Lawrenceburg Mortgage Rates & Closing Costs

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    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Lawrenceburg averaged 7.18% for the week of 2023-09-21, compared to the national average of 7.19% for the same period.

    The average rate for the prior week (2023-09-14) was 6.87% and one month ago for the week of 2023-08-17, the average rate was 6.78%.

    Lawrenceburg's average rate one year ago was 5.81%.

    For refis of the same type during the week of 2023-09-21, the average rate was 7.29%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2023-09-21 7.19%
    Lawrenceburg 30 Year Fixed Rate 2023-09-21 7.18%
    Lawrenceburg 30 Year Fixed Rate Refi 2023-09-21 7.29%
    Lawrenceburg 15 Year Fixed Rate 2023-09-21 6.64%
    Lawrenceburg 15 Year Fixed Rate Refi 2023-09-21 7.14%
    Lawrenceburg 30 Year FHA 2023-09-21 6.55%
    Lawrenceburg 30 Year FHA Refi 2023-09-21 7.04%
    Lawrenceburg 30 Year USDA 2023-09-21 7.12%
    Lawrenceburg 30 Year USDA Refi 2023-09-21 7.02%
    Lawrenceburg 30 Year VA 2023-09-21 6.82%
    Lawrenceburg 30 Year VA Refi 2023-09-21 7.02%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Lawrenceburg, TN.

    Lawrenceburg Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Lawrenceburg, TN market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2022 Avg. 30yFix Rate 2022 Avg. Closing Costs
    QUICKEN LOANS, LLC 38 4.85% $6,795
    First Farmers and Merchants Bank 17 4.52% $2,581
    Gateway First Bank 12 4.52% $3,551
    Renasant Bank 11 4.11% $4,915
    Listerhill Credit Union 11 4.04% $2,830
    FIRST COMMUNITY MORTGAGE, INC. 10 5.20% $6,346
    CMG MORTGAGE, INC. 10 5.11% $5,494
    CapStar Bank 10 4.92% $3,477
    The First National Bank of Middle Tennessee 9 4.90% $4,723
    CHURCHILL MORTGAGE CORPORATION 8 4.78% $3,793
    UNITED WHOLESALE MORTGAGE, LLC 8 4.87% $4,880
    MORTGAGE INVESTORS GROUP, INC. 7 5.55% $4,596
    FirstBank 7 4.36% $3,287
    Farm Credit Mid-America, ACA 6 4.23% $7,605
    PENNYMAC LOAN SERVICES, LLC 6 4.54% $6,999
    LOANDEPOT.COM, LLC 5 4.12% $7,782
    Regions Bank 5 5.45% $4,116
    ASCEND FEDERAL CREDIT UNION 5 5.23% $2,930
    U.S. Bank 5 4.63% $4,039
    BROKER SOLUTIONS, INC. 5 5.72% $7,674
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 5 6.64% $6,940
    Mr. Cooper ( Nationstar Mortgage ) 4 5.53% $5,994
    Citizens Bank 4 5.09% $4,589
    CROSSCOUNTRY MORTGAGE, LLC 4 6.03% $5,752
    HOMESIDE FINANCIAL, LLC 4 5.41% $7,466
    Bell Bank 3 4.58% $3,238
    Bank Independent 3 4.08% $4,901
    First Horizon Bank 3 4.96% $2,721
    FREEDOM MORTGAGE CORPORATION 3 4.88% $5,146
    MOVEMENT MORTGAGE, LLC 3 5.75% $5,431
    United Community Bank 3 3.79% $3,965
    Wells Fargo Bank 3 4.25% $2,400
    Hometown Lenders, Inc. 2 4.44% $5,394
    Southeast Financial Credit Union 2 5.81% $3,912
    Pinnacle Bank 2 5.56% $5,214
    PLANET HOME LENDING, LLC 2 6.63% $6,105
    SUCCESS MORTGAGE PARTNERS, INC. 2 5.19% $6,586
    SWBC MORTGAGE CORPORATION 2 5.38% $4,742
    PREMIA MORTGAGE, LLC 2 5.63% $694
    CARDINAL FINANCIAL 2 6.06% $12,152
    PRIMELENDING, A PLAINSCAPITAL COMPANY 2 5.38% $6,221
    Flagstar Bank, FSB 2 5.38% $5,119
    REDSTONE Federal Credit Union 2 4.38% $3,598
    Mortgage Research Center, LLC 2 5.68% $2,135
    AMERISAVE MORTGAGE CORPORATION 2 4.81% $6,639
    Northpointe Bank 2 4.25% $7,931
    Fifth Third Bank 2 4.62% $3,489
    JPMorgan Chase Bank 1 6.13% $5,079
    KELLEY MORTGAGE, LLC 1 5.63% $7,370
    LADERA LENDING, INC. 1 6.75% $3,294
    LAKEVIEW LOAN SERVICING, LLC 1 5.75% $2,775
    Legacy Home Loans, LLC 1 3.50% $1,721
    Legends Bank 1 5.99% $5,045
    BETTER MORTGAGE CORPORATION 1 5.63% $5,029
    ACADEMY MORTGAGE CORPORATION 1 5.75% $2,588
    Magnolia Bank 1 3.50% $1,596
    BAY EQUITY LLC 1 4.38% $4,490
    AMERICAN PACIFIC MORTGAGE CORPORATION 1 3.00% $19,937
    Bank of Tennessee 1 5.62% $3,517
    M&T Bank 1 4.88% $5,138
    MUTUAL OF OMAHA MORTGAGE, INC. 1 6.63% $4,825
    Nations Lending Corporation 1 3.88% $4,918
    Bank of America 1 5.00% $6,763
    PHH Mortgage Corporation 1 4.25% $6,290
    PRIMARY RESIDENTIAL MORTGAGE, INC. 1 5.63% $4,369
    BancorpSouth 1 4.25% $2,390
    ARK-LA-TEX FINANCIAL SERVICES, LLC. 1 3.99% $7,181
    ROYAL UNITED MORTGAGE LLC 1 5.13% $6,512
    S1L, Inc. 1 3.99% $4,712
    SECURITYNATIONAL MORTGAGE COMPANY 1 7.13% $7,606
    SOUTHWEST STAGE FUNDING, LLC 1 3.25% $9,038
    STOCKTON MORTGAGE CORPORATION 1 4.38% $6,448
    T2 FINANCIAL LLC 1 7.13% $7,492
    THE ANDERSON FINANCIAL GROUP, INC. 1 6.13% $7,463
    Amerifirst Financial, Inc. 1 6.38% $5,797
    The Home Loan Expert LLC 1 5.88% $3,619
    COMMUNITY MORTGAGE CORPORATION 1 6.38% $3,157
    Consumer First Mortgage, Inc. 1 6.13% $4,584
    Colten Mortgage, LLC 1 4.25% $4,245
    DAS Acquisition Company, LLC 1 5.88% $10,336
    CERTAINTY HOME LOANS, LLC 1 4.75% $6,052
    ENDEAVOR CAPITAL, LLC. 1 5.99% $6,598
    CB&S Bank, Inc. 1 5.87% $2,167
    FINANCE OF AMERICA MORTGAGE LLC 1 4.63% $12,467
    Carrington Mortgage Services, LLC 1 5.50% $4,153
    CANOPY MORTGAGE, LLC 1 4.63% $9,199
    THE TENNESSEE CREDIT UNION 1 5.13% $4,144
    First National Bank of America 1 7.38% $7,834
    First Vision Bank of Tennessee 1 5.13% $4,129
    F&M Bank 1 3.88% $3,756
    Ally Bank 1 5.00% $2,242
    CALIBER HOME LOANS, INC. 1 3.99% $1,370
    GUILD MORTGAGE COMPANY 1 6.63% $3,252
    HOME POINT FINANCIAL CORPORATION 1 5.63% $6,301
    CALCON MUTUAL MORTGAGE LLC 1 6.50% $9,908
    HOMESTAR FINANCIAL CORPORATION 1 5.88% $3,483

    Lawrenceburg Average Closing Costs & Other Stats

    Lawrenceburg, TN's 96 lenders originated 1,114 loans during 2022. The total origination value was $209,400,000, with an average loan value of $187,971.

    Lawrenceburg's average closing costs are $4,877.

    The top Lawrenceburg lender as defined by loan originations is QUICKEN LOANS, LLC, with 38 loans originated. Their average total fees are $6,795, which is $4,215 higher than the next largest lender, First Farmers and Merchants Bank.

    The lowest fee Lawrenceburg lenders (with over 10 loans originated) are First Farmers and Merchants Bank ($2,581), Listerhill Credit Union ($2,830), CapStar Bank ($3,477), Gateway First Bank ($3,551) and Renasant Bank ($4,915).

    The lowest rate Lawrenceburg lenders (with over 10 loans originated) are Listerhill Credit Union (4.04%), Renasant Bank (4.11%), First Farmers and Merchants Bank (4.52%), Gateway First Bank (4.52%) and QUICKEN LOANS, LLC (4.85%).

    Lawrenceburg, TN Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2021 Loan Value 2022 Loan Value % Change 2022 Market Share
    First Farmers and Merchants Bank $12,800,000 $18,900,000 47.7% 9.0%
    QUICKEN LOANS, LLC $28,155,000 $17,670,000 -37.2% 8.4%
    Heritage Bank & Trust $8,155,000 $12,235,000 50.0% 5.8%
    CapStar Bank $10,800,000 $8,180,000 -24.3% 3.9%
    FirstBank $5,165,000 $6,480,000 25.5% 3.1%
    Renasant Bank $5,175,000 $5,365,000 3.7% 2.6%
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $1,390,000 $4,595,000 230.6% 2.2%
    UNITED WHOLESALE MORTGAGE, LLC $3,390,000 $4,535,000 33.8% 2.2%
    FIRST COMMUNITY MORTGAGE, INC. $3,015,000 $4,370,000 44.9% 2.1%
    Farm Credit Mid-America, ACA $4,085,000 $4,315,000 5.6% 2.1%
    First Volunteer Bank $1,500,000 $3,995,000 166.3% 1.9%
    CMG MORTGAGE, INC. $5,380,000 $3,885,000 -27.8% 1.9%
    PENNYMAC LOAN SERVICES, LLC $4,745,000 $3,650,000 -23.1% 1.7%
    KELLEY MORTGAGE, LLC $3,220,000 $3,410,000 5.9% 1.6%
    Listerhill Credit Union $2,805,000 $3,275,000 16.8% 1.6%
    The First National Bank of Middle Tennessee $5,500,000 $3,210,000 -41.6% 1.5%
    Mortgage Research Center, LLC $3,800,000 $3,060,000 -19.5% 1.5%
    Gateway First Bank $7,905,000 $2,670,000 -66.2% 1.3%
    FIRST TECHNOLOGY $2,505,000 n/a 1.2%
    LOANDEPOT.COM, LLC $3,600,000 $2,485,000 -31.0% 1.2%
    First Horizon Bank $2,725,000 $2,380,000 -12.7% 1.1%
    First National Bank of Pulaski $2,165,000 $2,345,000 8.3% 1.1%
    Flagstar Bank, FSB $625,000 $2,345,000 275.2% 1.1%
    CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $910,000 $2,250,000 147.3% 1.1%
    CROSSCOUNTRY MORTGAGE, LLC $3,275,000 $2,165,000 -33.9% 1.0%
    CALIBER HOME LOANS, INC. $1,105,000 $2,140,000 93.7% 1.0%
    BROKER SOLUTIONS, INC. $1,045,000 $2,125,000 103.3% 1.0%
    AMERISAVE MORTGAGE CORPORATION $2,030,000 $2,030,000 0.0% 1.0%
    NAVY FEDERAL CREDIT UNION $1,045,000 $2,020,000 93.3% 1.0%
    U.S. Bank $1,355,000 $2,005,000 48.0% 1.0%
    ASCEND FEDERAL CREDIT UNION $1,700,000 $1,980,000 16.5% 0.9%
    Bank Independent $1,475,000 $1,975,000 33.9% 0.9%
    Regions Bank $1,915,000 $1,945,000 1.6% 0.9%
    MORTGAGE INVESTORS GROUP, INC. $2,865,000 $1,810,000 -36.8% 0.9%
    CHURCHILL MORTGAGE CORPORATION $1,660,000 $1,805,000 8.7% 0.9%
    FREEDOM MORTGAGE CORPORATION $4,600,000 $1,730,000 -62.4% 0.8%
    HOMESIDE FINANCIAL, LLC $665,000 $1,580,000 137.6% 0.8%
    ACOPIA, LLC $1,935,000 $1,435,000 -25.8% 0.7%
    SUCCESS MORTGAGE PARTNERS, INC. $2,125,000 $1,420,000 -33.2% 0.7%
    MOVEMENT MORTGAGE, LLC $1,235,000 n/a 0.6%
    Truist $3,115,000 $1,170,000 -62.4% 0.6%
    Wells Fargo Bank $3,365,000 $1,165,000 -65.4% 0.6%
    NEW DAY FINANCIAL, LLC $385,000 $1,140,000 196.1% 0.5%
    Mr. Cooper ( Nationstar Mortgage ) $2,470,000 $1,045,000 -57.7% 0.5%
    Citizens Bank $1,070,000 $1,015,000 -5.1% 0.5%
    HOME POINT FINANCIAL CORPORATION $675,000 $950,000 40.7% 0.5%
    United Community Bank $950,000 n/a 0.5%
    Hometown Lenders, Inc. $1,500,000 $940,000 -37.3% 0.4%
    Northpointe Bank $330,000 $920,000 178.8% 0.4%
    PREMIA MORTGAGE, LLC $875,000 n/a 0.4%
    Bell Bank $725,000 $850,000 17.2% 0.4%
    USAA Federal Savings Bank $850,000 $845,000 -0.6% 0.4%
    PRIMARY RESIDENTIAL MORTGAGE, INC. $475,000 $835,000 75.8% 0.4%
    Nations Lending Corporation $300,000 $800,000 166.7% 0.4%
    BancorpSouth Bank $45,000 $720,000 1,500.0% 0.3%
    SWBC MORTGAGE CORPORATION $1,180,000 $715,000 -39.4% 0.3%
    The Federal Savings Bank $440,000 $705,000 60.2% 0.3%
    JPMorgan Chase Bank $795,000 $695,000 -12.6% 0.3%
    Pinnacle Bank $75,000 $670,000 793.3% 0.3%
    Bank of America $465,000 $665,000 43.0% 0.3%
    AMERICAN PACIFIC MORTGAGE CORPORATION $750,000 $660,000 -12.0% 0.3%
    SOUTHWEST STAGE FUNDING, LLC $340,000 $660,000 94.1% 0.3%
    BETTER MORTGAGE CORPORATION $750,000 $650,000 -13.3% 0.3%
    REDSTONE Federal Credit Union $445,000 $625,000 40.4% 0.3%
    Colten Mortgage, LLC $155,000 $620,000 300.0% 0.3%
    Carrington Mortgage Services, LLC $405,000 $610,000 50.6% 0.3%
    GUARANTY HOME MORTGAGE CORPORATION $1,815,000 $605,000 -66.7% 0.3%
    Commerce Home Mortgage, Inc. $600,000 n/a 0.3%
    TRIAD FINANCIAL SERVICES, INC. $575,000 n/a 0.3%
    AMERICAN FINANCIAL RESOURCES, INC. $280,000 $565,000 101.8% 0.3%
    PRIMELENDING, A PLAINSCAPITAL COMPANY $550,000 n/a 0.3%
    TriStar Bank $990,000 $530,000 -46.5% 0.3%
    TOWNE MORTGAGE COMPANY $555,000 $515,000 -7.2% 0.2%
    LADERA LENDING, INC. $500,000 n/a 0.2%
    ARK-LA-TEX FINANCIAL SERVICES, LLC. $470,000 $450,000 -4.3% 0.2%
    VANDERBILT MORTGAGE AND FINANCE, INC. $340,000 $445,000 30.9% 0.2%
    F&M Bank $905,000 $410,000 -54.7% 0.2%
    LAKEVIEW LOAN SERVICING, LLC $835,000 $410,000 -50.9% 0.2%
    CERTAINTY HOME LOANS, LLC $395,000 n/a 0.2%
    SeaTrust Mortgage Company $390,000 n/a 0.2%
    FINANCE OF AMERICA MORTGAGE LLC $385,000 n/a 0.2%
    RELIANCE FIRST CAPITAL, LLC $310,000 $380,000 22.6% 0.2%
    STOCKTON MORTGAGE CORPORATION $450,000 $380,000 -15.6% 0.2%
    PLANET HOME LENDING, LLC $545,000 $370,000 -32.1% 0.2%
    AMCAP MORTGAGE, LTD. $695,000 $360,000 -48.2% 0.2%
    HOMESTAR FINANCIAL CORPORATION $360,000 n/a 0.2%
    Ameris Bank $355,000 n/a 0.2%
    Atlantic Union Bank $355,000 n/a 0.2%
    DAS Acquisition Company, LLC $1,050,000 $345,000 -67.1% 0.2%
    S1L, Inc. $345,000 n/a 0.2%
    Southeast Financial Credit Union $330,000 n/a 0.2%
    GUARANTEED RATE, INC. $755,000 $325,000 -57.0% 0.2%
    HIGHLANDS RESIDENTIAL MORTGAGE, LTD. $85,000 $325,000 282.4% 0.2%
    AMERICAN ADVISORS GROUP $75,000 $320,000 326.7% 0.2%
    ENDEAVOR CAPITAL, LLC. $225,000 $315,000 40.0% 0.2%
    MUTUAL OF OMAHA MORTGAGE, INC. $175,000 $315,000 80.0% 0.2%
    VILLAGE CAPITAL MORTGAGE $620,000 $300,000 -51.6% 0.1%
    Fifth Third Bank $245,000 $290,000 18.4% 0.1%
    CONTOUR MORTGAGE CORPORATION $285,000 n/a 0.1%
    NETWORK CAPITAL FUNDING CORPORATION $285,000 n/a 0.1%
    CB&S Bank, Inc. $195,000 $280,000 43.6% 0.1%
    NEWREZ LLC $850,000 $280,000 -67.1% 0.1%
    MID AMERICA MORTGAGE, INC. $655,000 $275,000 -58.0% 0.1%
    AmeriHome Mortgage Company, LLC $270,000 n/a 0.1%
    Magnolia Bank $265,000 n/a 0.1%
    ROSS MORTGAGE CORPORATION $265,000 n/a 0.1%
    THE TENNESSEE CREDIT UNION $265,000 n/a 0.1%
    MILEND, INC. $255,000 n/a 0.1%
    The Home Loan Expert LLC $255,000 n/a 0.1%
    Ally Bank $245,000 n/a 0.1%
    Leaders Credit Union $245,000 n/a 0.1%
    Legends Bank $245,000 n/a 0.1%
    OVM FINANCIAL, INC. $245,000 n/a 0.1%
    PENTAGON FEDERAL CREDIT UNION $255,000 $235,000 -7.8% 0.1%
    T2 FINANCIAL LLC $85,000 $235,000 176.5% 0.1%
    UNION HOME MORTGAGE CORP. $235,000 n/a 0.1%
    THE MORTGAGE FIRM, INC. $165,000 $225,000 36.4% 0.1%
    21ST MORTGAGE CORPORATION $710,000 $220,000 -69.0% 0.1%
    M&T Bank $105,000 $220,000 109.5% 0.1%
    CALCON MUTUAL MORTGAGE LLC $460,000 $215,000 -53.3% 0.1%
    Consumer First Mortgage, Inc. $165,000 $215,000 30.3% 0.1%
    COMMUNITY BANK $205,000 n/a 0.1%
    CSL Financial, LLC $230,000 $205,000 -10.9% 0.1%
    THE ANDERSON FINANCIAL GROUP, INC. $205,000 n/a 0.1%
    First National Bank of America $550,000 $195,000 -64.5% 0.1%
    INTERLINC MORTGAGE SERVICES, LLC $265,000 $195,000 -26.4% 0.1%
    ServisFirst Bank $195,000 n/a 0.1%
    NUMARK CREDIT UNION $190,000 n/a 0.1%
    Amerifirst Financial, Inc. $175,000 n/a 0.1%
    COMMUNITY MORTGAGE CORPORATION $1,245,000 $175,000 -85.9% 0.1%
    First Guaranty Mortgage Corporation $175,000 n/a 0.1%
    SOUTHWEST FUNDING, LP $770,000 $175,000 -77.3% 0.1%
    TOWER $175,000 n/a 0.1%
    Colony Bank $165,000 n/a 0.1%
    Legacy Home Loans, LLC $285,000 $165,000 -42.1% 0.1%
    SUN WEST MORTGAGE COMPANY, INC. $45,000 $165,000 266.7% 0.1%
    First Vision Bank of Tennessee $155,000 n/a 0.1%
    GUILD MORTGAGE COMPANY $335,000 $155,000 -53.7% 0.1%
    ISERVE RESIDENTIAL LENDING, LLC $155,000 n/a 0.1%
    ACADEMY MORTGAGE CORPORATION $145,000 n/a 0.1%
    BAYSHORE MORTGAGE FUNDING, LLC $175,000 $145,000 -17.1% 0.1%
    Figure Lending LLC $25,000 $145,000 480.0% 0.1%
    Planters Bank & Trust Company $145,000 n/a 0.1%
    Fortera Federal Credit Union $140,000 n/a 0.1%
    BAY EQUITY LLC $295,000 $135,000 -54.2% 0.1%
    First Southern National Bank $15,000 $135,000 800.0% 0.1%
    PNC Bank $370,000 $130,000 -64.9% 0.1%
    ROYAL UNITED MORTGAGE LLC $230,000 $130,000 -43.5% 0.1%
    Bank of Tennessee $295,000 $125,000 -57.6% 0.1%
    CANOPY MORTGAGE, LLC $125,000 n/a 0.1%
    PHH Mortgage Corporation $125,000 n/a 0.1%
    PROPONENT Federal Credit Union $115,000 n/a 0.1%
    TENNESSEE TRUST MORTGAGE, INC $65,000 $115,000 76.9% 0.1%
    Citizens Bank $1,070,000 $105,000 -90.2% 0.1%
    SECURITYNATIONAL MORTGAGE COMPANY $105,000 n/a 0.1%
    OCEANSIDE MORTGAGE COMPANY $95,000 n/a 0.0%
    The Huntington National Bank $175,000 $95,000 -45.7% 0.0%
    TVA Community Credit Union $95,000 $95,000 0.0% 0.0%
    Discover Bank $110,000 $90,000 -18.2% 0.0%
    Assurance Financial Group, L.L.C. $85,000 n/a 0.0%
    HERITAGE SOUTH COMMUNITY CU $85,000 n/a 0.0%
    TOP FLITE FINANCIAL, INC. $85,000 n/a 0.0%
    ALTRA $75,000 n/a 0.0%
    QUORUM FEDERAL CREDIT UNION $65,000 n/a 0.0%
    Progress Bank and Trust $315,000 $55,000 -82.5% 0.0%

    Lawrenceburg's top lender by overall market share is First Farmers and Merchants Bank, with 9.0% market share. In second place, with 8.4%, is QUICKEN LOANS, LLC, having originated $17,670,000 in loans. In third place, with 5.8%, is Heritage Bank & Trust, having originated $12,235,000 in loans. In fourth place, with 3.9%, is CapStar Bank, having originated $8,180,000 in loans. In fifth place, with 3.1%, is FirstBank, having originated $6,480,000 in loans.

    Lawrenceburg Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - Lawrenceburg (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $169,900 (21.4%) $221,637 (10.2%) 0.00 108
    2018-02-01 $165,475 (15.2%) $213,378 (7.0%) 0.00 116
    2018-03-01 $168,500 (16.3%) $219,198 (10.0%) 0.00 114
    2018-04-01 $174,900 (17.4%) $238,578 (18.0%) 0.00 107
    2018-05-01 $177,675 (10.0%) $238,035 (11.5%) 0.00 113
    2018-06-01 $179,900 (20.0%) $239,190 (13.6%) 0.00 113
    2018-07-01 $184,900 (15.6%) $236,504 (18.1%) 0.00 117
    2018-08-01 $170,425 (-1.1%) $222,501 (4.5%) 0.00 123
    2018-09-01 $185,000 (3.1%) $228,094 (8.4%) 0.00 128
    2018-10-01 $169,950 (-5.5%) $241,278 (4.4%) 0.00 140
    2018-11-01 $166,750 (-7.3%) $243,751 (6.1%) 0.00 140
    2018-12-01 $179,950 (2.9%) $252,995 (12.1%) 0.00 129
    2019-01-01 $194,900 (14.7%) $257,594 (16.2%) 0.00 110
    2019-02-01 $185,950 (12.4%) $253,797 (18.9%) 0.00 104
    2019-03-01 $188,243 (11.7%) $260,135 (18.7%) 0.00 103
    2019-04-01 $193,450 (10.6%) $254,924 (6.9%) 0.00 104
    2019-05-01 $233,750 (31.6%) $294,801 (23.9%) 0.00 100
    2019-06-01 $235,000 (30.6%) $294,066 (22.9%) 0.00 114
    2019-07-01 $231,225 (25.1%) $284,766 (20.4%) 0.00 123
    2019-08-01 $230,809 (35.4%) $286,150 (28.6%) 0.00 126
    2019-09-01 $224,673 (21.4%) $282,385 (23.8%) 0.00 131
    2019-10-01 $219,450 (29.1%) $278,865 (15.6%) 0.00 139
    2019-11-01 $215,000 (28.9%) $265,410 (8.9%) 0.00 143
    2019-12-01 $219,600 (22.0%) $268,491 (6.1%) 0.00 135
    2020-01-01 $219,450 (12.6%) $269,590 (4.7%) 0.00 125
    2020-02-01 $222,450 (19.6%) $277,073 (9.2%) 0.00 119
    2020-03-01 $234,925 (24.8%) $284,975 (9.6%) 0.00 113
    2020-04-01 $225,161 (16.4%) $279,046 (9.5%) 0.00 106
    2020-05-01 $216,000 (-7.6%) $289,979 (-1.6%) 0.00 104
    2020-06-01 $222,175 (-5.5%) $304,627 (3.6%) 0.00 93
    2020-07-01 $232,350 (0.5%) $302,352 (6.2%) 0.00 90
    2020-08-01 $235,000 (1.8%) $328,189 (14.7%) 0.00 71
    2020-09-01 $237,450 (5.7%) $315,472 (11.7%) 0.00 69
    2020-10-01 $230,950 (5.2%) $316,379 (13.5%) 0.00 71
    2020-11-01 $236,000 (9.8%) $318,444 (20.0%) 0.00 77
    2020-12-01 $230,850 (5.1%) $312,985 (16.6%) 0.00 72
    2021-01-01 $239,900 (9.3%) $331,577 (23.0%) 0.00 65
    2021-02-01 $244,900 (10.1%) $340,176 (22.8%) 0.00 51
    2021-03-01 $249,225 (6.1%) $356,459 (25.1%) 0.00 47
    2021-04-01 $254,500 (13.0%) $365,316 (30.9%) 0.00 48
    2021-05-01 $294,000 (36.1%) $400,070 (38.0%) 0.00 43
    2021-06-01 $263,700 (18.7%) $389,944 (28.0%) 0.00 47
    2021-07-01 $299,000 (28.7%) $389,214 (28.7%) 0.00 70
    2021-08-01 $294,675 (25.4%) $390,947 (19.1%) 0.00 89
    2021-09-01 $270,850 (14.1%) $332,644 (5.4%) 0.00 94
    2021-10-01 $269,000 (16.5%) $331,738 (4.9%) 0.00 98
    2021-11-01 $279,475 (18.4%) $356,375 (11.9%) 0.00 95
    2021-12-01 $280,000 (21.3%) $368,874 (17.9%) 0.00 89
    2022-01-01 $274,900 (14.6%) $341,931 (3.1%) 0.00 75
    2022-02-01 $279,900 (14.3%) $347,708 (2.2%) 0.00 52
    2022-03-01 $327,000 (31.2%) $476,903 (33.8%) 0.00 54
    2022-04-01 $307,000 (20.6%) $479,753 (31.3%) 0.00 70
    2022-05-01 $339,950 (15.6%) $467,348 (16.8%) 0.00 83
    2022-06-01 $345,975 (31.2%) $460,902 (18.2%) 0.00 95
    2022-07-01 $342,450 (14.5%) $428,391 (10.1%) 0.00 112
    2022-08-01 $324,450 (10.1%) $435,295 (11.3%) 0.00 115
    2022-09-01 $320,950 (18.5%) $412,567 (24.0%) 0.00 126
    2022-10-01 $327,450 (21.7%) $402,908 (21.5%) 0.00 139
    2022-11-01 $345,817 (23.7%) $415,511 (16.6%) 0.00 144
    2022-12-01 $335,000 (19.6%) $410,606 (11.3%) 0.00 141
    2023-01-01 $331,225 (20.5%) $401,024 (17.3%) 0.00 137
    2023-02-01 $339,700 (21.4%) $407,713 (17.3%) 0.00 122
    2023-03-01 $349,800 (7.0%) $413,403 (-13.3%) 0.00 104
    2023-04-01 $341,250 (11.2%) $411,087 (-14.3%) 0.00 92
    2023-05-01 $337,500 (-0.7%) $431,574 (-7.7%) 0.00 84
    2023-06-01 $349,950 (1.2%) $438,517 (-4.9%) 0.00 85
    2023-07-01 $342,450 (0.0%) $438,619 (2.4%) 0.00 103
    2023-08-01 $372,375 (14.8%) $458,816 (5.4%) 0.00 121
    Lawrenceburg's median listing price for 2023-08-01 was $372,375, a difference of $47,925 (14.8%) versus the prior year and $29,925 versus the prior month.

    Lawrenceburg's median listing price comes in at 0% of the national average.

    Lawrenceburg's average listing price for 2023-08-01 was $458,816, a difference of $23,521 (5.4%) versus the prior year and $20,197 versus the prior month.

    For the 2023-08-01 period, Lawrenceburg had 121 MLS listings, a difference of 18 listings (17%) versus the prior month and 6 listings (5%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Lawrenceburg (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 1,904 sqft
    2018-02-01 0 days 1,817 sqft
    2018-03-01 0 days 1,828 sqft
    2018-04-01 0 days 1,841 sqft
    2018-05-01 0 days 1,837 sqft
    2018-06-01 0 days 1,850 sqft
    2018-07-01 0 days 1,882 sqft
    2018-08-01 0 days 1,802 sqft
    2018-09-01 0 days 1,800 sqft
    2018-10-01 0 days 1,792 sqft
    2018-11-01 0 days 1,794 sqft
    2018-12-01 0 days 1,824 sqft
    2019-01-01 0 days 1,865 sqft
    2019-02-01 0 days 1,832 sqft
    2019-03-01 0 days 1,902 sqft
    2019-04-01 0 days 1,917 sqft
    2019-05-01 0 days 2,044 sqft
    2019-06-01 0 days 2,139 sqft
    2019-07-01 0 days 1,944 sqft
    2019-08-01 0 days 1,943 sqft
    2019-09-01 0 days 1,941 sqft
    2019-10-01 0 days 1,935 sqft
    2019-11-01 0 days 1,836 sqft
    2019-12-01 0 days 1,859 sqft
    2020-01-01 0 days 1,887 sqft
    2020-02-01 0 days 1,913 sqft
    2020-03-01 0 days 1,938 sqft
    2020-04-01 0 days 1,874 sqft
    2020-05-01 0 days 1,825 sqft
    2020-06-01 0 days 1,770 sqft
    2020-07-01 0 days 1,743 sqft
    2020-08-01 0 days 1,770 sqft
    2020-09-01 0 days 1,809 sqft
    2020-10-01 0 days 1,731 sqft
    2020-11-01 0 days 1,659 sqft
    2020-12-01 0 days 1,629 sqft
    2021-01-01 0 days 1,750 sqft
    2021-02-01 0 days 1,691 sqft
    2021-03-01 0 days 1,796 sqft
    2021-04-01 0 days 1,749 sqft
    2021-05-01 0 days 1,942 sqft
    2021-06-01 0 days 1,822 sqft
    2021-07-01 0 days 1,880 sqft
    2021-08-01 0 days 1,867 sqft
    2021-09-01 0 days 1,760 sqft
    2021-10-01 0 days 1,776 sqft
    2021-11-01 0 days 1,932 sqft
    2021-12-01 0 days 1,921 sqft
    2022-01-01 0 days 1,861 sqft
    2022-02-01 0 days 1,888 sqft
    2022-03-01 0 days 1,965 sqft
    2022-04-01 0 days 1,904 sqft
    2022-05-01 0 days 1,961 sqft
    2022-06-01 0 days 1,933 sqft
    2022-07-01 0 days 1,784 sqft
    2022-08-01 0 days 1,817 sqft
    2022-09-01 0 days 1,800 sqft
    2022-10-01 0 days 1,838 sqft
    2022-11-01 0 days 1,897 sqft
    2022-12-01 0 days 1,891 sqft
    2023-01-01 0 days 1,859 sqft
    2023-02-01 0 days 1,837 sqft
    2023-03-01 0 days 1,833 sqft
    2023-04-01 0 days 1,726 sqft
    2023-05-01 0 days 1,833 sqft
    2023-06-01 0 days 1,743 sqft
    2023-07-01 0 days 1,682 sqft
    2023-08-01 0 days 1,716 sqft
    Lawrenceburg's median listing age (time on market) for 2023-08-01 was 0 days.

    Lawrenceburg's median square footage for active listings during the 2023-08-01 period was 1,716 sqft. One year prior, the average listing was 1,817 sqft.

    Lawrenceburg, TN Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 529 $119,945,000 $226,739
    Cash Out Refi 228 $43,840,000 $192,281
    Refi 191 $30,475,000 $159,555
    Home Improvement 91 $8,145,000 $89,505
    Other 75 $6,995,000 $93,267

    Lawrenceburg's most frequently cited loan purpose was Home Purchase, with 529 originations. The 2nd most popular reason was Cash Out Refi, with 228 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    5-6% 256 $50,020,000 $195,391
    3-4% 237 $48,185,000 $203,312
    4-5% 228 $46,470,000 $203,816
    6-7% 113 $19,785,000 $175,088
    2.5-3% 63 $10,175,000 $161,508
    7-8% 45 $6,725,000 $149,444
    Over 8% 21 $1,565,000 $74,524
    <2.5% 12 $2,070,000 $172,500

    During 2022, Lawrenceburg's most frequently originated rate bucket was 5-6%, with 256 originations.

    Loan Sizing (Lawrenceburg, TN MSA)

    Loan Size Originations Total Value Average Loan
    $100k-200k 415 $61,825,000 $148,976
    $200k-400k 397 $105,665,000 $266,159
    $100,000 or less 255 $14,105,000 $55,314
    $400k-600k 35 $16,635,000 $475,286
    $600k-1000k 10 $7,060,000 $706,000
    $Over $1MM 2 $4,110,000 $2,055,000

    Lawrenceburg's loan sizing saw the bucket of loans from $100k-200k with 415 originations, totaling $61,825,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 353 $86,585,000 $245,283
    60-80% 269 $58,555,000 $217,677
    40-60% 127 $20,145,000 $158,622
    20-40% 105 $10,625,000 $101,190
    Under 20% 104 $4,570,000 $43,942
    Over 100% 14 $4,020,000 $287,143

    Lawrenceburg's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 353 originations, totaling $86,585,000 in origination value.