Ascend Federal Credit Union Mortgage Rates, Fees & Info

Tullahoma, TN

LEI: 549300E1PJPTI4YS7H26

Tax ID: 62-0527850

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Mortgage Data

Review & Overview

Ascend Federal Credit Union is a smaller credit union specializing in Cash Out Refi, Refi, and Home Purchase loans. Ascend Federal Credit Union has a high proportion of conventional loans. Their top markets by origination volume include: Nashville, Tullahoma, Shelbyville, Lewisburg, and Mcminnville among others. We have data for 31 markets. (Some data included below & more in-depth data is available with an active subscription.)

Ascend Federal Credit Union has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Ascend Federal Credit Union is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
Home Equity Line of Credit (HELOC) 6.27% 3/28/24
30 Year Conventional Purchase 6.25% 3/28/24
30 Year Conventional Refi 6.26% 3/28/24
30 Year Cash-out Refi 6.54% 3/28/24
30 Year FHA Purchase 7.16% 3/28/24
30 Year VA Purchase 5.90% 3/28/24
15 Year Conventional Purchase 5.70% 3/28/24
15 Year Conventional Refi 5.69% 3/28/24
15 Year Cash-out Refi 5.69% 3/28/24
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

Ascend Federal Credit Union Mortgage Calculator






Your Estimates

Estimated Loan Payment: Update the calculator values and click calculate payment!

This is not an official calculator from Ascend Federal Credit Union. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

2,161

Origination Dollar Volume (All Markets)

$376,855,000
Show all (8) awards

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 1,396 $259,030,000 $185,552 $3,423 3.23%
Tullahoma-Manchester, TN (FHA|USDA|VA) 418 $61,650,000 $147,488 $2,731 3.07%
Shelbyville, TN (FHA|USDA|VA) 88 $13,740,000 $156,136 $2,709 3.22%
Outside of Metro Areas 62 $9,090,000 $146,613 $2,739 3.23%
Lewisburg, TN (FHA|USDA|VA) 56 $8,180,000 $146,071 $2,653 3.22%
McMinnville, TN (FHA|USDA|VA) 39 $5,215,000 $133,718 $2,869 3.20%
CLARKSVILLE, TN-KY (FHA|USDA|VA) 19 $3,905,000 $205,526 $2,791 3.69%
Cookeville, TN (FHA|USDA|VA) 18 $2,340,000 $130,000 $3,330 3.04%
CHATTANOOGA, TN-GA (FHA|USDA|VA) 11 $2,165,000 $196,818 $3,184 3.10%
Lawrenceburg, TN (FHA|USDA|VA) 10 $1,700,000 $170,000 $4,180 3.01%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 2 $1,590,000 $795,000 $5,545 2.44%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 5 $1,195,000 $239,000 $3,634 2.62%
JACKSON, TN (FHA|USDA|VA) 5 $815,000 $163,000 $2,683 3.30%
HUNTSVILLE, AL (FHA|USDA|VA) 3 $615,000 $205,000 $3,650 2.67%
PANAMA CITY, FL (FHA|USDA|VA) 4 $590,000 $147,500 $2,599 2.53%
SAVANNAH, GA (FHA|USDA|VA) 1 $545,000 $545,000 $5,431 2.99%
CLEVELAND, TN (FHA|USDA|VA) 3 $495,000 $165,000 $4,341 2.67%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 1 $455,000 $455,000 $9,501 3.00%
Crossville, TN (FHA|USDA|VA) 4 $420,000 $105,000 $3,510 3.50%
Scottsboro, AL (FHA|USDA|VA) 2 $410,000 $205,000 $2,840 2.68%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 3 $405,000 $135,000 $2,761 2.75%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 1 $375,000 $375,000 $2,758 2.25%
KNOXVILLE, TN (FHA|USDA|VA) 2 $330,000 $165,000 $0 3.75%
KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) 1 $315,000 $315,000 $5,175 2.50%
Paris, TN (FHA|USDA|VA) 1 $255,000 $255,000 $2,556 2.25%
JACKSONVILLE, FL (FHA|USDA|VA) 1 $245,000 $245,000 $3,840 2.25%
Union City, TN (FHA|USDA|VA) 1 $205,000 $205,000 $2,801 2.99%
Paducah, KY-IL (FHA|USDA|VA) 1 $185,000 $185,000 $3,092 2.50%
Cullman, AL (FHA|USDA|VA) 1 $165,000 $165,000 $1,916 3.75%
BOWLING GREEN, KY (FHA|USDA|VA) 1 $155,000 $155,000 $3,018 2.50%
PUNTA GORDA, FL (FHA|USDA|VA) 1 $75,000 $75,000 $2,563 2.88%
Ascend Federal Credit Union's top markets include Nashville, Tullahoma, Shelbyville, Lewisburg, and Mcminnville among others.

Their top states include:
  • Tennessee (FHA|USDA|VA)
  • Florida (FHA|USDA|VA)
  • Alabama (FHA|USDA|VA)
  • Georgia (FHA|USDA|VA)
  • Kentucky (FHA|USDA|VA)
  • Similar Lenders

    We use machine learning to identify the top lenders compared against ASCEND FEDERAL CREDIT UNION based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.

    KELLEY MORTGAGE, LLC
    Similarity Rank: 336
    Fortera Federal Credit Union
    Similarity Rank: 630
    First Vision Bank of Tennessee
    Similarity Rank: 657
    US COMMUNITY
    Similarity Rank: 686
    Southeast Financial Credit Union
    Similarity Rank: 990
    TENNESSEE TRUST MORTGAGE, INC
    Similarity Rank: 1128
    Citizens Tri-County Bank
    Similarity Rank: 1188
    U S WIDE FINANCIAL LLC
    Similarity Rank: 1932
    HERITAGE SOUTH COMMUNITY CU
    Similarity Rank: 2106
    TENNESSEE VALLEY
    Similarity Rank: 2162

    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 1,445 $310,535,000 $214,903 $3,081 3.04%
    HELOC 678 $56,570,000 $83,437 n/a 3.55%
    VA 38 $9,750,000 $256,579 $6,990 2.40%

    For 2021, Ascend Federal Credit Union's most frequently originated type of loan was Conventional, with 1,445 originations. Their 2nd most popular type was HELOC, with 678 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Cash Out Refi 1,198 $161,120,000 $134,491 $2,993 3.41%
    Refi 584 $117,350,000 $200,942 $3,186 2.65%
    Home Purchase 379 $98,385,000 $259,591 $3,457 3.31%

    For 2021, Ascend Federal Credit Union's most frequently cited loan purpose was Cash Out Refi, with 1,198 originations. The 2nd most popular reason was Refi, with 584 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    20 Year 881 $95,165,000 $108,019 $3,379 3.37%
    30 Year 833 $209,025,000 $250,930 $3,265 3.20%
    15 Year 376 $66,050,000 $175,665 $3,246 2.57%
    10 Year 45 $2,325,000 $51,667 $1,022 4.36%
    Other 15 $2,575,000 $171,667 $1,437 3.72%
    5 Year 7 $305,000 $43,571 $583 3.84%
    1 Year 2 $390,000 $195,000 $0 4.38%
    3 Year 2 $1,020,000 $510,000 $683 3.63%

    For 2021, Ascend Federal Credit Union's most frequently cited loan duration was 20 Year, with 881 originations. The 2nd most popular length was 30 Year, with 833 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $<1k 852 $191,200,000 $224,413
    $1k-2k 337 $47,005,000 $139,481
    $2k-3k 192 $44,480,000 $231,667
    $3k-4k 48 $15,720,000 $327,500
    $4k-5k 12 $5,030,000 $419,167
    $5k+ 12 $7,350,000 $612,500

    Ascend Federal Credit Union's average total fees were $3,265, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 852 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    3-4% 961 $149,895,000 $155,978
    <2.5% 499 $105,665,000 $211,754
    2.5-3% 406 $92,130,000 $226,921
    4-5% 261 $27,365,000 $104,847
    5-6% 34 $1,800,000 $52,941

    During 2021, Ascend Federal Credit Union's average interest rate for loans was 3.20%, while their most frequently originated rate bucket for loans was 3-4%, with 961 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $100k-200k 722 $106,070,000 $146,911 $2,874 3.04%
    $100,000 or less 706 $40,450,000 $57,295 $1,849 3.50%
    $200k-400k 624 $166,370,000 $266,619 $3,665 3.07%
    $400k-600k 78 $36,490,000 $467,821 $4,500 2.80%
    $600k-1MM 23 $16,295,000 $708,478 $6,061 3.01%
    $1MM+ 8 $11,180,000 $1,397,500 $8,203 2.98%

    2021 saw Ascend Federal Credit Union place emphasis on $100k-200k loans with 722 originations, totaling $106,070,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $50k-75k 552 $82,180,000 $148,877 $2,934 3.22%
    $100k-150k 486 $89,440,000 $184,033 $3,425 3.16%
    $75k-100k 417 $71,865,000 $172,338 $3,234 3.15%
    $50k or less 401 $50,335,000 $125,524 $2,707 3.26%
    $150k-250k 187 $42,605,000 $227,834 $4,371 3.14%
    $250k+ 68 $27,930,000 $410,735 $4,647 3.01%

    Ascend Federal Credit Union lent most frequently to those with incomes in the $50k-75k range, with 552 originations. The second most popular income band? $100k-150k, with 486 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% 577 $100,055,000 $173,406 $3,112 3.03%
    30-36% 460 $84,200,000 $183,043 $3,463 3.22%
    <20% 326 $49,830,000 $152,853 $3,046 2.93%
    42% 105 $18,855,000 $179,571 $3,006 3.49%
    41% 103 $17,155,000 $166,553 $3,066 3.55%
    39% 101 $19,725,000 $195,297 $2,970 3.34%
    37% 101 $17,395,000 $172,228 $3,056 3.24%
    40% 101 $17,675,000 $175,000 $3,194 3.40%
    38% 74 $10,880,000 $147,027 $2,855 3.41%
    36% 68 $12,500,000 $183,824 $3,335 3.16%
    43% 37 $4,455,000 $120,405 $2,889 3.69%
    >60% 11 $1,845,000 $167,727 $3,383 3.42%
    44% 10 $780,000 $78,000 $3,646 3.65%
    50-60% 8 $1,730,000 $216,250 $4,397 2.73%
    47% 4 $960,000 $240,000 $6,107 2.94%
    46% 2 $780,000 $390,000 $11,802 2.63%
    48% 2 $410,000 $205,000 $7,218 2.44%
    45% 1 $125,000 $125,000 $3,647 3.50%

    Ascend Federal Credit Union lent most frequently to those with DTI ratios of 20-30%, with 577 originations. The next most common DTI ratio? 30-36%, with 460 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 1,706 $294,100,000 $172,392 $3,183 3.15%
    Not provided 256 $46,220,000 $180,547 $3,190 3.25%
    Black 155 $24,785,000 $159,903 $3,053 3.42%
    Asian 28 $5,720,000 $204,286 $3,794 3.22%
    Not applicable 14 $5,700,000 $407,143 $0 3.85%
    American Indian 1 $205,000 $205,000 $2,529 3.12%
    Asian Indian 1 $125,000 $125,000 $0 3.40%

    Approval Rates

    Total approvals of all applications
    86.87%

    Ascend Federal Credit Union has an average approval rate.

    Pick Rate

    Approvals leading to origination
    63.67%

    Ascend Federal Credit Union has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.

    Points and Fees

    Points Originations Total Value Average Loan
    1001.26 1 $175,000 $175,000
    1001.7 1 $65,000 $65,000
    1010.85 1 $145,000 $145,000
    1019.85 1 $105,000 $105,000
    1034.63 1 $105,000 $105,000
    1034.7 1 $125,000 $125,000
    1044.7 1 $35,000 $35,000
    1058.0 1 $65,000 $65,000
    106.0 2 $160,000 $80,000
    1063.65 1 $55,000 $55,000
    1075.85 1 $175,000 $175,000
    1081.85 1 $225,000 $225,000
    1098.85 1 $25,000 $25,000
    1113.85 1 $55,000 $55,000
    1164.3 1 $255,000 $255,000
    1164.7 1 $145,000 $145,000
    1186.26 1 $155,000 $155,000
    1215.7 1 $155,000 $155,000
    1263.85 1 $155,000 $155,000
    1299.85 1 $125,000 $125,000
    1354.7 1 $205,000 $205,000
    1571.63 1 $105,000 $105,000
    180.85 1 $75,000 $75,000
    181.0 19 $1,155,000 $60,789
    191.0 1 $45,000 $45,000
    192.7 1 $85,000 $85,000
    195.0 3 $385,000 $128,333
    202.63 1 $55,000 $55,000
    206.0 1 $75,000 $75,000
    216.63 1 $25,000 $25,000
    231.0 5 $305,000 $61,000
    246.0 1 $75,000 $75,000
    281.0 4 $130,000 $32,500
    294.3 1 $65,000 $65,000
    295.0 1 $35,000 $35,000
    301.0 1 $15,000 $15,000
    331.0 4 $380,000 $95,000
    334.85 1 $105,000 $105,000
    338.85 1 $75,000 $75,000
    351.0 1 $45,000 $45,000
    356.0 19 $1,105,000 $58,158
    356.7 1 $35,000 $35,000
    366.0 4 $150,000 $37,500
    366.63 1 $75,000 $75,000
    366.7 1 $125,000 $125,000
    367.7 1 $105,000 $105,000
    370.0 3 $215,000 $71,667
    376.0 1 $115,000 $115,000
    381.0 1 $25,000 $25,000
    386.7 1 $225,000 $225,000
    396.0 1 $55,000 $55,000
    415.0 1 $95,000 $95,000
    420.85 1 $105,000 $105,000
    426.0 3 $175,000 $58,333
    426.3 1 $255,000 $255,000
    431.85 1 $15,000 $15,000
    436.0 2 $80,000 $40,000
    436.85 1 $55,000 $55,000
    437.7 1 $75,000 $75,000
    440.0 1 $15,000 $15,000
    441.65 1 $35,000 $35,000
    444.7 1 $155,000 $155,000
    445.0 1 $45,000 $45,000
    445.85 1 $55,000 $55,000
    451.7 1 $45,000 $45,000
    456.7 1 $55,000 $55,000
    460.85 1 $175,000 $175,000
    461.7 1 $65,000 $65,000
    466.0 1 $75,000 $75,000
    476.85 1 $25,000 $25,000
    481.0 2 $170,000 $85,000
    482.7 1 $255,000 $255,000
    486.7 1 $105,000 $105,000
    489.7 1 $75,000 $75,000
    490.65 1 $65,000 $65,000
    490.85 8 $720,000 $90,000
    492.26 1 $105,000 $105,000
    494.85 1 $45,000 $45,000
    496.3 1 $55,000 $55,000
    496.7 5 $595,000 $119,000
    499.63 1 $75,000 $75,000
    500.7 1 $75,000 $75,000
    500.85 1 $105,000 $105,000
    501.85 3 $205,000 $68,333
    502.7 1 $45,000 $45,000
    506.7 3 $355,000 $118,333
    507.7 1 $75,000 $75,000
    508.65 1 $75,000 $75,000
    508.85 12 $690,000 $57,500
    510.85 1 $55,000 $55,000
    512.7 4 $350,000 $87,500
    514.3 5 $445,000 $89,000
    514.7 12 $860,000 $71,667
    515.65 3 $255,000 $85,000
    515.85 33 $2,135,000 $64,697
    516.63 1 $65,000 $65,000
    516.85 2 $90,000 $45,000
    517.7 1 $55,000 $55,000
    518.65 1 $75,000 $75,000
    518.85 4 $280,000 $70,000
    519.85 3 $325,000 $108,333
    520.63 1 $25,000 $25,000
    520.85 5 $305,000 $61,000
    521.0 1 $35,000 $35,000
    521.3 6 $370,000 $61,667
    521.7 23 $1,975,000 $85,870
    522.7 3 $145,000 $48,333
    524.26 1 $105,000 $105,000
    524.3 1 $105,000 $105,000
    524.7 5 $655,000 $131,000
    525.7 2 $130,000 $65,000
    525.85 20 $1,770,000 $88,500
    526.7 7 $665,000 $95,000
    529.65 1 $65,000 $65,000
    529.85 3 $335,000 $111,667
    530.85 28 $2,610,000 $93,214
    531.03 1 $255,000 $255,000
    531.63 1 $145,000 $145,000
    531.7 18 $1,440,000 $80,000
    532.63 1 $55,000 $55,000
    533.65 8 $480,000 $60,000
    533.84 1 $95,000 $95,000
    533.85 39 $2,965,000 $76,026
    534.63 1 $115,000 $115,000
    534.7 3 $275,000 $91,667
    535.7 4 $420,000 $105,000
    536.0 1 $55,000 $55,000
    536.63 1 $55,000 $55,000
    536.7 11 $1,195,000 $108,636
    538.26 1 $55,000 $55,000
    538.76 1 $45,000 $45,000
    538.85 2 $100,000 $50,000
    539.3 10 $740,000 $74,000
    539.5 2 $100,000 $50,000
    539.7 32 $2,120,000 $66,250
    541.63 2 $100,000 $50,000
    543.65 2 $120,000 $60,000
    543.85 21 $1,775,000 $84,524
    544.7 1 $45,000 $45,000
    549.03 1 $55,000 $55,000
    549.26 1 $105,000 $105,000
    549.3 2 $140,000 $70,000
    549.63 4 $210,000 $52,500
    549.7 24 $2,220,000 $92,500
    551.63 1 $15,000 $15,000
    553.26 2 $70,000 $35,000
    555.55 1 $55,000 $55,000
    555.85 4 $380,000 $95,000
    556.0 1 $15,000 $15,000
    556.26 1 $35,000 $35,000
    556.7 1 $65,000 $65,000
    559.36 1 $235,000 $235,000
    559.63 4 $310,000 $77,500
    561.7 3 $405,000 $135,000
    562.06 1 $25,000 $25,000
    563.26 2 $160,000 $80,000
    563.85 1 $25,000 $25,000
    564.7 1 $75,000 $75,000
    568.26 2 $170,000 $85,000
    568.6 1 $15,000 $15,000
    568.85 1 $35,000 $35,000
    569.63 1 $45,000 $45,000
    569.7 1 $155,000 $155,000
    570.85 1 $145,000 $145,000
    571.26 1 $25,000 $25,000
    571.3 1 $35,000 $35,000
    574.7 1 $155,000 $155,000
    576.26 1 $205,000 $205,000
    577.7 1 $45,000 $45,000
    581.26 1 $25,000 $25,000
    584.7 1 $65,000 $65,000
    592.7 1 $105,000 $105,000
    594.7 1 $75,000 $75,000
    595.7 1 $65,000 $65,000
    595.85 1 $15,000 $15,000
    599.65 1 $75,000 $75,000
    603.85 3 $265,000 $88,333
    606.7 1 $55,000 $55,000
    610.85 1 $105,000 $105,000
    611.7 1 $25,000 $25,000
    612.13 1 $105,000 $105,000
    613.85 1 $55,000 $55,000
    625.85 1 $125,000 $125,000
    627.96 1 $25,000 $25,000
    628.26 1 $225,000 $225,000
    628.65 1 $55,000 $55,000
    629.7 2 $200,000 $100,000
    645.65 1 $75,000 $75,000
    656.63 2 $90,000 $45,000
    672.5 1 $45,000 $45,000
    675.85 1 $35,000 $35,000
    701.26 1 $75,000 $75,000
    715.65 1 $25,000 $25,000
    717.26 1 $95,000 $95,000
    720.0 1 $35,000 $35,000
    720.85 1 $175,000 $175,000
    763.65 1 $55,000 $55,000
    779.7 1 $125,000 $125,000
    809.5 1 $115,000 $115,000
    81.0 4 $430,000 $107,500
    813.65 2 $80,000 $40,000
    86.0 1 $25,000 $25,000
    869.3 1 $255,000 $255,000
    870.0 1 $25,000 $25,000
    904.26 1 $125,000 $125,000
    937.7 1 $105,000 $105,000
    938.85 2 $160,000 $80,000
    944.3 1 $35,000 $35,000
    944.7 1 $25,000 $25,000
    945.85 1 $225,000 $225,000
    947.7 1 $105,000 $105,000
    949.85 1 $65,000 $65,000
    95.0 1 $25,000 $25,000
    951.7 2 $380,000 $190,000
    954.3 1 $75,000 $75,000
    954.63 1 $45,000 $45,000
    954.7 1 $45,000 $45,000
    955.7 1 $125,000 $125,000
    956.7 1 $55,000 $55,000
    958.26 1 $255,000 $255,000
    960.85 1 $55,000 $55,000
    961.63 1 $205,000 $205,000
    961.7 1 $125,000 $125,000
    963.65 2 $90,000 $45,000
    963.85 5 $565,000 $113,000
    964.3 1 $115,000 $115,000
    964.7 1 $185,000 $185,000
    966.4 1 $85,000 $85,000
    968.85 1 $155,000 $155,000
    969.3 2 $100,000 $50,000
    969.7 1 $125,000 $125,000
    972.26 1 $75,000 $75,000
    973.33 1 $75,000 $75,000
    973.85 3 $225,000 $75,000
    978.85 1 $55,000 $55,000
    979.7 5 $645,000 $129,000
    984.63 1 $135,000 $135,000
    989.7 1 $135,000 $135,000
    999.7 1 $125,000 $125,000
    NA 1,487 $321,975,000 $216,527

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    2,161 $376,855,000 $174,389

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 399 $42,675,000 $106,955 $2,554 3.19%
    40-60% 384 $65,770,000 $171,276 $3,130 2.86%
    60-80% 538 $136,660,000 $254,015 $3,614 3.02%
    80-100% 392 $100,870,000 $257,321 $3,191 3.23%
    Over 100% 30 $7,790,000 $259,667 $4,194 3.72%
    Under 20% 418 $23,090,000 $55,239 $1,254 3.63%