REDDING Mortgage Rates & Closing Costs
30yr Fixed Rate
15yr Fixed Rate
FHA
USDA
VA
5/1 ARM
30 Year Fixed Rate mortgages in Redding averaged
6.72%
for the week of 2023-12-07, compared to the national average of
7.03% for the same period.
The average rate for the prior week (2023-11-30) was
7.01% and
one month ago for the week of 2023-11-02, the
average rate was 7.75%.
Redding's average rate one year ago was 6.18%.
For refis of the same type during the week of 2023-12-07, the average rate
was 6.3%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2023-12-07 | 7.03% |
| Redding 30 Year Fixed Rate | 2023-12-07 | 6.72% |
| Redding 30 Year Fixed Rate Refi | 2023-12-07 | 6.3% |
| Redding 15 Year Fixed Rate | 2023-12-07 | 6.09% |
| Redding 15 Year Fixed Rate Refi | 2023-12-07 | 4.98% |
| Redding 30 Year FHA | 2023-12-07 | 6.56% |
| Redding 30 Year FHA Refi | 2023-12-07 | 6.82% |
| Redding 30 Year USDA | 2023-12-07 | 6.92% |
| Redding 30 Year USDA Refi | 2023-12-07 | 7.02% |
| Redding 30 Year VA | 2023-12-07 | 6.09% |
| Redding 30 Year VA Refi | 2023-12-07 | 6.44% |
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within REDDING, CA.
REDDING Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the REDDING, CA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
REDDING Average Closing Costs & Other Stats
REDDING, CA's 179 lenders originated 4,447
loans during 2022. The total origination value was $1,257,725,000, with an average loan value of
$282,826.
REDDING's average closing costs are $5,640.
The top REDDING lender as defined by loan originations is Commerce Home Mortgage, Inc., with
220 loans originated. Their average total fees are
$6,696, which is $856
lower than the next largest lender,
AMERICAN PACIFIC MORTGAGE CORPORATION.
The lowest fee REDDING lenders (with over 10 loans originated) are
Sierra Central Credit Union ($3,788), Wells Fargo Bank ($3,836), Tri Counties Bank ($4,132), Paramount Residential Mortgage Group, Inc. ($4,223) and JPMorgan Chase Bank ($4,536).
The lowest rate REDDING lenders (with over 10 loans originated) are
LOANDEPOT.COM, LLC (3.93%), Bank of America (3.97%), Flagstar Bank, FSB (3.98%), NEWREZ LLC (4.14%) and FREEDOM MORTGAGE CORPORATION (4.25%).
REDDING, CA Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2021 Loan Value | 2022 Loan Value | % Change | 2022 Market Share |
|---|---|---|---|---|
| Commerce Home Mortgage, Inc. | $218,815,000 | $151,900,000 | -30.6% | 12.1% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | $254,795,000 | $110,995,000 | -56.4% | 8.8% |
| QUICKEN LOANS, LLC | $180,150,000 | $71,475,000 | -60.3% | 5.7% |
| INFINITY EQUITY GROUP, INC. | $110,055,000 | $51,590,000 | -53.1% | 4.1% |
| UNITED WHOLESALE MORTGAGE, LLC | $116,915,000 | $50,075,000 | -57.2% | 4.0% |
| SUMMIT FUNDING, INC. | $65,355,000 | $44,320,000 | -32.2% | 3.5% |
| Citibank | $445,000 | $44,245,000 | 9,842.7% | 3.5% |
| Tri Counties Bank | $56,770,000 | $40,100,000 | -29.4% | 3.2% |
| HOME POINT FINANCIAL CORPORATION | $70,940,000 | $34,875,000 | -50.8% | 2.8% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $69,340,000 | $34,100,000 | -50.8% | 2.7% |
| GUILD MORTGAGE COMPANY | $59,775,000 | $28,570,000 | -52.2% | 2.3% |
| Wells Fargo Bank | $29,705,000 | $25,645,000 | -13.7% | 2.0% |
| U.S. Bank | $35,955,000 | $22,295,000 | -38.0% | 1.8% |
| MEGASTAR FINANCIAL CORP. | $53,045,000 | $19,980,000 | -62.3% | 1.6% |
| LOANDEPOT.COM, LLC | $45,005,000 | $19,430,000 | -56.8% | 1.5% |
| Mr. Cooper ( Nationstar Mortgage ) | $29,325,000 | $17,350,000 | -40.8% | 1.4% |
| Flagstar Bank, FSB | $66,760,000 | $15,795,000 | -76.3% | 1.3% |
| MOVEMENT MORTGAGE, LLC | $32,635,000 | $14,215,000 | -56.4% | 1.1% |
| Mortgage Research Center, LLC | $14,375,000 | $13,660,000 | -5.0% | 1.1% |
| FREEDOM MORTGAGE CORPORATION | $72,820,000 | $12,815,000 | -82.4% | 1.0% |
| Umpqua Bank | $34,910,000 | $12,600,000 | -63.9% | 1.0% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $28,110,000 | $12,350,000 | -56.1% | 1.0% |
| Amerifirst Financial, Inc. | $19,925,000 | $11,955,000 | -40.0% | 1.0% |
| JPMorgan Chase Bank | $26,100,000 | $11,900,000 | -54.4% | 0.9% |
| CALIBER HOME LOANS, INC. | $28,650,000 | $11,805,000 | -58.8% | 0.9% |
| PENNYMAC LOAN SERVICES, LLC | $45,025,000 | $11,590,000 | -74.3% | 0.9% |
| Paramount Residential Mortgage Group, Inc. | $31,525,000 | $11,225,000 | -64.4% | 0.9% |
| MEMBER FIRST MORTGAGE, LLC | $10,290,000 | $10,785,000 | 4.8% | 0.9% |
| NEWREZ LLC | $46,315,000 | $10,445,000 | -77.4% | 0.8% |
| THE GOLDEN 1 | $9,625,000 | $8,115,000 | -15.7% | 0.6% |
| Sierra Central Credit Union | $15,610,000 | $7,560,000 | -51.6% | 0.6% |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | $13,545,000 | $7,115,000 | -47.5% | 0.6% |
| AXIA FINANCIAL, LLC | $13,755,000 | $6,750,000 | -50.9% | 0.5% |
| SOVEREIGN LENDING GROUP INCORPORATED | $4,275,000 | $6,560,000 | 53.5% | 0.5% |
| Bank of America | $17,625,000 | $6,385,000 | -63.8% | 0.5% |
| AMERISAVE MORTGAGE CORPORATION | $22,270,000 | $6,380,000 | -71.4% | 0.5% |
| FINANCE OF AMERICA MORTGAGE LLC | $8,720,000 | $5,890,000 | -32.5% | 0.5% |
| BROKER SOLUTIONS, INC. | $12,925,000 | $5,865,000 | -54.6% | 0.5% |
| Banner Bank | $6,425,000 | $5,845,000 | -9.0% | 0.5% |
| Sierra Pacific Mortgage Company, Inc. | $21,595,000 | $5,690,000 | -73.7% | 0.5% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | $16,370,000 | $5,605,000 | -65.8% | 0.4% |
| MEMBERS 1ST CREDIT UNION | $11,240,000 | $5,505,000 | -51.0% | 0.4% |
| AmeriHome Mortgage Company, LLC | $3,170,000 | $5,405,000 | 70.5% | 0.4% |
| NAVY FEDERAL CREDIT UNION | $6,575,000 | $4,860,000 | -26.1% | 0.4% |
| USAA Federal Savings Bank | $2,715,000 | $4,845,000 | 78.5% | 0.4% |
| Exchange Bank | $6,605,000 | $4,790,000 | -27.5% | 0.4% |
| LAKEVIEW LOAN SERVICING, LLC | $16,505,000 | $4,735,000 | -71.3% | 0.4% |
| SOUND | $4,275,000 | n/a | 0.3% | |
| Nations Lending Corporation | $6,055,000 | $4,190,000 | -30.8% | 0.3% |
| DHI MORTGAGE COMPANY, LTD. | $4,180,000 | n/a | 0.3% | |
| Cornerstone First Mortgage, Inc | $305,000 | $3,880,000 | 1,172.1% | 0.3% |
| NEW DAY FINANCIAL, LLC | $4,715,000 | $3,825,000 | -18.9% | 0.3% |
| Stifel Bank and Trust | $4,640,000 | $3,775,000 | -18.6% | 0.3% |
| Carrington Mortgage Services, LLC | $4,195,000 | $3,385,000 | -19.3% | 0.3% |
| PNC Bank | $7,160,000 | $3,355,000 | -53.1% | 0.3% |
| SPRING EQ, LLC | $2,400,000 | $3,130,000 | 30.4% | 0.2% |
| CIVIC FINANCIAL SERVICES, LLC | $1,295,000 | $3,100,000 | 139.4% | 0.2% |
| BETTER MORTGAGE CORPORATION | $17,405,000 | $3,000,000 | -82.8% | 0.2% |
| MUFG Union Bank | $6,790,000 | $2,960,000 | -56.4% | 0.2% |
| NATIONS DIRECT MORTGAGE, LLC | $1,895,000 | $2,940,000 | 55.1% | 0.2% |
| ACADEMY MORTGAGE CORPORATION | $1,755,000 | $2,925,000 | 66.7% | 0.2% |
| GREYSTONE SERVICING COMPANY LLC | $435,000 | $2,915,000 | 570.1% | 0.2% |
| S1L, Inc. | $2,330,000 | $2,840,000 | 21.9% | 0.2% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | $7,005,000 | $2,810,000 | -59.9% | 0.2% |
| MUTUAL OF OMAHA MORTGAGE, INC. | $6,060,000 | $2,785,000 | -54.0% | 0.2% |
| CROSSCOUNTRY MORTGAGE, LLC | $12,340,000 | $2,645,000 | -78.6% | 0.2% |
| AMERICAN ADVISORS GROUP | $3,115,000 | $2,585,000 | -17.0% | 0.2% |
| PHH Mortgage Corporation | $3,470,000 | $2,555,000 | -26.4% | 0.2% |
| LOANPAL, LLC | $4,565,000 | $2,550,000 | -44.1% | 0.2% |
| Magnolia Bank | $1,150,000 | $2,445,000 | 112.6% | 0.2% |
| MORIA DEVELOPMENT, INC. | $3,150,000 | $2,355,000 | -25.2% | 0.2% |
| FINANCE OF AMERICA REVERSE LLC | $320,000 | $2,340,000 | 631.3% | 0.2% |
| The Federal Savings Bank | $2,145,000 | $2,330,000 | 8.6% | 0.2% |
| Mechanics Bank | $2,730,000 | $2,180,000 | -20.1% | 0.2% |
| Century Mortgage Company DBA Century Lending Company | $225,000 | $2,170,000 | 864.4% | 0.2% |
| Columbia State Bank | $730,000 | $2,080,000 | 184.9% | 0.2% |
| RESIDENTIAL BANCORP. | $500,000 | $2,045,000 | 309.0% | 0.2% |
| PLAZA HOME MORTGAGE, INC. | $1,425,000 | $2,030,000 | 42.5% | 0.2% |
| City National Bank | $2,005,000 | n/a | 0.2% | |
| CMG MORTGAGE, INC. | $2,755,000 | $1,970,000 | -28.5% | 0.2% |
| Strong Home Mortgage, LLC | $2,980,000 | $1,765,000 | -40.8% | 0.1% |
| AMERICAN FINANCING CORPORATION | $5,370,000 | $1,760,000 | -67.2% | 0.1% |
| KeyBank | $245,000 | $1,755,000 | 616.3% | 0.1% |
| PACIFIC SERVICE | $2,340,000 | $1,730,000 | -26.1% | 0.1% |
| REVERSE MORTGAGE FUNDING LLC | $770,000 | $1,725,000 | 124.0% | 0.1% |
| Operating Engineers Local Union #3 | $1,425,000 | $1,720,000 | 20.7% | 0.1% |
| 21ST MORTGAGE CORPORATION | $2,030,000 | $1,700,000 | -16.3% | 0.1% |
| GUARANTEED RATE, INC. | $19,495,000 | $1,670,000 | -91.4% | 0.1% |
| BMO Harris Bank | $1,660,000 | n/a | 0.1% | |
| Ally Bank | $2,030,000 | $1,655,000 | -18.5% | 0.1% |
| LENDSURE MORTGAGE CORP. | $1,295,000 | $1,635,000 | 26.3% | 0.1% |
| OPEN MORTGAGE, LLC | $1,775,000 | $1,615,000 | -9.0% | 0.1% |
| Figure Lending LLC | $1,125,000 | $1,540,000 | 36.9% | 0.1% |
| SCHOOLSFIRST | $435,000 | $1,485,000 | 241.4% | 0.1% |
| Hometown Lenders, Inc. | $935,000 | $1,475,000 | 57.8% | 0.1% |
| LONGBRIDGE FINANCIAL, LLC | $2,335,000 | $1,445,000 | -38.1% | 0.1% |
| QUORUM FEDERAL CREDIT UNION | $490,000 | $1,425,000 | 190.8% | 0.1% |
| LENDINGHOME FUNDING CORPORATION | $1,000,000 | $1,365,000 | 36.5% | 0.1% |
| SUN WEST MORTGAGE COMPANY, INC. | $2,585,000 | $1,360,000 | -47.4% | 0.1% |
| GUARANTEED RATE AFFINITY, LLC | $1,920,000 | $1,345,000 | -29.9% | 0.1% |
| OCMBC, INC. | $3,550,000 | $1,345,000 | -62.1% | 0.1% |
| MID AMERICA MORTGAGE, INC. | $5,240,000 | $1,330,000 | -74.6% | 0.1% |
| HOMEXPRESS MORTGAGE CORP. | $3,835,000 | $1,295,000 | -66.2% | 0.1% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | $2,030,000 | $1,275,000 | -37.2% | 0.1% |
| First Savings Bank | $2,720,000 | $1,255,000 | -53.9% | 0.1% |
| Morgan Stanley Private Bank | $2,515,000 | $1,255,000 | -50.1% | 0.1% |
| ANGEL OAK HOME LOANS LLC | $635,000 | $1,245,000 | 96.1% | 0.1% |
| NEXERA HOLDING LLC | $2,135,000 | $1,240,000 | -41.9% | 0.1% |
| MASON MCDUFFIE MORTGAGE CORPORATION | $1,470,000 | $1,230,000 | -16.3% | 0.1% |
| CLEARPATH LENDING | $6,740,000 | $1,220,000 | -81.9% | 0.1% |
| Barrington Bank & Trust Company, N.A. | $785,000 | $1,200,000 | 52.9% | 0.1% |
| Equity Prime Mortgage LLC | $1,035,000 | $1,195,000 | 15.5% | 0.1% |
| Fremont Bank | $6,345,000 | $1,160,000 | -81.7% | 0.1% |
| Northwest Farm Credit Services, FLCA | $815,000 | $1,130,000 | 38.7% | 0.1% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | $1,125,000 | n/a | 0.1% | |
| PREMIER MORTGAGE RESOURCES, L.L.C. | $2,420,000 | $1,070,000 | -55.8% | 0.1% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $6,115,000 | $1,060,000 | -82.7% | 0.1% |
| Florida Capital Bank | $1,045,000 | n/a | 0.1% | |
| UNIVERSITY CREDIT UNION | $105,000 | $1,040,000 | 890.5% | 0.1% |
| Third Federal Savings and Loan Association of Cleveland | $360,000 | $1,010,000 | 180.6% | 0.1% |
| AMERICAN FIRST | $1,005,000 | n/a | 0.1% | |
| HOMEOWNERS FINANCIAL GROUP USA, LLC | $1,005,000 | n/a | 0.1% | |
| KINECTA | $990,000 | n/a | 0.1% | |
| TRIAD FINANCIAL SERVICES, INC. | $740,000 | $990,000 | 33.8% | 0.1% |
| PENTAGON FEDERAL CREDIT UNION | $2,990,000 | $980,000 | -67.2% | 0.1% |
| BOKF | $315,000 | $970,000 | 207.9% | 0.1% |
| Citizens Bank | $1,150,000 | $965,000 | -16.1% | 0.1% |
| CALCON MUTUAL MORTGAGE LLC | $960,000 | n/a | 0.1% | |
| Wyndham Capital Mortgage, Inc. | $2,510,000 | $960,000 | -61.8% | 0.1% |
| Servion, Inc. | $255,000 | $950,000 | 272.5% | 0.1% |
| ALLIANT CREDIT UNION | $1,070,000 | $940,000 | -12.1% | 0.1% |
| FirstBank | $2,330,000 | $905,000 | -61.2% | 0.1% |
| TRAVIS CREDIT UNION | $825,000 | $905,000 | 9.7% | 0.1% |
| LAND HOME FINANCIAL SERVICES, INC. | $1,890,000 | $895,000 | -52.6% | 0.1% |
| Discover Bank | $1,115,000 | $880,000 | -21.1% | 0.1% |
| Northwest Bank | $880,000 | n/a | 0.1% | |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | $2,335,000 | $875,000 | -62.5% | 0.1% |
| DIGNIFIED HOME LOANS, LLC | $530,000 | $870,000 | 64.2% | 0.1% |
| Northpointe Bank | $700,000 | $855,000 | 22.1% | 0.1% |
| EVERGREEN MONEYSOURCE MORTGAGE COMPANY | $1,710,000 | $830,000 | -51.5% | 0.1% |
| North American Savings Bank, F.S.B. | $2,560,000 | $810,000 | -68.4% | 0.1% |
| Neighborhood Loans, Inc. | $235,000 | $800,000 | 240.4% | 0.1% |
| NMSI, INC. | $3,005,000 | $800,000 | -73.4% | 0.1% |
| NETWORK CAPITAL FUNDING CORPORATION | $2,450,000 | $795,000 | -67.6% | 0.1% |
| EVERETT FINANCIAL, INC. | $285,000 | $765,000 | 168.4% | 0.1% |
| NBKC BANK | $1,585,000 | $740,000 | -53.3% | 0.1% |
| PATELCO | $1,330,000 | $730,000 | -45.1% | 0.1% |
| FARMERS INSURANCE GROUP FEDERAL CREDIT UNION | $35,000 | $725,000 | 1,971.4% | 0.1% |
| First-Citizens Bank & Trust Company | $715,000 | n/a | 0.1% | |
| NEW WAVE LENDING GROUP INC | $710,000 | n/a | 0.1% | |
| M&T Bank | $175,000 | $700,000 | 300.0% | 0.1% |
| CORNERSTONE HOME LENDING, INC. | $505,000 | $695,000 | 37.6% | 0.1% |
| UBS Bank USA | $735,000 | $685,000 | -6.8% | 0.1% |
| CHERRY CREEK MORTGAGE, LLC | $2,865,000 | $680,000 | -76.3% | 0.1% |
| First Guaranty Mortgage Corporation | $4,020,000 | $675,000 | -83.2% | 0.1% |
| STAR ONE CREDIT UNION | $235,000 | $670,000 | 185.1% | 0.1% |
| SAFE CREDIT UNION | $885,000 | $660,000 | -25.4% | 0.1% |
| IMPAC MORTGAGE CORP. | $3,715,000 | $655,000 | -82.4% | 0.1% |
| Evolve Bank & Trust | $1,180,000 | $645,000 | -45.3% | 0.1% |
| FIRST TECHNOLOGY | $790,000 | $635,000 | -19.6% | 0.1% |
| The Huntington National Bank | $635,000 | n/a | 0.1% | |
| RANLIFE, INC. | $440,000 | $630,000 | 43.2% | 0.1% |
| Chicago Mortgage Solutions LLC | $425,000 | $620,000 | 45.9% | 0.0% |
| DATA MORTGAGE, INC. | $620,000 | n/a | 0.0% | |
| AMERICAN FINANCIAL RESOURCES, INC. | $2,540,000 | $615,000 | -75.8% | 0.0% |
| Bank of the West | $615,000 | $605,000 | -1.6% | 0.0% |
| Advisors Mortgage Group, L.L.C. | $585,000 | n/a | 0.0% | |
| Plains Commerce Bank | $455,000 | $580,000 | 27.5% | 0.0% |
| AMERICAN INTERNET MORTGAGE, INC. | $2,205,000 | $560,000 | -74.6% | 0.0% |
| FBC MORTGAGE, LLC | $555,000 | n/a | 0.0% | |
| American Bank | $550,000 | n/a | 0.0% | |
| HomeTrust Bank | $115,000 | $540,000 | 369.6% | 0.0% |
| Texana Bank | $535,000 | n/a | 0.0% | |
| Willamette Valley Bank | $875,000 | $530,000 | -39.4% | 0.0% |
| ZILLOW HOME LOANS, LLC | $2,540,000 | $520,000 | -79.5% | 0.0% |
| FAY SERVICING, LLC | $505,000 | n/a | 0.0% | |
| Constant Investments, Inc. | $355,000 | $500,000 | 40.8% | 0.0% |
| VILLAGE CAPITAL MORTGAGE | $10,560,000 | $500,000 | -95.3% | 0.0% |
| GENEVA FINANCIAL, LLC | $410,000 | $490,000 | 19.5% | 0.0% |
| FRONTWAVE | $485,000 | n/a | 0.0% | |
| BECKAM FUNDING CORP. | $1,175,000 | $480,000 | -59.1% | 0.0% |
| DEEPHAVEN MORTGAGE LLC | $480,000 | n/a | 0.0% | |
| WESCOM CENTRAL CREDIT UNION | $155,000 | $480,000 | 209.7% | 0.0% |
| DRAPER AND KRAMER MORTGAGE CORP. | $475,000 | n/a | 0.0% | |
| KD CAPITAL MORTGAGE CORPORATION | $455,000 | n/a | 0.0% | |
| NexBank | $490,000 | $455,000 | -7.1% | 0.0% |
| CREDIT HUMAN FEDERAL CREDIT UNION | $545,000 | $450,000 | -17.4% | 0.0% |
| SOFI LENDING CORP. | $1,995,000 | $445,000 | -77.7% | 0.0% |
| F&A Federal Credit Union | $435,000 | n/a | 0.0% | |
| Lakeview Community Capital, LLC | $725,000 | $420,000 | -42.1% | 0.0% |
| CENTRAL COAST LENDING, INC. | $415,000 | n/a | 0.0% | |
| NFM, INC. | $415,000 | n/a | 0.0% | |
| Bank of Stockton | $405,000 | n/a | 0.0% | |
| NATIONWIDE MORTGAGE BANKERS, INC. | $405,000 | n/a | 0.0% | |
| NOVA FINANCIAL & INVESTMENT CORPORATION | $335,000 | $400,000 | 19.4% | 0.0% |
| TJC Mortgage, Inc. | $235,000 | $400,000 | 70.2% | 0.0% |
| HOMESIDE FINANCIAL, LLC | $2,110,000 | $390,000 | -81.5% | 0.0% |
| Provident Credit Union | $1,640,000 | $390,000 | -76.2% | 0.0% |
| PLANET HOME LENDING, LLC | $4,930,000 | $385,000 | -92.2% | 0.0% |
| Merchants Mortgage & Trust Corporation | $380,000 | n/a | 0.0% | |
| Colonial Savings, F.A. | $535,000 | $375,000 | -29.9% | 0.0% |
| NORTHROP GRUMMAN Federal Credit Union | $375,000 | n/a | 0.0% | |
| Comerica Bank | $365,000 | n/a | 0.0% | |
| First Mortgage Solutions, LLC | $365,000 | n/a | 0.0% | |
| AHL FUNDING | $355,000 | n/a | 0.0% | |
| JMAC LENDING, INC. | $1,395,000 | $355,000 | -74.6% | 0.0% |
| SUMMIT MORTGAGE CORPORATION | $375,000 | $355,000 | -5.3% | 0.0% |
| SAN DIEGO COUNTY CREDIT UNION | $345,000 | n/a | 0.0% | |
| Semper Home Loans, Inc. | $345,000 | n/a | 0.0% | |
| Firefighters First Federal Credit Union | $305,000 | $340,000 | 11.5% | 0.0% |
| COUNTRY CLUB MORTGAGE, INC. | $205,000 | $335,000 | 63.4% | 0.0% |
| LOANFLIGHT LENDING, LLC | $335,000 | n/a | 0.0% | |
| BELEM SERVICING LLC | $285,000 | $325,000 | 14.0% | 0.0% |
| SECURITYNATIONAL MORTGAGE COMPANY | $275,000 | $325,000 | 18.2% | 0.0% |
| Arvest Bank | $1,850,000 | $320,000 | -82.7% | 0.0% |
| 1ST UNITED SERVICES CREDIT UNION | $265,000 | $305,000 | 15.1% | 0.0% |
| Golden Empire Mortgage, Inc. | $2,180,000 | $305,000 | -86.0% | 0.0% |
| CHEVRON | $235,000 | $300,000 | 27.7% | 0.0% |
| GEORGIA'S OWN | $480,000 | $300,000 | -37.5% | 0.0% |
| Low VA Rates, LLC | $525,000 | $295,000 | -43.8% | 0.0% |
| V.I.P. MORTGAGE, INC. | $295,000 | n/a | 0.0% | |
| T2 FINANCIAL LLC | $445,000 | $285,000 | -36.0% | 0.0% |
| San Mateo Credit Union | $265,000 | $280,000 | 5.7% | 0.0% |
| FIRST CENTENNIAL MORTGAGE CORPORATION | $810,000 | $265,000 | -67.3% | 0.0% |
| LENOX FINANCIAL MORTGAGE CORPORATION | $490,000 | $265,000 | -45.9% | 0.0% |
| ROUNDPOINT MORTGAGE SERVICING CORPORATION | $1,320,000 | $265,000 | -79.9% | 0.0% |
| Secured Investment Corp. | $255,000 | n/a | 0.0% | |
| FIRST U.S. COMMUNITY CREDIT UNION | $195,000 | $235,000 | 20.5% | 0.0% |
| LOANLEADERS OF AMERICA, INC. | $235,000 | n/a | 0.0% | |
| INTELLILOAN, INC. | $525,000 | $225,000 | -57.1% | 0.0% |
| RBC Bank, (Georgia) | $225,000 | n/a | 0.0% | |
| GREAT LAKES | $25,000 | $210,000 | 740.0% | 0.0% |
| A&D Mortgage LLC | $1,415,000 | $205,000 | -85.5% | 0.0% |
| EMM LOANS LLC | $450,000 | $205,000 | -54.4% | 0.0% |
| NORWICH COMMERCIAL GROUP, INC. | $205,000 | n/a | 0.0% | |
| ENVOY MORTGAGE, LTD | $790,000 | $195,000 | -75.3% | 0.0% |
| First National Bank of Omaha | $195,000 | n/a | 0.0% | |
| REDWOOD | $1,060,000 | $195,000 | -81.6% | 0.0% |
| FidelityLending Solutions Inc. dba Wholesale Mortgage Bankers | $185,000 | n/a | 0.0% | |
| THE POLICE Credit Union | $185,000 | n/a | 0.0% | |
| Watermark Capital, Inc. | $3,725,000 | $185,000 | -95.0% | 0.0% |
| ADVANTIS | $65,000 | $175,000 | 169.2% | 0.0% |
| LADERA LENDING, INC. | $1,950,000 | $175,000 | -91.0% | 0.0% |
| AMWEST FUNDING CORP. | $2,595,000 | $165,000 | -93.6% | 0.0% |
| HighTechLending Inc | $165,000 | n/a | 0.0% | |
| First Bank | $155,000 | n/a | 0.0% | |
| GTE Federal Credit Union | $155,000 | n/a | 0.0% | |
| JET DIRECT FUNDING CORP | $155,000 | n/a | 0.0% | |
| NASA Federal Credit Union | $265,000 | $155,000 | -41.5% | 0.0% |
| Zions Bancorporation, N.A. | $155,000 | n/a | 0.0% | |
| UNIFY FINANCIAL Credit Union | $135,000 | n/a | 0.0% | |
| Alaska USA Federal Credit Union | $55,000 | $125,000 | 127.3% | 0.0% |
| Financial Partners Credit Union | $205,000 | $115,000 | -43.9% | 0.0% |
| MACKILLIE INCORPORATED | $115,000 | n/a | 0.0% | |
| UNCLE Credit Union | $335,000 | $105,000 | -68.7% | 0.0% |
| MISSION | $95,000 | n/a | 0.0% | |
| Bethpage Federal Credit Union | $85,000 | n/a | 0.0% | |
| Deseret First Credit Union | $65,000 | n/a | 0.0% | |
| United States Senate Federal Credit Union | $240,000 | $55,000 | -77.1% | 0.0% |
| ALL IN | $45,000 | n/a | 0.0% | |
| Unitus Community Credit Union | $45,000 | n/a | 0.0% | |
| INOVA FEDERAL CREDIT UNION | $25,000 | n/a | 0.0% |
REDDING's top lender by overall market share is Commerce Home Mortgage, Inc., with 12.1% market share. In second place, with 8.8%, is AMERICAN PACIFIC MORTGAGE CORPORATION, having originated $110,995,000 in loans. In third place, with 5.7%, is QUICKEN LOANS, LLC, having originated $71,475,000 in loans. In fourth place, with 4.1%, is INFINITY EQUITY GROUP, INC., having originated $51,590,000 in loans. In fifth place, with 4.0%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $50,075,000 in loans.
REDDING Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - REDDING (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
|---|---|---|---|---|
| 2018-01-01 | $323,038 (8.2%) | $405,505 (3.1%) | 1.20 | 604 |
| 2018-02-01 | $329,800 (9.5%) | $403,334 (0.9%) | 1.20 | 628 |
| 2018-03-01 | $329,950 (2.6%) | $408,723 (0.1%) | 1.16 | 674 |
| 2018-04-01 | $329,250 (-1.7%) | $403,089 (-4.5%) | 1.12 | 727 |
| 2018-05-01 | $333,250 (4.2%) | $414,391 (5.0%) | 1.11 | 791 |
| 2018-06-01 | $328,400 (3.0%) | $406,113 (4.1%) | 1.10 | 846 |
| 2018-07-01 | $318,900 (1.4%) | $383,518 (-0.3%) | 1.07 | 873 |
| 2018-08-01 | $312,450 (0.2%) | $384,275 (-0.4%) | 1.05 | 766 |
| 2018-09-01 | $324,900 (1.9%) | $395,820 (0.4%) | 1.09 | 766 |
| 2018-10-01 | $327,000 (2.3%) | $401,544 (2.7%) | 1.11 | 777 |
| 2018-11-01 | $332,450 (4.6%) | $416,840 (5.4%) | 1.13 | 742 |
| 2018-12-01 | $329,900 (3.4%) | $421,940 (4.9%) | 1.14 | 713 |
| 2019-01-01 | $334,825 (3.7%) | $431,118 (6.3%) | 1.16 | 662 |
| 2019-02-01 | $327,000 (-0.9%) | $430,949 (6.9%) | 1.10 | 659 |
| 2019-03-01 | $324,943 (-1.5%) | $431,558 (5.6%) | 1.06 | 651 |
| 2019-04-01 | $327,450 (-0.6%) | $435,904 (8.1%) | 1.04 | 643 |
| 2019-05-01 | $339,950 (2.0%) | $435,538 (5.1%) | 1.06 | 727 |
| 2019-06-01 | $339,900 (3.5%) | $433,847 (6.8%) | 1.06 | 804 |
| 2019-07-01 | $333,575 (4.6%) | $422,474 (10.2%) | 1.04 | 794 |
| 2019-08-01 | $331,636 (6.1%) | $423,916 (10.3%) | 1.05 | 781 |
| 2019-09-01 | $330,716 (1.8%) | $426,688 (7.8%) | 1.06 | 781 |
| 2019-10-01 | $332,852 (1.8%) | $428,537 (6.7%) | 1.07 | 774 |
| 2019-11-01 | $339,000 (2.0%) | $440,015 (5.6%) | 1.11 | 709 |
| 2019-12-01 | $336,950 (2.1%) | $445,357 (5.6%) | 1.12 | 615 |
| 2020-01-01 | $347,125 (3.7%) | $457,085 (6.0%) | 1.16 | 559 |
| 2020-02-01 | $340,000 (4.0%) | $458,574 (6.4%) | 1.11 | 542 |
| 2020-03-01 | $357,000 (9.9%) | $465,845 (7.9%) | 1.12 | 558 |
| 2020-04-01 | $362,900 (10.8%) | $466,691 (7.1%) | 1.14 | 597 |
| 2020-05-01 | $379,900 (11.8%) | $470,186 (8.0%) | 1.15 | 592 |
| 2020-06-01 | $394,450 (16.1%) | $486,358 (12.1%) | 1.16 | 556 |
| 2020-07-01 | $400,575 (20.1%) | $510,485 (20.8%) | 1.16 | 467 |
| 2020-08-01 | $399,000 (20.3%) | $558,104 (31.7%) | 1.14 | 415 |
| 2020-09-01 | $398,450 (20.5%) | $586,929 (37.6%) | 1.14 | 416 |
| 2020-10-01 | $399,000 (19.9%) | $565,312 (31.9%) | 1.14 | 458 |
| 2020-11-01 | $399,000 (17.7%) | $578,218 (31.4%) | 1.17 | 453 |
| 2020-12-01 | $414,500 (23.0%) | $594,374 (33.5%) | 1.23 | 389 |
| 2021-01-01 | $429,000 (23.6%) | $620,342 (35.7%) | 1.28 | 318 |
| 2021-02-01 | $431,250 (26.8%) | $637,526 (39.0%) | 1.26 | 295 |
| 2021-03-01 | $429,000 (20.2%) | $625,876 (34.4%) | 1.22 | 303 |
| 2021-04-01 | $428,400 (18.1%) | $656,852 (40.8%) | 1.16 | 280 |
| 2021-05-01 | $449,900 (18.4%) | $715,410 (52.2%) | 1.20 | 310 |
| 2021-06-01 | $456,700 (15.8%) | $701,033 (44.1%) | 1.20 | 347 |
| 2021-07-01 | $425,000 (6.1%) | $652,031 (27.7%) | 1.12 | 395 |
| 2021-08-01 | $432,000 (8.3%) | $634,507 (13.7%) | 1.15 | 427 |
| 2021-09-01 | $439,575 (10.3%) | $639,721 (9.0%) | 1.17 | 438 |
| 2021-10-01 | $443,000 (11.0%) | $606,560 (7.3%) | 1.18 | 443 |
| 2021-11-01 | $437,500 (9.7%) | $603,104 (4.3%) | 1.17 | 434 |
| 2021-12-01 | $437,000 (5.4%) | $598,220 (0.7%) | 1.18 | 379 |
| 2022-01-01 | $459,900 (7.2%) | $618,667 (-0.3%) | 1.24 | 313 |
| 2022-02-01 | $477,450 (10.7%) | $642,316 (0.8%) | 1.24 | 310 |
| 2022-03-01 | $488,500 (13.9%) | $673,853 (7.7%) | 1.22 | 342 |
| 2022-04-01 | $474,900 (10.9%) | $683,993 (4.1%) | 1.13 | 379 |
| 2022-05-01 | $470,500 (4.6%) | $645,880 (-9.7%) | 1.08 | 416 |
| 2022-06-01 | $472,000 (3.4%) | $629,115 (-10.3%) | 1.05 | 454 |
| 2022-07-01 | $430,000 (1.2%) | $592,809 (-9.1%) | 0.97 | 527 |
| 2022-08-01 | $439,000 (1.6%) | $605,493 (-4.6%) | 1.01 | 536 |
| 2022-09-01 | $439,125 (-0.1%) | $610,794 (-4.5%) | 1.03 | 542 |
| 2022-10-01 | $424,950 (-4.1%) | $587,381 (-3.2%) | 1.00 | 541 |
| 2022-11-01 | $415,475 (-5.0%) | $586,631 (-2.7%) | 1.00 | 515 |
| 2022-12-01 | $419,000 (-4.1%) | $595,098 (-0.5%) | 1.03 | 436 |
| 2023-01-01 | $409,450 (-11.0%) | $592,543 (-4.2%) | 1.02 | 396 |
| 2023-02-01 | $425,000 (-11.0%) | $605,530 (-5.7%) | 1.03 | 369 |
| 2023-03-01 | $439,950 (-9.9%) | $615,715 (-8.6%) | 1.04 | 352 |
| 2023-04-01 | $445,000 (-6.3%) | $622,366 (-9.0%) | 1.03 | 350 |
| 2023-05-01 | $446,745 (-5.1%) | $601,726 (-6.8%) | 1.01 | 402 |
| 2023-06-01 | $452,500 (-4.1%) | $653,495 (3.9%) | 1.02 | 437 |
| 2023-07-01 | $455,000 (5.8%) | $623,558 (5.2%) | 1.03 | 486 |
| 2023-08-01 | $459,400 (4.7%) | $650,750 (7.5%) | 1.06 | 513 |
| 2023-09-01 | $447,395 (1.9%) | $643,092 (5.3%) | 1.04 | 511 |
| 2023-10-01 | $432,500 (1.8%) | $632,589 (7.7%) | 1.02 | 494 |
| 2023-11-01 | $429,925 (3.5%) | $635,551 (8.3%) | 1.02 | 464 |
REDDING's median listing price for 2023-11-01 was $429,925, a difference of
$14,450
(3.5%) versus the prior year and
$-2,575 versus the prior month.
REDDING's median listing price comes in at 102% of the national average.
REDDING's average listing price for 2023-11-01 was $635,551, a difference of $48,920 (8.3%) versus the prior year and $2,962 versus the prior month.
For the 2023-11-01 period, REDDING had 464 MLS listings, a difference of -30 listings (-6%) versus the prior month and -51 listings (-10%) versus the prior year.
REDDING's median listing price comes in at 102% of the national average.
REDDING's average listing price for 2023-11-01 was $635,551, a difference of $48,920 (8.3%) versus the prior year and $2,962 versus the prior month.
For the 2023-11-01 period, REDDING had 464 MLS listings, a difference of -30 listings (-6%) versus the prior month and -51 listings (-10%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - REDDING (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Time on Market | Median Square Footage |
|---|---|---|
| 2018-01-01 | 81 days | 1,802 sqft |
| 2018-02-01 | 63 days | 1,803 sqft |
| 2018-03-01 | 52 days | 1,828 sqft |
| 2018-04-01 | 53 days | 1,814 sqft |
| 2018-05-01 | 47 days | 1,834 sqft |
| 2018-06-01 | 51 days | 1,822 sqft |
| 2018-07-01 | 58 days | 1,777 sqft |
| 2018-08-01 | 61 days | 1,756 sqft |
| 2018-09-01 | 59 days | 1,792 sqft |
| 2018-10-01 | 61 days | 1,811 sqft |
| 2018-11-01 | 62 days | 1,831 sqft |
| 2018-12-01 | 72 days | 1,828 sqft |
| 2019-01-01 | 76 days | 1,838 sqft |
| 2019-02-01 | 72 days | 1,843 sqft |
| 2019-03-01 | 61 days | 1,828 sqft |
| 2019-04-01 | 44 days | 1,819 sqft |
| 2019-05-01 | 39 days | 1,844 sqft |
| 2019-06-01 | 45 days | 1,811 sqft |
| 2019-07-01 | 56 days | 1,782 sqft |
| 2019-08-01 | 59 days | 1,792 sqft |
| 2019-09-01 | 59 days | 1,805 sqft |
| 2019-10-01 | 62 days | 1,828 sqft |
| 2019-11-01 | 65 days | 1,840 sqft |
| 2019-12-01 | 80 days | 1,815 sqft |
| 2020-01-01 | 84 days | 1,831 sqft |
| 2020-02-01 | 61 days | 1,819 sqft |
| 2020-03-01 | 46 days | 1,881 sqft |
| 2020-04-01 | 49 days | 1,895 sqft |
| 2020-05-01 | 49 days | 1,924 sqft |
| 2020-06-01 | 52 days | 1,978 sqft |
| 2020-07-01 | 61 days | 1,978 sqft |
| 2020-08-01 | 52 days | 1,908 sqft |
| 2020-09-01 | 38 days | 1,903 sqft |
| 2020-10-01 | 40 days | 1,898 sqft |
| 2020-11-01 | 46 days | 1,892 sqft |
| 2020-12-01 | 61 days | 1,908 sqft |
| 2021-01-01 | 71 days | 1,919 sqft |
| 2021-02-01 | 33 days | 1,899 sqft |
| 2021-03-01 | 30 days | 1,899 sqft |
| 2021-04-01 | 25 days | 1,852 sqft |
| 2021-05-01 | 21 days | 1,903 sqft |
| 2021-06-01 | 29 days | 1,943 sqft |
| 2021-07-01 | 29 days | 1,865 sqft |
| 2021-08-01 | 36 days | 1,864 sqft |
| 2021-09-01 | 42 days | 1,878 sqft |
| 2021-10-01 | 39 days | 1,879 sqft |
| 2021-11-01 | 41 days | 1,850 sqft |
| 2021-12-01 | 49 days | 1,837 sqft |
| 2022-01-01 | 59 days | 1,830 sqft |
| 2022-02-01 | 37 days | 1,834 sqft |
| 2022-03-01 | 29 days | 1,848 sqft |
| 2022-04-01 | 29 days | 1,836 sqft |
| 2022-05-01 | 36 days | 1,816 sqft |
| 2022-06-01 | 35 days | 1,815 sqft |
| 2022-07-01 | 37 days | 1,745 sqft |
| 2022-08-01 | 50 days | 1,761 sqft |
| 2022-09-01 | 50 days | 1,770 sqft |
| 2022-10-01 | 52 days | 1,736 sqft |
| 2022-11-01 | 63 days | 1,736 sqft |
| 2022-12-01 | 72 days | 1,736 sqft |
| 2023-01-01 | 81 days | 1,736 sqft |
| 2023-02-01 | 71 days | 1,736 sqft |
| 2023-03-01 | 60 days | 1,779 sqft |
| 2023-04-01 | 43 days | 1,799 sqft |
| 2023-05-01 | 36 days | 1,750 sqft |
| 2023-06-01 | 40 days | 1,800 sqft |
| 2023-07-01 | 43 days | 1,814 sqft |
| 2023-08-01 | 51 days | 1,851 sqft |
| 2023-09-01 | 52 days | 1,800 sqft |
| 2023-10-01 | 57 days | 1,772 sqft |
| 2023-11-01 | 65 days | 1,780 sqft |
REDDING's median listing age (time on market) for 2023-11-01 was 65 days.
This
is 4%
longer
than the same period one year ago.
REDDING's median square footage for active listings during the 2023-11-01 period was 1,780 sqft. One year prior, the average listing was 1,736 sqft.
REDDING's median square footage for active listings during the 2023-11-01 period was 1,780 sqft. One year prior, the average listing was 1,736 sqft.
REDDING, CA Average Rent (2023)
Zoom/scroll map to see average rent by zip code. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results.
| Zip Code | Metro | Studio Apartment Rent | 1BR Apartment Rent | 2BR Apartment Rent | 3BR Apartment Rent | 4BR Apartment Rent |
|---|---|---|---|---|---|---|
| 96001 | Redding, CA | $840 | $960 | $1,260 | $1,790 | $2,160 |
| 96002 | Redding, CA | $790 | $900 | $1,190 | $1,690 | $2,040 |
| 96003 | Redding, CA | $940 | $1,080 | $1,420 | $2,020 | $2,430 |
| 96007 | Redding, CA | $770 | $880 | $1,160 | $1,650 | $1,990 |
| 96008 | Redding, CA | $730 | $840 | $1,100 | $1,570 | $1,900 |
| 96011 | Redding, CA | $730 | $840 | $1,100 | $1,570 | $1,900 |
| 96013 | Redding, CA | $730 | $840 | $1,100 | $1,570 | $1,900 |
| 96016 | Redding, CA | $840 | $960 | $1,260 | $1,790 | $2,160 |
| 96017 | Redding, CA | $730 | $840 | $1,100 | $1,570 | $1,900 |
| 96019 | Redding, CA | $900 | $1,030 | $1,350 | $1,920 | $2,310 |
| 96022 | Redding, CA | $730 | $840 | $1,100 | $1,570 | $1,900 |
| 96025 | Redding, CA | $750 | $860 | $1,130 | $1,610 | $1,930 |
| 96028 | Redding, CA | $840 | $960 | $1,260 | $1,790 | $2,160 |
| 96033 | Redding, CA | $730 | $840 | $1,100 | $1,570 | $1,900 |
| 96040 | Redding, CA | $840 | $960 | $1,260 | $1,790 | $2,160 |
| 96047 | Redding, CA | $730 | $840 | $1,100 | $1,570 | $1,900 |
| 96049 | Redding, CA | $840 | $960 | $1,260 | $1,790 | $2,160 |
| 96051 | Redding, CA | $800 | $920 | $1,210 | $1,720 | $2,070 |
| 96056 | Redding, CA | $730 | $840 | $1,100 | $1,570 | $1,900 |
| 96059 | Redding, CA | $730 | $840 | $1,100 | $1,570 | $1,900 |
| 96062 | Redding, CA | $830 | $950 | $1,250 | $1,780 | $2,140 |
| 96065 | Redding, CA | $730 | $840 | $1,100 | $1,570 | $1,900 |
| 96069 | Redding, CA | $780 | $890 | $1,170 | $1,680 | $2,020 |
| 96071 | Redding, CA | $840 | $960 | $1,260 | $1,790 | $2,160 |
| 96073 | Redding, CA | $1,250 | $1,430 | $1,880 | $2,670 | $3,220 |
| 96075 | Redding, CA | $840 | $960 | $1,260 | $1,790 | $2,160 |
| 96076 | Redding, CA | $840 | $960 | $1,260 | $1,790 | $2,160 |
| 96084 | Redding, CA | $730 | $840 | $1,100 | $1,570 | $1,900 |
| 96087 | Redding, CA | $760 | $870 | $1,140 | $1,610 | $1,950 |
| 96088 | Redding, CA | $1,010 | $1,160 | $1,520 | $2,160 | $2,600 |
| 96089 | Redding, CA | $840 | $960 | $1,260 | $1,790 | $2,160 |
| 96095 | Redding, CA | $840 | $960 | $1,260 | $1,790 | $2,160 |
| 96096 | Redding, CA | $820 | $940 | $1,240 | $1,770 | $2,140 |
| 96099 | Redding, CA | $840 | $960 | $1,260 | $1,790 | $2,160 |
2022 Average & Median Rent Data Statistics
REDDING, CA average 1BR rent: $933, median: $930
REDDING, CA average 2BR rent: $1,224, median: $1,225
REDDING, CA average 3BR rent: $1,742, median: $1,745
REDDING, CA Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 2,290 | $780,040,000 | $340,629 |
| Cash Out Refi | 1,049 | $271,625,000 | $258,937 |
| Refi | 533 | $121,045,000 | $227,101 |
| Home Improvement | 292 | $41,550,000 | $142,295 |
| Other | 283 | $43,465,000 | $153,587 |
Redding's most frequently cited loan purpose was Home Purchase, with 2,290 originations. The 2nd most popular reason was Cash Out Refi, with 1,049 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 4-5% | 1,139 | $341,575,000 | $299,890 |
| 3-4% | 1,071 | $311,265,000 | $290,630 |
| 5-6% | 983 | $287,175,000 | $292,141 |
| 6-7% | 486 | $119,780,000 | $246,461 |
| 2.5-3% | 263 | $115,405,000 | $438,802 |
| <2.5% | 181 | $22,865,000 | $126,326 |
| 7-8% | 178 | $37,550,000 | $210,955 |
| Over 8% | 135 | $15,575,000 | $115,370 |
During 2022, Redding's most frequently originated rate bucket was 4-5%, with 1,139 originations.
Loan Sizing (REDDING, CA MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $200k-400k | 2,218 | $643,240,000 | $290,009 |
| $100k-200k | 922 | $139,360,000 | $151,150 |
| $100,000 or less | 583 | $30,185,000 | $51,775 |
| $400k-600k | 571 | $271,655,000 | $475,753 |
| $600k-1000k | 131 | $90,655,000 | $692,023 |
| $Over $1MM | 22 | $82,630,000 | $3,755,909 |
REDDING's loan sizing saw the bucket of loans from $200k-400k with 2,218 originations, totaling $643,240,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 80-100% | 1,636 | $569,070,000 | $347,842 |
| 60-80% | 1,237 | $437,895,000 | $353,998 |
| 40-60% | 566 | $127,530,000 | $225,318 |
| Under 20% | 479 | $25,495,000 | $53,225 |
| 20-40% | 442 | $61,470,000 | $139,072 |
| Over 100% | 55 | $23,455,000 | $426,455 |
REDDING's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 1,636 originations, totaling $569,070,000 in origination value.