Lawrenceburg Mortgage Rates & Closing Costs

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    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Lawrenceburg averaged 6.74% for the week of 2025-04-03, compared to the national average of 6.64% for the same period.

    The average rate for the prior week (2025-03-27) was 6.65% and one month ago for the week of 2025-02-27, the average rate was 6.86%.

    Lawrenceburg's average rate one year ago was 7.09%.

    For refis of the same type during the week of 2025-04-03, the average rate was 6.54%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2025-04-03 6.64%
    Lawrenceburg 30 Year Fixed Rate 2025-04-03 6.74%
    Lawrenceburg 30 Year Fixed Rate Refi 2025-04-03 6.54%
    Lawrenceburg 15 Year Fixed Rate 2025-04-03 5.82%
    Lawrenceburg 15 Year Fixed Rate Refi 2025-04-03 5.92%
    Lawrenceburg 30 Year FHA 2025-04-03 6.37%
    Lawrenceburg 30 Year FHA Refi 2025-04-03 6.26%
    Lawrenceburg 30 Year USDA 2025-04-03 6.42%
    Lawrenceburg 30 Year USDA Refi 2025-04-03 6.22%
    Lawrenceburg 30 Year VA 2025-04-03 6.06%
    Lawrenceburg 30 Year VA Refi 2025-04-03 5.86%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Lawrenceburg, TN.

    Lawrenceburg Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Lawrenceburg, TN market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2024 Avg. 30yFix Rate 2024 Avg. Closing Costs
    QUICKEN LOANS, LLC 20 6.69% $5,344
    Renasant Bank 18 6.07% $5,324
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 16 6.76% $7,502
    Farm Credit Mid-America, ACA 11 7.16% $7,012
    FIRST COMMUNITY MORTGAGE, INC. 10 6.17% $5,061
    FirstBank 9 6.89% $6,027
    UNITED WHOLESALE MORTGAGE, LLC 8 6.36% $6,599
    First Farmers and Merchants Bank 6 6.83% $2,482
    CMG MORTGAGE, INC. 4 6.90% $5,989
    MORTGAGE INVESTORS GROUP, INC. 4 6.87% $5,322
    U.S. Bank 4 7.06% $5,332
    First Horizon Bank 3 6.83% $3,365
    BROKER SOLUTIONS, INC. 3 7.00% $8,532
    CROSSCOUNTRY MORTGAGE, LLC 3 6.77% $11,172
    KELLEY MORTGAGE, LLC 3 6.08% $2,357
    HIGHLANDS RESIDENTIAL MORTGAGE, LTD. 3 6.70% $5,051
    Mr. Cooper ( Nationstar Mortgage ) 3 6.71% $12,808
    Bank Independent 3 6.77% $2,445
    DELMAR FINANCIAL COMPANY 2 6.75% $5,008
    ASCEND FEDERAL CREDIT UNION 2 6.50% $3,342
    Bell Bank 2 6.24% $5,131
    CHURCHILL MORTGAGE CORPORATION 2 6.44% $4,623
    Gateway First Bank 2 7.38% $4,691
    Legacy Home Loans, LLC 2 6.75% $5,953
    Listerhill Credit Union 2 6.25% $6,024
    MUTUAL OF OMAHA MORTGAGE, INC. 2 7.50% $5,740
    Old National Bank 2 7.31% $3,831
    PHH Mortgage Corporation 2 7.06% $8,169
    SeaTrust Mortgage Company 2 6.81% $6,503
    SWBC MORTGAGE CORPORATION 2 7.00% $2,840
    UNION HOME MORTGAGE CORP. 2 7.06% $9,857
    Citizens Bank 1 6.13% $3,236
    CANOPY MORTGAGE, LLC 1 7.13% $8,059
    A&D Mortgage LLC 1 7.75% $9,598
    NAVY FEDERAL CREDIT UNION 1 5.88% $9,370
    NFM, INC. 1 7.00% $6,180
    US MORTGAGE CORPORATION 1 6.88% $12,493
    VANDERBILT MORTGAGE AND FINANCE, INC. 1 7.75% $4,081
    CALCON MUTUAL MORTGAGE LLC 1 6.50% $7,373
    REDSTONE Federal Credit Union 1 6.13% $2,999
    Regions Bank 1 7.13% $4,552
    AVADIAN 1 6.50% $3,049
    Wells Fargo Bank 1 6.88% $3,735
    SECURITYNATIONAL MORTGAGE COMPANY 1 6.99% $7,160
    Wolfe Financial, Inc 1 7.00% $12,851
    The First National Bank of Middle Tennessee 1 6.88% $4,310
    The Loan Store, Inc. 1 6.99% $11,079
    Truist 1 6.50% $6,232
    ZILLOW HOME LOANS, LLC 1 7.13% $3,364
    United Community Bank 1 6.63% $3,444
    EVANSVILLE TEACHERS 1 6.38% $3,978
    HOMESIDE FINANCIAL, LLC 1 6.88% $2,977
    JPMorgan Chase Bank 1 6.99% $500
    21ST MORTGAGE CORPORATION 1 8.42% $6,568
    Leaders Credit Union 1 6.75% $6,501
    Assurance Financial Group, L.L.C. 1 7.13% $7,733
    USAA Federal Savings Bank 1 6.63% $5,635
    LOANDEPOT.COM, LLC 1 6.99% $6,655

    Lawrenceburg Average Closing Costs & Other Stats

    Lawrenceburg, TN's 58 lenders originated 836 loans during 2024. The total origination value was $170,200,000, with an average loan value of $203,589.

    Lawrenceburg's average closing costs are $5,615.

    The top Lawrenceburg lender as defined by loan originations is QUICKEN LOANS, LLC, with 20 loans originated. Their average total fees are $5,344, which is $20 higher than the next largest lender, Renasant Bank.

    The lowest fee Lawrenceburg lenders (with over 10 loans originated) are FIRST COMMUNITY MORTGAGE, INC. ($5,061), Renasant Bank ($5,324), QUICKEN LOANS, LLC ($5,344), Farm Credit Mid-America, ACA ($7,012) and FAIRWAY INDEPENDENT MORTGAGE CORPORATION ($7,502).

    The lowest rate Lawrenceburg lenders (with over 10 loans originated) are Renasant Bank (6.07%), FIRST COMMUNITY MORTGAGE, INC. (6.17%), QUICKEN LOANS, LLC (6.69%), FAIRWAY INDEPENDENT MORTGAGE CORPORATION (6.76%) and Farm Credit Mid-America, ACA (7.16%).

    Lawrenceburg, TN Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2023 Loan Value 2024 Loan Value % Change 2024 Market Share
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $15,890,000 $22,640,000 42.5% 13.3%
    QUICKEN LOANS, LLC $10,040,000 $11,910,000 18.6% 7.0%
    UNITED WHOLESALE MORTGAGE, LLC $6,225,000 $8,355,000 34.2% 4.9%
    Heritage Bank & Trust $6,825,000 $7,615,000 11.6% 4.5%
    First Farmers and Merchants Bank $10,780,000 $6,905,000 -35.9% 4.1%
    Mortgage Research Center, LLC $4,610,000 $6,095,000 32.2% 3.6%
    Renasant Bank $1,550,000 $6,090,000 292.9% 3.6%
    FIRST COMMUNITY MORTGAGE, INC. $2,840,000 $5,950,000 109.5% 3.5%
    FirstBank $2,460,000 $4,225,000 71.7% 2.5%
    Farm Credit Mid-America, ACA $2,875,000 $4,040,000 40.5% 2.4%
    CROSSCOUNTRY MORTGAGE, LLC $1,595,000 $3,010,000 88.7% 1.8%
    BROKER SOLUTIONS, INC. $400,000 $2,755,000 588.8% 1.6%
    Old National Bank $2,650,000 n/a 1.6%
    MORTGAGE INVESTORS GROUP, INC. $1,995,000 $2,415,000 21.1% 1.4%
    KELLEY MORTGAGE, LLC $1,540,000 $2,115,000 37.3% 1.2%
    VILLAGE CAPITAL MORTGAGE $2,095,000 n/a 1.2%
    CMG MORTGAGE, INC. $2,945,000 $2,070,000 -29.7% 1.2%
    First Dakota National Bank $8,390,000 $2,005,000 -76.1% 1.2%
    Fortera Federal Credit Union $1,565,000 $1,655,000 5.8% 1.0%
    Truist $1,690,000 $1,655,000 -2.1% 1.0%
    River Bank & Trust $1,595,000 n/a 0.9%
    Mr. Cooper ( Nationstar Mortgage ) $285,000 $1,550,000 443.9% 0.9%
    NAVY FEDERAL CREDIT UNION $775,000 $1,530,000 97.4% 0.9%
    FREEDOM MORTGAGE CORPORATION $1,280,000 $1,515,000 18.4% 0.9%
    ASCEND FEDERAL CREDIT UNION $1,585,000 $1,410,000 -11.0% 0.8%
    DELMAR FINANCIAL COMPANY $1,315,000 n/a 0.8%
    U.S. Bank $255,000 $1,305,000 411.8% 0.8%
    21ST MORTGAGE CORPORATION $1,795,000 $1,285,000 -28.4% 0.8%
    MUTUAL OF OMAHA MORTGAGE, INC. $1,065,000 $1,270,000 19.2% 0.7%
    HIGHLANDS RESIDENTIAL MORTGAGE, LTD. $440,000 $1,255,000 185.2% 0.7%
    LOANDEPOT.COM, LLC $685,000 $1,250,000 82.5% 0.7%
    SeaTrust Mortgage Company $1,120,000 $1,235,000 10.3% 0.7%
    First Horizon Bank $980,000 $1,215,000 24.0% 0.7%
    First Volunteer Bank $1,495,000 $1,115,000 -25.4% 0.7%
    NEWREZ LLC $425,000 $1,110,000 161.2% 0.7%
    UNION HOME MORTGAGE CORP. $305,000 $1,080,000 254.1% 0.6%
    PENNYMAC LOAN SERVICES, LLC $1,235,000 $1,025,000 -17.0% 0.6%
    CHURCHILL MORTGAGE CORPORATION $300,000 $960,000 220.0% 0.6%
    United Community Bank $220,000 $920,000 318.2% 0.5%
    Bank Independent $135,000 $915,000 577.8% 0.5%
    Listerhill Credit Union $770,000 $820,000 6.5% 0.5%
    First National Bank of Pulaski $1,495,000 $805,000 -46.2% 0.5%
    REDSTONE Federal Credit Union $1,685,000 $780,000 -53.7% 0.5%
    STOCKTON MORTGAGE CORPORATION $195,000 $775,000 297.4% 0.5%
    MOVEMENT MORTGAGE, LLC $755,000 n/a 0.4%
    USAA Federal Savings Bank $630,000 $755,000 19.8% 0.4%
    EVANSVILLE TEACHERS $345,000 $710,000 105.8% 0.4%
    LAKEVIEW LOAN SERVICING, LLC $395,000 $680,000 72.2% 0.4%
    Fifth Third Bank $265,000 $650,000 145.3% 0.4%
    Wolfe Financial, Inc $645,000 n/a 0.4%
    RELIANCE FIRST CAPITAL, LLC $585,000 $640,000 9.4% 0.4%
    SWBC MORTGAGE CORPORATION $635,000 n/a 0.4%
    Bell Bank $380,000 $605,000 59.2% 0.4%
    A&D Mortgage LLC $600,000 n/a 0.4%
    Gateway First Bank $185,000 $590,000 218.9% 0.3%
    AMERICAN FINANCIAL RESOURCES, INC. $285,000 $565,000 98.2% 0.3%
    1ST SIGNATURE LENDING, LLC $550,000 n/a 0.3%
    Wells Fargo Bank $695,000 $510,000 -26.6% 0.3%
    CARDINAL FINANCIAL $345,000 $500,000 44.9% 0.3%
    Legacy Home Loans, LLC $490,000 n/a 0.3%
    Regions Bank $1,200,000 $490,000 -59.2% 0.3%
    MORTGAGE SOLUTIONS OF COLORADO, LLC $400,000 $445,000 11.3% 0.3%
    SOUTHWEST STAGE FUNDING, LLC $420,000 $445,000 6.0% 0.3%
    VANDERBILT MORTGAGE AND FINANCE, INC. $145,000 $440,000 203.4% 0.3%
    LADERA LENDING, INC. $430,000 n/a 0.3%
    CSL Financial, LLC $280,000 $425,000 51.8% 0.2%
    CANOPY MORTGAGE, LLC $420,000 $415,000 -1.2% 0.2%
    HomePromise Corporation $415,000 n/a 0.2%
    EVERETT FINANCIAL, INC. $405,000 n/a 0.2%
    The Loan Store, Inc. $405,000 n/a 0.2%
    CORNERSTONE HOME LENDING, INC. $395,000 n/a 0.2%
    GUARANTEED RATE, INC. $290,000 $395,000 36.2% 0.2%
    Consumer First Mortgage, Inc. $390,000 n/a 0.2%
    PHH Mortgage Corporation $380,000 n/a 0.2%
    GUILD MORTGAGE COMPANY $375,000 n/a 0.2%
    Assurance Financial Group, L.L.C. $365,000 n/a 0.2%
    MICHIGAN MUTUAL, INC. $355,000 n/a 0.2%
    NEW DAY FINANCIAL, LLC $355,000 n/a 0.2%
    DAS Acquisition Company, LLC $345,000 n/a 0.2%
    Legends Bank $345,000 n/a 0.2%
    ROSS MORTGAGE CORPORATION $480,000 $335,000 -30.2% 0.2%
    GSF Mortgage Corporation $325,000 n/a 0.2%
    CapStar Bank $4,725,000 $320,000 -93.2% 0.2%
    US MORTGAGE CORPORATION $315,000 n/a 0.2%
    Third Federal Savings and Loan Association of Cleveland $460,000 $310,000 -32.6% 0.2%
    BancorpSouth $305,000 $305,000 0.0% 0.2%
    Century Mortgage Company DBA Century Lending Company $710,000 $295,000 -58.5% 0.2%
    Citizens Bank $170,000 $295,000 73.5% 0.2%
    JPMorgan Chase Bank $755,000 $295,000 -60.9% 0.2%
    PRIMARY RESIDENTIAL MORTGAGE, INC. $295,000 n/a 0.2%
    ALL IN $285,000 n/a 0.2%
    GARDNER FINANCIAL SERVICES, LTD. $285,000 n/a 0.2%
    Sandy Spring Bank $285,000 n/a 0.2%
    T2 FINANCIAL LLC $275,000 n/a 0.2%
    AMERICAN FINANCING CORPORATION $195,000 $265,000 35.9% 0.2%
    TENNESSEE TRUST MORTGAGE, INC $255,000 n/a 0.1%
    The Federal Savings Bank $650,000 $255,000 -60.8% 0.1%
    AMERICAN PORTFOLIO MORTGAGE CORPORATION $185,000 $235,000 27.0% 0.1%
    AmeriHome Mortgage Company, LLC $1,310,000 $225,000 -82.8% 0.1%
    AVADIAN $225,000 n/a 0.1%
    CALCON MUTUAL MORTGAGE LLC $225,000 n/a 0.1%
    Paramount Residential Mortgage Group, Inc. $225,000 n/a 0.1%
    BECKAM FUNDING CORP. $205,000 n/a 0.1%
    The First National Bank of Middle Tennessee $205,000 $205,000 0.0% 0.1%
    DOMINION FINANCIAL SERVICES, LLC $195,000 n/a 0.1%
    CORNERSTONE FINANCIAL CREDIT UNION $185,000 n/a 0.1%
    Equity Prime Mortgage LLC $185,000 n/a 0.1%
    FINANCE OF AMERICA REVERSE LLC $185,000 n/a 0.1%
    Leaders Credit Union $185,000 n/a 0.1%
    NEXERA HOLDING LLC $185,000 n/a 0.1%
    NFM, INC. $695,000 $185,000 -73.4% 0.1%
    First Metro Bank $175,000 n/a 0.1%
    JMAC LENDING, INC. $165,000 n/a 0.1%
    Wilson Bank And Trust $250,000 $165,000 -34.0% 0.1%
    Alcova Mortgage LLC $155,000 n/a 0.1%
    AMERICAN FINANCIAL NETWORK, INC. $155,000 n/a 0.1%
    Figure Lending LLC $125,000 $145,000 16.0% 0.1%
    TriStar Bank $145,000 n/a 0.1%
    ZILLOW HOME LOANS, LLC $660,000 $145,000 -78.0% 0.1%
    Bank of America $430,000 $135,000 -68.6% 0.1%
    HOMESIDE FINANCIAL, LLC $2,825,000 $135,000 -95.2% 0.1%
    SECURITYNATIONAL MORTGAGE COMPANY $125,000 n/a 0.1%
    Coastal Community Bank $15,000 $120,000 700.0% 0.1%
    FAIRWINDS CREDIT UNION $115,000 n/a 0.1%
    RUOFF MORTGAGE COMPANY, INC. $115,000 n/a 0.1%
    AMERISAVE MORTGAGE CORPORATION $1,565,000 $110,000 -93.0% 0.1%
    First Southern Bank $95,000 n/a 0.1%
    Discover Bank $400,000 $80,000 -80.0% 0.0%
    TOP FLITE FINANCIAL, INC. $75,000 n/a 0.0%
    Baxter Credit Union $65,000 n/a 0.0%
    ROYAL UNITED MORTGAGE LLC $210,000 $65,000 -69.0% 0.0%
    HOMEBRIDGE FINANCIAL SERVICES, INC. $295,000 $55,000 -81.4% 0.0%
    LAND HOME FINANCIAL SERVICES, INC. $45,000 n/a 0.0%
    Simmons Bank $215,000 $45,000 -79.1% 0.0%

    Lawrenceburg's top lender by overall market share is FAIRWAY INDEPENDENT MORTGAGE CORPORATION, with 13.3% market share. In second place, with 7.0%, is QUICKEN LOANS, LLC, having originated $11,910,000 in loans. In third place, with 4.9%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $8,355,000 in loans. In fourth place, with 4.5%, is Heritage Bank & Trust, having originated $7,615,000 in loans. In fifth place, with 4.1%, is First Farmers and Merchants Bank, having originated $6,905,000 in loans.

    Lawrenceburg Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - Lawrenceburg (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $169,900 (21.4%) $221,637 (10.2%) 0.00 108
    2018-02-01 $165,475 (15.2%) $213,378 (7.0%) 0.00 116
    2018-03-01 $168,500 (16.3%) $219,198 (10.0%) 0.00 114
    2018-04-01 $174,900 (17.4%) $238,578 (18.0%) 0.00 107
    2018-05-01 $177,675 (10.0%) $238,035 (11.5%) 0.00 113
    2018-06-01 $179,900 (20.0%) $239,190 (13.6%) 0.00 113
    2018-07-01 $184,900 (15.6%) $236,504 (18.1%) 0.00 117
    2018-08-01 $170,425 (-1.1%) $222,943 (4.7%) 0.00 123
    2018-09-01 $186,000 (3.6%) $229,494 (9.1%) 0.00 127
    2018-10-01 $172,825 (-3.9%) $242,658 (5.0%) 0.00 139
    2018-11-01 $167,875 (-6.7%) $245,114 (6.7%) 0.00 139
    2018-12-01 $184,900 (5.7%) $254,582 (12.8%) 0.00 128
    2019-01-01 $195,700 (15.2%) $259,477 (17.1%) 0.00 109
    2019-02-01 $185,975 (12.4%) $255,726 (19.9%) 0.00 103
    2019-03-01 $188,243 (11.7%) $260,135 (18.7%) 0.00 103
    2019-04-01 $193,450 (10.6%) $254,924 (6.9%) 0.00 104
    2019-05-01 $233,750 (31.6%) $294,801 (23.9%) 0.00 100
    2019-06-01 $235,000 (30.6%) $294,066 (22.9%) 0.00 114
    2019-07-01 $231,225 (25.1%) $284,766 (20.4%) 0.00 123
    2019-08-01 $230,809 (35.4%) $286,150 (28.4%) 0.00 126
    2019-09-01 $224,673 (20.8%) $282,385 (23.1%) 0.00 131
    2019-10-01 $219,450 (27.0%) $278,865 (14.9%) 0.00 139
    2019-11-01 $215,000 (28.1%) $266,098 (8.6%) 0.00 143
    2019-12-01 $219,600 (18.8%) $268,491 (5.5%) 0.00 135
    2020-01-01 $219,450 (12.1%) $269,915 (4.0%) 0.00 125
    2020-02-01 $222,450 (19.6%) $277,073 (8.4%) 0.00 119
    2020-03-01 $234,925 (24.8%) $284,975 (9.6%) 0.00 113
    2020-04-01 $225,161 (16.4%) $279,046 (9.5%) 0.00 106
    2020-05-01 $216,000 (-7.6%) $289,979 (-1.6%) 0.00 104
    2020-06-01 $222,175 (-5.5%) $304,627 (3.6%) 0.00 93
    2020-07-01 $232,350 (0.5%) $302,352 (6.2%) 0.00 90
    2020-08-01 $235,000 (1.8%) $328,189 (14.7%) 0.00 71
    2020-09-01 $237,450 (5.7%) $315,472 (11.7%) 0.00 69
    2020-10-01 $230,950 (5.2%) $316,379 (13.5%) 0.00 71
    2020-11-01 $236,000 (9.8%) $318,444 (19.7%) 0.00 77
    2020-12-01 $230,850 (5.1%) $312,985 (16.6%) 0.00 72
    2021-01-01 $239,900 (9.3%) $331,577 (22.8%) 0.00 65
    2021-02-01 $244,900 (10.1%) $340,176 (22.8%) 0.00 51
    2021-03-01 $249,225 (6.1%) $356,459 (25.1%) 0.00 47
    2021-04-01 $254,500 (13.0%) $365,316 (30.9%) 0.00 48
    2021-05-01 $294,000 (36.1%) $400,070 (38.0%) 0.00 43
    2021-06-01 $263,700 (18.7%) $389,944 (28.0%) 0.00 47
    2021-07-01 $299,000 (28.7%) $389,214 (28.7%) 0.00 70
    2021-08-01 $294,675 (25.4%) $390,947 (19.1%) 0.00 89
    2021-09-01 $270,850 (14.1%) $332,644 (5.4%) 0.00 94
    2021-10-01 $269,000 (16.5%) $331,738 (4.9%) 0.00 98
    2021-11-01 $279,475 (18.4%) $356,375 (11.9%) 0.00 95
    2021-12-01 $280,000 (21.3%) $368,874 (17.9%) 0.00 89
    2022-01-01 $274,900 (14.6%) $341,931 (3.1%) 0.00 75
    2022-02-01 $279,900 (14.3%) $347,708 (2.2%) 0.00 52
    2022-03-01 $327,000 (31.2%) $476,903 (33.8%) 0.00 54
    2022-04-01 $307,000 (20.6%) $479,753 (31.3%) 0.00 70
    2022-05-01 $339,950 (15.6%) $467,348 (16.8%) 0.00 83
    2022-06-01 $345,975 (31.2%) $460,902 (18.2%) 0.00 95
    2022-07-01 $342,450 (14.5%) $428,391 (10.1%) 0.00 112
    2022-08-01 $324,450 (10.1%) $435,295 (11.3%) 0.00 115
    2022-09-01 $320,950 (18.5%) $412,567 (24.0%) 0.00 126
    2022-10-01 $327,450 (21.7%) $402,908 (21.5%) 0.00 139
    2022-11-01 $345,817 (23.7%) $415,511 (16.6%) 0.00 144
    2022-12-01 $335,000 (19.6%) $410,606 (11.3%) 0.00 141
    2023-01-01 $331,225 (20.5%) $401,024 (17.3%) 0.00 137
    2023-02-01 $335,725 (19.9%) $407,959 (17.3%) 0.00 121
    2023-03-01 $349,475 (6.9%) $413,850 (-13.2%) 0.00 103
    2023-04-01 $340,000 (10.8%) $411,515 (-14.2%) 0.00 91
    2023-05-01 $337,500 (-0.7%) $431,574 (-7.7%) 0.00 84
    2023-06-01 $349,975 (1.2%) $438,975 (-4.8%) 0.00 84
    2023-07-01 $339,900 (-0.7%) $439,519 (2.6%) 0.00 102
    2023-08-01 $372,375 (14.8%) $458,816 (5.4%) 0.00 121
    2023-09-01 $361,000 (12.5%) $439,932 (6.6%) 0.00 116
    2023-10-01 $350,000 (6.9%) $413,118 (2.5%) 0.00 118
    2023-11-01 $348,000 (0.6%) $399,001 (-4.0%) 0.00 128
    2023-12-01 $349,450 (4.3%) $409,646 (-0.2%) 0.00 127
    2024-01-01 $347,000 (4.8%) $401,462 (0.1%) 0.00 125
    2024-02-01 $359,000 (6.9%) $397,012 (-2.7%) 0.00 120
    2024-03-01 $359,999 (3.0%) $397,008 (-4.1%) 0.00 128
    2024-04-01 $354,450 (4.3%) $388,408 (-5.6%) 0.00 131
    2024-05-01 $348,500 (3.3%) $392,861 (-9.0%) 0.00 145
    2024-06-01 $343,950 (-1.7%) $377,641 (-14.0%) 0.00 154
    2024-07-01 $339,900 (0.0%) $390,292 (-11.2%) 0.00 164
    2024-08-01 $339,000 (-9.0%) $385,589 (-16.0%) 0.00 176
    2024-09-01 $339,675 (-5.9%) $387,199 (-12.0%) 0.00 182
    2024-10-01 $339,900 (-2.9%) $386,244 (-6.5%) 0.00 175
    2024-11-01 $339,900 (-2.3%) $393,958 (-1.3%) 0.00 177
    2024-12-01 $339,000 (-3.0%) $392,607 (-4.2%) 0.00 167
    2025-01-01 $340,725 (-1.8%) $389,800 (-2.9%) 0.00 155
    2025-02-01 $333,475 (-7.1%) $377,935 (-4.8%) 0.00 164
    2025-03-01 $329,900 (-8.4%) $383,456 (-3.4%) 0.00 182
    Lawrenceburg's median listing price for 2025-03-01 was $329,900, a difference of $-30,099 (-8.4%) versus the prior year and $-3,575 versus the prior month.

    Lawrenceburg's median listing price comes in at 0% of the national average.

    Lawrenceburg's average listing price for 2025-03-01 was $383,456, a difference of $-13,552 (-3.4%) versus the prior year and $5,521 versus the prior month.

    For the 2025-03-01 period, Lawrenceburg had 182 MLS listings, a difference of 18 listings (11%) versus the prior month and 54 listings (42%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Lawrenceburg (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 1,904 sqft
    2018-02-01 0 days 1,817 sqft
    2018-03-01 0 days 1,828 sqft
    2018-04-01 0 days 1,841 sqft
    2018-05-01 0 days 1,837 sqft
    2018-06-01 0 days 1,849 sqft
    2018-07-01 0 days 1,872 sqft
    2018-08-01 0 days 1,795 sqft
    2018-09-01 0 days 1,812 sqft
    2018-10-01 0 days 1,792 sqft
    2018-11-01 0 days 1,795 sqft
    2018-12-01 0 days 1,824 sqft
    2019-01-01 0 days 1,873 sqft
    2019-02-01 0 days 1,835 sqft
    2019-03-01 0 days 1,902 sqft
    2019-04-01 0 days 1,917 sqft
    2019-05-01 0 days 2,044 sqft
    2019-06-01 0 days 2,139 sqft
    2019-07-01 0 days 1,944 sqft
    2019-08-01 0 days 1,943 sqft
    2019-09-01 0 days 1,941 sqft
    2019-10-01 0 days 1,935 sqft
    2019-11-01 0 days 1,848 sqft
    2019-12-01 0 days 1,859 sqft
    2020-01-01 0 days 1,887 sqft
    2020-02-01 0 days 1,913 sqft
    2020-03-01 0 days 1,938 sqft
    2020-04-01 0 days 1,872 sqft
    2020-05-01 0 days 1,823 sqft
    2020-06-01 0 days 1,768 sqft
    2020-07-01 0 days 1,737 sqft
    2020-08-01 0 days 1,739 sqft
    2020-09-01 0 days 1,800 sqft
    2020-10-01 0 days 1,731 sqft
    2020-11-01 0 days 1,659 sqft
    2020-12-01 0 days 1,629 sqft
    2021-01-01 0 days 1,750 sqft
    2021-02-01 0 days 1,691 sqft
    2021-03-01 0 days 1,796 sqft
    2021-04-01 0 days 1,749 sqft
    2021-05-01 0 days 1,942 sqft
    2021-06-01 0 days 1,822 sqft
    2021-07-01 0 days 1,880 sqft
    2021-08-01 0 days 1,867 sqft
    2021-09-01 0 days 1,760 sqft
    2021-10-01 0 days 1,776 sqft
    2021-11-01 0 days 1,932 sqft
    2021-12-01 0 days 1,921 sqft
    2022-01-01 0 days 1,861 sqft
    2022-02-01 0 days 1,888 sqft
    2022-03-01 0 days 1,965 sqft
    2022-04-01 0 days 1,904 sqft
    2022-05-01 0 days 1,961 sqft
    2022-06-01 0 days 1,933 sqft
    2022-07-01 0 days 1,784 sqft
    2022-08-01 0 days 1,817 sqft
    2022-09-01 0 days 1,800 sqft
    2022-10-01 0 days 1,838 sqft
    2022-11-01 0 days 1,897 sqft
    2022-12-01 0 days 1,891 sqft
    2023-01-01 0 days 1,859 sqft
    2023-02-01 0 days 1,845 sqft
    2023-03-01 0 days 1,862 sqft
    2023-04-01 0 days 1,734 sqft
    2023-05-01 0 days 1,833 sqft
    2023-06-01 0 days 1,772 sqft
    2023-07-01 0 days 1,697 sqft
    2023-08-01 0 days 1,716 sqft
    2023-09-01 0 days 1,633 sqft
    2023-10-01 0 days 1,723 sqft
    2023-11-01 0 days 1,725 sqft
    2023-12-01 0 days 1,718 sqft
    2024-01-01 0 days 1,668 sqft
    2024-02-01 0 days 1,697 sqft
    2024-03-01 0 days 1,672 sqft
    2024-04-01 0 days 1,714 sqft
    2024-05-01 0 days 1,708 sqft
    2024-06-01 0 days 1,721 sqft
    2024-07-01 0 days 1,727 sqft
    2024-08-01 0 days 1,701 sqft
    2024-09-01 0 days 1,702 sqft
    2024-10-01 0 days 1,697 sqft
    2024-11-01 0 days 1,728 sqft
    2024-12-01 0 days 1,728 sqft
    2025-01-01 0 days 1,733 sqft
    2025-02-01 0 days 1,702 sqft
    2025-03-01 0 days 1,649 sqft
    Lawrenceburg's median listing age (time on market) for 2025-03-01 was 0 days.

    Lawrenceburg's median square footage for active listings during the 2025-03-01 period was 1,649 sqft. One year prior, the average listing was 1,672 sqft.

    Lawrenceburg, TN Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 451 $105,435,000 $233,780
    Cash Out Refi 142 $27,300,000 $192,254
    Refi 128 $28,190,000 $220,234
    Home Improvement 68 $5,010,000 $73,676
    Other 47 $4,265,000 $90,745

    Lawrenceburg's most frequently cited loan purpose was Home Purchase, with 451 originations. The 2nd most popular reason was Cash Out Refi, with 142 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    6-7% 361 $83,005,000 $229,931
    Over 8% 146 $14,200,000 $97,260
    5-6% 119 $29,965,000 $251,807
    7-8% 118 $25,670,000 $217,542
    3-4% 5 $585,000 $117,000
    4-5% 4 $1,250,000 $312,500
    <2.5% 2 $10,000 $5,000

    During 2024, Lawrenceburg's most frequently originated rate bucket was 6-7%, with 361 originations.

    Loan Sizing (Lawrenceburg, TN MSA)

    Loan Size Originations Total Value Average Loan
    $200k-400k 355 $95,635,000 $269,394
    $100k-200k 225 $34,465,000 $153,178
    $100,000 or less 204 $10,510,000 $51,520
    $400k-600k 38 $17,730,000 $466,579
    $600k-1000k 12 $8,260,000 $688,333
    $Over $1MM 2 $3,600,000 $1,800,000

    Lawrenceburg's loan sizing saw the bucket of loans from $200k-400k with 355 originations, totaling $95,635,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 316 $82,240,000 $260,253
    60-80% 146 $37,450,000 $256,507
    Under 20% 112 $4,170,000 $37,232
    40-60% 83 $17,475,000 $210,542
    20-40% 82 $8,040,000 $98,049
    Over 100% 11 $3,135,000 $285,000

    Lawrenceburg's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 316 originations, totaling $82,240,000 in origination value.