Arcadia Mortgage Rates & Closing Costs

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    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Arcadia averaged 6.52% for the week of 2023-06-01, compared to the national average of 6.79% for the same period.

    The average rate for the prior week (2023-05-25) was 6.2% and one month ago for the week of 2023-04-27, the average rate was 5.96%.

    Arcadia's average rate one year ago was 5.03%.

    For refis of the same type during the week of 2023-06-01, the average rate was 7.19%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2023-06-01 6.79%
    Arcadia 30 Year Fixed Rate 2023-06-01 6.52%
    Arcadia 30 Year Fixed Rate Refi 2023-06-01 7.19%
    Arcadia 15 Year Fixed Rate 2023-06-01 6.28%
    Arcadia 15 Year Fixed Rate Refi 2023-06-01 6.28%
    Arcadia 30 Year FHA 2023-06-01 -0.54%
    Arcadia 30 Year FHA Refi 2023-06-01 -0.1%
    Arcadia 30 Year USDA 2023-06-01 -0.2%
    Arcadia 30 Year USDA Refi 2023-06-01 0%
    Arcadia 30 Year VA 2023-06-01 -0.1%
    Arcadia 30 Year VA Refi 2023-06-01 0.2%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Arcadia, FL.

    Arcadia Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Arcadia, FL market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2022 Avg. 30yFix Rate 2022 Avg. Closing Costs
    NTFN, INC. 20 5.03% $6,985
    QUICKEN LOANS, LLC 17 5.02% $8,296
    UNITED WHOLESALE MORTGAGE, LLC 13 5.08% $7,605
    MIDFLORIDA 8 4.36% $4,244
    NFM, INC. 7 5.39% $6,655
    CARDINAL FINANCIAL 5 5.57% $7,386
    Suncoast Credit Union 4 3.53% $3,291
    LOANDEPOT.COM, LLC 4 4.81% $4,306
    THE MORTGAGE FIRM, INC. 4 5.31% $5,413
    U.S. Bank 4 3.91% $5,837
    Wells Fargo Bank 4 4.84% $5,197
    CALIBER HOME LOANS, INC. 3 4.61% $15,230
    FREEDOM MORTGAGE CORPORATION 3 4.83% $5,336
    CROSSCOUNTRY MORTGAGE, LLC 3 5.65% $7,424
    AMERISAVE MORTGAGE CORPORATION 3 3.38% $4,899
    21ST MORTGAGE CORPORATION 3 6.07% $7,383
    Bank of America 3 3.96% $3,929
    PENNYMAC LOAN SERVICES, LLC 3 3.96% $8,201
    Paramount Residential Mortgage Group, Inc. 3 4.96% $7,026
    South State Bank 2 5.19% $6,959
    ACHIEVA CREDIT UNION 2 4.81% $5,423
    AgFirst Farm Credit Bank 2 5.19% $5,506
    BAY EQUITY LLC 2 3.94% $6,754
    CHURCHILL MORTGAGE CORPORATION 2 5.43% $6,128
    FIRST CENTENNIAL MORTGAGE CORPORATION 2 6.00% $6,095
    GENEVA FINANCIAL, LLC 2 5.56% $8,652
    GUARANTEED RATE, INC. 2 4.81% $4,873
    HOME POINT FINANCIAL CORPORATION 2 4.19% $8,063
    MOVEMENT MORTGAGE, LLC 2 4.84% $3,327
    NAVY FEDERAL CREDIT UNION 2 5.00% $6,577
    Regions Bank 2 4.44% $5,682
    UNION HOME MORTGAGE CORP. 2 3.81% $3,732
    AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 1 6.63% $8,821
    GUILD MORTGAGE COMPANY 1 5.38% $6,136
    THE MORTGAGE WAREHOUSE,LLC 1 5.50% $4,857
    Hometown Lenders, Inc. 1 5.50% $6,206
    Horizon Bank 1 3.13% $3,533
    JPMorgan Chase Bank 1 5.25% $2,695
    KeyBank 1 4.50% $4,044
    LADERA LENDING, INC. 1 3.25% $4,475
    LAKE MICHIGAN CREDIT UNION 1 5.88% $5,729
    LEGEND LENDING CORPORATION 1 4.00% $43,535
    EMM LOANS LLC 1 4.99% $6,501
    MICHIGAN MUTUAL, INC. 1 6.25% $3,662
    DEEPHAVEN MORTGAGE LLC 1 8.88% $4,720
    MORTGAGE 1 INCORPORATED 1 7.25% $5,443
    MORTGAGE EQUITY PARTNERS LLC 1 5.63% $9,225
    AMERICAN BANCSHARES MORTGAGE, LLC 1 4.75% $4,820
    Mr. Cooper ( Nationstar Mortgage ) 1 4.99% $11,187
    MUTUAL OF OMAHA MORTGAGE, INC. 1 6.38% $7,561
    AMERICAN FINANCING CORPORATION 1 4.75% $8,026
    NEWREZ LLC 1 5.13% $10,195
    CMG MORTGAGE, INC. 1 3.25% $3,570
    NOVA FINANCIAL & INVESTMENT CORPORATION 1 4.13% $2,025
    Citizens Bank 1 5.38% $7,956
    BROKER SOLUTIONS, INC. 1 7.49% $5,552
    BOKF 1 4.88% $9,988
    Pinnacle Bank 1 3.50% $3,962
    Plains Commerce Bank 1 4.13% $4,218
    POWER FINANCIAL 1 4.00% $4,847
    Premium Mortgage Corporation 1 5.38% $4,115
    PRIMARY RESIDENTIAL MORTGAGE, INC. 1 4.63% $5,598
    BancorpSouth Bank 1 3.00% $7,686
    RADIUS FINANCIAL GROUP INC. 1 3.88% $3,534
    AMERICAN FINANCIAL RESOURCES, INC. 1 3.99% $5,953
    RUOFF MORTGAGE COMPANY, INC. 1 3.75% $4,879
    Arvest Bank 1 4.50% $4,695
    AMERICAN PORTFOLIO MORTGAGE CORPORATION 1 4.38% $10,071
    FBC MORTGAGE, LLC 1 3.63% $3,483
    Fifth Third Bank 1 5.38% $5,730
    FINANCE OF AMERICA MORTGAGE LLC 1 5.88% $6,621
    Synovus Bank 1 3.88% $3,867
    First Heritage Mortgage, LLC 1 5.00% $3,149
    Equity Prime Mortgage LLC 1 4.00% $9,178
    The Federal Savings Bank 1 4.50% $6,123
    GUARANTEED RATE AFFINITY, LLC 1 3.99% $4,352

    Arcadia Average Closing Costs & Other Stats

    Arcadia, FL's 76 lenders originated 517 loans during 2022. The total origination value was $112,925,000, with an average loan value of $218,424.

    Arcadia's average closing costs are $5,886.

    The top Arcadia lender as defined by loan originations is NTFN, INC., with 20 loans originated. Their average total fees are $6,985, which is $1,311 lower than the next largest lender, QUICKEN LOANS, LLC.

    The lowest fee Arcadia lenders (with over 10 loans originated) are NTFN, INC. ($6,985), UNITED WHOLESALE MORTGAGE, LLC ($7,605), QUICKEN LOANS, LLC ($8,296), .

    The lowest rate Arcadia lenders (with over 10 loans originated) are QUICKEN LOANS, LLC (5.02%), NTFN, INC. (5.03%), UNITED WHOLESALE MORTGAGE, LLC (5.08%), .

    Arcadia, FL Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2021 Loan Value 2022 Loan Value % Change 2022 Market Share
    NTFN, INC. $20,185,000 $15,950,000 -21.0% 14.1%
    UNITED WHOLESALE MORTGAGE, LLC $6,350,000 $7,895,000 24.3% 7.0%
    QUICKEN LOANS, LLC $13,045,000 $7,405,000 -43.2% 6.6%
    MIDFLORIDA $4,695,000 $4,085,000 -13.0% 3.6%
    South State Bank $2,180,000 $3,920,000 79.8% 3.5%
    CALIBER HOME LOANS, INC. $3,335,000 $2,915,000 -12.6% 2.6%
    Suncoast Credit Union $2,660,000 $2,885,000 8.5% 2.6%
    NFM, INC. $2,825,000 $2,835,000 0.4% 2.5%
    Mortgage Research Center, LLC $2,305,000 $2,645,000 14.8% 2.3%
    21ST MORTGAGE CORPORATION $660,000 $2,525,000 282.6% 2.2%
    CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $515,000 $2,405,000 367.0% 2.1%
    CROSSCOUNTRY MORTGAGE, LLC $2,350,000 $2,175,000 -7.4% 1.9%
    Truist $3,955,000 $2,165,000 -45.3% 1.9%
    AgFirst Farm Credit Bank $3,860,000 $2,095,000 -45.7% 1.9%
    PENNYMAC LOAN SERVICES, LLC $3,550,000 $2,050,000 -42.3% 1.8%
    NAVY FEDERAL CREDIT UNION $125,000 $1,870,000 1,396.0% 1.7%
    LOANDEPOT.COM, LLC $3,830,000 $1,775,000 -53.7% 1.6%
    U.S. Bank $325,000 $1,630,000 401.5% 1.4%
    THE MORTGAGE FIRM, INC. $2,715,000 $1,585,000 -41.6% 1.4%
    Paramount Residential Mortgage Group, Inc. $860,000 $1,375,000 59.9% 1.2%
    FREEDOM MORTGAGE CORPORATION $3,150,000 $1,310,000 -58.4% 1.2%
    HOME POINT FINANCIAL CORPORATION $4,350,000 $1,285,000 -70.5% 1.1%
    Wells Fargo Bank $1,410,000 $1,125,000 -20.2% 1.0%
    GUARANTEED RATE AFFINITY, LLC $440,000 $1,030,000 134.1% 0.9%
    The Federal Savings Bank $1,015,000 n/a 0.9%
    Bank of America $625,000 $1,005,000 60.8% 0.9%
    FIRST CENTENNIAL MORTGAGE CORPORATION $535,000 $915,000 71.0% 0.8%
    BancorpSouth Bank $885,000 n/a 0.8%
    CHURCHILL MORTGAGE CORPORATION $580,000 $860,000 48.3% 0.8%
    Regions Bank $215,000 $860,000 300.0% 0.8%
    Synovus Bank $300,000 $825,000 175.0% 0.7%
    TRIAD FINANCIAL SERVICES, INC. $1,015,000 $800,000 -21.2% 0.7%
    Mr. Cooper ( Nationstar Mortgage ) $1,295,000 $765,000 -40.9% 0.7%
    AMERISAVE MORTGAGE CORPORATION $1,415,000 $740,000 -47.7% 0.7%
    ACHIEVA CREDIT UNION $105,000 $735,000 600.0% 0.7%
    GENEVA FINANCIAL, LLC $1,805,000 $735,000 -59.3% 0.7%
    BAY EQUITY LLC $585,000 $700,000 19.7% 0.6%
    LENDINGHOME FUNDING CORPORATION $680,000 n/a 0.6%
    MOVEMENT MORTGAGE, LLC $655,000 n/a 0.6%
    AMERICAN PORTFOLIO MORTGAGE CORPORATION $645,000 n/a 0.6%
    Citizens Bank $505,000 $645,000 27.7% 0.6%
    BOKF $635,000 n/a 0.6%
    MUTUAL OF OMAHA MORTGAGE, INC. $600,000 n/a 0.5%
    Wauchula State Bank $780,000 $600,000 -23.1% 0.5%
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $860,000 $560,000 -34.9% 0.5%
    Arvest Bank $525,000 n/a 0.5%
    MORTGAGE 1 INCORPORATED $525,000 n/a 0.5%
    POWER FINANCIAL $505,000 n/a 0.4%
    SOUTHWEST STAGE FUNDING, LLC $500,000 n/a 0.4%
    LEGEND LENDING CORPORATION $495,000 n/a 0.4%
    MID AMERICA MORTGAGE, INC. $565,000 $495,000 -12.4% 0.4%
    Alcova Mortgage LLC $485,000 n/a 0.4%
    AMERICAN FINANCIAL RESOURCES, INC. $530,000 $480,000 -9.4% 0.4%
    HOMEBRIDGE FINANCIAL SERVICES, INC. $155,000 $460,000 196.8% 0.4%
    CREDIT HUMAN FEDERAL CREDIT UNION $85,000 $445,000 423.5% 0.4%
    INLANTA MORTGAGE, INC. $1,630,000 $430,000 -73.6% 0.4%
    GUILD MORTGAGE COMPANY $205,000 $385,000 87.8% 0.3%
    Fifth Third Bank $485,000 $375,000 -22.7% 0.3%
    Equity Prime Mortgage LLC $825,000 $370,000 -55.2% 0.3%
    LADERA LENDING, INC. $365,000 n/a 0.3%
    FBC MORTGAGE, LLC $355,000 n/a 0.3%
    NETWORK CAPITAL FUNDING CORPORATION $355,000 n/a 0.3%
    First Bank $345,000 n/a 0.3%
    First Guaranty Mortgage Corporation $290,000 $345,000 19.0% 0.3%
    PRIMELENDING, A PLAINSCAPITAL COMPANY $345,000 n/a 0.3%
    UNION HOME MORTGAGE CORP. $1,290,000 $345,000 -73.3% 0.3%
    GUARANTEED RATE, INC. $795,000 $330,000 -58.5% 0.3%
    Flagstar Bank, FSB $1,265,000 $325,000 -74.3% 0.3%
    LAKE MICHIGAN CREDIT UNION $325,000 $320,000 -1.5% 0.3%
    Pinnacle Bank $315,000 n/a 0.3%
    NEW DAY FINANCIAL, LLC $275,000 n/a 0.2%
    NOVA FINANCIAL & INVESTMENT CORPORATION $535,000 $265,000 -50.5% 0.2%
    LAND HOME FINANCIAL SERVICES, INC. $415,000 $260,000 -37.3% 0.2%
    BROKER SOLUTIONS, INC. $840,000 $255,000 -69.6% 0.2%
    Carrington Mortgage Services, LLC $790,000 $255,000 -67.7% 0.2%
    DEEPHAVEN MORTGAGE LLC $255,000 n/a 0.2%
    NEWREZ LLC $2,155,000 $255,000 -88.2% 0.2%
    THE MORTGAGE WAREHOUSE,LLC $255,000 n/a 0.2%
    Commerce Home Mortgage, Inc. $245,000 n/a 0.2%
    VAN DYK MORTGAGE CORPORATION $585,000 $240,000 -59.0% 0.2%
    AMERICAN PACIFIC MORTGAGE CORPORATION $265,000 $235,000 -11.3% 0.2%
    FLAT BRANCH MORTGAGE, INC. $225,000 n/a 0.2%
    LENDING 3, INC. $225,000 n/a 0.2%
    HOMESTEAD FUNDING CORP. $220,000 n/a 0.2%
    AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $205,000 n/a 0.2%
    AMERIFIRST FINANCIAL CORPORATION $205,000 n/a 0.2%
    CMG MORTGAGE, INC. $205,000 n/a 0.2%
    FINANCE OF AMERICA MORTGAGE LLC $1,565,000 $205,000 -86.9% 0.2%
    VILLAGE CAPITAL MORTGAGE $205,000 n/a 0.2%
    PNC Bank $370,000 $200,000 -45.9% 0.2%
    Citizens Bank of Lafayette $185,000 n/a 0.2%
    EQUITY RESOURCES, INC. $775,000 $185,000 -76.1% 0.2%
    KeyBank $185,000 n/a 0.2%
    THRIVE MORTGAGE, LLC $185,000 n/a 0.2%
    VANDERBILT MORTGAGE AND FINANCE, INC. $185,000 n/a 0.2%
    JPMorgan Chase Bank $635,000 $175,000 -72.4% 0.2%
    Mortgage Lenders Investment Trading Corporation $155,000 $175,000 12.9% 0.2%
    Premium Mortgage Corporation $175,000 n/a 0.2%
    SPRING EQ, LLC $170,000 n/a 0.2%
    AMERICAN FINANCING CORPORATION $430,000 $165,000 -61.6% 0.1%
    Hometown Lenders, Inc. $520,000 $165,000 -68.3% 0.1%
    RADIUS FINANCIAL GROUP INC. $165,000 n/a 0.1%
    EVERENCE FEDERAL CREDIT UNION $155,000 n/a 0.1%
    First Heritage Mortgage, LLC $155,000 n/a 0.1%
    Mid-Continent Funding, Inc. $225,000 $155,000 -31.1% 0.1%
    RUOFF MORTGAGE COMPANY, INC. $105,000 $155,000 47.6% 0.1%
    A&D Mortgage LLC $145,000 $145,000 0.0% 0.1%
    MICHIGAN MUTUAL, INC. $125,000 $145,000 16.0% 0.1%
    Nations Lending Corporation $375,000 $145,000 -61.3% 0.1%
    PRIMARY RESIDENTIAL MORTGAGE, INC. $575,000 $145,000 -74.8% 0.1%
    ANGEL OAK MORTGAGE SOLUTIONS LLC $135,000 n/a 0.1%
    EMM LOANS LLC $165,000 $135,000 -18.2% 0.1%
    MORTGAGE EQUITY PARTNERS LLC $135,000 n/a 0.1%
    GEORGIA'S OWN $125,000 n/a 0.1%
    OPEN MORTGAGE, LLC $125,000 n/a 0.1%
    AMERICAN BANCSHARES MORTGAGE, LLC $115,000 n/a 0.1%
    Horizon Bank $105,000 n/a 0.1%
    Seacoast National Bank $375,000 $105,000 -72.0% 0.1%
    US MORTGAGE CORPORATION $95,000 n/a 0.1%
    Plains Commerce Bank $85,000 n/a 0.1%
    ROYAL UNITED MORTGAGE LLC $345,000 $85,000 -75.4% 0.1%
    Bank OZK $155,000 $65,000 -58.1% 0.1%
    Citibank $55,000 n/a 0.0%
    Republic Bank & Trust Company $55,000 n/a 0.0%
    Discover Bank $35,000 n/a 0.0%

    Arcadia's top lender by overall market share is NTFN, INC., with 14.1% market share. In second place, with 7.0%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $7,895,000 in loans. In third place, with 6.6%, is QUICKEN LOANS, LLC, having originated $7,405,000 in loans. In fourth place, with 3.6%, is MIDFLORIDA, having originated $4,085,000 in loans. In fifth place, with 3.5%, is South State Bank, having originated $3,920,000 in loans.

    Arcadia Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - Arcadia (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $249,475 (7.5%) $402,415 (7.6%) 0.00 93
    2018-02-01 $249,900 (10.7%) $425,661 (20.8%) 0.00 96
    2018-03-01 $249,900 (10.6%) $422,835 (11.3%) 0.00 93
    2018-04-01 $240,875 (5.2%) $409,332 (4.7%) 0.00 93
    2018-05-01 $236,000 (-0.8%) $395,182 (-11.5%) 0.00 106
    2018-06-01 $229,000 (-6.0%) $386,552 (-13.7%) 0.00 105
    2018-07-01 $239,950 (4.7%) $445,255 (-6.1%) 0.00 94
    2018-08-01 $239,600 (0.5%) $524,228 (5.8%) 0.00 90
    2018-09-01 $239,700 (4.4%) $526,935 (12.3%) 0.00 90
    2018-10-01 $239,900 (2.5%) $450,558 (9.9%) 0.00 112
    2018-11-01 $239,675 (-2.2%) $429,468 (-7.3%) 0.00 118
    2018-12-01 $229,000 (-7.3%) $412,169 (-9.5%) 0.00 128
    2019-01-01 $227,000 (-9.0%) $403,161 (0.2%) 0.00 133
    2019-02-01 $224,925 (-10.0%) $393,633 (-7.5%) 0.00 142
    2019-03-01 $216,679 (-13.3%) $395,885 (-6.4%) 0.00 137
    2019-04-01 $212,104 (-11.9%) $399,124 (-2.5%) 0.00 131
    2019-05-01 $217,400 (-7.9%) $405,195 (2.5%) 0.00 126
    2019-06-01 $230,000 (0.4%) $452,249 (17.0%) 0.00 119
    2019-07-01 $230,000 (-4.2%) $429,868 (-3.5%) 0.00 105
    2019-08-01 $231,909 (-3.2%) $425,531 (-18.8%) 0.00 99
    2019-09-01 $234,773 (-2.1%) $420,574 (-20.2%) 0.00 95
    2019-10-01 $236,682 (-1.3%) $417,270 (-7.4%) 0.00 96
    2019-11-01 $248,500 (3.7%) $418,025 (-2.7%) 0.00 113
    2019-12-01 $251,625 (9.9%) $419,004 (1.7%) 0.00 114
    2020-01-01 $270,725 (19.3%) $438,439 (8.8%) 0.00 107
    2020-02-01 $282,400 (25.6%) $414,736 (5.4%) 0.00 101
    2020-03-01 $284,450 (31.3%) $398,030 (0.5%) 0.00 110
    2020-04-01 $272,450 (28.5%) $387,668 (-2.9%) 0.00 104
    2020-05-01 $286,000 (31.6%) $387,554 (-4.4%) 0.00 94
    2020-06-01 $282,000 (22.6%) $451,670 (-0.1%) 0.00 91
    2020-07-01 $277,450 (20.6%) $449,321 (4.5%) 0.00 89
    2020-08-01 $277,000 (19.4%) $449,798 (5.7%) 0.00 79
    2020-09-01 $252,225 (7.4%) $382,747 (-9.0%) 0.00 72
    2020-10-01 $249,000 (5.2%) $381,724 (-8.5%) 0.00 71
    2020-11-01 $233,975 (-5.9%) $405,091 (-3.1%) 0.00 62
    2020-12-01 $242,450 (-3.7%) $395,846 (-5.5%) 0.00 60
    2021-01-01 $252,400 (-6.8%) $413,867 (-5.6%) 0.00 50
    2021-02-01 $291,500 (3.2%) $479,329 (15.6%) 0.00 48
    2021-03-01 $293,750 (3.3%) $553,860 (39.2%) 0.00 45
    2021-04-01 $284,000 (4.2%) $502,677 (29.7%) 0.00 43
    2021-05-01 $285,000 (-0.4%) $435,423 (12.4%) 0.00 46
    2021-06-01 $279,250 (-1.0%) $423,950 (-6.1%) 0.00 51
    2021-07-01 $259,900 (-6.3%) $357,514 (-20.4%) 0.00 48
    2021-08-01 $314,269 (13.5%) $411,615 (-8.5%) 0.00 51
    2021-09-01 $284,950 (13.0%) $378,529 (-1.1%) 0.00 51
    2021-10-01 $285,000 (14.5%) $382,282 (0.2%) 0.00 55
    2021-11-01 $336,475 (43.8%) $409,736 (1.2%) 0.00 50
    2021-12-01 $331,950 (36.9%) $409,263 (3.4%) 0.00 58
    2022-01-01 $339,000 (34.3%) $411,888 (-0.5%) 0.00 52
    2022-02-01 $336,750 (15.5%) $379,609 (-20.8%) 0.00 43
    2022-03-01 $337,250 (14.8%) $422,589 (-23.7%) 0.00 42
    2022-04-01 $349,500 (23.1%) $476,633 (-5.2%) 0.00 49
    2022-05-01 $393,750 (38.2%) $492,799 (13.2%) 0.00 54
    2022-06-01 $408,603 (46.3%) $509,112 (20.1%) 0.00 61
    2022-07-01 $472,450 (81.8%) $542,318 (51.7%) 0.00 71
    2022-08-01 $454,350 (44.6%) $516,492 (25.5%) 0.00 80
    2022-09-01 $455,500 (59.9%) $537,694 (42.1%) 0.00 80
    2022-10-01 $439,000 (54.0%) $532,903 (39.4%) 0.00 73
    2022-11-01 $437,000 (29.9%) $512,709 (25.1%) 0.00 68
    2022-12-01 $425,000 (28.0%) $532,604 (30.1%) 0.00 64
    2023-01-01 $399,450 (17.8%) $525,260 (27.5%) 0.00 64
    2023-02-01 $397,400 (18.0%) $522,684 (37.7%) 0.00 70
    2023-03-01 $399,825 (18.6%) $510,232 (20.7%) 0.00 74
    2023-04-01 $395,000 (13.0%) $472,366 (-0.9%) 0.00 84
    2023-05-01 $395,750 (0.5%) $457,704 (-7.1%) 0.00 79
    Arcadia's median listing price for 2023-05-01 was $395,750, a difference of $2,000 (0.5%) versus the prior year and $750 versus the prior month.

    Arcadia's median listing price comes in at 0% of the national average.

    Arcadia's average listing price for 2023-05-01 was $457,704, a difference of $-35,095 (-7.1%) versus the prior year and $-14,662 versus the prior month.

    For the 2023-05-01 period, Arcadia had 79 MLS listings, a difference of -5 listings (-6%) versus the prior month and 25 listings (46%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Arcadia (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 1,955 sqft
    2018-02-01 0 days 1,931 sqft
    2018-03-01 0 days 1,980 sqft
    2018-04-01 0 days 1,876 sqft
    2018-05-01 0 days 1,721 sqft
    2018-06-01 0 days 1,839 sqft
    2018-07-01 0 days 1,923 sqft
    2018-08-01 0 days 1,948 sqft
    2018-09-01 0 days 1,897 sqft
    2018-10-01 0 days 1,854 sqft
    2018-11-01 0 days 1,749 sqft
    2018-12-01 0 days 1,612 sqft
    2019-01-01 0 days 1,615 sqft
    2019-02-01 0 days 1,610 sqft
    2019-03-01 0 days 1,590 sqft
    2019-04-01 0 days 1,571 sqft
    2019-05-01 0 days 1,657 sqft
    2019-06-01 0 days 1,803 sqft
    2019-07-01 0 days 1,746 sqft
    2019-08-01 0 days 1,723 sqft
    2019-09-01 0 days 1,721 sqft
    2019-10-01 0 days 1,721 sqft
    2019-11-01 0 days 1,760 sqft
    2019-12-01 0 days 1,763 sqft
    2020-01-01 0 days 1,854 sqft
    2020-02-01 0 days 1,864 sqft
    2020-03-01 0 days 1,909 sqft
    2020-04-01 0 days 1,838 sqft
    2020-05-01 0 days 1,811 sqft
    2020-06-01 0 days 1,811 sqft
    2020-07-01 0 days 1,755 sqft
    2020-08-01 0 days 1,801 sqft
    2020-09-01 0 days 1,645 sqft
    2020-10-01 0 days 1,691 sqft
    2020-11-01 0 days 1,739 sqft
    2020-12-01 0 days 1,726 sqft
    2021-01-01 0 days 1,666 sqft
    2021-02-01 0 days 1,716 sqft
    2021-03-01 0 days 1,879 sqft
    2021-04-01 0 days 1,723 sqft
    2021-05-01 0 days 1,714 sqft
    2021-06-01 0 days 1,777 sqft
    2021-07-01 0 days 1,683 sqft
    2021-08-01 0 days 1,809 sqft
    2021-09-01 0 days 1,757 sqft
    2021-10-01 0 days 1,562 sqft
    2021-11-01 0 days 1,638 sqft
    2021-12-01 0 days 1,635 sqft
    2022-01-01 0 days 1,455 sqft
    2022-02-01 0 days 1,528 sqft
    2022-03-01 0 days 1,654 sqft
    2022-04-01 0 days 1,683 sqft
    2022-05-01 0 days 1,720 sqft
    2022-06-01 0 days 1,765 sqft
    2022-07-01 0 days 1,905 sqft
    2022-08-01 0 days 1,874 sqft
    2022-09-01 0 days 1,808 sqft
    2022-10-01 0 days 1,778 sqft
    2022-11-01 0 days 1,687 sqft
    2022-12-01 0 days 1,660 sqft
    2023-01-01 0 days 1,656 sqft
    2023-02-01 0 days 1,597 sqft
    2023-03-01 0 days 1,573 sqft
    2023-04-01 0 days 1,512 sqft
    2023-05-01 0 days 1,675 sqft
    Arcadia's median listing age (time on market) for 2023-05-01 was 0 days.

    Arcadia's median square footage for active listings during the 2023-05-01 period was 1,675 sqft. One year prior, the average listing was 1,720 sqft.

    Arcadia, FL Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 325 $81,155,000 $249,708
    Cash Out Refi 90 $18,440,000 $204,889
    Refi 46 $7,100,000 $154,348
    Other 29 $3,205,000 $110,517
    Home Improvement 27 $3,025,000 $112,037

    Arcadia's most frequently cited loan purpose was Home Purchase, with 325 originations. The 2nd most popular reason was Cash Out Refi, with 90 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    5-6% 144 $29,830,000 $207,153
    3-4% 125 $29,055,000 $232,440
    4-5% 116 $26,330,000 $226,983
    6-7% 54 $12,720,000 $235,556
    7-8% 23 $5,105,000 $221,957
    2.5-3% 22 $4,480,000 $203,636
    Over 8% 15 $2,505,000 $167,000
    <2.5% 14 $1,940,000 $138,571

    During 2022, Arcadia's most frequently originated rate bucket was 5-6%, with 144 originations.

    Loan Sizing (Arcadia, FL MSA)

    Loan Size Originations Total Value Average Loan
    $200k-400k 216 $58,010,000 $268,565
    $100k-200k 188 $28,010,000 $148,989
    $100,000 or less 72 $4,290,000 $59,583
    $400k-600k 31 $15,015,000 $484,355
    $600k-1000k 9 $6,575,000 $730,556
    $Over $1MM 1 $1,025,000 $1,025,000

    Arcadia's loan sizing saw the bucket of loans from $200k-400k with 216 originations, totaling $58,010,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 222 $56,610,000 $255,000
    60-80% 123 $29,185,000 $237,276
    40-60% 67 $13,415,000 $200,224
    20-40% 48 $6,440,000 $134,167
    Under 20% 39 $2,065,000 $52,949
    Over 100% 8 $2,610,000 $326,250

    Arcadia's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 222 originations, totaling $56,610,000 in origination value.