Lawrenceburg Mortgage Rates & Closing Costs
30 Year Fixed Rate mortgages in Lawrenceburg averaged
6.8%
for the week of 2023-03-16, compared to the national average of
6.6% for the same period.
The average rate for the prior week (2023-03-09) was
7.13% and
one month ago for the week of 2023-02-09, the
average rate was 6.62%.
Lawrenceburg's average rate one year ago was 3.84%.
For refis of the same type during the week of 2023-03-16, the average rate
was 7.02%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2023-03-16 | 6.6% |
| Lawrenceburg 30 Year Fixed Rate | 2023-03-16 | 6.8% |
| Lawrenceburg 30 Year Fixed Rate Refi | 2023-03-16 | 7.02% |
| Lawrenceburg 15 Year Fixed Rate | 2023-03-16 | 6.81% |
| Lawrenceburg 15 Year Fixed Rate Refi | 2023-03-16 | 6.99% |
| Lawrenceburg 30 Year FHA | 2023-03-16 | 6.13% |
| Lawrenceburg 30 Year FHA Refi | 2023-03-16 | 6.3% |
| Lawrenceburg 30 Year USDA | 2023-03-16 | 6.52% |
| Lawrenceburg 30 Year USDA Refi | 2023-03-16 | 6.14% |
| Lawrenceburg 30 Year VA | 2023-03-16 | 6.44% |
| Lawrenceburg 30 Year VA Refi | 2023-03-16 | 6.02% |
Lawrenceburg Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Lawrenceburg, TN market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
Lawrenceburg Average Closing Costs & Other Stats
Lawrenceburg, TN's 96 lenders originated 1,114
loans during 2022. The total origination value was $209,400,000, with an average loan value of
$187,971.
Lawrenceburg's average closing costs are $4,877.
The top Lawrenceburg lender as defined by loan originations is QUICKEN LOANS, LLC, with
38 loans originated. Their average total fees are
$6,795, which is $4,215
higher than the next largest lender,
First Farmers and Merchants Bank.
The lowest fee Lawrenceburg lenders (with over 10 loans originated) are
First Farmers and Merchants Bank ($2,581), Listerhill Credit Union ($2,830), CapStar Bank ($3,477), Gateway First Bank ($3,551) and Renasant Bank ($4,915).
The lowest rate Lawrenceburg lenders (with over 10 loans originated) are
Listerhill Credit Union (4.04%), Renasant Bank (4.11%), First Farmers and Merchants Bank (4.52%), Gateway First Bank (4.52%) and QUICKEN LOANS, LLC (4.85%).
Lawrenceburg, TN Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2021 Loan Value | 2022 Loan Value | % Change | 2022 Market Share |
|---|---|---|---|---|
| First Farmers and Merchants Bank | $12,800,000 | $18,900,000 | 47.7% | 9.0% |
| QUICKEN LOANS, LLC | $28,155,000 | $17,670,000 | -37.2% | 8.4% |
| Heritage Bank & Trust | $8,155,000 | $12,235,000 | 50.0% | 5.8% |
| CapStar Bank | $10,800,000 | $8,180,000 | -24.3% | 3.9% |
| FirstBank | $5,165,000 | $6,480,000 | 25.5% | 3.1% |
| Renasant Bank | $5,175,000 | $5,365,000 | 3.7% | 2.6% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $1,390,000 | $4,595,000 | 230.6% | 2.2% |
| UNITED WHOLESALE MORTGAGE, LLC | $3,390,000 | $4,535,000 | 33.8% | 2.2% |
| FIRST COMMUNITY MORTGAGE, INC. | $3,015,000 | $4,370,000 | 44.9% | 2.1% |
| Farm Credit Mid-America, ACA | $4,085,000 | $4,315,000 | 5.6% | 2.1% |
| First Volunteer Bank | $1,500,000 | $3,995,000 | 166.3% | 1.9% |
| CMG MORTGAGE, INC. | $5,380,000 | $3,885,000 | -27.8% | 1.9% |
| PENNYMAC LOAN SERVICES, LLC | $4,745,000 | $3,650,000 | -23.1% | 1.7% |
| KELLEY MORTGAGE, LLC | $3,220,000 | $3,410,000 | 5.9% | 1.6% |
| Listerhill Credit Union | $2,805,000 | $3,275,000 | 16.8% | 1.6% |
| The First National Bank of Middle Tennessee | $5,500,000 | $3,210,000 | -41.6% | 1.5% |
| Mortgage Research Center, LLC | $3,800,000 | $3,060,000 | -19.5% | 1.5% |
| Gateway First Bank | $7,905,000 | $2,670,000 | -66.2% | 1.3% |
| FIRST TECHNOLOGY | $2,505,000 | n/a | 1.2% | |
| LOANDEPOT.COM, LLC | $3,600,000 | $2,485,000 | -31.0% | 1.2% |
| First Horizon Bank | $2,725,000 | $2,380,000 | -12.7% | 1.1% |
| First National Bank of Pulaski | $2,165,000 | $2,345,000 | 8.3% | 1.1% |
| Flagstar Bank, FSB | $625,000 | $2,345,000 | 275.2% | 1.1% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | $910,000 | $2,250,000 | 147.3% | 1.1% |
| CROSSCOUNTRY MORTGAGE, LLC | $3,275,000 | $2,165,000 | -33.9% | 1.0% |
| CALIBER HOME LOANS, INC. | $1,105,000 | $2,140,000 | 93.7% | 1.0% |
| BROKER SOLUTIONS, INC. | $1,045,000 | $2,125,000 | 103.3% | 1.0% |
| AMERISAVE MORTGAGE CORPORATION | $2,030,000 | $2,030,000 | 0.0% | 1.0% |
| NAVY FEDERAL CREDIT UNION | $1,045,000 | $2,020,000 | 93.3% | 1.0% |
| U.S. Bank | $1,355,000 | $2,005,000 | 48.0% | 1.0% |
| ASCEND FEDERAL CREDIT UNION | $1,700,000 | $1,980,000 | 16.5% | 0.9% |
| Bank Independent | $1,475,000 | $1,975,000 | 33.9% | 0.9% |
| Regions Bank | $1,915,000 | $1,945,000 | 1.6% | 0.9% |
| MORTGAGE INVESTORS GROUP, INC. | $2,865,000 | $1,810,000 | -36.8% | 0.9% |
| CHURCHILL MORTGAGE CORPORATION | $1,660,000 | $1,805,000 | 8.7% | 0.9% |
| FREEDOM MORTGAGE CORPORATION | $4,600,000 | $1,730,000 | -62.4% | 0.8% |
| HOMESIDE FINANCIAL, LLC | $665,000 | $1,580,000 | 137.6% | 0.8% |
| ACOPIA, LLC | $1,935,000 | $1,435,000 | -25.8% | 0.7% |
| SUCCESS MORTGAGE PARTNERS, INC. | $2,125,000 | $1,420,000 | -33.2% | 0.7% |
| MOVEMENT MORTGAGE, LLC | $1,235,000 | n/a | 0.6% | |
| Truist | $3,115,000 | $1,170,000 | -62.4% | 0.6% |
| Wells Fargo Bank | $3,365,000 | $1,165,000 | -65.4% | 0.6% |
| NEW DAY FINANCIAL, LLC | $385,000 | $1,140,000 | 196.1% | 0.5% |
| Mr. Cooper ( Nationstar Mortgage ) | $2,470,000 | $1,045,000 | -57.7% | 0.5% |
| Citizens Bank | $1,070,000 | $1,015,000 | -5.1% | 0.5% |
| HOME POINT FINANCIAL CORPORATION | $675,000 | $950,000 | 40.7% | 0.5% |
| United Community Bank | $950,000 | n/a | 0.5% | |
| Hometown Lenders, Inc. | $1,500,000 | $940,000 | -37.3% | 0.4% |
| Northpointe Bank | $330,000 | $920,000 | 178.8% | 0.4% |
| PREMIA MORTGAGE, LLC | $875,000 | n/a | 0.4% | |
| Bell Bank | $725,000 | $850,000 | 17.2% | 0.4% |
| USAA Federal Savings Bank | $850,000 | $845,000 | -0.6% | 0.4% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | $475,000 | $835,000 | 75.8% | 0.4% |
| Nations Lending Corporation | $300,000 | $800,000 | 166.7% | 0.4% |
| BancorpSouth Bank | $45,000 | $720,000 | 1,500.0% | 0.3% |
| SWBC MORTGAGE CORPORATION | $1,180,000 | $715,000 | -39.4% | 0.3% |
| The Federal Savings Bank | $440,000 | $705,000 | 60.2% | 0.3% |
| JPMorgan Chase Bank | $795,000 | $695,000 | -12.6% | 0.3% |
| Pinnacle Bank | $75,000 | $670,000 | 793.3% | 0.3% |
| Bank of America | $465,000 | $665,000 | 43.0% | 0.3% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | $750,000 | $660,000 | -12.0% | 0.3% |
| SOUTHWEST STAGE FUNDING, LLC | $340,000 | $660,000 | 94.1% | 0.3% |
| BETTER MORTGAGE CORPORATION | $750,000 | $650,000 | -13.3% | 0.3% |
| REDSTONE Federal Credit Union | $445,000 | $625,000 | 40.4% | 0.3% |
| Colten Mortgage, LLC | $155,000 | $620,000 | 300.0% | 0.3% |
| Carrington Mortgage Services, LLC | $405,000 | $610,000 | 50.6% | 0.3% |
| GUARANTY HOME MORTGAGE CORPORATION | $1,815,000 | $605,000 | -66.7% | 0.3% |
| Commerce Home Mortgage, Inc. | $600,000 | n/a | 0.3% | |
| TRIAD FINANCIAL SERVICES, INC. | $575,000 | n/a | 0.3% | |
| AMERICAN FINANCIAL RESOURCES, INC. | $280,000 | $565,000 | 101.8% | 0.3% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $550,000 | n/a | 0.3% | |
| TriStar Bank | $990,000 | $530,000 | -46.5% | 0.3% |
| TOWNE MORTGAGE COMPANY | $555,000 | $515,000 | -7.2% | 0.2% |
| LADERA LENDING, INC. | $500,000 | n/a | 0.2% | |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | $470,000 | $450,000 | -4.3% | 0.2% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | $340,000 | $445,000 | 30.9% | 0.2% |
| F&M Bank | $905,000 | $410,000 | -54.7% | 0.2% |
| LAKEVIEW LOAN SERVICING, LLC | $835,000 | $410,000 | -50.9% | 0.2% |
| CERTAINTY HOME LOANS, LLC | $395,000 | n/a | 0.2% | |
| SeaTrust Mortgage Company | $390,000 | n/a | 0.2% | |
| FINANCE OF AMERICA MORTGAGE LLC | $385,000 | n/a | 0.2% | |
| RELIANCE FIRST CAPITAL, LLC | $310,000 | $380,000 | 22.6% | 0.2% |
| STOCKTON MORTGAGE CORPORATION | $450,000 | $380,000 | -15.6% | 0.2% |
| PLANET HOME LENDING, LLC | $545,000 | $370,000 | -32.1% | 0.2% |
| AMCAP MORTGAGE, LTD. | $695,000 | $360,000 | -48.2% | 0.2% |
| HOMESTAR FINANCIAL CORPORATION | $360,000 | n/a | 0.2% | |
| Ameris Bank | $355,000 | n/a | 0.2% | |
| Atlantic Union Bank | $355,000 | n/a | 0.2% | |
| DAS Acquisition Company, LLC | $1,050,000 | $345,000 | -67.1% | 0.2% |
| S1L, Inc. | $345,000 | n/a | 0.2% | |
| Southeast Financial Credit Union | $330,000 | n/a | 0.2% | |
| GUARANTEED RATE, INC. | $755,000 | $325,000 | -57.0% | 0.2% |
| HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | $85,000 | $325,000 | 282.4% | 0.2% |
| AMERICAN ADVISORS GROUP | $75,000 | $320,000 | 326.7% | 0.2% |
| ENDEAVOR CAPITAL, LLC. | $225,000 | $315,000 | 40.0% | 0.2% |
| MUTUAL OF OMAHA MORTGAGE, INC. | $175,000 | $315,000 | 80.0% | 0.2% |
| VILLAGE CAPITAL MORTGAGE | $620,000 | $300,000 | -51.6% | 0.1% |
| Fifth Third Bank | $245,000 | $290,000 | 18.4% | 0.1% |
| CONTOUR MORTGAGE CORPORATION | $285,000 | n/a | 0.1% | |
| NETWORK CAPITAL FUNDING CORPORATION | $285,000 | n/a | 0.1% | |
| CB&S Bank, Inc. | $195,000 | $280,000 | 43.6% | 0.1% |
| NEWREZ LLC | $850,000 | $280,000 | -67.1% | 0.1% |
| MID AMERICA MORTGAGE, INC. | $655,000 | $275,000 | -58.0% | 0.1% |
| AmeriHome Mortgage Company, LLC | $270,000 | n/a | 0.1% | |
| Magnolia Bank | $265,000 | n/a | 0.1% | |
| ROSS MORTGAGE CORPORATION | $265,000 | n/a | 0.1% | |
| THE TENNESSEE CREDIT UNION | $265,000 | n/a | 0.1% | |
| MILEND, INC. | $255,000 | n/a | 0.1% | |
| The Home Loan Expert LLC | $255,000 | n/a | 0.1% | |
| Ally Bank | $245,000 | n/a | 0.1% | |
| Leaders Credit Union | $245,000 | n/a | 0.1% | |
| Legends Bank | $245,000 | n/a | 0.1% | |
| OVM FINANCIAL, INC. | $245,000 | n/a | 0.1% | |
| PENTAGON FEDERAL CREDIT UNION | $255,000 | $235,000 | -7.8% | 0.1% |
| T2 FINANCIAL LLC | $85,000 | $235,000 | 176.5% | 0.1% |
| UNION HOME MORTGAGE CORP. | $235,000 | n/a | 0.1% | |
| THE MORTGAGE FIRM, INC. | $165,000 | $225,000 | 36.4% | 0.1% |
| 21ST MORTGAGE CORPORATION | $710,000 | $220,000 | -69.0% | 0.1% |
| M&T Bank | $105,000 | $220,000 | 109.5% | 0.1% |
| CALCON MUTUAL MORTGAGE LLC | $460,000 | $215,000 | -53.3% | 0.1% |
| Consumer First Mortgage, Inc. | $165,000 | $215,000 | 30.3% | 0.1% |
| COMMUNITY BANK | $205,000 | n/a | 0.1% | |
| CSL Financial, LLC | $230,000 | $205,000 | -10.9% | 0.1% |
| THE ANDERSON FINANCIAL GROUP, INC. | $205,000 | n/a | 0.1% | |
| First National Bank of America | $550,000 | $195,000 | -64.5% | 0.1% |
| INTERLINC MORTGAGE SERVICES, LLC | $265,000 | $195,000 | -26.4% | 0.1% |
| ServisFirst Bank | $195,000 | n/a | 0.1% | |
| NUMARK CREDIT UNION | $190,000 | n/a | 0.1% | |
| Amerifirst Financial, Inc. | $175,000 | n/a | 0.1% | |
| COMMUNITY MORTGAGE CORPORATION | $1,245,000 | $175,000 | -85.9% | 0.1% |
| First Guaranty Mortgage Corporation | $175,000 | n/a | 0.1% | |
| SOUTHWEST FUNDING, LP | $770,000 | $175,000 | -77.3% | 0.1% |
| TOWER | $175,000 | n/a | 0.1% | |
| Colony Bank | $165,000 | n/a | 0.1% | |
| Legacy Home Loans, LLC | $285,000 | $165,000 | -42.1% | 0.1% |
| SUN WEST MORTGAGE COMPANY, INC. | $45,000 | $165,000 | 266.7% | 0.1% |
| First Vision Bank of Tennessee | $155,000 | n/a | 0.1% | |
| GUILD MORTGAGE COMPANY | $335,000 | $155,000 | -53.7% | 0.1% |
| ISERVE RESIDENTIAL LENDING, LLC | $155,000 | n/a | 0.1% | |
| ACADEMY MORTGAGE CORPORATION | $145,000 | n/a | 0.1% | |
| BAYSHORE MORTGAGE FUNDING, LLC | $175,000 | $145,000 | -17.1% | 0.1% |
| Figure Lending LLC | $25,000 | $145,000 | 480.0% | 0.1% |
| Planters Bank & Trust Company | $145,000 | n/a | 0.1% | |
| Fortera Federal Credit Union | $140,000 | n/a | 0.1% | |
| BAY EQUITY LLC | $295,000 | $135,000 | -54.2% | 0.1% |
| First Southern National Bank | $15,000 | $135,000 | 800.0% | 0.1% |
| PNC Bank | $370,000 | $130,000 | -64.9% | 0.1% |
| ROYAL UNITED MORTGAGE LLC | $230,000 | $130,000 | -43.5% | 0.1% |
| Bank of Tennessee | $295,000 | $125,000 | -57.6% | 0.1% |
| CANOPY MORTGAGE, LLC | $125,000 | n/a | 0.1% | |
| PHH Mortgage Corporation | $125,000 | n/a | 0.1% | |
| PROPONENT Federal Credit Union | $115,000 | n/a | 0.1% | |
| TENNESSEE TRUST MORTGAGE, INC | $65,000 | $115,000 | 76.9% | 0.1% |
| Citizens Bank | $1,070,000 | $105,000 | -90.2% | 0.1% |
| SECURITYNATIONAL MORTGAGE COMPANY | $105,000 | n/a | 0.1% | |
| OCEANSIDE MORTGAGE COMPANY | $95,000 | n/a | 0.0% | |
| The Huntington National Bank | $175,000 | $95,000 | -45.7% | 0.0% |
| TVA Community Credit Union | $95,000 | $95,000 | 0.0% | 0.0% |
| Discover Bank | $110,000 | $90,000 | -18.2% | 0.0% |
| Assurance Financial Group, L.L.C. | $85,000 | n/a | 0.0% | |
| HERITAGE SOUTH COMMUNITY CU | $85,000 | n/a | 0.0% | |
| TOP FLITE FINANCIAL, INC. | $85,000 | n/a | 0.0% | |
| ALTRA | $75,000 | n/a | 0.0% | |
| QUORUM FEDERAL CREDIT UNION | $65,000 | n/a | 0.0% | |
| Progress Bank and Trust | $315,000 | $55,000 | -82.5% | 0.0% |
Lawrenceburg's top lender by overall market share is First Farmers and Merchants Bank, with 9.0% market share. In second place, with 8.4%, is QUICKEN LOANS, LLC, having originated $17,670,000 in loans. In third place, with 5.8%, is Heritage Bank & Trust, having originated $12,235,000 in loans. In fourth place, with 3.9%, is CapStar Bank, having originated $8,180,000 in loans. In fifth place, with 3.1%, is FirstBank, having originated $6,480,000 in loans.
Lawrenceburg Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - Lawrenceburg (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
|---|---|---|---|---|
| 2018-01-01 | $169,900 (21.4%) | $221,637 (10.2%) | 0.00 | 108 |
| 2018-02-01 | $165,475 (15.2%) | $213,378 (7.0%) | 0.00 | 116 |
| 2018-03-01 | $168,500 (16.3%) | $219,198 (10.0%) | 0.00 | 114 |
| 2018-04-01 | $174,900 (17.4%) | $238,578 (18.0%) | 0.00 | 107 |
| 2018-05-01 | $177,675 (10.0%) | $238,035 (11.5%) | 0.00 | 113 |
| 2018-06-01 | $179,900 (20.0%) | $239,190 (13.6%) | 0.00 | 113 |
| 2018-07-01 | $184,900 (15.6%) | $236,504 (18.1%) | 0.00 | 117 |
| 2018-08-01 | $170,425 (-1.1%) | $222,501 (4.5%) | 0.00 | 123 |
| 2018-09-01 | $185,000 (3.1%) | $228,094 (8.4%) | 0.00 | 128 |
| 2018-10-01 | $169,950 (-5.5%) | $241,278 (4.4%) | 0.00 | 140 |
| 2018-11-01 | $166,750 (-7.3%) | $243,751 (6.1%) | 0.00 | 140 |
| 2018-12-01 | $179,950 (2.9%) | $252,995 (12.1%) | 0.00 | 129 |
| 2019-01-01 | $194,900 (14.7%) | $257,594 (16.2%) | 0.00 | 110 |
| 2019-02-01 | $185,950 (12.4%) | $253,797 (18.9%) | 0.00 | 104 |
| 2019-03-01 | $188,243 (11.7%) | $260,135 (18.7%) | 0.00 | 103 |
| 2019-04-01 | $193,450 (10.6%) | $254,924 (6.9%) | 0.00 | 104 |
| 2019-05-01 | $233,750 (31.6%) | $294,801 (23.9%) | 0.00 | 100 |
| 2019-06-01 | $235,000 (30.6%) | $294,066 (22.9%) | 0.00 | 114 |
| 2019-07-01 | $231,225 (25.1%) | $284,766 (20.4%) | 0.00 | 123 |
| 2019-08-01 | $230,809 (35.4%) | $286,150 (28.6%) | 0.00 | 126 |
| 2019-09-01 | $224,673 (21.4%) | $282,385 (23.8%) | 0.00 | 131 |
| 2019-10-01 | $219,450 (29.1%) | $278,865 (15.6%) | 0.00 | 139 |
| 2019-11-01 | $215,000 (28.9%) | $265,410 (8.9%) | 0.00 | 143 |
| 2019-12-01 | $219,600 (22.0%) | $268,491 (6.1%) | 0.00 | 135 |
| 2020-01-01 | $219,450 (12.6%) | $269,590 (4.7%) | 0.00 | 125 |
| 2020-02-01 | $222,450 (19.6%) | $277,073 (9.2%) | 0.00 | 119 |
| 2020-03-01 | $234,925 (24.8%) | $284,975 (9.6%) | 0.00 | 113 |
| 2020-04-01 | $225,161 (16.4%) | $279,046 (9.5%) | 0.00 | 106 |
| 2020-05-01 | $216,000 (-7.6%) | $289,979 (-1.6%) | 0.00 | 104 |
| 2020-06-01 | $222,175 (-5.5%) | $304,627 (3.6%) | 0.00 | 93 |
| 2020-07-01 | $232,350 (0.5%) | $302,352 (6.2%) | 0.00 | 90 |
| 2020-08-01 | $235,000 (1.8%) | $328,189 (14.7%) | 0.00 | 71 |
| 2020-09-01 | $237,450 (5.7%) | $315,472 (11.7%) | 0.00 | 69 |
| 2020-10-01 | $230,950 (5.2%) | $316,379 (13.5%) | 0.00 | 71 |
| 2020-11-01 | $236,000 (9.8%) | $318,444 (20.0%) | 0.00 | 77 |
| 2020-12-01 | $230,850 (5.1%) | $312,985 (16.6%) | 0.00 | 72 |
| 2021-01-01 | $239,900 (9.3%) | $331,577 (23.0%) | 0.00 | 65 |
| 2021-02-01 | $244,900 (10.1%) | $340,176 (22.8%) | 0.00 | 51 |
| 2021-03-01 | $249,225 (6.1%) | $356,459 (25.1%) | 0.00 | 47 |
| 2021-04-01 | $254,500 (13.0%) | $365,316 (30.9%) | 0.00 | 48 |
| 2021-05-01 | $294,000 (36.1%) | $400,070 (38.0%) | 0.00 | 43 |
| 2021-06-01 | $263,700 (18.7%) | $389,944 (28.0%) | 0.00 | 47 |
| 2021-07-01 | $299,000 (28.7%) | $389,214 (28.7%) | 0.00 | 70 |
| 2021-08-01 | $294,675 (25.4%) | $390,947 (19.1%) | 0.00 | 89 |
| 2021-09-01 | $270,850 (14.1%) | $332,644 (5.4%) | 0.00 | 94 |
| 2021-10-01 | $269,000 (16.5%) | $331,738 (4.9%) | 0.00 | 98 |
| 2021-11-01 | $279,475 (18.4%) | $356,375 (11.9%) | 0.00 | 95 |
| 2021-12-01 | $280,000 (21.3%) | $368,874 (17.9%) | 0.00 | 89 |
| 2022-01-01 | $274,900 (14.6%) | $341,931 (3.1%) | 0.00 | 75 |
| 2022-02-01 | $279,900 (14.3%) | $347,708 (2.2%) | 0.00 | 52 |
| 2022-03-01 | $327,000 (31.2%) | $476,903 (33.8%) | 0.00 | 54 |
| 2022-04-01 | $307,000 (20.6%) | $479,753 (31.3%) | 0.00 | 70 |
| 2022-05-01 | $339,950 (15.6%) | $467,348 (16.8%) | 0.00 | 83 |
| 2022-06-01 | $345,975 (31.2%) | $460,902 (18.2%) | 0.00 | 95 |
| 2022-07-01 | $342,450 (14.5%) | $428,391 (10.1%) | 0.00 | 112 |
| 2022-08-01 | $324,450 (10.1%) | $435,295 (11.3%) | 0.00 | 115 |
| 2022-09-01 | $320,950 (18.5%) | $412,567 (24.0%) | 0.00 | 126 |
| 2022-10-01 | $327,450 (21.7%) | $402,908 (21.5%) | 0.00 | 139 |
| 2022-11-01 | $345,817 (23.7%) | $415,511 (16.6%) | 0.00 | 144 |
| 2022-12-01 | $335,000 (19.6%) | $410,606 (11.3%) | 0.00 | 141 |
| 2023-01-01 | $331,225 (20.5%) | $401,024 (17.3%) | 0.00 | 137 |
| 2023-02-01 | $339,700 (21.4%) | $407,713 (17.3%) | 0.00 | 122 |
Lawrenceburg's median listing price comes in at 0% of the national average.
Lawrenceburg's average listing price for 2023-02-01 was $407,713, a difference of $60,005 (17.3%) versus the prior year and $6,689 versus the prior month.
For the 2023-02-01 period, Lawrenceburg had 122 MLS listings, a difference of -15 listings (-11%) versus the prior month and 70 listings (135%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - Lawrenceburg (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Time on Market | Median Square Footage |
|---|---|---|
| 2018-01-01 | 0 days | 1,904 sqft |
| 2018-02-01 | 0 days | 1,817 sqft |
| 2018-03-01 | 0 days | 1,828 sqft |
| 2018-04-01 | 0 days | 1,841 sqft |
| 2018-05-01 | 0 days | 1,837 sqft |
| 2018-06-01 | 0 days | 1,850 sqft |
| 2018-07-01 | 0 days | 1,882 sqft |
| 2018-08-01 | 0 days | 1,802 sqft |
| 2018-09-01 | 0 days | 1,800 sqft |
| 2018-10-01 | 0 days | 1,792 sqft |
| 2018-11-01 | 0 days | 1,794 sqft |
| 2018-12-01 | 0 days | 1,824 sqft |
| 2019-01-01 | 0 days | 1,865 sqft |
| 2019-02-01 | 0 days | 1,832 sqft |
| 2019-03-01 | 0 days | 1,902 sqft |
| 2019-04-01 | 0 days | 1,917 sqft |
| 2019-05-01 | 0 days | 2,044 sqft |
| 2019-06-01 | 0 days | 2,139 sqft |
| 2019-07-01 | 0 days | 1,944 sqft |
| 2019-08-01 | 0 days | 1,943 sqft |
| 2019-09-01 | 0 days | 1,941 sqft |
| 2019-10-01 | 0 days | 1,935 sqft |
| 2019-11-01 | 0 days | 1,836 sqft |
| 2019-12-01 | 0 days | 1,859 sqft |
| 2020-01-01 | 0 days | 1,887 sqft |
| 2020-02-01 | 0 days | 1,913 sqft |
| 2020-03-01 | 0 days | 1,938 sqft |
| 2020-04-01 | 0 days | 1,874 sqft |
| 2020-05-01 | 0 days | 1,825 sqft |
| 2020-06-01 | 0 days | 1,770 sqft |
| 2020-07-01 | 0 days | 1,743 sqft |
| 2020-08-01 | 0 days | 1,770 sqft |
| 2020-09-01 | 0 days | 1,809 sqft |
| 2020-10-01 | 0 days | 1,731 sqft |
| 2020-11-01 | 0 days | 1,659 sqft |
| 2020-12-01 | 0 days | 1,629 sqft |
| 2021-01-01 | 0 days | 1,750 sqft |
| 2021-02-01 | 0 days | 1,691 sqft |
| 2021-03-01 | 0 days | 1,796 sqft |
| 2021-04-01 | 0 days | 1,749 sqft |
| 2021-05-01 | 0 days | 1,942 sqft |
| 2021-06-01 | 0 days | 1,822 sqft |
| 2021-07-01 | 0 days | 1,880 sqft |
| 2021-08-01 | 0 days | 1,867 sqft |
| 2021-09-01 | 0 days | 1,760 sqft |
| 2021-10-01 | 0 days | 1,776 sqft |
| 2021-11-01 | 0 days | 1,932 sqft |
| 2021-12-01 | 0 days | 1,921 sqft |
| 2022-01-01 | 0 days | 1,861 sqft |
| 2022-02-01 | 0 days | 1,888 sqft |
| 2022-03-01 | 0 days | 1,965 sqft |
| 2022-04-01 | 0 days | 1,904 sqft |
| 2022-05-01 | 0 days | 1,961 sqft |
| 2022-06-01 | 0 days | 1,933 sqft |
| 2022-07-01 | 0 days | 1,784 sqft |
| 2022-08-01 | 0 days | 1,817 sqft |
| 2022-09-01 | 0 days | 1,800 sqft |
| 2022-10-01 | 0 days | 1,838 sqft |
| 2022-11-01 | 0 days | 1,897 sqft |
| 2022-12-01 | 0 days | 1,891 sqft |
| 2023-01-01 | 0 days | 1,859 sqft |
| 2023-02-01 | 0 days | 1,837 sqft |
Lawrenceburg's median square footage for active listings during the 2023-02-01 period was 1,837 sqft. One year prior, the average listing was 1,888 sqft.
Lawrenceburg, TN Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 529 | $119,945,000 | $226,739 |
| Cash Out Refi | 228 | $43,840,000 | $192,281 |
| Refi | 191 | $30,475,000 | $159,555 |
| Home Improvement | 91 | $8,145,000 | $89,505 |
| Other | 75 | $6,995,000 | $93,267 |
Lawrenceburg's most frequently cited loan purpose was Home Purchase, with 529 originations. The 2nd most popular reason was Cash Out Refi, with 228 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 5-6% | 256 | $50,020,000 | $195,391 |
| 3-4% | 237 | $48,185,000 | $203,312 |
| 4-5% | 228 | $46,470,000 | $203,816 |
| 6-7% | 113 | $19,785,000 | $175,088 |
| 2.5-3% | 63 | $10,175,000 | $161,508 |
| 7-8% | 45 | $6,725,000 | $149,444 |
| Over 8% | 21 | $1,565,000 | $74,524 |
| <2.5% | 12 | $2,070,000 | $172,500 |
During 2022, Lawrenceburg's most frequently originated rate bucket was 5-6%, with 256 originations.
Loan Sizing (Lawrenceburg, TN MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $100k-200k | 415 | $61,825,000 | $148,976 |
| $200k-400k | 397 | $105,665,000 | $266,159 |
| $100,000 or less | 255 | $14,105,000 | $55,314 |
| $400k-600k | 35 | $16,635,000 | $475,286 |
| $600k-1000k | 10 | $7,060,000 | $706,000 |
| $Over $1MM | 2 | $4,110,000 | $2,055,000 |
Lawrenceburg's loan sizing saw the bucket of loans from $100k-200k with 415 originations, totaling $61,825,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 80-100% | 353 | $86,585,000 | $245,283 |
| 60-80% | 269 | $58,555,000 | $217,677 |
| 40-60% | 127 | $20,145,000 | $158,622 |
| 20-40% | 105 | $10,625,000 | $101,190 |
| Under 20% | 104 | $4,570,000 | $43,942 |
| Over 100% | 14 | $4,020,000 | $287,143 |
Lawrenceburg's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 353 originations, totaling $86,585,000 in origination value.