Lewisburg Mortgage Rates & Closing Costs
30 Year Fixed Rate mortgages in Lewisburg averaged
6.61%
for the week of 2025-06-18, compared to the national average of
6.81% for the same period.
The average rate for the prior week (2025-06-12) was
7.04% and
one month ago for the week of 2025-05-15, the
average rate was 6.71%.
Lewisburg's average rate one year ago was 7.15%.
For refis of the same type during the week of 2025-06-18, the average rate
was 7.41%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2025-06-18 | 6.81% |
| Lewisburg 30 Year Fixed Rate | 2025-06-18 | 6.61% |
| Lewisburg 30 Year Fixed Rate Refi | 2025-06-18 | 7.41% |
| Lewisburg 15 Year Fixed Rate | 2025-06-18 | 5.86% |
| Lewisburg 15 Year Fixed Rate Refi | 2025-06-18 | 6.46% |
| Lewisburg 30 Year FHA | 2025-06-18 | -0.11% |
| Lewisburg 30 Year FHA Refi | 2025-06-18 | -0.1% |
| Lewisburg 30 Year USDA | 2025-06-18 | 0.2% |
| Lewisburg 30 Year USDA Refi | 2025-06-18 | 0% |
| Lewisburg 30 Year VA | 2025-06-18 | 0.2% |
| Lewisburg 30 Year VA Refi | 2025-06-18 | 0.2% |
Lewisburg Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Lewisburg, TN market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
Lewisburg Average Closing Costs & Other Stats
Lewisburg, TN's 75 lenders originated 985
loans during 2024. The total origination value was $242,335,000, with an average loan value of
$246,025.
Lewisburg's average closing costs are $5,813.
The top Lewisburg lender as defined by loan originations is QUICKEN LOANS, LLC, with
50 loans originated. Their average total fees are
$6,862, which is $2,641
lower than the next largest lender,
UNITED WHOLESALE MORTGAGE, LLC.
The lowest fee Lewisburg lenders (with over 10 loans originated) are
ASCEND FEDERAL CREDIT UNION ($3,024), FirstBank ($5,874), QUICKEN LOANS, LLC ($6,862), FAIRWAY INDEPENDENT MORTGAGE CORPORATION ($7,515) and CMG MORTGAGE, INC. ($8,370).
The lowest rate Lewisburg lenders (with over 10 loans originated) are
SeaTrust Mortgage Company (6.35%), ASCEND FEDERAL CREDIT UNION (6.47%), UNITED WHOLESALE MORTGAGE, LLC (6.57%), FirstBank (6.58%) and QUICKEN LOANS, LLC (6.59%).
Lewisburg, TN Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2023 Loan Value | 2024 Loan Value | % Change | 2024 Market Share |
|---|---|---|---|---|
| QUICKEN LOANS, LLC | $16,095,000 | $22,810,000 | 41.7% | 9.4% |
| UNITED WHOLESALE MORTGAGE, LLC | $11,100,000 | $16,535,000 | 49.0% | 6.8% |
| CMG MORTGAGE, INC. | $8,805,000 | $12,610,000 | 43.2% | 5.2% |
| SeaTrust Mortgage Company | $9,040,000 | $9,090,000 | 0.6% | 3.8% |
| DHI MORTGAGE COMPANY, LTD. | $26,805,000 | $8,180,000 | -69.5% | 3.4% |
| Farm Credit Mid-America, ACA | $6,760,000 | $8,145,000 | 20.5% | 3.4% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $5,375,000 | $6,675,000 | 24.2% | 2.8% |
| FirstBank | $10,015,000 | $6,305,000 | -37.0% | 2.6% |
| HERITAGE SOUTH COMMUNITY CU | $1,540,000 | $4,975,000 | 223.1% | 2.1% |
| ASCEND FEDERAL CREDIT UNION | $6,835,000 | $4,870,000 | -28.7% | 2.0% |
| FREEDOM MORTGAGE CORPORATION | $3,035,000 | $4,670,000 | 53.9% | 1.9% |
| First National Bank of Pulaski | $6,685,000 | $4,515,000 | -32.5% | 1.9% |
| FIRST COMMUNITY MORTGAGE, INC. | $4,325,000 | $4,295,000 | -0.7% | 1.8% |
| CROSSCOUNTRY MORTGAGE, LLC | $3,595,000 | $4,250,000 | 18.2% | 1.8% |
| CHURCHILL MORTGAGE CORPORATION | $3,725,000 | $3,315,000 | -11.0% | 1.4% |
| PENNYMAC LOAN SERVICES, LLC | $4,150,000 | $3,310,000 | -20.2% | 1.4% |
| Mortgage Research Center, LLC | $4,525,000 | $3,175,000 | -29.8% | 1.3% |
| Pinnacle Bank | $3,180,000 | $3,145,000 | -1.1% | 1.3% |
| NAVY FEDERAL CREDIT UNION | $1,005,000 | $3,090,000 | 207.5% | 1.3% |
| HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | $3,175,000 | $3,025,000 | -4.7% | 1.2% |
| BROKER SOLUTIONS, INC. | $1,735,000 | $2,405,000 | 38.6% | 1.0% |
| MORTGAGE INVESTORS GROUP, INC. | $2,560,000 | $2,330,000 | -9.0% | 1.0% |
| U.S. Bank | $985,000 | $2,330,000 | 136.5% | 1.0% |
| ServisFirst Bank | $2,245,000 | n/a | 0.9% | |
| The First National Bank of Middle Tennessee | $145,000 | $2,060,000 | 1,320.7% | 0.9% |
| Paramount Residential Mortgage Group, Inc. | $2,005,000 | n/a | 0.8% | |
| LOANDEPOT.COM, LLC | $1,720,000 | $1,850,000 | 7.6% | 0.8% |
| EVANSVILLE TEACHERS | $2,920,000 | $1,770,000 | -39.4% | 0.7% |
| Regions Bank | $1,995,000 | $1,720,000 | -13.8% | 0.7% |
| Legacy Home Loans, LLC | $3,010,000 | $1,690,000 | -43.9% | 0.7% |
| Old National Bank | $1,630,000 | n/a | 0.7% | |
| CB&S Bank, Inc. | $460,000 | $1,615,000 | 251.1% | 0.7% |
| CANOPY MORTGAGE, LLC | $285,000 | $1,495,000 | 424.6% | 0.6% |
| Apex Bank | $505,000 | $1,485,000 | 194.1% | 0.6% |
| GUARANTEED RATE, INC. | $820,000 | $1,485,000 | 81.1% | 0.6% |
| SWBC MORTGAGE CORPORATION | $4,740,000 | $1,425,000 | -69.9% | 0.6% |
| NEWREZ LLC | $880,000 | $1,375,000 | 56.3% | 0.6% |
| Bell Bank | $475,000 | $1,355,000 | 185.3% | 0.6% |
| Carrington Mortgage Services, LLC | $630,000 | $1,325,000 | 110.3% | 0.5% |
| Equity Prime Mortgage LLC | $205,000 | $1,280,000 | 524.4% | 0.5% |
| MUTUAL OF OMAHA MORTGAGE, INC. | $830,000 | $1,275,000 | 53.6% | 0.5% |
| First Farmers and Merchants Bank | $1,930,000 | $1,260,000 | -34.7% | 0.5% |
| The Federal Savings Bank | $1,110,000 | $1,225,000 | 10.4% | 0.5% |
| Heritage Bank & Trust | $125,000 | $1,205,000 | 864.0% | 0.5% |
| LAKEVIEW LOAN SERVICING, LLC | $255,000 | $1,175,000 | 360.8% | 0.5% |
| USAA Federal Savings Bank | $1,185,000 | $1,155,000 | -2.5% | 0.5% |
| Citizens Tri-County Bank | $1,125,000 | n/a | 0.5% | |
| Morgan Stanley Private Bank | $1,125,000 | n/a | 0.5% | |
| AHL FUNDING | $1,095,000 | n/a | 0.5% | |
| AMERICAN PACIFIC MORTGAGE CORPORATION | $1,910,000 | $1,095,000 | -42.7% | 0.5% |
| Ixonia Bank | $1,025,000 | n/a | 0.4% | |
| DELMAR FINANCIAL COMPANY | $975,000 | n/a | 0.4% | |
| RELIANCE FIRST CAPITAL, LLC | $175,000 | $970,000 | 454.3% | 0.4% |
| VILLAGE CAPITAL MORTGAGE | $335,000 | $930,000 | 177.6% | 0.4% |
| Mr. Cooper ( Nationstar Mortgage ) | $1,710,000 | $890,000 | -48.0% | 0.4% |
| Fifth Third Bank | $1,070,000 | $875,000 | -18.2% | 0.4% |
| T2 FINANCIAL LLC | $735,000 | $875,000 | 19.0% | 0.4% |
| Midwest BankCentre | $265,000 | $855,000 | 222.6% | 0.4% |
| Flagstar Bank, FSB | $1,160,000 | $845,000 | -27.2% | 0.3% |
| ROSS MORTGAGE CORPORATION | $650,000 | $835,000 | 28.5% | 0.3% |
| UNION HOME MORTGAGE CORP. | $510,000 | $820,000 | 60.8% | 0.3% |
| CapStar Bank | $1,135,000 | $785,000 | -30.8% | 0.3% |
| MOVEMENT MORTGAGE, LLC | $1,195,000 | $760,000 | -36.4% | 0.3% |
| ACOPIA, LLC | $290,000 | $750,000 | 158.6% | 0.3% |
| ZILLOW HOME LOANS, LLC | $735,000 | n/a | 0.3% | |
| REDSTONE Federal Credit Union | $805,000 | $655,000 | -18.6% | 0.3% |
| First National Bank of America | $1,105,000 | $640,000 | -42.1% | 0.3% |
| Magnolia Bank | $580,000 | $620,000 | 6.9% | 0.3% |
| Pacific Lending LLC | $620,000 | n/a | 0.3% | |
| ISERVE RESIDENTIAL LENDING, LLC | $330,000 | $610,000 | 84.8% | 0.3% |
| Wilson Bank And Trust | $1,165,000 | $610,000 | -47.6% | 0.3% |
| Ameris Bank | $1,080,000 | $595,000 | -44.9% | 0.2% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | $350,000 | $595,000 | 70.0% | 0.2% |
| CARDINAL FINANCIAL | $450,000 | $590,000 | 31.1% | 0.2% |
| 21ST MORTGAGE CORPORATION | $520,000 | $580,000 | 11.5% | 0.2% |
| NFM, INC. | $450,000 | $575,000 | 27.8% | 0.2% |
| BancorpSouth | $785,000 | $565,000 | -28.0% | 0.2% |
| OCMBC, INC. | $295,000 | $560,000 | 89.8% | 0.2% |
| PHH Mortgage Corporation | $540,000 | n/a | 0.2% | |
| PREMIA MORTGAGE, LLC | $505,000 | $525,000 | 4.0% | 0.2% |
| FBC MORTGAGE, LLC | $505,000 | n/a | 0.2% | |
| North Alabama Bank | $505,000 | n/a | 0.2% | |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | $235,000 | $490,000 | 108.5% | 0.2% |
| CASTLE & COOKE MORTGAGE, LLC | $485,000 | n/a | 0.2% | |
| Ally Bank | $205,000 | $475,000 | 131.7% | 0.2% |
| LONGBRIDGE FINANCIAL, LLC | $465,000 | n/a | 0.2% | |
| MICHIGAN MUTUAL, INC. | $255,000 | $450,000 | 76.5% | 0.2% |
| NEW DAY FINANCIAL, LLC | $45,000 | $450,000 | 900.0% | 0.2% |
| STOCKTON MORTGAGE CORPORATION | $870,000 | $440,000 | -49.4% | 0.2% |
| Citadel Servicing Corporation | $425,000 | n/a | 0.2% | |
| Figure Lending LLC | $120,000 | $405,000 | 237.5% | 0.2% |
| First Federal Bank | $590,000 | $405,000 | -31.4% | 0.2% |
| AMERICAN FINANCIAL NETWORK, INC. | $195,000 | $385,000 | 97.4% | 0.2% |
| Bank of Tennessee | $850,000 | $380,000 | -55.3% | 0.2% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | $365,000 | n/a | 0.2% | |
| THE MORTGAGE FIRM, INC. | $245,000 | $365,000 | 49.0% | 0.2% |
| KELLEY MORTGAGE, LLC | $1,170,000 | $345,000 | -70.5% | 0.1% |
| Simmons Bank | $340,000 | n/a | 0.1% | |
| Discover Bank | $415,000 | $330,000 | -20.5% | 0.1% |
| ALAMEDA MORTGAGE CORPORATION | $305,000 | $325,000 | 6.6% | 0.1% |
| AMERICAN PORTFOLIO MORTGAGE CORPORATION | $325,000 | n/a | 0.1% | |
| BETTER MORTGAGE CORPORATION | $325,000 | n/a | 0.1% | |
| Century Mortgage Company DBA Century Lending Company | $475,000 | $315,000 | -33.7% | 0.1% |
| GERSHMAN INVESTMENT CORP. | $315,000 | n/a | 0.1% | |
| JPMorgan Chase Bank | $610,000 | $305,000 | -50.0% | 0.1% |
| AMERISAVE MORTGAGE CORPORATION | $615,000 | $295,000 | -52.0% | 0.1% |
| First Horizon Bank | $1,950,000 | $295,000 | -84.9% | 0.1% |
| ABSOLUTE HOME MORTGAGE CORPORATION | $285,000 | n/a | 0.1% | |
| SECURITYNATIONAL MORTGAGE COMPANY | $280,000 | n/a | 0.1% | |
| Truist | $755,000 | $280,000 | -62.9% | 0.1% |
| Bank of America | $530,000 | $265,000 | -50.0% | 0.1% |
| CREDIT HUMAN FEDERAL CREDIT UNION | $265,000 | n/a | 0.1% | |
| TOP FLITE FINANCIAL, INC. | $265,000 | n/a | 0.1% | |
| WRIGHT PATMAN CONGRESSIONAL FEDERAL CREDIT UNION | $265,000 | n/a | 0.1% | |
| American Mortgage & Equity Consultants, Inc. | $255,000 | n/a | 0.1% | |
| Citizens Bank | $375,000 | $255,000 | -32.0% | 0.1% |
| CONTOUR MORTGAGE CORPORATION | $255,000 | n/a | 0.1% | |
| GSF Mortgage Corporation | $255,000 | n/a | 0.1% | |
| PLANET HOME LENDING, LLC | $620,000 | $255,000 | -58.9% | 0.1% |
| PLAZA HOME MORTGAGE, INC. | $410,000 | $250,000 | -39.0% | 0.1% |
| BAY EQUITY LLC | $525,000 | $245,000 | -53.3% | 0.1% |
| Coastal Community Bank | $80,000 | $245,000 | 206.3% | 0.1% |
| HOMESIDE FINANCIAL, LLC | $740,000 | $245,000 | -66.9% | 0.1% |
| RESIDENTIAL WHOLESALE MORTGAGE, INC. | $245,000 | n/a | 0.1% | |
| FLAT BRANCH MORTGAGE, INC. | $285,000 | $235,000 | -17.5% | 0.1% |
| HOMEXPRESS MORTGAGE CORP. | $205,000 | $235,000 | 14.6% | 0.1% |
| Prosperity Home Mortgage, LLC | $235,000 | n/a | 0.1% | |
| ENDEAVOR CAPITAL, LLC. | $225,000 | n/a | 0.1% | |
| COMMUNITY MORTGAGE CORPORATION | $610,000 | $215,000 | -64.8% | 0.1% |
| Sandy Spring Bank | $215,000 | n/a | 0.1% | |
| F&M Bank | $715,000 | $210,000 | -70.6% | 0.1% |
| CALCON MUTUAL MORTGAGE LLC | $300,000 | $205,000 | -31.7% | 0.1% |
| QUORUM FEDERAL CREDIT UNION | $200,000 | n/a | 0.1% | |
| LENDINGHOME FUNDING CORPORATION | $195,000 | n/a | 0.1% | |
| TriStar Bank | $1,125,000 | $195,000 | -82.7% | 0.1% |
| LADERA LENDING, INC. | $255,000 | $185,000 | -27.5% | 0.1% |
| LEADERONE FINANCIAL CORPORATION | $185,000 | n/a | 0.1% | |
| SUN WEST MORTGAGE COMPANY, INC. | $185,000 | n/a | 0.1% | |
| ALLIANT CREDIT UNION | $170,000 | n/a | 0.1% | |
| CSL Financial, LLC | $75,000 | $165,000 | 120.0% | 0.1% |
| MID AMERICA MORTGAGE, INC. | $160,000 | n/a | 0.1% | |
| First Citizens National Bank | $155,000 | n/a | 0.1% | |
| SPRING EQ, LLC | $150,000 | n/a | 0.1% | |
| AMERICAN FINANCIAL RESOURCES, INC. | $345,000 | $145,000 | -58.0% | 0.1% |
| FINANCE OF AMERICA REVERSE LLC | $270,000 | $135,000 | -50.0% | 0.1% |
| Republic Bank & Trust Company | $120,000 | $125,000 | 4.2% | 0.1% |
| Third Federal Savings and Loan Association of Cleveland | $105,000 | $125,000 | 19.0% | 0.1% |
| Citizens Bank of Lafayette | $105,000 | n/a | 0.0% | |
| ROYAL UNITED MORTGAGE LLC | $90,000 | n/a | 0.0% | |
| TOWER | $75,000 | n/a | 0.0% | |
| Listerhill Credit Union | $385,000 | $70,000 | -81.8% | 0.0% |
| AmeriHome Mortgage Company, LLC | $65,000 | n/a | 0.0% | |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $60,000 | n/a | 0.0% | |
| The Huntington National Bank | $75,000 | $55,000 | -26.7% | 0.0% |
| United Community Bank | $860,000 | $45,000 | -94.8% | 0.0% |
| Bethpage Federal Credit Union | $35,000 | n/a | 0.0% |
Lewisburg's top lender by overall market share is QUICKEN LOANS, LLC, with 9.4% market share. In second place, with 6.8%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $16,535,000 in loans. In third place, with 5.2%, is CMG MORTGAGE, INC., having originated $12,610,000 in loans. In fourth place, with 3.8%, is SeaTrust Mortgage Company, having originated $9,090,000 in loans. In fifth place, with 3.4%, is DHI MORTGAGE COMPANY, LTD., having originated $8,180,000 in loans.
Lewisburg, TN Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 535 | $157,385,000 | $294,178 |
| Cash Out Refi | 168 | $36,350,000 | $216,369 |
| Refi | 127 | $32,505,000 | $255,945 |
| Other | 86 | $9,700,000 | $112,791 |
| Home Improvement | 69 | $6,395,000 | $92,681 |
Lewisburg's most frequently cited loan purpose was Home Purchase, with 535 originations. The 2nd most popular reason was Cash Out Refi, with 168 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 6-7% | 374 | $107,170,000 | $286,551 |
| Over 8% | 162 | $16,710,000 | $103,148 |
| 5-6% | 159 | $46,165,000 | $290,346 |
| 7-8% | 159 | $42,475,000 | $267,138 |
| 4-5% | 23 | $6,595,000 | $286,739 |
| 3-4% | 2 | $290,000 | $145,000 |
| <2.5% | 2 | $330,000 | $165,000 |
During 2024, Lewisburg's most frequently originated rate bucket was 6-7%, with 374 originations.
Loan Sizing (Lewisburg, TN MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $200k-400k | 475 | $132,445,000 | $278,832 |
| $100,000 or less | 204 | $10,760,000 | $52,745 |
| $100k-200k | 177 | $26,475,000 | $149,576 |
| $400k-600k | 103 | $48,935,000 | $475,097 |
| $600k-1000k | 19 | $13,155,000 | $692,368 |
| $Over $1MM | 7 | $10,565,000 | $1,509,286 |
Lewisburg's loan sizing saw the bucket of loans from $200k-400k with 475 originations, totaling $132,445,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 80-100% | 397 | $127,285,000 | $320,617 |
| 60-80% | 145 | $43,245,000 | $298,241 |
| Under 20% | 140 | $7,280,000 | $52,000 |
| 20-40% | 85 | $10,365,000 | $121,941 |
| 40-60% | 85 | $21,915,000 | $257,824 |
| Over 100% | 19 | $6,015,000 | $316,579 |
Lewisburg's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 397 originations, totaling $127,285,000 in origination value.