JACKSON Mortgage Rates

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Jackson averaged 5.76% for the week of 2022-06-30, compared to the national average of 5.7% for the same period.

The average rate for the prior week (2022-06-23) was 6.07% and one month ago for the week of 2022-05-26, the average rate was 5.46%.

Jackson's average rate one year ago was 3.09%.

For refis of the same type during the week of 2022-06-30, the average rate was 5.97%.

Loan Type Date Rate
US 30 Year Fixed Rate 2022-06-30 5.7%
Jackson 30 Year Fixed Rate 2022-06-30 5.76%
Jackson 30 Year Fixed Rate Refi 2022-06-30 5.97%
Jackson 15 Year Fixed Rate 2022-06-30 5.36%
Jackson 15 Year Fixed Rate Refi 2022-06-30 4.97%
Jackson 30 Year FHA 2022-06-30 5.72%
Jackson 30 Year FHA Refi 2022-06-30 5.85%
Jackson 30 Year USDA 2022-06-30 5.68%
Jackson 30 Year USDA Refi 2022-06-30 5.27%
Jackson 30 Year VA 2022-06-30 5.56%
Jackson 30 Year VA Refi 2022-06-30 5.17%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within JACKSON, TN.

JACKSON Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lendor, for only loans originated in the JACKSON, TN market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2021 Avg. 30yFix Rate 2021 Avg. Total Fees
Leaders Credit Union 272 3.21% $2,356
Regions Bank 148 3.32% $2,856
MORTGAGE INVESTORS GROUP, INC. 133 3.10% $3,247
Simmons Bank 132 3.18% $3,028
QUICKEN LOANS, LLC 123 3.17% $4,582
FIRST COMMUNITY MORTGAGE, INC. 107 3.13% $4,086
FirstBank 57 3.14% $3,157
BancorpSouth Bank 57 3.29% $2,696
Wells Fargo Bank 28 3.06% $2,587
LOANDEPOT.COM, LLC 21 3.22% $4,079
PENNYMAC LOAN SERVICES, LLC 20 3.29% $4,470
The First National Bank of Middle Tennessee 16 3.05% $3,225
CALIBER HOME LOANS, INC. 16 3.05% $2,912
BETTER MORTGAGE CORPORATION 15 2.93% $3,571
Bank of England 15 3.46% $3,802
Farm Credit Mid-America, ACA 13 3.56% $7,397
UNITED WHOLESALE MORTGAGE, LLC 13 3.20% $4,432
AMERISAVE MORTGAGE CORPORATION 13 3.02% $5,594
First Horizon Bank 12 3.26% $3,629
Citizens Bank 12 3.19% $3,160
Wolfe Financial, Inc 11 3.10% $5,638
STOCKTON MORTGAGE CORPORATION 10 3.44% $5,119
Sierra Pacific Mortgage Company, Inc. 9 3.30% $5,882
JPMorgan Chase Bank 9 3.14% $3,111
BROKER SOLUTIONS, INC. 8 3.36% $3,181
First Citizens National Bank 8 2.80% $2,754
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 8 3.36% $3,948
Mr. Cooper ( Nationstar Mortgage ) 7 3.25% $4,159
Triumph Bank 7 3.14% $2,975
CHURCHILL MORTGAGE CORPORATION 7 3.18% $3,876
NAVY FEDERAL CREDIT UNION 7 3.61% $3,137
AmeriHome Mortgage Company, LLC 7 3.21% $3,561
Orion Federal Credit Union 7 3.09% $3,311
First Guaranty Mortgage Corporation 7 3.29% $4,324
PRIMELENDING, A PLAINSCAPITAL COMPANY 7 3.39% $4,009
Renasant Bank 7 3.20% $3,136
NEWREZ LLC 6 3.29% $4,087
HOMESIDE FINANCIAL, LLC 6 3.36% $3,383
U.S. Bank 6 3.06% $3,144
Legends Bank 5 3.22% $3,194
Bank of America 5 3.18% $3,146
Trustmark National Bank 5 3.18% $3,132
COMMUNITY MORTGAGE CORPORATION 5 3.22% $3,232
Fifth Third Bank 5 3.18% $3,067
Flagstar Bank, FSB 5 3.43% $3,814
FREEDOM MORTGAGE CORPORATION 5 3.50% $2,238
GUARANTY HOME MORTGAGE CORPORATION 5 3.15% $3,579
ASCEND FEDERAL CREDIT UNION 4 3.06% $2,683
MOVEMENT MORTGAGE, LLC 4 3.20% $4,365
Paramount Residential Mortgage Group, Inc. 4 3.22% $6,779
Truist Bank 4 3.29% $3,631
CMG MORTGAGE, INC. 4 3.53% $5,010
A Mortgage Boutique, LLC 4 2.75% $4,649
ROYAL UNITED MORTGAGE LLC 4 3.59% $6,423
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 4 3.50% $2,491
GUARANTEED RATE, INC. 3 2.87% $3,062
BARTLETT MORTGAGE, INC. 3 3.08% $3,090
CB&S Bank, Inc. 3 2.79% $2,512
F&M Bank 3 2.92% $3,721
The Bank of Fayette County 3 4.92% $3,565
AMERICAN FINANCIAL NETWORK, INC. 3 3.67% $6,511
Pinnacle Bank 3 2.96% $3,024
PREMIA MORTGAGE, LLC 3 3.21% $844
LADERA LENDING, INC. 3 3.00% $3,656
Independent Bank 3 2.96% $2,499
Hometown Lenders, Inc. 3 3.16% $4,262
CU COMMUNITY, LLC 3 3.63% $4,672
Legacy Home Loans, LLC 3 3.21% $3,201
RUOFF MORTGAGE COMPANY, INC. 3 3.00% $1,950
Patriot Bank 3 3.29% $2,854
ZILLOW HOME LOANS, LLC 2 3.25% $3,529
AMERICAN FINANCING CORPORATION 2 3.13% $6,461
AMERICAN PACIFIC MORTGAGE CORPORATION 2 2.93% $3,620
Ameris Bank 2 2.81% $3,282
Arvest Bank 2 3.56% $3,239
BOKF 2 3.19% $3,286
Colten Mortgage, LLC 2 3.13% $4,280
CONTOUR MORTGAGE CORPORATION 2 2.81% $6,281
DELMAR FINANCIAL COMPANY 2 3.19% $3,757
HOMEBRIDGE FINANCIAL SERVICES, INC. 2 3.63% $3,326
MID AMERICA MORTGAGE, INC. 2 3.38% $5,512
Mortgage Research Center, LLC 2 3.25% $1,909
MUTUAL OF OMAHA MORTGAGE, INC. 2 2.94% $3,190
Nations Lending Corporation 2 3.00% $8,749
NBKC BANK 2 3.31% $2,717
PRIMARY RESIDENTIAL MORTGAGE, INC. 2 3.31% $2,812
Prosperity Home Mortgage, LLC 2 3.19% $3,920
Servion, Inc. 2 3.38% $4,606
SWBC MORTGAGE CORPORATION 2 2.81% $1,849
The Home Loan Expert LLC 2 3.00% $2,063
Waterstone Mortgage Corporation 2 3.19% $6,033
Wyndham Capital Mortgage, Inc. 2 2.93% $2,698
21ST MORTGAGE CORPORATION 2 5.80% $6,436
GUARANTEED RATE AFFINITY, LLC 1 2.88% $5,091
Florida Capital Bank 1 3.38% $2,657
ATLANTIC BAY MORTGAGE GROUP, L.L.C. 1 4.88% $3,804
Truity Federal Credit Union 1 2.50% $2,075
FLAT BRANCH MORTGAGE, INC. 1 4.00% $4,720
NBH Bank 1 2.88% $1,288
Assurance Financial Group, L.L.C. 1 2.88% $2,819
First Savings Bank 1 2.75% $2,043
North American Savings Bank, F.S.B. 1 3.38% $1,217
Northpointe Bank 1 3.63% $4,057
OAKTREE FUNDING CORP. 1 6.63% $12,225
OPEN MORTGAGE, LLC 1 2.88% $1,566
First National Bank of Pennsylvania 1 3.13% $3,909
First Mid Bank & Trust 1 3.13% $2,219
First Internet Bank of Indiana 1 3.25% $2,605
Financial Federal Bank 1 3.00% $2,703
PENTAGON FEDERAL CREDIT UNION 1 3.00% $1,910
PHH Mortgage Corporation 1 4.25% $4,110
Evolve Bank & Trust 1 3.00% $4,826
PLANET HOME LENDING, LLC 1 2.99% $4,760
PNC Bank 1 3.13% $3,389
POLARIS HOME FUNDING CORP. 1 3.25% $4,104
EVERETT FINANCIAL, INC. 1 3.75% $1,806
ASSEMBLIES OF GOD Credit Union 1 3.25% $1,826
EVANSVILLE TEACHERS 1 3.00% $2,646
ANGEL OAK MORTGAGE SOLUTIONS LLC 1 6.38% $17,087
ENDEAVOR CAPITAL, LLC. 1 3.00% $2,501
Quontic Bank 1 5.00% $8,540
REDSTONE Federal Credit Union 1 4.63% $2,764
DRAPER AND KRAMER MORTGAGE CORP. 1 3.00% $2,993
RELIANCE FIRST CAPITAL, LLC 1 2.99% $5,005
DIAMOND RESIDENTIAL MORTGAGE CORPORATION 1 2.88% $3,475
Deere Employees Credit Union 1 2.75% $2,642
CROSSCOUNTRY MORTGAGE, LLC 1 2.99% $1,673
SENB Bank 1 3.00% $2,637
VANDERBILT MORTGAGE AND FINANCE, INC. 1 2.75% $9,196
Commerce Home Mortgage, Inc. 1 2.88% $9,938
CITY FIRST MORTGAGE SERVICES, L.L.C. 1 3.75% $3,750
SIRVA MORTGAGE, INC. 1 3.13% $1,849
SOFI LENDING CORP. 1 2.75% $2,641
SOUTHPOINT FINANCIAL SERVICES, INC. 1 3.25% $5,573
SOUTHWEST FUNDING, LP 1 3.25% $7,278
SOVEREIGN LENDING GROUP INCORPORATED 1 3.63% $6,267
Stifel Bank and Trust 1 2.88% $2,380
CELEBRITY HOME LOANS, LLC 1 3.75% $3,622
ACADEMY MORTGAGE CORPORATION 1 2.88% $4,440
T2 FINANCIAL LLC 1 3.25% $2,730
Carrington Mortgage Services, LLC 1 2.88% $3,636
The Federal Savings Bank 1 3.25% $6,613
CapStar Bank 1 3.13% $3,531
AmRes Corporation 1 3.00% $2,591
The Huntington National Bank 1 3.88% $4,236
THOMPSON KANE & COMPANY, LLC 1 2.38% $1,585
TOP FLITE FINANCIAL, INC. 1 3.63% $4,954
JMJ FINANCIAL GROUP 1 3.13% $4,086
KeyBank 1 3.00% $4,464
JLB CORPORATION 1 3.63% $3,735
LAND HOME FINANCIAL SERVICES, INC. 1 3.25% $9,467
IMPAC MORTGAGE CORP. 1 2.99% $1,603
HOMESTAR FINANCIAL CORPORATION 1 2.75% $2,750
HOME POINT FINANCIAL CORPORATION 1 2.63% $4,100
LIBERTY HOME MORTGAGE CORPORATION 1 3.63% $4,236
Listerhill Credit Union 1 3.00% $5,410
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. 1 2.75% $2,937
Total Media Management, LLC 1 2.88% $3,362
GUILD MORTGAGE COMPANY 1 3.13% $3,699
BAY EQUITY LLC 1 3.25% $3,681

JACKSON, TN's 160 lenders originated 5,385 loans during 2021. The total origination value was $1,002,935,000, with an average loan value of $186,246.

The top JACKSON lender as defined by loan originations is Leaders Credit Union, with 272 loans originated. Their average total fees are $2,356, which is $500 lower than the next largest lender, Regions Bank.

The lowest fee JACKSON lenders (with over 10 loans originated) are Leaders Credit Union ($2,356), Wells Fargo Bank ($2,587), BancorpSouth Bank ($2,696), Regions Bank ($2,856) and CALIBER HOME LOANS, INC. ($2,912).

The lowest rate JACKSON lenders (with over 10 loans originated) are BETTER MORTGAGE CORPORATION (2.93%), AMERISAVE MORTGAGE CORPORATION (3.02%), The First National Bank of Middle Tennessee (3.05%), CALIBER HOME LOANS, INC. (3.05%) and Wells Fargo Bank (3.06%).

JACKSON, TN Lender Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2020 Loan Value 2021 Loan Value % Change 2021 Market Share
Leaders Credit Union $137,525,000 $119,750,000 -12.9% 11.9%
QUICKEN LOANS, LLC $47,480,000 $64,650,000 36.2% 6.4%
MORTGAGE INVESTORS GROUP, INC. $62,620,000 $62,255,000 -0.6% 6.2%
Simmons Bank $52,925,000 $62,115,000 17.4% 6.2%
Regions Bank $72,685,000 $61,445,000 -15.5% 6.1%
FIRST COMMUNITY MORTGAGE, INC. $40,750,000 $52,830,000 29.6% 5.3%
FirstBank $41,155,000 $46,555,000 13.1% 4.6%
WALKER & DUNLOP, LLC $46,420,000 n/a 4.6%
BancorpSouth Bank $37,660,000 $43,870,000 16.5% 4.4%
Commercial Bank & Trust Co. $26,370,000 $31,965,000 21.2% 3.2%
FREEDOM MORTGAGE CORPORATION $20,610,000 $22,635,000 9.8% 2.3%
Centennial Bank $13,600,000 $21,960,000 61.5% 2.2%
JPMorgan Chase Bank $3,915,000 $18,850,000 381.5% 1.9%
Mortgage Research Center, LLC $12,075,000 $15,755,000 30.5% 1.6%
PENNYMAC LOAN SERVICES, LLC $4,970,000 $15,000,000 201.8% 1.5%
Wells Fargo Bank $9,945,000 $13,340,000 34.1% 1.3%
LOANDEPOT.COM, LLC $4,695,000 $9,500,000 102.3% 0.9%
Carroll Bank and Trust $8,620,000 $9,205,000 6.8% 0.9%
CALIBER HOME LOANS, INC. $4,160,000 $9,015,000 116.7% 0.9%
MID AMERICA MORTGAGE, INC. $5,235,000 $8,270,000 58.0% 0.8%
First Horizon Bank $7,880,000 $7,475,000 -5.1% 0.7%
Farm Credit Mid-America, ACA $9,760,000 $7,440,000 -23.8% 0.7%
Mr. Cooper ( Nationstar Mortgage ) $6,430,000 $7,305,000 13.6% 0.7%
First Citizens National Bank $8,760,000 $6,965,000 -20.5% 0.7%
UNITED WHOLESALE MORTGAGE, LLC $4,870,000 $6,585,000 35.2% 0.7%
Wolfe Financial, Inc $4,855,000 $6,415,000 32.1% 0.6%
The First National Bank of Middle Tennessee $4,675,000 $6,305,000 34.9% 0.6%
Bank of England $4,405,000 $6,215,000 41.1% 0.6%
BETTER MORTGAGE CORPORATION $2,705,000 $6,210,000 129.6% 0.6%
Sierra Pacific Mortgage Company, Inc. $485,000 $5,360,000 1,005.2% 0.5%
The Monticello Banking Company $5,155,000 n/a 0.5%
USAA Federal Savings Bank $4,325,000 $4,650,000 7.5% 0.5%
AMERISAVE MORTGAGE CORPORATION $2,455,000 $4,490,000 82.9% 0.4%
NAVY FEDERAL CREDIT UNION $3,490,000 $4,450,000 27.5% 0.4%
STOCKTON MORTGAGE CORPORATION $2,520,000 $4,435,000 76.0% 0.4%
Paramount Residential Mortgage Group, Inc. $1,115,000 $4,265,000 282.5% 0.4%
Brighton Bank $2,970,000 $4,050,000 36.4% 0.4%
VILLAGE CAPITAL & INVESTMENT LLC $3,250,000 $3,995,000 22.9% 0.4%
Orion Federal Credit Union $330,000 $3,960,000 1,100.0% 0.4%
LAKEVIEW LOAN SERVICING, LLC $2,065,000 $3,935,000 90.6% 0.4%
NEWREZ LLC $1,285,000 $3,925,000 205.4% 0.4%
Legends Bank $4,540,000 $3,850,000 -15.2% 0.4%
BROKER SOLUTIONS, INC. $1,105,000 $3,835,000 247.1% 0.4%
U.S. Bank $2,685,000 $3,830,000 42.6% 0.4%
Renasant Bank $1,355,000 $3,675,000 171.2% 0.4%
Citizens Bank $2,805,000 $3,375,000 20.3% 0.3%
AmeriHome Mortgage Company, LLC $2,520,000 $3,050,000 21.0% 0.3%
First Guaranty Mortgage Corporation $1,660,000 $2,935,000 76.8% 0.3%
Truist Bank $1,390,000 $2,650,000 90.6% 0.3%
Carrington Mortgage Services, LLC $2,035,000 $2,590,000 27.3% 0.3%
CHURCHILL MORTGAGE CORPORATION $1,080,000 $2,570,000 138.0% 0.3%
Southern Bank $905,000 $2,515,000 177.9% 0.3%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $985,000 $2,460,000 149.7% 0.2%
21ST MORTGAGE CORPORATION $2,030,000 $2,435,000 20.0% 0.2%
VANDERBILT MORTGAGE AND FINANCE, INC. $2,250,000 $2,430,000 8.0% 0.2%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $4,075,000 $2,365,000 -42.0% 0.2%
Triumph Bank $2,350,000 $2,355,000 0.2% 0.2%
INSOUTH Bank $1,220,000 $2,215,000 81.6% 0.2%
NEW DAY FINANCIAL, LLC $2,670,000 $2,165,000 -18.9% 0.2%
CMG MORTGAGE, INC. $1,220,000 $2,120,000 73.8% 0.2%
HOMEBRIDGE FINANCIAL SERVICES, INC. $2,090,000 $2,035,000 -2.6% 0.2%
A Mortgage Boutique, LLC $3,490,000 $1,935,000 -44.6% 0.2%
PRIMELENDING, A PLAINSCAPITAL COMPANY $695,000 $1,910,000 174.8% 0.2%
EVERETT FINANCIAL, INC. $5,315,000 $1,890,000 -64.4% 0.2%
PLANET HOME LENDING, LLC $145,000 $1,755,000 1,110.3% 0.2%
CLEARPATH LENDING $1,330,000 $1,720,000 29.3% 0.2%
Hometown Lenders, Inc. $745,000 $1,610,000 116.1% 0.2%
SOUTHWEST FUNDING, LP $405,000 $1,525,000 276.5% 0.2%
Patriot Bank $2,250,000 $1,500,000 -33.3% 0.1%
F&M Bank $495,000 $1,490,000 201.0% 0.1%
CU COMMUNITY, LLC $435,000 $1,420,000 226.4% 0.1%
CROSSCOUNTRY MORTGAGE, LLC $625,000 $1,400,000 124.0% 0.1%
Independent Bank $370,000 $1,375,000 271.6% 0.1%
COMMUNITY MORTGAGE CORPORATION $1,770,000 $1,355,000 -23.4% 0.1%
ROYAL UNITED MORTGAGE LLC $750,000 $1,340,000 78.7% 0.1%
AMERICAN FINANCING CORPORATION $405,000 $1,320,000 225.9% 0.1%
GUARANTY HOME MORTGAGE CORPORATION $6,080,000 $1,315,000 -78.4% 0.1%
The Bank of Fayette County $230,000 $1,300,000 465.2% 0.1%
SOUTHWEST STAGE FUNDING, LLC $1,085,000 $1,280,000 18.0% 0.1%
FIRST SOUTH FINANCIAL $1,245,000 $1,275,000 2.4% 0.1%
RELIANCE FIRST CAPITAL, LLC $1,505,000 $1,260,000 -16.3% 0.1%
Fifth Third Bank $185,000 $1,240,000 570.3% 0.1%
AMERICAN FINANCIAL NETWORK, INC. $685,000 $1,230,000 79.6% 0.1%
HOME POINT FINANCIAL CORPORATION $410,000 $1,225,000 198.8% 0.1%
MUTUAL OF OMAHA MORTGAGE, INC. $175,000 $1,200,000 585.7% 0.1%
HOMESIDE FINANCIAL, LLC $520,000 $1,185,000 127.9% 0.1%
Bank of America $1,750,000 $1,125,000 -35.7% 0.1%
Trustmark National Bank $690,000 $1,105,000 60.1% 0.1%
PREMIA MORTGAGE, LLC $175,000 $1,050,000 500.0% 0.1%
MOVEMENT MORTGAGE, LLC $205,000 $1,045,000 409.8% 0.1%
Flagstar Bank, FSB $905,000 $1,035,000 14.4% 0.1%
KeyBank $1,030,000 n/a 0.1%
CB&S Bank, Inc. $1,050,000 $1,010,000 -3.8% 0.1%
The Home Loan Expert LLC $765,000 $985,000 28.8% 0.1%
ZILLOW HOME LOANS, LLC $535,000 $975,000 82.2% 0.1%
PRIMARY RESIDENTIAL MORTGAGE, INC. $385,000 $970,000 151.9% 0.1%
The Federal Savings Bank $995,000 $935,000 -6.0% 0.1%
PENTAGON FEDERAL CREDIT UNION $765,000 $900,000 17.6% 0.1%
AMERICAN PACIFIC MORTGAGE CORPORATION $895,000 n/a 0.1%
LENDINGHOME FUNDING CORPORATION $830,000 n/a 0.1%
SWBC MORTGAGE CORPORATION $520,000 $820,000 57.7% 0.1%
ASCEND FEDERAL CREDIT UNION $815,000 n/a 0.1%
LADERA LENDING, INC. $815,000 n/a 0.1%
LEADERONE FINANCIAL CORPORATION $810,000 n/a 0.1%
Pinnacle Bank $620,000 $775,000 25.0% 0.1%
BARTLETT MORTGAGE, INC. $95,000 $765,000 705.3% 0.1%
SOVEREIGN LENDING GROUP INCORPORATED $155,000 $730,000 371.0% 0.1%
OAKTREE FUNDING CORP. $725,000 n/a 0.1%
CASTLE & COOKE MORTGAGE, LLC $785,000 $695,000 -11.5% 0.1%
ACOPIA, LLC $385,000 $685,000 77.9% 0.1%
AMERICAN FINANCIAL RESOURCES, INC. $890,000 $675,000 -24.2% 0.1%
Colten Mortgage, LLC $715,000 $655,000 -8.4% 0.1%
GUILD MORTGAGE COMPANY $700,000 $655,000 -6.4% 0.1%
Prosperity Home Mortgage, LLC $650,000 n/a 0.1%
Stifel Bank and Trust $400,000 $645,000 61.3% 0.1%
CRESCENT MORTGAGE COMPANY $300,000 $610,000 103.3% 0.1%
The Huntington National Bank $115,000 $600,000 421.7% 0.1%
AMERICAN ADVISORS GROUP $165,000 $580,000 251.5% 0.1%
Gateway First Bank $655,000 $580,000 -11.5% 0.1%
SUN WEST MORTGAGE COMPANY, INC. $785,000 $580,000 -26.1% 0.1%
InterContinental Capital Group, Inc $795,000 $575,000 -27.7% 0.1%
Nations Lending Corporation $380,000 $565,000 48.7% 0.1%
Wyndham Capital Mortgage, Inc. $565,000 n/a 0.1%
TRIAD FINANCIAL SERVICES, INC. $135,000 $555,000 311.1% 0.1%
GUARANTEED RATE AFFINITY, LLC $255,000 $545,000 113.7% 0.1%
ANGEL OAK MORTGAGE SOLUTIONS LLC $515,000 n/a 0.1%
DELMAR FINANCIAL COMPANY $515,000 n/a 0.1%
NBKC BANK $205,000 $500,000 143.9% 0.0%
ENDEAVOR CAPITAL, LLC. $250,000 $495,000 98.0% 0.0%
Legacy Home Loans, LLC $220,000 $485,000 120.5% 0.0%
GUARANTEED RATE, INC. $530,000 $475,000 -10.4% 0.0%
RUOFF MORTGAGE COMPANY, INC. $250,000 $450,000 80.0% 0.0%
First National Bank of Pennsylvania $435,000 n/a 0.0%
CONTOUR MORTGAGE CORPORATION $295,000 $400,000 35.6% 0.0%
FINANCE OF AMERICA MORTGAGE LLC $195,000 $400,000 105.1% 0.0%
T2 FINANCIAL LLC $400,000 n/a 0.0%
PNC Bank $330,000 $395,000 19.7% 0.0%
Waterstone Mortgage Corporation $390,000 n/a 0.0%
Deere Employees Credit Union $800,000 $385,000 -51.9% 0.0%
First Federal Bank $125,000 $385,000 208.0% 0.0%
LAND HOME FINANCIAL SERVICES, INC. $385,000 n/a 0.0%
BOKF $380,000 n/a 0.0%
TOWNE MORTGAGE COMPANY $345,000 $375,000 8.7% 0.0%
POLARIS HOME FUNDING CORP. $155,000 $350,000 125.8% 0.0%
GMFS LLC $345,000 n/a 0.0%
Total Media Management, LLC $345,000 n/a 0.0%
Ameris Bank $340,000 n/a 0.0%
Listerhill Credit Union $335,000 n/a 0.0%
Servion, Inc. $330,000 n/a 0.0%
Commerce Home Mortgage, Inc. $325,000 n/a 0.0%
Goldwater Bank, N.A. $325,000 n/a 0.0%
CapStar Bank $440,000 $320,000 -27.3% 0.0%
Austin Capital Bank SSB $315,000 n/a 0.0%
Ally Bank $610,000 $310,000 -49.2% 0.0%
Assurance Financial Group, L.L.C. $305,000 n/a 0.0%
KS StateBank $305,000 n/a 0.0%
North Dallas Bank & Trust Co. $305,000 n/a 0.0%
First Mortgage Solutions, LLC $295,000 n/a 0.0%
HomePromise Corporation $295,000 n/a 0.0%
KITSAP Credit Union $295,000 n/a 0.0%
Evolve Bank & Trust $280,000 $290,000 3.6% 0.0%
Northpointe Bank $285,000 n/a 0.0%
Equity Prime Mortgage LLC $275,000 n/a 0.0%
LENDERFI, INC. $275,000 n/a 0.0%
Third Federal Savings and Loan Association of Cleveland $1,070,000 $275,000 -74.3% 0.0%
Arvest Bank $430,000 $270,000 -37.2% 0.0%
INTERLINC MORTGAGE SERVICES, LLC $235,000 $270,000 14.9% 0.0%
ASSEMBLIES OF GOD Credit Union $265,000 n/a 0.0%
First Internet Bank of Indiana $265,000 n/a 0.0%
Truity Federal Credit Union $265,000 n/a 0.0%
Axos Bank $255,000 n/a 0.0%
THOMPSON KANE & COMPANY, LLC $255,000 $255,000 0.0% 0.0%
JLB CORPORATION $185,000 $250,000 35.1% 0.0%
SOUTHERN TRUST MORTGAGE, LLC $250,000 n/a 0.0%
BM Real Estate Services, Inc. $155,000 $245,000 58.1% 0.0%
DIRECT MORTGAGE LOANS, LLC $245,000 n/a 0.0%
EASTMAN $65,000 $245,000 276.9% 0.0%
TEMPLE VIEW CAPITAL FUNDING, LP $245,000 n/a 0.0%
VERITAS FUNDING, LLC $245,000 n/a 0.0%
Financial Federal Bank $520,000 $235,000 -54.8% 0.0%
First Savings Bank $235,000 n/a 0.0%
ISERVE RESIDENTIAL LENDING, LLC $410,000 $235,000 -42.7% 0.0%
LOANPAL, LLC $125,000 $230,000 84.0% 0.0%
DELTA COMMUNITY CREDIT UNION $225,000 n/a 0.0%
First Commercial Bank $695,000 $225,000 -67.6% 0.0%
HOMESTEAD FUNDING CORP. $225,000 n/a 0.0%
TOP FLITE FINANCIAL, INC. $220,000 n/a 0.0%
AMERICAN MORTGAGE SERVICES INCORPORATED $215,000 n/a 0.0%
CELEBRITY HOME LOANS, LLC $215,000 n/a 0.0%
Discover Bank $375,000 $215,000 -42.7% 0.0%
First Bank of Manhattan $215,000 n/a 0.0%
JMJ FINANCIAL GROUP $215,000 n/a 0.0%
Quontic Bank $215,000 n/a 0.0%
PHH Mortgage Corporation $210,000 $210,000 0.0% 0.0%
Alliance Bank $205,000 n/a 0.0%
DIAMOND RESIDENTIAL MORTGAGE CORPORATION $205,000 n/a 0.0%
GREAT WESTERN FINANCIAL SERVICES, INC. $205,000 n/a 0.0%
HAMILTON HOME LOANS, INC. $115,000 $205,000 78.3% 0.0%
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. $790,000 $205,000 -74.1% 0.0%
IMPAC MORTGAGE CORP. $205,000 n/a 0.0%
MORTGAGE ACCESS CORP. $385,000 $205,000 -46.8% 0.0%
SOUTHPOINT FINANCIAL SERVICES, INC. $395,000 $205,000 -48.1% 0.0%
Loan Simple, Inc. $200,000 n/a 0.0%
ACCELERATE MORTGAGE, LLC $195,000 n/a 0.0%
ALLIED MORTGAGE GROUP, INC. $75,000 $195,000 160.0% 0.0%
CITY FIRST MORTGAGE SERVICES, L.L.C. $195,000 n/a 0.0%
AMERICAN NATIONWIDE MORTGAGE COMPANY, INC. $115,000 $185,000 60.9% 0.0%
AmRes Corporation $185,000 n/a 0.0%
NFM, INC. $185,000 n/a 0.0%
SIRVA MORTGAGE, INC. $185,000 n/a 0.0%
UNION HOME MORTGAGE CORP. $125,000 $185,000 48.0% 0.0%
Barrington Bank & Trust Company, N.A. $955,000 $180,000 -81.2% 0.0%
OPEN MORTGAGE, LLC $260,000 $180,000 -30.8% 0.0%
AMERICAN INTERNET MORTGAGE, INC. $185,000 $175,000 -5.4% 0.0%
CREDIT HUMAN FEDERAL CREDIT UNION $175,000 n/a 0.0%
DOMINION FINANCIAL SERVICES, LLC $175,000 n/a 0.0%
EVANSVILLE TEACHERS $125,000 $175,000 40.0% 0.0%
First National Bank of Waterloo $165,000 n/a 0.0%
Mid-Continent Funding, Inc. $695,000 $165,000 -76.3% 0.0%
NATIONS RELIABLE LENDING, LLC $165,000 n/a 0.0%
NBH Bank $165,000 n/a 0.0%
TriStar Bank $165,000 n/a 0.0%
Apex Bank $15,000 $155,000 933.3% 0.0%
Eagle Bank and Trust Company $155,000 n/a 0.0%
EMBRACE HOME LOANS, INC. $245,000 $155,000 -36.7% 0.0%
Hometown Equity Mortgage, LLC $155,000 n/a 0.0%
SENB Bank $155,000 n/a 0.0%
Bell Bank $145,000 n/a 0.0%
DRAPER AND KRAMER MORTGAGE CORP. $145,000 n/a 0.0%
Figure Lending LLC $165,000 $140,000 -15.2% 0.0%
Paragon Bank $300,000 $140,000 -53.3% 0.0%
Cornerstone First Mortgage, Inc $135,000 n/a 0.0%
HOMESTAR FINANCIAL CORPORATION $135,000 n/a 0.0%
LIBERTY HOME MORTGAGE CORPORATION $135,000 n/a 0.0%
North American Savings Bank, F.S.B. $1,295,000 $135,000 -89.6% 0.0%
1ST SIGNATURE LENDING, LLC $125,000 n/a 0.0%
AMCAP MORTGAGE, LTD. $165,000 $125,000 -24.2% 0.0%
Atlantic Union Bank $125,000 n/a 0.0%
BAYSHORE MORTGAGE FUNDING, LLC $125,000 n/a 0.0%
GUIDANCE RESIDENTIAL, LLC $125,000 n/a 0.0%
SOFI LENDING CORP. $205,000 $125,000 -39.0% 0.0%
SUCCESS MORTGAGE PARTNERS, INC. $445,000 $125,000 -71.9% 0.0%
Florida Capital Bank $115,000 n/a 0.0%
Southeast Financial Credit Union $475,000 $115,000 -75.8% 0.0%
UNITED NORTHERN MORTGAGE BANKERS LIMITED $115,000 n/a 0.0%
TCF National Bank $110,000 n/a 0.0%
ACADEMY MORTGAGE CORPORATION $105,000 $105,000 0.0% 0.0%
FEDEX EMPLOYEES CREDIT ASSOCIATION $105,000 n/a 0.0%
FLAT BRANCH MORTGAGE, INC. $105,000 n/a 0.0%
LIMA ONE CAPITAL, LLC $105,000 n/a 0.0%
Low VA Rates, LLC $740,000 $105,000 -85.8% 0.0%
Bank of Bartlett $95,000 n/a 0.0%
First Mid Bank & Trust $95,000 n/a 0.0%
Kwik Mortgage Corporation $95,000 n/a 0.0%
Southern Bancorp Bank $85,000 $90,000 5.9% 0.0%
ATLANTIC BAY MORTGAGE GROUP, L.L.C. $315,000 $85,000 -73.0% 0.0%
REDSTONE Federal Credit Union $75,000 $85,000 13.3% 0.0%
Synovus Bank $75,000 n/a 0.0%
VELOCITY COMMERCIAL CAPITAL, LLC $75,000 n/a 0.0%
BAY EQUITY LLC $135,000 $65,000 -51.9% 0.0%
Citibank $145,000 $65,000 -55.2% 0.0%
Mid America Bank $370,000 $65,000 -82.4% 0.0%
Secured Investment Corp. $65,000 n/a 0.0%
THE TENNESSEE CREDIT UNION $65,000 n/a 0.0%
AMERICAN FINANCE HOUSE LARIBA $55,000 n/a 0.0%
DAS Acquisition Company, LLC $55,000 n/a 0.0%
Reliant Bank $55,000 n/a 0.0%
SPRING EQ, LLC $55,000 n/a 0.0%
Vibrant Credit Union $55,000 n/a 0.0%
Centier Bank $45,000 n/a 0.0%
First Community Bank of East Tennessee $35,000 n/a 0.0%
Home Loan Investment Bank, F.S.B. $50,000 $25,000 -50.0% 0.0%
Grow Financial Federal Credit Union $15,000 n/a 0.0%

JACKSON's top lender by overall market share is Leaders Credit Union, with 11.9% market share. In second place, with 6.4%, is QUICKEN LOANS, LLC, having originated $64,650,000 in loans. In third place, with 6.2%, is MORTGAGE INVESTORS GROUP, INC., having originated $62,255,000 in loans. In third place, with 6.2%, is Simmons Bank, having originated $62,115,000 in loans. In third place, with 6.1%, is Regions Bank, having originated $61,445,000 in loans.


JACKSON, TN Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 2,413 $512,045,000 $212,203
Refi 1,859 $331,815,000 $178,491
Cash Out Refi 778 $128,890,000 $165,668
Other 211 $20,065,000 $95,095
Home Improvement 124 $10,120,000 $81,613

Jackson's most frequently cited loan purpose was Home Purchase, with 2,413 originations. The 2nd most popular reason was Refi, with 1,859 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
3-4% 2,010 $368,380,000 $183,274
2.5-3% 1,833 $375,695,000 $204,962
<2.5% 747 $139,815,000 $187,169
4-5% 223 $32,755,000 $146,883
5-6% 68 $5,320,000 $78,235
6-7% 35 $3,755,000 $107,286
Over 8% 33 $2,895,000 $87,727
7-8% 24 $1,910,000 $79,583

During 2021, Jackson's most frequently originated rate bucket was 3-4%, with 2,010 originations.

Loan Sizing (JACKSON, TN MSA)

Loan Size Originations Total Value Average Loan
$100k-200k 2,436 $356,310,000 $146,268
$200k-400k 1,413 $370,085,000 $261,914
$100,000 or less 1,340 $84,710,000 $63,216
$400k-600k 144 $68,560,000 $476,111
$600k-1000k 32 $24,000,000 $750,000
$Over $1MM 20 $99,270,000 $4,963,500

JACKSON's loan sizing saw the bucket of loans from $100k-200k with 2,436 originations, totaling $356,310,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 2,137 $410,175,000 $191,940
60-80% 1,501 $342,075,000 $227,898
40-60% 595 $91,835,000 $154,345
20-40% 281 $23,045,000 $82,011
Under 20% 171 $7,375,000 $43,129
Over 100% 102 $25,990,000 $254,804

JACKSON's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 2,137 originations, totaling $410,175,000 in origination value.


Market Conditions (Median, Average Prices & Listing Count)

Realtor.com - JACKSON (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $139,900 (9.8%) $188,486 (9.6%) 0.00 443
2018-02-01 $141,400 (10.1%) $189,448 (11.2%) 0.00 433
2018-03-01 $148,900 (16.8%) $191,557 (13.1%) 0.00 419
2018-04-01 $148,450 (18.9%) $190,625 (14.8%) 0.00 390
2018-05-01 $149,900 (15.4%) $194,751 (12.9%) 0.00 395
2018-06-01 $145,000 (10.7%) $198,693 (11.9%) 0.00 404
2018-07-01 $149,900 (10.3%) $198,465 (9.8%) 0.00 417
2018-08-01 $155,950 (14.3%) $201,300 (10.0%) 0.00 441
2018-09-01 $154,000 (10.1%) $201,903 (7.8%) 0.00 469
2018-10-01 $147,450 (5.4%) $198,597 (4.7%) 0.00 492
2018-11-01 $149,950 (7.2%) $203,009 (7.5%) 0.00 494
2018-12-01 $144,900 (3.9%) $201,193 (7.4%) 0.00 446
2019-01-01 $145,950 (4.3%) $202,437 (7.4%) 0.00 397
2019-02-01 $149,950 (6.1%) $212,010 (11.9%) 0.00 357
2019-03-01 $154,186 (3.6%) $218,256 (13.9%) 0.00 345
2019-04-01 $162,650 (9.6%) $227,360 (19.3%) 0.00 341
2019-05-01 $172,400 (15.0%) $233,502 (19.9%) 0.00 345
2019-06-01 $174,900 (20.6%) $231,417 (16.5%) 0.00 360
2019-07-01 $168,450 (12.4%) $226,558 (14.2%) 0.00 392
2019-08-01 $162,086 (3.9%) $216,010 (7.3%) 0.00 461
2019-09-01 $162,086 (5.3%) $216,331 (7.2%) 0.00 492
2019-10-01 $159,900 (8.4%) $211,859 (6.7%) 0.00 428
2019-11-01 $159,900 (6.6%) $211,173 (4.0%) 0.00 406
2019-12-01 $162,400 (12.1%) $216,811 (7.8%) 0.00 347
2020-01-01 $163,900 (12.3%) $217,184 (7.3%) 0.00 320
2020-02-01 $167,900 (12.0%) $212,278 (0.1%) 0.00 285
2020-03-01 $167,450 (8.6%) $215,285 (-1.4%) 0.00 298
2020-04-01 $169,000 (3.9%) $212,836 (-6.4%) 0.00 313
2020-05-01 $179,900 (4.4%) $221,451 (-5.2%) 0.00 257
2020-06-01 $185,400 (6.0%) $229,525 (-0.8%) 0.00 231
2020-07-01 $183,950 (9.2%) $231,699 (2.3%) 0.00 226
2020-08-01 $181,900 (12.2%) $236,593 (9.5%) 0.00 187
2020-09-01 $177,200 (9.3%) $232,506 (7.5%) 0.00 182
2020-10-01 $179,000 (11.9%) $240,075 (13.3%) 0.00 163
2020-11-01 $179,900 (12.5%) $250,510 (18.6%) 0.00 171
2020-12-01 $189,900 (16.9%) $263,280 (21.4%) 0.00 153
2021-01-01 $189,900 (15.9%) $275,494 (26.9%) 0.00 125
2021-02-01 $189,900 (13.1%) $289,350 (36.3%) 0.00 101
2021-03-01 $174,900 (4.5%) $275,504 (28.0%) 0.00 77
2021-04-01 $180,900 (7.0%) $271,333 (27.5%) 0.00 81
2021-05-01 $169,900 (-5.6%) $273,742 (23.6%) 0.00 90
2021-06-01 $189,900 (2.4%) $297,426 (29.6%) 0.00 84
2021-07-01 $194,700 (5.8%) $290,828 (25.5%) 0.00 103
2021-08-01 $207,400 (14.0%) $268,424 (13.5%) 0.00 132
2021-09-01 $205,000 (15.7%) $256,349 (10.3%) 0.00 138
2021-10-01 $203,000 (13.4%) $260,825 (8.6%) 0.00 136
2021-11-01 $208,700 (16.0%) $269,156 (7.4%) 0.00 132
2021-12-01 $214,950 (13.2%) $263,609 (0.1%) 0.00 139
2022-01-01 $205,900 (8.4%) $269,389 (-2.2%) 0.00 121
2022-02-01 $199,900 (5.3%) $264,888 (-8.5%) 0.00 101
2022-03-01 $219,450 (25.5%) $271,358 (-1.5%) 0.00 101
2022-04-01 $219,900 (21.6%) $274,525 (1.2%) 0.00 99
2022-05-01 $244,450 (43.9%) $313,656 (14.6%) 0.00 111
2022-06-01 $237,450 (25.0%) $318,783 (7.2%) 0.00 141
JACKSON's median listing price for 2022-06-01 was $237,450, a difference of $47,550 (25.0%) versus the prior year and $-7,000 versus the prior month.

JACKSON's median listing price comes in at 0% of the national average.

JACKSON's average listing price for 2022-06-01 was $318,783, a difference of $21,357 (7.2%) versus the prior year and $5,127 versus the prior month.

For the 2022-06-01 period, JACKSON had 141 MLS listings, a difference of 30 listings (27%) versus the prior month and 57 listings (68%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - JACKSON (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 0 days 1,940 sqft
2018-02-01 0 days 1,907 sqft
2018-03-01 0 days 1,974 sqft
2018-04-01 0 days 1,987 sqft
2018-05-01 0 days 2,003 sqft
2018-06-01 0 days 1,928 sqft
2018-07-01 0 days 1,928 sqft
2018-08-01 0 days 1,989 sqft
2018-09-01 0 days 2,012 sqft
2018-10-01 0 days 1,991 sqft
2018-11-01 0 days 1,967 sqft
2018-12-01 0 days 1,950 sqft
2019-01-01 0 days 1,933 sqft
2019-02-01 0 days 1,933 sqft
2019-03-01 0 days 1,956 sqft
2019-04-01 0 days 1,994 sqft
2019-05-01 0 days 2,052 sqft
2019-06-01 0 days 2,047 sqft
2019-07-01 0 days 2,014 sqft
2019-08-01 0 days 1,964 sqft
2019-09-01 0 days 1,932 sqft
2019-10-01 0 days 1,900 sqft
2019-11-01 0 days 1,946 sqft
2019-12-01 0 days 1,950 sqft
2020-01-01 0 days 1,946 sqft
2020-02-01 0 days 1,949 sqft
2020-03-01 0 days 2,020 sqft
2020-04-01 0 days 2,028 sqft
2020-05-01 0 days 2,125 sqft
2020-06-01 0 days 2,125 sqft
2020-07-01 0 days 2,253 sqft
2020-08-01 0 days 2,048 sqft
2020-09-01 0 days 1,986 sqft
2020-10-01 0 days 1,940 sqft
2020-11-01 0 days 1,989 sqft
2020-12-01 0 days 1,972 sqft
2021-01-01 0 days 1,988 sqft
2021-02-01 0 days 1,931 sqft
2021-03-01 0 days 1,830 sqft
2021-04-01 0 days 1,891 sqft
2021-05-01 0 days 1,804 sqft
2021-06-01 0 days 1,785 sqft
2021-07-01 0 days 1,807 sqft
2021-08-01 0 days 1,850 sqft
2021-09-01 0 days 1,845 sqft
2021-10-01 0 days 1,859 sqft
2021-11-01 0 days 1,797 sqft
2021-12-01 0 days 1,796 sqft
2022-01-01 0 days 1,802 sqft
2022-02-01 0 days 1,823 sqft
2022-03-01 0 days 1,771 sqft
2022-04-01 0 days 1,853 sqft
2022-05-01 0 days 1,821 sqft
2022-06-01 0 days 1,847 sqft
JACKSON's median listing age (time on market) for 2022-06-01 was 0 days.

JACKSON's median square footage for active listings during the 2022-06-01 period was 1,847 sqft. One year prior, the average listing was 1,785 sqft.