REDDING Mortgage Rates

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Redding averaged 5.37% for the week of 2022-08-04, compared to the national average of 4.99% for the same period.

The average rate for the prior week (2022-07-28) was 5.68% and one month ago for the week of 2022-06-30, the average rate was 6.18%.

Redding's average rate one year ago was 3.17%.

For refis of the same type during the week of 2022-08-04, the average rate was 5.1%.

Loan Type Date Rate
US 30 Year Fixed Rate 2022-08-04 4.99%
Redding 30 Year Fixed Rate 2022-08-04 5.37%
Redding 30 Year Fixed Rate Refi 2022-08-04 5.1%
Redding 15 Year Fixed Rate 2022-08-04 5.14%
Redding 15 Year Fixed Rate Refi 2022-08-04 4.35%
Redding 30 Year FHA 2022-08-04 5.32%
Redding 30 Year FHA Refi 2022-08-04 5.15%
Redding 30 Year USDA 2022-08-04 5.24%
Redding 30 Year USDA Refi 2022-08-04 5.28%
Redding 30 Year VA 2022-08-04 5.11%
Redding 30 Year VA Refi 2022-08-04 4.94%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within REDDING, CA.

REDDING Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the REDDING, CA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2021 Avg. 30yFix Rate 2021 Avg. Total Fees
AMERICAN PACIFIC MORTGAGE CORPORATION 546 3.19% $4,773
Commerce Home Mortgage, Inc. 476 3.31% $4,866
QUICKEN LOANS, LLC 450 3.05% $4,903
INFINITY EQUITY GROUP, INC. 363 3.25% $4,659
CELEBRITY HOME LOANS, LLC 299 3.19% $5,099
UNITED WHOLESALE MORTGAGE, LLC 277 2.98% $5,062
PRIMELENDING, A PLAINSCAPITAL COMPANY 167 3.21% $6,897
GUILD MORTGAGE COMPANY 163 3.19% $5,236
Flagstar Bank, FSB 155 3.12% $4,612
SUMMIT FUNDING, INC. 151 3.21% $5,605
HOME POINT FINANCIAL CORPORATION 145 3.03% $4,809
Tri Counties Bank 133 3.29% $2,855
MEGASTAR FINANCIAL CORP. 126 3.21% $5,406
LOANDEPOT.COM, LLC 90 2.92% $4,880
MOVEMENT MORTGAGE, LLC 84 3.26% $4,441
NEWREZ LLC 80 3.16% $4,019
Wells Fargo Bank 79 3.18% $3,517
JPMorgan Chase Bank 73 3.03% $2,848
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 66 3.28% $4,876
Paramount Residential Mortgage Group, Inc. 64 3.06% $3,370
Sierra Pacific Mortgage Company, Inc. 60 3.18% $3,724
U.S. Bank 58 3.20% $3,598
AMERISAVE MORTGAGE CORPORATION 56 2.91% $3,985
CALIBER HOME LOANS, INC. 54 3.17% $3,716
Mr. Cooper ( Nationstar Mortgage ) 53 3.20% $4,942
PENNYMAC LOAN SERVICES, LLC 51 3.20% $5,819
Amerifirst Financial, Inc. 46 3.17% $4,291
PROVIDENT FUNDING ASSOCIATES, L.P. 45 2.86% $2,929
Sierra Central Credit Union 44 3.08% $3,781
AXIA FINANCIAL, LLC 42 3.32% $4,638
Umpqua Bank 37 3.11% $4,020
Bank of America 37 3.00% $3,901
GUARANTEED RATE, INC. 36 2.85% $3,324
BETTER MORTGAGE CORPORATION 36 2.89% $2,742
BROKER SOLUTIONS, INC. 34 3.01% $4,104
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION 28 3.44% $4,197
THE GOLDEN 1 23 3.28% $3,585
FINANCE OF AMERICA MORTGAGE LLC 23 3.10% $3,836
CROSSCOUNTRY MORTGAGE, LLC 21 3.14% $5,339
FREEDOM MORTGAGE CORPORATION 20 3.24% $2,835
MEMBER FIRST MORTGAGE, LLC 19 3.30% $4,133
MUFG Union Bank 19 3.06% $3,037
Fremont Bank 16 3.11% $1,506
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 16 3.08% $3,810
InterContinental Capital Group, Inc 16 3.11% $4,566
STEARNS LENDING, LLC 14 3.25% $4,628
MUTUAL OF OMAHA MORTGAGE, INC. 13 3.10% $2,773
AMERICAN FINANCIAL NETWORK, INC. 13 3.09% $9,512
Nations Lending Corporation 12 3.22% $4,873
AMERICAN FINANCING CORPORATION 12 3.08% $3,787
First Guaranty Mortgage Corporation 12 3.19% $4,743
Watermark Capital, Inc. 11 2.87% $3,044
LOANPAL, LLC 11 3.04% $5,663
PREMIER MORTGAGE RESOURCES, L.L.C. 10 3.51% $4,444
NMSI, INC. 10 3.73% $9,818
Stifel Bank and Trust 9 2.93% $2,846
NAVY FEDERAL CREDIT UNION 9 3.06% $3,226
HOMESTEAD FUNDING CORP. 8 2.84% $3,420
S1L, Inc. 8 3.45% $4,183
MORIA DEVELOPMENT, INC. 8 3.54% $4,572
AmeriHome Mortgage Company, LLC 8 3.34% $3,067
NETWORK CAPITAL FUNDING CORPORATION 7 3.14% $3,911
LENDUS, LLC 7 3.00% $4,669
NATIONS DIRECT MORTGAGE, LLC 7 3.12% $3,031
CAMPOS FINANCIAL CORP. 7 3.45% $10,198
CMG MORTGAGE, INC. 7 3.12% $3,507
PRIMARY RESIDENTIAL MORTGAGE, INC. 7 3.28% $6,177
ZILLOW HOME LOANS, LLC 7 2.96% $4,220
PACIFIC SERVICE 7 2.96% $2,870
HOMESIDE FINANCIAL, LLC 7 2.78% $3,829
IMPAC MORTGAGE CORP. 7 3.39% $2,584
ACADEMY MORTGAGE CORPORATION 6 3.13% $4,905
LAND HOME FINANCIAL SERVICES, INC. 6 3.12% $4,176
Carrington Mortgage Services, LLC 6 3.15% $3,920
Golden Empire Mortgage, Inc. 6 2.98% $3,839
NEXERA HOLDING LLC 6 3.00% $5,774
ARC HOME LLC 6 3.17% $4,601
Strong Home Mortgage, LLC 6 3.00% $850
FirstBank 6 2.79% $2,258
LAKEVIEW LOAN SERVICING, LLC 6 3.52% $2,726
Mortgage Research Center, LLC 6 2.75% $6,416
SOFI LENDING CORP. 6 2.98% $3,777
LADERA LENDING, INC. 5 2.93% $4,286
Arvest Bank 5 2.90% $5,094
HOMEBRIDGE FINANCIAL SERVICES, INC. 5 3.00% $5,332
EVERGREEN MONEYSOURCE MORTGAGE COMPANY 5 3.57% $6,789
MASON MCDUFFIE MORTGAGE CORPORATION 5 2.88% $4,488
CHURCHILL MORTGAGE CORPORATION 5 3.45% $3,875
First Savings Bank 5 2.95% $5,321
PHH Mortgage Corporation 5 3.10% $6,841
SOVEREIGN LENDING GROUP INCORPORATED 5 2.95% $5,035
Ally Bank 4 3.31% $2,428
Provident Credit Union 4 2.81% $3,754
REDWOOD 4 3.19% $4,202
COASTAL FUNDING SLC, INC. 4 3.03% $6,028
Wyndham Capital Mortgage, Inc. 4 2.87% $1,758
OCMBC, INC. 4 2.84% $2,627
North American Savings Bank, F.S.B. 4 3.03% $1,410
CHERRY CREEK MORTGAGE, LLC 4 3.47% $616
AMERICAN INTERNET MORTGAGE, INC. 4 2.84% $3,076
NBKC BANK 4 2.94% $2,557
HOMEXPRESS MORTGAGE CORP. 4 5.41% $17,008
PNC Bank 4 3.13% $3,149
PLANET HOME LENDING, LLC 4 2.78% $3,586
A&D Mortgage LLC 3 5.79% $11,163
ABSOLUTE HOME MORTGAGE CORPORATION 3 3.21% $4,104
USAA Federal Savings Bank 3 3.08% $3,469
FIRST TECHNOLOGY 3 3.08% $2,505
ANGEL OAK MORTGAGE SOLUTIONS LLC 3 5.13% $13,271
SAFE CREDIT UNION 3 2.88% $5,250
Operating Engineers Local Union #3 3 3.13% $3,641
Citizens Bank 3 3.00% $2,996
Morgan Stanley Private Bank 3 2.95% $3,860
Merchants Bank of Indiana 3 2.88% $2,935
JMAC LENDING, INC. 3 3.07% $5,157
SUN WEST MORTGAGE COMPANY, INC. 3 3.08% $2,759
JMJ FINANCIAL GROUP 3 3.04% $3,817
BAY EQUITY LLC 3 2.92% $4,383
Banner Bank 3 3.17% $8,134
General Mortgage Capital Corporation 3 3.00% $3,955
CORNERSTONE HOME LENDING, INC. 2 3.25% $3,914
ALAMEDA MORTGAGE CORPORATION 2 3.31% $4,232
AMERICAN FINANCIAL RESOURCES, INC. 2 3.00% $5,229
BECKAM FUNDING CORP. 2 2.88% $10,839
Charles Schwab Bank, SSB 2 2.03% $1,983
Citadel Servicing Corporation 2 5.00% $14,482
CIT Bank 2 3.05% $8,031
Discover Bank 2 4.12% $0
EMM LOANS LLC 2 3.12% $8,672
Equity Prime Mortgage LLC 2 3.25% $6,210
Evolve Bank & Trust 2 2.94% $4,168
FIRST CENTENNIAL MORTGAGE CORPORATION 2 3.06% $4,244
First Internet Bank of Indiana 2 2.94% $3,856
First Republic Bank 2 2.73% $3,083
FOOTHILL FEDERAL CREDIT UNION 2 3.25% $3,143
GUARANTEED RATE AFFINITY, LLC 2 3.44% $3,660
Hometown Lenders, Inc. 2 3.37% $5,304
INTELLILOAN, INC. 2 3.44% $4,292
Loan Simple, Inc. 2 3.06% $4,236
MICHIGAN MUTUAL, INC. 2 2.69% $6,812
MOUNTAIN WEST FINANCIAL, INC. 2 2.69% $3,774
Northpointe Bank 2 3.19% $4,211
Northwest Farm Credit Services, FLCA 2 3.40% $4,987
OPEN MORTGAGE, LLC 2 3.68% $4,881
PARKSIDE LENDING, LLC 2 3.00% $8,011
PATELCO 2 3.06% $2,159
PLAZA HOME MORTGAGE, INC. 2 2.63% $4,387
PREMIER LENDING, INC. 2 2.94% $4,755
Prosperity Home Mortgage, LLC 2 3.06% $3,124
ROUNDPOINT MORTGAGE SERVICING CORPORATION 2 3.25% $4,520
ROYAL UNITED MORTGAGE LLC 2 3.00% $5,978
TRAVIS CREDIT UNION 2 3.19% $2,508
UNION HOME MORTGAGE CORP. 2 2.88% $3,930
WESTERN EXPRESS LENDING 2 2.63% $3,033
Willamette Valley Bank 2 2.88% $5,236
WINNPOINTE CORPORATION 2 2.87% $998
UNITED SECURITY FINANCIAL CORP 1 2.88% $4,340
American Mortgage & Equity Consultants, Inc. 1 3.00% $5,645
NOVA FINANCIAL & INVESTMENT CORPORATION 1 2.88% $2,308
NP, Inc. 1 3.00% $10,083
OAKTREE FUNDING CORP. 1 2.63% $4,772
FISHER FINANCIAL GROUP, INCORPORATED 1 2.75% $1,390
ON Q FINANCIAL, INC. 1 3.25% $2,649
ONY GLO, INC. 1 2.75% $2,424
UNIVERSITY CREDIT UNION 1 1.99% $2,421
First Home Bank 1 3.00% $10,560
FIRST COLONY MORTGAGE CORPORATION 1 2.88% $2,953
Firefighters First Federal Credit Union 1 2.88% $5,308
AMERICAN HERITAGE LENDING, INC. 1 2.88% $3,440
AMERICAN ADVISORS GROUP 1 3.88% $4,911
Financial Partners Credit Union 1 2.88% $2,345
Financial Funding Solutions, Inc. 1 2.75% $1,100
EVERETT FINANCIAL, INC. 1 3.99% $1,938
Platinum Home Mortgage Corporation 1 2.99% $7,268
VERITAS FUNDING, LLC 1 3.38% $1,979
ENVOY MORTGAGE, LTD 1 2.75% $2,867
Victorian Finance, LLC 1 2.63% $2,655
DIRECTORS MORTGAGE, INC. 1 3.25% $5,980
DIRECT MORTGAGE, CORP. 1 3.63% $5,706
Prime Choice Funding Inc. 1 2.99% $2,390
DIGNIFIED HOME LOANS, LLC 1 3.25% $3,192
Academy Bank 1 3.00% $2,984
Credit Union of Southern California 1 2.88% $3,458
COUNTRY CLUB MORTGAGE, INC. 1 2.75% $6,630
1st Security Bank of Washington 1 3.75% $3,995
Quontic Bank 1 5.63% $12,986
Constant Investments, Inc. 1 3.25% $4,281
RESIDENTIAL BANCORP. 1 2.99% $2,355
5TH STREET CAPITAL, INC. 1 5.99% $15,940
WESCOM CENTRAL CREDIT UNION 1 3.25% $2,263
COMMUNITY MORTGAGE FUNDING, LLC 1 2.88% $3,514
Colten Mortgage, LLC 1 2.88% $2,906
San Diego Funding 1 3.13% $5,064
San Mateo Credit Union 1 3.25% $3,172
SECURITYNATIONAL MORTGAGE COMPANY 1 3.38% $5,808
Servion, Inc. 1 3.38% $3,030
SESLOC 1 2.63% $2,329
Colonial Savings, F.A. 1 3.25% $2,931
CLEARPATH LENDING 1 3.00% $9,409
SNAPFI, INC. 1 2.63% $8,495
CITIZENS EQUITY FIRST 1 3.38% $1,648
Chicago Mortgage Solutions LLC 1 2.74% $915
STARBOARD FINANCIAL MANAGEMENT, LLC 1 3.13% $4,290
STAR ONE CREDIT UNION 1 3.63% $2,799
CHEVRON 1 3.13% $5,159
ST FIN CORP 1 2.88% $6,729
Century Mortgage Company DBA Century Lending Company 1 3.38% $5,475
CAPSTONE DIRECT, INC. 1 2.88% $5,616
BOKF 1 3.13% $3,053
SUMMIT MORTGAGE CORPORATION 1 4.88% $12,807
Sunflower Bank 1 3.49% $4,653
BELEM SERVICING LLC 1 3.49% $8,167
T2 FINANCIAL LLC 1 2.50% $1,021
The Federal Savings Bank 1 2.88% $16,269
Barrington Bank & Trust Company, N.A. 1 2.99% $6,706
The Loan Store, Inc. 1 2.88% $3,456
TIAA, FSB 1 2.50% $4,860
TOGETHER CREDIT UNION 1 3.13% $2,128
TOP FLITE FINANCIAL, INC. 1 3.50% $10,203
1ST UNITED SERVICES CREDIT UNION 1 2.86% $3,356
Bank of the West 1 3.50% $3,907
UBS Bank USA 1 2.63% $3,532
ANGEL OAK HOME LOANS LLC 1 3.75% $4,735
UNCLE Credit Union 1 3.50% $6,724
21ST MORTGAGE CORPORATION 1 8.05% $5,813
MORTGAGE MANAGEMENT CONSULTANTS, INC. 1 3.00% $3,973
Manufacturers and Traders Trust Company 1 3.38% $3,131
MANN FINANCIAL INC. 1 3.50% $3,512
NASA Federal Credit Union 1 2.75% $4,874
LOANSNAP, INC. 1 2.88% $0
LENOX FINANCIAL MORTGAGE CORPORATION 1 3.63% $4,300
LENDSURE MORTGAGE CORP. 1 6.38% $13,657
LENDERFI, INC. 1 3.38% $1,128
Neighborhood Loans, Inc. 1 3.00% $3,517
Home Mortgage Alliance Corp 1 2.65% $3,926
Goldwater Bank, N.A. 1 3.38% $2,100
NexBank 1 3.38% $3,276
GOLDEN WEST ALLIANCE, INC. 1 3.63% $9,772
GENEVA FINANCIAL, LLC 1 3.38% $3,374
Franklin Loan Corporation 1 2.63% $6,395

REDDING, CA's 240 lenders originated 10,005 loans during 2021. The total origination value was $2,611,115,000, with an average loan value of $260,981.

The top REDDING lender as defined by loan originations is AMERICAN PACIFIC MORTGAGE CORPORATION, with 546 loans originated. Their average total fees are $4,773, which is $93 lower than the next largest lender, Commerce Home Mortgage, Inc..

The lowest fee REDDING lenders (with over 10 loans originated) are Fremont Bank ($1,506), BETTER MORTGAGE CORPORATION ($2,742), MUTUAL OF OMAHA MORTGAGE, INC. ($2,773), FREEDOM MORTGAGE CORPORATION ($2,835) and JPMorgan Chase Bank ($2,848).

The lowest rate REDDING lenders (with over 10 loans originated) are GUARANTEED RATE, INC. (2.85%), PROVIDENT FUNDING ASSOCIATES, L.P. (2.86%), Watermark Capital, Inc. (2.87%), BETTER MORTGAGE CORPORATION (2.89%) and AMERISAVE MORTGAGE CORPORATION (2.91%).

REDDING, CA Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2020 Loan Value 2021 Loan Value % Change 2021 Market Share
AMERICAN PACIFIC MORTGAGE CORPORATION $250,860,000 $254,795,000 1.6% 9.8%
Commerce Home Mortgage, Inc. $251,215,000 $218,815,000 -12.9% 8.4%
QUICKEN LOANS, LLC $170,885,000 $180,150,000 5.4% 6.9%
UNITED WHOLESALE MORTGAGE, LLC $100,050,000 $116,915,000 16.9% 4.5%
CELEBRITY HOME LOANS, LLC $97,260,000 $115,815,000 19.1% 4.4%
INFINITY EQUITY GROUP, INC. $40,460,000 $110,055,000 172.0% 4.2%
FREEDOM MORTGAGE CORPORATION $67,030,000 $72,820,000 8.6% 2.8%
HOME POINT FINANCIAL CORPORATION $47,280,000 $70,940,000 50.0% 2.7%
PRIMELENDING, A PLAINSCAPITAL COMPANY $73,625,000 $69,340,000 -5.8% 2.7%
Flagstar Bank, FSB $91,680,000 $66,760,000 -27.2% 2.6%
SUMMIT FUNDING, INC. $52,850,000 $65,355,000 23.7% 2.5%
GUILD MORTGAGE COMPANY $52,800,000 $59,775,000 13.2% 2.3%
Tri Counties Bank $47,115,000 $56,770,000 20.5% 2.2%
MEGASTAR FINANCIAL CORP. $53,710,000 $53,045,000 -1.2% 2.0%
NEWREZ LLC $57,115,000 $46,315,000 -18.9% 1.8%
PENNYMAC LOAN SERVICES, LLC $23,225,000 $45,025,000 93.9% 1.7%
LOANDEPOT.COM, LLC $28,945,000 $45,005,000 55.5% 1.7%
U.S. Bank $40,585,000 $35,955,000 -11.4% 1.4%
Umpqua Bank $23,645,000 $34,910,000 47.6% 1.3%
MOVEMENT MORTGAGE, LLC $44,820,000 $32,635,000 -27.2% 1.2%
Paramount Residential Mortgage Group, Inc. $18,960,000 $31,525,000 66.3% 1.2%
Wells Fargo Bank $23,095,000 $29,705,000 28.6% 1.1%
Mr. Cooper ( Nationstar Mortgage ) $30,940,000 $29,325,000 -5.2% 1.1%
CALIBER HOME LOANS, INC. $29,315,000 $28,650,000 -2.3% 1.1%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $19,835,000 $28,110,000 41.7% 1.1%
JPMorgan Chase Bank $20,530,000 $26,100,000 27.1% 1.0%
AMERISAVE MORTGAGE CORPORATION $17,020,000 $22,270,000 30.8% 0.9%
Sierra Pacific Mortgage Company, Inc. $25,890,000 $21,595,000 -16.6% 0.8%
Amerifirst Financial, Inc. $20,805,000 $19,925,000 -4.2% 0.8%
GUARANTEED RATE, INC. $1,955,000 $19,495,000 897.2% 0.7%
Bank of America $19,190,000 $17,625,000 -8.2% 0.7%
BETTER MORTGAGE CORPORATION $8,420,000 $17,405,000 106.7% 0.7%
LAKEVIEW LOAN SERVICING, LLC $9,590,000 $16,505,000 72.1% 0.6%
PROVIDENT FUNDING ASSOCIATES, L.P. $10,525,000 $16,370,000 55.5% 0.6%
Sierra Central Credit Union $15,850,000 $15,610,000 -1.5% 0.6%
Mortgage Research Center, LLC $11,685,000 $14,375,000 23.0% 0.6%
AXIA FINANCIAL, LLC $15,665,000 $13,755,000 -12.2% 0.5%
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION $15,300,000 $13,545,000 -11.5% 0.5%
BELLWETHER ENTERPRISE REAL ESTATE CAPITAL, LLC $13,385,000 n/a 0.5%
BROKER SOLUTIONS, INC. $10,735,000 $12,925,000 20.4% 0.5%
CROSSCOUNTRY MORTGAGE, LLC $5,830,000 $12,340,000 111.7% 0.5%
MEMBERS 1ST CREDIT UNION $12,060,000 $11,240,000 -6.8% 0.4%
VILLAGE CAPITAL & INVESTMENT LLC $7,915,000 $10,560,000 33.4% 0.4%
MEMBER FIRST MORTGAGE, LLC $7,650,000 $10,290,000 34.5% 0.4%
THE GOLDEN 1 $6,305,000 $9,625,000 52.7% 0.4%
FINANCE OF AMERICA MORTGAGE LLC $7,415,000 $8,720,000 17.6% 0.3%
STEARNS LENDING, LLC $5,075,000 $8,350,000 64.5% 0.3%
AMERICAN FINANCIAL NETWORK, INC. $9,160,000 $8,115,000 -11.4% 0.3%
PNC Bank $3,560,000 $7,160,000 101.1% 0.3%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $4,315,000 $7,005,000 62.3% 0.3%
MUFG Union Bank $4,675,000 $6,790,000 45.2% 0.3%
CLEARPATH LENDING $7,735,000 $6,740,000 -12.9% 0.3%
Exchange Bank $6,605,000 n/a 0.3%
NAVY FEDERAL CREDIT UNION $7,075,000 $6,575,000 -7.1% 0.3%
Banner Bank $4,670,000 $6,425,000 37.6% 0.2%
Fremont Bank $3,680,000 $6,345,000 72.4% 0.2%
HOMEBRIDGE FINANCIAL SERVICES, INC. $6,010,000 $6,115,000 1.7% 0.2%
MUTUAL OF OMAHA MORTGAGE, INC. $9,460,000 $6,060,000 -35.9% 0.2%
Nations Lending Corporation $3,250,000 $6,055,000 86.3% 0.2%
InterContinental Capital Group, Inc $4,915,000 $5,655,000 15.1% 0.2%
LENDUS, LLC $2,350,000 $5,375,000 128.7% 0.2%
AMERICAN FINANCING CORPORATION $1,285,000 $5,370,000 317.9% 0.2%
MID AMERICA MORTGAGE, INC. $2,640,000 $5,240,000 98.5% 0.2%
PLANET HOME LENDING, LLC $2,005,000 $4,930,000 145.9% 0.2%
NEW DAY FINANCIAL, LLC $5,250,000 $4,715,000 -10.2% 0.2%
Stifel Bank and Trust $6,200,000 $4,640,000 -25.2% 0.2%
LOANPAL, LLC $5,710,000 $4,565,000 -20.1% 0.2%
SOVEREIGN LENDING GROUP INCORPORATED $4,090,000 $4,275,000 4.5% 0.2%
Carrington Mortgage Services, LLC $5,900,000 $4,195,000 -28.9% 0.2%
First Guaranty Mortgage Corporation $3,310,000 $4,020,000 21.5% 0.2%
HOMEXPRESS MORTGAGE CORP. $1,100,000 $3,835,000 248.6% 0.1%
Watermark Capital, Inc. $4,370,000 $3,725,000 -14.8% 0.1%
IMPAC MORTGAGE CORP. $3,810,000 $3,715,000 -2.5% 0.1%
OCMBC, INC. $235,000 $3,550,000 1,410.6% 0.1%
PHH Mortgage Corporation $910,000 $3,470,000 281.3% 0.1%
AmeriHome Mortgage Company, LLC $1,100,000 $3,170,000 188.2% 0.1%
MORIA DEVELOPMENT, INC. $155,000 $3,150,000 1,932.3% 0.1%
AMERICAN ADVISORS GROUP $2,945,000 $3,115,000 5.8% 0.1%
HOMESTEAD FUNDING CORP. $795,000 $3,105,000 290.6% 0.1%
NMSI, INC. $6,220,000 $3,005,000 -51.7% 0.1%
PENTAGON FEDERAL CREDIT UNION $1,550,000 $2,990,000 92.9% 0.1%
Strong Home Mortgage, LLC $4,175,000 $2,980,000 -28.6% 0.1%
CHERRY CREEK MORTGAGE, LLC $865,000 $2,865,000 231.2% 0.1%
CAMPOS FINANCIAL CORP. $2,785,000 n/a 0.1%
CMG MORTGAGE, INC. $3,705,000 $2,755,000 -25.6% 0.1%
Mechanics Bank $2,400,000 $2,730,000 13.8% 0.1%
First Savings Bank $2,425,000 $2,720,000 12.2% 0.1%
USAA Federal Savings Bank $6,410,000 $2,715,000 -57.6% 0.1%
CHURCHILL MORTGAGE CORPORATION $1,235,000 $2,620,000 112.1% 0.1%
AMWEST FUNDING CORP. $2,100,000 $2,595,000 23.6% 0.1%
SUN WEST MORTGAGE COMPANY, INC. $4,505,000 $2,585,000 -42.6% 0.1%
North American Savings Bank, F.S.B. $1,720,000 $2,560,000 48.8% 0.1%
AMERICAN FINANCIAL RESOURCES, INC. $3,095,000 $2,540,000 -17.9% 0.1%
ZILLOW HOME LOANS, LLC $545,000 $2,540,000 366.1% 0.1%
Morgan Stanley Private Bank $205,000 $2,515,000 1,126.8% 0.1%
Wyndham Capital Mortgage, Inc. $2,580,000 $2,510,000 -2.7% 0.1%
NETWORK CAPITAL FUNDING CORPORATION $4,315,000 $2,450,000 -43.2% 0.1%
PREMIER MORTGAGE RESOURCES, L.L.C. $1,625,000 $2,420,000 48.9% 0.1%
SPRING EQ, LLC $255,000 $2,400,000 841.2% 0.1%
PACIFIC SERVICE $1,695,000 $2,340,000 38.1% 0.1%
LONGBRIDGE FINANCIAL, LLC $475,000 $2,335,000 391.6% 0.1%
PRIMARY RESIDENTIAL MORTGAGE, INC. $1,615,000 $2,335,000 44.6% 0.1%
FirstBank $1,650,000 $2,330,000 41.2% 0.1%
S1L, Inc. $910,000 $2,330,000 156.0% 0.1%
ARC HOME LLC $1,895,000 $2,265,000 19.5% 0.1%
AMERICAN INTERNET MORTGAGE, INC. $1,205,000 $2,205,000 83.0% 0.1%
Golden Empire Mortgage, Inc. $2,120,000 $2,180,000 2.8% 0.1%
The Federal Savings Bank $9,535,000 $2,145,000 -77.5% 0.1%
NEXERA HOLDING LLC $630,000 $2,135,000 238.9% 0.1%
HOMESIDE FINANCIAL, LLC $910,000 $2,110,000 131.9% 0.1%
21ST MORTGAGE CORPORATION $1,395,000 $2,030,000 45.5% 0.1%
Ally Bank $510,000 $2,030,000 298.0% 0.1%
ANGEL OAK MORTGAGE SOLUTIONS LLC $195,000 $2,030,000 941.0% 0.1%
SOFI LENDING CORP. $1,175,000 $1,995,000 69.8% 0.1%
LADERA LENDING, INC. $3,720,000 $1,950,000 -47.6% 0.1%
GUARANTEED RATE AFFINITY, LLC $705,000 $1,920,000 172.3% 0.1%
NATIONS DIRECT MORTGAGE, LLC $6,455,000 $1,895,000 -70.6% 0.1%
LAND HOME FINANCIAL SERVICES, INC. $2,010,000 $1,890,000 -6.0% 0.1%
Arvest Bank $1,570,000 $1,850,000 17.8% 0.1%
NP, Inc. $620,000 $1,790,000 188.7% 0.1%
OPEN MORTGAGE, LLC $1,295,000 $1,775,000 37.1% 0.1%
COASTAL FUNDING SLC, INC. $780,000 $1,760,000 125.6% 0.1%
ACADEMY MORTGAGE CORPORATION $165,000 $1,755,000 963.6% 0.1%
EVERGREEN MONEYSOURCE MORTGAGE COMPANY $1,055,000 $1,710,000 62.1% 0.1%
Provident Credit Union $1,450,000 $1,640,000 13.1% 0.1%
NBKC BANK $4,630,000 $1,585,000 -65.8% 0.1%
STANFORD Federal Credit Union $1,505,000 n/a 0.1%
UNION HOME MORTGAGE CORP. $235,000 $1,490,000 534.0% 0.1%
MASON MCDUFFIE MORTGAGE CORPORATION $6,895,000 $1,470,000 -78.7% 0.1%
Operating Engineers Local Union #3 $2,665,000 $1,425,000 -46.5% 0.1%
PLAZA HOME MORTGAGE, INC. $9,235,000 $1,425,000 -84.6% 0.1%
A&D Mortgage LLC $600,000 $1,415,000 135.8% 0.1%
JMAC LENDING, INC. $4,560,000 $1,395,000 -69.4% 0.1%
PATELCO $2,290,000 $1,330,000 -41.9% 0.1%
ROUNDPOINT MORTGAGE SERVICING CORPORATION $1,690,000 $1,320,000 -21.9% 0.1%
CIVIC FINANCIAL SERVICES, LLC $1,295,000 n/a 0.0%
LENDSURE MORTGAGE CORP. $215,000 $1,295,000 502.3% 0.0%
TIAA, FSB $815,000 $1,295,000 58.9% 0.0%
BAY EQUITY LLC $1,140,000 $1,285,000 12.7% 0.0%
FINANCE OF AMERICA COMMERCIAL LLC $265,000 $1,220,000 360.4% 0.0%
Evolve Bank & Trust $690,000 $1,180,000 71.0% 0.0%
Merchants Bank of Indiana $1,180,000 n/a 0.0%
BECKAM FUNDING CORP. $155,000 $1,175,000 658.1% 0.0%
ACCELERATE MORTGAGE, LLC $325,000 $1,170,000 260.0% 0.0%
Citizens Bank $745,000 $1,150,000 54.4% 0.0%
Magnolia Bank $830,000 $1,150,000 38.6% 0.0%
Loan Simple, Inc. $1,420,000 $1,130,000 -20.4% 0.0%
Figure Lending LLC $285,000 $1,125,000 294.7% 0.0%
JMJ FINANCIAL GROUP $420,000 $1,120,000 166.7% 0.0%
Discover Bank $705,000 $1,115,000 58.2% 0.0%
Citadel Servicing Corporation $1,105,000 n/a 0.0%
ALLIANT CREDIT UNION $865,000 $1,070,000 23.7% 0.0%
REDWOOD $3,865,000 $1,060,000 -72.6% 0.0%
CIT Bank $1,040,000 n/a 0.0%
Axos Bank $365,000 $1,035,000 183.6% 0.0%
Equity Prime Mortgage LLC $960,000 $1,035,000 7.8% 0.0%
LENDINGHOME FUNDING CORPORATION $745,000 $1,000,000 34.2% 0.0%
General Mortgage Capital Corporation $675,000 $995,000 47.4% 0.0%
MICHIGAN MUTUAL, INC. $1,065,000 $995,000 -6.6% 0.0%
ABSOLUTE HOME MORTGAGE CORPORATION $960,000 n/a 0.0%
PARKSIDE LENDING, LLC $1,255,000 $960,000 -23.5% 0.0%
Hometown Lenders, Inc. $935,000 n/a 0.0%
WESTERN EXPRESS LENDING $815,000 $935,000 14.7% 0.0%
PREMIER LENDING, INC. $615,000 $925,000 50.4% 0.0%
MOUNTAIN WEST FINANCIAL, INC. $2,220,000 $920,000 -58.6% 0.0%
First Internet Bank of Indiana $910,000 $910,000 0.0% 0.0%
SAFE CREDIT UNION $885,000 n/a 0.0%
ALAMEDA MORTGAGE CORPORATION $540,000 $875,000 62.0% 0.0%
Willamette Valley Bank $470,000 $875,000 86.2% 0.0%
ONY GLO, INC. $415,000 $850,000 104.8% 0.0%
TRAVIS CREDIT UNION $670,000 $825,000 23.1% 0.0%
Northwest Farm Credit Services, FLCA $815,000 n/a 0.0%
FIRST CENTENNIAL MORTGAGE CORPORATION $810,000 n/a 0.0%
ENVOY MORTGAGE, LTD $665,000 $790,000 18.8% 0.0%
FIRST TECHNOLOGY $970,000 $790,000 -18.6% 0.0%
Barrington Bank & Trust Company, N.A. $805,000 $785,000 -2.5% 0.0%
REVERSE MORTGAGE FUNDING LLC $895,000 $770,000 -14.0% 0.0%
TRIAD FINANCIAL SERVICES, INC. $245,000 $740,000 202.0% 0.0%
UBS Bank USA $735,000 n/a 0.0%
Columbia State Bank $730,000 n/a 0.0%
LOS ANGELES POLICE Federal Credit Union $730,000 n/a 0.0%
First Federal Bank of Kansas City $725,000 n/a 0.0%
Lakeview Community Capital, LLC $725,000 n/a 0.0%
LEADERONE FINANCIAL CORPORATION $405,000 $710,000 75.3% 0.0%
Northpointe Bank $835,000 $700,000 -16.2% 0.0%
First Republic Bank $690,000 n/a 0.0%
MEGA CAPITAL FUNDING, INC. $925,000 $670,000 -27.6% 0.0%
WINNPOINTE CORPORATION $1,035,000 $670,000 -35.3% 0.0%
CITIZENS EQUITY FIRST $650,000 n/a 0.0%
ANGEL OAK HOME LOANS LLC $635,000 n/a 0.0%
Bank of the West $380,000 $615,000 61.8% 0.0%
Prime Choice Funding Inc. $2,665,000 $600,000 -77.5% 0.0%
SCENIC OAKS FUNDING, INC. $600,000 n/a 0.0%
Charles Schwab Bank, SSB $405,000 $560,000 38.3% 0.0%
CREDIT HUMAN FEDERAL CREDIT UNION $365,000 $545,000 49.3% 0.0%
GSF Mortgage Corporation $545,000 n/a 0.0%
MORTGAGE MANAGEMENT CONSULTANTS, INC. $545,000 n/a 0.0%
Colonial Savings, F.A. $305,000 $535,000 75.4% 0.0%
DIGNIFIED HOME LOANS, LLC $20,590,000 $530,000 -97.4% 0.0%
INTELLILOAN, INC. $245,000 $525,000 114.3% 0.0%
Low VA Rates, LLC $1,700,000 $525,000 -69.1% 0.0%
FISHER FINANCIAL GROUP, INCORPORATED $540,000 $520,000 -3.7% 0.0%
LENDERFI, INC. $520,000 n/a 0.0%
MORTGAGE EXPRESS, LLC $520,000 n/a 0.0%
Prosperity Home Mortgage, LLC $520,000 n/a 0.0%
1st Security Bank of Washington $235,000 $515,000 119.1% 0.0%
Franklin Loan Corporation $515,000 n/a 0.0%
Kwik Mortgage Corporation $520,000 $515,000 -1.0% 0.0%
SAN FRANCISCO FIRE CREDIT UNION $185,000 $515,000 178.4% 0.0%
CORNERSTONE HOME LENDING, INC. $490,000 $505,000 3.1% 0.0%
BM Real Estate Services, Inc. $830,000 $500,000 -39.8% 0.0%
FOOTHILL FEDERAL CREDIT UNION $500,000 n/a 0.0%
Home Mortgage Alliance Corp $500,000 n/a 0.0%
RESIDENTIAL BANCORP. $500,000 n/a 0.0%
LENOX FINANCIAL MORTGAGE CORPORATION $305,000 $490,000 60.7% 0.0%
NexBank $905,000 $490,000 -45.9% 0.0%
QUORUM FEDERAL CREDIT UNION $915,000 $490,000 -46.4% 0.0%
STARBOARD FINANCIAL MANAGEMENT, LLC $485,000 n/a 0.0%
GEORGIA'S OWN $480,000 n/a 0.0%
Bank of England $185,000 $460,000 148.6% 0.0%
TOP FLITE FINANCIAL, INC. $460,000 n/a 0.0%
5TH STREET CAPITAL, INC. $455,000 n/a 0.0%
Plains Commerce Bank $455,000 n/a 0.0%
ROYAL UNITED MORTGAGE LLC $1,395,000 $455,000 -67.4% 0.0%
EMBRACE HOME LOANS, INC. $175,000 $450,000 157.1% 0.0%
EMM LOANS LLC $1,080,000 $450,000 -58.3% 0.0%
Citibank $34,190,000 $445,000 -98.7% 0.0%
T2 FINANCIAL LLC $445,000 n/a 0.0%
RANLIFE, INC. $440,000 n/a 0.0%
GREYSTONE SERVICING COMPANY LLC $435,000 n/a 0.0%
ISERVE RESIDENTIAL LENDING, LLC $600,000 $435,000 -27.5% 0.0%
SCHOOLSFIRST $665,000 $435,000 -34.6% 0.0%
Chicago Mortgage Solutions LLC $425,000 n/a 0.0%
TCF National Bank $1,940,000 $425,000 -78.1% 0.0%
Colten Mortgage, LLC $205,000 $420,000 104.9% 0.0%
GENEVA FINANCIAL, LLC $260,000 $410,000 57.7% 0.0%
AMERICAN HERITAGE LENDING, INC. $640,000 $405,000 -36.7% 0.0%
BNC National Bank $485,000 $395,000 -18.6% 0.0%
First Federal Bank $835,000 $395,000 -52.7% 0.0%
The Loan Store, Inc. $305,000 $395,000 29.5% 0.0%
Cf Bank $455,000 $385,000 -15.4% 0.0%
Quontic Bank $385,000 n/a 0.0%
SUMMIT MORTGAGE CORPORATION $375,000 n/a 0.0%
American Mortgage & Equity Consultants, Inc. $365,000 n/a 0.0%
OAKTREE FUNDING CORP. $185,000 $365,000 97.3% 0.0%
Platinum Home Mortgage Corporation $205,000 $365,000 78.0% 0.0%
Third Federal Savings and Loan Association of Cleveland $660,000 $360,000 -45.5% 0.0%
Constant Investments, Inc. $355,000 n/a 0.0%
WESTCOAST MORTGAGE GROUP AND REALTY COMPANY $145,000 $355,000 144.8% 0.0%
Cathay Bank $345,000 n/a 0.0%
NOVA FINANCIAL & INVESTMENT CORPORATION $335,000 n/a 0.0%
UNCLE Credit Union $335,000 n/a 0.0%
Goldwater Bank, N.A. $480,000 $330,000 -31.3% 0.0%
Hometown Equity Mortgage, LLC $640,000 $325,000 -49.2% 0.0%
San Diego Funding $325,000 n/a 0.0%
FINANCE OF AMERICA REVERSE LLC $1,030,000 $320,000 -68.9% 0.0%
BOKF $490,000 $315,000 -35.7% 0.0%
LOANSNAP, INC. $355,000 $315,000 -11.3% 0.0%
ATHAS CAPITAL GROUP, INC. $275,000 $305,000 10.9% 0.0%
Cornerstone First Mortgage, Inc $305,000 n/a 0.0%
Firefighters First Federal Credit Union $265,000 $305,000 15.1% 0.0%
GOLDEN WEST ALLIANCE, INC. $305,000 n/a 0.0%
Paramount Bank $380,000 $305,000 -19.7% 0.0%
Chickasaw Community Bank $295,000 n/a 0.0%
BELEM SERVICING LLC $285,000 n/a 0.0%
BEST CAPITAL FUNDING $315,000 $285,000 -9.5% 0.0%
EVERETT FINANCIAL, INC. $3,450,000 $285,000 -91.7% 0.0%
INTERCAP LENDING INC. $285,000 n/a 0.0%
LHM FINANCIAL CORPORATION $205,000 $285,000 39.0% 0.0%
MANN FINANCIAL INC. $285,000 n/a 0.0%
ST FIN CORP $175,000 $285,000 62.9% 0.0%
SECURITYNATIONAL MORTGAGE COMPANY $235,000 $275,000 17.0% 0.0%
1ST UNITED SERVICES CREDIT UNION $265,000 n/a 0.0%
First Home Bank $430,000 $265,000 -38.4% 0.0%
NASA Federal Credit Union $265,000 n/a 0.0%
San Mateo Credit Union $105,000 $265,000 152.4% 0.0%
Servion, Inc. $255,000 n/a 0.0%
KeyBank $1,315,000 $245,000 -81.4% 0.0%
OCEANSIDE MORTGAGE COMPANY $145,000 $245,000 69.0% 0.0%
United States Senate Federal Credit Union $240,000 n/a 0.0%
CAPSTONE DIRECT, INC. $235,000 n/a 0.0%
CHEVRON $235,000 n/a 0.0%
Neighborhood Loans, Inc. $235,000 n/a 0.0%
Residential Mortgage Solutions, Inc. $235,000 n/a 0.0%
SNAPFI, INC. $235,000 n/a 0.0%
STAR ONE CREDIT UNION $910,000 $235,000 -74.2% 0.0%
Sunflower Bank $235,000 n/a 0.0%
TJC Mortgage, Inc. $490,000 $235,000 -52.0% 0.0%
CANOPY MORTGAGE, LLC $1,080,000 $225,000 -79.2% 0.0%
Century Mortgage Company DBA Century Lending Company $225,000 n/a 0.0%
TOGETHER CREDIT UNION $225,000 n/a 0.0%
VISION ONE MORTGAGE, INC. $225,000 n/a 0.0%
Credit Union of Southern California $215,000 n/a 0.0%
HARTFORD FUNDING, LTD. $215,000 n/a 0.0%
COUNTRY CLUB MORTGAGE, INC. $205,000 n/a 0.0%
Financial Partners Credit Union $205,000 n/a 0.0%
Academy Bank $195,000 n/a 0.0%
FIRST U.S. COMMUNITY CREDIT UNION $265,000 $195,000 -26.4% 0.0%
Victorian Finance, LLC $195,000 n/a 0.0%
DIRECTORS MORTGAGE, INC. $510,000 $185,000 -63.7% 0.0%
FIRST COLONY MORTGAGE CORPORATION $185,000 n/a 0.0%
GLENDALE FEDERAL CREDIT UNION $185,000 n/a 0.0%
RESIDENTIAL WHOLESALE MORTGAGE, INC. $185,000 n/a 0.0%
VERITAS FUNDING, LLC $185,000 n/a 0.0%
LOGIX FEDERAL CREDIT UNION $310,000 $175,000 -43.5% 0.0%
Manufacturers and Traders Trust Company $710,000 $175,000 -75.4% 0.0%
Financial Funding Solutions, Inc. $165,000 n/a 0.0%
First Northern Bank of Dixon $165,000 n/a 0.0%
TECHNOLOGY $165,000 n/a 0.0%
ON Q FINANCIAL, INC. $215,000 $155,000 -27.9% 0.0%
UNITED SECURITY FINANCIAL CORP $380,000 $155,000 -59.2% 0.0%
WESCOM CENTRAL CREDIT UNION $195,000 $155,000 -20.5% 0.0%
AMCAP MORTGAGE, LTD. $145,000 n/a 0.0%
COMMUNITY MORTGAGE FUNDING, LLC $225,000 $135,000 -40.0% 0.0%
MORTGAGE ACCESS CORP. $345,000 $135,000 -60.9% 0.0%
FEDERATED MORTGAGE CORP. $125,000 n/a 0.0%
HomeTrust Bank $55,000 $115,000 109.1% 0.0%
Truist Bank $275,000 $115,000 -58.2% 0.0%
UNIVERSITY CREDIT UNION $105,000 n/a 0.0%
SESLOC $95,000 n/a 0.0%
DIRECT MORTGAGE, CORP. $85,000 n/a 0.0%
CERTIFIED $80,000 n/a 0.0%
ADVANTIS $65,000 n/a 0.0%
Alaska USA Federal Credit Union $300,000 $55,000 -81.7% 0.0%
FARMERS INSURANCE GROUP FEDERAL CREDIT UNION $455,000 $35,000 -92.3% 0.0%
SCE FEDERAL CREDIT UNION $35,000 n/a 0.0%
GREAT LAKES $75,000 $25,000 -66.7% 0.0%

REDDING's top lender by overall market share is AMERICAN PACIFIC MORTGAGE CORPORATION, with 9.8% market share. In second place, with 8.4%, is Commerce Home Mortgage, Inc., having originated $218,815,000 in loans. In third place, with 6.9%, is QUICKEN LOANS, LLC, having originated $180,150,000 in loans. In third place, with 4.5%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $116,915,000 in loans. In third place, with 4.4%, is CELEBRITY HOME LOANS, LLC, having originated $115,815,000 in loans.



REDDING Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - REDDING (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $324,200 (8.3%) $414,792 (-0.2%) 1.19 607
2018-02-01 $329,500 (8.1%) $419,111 (-0.6%) 1.19 632
2018-03-01 $329,500 (1.1%) $426,296 (0.9%) 1.14 680
2018-04-01 $329,000 (-1.8%) $415,445 (-3.9%) 1.10 737
2018-05-01 $331,000 (3.5%) $425,178 (5.1%) 1.10 815
2018-06-01 $328,800 (3.1%) $421,916 (6.7%) 1.10 862
2018-07-01 $319,900 (0.6%) $402,262 (1.1%) 1.07 890
2018-08-01 $321,950 (2.4%) $403,845 (1.7%) 1.08 787
2018-09-01 $325,000 (1.9%) $407,154 (2.0%) 1.09 788
2018-10-01 $327,000 (1.5%) $408,964 (1.8%) 1.09 792
2018-11-01 $332,450 (3.5%) $424,820 (5.0%) 1.11 752
2018-12-01 $329,900 (3.1%) $427,217 (3.5%) 1.13 718
2019-01-01 $334,500 (3.2%) $435,373 (5.0%) 1.15 670
2019-02-01 $326,950 (-0.8%) $444,591 (6.1%) 1.10 663
2019-03-01 $326,871 (-0.8%) $447,827 (5.1%) 1.07 646
2019-04-01 $329,700 (0.2%) $454,751 (9.5%) 1.04 628
2019-05-01 $342,450 (3.5%) $447,827 (5.3%) 1.06 715
2019-06-01 $340,000 (3.4%) $437,125 (3.6%) 1.05 803
2019-07-01 $339,450 (6.1%) $434,610 (8.0%) 1.05 795
2019-08-01 $339,000 (5.3%) $435,057 (7.7%) 1.07 776
2019-09-01 $338,500 (4.2%) $437,096 (7.4%) 1.07 770
2019-10-01 $335,900 (2.7%) $436,754 (6.8%) 1.07 772
2019-11-01 $342,800 (3.1%) $447,102 (5.2%) 1.11 713
2019-12-01 $342,000 (3.7%) $457,078 (7.0%) 1.14 624
2020-01-01 $347,950 (4.0%) $465,805 (7.0%) 1.16 569
2020-02-01 $344,900 (5.5%) $464,577 (4.5%) 1.11 551
2020-03-01 $359,500 (10.0%) $466,042 (4.1%) 1.12 566
2020-04-01 $365,000 (10.7%) $464,689 (2.2%) 1.14 607
2020-05-01 $380,000 (11.0%) $472,832 (5.6%) 1.15 588
2020-06-01 $399,900 (17.6%) $488,898 (11.8%) 1.17 550
2020-07-01 $405,700 (19.5%) $512,159 (17.8%) 1.16 469
2020-08-01 $399,900 (18.0%) $543,539 (24.9%) 1.14 414
2020-09-01 $399,450 (18.0%) $573,666 (31.2%) 1.14 406
2020-10-01 $399,900 (19.1%) $566,916 (29.8%) 1.14 456
2020-11-01 $412,950 (20.5%) $571,205 (27.8%) 1.18 449
2020-12-01 $429,950 (25.7%) $599,988 (31.3%) 1.26 387
2021-01-01 $433,000 (24.4%) $621,976 (33.5%) 1.27 325
2021-02-01 $432,900 (25.5%) $626,867 (34.9%) 1.24 301
2021-03-01 $433,000 (20.5%) $620,501 (33.1%) 1.21 298
2021-04-01 $437,000 (19.7%) $650,060 (39.9%) 1.17 274
2021-05-01 $449,900 (18.4%) $713,583 (50.9%) 1.18 310
2021-06-01 $456,000 (14.0%) $686,113 (40.3%) 1.18 351
2021-07-01 $433,900 (7.0%) $621,382 (21.3%) 1.13 398
2021-08-01 $437,000 (9.3%) $615,413 (13.2%) 1.15 438
2021-09-01 $438,000 (9.7%) $616,596 (7.5%) 1.15 448
2021-10-01 $439,900 (10.0%) $586,101 (3.4%) 1.16 455
2021-11-01 $436,950 (5.8%) $581,198 (1.8%) 1.15 441
2021-12-01 $434,450 (1.1%) $586,273 (-2.3%) 1.16 386
2022-01-01 $445,000 (2.8%) $606,564 (-2.5%) 1.19 304
2022-02-01 $472,000 (9.0%) $589,831 (-5.9%) 1.20 303
2022-03-01 $494,950 (14.3%) $597,521 (-3.7%) 1.22 338
2022-04-01 $479,000 (9.6%) $620,834 (-4.5%) 1.13 389
2022-05-01 $484,500 (7.7%) $615,629 (-13.7%) 1.08 418
2022-06-01 $482,450 (5.8%) $617,831 (-10.0%) 1.07 451
REDDING's median listing price for 2022-06-01 was $482,450, a difference of $26,450 (5.8%) versus the prior year and $-2,050 versus the prior month.

REDDING's median listing price comes in at 107% of the national average.

REDDING's average listing price for 2022-06-01 was $617,831, a difference of $-68,282 (-10.0%) versus the prior year and $2,202 versus the prior month.

For the 2022-06-01 period, REDDING had 451 MLS listings, a difference of 33 listings (8%) versus the prior month and 100 listings (28%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - REDDING (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 84 days 1,790 sqft
2018-02-01 68 days 1,786 sqft
2018-03-01 54 days 1,808 sqft
2018-04-01 54 days 1,800 sqft
2018-05-01 48 days 1,815 sqft
2018-06-01 52 days 1,800 sqft
2018-07-01 61 days 1,766 sqft
2018-08-01 64 days 1,751 sqft
2018-09-01 65 days 1,780 sqft
2018-10-01 66 days 1,817 sqft
2018-11-01 68 days 1,843 sqft
2018-12-01 74 days 1,826 sqft
2019-01-01 81 days 1,832 sqft
2019-02-01 79 days 1,826 sqft
2019-03-01 70 days 1,818 sqft
2019-04-01 50 days 1,820 sqft
2019-05-01 41 days 1,847 sqft
2019-06-01 49 days 1,805 sqft
2019-07-01 58 days 1,802 sqft
2019-08-01 67 days 1,820 sqft
2019-09-01 64 days 1,842 sqft
2019-10-01 65 days 1,843 sqft
2019-11-01 70 days 1,849 sqft
2019-12-01 83 days 1,844 sqft
2020-01-01 85 days 1,842 sqft
2020-02-01 64 days 1,823 sqft
2020-03-01 47 days 1,891 sqft
2020-04-01 51 days 1,899 sqft
2020-05-01 53 days 1,914 sqft
2020-06-01 54 days 1,967 sqft
2020-07-01 65 days 1,971 sqft
2020-08-01 60 days 1,908 sqft
2020-09-01 44 days 1,900 sqft
2020-10-01 42 days 1,904 sqft
2020-11-01 47 days 1,908 sqft
2020-12-01 62 days 1,929 sqft
2021-01-01 77 days 1,950 sqft
2021-02-01 45 days 1,900 sqft
2021-03-01 36 days 1,944 sqft
2021-04-01 29 days 1,898 sqft
2021-05-01 23 days 1,961 sqft
2021-06-01 30 days 1,991 sqft
2021-07-01 30 days 1,894 sqft
2021-08-01 38 days 1,893 sqft
2021-09-01 46 days 1,901 sqft
2021-10-01 45 days 1,904 sqft
2021-11-01 46 days 1,860 sqft
2021-12-01 51 days 1,858 sqft
2022-01-01 65 days 1,848 sqft
2022-02-01 54 days 1,838 sqft
2022-03-01 31 days 1,887 sqft
2022-04-01 29 days 1,863 sqft
2022-05-01 38 days 1,830 sqft
2022-06-01 38 days 1,845 sqft
REDDING's median listing age (time on market) for 2022-06-01 was 38 days. This is 27% longer than the same period one year ago.

REDDING's median square footage for active listings during the 2022-06-01 period was 1,845 sqft. One year prior, the average listing was 1,991 sqft.

REDDING, CA Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Refi 3,867 $913,445,000 $236,215
Home Purchase 3,205 $995,565,000 $310,629
Cash Out Refi 2,483 $623,315,000 $251,033
Home Improvement 227 $31,695,000 $139,626
Other 210 $30,610,000 $145,762
NA 13 $16,485,000 $1,268,077

Redding's most frequently cited loan purpose was Refi, with 3,867 originations. The 2nd most popular reason was Home Purchase, with 3,205 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
2.5-3% 3,920 $1,047,000,000 $267,092
3-4% 3,783 $1,024,705,000 $270,871
<2.5% 1,634 $395,510,000 $242,050
4-5% 471 $92,305,000 $195,977
5-6% 83 $16,865,000 $203,193
6-7% 43 $6,235,000 $145,000
7-8% 27 $3,785,000 $140,185
Over 8% 26 $2,230,000 $85,769

During 2021, Redding's most frequently originated rate bucket was 2.5-3%, with 3,920 originations.

Loan Sizing (REDDING, CA MSA)

Loan Size Originations Total Value Average Loan
$200k-400k 5,527 $1,550,735,000 $280,574
$100k-200k 2,670 $419,750,000 $157,210
$400k-600k 1,055 $498,555,000 $472,564
$100,000 or less 660 $36,980,000 $56,030
$600k-1000k 78 $54,240,000 $695,385
$Over $1MM 15 $50,855,000 $3,390,333

REDDING's loan sizing saw the bucket of loans from $200k-400k with 5,527 originations, totaling $1,550,735,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
60-80% 3,618 $1,014,210,000 $280,323
80-100% 2,994 $928,240,000 $310,033
40-60% 1,829 $392,765,000 $214,743
20-40% 711 $102,805,000 $144,592
Under 20% 407 $19,455,000 $47,801
Over 100% 81 $40,445,000 $499,321

REDDING's loan sizing saw loans grouped in the 60-80% Loan-to-value bucket with 3,618 originations, totaling $1,014,210,000 in origination value.