Arcadia Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Arcadia averaged 6.78% for the week of 2022-11-23, compared to the national average of 6.58% for the same period.

The average rate for the prior week (2022-11-17) was 6.81% and one month ago for the week of 2022-10-20, the average rate was 7.24%.

Arcadia's average rate one year ago was 3.7%.

For refis of the same type during the week of 2022-11-23, the average rate was 6.61%.

Loan Type Date Rate
US 30 Year Fixed Rate 2022-11-23 6.58%
Arcadia 30 Year Fixed Rate 2022-11-23 6.78%
Arcadia 30 Year Fixed Rate Refi 2022-11-23 6.61%
Arcadia 15 Year Fixed Rate 2022-11-23 6.69%
Arcadia 15 Year Fixed Rate Refi 2022-11-23 6.2%
Arcadia 30 Year FHA 2022-11-23 0.18%
Arcadia 30 Year FHA Refi 2022-11-23 0.33%
Arcadia 30 Year USDA 2022-11-23 -0.24%
Arcadia 30 Year VA 2022-11-23 0.37%
Arcadia 30 Year VA Refi 2022-11-23 0.17%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Arcadia, FL.

Arcadia Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Arcadia, FL market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2021 Avg. 30yFix Rate 2021 Avg. Closing Costs
QUICKEN LOANS, LLC 33 3.04% $5,186
NTFN, INC. 23 3.30% $4,420
UNITED WHOLESALE MORTGAGE, LLC 18 3.04% $5,292
LOANDEPOT.COM, LLC 13 3.39% $5,372
Truist 12 3.09% $3,460
MIDFLORIDA 12 3.12% $3,329
PENNYMAC LOAN SERVICES, LLC 9 3.26% $3,823
CALIBER HOME LOANS, INC. 8 3.30% $4,802
HOME POINT FINANCIAL CORPORATION 8 3.01% $8,233
NFM, INC. 8 3.17% $4,050
AgFirst Farm Credit Bank 7 3.43% $4,443
GENEVA FINANCIAL, LLC 6 3.21% $3,731
THE MORTGAGE FIRM, INC. 5 3.28% $5,801
INLANTA MORTGAGE, INC. 5 3.05% $3,114
JPMorgan Chase Bank 5 3.29% $2,546
Wells Fargo Bank 5 3.25% $3,740
UNION HOME MORTGAGE CORP. 4 2.91% $3,110
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 4 3.16% $5,522
Suncoast Credit Union 4 2.94% $3,569
AMERISAVE MORTGAGE CORPORATION 4 2.50% $8,571
CROSSCOUNTRY MORTGAGE, LLC 3 3.17% $4,183
EQUITY RESOURCES, INC. 3 3.25% $4,019
FINANCE OF AMERICA MORTGAGE LLC 3 3.46% $4,591
BROKER SOLUTIONS, INC. 3 2.79% $4,236
Bank of America 2 2.81% $3,406
PRIMARY RESIDENTIAL MORTGAGE, INC. 2 3.62% $8,480
Fifth Third Bank 2 2.93% $4,199
Flagstar Bank, FSB 2 3.17% $4,778
TJC Mortgage, Inc. 2 3.56% $3,773
LENDUS, LLC 2 3.50% $7,122
Mr. Cooper ( Nationstar Mortgage ) 2 3.63% $5,354
Mortgage Research Center, LLC 2 2.68% $6,253
Carrington Mortgage Services, LLC 2 3.06% $3,817
GUARANTEED RATE AFFINITY, LLC 2 3.44% $3,967
VAN DYK MORTGAGE CORPORATION 2 3.81% $5,083
NOVA FINANCIAL & INVESTMENT CORPORATION 2 3.06% $1,974
BAY EQUITY LLC 2 3.50% $3,130
ROYAL UNITED MORTGAGE LLC 2 3.25% $8,096
Seacoast National Bank 2 3.13% $3,309
Hometown Lenders, Inc. 2 2.88% $4,338
FAIRWAY FUNDING GROUP, INC. 2 3.12% $3,760
South State Bank 2 3.44% $4,711
Sierra Pacific Mortgage Company, Inc. 1 4.50% $12,131
STEARNS LENDING, LLC 1 3.13% $2,721
Summit Credit Union 1 2.63% $4,693
Synovus Bank 1 3.25% $3,379
1ST FINANCIAL, INC. 1 3.38% $5,098
Third Federal Savings and Loan Association of Cleveland 1 2.59% $295
TOTAL MORTGAGE SERVICES, LLC 1 2.88% $1,055
United Fidelity Funding Corp. 1 3.63% $2,890
U.S. Bank 1 3.25% $3,539
The Citizens National Bank of Bluffton 1 2.88% $3,157
ABSOLUTE HOME MORTGAGE CORPORATION 1 3.13% $3,846
ACHIEVA CREDIT UNION 1 3.38% $3,218
A&D Mortgage LLC 1 4.49% $7,040
Ally Bank 1 2.75% $2,832
AMCAP MORTGAGE, LTD. 1 3.50% $6,864
AMERICAN FINANCIAL RESOURCES, INC. 1 3.25% $5,352
Bank OZK 1 6.00% $3,830
BETTER MORTGAGE CORPORATION 1 2.75% $3,298
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 1 3.38% $4,927
CELEBRITY HOME LOANS, LLC 1 3.38% $6,574
Citizens Bank 1 4.13% $6,890
COUNTRYPLACE MORTGAGE, LTD. 1 4.50% $9,571
CRESCENT MORTGAGE COMPANY 1 3.25% $3,752
EMM LOANS LLC 1 2.99% $6,433
FIRST CENTENNIAL MORTGAGE CORPORATION 1 2.50% $4,042
First Horizon Bank 1 3.25% $4,197
First National Bank of America 1 8.88% $8,277
FREEDOM MORTGAGE CORPORATION 1 3.25% $1,596
GMFS LLC 1 3.25% $2,794
GUARANTEED RATE, INC. 1 3.13% $3,122
HAMILTON HOME LOANS, INC. 1 2.99% $1,793
HANSCOM 1 3.25% $3,063
HOMESIDE FINANCIAL, LLC 1 3.38% $5,824
HOMEXPRESS MORTGAGE CORP. 1 5.38% $13,131
INTERLINC MORTGAGE SERVICES, LLC 1 3.38% $3,855
LAKE MICHIGAN CREDIT UNION 1 3.50% $5,552
LAND HOME FINANCIAL SERVICES, INC. 1 3.38% $3,075
MICHIGAN MUTUAL, INC. 1 3.50% $5,681
Morgan Stanley Private Bank 1 2.85% $11,236
Mortgage Lenders Investment Trading Corporation 1 3.25% $915
NATIONS RELIABLE LENDING, LLC 1 3.25% $3,538
NAVY FEDERAL CREDIT UNION 1 3.63% $3,238
NEWREZ LLC 1 5.88% $12,967
OCMBC, INC. 1 2.88% $2,596
PANORAMA MORTGAGE GROUP, LLC 1 3.38% $4,021
Paramount Residential Mortgage Group, Inc. 1 3.88% $10,821
PNC Bank 1 3.13% $5,046
PROVIDENT FUNDING ASSOCIATES, L.P. 1 2.50% $2,804
Regions Bank 1 2.88% $5,122
Renasant Bank 1 3.38% $4,433
SECURITYNATIONAL MORTGAGE COMPANY 1 3.63% $6,095

Arcadia Average Closing Costs & Other Stats

Arcadia, FL's 93 lenders originated 739 loans during 2021. The total origination value was $143,295,000, with an average loan value of $193,904.

Arcadia's average closing costs are $5,339.

The top Arcadia lender as defined by loan originations is QUICKEN LOANS, LLC, with 33 loans originated. Their average total fees are $5,186, which is $766 higher than the next largest lender, NTFN, INC..

The lowest fee Arcadia lenders (with over 10 loans originated) are MIDFLORIDA ($3,329), Truist ($3,460), NTFN, INC. ($4,420), QUICKEN LOANS, LLC ($5,186) and UNITED WHOLESALE MORTGAGE, LLC ($5,292).

The lowest rate Arcadia lenders (with over 10 loans originated) are UNITED WHOLESALE MORTGAGE, LLC (3.04%), QUICKEN LOANS, LLC (3.04%), Truist (3.09%), MIDFLORIDA (3.12%) and NTFN, INC. (3.30%).

Arcadia, FL Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2020 Loan Value 2021 Loan Value % Change 2021 Market Share
NTFN, INC. $17,750,000 $20,185,000 13.7% 14.1%
QUICKEN LOANS, LLC $14,030,000 $13,045,000 -7.0% 9.1%
UNITED WHOLESALE MORTGAGE, LLC $2,640,000 $6,350,000 140.5% 4.4%
MIDFLORIDA $4,795,000 $4,695,000 -2.1% 3.3%
HOME POINT FINANCIAL CORPORATION $2,465,000 $4,350,000 76.5% 3.0%
Truist Bank $1,815,000 $3,955,000 117.9% 2.8%
AgFirst Farm Credit Bank $2,180,000 $3,860,000 77.1% 2.7%
LOANDEPOT.COM, LLC $840,000 $3,830,000 356.0% 2.7%
PENNYMAC LOAN SERVICES, LLC $950,000 $3,550,000 273.7% 2.5%
CALIBER HOME LOANS, INC. $2,650,000 $3,335,000 25.8% 2.3%
FREEDOM MORTGAGE CORPORATION $3,515,000 $3,150,000 -10.4% 2.2%
NFM, INC. $780,000 $2,825,000 262.2% 2.0%
THE MORTGAGE FIRM, INC. $1,190,000 $2,715,000 128.2% 1.9%
Suncoast Credit Union $1,965,000 $2,660,000 35.4% 1.9%
CROSSCOUNTRY MORTGAGE, LLC $1,130,000 $2,350,000 108.0% 1.6%
Mortgage Research Center, LLC $1,260,000 $2,305,000 82.9% 1.6%
South State Bank $1,810,000 $2,180,000 20.4% 1.5%
NEWREZ LLC $2,155,000 n/a 1.5%
GENEVA FINANCIAL, LLC $580,000 $1,805,000 211.2% 1.3%
INLANTA MORTGAGE, INC. $2,390,000 $1,630,000 -31.8% 1.1%
FINANCE OF AMERICA MORTGAGE LLC $310,000 $1,565,000 404.8% 1.1%
AMERISAVE MORTGAGE CORPORATION $255,000 $1,415,000 454.9% 1.0%
Wells Fargo Bank $845,000 $1,410,000 66.9% 1.0%
Mr. Cooper ( Nationstar Mortgage ) $1,315,000 $1,295,000 -1.5% 0.9%
UNION HOME MORTGAGE CORP. $380,000 $1,290,000 239.5% 0.9%
Flagstar Bank, FSB $445,000 $1,265,000 184.3% 0.9%
FAIRWAY FUNDING GROUP, INC. $555,000 $1,210,000 118.0% 0.8%
Morgan Stanley Private Bank $1,045,000 n/a 0.7%
TRIAD FINANCIAL SERVICES, INC. $275,000 $1,015,000 269.1% 0.7%
LENDUS, LLC $925,000 n/a 0.6%
Hometown Equity Mortgage, LLC $885,000 n/a 0.6%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $220,000 $860,000 290.9% 0.6%
Paramount Residential Mortgage Group, Inc. $135,000 $860,000 537.0% 0.6%
BROKER SOLUTIONS, INC. $955,000 $840,000 -12.0% 0.6%
Equity Prime Mortgage LLC $825,000 n/a 0.6%
PLAZA HOME MORTGAGE, INC. $580,000 $825,000 42.2% 0.6%
TJC Mortgage, Inc. $485,000 $815,000 68.0% 0.6%
GUARANTEED RATE, INC. $155,000 $795,000 412.9% 0.6%
Carrington Mortgage Services, LLC $595,000 $790,000 32.8% 0.6%
Wauchula State Bank $25,000 $780,000 3,020.0% 0.5%
EQUITY RESOURCES, INC. $775,000 n/a 0.5%
CELEBRITY HOME LOANS, LLC $740,000 n/a 0.5%
USAA Federal Savings Bank $450,000 $730,000 62.2% 0.5%
21ST MORTGAGE CORPORATION $1,125,000 $660,000 -41.3% 0.5%
JPMorgan Chase Bank $950,000 $635,000 -33.2% 0.4%
Bank of America $1,680,000 $625,000 -62.8% 0.4%
BAY EQUITY LLC $475,000 $585,000 23.2% 0.4%
VAN DYK MORTGAGE CORPORATION $850,000 $585,000 -31.2% 0.4%
CHURCHILL MORTGAGE CORPORATION $580,000 n/a 0.4%
PRIMARY RESIDENTIAL MORTGAGE, INC. $215,000 $575,000 167.4% 0.4%
MID AMERICA MORTGAGE, INC. $565,000 n/a 0.4%
FIRST CENTENNIAL MORTGAGE CORPORATION $535,000 n/a 0.4%
NOVA FINANCIAL & INVESTMENT CORPORATION $535,000 n/a 0.4%
AMERICAN FINANCIAL RESOURCES, INC. $530,000 n/a 0.4%
LAKEVIEW LOAN SERVICING, LLC $520,000 $525,000 1.0% 0.4%
Hometown Lenders, Inc. $520,000 n/a 0.4%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $155,000 $515,000 232.3% 0.4%
DRUMMOND COMMUNITY BANK $510,000 n/a 0.4%
Citizens Bank $505,000 n/a 0.4%
Fifth Third Bank $280,000 $485,000 73.2% 0.3%
HOMEXPRESS MORTGAGE CORP. $475,000 n/a 0.3%
SOUTHWEST FUNDING, LP $450,000 n/a 0.3%
CLEARPATH LENDING $440,000 n/a 0.3%
GUARANTEED RATE AFFINITY, LLC $105,000 $440,000 319.0% 0.3%
AMERICAN FINANCING CORPORATION $195,000 $430,000 120.5% 0.3%
AMCAP MORTGAGE, LTD. $425,000 n/a 0.3%
Popular Bank $425,000 n/a 0.3%
STEARNS LENDING, LLC $225,000 $420,000 86.7% 0.3%
LAND HOME FINANCIAL SERVICES, INC. $430,000 $415,000 -3.5% 0.3%
Sierra Pacific Mortgage Company, Inc. $385,000 n/a 0.3%
Nations Lending Corporation $155,000 $375,000 141.9% 0.3%
Seacoast National Bank $570,000 $375,000 -34.2% 0.3%
PNC Bank $370,000 n/a 0.3%
Renasant Bank $115,000 $355,000 208.7% 0.2%
ROYAL UNITED MORTGAGE LLC $345,000 n/a 0.2%
SHELTER MORTGAGE COMPANY, L.L.C. $345,000 n/a 0.2%
COUNTRYPLACE MORTGAGE, LTD. $380,000 $330,000 -13.2% 0.2%
HAMILTON HOME LOANS, INC. $65,000 $330,000 407.7% 0.2%
BETTER MORTGAGE CORPORATION $275,000 $325,000 18.2% 0.2%
DRAPER AND KRAMER MORTGAGE CORP. $325,000 n/a 0.2%
LAKE MICHIGAN CREDIT UNION $495,000 $325,000 -34.3% 0.2%
U.S. Bank $125,000 $325,000 160.0% 0.2%
SUCCESS MORTGAGE PARTNERS, INC. $125,000 $320,000 156.0% 0.2%
AMERICAN ADVISORS GROUP $110,000 $300,000 172.7% 0.2%
Synovus Bank $300,000 n/a 0.2%
AmeriHome Mortgage Company, LLC $415,000 $290,000 -30.1% 0.2%
CIVIC FINANCIAL SERVICES, LLC $290,000 n/a 0.2%
First Guaranty Mortgage Corporation $270,000 $290,000 7.4% 0.2%
ALL REVERSE MORTGAGE, INC. $285,000 n/a 0.2%
Ameris Bank $285,000 n/a 0.2%
Third Federal Savings and Loan Association of Cleveland $280,000 n/a 0.2%
Bank of England $760,000 $275,000 -63.8% 0.2%
HOMESIDE FINANCIAL, LLC $270,000 n/a 0.2%
AMERICAN PACIFIC MORTGAGE CORPORATION $265,000 n/a 0.2%
MORTGAGE FINANCIAL SERVICES, LLC $265,000 n/a 0.2%
1ST FINANCIAL, INC. $255,000 n/a 0.2%
Ally Bank $250,000 n/a 0.2%
EMBRACE HOME LOANS, INC. $115,000 $245,000 113.0% 0.2%
First Option Mortgage, LLC $235,000 n/a 0.2%
PENTAGON FEDERAL CREDIT UNION $230,000 n/a 0.2%
First National Bank of America $225,000 n/a 0.2%
LOANPAL, LLC $660,000 $225,000 -65.9% 0.2%
Mid-Continent Funding, Inc. $95,000 $225,000 136.8% 0.2%
Regions Bank $2,390,000 $215,000 -91.0% 0.2%
AMERICAN FINANCIAL NETWORK, INC. $665,000 $205,000 -69.2% 0.1%
GUILD MORTGAGE COMPANY $205,000 n/a 0.1%
INTERLINC MORTGAGE SERVICES, LLC $205,000 n/a 0.1%
United Fidelity Funding Corp. $205,000 n/a 0.1%
Low VA Rates, LLC $105,000 $195,000 85.7% 0.1%
HANSCOM $185,000 n/a 0.1%
Lakeview Community Capital, LLC $175,000 n/a 0.1%
The Citizens National Bank of Bluffton $175,000 n/a 0.1%
ABSOLUTE HOME MORTGAGE CORPORATION $165,000 n/a 0.1%
EMM LOANS LLC $165,000 n/a 0.1%
First Federal Bank $485,000 $165,000 -66.0% 0.1%
NATIONWIDE MORTGAGE BANKERS, INC. $165,000 n/a 0.1%
Summit Credit Union $165,000 n/a 0.1%
Bank OZK $275,000 $155,000 -43.6% 0.1%
CRESCENT MORTGAGE COMPANY $355,000 $155,000 -56.3% 0.1%
HOMEBRIDGE FINANCIAL SERVICES, INC. $195,000 $155,000 -20.5% 0.1%
Mortgage Lenders Investment Trading Corporation $385,000 $155,000 -59.7% 0.1%
OCMBC, INC. $155,000 n/a 0.1%
PANORAMA MORTGAGE GROUP, LLC $155,000 n/a 0.1%
PROVIDENT FUNDING ASSOCIATES, L.P. $155,000 n/a 0.1%
Town Square Mortgage & Investments, Inc. $155,000 n/a 0.1%
A&D Mortgage LLC $145,000 n/a 0.1%
First Horizon Bank $145,000 n/a 0.1%
Barrington Bank & Trust Company, N.A. $155,000 $135,000 -12.9% 0.1%
NATIONS RELIABLE LENDING, LLC $135,000 n/a 0.1%
Figure Lending LLC $130,000 n/a 0.1%
GMFS LLC $125,000 n/a 0.1%
MICHIGAN MUTUAL, INC. $105,000 $125,000 19.0% 0.1%
NAVY FEDERAL CREDIT UNION $1,095,000 $125,000 -88.6% 0.1%
RAPID MORTGAGE COMPANY $125,000 n/a 0.1%
TOTAL MORTGAGE SERVICES, LLC $115,000 n/a 0.1%
ACHIEVA CREDIT UNION $325,000 $105,000 -67.7% 0.1%
GTE Federal Credit Union $150,000 $105,000 -30.0% 0.1%
Manufacturers and Traders Trust Company $220,000 $105,000 -52.3% 0.1%
RUOFF MORTGAGE COMPANY, INC. $105,000 n/a 0.1%
NORWICH COMMERCIAL GROUP, INC. $95,000 n/a 0.1%
SECURITYNATIONAL MORTGAGE COMPANY $400,000 $95,000 -76.3% 0.1%
CREDIT HUMAN FEDERAL CREDIT UNION $85,000 n/a 0.1%
OCEANSIDE MORTGAGE COMPANY $75,000 n/a 0.1%

Arcadia's top lender by overall market share is NTFN, INC., with 14.1% market share. In second place, with 9.1%, is QUICKEN LOANS, LLC, having originated $13,045,000 in loans. In third place, with 4.4%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $6,350,000 in loans. In fourth place, with 3.3%, is MIDFLORIDA, having originated $4,695,000 in loans. In fifth place, with 3.0%, is HOME POINT FINANCIAL CORPORATION, having originated $4,350,000 in loans.


Arcadia Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - Arcadia (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $249,475 (7.5%) $402,415 (7.6%) 0.00 93
2018-02-01 $249,900 (10.7%) $425,661 (20.8%) 0.00 96
2018-03-01 $249,900 (10.6%) $422,835 (11.3%) 0.00 93
2018-04-01 $240,875 (5.2%) $409,332 (4.7%) 0.00 93
2018-05-01 $236,000 (-0.8%) $395,182 (-11.5%) 0.00 106
2018-06-01 $229,000 (-6.0%) $386,552 (-13.7%) 0.00 105
2018-07-01 $239,950 (4.7%) $445,255 (-6.1%) 0.00 94
2018-08-01 $239,600 (0.5%) $524,228 (5.8%) 0.00 90
2018-09-01 $239,700 (4.4%) $526,935 (12.3%) 0.00 90
2018-10-01 $239,900 (2.5%) $450,558 (9.9%) 0.00 112
2018-11-01 $239,675 (-2.2%) $429,468 (-7.3%) 0.00 118
2018-12-01 $229,000 (-7.3%) $412,169 (-9.5%) 0.00 128
2019-01-01 $227,000 (-9.0%) $403,161 (0.2%) 0.00 133
2019-02-01 $224,925 (-10.0%) $393,633 (-7.5%) 0.00 142
2019-03-01 $216,679 (-13.3%) $395,885 (-6.4%) 0.00 137
2019-04-01 $212,104 (-11.9%) $399,124 (-2.5%) 0.00 131
2019-05-01 $217,400 (-7.9%) $405,195 (2.5%) 0.00 126
2019-06-01 $230,000 (0.4%) $452,249 (17.0%) 0.00 119
2019-07-01 $230,000 (-4.2%) $429,868 (-3.5%) 0.00 105
2019-08-01 $231,909 (-3.2%) $425,531 (-18.8%) 0.00 99
2019-09-01 $234,773 (-2.1%) $420,574 (-20.2%) 0.00 95
2019-10-01 $236,682 (-1.3%) $417,270 (-7.4%) 0.00 96
2019-11-01 $248,500 (3.7%) $418,025 (-2.7%) 0.00 113
2019-12-01 $251,625 (9.9%) $419,004 (1.7%) 0.00 114
2020-01-01 $270,725 (19.3%) $438,439 (8.8%) 0.00 107
2020-02-01 $282,400 (25.6%) $414,736 (5.4%) 0.00 101
2020-03-01 $284,450 (31.3%) $398,030 (0.5%) 0.00 110
2020-04-01 $272,450 (28.5%) $387,668 (-2.9%) 0.00 104
2020-05-01 $286,000 (31.6%) $387,554 (-4.4%) 0.00 94
2020-06-01 $282,000 (22.6%) $451,670 (-0.1%) 0.00 91
2020-07-01 $277,450 (20.6%) $449,321 (4.5%) 0.00 89
2020-08-01 $277,000 (19.4%) $449,798 (5.7%) 0.00 79
2020-09-01 $252,225 (7.4%) $382,747 (-9.0%) 0.00 72
2020-10-01 $249,000 (5.2%) $381,724 (-8.5%) 0.00 71
2020-11-01 $233,975 (-5.9%) $405,091 (-3.1%) 0.00 62
2020-12-01 $242,450 (-3.7%) $395,846 (-5.5%) 0.00 60
2021-01-01 $252,400 (-6.8%) $413,867 (-5.6%) 0.00 50
2021-02-01 $291,500 (3.2%) $479,329 (15.6%) 0.00 48
2021-03-01 $293,750 (3.3%) $553,860 (39.2%) 0.00 45
2021-04-01 $284,000 (4.2%) $502,677 (29.7%) 0.00 43
2021-05-01 $285,000 (-0.4%) $435,423 (12.4%) 0.00 46
2021-06-01 $279,500 (-0.9%) $426,980 (-5.5%) 0.00 51
2021-07-01 $259,900 (-6.3%) $357,514 (-20.4%) 0.00 47
2021-08-01 $314,269 (13.5%) $411,615 (-8.5%) 0.00 51
2021-09-01 $284,975 (13.0%) $378,529 (-1.1%) 0.00 51
2021-10-01 $285,000 (14.5%) $382,282 (0.2%) 0.00 55
2021-11-01 $336,475 (43.8%) $409,736 (1.2%) 0.00 50
2021-12-01 $331,950 (36.9%) $409,263 (3.4%) 0.00 58
2022-01-01 $339,000 (34.3%) $411,888 (-0.5%) 0.00 52
2022-02-01 $336,750 (15.5%) $379,609 (-20.8%) 0.00 43
2022-03-01 $337,250 (14.8%) $422,589 (-23.7%) 0.00 42
2022-04-01 $349,500 (23.1%) $476,633 (-5.2%) 0.00 49
2022-05-01 $393,750 (38.2%) $492,799 (13.2%) 0.00 54
2022-06-01 $408,603 (46.2%) $509,112 (19.2%) 0.00 61
2022-07-01 $472,450 (81.8%) $542,318 (51.7%) 0.00 71
2022-08-01 $454,350 (44.6%) $516,492 (25.5%) 0.00 80
2022-09-01 $455,500 (59.8%) $537,694 (42.1%) 0.00 80
2022-10-01 $439,000 (54.0%) $532,903 (39.4%) 0.00 73
Arcadia's median listing price for 2022-10-01 was $439,000, a difference of $154,000 (54.0%) versus the prior year and $-16,500 versus the prior month.

Arcadia's median listing price comes in at 0% of the national average.

Arcadia's average listing price for 2022-10-01 was $532,903, a difference of $150,621 (39.4%) versus the prior year and $-4,791 versus the prior month.

For the 2022-10-01 period, Arcadia had 73 MLS listings, a difference of -7 listings (-9%) versus the prior month and 18 listings (33%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - Arcadia (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 0 days 1,955 sqft
2018-02-01 0 days 1,931 sqft
2018-03-01 0 days 1,980 sqft
2018-04-01 0 days 1,876 sqft
2018-05-01 0 days 1,721 sqft
2018-06-01 0 days 1,824 sqft
2018-07-01 0 days 1,918 sqft
2018-08-01 0 days 1,941 sqft
2018-09-01 0 days 1,897 sqft
2018-10-01 0 days 1,854 sqft
2018-11-01 0 days 1,749 sqft
2018-12-01 0 days 1,612 sqft
2019-01-01 0 days 1,615 sqft
2019-02-01 0 days 1,610 sqft
2019-03-01 0 days 1,590 sqft
2019-04-01 0 days 1,571 sqft
2019-05-01 0 days 1,657 sqft
2019-06-01 0 days 1,788 sqft
2019-07-01 0 days 1,746 sqft
2019-08-01 0 days 1,723 sqft
2019-09-01 0 days 1,721 sqft
2019-10-01 0 days 1,721 sqft
2019-11-01 0 days 1,760 sqft
2019-12-01 0 days 1,763 sqft
2020-01-01 0 days 1,854 sqft
2020-02-01 0 days 1,864 sqft
2020-03-01 0 days 1,909 sqft
2020-04-01 0 days 1,838 sqft
2020-05-01 0 days 1,811 sqft
2020-06-01 0 days 1,811 sqft
2020-07-01 0 days 1,755 sqft
2020-08-01 0 days 1,801 sqft
2020-09-01 0 days 1,645 sqft
2020-10-01 0 days 1,691 sqft
2020-11-01 0 days 1,739 sqft
2020-12-01 0 days 1,726 sqft
2021-01-01 0 days 1,666 sqft
2021-02-01 0 days 1,716 sqft
2021-03-01 0 days 1,879 sqft
2021-04-01 0 days 1,723 sqft
2021-05-01 0 days 1,714 sqft
2021-06-01 0 days 1,795 sqft
2021-07-01 0 days 1,683 sqft
2021-08-01 0 days 1,809 sqft
2021-09-01 0 days 1,757 sqft
2021-10-01 0 days 1,562 sqft
2021-11-01 0 days 1,638 sqft
2021-12-01 0 days 1,635 sqft
2022-01-01 0 days 1,455 sqft
2022-02-01 0 days 1,528 sqft
2022-03-01 0 days 1,654 sqft
2022-04-01 0 days 1,683 sqft
2022-05-01 0 days 1,720 sqft
2022-06-01 0 days 1,765 sqft
2022-07-01 0 days 1,905 sqft
2022-08-01 0 days 1,874 sqft
2022-09-01 0 days 1,808 sqft
2022-10-01 0 days 1,778 sqft
Arcadia's median listing age (time on market) for 2022-10-01 was 0 days.

Arcadia's median square footage for active listings during the 2022-10-01 period was 1,778 sqft. One year prior, the average listing was 1,562 sqft.

Arcadia, FL Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 386 $83,020,000 $215,078
Refi 165 $28,485,000 $172,636
Cash Out Refi 140 $27,390,000 $195,643
Home Improvement 25 $1,565,000 $62,600
Other 23 $2,835,000 $123,261

Arcadia's most frequently cited loan purpose was Home Purchase, with 386 originations. The 2nd most popular reason was Refi, with 165 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
3-4% 303 $62,035,000 $204,736
2.5-3% 244 $48,150,000 $197,336
<2.5% 91 $17,475,000 $192,033
4-5% 35 $5,785,000 $165,286
5-6% 24 $4,820,000 $200,833
Over 8% 22 $2,520,000 $114,545
6-7% 7 $755,000 $107,857
7-8% 3 $285,000 $95,000

During 2021, Arcadia's most frequently originated rate bucket was 3-4%, with 303 originations.

Loan Sizing (Arcadia, FL MSA)

Loan Size Originations Total Value Average Loan
$100k-200k 343 $51,415,000 $149,898
$200k-400k 259 $68,435,000 $264,228
$100,000 or less 106 $7,020,000 $66,226
$400k-600k 27 $12,755,000 $472,407
$600k-1000k 2 $1,320,000 $660,000
$Over $1MM 2 $2,350,000 $1,175,000

Arcadia's loan sizing saw the bucket of loans from $100k-200k with 343 originations, totaling $51,415,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 325 $72,595,000 $223,369
60-80% 217 $42,845,000 $197,442
40-60% 93 $16,315,000 $175,430
20-40% 47 $4,255,000 $90,532
Under 20% 26 $1,130,000 $43,462
Over 100% 5 $1,225,000 $245,000

Arcadia's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 325 originations, totaling $72,595,000 in origination value.