Okeechobee Mortgage Rates & Closing Costs
30yr Fixed Rate
15yr Fixed Rate
FHA
USDA
VA
5/1 ARM
30 Year Fixed Rate mortgages in Okeechobee averaged
7.71%
for the week of 2026-11-05, compared to the national average of
7.18% for the same period.
The average rate for the prior week (2026-10-29) was
7.57% and
one month ago for the week of 2026-10-01, the
average rate was 7.51%.
Okeechobee's average rate one year ago was 6.4%.
For refis of the same type during the week of 2026-11-05, the average rate
was 7.48%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2026-11-05 | 7.18% |
| Okeechobee 30 Year Fixed Rate | 2026-11-05 | 7.71% |
| Okeechobee 30 Year Fixed Rate Refi | 2026-11-05 | 7.48% |
| Okeechobee 15 Year Fixed Rate | 2026-11-05 | 6.57% |
| Okeechobee 15 Year Fixed Rate Refi | 2026-11-05 | 6.47% |
| Okeechobee 30 Year FHA | 2026-11-05 | 6.95% |
| Okeechobee 30 Year FHA Refi | 2026-11-05 | 6.73% |
| Okeechobee 30 Year USDA | 2026-11-05 | 7% |
| Okeechobee 30 Year USDA Refi | 2026-11-05 | 7.2% |
| Okeechobee 30 Year VA | 2026-11-05 | 6.56% |
| Okeechobee 30 Year VA Refi | 2026-11-05 | 6.96% |
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Okeechobee, FL.
Okeechobee Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Okeechobee, FL market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
Okeechobee Average Closing Costs & Other Stats
Okeechobee, FL's 68 lenders originated 681
loans during 2025. The total origination value was $171,345,000, with an average loan value of
$251,608.
Okeechobee's average closing costs are $7,227.
The top Okeechobee lender as defined by loan originations is QUICKEN LOANS, LLC, with
19 loans originated. Their average total fees are
$7,673, which is $792
lower than the next largest lender,
UNITED WHOLESALE MORTGAGE, LLC.
The lowest fee Okeechobee lenders (with over 10 loans originated) are
South State Bank ($6,558), GENEVA FINANCIAL, LLC ($7,579), QUICKEN LOANS, LLC ($7,673), UNITED WHOLESALE MORTGAGE, LLC ($8,465) and .
The lowest rate Okeechobee lenders (with over 10 loans originated) are
QUICKEN LOANS, LLC (6.76%), South State Bank (6.76%), UNITED WHOLESALE MORTGAGE, LLC (6.90%), GENEVA FINANCIAL, LLC (7.00%) and .
Okeechobee, FL Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2024 Loan Value | 2025 Loan Value | % Change | 2025 Market Share |
|---|---|---|---|---|
| UNITED WHOLESALE MORTGAGE, LLC | $19,400,000 | $17,730,000 | -8.6% | 10.3% |
| QUICKEN LOANS, LLC | $9,590,000 | $12,210,000 | 27.3% | 7.1% |
| MIDFLORIDA | $6,375,000 | $7,170,000 | 12.5% | 4.2% |
| South State Bank | $6,275,000 | $6,870,000 | 9.5% | 4.0% |
| LOANDEPOT.COM, LLC | $4,670,000 | $6,625,000 | 41.9% | 3.9% |
| GENEVA FINANCIAL, LLC | $2,575,000 | $5,730,000 | 122.5% | 3.3% |
| Royal Business Bank | $5,465,000 | n/a | 3.2% | |
| TD Bank | $320,000 | $5,195,000 | 1,523.4% | 3.0% |
| LEADERONE FINANCIAL CORPORATION | $1,435,000 | $4,735,000 | 230.0% | 2.8% |
| Mortgage Research Center, LLC | $4,200,000 | $4,510,000 | 7.4% | 2.6% |
| CROSSCOUNTRY MORTGAGE, LLC | $5,310,000 | $4,055,000 | -23.6% | 2.4% |
| 21ST MORTGAGE CORPORATION | $4,455,000 | $4,010,000 | -10.0% | 2.3% |
| METROPLEX MORTGAGE SERVICES, INC. | $3,265,000 | $3,175,000 | -2.8% | 1.9% |
| PENNYMAC LOAN SERVICES, LLC | $2,110,000 | $3,120,000 | 47.9% | 1.8% |
| The Northern Trust Company | $1,735,000 | $2,225,000 | 28.2% | 1.3% |
| NEWREZ LLC | $905,000 | $2,210,000 | 144.2% | 1.3% |
| Century Mortgage Company DBA Century Lending Company | $2,150,000 | n/a | 1.3% | |
| PNC Bank | $1,925,000 | $1,910,000 | -0.8% | 1.1% |
| MOVEMENT MORTGAGE, LLC | $725,000 | $1,705,000 | 135.2% | 1.0% |
| AMERICAN FINANCING CORPORATION | $1,675,000 | n/a | 1.0% | |
| A&D Mortgage LLC | $1,545,000 | $1,600,000 | 3.6% | 0.9% |
| SOUTHWEST STAGE FUNDING, LLC | $1,505,000 | $1,590,000 | 5.6% | 0.9% |
| MID AMERICA MORTGAGE, INC. | $645,000 | $1,580,000 | 145.0% | 0.9% |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | $3,165,000 | $1,530,000 | -51.7% | 0.9% |
| Wauchula State Bank | $1,505,000 | n/a | 0.9% | |
| VILLAGE CAPITAL MORTGAGE | $1,520,000 | $1,450,000 | -4.6% | 0.8% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $2,070,000 | $1,410,000 | -31.9% | 0.8% |
| GUARANTEED RATE, INC. | $185,000 | $1,285,000 | 594.6% | 0.7% |
| THE MORTGAGE FIRM, INC. | $1,440,000 | $1,275,000 | -11.5% | 0.7% |
| EVERETT FINANCIAL, INC. | $1,120,000 | $1,180,000 | 5.4% | 0.7% |
| AMERISAVE MORTGAGE CORPORATION | $55,000 | $1,160,000 | 2,009.1% | 0.7% |
| Seacoast National Bank | $2,775,000 | $1,145,000 | -58.7% | 0.7% |
| GUILD MORTGAGE COMPANY | $730,000 | $1,140,000 | 56.2% | 0.7% |
| CARDINAL FINANCIAL | $145,000 | $1,120,000 | 672.4% | 0.7% |
| Mr. Cooper ( Nationstar Mortgage ) | $645,000 | $1,100,000 | 70.5% | 0.6% |
| NAVY FEDERAL CREDIT UNION | $600,000 | $1,055,000 | 75.8% | 0.6% |
| FREEDOM MORTGAGE CORPORATION | $3,205,000 | $1,040,000 | -67.6% | 0.6% |
| Carrington Mortgage Services, LLC | $735,000 | $1,030,000 | 40.1% | 0.6% |
| DHI MORTGAGE COMPANY, LTD. | $1,015,000 | n/a | 0.6% | |
| RF Renovo Management Company, LLC | $300,000 | $1,010,000 | 236.7% | 0.6% |
| U.S. Bank | $1,010,000 | n/a | 0.6% | |
| The Loan Store, Inc. | $1,685,000 | $980,000 | -41.8% | 0.6% |
| UNITED MORTGAGE CORP | $730,000 | $945,000 | 29.5% | 0.6% |
| FBC MORTGAGE, LLC | $860,000 | n/a | 0.5% | |
| LENDINGHOME FUNDING CORPORATION | $145,000 | $850,000 | 486.2% | 0.5% |
| Paramount Residential Mortgage Group, Inc. | $265,000 | $835,000 | 215.1% | 0.5% |
| AMERICAN FINANCIAL RESOURCES, INC. | $705,000 | $730,000 | 3.5% | 0.4% |
| Old National Bank | $725,000 | n/a | 0.4% | |
| Truist | $205,000 | $720,000 | 251.2% | 0.4% |
| LENDSURE MORTGAGE CORP. | $695,000 | n/a | 0.4% | |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | $315,000 | $690,000 | 119.0% | 0.4% |
| BROKER SOLUTIONS, INC. | $865,000 | $655,000 | -24.3% | 0.4% |
| Hometown Equity Mortgage, LLC | $645,000 | n/a | 0.4% | |
| Bank of America | $800,000 | $635,000 | -20.6% | 0.4% |
| TRIAD FINANCIAL SERVICES, INC. | $890,000 | $630,000 | -29.2% | 0.4% |
| JPMorgan Chase Bank | $370,000 | $575,000 | 55.4% | 0.3% |
| The Federal Savings Bank | $565,000 | n/a | 0.3% | |
| LOANPAL, LLC | $220,000 | $545,000 | 147.7% | 0.3% |
| DEEPHAVEN MORTGAGE LLC | $540,000 | n/a | 0.3% | |
| AmeriHome Mortgage Company, LLC | $530,000 | n/a | 0.3% | |
| CMG MORTGAGE, INC. | $555,000 | $520,000 | -6.3% | 0.3% |
| PLANET HOME LENDING, LLC | $895,000 | $510,000 | -43.0% | 0.3% |
| Equity Prime Mortgage LLC | $1,230,000 | $480,000 | -61.0% | 0.3% |
| SPRING EQ, LLC | $475,000 | n/a | 0.3% | |
| HOMESIDE FINANCIAL, LLC | $290,000 | $440,000 | 51.7% | 0.3% |
| Valley National Bank | $435,000 | n/a | 0.3% | |
| US MORTGAGE CORPORATION | $425,000 | n/a | 0.2% | |
| Commerce Home Mortgage, Inc. | $405,000 | n/a | 0.2% | |
| FUNDLOANS CAPITAL | $405,000 | n/a | 0.2% | |
| PLAZA HOME MORTGAGE, INC. | $390,000 | n/a | 0.2% | |
| T2 FINANCIAL LLC | $385,000 | n/a | 0.2% | |
| JMAC LENDING, INC. | $375,000 | n/a | 0.2% | |
| Citadel Servicing Corporation | $345,000 | $370,000 | 7.2% | 0.2% |
| GUARANTEED RATE AFFINITY, LLC | $980,000 | $360,000 | -63.3% | 0.2% |
| BETTER MORTGAGE CORPORATION | $335,000 | n/a | 0.2% | |
| Wells Fargo Bank | $155,000 | $310,000 | 100.0% | 0.2% |
| Figure Lending LLC | $380,000 | $305,000 | -19.7% | 0.2% |
| SUN WEST MORTGAGE COMPANY, INC. | $505,000 | $305,000 | -39.6% | 0.2% |
| LAKEVIEW LOAN SERVICING, LLC | $215,000 | $300,000 | 39.5% | 0.2% |
| HOMEXPRESS MORTGAGE CORP. | $295,000 | $290,000 | -1.7% | 0.2% |
| GUIDANCE RESIDENTIAL, LLC | $285,000 | n/a | 0.2% | |
| VERITAS FUNDING, LLC | $285,000 | n/a | 0.2% | |
| EMM LOANS LLC | $320,000 | $275,000 | -14.1% | 0.2% |
| MILEND, INC. | $275,000 | n/a | 0.2% | |
| CONTOUR MORTGAGE CORPORATION | $265,000 | n/a | 0.2% | |
| Home Mortgage Alliance Corp | $265,000 | n/a | 0.2% | |
| LENOX FINANCIAL MORTGAGE CORPORATION | $265,000 | n/a | 0.2% | |
| Nations Lending Corporation | $265,000 | n/a | 0.2% | |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $125,000 | $265,000 | 112.0% | 0.2% |
| Prosperity Home Mortgage, LLC | $145,000 | $265,000 | 82.8% | 0.2% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | $620,000 | $265,000 | -57.3% | 0.2% |
| NORWICH COMMERCIAL GROUP, INC. | $260,000 | n/a | 0.2% | |
| Advisors Mortgage Group, L.L.C. | $255,000 | n/a | 0.1% | |
| BAYER HERITAGE | $255,000 | n/a | 0.1% | |
| Bell Bank | $415,000 | $255,000 | -38.6% | 0.1% |
| LOANFLIGHT LENDING, LLC | $255,000 | n/a | 0.1% | |
| MY MORTGAGE, INC. | $255,000 | n/a | 0.1% | |
| S1L, Inc. | $255,000 | n/a | 0.1% | |
| Waterstone Mortgage Corporation | $250,000 | n/a | 0.1% | |
| MUTUAL OF OMAHA MORTGAGE, INC. | $245,000 | n/a | 0.1% | |
| VANDERBILT MORTGAGE AND FINANCE, INC. | $560,000 | $240,000 | -57.1% | 0.1% |
| 1ST FINANCIAL, INC. | $235,000 | n/a | 0.1% | |
| NATIONWIDE MORTGAGE BANKERS, INC. | $235,000 | n/a | 0.1% | |
| Northpointe Bank | $455,000 | $235,000 | -48.4% | 0.1% |
| PUBLIX EMPLOYEES | $225,000 | n/a | 0.1% | |
| Citizens Bank | $505,000 | $205,000 | -59.4% | 0.1% |
| AMWEST FUNDING CORP. | $195,000 | n/a | 0.1% | |
| WRIGHT-PATT CREDIT UNION, INC. | $195,000 | n/a | 0.1% | |
| SPACE COAST Credit Union | $230,000 | $190,000 | -17.4% | 0.1% |
| AgFirst Farm Credit Bank | $395,000 | $175,000 | -55.7% | 0.1% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | $315,000 | $175,000 | -44.4% | 0.1% |
| CREDIT HUMAN FEDERAL CREDIT UNION | $175,000 | n/a | 0.1% | |
| NATIONS DIRECT MORTGAGE, LLC | $175,000 | n/a | 0.1% | |
| NFM, INC. | $175,000 | n/a | 0.1% | |
| UNION HOME MORTGAGE CORP. | $195,000 | $165,000 | -15.4% | 0.1% |
| ALLIANT CREDIT UNION | $155,000 | n/a | 0.1% | |
| Peoples Bank | $155,000 | n/a | 0.1% | |
| PREMIER LENDING, INC. | $155,000 | n/a | 0.1% | |
| BAY CAPITAL MORTGAGE CORPORATION | $145,000 | n/a | 0.1% | |
| MidFirst Bank | $145,000 | n/a | 0.1% | |
| LONGBRIDGE FINANCIAL, LLC | $135,000 | n/a | 0.1% | |
| CALCON MUTUAL MORTGAGE LLC | $125,000 | n/a | 0.1% | |
| Ixonia Bank | $115,000 | n/a | 0.1% | |
| ROYAL UNITED MORTGAGE LLC | $105,000 | n/a | 0.1% | |
| Regions Bank | $25,000 | $85,000 | 240.0% | 0.0% |
| VELOCITY COMMUNITY Federal Credit Union | $105,000 | $75,000 | -28.6% | 0.0% |
| Third Federal Savings and Loan Association of Cleveland | $65,000 | n/a | 0.0% | |
| QUORUM FEDERAL CREDIT UNION | $25,000 | n/a | 0.0% | |
| University Bank | $15,000 | n/a | 0.0% |
Okeechobee's top lender by overall market share is UNITED WHOLESALE MORTGAGE, LLC, with 10.3% market share. In second place, with 7.1%, is QUICKEN LOANS, LLC, having originated $12,210,000 in loans. In third place, with 4.2%, is MIDFLORIDA, having originated $7,170,000 in loans. In fourth place, with 4.0%, is South State Bank, having originated $6,870,000 in loans. In fifth place, with 3.9%, is LOANDEPOT.COM, LLC, having originated $6,625,000 in loans.
Okeechobee Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - Okeechobee (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
|---|---|---|---|---|
| 2018-01-01 | $140,000 (-4.8%) | $217,763 (7.7%) | 0.00 | 137 |
| 2018-02-01 | $127,450 (-2.9%) | $204,560 (6.7%) | 0.00 | 138 |
| 2018-03-01 | $130,950 (0.8%) | $197,277 (5.5%) | 0.00 | 127 |
| 2018-04-01 | $119,900 (-17.3%) | $193,044 (-1.0%) | 0.00 | 129 |
| 2018-05-01 | $122,175 (-12.2%) | $213,689 (9.9%) | 0.00 | 140 |
| 2018-06-01 | $159,000 (14.0%) | $245,870 (24.7%) | 0.00 | 141 |
| 2018-07-01 | $164,750 (18.1%) | $252,474 (34.6%) | 0.00 | 144 |
| 2018-08-01 | $160,725 (7.9%) | $227,631 (17.9%) | 0.00 | 145 |
| 2018-09-01 | $169,750 (13.9%) | $223,236 (6.2%) | 0.00 | 157 |
| 2018-10-01 | $167,600 (10.3%) | $217,643 (-1.7%) | 0.00 | 158 |
| 2018-11-01 | $169,750 (21.5%) | $220,086 (1.2%) | 0.00 | 167 |
| 2018-12-01 | $172,250 (23.3%) | $231,475 (8.0%) | 0.00 | 166 |
| 2019-01-01 | $181,975 (30.0%) | $233,411 (7.2%) | 0.00 | 175 |
| 2019-02-01 | $187,250 (46.9%) | $230,772 (12.8%) | 0.00 | 167 |
| 2019-03-01 | $184,521 (40.9%) | $237,646 (20.5%) | 0.00 | 179 |
| 2019-04-01 | $191,675 (59.9%) | $259,528 (34.4%) | 0.00 | 182 |
| 2019-05-01 | $225,000 (84.2%) | $311,849 (45.9%) | 0.00 | 134 |
| 2019-06-01 | $221,500 (39.3%) | $289,582 (17.8%) | 0.00 | 140 |
| 2019-07-01 | $219,900 (33.5%) | $266,914 (5.7%) | 0.00 | 135 |
| 2019-08-01 | $220,336 (37.1%) | $260,170 (14.3%) | 0.00 | 135 |
| 2019-09-01 | $220,991 (30.2%) | $258,508 (15.8%) | 0.00 | 138 |
| 2019-10-01 | $221,427 (32.1%) | $257,400 (18.3%) | 0.00 | 140 |
| 2019-11-01 | $222,000 (30.8%) | $261,835 (19.0%) | 0.00 | 151 |
| 2019-12-01 | $226,225 (31.3%) | $271,171 (17.2%) | 0.00 | 149 |
| 2020-01-01 | $234,000 (28.6%) | $284,596 (21.9%) | 0.00 | 144 |
| 2020-02-01 | $230,000 (22.8%) | $276,487 (19.8%) | 0.00 | 142 |
| 2020-03-01 | $230,000 (24.7%) | $272,984 (14.9%) | 0.00 | 131 |
| 2020-04-01 | $229,975 (20.0%) | $257,405 (-0.8%) | 0.00 | 137 |
| 2020-05-01 | $232,500 (3.3%) | $466,453 (49.6%) | 0.00 | 119 |
| 2020-06-01 | $229,450 (3.6%) | $480,169 (65.8%) | 0.00 | 110 |
| 2020-07-01 | $229,000 (4.1%) | $513,991 (92.6%) | 0.00 | 100 |
| 2020-08-01 | $217,500 (-1.3%) | $527,499 (102.8%) | 0.00 | 92 |
| 2020-09-01 | $211,750 (-4.2%) | $560,751 (116.9%) | 0.00 | 88 |
| 2020-10-01 | $229,500 (3.7%) | $592,750 (130.3%) | 0.00 | 82 |
| 2020-11-01 | $244,975 (10.4%) | $591,353 (125.9%) | 0.00 | 88 |
| 2020-12-01 | $245,500 (8.5%) | $593,863 (119.0%) | 0.00 | 93 |
| 2021-01-01 | $229,900 (-1.8%) | $614,796 (116.0%) | 0.00 | 84 |
| 2021-02-01 | $249,250 (8.4%) | $650,437 (135.3%) | 0.00 | 80 |
| 2021-03-01 | $255,000 (10.9%) | $364,576 (33.6%) | 0.00 | 78 |
| 2021-04-01 | $252,500 (9.8%) | $365,907 (42.2%) | 0.00 | 58 |
| 2021-05-01 | $249,900 (7.5%) | $363,264 (-22.1%) | 0.00 | 60 |
| 2021-06-01 | $247,450 (7.8%) | $604,566 (25.9%) | 0.00 | 61 |
| 2021-07-01 | $259,500 (13.3%) | $600,074 (16.8%) | 0.00 | 63 |
| 2021-08-01 | $289,750 (33.2%) | $608,168 (15.3%) | 0.00 | 72 |
| 2021-09-01 | $295,750 (39.7%) | $593,636 (5.9%) | 0.00 | 84 |
| 2021-10-01 | $332,000 (44.7%) | $655,288 (10.6%) | 0.00 | 69 |
| 2021-11-01 | $350,000 (42.9%) | $725,024 (22.6%) | 0.00 | 61 |
| 2021-12-01 | $386,667 (57.5%) | $719,032 (21.1%) | 0.00 | 63 |
| 2022-01-01 | $385,000 (67.5%) | $779,674 (26.8%) | 0.00 | 58 |
| 2022-02-01 | $383,850 (54.0%) | $831,856 (27.9%) | 0.00 | 49 |
| 2022-03-01 | $386,975 (51.8%) | $929,324 (154.9%) | 0.00 | 42 |
| 2022-04-01 | $394,950 (56.4%) | $950,736 (159.8%) | 0.00 | 36 |
| 2022-05-01 | $396,213 (58.6%) | $776,007 (113.6%) | 0.00 | 53 |
| 2022-06-01 | $369,000 (49.1%) | $676,876 (12.0%) | 0.00 | 69 |
| 2022-07-01 | $349,000 (34.5%) | $618,163 (3.0%) | 0.00 | 89 |
| 2022-08-01 | $353,950 (22.2%) | $592,503 (-2.6%) | 0.00 | 96 |
| 2022-09-01 | $347,850 (17.6%) | $587,307 (-1.1%) | 0.00 | 103 |
| 2022-10-01 | $342,850 (3.3%) | $607,318 (-7.3%) | 0.00 | 110 |
| 2022-11-01 | $323,475 (-7.6%) | $572,985 (-21.0%) | 0.00 | 118 |
| 2022-12-01 | $306,000 (-20.9%) | $429,283 (-40.3%) | 0.00 | 110 |
| 2023-01-01 | $319,725 (-17.0%) | $488,864 (-37.3%) | 0.00 | 111 |
| 2023-02-01 | $324,475 (-15.5%) | $564,747 (-32.1%) | 0.00 | 112 |
| 2023-03-01 | $325,000 (-16.0%) | $585,732 (-37.0%) | 0.00 | 100 |
| 2023-04-01 | $299,900 (-24.1%) | $564,089 (-40.7%) | 0.00 | 97 |
| 2023-05-01 | $344,250 (-13.1%) | $613,255 (-21.0%) | 0.00 | 92 |
| 2023-06-01 | $335,938 (-9.0%) | $609,350 (-10.0%) | 0.00 | 94 |
| 2023-07-01 | $349,000 (0.0%) | $589,265 (-4.7%) | 0.00 | 103 |
| 2023-08-01 | $349,000 (-1.4%) | $530,469 (-10.5%) | 0.00 | 106 |
| 2023-09-01 | $320,000 (-8.0%) | $582,511 (-0.8%) | 0.00 | 118 |
| 2023-10-01 | $349,450 (1.9%) | $775,398 (27.7%) | 0.00 | 108 |
| 2023-11-01 | $343,725 (6.3%) | $814,947 (42.2%) | 0.00 | 107 |
| 2023-12-01 | $335,000 (9.5%) | $821,500 (91.4%) | 0.00 | 118 |
| 2024-01-01 | $366,950 (14.8%) | $800,975 (63.8%) | 0.00 | 124 |
| 2024-02-01 | $372,450 (14.8%) | $818,672 (45.0%) | 0.00 | 117 |
| 2024-03-01 | $352,500 (8.5%) | $791,067 (35.1%) | 0.00 | 120 |
| 2024-04-01 | $341,500 (13.9%) | $770,579 (36.6%) | 0.00 | 121 |
| 2024-05-01 | $349,675 (1.6%) | $794,559 (29.6%) | 0.00 | 116 |
| 2024-06-01 | $347,000 (3.3%) | $780,652 (28.1%) | 0.00 | 109 |
| 2024-07-01 | $349,000 (0.0%) | $653,328 (10.9%) | 0.00 | 114 |
| 2024-08-01 | $349,450 (0.1%) | $647,572 (22.1%) | 0.00 | 118 |
| 2024-09-01 | $352,000 (10.0%) | $722,990 (24.1%) | 0.00 | 128 |
| 2024-10-01 | $349,500 (0.0%) | $731,231 (-5.7%) | 0.00 | 131 |
| 2024-11-01 | $349,000 (1.5%) | $710,135 (-12.9%) | 0.00 | 145 |
| 2024-12-01 | $349,750 (4.4%) | $700,511 (-14.7%) | 0.00 | 159 |
| 2025-01-01 | $349,700 (-4.7%) | $720,904 (-10.0%) | 0.00 | 143 |
| 2025-02-01 | $349,375 (-6.2%) | $688,307 (-15.9%) | 0.00 | 153 |
| 2025-03-01 | $339,000 (-3.8%) | $624,555 (-21.1%) | 0.00 | 173 |
| 2025-04-01 | $333,225 (-2.4%) | $605,307 (-21.5%) | 0.00 | 187 |
| 2025-05-01 | $337,000 (-3.6%) | $610,833 (-23.1%) | 0.00 | 188 |
| 2025-06-01 | $341,450 (-1.6%) | $448,532 (-42.5%) | 0.00 | 189 |
| 2025-07-01 | $344,217 (-1.4%) | $435,437 (-33.4%) | 0.00 | 185 |
| 2025-08-01 | $339,450 (-2.9%) | $439,362 (-32.2%) | 0.00 | 182 |
| 2025-09-01 | $348,975 (-0.9%) | $452,696 (-37.4%) | 0.00 | 172 |
| 2025-10-01 | $346,238 (-0.9%) | $444,667 (-39.2%) | 0.00 | 183 |
| 2025-11-01 | $348,970 (0.0%) | $428,948 (-39.6%) | 0.00 | 195 |
| 2025-12-01 | $339,450 (-2.9%) | $424,579 (-39.4%) | 0.00 | 198 |
| 2026-01-01 | $349,250 (-0.1%) | $441,713 (-38.7%) | 0.00 | 180 |
| 2026-02-01 | $348,950 (-0.1%) | $447,399 (-35.0%) | 0.00 | 182 |
| 2026-03-01 | $343,265 (1.3%) | $480,147 (-23.1%) | 0.00 | 196 |
| 2026-04-01 | $342,980 (2.9%) | $451,528 (-25.4%) | 0.00 | 188 |
| 2026-05-01 | $344,999 (2.4%) | $428,726 (-29.8%) | 0.00 | 173 |
| 2026-06-01 | $349,000 (2.2%) | $454,504 (1.3%) | 0.00 | 163 |
| 2026-07-01 | $350,426 (1.8%) | $448,953 (3.1%) | 0.00 | 165 |
| 2026-08-01 | $352,491 (3.8%) | $451,392 (2.7%) | 0.00 | 170 |
| 2026-09-01 | $350,246 (0.4%) | $450,659 (-0.5%) | 0.00 | 179 |
| 2026-10-01 | $340,000 (-1.8%) | $432,621 (-2.7%) | 0.00 | 192 |
Okeechobee's median listing price for 2026-10-01 was $340,000, a difference of
$-6,238
(-1.8%) versus the prior year and
$-10,246 versus the prior month.
Okeechobee's median listing price comes in at 0% of the national average.
Okeechobee's average listing price for 2026-10-01 was $432,621, a difference of $-12,046 (-2.7%) versus the prior year and $-18,038 versus the prior month.
For the 2026-10-01 period, Okeechobee had 192 MLS listings, a difference of 13 listings (7%) versus the prior month and 9 listings (5%) versus the prior year.
Okeechobee's median listing price comes in at 0% of the national average.
Okeechobee's average listing price for 2026-10-01 was $432,621, a difference of $-12,046 (-2.7%) versus the prior year and $-18,038 versus the prior month.
For the 2026-10-01 period, Okeechobee had 192 MLS listings, a difference of 13 listings (7%) versus the prior month and 9 listings (5%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - Okeechobee (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Time on Market | Median Square Footage |
|---|---|---|
| 2018-01-01 | 0 days | 1,286 sqft |
| 2018-02-01 | 0 days | 1,209 sqft |
| 2018-03-01 | 0 days | 1,200 sqft |
| 2018-04-01 | 0 days | 1,200 sqft |
| 2018-05-01 | 0 days | 1,233 sqft |
| 2018-06-01 | 0 days | 1,368 sqft |
| 2018-07-01 | 0 days | 1,494 sqft |
| 2018-08-01 | 0 days | 1,471 sqft |
| 2018-09-01 | 0 days | 1,505 sqft |
| 2018-10-01 | 0 days | 1,494 sqft |
| 2018-11-01 | 0 days | 1,509 sqft |
| 2018-12-01 | 0 days | 1,466 sqft |
| 2019-01-01 | 0 days | 1,466 sqft |
| 2019-02-01 | 0 days | 1,464 sqft |
| 2019-03-01 | 0 days | 1,488 sqft |
| 2019-04-01 | 0 days | 1,530 sqft |
| 2019-05-01 | 0 days | 1,723 sqft |
| 2019-06-01 | 0 days | 1,667 sqft |
| 2019-07-01 | 0 days | 1,643 sqft |
| 2019-08-01 | 0 days | 1,656 sqft |
| 2019-09-01 | 0 days | 1,689 sqft |
| 2019-10-01 | 0 days | 1,710 sqft |
| 2019-11-01 | 0 days | 1,651 sqft |
| 2019-12-01 | 0 days | 1,631 sqft |
| 2020-01-01 | 0 days | 1,688 sqft |
| 2020-02-01 | 0 days | 1,688 sqft |
| 2020-03-01 | 0 days | 1,666 sqft |
| 2020-04-01 | 0 days | 1,568 sqft |
| 2020-05-01 | 0 days | 1,539 sqft |
| 2020-06-01 | 0 days | 1,509 sqft |
| 2020-07-01 | 0 days | 1,497 sqft |
| 2020-08-01 | 0 days | 1,482 sqft |
| 2020-09-01 | 0 days | 1,485 sqft |
| 2020-10-01 | 0 days | 1,582 sqft |
| 2020-11-01 | 0 days | 1,609 sqft |
| 2020-12-01 | 0 days | 1,759 sqft |
| 2021-01-01 | 0 days | 1,710 sqft |
| 2021-02-01 | 0 days | 1,801 sqft |
| 2021-03-01 | 0 days | 1,808 sqft |
| 2021-04-01 | 0 days | 1,794 sqft |
| 2021-05-01 | 0 days | 1,704 sqft |
| 2021-06-01 | 0 days | 1,685 sqft |
| 2021-07-01 | 0 days | 1,745 sqft |
| 2021-08-01 | 0 days | 1,787 sqft |
| 2021-09-01 | 0 days | 1,772 sqft |
| 2021-10-01 | 0 days | 1,880 sqft |
| 2021-11-01 | 0 days | 2,009 sqft |
| 2021-12-01 | 0 days | 1,999 sqft |
| 2022-01-01 | 0 days | 1,883 sqft |
| 2022-02-01 | 0 days | 1,880 sqft |
| 2022-03-01 | 0 days | 1,790 sqft |
| 2022-04-01 | 0 days | 1,780 sqft |
| 2022-05-01 | 0 days | 1,635 sqft |
| 2022-06-01 | 0 days | 1,549 sqft |
| 2022-07-01 | 0 days | 1,542 sqft |
| 2022-08-01 | 0 days | 1,654 sqft |
| 2022-09-01 | 0 days | 1,642 sqft |
| 2022-10-01 | 0 days | 1,553 sqft |
| 2022-11-01 | 0 days | 1,498 sqft |
| 2022-12-01 | 0 days | 1,500 sqft |
| 2023-01-01 | 0 days | 1,536 sqft |
| 2023-02-01 | 0 days | 1,566 sqft |
| 2023-03-01 | 0 days | 1,571 sqft |
| 2023-04-01 | 0 days | 1,576 sqft |
| 2023-05-01 | 0 days | 1,667 sqft |
| 2023-06-01 | 0 days | 1,674 sqft |
| 2023-07-01 | 0 days | 1,685 sqft |
| 2023-08-01 | 0 days | 1,744 sqft |
| 2023-09-01 | 0 days | 1,569 sqft |
| 2023-10-01 | 0 days | 1,567 sqft |
| 2023-11-01 | 0 days | 1,567 sqft |
| 2023-12-01 | 0 days | 1,531 sqft |
| 2024-01-01 | 0 days | 1,517 sqft |
| 2024-02-01 | 0 days | 1,520 sqft |
| 2024-03-01 | 0 days | 1,508 sqft |
| 2024-04-01 | 0 days | 1,473 sqft |
| 2024-05-01 | 0 days | 1,467 sqft |
| 2024-06-01 | 0 days | 1,495 sqft |
| 2024-07-01 | 0 days | 1,506 sqft |
| 2024-08-01 | 0 days | 1,614 sqft |
| 2024-09-01 | 0 days | 1,584 sqft |
| 2024-10-01 | 0 days | 1,557 sqft |
| 2024-11-01 | 0 days | 1,527 sqft |
| 2024-12-01 | 0 days | 1,534 sqft |
| 2025-01-01 | 0 days | 1,503 sqft |
| 2025-02-01 | 0 days | 1,534 sqft |
| 2025-03-01 | 0 days | 1,466 sqft |
| 2025-04-01 | 0 days | 1,469 sqft |
| 2025-05-01 | 0 days | 1,506 sqft |
| 2025-06-01 | 0 days | 1,480 sqft |
| 2025-07-01 | 0 days | 1,526 sqft |
| 2025-08-01 | 0 days | 1,493 sqft |
| 2025-09-01 | 0 days | 1,574 sqft |
| 2025-10-01 | 0 days | 1,542 sqft |
| 2025-11-01 | 0 days | 1,536 sqft |
| 2025-12-01 | 0 days | 1,583 sqft |
| 2026-01-01 | 0 days | 1,623 sqft |
| 2026-02-01 | 0 days | 1,667 sqft |
| 2026-03-01 | 0 days | 1,632 sqft |
| 2026-04-01 | 0 days | 1,626 sqft |
| 2026-05-01 | 0 days | 1,626 sqft |
| 2026-06-01 | 0 days | 1,627 sqft |
| 2026-07-01 | 0 days | 1,643 sqft |
| 2026-08-01 | 0 days | 1,630 sqft |
| 2026-09-01 | 0 days | 1,625 sqft |
| 2026-10-01 | 0 days | 1,567 sqft |
Okeechobee's median listing age (time on market) for 2026-10-01 was 0 days.
Okeechobee's median square footage for active listings during the 2026-10-01 period was 1,567 sqft. One year prior, the average listing was 1,542 sqft.
Okeechobee's median square footage for active listings during the 2026-10-01 period was 1,567 sqft. One year prior, the average listing was 1,542 sqft.
Okeechobee, FL Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 393 | $108,305,000 | $275,585 |
| Cash Out Refi | 119 | $26,365,000 | $221,555 |
| Refi | 83 | $26,885,000 | $323,916 |
| Home Improvement | 47 | $5,945,000 | $126,489 |
| Other | 38 | $3,760,000 | $98,947 |
| NA | 1 | $85,000 | $85,000 |
Okeechobee's most frequently cited loan purpose was Home Purchase, with 393 originations. The 2nd most popular reason was Cash Out Refi, with 119 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 6-7% | 317 | $88,165,000 | $278,123 |
| 7-8% | 124 | $26,990,000 | $217,661 |
| Over 8% | 103 | $14,275,000 | $138,592 |
| 5-6% | 101 | $33,055,000 | $327,277 |
| 4-5% | 21 | $3,935,000 | $187,381 |
| <2.5% | 7 | $95,000 | $13,571 |
| 3-4% | 2 | $490,000 | $245,000 |
During 2025, Okeechobee's most frequently originated rate bucket was 6-7%, with 317 originations.
Loan Sizing (Okeechobee, FL MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $200k-400k | 355 | $99,055,000 | $279,028 |
| $100k-200k | 161 | $24,665,000 | $153,199 |
| $100,000 or less | 108 | $5,740,000 | $53,148 |
| $400k-600k | 40 | $18,960,000 | $474,000 |
| $600k-1000k | 13 | $8,915,000 | $685,769 |
| $Over $1MM | 4 | $14,010,000 | $3,502,500 |
Okeechobee's loan sizing saw the bucket of loans from $200k-400k with 355 originations, totaling $99,055,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 80-100% | 320 | $92,240,000 | $288,250 |
| 60-80% | 137 | $45,215,000 | $330,036 |
| 40-60% | 72 | $14,070,000 | $195,417 |
| Under 20% | 69 | $3,035,000 | $43,986 |
| 20-40% | 56 | $6,280,000 | $112,143 |
| Over 100% | 10 | $2,700,000 | $270,000 |
Okeechobee's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 320 originations, totaling $92,240,000 in origination value.