Clewiston Mortgage Rates & Closing Costs
30 Year Fixed Rate mortgages in Clewiston averaged
7.09%
for the week of 2025-06-18, compared to the national average of
6.81% for the same period.
The average rate for the prior week (2025-06-12) was
7.32% and
one month ago for the week of 2025-05-15, the
average rate was 7.29%.
Clewiston's average rate one year ago was 7.33%.
For refis of the same type during the week of 2025-06-18, the average rate
was 7.21%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2025-06-18 | 6.81% |
| Clewiston 30 Year Fixed Rate | 2025-06-18 | 7.09% |
| Clewiston 30 Year Fixed Rate Refi | 2025-06-18 | 7.21% |
| Clewiston 15 Year Fixed Rate | 2025-06-18 | 6.16% |
| Clewiston 15 Year Fixed Rate Refi | 2025-06-18 | 5.86% |
| Clewiston 30 Year FHA | 2025-06-18 | 0.04% |
| Clewiston 30 Year FHA Refi | 2025-06-18 | -0.1% |
| Clewiston 30 Year USDA | 2025-06-18 | -0.2% |
| Clewiston 30 Year USDA Refi | 2025-06-18 | -0.2% |
| Clewiston 30 Year VA | 2025-06-18 | 0.1% |
| Clewiston 30 Year VA Refi | 2025-06-18 | 0% |
Clewiston Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Clewiston, FL market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
Clewiston Average Closing Costs & Other Stats
Clewiston, FL's 67 lenders originated 839
loans during 2024. The total origination value was $196,895,000, with an average loan value of
$234,678.
Clewiston's average closing costs are $8,071.
The top Clewiston lender as defined by loan originations is UNITED WHOLESALE MORTGAGE, LLC, with
31 loans originated. Their average total fees are
$10,333, which is $1,974
higher than the next largest lender,
QUICKEN LOANS, LLC.
The lowest fee Clewiston lenders (with over 10 loans originated) are
CROSSCOUNTRY MORTGAGE, LLC ($7,375), QUICKEN LOANS, LLC ($8,359), UNITED WHOLESALE MORTGAGE, LLC ($10,333), .
The lowest rate Clewiston lenders (with over 10 loans originated) are
UNITED WHOLESALE MORTGAGE, LLC (6.71%), QUICKEN LOANS, LLC (6.74%), CROSSCOUNTRY MORTGAGE, LLC (6.95%), .
Clewiston, FL Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2023 Loan Value | 2024 Loan Value | % Change | 2024 Market Share |
|---|---|---|---|---|
| UNITED WHOLESALE MORTGAGE, LLC | $21,465,000 | $25,435,000 | 18.5% | 12.9% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | $5,520,000 | $16,000,000 | 189.9% | 8.1% |
| QUICKEN LOANS, LLC | $8,870,000 | $12,120,000 | 36.6% | 6.2% |
| CROSSCOUNTRY MORTGAGE, LLC | $11,340,000 | $11,085,000 | -2.2% | 5.6% |
| LOANDEPOT.COM, LLC | $3,655,000 | $9,215,000 | 152.1% | 4.7% |
| DHI MORTGAGE COMPANY, LTD. | $9,690,000 | $8,645,000 | -10.8% | 4.4% |
| Paramount Residential Mortgage Group, Inc. | $4,910,000 | $5,900,000 | 20.2% | 3.0% |
| 21ST MORTGAGE CORPORATION | $5,180,000 | $5,730,000 | 10.6% | 2.9% |
| Suncoast Credit Union | $3,850,000 | $5,685,000 | 47.7% | 2.9% |
| CMG MORTGAGE, INC. | $4,115,000 | $3,855,000 | -6.3% | 2.0% |
| INSPIRE HOME LOANS INC. | $920,000 | $3,640,000 | 295.7% | 1.8% |
| Mortgage Research Center, LLC | $1,575,000 | $3,360,000 | 113.3% | 1.7% |
| FREEDOM MORTGAGE CORPORATION | $830,000 | $2,945,000 | 254.8% | 1.5% |
| Plains Commerce Bank | $685,000 | $2,725,000 | 297.8% | 1.4% |
| Flagstar Bank, FSB | $1,915,000 | $2,710,000 | 41.5% | 1.4% |
| First Bank | $5,220,000 | $2,665,000 | -48.9% | 1.4% |
| JPMorgan Chase Bank | $65,000 | $2,560,000 | 3,838.5% | 1.3% |
| EVERETT FINANCIAL, INC. | $3,440,000 | $2,460,000 | -28.5% | 1.2% |
| NEWREZ LLC | $2,660,000 | $2,340,000 | -12.0% | 1.2% |
| Synovus Bank | $280,000 | $2,330,000 | 732.1% | 1.2% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $3,290,000 | $1,895,000 | -42.4% | 1.0% |
| PENNYMAC LOAN SERVICES, LLC | $380,000 | $1,865,000 | 390.8% | 0.9% |
| MY MORTGAGE, INC. | $600,000 | $1,815,000 | 202.5% | 0.9% |
| AMERICAN FINANCIAL NETWORK, INC. | $1,665,000 | $1,805,000 | 8.4% | 0.9% |
| A&D Mortgage LLC | $1,315,000 | $1,690,000 | 28.5% | 0.9% |
| LIMA ONE CAPITAL, LLC | $1,625,000 | n/a | 0.8% | |
| BROKER SOLUTIONS, INC. | $1,960,000 | $1,585,000 | -19.1% | 0.8% |
| Waterstone Mortgage Corporation | $3,170,000 | $1,580,000 | -50.2% | 0.8% |
| Equity Prime Mortgage LLC | $185,000 | $1,545,000 | 735.1% | 0.8% |
| MID AMERICA MORTGAGE, INC. | $925,000 | $1,365,000 | 47.6% | 0.7% |
| FBC MORTGAGE, LLC | $990,000 | $1,315,000 | 32.8% | 0.7% |
| GENEVA FINANCIAL, LLC | $740,000 | $1,245,000 | 68.2% | 0.6% |
| GUARANTEED RATE, INC. | $715,000 | $1,180,000 | 65.0% | 0.6% |
| The Loan Store, Inc. | $1,165,000 | n/a | 0.6% | |
| GUILD MORTGAGE COMPANY | $415,000 | $1,030,000 | 148.2% | 0.5% |
| ALKAN MORTGAGE CORPORATION | $1,000,000 | n/a | 0.5% | |
| HOMESIDE FINANCIAL, LLC | $7,325,000 | $1,000,000 | -86.3% | 0.5% |
| American Mortgage & Equity Consultants, Inc. | $990,000 | n/a | 0.5% | |
| AMERICAN BANCSHARES MORTGAGE | $360,000 | $955,000 | 165.3% | 0.5% |
| Wells Fargo Bank | $370,000 | $950,000 | 156.8% | 0.5% |
| JMAC LENDING, INC. | $945,000 | n/a | 0.5% | |
| Citizens Bank | $515,000 | $875,000 | 69.9% | 0.4% |
| Mr. Cooper ( Nationstar Mortgage ) | $555,000 | $800,000 | 44.1% | 0.4% |
| Goldwater Bank, N.A. | $2,810,000 | $790,000 | -71.9% | 0.4% |
| Logan Finance Corporation | $765,000 | n/a | 0.4% | |
| AMERICAN FINANCIAL RESOURCES, INC. | $410,000 | $760,000 | 85.4% | 0.4% |
| Fifth Third Bank | $45,000 | $735,000 | 1,533.3% | 0.4% |
| South State Bank | $780,000 | $720,000 | -7.7% | 0.4% |
| HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | $695,000 | $665,000 | -4.3% | 0.3% |
| HOMEXPRESS MORTGAGE CORP. | $585,000 | $665,000 | 13.7% | 0.3% |
| ZILLOW HOME LOANS, LLC | $650,000 | n/a | 0.3% | |
| IncredibleBank | $1,150,000 | $635,000 | -44.8% | 0.3% |
| Cornerstone First Mortgage, Inc | $630,000 | n/a | 0.3% | |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | $275,000 | $620,000 | 125.5% | 0.3% |
| TOWNE MORTGAGE COMPANY | $620,000 | n/a | 0.3% | |
| FIRST COLONY MORTGAGE CORPORATION | $610,000 | n/a | 0.3% | |
| METROPLEX MORTGAGE SERVICES, INC. | $205,000 | $610,000 | 197.6% | 0.3% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | $265,000 | $605,000 | 128.3% | 0.3% |
| MOVEMENT MORTGAGE, LLC | $1,620,000 | $590,000 | -63.6% | 0.3% |
| CARDINAL FINANCIAL | $1,880,000 | $555,000 | -70.5% | 0.3% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $150,000 | $550,000 | 266.7% | 0.3% |
| MORTGAGE 1 INCORPORATED | $550,000 | n/a | 0.3% | |
| Acre Mortgage and Financial Inc | $540,000 | n/a | 0.3% | |
| American Momentum Bank | $525,000 | n/a | 0.3% | |
| Sanibel Captiva Community Bank | $520,000 | n/a | 0.3% | |
| LEADERONE FINANCIAL CORPORATION | $510,000 | n/a | 0.3% | |
| MUTUAL OF OMAHA MORTGAGE, INC. | $495,000 | n/a | 0.3% | |
| Hometown Equity Mortgage, LLC | $490,000 | n/a | 0.2% | |
| NAVY FEDERAL CREDIT UNION | $605,000 | $475,000 | -21.5% | 0.2% |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | $260,000 | $465,000 | 78.8% | 0.2% |
| USAA Federal Savings Bank | $265,000 | $450,000 | 69.8% | 0.2% |
| Lakeview Community Capital, LLC | $425,000 | n/a | 0.2% | |
| UNION HOME MORTGAGE CORP. | $410,000 | n/a | 0.2% | |
| POINT Mortgage | $400,000 | n/a | 0.2% | |
| T2 FINANCIAL LLC | $380,000 | n/a | 0.2% | |
| Bank of America | $135,000 | $325,000 | 140.7% | 0.2% |
| THE MORTGAGE FIRM, INC. | $365,000 | $325,000 | -11.0% | 0.2% |
| City Lending Inc. | $310,000 | n/a | 0.2% | |
| CALCON MUTUAL MORTGAGE LLC | $305,000 | n/a | 0.2% | |
| NP, Inc. | $6,725,000 | $305,000 | -95.5% | 0.2% |
| STOCKTON MORTGAGE CORPORATION | $295,000 | $305,000 | 3.4% | 0.2% |
| NEXERA HOLDING LLC | $195,000 | $295,000 | 51.3% | 0.1% |
| SECURITYNATIONAL MORTGAGE COMPANY | $780,000 | $295,000 | -62.2% | 0.1% |
| TRIAD FINANCIAL SERVICES, INC. | $975,000 | $295,000 | -69.7% | 0.1% |
| Alcova Mortgage LLC | $285,000 | n/a | 0.1% | |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | $505,000 | $275,000 | -45.5% | 0.1% |
| Barrington Bank & Trust Company, N.A. | $275,000 | n/a | 0.1% | |
| CLIFFCO, INC. | $275,000 | n/a | 0.1% | |
| DG PINNACLE FUNDING LLC | $275,000 | n/a | 0.1% | |
| GTE Federal Credit Union | $275,000 | n/a | 0.1% | |
| RESIDENTIAL BANCORP | $275,000 | n/a | 0.1% | |
| Leader Bank | $265,000 | n/a | 0.1% | |
| UNITED MORTGAGE CORP | $265,000 | n/a | 0.1% | |
| American Airlines Federal Credit Union | $255,000 | n/a | 0.1% | |
| Citadel Servicing Corporation | $265,000 | $255,000 | -3.8% | 0.1% |
| J. VIRGIL, INC. | $255,000 | n/a | 0.1% | |
| MLB RESIDENTIAL LENDING, LLC | $255,000 | n/a | 0.1% | |
| Northwest Federal Credit Union | $255,000 | n/a | 0.1% | |
| Commerce Home Mortgage, Inc. | $850,000 | $245,000 | -71.2% | 0.1% |
| Figure Lending LLC | $70,000 | $245,000 | 250.0% | 0.1% |
| LAKE MICHIGAN CREDIT UNION | $1,250,000 | $245,000 | -80.4% | 0.1% |
| NexBank | $245,000 | n/a | 0.1% | |
| SUN WEST MORTGAGE COMPANY, INC. | $470,000 | $245,000 | -47.9% | 0.1% |
| VAN DYK MORTGAGE CORPORATION | $470,000 | $245,000 | -47.9% | 0.1% |
| INSIGHT | $235,000 | n/a | 0.1% | |
| Bell Bank | $255,000 | $230,000 | -9.8% | 0.1% |
| TOP FLITE FINANCIAL, INC. | $230,000 | n/a | 0.1% | |
| FineMark National Bank & Trust | $765,000 | $225,000 | -70.6% | 0.1% |
| ENDEAVOR CAPITAL, LLC. | $175,000 | $215,000 | 22.9% | 0.1% |
| TD Bank | $1,705,000 | $215,000 | -87.4% | 0.1% |
| AMWEST FUNDING CORP. | $215,000 | $205,000 | -4.7% | 0.1% |
| Luxury Mortgage Corp. | $205,000 | n/a | 0.1% | |
| Nations Lending Corporation | $125,000 | $205,000 | 64.0% | 0.1% |
| NEW DAY FINANCIAL, LLC | $630,000 | $205,000 | -67.5% | 0.1% |
| Century Mortgage Company DBA Century Lending Company | $1,000,000 | $195,000 | -80.5% | 0.1% |
| SeaTrust Mortgage Company | $185,000 | n/a | 0.1% | |
| EMM LOANS LLC | $175,000 | n/a | 0.1% | |
| NFM, INC. | $175,000 | n/a | 0.1% | |
| RESOURCE FINANCIAL SERVICES, INC. | $175,000 | n/a | 0.1% | |
| TOTAL MORTGAGE SERVICES, LLC | $165,000 | $175,000 | 6.1% | 0.1% |
| FINANCE OF AMERICA REVERSE LLC | $480,000 | $165,000 | -65.6% | 0.1% |
| First National Bank of America | $165,000 | n/a | 0.1% | |
| TJC Mortgage, Inc. | $165,000 | n/a | 0.1% | |
| ROYAL UNITED MORTGAGE LLC | $105,000 | $155,000 | 47.6% | 0.1% |
| SOUTHWEST STAGE FUNDING, LLC | $335,000 | $135,000 | -59.7% | 0.1% |
| LONGBRIDGE FINANCIAL, LLC | $125,000 | n/a | 0.1% | |
| Truist | $660,000 | $120,000 | -81.8% | 0.1% |
| AMERISAVE MORTGAGE CORPORATION | $105,000 | n/a | 0.1% | |
| Third Federal Savings and Loan Association of Cleveland | $105,000 | n/a | 0.1% | |
| Consumer First Mortgage, Inc. | $95,000 | n/a | 0.0% | |
| PNC Bank | $55,000 | $90,000 | 63.6% | 0.0% |
| Discover Bank | $65,000 | n/a | 0.0% | |
| SPRING EQ, LLC | $65,000 | n/a | 0.0% | |
| Regions Bank | $55,000 | n/a | 0.0% | |
| Seacoast National Bank | $620,000 | $55,000 | -91.1% | 0.0% |
| Coastal Community Bank | $110,000 | $45,000 | -59.1% | 0.0% |
| SOUTH FLORIDA EDUCATIONAL | $35,000 | n/a | 0.0% | |
| SPACE COAST Credit Union | $75,000 | $35,000 | -53.3% | 0.0% |
Clewiston's top lender by overall market share is UNITED WHOLESALE MORTGAGE, LLC, with 12.9% market share. In second place, with 8.1%, is AMERICAN PACIFIC MORTGAGE CORPORATION, having originated $16,000,000 in loans. In third place, with 6.2%, is QUICKEN LOANS, LLC, having originated $12,120,000 in loans. In fourth place, with 5.6%, is CROSSCOUNTRY MORTGAGE, LLC, having originated $11,085,000 in loans. In fifth place, with 4.7%, is LOANDEPOT.COM, LLC, having originated $9,215,000 in loans.
Clewiston, FL Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 635 | $162,215,000 | $255,457 |
| Cash Out Refi | 67 | $13,325,000 | $198,881 |
| Other | 63 | $8,045,000 | $127,698 |
| Refi | 52 | $11,850,000 | $227,885 |
| Home Improvement | 22 | $1,460,000 | $66,364 |
Clewiston's most frequently cited loan purpose was Home Purchase, with 635 originations. The 2nd most popular reason was Cash Out Refi, with 67 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 6-7% | 315 | $82,605,000 | $262,238 |
| 5-6% | 160 | $44,530,000 | $278,313 |
| 7-8% | 153 | $41,885,000 | $273,758 |
| Over 8% | 147 | $20,265,000 | $137,857 |
| <2.5% | 25 | $355,000 | $14,200 |
| 4-5% | 12 | $3,530,000 | $294,167 |
| 3-4% | 1 | $265,000 | $265,000 |
During 2024, Clewiston's most frequently originated rate bucket was 6-7%, with 315 originations.
Loan Sizing (Clewiston, FL MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $200k-400k | 502 | $141,480,000 | $281,833 |
| $100k-200k | 157 | $23,915,000 | $152,325 |
| $100,000 or less | 132 | $6,230,000 | $47,197 |
| $400k-600k | 41 | $18,635,000 | $454,512 |
| $600k-1000k | 6 | $4,640,000 | $773,333 |
| $Over $1MM | 1 | $1,995,000 | $1,995,000 |
Clewiston's loan sizing saw the bucket of loans from $200k-400k with 502 originations, totaling $141,480,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 80-100% | 476 | $135,110,000 | $283,845 |
| 60-80% | 135 | $35,485,000 | $262,852 |
| Under 20% | 83 | $2,875,000 | $34,639 |
| 40-60% | 51 | $8,775,000 | $172,059 |
| 20-40% | 50 | $5,540,000 | $110,800 |
| Over 100% | 7 | $2,305,000 | $329,286 |
Clewiston's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 476 originations, totaling $135,110,000 in origination value.