Arcadia Mortgage Rates & Closing Costs

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    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Arcadia averaged 6.93% for the week of 2024-12-12, compared to the national average of 6.6% for the same period.

    The average rate for the prior week (2024-12-05) was 6.72% and one month ago for the week of 2024-11-07, the average rate was 7.12%.

    Arcadia's average rate one year ago was 7.16%.

    For refis of the same type during the week of 2024-12-12, the average rate was 7.1%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2024-12-12 6.6%
    Arcadia 30 Year Fixed Rate 2024-12-12 6.93%
    Arcadia 30 Year Fixed Rate Refi 2024-12-12 7.1%
    Arcadia 15 Year Fixed Rate 2024-12-12 5.74%
    Arcadia 15 Year Fixed Rate Refi 2024-12-12 6.04%
    Arcadia 30 Year FHA 2024-12-12 6.04%
    Arcadia 30 Year FHA Refi 2024-12-12 6.18%
    Arcadia 30 Year USDA 2024-12-12 6.4%
    Arcadia 30 Year USDA Refi 2024-12-12 6.4%
    Arcadia 30 Year VA 2024-12-12 5.98%
    Arcadia 30 Year VA Refi 2024-12-12 5.98%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Arcadia, FL.

    Arcadia Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Arcadia, FL market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
    QUICKEN LOANS, LLC 20 6.75% $8,064
    UNITED WHOLESALE MORTGAGE, LLC 11 6.42% $10,393
    NTFN, INC. 7 6.84% $8,795
    CROSSCOUNTRY MORTGAGE, LLC 6 7.22% $8,409
    MIDFLORIDA 3 6.17% $4,243
    21ST MORTGAGE CORPORATION 3 7.67% $5,793
    CMG MORTGAGE, INC. 2 5.88% $8,300
    NFM, INC. 2 6.49% $11,989
    GUARANTEED RATE AFFINITY, LLC 2 7.43% $6,952
    South State Bank 2 6.81% $7,319
    Mortgage Research Center, LLC 2 6.31% $6,842
    Wells Fargo Bank 2 7.25% $2,964
    HOMESPIRE MORTGAGE CORPORATION 2 7.63% $10,389
    GENISYS 1 6.63% $2,523
    GREENSTATE CREDIT UNION 1 7.99% $3,377
    HOMEBRIDGE FINANCIAL SERVICES, INC. 1 7.13% $20,434
    INTERRA CREDIT UNION 1 6.75% $3,505
    Ixonia Bank 1 6.88% $18,898
    LAKE MICHIGAN CREDIT UNION 1 6.13% $6,752
    LENDSURE MORTGAGE CORP. 1 10.00% $17,772
    LOANDEPOT.COM, LLC 1 7.25% $8,088
    MID AMERICA MORTGAGE, INC. 1 6.63% $4,978
    MORTGAGE MARKETS CUSO, LLC 1 6.25% $5,550
    NAVY FEDERAL CREDIT UNION 1 6.50% $1,745
    NEWREZ LLC 1 5.63% $16,305
    NOVA FINANCIAL & INVESTMENT CORPORATION 1 7.63% $3,638
    PENNYMAC LOAN SERVICES, LLC 1 7.00% $11,048
    Plains Commerce Bank 1 7.38% $13,973
    PNC Bank 1 6.38% $3,398
    Strong Home Mortgage, LLC 1 7.99% $6,853
    Suncoast Credit Union 1 6.25% $3,809
    THE MORTGAGE FIRM, INC. 1 7.13% $19,402
    UNION HOME MORTGAGE CORP. 1 6.63% $8,659
    U.S. Bank 1 6.25% $3,646
    ZILLOW HOME LOANS, LLC 1 6.88% $4,069
    AMERICAN PACIFIC MORTGAGE CORPORATION 1 7.25% $7,288
    ANGEL OAK MORTGAGE SOLUTIONS LLC 1 9.00% $10,193
    Bank of America 1 6.38% $19,892
    CALIBER HOME LOANS, INC. 1 6.13% $6,328
    Century Mortgage Company DBA Century Lending Company 1 7.50% $5,354
    DEEPHAVEN MORTGAGE LLC 1 7.38% $15,027
    Discover Bank 1 8.49% $0
    DRAPER AND KRAMER MORTGAGE CORP. 1 7.75% $5,463
    Fifth Third Bank 1 6.99% $5,987
    First Federal Bank 1 6.88% $5,558
    First Savings Bank 1 6.63% $8,584
    FREEDOM MORTGAGE CORPORATION 1 7.38% $7,588

    Arcadia Average Closing Costs & Other Stats

    Arcadia, FL's 47 lenders originated 401 loans during 2023. The total origination value was $97,345,000, with an average loan value of $242,756.

    Arcadia's average closing costs are $6,350.

    The top Arcadia lender as defined by loan originations is QUICKEN LOANS, LLC, with 20 loans originated. Their average total fees are $8,064, which is $2,329 lower than the next largest lender, UNITED WHOLESALE MORTGAGE, LLC.

    The lowest fee Arcadia lenders (with over 10 loans originated) are QUICKEN LOANS, LLC ($8,064), UNITED WHOLESALE MORTGAGE, LLC ($10,393), .

    The lowest rate Arcadia lenders (with over 10 loans originated) are UNITED WHOLESALE MORTGAGE, LLC (6.42%), QUICKEN LOANS, LLC (6.75%), .

    Arcadia, FL Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2022 Loan Value 2023 Loan Value % Change 2023 Market Share
    NTFN, INC. $15,950,000 $16,430,000 3.0% 16.9%
    Centennial Bank $11,105,000 n/a 11.4%
    UNITED WHOLESALE MORTGAGE, LLC $7,895,000 $8,570,000 8.5% 8.8%
    QUICKEN LOANS, LLC $7,405,000 $7,210,000 -2.6% 7.4%
    South State Bank $3,920,000 $4,630,000 18.1% 4.8%
    WALKER & DUNLOP, LLC $3,225,000 n/a 3.3%
    CROSSCOUNTRY MORTGAGE, LLC $2,175,000 $2,745,000 26.2% 2.8%
    MIDFLORIDA $4,085,000 $1,735,000 -57.5% 1.8%
    GUARANTEED RATE AFFINITY, LLC $1,030,000 $1,560,000 51.5% 1.6%
    Truist $2,165,000 $1,550,000 -28.4% 1.6%
    NFM, INC. $2,835,000 $1,545,000 -45.5% 1.6%
    Mortgage Research Center, LLC $2,645,000 $1,410,000 -46.7% 1.4%
    Wauchula State Bank $600,000 $1,370,000 128.3% 1.4%
    CREDIT HUMAN FEDERAL CREDIT UNION $445,000 $1,305,000 193.3% 1.3%
    Suncoast Credit Union $2,885,000 $1,205,000 -58.2% 1.2%
    Ixonia Bank $1,140,000 n/a 1.2%
    Plains Commerce Bank $85,000 $1,140,000 1,241.2% 1.2%
    FREEDOM MORTGAGE CORPORATION $1,310,000 $1,015,000 -22.5% 1.0%
    TRIAD FINANCIAL SERVICES, INC. $800,000 $950,000 18.8% 1.0%
    NEWREZ LLC $255,000 $875,000 243.1% 0.9%
    21ST MORTGAGE CORPORATION $2,525,000 $810,000 -67.9% 0.8%
    CMG MORTGAGE, INC. $205,000 $780,000 280.5% 0.8%
    Fifth Third Bank $375,000 $740,000 97.3% 0.8%
    MOVEMENT MORTGAGE, LLC $655,000 $740,000 13.0% 0.8%
    LOANDEPOT.COM, LLC $1,775,000 $735,000 -58.6% 0.8%
    Bank of America $1,005,000 $730,000 -27.4% 0.7%
    NAVY FEDERAL CREDIT UNION $1,870,000 $730,000 -61.0% 0.7%
    LAKE MICHIGAN CREDIT UNION $320,000 $590,000 84.4% 0.6%
    CARDINAL FINANCIAL $2,405,000 $585,000 -75.7% 0.6%
    SOUTHWEST STAGE FUNDING, LLC $500,000 $570,000 14.0% 0.6%
    LOANPAL, LLC $565,000 n/a 0.6%
    CALIBER HOME LOANS, INC. $2,915,000 $550,000 -81.1% 0.6%
    Carrington Mortgage Services, LLC $255,000 $550,000 115.7% 0.6%
    Century Mortgage Company DBA Century Lending Company $540,000 n/a 0.6%
    NATIONS RELIABLE LENDING, LLC $500,000 n/a 0.5%
    HOMESPIRE MORTGAGE CORPORATION $490,000 n/a 0.5%
    AMERISAVE MORTGAGE CORPORATION $740,000 $480,000 -35.1% 0.5%
    SFMC, LP $455,000 n/a 0.5%
    Regions Bank $860,000 $445,000 -48.3% 0.5%
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $560,000 $425,000 -24.1% 0.4%
    LENDSURE MORTGAGE CORP. $425,000 n/a 0.4%
    THE MORTGAGE FIRM, INC. $1,585,000 $415,000 -73.8% 0.4%
    First Horizon Bank $405,000 n/a 0.4%
    UNION HOME MORTGAGE CORP. $345,000 $400,000 15.9% 0.4%
    GUILD MORTGAGE COMPANY $385,000 $390,000 1.3% 0.4%
    First Savings Bank $385,000 n/a 0.4%
    DEEPHAVEN MORTGAGE LLC $255,000 $370,000 45.1% 0.4%
    HOMEBRIDGE FINANCIAL SERVICES, INC. $460,000 $345,000 -25.0% 0.4%
    OCMBC, INC. $335,000 n/a 0.3%
    Seacoast National Bank $105,000 $330,000 214.3% 0.3%
    AMERICAN FINANCIAL NETWORK, INC. $305,000 n/a 0.3%
    PENNYMAC LOAN SERVICES, LLC $2,050,000 $300,000 -85.4% 0.3%
    HOMEOWNERS FINANCIAL GROUP USA, LLC $290,000 n/a 0.3%
    Citadel Servicing Corporation $285,000 n/a 0.3%
    Capital City Home Loans, LLC $275,000 n/a 0.3%
    First Federal Bank $275,000 n/a 0.3%
    The Federal Savings Bank $1,015,000 $265,000 -73.9% 0.3%
    BROKER SOLUTIONS, INC. $255,000 $255,000 0.0% 0.3%
    LENDINGHOME FUNDING CORPORATION $680,000 $255,000 -62.5% 0.3%
    Paramount Residential Mortgage Group, Inc. $1,375,000 $255,000 -81.5% 0.3%
    GENEVA FINANCIAL, LLC $735,000 $250,000 -66.0% 0.3%
    AgFirst Farm Credit Bank $2,095,000 $245,000 -88.3% 0.3%
    MORTGAGE 1 INCORPORATED $525,000 $240,000 -54.3% 0.2%
    AMERICAN PACIFIC MORTGAGE CORPORATION $235,000 $235,000 0.0% 0.2%
    ANGEL OAK MORTGAGE SOLUTIONS LLC $135,000 $235,000 74.1% 0.2%
    Wells Fargo Bank $1,125,000 $235,000 -79.1% 0.2%
    CALCON MUTUAL MORTGAGE LLC $225,000 n/a 0.2%
    VANDERBILT MORTGAGE AND FINANCE, INC. $185,000 $225,000 21.6% 0.2%
    BAY EQUITY LLC $700,000 $215,000 -69.3% 0.2%
    Mr. Cooper ( Nationstar Mortgage ) $765,000 $215,000 -71.9% 0.2%
    1ST SIGNATURE LENDING, LLC $205,000 n/a 0.2%
    MID AMERICA MORTGAGE, INC. $495,000 $205,000 -58.6% 0.2%
    U.S. Bank $1,630,000 $205,000 -87.4% 0.2%
    FBC MORTGAGE, LLC $355,000 $195,000 -45.1% 0.2%
    MORTGAGE MARKETS CUSO, LLC $195,000 n/a 0.2%
    RESIDENTIAL BANCORP $195,000 n/a 0.2%
    Wyndham Capital Mortgage, Inc. $195,000 n/a 0.2%
    Flagstar Bank, FSB $325,000 $190,000 -41.5% 0.2%
    PNC Bank $200,000 $185,000 -7.5% 0.2%
    Strong Home Mortgage, LLC $185,000 n/a 0.2%
    INTERRA CREDIT UNION $175,000 n/a 0.2%
    Equity Prime Mortgage LLC $370,000 $155,000 -58.1% 0.2%
    MILEND, INC. $155,000 n/a 0.2%
    ZILLOW HOME LOANS, LLC $155,000 n/a 0.2%
    FINANCE OF AMERICA REVERSE LLC $145,000 n/a 0.1%
    GREENSTATE CREDIT UNION $145,000 n/a 0.1%
    Coastal Community Bank $135,000 n/a 0.1%
    GENISYS $135,000 n/a 0.1%
    DRAPER AND KRAMER MORTGAGE CORP. $125,000 n/a 0.1%
    First Home Bank $125,000 n/a 0.1%
    Nations Lending Corporation $145,000 $125,000 -13.8% 0.1%
    NOVA FINANCIAL & INVESTMENT CORPORATION $265,000 $125,000 -52.8% 0.1%
    Discover Bank $35,000 $120,000 242.9% 0.1%
    Commerce Home Mortgage, Inc. $245,000 $115,000 -53.1% 0.1%
    SUN WEST MORTGAGE COMPANY, INC. $115,000 n/a 0.1%
    Bank OZK $65,000 $105,000 61.5% 0.1%
    Third Federal Savings and Loan Association of Cleveland $85,000 n/a 0.1%
    HOMESTEAD FUNDING CORP. $220,000 $75,000 -65.9% 0.1%
    TD Bank $65,000 n/a 0.1%
    FineMark National Bank & Trust $55,000 n/a 0.1%
    ROYAL UNITED MORTGAGE LLC $85,000 $55,000 -35.3% 0.1%
    FLORIDA CENTRAL CREDIT UNION $35,000 n/a 0.0%
    FIRST CREDIT CORPORATION OF NEW YORK, INC. $25,000 n/a 0.0%

    Arcadia's top lender by overall market share is NTFN, INC., with 16.9% market share. In second place, with 11.4%, is Centennial Bank, having originated $11,105,000 in loans. In third place, with 8.8%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $8,570,000 in loans. In fourth place, with 7.4%, is QUICKEN LOANS, LLC, having originated $7,210,000 in loans. In fifth place, with 4.8%, is South State Bank, having originated $4,630,000 in loans.

    Arcadia Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - Arcadia (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $249,475 (7.5%) $402,415 (7.6%) 0.00 93
    2018-02-01 $249,900 (10.7%) $425,661 (20.8%) 0.00 96
    2018-03-01 $249,900 (10.6%) $422,835 (11.3%) 0.00 93
    2018-04-01 $240,875 (5.2%) $409,332 (4.7%) 0.00 93
    2018-05-01 $236,000 (-0.8%) $395,182 (-11.5%) 0.00 106
    2018-06-01 $229,000 (-6.0%) $386,552 (-13.7%) 0.00 105
    2018-07-01 $239,950 (4.7%) $445,255 (-6.1%) 0.00 94
    2018-08-01 $239,600 (0.5%) $524,228 (5.8%) 0.00 90
    2018-09-01 $239,700 (4.4%) $526,935 (12.3%) 0.00 90
    2018-10-01 $239,900 (2.5%) $450,558 (9.9%) 0.00 112
    2018-11-01 $239,675 (-2.2%) $429,468 (-7.3%) 0.00 118
    2018-12-01 $229,000 (-7.3%) $412,169 (-9.5%) 0.00 128
    2019-01-01 $227,000 (-9.0%) $403,161 (0.2%) 0.00 133
    2019-02-01 $224,925 (-10.0%) $393,633 (-7.5%) 0.00 142
    2019-03-01 $216,679 (-13.3%) $395,885 (-6.4%) 0.00 137
    2019-04-01 $212,729 (-11.7%) $401,934 (-1.8%) 0.00 131
    2019-05-01 $217,400 (-7.9%) $405,195 (2.5%) 0.00 126
    2019-06-01 $230,000 (0.4%) $452,249 (17.0%) 0.00 119
    2019-07-01 $230,000 (-4.2%) $429,868 (-3.5%) 0.00 105
    2019-08-01 $231,909 (-3.2%) $425,531 (-18.8%) 0.00 99
    2019-09-01 $234,773 (-2.1%) $420,574 (-20.2%) 0.00 95
    2019-10-01 $236,682 (-1.3%) $417,270 (-7.4%) 0.00 96
    2019-11-01 $248,500 (3.7%) $418,025 (-2.7%) 0.00 113
    2019-12-01 $251,625 (9.9%) $419,004 (1.7%) 0.00 114
    2020-01-01 $270,725 (19.3%) $438,439 (8.8%) 0.00 107
    2020-02-01 $282,400 (25.6%) $414,736 (5.4%) 0.00 101
    2020-03-01 $284,450 (31.3%) $398,030 (0.5%) 0.00 110
    2020-04-01 $272,450 (28.1%) $387,668 (-3.6%) 0.00 104
    2020-05-01 $286,000 (31.6%) $387,554 (-4.4%) 0.00 94
    2020-06-01 $282,000 (22.6%) $451,670 (-0.1%) 0.00 91
    2020-07-01 $277,450 (20.6%) $449,321 (4.5%) 0.00 89
    2020-08-01 $277,000 (19.4%) $449,798 (5.7%) 0.00 79
    2020-09-01 $252,225 (7.4%) $382,747 (-9.0%) 0.00 72
    2020-10-01 $249,000 (5.2%) $381,724 (-8.5%) 0.00 71
    2020-11-01 $233,975 (-5.9%) $405,091 (-3.1%) 0.00 62
    2020-12-01 $242,450 (-3.7%) $395,846 (-5.5%) 0.00 60
    2021-01-01 $252,400 (-6.8%) $413,867 (-5.6%) 0.00 50
    2021-02-01 $289,000 (2.3%) $473,764 (14.2%) 0.00 48
    2021-03-01 $293,750 (3.3%) $550,615 (38.3%) 0.00 45
    2021-04-01 $284,000 (4.2%) $502,677 (29.7%) 0.00 43
    2021-05-01 $285,000 (-0.4%) $435,423 (12.4%) 0.00 46
    2021-06-01 $279,250 (-1.0%) $423,950 (-6.1%) 0.00 51
    2021-07-01 $259,900 (-6.3%) $357,514 (-20.4%) 0.00 48
    2021-08-01 $314,269 (13.5%) $411,615 (-8.5%) 0.00 51
    2021-09-01 $284,950 (13.0%) $378,529 (-1.1%) 0.00 51
    2021-10-01 $285,000 (14.5%) $382,282 (0.2%) 0.00 55
    2021-11-01 $336,475 (43.8%) $409,736 (1.2%) 0.00 50
    2021-12-01 $331,950 (36.9%) $409,263 (3.4%) 0.00 58
    2022-01-01 $339,000 (34.3%) $411,888 (-0.5%) 0.00 52
    2022-02-01 $336,750 (16.5%) $379,609 (-19.9%) 0.00 43
    2022-03-01 $337,250 (14.8%) $422,589 (-23.3%) 0.00 42
    2022-04-01 $349,500 (23.1%) $476,633 (-5.2%) 0.00 49
    2022-05-01 $393,750 (38.2%) $492,799 (13.2%) 0.00 54
    2022-06-01 $408,603 (46.3%) $509,112 (20.1%) 0.00 61
    2022-07-01 $472,450 (81.8%) $542,318 (51.7%) 0.00 71
    2022-08-01 $454,350 (44.6%) $516,492 (25.5%) 0.00 80
    2022-09-01 $455,500 (59.9%) $537,694 (42.1%) 0.00 80
    2022-10-01 $439,000 (54.0%) $532,903 (39.4%) 0.00 73
    2022-11-01 $437,000 (29.9%) $512,709 (25.1%) 0.00 68
    2022-12-01 $425,000 (28.0%) $532,604 (30.1%) 0.00 64
    2023-01-01 $399,450 (17.8%) $525,260 (27.5%) 0.00 64
    2023-02-01 $397,400 (18.0%) $522,684 (37.7%) 0.00 70
    2023-03-01 $399,825 (18.6%) $510,232 (20.7%) 0.00 74
    2023-04-01 $395,000 (13.0%) $472,366 (-0.9%) 0.00 84
    2023-05-01 $395,750 (0.5%) $457,704 (-7.1%) 0.00 79
    2023-06-01 $386,250 (-5.5%) $461,676 (-9.3%) 0.00 84
    2023-07-01 $390,000 (-17.5%) $497,601 (-8.3%) 0.00 92
    2023-08-01 $366,975 (-19.2%) $492,470 (-4.7%) 0.00 93
    2023-09-01 $349,000 (-23.4%) $469,687 (-12.7%) 0.00 97
    2023-10-01 $374,950 (-14.6%) $481,612 (-9.6%) 0.00 96
    2023-11-01 $382,500 (-12.5%) $480,264 (-6.3%) 0.00 117
    2023-12-01 $385,000 (-9.4%) $484,391 (-9.1%) 0.00 129
    2024-01-01 $378,700 (-5.2%) $487,453 (-7.2%) 0.00 127
    2024-02-01 $341,000 (-14.2%) $426,127 (-18.5%) 0.00 135
    2024-03-01 $343,000 (-14.2%) $446,819 (-12.4%) 0.00 135
    2024-04-01 $352,500 (-10.8%) $451,805 (-4.4%) 0.00 131
    2024-05-01 $325,950 (-17.6%) $465,444 (1.7%) 0.00 122
    2024-06-01 $340,000 (-12.0%) $476,752 (3.3%) 0.00 120
    2024-07-01 $349,475 (-10.4%) $458,173 (-7.9%) 0.00 124
    2024-08-01 $349,450 (-4.8%) $441,446 (-10.4%) 0.00 118
    2024-09-01 $349,225 (0.1%) $431,723 (-8.1%) 0.00 111
    2024-10-01 $380,000 (1.4%) $437,605 (-9.1%) 0.00 109
    2024-11-01 $384,500 (0.5%) $447,035 (-6.9%) 0.00 113
    Arcadia's median listing price for 2024-11-01 was $384,500, a difference of $2,000 (0.5%) versus the prior year and $4,500 versus the prior month.

    Arcadia's median listing price comes in at 0% of the national average.

    Arcadia's average listing price for 2024-11-01 was $447,035, a difference of $-33,229 (-6.9%) versus the prior year and $9,430 versus the prior month.

    For the 2024-11-01 period, Arcadia had 113 MLS listings, a difference of 4 listings (4%) versus the prior month and -4 listings (-3%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Arcadia (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 1,955 sqft
    2018-02-01 0 days 1,931 sqft
    2018-03-01 0 days 1,980 sqft
    2018-04-01 0 days 1,876 sqft
    2018-05-01 0 days 1,721 sqft
    2018-06-01 0 days 1,839 sqft
    2018-07-01 0 days 1,923 sqft
    2018-08-01 0 days 1,948 sqft
    2018-09-01 0 days 1,897 sqft
    2018-10-01 0 days 1,854 sqft
    2018-11-01 0 days 1,749 sqft
    2018-12-01 0 days 1,612 sqft
    2019-01-01 0 days 1,615 sqft
    2019-02-01 0 days 1,610 sqft
    2019-03-01 0 days 1,590 sqft
    2019-04-01 0 days 1,571 sqft
    2019-05-01 0 days 1,657 sqft
    2019-06-01 0 days 1,803 sqft
    2019-07-01 0 days 1,746 sqft
    2019-08-01 0 days 1,723 sqft
    2019-09-01 0 days 1,721 sqft
    2019-10-01 0 days 1,721 sqft
    2019-11-01 0 days 1,760 sqft
    2019-12-01 0 days 1,763 sqft
    2020-01-01 0 days 1,854 sqft
    2020-02-01 0 days 1,864 sqft
    2020-03-01 0 days 1,909 sqft
    2020-04-01 0 days 1,838 sqft
    2020-05-01 0 days 1,811 sqft
    2020-06-01 0 days 1,811 sqft
    2020-07-01 0 days 1,755 sqft
    2020-08-01 0 days 1,801 sqft
    2020-09-01 0 days 1,645 sqft
    2020-10-01 0 days 1,691 sqft
    2020-11-01 0 days 1,739 sqft
    2020-12-01 0 days 1,726 sqft
    2021-01-01 0 days 1,666 sqft
    2021-02-01 0 days 1,729 sqft
    2021-03-01 0 days 1,879 sqft
    2021-04-01 0 days 1,723 sqft
    2021-05-01 0 days 1,714 sqft
    2021-06-01 0 days 1,777 sqft
    2021-07-01 0 days 1,683 sqft
    2021-08-01 0 days 1,809 sqft
    2021-09-01 0 days 1,757 sqft
    2021-10-01 0 days 1,562 sqft
    2021-11-01 0 days 1,638 sqft
    2021-12-01 0 days 1,635 sqft
    2022-01-01 0 days 1,455 sqft
    2022-02-01 0 days 1,528 sqft
    2022-03-01 0 days 1,654 sqft
    2022-04-01 0 days 1,683 sqft
    2022-05-01 0 days 1,720 sqft
    2022-06-01 0 days 1,765 sqft
    2022-07-01 0 days 1,905 sqft
    2022-08-01 0 days 1,874 sqft
    2022-09-01 0 days 1,808 sqft
    2022-10-01 0 days 1,778 sqft
    2022-11-01 0 days 1,687 sqft
    2022-12-01 0 days 1,660 sqft
    2023-01-01 0 days 1,656 sqft
    2023-02-01 0 days 1,563 sqft
    2023-03-01 0 days 1,558 sqft
    2023-04-01 0 days 1,512 sqft
    2023-05-01 0 days 1,675 sqft
    2023-06-01 0 days 1,680 sqft
    2023-07-01 0 days 1,606 sqft
    2023-08-01 0 days 1,573 sqft
    2023-09-01 0 days 1,506 sqft
    2023-10-01 0 days 1,521 sqft
    2023-11-01 0 days 1,483 sqft
    2023-12-01 0 days 1,464 sqft
    2024-01-01 0 days 1,441 sqft
    2024-02-01 0 days 1,366 sqft
    2024-03-01 0 days 1,396 sqft
    2024-04-01 0 days 1,426 sqft
    2024-05-01 0 days 1,492 sqft
    2024-06-01 0 days 1,520 sqft
    2024-07-01 0 days 1,560 sqft
    2024-08-01 0 days 1,561 sqft
    2024-09-01 0 days 1,545 sqft
    2024-10-01 0 days 1,522 sqft
    2024-11-01 0 days 1,488 sqft
    Arcadia's median listing age (time on market) for 2024-11-01 was 0 days.

    Arcadia's median square footage for active listings during the 2024-11-01 period was 1,488 sqft. One year prior, the average listing was 1,483 sqft.

    Arcadia, FL Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 280 $78,250,000 $279,464
    Cash Out Refi 42 $8,620,000 $205,238
    Other 34 $2,680,000 $78,824
    Home Improvement 26 $2,260,000 $86,923
    Refi 19 $5,535,000 $291,316

    Arcadia's most frequently cited loan purpose was Home Purchase, with 280 originations. The 2nd most popular reason was Cash Out Refi, with 42 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    6-7% 157 $52,005,000 $331,242
    7-8% 119 $23,585,000 $198,193
    Over 8% 54 $6,270,000 $116,111
    5-6% 50 $11,960,000 $239,200
    4-5% 6 $1,080,000 $180,000
    <2.5% 3 $45,000 $15,000
    3-4% 3 $205,000 $68,333
    2.5-3% 1 $405,000 $405,000

    During 2023, Arcadia's most frequently originated rate bucket was 6-7%, with 157 originations.

    Loan Sizing (Arcadia, FL MSA)

    Loan Size Originations Total Value Average Loan
    $200k-400k 171 $45,955,000 $268,743
    $100k-200k 110 $16,590,000 $150,818
    $100,000 or less 87 $5,005,000 $57,529
    $400k-600k 25 $11,355,000 $454,200
    $600k-1000k 6 $4,110,000 $685,000
    $Over $1MM 2 $14,330,000 $7,165,000

    Arcadia's loan sizing saw the bucket of loans from $200k-400k with 171 originations, totaling $45,955,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 193 $51,455,000 $266,606
    60-80% 88 $28,460,000 $323,409
    Under 20% 38 $2,000,000 $52,632
    40-60% 36 $8,790,000 $244,167
    20-40% 35 $3,505,000 $100,143
    Over 100% 4 $1,360,000 $340,000

    Arcadia's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 193 originations, totaling $51,455,000 in origination value.