Union City Mortgage Rates & Closing Costs

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    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Union City averaged 6.52% for the week of 2025-04-10, compared to the national average of 6.62% for the same period.

    The average rate for the prior week (2025-04-03) was 6.44% and one month ago for the week of 2025-03-06, the average rate was 6.53%.

    Union City's average rate one year ago was 6.92%.

    For refis of the same type during the week of 2025-04-10, the average rate was 7.22%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2025-04-10 6.62%
    Union City 30 Year Fixed Rate 2025-04-10 6.52%
    Union City 30 Year Fixed Rate Refi 2025-04-10 7.22%
    Union City 15 Year Fixed Rate 2025-04-10 6.02%
    Union City 15 Year Fixed Rate Refi 2025-04-10 6.02%
    Union City 30 Year FHA 2025-04-10 6.63%
    Union City 30 Year FHA Refi 2025-04-10 6.43%
    Union City 30 Year USDA 2025-04-10 6.55%
    Union City 30 Year USDA Refi 2025-04-10 6.65%
    Union City 30 Year VA 2025-04-10 6.09%
    Union City 30 Year VA Refi 2025-04-10 6.19%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Union City, TN.

    Union City Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Union City, TN market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2024 Avg. 30yFix Rate 2024 Avg. Closing Costs
    Leaders Credit Union 24 7.10% $3,345
    First Citizens National Bank 10 6.70% $2,580
    QUICKEN LOANS, LLC 10 6.58% $6,320
    Regions Bank 4 7.09% $3,361
    UNITED WHOLESALE MORTGAGE, LLC 3 6.46% $6,710
    BancorpSouth 2 6.81% $3,254
    Simmons Bank 2 7.88% $3,428
    First Financial Bank 1 7.00% $6,236
    First National Bank of Pennsylvania 1 6.75% $4,139
    Flagstar Bank, FSB 1 6.63% $5,052
    JPMorgan Chase Bank 1 6.00% $2,762
    Farm Credit Mid-America, ACA 1 7.00% $3,929
    MUTUAL OF OMAHA MORTGAGE, INC. 1 6.38% $4,271
    NAVY FEDERAL CREDIT UNION 1 5.25% $8,395
    NexBank 1 6.99% $5,579
    PLAZA HOME MORTGAGE, INC. 1 6.99% $6,475
    Citizens Bank 1 6.50% $3,553
    Carrington Mortgage Services, LLC 1 6.63% $6,358
    U. T. 1 6.63% $5,388
    BROKER SOLUTIONS, INC. 1 7.63% $5,535
    U.S. Bank 1 5.99% $3,505
    FIRST COLONY MORTGAGE CORPORATION 1 6.50% $7,588

    Union City Average Closing Costs & Other Stats

    Union City, TN's 22 lenders originated 507 loans during 2024. The total origination value was $70,685,000, with an average loan value of $139,418.

    Union City's average closing costs are $4,376.

    The top Union City lender as defined by loan originations is Leaders Credit Union, with 24 loans originated. Their average total fees are $3,345, which is $765 higher than the next largest lender, First Citizens National Bank.

    The lowest fee Union City lenders (with over 10 loans originated) are First Citizens National Bank ($2,580), Leaders Credit Union ($3,345), QUICKEN LOANS, LLC ($6,320), .

    The lowest rate Union City lenders (with over 10 loans originated) are QUICKEN LOANS, LLC (6.58%), First Citizens National Bank (6.70%), Leaders Credit Union (7.10%), .

    Union City, TN Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2023 Loan Value 2024 Loan Value % Change 2024 Market Share
    Leaders Credit Union $5,755,000 $9,410,000 63.5% 13.3%
    First Citizens National Bank $5,880,000 $9,070,000 54.3% 12.8%
    Commercial Bank & Trust Co. $9,180,000 $7,490,000 -18.4% 10.6%
    QUICKEN LOANS, LLC $4,635,000 $5,440,000 17.4% 7.7%
    ORIX REAL ESTATE CAPITAL, LLC $2,845,000 $4,085,000 43.6% 5.8%
    Regions Bank $3,455,000 $3,090,000 -10.6% 4.4%
    Simmons Bank $3,295,000 $2,440,000 -25.9% 3.5%
    UNITED WHOLESALE MORTGAGE, LLC $735,000 $2,175,000 195.9% 3.1%
    FREEDOM MORTGAGE CORPORATION $655,000 $1,400,000 113.7% 2.0%
    21ST MORTGAGE CORPORATION $470,000 $1,000,000 112.8% 1.4%
    FIRST COMMUNITY MORTGAGE, INC. $2,015,000 $970,000 -51.9% 1.4%
    NAVY FEDERAL CREDIT UNION $55,000 $940,000 1,609.1% 1.3%
    Mortgage Research Center, LLC $1,885,000 $835,000 -55.7% 1.2%
    McKenzie Banking Company $170,000 $670,000 294.1% 0.9%
    NEWREZ LLC $85,000 $635,000 647.1% 0.9%
    U. T. $695,000 $610,000 -12.2% 0.9%
    MID AMERICA MORTGAGE, INC. $145,000 $535,000 269.0% 0.8%
    U.S. Bank $245,000 $535,000 118.4% 0.8%
    MORTGAGE INVESTORS GROUP, INC. $880,000 $485,000 -44.9% 0.7%
    First Financial Bank $890,000 $465,000 -47.8% 0.7%
    VANDERBILT MORTGAGE AND FINANCE, INC. $910,000 $460,000 -49.5% 0.7%
    FIRST SOUTH FINANCIAL $450,000 n/a 0.6%
    NEW DAY FINANCIAL, LLC $260,000 $430,000 65.4% 0.6%
    Equity Prime Mortgage LLC $330,000 $410,000 24.2% 0.6%
    BancorpSouth $700,000 $380,000 -45.7% 0.5%
    Flagstar Bank, FSB $380,000 n/a 0.5%
    Citizens Bank $345,000 n/a 0.5%
    MUTUAL OF OMAHA MORTGAGE, INC. $345,000 n/a 0.5%
    Mr. Cooper ( Nationstar Mortgage ) $585,000 $340,000 -41.9% 0.5%
    Centennial Bank $650,000 $295,000 -54.6% 0.4%
    AMERISAVE MORTGAGE CORPORATION $360,000 $285,000 -20.8% 0.4%
    GERSHMAN INVESTMENT CORP. $285,000 n/a 0.4%
    Carroll Bank and Trust $165,000 $270,000 63.6% 0.4%
    First National Bank of Pennsylvania $265,000 n/a 0.4%
    PLAZA HOME MORTGAGE, INC. $255,000 n/a 0.4%
    BROKER SOLUTIONS, INC. $85,000 $250,000 194.1% 0.4%
    NexBank $235,000 n/a 0.3%
    FIRST COLONY MORTGAGE CORPORATION $225,000 n/a 0.3%
    LOANDEPOT.COM, LLC $180,000 $220,000 22.2% 0.3%
    DAS Acquisition Company, LLC $215,000 n/a 0.3%
    VILLAGE CAPITAL MORTGAGE $215,000 n/a 0.3%
    Magnolia Bank $195,000 n/a 0.3%
    VAN DYK MORTGAGE CORPORATION $195,000 n/a 0.3%
    MORTGAGE SOLUTIONS OF COLORADO, LLC $185,000 n/a 0.3%
    Farm Credit Mid-America, ACA $990,000 $175,000 -82.3% 0.2%
    HOMEBRIDGE FINANCIAL SERVICES, INC. $175,000 $175,000 0.0% 0.2%
    PRIMELENDING, A PLAINSCAPITAL COMPANY $175,000 n/a 0.2%
    T2 FINANCIAL LLC $175,000 n/a 0.2%
    TOP FLITE FINANCIAL, INC. $175,000 n/a 0.2%
    ENDEAVOR CAPITAL, LLC. $165,000 n/a 0.2%
    Northpointe Bank $155,000 $165,000 6.5% 0.2%
    MILEND, INC. $615,000 $145,000 -76.4% 0.2%
    Bank of America $140,000 n/a 0.2%
    SOUTHWEST FUNDING, LP $140,000 n/a 0.2%
    AMERICAN FINANCIAL NETWORK, INC. $195,000 $135,000 -30.8% 0.2%
    JPMorgan Chase Bank $75,000 $135,000 80.0% 0.2%
    RELIANCE FIRST CAPITAL, LLC $200,000 $135,000 -32.5% 0.2%
    LEADERONE FINANCIAL CORPORATION $110,000 $125,000 13.6% 0.2%
    GUARANTEED RATE, INC. $115,000 n/a 0.2%
    Carrington Mortgage Services, LLC $205,000 $105,000 -48.8% 0.1%
    LENDINGHOME FUNDING CORPORATION $105,000 n/a 0.1%
    CROSSCOUNTRY MORTGAGE, LLC $180,000 $85,000 -52.8% 0.1%
    CHURCHILL MORTGAGE CORPORATION $400,000 $75,000 -81.3% 0.1%
    BANK OF CROCKETT $55,000 n/a 0.1%
    Bethpage Federal Credit Union $45,000 n/a 0.1%
    FirstBank $25,000 $45,000 80.0% 0.1%
    Baxter Credit Union $25,000 n/a 0.0%

    Union City's top lender by overall market share is Leaders Credit Union, with 13.3% market share. In second place, with 12.8%, is First Citizens National Bank, having originated $9,070,000 in loans. In third place, with 10.6%, is Commercial Bank & Trust Co., having originated $7,490,000 in loans. In fourth place, with 7.7%, is QUICKEN LOANS, LLC, having originated $5,440,000 in loans. In fifth place, with 5.8%, is ORIX REAL ESTATE CAPITAL, LLC, having originated $4,085,000 in loans.

    Union City Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - Union City (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $114,900 (7.0%) $140,077 (10.2%) 0.00 133
    2018-02-01 $119,250 (8.5%) $144,420 (11.7%) 0.00 140
    2018-03-01 $117,450 (4.8%) $147,965 (12.1%) 0.00 147
    2018-04-01 $119,900 (4.3%) $155,299 (16.7%) 0.00 150
    2018-05-01 $119,450 (0.4%) $148,546 (10.9%) 0.00 149
    2018-06-01 $119,900 (0.2%) $143,954 (7.3%) 0.00 153
    2018-07-01 $129,600 (6.1%) $151,712 (13.7%) 0.00 156
    2018-08-01 $134,200 (8.7%) $156,051 (15.2%) 0.00 156
    2018-09-01 $120,000 (-1.8%) $151,694 (10.7%) 0.00 147
    2018-10-01 $119,900 (3.5%) $141,610 (5.9%) 0.00 143
    2018-11-01 $124,750 (8.6%) $141,972 (5.8%) 0.00 141
    2018-12-01 $129,700 (13.1%) $143,512 (4.2%) 0.00 124
    2019-01-01 $122,450 (6.6%) $137,691 (-1.7%) 0.00 131
    2019-02-01 $119,900 (0.6%) $138,251 (-4.3%) 0.00 120
    2019-03-01 $131,136 (11.7%) $146,467 (-1.0%) 0.00 105
    2019-04-01 $138,411 (15.4%) $153,418 (-1.2%) 0.00 90
    2019-05-01 $131,250 (9.9%) $151,118 (1.7%) 0.00 91
    2019-06-01 $137,000 (14.3%) $154,311 (7.2%) 0.00 91
    2019-07-01 $131,825 (1.7%) $153,921 (1.5%) 0.00 88
    2019-08-01 $133,936 (-0.2%) $155,961 (-0.1%) 0.00 84
    2019-09-01 $133,916 (11.6%) $157,211 (3.6%) 0.00 77
    2019-10-01 $133,902 (11.7%) $158,037 (11.6%) 0.00 71
    2019-11-01 $133,900 (7.3%) $154,666 (8.9%) 0.00 64
    2019-12-01 $132,450 (2.1%) $156,678 (9.2%) 0.00 64
    2020-01-01 $129,900 (6.1%) $156,161 (13.4%) 0.00 67
    2020-02-01 $134,900 (12.5%) $162,850 (17.8%) 0.00 67
    2020-03-01 $132,400 (1.0%) $172,465 (17.8%) 0.00 69
    2020-04-01 $133,675 (-3.4%) $180,381 (17.6%) 0.00 61
    2020-05-01 $144,900 (10.4%) $193,291 (27.9%) 0.00 52
    2020-06-01 $149,500 (9.1%) $189,783 (23.0%) 0.00 53
    2020-07-01 $149,700 (13.6%) $187,670 (21.9%) 0.00 45
    2020-08-01 $149,500 (11.6%) $179,827 (15.3%) 0.00 39
    2020-09-01 $146,050 (9.1%) $184,529 (17.4%) 0.00 42
    2020-10-01 $147,200 (9.9%) $187,710 (18.8%) 0.00 41
    2020-11-01 $150,000 (12.0%) $227,690 (47.2%) 0.00 37
    2020-12-01 $129,900 (-1.9%) $207,210 (32.3%) 0.00 35
    2021-01-01 $149,750 (15.3%) $224,545 (43.8%) 0.00 35
    2021-02-01 $149,625 (10.9%) $231,845 (42.4%) 0.00 32
    2021-03-01 $157,875 (19.2%) $241,690 (40.1%) 0.00 26
    2021-04-01 $192,350 (43.9%) $239,775 (32.9%) 0.00 29
    2021-05-01 $182,500 (26.0%) $239,604 (24.0%) 0.00 23
    2021-06-01 $188,100 (25.8%) $232,929 (22.7%) 0.00 27
    2021-07-01 $169,000 (12.9%) $224,741 (19.8%) 0.00 30
    2021-08-01 $172,225 (15.2%) $229,420 (27.6%) 0.00 33
    2021-09-01 $145,250 (-0.6%) $194,677 (5.5%) 0.00 37
    2021-10-01 $159,950 (8.7%) $217,995 (16.1%) 0.00 34
    2021-11-01 $156,000 (4.0%) $204,033 (-10.4%) 0.00 35
    2021-12-01 $157,225 (21.0%) $198,037 (-4.4%) 0.00 33
    2022-01-01 $144,900 (-3.2%) $171,363 (-23.7%) 0.00 27
    2022-02-01 $142,450 (-4.8%) $154,421 (-33.4%) 0.00 23
    2022-03-01 $144,975 (-8.2%) $196,055 (-18.9%) 0.00 25
    2022-04-01 $145,000 (-24.6%) $208,477 (-13.1%) 0.00 20
    2022-05-01 $138,625 (-24.0%) $189,575 (-20.9%) 0.00 20
    2022-06-01 $140,575 (-25.3%) $181,117 (-22.2%) 0.00 23
    2022-07-01 $149,900 (-11.3%) $167,162 (-25.6%) 0.00 33
    2022-08-01 $169,750 (-1.4%) $207,699 (-9.5%) 0.00 39
    2022-09-01 $159,475 (9.8%) $220,403 (13.2%) 0.00 44
    2022-10-01 $159,500 (-0.3%) $206,776 (-5.2%) 0.00 50
    2022-11-01 $154,700 (-0.8%) $200,768 (-1.6%) 0.00 53
    2022-12-01 $159,900 (1.7%) $201,811 (1.9%) 0.00 55
    2023-01-01 $160,000 (10.4%) $218,483 (27.5%) 0.00 56
    2023-02-01 $165,000 (15.8%) $220,762 (43.0%) 0.00 57
    2023-03-01 $182,300 (25.8%) $216,026 (10.2%) 0.00 50
    2023-04-01 $187,000 (29.0%) $227,838 (9.3%) 0.00 42
    2023-05-01 $176,200 (27.1%) $202,532 (6.8%) 0.00 39
    2023-06-01 $177,975 (26.6%) $202,916 (12.0%) 0.00 42
    2023-07-01 $175,900 (17.3%) $202,858 (21.4%) 0.00 38
    2023-08-01 $194,688 (14.7%) $218,562 (5.2%) 0.00 45
    2023-09-01 $209,000 (31.1%) $231,415 (5.0%) 0.00 52
    2023-10-01 $213,700 (34.0%) $228,877 (10.7%) 0.00 52
    2023-11-01 $209,450 (35.4%) $228,204 (13.7%) 0.00 55
    2023-12-01 $214,900 (34.4%) $230,335 (14.1%) 0.00 53
    2024-01-01 $213,200 (33.3%) $219,139 (0.3%) 0.00 53
    2024-02-01 $197,450 (19.7%) $202,963 (-8.1%) 0.00 53
    2024-03-01 $199,999 (9.7%) $230,179 (6.6%) 0.00 55
    2024-04-01 $199,950 (6.9%) $283,735 (24.5%) 0.00 58
    2024-05-01 $229,450 (30.2%) $348,743 (72.2%) 0.00 61
    2024-06-01 $225,000 (26.4%) $323,686 (59.5%) 0.00 67
    2024-07-01 $212,400 (20.8%) $308,122 (51.9%) 0.00 70
    2024-08-01 $229,450 (17.9%) $302,097 (38.2%) 0.00 71
    2024-09-01 $244,900 (17.2%) $300,056 (29.7%) 0.00 77
    2024-10-01 $242,425 (13.4%) $299,857 (31.0%) 0.00 77
    2024-11-01 $239,900 (14.5%) $297,775 (30.5%) 0.00 80
    2024-12-01 $222,400 (3.5%) $349,063 (51.6%) 0.00 83
    2025-01-01 $226,975 (6.5%) $363,028 (65.7%) 0.00 77
    2025-02-01 $200,165 (1.4%) $351,404 (73.1%) 0.00 78
    2025-03-01 $214,900 (7.5%) $349,512 (51.8%) 0.00 70
    Union City's median listing price for 2025-03-01 was $214,900, a difference of $14,901 (7.5%) versus the prior year and $14,735 versus the prior month.

    Union City's median listing price comes in at 0% of the national average.

    Union City's average listing price for 2025-03-01 was $349,512, a difference of $119,333 (51.8%) versus the prior year and $-1,892 versus the prior month.

    For the 2025-03-01 period, Union City had 70 MLS listings, a difference of -8 listings (-10%) versus the prior month and 15 listings (27%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Union City (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 1,729 sqft
    2018-02-01 0 days 1,731 sqft
    2018-03-01 0 days 1,796 sqft
    2018-04-01 0 days 1,862 sqft
    2018-05-01 0 days 1,834 sqft
    2018-06-01 0 days 1,792 sqft
    2018-07-01 0 days 1,815 sqft
    2018-08-01 0 days 1,825 sqft
    2018-09-01 0 days 1,800 sqft
    2018-10-01 0 days 1,713 sqft
    2018-11-01 0 days 1,684 sqft
    2018-12-01 0 days 1,590 sqft
    2019-01-01 0 days 1,591 sqft
    2019-02-01 0 days 1,616 sqft
    2019-03-01 0 days 1,694 sqft
    2019-04-01 0 days 1,716 sqft
    2019-05-01 0 days 1,652 sqft
    2019-06-01 0 days 1,728 sqft
    2019-07-01 0 days 1,718 sqft
    2019-08-01 0 days 1,720 sqft
    2019-09-01 0 days 1,716 sqft
    2019-10-01 0 days 1,713 sqft
    2019-11-01 0 days 1,701 sqft
    2019-12-01 0 days 1,710 sqft
    2020-01-01 0 days 1,722 sqft
    2020-02-01 0 days 1,747 sqft
    2020-03-01 0 days 1,745 sqft
    2020-04-01 0 days 1,745 sqft
    2020-05-01 0 days 1,832 sqft
    2020-06-01 0 days 1,841 sqft
    2020-07-01 0 days 1,769 sqft
    2020-08-01 0 days 1,680 sqft
    2020-09-01 0 days 1,776 sqft
    2020-10-01 0 days 1,855 sqft
    2020-11-01 0 days 1,914 sqft
    2020-12-01 0 days 1,680 sqft
    2021-01-01 0 days 1,804 sqft
    2021-02-01 0 days 1,804 sqft
    2021-03-01 0 days 1,758 sqft
    2021-04-01 0 days 1,881 sqft
    2021-05-01 0 days 2,048 sqft
    2021-06-01 0 days 1,898 sqft
    2021-07-01 0 days 1,644 sqft
    2021-08-01 0 days 1,607 sqft
    2021-09-01 0 days 1,561 sqft
    2021-10-01 0 days 1,624 sqft
    2021-11-01 0 days 1,687 sqft
    2021-12-01 0 days 1,696 sqft
    2022-01-01 0 days 1,586 sqft
    2022-02-01 0 days 1,480 sqft
    2022-03-01 0 days 1,531 sqft
    2022-04-01 0 days 1,565 sqft
    2022-05-01 0 days 1,427 sqft
    2022-06-01 0 days 1,447 sqft
    2022-07-01 0 days 1,337 sqft
    2022-08-01 0 days 1,589 sqft
    2022-09-01 0 days 1,548 sqft
    2022-10-01 0 days 1,572 sqft
    2022-11-01 0 days 1,563 sqft
    2022-12-01 0 days 1,563 sqft
    2023-01-01 0 days 1,535 sqft
    2023-02-01 0 days 1,476 sqft
    2023-03-01 0 days 1,509 sqft
    2023-04-01 0 days 1,549 sqft
    2023-05-01 0 days 1,559 sqft
    2023-06-01 0 days 1,547 sqft
    2023-07-01 0 days 1,518 sqft
    2023-08-01 0 days 1,532 sqft
    2023-09-01 0 days 1,648 sqft
    2023-10-01 0 days 1,700 sqft
    2023-11-01 0 days 1,636 sqft
    2023-12-01 0 days 1,772 sqft
    2024-01-01 0 days 1,650 sqft
    2024-02-01 0 days 1,634 sqft
    2024-03-01 0 days 1,754 sqft
    2024-04-01 0 days 1,752 sqft
    2024-05-01 0 days 1,935 sqft
    2024-06-01 0 days 1,673 sqft
    2024-07-01 0 days 1,579 sqft
    2024-08-01 0 days 1,648 sqft
    2024-09-01 0 days 1,802 sqft
    2024-10-01 0 days 1,788 sqft
    2024-11-01 0 days 1,645 sqft
    2024-12-01 0 days 1,642 sqft
    2025-01-01 0 days 1,656 sqft
    2025-02-01 0 days 1,581 sqft
    2025-03-01 0 days 1,648 sqft
    Union City's median listing age (time on market) for 2025-03-01 was 0 days.

    Union City's median square footage for active listings during the 2025-03-01 period was 1,648 sqft. One year prior, the average listing was 1,754 sqft.

    Union City, TN Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 239 $42,045,000 $175,921
    Refi 89 $12,455,000 $139,944
    Home Improvement 64 $4,850,000 $75,781
    Other 64 $4,220,000 $65,938
    Cash Out Refi 51 $7,115,000 $139,510

    Union City's most frequently cited loan purpose was Home Purchase, with 239 originations. The 2nd most popular reason was Refi, with 89 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    6-7% 169 $31,465,000 $186,183
    Over 8% 85 $6,615,000 $77,824
    7-8% 65 $8,775,000 $135,000
    5-6% 33 $6,295,000 $190,758
    <2.5% 8 $40,000 $5,000
    3-4% 1 $55,000 $55,000

    During 2024, Union City's most frequently originated rate bucket was 6-7%, with 169 originations.

    Loan Sizing (Union City, TN MSA)

    Loan Size Originations Total Value Average Loan
    $100,000 or less 213 $11,085,000 $52,042
    $100k-200k 200 $28,710,000 $143,550
    $200k-400k 83 $21,665,000 $261,024
    $400k-600k 9 $4,235,000 $470,556
    $600k-1000k 1 $905,000 $905,000
    $Over $1MM 1 $4,085,000 $4,085,000

    Union City's loan sizing saw the bucket of loans from $100,000 or less with 213 originations, totaling $11,085,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 167 $28,085,000 $168,174
    20-40% 52 $3,790,000 $72,885
    60-80% 52 $10,000,000 $192,308
    Under 20% 49 $1,525,000 $31,122
    40-60% 35 $4,305,000 $123,000
    Over 100% 4 $4,880,000 $1,220,000

    Union City's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 167 originations, totaling $28,085,000 in origination value.