Regent Bank Mortgage Rates, Fees & InfoTulsa, OK
Tax ID: 73-0376185
Latest/2022 | 2021 Data | 2020 Data | 2019 Data | 2018 Data
Review & OverviewRegent Bank is a smaller bank specializing in Home Purchase and Refi loans. Regent Bank has a high proportion of conventional loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) Their top markets by origination volume include: Tulsa, Springfield, Oklahoma City, Branson, and Bartlesville among others. We have data for 21 markets. (Some data included below & more in-depth data is available with an active subscription.)
Regent Bank has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders.
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Origination Dollar Volume (All Markets)$110,075,000
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
|Market||Originations||Total Value||Average Loan||Average Fees||Average Rate|
|TULSA, OK (FHA|USDA|VA)||164||$42,390,000||$258,476||$0||0.00%|
|SPRINGFIELD, MO (FHA|USDA|VA)||15||$20,705,000||$1,380,333||$0||0.00%|
|OKLAHOMA CITY, OK (FHA|USDA|VA)||65||$18,915,000||$291,000||$0||0.00%|
|Branson, MO (FHA|USDA|VA)||2||$10,070,000||$5,035,000||$0||0.00%|
|Outside of Metro Areas||38||$8,660,000||$227,895||$0||0.00%|
|Bartlesville, OK (FHA|USDA|VA)||11||$2,955,000||$268,636||$0||0.00%|
|McAlester, OK (FHA|USDA|VA)||4||$1,290,000||$322,500||$0||0.00%|
|Kalispell, MT (FHA|USDA|VA)||1||$1,135,000||$1,135,000||$0||0.00%|
|CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA)||1||$865,000||$865,000||$0||0.00%|
|FORT SMITH, AR-OK (FHA|USDA|VA)||1||$645,000||$645,000||$0||0.00%|
|Stillwater, OK (FHA|USDA|VA)||2||$480,000||$240,000||$0||0.00%|
|Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA)||1||$405,000||$405,000||$0||0.00%|
|LAWTON, OK (FHA|USDA|VA)||1||$385,000||$385,000||$0||0.00%|
|Los Alamos, NM (FHA|USDA|VA)||1||$375,000||$375,000||$0||0.00%|
|HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA)||1||$255,000||$255,000||$0||0.00%|
|NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA)||1||$195,000||$195,000||$0||0.00%|
|CLEVELAND-ELYRIA, OH (FHA|USDA|VA)||1||$95,000||$95,000||$0||0.00%|
|Muskogee, OK (FHA|USDA|VA)||1||$85,000||$85,000||$0||0.00%|
|Coffeyville, KS (FHA|USDA|VA)||1||$65,000||$65,000||$0||0.00%|
|Tahlequah, OK (FHA|USDA|VA)||1||$55,000||$55,000||$0||0.00%|
|Shawnee, OK (FHA|USDA|VA)||2||$50,000||$25,000||$0||0.00%|
|Loan Type||Originations||Total Value||Avg. Loan||Avg. Fees||Avg. Rate|
For 2022, Regent Bank's most frequently originated type of loan was Conventional, with 313 originations. Their 2nd most popular type was FHA, with 1 originations.
For 2022, Regent Bank's most frequently cited loan purpose was Home Purchase, with 202 originations. The 2nd most popular reason was Refi, with 91 originations.
|Loan Length||Originations||Total Value||Average Loan||Average Fees||Average Rate|
For 2022, Regent Bank's most frequently cited loan duration was Other, with 315 originations.
2022 saw Regent Bank place emphasis on $200k-400k loans with 95 originations, totaling $28,105,000 in origination value.
Regent Bank lent most frequently to those with incomes in the $100k-150k range, with 51 originations. The second most popular income band? $250k+, with 49 originations.
Applicant Debt to Income Ratio
|DTI Ratio||Originations||Total Value||Average Loan||Average Fees||Average Rate|
Regent Bank lent most frequently to those with DTI ratios of Exempt%, with 315 originations.
Approval RatesTotal approvals of all applications
Regent Bank has an average approval rate.
Pick RateApprovals leading to origination
Regent Bank has a below average pick rate.
Points and Fees
|Points||Originations||Total Value||Average Loan|