Marine Mortgage Rates, Fees & Info

La Crosse, WI

LEI: 5493007DIB8YPDM6NR52

Tax ID: 39-0827305

Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

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Mortgage Data

Review & Overview

Marine is a smaller mortgage company specializing in Home Purchase and Refi loans. Marine has a high proportion of conventional loans. Their top markets by origination volume include: Milwaukee, Green Bay, Des Moines, Eau Claire, and La Crosse among others. We have data for 42 markets. (Some data included below & more in-depth data is available with an active subscription.)

Marine has a below average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. They typically have relatively high rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
30 Year Conventional Refi 6.27% 11/21/24
30 Year Cash-out Refi 6.27% 11/21/24
15 Year Conventional Purchase 7.57% 11/21/24
15 Year Conventional Refi 7.64% 11/21/24
15 Year Cash-out Refi 7.64% 11/21/24
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

Marine Mortgage Calculator






Your Estimates

Estimated Loan Payment: Update the calculator values and click calculate payment!

This is not an official calculator from Marine. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

759

Origination Dollar Volume (All Markets)

$72,685,000

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
Outside of Metro Areas 166 $13,190,000 $79,458 $0 9.31%
MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 136 $12,780,000 $93,971 $0 9.65%
GREEN BAY, WI (FHA|USDA|VA) 65 $7,555,000 $116,231 $0 8.93%
DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) 73 $7,175,000 $98,288 $0 9.10%
EAU CLAIRE, WI (FHA|USDA|VA) 55 $5,295,000 $96,273 $0 9.38%
LA CROSSE-ONALASKA, WI-MN (FHA|USDA|VA) 54 $5,180,000 $95,926 $0 10.06%
ROCHESTER, MN (FHA|USDA|VA) 19 $3,155,000 $166,053 $0 9.24%
RACINE, WI (FHA|USDA|VA) 28 $2,700,000 $96,429 $0 9.15%
FOND DU LAC, WI (FHA|USDA|VA) 22 $2,020,000 $91,818 $0 9.00%
Menomonie, WI (FHA|USDA|VA) 16 $1,810,000 $113,125 $0 9.53%
MADISON, WI (FHA|USDA|VA) 9 $1,465,000 $162,778 $0 8.96%
APPLETON, WI (FHA|USDA|VA) 12 $1,090,000 $90,833 $0 9.41%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 10 $950,000 $95,000 $0 10.80%
Whitewater, WI (FHA|USDA|VA) 9 $885,000 $98,333 $0 9.65%
Winona, MN (FHA|USDA|VA) 7 $705,000 $100,714 $0 10.40%
Watertown-Fort Atkinson, WI (FHA|USDA|VA) 3 $685,000 $228,333 $0 7.75%
Marinette, WI-MI (FHA|USDA|VA) 7 $655,000 $93,571 $0 9.32%
Platteville, WI (FHA|USDA|VA) 9 $645,000 $71,667 $0 8.49%
Manitowoc, WI (FHA|USDA|VA) 6 $620,000 $103,333 $0 9.42%
OSHKOSH-NEENAH, WI (FHA|USDA|VA) 5 $585,000 $117,000 $0 7.41%
Beaver Dam, WI (FHA|USDA|VA) 7 $545,000 $77,857 $0 9.37%
SHEBOYGAN, WI (FHA|USDA|VA) 6 $410,000 $68,333 $0 9.17%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 5 $395,000 $79,000 $0 10.98%
JANESVILLE-BELOIT, WI (FHA|USDA|VA) 5 $395,000 $79,000 $0 9.54%
WAUSAU-WESTON, WI (FHA|USDA|VA) 2 $210,000 $105,000 $0 8.62%
Fairmont, MN (FHA|USDA|VA) 1 $185,000 $185,000 $0 9.36%
Marshalltown, IA (FHA|USDA|VA) 1 $175,000 $175,000 $0 8.73%
DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) 3 $175,000 $58,333 $0 8.40%
Shawano, WI (FHA|USDA|VA) 3 $175,000 $58,333 $0 9.53%
Mason City, IA (FHA|USDA|VA) 3 $145,000 $48,333 $0 12.36%
IOWA CITY, IA (FHA|USDA|VA) 1 $145,000 $145,000 $0 10.48%
AMES, IA (FHA|USDA|VA) 1 $115,000 $115,000 $0 11.48%
Albert Lea, MN (FHA|USDA|VA) 1 $75,000 $75,000 $0 11.48%
Pella, IA (FHA|USDA|VA) 1 $65,000 $65,000 $0 7.24%
Iron Mountain, MI-WI (FHA|USDA|VA) 1 $55,000 $55,000 $0 7.23%
Stevens Point, WI (FHA|USDA|VA) 1 $55,000 $55,000 $0 11.23%
WATERLOO-CEDAR FALLS, IA (FHA|USDA|VA) 1 $55,000 $55,000 $0 8.73%
Ottumwa, IA (FHA|USDA|VA) 1 $45,000 $45,000 $0 12.98%
CEDAR RAPIDS, IA (FHA|USDA|VA) 1 $35,000 $35,000 $0 6.98%
DULUTH, MN-WI (FHA|USDA|VA) 1 $35,000 $35,000 $0 9.61%
Clinton, IA (FHA|USDA|VA) 1 $25,000 $25,000 $0 11.48%
Austin, MN (FHA|USDA|VA) 1 $25,000 $25,000 $0 11.73%
Marine's top markets include Milwaukee, Green Bay, Des Moines, Eau Claire, and La Crosse among others.

Their top states include:
  • Wisconsin (FHA|USDA|VA)
  • Iowa (FHA|USDA|VA)
  • Minnesota (FHA|USDA|VA)
  • (FHA|USDA|VA)
  • Illinois (FHA|USDA|VA)
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    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 759 $72,685,000 $95,764 $0 9.40%

    For 2018, Marine's most frequently originated type of loan was Conventional, with 759 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 351 $34,525,000 $98,362 $0 9.32%
    Refi 247 $26,645,000 $107,874 $0 9.23%
    Cash Out Refi 131 $9,685,000 $73,931 $0 9.98%
    Home Improvement 19 $1,345,000 $70,789 $0 9.57%
    Other 9 $425,000 $47,222 $0 8.48%
    NA 2 $60,000 $30,000 $0 8.30%

    For 2018, Marine's most frequently cited loan purpose was Home Purchase, with 351 originations. The 2nd most popular reason was Refi, with 247 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 215 $26,815,000 $124,721 $0 8.87%
    20 Year 185 $18,075,000 $97,703 $0 9.51%
    15 Year 156 $14,350,000 $91,987 $0 8.97%
    10 Year 97 $5,715,000 $58,918 $0 11.24%
    Other 88 $7,220,000 $82,045 $0 9.11%
    5 Year 15 $465,000 $31,000 $0 9.93%
    3 Year 3 $45,000 $15,000 $0 7.15%

    For 2018, Marine's most frequently cited loan duration was 30 Year, with 215 originations. The 2nd most popular length was 20 Year, with 185 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $<1k 231 $16,615,000 $71,926
    $2k-3k 135 $12,255,000 $90,778
    $1k-2k 119 $5,565,000 $46,765
    $3k-4k 66 $9,280,000 $140,606
    $4k-5k 46 $9,010,000 $195,870
    $5k+ 27 $7,455,000 $276,111

    Marine's average total fees were $0, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 231 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    Over 8% 467 $42,705,000 $91,445
    7-8% 206 $22,320,000 $108,350
    6-7% 63 $5,765,000 $91,508
    3-4% 1 $25,000 $25,000
    4-5% 1 $75,000 $75,000
    5-6% 1 $15,000 $15,000

    During 2018, Marine's average interest rate for loans was 8.87%, while their most frequently originated rate bucket for loans was Over 8%, with 467 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $100,000 or less 486 $27,840,000 $57,284 $0 9.72%
    $100k-200k 207 $28,075,000 $135,628 $0 8.94%
    $200k-400k 63 $15,325,000 $243,254 $0 8.38%
    $400k-600k 3 $1,445,000 $481,667 $0 10.11%

    2018 saw Marine place emphasis on $100,000 or less loans with 486 originations, totaling $27,840,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $50k or less 260 $19,630,000 $75,500 $0 9.33%
    $50k-75k 209 $18,005,000 $86,148 $0 9.81%
    $75k-100k 114 $12,490,000 $109,561 $0 9.33%
    $100k-150k 98 $13,640,000 $139,184 $0 8.97%
    $150k-250k 31 $4,205,000 $135,645 $0 8.98%
    $250k+ 7 $1,235,000 $176,429 $0 9.84%

    Marine lent most frequently to those with incomes in the $50k or less range, with 260 originations. The second most popular income band? $50k-75k, with 209 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% 142 $11,240,000 $79,155 $0 9.74%
    30-36% 139 $12,395,000 $89,173 $0 9.62%
    >60% 98 $12,910,000 $131,735 $0 8.66%
    50-60% 49 $5,685,000 $116,020 $0 9.01%
    <20% 42 $2,560,000 $60,952 $0 9.03%
    36% 27 $2,715,000 $100,556 $0 9.68%
    41% 26 $2,700,000 $103,846 $0 8.83%
    45% 24 $2,520,000 $105,000 $0 9.85%
    40% 24 $2,180,000 $90,833 $0 10.43%
    37% 23 $2,305,000 $100,217 $0 9.05%
    42% 21 $2,025,000 $96,429 $0 8.73%
    39% 21 $2,325,000 $110,714 $0 10.12%
    44% 18 $1,490,000 $82,778 $0 10.16%
    38% 18 $1,510,000 $83,889 $0 9.04%
    46% 17 $1,825,000 $107,353 $0 9.22%
    43% 16 $1,660,000 $103,750 $0 9.15%
    47% 13 $1,045,000 $80,385 $0 9.13%
    49% 12 $990,000 $82,500 $0 9.98%
    48% 9 $875,000 $97,222 $0 9.82%

    Marine lent most frequently to those with DTI ratios of 20-30%, with 142 originations. The next most common DTI ratio? 30-36%, with 139 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 698 $67,420,000 $96,590 $0 9.36%
    Black 49 $3,965,000 $80,918 $0 10.16%
    Asian 6 $650,000 $108,333 $0 7.58%
    Not provided 3 $365,000 $121,667 $0 9.70%
    Chinese 1 $215,000 $215,000 $0 6.48%
    American Indian 2 $70,000 $35,000 $0 10.04%

    Approval Rates

    Total approvals of all applications
    66.77%

    Marine has a low approval rate. They may have poor market targeting or stringent lending standards.

    Pick Rate

    Approvals leading to origination
    -23.19%

    Marine has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.

    Points and Fees

    Points Originations Total Value Average Loan
    0.0 16 $1,450,000 $90,625
    1007.0 1 $125,000 $125,000
    102.0 1 $5,000 $5,000
    1020.67 1 $85,000 $85,000
    1020.72 1 $65,000 $65,000
    104.0 1 $15,000 $15,000
    1040.0 1 $125,000 $125,000
    1049.5 1 $15,000 $15,000
    1136.16 1 $175,000 $175,000
    1156.5 1 $215,000 $215,000
    12.0 3 $65,000 $21,667
    12123.0 1 $565,000 $565,000
    121.66 1 $35,000 $35,000
    1252.55 1 $25,000 $25,000
    127.0 5 $125,000 $25,000
    1272.7 1 $25,000 $25,000
    1274.5 1 $25,000 $25,000
    1284.5 1 $25,000 $25,000
    129.5 4 $370,000 $92,500
    132.0 4 $590,000 $147,500
    134.86 1 $25,000 $25,000
    1356.2 1 $25,000 $25,000
    1361.75 1 $25,000 $25,000
    1376.71 1 $25,000 $25,000
    1377.2 1 $35,000 $35,000
    145.8 1 $25,000 $25,000
    1459.5 1 $25,000 $25,000
    1507.5 1 $35,000 $35,000
    153.93 1 $25,000 $25,000
    1551.32 1 $35,000 $35,000
    1560.47 1 $25,000 $25,000
    1565.42 1 $25,000 $25,000
    1584.5 1 $25,000 $25,000
    159.5 1 $55,000 $55,000
    1606.94 1 $35,000 $35,000
    1617.0 2 $70,000 $35,000
    162.0 3 $215,000 $71,667
    1644.3 1 $35,000 $35,000
    1647.29 1 $45,000 $45,000
    1658.0 1 $35,000 $35,000
    1677.0 2 $90,000 $45,000
    1685.51 1 $35,000 $35,000
    1685.66 1 $25,000 $25,000
    1689.68 1 $25,000 $25,000
    1709.9 1 $45,000 $45,000
    171.44 1 $65,000 $65,000
    172.15 1 $25,000 $25,000
    1722.15 1 $45,000 $45,000
    1728.0 1 $45,000 $45,000
    1743.39 1 $35,000 $35,000
    1752.0 1 $35,000 $35,000
    1759.18 1 $35,000 $35,000
    1767.0 1 $45,000 $45,000
    1768.7 1 $35,000 $35,000
    1770.0 1 $35,000 $35,000
    1776.98 1 $45,000 $45,000
    178.0 1 $155,000 $155,000
    1780.2 1 $45,000 $45,000
    1787.4 1 $35,000 $35,000
    1787.86 1 $45,000 $45,000
    1794.0 1 $55,000 $55,000
    1801.97 1 $35,000 $35,000
    1807.0 1 $55,000 $55,000
    1815.7 1 $35,000 $35,000
    181.66 1 $35,000 $35,000
    1816.85 1 $35,000 $35,000
    1826.44 1 $35,000 $35,000
    1835.0 1 $45,000 $45,000
    1835.7 1 $35,000 $35,000
    1842.0 1 $55,000 $55,000
    1843.01 1 $55,000 $55,000
    1850.52 1 $45,000 $45,000
    1861.92 1 $45,000 $45,000
    186.2 1 $55,000 $55,000
    186.81 1 $25,000 $25,000
    186.97 1 $25,000 $25,000
    1872.68 1 $45,000 $45,000
    1876.0 1 $35,000 $35,000
    1884.5 1 $45,000 $45,000
    1918.0 1 $45,000 $45,000
    1926.56 1 $35,000 $35,000
    1930.18 1 $55,000 $55,000
    1947.23 1 $45,000 $45,000
    1954.99 1 $45,000 $45,000
    1955.44 1 $45,000 $45,000
    1962.94 1 $55,000 $55,000
    1965.0 1 $55,000 $55,000
    1969.72 1 $55,000 $55,000
    1977.0 1 $45,000 $45,000
    1981.0 1 $35,000 $35,000
    1991.0 1 $55,000 $55,000
    1998.5 1 $45,000 $45,000
    2001.5 1 $45,000 $45,000
    2002.76 1 $45,000 $45,000
    2004.75 1 $55,000 $55,000
    2010.26 1 $55,000 $55,000
    2014.5 1 $65,000 $65,000
    2016.5 1 $65,000 $65,000
    2016.8 1 $55,000 $55,000
    2029.5 1 $55,000 $55,000
    2040.25 1 $45,000 $45,000
    2043.0 1 $25,000 $25,000
    2060.3 1 $55,000 $55,000
    2065.5 1 $45,000 $45,000
    2073.0 1 $65,000 $65,000
    208.65 1 $45,000 $45,000
    2098.75 1 $55,000 $55,000
    209.9 1 $55,000 $55,000
    2104.0 1 $45,000 $45,000
    211.72 1 $35,000 $35,000
    21.18 1 $15,000 $15,000
    2125.3 1 $65,000 $65,000
    2127.0 1 $65,000 $65,000
    2128.02 1 $45,000 $45,000
    2158.15 1 $55,000 $55,000
    2177.0 1 $75,000 $75,000
    2181.5 1 $45,000 $45,000
    2190.38 1 $65,000 $65,000
    2197.0 1 $75,000 $75,000
    2203.25 1 $55,000 $55,000
    221.35 1 $55,000 $55,000
    2214.09 1 $55,000 $55,000
    2217.0 1 $75,000 $75,000
    2222.0 1 $55,000 $55,000
    2232.0 1 $65,000 $65,000
    2234.5 1 $65,000 $65,000
    2247.0 2 $140,000 $70,000
    2248.4 1 $55,000 $55,000
    2251.5 1 $75,000 $75,000
    2258.16 1 $75,000 $75,000
    225.9 1 $65,000 $65,000
    2278.5 1 $75,000 $75,000
    2283.7 1 $55,000 $55,000
    228.5 1 $45,000 $45,000
    2289.2 1 $55,000 $55,000
    229.54 1 $35,000 $35,000
    2295.6 1 $55,000 $55,000
    2324.5 1 $75,000 $75,000
    2325.08 1 $75,000 $75,000
    2327.01 1 $65,000 $65,000
    2328.65 1 $55,000 $55,000
    2330.5 1 $75,000 $75,000
    2332.0 1 $55,000 $55,000
    2338.9 1 $55,000 $55,000
    2346.0 1 $65,000 $65,000
    2374.5 1 $85,000 $85,000
    2380.46 1 $65,000 $65,000
    2385.0 1 $65,000 $65,000
    2394.5 2 $140,000 $70,000
    240.0 1 $125,000 $125,000
    2414.5 1 $85,000 $85,000
    2415.45 1 $55,000 $55,000
    2419.5 1 $65,000 $65,000
    243.32 1 $25,000 $25,000
    2433.3 1 $55,000 $55,000
    2435.82 1 $75,000 $75,000
    2443.1 1 $65,000 $65,000
    2449.55 1 $65,000 $65,000
    2454.3 1 $75,000 $75,000
    2464.5 1 $45,000 $45,000
    2464.76 1 $85,000 $85,000
    2479.5 1 $75,000 $75,000
    2500.5 1 $75,000 $75,000
    2502.33 1 $85,000 $85,000
    2506.8 1 $75,000 $75,000
    2512.0 1 $75,000 $75,000
    2517.8 1 $65,000 $65,000
    2537.0 2 $140,000 $70,000
    254.0 1 $15,000 $15,000
    2542.9 1 $85,000 $85,000
    2547.42 1 $85,000 $85,000
    254.85 1 $75,000 $75,000
    2552.5 1 $45,000 $45,000
    2561.5 1 $75,000 $75,000
    256.39 1 $15,000 $15,000
    2567.4 1 $65,000 $65,000
    2577.0 1 $95,000 $95,000
    258.24 1 $65,000 $65,000
    2584.41 1 $75,000 $75,000
    258.81 1 $35,000 $35,000
    2590.72 1 $75,000 $75,000
    2595.2 1 $95,000 $95,000
    2606.3 1 $75,000 $75,000
    2617.0 1 $95,000 $95,000
    2621.0 1 $85,000 $85,000
    2622.55 1 $85,000 $85,000
    2624.5 1 $75,000 $75,000
    2645.81 1 $75,000 $75,000
    2646.04 1 $75,000 $75,000
    2661.86 1 $85,000 $85,000
    2664.5 1 $75,000 $75,000
    2666.0 1 $75,000 $75,000
    2677.0 1 $95,000 $95,000
    267.95 1 $155,000 $155,000
    2684.4 1 $75,000 $75,000
    2692.0 1 $85,000 $85,000
    2699.6 1 $75,000 $75,000
    2701.52 1 $65,000 $65,000
    2708.5 1 $75,000 $75,000
    2715.0 1 $85,000 $85,000
    2747.55 1 $95,000 $95,000
    2752.5 1 $45,000 $45,000
    2756.32 1 $85,000 $85,000
    2759.5 1 $85,000 $85,000
    2769.5 1 $85,000 $85,000
    277.0 5 $105,000 $21,000
    277.02 1 $55,000 $55,000
    2773.6 1 $85,000 $85,000
    2778.04 1 $85,000 $85,000
    2810.7 1 $85,000 $85,000
    2825.5 1 $85,000 $85,000
    2827.0 1 $105,000 $105,000
    2830.0 1 $75,000 $75,000
    2832.0 1 $45,000 $45,000
    284.0 2 $40,000 $20,000
    2846.0 1 $85,000 $85,000
    2859.0 1 $75,000 $75,000
    2864.65 1 $85,000 $85,000
    286.84 1 $25,000 $25,000
    2869.83 1 $85,000 $85,000
    2874.98 1 $105,000 $105,000
    2876.2 1 $85,000 $85,000
    2885.0 1 $115,000 $115,000
    2886.5 1 $85,000 $85,000
    2888.2 1 $85,000 $85,000
    2892.5 1 $95,000 $95,000
    2897.0 1 $105,000 $105,000
    2930.0 1 $95,000 $95,000
    2937.0 1 $95,000 $95,000
    2938.5 1 $95,000 $95,000
    2952.0 2 $160,000 $80,000
    2952.15 1 $85,000 $85,000
    2952.25 1 $85,000 $85,000
    2965.95 1 $85,000 $85,000
    2972.0 1 $95,000 $95,000
    2976.7 1 $75,000 $75,000
    297.93 1 $15,000 $15,000
    2979.66 1 $85,000 $85,000
    2984.5 1 $95,000 $95,000
    3000.4 1 $95,000 $95,000
    3011.5 1 $95,000 $95,000
    3012.2 1 $85,000 $85,000
    3013.88 1 $95,000 $95,000
    3019.6 1 $95,000 $95,000
    302.14 1 $55,000 $55,000
    3028.82 1 $75,000 $75,000
    3030.3 1 $95,000 $95,000
    3053.16 1 $95,000 $95,000
    3053.78 1 $95,000 $95,000
    3054.5 1 $95,000 $95,000
    3064.5 1 $95,000 $95,000
    3072.0 1 $105,000 $105,000
    3087.0 1 $105,000 $105,000
    3103.3 1 $85,000 $85,000
    3112.7 1 $95,000 $95,000
    3114.44 1 $95,000 $95,000
    3114.94 1 $115,000 $115,000
    3116.14 1 $85,000 $85,000
    3119.5 1 $95,000 $95,000
    3125.25 1 $85,000 $85,000
    3147.0 1 $105,000 $105,000
    3148.21 1 $95,000 $95,000
    31.73 2 $80,000 $40,000
    3180.24 1 $105,000 $105,000
    3181.5 1 $125,000 $125,000
    3194.38 1 $105,000 $105,000
    3195.0 1 $95,000 $95,000
    3198.56 1 $95,000 $95,000
    320.36 1 $75,000 $75,000
    3212.65 1 $105,000 $105,000
    3231.2 1 $85,000 $85,000
    3232.0 1 $105,000 $105,000
    3232.23 1 $115,000 $115,000
    3236.76 1 $105,000 $105,000
    3240.74 1 $105,000 $105,000
    3252.0 1 $115,000 $115,000
    3255.7 1 $105,000 $105,000
    3256.95 1 $85,000 $85,000
    3267.0 1 $115,000 $115,000
    326.76 1 $55,000 $55,000
    327.0 1 $55,000 $55,000
    3272.0 1 $55,000 $55,000
    3286.28 1 $105,000 $105,000
    3309.75 1 $95,000 $95,000
    3314.25 1 $105,000 $105,000
    332.0 1 $85,000 $85,000
    3328.17 1 $105,000 $105,000
    3328.95 1 $105,000 $105,000
    3330.4 1 $125,000 $125,000
    3340.0 1 $105,000 $105,000
    3341.52 1 $85,000 $85,000
    3344.59 1 $105,000 $105,000
    335.15 1 $105,000 $105,000
    3358.7 1 $115,000 $115,000
    336.4 1 $25,000 $25,000
    3385.9 1 $95,000 $95,000
    339.0 1 $85,000 $85,000
    3398.5 1 $105,000 $105,000
    3423.0 1 $135,000 $135,000
    3431.05 1 $115,000 $115,000
    3444.32 1 $105,000 $105,000
    345.7 1 $25,000 $25,000
    3469.5 1 $115,000 $115,000
    3490.4 1 $115,000 $115,000
    352.26 1 $105,000 $105,000
    3525.0 1 $125,000 $125,000
    3529.95 1 $125,000 $125,000
    3536.85 1 $105,000 $105,000
    354.0 4 $180,000 $45,000
    3544.0 1 $125,000 $125,000
    354.79 1 $215,000 $215,000
    3552.0 1 $125,000 $125,000
    355.25 1 $105,000 $105,000
    3568.5 1 $125,000 $125,000
    3569.08 1 $135,000 $135,000
    3574.44 1 $125,000 $125,000
    357.9 1 $135,000 $135,000
    3588.15 1 $125,000 $125,000
    3602.5 1 $135,000 $135,000
    3644.4 1 $115,000 $115,000
    3645.0 1 $125,000 $125,000
    3647.8 1 $115,000 $115,000
    3648.24 1 $125,000 $125,000
    3655.2 1 $125,000 $125,000
    3672.5 1 $135,000 $135,000
    3679.88 1 $115,000 $115,000
    3684.0 1 $125,000 $125,000
    369.5 1 $35,000 $35,000
    3704.8 1 $115,000 $115,000
    370.8 1 $125,000 $125,000
    3725.16 1 $135,000 $135,000
    3725.5 1 $135,000 $135,000
    3736.0 1 $135,000 $135,000
    377.0 9 $505,000 $56,111
    3773.26 1 $135,000 $135,000
    3777.0 1 $145,000 $145,000
    3791.7 1 $115,000 $115,000
    3797.75 1 $125,000 $125,000
    3810.65 1 $145,000 $145,000
    381.12 1 $65,000 $65,000
    3812.0 1 $125,000 $125,000
    3814.26 1 $145,000 $145,000
    382.0 1 $85,000 $85,000
    3842.7 1 $135,000 $135,000
    384.5 1 $65,000 $65,000
    3853.32 1 $125,000 $125,000
    3855.0 1 $115,000 $115,000
    385.75 1 $125,000 $125,000
    387.0 1 $75,000 $75,000
    3898.82 1 $145,000 $145,000
    3902.94 1 $135,000 $135,000
    3907.0 1 $135,000 $135,000
    3913.08 1 $155,000 $155,000
    392.55 1 $15,000 $15,000
    393.0 1 $45,000 $45,000
    3938.87 1 $125,000 $125,000
    3940.24 1 $135,000 $135,000
    3951.25 1 $155,000 $155,000
    3954.0 1 $165,000 $165,000
    395.65 1 $15,000 $15,000
    3957.63 1 $135,000 $135,000
    3963.1 1 $125,000 $125,000
    3966.0 1 $135,000 $135,000
    399.4 1 $35,000 $35,000
    399.7 1 $55,000 $55,000
    4003.3 1 $125,000 $125,000
    4021.9 1 $125,000 $125,000
    4024.21 1 $145,000 $145,000
    402.83 1 $35,000 $35,000
    4041.0 1 $105,000 $105,000
    4044.68 1 $145,000 $145,000
    404.5 2 $200,000 $100,000
    4049.8 1 $155,000 $155,000
    405.14 1 $15,000 $15,000
    4052.5 1 $145,000 $145,000
    4057.0 1 $165,000 $165,000
    406.0 1 $125,000 $125,000
    407.0 2 $90,000 $45,000
    4072.9 1 $125,000 $125,000
    409.5 1 $65,000 $65,000
    4111.65 1 $145,000 $145,000
    412.0 1 $55,000 $55,000
    414.6 1 $25,000 $25,000
    4157.35 1 $165,000 $165,000
    416.6 1 $75,000 $75,000
    419.5 1 $105,000 $105,000
    42.0 5 $185,000 $37,000
    421.25 1 $35,000 $35,000
    421.72 1 $35,000 $35,000
    422.0 1 $75,000 $75,000
    4221.6 1 $135,000 $135,000
    424.85 1 $45,000 $45,000
    4252.0 1 $165,000 $165,000
    4260.1 1 $165,000 $165,000
    426.28 1 $15,000 $15,000
    4271.5 1 $155,000 $155,000
    4292.45 1 $155,000 $155,000
    429.5 1 $45,000 $45,000
    429.7 1 $15,000 $15,000
    4307.34 1 $145,000 $145,000
    430.9 1 $35,000 $35,000
    4359.26 1 $155,000 $155,000
    436.98 1 $45,000 $45,000
    4384.02 1 $155,000 $155,000
    438.74 1 $35,000 $35,000
    4390.0 1 $165,000 $165,000
    4392.85 1 $165,000 $165,000
    439.5 2 $210,000 $105,000
    440.4 1 $75,000 $75,000
    4437.0 1 $175,000 $175,000
    4439.3 1 $175,000 $175,000
    444.5 1 $125,000 $125,000
    4470.26 1 $175,000 $175,000
    448.4 1 $55,000 $55,000
    449.5 1 $95,000 $95,000
    4513.9 1 $155,000 $155,000
    452.0 1 $155,000 $155,000
    453.45 1 $45,000 $45,000
    4539.11 1 $165,000 $165,000
    454.5 1 $105,000 $105,000
    4567.1 1 $165,000 $165,000
    4574.0 1 $175,000 $175,000
    4575.14 1 $165,000 $165,000
    4576.63 1 $175,000 $175,000
    4583.21 1 $165,000 $165,000
    4583.5 1 $165,000 $165,000
    458.67 1 $55,000 $55,000
    459.5 1 $65,000 $65,000
    46.09 1 $5,000 $5,000
    4615.43 1 $155,000 $155,000
    4623.65 1 $185,000 $185,000
    4634.5 1 $175,000 $175,000
    4650.2 1 $175,000 $175,000
    466.48 1 $95,000 $95,000
    468.0 1 $55,000 $55,000
    469.6 1 $65,000 $65,000
    4702.32 1 $185,000 $185,000
    472.96 1 $65,000 $65,000
    473.16 1 $185,000 $185,000
    4744.5 1 $175,000 $175,000
    478.24 1 $105,000 $105,000
    479.5 1 $55,000 $55,000
    4803.0 1 $185,000 $185,000
    481.35 1 $75,000 $75,000
    4828.2 1 $185,000 $185,000
    4852.0 1 $195,000 $195,000
    4857.0 1 $205,000 $205,000
    486.88 1 $125,000 $125,000
    487.0 1 $185,000 $185,000
    490.2 1 $35,000 $35,000
    493.1 1 $55,000 $55,000
    493.85 1 $25,000 $25,000
    495.1 1 $35,000 $35,000
    4957.0 1 $205,000 $205,000
    496.0 1 $35,000 $35,000
    4969.55 1 $195,000 $195,000
    497.0 1 $65,000 $65,000
    4973.0 1 $195,000 $195,000
    4974.83 1 $185,000 $185,000
    4984.0 1 $215,000 $215,000
    498.75 1 $25,000 $25,000
    498.8 1 $35,000 $35,000
    4988.8 1 $205,000 $205,000
    5002.0 1 $105,000 $105,000
    5004.5 1 $215,000 $215,000
    5015.4 1 $185,000 $185,000
    502.24 1 $145,000 $145,000
    5028.4 1 $185,000 $185,000
    5066.37 1 $195,000 $195,000
    5077.0 1 $215,000 $215,000
    5083.0 1 $205,000 $205,000
    5109.0 1 $205,000 $205,000
    5118.7 1 $205,000 $205,000
    512.5 1 $145,000 $145,000
    5172.23 1 $205,000 $205,000
    51.78 1 $15,000 $15,000
    519.5 1 $115,000 $115,000
    5205.74 1 $185,000 $185,000
    5208.9 1 $185,000 $185,000
    5219.7 1 $215,000 $215,000
    522.45 1 $125,000 $125,000
    525.95 1 $85,000 $85,000
    5262.5 1 $215,000 $215,000
    5287.74 1 $185,000 $185,000
    529.5 1 $85,000 $85,000
    531.75 1 $85,000 $85,000
    531.9 1 $105,000 $105,000
    532.91 1 $25,000 $25,000
    5337.0 1 $205,000 $205,000
    5343.0 1 $215,000 $215,000
    534.8 1 $75,000 $75,000
    5354.5 1 $215,000 $215,000
    536.5 1 $75,000 $75,000
    5392.45 1 $195,000 $195,000
    541.38 1 $105,000 $105,000
    5440.0 1 $215,000 $215,000
    548.0 1 $55,000 $55,000
    550.12 1 $85,000 $85,000
    5521.18 1 $205,000 $205,000
    552.55 1 $65,000 $65,000
    553.52 1 $55,000 $55,000
    5543.0 1 $235,000 $235,000
    556.0 1 $115,000 $115,000
    5564.25 1 $215,000 $215,000
    55.8 1 $15,000 $15,000
    564.86 1 $45,000 $45,000
    565.26 1 $65,000 $65,000
    5655.8 1 $215,000 $215,000
    5698.7 1 $225,000 $225,000
    570.7 1 $85,000 $85,000
    573.31 1 $65,000 $65,000
    5736.65 1 $215,000 $215,000
    5788.22 1 $235,000 $235,000
    582.05 1 $55,000 $55,000
    584.15 1 $95,000 $95,000
    5873.96 1 $215,000 $215,000
    5877.0 1 $255,000 $255,000
    5889.32 1 $245,000 $245,000
    591.2 1 $105,000 $105,000
    5914.0 1 $255,000 $255,000
    592.0 1 $65,000 $65,000
    592.24 1 $135,000 $135,000
    593.3 1 $85,000 $85,000
    5949.77 1 $205,000 $205,000
    595.34 1 $85,000 $85,000
    5972.28 1 $205,000 $205,000
    5974.62 1 $225,000 $225,000
    6012.92 1 $255,000 $255,000
    602.1 1 $95,000 $95,000
    6032.0 1 $245,000 $245,000
    6050.0 1 $245,000 $245,000
    6061.7 1 $215,000 $215,000
    608.3 1 $45,000 $45,000
    619.53 1 $85,000 $85,000
    6268.26 1 $245,000 $245,000
    629.7 1 $255,000 $255,000
    6335.25 1 $225,000 $225,000
    642.05 1 $105,000 $105,000
    6495.0 1 $275,000 $275,000
    6517.0 1 $285,000 $285,000
    655.3 1 $85,000 $85,000
    658.0 1 $135,000 $135,000
    661.5 1 $125,000 $125,000
    670.7 1 $75,000 $75,000
    6724.16 1 $265,000 $265,000
    6725.34 1 $255,000 $255,000
    675.26 1 $115,000 $115,000
    685.58 1 $95,000 $95,000
    686.1 1 $115,000 $115,000
    7049.35 1 $265,000 $265,000
    7067.0 1 $315,000 $315,000
    7190.1 1 $305,000 $305,000
    7239.04 1 $305,000 $305,000
    733.5 1 $65,000 $65,000
    753.54 1 $45,000 $45,000
    7809.13 1 $325,000 $325,000
    781.9 1 $35,000 $35,000
    78.8 1 $25,000 $25,000
    7906.8 1 $305,000 $305,000
    791.33 1 $35,000 $35,000
    794.0 1 $85,000 $85,000
    795.24 1 $125,000 $125,000
    806.7 1 $145,000 $145,000
    8152.76 1 $345,000 $345,000
    8235.62 1 $325,000 $325,000
    840.0 1 $45,000 $45,000
    847.33 1 $75,000 $75,000
    856.08 1 $85,000 $85,000
    857.5 1 $85,000 $85,000
    892.16 1 $95,000 $95,000
    897.94 1 $445,000 $445,000
    98.5 1 $15,000 $15,000
    NA 128 $12,130,000 $94,766

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    Single Family (1-4 Units):Manufactured 69 $4,295,000 $62,246
    Single Family (1-4 Units):Site-Built 690 $68,390,000 $99,116

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 48 $2,540,000 $52,917 $0 10.19%
    40-60% 66 $5,290,000 $80,152 $0 9.19%
    60-80% 180 $16,540,000 $91,889 $0 9.38%
    80-100% 332 $38,350,000 $115,512 $0 9.22%
    Over 100% 1 $55,000 $55,000 $0 0.00%
    Under 20% 44 $1,370,000 $31,136 $0 10.39%