5.9%) $405,091 (-3.1%) 0.00 62
2020-12-01 $242,450 (-3.7%) $395,846 (-5.5%) 0.00 60
2021-01-01 $252,400 (-6.8%) $413,867 (-5.6%) 0.00 50
2021-02-01 $289,000 (2.3%) $473,764 (14.2%) 0.00 48
2021-03-01 $293,750 (3.3%) $550,615 (38.3%) 0.00 45
2021-04-01 $284,000 (4.2%) $502,677 (29.7%) 0.00 43
2021-05-01 $285,000 (-0.4%) $435,423 (12.4%) 0.00 46
2021-06-01 $279,250 (-1.0%) $423,950 (-6.1%) 0.00 51
2021-07-01 $259,900 (-6.3%) $357,514 (-20.4%) 0.00 48
2021-08-01 $314,269 (13.5%) $411,615 (-8.5%) 0.00 51
2021-09-01 $284,950 (13.0%) $378,529 (-1.1%) 0.00 51
2021-10-01 $285,000 (14.5%) $382,282 (0.2%) 0.00 55
2021-11-01 $336,475 (43.8%) $409,736 (1.2%) 0.00 50
2021-12-01 $331,950 (36.9%) $409,263 (3.4%) 0.00 58
2022-01-01 $339,000 (34.3%) $411,888 (-0.5%) 0.00 52
2022-02-01 $336,750 (16.5%) $379,609 (-19.9%) 0.00 43
2022-03-01 $337,250 (14.8%) $422,589 (-23.3%) 0.00 42
2022-04-01 $349,500 (23.1%) $476,633 (-5.2%) 0.00 49
2022-05-01 $393,750 (38.2%) $492,799 (13.2%) 0.00 54
2022-06-01 $408,603 (46.3%) $509,112 (20.1%) 0.00 61
2022-07-01 $472,450 (81.8%) $542,318 (51.7%) 0.00 71
2022-08-01 $454,350 (44.6%) $516,492 (25.5%) 0.00 80
2022-09-01 $455,500 (59.9%) $537,694 (42.1%) 0.00 80
2022-10-01 $439,000 (54.0%) $532,903 (39.4%) 0.00 73
2022-11-01 $437,000 (29.9%) $512,709 (25.1%) 0.00 68
2022-12-01 $425,000 (28.0%) $532,604 (30.1%) 0.00 64
2023-01-01 $399,450 (17.8%) $525,260 (27.5%) 0.00 64
2023-02-01 $397,400 (18.0%) $522,684 (37.7%) 0.00 70
2023-03-01 $399,825 (18.6%) $510,232 (20.7%) 0.00 74
2023-04-01 $395,000 (13.0%) $472,366 (-0.9%) 0.00 84
2023-05-01 $395,750 (0.5%) $457,704 (-7.1%) 0.00 79
2023-06-01 $386,250 (-5.5%) $461,676 (-9.3%) 0.00 84
2023-07-01 $390,000 (-17.5%) $497,601 (-8.3%) 0.00 92
2023-08-01 $366,975 (-19.2%) $492,470 (-4.7%) 0.00 93
2023-09-01 $349,000 (-23.4%) $469,687 (-12.7%) 0.00 97
2023-10-01 $374,950 (-14.6%) $481,612 (-9.6%) 0.00 96
2023-11-01 $382,500 (-12.5%) $480,264 (-6.3%) 0.00 117
2023-12-01 $385,000 (-9.4%) $484,391 (-9.1%) 0.00 129
2024-01-01 $378,700 (-5.2%) $487,453 (-7.2%) 0.00 127
2024-02-01 $341,000 (-14.2%) $426,127 (-18.5%) 0.00 135
2024-03-01 $343,000 (-14.2%) $446,819 (-12.4%) 0.00 135
2024-04-01 $352,500 (-10.8%) $451,805 (-4.4%) 0.00 131
2024-05-01 $325,950 (-17.6%) $465,444 (1.7%) 0.00 122
2024-06-01 $340,000 (-12.0%) $476,752 (3.3%) 0.00 120
2024-07-01 $349,475 (-10.4%) $458,173 (-7.9%) 0.00 124
2024-08-01 $349,450 (-4.8%) $441,446 (-10.4%) 0.00 118
2024-09-01 $349,225 (0.1%) $431,723 (-8.1%) 0.00 111
Arcadia's median listing price for 2024-09-01 was $349,225, a difference of $225 (0.1%) versus the prior year and $-225 versus the prior month.

Arcadia's median listing price comes in at 0% of the national average.

Arcadia's average listing price for 2024-09-01 was $431,723, a difference of $-37,964 (-8.1%) versus the prior year and $-9,723 versus the prior month.

For the 2024-09-01 period, Arcadia had 111 MLS listings, a difference of -7 listings (-6%) versus the prior month and 14 listings (14%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - Arcadia (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 0 days 1,955 sqft
2018-02-01 0 days 1,931 sqft
2018-03-01 0 days 1,980 sqft
2018-04-01 0 days 1,876 sqft
2018-05-01 0 days 1,721 sqft
2018-06-01 0 days 1,839 sqft
2018-07-01 0 days 1,923 sqft
2018-08-01 0 days 1,948 sqft
2018-09-01 0 days 1,897 sqft
2018-10-01 0 days 1,854 sqft
2018-11-01 0 days 1,749 sqft
2018-12-01 0 days 1,612 sqft
2019-01-01 0 days 1,615 sqft
2019-02-01 0 days 1,610 sqft
2019-03-01 0 days 1,590 sqft
2019-04-01 0 days 1,571 sqft
2019-05-01 0 days 1,657 sqft
2019-06-01 0 days 1,803 sqft
2019-07-01 0 days 1,746 sqft
2019-08-01 0 days 1,723 sqft
2019-09-01 0 days 1,721 sqft
2019-10-01 0 days 1,721 sqft
2019-11-01 0 days 1,760 sqft
2019-12-01 0 days 1,763 sqft
2020-01-01 0 days 1,854 sqft
2020-02-01 0 days 1,864 sqft
2020-03-01 0 days 1,909 sqft
2020-04-01 0 days 1,838 sqft
2020-05-01 0 days 1,811 sqft
2020-06-01 0 days 1,811 sqft
2020-07-01 0 days 1,755 sqft
2020-08-01 0 days 1,801 sqft
2020-09-01 0 days 1,645 sqft
2020-10-01 0 days 1,691 sqft
2020-11-01 0 days 1,739 sqft
2020-12-01 0 days 1,726 sqft
2021-01-01 0 days 1,666 sqft
2021-02-01 0 days 1,729 sqft
2021-03-01 0 days 1,879 sqft
2021-04-01 0 days 1,723 sqft
2021-05-01 0 days 1,714 sqft
2021-06-01 0 days 1,777 sqft
2021-07-01 0 days 1,683 sqft
2021-08-01 0 days 1,809 sqft
2021-09-01 0 days 1,757 sqft
2021-10-01 0 days 1,562 sqft
2021-11-01 0 days 1,638 sqft
2021-12-01 0 days 1,635 sqft
2022-01-01 0 days 1,455 sqft
2022-02-01 0 days 1,528 sqft
2022-03-01 0 days 1,654 sqft
2022-04-01 0 days 1,683 sqft
2022-05-01 0 days 1,720 sqft
2022-06-01 0 days 1,765 sqft
2022-07-01 0 days 1,905 sqft
2022-08-01 0 days 1,874 sqft
2022-09-01 0 days 1,808 sqft
2022-10-01 0 days 1,778 sqft
2022-11-01 0 days 1,687 sqft
2022-12-01 0 days 1,660 sqft
2023-01-01 0 days 1,656 sqft
2023-02-01 0 days 1,563 sqft
2023-03-01 0 days 1,558 sqft
2023-04-01 0 days 1,512 sqft
2023-05-01 0 days 1,675 sqft
2023-06-01 0 days 1,680 sqft
2023-07-01 0 days 1,606 sqft
2023-08-01 0 days 1,573 sqft
2023-09-01 0 days 1,506 sqft
2023-10-01 0 days 1,521 sqft
2023-11-01 0 days 1,483 sqft
2023-12-01 0 days 1,464 sqft
2024-01-01 0 days 1,441 sqft
2024-02-01 0 days 1,366 sqft
2024-03-01 0 days 1,396 sqft
2024-04-01 0 days 1,426 sqft
2024-05-01 0 days 1,492 sqft
2024-06-01 0 days 1,520 sqft
2024-07-01 0 days 1,560 sqft
2024-08-01 0 days 1,561 sqft
2024-09-01 0 days 1,545 sqft
Arcadia's median listing age (time on market) for 2024-09-01 was 0 days.

Arcadia's median square footage for active listings during the 2024-09-01 period was 1,545 sqft. One year prior, the average listing was 1,506 sqft.

Arcadia, FL Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 280 $78,250,000 $279,464
Cash Out Refi 42 $8,620,000 $205,238
Other 34 $2,680,000 $78,824
Home Improvement 26 $2,260,000 $86,923
Refi 19 $5,535,000 $291,316

Arcadia's most frequently cited loan purpose was Home Purchase, with 280 originations. The 2nd most popular reason was Cash Out Refi, with 42 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
6-7% 157 $52,005,000 $331,242
7-8% 119 $23,585,000 $198,193
Over 8% 54 $6,270,000 $116,111
5-6% 50 $11,960,000 $239,200
4-5% 6 $1,080,000 $180,000
<2.5% 3 $45,000 $15,000
3-4% 3 $205,000 $68,333
2.5-3% 1 $405,000 $405,000

During 2023, Arcadia's most frequently originated rate bucket was 6-7%, with 157 originations.

Loan Sizing (Arcadia, FL MSA)

Loan Size Originations Total Value Average Loan
$200k-400k 171 $45,955,000 $268,743
$100k-200k 110 $16,590,000 $150,818
$100,000 or less 87 $5,005,000 $57,529
$400k-600k 25 $11,355,000 $454,200
$600k-1000k 6 $4,110,000 $685,000
$Over $1MM 2 $14,330,000 $7,165,000

Arcadia's loan sizing saw the bucket of loans from $200k-400k with 171 originations, totaling $45,955,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 193 $51,455,000 $266,606
60-80% 88 $28,460,000 $323,409
Under 20% 38 $2,000,000 $52,632
40-60% 36 $8,790,000 $244,167
20-40% 35 $3,505,000 $100,143
Over 100% 4 $1,360,000 $340,000

Arcadia's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 193 originations, totaling $51,455,000 in origination value.