Regent Bank Mortgage Rates, Fees & Info
Tulsa, OKLEI: 549300BSTNYSV3EWYM24
Tax ID: 73-0376185
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Mortgage Data
Review & Overview
Regent Bank is a smaller bank specializing in Home Purchase and Refi loans. Regent Bank has a high proportion of conventional loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) Their top markets by origination volume include: Tulsa, Springfield, Oklahoma City, Branson, and Bartlesville among others. We have data for 21 markets. (Some data included below & more in-depth data is available with an active subscription.)Regent Bank has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders.
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Originations
315Origination Dollar Volume (All Markets)
$110,075,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| TULSA, OK (FHA|USDA|VA) | 164 | $42,390,000 | $258,476 | $0 | 0.00% |
| SPRINGFIELD, MO (FHA|USDA|VA) | 15 | $20,705,000 | $1,380,333 | $0 | 0.00% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 65 | $18,915,000 | $291,000 | $0 | 0.00% |
| Branson, MO (FHA|USDA|VA) | 2 | $10,070,000 | $5,035,000 | $0 | 0.00% |
| Outside of Metro Areas | 38 | $8,660,000 | $227,895 | $0 | 0.00% |
| Bartlesville, OK (FHA|USDA|VA) | 11 | $2,955,000 | $268,636 | $0 | 0.00% |
| McAlester, OK (FHA|USDA|VA) | 4 | $1,290,000 | $322,500 | $0 | 0.00% |
| Kalispell, MT (FHA|USDA|VA) | 1 | $1,135,000 | $1,135,000 | $0 | 0.00% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 1 | $865,000 | $865,000 | $0 | 0.00% |
| FORT SMITH, AR-OK (FHA|USDA|VA) | 1 | $645,000 | $645,000 | $0 | 0.00% |
| Stillwater, OK (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $0 | 0.00% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $0 | 0.00% |
| LAWTON, OK (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $0 | 0.00% |
| Los Alamos, NM (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $0 | 0.00% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $0 | 0.00% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $0 | 0.00% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 0.00% |
| Muskogee, OK (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 0.00% |
| Coffeyville, KS (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 0.00% |
| Tahlequah, OK (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 0.00% |
| Shawnee, OK (FHA|USDA|VA) | 2 | $50,000 | $25,000 | $0 | 0.00% |
Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 313 | $109,475,000 | $349,760 | $0 | 0.00% |
| FHA | 1 | $165,000 | $165,000 | $0 | 0.00% |
| VA | 1 | $435,000 | $435,000 | $0 | 0.00% |
For 2022, Regent Bank's most frequently originated type of loan was Conventional, with 313 originations. Their 2nd most popular type was FHA, with 1 originations.
Loan Reason
For 2022, Regent Bank's most frequently cited loan purpose was Home Purchase, with 202 originations. The 2nd most popular reason was Refi, with 91 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Other | 315 | $110,075,000 | $349,444 | $0 | 0.00% |
For 2022, Regent Bank's most frequently cited loan duration was Other, with 315 originations.
Loan Sizing
2022 saw Regent Bank place emphasis on $200k-400k loans with 95 originations, totaling $28,105,000 in origination value.
Applicant Income
Regent Bank lent most frequently to those with incomes in the $100k-150k range, with 51 originations. The second most popular income band? $250k+, with 49 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Exempt% | 315 | $110,075,000 | $349,444 | $0 | 0.00% |
Regent Bank lent most frequently to those with DTI ratios of Exempt%, with 315 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications88.91%
Regent Bank has an average approval rate.
Pick Rate
Approvals leading to origination81.27%
Regent Bank has a below average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| Exempt | 315 | $110,075,000 | $349,444 |