Okeechobee Mortgage Rates

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Okeechobee averaged 6.12% for the week of 2022-06-30, compared to the national average of 5.7% for the same period.

The average rate for the prior week (2022-06-23) was 6.43% and one month ago for the week of 2022-05-26, the average rate was 5.52%.

Okeechobee's average rate one year ago was 3.65%.

For refis of the same type during the week of 2022-06-30, the average rate was 6.04%.

Loan Type Date Rate
US 30 Year Fixed Rate 2022-06-30 5.7%
Okeechobee 30 Year Fixed Rate 2022-06-30 6.12%
Okeechobee 30 Year Fixed Rate Refi 2022-06-30 6.04%
Okeechobee 15 Year Fixed Rate 2022-06-30 5.23%
Okeechobee 15 Year Fixed Rate Refi 2022-06-30 5.04%
Okeechobee 30 Year FHA 2022-06-30 6%
Okeechobee 30 Year FHA Refi 2022-06-30 5.79%
Okeechobee 30 Year USDA 2022-06-30 5.59%
Okeechobee 30 Year USDA Refi 2022-06-30 5.17%
Okeechobee 30 Year VA 2022-06-30 5.74%
Okeechobee 30 Year VA Refi 2022-06-30 5.24%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Okeechobee, FL.

Okeechobee Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lendor, for only loans originated in the Okeechobee, FL market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2021 Avg. 30yFix Rate 2021 Avg. Total Fees
LOANDEPOT.COM, LLC 55 3.35% $5,328
QUICKEN LOANS, LLC 40 3.19% $5,135
South State Bank 36 3.56% $4,748
UNITED WHOLESALE MORTGAGE, LLC 24 3.09% $5,158
MIDFLORIDA 13 3.12% $3,543
CALIBER HOME LOANS, INC. 12 3.50% $4,973
Seacoast National Bank 12 3.06% $4,415
PNC Bank 8 3.03% $3,642
METROPLEX MORTGAGE SERVICES, INC. 8 3.36% $5,237
PRIMELENDING, A PLAINSCAPITAL COMPANY 7 3.64% $5,652
Flagstar Bank, FSB 7 3.27% $5,159
HOME POINT FINANCIAL CORPORATION 7 3.12% $6,985
Wells Fargo Bank 6 3.08% $5,149
Bank of America 6 3.02% $2,965
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 6 3.31% $5,017
EMBRACE HOME LOANS, INC. 5 3.30% $3,728
Mr. Cooper ( Nationstar Mortgage ) 5 3.43% $4,666
AMERICAN FINANCIAL NETWORK, INC. 4 3.09% $10,382
CROSSCOUNTRY MORTGAGE, LLC 4 3.19% $4,496
BROKER SOLUTIONS, INC. 4 3.15% $4,508
TOWNE MORTGAGE COMPANY 4 3.31% $4,145
GENEVA FINANCIAL, LLC 4 3.50% $5,562
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 4 3.12% $5,806
AMERISAVE MORTGAGE CORPORATION 3 2.83% $3,020
THE MORTGAGE FIRM, INC. 3 3.38% $4,673
NEWREZ LLC 3 3.25% $4,840
EVERETT FINANCIAL, INC. 3 3.41% $3,662
Truist Bank 3 3.37% $3,526
A&D Mortgage LLC 3 4.87% $7,505
U.S. Bank 3 3.17% $5,525
HOMEBRIDGE FINANCIAL SERVICES, INC. 3 3.41% $6,156
GUARANTEED RATE AFFINITY, LLC 3 2.95% $4,789
First Guaranty Mortgage Corporation 2 2.88% $3,419
21ST MORTGAGE CORPORATION 2 5.80% $5,809
EQUITY RESOURCES, INC. 2 3.00% $3,431
FIDELITY FUNDING MORTGAGE CORP. 2 3.38% $4,210
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION 2 3.50% $4,441
GUARANTEED RATE, INC. 2 3.25% $3,546
HAMILTON HOME LOANS, INC. 2 3.18% $4,028
JPMorgan Chase Bank 2 3.00% $4,483
LOANPAL, LLC 2 3.25% $3,219
NTFN, INC. 2 2.88% $3,363
Paramount Residential Mortgage Group, Inc. 2 3.00% $7,420
PENNYMAC LOAN SERVICES, LLC 2 3.44% $4,538
PLANET HOME LENDING, LLC 2 3.00% $5,719
PRIMARY RESIDENTIAL MORTGAGE, INC. 2 3.38% $7,260
Regions Bank 2 3.31% $3,800
RUOFF MORTGAGE COMPANY, INC. 2 2.94% $2,116
STEARNS LENDING, LLC 2 3.25% $6,980
SWBC MORTGAGE CORPORATION 2 3.00% $3,916
TD Bank 2 3.13% $4,572
Valley National Bank 2 3.44% $7,173
LEADERONE FINANCIAL CORPORATION 1 3.49% $5,786
CIS Financial Services, Inc. 1 3.00% $6,054
Suncoast Credit Union 1 3.00% $1,947
CHURCHILL MORTGAGE CORPORATION 1 3.50% $6,810
CELEBRITY HOME LOANS, LLC 1 2.99% $8,366
MORTGAGE 1 INCORPORATED 1 3.50% $6,610
Mortgage Lenders Investment Trading Corporation 1 3.13% $1,857
MOVEMENT MORTGAGE, LLC 1 2.99% $3,877
BAYSHORE MORTGAGE FUNDING, LLC 1 3.00% $5,233
Nations Lending Corporation 1 3.50% $5,651
BAY EQUITY LLC 1 3.25% $7,619
NORWICH COMMERCIAL GROUP, INC. 1 4.00% $3,141
ACOPIA, LLC 1 3.13% $7,084
ACADEMY MORTGAGE CORPORATION 1 3.00% $7,865
PARKSIDE LENDING, LLC 1 3.50% $3,039
AMERICAN FINANCIAL RESOURCES, INC. 1 4.75% $5,224
Third Federal Savings and Loan Association of Cleveland 1 2.89% $295
PLAZA HOME MORTGAGE, INC. 1 3.25% $2,805
Bank of England 1 3.25% $7,804
TOP FLITE FINANCIAL, INC. 1 2.88% $7,620
Atlantic Home Loans, Inc. 1 3.63% $5,747
Prosperity Home Mortgage, LLC 1 3.38% $3,187
ARK-LA-TEX FINANCIAL SERVICES, LLC. 1 3.63% $3,600
Ally Bank 1 3.13% $2,596
RELIANCE FIRST CAPITAL, LLC 1 3.13% $9,327
ROYAL UNITED MORTGAGE LLC 1 3.00% $4,256
AgFirst Farm Credit Bank 1 3.25% $6,946
1st Source Bank 1 3.50% $10,145
FAMILY FIRST FUNDING LLC 1 2.75% $9,511
FREEDOM MORTGAGE CORPORATION 1 2.99% $7,012
Equity Prime Mortgage LLC 1 3.38% $4,722
AmRes Corporation 1 3.13% $8,154
GROUP ONE MORTGAGE, INC. 1 2.88% $3,390
GSF Mortgage Corporation 1 3.38% $7,985
EMM LOANS LLC 1 4.75% $5,224
AMERIFIRST FINANCIAL CORPORATION 1 3.25% $8,222
SPRING EQ, LLC 1 2.75% $0
HighTechLending Inc 1 3.88% $9,944
CMG MORTGAGE, INC. 1 3.25% $4,392
Citizens Bank 1 3.25% $3,756
HOMESIDE FINANCIAL, LLC 1 3.38% $3,995
InterContinental Capital Group, Inc 1 2.88% $8,120
ADVANCIAL 1 5.00% $6,226

Okeechobee, FL's 95 lenders originated 1,012 loans during 2021. The total origination value was $188,990,000, with an average loan value of $186,749.

The top Okeechobee lender as defined by loan originations is LOANDEPOT.COM, LLC, with 55 loans originated. Their average total fees are $5,328, which is $193 higher than the next largest lender, QUICKEN LOANS, LLC.

The lowest fee Okeechobee lenders (with over 10 loans originated) are MIDFLORIDA ($3,543), Seacoast National Bank ($4,415), South State Bank ($4,748), CALIBER HOME LOANS, INC. ($4,973) and QUICKEN LOANS, LLC ($5,135).

The lowest rate Okeechobee lenders (with over 10 loans originated) are Seacoast National Bank (3.06%), UNITED WHOLESALE MORTGAGE, LLC (3.09%), MIDFLORIDA (3.12%), QUICKEN LOANS, LLC (3.19%) and LOANDEPOT.COM, LLC (3.35%).

Okeechobee, FL Lender Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2020 Loan Value 2021 Loan Value % Change 2021 Market Share
LOANDEPOT.COM, LLC $10,490,000 $21,220,000 102.3% 11.2%
QUICKEN LOANS, LLC $13,110,000 $16,470,000 25.6% 8.7%
South State Bank $14,170,000 $14,170,000 0.0% 7.5%
MIDFLORIDA $4,280,000 $7,510,000 75.5% 4.0%
UNITED WHOLESALE MORTGAGE, LLC $3,825,000 $7,115,000 86.0% 3.8%
CALIBER HOME LOANS, INC. $1,755,000 $5,210,000 196.9% 2.8%
21ST MORTGAGE CORPORATION $3,430,000 $4,895,000 42.7% 2.6%
FREEDOM MORTGAGE CORPORATION $5,165,000 $4,770,000 -7.6% 2.5%
Seacoast National Bank $4,270,000 $4,575,000 7.1% 2.4%
HOME POINT FINANCIAL CORPORATION $3,275,000 $3,855,000 17.7% 2.0%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $305,000 $3,450,000 1,031.1% 1.8%
CROSSCOUNTRY MORTGAGE, LLC $1,135,000 $3,435,000 202.6% 1.8%
METROPLEX MORTGAGE SERVICES, INC. $3,385,000 $3,175,000 -6.2% 1.7%
Mr. Cooper ( Nationstar Mortgage ) $1,475,000 $2,930,000 98.6% 1.6%
Mortgage Research Center, LLC $2,170,000 $2,130,000 -1.8% 1.1%
PENNYMAC LOAN SERVICES, LLC $795,000 $2,125,000 167.3% 1.1%
PNC Bank $1,930,000 $2,105,000 9.1% 1.1%
Valley National Bank $2,045,000 n/a 1.1%
Flagstar Bank, FSB $1,100,000 $1,940,000 76.4% 1.0%
GENEVA FINANCIAL, LLC $485,000 $1,870,000 285.6% 1.0%
PRIMARY RESIDENTIAL MORTGAGE, INC. $330,000 $1,765,000 434.8% 0.9%
Carrington Mortgage Services, LLC $1,945,000 $1,740,000 -10.5% 0.9%
BROKER SOLUTIONS, INC. $185,000 $1,710,000 824.3% 0.9%
AMERICAN FINANCIAL RESOURCES, INC. $690,000 $1,705,000 147.1% 0.9%
Marine Bank & Trust Company $1,705,000 n/a 0.9%
Wells Fargo Bank $190,000 $1,695,000 792.1% 0.9%
HOMEBRIDGE FINANCIAL SERVICES, INC. $735,000 $1,585,000 115.6% 0.8%
NEW DAY FINANCIAL, LLC $385,000 $1,575,000 309.1% 0.8%
AMERISAVE MORTGAGE CORPORATION $405,000 $1,570,000 287.7% 0.8%
PRIMELENDING, A PLAINSCAPITAL COMPANY $125,000 $1,480,000 1,084.0% 0.8%
Bank of America $1,345,000 $1,455,000 8.2% 0.8%
The Northern Trust Company $1,355,000 n/a 0.7%
ACADEMY MORTGAGE CORPORATION $895,000 $1,270,000 41.9% 0.7%
NEWREZ LLC $555,000 $1,245,000 124.3% 0.7%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $500,000 $1,230,000 146.0% 0.7%
PLANET HOME LENDING, LLC $795,000 $1,195,000 50.3% 0.6%
First Guaranty Mortgage Corporation $1,645,000 $1,175,000 -28.6% 0.6%
Truist Bank $1,785,000 $1,100,000 -38.4% 0.6%
AMERICAN FINANCIAL NETWORK, INC. $430,000 $1,080,000 151.2% 0.6%
U.S. Bank $240,000 $1,080,000 350.0% 0.6%
NTFN, INC. $1,495,000 $1,075,000 -28.1% 0.6%
Paramount Residential Mortgage Group, Inc. $1,105,000 $1,045,000 -5.4% 0.6%
EVERETT FINANCIAL, INC. $965,000 n/a 0.5%
THE MORTGAGE FIRM, INC. $785,000 $935,000 19.1% 0.5%
MOVEMENT MORTGAGE, LLC $310,000 $930,000 200.0% 0.5%
AmRes Corporation $370,000 $885,000 139.2% 0.5%
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION $655,000 $860,000 31.3% 0.5%
EMBRACE HOME LOANS, INC. $490,000 $850,000 73.5% 0.4%
LAKEVIEW LOAN SERVICING, LLC $360,000 $840,000 133.3% 0.4%
TOWNE MORTGAGE COMPANY $435,000 $800,000 83.9% 0.4%
JPMorgan Chase Bank $275,000 $775,000 181.8% 0.4%
TD Bank $155,000 $720,000 364.5% 0.4%
Regions Bank $400,000 $715,000 78.8% 0.4%
Security National Bank of South Dakota $705,000 n/a 0.4%
SPACE COAST Credit Union $695,000 n/a 0.4%
Citizens Bank and Trust $675,000 n/a 0.4%
1st Source Bank $665,000 n/a 0.4%
EMM LOANS LLC $430,000 $655,000 52.3% 0.3%
MUTUAL OF OMAHA MORTGAGE, INC. $320,000 $655,000 104.7% 0.3%
NAVY FEDERAL CREDIT UNION $685,000 $650,000 -5.1% 0.3%
GUARANTEED RATE, INC. $185,000 $645,000 248.6% 0.3%
Citizens Bank $1,120,000 $640,000 -42.9% 0.3%
STEARNS LENDING, LLC $630,000 n/a 0.3%
EQUITY RESOURCES, INC. $225,000 $625,000 177.8% 0.3%
HAMILTON HOME LOANS, INC. $135,000 $605,000 348.1% 0.3%
Nations Lending Corporation $395,000 $605,000 53.2% 0.3%
AgFirst Farm Credit Bank $420,000 $600,000 42.9% 0.3%
SWBC MORTGAGE CORPORATION $585,000 n/a 0.3%
FIDELITY FUNDING MORTGAGE CORP. $205,000 $575,000 180.5% 0.3%
ABSOLUTE HOME MORTGAGE CORPORATION $215,000 $550,000 155.8% 0.3%
Bank of England $545,000 n/a 0.3%
MORTGAGE 1 INCORPORATED $535,000 n/a 0.3%
A&D Mortgage LLC $525,000 n/a 0.3%
HOMESIDE FINANCIAL, LLC $525,000 n/a 0.3%
LENDINGHOME FUNDING CORPORATION $105,000 $505,000 381.0% 0.3%
CELEBRITY HOME LOANS, LLC $355,000 $485,000 36.6% 0.3%
GUARANTEED RATE AFFINITY, LLC $185,000 $485,000 162.2% 0.3%
Equity Prime Mortgage LLC $315,000 $480,000 52.4% 0.3%
North American Savings Bank, F.S.B. $475,000 n/a 0.3%
Suncoast Credit Union $470,000 n/a 0.2%
ARC HOME LLC $175,000 $450,000 157.1% 0.2%
Century Mortgage Company DBA Century Lending Company $450,000 n/a 0.2%
TRIAD FINANCIAL SERVICES, INC. $85,000 $435,000 411.8% 0.2%
1ST SIGNATURE LENDING, LLC $430,000 n/a 0.2%
AMCAP MORTGAGE, LTD. $430,000 n/a 0.2%
Prosperity Home Mortgage, LLC $135,000 $430,000 218.5% 0.2%
First Federal Bank $295,000 $420,000 42.4% 0.2%
Third Federal Savings and Loan Association of Cleveland $405,000 n/a 0.2%
BETTER MORTGAGE CORPORATION $445,000 $390,000 -12.4% 0.2%
RELIANCE FIRST CAPITAL, LLC $390,000 n/a 0.2%
ACOPIA, LLC $590,000 $355,000 -39.8% 0.2%
RUOFF MORTGAGE COMPANY, INC. $340,000 n/a 0.2%
HighTechLending Inc $315,000 $335,000 6.3% 0.2%
MID AMERICA MORTGAGE, INC. $295,000 $330,000 11.9% 0.2%
LENDUS, LLC $315,000 n/a 0.2%
COUNTRYPLACE MORTGAGE, LTD. $630,000 $310,000 -50.8% 0.2%
Mortgage Lenders Investment Trading Corporation $310,000 n/a 0.2%
AMERICAN ADVISORS GROUP $95,000 $300,000 215.8% 0.2%
AMERIFIRST FINANCIAL CORPORATION $295,000 n/a 0.2%
Hometown Equity Mortgage, LLC $285,000 n/a 0.2%
InterContinental Capital Group, Inc $205,000 $285,000 39.0% 0.2%
REVERSE MORTGAGE FUNDING LLC $285,000 n/a 0.2%
SPRING EQ, LLC $285,000 n/a 0.2%
AMWEST FUNDING CORP. $275,000 n/a 0.1%
GUILD MORTGAGE COMPANY $275,000 n/a 0.1%
Ally Bank $270,000 n/a 0.1%
ZILLOW HOME LOANS, LLC $135,000 $270,000 100.0% 0.1%
Wyndham Capital Mortgage, Inc. $265,000 n/a 0.1%
LOANPAL, LLC $115,000 $260,000 126.1% 0.1%
FAMILY FIRST FUNDING LLC $255,000 n/a 0.1%
SUN WEST MORTGAGE COMPANY, INC. $255,000 n/a 0.1%
Wauchula State Bank $730,000 $255,000 -65.1% 0.1%
Barrington Bank & Trust Company, N.A. $435,000 $245,000 -43.7% 0.1%
CHURCHILL MORTGAGE CORPORATION $225,000 $245,000 8.9% 0.1%
BAYSHORE MORTGAGE FUNDING, LLC $235,000 n/a 0.1%
CMG MORTGAGE, INC. $235,000 n/a 0.1%
SOUTHWEST STAGE FUNDING, LLC $85,000 $235,000 176.5% 0.1%
USAA Federal Savings Bank $1,450,000 $235,000 -83.8% 0.1%
CASTLE & COOKE MORTGAGE, LLC $565,000 $225,000 -60.2% 0.1%
Chicago Mortgage Solutions LLC $225,000 n/a 0.1%
CIS Financial Services, Inc. $225,000 n/a 0.1%
Ixonia Bank $225,000 n/a 0.1%
LEADERONE FINANCIAL CORPORATION $225,000 n/a 0.1%
ROYAL UNITED MORTGAGE LLC $115,000 $210,000 82.6% 0.1%
Visio Financial Services Inc. $205,000 n/a 0.1%
Gulf Coast Bank and Trust Company $195,000 n/a 0.1%
OCMBC, INC. $195,000 n/a 0.1%
CALCON MUTUAL MORTGAGE LLC $185,000 n/a 0.1%
GROUP ONE MORTGAGE, INC. $225,000 $185,000 -17.8% 0.1%
AmeriHome Mortgage Company, LLC $285,000 $175,000 -38.6% 0.1%
BAY EQUITY LLC $145,000 $175,000 20.7% 0.1%
CLEARPATH LENDING $235,000 $175,000 -25.5% 0.1%
Lakeview Community Capital, LLC $175,000 n/a 0.1%
PANORAMA MORTGAGE GROUP, LLC $175,000 n/a 0.1%
GSF Mortgage Corporation $305,000 $165,000 -45.9% 0.1%
LAND HOME FINANCIAL SERVICES, INC. $165,000 n/a 0.1%
PLAZA HOME MORTGAGE, INC. $165,000 n/a 0.1%
Stifel Bank and Trust $265,000 $165,000 -37.7% 0.1%
ALL REVERSE MORTGAGE, INC. $155,000 n/a 0.1%
Atlantic Home Loans, Inc. $155,000 n/a 0.1%
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. $145,000 $155,000 6.9% 0.1%
OCEANSIDE MORTGAGE COMPANY $105,000 $155,000 47.6% 0.1%
TOP FLITE FINANCIAL, INC. $155,000 n/a 0.1%
VANDERBILT MORTGAGE AND FINANCE, INC. $155,000 n/a 0.1%
MICHIGAN MUTUAL, INC. $380,000 $135,000 -64.5% 0.1%
VILLAGE CAPITAL & INVESTMENT LLC $380,000 $135,000 -64.5% 0.1%
ARK-LA-TEX FINANCIAL SERVICES, LLC. $125,000 n/a 0.1%
MORIA DEVELOPMENT, INC. $125,000 n/a 0.1%
PARKSIDE LENDING, LLC $125,000 n/a 0.1%
First Community Bank $115,000 n/a 0.1%
LENOX FINANCIAL MORTGAGE CORPORATION $115,000 n/a 0.1%
ADVANCIAL $95,000 n/a 0.1%
PHH Mortgage Corporation $95,000 n/a 0.1%
NORWICH COMMERCIAL GROUP, INC. $75,000 n/a 0.0%
AMERICAN FINANCING CORPORATION $65,000 n/a 0.0%
BayCoast Bank $55,000 n/a 0.0%

Okeechobee's top lender by overall market share is LOANDEPOT.COM, LLC, with 11.2% market share. In second place, with 8.7%, is QUICKEN LOANS, LLC, having originated $16,470,000 in loans. In third place, with 7.5%, is South State Bank, having originated $14,170,000 in loans. In third place, with 4.0%, is MIDFLORIDA, having originated $7,510,000 in loans. In third place, with 3.8%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $7,115,000 in loans.


Okeechobee, FL Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 556 $116,950,000 $210,342
Refi 218 $36,980,000 $169,633
Cash Out Refi 177 $30,485,000 $172,232
Home Improvement 33 $2,415,000 $73,182
Other 28 $2,160,000 $77,143

Okeechobee's most frequently cited loan purpose was Home Purchase, with 556 originations. The 2nd most popular reason was Refi, with 218 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
3-4% 441 $86,405,000 $195,930
2.5-3% 305 $58,185,000 $190,770
<2.5% 118 $20,630,000 $174,831
4-5% 72 $13,750,000 $190,972
5-6% 30 $3,350,000 $111,667
6-7% 21 $2,575,000 $122,619
Over 8% 17 $1,795,000 $105,588
7-8% 4 $480,000 $120,000

During 2021, Okeechobee's most frequently originated rate bucket was 3-4%, with 441 originations.

Loan Sizing (Okeechobee, FL MSA)

Loan Size Originations Total Value Average Loan
$100k-200k 485 $72,325,000 $149,124
$200k-400k 326 $86,220,000 $264,479
$100,000 or less 169 $11,495,000 $68,018
$400k-600k 26 $12,040,000 $463,077
$600k-1000k 3 $2,045,000 $681,667
$Over $1MM 3 $4,865,000 $1,621,667

Okeechobee's loan sizing saw the bucket of loans from $100k-200k with 485 originations, totaling $72,325,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 489 $100,515,000 $205,552
60-80% 277 $51,565,000 $186,155
40-60% 122 $19,150,000 $156,967
20-40% 49 $3,475,000 $70,918
Under 20% 29 $1,145,000 $39,483
Over 100% 18 $4,900,000 $272,222

Okeechobee's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 489 originations, totaling $100,515,000 in origination value.


Market Conditions (Median, Average Prices & Listing Count)

Realtor.com - Okeechobee (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $165,000 (10.0%) $221,345 (3.6%) 0.00 168
2018-02-01 $145,000 (-1.4%) $205,249 (-1.1%) 0.00 173
2018-03-01 $144,900 (0.1%) $197,473 (-3.6%) 0.00 156
2018-04-01 $132,900 (-16.8%) $196,664 (-6.8%) 0.00 158
2018-05-01 $133,950 (-13.1%) $213,393 (-24.4%) 0.00 173
2018-06-01 $159,000 (3.1%) $237,189 (14.3%) 0.00 174
2018-07-01 $160,000 (-3.0%) $251,093 (25.8%) 0.00 177
2018-08-01 $156,950 (-1.9%) $225,181 (11.6%) 0.00 180
2018-09-01 $169,500 (6.0%) $224,397 (4.9%) 0.00 178
2018-10-01 $164,750 (-2.5%) $220,502 (-2.4%) 0.00 178
2018-11-01 $169,250 (5.2%) $221,675 (-0.7%) 0.00 198
2018-12-01 $175,000 (17.5%) $231,571 (5.8%) 0.00 198
2019-01-01 $174,250 (5.6%) $232,904 (5.2%) 0.00 208
2019-02-01 $187,200 (29.1%) $233,803 (13.9%) 0.00 205
2019-03-01 $190,286 (31.3%) $238,759 (20.9%) 0.00 241
2019-04-01 $198,500 (49.4%) $255,295 (29.8%) 0.00 265
2019-05-01 $216,000 (61.3%) $287,996 (35.0%) 0.00 201
2019-06-01 $215,000 (35.2%) $271,743 (14.6%) 0.00 202
2019-07-01 $202,450 (26.5%) $253,697 (1.0%) 0.00 198
2019-08-01 $210,143 (33.9%) $254,286 (12.9%) 0.00 185
2019-09-01 $207,593 (22.5%) $255,704 (14.0%) 0.00 180
2019-10-01 $200,500 (21.7%) $250,466 (13.6%) 0.00 187
2019-11-01 $219,000 (29.4%) $255,420 (15.2%) 0.00 200
2019-12-01 $219,500 (25.4%) $263,919 (14.0%) 0.00 199
2020-01-01 $228,200 (31.0%) $275,671 (18.4%) 0.00 190
2020-02-01 $225,000 (20.2%) $263,258 (12.6%) 0.00 185
2020-03-01 $225,000 (18.2%) $262,129 (9.8%) 0.00 174
2020-04-01 $225,000 (13.4%) $253,490 (-0.7%) 0.00 176
2020-05-01 $229,000 (6.0%) $413,690 (43.6%) 0.00 155
2020-06-01 $220,500 (2.6%) $432,356 (59.1%) 0.00 142
2020-07-01 $223,000 (10.2%) $466,376 (83.8%) 0.00 128
2020-08-01 $215,000 (2.3%) $478,631 (88.2%) 0.00 117
2020-09-01 $205,000 (-1.3%) $488,517 (91.1%) 0.00 113
2020-10-01 $215,000 (7.2%) $519,700 (107.5%) 0.00 108
2020-11-01 $215,000 (-1.8%) $506,083 (98.1%) 0.00 121
2020-12-01 $223,000 (1.6%) $502,776 (90.5%) 0.00 130
2021-01-01 $221,000 (-3.2%) $538,149 (95.2%) 0.00 115
2021-02-01 $229,450 (2.0%) $560,697 (113.0%) 0.00 107
2021-03-01 $257,500 (14.4%) $368,862 (40.7%) 0.00 98
2021-04-01 $252,500 (12.2%) $367,302 (44.9%) 0.00 76
2021-05-01 $240,000 (4.8%) $358,980 (-13.2%) 0.00 78
2021-06-01 $234,950 (6.6%) $527,437 (22.0%) 0.00 81
2021-07-01 $244,500 (9.6%) $541,387 (16.1%) 0.00 83
2021-08-01 $275,000 (27.9%) $543,686 (13.6%) 0.00 97
2021-09-01 $289,000 (41.0%) $538,250 (10.2%) 0.00 110
2021-10-01 $325,000 (51.2%) $582,395 (12.1%) 0.00 97
2021-11-01 $349,000 (62.3%) $616,441 (21.8%) 0.00 89
2021-12-01 $375,000 (68.2%) $607,487 (20.8%) 0.00 95
2022-01-01 $349,000 (57.9%) $683,465 (27.0%) 0.00 83
2022-02-01 $354,495 (54.5%) $704,975 (25.7%) 0.00 69
2022-03-01 $374,000 (45.2%) $777,017 (110.7%) 0.00 59
2022-04-01 $379,000 (50.1%) $738,987 (101.2%) 0.00 54
2022-05-01 $386,975 (61.2%) $672,174 (87.3%) 0.00 67
2022-06-01 $372,000 (58.3%) $614,198 (16.5%) 0.00 85
Okeechobee's median listing price for 2022-06-01 was $372,000, a difference of $137,050 (58.3%) versus the prior year and $-14,975 versus the prior month.

Okeechobee's median listing price comes in at 0% of the national average.

Okeechobee's average listing price for 2022-06-01 was $614,198, a difference of $86,761 (16.5%) versus the prior year and $-57,976 versus the prior month.

For the 2022-06-01 period, Okeechobee had 85 MLS listings, a difference of 18 listings (27%) versus the prior month and 4 listings (5%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - Okeechobee (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 0 days 1,368 sqft
2018-02-01 0 days 1,222 sqft
2018-03-01 0 days 1,281 sqft
2018-04-01 0 days 1,252 sqft
2018-05-01 0 days 1,368 sqft
2018-06-01 0 days 1,437 sqft
2018-07-01 0 days 1,518 sqft
2018-08-01 0 days 1,517 sqft
2018-09-01 0 days 1,509 sqft
2018-10-01 0 days 1,509 sqft
2018-11-01 0 days 1,520 sqft
2018-12-01 0 days 1,530 sqft
2019-01-01 0 days 1,479 sqft
2019-02-01 0 days 1,481 sqft
2019-03-01 0 days 1,532 sqft
2019-04-01 0 days 1,610 sqft
2019-05-01 0 days 1,667 sqft
2019-06-01 0 days 1,666 sqft
2019-07-01 0 days 1,645 sqft
2019-08-01 0 days 1,669 sqft
2019-09-01 0 days 1,706 sqft
2019-10-01 0 days 1,674 sqft
2019-11-01 0 days 1,656 sqft
2019-12-01 0 days 1,654 sqft
2020-01-01 0 days 1,709 sqft
2020-02-01 0 days 1,700 sqft
2020-03-01 0 days 1,661 sqft
2020-04-01 0 days 1,650 sqft
2020-05-01 0 days 1,632 sqft
2020-06-01 0 days 1,573 sqft
2020-07-01 0 days 1,531 sqft
2020-08-01 0 days 1,485 sqft
2020-09-01 0 days 1,485 sqft
2020-10-01 0 days 1,512 sqft
2020-11-01 0 days 1,602 sqft
2020-12-01 0 days 1,626 sqft
2021-01-01 0 days 1,650 sqft
2021-02-01 0 days 1,716 sqft
2021-03-01 0 days 1,794 sqft
2021-04-01 0 days 1,748 sqft
2021-05-01 0 days 1,514 sqft
2021-06-01 0 days 1,518 sqft
2021-07-01 0 days 1,536 sqft
2021-08-01 0 days 1,693 sqft
2021-09-01 0 days 1,699 sqft
2021-10-01 0 days 1,754 sqft
2021-11-01 0 days 1,819 sqft
2021-12-01 0 days 1,851 sqft
2022-01-01 0 days 1,728 sqft
2022-02-01 0 days 1,728 sqft
2022-03-01 0 days 1,732 sqft
2022-04-01 0 days 1,728 sqft
2022-05-01 0 days 1,653 sqft
2022-06-01 0 days 1,639 sqft
Okeechobee's median listing age (time on market) for 2022-06-01 was 0 days.

Okeechobee's median square footage for active listings during the 2022-06-01 period was 1,639 sqft. One year prior, the average listing was 1,518 sqft.