Lawrenceburg Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Lawrenceburg averaged 6.25% for the week of 2024-10-10, compared to the national average of 6.32% for the same period.

The average rate for the prior week (2024-10-03) was 6.05% and one month ago for the week of 2024-09-05, the average rate was 6.18%.

Lawrenceburg's average rate one year ago was 7.22%.

For refis of the same type during the week of 2024-10-10, the average rate was 6.52%.

Loan Type Date Rate
US 30 Year Fixed Rate 2024-10-10 6.32%
Lawrenceburg 30 Year Fixed Rate 2024-10-10 6.25%
Lawrenceburg 30 Year Fixed Rate Refi 2024-10-10 6.52%
Lawrenceburg 15 Year Fixed Rate 2024-10-10 5.31%
Lawrenceburg 15 Year Fixed Rate Refi 2024-10-10 5.81%
Lawrenceburg 30 Year FHA 2024-10-10 5.98%
Lawrenceburg 30 Year FHA Refi 2024-10-10 6%
Lawrenceburg 30 Year USDA 2024-10-10 6.18%
Lawrenceburg 30 Year USDA Refi 2024-10-10 6.28%
Lawrenceburg 30 Year VA 2024-10-10 5.65%
Lawrenceburg 30 Year VA Refi 2024-10-10 5.95%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Lawrenceburg, TN.

Lawrenceburg Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Lawrenceburg, TN market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
QUICKEN LOANS, LLC 15 6.55% $7,109
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 14 6.53% $7,396
First Farmers and Merchants Bank 13 5.83% $2,362
UNITED WHOLESALE MORTGAGE, LLC 13 6.66% $7,839
Farm Credit Mid-America, ACA 8 6.98% $7,635
FIRST COMMUNITY MORTGAGE, INC. 7 6.75% $5,434
CapStar Bank 7 6.60% $3,558
CMG MORTGAGE, INC. 6 6.48% $7,496
Renasant Bank 5 6.50% $5,141
REDSTONE Federal Credit Union 5 6.48% $3,588
FirstBank 5 6.92% $4,706
ASCEND FEDERAL CREDIT UNION 4 6.22% $3,089
AmeriHome Mortgage Company, LLC 4 6.81% $5,421
21ST MORTGAGE CORPORATION 4 8.12% $5,270
CROSSCOUNTRY MORTGAGE, LLC 3 6.40% $5,584
AMERISAVE MORTGAGE CORPORATION 3 6.50% $6,402
KELLEY MORTGAGE, LLC 3 6.63% $4,976
Listerhill Credit Union 3 7.91% $2,305
MORTGAGE INVESTORS GROUP, INC. 3 2.50% $5,920
PENNYMAC LOAN SERVICES, LLC 3 6.54% $4,895
Truist 3 6.83% $5,079
Wells Fargo Bank 3 6.63% $4,539
Wilson Bank And Trust 2 6.71% $2,954
JPMorgan Chase Bank 2 6.75% $4,998
SeaTrust Mortgage Company 2 6.50% $5,016
First Horizon Bank 2 7.94% $4,564
PLANET HOME LENDING, LLC 2 6.81% $4,844
MUTUAL OF OMAHA MORTGAGE, INC. 2 6.81% $14,812
CANOPY MORTGAGE, LLC 2 6.49% $6,434
Bell Bank 2 7.63% $4,281
INTERLINC MORTGAGE SERVICES, LLC 1 6.13% $4,348
United Community Bank 1 6.88% $4,938
LENOX FINANCIAL MORTGAGE CORPORATION 1 6.63% $6,549
AMERICAN FINANCING CORPORATION 1 6.13% $7,625
USAA Federal Savings Bank 1 7.38% $3,405
NEWREZ LLC 1 6.63% $2,796
ZILLOW HOME LOANS, LLC 1 6.75% $3,066
Plains Commerce Bank 1 5.88% $8,160
PNC Bank 1 6.25% $6,515
PRIMELENDING, A PLAINSCAPITAL COMPANY 1 6.13% $6,077
Bank of England 1 6.75% $6,008
ARC HOME LLC 1 8.13% $8,921
Regions Bank 1 6.63% $6,515
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 1 7.38% $3,192
ROSS MORTGAGE CORPORATION 1 7.38% $3,914
ROYAL UNITED MORTGAGE LLC 1 7.25% $7,981
Simmons Bank 1 7.00% $3,460
SOVEREIGN LENDING GROUP INCORPORATED 1 5.88% $7,607
SUN WEST MORTGAGE COMPANY, INC. 1 6.73% $1,075
Third Federal Savings and Loan Association of Cleveland 1 6.99% $0
UNION HOME MORTGAGE CORP. 1 5.50% $4,235
Citibank 1 5.88% $3,586
Discover Bank 1 8.99% $0
EVANSVILLE TEACHERS 1 6.75% $3,810
CHURCHILL MORTGAGE CORPORATION 1 8.99% $3,194
FIRST COLONY MORTGAGE CORPORATION 1 7.50% $3,240
CALIBER HOME LOANS, INC. 1 6.99% $4,860
BROKER SOLUTIONS, INC. 1 6.88% $5,948
FREEDOM MORTGAGE CORPORATION 1 7.13% $13,878
GUARANTEED RATE, INC. 1 6.78% $3,755
GUARANTY HOME MORTGAGE CORPORATION 1 6.13% $4,581
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. 1 6.13% $3,782
HOMEBRIDGE FINANCIAL SERVICES, INC. 1 5.25% $12,550
HOMESIDE FINANCIAL, LLC 1 7.13% $8,011

Lawrenceburg Average Closing Costs & Other Stats

Lawrenceburg, TN's 64 lenders originated 808 loans during 2023. The total origination value was $151,110,000, with an average loan value of $187,017.

Lawrenceburg's average closing costs are $5,235.

The top Lawrenceburg lender as defined by loan originations is QUICKEN LOANS, LLC, with 15 loans originated. Their average total fees are $7,109, which is $287 lower than the next largest lender, FAIRWAY INDEPENDENT MORTGAGE CORPORATION.

The lowest fee Lawrenceburg lenders (with over 10 loans originated) are First Farmers and Merchants Bank ($2,362), QUICKEN LOANS, LLC ($7,109), FAIRWAY INDEPENDENT MORTGAGE CORPORATION ($7,396), UNITED WHOLESALE MORTGAGE, LLC ($7,839) and .

The lowest rate Lawrenceburg lenders (with over 10 loans originated) are First Farmers and Merchants Bank (5.83%), FAIRWAY INDEPENDENT MORTGAGE CORPORATION (6.53%), QUICKEN LOANS, LLC (6.55%), UNITED WHOLESALE MORTGAGE, LLC (6.66%) and .

Lawrenceburg, TN Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2022 Loan Value 2023 Loan Value % Change 2023 Market Share
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $4,595,000 $15,890,000 245.8% 10.5%
First Farmers and Merchants Bank $18,900,000 $10,780,000 -43.0% 7.1%
QUICKEN LOANS, LLC $17,670,000 $10,040,000 -43.2% 6.6%
First Dakota National Bank $8,390,000 n/a 5.6%
Heritage Bank & Trust $12,235,000 $6,825,000 -44.2% 4.5%
UNITED WHOLESALE MORTGAGE, LLC $4,535,000 $6,225,000 37.3% 4.1%
CapStar Bank $8,180,000 $4,725,000 -42.2% 3.1%
Mortgage Research Center, LLC $3,060,000 $4,610,000 50.7% 3.1%
CMG MORTGAGE, INC. $3,885,000 $2,945,000 -24.2% 1.9%
Farm Credit Mid-America, ACA $4,315,000 $2,875,000 -33.4% 1.9%
FIRST COMMUNITY MORTGAGE, INC. $4,370,000 $2,840,000 -35.0% 1.9%
HOMESIDE FINANCIAL, LLC $1,580,000 $2,825,000 78.8% 1.9%
FirstBank $6,480,000 $2,460,000 -62.0% 1.6%
MORTGAGE INVESTORS GROUP, INC. $1,810,000 $1,995,000 10.2% 1.3%
21ST MORTGAGE CORPORATION $220,000 $1,795,000 715.9% 1.2%
Truist $1,170,000 $1,690,000 44.4% 1.1%
REDSTONE Federal Credit Union $625,000 $1,685,000 169.6% 1.1%
CROSSCOUNTRY MORTGAGE, LLC $2,165,000 $1,595,000 -26.3% 1.1%
PLANET HOME LENDING, LLC $370,000 $1,590,000 329.7% 1.1%
ASCEND FEDERAL CREDIT UNION $1,980,000 $1,585,000 -19.9% 1.0%
AMERISAVE MORTGAGE CORPORATION $2,030,000 $1,565,000 -22.9% 1.0%
Fortera Federal Credit Union $140,000 $1,565,000 1,017.9% 1.0%
Renasant Bank $5,365,000 $1,550,000 -71.1% 1.0%
KELLEY MORTGAGE, LLC $3,410,000 $1,540,000 -54.8% 1.0%
First National Bank of Pulaski $2,345,000 $1,495,000 -36.2% 1.0%
First Volunteer Bank $3,995,000 $1,495,000 -62.6% 1.0%
F&M Bank $410,000 $1,345,000 228.0% 0.9%
AmeriHome Mortgage Company, LLC $270,000 $1,310,000 385.2% 0.9%
FREEDOM MORTGAGE CORPORATION $1,730,000 $1,280,000 -26.0% 0.8%
PENNYMAC LOAN SERVICES, LLC $3,650,000 $1,235,000 -66.2% 0.8%
Regions Bank $1,945,000 $1,200,000 -38.3% 0.8%
SeaTrust Mortgage Company $390,000 $1,120,000 187.2% 0.7%
MUTUAL OF OMAHA MORTGAGE, INC. $315,000 $1,065,000 238.1% 0.7%
First Horizon Bank $2,380,000 $980,000 -58.8% 0.6%
PRIMELENDING, A PLAINSCAPITAL COMPANY $550,000 $970,000 76.4% 0.6%
AMCAP MORTGAGE, LTD. $360,000 $830,000 130.6% 0.5%
NAVY FEDERAL CREDIT UNION $2,020,000 $775,000 -61.6% 0.5%
Listerhill Credit Union $3,275,000 $770,000 -76.5% 0.5%
JPMorgan Chase Bank $695,000 $755,000 8.6% 0.5%
Century Mortgage Company DBA Century Lending Company $710,000 n/a 0.5%
Carrington Mortgage Services, LLC $610,000 $700,000 14.8% 0.5%
NFM, INC. $695,000 n/a 0.5%
Wells Fargo Bank $1,165,000 $695,000 -40.3% 0.5%
LOANDEPOT.COM, LLC $2,485,000 $685,000 -72.4% 0.5%
ZILLOW HOME LOANS, LLC $660,000 n/a 0.4%
The Federal Savings Bank $705,000 $650,000 -7.8% 0.4%
INTERLINC MORTGAGE SERVICES, LLC $195,000 $635,000 225.6% 0.4%
USAA Federal Savings Bank $845,000 $630,000 -25.4% 0.4%
RELIANCE FIRST CAPITAL, LLC $380,000 $585,000 53.9% 0.4%
LENOX FINANCIAL MORTGAGE CORPORATION $545,000 n/a 0.4%
Nations Lending Corporation $800,000 $485,000 -39.4% 0.3%
ROSS MORTGAGE CORPORATION $265,000 $480,000 81.1% 0.3%
Third Federal Savings and Loan Association of Cleveland $460,000 n/a 0.3%
PNC Bank $130,000 $455,000 250.0% 0.3%
MID AMERICA MORTGAGE, INC. $275,000 $450,000 63.6% 0.3%
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. $325,000 $440,000 35.4% 0.3%
TOWNE MORTGAGE COMPANY $515,000 $435,000 -15.5% 0.3%
Bank of America $665,000 $430,000 -35.3% 0.3%
NEWREZ LLC $280,000 $425,000 51.8% 0.3%
Plains Commerce Bank $425,000 n/a 0.3%
CANOPY MORTGAGE, LLC $125,000 $420,000 236.0% 0.3%
SOUTHWEST STAGE FUNDING, LLC $660,000 $420,000 -36.4% 0.3%
ARC HOME LLC $405,000 n/a 0.3%
BROKER SOLUTIONS, INC. $2,125,000 $400,000 -81.2% 0.3%
CIS Financial Services, Inc. $400,000 n/a 0.3%
Discover Bank $90,000 $400,000 344.4% 0.3%
MORTGAGE SOLUTIONS OF COLORADO, LLC $400,000 n/a 0.3%
LAKEVIEW LOAN SERVICING, LLC $410,000 $395,000 -3.7% 0.3%
Bell Bank $850,000 $380,000 -55.3% 0.3%
CARDINAL FINANCIAL $2,250,000 $345,000 -84.7% 0.2%
EVANSVILLE TEACHERS $345,000 n/a 0.2%
BancorpSouth $720,000 $305,000 -57.6% 0.2%
Barrington Bank & Trust Company, N.A. $305,000 n/a 0.2%
UNION HOME MORTGAGE CORP. $235,000 $305,000 29.8% 0.2%
CHURCHILL MORTGAGE CORPORATION $1,805,000 $300,000 -83.4% 0.2%
BANK OF LITTLE ROCK MORTGAGE CORPORATION $295,000 n/a 0.2%
HOMEBRIDGE FINANCIAL SERVICES, INC. $295,000 n/a 0.2%
GUARANTEED RATE, INC. $325,000 $290,000 -10.8% 0.2%
AMERICAN FINANCIAL RESOURCES, INC. $565,000 $285,000 -49.6% 0.2%
Mr. Cooper ( Nationstar Mortgage ) $1,045,000 $285,000 -72.7% 0.2%
NBKC BANK $285,000 n/a 0.2%
CSL Financial, LLC $205,000 $280,000 36.6% 0.2%
Fifth Third Bank $290,000 $265,000 -8.6% 0.2%
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $255,000 n/a 0.2%
FIRST BANCORP $255,000 n/a 0.2%
U.S. Bank $2,005,000 $255,000 -87.3% 0.2%
Wilson Bank And Trust $250,000 n/a 0.2%
First Citizens National Bank $245,000 n/a 0.2%
PLAZA HOME MORTGAGE, INC. $235,000 n/a 0.2%
AMERICAN PACIFIC MORTGAGE CORPORATION $660,000 $230,000 -65.2% 0.2%
SUCCESS MORTGAGE PARTNERS, INC. $1,420,000 $230,000 -83.8% 0.2%
Flagstar Bank, FSB $2,345,000 $225,000 -90.4% 0.1%
United Community Bank $950,000 $220,000 -76.8% 0.1%
Bank of England $215,000 n/a 0.1%
Simmons Bank $215,000 n/a 0.1%
ROYAL UNITED MORTGAGE LLC $130,000 $210,000 61.5% 0.1%
GUARANTY HOME MORTGAGE CORPORATION $605,000 $205,000 -66.1% 0.1%
The First National Bank of Middle Tennessee $3,210,000 $205,000 -93.6% 0.1%
AMERICAN FINANCING CORPORATION $195,000 n/a 0.1%
STOCKTON MORTGAGE CORPORATION $380,000 $195,000 -48.7% 0.1%
VAN DYK MORTGAGE CORPORATION $195,000 n/a 0.1%
AMERICAN PORTFOLIO MORTGAGE CORPORATION $185,000 n/a 0.1%
Gateway First Bank $2,670,000 $185,000 -93.1% 0.1%
Citizens Bank $105,000 $170,000 61.9% 0.1%
American Mortgage Bank, LLC $155,000 n/a 0.1%
FIRST COLONY MORTGAGE CORPORATION $155,000 n/a 0.1%
FirstTrust Home Loans, Inc. $155,000 n/a 0.1%
VANDERBILT MORTGAGE AND FINANCE, INC. $445,000 $145,000 -67.4% 0.1%
Bank Independent $1,975,000 $135,000 -93.2% 0.1%
CALIBER HOME LOANS, INC. $2,140,000 $135,000 -93.7% 0.1%
Figure Lending LLC $145,000 $125,000 -13.8% 0.1%
SOVEREIGN LENDING GROUP INCORPORATED $125,000 n/a 0.1%
CB&S Bank, Inc. $280,000 $120,000 -57.1% 0.1%
OCEANSIDE MORTGAGE COMPANY $95,000 $115,000 21.1% 0.1%
Pinnacle Bank $670,000 $105,000 -84.3% 0.1%
QUORUM FEDERAL CREDIT UNION $65,000 $105,000 61.5% 0.1%
SUN WEST MORTGAGE COMPANY, INC. $165,000 $105,000 -36.4% 0.1%
TOWER $175,000 $105,000 -40.0% 0.1%
Citibank $95,000 n/a 0.1%
PROPONENT Federal Credit Union $115,000 $95,000 -17.4% 0.1%
Operating Engineers Local Union #3 $75,000 n/a 0.0%
The Huntington National Bank $95,000 $75,000 -21.1% 0.0%
HomeTrust Bank $55,000 n/a 0.0%
Coastal Community Bank $15,000 n/a 0.0%

Lawrenceburg's top lender by overall market share is FAIRWAY INDEPENDENT MORTGAGE CORPORATION, with 10.5% market share. In second place, with 7.1%, is First Farmers and Merchants Bank, having originated $10,780,000 in loans. In third place, with 6.6%, is QUICKEN LOANS, LLC, having originated $10,040,000 in loans. In fourth place, with 5.6%, is First Dakota National Bank, having originated $8,390,000 in loans. In fifth place, with 4.5%, is Heritage Bank & Trust, having originated $6,825,000 in loans.


Lawrenceburg Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - Lawrenceburg (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $169,900 (21.4%) $221,637 (10.2%) 0.00 108
2018-02-01 $165,475 (15.2%) $213,378 (7.0%) 0.00 116
2018-03-01 $168,500 (16.3%) $219,198 (10.0%) 0.00 114
2018-04-01 $174,900 (17.4%) $238,578 (18.0%) 0.00 107
2018-05-01 $177,675 (10.0%) $238,035 (11.5%) 0.00 113
2018-06-01 $179,900 (20.0%) $239,190 (13.6%) 0.00 113
2018-07-01 $184,900 (15.6%) $236,504 (18.1%) 0.00 117
2018-08-01 $170,425 (-1.1%) $222,943 (4.7%) 0.00 123
2018-09-01 $186,000 (3.6%) $229,494 (9.1%) 0.00 127
2018-10-01 $172,825 (-3.9%) $242,658 (5.0%) 0.00 139
2018-11-01 $167,875 (-6.7%) $245,114 (6.7%) 0.00 139
2018-12-01 $184,900 (5.7%) $254,582 (12.8%) 0.00 128
2019-01-01 $195,700 (15.2%) $259,477 (17.1%) 0.00 109
2019-02-01 $185,975 (12.4%) $255,726 (19.9%) 0.00 103
2019-03-01 $188,243 (11.7%) $260,135 (18.7%) 0.00 103
2019-04-01 $193,450 (10.6%) $254,924 (6.9%) 0.00 104
2019-05-01 $233,750 (31.6%) $294,801 (23.9%) 0.00 100
2019-06-01 $235,000 (30.6%) $294,066 (22.9%) 0.00 114
2019-07-01 $231,225 (25.1%) $284,766 (20.4%) 0.00 123
2019-08-01 $230,359 (35.2%) $285,097 (27.9%) 0.00 125
2019-09-01 $224,223 (20.6%) $281,348 (22.6%) 0.00 130
2019-10-01 $218,725 (26.6%) $277,850 (14.5%) 0.00 138
2019-11-01 $215,000 (28.1%) $265,003 (8.1%) 0.00 142
2019-12-01 $217,450 (17.6%) $267,354 (5.0%) 0.00 134
2020-01-01 $219,450 (12.1%) $269,590 (3.9%) 0.00 125
2020-02-01 $222,450 (19.6%) $277,073 (8.4%) 0.00 119
2020-03-01 $234,925 (24.8%) $284,975 (9.6%) 0.00 113
2020-04-01 $225,161 (16.4%) $279,046 (9.5%) 0.00 106
2020-05-01 $216,000 (-7.6%) $289,979 (-1.6%) 0.00 104
2020-06-01 $222,175 (-5.5%) $304,627 (3.6%) 0.00 93
2020-07-01 $232,350 (0.5%) $302,352 (6.2%) 0.00 90
2020-08-01 $235,000 (2.0%) $328,189 (15.1%) 0.00 71
2020-09-01 $237,450 (5.9%) $315,472 (12.1%) 0.00 69
2020-10-01 $230,950 (5.6%) $316,379 (13.9%) 0.00 71
2020-11-01 $236,000 (9.8%) $318,444 (20.2%) 0.00 77
2020-12-01 $230,850 (6.2%) $312,985 (17.1%) 0.00 72
2021-01-01 $239,900 (9.3%) $331,577 (23.0%) 0.00 65
2021-02-01 $244,900 (10.1%) $340,176 (22.8%) 0.00 51
2021-03-01 $249,225 (6.1%) $356,459 (25.1%) 0.00 47
2021-04-01 $254,500 (13.0%) $365,316 (30.9%) 0.00 48
2021-05-01 $294,000 (36.1%) $400,070 (38.0%) 0.00 43
2021-06-01 $263,700 (18.7%) $389,944 (28.0%) 0.00 47
2021-07-01 $299,000 (28.7%) $389,214 (28.7%) 0.00 70
2021-08-01 $294,675 (25.4%) $390,947 (19.1%) 0.00 89
2021-09-01 $270,850 (14.1%) $332,644 (5.4%) 0.00 94
2021-10-01 $269,000 (16.5%) $331,738 (4.9%) 0.00 98
2021-11-01 $279,475 (18.4%) $356,375 (11.9%) 0.00 95
2021-12-01 $280,000 (21.3%) $368,874 (17.9%) 0.00 89
2022-01-01 $274,900 (14.6%) $341,931 (3.1%) 0.00 75
2022-02-01 $279,900 (14.3%) $347,708 (2.2%) 0.00 52
2022-03-01 $327,000 (31.2%) $476,903 (33.8%) 0.00 54
2022-04-01 $307,000 (20.6%) $479,753 (31.3%) 0.00 70
2022-05-01 $339,950 (15.6%) $467,348 (16.8%) 0.00 83
2022-06-01 $345,975 (31.2%) $460,902 (18.2%) 0.00 95
2022-07-01 $342,450 (14.5%) $428,391 (10.1%) 0.00 112
2022-08-01 $324,450 (10.1%) $435,295 (11.3%) 0.00 115
2022-09-01 $320,950 (18.5%) $412,567 (24.0%) 0.00 126
2022-10-01 $327,450 (21.7%) $402,908 (21.5%) 0.00 139
2022-11-01 $345,817 (23.7%) $415,511 (16.6%) 0.00 144
2022-12-01 $335,000 (19.6%) $410,606 (11.3%) 0.00 141
2023-01-01 $331,225 (20.5%) $401,024 (17.3%) 0.00 137
2023-02-01 $339,700 (21.4%) $407,713 (17.3%) 0.00 122
2023-03-01 $349,800 (7.0%) $413,403 (-13.3%) 0.00 104
2023-04-01 $341,250 (11.2%) $411,087 (-14.3%) 0.00 92
2023-05-01 $337,500 (-0.7%) $431,574 (-7.7%) 0.00 84
2023-06-01 $349,950 (1.2%) $438,517 (-4.9%) 0.00 85
2023-07-01 $342,450 (0.0%) $438,619 (2.4%) 0.00 103
2023-08-01 $372,375 (14.8%) $458,816 (5.4%) 0.00 121
2023-09-01 $361,000 (12.5%) $439,932 (6.6%) 0.00 116
2023-10-01 $350,000 (6.9%) $413,118 (2.5%) 0.00 118
2023-11-01 $348,000 (0.6%) $399,001 (-4.0%) 0.00 128
2023-12-01 $349,450 (4.3%) $409,646 (-0.2%) 0.00 127
2024-01-01 $347,000 (4.8%) $401,462 (0.1%) 0.00 125
2024-02-01 $359,000 (5.7%) $397,012 (-2.6%) 0.00 120
2024-03-01 $359,999 (2.9%) $397,008 (-4.0%) 0.00 128
2024-04-01 $354,450 (3.9%) $388,408 (-5.5%) 0.00 131
2024-05-01 $349,000 (3.4%) $395,182 (-8.4%) 0.00 145
2024-06-01 $347,000 (-0.8%) $379,231 (-13.5%) 0.00 154
2024-07-01 $339,900 (-0.7%) $390,292 (-11.0%) 0.00 164
2024-08-01 $339,000 (-9.0%) $385,589 (-16.0%) 0.00 176
2024-09-01 $339,675 (-5.9%) $387,199 (-12.0%) 0.00 182
Lawrenceburg's median listing price for 2024-09-01 was $339,675, a difference of $-21,325 (-5.9%) versus the prior year and $675 versus the prior month.

Lawrenceburg's median listing price comes in at 0% of the national average.

Lawrenceburg's average listing price for 2024-09-01 was $387,199, a difference of $-52,733 (-12.0%) versus the prior year and $1,610 versus the prior month.

For the 2024-09-01 period, Lawrenceburg had 182 MLS listings, a difference of 6 listings (3%) versus the prior month and 66 listings (57%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - Lawrenceburg (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 0 days 1,904 sqft
2018-02-01 0 days 1,817 sqft
2018-03-01 0 days 1,828 sqft
2018-04-01 0 days 1,841 sqft
2018-05-01 0 days 1,837 sqft
2018-06-01 0 days 1,850 sqft
2018-07-01 0 days 1,882 sqft
2018-08-01 0 days 1,803 sqft
2018-09-01 0 days 1,812 sqft
2018-10-01 0 days 1,792 sqft
2018-11-01 0 days 1,795 sqft
2018-12-01 0 days 1,824 sqft
2019-01-01 0 days 1,873 sqft
2019-02-01 0 days 1,835 sqft
2019-03-01 0 days 1,902 sqft
2019-04-01 0 days 1,917 sqft
2019-05-01 0 days 2,044 sqft
2019-06-01 0 days 2,139 sqft
2019-07-01 0 days 1,944 sqft
2019-08-01 0 days 1,926 sqft
2019-09-01 0 days 1,932 sqft
2019-10-01 0 days 1,929 sqft
2019-11-01 0 days 1,836 sqft
2019-12-01 0 days 1,855 sqft
2020-01-01 0 days 1,887 sqft
2020-02-01 0 days 1,913 sqft
2020-03-01 0 days 1,938 sqft
2020-04-01 0 days 1,874 sqft
2020-05-01 0 days 1,825 sqft
2020-06-01 0 days 1,770 sqft
2020-07-01 0 days 1,743 sqft
2020-08-01 0 days 1,770 sqft
2020-09-01 0 days 1,809 sqft
2020-10-01 0 days 1,731 sqft
2020-11-01 0 days 1,659 sqft
2020-12-01 0 days 1,629 sqft
2021-01-01 0 days 1,750 sqft
2021-02-01 0 days 1,691 sqft
2021-03-01 0 days 1,796 sqft
2021-04-01 0 days 1,749 sqft
2021-05-01 0 days 1,942 sqft
2021-06-01 0 days 1,822 sqft
2021-07-01 0 days 1,880 sqft
2021-08-01 0 days 1,867 sqft
2021-09-01 0 days 1,760 sqft
2021-10-01 0 days 1,776 sqft
2021-11-01 0 days 1,932 sqft
2021-12-01 0 days 1,921 sqft
2022-01-01 0 days 1,861 sqft
2022-02-01 0 days 1,888 sqft
2022-03-01 0 days 1,965 sqft
2022-04-01 0 days 1,904 sqft
2022-05-01 0 days 1,961 sqft
2022-06-01 0 days 1,933 sqft
2022-07-01 0 days 1,784 sqft
2022-08-01 0 days 1,817 sqft
2022-09-01 0 days 1,800 sqft
2022-10-01 0 days 1,838 sqft
2022-11-01 0 days 1,897 sqft
2022-12-01 0 days 1,891 sqft
2023-01-01 0 days 1,859 sqft
2023-02-01 0 days 1,837 sqft
2023-03-01 0 days 1,833 sqft
2023-04-01 0 days 1,726 sqft
2023-05-01 0 days 1,833 sqft
2023-06-01 0 days 1,743 sqft
2023-07-01 0 days 1,682 sqft
2023-08-01 0 days 1,716 sqft
2023-09-01 0 days 1,633 sqft
2023-10-01 0 days 1,723 sqft
2023-11-01 0 days 1,725 sqft
2023-12-01 0 days 1,718 sqft
2024-01-01 0 days 1,668 sqft
2024-02-01 0 days 1,697 sqft
2024-03-01 0 days 1,672 sqft
2024-04-01 0 days 1,714 sqft
2024-05-01 0 days 1,714 sqft
2024-06-01 0 days 1,727 sqft
2024-07-01 0 days 1,727 sqft
2024-08-01 0 days 1,701 sqft
2024-09-01 0 days 1,702 sqft
Lawrenceburg's median listing age (time on market) for 2024-09-01 was 0 days.

Lawrenceburg's median square footage for active listings during the 2024-09-01 period was 1,702 sqft. One year prior, the average listing was 1,633 sqft.

Lawrenceburg, TN Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 434 $93,610,000 $215,691
Refi 122 $23,840,000 $195,410
Cash Out Refi 104 $21,110,000 $202,981
Other 89 $8,575,000 $96,348
Home Improvement 59 $3,975,000 $67,373

Lawrenceburg's most frequently cited loan purpose was Home Purchase, with 434 originations. The 2nd most popular reason was Refi, with 122 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
6-7% 241 $55,815,000 $231,598
7-8% 155 $31,915,000 $205,903
Over 8% 150 $14,870,000 $99,133
5-6% 134 $28,250,000 $210,821
4-5% 13 $2,335,000 $179,615
<2.5% 5 $695,000 $139,000
3-4% 2 $400,000 $200,000
2.5-3% 2 $110,000 $55,000

During 2023, Lawrenceburg's most frequently originated rate bucket was 6-7%, with 241 originations.

Loan Sizing (Lawrenceburg, TN MSA)

Loan Size Originations Total Value Average Loan
$200k-400k 270 $71,730,000 $265,667
$100k-200k 251 $37,695,000 $150,179
$100,000 or less 245 $12,265,000 $50,061
$400k-600k 33 $15,195,000 $460,455
$600k-1000k 5 $3,315,000 $663,000
$Over $1MM 4 $10,910,000 $2,727,500

Lawrenceburg's loan sizing saw the bucket of loans from $200k-400k with 270 originations, totaling $71,730,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 266 $67,490,000 $253,722
Under 20% 133 $5,275,000 $39,662
60-80% 128 $34,780,000 $271,719
20-40% 90 $9,510,000 $105,667
40-60% 76 $12,030,000 $158,289
Over 100% 13 $4,365,000 $335,769

Lawrenceburg's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 266 originations, totaling $67,490,000 in origination value.