Arcadia Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Arcadia averaged 6.83% for the week of 2024-02-22, compared to the national average of 6.9% for the same period.

The average rate for the prior week (2024-02-15) was 6.3% and one month ago for the week of 2024-01-18, the average rate was 6.53%.

Arcadia's average rate one year ago was 6.58%.

For refis of the same type during the week of 2024-02-22, the average rate was 7.5%.

Loan Type Date Rate
US 30 Year Fixed Rate 2024-02-22 6.9%
Arcadia 30 Year Fixed Rate 2024-02-22 6.83%
Arcadia 30 Year Fixed Rate Refi 2024-02-22 7.5%
Arcadia 15 Year Fixed Rate 2024-02-22 6.49%
Arcadia 15 Year Fixed Rate Refi 2024-02-22 6.49%
Arcadia 30 Year FHA 2024-02-22 -0.74%
Arcadia 30 Year FHA Refi 2024-02-22 0.2%
Arcadia 30 Year USDA 2024-02-22 -0.2%
Arcadia 30 Year USDA Refi 2024-02-22 0.2%
Arcadia 30 Year VA 2024-02-22 0.1%
Arcadia 30 Year VA Refi 2024-02-22 0.1%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Arcadia, FL.

Arcadia Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Arcadia, FL market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2022 Avg. 30yFix Rate 2022 Avg. Closing Costs
NTFN, INC. 20 5.03% $6,985
QUICKEN LOANS, LLC 17 5.02% $8,296
UNITED WHOLESALE MORTGAGE, LLC 13 5.08% $7,605
MIDFLORIDA 8 4.36% $4,244
NFM, INC. 7 5.39% $6,655
CARDINAL FINANCIAL 5 5.57% $7,386
Suncoast Credit Union 4 3.53% $3,291
LOANDEPOT.COM, LLC 4 4.81% $4,306
THE MORTGAGE FIRM, INC. 4 5.31% $5,413
U.S. Bank 4 3.91% $5,837
Wells Fargo Bank 4 4.84% $5,197
CALIBER HOME LOANS, INC. 3 4.61% $15,230
FREEDOM MORTGAGE CORPORATION 3 4.83% $5,336
CROSSCOUNTRY MORTGAGE, LLC 3 5.65% $7,424
AMERISAVE MORTGAGE CORPORATION 3 3.38% $4,899
21ST MORTGAGE CORPORATION 3 6.07% $7,383
Bank of America 3 3.96% $3,929
PENNYMAC LOAN SERVICES, LLC 3 3.96% $8,201
Paramount Residential Mortgage Group, Inc. 3 4.96% $7,026
South State Bank 2 5.19% $6,959
ACHIEVA CREDIT UNION 2 4.81% $5,423
AgFirst Farm Credit Bank 2 5.19% $5,506
BAY EQUITY LLC 2 3.94% $6,754
CHURCHILL MORTGAGE CORPORATION 2 5.43% $6,128
FIRST CENTENNIAL MORTGAGE CORPORATION 2 6.00% $6,095
GENEVA FINANCIAL, LLC 2 5.56% $8,652
GUARANTEED RATE, INC. 2 4.81% $4,873
HOME POINT FINANCIAL CORPORATION 2 4.19% $8,063
MOVEMENT MORTGAGE, LLC 2 4.84% $3,327
NAVY FEDERAL CREDIT UNION 2 5.00% $6,577
Regions Bank 2 4.44% $5,682
UNION HOME MORTGAGE CORP. 2 3.81% $3,732
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 1 6.63% $8,821
GUILD MORTGAGE COMPANY 1 5.38% $6,136
THE MORTGAGE WAREHOUSE,LLC 1 5.50% $4,857
Hometown Lenders, Inc. 1 5.50% $6,206
Horizon Bank 1 3.13% $3,533
JPMorgan Chase Bank 1 5.25% $2,695
KeyBank 1 4.50% $4,044
LADERA LENDING, INC. 1 3.25% $4,475
LAKE MICHIGAN CREDIT UNION 1 5.88% $5,729
LEGEND LENDING CORPORATION 1 4.00% $43,535
EMM LOANS LLC 1 4.99% $6,501
MICHIGAN MUTUAL, INC. 1 6.25% $3,662
DEEPHAVEN MORTGAGE LLC 1 8.88% $4,720
MORTGAGE 1 INCORPORATED 1 7.25% $5,443
MORTGAGE EQUITY PARTNERS LLC 1 5.63% $9,225
AMERICAN BANCSHARES MORTGAGE 1 4.75% $4,820
Mr. Cooper ( Nationstar Mortgage ) 1 4.99% $11,187
MUTUAL OF OMAHA MORTGAGE, INC. 1 6.38% $7,561
AMERICAN FINANCING CORPORATION 1 4.75% $8,026
NEWREZ LLC 1 5.13% $10,195
CMG MORTGAGE, INC. 1 3.25% $3,570
NOVA FINANCIAL & INVESTMENT CORPORATION 1 4.13% $2,025
Citizens Bank 1 5.38% $7,956
BROKER SOLUTIONS, INC. 1 7.49% $5,552
BOKF 1 4.88% $9,988
Pinnacle Bank 1 3.50% $3,962
Plains Commerce Bank 1 4.13% $4,218
POWER FINANCIAL 1 4.00% $4,847
Premium Mortgage Corporation 1 5.38% $4,115
PRIMARY RESIDENTIAL MORTGAGE, INC. 1 4.63% $5,598
BancorpSouth 1 3.00% $7,686
RADIUS FINANCIAL GROUP INC. 1 3.88% $3,534
AMERICAN FINANCIAL RESOURCES, INC. 1 3.99% $5,953
RUOFF MORTGAGE COMPANY, INC. 1 3.75% $4,879
Arvest Bank 1 4.50% $4,695
AMERICAN PORTFOLIO MORTGAGE CORPORATION 1 4.38% $10,071
FBC MORTGAGE, LLC 1 3.63% $3,483
Fifth Third Bank 1 5.38% $5,730
FINANCE OF AMERICA MORTGAGE LLC 1 5.88% $6,621
Synovus Bank 1 3.88% $3,867
First Heritage Mortgage, LLC 1 5.00% $3,149
Equity Prime Mortgage LLC 1 4.00% $9,178
The Federal Savings Bank 1 4.50% $6,123
GUARANTEED RATE AFFINITY, LLC 1 3.99% $4,352

Arcadia Average Closing Costs & Other Stats

Arcadia, FL's 76 lenders originated 517 loans during 2022. The total origination value was $112,925,000, with an average loan value of $218,424.

Arcadia's average closing costs are $5,886.

The top Arcadia lender as defined by loan originations is NTFN, INC., with 20 loans originated. Their average total fees are $6,985, which is $1,311 lower than the next largest lender, QUICKEN LOANS, LLC.

The lowest fee Arcadia lenders (with over 10 loans originated) are NTFN, INC. ($6,985), UNITED WHOLESALE MORTGAGE, LLC ($7,605), QUICKEN LOANS, LLC ($8,296), .

The lowest rate Arcadia lenders (with over 10 loans originated) are QUICKEN LOANS, LLC (5.02%), NTFN, INC. (5.03%), UNITED WHOLESALE MORTGAGE, LLC (5.08%), .

Arcadia, FL Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2021 Loan Value 2022 Loan Value % Change 2022 Market Share
NTFN, INC. $20,185,000 $15,950,000 -21.0% 14.1%
UNITED WHOLESALE MORTGAGE, LLC $6,350,000 $7,895,000 24.3% 7.0%
QUICKEN LOANS, LLC $13,045,000 $7,405,000 -43.2% 6.6%
MIDFLORIDA $4,695,000 $4,085,000 -13.0% 3.6%
South State Bank $2,180,000 $3,920,000 79.8% 3.5%
CALIBER HOME LOANS, INC. $3,335,000 $2,915,000 -12.6% 2.6%
Suncoast Credit Union $2,660,000 $2,885,000 8.5% 2.6%
NFM, INC. $2,825,000 $2,835,000 0.4% 2.5%
Mortgage Research Center, LLC $2,305,000 $2,645,000 14.8% 2.3%
21ST MORTGAGE CORPORATION $660,000 $2,525,000 282.6% 2.2%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $515,000 $2,405,000 367.0% 2.1%
CROSSCOUNTRY MORTGAGE, LLC $2,350,000 $2,175,000 -7.4% 1.9%
Truist $3,955,000 $2,165,000 -45.3% 1.9%
AgFirst Farm Credit Bank $3,860,000 $2,095,000 -45.7% 1.9%
PENNYMAC LOAN SERVICES, LLC $3,550,000 $2,050,000 -42.3% 1.8%
NAVY FEDERAL CREDIT UNION $125,000 $1,870,000 1,396.0% 1.7%
LOANDEPOT.COM, LLC $3,830,000 $1,775,000 -53.7% 1.6%
U.S. Bank $325,000 $1,630,000 401.5% 1.4%
THE MORTGAGE FIRM, INC. $2,715,000 $1,585,000 -41.6% 1.4%
Paramount Residential Mortgage Group, Inc. $860,000 $1,375,000 59.9% 1.2%
FREEDOM MORTGAGE CORPORATION $3,150,000 $1,310,000 -58.4% 1.2%
HOME POINT FINANCIAL CORPORATION $4,350,000 $1,285,000 -70.5% 1.1%
Wells Fargo Bank $1,410,000 $1,125,000 -20.2% 1.0%
GUARANTEED RATE AFFINITY, LLC $440,000 $1,030,000 134.1% 0.9%
The Federal Savings Bank $1,015,000 n/a 0.9%
Bank of America $625,000 $1,005,000 60.8% 0.9%
FIRST CENTENNIAL MORTGAGE CORPORATION $535,000 $915,000 71.0% 0.8%
BancorpSouth Bank $885,000 n/a 0.8%
CHURCHILL MORTGAGE CORPORATION $580,000 $860,000 48.3% 0.8%
Regions Bank $215,000 $860,000 300.0% 0.8%
Synovus Bank $300,000 $825,000 175.0% 0.7%
TRIAD FINANCIAL SERVICES, INC. $1,015,000 $800,000 -21.2% 0.7%
Mr. Cooper ( Nationstar Mortgage ) $1,295,000 $765,000 -40.9% 0.7%
AMERISAVE MORTGAGE CORPORATION $1,415,000 $740,000 -47.7% 0.7%
ACHIEVA CREDIT UNION $105,000 $735,000 600.0% 0.7%
GENEVA FINANCIAL, LLC $1,805,000 $735,000 -59.3% 0.7%
BAY EQUITY LLC $585,000 $700,000 19.7% 0.6%
LENDINGHOME FUNDING CORPORATION $680,000 n/a 0.6%
MOVEMENT MORTGAGE, LLC $655,000 n/a 0.6%
AMERICAN PORTFOLIO MORTGAGE CORPORATION $645,000 n/a 0.6%
Citizens Bank $505,000 $645,000 27.7% 0.6%
BOKF $635,000 n/a 0.6%
MUTUAL OF OMAHA MORTGAGE, INC. $600,000 n/a 0.5%
Wauchula State Bank $780,000 $600,000 -23.1% 0.5%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $860,000 $560,000 -34.9% 0.5%
Arvest Bank $525,000 n/a 0.5%
MORTGAGE 1 INCORPORATED $525,000 n/a 0.5%
POWER FINANCIAL $505,000 n/a 0.4%
SOUTHWEST STAGE FUNDING, LLC $500,000 n/a 0.4%
LEGEND LENDING CORPORATION $495,000 n/a 0.4%
MID AMERICA MORTGAGE, INC. $565,000 $495,000 -12.4% 0.4%
Alcova Mortgage LLC $485,000 n/a 0.4%
AMERICAN FINANCIAL RESOURCES, INC. $530,000 $480,000 -9.4% 0.4%
HOMEBRIDGE FINANCIAL SERVICES, INC. $155,000 $460,000 196.8% 0.4%
CREDIT HUMAN FEDERAL CREDIT UNION $85,000 $445,000 423.5% 0.4%
INLANTA MORTGAGE, INC. $1,630,000 $430,000 -73.6% 0.4%
GUILD MORTGAGE COMPANY $205,000 $385,000 87.8% 0.3%
Fifth Third Bank $485,000 $375,000 -22.7% 0.3%
Equity Prime Mortgage LLC $825,000 $370,000 -55.2% 0.3%
LADERA LENDING, INC. $365,000 n/a 0.3%
FBC MORTGAGE, LLC $355,000 n/a 0.3%
NETWORK CAPITAL FUNDING CORPORATION $355,000 n/a 0.3%
First Bank $345,000 n/a 0.3%
First Guaranty Mortgage Corporation $290,000 $345,000 19.0% 0.3%
PRIMELENDING, A PLAINSCAPITAL COMPANY $345,000 n/a 0.3%
UNION HOME MORTGAGE CORP. $1,290,000 $345,000 -73.3% 0.3%
GUARANTEED RATE, INC. $795,000 $330,000 -58.5% 0.3%
Flagstar Bank, FSB $1,265,000 $325,000 -74.3% 0.3%
LAKE MICHIGAN CREDIT UNION $325,000 $320,000 -1.5% 0.3%
Pinnacle Bank $315,000 n/a 0.3%
NEW DAY FINANCIAL, LLC $275,000 n/a 0.2%
NOVA FINANCIAL & INVESTMENT CORPORATION $535,000 $265,000 -50.5% 0.2%
LAND HOME FINANCIAL SERVICES, INC. $415,000 $260,000 -37.3% 0.2%
BROKER SOLUTIONS, INC. $840,000 $255,000 -69.6% 0.2%
Carrington Mortgage Services, LLC $790,000 $255,000 -67.7% 0.2%
DEEPHAVEN MORTGAGE LLC $255,000 n/a 0.2%
NEWREZ LLC $2,155,000 $255,000 -88.2% 0.2%
THE MORTGAGE WAREHOUSE,LLC $255,000 n/a 0.2%
Commerce Home Mortgage, Inc. $245,000 n/a 0.2%
VAN DYK MORTGAGE CORPORATION $585,000 $240,000 -59.0% 0.2%
AMERICAN PACIFIC MORTGAGE CORPORATION $265,000 $235,000 -11.3% 0.2%
FLAT BRANCH MORTGAGE, INC. $225,000 n/a 0.2%
LENDING 3, INC. $225,000 n/a 0.2%
HOMESTEAD FUNDING CORP. $220,000 n/a 0.2%
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $205,000 n/a 0.2%
AMERIFIRST FINANCIAL CORPORATION $205,000 n/a 0.2%
CMG MORTGAGE, INC. $205,000 n/a 0.2%
FINANCE OF AMERICA MORTGAGE LLC $1,565,000 $205,000 -86.9% 0.2%
VILLAGE CAPITAL MORTGAGE $205,000 n/a 0.2%
PNC Bank $370,000 $200,000 -45.9% 0.2%
Citizens Bank of Lafayette $185,000 n/a 0.2%
EQUITY RESOURCES, INC. $775,000 $185,000 -76.1% 0.2%
KeyBank $185,000 n/a 0.2%
THRIVE MORTGAGE, LLC $185,000 n/a 0.2%
VANDERBILT MORTGAGE AND FINANCE, INC. $185,000 n/a 0.2%
JPMorgan Chase Bank $635,000 $175,000 -72.4% 0.2%
Mortgage Lenders Investment Trading Corporation $155,000 $175,000 12.9% 0.2%
Premium Mortgage Corporation $175,000 n/a 0.2%
SPRING EQ, LLC $170,000 n/a 0.2%
AMERICAN FINANCING CORPORATION $430,000 $165,000 -61.6% 0.1%
Hometown Lenders, Inc. $520,000 $165,000 -68.3% 0.1%
RADIUS FINANCIAL GROUP INC. $165,000 n/a 0.1%
EVERENCE FEDERAL CREDIT UNION $155,000 n/a 0.1%
First Heritage Mortgage, LLC $155,000 n/a 0.1%
Mid-Continent Funding, Inc. $225,000 $155,000 -31.1% 0.1%
RUOFF MORTGAGE COMPANY, INC. $105,000 $155,000 47.6% 0.1%
A&D Mortgage LLC $145,000 $145,000 0.0% 0.1%
MICHIGAN MUTUAL, INC. $125,000 $145,000 16.0% 0.1%
Nations Lending Corporation $375,000 $145,000 -61.3% 0.1%
PRIMARY RESIDENTIAL MORTGAGE, INC. $575,000 $145,000 -74.8% 0.1%
ANGEL OAK MORTGAGE SOLUTIONS LLC $135,000 n/a 0.1%
EMM LOANS LLC $165,000 $135,000 -18.2% 0.1%
MORTGAGE EQUITY PARTNERS LLC $135,000 n/a 0.1%
GEORGIA'S OWN $125,000 n/a 0.1%
OPEN MORTGAGE, LLC $125,000 n/a 0.1%
AMERICAN BANCSHARES MORTGAGE, LLC $115,000 n/a 0.1%
Horizon Bank $105,000 n/a 0.1%
Seacoast National Bank $375,000 $105,000 -72.0% 0.1%
US MORTGAGE CORPORATION $95,000 n/a 0.1%
Plains Commerce Bank $85,000 n/a 0.1%
ROYAL UNITED MORTGAGE LLC $345,000 $85,000 -75.4% 0.1%
Bank OZK $155,000 $65,000 -58.1% 0.1%
Citibank $55,000 n/a 0.0%
Republic Bank & Trust Company $55,000 n/a 0.0%
Discover Bank $35,000 n/a 0.0%

Arcadia's top lender by overall market share is NTFN, INC., with 14.1% market share. In second place, with 7.0%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $7,895,000 in loans. In third place, with 6.6%, is QUICKEN LOANS, LLC, having originated $7,405,000 in loans. In fourth place, with 3.6%, is MIDFLORIDA, having originated $4,085,000 in loans. In fifth place, with 3.5%, is South State Bank, having originated $3,920,000 in loans.


Arcadia Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - Arcadia (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $249,475 (7.5%) $402,415 (7.6%) 0.00 93
2018-02-01 $249,900 (10.7%) $425,661 (20.8%) 0.00 96
2018-03-01 $249,900 (10.6%) $422,835 (11.3%) 0.00 93
2018-04-01 $240,875 (5.2%) $409,332 (4.7%) 0.00 93
2018-05-01 $236,000 (-0.8%) $395,182 (-11.5%) 0.00 106
2018-06-01 $229,000 (-6.0%) $386,552 (-13.7%) 0.00 105
2018-07-01 $239,950 (4.7%) $445,255 (-6.1%) 0.00 94
2018-08-01 $239,600 (0.5%) $524,228 (5.8%) 0.00 90
2018-09-01 $239,700 (4.4%) $526,935 (12.3%) 0.00 90
2018-10-01 $239,900 (2.5%) $450,558 (9.9%) 0.00 112
2018-11-01 $239,675 (-2.2%) $429,468 (-7.3%) 0.00 118
2018-12-01 $229,000 (-7.3%) $412,169 (-9.5%) 0.00 128
2019-01-01 $227,000 (-9.0%) $403,161 (0.2%) 0.00 133
2019-02-01 $224,925 (-10.0%) $393,633 (-7.5%) 0.00 142
2019-03-01 $216,679 (-13.3%) $395,885 (-6.4%) 0.00 137
2019-04-01 $212,729 (-11.7%) $401,934 (-1.8%) 0.00 131
2019-05-01 $217,400 (-7.9%) $405,195 (2.5%) 0.00 126
2019-06-01 $230,000 (0.4%) $452,249 (17.0%) 0.00 119
2019-07-01 $230,000 (-4.2%) $429,868 (-3.5%) 0.00 105
2019-08-01 $231,909 (-3.2%) $425,531 (-18.8%) 0.00 99
2019-09-01 $234,773 (-2.1%) $420,574 (-20.2%) 0.00 95
2019-10-01 $236,682 (-1.3%) $417,270 (-7.4%) 0.00 96
2019-11-01 $248,500 (3.7%) $418,025 (-2.7%) 0.00 113
2019-12-01 $251,625 (9.9%) $419,004 (1.7%) 0.00 114
2020-01-01 $270,725 (19.3%) $438,439 (8.8%) 0.00 107
2020-02-01 $282,400 (25.6%) $414,736 (5.4%) 0.00 101
2020-03-01 $284,450 (31.3%) $398,030 (0.5%) 0.00 110
2020-04-01 $272,450 (28.1%) $387,668 (-3.6%) 0.00 104
2020-05-01 $286,000 (31.6%) $387,554 (-4.4%) 0.00 94
2020-06-01 $282,000 (22.6%) $451,670 (-0.1%) 0.00 91
2020-07-01 $277,450 (20.6%) $449,321 (4.5%) 0.00 89
2020-08-01 $277,000 (19.4%) $449,798 (5.7%) 0.00 79
2020-09-01 $252,225 (7.4%) $382,747 (-9.0%) 0.00 72
2020-10-01 $249,000 (5.2%) $381,724 (-8.5%) 0.00 71
2020-11-01 $233,975 (-5.9%) $405,091 (-3.1%) 0.00 62
2020-12-01 $242,450 (-3.7%) $395,846 (-5.5%) 0.00 60
2021-01-01 $252,400 (-6.8%) $413,867 (-5.6%) 0.00 50
2021-02-01 $289,000 (2.3%) $473,764 (14.2%) 0.00 48
2021-03-01 $293,750 (3.3%) $550,615 (38.3%) 0.00 45
2021-04-01 $284,000 (4.2%) $502,677 (29.7%) 0.00 43
2021-05-01 $285,000 (-0.4%) $435,423 (12.4%) 0.00 46
2021-06-01 $279,250 (-1.0%) $423,950 (-6.1%) 0.00 51
2021-07-01 $259,900 (-6.3%) $357,514 (-20.4%) 0.00 48
2021-08-01 $314,269 (13.5%) $411,615 (-8.5%) 0.00 51
2021-09-01 $284,950 (13.0%) $378,529 (-1.1%) 0.00 51
2021-10-01 $285,000 (14.5%) $382,282 (0.2%) 0.00 55
2021-11-01 $336,475 (43.8%) $409,736 (1.2%) 0.00 50
2021-12-01 $331,950 (36.9%) $409,263 (3.4%) 0.00 58
2022-01-01 $339,000 (34.3%) $411,888 (-0.5%) 0.00 52
2022-02-01 $336,750 (16.5%) $379,609 (-19.9%) 0.00 43
2022-03-01 $337,250 (14.8%) $422,589 (-23.3%) 0.00 42
2022-04-01 $349,500 (23.1%) $476,633 (-5.2%) 0.00 49
2022-05-01 $393,750 (38.2%) $492,799 (13.2%) 0.00 54
2022-06-01 $408,603 (46.3%) $509,112 (20.1%) 0.00 61
2022-07-01 $472,450 (81.8%) $542,318 (51.7%) 0.00 71
2022-08-01 $454,350 (44.6%) $516,492 (25.5%) 0.00 80
2022-09-01 $455,500 (59.9%) $537,694 (42.1%) 0.00 80
2022-10-01 $439,000 (54.0%) $532,903 (39.4%) 0.00 73
2022-11-01 $437,000 (29.9%) $512,709 (25.1%) 0.00 68
2022-12-01 $425,000 (28.0%) $532,604 (30.1%) 0.00 64
2023-01-01 $399,450 (17.8%) $525,260 (27.5%) 0.00 64
2023-02-01 $397,400 (18.0%) $522,684 (37.7%) 0.00 70
2023-03-01 $399,825 (18.6%) $510,232 (20.7%) 0.00 74
2023-04-01 $395,000 (13.0%) $472,366 (-0.9%) 0.00 84
2023-05-01 $395,750 (0.5%) $457,704 (-7.1%) 0.00 79
2023-06-01 $386,250 (-5.5%) $461,676 (-9.3%) 0.00 84
2023-07-01 $390,000 (-17.5%) $497,601 (-8.3%) 0.00 92
2023-08-01 $366,975 (-19.2%) $492,470 (-4.7%) 0.00 93
2023-09-01 $349,000 (-23.4%) $469,687 (-12.7%) 0.00 97
2023-10-01 $374,950 (-14.6%) $481,612 (-9.6%) 0.00 96
2023-11-01 $382,500 (-12.5%) $480,264 (-6.3%) 0.00 117
2023-12-01 $385,000 (-9.4%) $484,391 (-9.1%) 0.00 129
Arcadia's median listing price for 2023-12-01 was $385,000, a difference of $-40,000 (-9.4%) versus the prior year and $2,500 versus the prior month.

Arcadia's median listing price comes in at 0% of the national average.

Arcadia's average listing price for 2023-12-01 was $484,391, a difference of $-48,213 (-9.1%) versus the prior year and $4,127 versus the prior month.

For the 2023-12-01 period, Arcadia had 129 MLS listings, a difference of 12 listings (10%) versus the prior month and 65 listings (102%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - Arcadia (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 0 days 1,955 sqft
2018-02-01 0 days 1,931 sqft
2018-03-01 0 days 1,980 sqft
2018-04-01 0 days 1,876 sqft
2018-05-01 0 days 1,721 sqft
2018-06-01 0 days 1,839 sqft
2018-07-01 0 days 1,923 sqft
2018-08-01 0 days 1,948 sqft
2018-09-01 0 days 1,897 sqft
2018-10-01 0 days 1,854 sqft
2018-11-01 0 days 1,749 sqft
2018-12-01 0 days 1,612 sqft
2019-01-01 0 days 1,615 sqft
2019-02-01 0 days 1,610 sqft
2019-03-01 0 days 1,590 sqft
2019-04-01 0 days 1,571 sqft
2019-05-01 0 days 1,657 sqft
2019-06-01 0 days 1,803 sqft
2019-07-01 0 days 1,746 sqft
2019-08-01 0 days 1,723 sqft
2019-09-01 0 days 1,721 sqft
2019-10-01 0 days 1,721 sqft
2019-11-01 0 days 1,760 sqft
2019-12-01 0 days 1,763 sqft
2020-01-01 0 days 1,854 sqft
2020-02-01 0 days 1,864 sqft
2020-03-01 0 days 1,909 sqft
2020-04-01 0 days 1,838 sqft
2020-05-01 0 days 1,811 sqft
2020-06-01 0 days 1,811 sqft
2020-07-01 0 days 1,755 sqft
2020-08-01 0 days 1,801 sqft
2020-09-01 0 days 1,645 sqft
2020-10-01 0 days 1,691 sqft
2020-11-01 0 days 1,739 sqft
2020-12-01 0 days 1,726 sqft
2021-01-01 0 days 1,666 sqft
2021-02-01 0 days 1,729 sqft
2021-03-01 0 days 1,879 sqft
2021-04-01 0 days 1,723 sqft
2021-05-01 0 days 1,714 sqft
2021-06-01 0 days 1,777 sqft
2021-07-01 0 days 1,683 sqft
2021-08-01 0 days 1,809 sqft
2021-09-01 0 days 1,757 sqft
2021-10-01 0 days 1,562 sqft
2021-11-01 0 days 1,638 sqft
2021-12-01 0 days 1,635 sqft
2022-01-01 0 days 1,455 sqft
2022-02-01 0 days 1,528 sqft
2022-03-01 0 days 1,654 sqft
2022-04-01 0 days 1,683 sqft
2022-05-01 0 days 1,720 sqft
2022-06-01 0 days 1,765 sqft
2022-07-01 0 days 1,905 sqft
2022-08-01 0 days 1,874 sqft
2022-09-01 0 days 1,808 sqft
2022-10-01 0 days 1,778 sqft
2022-11-01 0 days 1,687 sqft
2022-12-01 0 days 1,660 sqft
2023-01-01 0 days 1,656 sqft
2023-02-01 0 days 1,563 sqft
2023-03-01 0 days 1,558 sqft
2023-04-01 0 days 1,512 sqft
2023-05-01 0 days 1,675 sqft
2023-06-01 0 days 1,680 sqft
2023-07-01 0 days 1,606 sqft
2023-08-01 0 days 1,573 sqft
2023-09-01 0 days 1,506 sqft
2023-10-01 0 days 1,521 sqft
2023-11-01 0 days 1,483 sqft
2023-12-01 0 days 1,464 sqft
Arcadia's median listing age (time on market) for 2023-12-01 was 0 days.

Arcadia's median square footage for active listings during the 2023-12-01 period was 1,464 sqft. One year prior, the average listing was 1,660 sqft.

Arcadia, FL Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 325 $81,155,000 $249,708
Cash Out Refi 90 $18,440,000 $204,889
Refi 46 $7,100,000 $154,348
Other 29 $3,205,000 $110,517
Home Improvement 27 $3,025,000 $112,037

Arcadia's most frequently cited loan purpose was Home Purchase, with 325 originations. The 2nd most popular reason was Cash Out Refi, with 90 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
5-6% 144 $29,830,000 $207,153
3-4% 125 $29,055,000 $232,440
4-5% 116 $26,330,000 $226,983
6-7% 54 $12,720,000 $235,556
7-8% 23 $5,105,000 $221,957
2.5-3% 22 $4,480,000 $203,636
Over 8% 15 $2,505,000 $167,000
<2.5% 14 $1,940,000 $138,571

During 2022, Arcadia's most frequently originated rate bucket was 5-6%, with 144 originations.

Loan Sizing (Arcadia, FL MSA)

Loan Size Originations Total Value Average Loan
$200k-400k 216 $58,010,000 $268,565
$100k-200k 188 $28,010,000 $148,989
$100,000 or less 72 $4,290,000 $59,583
$400k-600k 31 $15,015,000 $484,355
$600k-1000k 9 $6,575,000 $730,556
$Over $1MM 1 $1,025,000 $1,025,000

Arcadia's loan sizing saw the bucket of loans from $200k-400k with 216 originations, totaling $58,010,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 222 $56,610,000 $255,000
60-80% 123 $29,185,000 $237,276
40-60% 67 $13,415,000 $200,224
20-40% 48 $6,440,000 $134,167
Under 20% 39 $2,065,000 $52,949
Over 100% 8 $2,610,000 $326,250

Arcadia's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 222 originations, totaling $56,610,000 in origination value.