Union City Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Union City averaged 6.6% for the week of 2024-12-12, compared to the national average of 6.6% for the same period.

The average rate for the prior week (2024-12-05) was 6.89% and one month ago for the week of 2024-11-07, the average rate was 6.59%.

Union City's average rate one year ago was 7.13%.

For refis of the same type during the week of 2024-12-12, the average rate was 6.6%.

Loan Type Date Rate
US 30 Year Fixed Rate 2024-12-12 6.6%
Union City 30 Year Fixed Rate 2024-12-12 6.6%
Union City 30 Year Fixed Rate Refi 2024-12-12 6.6%
Union City 15 Year Fixed Rate 2024-12-12 5.64%
Union City 15 Year Fixed Rate Refi 2024-12-12 6.44%
Union City 30 Year FHA 2024-12-12 6.48%
Union City 30 Year FHA Refi 2024-12-12 6.08%
Union City 30 Year USDA 2024-12-12 6.2%
Union City 30 Year USDA Refi 2024-12-12 6.5%
Union City 30 Year VA 2024-12-12 5.88%
Union City 30 Year VA Refi 2024-12-12 6.08%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Union City, TN.

Union City Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Union City, TN market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
Leaders Credit Union 15 6.84% $2,389
First Citizens National Bank 10 6.93% $2,788
QUICKEN LOANS, LLC 8 6.98% $5,128
Simmons Bank 8 7.42% $2,725
Regions Bank 5 6.75% $3,447
FIRST COMMUNITY MORTGAGE, INC. 3 7.08% $4,347
CHURCHILL MORTGAGE CORPORATION 2 6.31% $5,076
Mr. Cooper ( Nationstar Mortgage ) 2 7.25% $5,721
FREEDOM MORTGAGE CORPORATION 1 7.13% $4,151
Independent Bank 1 5.88% $14,714
PREMIER MORTGAGE RESOURCES, L.L.C. 1 7.13% $6,165
ROYAL UNITED MORTGAGE LLC 1 7.50% $8,115
RUOFF MORTGAGE COMPANY, INC. 1 6.00% $600
UNITED WHOLESALE MORTGAGE, LLC 1 6.98% $4,559
U.S. Bank 1 6.63% $3,710
AMERICAN FINANCING CORPORATION 1 7.13% $9,830
U. T. 1 6.38% $6,534
American Mortgage & Equity Consultants, Inc. 1 7.50% $6,078
Bank of Tennessee 1 7.88% $4,691
BROKER SOLUTIONS, INC. 1 7.63% $5,500
CARDINAL FINANCIAL 1 5.99% $4,267
COMPASS MORTGAGE, INC. 1 6.88% $3,600
Farm Credit Mid-America, ACA 1 6.38% $8,759
First Financial Bank 1 6.00% $3,230

Union City Average Closing Costs & Other Stats

Union City, TN's 24 lenders originated 496 loans during 2023. The total origination value was $61,990,000, with an average loan value of $124,980.

Union City's average closing costs are $4,235.

The top Union City lender as defined by loan originations is Leaders Credit Union, with 15 loans originated. Their average total fees are $2,389, which is $399 lower than the next largest lender, First Citizens National Bank.

The lowest fee Union City lenders (with over 10 loans originated) are Leaders Credit Union ($2,389), First Citizens National Bank ($2,788), .

The lowest rate Union City lenders (with over 10 loans originated) are Leaders Credit Union (6.84%), First Citizens National Bank (6.93%), .

Union City, TN Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2022 Loan Value 2023 Loan Value % Change 2023 Market Share
Commercial Bank & Trust Co. $7,290,000 $9,180,000 25.9% 14.8%
First Citizens National Bank $4,925,000 $5,880,000 19.4% 9.5%
Leaders Credit Union $7,845,000 $5,755,000 -26.6% 9.3%
QUICKEN LOANS, LLC $3,790,000 $4,635,000 22.3% 7.5%
Regions Bank $5,835,000 $3,455,000 -40.8% 5.6%
Simmons Bank $7,495,000 $3,295,000 -56.0% 5.3%
ORIX REAL ESTATE CAPITAL, LLC $2,845,000 n/a 4.6%
FIRST COMMUNITY MORTGAGE, INC. $1,870,000 $2,015,000 7.8% 3.3%
Mortgage Research Center, LLC $2,040,000 $1,885,000 -7.6% 3.0%
Farm Credit Mid-America, ACA $315,000 $990,000 214.3% 1.6%
VANDERBILT MORTGAGE AND FINANCE, INC. $105,000 $910,000 766.7% 1.5%
First Financial Bank $1,520,000 $890,000 -41.4% 1.4%
MORTGAGE INVESTORS GROUP, INC. $640,000 $880,000 37.5% 1.4%
UNITED WHOLESALE MORTGAGE, LLC $1,005,000 $735,000 -26.9% 1.2%
BancorpSouth $700,000 n/a 1.1%
U. T. $780,000 $695,000 -10.9% 1.1%
FREEDOM MORTGAGE CORPORATION $915,000 $655,000 -28.4% 1.1%
Centennial Bank $625,000 $650,000 4.0% 1.0%
MILEND, INC. $615,000 n/a 1.0%
Independent Bank $595,000 n/a 1.0%
Mr. Cooper ( Nationstar Mortgage ) $655,000 $585,000 -10.7% 0.9%
21ST MORTGAGE CORPORATION $910,000 $470,000 -48.4% 0.8%
CHURCHILL MORTGAGE CORPORATION $400,000 n/a 0.6%
AMERISAVE MORTGAGE CORPORATION $365,000 $360,000 -1.4% 0.6%
Prosperity Home Mortgage, LLC $355,000 n/a 0.6%
Equity Prime Mortgage LLC $330,000 n/a 0.5%
AMERICAN FINANCING CORPORATION $270,000 $300,000 11.1% 0.5%
INTERLINC MORTGAGE SERVICES, LLC $275,000 n/a 0.4%
PENNYMAC LOAN SERVICES, LLC $550,000 $270,000 -50.9% 0.4%
CARDINAL FINANCIAL $260,000 n/a 0.4%
NEW DAY FINANCIAL, LLC $350,000 $260,000 -25.7% 0.4%
UNION HOME MORTGAGE CORP. $260,000 n/a 0.4%
U.S. Bank $550,000 $245,000 -55.5% 0.4%
HOMEOWNERS FINANCIAL GROUP USA, LLC $225,000 n/a 0.4%
American Mortgage & Equity Consultants, Inc. $205,000 n/a 0.3%
Carrington Mortgage Services, LLC $215,000 $205,000 -4.7% 0.3%
MORTGAGEONE, INC. $205,000 n/a 0.3%
RELIANCE FIRST CAPITAL, LLC $200,000 n/a 0.3%
AMERICAN FINANCIAL NETWORK, INC. $195,000 n/a 0.3%
SeaTrust Mortgage Company $185,000 n/a 0.3%
CROSSCOUNTRY MORTGAGE, LLC $180,000 n/a 0.3%
LOANDEPOT.COM, LLC $1,580,000 $180,000 -88.6% 0.3%
HOMEBRIDGE FINANCIAL SERVICES, INC. $175,000 n/a 0.3%
USAA Federal Savings Bank $85,000 $175,000 105.9% 0.3%
McKenzie Banking Company $170,000 n/a 0.3%
Bank of Tennessee $165,000 n/a 0.3%
Carroll Bank and Trust $50,000 $165,000 230.0% 0.3%
Brighton Bank $155,000 n/a 0.3%
Northpointe Bank $155,000 n/a 0.3%
MID AMERICA MORTGAGE, INC. $145,000 n/a 0.2%
Mid-Continent Funding, Inc. $145,000 n/a 0.2%
POLARIS HOME FUNDING CORP. $145,000 n/a 0.2%
PREMIER MORTGAGE RESOURCES, L.L.C. $145,000 n/a 0.2%
ROYAL UNITED MORTGAGE LLC $345,000 $145,000 -58.0% 0.2%
RUOFF MORTGAGE COMPANY, INC. $135,000 n/a 0.2%
Discover Bank $55,000 $130,000 136.4% 0.2%
CMG MORTGAGE, INC. $175,000 $125,000 -28.6% 0.2%
Independence Bank of Kentucky $125,000 $125,000 0.0% 0.2%
Waterstone Mortgage Corporation $115,000 n/a 0.2%
LEADERONE FINANCIAL CORPORATION $565,000 $110,000 -80.5% 0.2%
ATLANTIC BAY MORTGAGE GROUP, L.L.C. $105,000 n/a 0.2%
COMPASS MORTGAGE, INC. $105,000 n/a 0.2%
SOUTHWEST STAGE FUNDING, LLC $105,000 n/a 0.2%
Wells Fargo Bank $605,000 $95,000 -84.3% 0.2%
BROKER SOLUTIONS, INC. $635,000 $85,000 -86.6% 0.1%
CRESCENT MORTGAGE COMPANY $135,000 $85,000 -37.0% 0.1%
NEWREZ LLC $85,000 n/a 0.1%
JPMorgan Chase Bank $340,000 $75,000 -77.9% 0.1%
NAVY FEDERAL CREDIT UNION $315,000 $55,000 -82.5% 0.1%
FNB Bank, Inc. $50,000 n/a 0.1%
Coastal Community Bank $30,000 n/a 0.0%
Figure Lending LLC $15,000 $25,000 66.7% 0.0%
FirstBank $25,000 n/a 0.0%
INSOUTH Bank $25,000 n/a 0.0%

Union City's top lender by overall market share is Commercial Bank & Trust Co., with 14.8% market share. In second place, with 9.5%, is First Citizens National Bank, having originated $5,880,000 in loans. In third place, with 9.3%, is Leaders Credit Union, having originated $5,755,000 in loans. In fourth place, with 7.5%, is QUICKEN LOANS, LLC, having originated $4,635,000 in loans. In fifth place, with 5.6%, is Regions Bank, having originated $3,455,000 in loans.


Union City Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - Union City (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $114,900 (7.0%) $140,077 (10.2%) 0.00 133
2018-02-01 $119,250 (8.5%) $144,420 (11.7%) 0.00 140
2018-03-01 $117,450 (4.8%) $147,965 (12.4%) 0.00 147
2018-04-01 $119,900 (4.3%) $155,299 (17.2%) 0.00 150
2018-05-01 $119,450 (0.6%) $148,546 (11.4%) 0.00 149
2018-06-01 $119,900 (0.4%) $143,954 (7.7%) 0.00 153
2018-07-01 $129,600 (8.1%) $151,712 (14.2%) 0.00 156
2018-08-01 $134,200 (9.6%) $156,051 (15.7%) 0.00 156
2018-09-01 $120,000 (0.0%) $151,694 (11.1%) 0.00 147
2018-10-01 $119,900 (3.9%) $141,610 (6.4%) 0.00 143
2018-11-01 $124,750 (8.6%) $141,972 (6.3%) 0.00 141
2018-12-01 $129,700 (13.3%) $143,512 (4.7%) 0.00 124
2019-01-01 $122,450 (6.6%) $137,691 (-1.7%) 0.00 131
2019-02-01 $119,900 (0.6%) $138,251 (-4.3%) 0.00 120
2019-03-01 $131,136 (11.7%) $146,467 (-1.0%) 0.00 105
2019-04-01 $138,411 (15.4%) $153,418 (-1.2%) 0.00 90
2019-05-01 $131,250 (9.9%) $151,118 (1.7%) 0.00 91
2019-06-01 $137,000 (14.3%) $154,311 (7.2%) 0.00 91
2019-07-01 $131,825 (1.7%) $153,921 (1.5%) 0.00 88
2019-08-01 $133,936 (-0.2%) $155,961 (-0.1%) 0.00 84
2019-09-01 $133,916 (11.6%) $157,211 (3.6%) 0.00 77
2019-10-01 $133,902 (11.7%) $158,037 (11.6%) 0.00 71
2019-11-01 $133,900 (7.3%) $154,666 (8.9%) 0.00 64
2019-12-01 $132,450 (2.1%) $156,678 (9.2%) 0.00 64
2020-01-01 $129,900 (6.1%) $156,161 (13.4%) 0.00 67
2020-02-01 $134,900 (12.5%) $162,850 (17.8%) 0.00 67
2020-03-01 $132,400 (1.0%) $172,465 (17.8%) 0.00 69
2020-04-01 $133,675 (-3.4%) $180,381 (17.6%) 0.00 61
2020-05-01 $144,900 (10.4%) $193,291 (27.9%) 0.00 52
2020-06-01 $149,500 (9.1%) $189,783 (23.0%) 0.00 53
2020-07-01 $149,700 (13.6%) $187,670 (21.9%) 0.00 45
2020-08-01 $149,500 (11.6%) $179,827 (15.3%) 0.00 39
2020-09-01 $146,050 (9.1%) $184,529 (17.4%) 0.00 42
2020-10-01 $147,200 (9.9%) $187,710 (18.8%) 0.00 41
2020-11-01 $150,000 (12.0%) $227,690 (47.2%) 0.00 37
2020-12-01 $129,900 (-1.9%) $207,210 (32.3%) 0.00 35
2021-01-01 $149,750 (15.3%) $224,545 (43.8%) 0.00 35
2021-02-01 $149,625 (10.9%) $231,845 (42.4%) 0.00 32
2021-03-01 $157,875 (19.2%) $241,690 (40.1%) 0.00 26
2021-04-01 $192,350 (43.9%) $239,775 (32.9%) 0.00 29
2021-05-01 $182,500 (26.0%) $239,604 (24.0%) 0.00 23
2021-06-01 $188,100 (25.8%) $232,929 (22.7%) 0.00 27
2021-07-01 $169,000 (12.9%) $224,741 (19.8%) 0.00 30
2021-08-01 $172,225 (15.2%) $229,420 (27.6%) 0.00 33
2021-09-01 $145,250 (-0.6%) $194,677 (5.5%) 0.00 37
2021-10-01 $159,950 (8.7%) $217,995 (16.1%) 0.00 34
2021-11-01 $156,000 (4.0%) $204,033 (-10.4%) 0.00 35
2021-12-01 $157,225 (21.0%) $198,037 (-4.4%) 0.00 33
2022-01-01 $144,900 (-3.2%) $171,363 (-23.7%) 0.00 27
2022-02-01 $142,450 (-4.8%) $154,421 (-33.4%) 0.00 23
2022-03-01 $144,975 (-8.2%) $196,055 (-18.9%) 0.00 25
2022-04-01 $145,000 (-24.6%) $208,477 (-13.1%) 0.00 20
2022-05-01 $138,625 (-24.0%) $189,575 (-20.9%) 0.00 20
2022-06-01 $140,575 (-25.3%) $181,117 (-22.2%) 0.00 23
2022-07-01 $149,900 (-11.3%) $167,162 (-25.6%) 0.00 33
2022-08-01 $169,750 (-1.4%) $207,699 (-9.5%) 0.00 39
2022-09-01 $159,475 (9.8%) $220,403 (13.2%) 0.00 44
2022-10-01 $159,500 (-0.3%) $206,776 (-5.2%) 0.00 50
2022-11-01 $154,700 (-0.8%) $200,768 (-1.6%) 0.00 53
2022-12-01 $159,900 (1.7%) $201,811 (1.9%) 0.00 55
2023-01-01 $160,000 (10.4%) $218,483 (27.5%) 0.00 56
2023-02-01 $165,000 (15.8%) $220,762 (43.0%) 0.00 57
2023-03-01 $182,300 (25.8%) $216,026 (10.2%) 0.00 50
2023-04-01 $187,000 (29.0%) $227,838 (9.3%) 0.00 42
2023-05-01 $176,200 (27.1%) $202,532 (6.8%) 0.00 39
2023-06-01 $177,975 (26.6%) $202,916 (12.0%) 0.00 42
2023-07-01 $175,900 (17.3%) $202,858 (21.4%) 0.00 38
2023-08-01 $194,688 (14.7%) $218,562 (5.2%) 0.00 45
2023-09-01 $209,000 (31.1%) $231,415 (5.0%) 0.00 52
2023-10-01 $213,700 (34.0%) $228,877 (10.7%) 0.00 52
2023-11-01 $209,450 (35.4%) $228,204 (13.7%) 0.00 55
2023-12-01 $214,900 (34.4%) $230,335 (14.1%) 0.00 53
2024-01-01 $213,200 (33.3%) $219,139 (0.3%) 0.00 53
2024-02-01 $197,450 (19.7%) $202,963 (-8.1%) 0.00 53
2024-03-01 $199,999 (9.7%) $230,179 (6.6%) 0.00 55
2024-04-01 $199,950 (6.9%) $283,735 (24.5%) 0.00 58
2024-05-01 $229,450 (30.2%) $351,017 (73.3%) 0.00 61
2024-06-01 $229,900 (29.2%) $326,463 (60.9%) 0.00 67
2024-07-01 $212,400 (20.8%) $308,122 (51.9%) 0.00 70
2024-08-01 $229,450 (17.9%) $302,097 (38.2%) 0.00 71
2024-09-01 $244,900 (17.2%) $300,056 (29.7%) 0.00 77
2024-10-01 $242,425 (13.4%) $299,857 (31.0%) 0.00 77
2024-11-01 $239,900 (14.5%) $297,775 (30.5%) 0.00 80
Union City's median listing price for 2024-11-01 was $239,900, a difference of $30,450 (14.5%) versus the prior year and $-2,525 versus the prior month.

Union City's median listing price comes in at 0% of the national average.

Union City's average listing price for 2024-11-01 was $297,775, a difference of $69,571 (30.5%) versus the prior year and $-2,082 versus the prior month.

For the 2024-11-01 period, Union City had 80 MLS listings, a difference of 3 listings (4%) versus the prior month and 25 listings (45%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - Union City (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 0 days 1,729 sqft
2018-02-01 0 days 1,731 sqft
2018-03-01 0 days 1,796 sqft
2018-04-01 0 days 1,862 sqft
2018-05-01 0 days 1,834 sqft
2018-06-01 0 days 1,792 sqft
2018-07-01 0 days 1,809 sqft
2018-08-01 0 days 1,823 sqft
2018-09-01 0 days 1,800 sqft
2018-10-01 0 days 1,713 sqft
2018-11-01 0 days 1,684 sqft
2018-12-01 0 days 1,590 sqft
2019-01-01 0 days 1,591 sqft
2019-02-01 0 days 1,616 sqft
2019-03-01 0 days 1,694 sqft
2019-04-01 0 days 1,716 sqft
2019-05-01 0 days 1,652 sqft
2019-06-01 0 days 1,728 sqft
2019-07-01 0 days 1,718 sqft
2019-08-01 0 days 1,720 sqft
2019-09-01 0 days 1,716 sqft
2019-10-01 0 days 1,713 sqft
2019-11-01 0 days 1,701 sqft
2019-12-01 0 days 1,710 sqft
2020-01-01 0 days 1,722 sqft
2020-02-01 0 days 1,747 sqft
2020-03-01 0 days 1,745 sqft
2020-04-01 0 days 1,745 sqft
2020-05-01 0 days 1,832 sqft
2020-06-01 0 days 1,841 sqft
2020-07-01 0 days 1,769 sqft
2020-08-01 0 days 1,680 sqft
2020-09-01 0 days 1,776 sqft
2020-10-01 0 days 1,855 sqft
2020-11-01 0 days 1,914 sqft
2020-12-01 0 days 1,680 sqft
2021-01-01 0 days 1,804 sqft
2021-02-01 0 days 1,804 sqft
2021-03-01 0 days 1,758 sqft
2021-04-01 0 days 1,857 sqft
2021-05-01 0 days 1,974 sqft
2021-06-01 0 days 1,898 sqft
2021-07-01 0 days 1,644 sqft
2021-08-01 0 days 1,607 sqft
2021-09-01 0 days 1,561 sqft
2021-10-01 0 days 1,624 sqft
2021-11-01 0 days 1,687 sqft
2021-12-01 0 days 1,696 sqft
2022-01-01 0 days 1,586 sqft
2022-02-01 0 days 1,480 sqft
2022-03-01 0 days 1,531 sqft
2022-04-01 0 days 1,565 sqft
2022-05-01 0 days 1,427 sqft
2022-06-01 0 days 1,447 sqft
2022-07-01 0 days 1,337 sqft
2022-08-01 0 days 1,589 sqft
2022-09-01 0 days 1,548 sqft
2022-10-01 0 days 1,572 sqft
2022-11-01 0 days 1,563 sqft
2022-12-01 0 days 1,563 sqft
2023-01-01 0 days 1,535 sqft
2023-02-01 0 days 1,476 sqft
2023-03-01 0 days 1,509 sqft
2023-04-01 0 days 1,549 sqft
2023-05-01 0 days 1,559 sqft
2023-06-01 0 days 1,547 sqft
2023-07-01 0 days 1,518 sqft
2023-08-01 0 days 1,532 sqft
2023-09-01 0 days 1,648 sqft
2023-10-01 0 days 1,700 sqft
2023-11-01 0 days 1,636 sqft
2023-12-01 0 days 1,772 sqft
2024-01-01 0 days 1,650 sqft
2024-02-01 0 days 1,634 sqft
2024-03-01 0 days 1,756 sqft
2024-04-01 0 days 1,779 sqft
2024-05-01 0 days 1,961 sqft
2024-06-01 0 days 1,738 sqft
2024-07-01 0 days 1,605 sqft
2024-08-01 0 days 1,648 sqft
2024-09-01 0 days 1,802 sqft
2024-10-01 0 days 1,788 sqft
2024-11-01 0 days 1,645 sqft
Union City's median listing age (time on market) for 2024-11-01 was 0 days.

Union City's median square footage for active listings during the 2024-11-01 period was 1,645 sqft. One year prior, the average listing was 1,636 sqft.

Union City, TN Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 239 $39,405,000 $164,874
Refi 84 $8,890,000 $105,833
Home Improvement 62 $3,700,000 $59,677
Other 59 $2,985,000 $50,593
Cash Out Refi 52 $7,010,000 $134,808

Union City's most frequently cited loan purpose was Home Purchase, with 239 originations. The 2nd most popular reason was Refi, with 84 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
6-7% 123 $17,885,000 $145,407
Over 8% 86 $6,100,000 $70,930
7-8% 83 $9,805,000 $118,133
5-6% 54 $9,650,000 $178,704
<2.5% 9 $2,885,000 $320,556
4-5% 1 $115,000 $115,000
2.5-3% 1 $205,000 $205,000

During 2023, Union City's most frequently originated rate bucket was 6-7%, with 123 originations.

Loan Sizing (Union City, TN MSA)

Loan Size Originations Total Value Average Loan
$100,000 or less 249 $13,485,000 $54,157
$100k-200k 173 $24,295,000 $140,434
$200k-400k 63 $15,535,000 $246,587
$400k-600k 7 $3,455,000 $493,571
$600k-1000k 2 $1,270,000 $635,000
$Over $1MM 2 $3,950,000 $1,975,000

Union City's loan sizing saw the bucket of loans from $100,000 or less with 249 originations, totaling $13,485,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 150 $23,660,000 $157,733
60-80% 66 $10,020,000 $151,818
20-40% 55 $3,615,000 $65,727
Under 20% 44 $1,180,000 $26,818
40-60% 35 $3,885,000 $111,000
Over 100% 9 $4,295,000 $477,222

Union City's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 150 originations, totaling $23,660,000 in origination value.