Lewisburg Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Lewisburg averaged 6.61% for the week of 2025-06-18, compared to the national average of 6.81% for the same period.

The average rate for the prior week (2025-06-12) was 7.04% and one month ago for the week of 2025-05-15, the average rate was 6.71%.

Lewisburg's average rate one year ago was 7.15%.

For refis of the same type during the week of 2025-06-18, the average rate was 7.41%.

Loan Type Date Rate
US 30 Year Fixed Rate 2025-06-18 6.81%
Lewisburg 30 Year Fixed Rate 2025-06-18 6.61%
Lewisburg 30 Year Fixed Rate Refi 2025-06-18 7.41%
Lewisburg 15 Year Fixed Rate 2025-06-18 5.86%
Lewisburg 15 Year Fixed Rate Refi 2025-06-18 6.46%
Lewisburg 30 Year FHA 2025-06-18 -0.11%
Lewisburg 30 Year FHA Refi 2025-06-18 -0.1%
Lewisburg 30 Year USDA 2025-06-18 0.2%
Lewisburg 30 Year USDA Refi 2025-06-18 0%
Lewisburg 30 Year VA 2025-06-18 0.2%
Lewisburg 30 Year VA Refi 2025-06-18 0.2%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Lewisburg, TN.

Lewisburg Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Lewisburg, TN market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2024 Avg. 30yFix Rate 2024 Avg. Closing Costs
QUICKEN LOANS, LLC 50 6.59% $6,862
UNITED WHOLESALE MORTGAGE, LLC 16 6.57% $9,503
CMG MORTGAGE, INC. 14 6.64% $8,370
SeaTrust Mortgage Company 14 6.35% $8,985
ASCEND FEDERAL CREDIT UNION 12 6.47% $3,024
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 11 6.60% $7,515
FirstBank 11 6.58% $5,874
DHI MORTGAGE COMPANY, LTD. 9 5.69% $1,851
Pinnacle Bank 8 6.75% $4,157
Farm Credit Mid-America, ACA 7 7.00% $10,550
FIRST COMMUNITY MORTGAGE, INC. 6 7.06% $6,427
CHURCHILL MORTGAGE CORPORATION 6 7.21% $4,287
U.S. Bank 5 6.92% $5,132
Old National Bank 5 6.43% $2,993
CROSSCOUNTRY MORTGAGE, LLC 5 6.62% $6,707
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. 5 6.75% $8,095
Legacy Home Loans, LLC 4 7.09% $4,836
LOANDEPOT.COM, LLC 4 6.91% $8,219
CB&S Bank, Inc. 4 7.61% $3,491
Regions Bank 3 7.38% $4,155
Paramount Residential Mortgage Group, Inc. 3 7.21% $5,216
EVANSVILLE TEACHERS 3 6.79% $3,563
GUARANTEED RATE, INC. 3 6.41% $6,253
SWBC MORTGAGE CORPORATION 3 6.13% $2,439
The Federal Savings Bank 3 7.33% $5,921
MORTGAGE INVESTORS GROUP, INC. 3 4.75% $6,197
CANOPY MORTGAGE, LLC 3 6.38% $10,056
AMERICAN PACIFIC MORTGAGE CORPORATION 3 6.29% $10,174
First National Bank of America 2 11.06% $11,592
The First National Bank of Middle Tennessee 2 6.19% $7,000
CapStar Bank 2 7.13% $5,397
BROKER SOLUTIONS, INC. 2 7.00% $5,880
NAVY FEDERAL CREDIT UNION 2 5.69% $10,586
Midwest BankCentre 2 6.56% $4,463
PENNYMAC LOAN SERVICES, LLC 2 6.00% $8,198
SUN WEST MORTGAGE COMPANY, INC. 1 7.13% $3,807
UNION HOME MORTGAGE CORP. 1 6.63% $4,545
USAA Federal Savings Bank 1 7.13% $3,465
Wilson Bank And Trust 1 6.65% $4,094
21ST MORTGAGE CORPORATION 1 8.08% $6,503
ZILLOW HOME LOANS, LLC 1 6.63% $3,392
ACOPIA, LLC 1 7.63% $8,167
AHL FUNDING 1 7.99% $26,269
ALAMEDA MORTGAGE CORPORATION 1 7.49% $3,728
Ally Bank 1 6.50% $17,593
AMERICAN PORTFOLIO MORTGAGE CORPORATION 1 7.50% $4,699
AmeriHome Mortgage Company, LLC 1 6.75% $3,592
Bank of America 1 5.88% $3,925
Bank of Tennessee 1 6.50% $4,800
BAY EQUITY LLC 1 6.63% $4,527
Bell Bank 1 8.63% $4,572
BETTER MORTGAGE CORPORATION 1 6.63% $2,363
Carrington Mortgage Services, LLC 1 6.50% $5,863
Citadel Servicing Corporation 1 8.38% $9,948
Citizens Tri-County Bank 1 5.99% $4,290
COMMUNITY MORTGAGE CORPORATION 1 7.13% $3,717
Discover Bank 1 7.61% $0
GSF Mortgage Corporation 1 6.50% $6,064
Ixonia Bank 1 5.25% $14,431
JPMorgan Chase Bank 1 7.99% $9,714
LAKEVIEW LOAN SERVICING, LLC 1 7.13% $6,449
LEADERONE FINANCIAL CORPORATION 1 7.13% $3,923
Magnolia Bank 1 6.13% $5,426
Morgan Stanley Private Bank 1 5.35% $2,638
MOVEMENT MORTGAGE, LLC 1 6.99% $5,654
Mr. Cooper ( Nationstar Mortgage ) 1 7.50% $7,720
NEWREZ LLC 1 6.63% $2,988
NFM, INC. 1 7.13% $4,893
OCMBC, INC. 1 7.63% $15,678
Pacific Lending LLC 1 6.12% $13,683
REDSTONE Federal Credit Union 1 6.13% $2,938
RESIDENTIAL WHOLESALE MORTGAGE, INC. 1 7.38% $8,232
ROSS MORTGAGE CORPORATION 1 6.63% $5,902
ROYAL UNITED MORTGAGE LLC 1 7.13% $4,441
ServisFirst Bank 1 7.25% $10,290

Lewisburg Average Closing Costs & Other Stats

Lewisburg, TN's 75 lenders originated 985 loans during 2024. The total origination value was $242,335,000, with an average loan value of $246,025.

Lewisburg's average closing costs are $5,813.

The top Lewisburg lender as defined by loan originations is QUICKEN LOANS, LLC, with 50 loans originated. Their average total fees are $6,862, which is $2,641 lower than the next largest lender, UNITED WHOLESALE MORTGAGE, LLC.

The lowest fee Lewisburg lenders (with over 10 loans originated) are ASCEND FEDERAL CREDIT UNION ($3,024), FirstBank ($5,874), QUICKEN LOANS, LLC ($6,862), FAIRWAY INDEPENDENT MORTGAGE CORPORATION ($7,515) and CMG MORTGAGE, INC. ($8,370).

The lowest rate Lewisburg lenders (with over 10 loans originated) are SeaTrust Mortgage Company (6.35%), ASCEND FEDERAL CREDIT UNION (6.47%), UNITED WHOLESALE MORTGAGE, LLC (6.57%), FirstBank (6.58%) and QUICKEN LOANS, LLC (6.59%).

Lewisburg, TN Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2023 Loan Value 2024 Loan Value % Change 2024 Market Share
QUICKEN LOANS, LLC $16,095,000 $22,810,000 41.7% 9.4%
UNITED WHOLESALE MORTGAGE, LLC $11,100,000 $16,535,000 49.0% 6.8%
CMG MORTGAGE, INC. $8,805,000 $12,610,000 43.2% 5.2%
SeaTrust Mortgage Company $9,040,000 $9,090,000 0.6% 3.8%
DHI MORTGAGE COMPANY, LTD. $26,805,000 $8,180,000 -69.5% 3.4%
Farm Credit Mid-America, ACA $6,760,000 $8,145,000 20.5% 3.4%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $5,375,000 $6,675,000 24.2% 2.8%
FirstBank $10,015,000 $6,305,000 -37.0% 2.6%
HERITAGE SOUTH COMMUNITY CU $1,540,000 $4,975,000 223.1% 2.1%
ASCEND FEDERAL CREDIT UNION $6,835,000 $4,870,000 -28.7% 2.0%
FREEDOM MORTGAGE CORPORATION $3,035,000 $4,670,000 53.9% 1.9%
First National Bank of Pulaski $6,685,000 $4,515,000 -32.5% 1.9%
FIRST COMMUNITY MORTGAGE, INC. $4,325,000 $4,295,000 -0.7% 1.8%
CROSSCOUNTRY MORTGAGE, LLC $3,595,000 $4,250,000 18.2% 1.8%
CHURCHILL MORTGAGE CORPORATION $3,725,000 $3,315,000 -11.0% 1.4%
PENNYMAC LOAN SERVICES, LLC $4,150,000 $3,310,000 -20.2% 1.4%
Mortgage Research Center, LLC $4,525,000 $3,175,000 -29.8% 1.3%
Pinnacle Bank $3,180,000 $3,145,000 -1.1% 1.3%
NAVY FEDERAL CREDIT UNION $1,005,000 $3,090,000 207.5% 1.3%
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. $3,175,000 $3,025,000 -4.7% 1.2%
BROKER SOLUTIONS, INC. $1,735,000 $2,405,000 38.6% 1.0%
MORTGAGE INVESTORS GROUP, INC. $2,560,000 $2,330,000 -9.0% 1.0%
U.S. Bank $985,000 $2,330,000 136.5% 1.0%
ServisFirst Bank $2,245,000 n/a 0.9%
The First National Bank of Middle Tennessee $145,000 $2,060,000 1,320.7% 0.9%
Paramount Residential Mortgage Group, Inc. $2,005,000 n/a 0.8%
LOANDEPOT.COM, LLC $1,720,000 $1,850,000 7.6% 0.8%
EVANSVILLE TEACHERS $2,920,000 $1,770,000 -39.4% 0.7%
Regions Bank $1,995,000 $1,720,000 -13.8% 0.7%
Legacy Home Loans, LLC $3,010,000 $1,690,000 -43.9% 0.7%
Old National Bank $1,630,000 n/a 0.7%
CB&S Bank, Inc. $460,000 $1,615,000 251.1% 0.7%
CANOPY MORTGAGE, LLC $285,000 $1,495,000 424.6% 0.6%
Apex Bank $505,000 $1,485,000 194.1% 0.6%
GUARANTEED RATE, INC. $820,000 $1,485,000 81.1% 0.6%
SWBC MORTGAGE CORPORATION $4,740,000 $1,425,000 -69.9% 0.6%
NEWREZ LLC $880,000 $1,375,000 56.3% 0.6%
Bell Bank $475,000 $1,355,000 185.3% 0.6%
Carrington Mortgage Services, LLC $630,000 $1,325,000 110.3% 0.5%
Equity Prime Mortgage LLC $205,000 $1,280,000 524.4% 0.5%
MUTUAL OF OMAHA MORTGAGE, INC. $830,000 $1,275,000 53.6% 0.5%
First Farmers and Merchants Bank $1,930,000 $1,260,000 -34.7% 0.5%
The Federal Savings Bank $1,110,000 $1,225,000 10.4% 0.5%
Heritage Bank & Trust $125,000 $1,205,000 864.0% 0.5%
LAKEVIEW LOAN SERVICING, LLC $255,000 $1,175,000 360.8% 0.5%
USAA Federal Savings Bank $1,185,000 $1,155,000 -2.5% 0.5%
Citizens Tri-County Bank $1,125,000 n/a 0.5%
Morgan Stanley Private Bank $1,125,000 n/a 0.5%
AHL FUNDING $1,095,000 n/a 0.5%
AMERICAN PACIFIC MORTGAGE CORPORATION $1,910,000 $1,095,000 -42.7% 0.5%
Ixonia Bank $1,025,000 n/a 0.4%
DELMAR FINANCIAL COMPANY $975,000 n/a 0.4%
RELIANCE FIRST CAPITAL, LLC $175,000 $970,000 454.3% 0.4%
VILLAGE CAPITAL MORTGAGE $335,000 $930,000 177.6% 0.4%
Mr. Cooper ( Nationstar Mortgage ) $1,710,000 $890,000 -48.0% 0.4%
Fifth Third Bank $1,070,000 $875,000 -18.2% 0.4%
T2 FINANCIAL LLC $735,000 $875,000 19.0% 0.4%
Midwest BankCentre $265,000 $855,000 222.6% 0.4%
Flagstar Bank, FSB $1,160,000 $845,000 -27.2% 0.3%
ROSS MORTGAGE CORPORATION $650,000 $835,000 28.5% 0.3%
UNION HOME MORTGAGE CORP. $510,000 $820,000 60.8% 0.3%
CapStar Bank $1,135,000 $785,000 -30.8% 0.3%
MOVEMENT MORTGAGE, LLC $1,195,000 $760,000 -36.4% 0.3%
ACOPIA, LLC $290,000 $750,000 158.6% 0.3%
ZILLOW HOME LOANS, LLC $735,000 n/a 0.3%
REDSTONE Federal Credit Union $805,000 $655,000 -18.6% 0.3%
First National Bank of America $1,105,000 $640,000 -42.1% 0.3%
Magnolia Bank $580,000 $620,000 6.9% 0.3%
Pacific Lending LLC $620,000 n/a 0.3%
ISERVE RESIDENTIAL LENDING, LLC $330,000 $610,000 84.8% 0.3%
Wilson Bank And Trust $1,165,000 $610,000 -47.6% 0.3%
Ameris Bank $1,080,000 $595,000 -44.9% 0.2%
VANDERBILT MORTGAGE AND FINANCE, INC. $350,000 $595,000 70.0% 0.2%
CARDINAL FINANCIAL $450,000 $590,000 31.1% 0.2%
21ST MORTGAGE CORPORATION $520,000 $580,000 11.5% 0.2%
NFM, INC. $450,000 $575,000 27.8% 0.2%
BancorpSouth $785,000 $565,000 -28.0% 0.2%
OCMBC, INC. $295,000 $560,000 89.8% 0.2%
PHH Mortgage Corporation $540,000 n/a 0.2%
PREMIA MORTGAGE, LLC $505,000 $525,000 4.0% 0.2%
FBC MORTGAGE, LLC $505,000 n/a 0.2%
North Alabama Bank $505,000 n/a 0.2%
ARK-LA-TEX FINANCIAL SERVICES, LLC. $235,000 $490,000 108.5% 0.2%
CASTLE & COOKE MORTGAGE, LLC $485,000 n/a 0.2%
Ally Bank $205,000 $475,000 131.7% 0.2%
LONGBRIDGE FINANCIAL, LLC $465,000 n/a 0.2%
MICHIGAN MUTUAL, INC. $255,000 $450,000 76.5% 0.2%
NEW DAY FINANCIAL, LLC $45,000 $450,000 900.0% 0.2%
STOCKTON MORTGAGE CORPORATION $870,000 $440,000 -49.4% 0.2%
Citadel Servicing Corporation $425,000 n/a 0.2%
Figure Lending LLC $120,000 $405,000 237.5% 0.2%
First Federal Bank $590,000 $405,000 -31.4% 0.2%
AMERICAN FINANCIAL NETWORK, INC. $195,000 $385,000 97.4% 0.2%
Bank of Tennessee $850,000 $380,000 -55.3% 0.2%
MORTGAGE SOLUTIONS OF COLORADO, LLC $365,000 n/a 0.2%
THE MORTGAGE FIRM, INC. $245,000 $365,000 49.0% 0.2%
KELLEY MORTGAGE, LLC $1,170,000 $345,000 -70.5% 0.1%
Simmons Bank $340,000 n/a 0.1%
Discover Bank $415,000 $330,000 -20.5% 0.1%
ALAMEDA MORTGAGE CORPORATION $305,000 $325,000 6.6% 0.1%
AMERICAN PORTFOLIO MORTGAGE CORPORATION $325,000 n/a 0.1%
BETTER MORTGAGE CORPORATION $325,000 n/a 0.1%
Century Mortgage Company DBA Century Lending Company $475,000 $315,000 -33.7% 0.1%
GERSHMAN INVESTMENT CORP. $315,000 n/a 0.1%
JPMorgan Chase Bank $610,000 $305,000 -50.0% 0.1%
AMERISAVE MORTGAGE CORPORATION $615,000 $295,000 -52.0% 0.1%
First Horizon Bank $1,950,000 $295,000 -84.9% 0.1%
ABSOLUTE HOME MORTGAGE CORPORATION $285,000 n/a 0.1%
SECURITYNATIONAL MORTGAGE COMPANY $280,000 n/a 0.1%
Truist $755,000 $280,000 -62.9% 0.1%
Bank of America $530,000 $265,000 -50.0% 0.1%
CREDIT HUMAN FEDERAL CREDIT UNION $265,000 n/a 0.1%
TOP FLITE FINANCIAL, INC. $265,000 n/a 0.1%
WRIGHT PATMAN CONGRESSIONAL FEDERAL CREDIT UNION $265,000 n/a 0.1%
American Mortgage & Equity Consultants, Inc. $255,000 n/a 0.1%
Citizens Bank $375,000 $255,000 -32.0% 0.1%
CONTOUR MORTGAGE CORPORATION $255,000 n/a 0.1%
GSF Mortgage Corporation $255,000 n/a 0.1%
PLANET HOME LENDING, LLC $620,000 $255,000 -58.9% 0.1%
PLAZA HOME MORTGAGE, INC. $410,000 $250,000 -39.0% 0.1%
BAY EQUITY LLC $525,000 $245,000 -53.3% 0.1%
Coastal Community Bank $80,000 $245,000 206.3% 0.1%
HOMESIDE FINANCIAL, LLC $740,000 $245,000 -66.9% 0.1%
RESIDENTIAL WHOLESALE MORTGAGE, INC. $245,000 n/a 0.1%
FLAT BRANCH MORTGAGE, INC. $285,000 $235,000 -17.5% 0.1%
HOMEXPRESS MORTGAGE CORP. $205,000 $235,000 14.6% 0.1%
Prosperity Home Mortgage, LLC $235,000 n/a 0.1%
ENDEAVOR CAPITAL, LLC. $225,000 n/a 0.1%
COMMUNITY MORTGAGE CORPORATION $610,000 $215,000 -64.8% 0.1%
Sandy Spring Bank $215,000 n/a 0.1%
F&M Bank $715,000 $210,000 -70.6% 0.1%
CALCON MUTUAL MORTGAGE LLC $300,000 $205,000 -31.7% 0.1%
QUORUM FEDERAL CREDIT UNION $200,000 n/a 0.1%
LENDINGHOME FUNDING CORPORATION $195,000 n/a 0.1%
TriStar Bank $1,125,000 $195,000 -82.7% 0.1%
LADERA LENDING, INC. $255,000 $185,000 -27.5% 0.1%
LEADERONE FINANCIAL CORPORATION $185,000 n/a 0.1%
SUN WEST MORTGAGE COMPANY, INC. $185,000 n/a 0.1%
ALLIANT CREDIT UNION $170,000 n/a 0.1%
CSL Financial, LLC $75,000 $165,000 120.0% 0.1%
MID AMERICA MORTGAGE, INC. $160,000 n/a 0.1%
First Citizens National Bank $155,000 n/a 0.1%
SPRING EQ, LLC $150,000 n/a 0.1%
AMERICAN FINANCIAL RESOURCES, INC. $345,000 $145,000 -58.0% 0.1%
FINANCE OF AMERICA REVERSE LLC $270,000 $135,000 -50.0% 0.1%
Republic Bank & Trust Company $120,000 $125,000 4.2% 0.1%
Third Federal Savings and Loan Association of Cleveland $105,000 $125,000 19.0% 0.1%
Citizens Bank of Lafayette $105,000 n/a 0.0%
ROYAL UNITED MORTGAGE LLC $90,000 n/a 0.0%
TOWER $75,000 n/a 0.0%
Listerhill Credit Union $385,000 $70,000 -81.8% 0.0%
AmeriHome Mortgage Company, LLC $65,000 n/a 0.0%
HOMEBRIDGE FINANCIAL SERVICES, INC. $60,000 n/a 0.0%
The Huntington National Bank $75,000 $55,000 -26.7% 0.0%
United Community Bank $860,000 $45,000 -94.8% 0.0%
Bethpage Federal Credit Union $35,000 n/a 0.0%

Lewisburg's top lender by overall market share is QUICKEN LOANS, LLC, with 9.4% market share. In second place, with 6.8%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $16,535,000 in loans. In third place, with 5.2%, is CMG MORTGAGE, INC., having originated $12,610,000 in loans. In fourth place, with 3.8%, is SeaTrust Mortgage Company, having originated $9,090,000 in loans. In fifth place, with 3.4%, is DHI MORTGAGE COMPANY, LTD., having originated $8,180,000 in loans.

Lewisburg, TN Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 535 $157,385,000 $294,178
Cash Out Refi 168 $36,350,000 $216,369
Refi 127 $32,505,000 $255,945
Other 86 $9,700,000 $112,791
Home Improvement 69 $6,395,000 $92,681

Lewisburg's most frequently cited loan purpose was Home Purchase, with 535 originations. The 2nd most popular reason was Cash Out Refi, with 168 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
6-7% 374 $107,170,000 $286,551
Over 8% 162 $16,710,000 $103,148
5-6% 159 $46,165,000 $290,346
7-8% 159 $42,475,000 $267,138
4-5% 23 $6,595,000 $286,739
3-4% 2 $290,000 $145,000
<2.5% 2 $330,000 $165,000

During 2024, Lewisburg's most frequently originated rate bucket was 6-7%, with 374 originations.

Loan Sizing (Lewisburg, TN MSA)

Loan Size Originations Total Value Average Loan
$200k-400k 475 $132,445,000 $278,832
$100,000 or less 204 $10,760,000 $52,745
$100k-200k 177 $26,475,000 $149,576
$400k-600k 103 $48,935,000 $475,097
$600k-1000k 19 $13,155,000 $692,368
$Over $1MM 7 $10,565,000 $1,509,286

Lewisburg's loan sizing saw the bucket of loans from $200k-400k with 475 originations, totaling $132,445,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 397 $127,285,000 $320,617
60-80% 145 $43,245,000 $298,241
Under 20% 140 $7,280,000 $52,000
20-40% 85 $10,365,000 $121,941
40-60% 85 $21,915,000 $257,824
Over 100% 19 $6,015,000 $316,579

Lewisburg's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 397 originations, totaling $127,285,000 in origination value.