REDDING Mortgage Rates
30yr Fixed Rate
15yr Fixed Rate
FHA
USDA
VA
5/1 ARM
30 Year Fixed Rate mortgages in Redding averaged
5.37%
for the week of 2022-08-04, compared to the national average of
4.99% for the same period.
The average rate for the prior week (2022-07-28) was
5.68% and
one month ago for the week of 2022-06-30, the
average rate was 6.18%.
Redding's average rate one year ago was 3.17%.
For refis of the same type during the week of 2022-08-04, the average rate
was 5.1%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2022-08-04 | 4.99% |
| Redding 30 Year Fixed Rate | 2022-08-04 | 5.37% |
| Redding 30 Year Fixed Rate Refi | 2022-08-04 | 5.1% |
| Redding 15 Year Fixed Rate | 2022-08-04 | 5.14% |
| Redding 15 Year Fixed Rate Refi | 2022-08-04 | 4.35% |
| Redding 30 Year FHA | 2022-08-04 | 5.32% |
| Redding 30 Year FHA Refi | 2022-08-04 | 5.15% |
| Redding 30 Year USDA | 2022-08-04 | 5.24% |
| Redding 30 Year USDA Refi | 2022-08-04 | 5.28% |
| Redding 30 Year VA | 2022-08-04 | 5.11% |
| Redding 30 Year VA Refi | 2022-08-04 | 4.94% |
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within REDDING, CA.
REDDING Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the REDDING, CA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
REDDING, CA's 240 lenders originated 10,005
loans during 2021. The total origination value was $2,611,115,000, with an average loan value of
$260,981.
The top REDDING lender as defined by loan originations is AMERICAN PACIFIC MORTGAGE CORPORATION, with
546 loans originated. Their average total fees are
$4,773, which is $93
lower than the next largest lender,
Commerce Home Mortgage, Inc..
The lowest fee REDDING lenders (with over 10 loans originated) are
Fremont Bank ($1,506), BETTER MORTGAGE CORPORATION ($2,742), MUTUAL OF OMAHA MORTGAGE, INC. ($2,773), FREEDOM MORTGAGE CORPORATION ($2,835) and JPMorgan Chase Bank ($2,848).
The lowest rate REDDING lenders (with over 10 loans originated) are
GUARANTEED RATE, INC. (2.85%), PROVIDENT FUNDING ASSOCIATES, L.P. (2.86%), Watermark Capital, Inc. (2.87%), BETTER MORTGAGE CORPORATION (2.89%) and AMERISAVE MORTGAGE CORPORATION (2.91%).
REDDING, CA Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2020 Loan Value | 2021 Loan Value | % Change | 2021 Market Share |
|---|---|---|---|---|
| AMERICAN PACIFIC MORTGAGE CORPORATION | $250,860,000 | $254,795,000 | 1.6% | 9.8% |
| Commerce Home Mortgage, Inc. | $251,215,000 | $218,815,000 | -12.9% | 8.4% |
| QUICKEN LOANS, LLC | $170,885,000 | $180,150,000 | 5.4% | 6.9% |
| UNITED WHOLESALE MORTGAGE, LLC | $100,050,000 | $116,915,000 | 16.9% | 4.5% |
| CELEBRITY HOME LOANS, LLC | $97,260,000 | $115,815,000 | 19.1% | 4.4% |
| INFINITY EQUITY GROUP, INC. | $40,460,000 | $110,055,000 | 172.0% | 4.2% |
| FREEDOM MORTGAGE CORPORATION | $67,030,000 | $72,820,000 | 8.6% | 2.8% |
| HOME POINT FINANCIAL CORPORATION | $47,280,000 | $70,940,000 | 50.0% | 2.7% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $73,625,000 | $69,340,000 | -5.8% | 2.7% |
| Flagstar Bank, FSB | $91,680,000 | $66,760,000 | -27.2% | 2.6% |
| SUMMIT FUNDING, INC. | $52,850,000 | $65,355,000 | 23.7% | 2.5% |
| GUILD MORTGAGE COMPANY | $52,800,000 | $59,775,000 | 13.2% | 2.3% |
| Tri Counties Bank | $47,115,000 | $56,770,000 | 20.5% | 2.2% |
| MEGASTAR FINANCIAL CORP. | $53,710,000 | $53,045,000 | -1.2% | 2.0% |
| NEWREZ LLC | $57,115,000 | $46,315,000 | -18.9% | 1.8% |
| PENNYMAC LOAN SERVICES, LLC | $23,225,000 | $45,025,000 | 93.9% | 1.7% |
| LOANDEPOT.COM, LLC | $28,945,000 | $45,005,000 | 55.5% | 1.7% |
| U.S. Bank | $40,585,000 | $35,955,000 | -11.4% | 1.4% |
| Umpqua Bank | $23,645,000 | $34,910,000 | 47.6% | 1.3% |
| MOVEMENT MORTGAGE, LLC | $44,820,000 | $32,635,000 | -27.2% | 1.2% |
| Paramount Residential Mortgage Group, Inc. | $18,960,000 | $31,525,000 | 66.3% | 1.2% |
| Wells Fargo Bank | $23,095,000 | $29,705,000 | 28.6% | 1.1% |
| Mr. Cooper ( Nationstar Mortgage ) | $30,940,000 | $29,325,000 | -5.2% | 1.1% |
| CALIBER HOME LOANS, INC. | $29,315,000 | $28,650,000 | -2.3% | 1.1% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $19,835,000 | $28,110,000 | 41.7% | 1.1% |
| JPMorgan Chase Bank | $20,530,000 | $26,100,000 | 27.1% | 1.0% |
| AMERISAVE MORTGAGE CORPORATION | $17,020,000 | $22,270,000 | 30.8% | 0.9% |
| Sierra Pacific Mortgage Company, Inc. | $25,890,000 | $21,595,000 | -16.6% | 0.8% |
| Amerifirst Financial, Inc. | $20,805,000 | $19,925,000 | -4.2% | 0.8% |
| GUARANTEED RATE, INC. | $1,955,000 | $19,495,000 | 897.2% | 0.7% |
| Bank of America | $19,190,000 | $17,625,000 | -8.2% | 0.7% |
| BETTER MORTGAGE CORPORATION | $8,420,000 | $17,405,000 | 106.7% | 0.7% |
| LAKEVIEW LOAN SERVICING, LLC | $9,590,000 | $16,505,000 | 72.1% | 0.6% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | $10,525,000 | $16,370,000 | 55.5% | 0.6% |
| Sierra Central Credit Union | $15,850,000 | $15,610,000 | -1.5% | 0.6% |
| Mortgage Research Center, LLC | $11,685,000 | $14,375,000 | 23.0% | 0.6% |
| AXIA FINANCIAL, LLC | $15,665,000 | $13,755,000 | -12.2% | 0.5% |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | $15,300,000 | $13,545,000 | -11.5% | 0.5% |
| BELLWETHER ENTERPRISE REAL ESTATE CAPITAL, LLC | $13,385,000 | n/a | 0.5% | |
| BROKER SOLUTIONS, INC. | $10,735,000 | $12,925,000 | 20.4% | 0.5% |
| CROSSCOUNTRY MORTGAGE, LLC | $5,830,000 | $12,340,000 | 111.7% | 0.5% |
| MEMBERS 1ST CREDIT UNION | $12,060,000 | $11,240,000 | -6.8% | 0.4% |
| VILLAGE CAPITAL & INVESTMENT LLC | $7,915,000 | $10,560,000 | 33.4% | 0.4% |
| MEMBER FIRST MORTGAGE, LLC | $7,650,000 | $10,290,000 | 34.5% | 0.4% |
| THE GOLDEN 1 | $6,305,000 | $9,625,000 | 52.7% | 0.4% |
| FINANCE OF AMERICA MORTGAGE LLC | $7,415,000 | $8,720,000 | 17.6% | 0.3% |
| STEARNS LENDING, LLC | $5,075,000 | $8,350,000 | 64.5% | 0.3% |
| AMERICAN FINANCIAL NETWORK, INC. | $9,160,000 | $8,115,000 | -11.4% | 0.3% |
| PNC Bank | $3,560,000 | $7,160,000 | 101.1% | 0.3% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | $4,315,000 | $7,005,000 | 62.3% | 0.3% |
| MUFG Union Bank | $4,675,000 | $6,790,000 | 45.2% | 0.3% |
| CLEARPATH LENDING | $7,735,000 | $6,740,000 | -12.9% | 0.3% |
| Exchange Bank | $6,605,000 | n/a | 0.3% | |
| NAVY FEDERAL CREDIT UNION | $7,075,000 | $6,575,000 | -7.1% | 0.3% |
| Banner Bank | $4,670,000 | $6,425,000 | 37.6% | 0.2% |
| Fremont Bank | $3,680,000 | $6,345,000 | 72.4% | 0.2% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $6,010,000 | $6,115,000 | 1.7% | 0.2% |
| MUTUAL OF OMAHA MORTGAGE, INC. | $9,460,000 | $6,060,000 | -35.9% | 0.2% |
| Nations Lending Corporation | $3,250,000 | $6,055,000 | 86.3% | 0.2% |
| InterContinental Capital Group, Inc | $4,915,000 | $5,655,000 | 15.1% | 0.2% |
| LENDUS, LLC | $2,350,000 | $5,375,000 | 128.7% | 0.2% |
| AMERICAN FINANCING CORPORATION | $1,285,000 | $5,370,000 | 317.9% | 0.2% |
| MID AMERICA MORTGAGE, INC. | $2,640,000 | $5,240,000 | 98.5% | 0.2% |
| PLANET HOME LENDING, LLC | $2,005,000 | $4,930,000 | 145.9% | 0.2% |
| NEW DAY FINANCIAL, LLC | $5,250,000 | $4,715,000 | -10.2% | 0.2% |
| Stifel Bank and Trust | $6,200,000 | $4,640,000 | -25.2% | 0.2% |
| LOANPAL, LLC | $5,710,000 | $4,565,000 | -20.1% | 0.2% |
| SOVEREIGN LENDING GROUP INCORPORATED | $4,090,000 | $4,275,000 | 4.5% | 0.2% |
| Carrington Mortgage Services, LLC | $5,900,000 | $4,195,000 | -28.9% | 0.2% |
| First Guaranty Mortgage Corporation | $3,310,000 | $4,020,000 | 21.5% | 0.2% |
| HOMEXPRESS MORTGAGE CORP. | $1,100,000 | $3,835,000 | 248.6% | 0.1% |
| Watermark Capital, Inc. | $4,370,000 | $3,725,000 | -14.8% | 0.1% |
| IMPAC MORTGAGE CORP. | $3,810,000 | $3,715,000 | -2.5% | 0.1% |
| OCMBC, INC. | $235,000 | $3,550,000 | 1,410.6% | 0.1% |
| PHH Mortgage Corporation | $910,000 | $3,470,000 | 281.3% | 0.1% |
| AmeriHome Mortgage Company, LLC | $1,100,000 | $3,170,000 | 188.2% | 0.1% |
| MORIA DEVELOPMENT, INC. | $155,000 | $3,150,000 | 1,932.3% | 0.1% |
| AMERICAN ADVISORS GROUP | $2,945,000 | $3,115,000 | 5.8% | 0.1% |
| HOMESTEAD FUNDING CORP. | $795,000 | $3,105,000 | 290.6% | 0.1% |
| NMSI, INC. | $6,220,000 | $3,005,000 | -51.7% | 0.1% |
| PENTAGON FEDERAL CREDIT UNION | $1,550,000 | $2,990,000 | 92.9% | 0.1% |
| Strong Home Mortgage, LLC | $4,175,000 | $2,980,000 | -28.6% | 0.1% |
| CHERRY CREEK MORTGAGE, LLC | $865,000 | $2,865,000 | 231.2% | 0.1% |
| CAMPOS FINANCIAL CORP. | $2,785,000 | n/a | 0.1% | |
| CMG MORTGAGE, INC. | $3,705,000 | $2,755,000 | -25.6% | 0.1% |
| Mechanics Bank | $2,400,000 | $2,730,000 | 13.8% | 0.1% |
| First Savings Bank | $2,425,000 | $2,720,000 | 12.2% | 0.1% |
| USAA Federal Savings Bank | $6,410,000 | $2,715,000 | -57.6% | 0.1% |
| CHURCHILL MORTGAGE CORPORATION | $1,235,000 | $2,620,000 | 112.1% | 0.1% |
| AMWEST FUNDING CORP. | $2,100,000 | $2,595,000 | 23.6% | 0.1% |
| SUN WEST MORTGAGE COMPANY, INC. | $4,505,000 | $2,585,000 | -42.6% | 0.1% |
| North American Savings Bank, F.S.B. | $1,720,000 | $2,560,000 | 48.8% | 0.1% |
| AMERICAN FINANCIAL RESOURCES, INC. | $3,095,000 | $2,540,000 | -17.9% | 0.1% |
| ZILLOW HOME LOANS, LLC | $545,000 | $2,540,000 | 366.1% | 0.1% |
| Morgan Stanley Private Bank | $205,000 | $2,515,000 | 1,126.8% | 0.1% |
| Wyndham Capital Mortgage, Inc. | $2,580,000 | $2,510,000 | -2.7% | 0.1% |
| NETWORK CAPITAL FUNDING CORPORATION | $4,315,000 | $2,450,000 | -43.2% | 0.1% |
| PREMIER MORTGAGE RESOURCES, L.L.C. | $1,625,000 | $2,420,000 | 48.9% | 0.1% |
| SPRING EQ, LLC | $255,000 | $2,400,000 | 841.2% | 0.1% |
| PACIFIC SERVICE | $1,695,000 | $2,340,000 | 38.1% | 0.1% |
| LONGBRIDGE FINANCIAL, LLC | $475,000 | $2,335,000 | 391.6% | 0.1% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | $1,615,000 | $2,335,000 | 44.6% | 0.1% |
| FirstBank | $1,650,000 | $2,330,000 | 41.2% | 0.1% |
| S1L, Inc. | $910,000 | $2,330,000 | 156.0% | 0.1% |
| ARC HOME LLC | $1,895,000 | $2,265,000 | 19.5% | 0.1% |
| AMERICAN INTERNET MORTGAGE, INC. | $1,205,000 | $2,205,000 | 83.0% | 0.1% |
| Golden Empire Mortgage, Inc. | $2,120,000 | $2,180,000 | 2.8% | 0.1% |
| The Federal Savings Bank | $9,535,000 | $2,145,000 | -77.5% | 0.1% |
| NEXERA HOLDING LLC | $630,000 | $2,135,000 | 238.9% | 0.1% |
| HOMESIDE FINANCIAL, LLC | $910,000 | $2,110,000 | 131.9% | 0.1% |
| 21ST MORTGAGE CORPORATION | $1,395,000 | $2,030,000 | 45.5% | 0.1% |
| Ally Bank | $510,000 | $2,030,000 | 298.0% | 0.1% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | $195,000 | $2,030,000 | 941.0% | 0.1% |
| SOFI LENDING CORP. | $1,175,000 | $1,995,000 | 69.8% | 0.1% |
| LADERA LENDING, INC. | $3,720,000 | $1,950,000 | -47.6% | 0.1% |
| GUARANTEED RATE AFFINITY, LLC | $705,000 | $1,920,000 | 172.3% | 0.1% |
| NATIONS DIRECT MORTGAGE, LLC | $6,455,000 | $1,895,000 | -70.6% | 0.1% |
| LAND HOME FINANCIAL SERVICES, INC. | $2,010,000 | $1,890,000 | -6.0% | 0.1% |
| Arvest Bank | $1,570,000 | $1,850,000 | 17.8% | 0.1% |
| NP, Inc. | $620,000 | $1,790,000 | 188.7% | 0.1% |
| OPEN MORTGAGE, LLC | $1,295,000 | $1,775,000 | 37.1% | 0.1% |
| COASTAL FUNDING SLC, INC. | $780,000 | $1,760,000 | 125.6% | 0.1% |
| ACADEMY MORTGAGE CORPORATION | $165,000 | $1,755,000 | 963.6% | 0.1% |
| EVERGREEN MONEYSOURCE MORTGAGE COMPANY | $1,055,000 | $1,710,000 | 62.1% | 0.1% |
| Provident Credit Union | $1,450,000 | $1,640,000 | 13.1% | 0.1% |
| NBKC BANK | $4,630,000 | $1,585,000 | -65.8% | 0.1% |
| STANFORD Federal Credit Union | $1,505,000 | n/a | 0.1% | |
| UNION HOME MORTGAGE CORP. | $235,000 | $1,490,000 | 534.0% | 0.1% |
| MASON MCDUFFIE MORTGAGE CORPORATION | $6,895,000 | $1,470,000 | -78.7% | 0.1% |
| Operating Engineers Local Union #3 | $2,665,000 | $1,425,000 | -46.5% | 0.1% |
| PLAZA HOME MORTGAGE, INC. | $9,235,000 | $1,425,000 | -84.6% | 0.1% |
| A&D Mortgage LLC | $600,000 | $1,415,000 | 135.8% | 0.1% |
| JMAC LENDING, INC. | $4,560,000 | $1,395,000 | -69.4% | 0.1% |
| PATELCO | $2,290,000 | $1,330,000 | -41.9% | 0.1% |
| ROUNDPOINT MORTGAGE SERVICING CORPORATION | $1,690,000 | $1,320,000 | -21.9% | 0.1% |
| CIVIC FINANCIAL SERVICES, LLC | $1,295,000 | n/a | 0.0% | |
| LENDSURE MORTGAGE CORP. | $215,000 | $1,295,000 | 502.3% | 0.0% |
| TIAA, FSB | $815,000 | $1,295,000 | 58.9% | 0.0% |
| BAY EQUITY LLC | $1,140,000 | $1,285,000 | 12.7% | 0.0% |
| FINANCE OF AMERICA COMMERCIAL LLC | $265,000 | $1,220,000 | 360.4% | 0.0% |
| Evolve Bank & Trust | $690,000 | $1,180,000 | 71.0% | 0.0% |
| Merchants Bank of Indiana | $1,180,000 | n/a | 0.0% | |
| BECKAM FUNDING CORP. | $155,000 | $1,175,000 | 658.1% | 0.0% |
| ACCELERATE MORTGAGE, LLC | $325,000 | $1,170,000 | 260.0% | 0.0% |
| Citizens Bank | $745,000 | $1,150,000 | 54.4% | 0.0% |
| Magnolia Bank | $830,000 | $1,150,000 | 38.6% | 0.0% |
| Loan Simple, Inc. | $1,420,000 | $1,130,000 | -20.4% | 0.0% |
| Figure Lending LLC | $285,000 | $1,125,000 | 294.7% | 0.0% |
| JMJ FINANCIAL GROUP | $420,000 | $1,120,000 | 166.7% | 0.0% |
| Discover Bank | $705,000 | $1,115,000 | 58.2% | 0.0% |
| Citadel Servicing Corporation | $1,105,000 | n/a | 0.0% | |
| ALLIANT CREDIT UNION | $865,000 | $1,070,000 | 23.7% | 0.0% |
| REDWOOD | $3,865,000 | $1,060,000 | -72.6% | 0.0% |
| CIT Bank | $1,040,000 | n/a | 0.0% | |
| Axos Bank | $365,000 | $1,035,000 | 183.6% | 0.0% |
| Equity Prime Mortgage LLC | $960,000 | $1,035,000 | 7.8% | 0.0% |
| LENDINGHOME FUNDING CORPORATION | $745,000 | $1,000,000 | 34.2% | 0.0% |
| General Mortgage Capital Corporation | $675,000 | $995,000 | 47.4% | 0.0% |
| MICHIGAN MUTUAL, INC. | $1,065,000 | $995,000 | -6.6% | 0.0% |
| ABSOLUTE HOME MORTGAGE CORPORATION | $960,000 | n/a | 0.0% | |
| PARKSIDE LENDING, LLC | $1,255,000 | $960,000 | -23.5% | 0.0% |
| Hometown Lenders, Inc. | $935,000 | n/a | 0.0% | |
| WESTERN EXPRESS LENDING | $815,000 | $935,000 | 14.7% | 0.0% |
| PREMIER LENDING, INC. | $615,000 | $925,000 | 50.4% | 0.0% |
| MOUNTAIN WEST FINANCIAL, INC. | $2,220,000 | $920,000 | -58.6% | 0.0% |
| First Internet Bank of Indiana | $910,000 | $910,000 | 0.0% | 0.0% |
| SAFE CREDIT UNION | $885,000 | n/a | 0.0% | |
| ALAMEDA MORTGAGE CORPORATION | $540,000 | $875,000 | 62.0% | 0.0% |
| Willamette Valley Bank | $470,000 | $875,000 | 86.2% | 0.0% |
| ONY GLO, INC. | $415,000 | $850,000 | 104.8% | 0.0% |
| TRAVIS CREDIT UNION | $670,000 | $825,000 | 23.1% | 0.0% |
| Northwest Farm Credit Services, FLCA | $815,000 | n/a | 0.0% | |
| FIRST CENTENNIAL MORTGAGE CORPORATION | $810,000 | n/a | 0.0% | |
| ENVOY MORTGAGE, LTD | $665,000 | $790,000 | 18.8% | 0.0% |
| FIRST TECHNOLOGY | $970,000 | $790,000 | -18.6% | 0.0% |
| Barrington Bank & Trust Company, N.A. | $805,000 | $785,000 | -2.5% | 0.0% |
| REVERSE MORTGAGE FUNDING LLC | $895,000 | $770,000 | -14.0% | 0.0% |
| TRIAD FINANCIAL SERVICES, INC. | $245,000 | $740,000 | 202.0% | 0.0% |
| UBS Bank USA | $735,000 | n/a | 0.0% | |
| Columbia State Bank | $730,000 | n/a | 0.0% | |
| LOS ANGELES POLICE Federal Credit Union | $730,000 | n/a | 0.0% | |
| First Federal Bank of Kansas City | $725,000 | n/a | 0.0% | |
| Lakeview Community Capital, LLC | $725,000 | n/a | 0.0% | |
| LEADERONE FINANCIAL CORPORATION | $405,000 | $710,000 | 75.3% | 0.0% |
| Northpointe Bank | $835,000 | $700,000 | -16.2% | 0.0% |
| First Republic Bank | $690,000 | n/a | 0.0% | |
| MEGA CAPITAL FUNDING, INC. | $925,000 | $670,000 | -27.6% | 0.0% |
| WINNPOINTE CORPORATION | $1,035,000 | $670,000 | -35.3% | 0.0% |
| CITIZENS EQUITY FIRST | $650,000 | n/a | 0.0% | |
| ANGEL OAK HOME LOANS LLC | $635,000 | n/a | 0.0% | |
| Bank of the West | $380,000 | $615,000 | 61.8% | 0.0% |
| Prime Choice Funding Inc. | $2,665,000 | $600,000 | -77.5% | 0.0% |
| SCENIC OAKS FUNDING, INC. | $600,000 | n/a | 0.0% | |
| Charles Schwab Bank, SSB | $405,000 | $560,000 | 38.3% | 0.0% |
| CREDIT HUMAN FEDERAL CREDIT UNION | $365,000 | $545,000 | 49.3% | 0.0% |
| GSF Mortgage Corporation | $545,000 | n/a | 0.0% | |
| MORTGAGE MANAGEMENT CONSULTANTS, INC. | $545,000 | n/a | 0.0% | |
| Colonial Savings, F.A. | $305,000 | $535,000 | 75.4% | 0.0% |
| DIGNIFIED HOME LOANS, LLC | $20,590,000 | $530,000 | -97.4% | 0.0% |
| INTELLILOAN, INC. | $245,000 | $525,000 | 114.3% | 0.0% |
| Low VA Rates, LLC | $1,700,000 | $525,000 | -69.1% | 0.0% |
| FISHER FINANCIAL GROUP, INCORPORATED | $540,000 | $520,000 | -3.7% | 0.0% |
| LENDERFI, INC. | $520,000 | n/a | 0.0% | |
| MORTGAGE EXPRESS, LLC | $520,000 | n/a | 0.0% | |
| Prosperity Home Mortgage, LLC | $520,000 | n/a | 0.0% | |
| 1st Security Bank of Washington | $235,000 | $515,000 | 119.1% | 0.0% |
| Franklin Loan Corporation | $515,000 | n/a | 0.0% | |
| Kwik Mortgage Corporation | $520,000 | $515,000 | -1.0% | 0.0% |
| SAN FRANCISCO FIRE CREDIT UNION | $185,000 | $515,000 | 178.4% | 0.0% |
| CORNERSTONE HOME LENDING, INC. | $490,000 | $505,000 | 3.1% | 0.0% |
| BM Real Estate Services, Inc. | $830,000 | $500,000 | -39.8% | 0.0% |
| FOOTHILL FEDERAL CREDIT UNION | $500,000 | n/a | 0.0% | |
| Home Mortgage Alliance Corp | $500,000 | n/a | 0.0% | |
| RESIDENTIAL BANCORP. | $500,000 | n/a | 0.0% | |
| LENOX FINANCIAL MORTGAGE CORPORATION | $305,000 | $490,000 | 60.7% | 0.0% |
| NexBank | $905,000 | $490,000 | -45.9% | 0.0% |
| QUORUM FEDERAL CREDIT UNION | $915,000 | $490,000 | -46.4% | 0.0% |
| STARBOARD FINANCIAL MANAGEMENT, LLC | $485,000 | n/a | 0.0% | |
| GEORGIA'S OWN | $480,000 | n/a | 0.0% | |
| Bank of England | $185,000 | $460,000 | 148.6% | 0.0% |
| TOP FLITE FINANCIAL, INC. | $460,000 | n/a | 0.0% | |
| 5TH STREET CAPITAL, INC. | $455,000 | n/a | 0.0% | |
| Plains Commerce Bank | $455,000 | n/a | 0.0% | |
| ROYAL UNITED MORTGAGE LLC | $1,395,000 | $455,000 | -67.4% | 0.0% |
| EMBRACE HOME LOANS, INC. | $175,000 | $450,000 | 157.1% | 0.0% |
| EMM LOANS LLC | $1,080,000 | $450,000 | -58.3% | 0.0% |
| Citibank | $34,190,000 | $445,000 | -98.7% | 0.0% |
| T2 FINANCIAL LLC | $445,000 | n/a | 0.0% | |
| RANLIFE, INC. | $440,000 | n/a | 0.0% | |
| GREYSTONE SERVICING COMPANY LLC | $435,000 | n/a | 0.0% | |
| ISERVE RESIDENTIAL LENDING, LLC | $600,000 | $435,000 | -27.5% | 0.0% |
| SCHOOLSFIRST | $665,000 | $435,000 | -34.6% | 0.0% |
| Chicago Mortgage Solutions LLC | $425,000 | n/a | 0.0% | |
| TCF National Bank | $1,940,000 | $425,000 | -78.1% | 0.0% |
| Colten Mortgage, LLC | $205,000 | $420,000 | 104.9% | 0.0% |
| GENEVA FINANCIAL, LLC | $260,000 | $410,000 | 57.7% | 0.0% |
| AMERICAN HERITAGE LENDING, INC. | $640,000 | $405,000 | -36.7% | 0.0% |
| BNC National Bank | $485,000 | $395,000 | -18.6% | 0.0% |
| First Federal Bank | $835,000 | $395,000 | -52.7% | 0.0% |
| The Loan Store, Inc. | $305,000 | $395,000 | 29.5% | 0.0% |
| Cf Bank | $455,000 | $385,000 | -15.4% | 0.0% |
| Quontic Bank | $385,000 | n/a | 0.0% | |
| SUMMIT MORTGAGE CORPORATION | $375,000 | n/a | 0.0% | |
| American Mortgage & Equity Consultants, Inc. | $365,000 | n/a | 0.0% | |
| OAKTREE FUNDING CORP. | $185,000 | $365,000 | 97.3% | 0.0% |
| Platinum Home Mortgage Corporation | $205,000 | $365,000 | 78.0% | 0.0% |
| Third Federal Savings and Loan Association of Cleveland | $660,000 | $360,000 | -45.5% | 0.0% |
| Constant Investments, Inc. | $355,000 | n/a | 0.0% | |
| WESTCOAST MORTGAGE GROUP AND REALTY COMPANY | $145,000 | $355,000 | 144.8% | 0.0% |
| Cathay Bank | $345,000 | n/a | 0.0% | |
| NOVA FINANCIAL & INVESTMENT CORPORATION | $335,000 | n/a | 0.0% | |
| UNCLE Credit Union | $335,000 | n/a | 0.0% | |
| Goldwater Bank, N.A. | $480,000 | $330,000 | -31.3% | 0.0% |
| Hometown Equity Mortgage, LLC | $640,000 | $325,000 | -49.2% | 0.0% |
| San Diego Funding | $325,000 | n/a | 0.0% | |
| FINANCE OF AMERICA REVERSE LLC | $1,030,000 | $320,000 | -68.9% | 0.0% |
| BOKF | $490,000 | $315,000 | -35.7% | 0.0% |
| LOANSNAP, INC. | $355,000 | $315,000 | -11.3% | 0.0% |
| ATHAS CAPITAL GROUP, INC. | $275,000 | $305,000 | 10.9% | 0.0% |
| Cornerstone First Mortgage, Inc | $305,000 | n/a | 0.0% | |
| Firefighters First Federal Credit Union | $265,000 | $305,000 | 15.1% | 0.0% |
| GOLDEN WEST ALLIANCE, INC. | $305,000 | n/a | 0.0% | |
| Paramount Bank | $380,000 | $305,000 | -19.7% | 0.0% |
| Chickasaw Community Bank | $295,000 | n/a | 0.0% | |
| BELEM SERVICING LLC | $285,000 | n/a | 0.0% | |
| BEST CAPITAL FUNDING | $315,000 | $285,000 | -9.5% | 0.0% |
| EVERETT FINANCIAL, INC. | $3,450,000 | $285,000 | -91.7% | 0.0% |
| INTERCAP LENDING INC. | $285,000 | n/a | 0.0% | |
| LHM FINANCIAL CORPORATION | $205,000 | $285,000 | 39.0% | 0.0% |
| MANN FINANCIAL INC. | $285,000 | n/a | 0.0% | |
| ST FIN CORP | $175,000 | $285,000 | 62.9% | 0.0% |
| SECURITYNATIONAL MORTGAGE COMPANY | $235,000 | $275,000 | 17.0% | 0.0% |
| 1ST UNITED SERVICES CREDIT UNION | $265,000 | n/a | 0.0% | |
| First Home Bank | $430,000 | $265,000 | -38.4% | 0.0% |
| NASA Federal Credit Union | $265,000 | n/a | 0.0% | |
| San Mateo Credit Union | $105,000 | $265,000 | 152.4% | 0.0% |
| Servion, Inc. | $255,000 | n/a | 0.0% | |
| KeyBank | $1,315,000 | $245,000 | -81.4% | 0.0% |
| OCEANSIDE MORTGAGE COMPANY | $145,000 | $245,000 | 69.0% | 0.0% |
| United States Senate Federal Credit Union | $240,000 | n/a | 0.0% | |
| CAPSTONE DIRECT, INC. | $235,000 | n/a | 0.0% | |
| CHEVRON | $235,000 | n/a | 0.0% | |
| Neighborhood Loans, Inc. | $235,000 | n/a | 0.0% | |
| Residential Mortgage Solutions, Inc. | $235,000 | n/a | 0.0% | |
| SNAPFI, INC. | $235,000 | n/a | 0.0% | |
| STAR ONE CREDIT UNION | $910,000 | $235,000 | -74.2% | 0.0% |
| Sunflower Bank | $235,000 | n/a | 0.0% | |
| TJC Mortgage, Inc. | $490,000 | $235,000 | -52.0% | 0.0% |
| CANOPY MORTGAGE, LLC | $1,080,000 | $225,000 | -79.2% | 0.0% |
| Century Mortgage Company DBA Century Lending Company | $225,000 | n/a | 0.0% | |
| TOGETHER CREDIT UNION | $225,000 | n/a | 0.0% | |
| VISION ONE MORTGAGE, INC. | $225,000 | n/a | 0.0% | |
| Credit Union of Southern California | $215,000 | n/a | 0.0% | |
| HARTFORD FUNDING, LTD. | $215,000 | n/a | 0.0% | |
| COUNTRY CLUB MORTGAGE, INC. | $205,000 | n/a | 0.0% | |
| Financial Partners Credit Union | $205,000 | n/a | 0.0% | |
| Academy Bank | $195,000 | n/a | 0.0% | |
| FIRST U.S. COMMUNITY CREDIT UNION | $265,000 | $195,000 | -26.4% | 0.0% |
| Victorian Finance, LLC | $195,000 | n/a | 0.0% | |
| DIRECTORS MORTGAGE, INC. | $510,000 | $185,000 | -63.7% | 0.0% |
| FIRST COLONY MORTGAGE CORPORATION | $185,000 | n/a | 0.0% | |
| GLENDALE FEDERAL CREDIT UNION | $185,000 | n/a | 0.0% | |
| RESIDENTIAL WHOLESALE MORTGAGE, INC. | $185,000 | n/a | 0.0% | |
| VERITAS FUNDING, LLC | $185,000 | n/a | 0.0% | |
| LOGIX FEDERAL CREDIT UNION | $310,000 | $175,000 | -43.5% | 0.0% |
| Manufacturers and Traders Trust Company | $710,000 | $175,000 | -75.4% | 0.0% |
| Financial Funding Solutions, Inc. | $165,000 | n/a | 0.0% | |
| First Northern Bank of Dixon | $165,000 | n/a | 0.0% | |
| TECHNOLOGY | $165,000 | n/a | 0.0% | |
| ON Q FINANCIAL, INC. | $215,000 | $155,000 | -27.9% | 0.0% |
| UNITED SECURITY FINANCIAL CORP | $380,000 | $155,000 | -59.2% | 0.0% |
| WESCOM CENTRAL CREDIT UNION | $195,000 | $155,000 | -20.5% | 0.0% |
| AMCAP MORTGAGE, LTD. | $145,000 | n/a | 0.0% | |
| COMMUNITY MORTGAGE FUNDING, LLC | $225,000 | $135,000 | -40.0% | 0.0% |
| MORTGAGE ACCESS CORP. | $345,000 | $135,000 | -60.9% | 0.0% |
| FEDERATED MORTGAGE CORP. | $125,000 | n/a | 0.0% | |
| HomeTrust Bank | $55,000 | $115,000 | 109.1% | 0.0% |
| Truist Bank | $275,000 | $115,000 | -58.2% | 0.0% |
| UNIVERSITY CREDIT UNION | $105,000 | n/a | 0.0% | |
| SESLOC | $95,000 | n/a | 0.0% | |
| DIRECT MORTGAGE, CORP. | $85,000 | n/a | 0.0% | |
| CERTIFIED | $80,000 | n/a | 0.0% | |
| ADVANTIS | $65,000 | n/a | 0.0% | |
| Alaska USA Federal Credit Union | $300,000 | $55,000 | -81.7% | 0.0% |
| FARMERS INSURANCE GROUP FEDERAL CREDIT UNION | $455,000 | $35,000 | -92.3% | 0.0% |
| SCE FEDERAL CREDIT UNION | $35,000 | n/a | 0.0% | |
| GREAT LAKES | $75,000 | $25,000 | -66.7% | 0.0% |
REDDING's top lender by overall market share is AMERICAN PACIFIC MORTGAGE CORPORATION, with 9.8% market share. In second place, with 8.4%, is Commerce Home Mortgage, Inc., having originated $218,815,000 in loans. In third place, with 6.9%, is QUICKEN LOANS, LLC, having originated $180,150,000 in loans. In third place, with 4.5%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $116,915,000 in loans. In third place, with 4.4%, is CELEBRITY HOME LOANS, LLC, having originated $115,815,000 in loans.
REDDING Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - REDDING (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
|---|---|---|---|---|
| 2018-01-01 | $324,200 (8.3%) | $414,792 (-0.2%) | 1.19 | 607 |
| 2018-02-01 | $329,500 (8.1%) | $419,111 (-0.6%) | 1.19 | 632 |
| 2018-03-01 | $329,500 (1.1%) | $426,296 (0.9%) | 1.14 | 680 |
| 2018-04-01 | $329,000 (-1.8%) | $415,445 (-3.9%) | 1.10 | 737 |
| 2018-05-01 | $331,000 (3.5%) | $425,178 (5.1%) | 1.10 | 815 |
| 2018-06-01 | $328,800 (3.1%) | $421,916 (6.7%) | 1.10 | 862 |
| 2018-07-01 | $319,900 (0.6%) | $402,262 (1.1%) | 1.07 | 890 |
| 2018-08-01 | $321,950 (2.4%) | $403,845 (1.7%) | 1.08 | 787 |
| 2018-09-01 | $325,000 (1.9%) | $407,154 (2.0%) | 1.09 | 788 |
| 2018-10-01 | $327,000 (1.5%) | $408,964 (1.8%) | 1.09 | 792 |
| 2018-11-01 | $332,450 (3.5%) | $424,820 (5.0%) | 1.11 | 752 |
| 2018-12-01 | $329,900 (3.1%) | $427,217 (3.5%) | 1.13 | 718 |
| 2019-01-01 | $334,500 (3.2%) | $435,373 (5.0%) | 1.15 | 670 |
| 2019-02-01 | $326,950 (-0.8%) | $444,591 (6.1%) | 1.10 | 663 |
| 2019-03-01 | $326,871 (-0.8%) | $447,827 (5.1%) | 1.07 | 646 |
| 2019-04-01 | $329,700 (0.2%) | $454,751 (9.5%) | 1.04 | 628 |
| 2019-05-01 | $342,450 (3.5%) | $447,827 (5.3%) | 1.06 | 715 |
| 2019-06-01 | $340,000 (3.4%) | $437,125 (3.6%) | 1.05 | 803 |
| 2019-07-01 | $339,450 (6.1%) | $434,610 (8.0%) | 1.05 | 795 |
| 2019-08-01 | $339,000 (5.3%) | $435,057 (7.7%) | 1.07 | 776 |
| 2019-09-01 | $338,500 (4.2%) | $437,096 (7.4%) | 1.07 | 770 |
| 2019-10-01 | $335,900 (2.7%) | $436,754 (6.8%) | 1.07 | 772 |
| 2019-11-01 | $342,800 (3.1%) | $447,102 (5.2%) | 1.11 | 713 |
| 2019-12-01 | $342,000 (3.7%) | $457,078 (7.0%) | 1.14 | 624 |
| 2020-01-01 | $347,950 (4.0%) | $465,805 (7.0%) | 1.16 | 569 |
| 2020-02-01 | $344,900 (5.5%) | $464,577 (4.5%) | 1.11 | 551 |
| 2020-03-01 | $359,500 (10.0%) | $466,042 (4.1%) | 1.12 | 566 |
| 2020-04-01 | $365,000 (10.7%) | $464,689 (2.2%) | 1.14 | 607 |
| 2020-05-01 | $380,000 (11.0%) | $472,832 (5.6%) | 1.15 | 588 |
| 2020-06-01 | $399,900 (17.6%) | $488,898 (11.8%) | 1.17 | 550 |
| 2020-07-01 | $405,700 (19.5%) | $512,159 (17.8%) | 1.16 | 469 |
| 2020-08-01 | $399,900 (18.0%) | $543,539 (24.9%) | 1.14 | 414 |
| 2020-09-01 | $399,450 (18.0%) | $573,666 (31.2%) | 1.14 | 406 |
| 2020-10-01 | $399,900 (19.1%) | $566,916 (29.8%) | 1.14 | 456 |
| 2020-11-01 | $412,950 (20.5%) | $571,205 (27.8%) | 1.18 | 449 |
| 2020-12-01 | $429,950 (25.7%) | $599,988 (31.3%) | 1.26 | 387 |
| 2021-01-01 | $433,000 (24.4%) | $621,976 (33.5%) | 1.27 | 325 |
| 2021-02-01 | $432,900 (25.5%) | $626,867 (34.9%) | 1.24 | 301 |
| 2021-03-01 | $433,000 (20.5%) | $620,501 (33.1%) | 1.21 | 298 |
| 2021-04-01 | $437,000 (19.7%) | $650,060 (39.9%) | 1.17 | 274 |
| 2021-05-01 | $449,900 (18.4%) | $713,583 (50.9%) | 1.18 | 310 |
| 2021-06-01 | $456,000 (14.0%) | $686,113 (40.3%) | 1.18 | 351 |
| 2021-07-01 | $433,900 (7.0%) | $621,382 (21.3%) | 1.13 | 398 |
| 2021-08-01 | $437,000 (9.3%) | $615,413 (13.2%) | 1.15 | 438 |
| 2021-09-01 | $438,000 (9.7%) | $616,596 (7.5%) | 1.15 | 448 |
| 2021-10-01 | $439,900 (10.0%) | $586,101 (3.4%) | 1.16 | 455 |
| 2021-11-01 | $436,950 (5.8%) | $581,198 (1.8%) | 1.15 | 441 |
| 2021-12-01 | $434,450 (1.1%) | $586,273 (-2.3%) | 1.16 | 386 |
| 2022-01-01 | $445,000 (2.8%) | $606,564 (-2.5%) | 1.19 | 304 |
| 2022-02-01 | $472,000 (9.0%) | $589,831 (-5.9%) | 1.20 | 303 |
| 2022-03-01 | $494,950 (14.3%) | $597,521 (-3.7%) | 1.22 | 338 |
| 2022-04-01 | $479,000 (9.6%) | $620,834 (-4.5%) | 1.13 | 389 |
| 2022-05-01 | $484,500 (7.7%) | $615,629 (-13.7%) | 1.08 | 418 |
| 2022-06-01 | $482,450 (5.8%) | $617,831 (-10.0%) | 1.07 | 451 |
REDDING's median listing price for 2022-06-01 was $482,450, a difference of
$26,450
(5.8%) versus the prior year and
$-2,050 versus the prior month.
REDDING's median listing price comes in at 107% of the national average.
REDDING's average listing price for 2022-06-01 was $617,831, a difference of $-68,282 (-10.0%) versus the prior year and $2,202 versus the prior month.
For the 2022-06-01 period, REDDING had 451 MLS listings, a difference of 33 listings (8%) versus the prior month and 100 listings (28%) versus the prior year.
REDDING's median listing price comes in at 107% of the national average.
REDDING's average listing price for 2022-06-01 was $617,831, a difference of $-68,282 (-10.0%) versus the prior year and $2,202 versus the prior month.
For the 2022-06-01 period, REDDING had 451 MLS listings, a difference of 33 listings (8%) versus the prior month and 100 listings (28%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - REDDING (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Time on Market | Median Square Footage |
|---|---|---|
| 2018-01-01 | 84 days | 1,790 sqft |
| 2018-02-01 | 68 days | 1,786 sqft |
| 2018-03-01 | 54 days | 1,808 sqft |
| 2018-04-01 | 54 days | 1,800 sqft |
| 2018-05-01 | 48 days | 1,815 sqft |
| 2018-06-01 | 52 days | 1,800 sqft |
| 2018-07-01 | 61 days | 1,766 sqft |
| 2018-08-01 | 64 days | 1,751 sqft |
| 2018-09-01 | 65 days | 1,780 sqft |
| 2018-10-01 | 66 days | 1,817 sqft |
| 2018-11-01 | 68 days | 1,843 sqft |
| 2018-12-01 | 74 days | 1,826 sqft |
| 2019-01-01 | 81 days | 1,832 sqft |
| 2019-02-01 | 79 days | 1,826 sqft |
| 2019-03-01 | 70 days | 1,818 sqft |
| 2019-04-01 | 50 days | 1,820 sqft |
| 2019-05-01 | 41 days | 1,847 sqft |
| 2019-06-01 | 49 days | 1,805 sqft |
| 2019-07-01 | 58 days | 1,802 sqft |
| 2019-08-01 | 67 days | 1,820 sqft |
| 2019-09-01 | 64 days | 1,842 sqft |
| 2019-10-01 | 65 days | 1,843 sqft |
| 2019-11-01 | 70 days | 1,849 sqft |
| 2019-12-01 | 83 days | 1,844 sqft |
| 2020-01-01 | 85 days | 1,842 sqft |
| 2020-02-01 | 64 days | 1,823 sqft |
| 2020-03-01 | 47 days | 1,891 sqft |
| 2020-04-01 | 51 days | 1,899 sqft |
| 2020-05-01 | 53 days | 1,914 sqft |
| 2020-06-01 | 54 days | 1,967 sqft |
| 2020-07-01 | 65 days | 1,971 sqft |
| 2020-08-01 | 60 days | 1,908 sqft |
| 2020-09-01 | 44 days | 1,900 sqft |
| 2020-10-01 | 42 days | 1,904 sqft |
| 2020-11-01 | 47 days | 1,908 sqft |
| 2020-12-01 | 62 days | 1,929 sqft |
| 2021-01-01 | 77 days | 1,950 sqft |
| 2021-02-01 | 45 days | 1,900 sqft |
| 2021-03-01 | 36 days | 1,944 sqft |
| 2021-04-01 | 29 days | 1,898 sqft |
| 2021-05-01 | 23 days | 1,961 sqft |
| 2021-06-01 | 30 days | 1,991 sqft |
| 2021-07-01 | 30 days | 1,894 sqft |
| 2021-08-01 | 38 days | 1,893 sqft |
| 2021-09-01 | 46 days | 1,901 sqft |
| 2021-10-01 | 45 days | 1,904 sqft |
| 2021-11-01 | 46 days | 1,860 sqft |
| 2021-12-01 | 51 days | 1,858 sqft |
| 2022-01-01 | 65 days | 1,848 sqft |
| 2022-02-01 | 54 days | 1,838 sqft |
| 2022-03-01 | 31 days | 1,887 sqft |
| 2022-04-01 | 29 days | 1,863 sqft |
| 2022-05-01 | 38 days | 1,830 sqft |
| 2022-06-01 | 38 days | 1,845 sqft |
REDDING's median listing age (time on market) for 2022-06-01 was 38 days.
This
is 27%
longer
than the same period one year ago.
REDDING's median square footage for active listings during the 2022-06-01 period was 1,845 sqft. One year prior, the average listing was 1,991 sqft.
REDDING's median square footage for active listings during the 2022-06-01 period was 1,845 sqft. One year prior, the average listing was 1,991 sqft.
REDDING, CA Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Refi | 3,867 | $913,445,000 | $236,215 |
| Home Purchase | 3,205 | $995,565,000 | $310,629 |
| Cash Out Refi | 2,483 | $623,315,000 | $251,033 |
| Home Improvement | 227 | $31,695,000 | $139,626 |
| Other | 210 | $30,610,000 | $145,762 |
| NA | 13 | $16,485,000 | $1,268,077 |
Redding's most frequently cited loan purpose was Refi, with 3,867 originations. The 2nd most popular reason was Home Purchase, with 3,205 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 2.5-3% | 3,920 | $1,047,000,000 | $267,092 |
| 3-4% | 3,783 | $1,024,705,000 | $270,871 |
| <2.5% | 1,634 | $395,510,000 | $242,050 |
| 4-5% | 471 | $92,305,000 | $195,977 |
| 5-6% | 83 | $16,865,000 | $203,193 |
| 6-7% | 43 | $6,235,000 | $145,000 |
| 7-8% | 27 | $3,785,000 | $140,185 |
| Over 8% | 26 | $2,230,000 | $85,769 |
During 2021, Redding's most frequently originated rate bucket was 2.5-3%, with 3,920 originations.
Loan Sizing (REDDING, CA MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $200k-400k | 5,527 | $1,550,735,000 | $280,574 |
| $100k-200k | 2,670 | $419,750,000 | $157,210 |
| $400k-600k | 1,055 | $498,555,000 | $472,564 |
| $100,000 or less | 660 | $36,980,000 | $56,030 |
| $600k-1000k | 78 | $54,240,000 | $695,385 |
| $Over $1MM | 15 | $50,855,000 | $3,390,333 |
REDDING's loan sizing saw the bucket of loans from $200k-400k with 5,527 originations, totaling $1,550,735,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 60-80% | 3,618 | $1,014,210,000 | $280,323 |
| 80-100% | 2,994 | $928,240,000 | $310,033 |
| 40-60% | 1,829 | $392,765,000 | $214,743 |
| 20-40% | 711 | $102,805,000 | $144,592 |
| Under 20% | 407 | $19,455,000 | $47,801 |
| Over 100% | 81 | $40,445,000 | $499,321 |
REDDING's loan sizing saw loans grouped in the 60-80% Loan-to-value bucket with 3,618 originations, totaling $1,014,210,000 in origination value.
