Truckee - Grass Valley Mortgage Rates

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Truckee - Grass Valley averaged 5.8% for the week of 2022-06-30, compared to the national average of 5.7% for the same period.

The average rate for the prior week (2022-06-23) was 5.81% and one month ago for the week of 2022-05-26, the average rate was 5.1%.

Truckee - Grass Valley's average rate one year ago was 3.04%.

For refis of the same type during the week of 2022-06-30, the average rate was 5.53%.

Loan Type Date Rate
US 30 Year Fixed Rate 2022-06-30 5.7%
Truckee - Grass Valley 30 Year Fixed Rate 2022-06-30 5.8%
Truckee - Grass Valley 30 Year Fixed Rate Refi 2022-06-30 5.53%
Truckee - Grass Valley 15 Year Fixed Rate 2022-06-30 4.92%
Truckee - Grass Valley 15 Year Fixed Rate Refi 2022-06-30 5.02%
Truckee - Grass Valley 30 Year FHA 2022-06-30 5.36%
Truckee - Grass Valley 30 Year FHA Refi 2022-06-30 5.7%
Truckee - Grass Valley 30 Year USDA 2022-06-30 5.52%
Truckee - Grass Valley 30 Year USDA Refi 2022-06-30 5.17%
Truckee - Grass Valley 30 Year VA 2022-06-30 5.78%
Truckee - Grass Valley 30 Year VA Refi 2022-06-30 5.45%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Truckee-Grass Valley, CA.

Truckee - Grass Valley Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lendor, for only loans originated in the Truckee-Grass Valley, CA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2021 Avg. 30yFix Rate 2021 Avg. Total Fees
QUICKEN LOANS, LLC 579 2.92% $4,130
UNITED WHOLESALE MORTGAGE, LLC 564 2.94% $4,917
HOME POINT FINANCIAL CORPORATION 272 2.98% $4,276
FINANCE OF AMERICA MORTGAGE LLC 263 3.21% $4,637
Wells Fargo Bank 198 2.86% $4,554
Flagstar Bank, FSB 194 3.04% $4,454
AMERICAN PACIFIC MORTGAGE CORPORATION 178 3.08% $4,552
GUILD MORTGAGE COMPANY 174 3.07% $6,158
LOANDEPOT.COM, LLC 143 2.89% $4,523
MOVEMENT MORTGAGE, LLC 131 3.12% $4,856
JPMorgan Chase Bank 124 2.92% $4,342
GUARANTEED RATE, INC. 122 2.90% $4,281
S1L, Inc. 86 3.29% $8,171
BETTER MORTGAGE CORPORATION 73 2.79% $3,517
Bank of America 71 2.76% $4,424
LENDUS, LLC 63 3.11% $6,241
CALIBER HOME LOANS, INC. 57 3.05% $4,183
U.S. Bank 53 3.03% $7,055
PRIMARY RESIDENTIAL MORTGAGE, INC. 51 3.16% $3,984
AMERISAVE MORTGAGE CORPORATION 51 2.79% $5,003
Paramount Residential Mortgage Group, Inc. 50 3.04% $3,982
Fremont Bank 50 3.01% $3,392
EVERGREEN MONEYSOURCE MORTGAGE COMPANY 44 3.12% $5,477
Mr. Cooper ( Nationstar Mortgage ) 43 3.17% $5,253
First Republic Bank 39 2.88% $5,427
NEWREZ LLC 39 3.02% $3,803
Sierra Pacific Mortgage Company, Inc. 38 3.04% $4,961
Tri Counties Bank 37 3.32% $2,847
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 36 3.05% $5,255
PENNYMAC LOAN SERVICES, LLC 36 2.92% $4,726
Charles Schwab Bank, SSB 34 2.47% $3,178
CROSSCOUNTRY MORTGAGE, LLC 32 3.13% $4,575
BROKER SOLUTIONS, INC. 31 3.02% $4,939
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 27 2.90% $4,289
Bank of the West 26 2.93% $6,612
Hometown Lenders, Inc. 25 3.03% $4,055
El Dorado Savings Bank, F.S.B. 23 2.91% $3,038
PNC Bank 21 2.78% $8,021
THE GOLDEN 1 20 3.04% $4,864
Watermark Capital, Inc. 20 2.60% $3,265
Sierra Central Credit Union 20 3.01% $3,811
PROVIDENT FUNDING ASSOCIATES, L.P. 19 2.78% $3,648
PRIMELENDING, A PLAINSCAPITAL COMPANY 19 3.25% $6,197
PLANET HOME LENDING, LLC 19 2.88% $3,931
FREEDOM MORTGAGE CORPORATION 18 3.00% $2,377
SUMMIT FUNDING, INC. 18 3.14% $5,020
IMPAC MORTGAGE CORP. 17 2.89% $520
MUFG Union Bank 17 2.88% $4,207
PREMIER MORTGAGE RESOURCES, L.L.C. 17 3.32% $6,357
Citibank 16 2.82% $4,584
Morgan Stanley Private Bank 16 2.63% $4,888
SAFE CREDIT UNION 16 3.20% $4,087
CMG MORTGAGE, INC. 15 3.19% $5,932
Commerce Home Mortgage, Inc. 15 2.99% $5,780
Provident Credit Union 14 2.74% $3,609
GUARANTEED RATE AFFINITY, LLC 14 3.12% $5,128
Umpqua Bank 14 3.00% $4,397
LOANPAL, LLC 14 3.25% $7,036
AMERICAN FINANCIAL NETWORK, INC. 13 3.12% $10,870
EVERETT FINANCIAL, INC. 13 3.27% $2,788
InterContinental Capital Group, Inc 13 2.89% $3,568
HOMEBRIDGE FINANCIAL SERVICES, INC. 13 3.13% $4,124
Strong Home Mortgage, LLC 11 2.92% $1,352
MUTUAL OF OMAHA MORTGAGE, INC. 11 2.93% $5,598
NETWORK CAPITAL FUNDING CORPORATION 11 2.97% $3,137
MASON MCDUFFIE MORTGAGE CORPORATION 11 2.97% $6,144
GENEVA FINANCIAL, LLC 11 3.26% $5,638
LAND HOME FINANCIAL SERVICES, INC. 11 2.96% $5,410
Stifel Bank and Trust 11 2.73% $2,325
First Guaranty Mortgage Corporation 10 2.85% $4,054
Ally Bank 10 2.98% $4,272
AMERICAN INTERNET MORTGAGE, INC. 10 2.71% $2,785
STEARNS LENDING, LLC 10 2.96% $6,339
ACADEMY MORTGAGE CORPORATION 10 3.04% $7,048
FBC MORTGAGE, LLC 10 3.08% $4,747
BAY EQUITY LLC 10 3.10% $6,374
PATELCO 9 3.26% $4,086
SCHOOLSFIRST 9 3.07% $3,928
OCMBC, INC. 8 3.09% $3,717
Wyndham Capital Mortgage, Inc. 8 2.70% $2,482
Mortgage Research Center, LLC 8 2.73% $6,682
CHERRY CREEK MORTGAGE, LLC 8 2.86% $775
NBKC BANK 8 2.86% $2,442
Golden Empire Mortgage, Inc. 8 2.97% $6,163
NEXERA HOLDING LLC 7 2.79% $4,272
General Mortgage Capital Corporation 7 3.00% $4,954
NAVY FEDERAL CREDIT UNION 7 2.93% $5,203
ROUNDPOINT MORTGAGE SERVICING CORPORATION 6 3.17% $2,752
GOOGAIN, INC. 6 2.79% $2,865
Firefighters First Federal Credit Union 6 3.06% $3,360
INTELLILOAN, INC. 6 2.78% $4,674
PACIFIC HOME LOANS, INC. 6 2.83% $3,703
UBS Bank USA 6 2.77% $3,852
Citadel Servicing Corporation 6 4.29% $12,851
PLAZA HOME MORTGAGE, INC. 6 3.02% $5,184
CELEBRITY HOME LOANS, LLC 6 3.19% $4,998
LADERA LENDING, INC. 6 3.08% $3,258
PARKSIDE LENDING, LLC 5 2.98% $4,308
SYNERGY HOME MORTGAGE, LLC 5 3.43% $4,444
Truist Bank 5 3.06% $3,777
CORNERSTONE HOME LENDING, INC. 5 3.05% $6,376
DATA MORTGAGE, INC. 5 3.43% $5,868
SOFI LENDING CORP. 5 2.88% $3,417
ANGEL OAK MORTGAGE SOLUTIONS LLC 5 4.80% $13,708
ALAMEDA MORTGAGE CORPORATION 5 3.23% $5,155
Nations Lending Corporation 5 3.08% $5,764
MOUNTAIN WEST FINANCIAL, INC. 5 2.90% $4,004
HOMESTEAD FUNDING CORP. 5 2.68% $4,041
HSBC BANK USA, NATIONAL ASSOCIATION 5 2.65% $4,337
PACIFIC SERVICE 5 2.90% $2,711
JMAC LENDING, INC. 5 2.84% $4,552
Prime Choice Funding Inc. 5 2.77% $2,404
LAKEVIEW LOAN SERVICING, LLC 5 3.12% $3,801
LENOX FINANCIAL MORTGAGE CORPORATION 5 2.70% $2,529
REDWOOD 4 3.16% $2,888
FISHER FINANCIAL GROUP, INCORPORATED 4 2.84% $3,657
PHH Mortgage Corporation 4 2.88% $4,701
FIRST TECHNOLOGY 4 2.81% $7,411
DRAPER AND KRAMER MORTGAGE CORP. 4 3.15% $4,145
STAR ONE CREDIT UNION 4 3.03% $2,966
KeyBank 4 2.69% $4,200
PREMIER LENDING, INC. 4 3.06% $4,436
WESTERN EXPRESS LENDING 4 2.84% $3,705
Silicon Valley Bank 4 2.78% $4,033
TJC Mortgage, Inc. 4 3.31% $4,091
Carrington Mortgage Services, LLC 4 3.25% $5,734
HOMESIDE FINANCIAL, LLC 3 3.29% $3,373
BBVA USA 3 3.46% $10,019
AmeriHome Mortgage Company, LLC 3 3.21% $3,474
HOMEXPRESS MORTGAGE CORP. 3 4.83% $15,504
Magnolia Bank 3 3.25% $4,458
The Loan Store, Inc. 3 2.83% $3,231
SNAPFI, INC. 3 3.00% $3,032
INTERNATIONAL CITY MORTGAGE, INC. 3 2.92% $8,955
ZILLOW HOME LOANS, LLC 3 3.33% $4,156
ONY GLO, INC. 3 2.67% $3,154
MEGA CAPITAL FUNDING, INC. 3 2.67% $4,130
COASTAL FUNDING SLC, INC. 3 3.25% $4,632
Zions Bancorporation, N.A. 3 3.04% $4,318
LOANSNAP, INC. 3 3.00% $1,285
SUN WEST MORTGAGE COMPANY, INC. 3 3.17% $5,075
Ameris Bank 3 3.29% $3,988
Franklin Loan Corporation 3 3.58% $6,830
First Interstate Bank 3 3.79% $16,166
First Internet Bank of Indiana 3 2.83% $2,459
ALL WESTERN MORTGAGE, INC. 3 3.50% $3,611
REDWOOD RESIDENTIAL ACQUISITION CORPORATION 3 3.08% $13,976
NMSI, INC. 3 2.79% $7,010
North American Savings Bank, F.S.B. 3 2.71% $1,913
PRIVATE MORTGAGE ADVISORS, LLC 3 3.00% $4,654
Northpointe Bank 3 2.71% $2,154
Axos Bank 3 2.99% $10,015
CIT Bank 3 2.98% $6,067
V.I.P. MORTGAGE, INC. 3 3.21% $11,974
NATIONS DIRECT MORTGAGE, LLC 3 4.16% $7,030
BNC National Bank 3 2.71% $3,530
HighTechLending Inc 3 3.25% $4,332
USAA Federal Savings Bank 3 2.92% $5,281
Quontic Bank 3 5.67% $13,357
HOMEOWNERS FINANCIAL GROUP USA, LLC 3 3.17% $3,437
Cf Bank 3 2.83% $1,705
KINECTA 2 3.31% $19,369
5TH STREET CAPITAL, INC. 2 4.88% $22,298
ABSOLUTE HOME MORTGAGE CORPORATION 2 2.63% $2,147
A&D Mortgage LLC 2 3.81% $16,230
AMERICAN FINANCING CORPORATION 2 2.87% $6,089
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 2 3.63% $4,190
Amerifirst Financial, Inc. 2 3.06% $4,211
ARC HOME LLC 2 5.05% $11,851
Banner Bank 2 3.13% $7,594
Barrington Bank & Trust Company, N.A. 2 3.00% $4,599
BAY 2 3.25% $2,661
BRIDGELOCK CAPITAL 2 3.19% $7,000
CANOPY MORTGAGE, LLC 2 3.00% $6,237
CENTRAL COAST LENDING, INC. 2 3.00% $5,006
Chicago Mortgage Solutions LLC 2 2.93% $1,807
City National Bank 2 2.83% $3,212
COMMUNITY FIRST CREDIT UNION 2 3.94% $6,150
Crestline Funding Corporation 2 2.94% $3,399
EMM LOANS LLC 2 3.25% $12,215
Equity Prime Mortgage LLC 2 3.13% $7,941
First Western Trust Bank 2 2.75% $4,674
Florida Capital Bank 2 2.94% $9,291
FUNDLOANS CAPITAL 2 4.63% $14,358
GOLDEN WEST ALLIANCE, INC. 2 3.50% $4,757
Goldman Sachs Bank USA 2 2.88% $3,120
GREATER NEVADA LLC 2 3.19% $3,482
Greenbox Loans, Inc. 2 4.81% $28,227
INFINITY EQUITY GROUP, INC. 2 2.87% $3,082
Lakeview Community Capital, LLC 2 3.31% $2,624
LENDERFI, INC. 2 2.93% $1,697
LENDSURE MORTGAGE CORP. 2 3.63% $13,271
LOGIX FEDERAL CREDIT UNION 2 2.75% $1,158
Manufacturers and Traders Trust Company 2 3.13% $5,948
ON Q FINANCIAL, INC. 2 3.06% $6,030
PENTAGON FEDERAL CREDIT UNION 2 2.88% $7,416
Platinum Home Mortgage Corporation 2 2.75% $9,545
RBC Bank, (Georgia) 2 3.23% $3,353
RESIDENTIAL BANCORP. 2 2.75% $5,916
RESIDENTIAL WHOLESALE MORTGAGE, INC. 2 3.19% $4,972
SAFEAMERICA CREDIT UNION 2 2.99% $2,980
San Mateo Credit Union 2 2.94% $723
SOVEREIGN LENDING GROUP INCORPORATED 2 3.94% $10,136
SPRING EQ, LLC 2 2.69% $0
STANFORD Federal Credit Union 2 3.06% $7,005
TECHNOLOGY 2 2.56% $7,007
Texana Bank 2 2.56% $3,976
The Central Trust Bank 2 2.94% $1,283
TOWNE MORTGAGE COMPANY 2 2.81% $3,756
TRAVIS CREDIT UNION 2 3.06% $5,341
WALL STREET MORTGAGE BANKERS, LTD. 2 2.81% $4,544
WINNPOINTE CORPORATION 2 2.50% $0
LO, INC. 1 2.75% $4,173
Loan Simple, Inc. 1 2.88% $3,657
LOANFLIGHT LENDING, LLC 1 2.63% $1,182
LIBERTY HOME MORTGAGE CORPORATION 1 3.00% $6,765
1ST NORTHERN CALIFORNIA 1 2.88% $6,765
KELLER MORTGAGE, LLC 1 3.25% $4,221
KBHS HOME LOANS, LLC 1 3.25% $3,568
Prosperity Home Mortgage, LLC 1 2.63% $5,215
JMJ FINANCIAL GROUP 1 2.75% $3,303
INTERCAP LENDING INC. 1 3.13% $4,005
Hometown Equity Mortgage, LLC 1 3.63% $1,862
Home Mortgage Alliance Corp 1 3.25% $3,447
Boeing Employees Credit Union 1 3.38% $2,156
Great Southern Bank 1 3.34% $4,296
First Home Bank 1 3.63% $7,055
BMO Harris Bank 1 2.88% $5,143
USE Credit Union 1 3.13% $3,101
FIRST COMMUNITY 1 3.88% $7,002
ROYAL UNITED MORTGAGE LLC 1 4.38% $3,795
FIRST COLONY MORTGAGE CORPORATION 1 3.25% $12,047
SACRAMENTO Credit Union 1 3.25% $2,639
VENTURA COUNTY 1 2.88% $4,965
FIRST CENTENNIAL MORTGAGE CORPORATION 1 3.13% $4,863
VERITAS FUNDING, LLC 1 3.25% $2,399
SANTA CLARA COUNTY 1 2.88% $2,707
FirstBank 1 2.38% $8,235
SECURITYNATIONAL MORTGAGE COMPANY 1 2.99% $8,089
Financial Funding Solutions, Inc. 1 2.75% $8,020
Evolve Bank & Trust 1 3.25% $2,645
ENVOY MORTGAGE, LTD 1 2.88% $4,083
SIRVA MORTGAGE, INC. 1 3.00% $1,824
EMBRACE HOME LOANS, INC. 1 2.88% $6,016
EAGLE HOME MORTGAGE, LLC 1 3.25% $5,529
BEST CAPITAL FUNDING 1 3.13% $5,083
Wallick & Volk, Inc. 1 3.25% $12,604
ADVANCIAL 1 4.13% $3,414
DIRECTORS MORTGAGE, INC. 1 3.38% $5,726
DIRECT MORTGAGE, CORP. 1 3.38% $13,695
DIGNIFIED HOME LOANS, LLC 1 2.75% $3,529
DIGITAL Federal Credit Union 1 2.88% $8,916
Deseret First Credit Union 1 2.88% $4,953
CITY FIRST MORTGAGE SERVICES, L.L.C. 1 3.50% $6,060
Citizens Bank 1 3.13% $4,061
ARK-LA-TEX FINANCIAL SERVICES, LLC. 1 2.75% $2,866
ANGEL OAK HOME LOANS LLC 1 3.63% $2,904
AMERICAN FINANCIAL RESOURCES, INC. 1 3.38% $4,352
The Federal Savings Bank 1 2.88% $2,123
The First National Bank of Middle Tennessee 1 2.88% $3,455
CHURCHILL MORTGAGE CORPORATION 1 3.75% $4,169
Chicago Financial Services, Inc. 1 2.75% $3,282
TIAA, FSB 1 3.25% $5,166
CHEVRON 1 3.13% $6,027
1st Security Bank of Washington 1 3.38% $3,400
ALLIED MORTGAGE GROUP, INC. 1 3.75% $1,770
TRIAD FINANCIAL SERVICES, INC. 1 4.50% $7,416
Century Mortgage Company DBA Century Lending Company 1 3.13% $4,656
CAPSTONE DIRECT, INC. 1 2.63% $3,539
CALTECH EMPLOYEES FEDERAL CREDIT UNION 1 2.88% $3,553
CALCULATED RISK ANALYTICS LLC 1 6.00% $15,483
UNION HOME MORTGAGE CORP. 1 3.00% $2,512
Northwest Farm Credit Services, FLCA 1 3.15% $11,885
NP, Inc. 1 2.88% $16,140
NFM, INC. 1 2.88% $14,243
UNITED 1 3.38% $4,717
NATIONWIDE MORTGAGE BANKERS, INC. 1 3.13% $4,723
Operating Engineers Local Union #3 1 1.75% $2,532
MORTGAGEONE, INC. 1 3.38% $5,308
MORIA DEVELOPMENT, INC. 1 3.25% $2,916
MID-VALLEY SERVICES, INC. 1 2.88% $2,753
MidFirst Bank 1 2.63% $2,992
MICHIGAN MUTUAL, INC. 1 2.75% $7,380
Merchants Bank of Indiana 1 2.75% $2,421
United Nations Federal Credit Union 1 2.88% $5,000
MEGASTAR FINANCIAL CORP. 1 4.13% $9,299
MANN FINANCIAL INC. 1 2.88% $9,373
Boston Private Bank & Trust Company 1 2.75% $4,461
Luxury Mortgage Corp. 1 3.13% $33,428
PLUS RELOCATION MORTGAGE, LLC 1 2.99% $5,727

Truckee-Grass Valley, CA's 290 lenders originated 7,991 loans during 2021. The total origination value was $3,186,025,000, with an average loan value of $398,702.

The top Truckee - Grass Valley lender as defined by loan originations is QUICKEN LOANS, LLC, with 579 loans originated. Their average total fees are $4,130, which is $787 lower than the next largest lender, UNITED WHOLESALE MORTGAGE, LLC.

The lowest fee Truckee - Grass Valley lenders (with over 10 loans originated) are IMPAC MORTGAGE CORP. ($520), Strong Home Mortgage, LLC ($1,352), Stifel Bank and Trust ($2,325), FREEDOM MORTGAGE CORPORATION ($2,377) and AMERICAN INTERNET MORTGAGE, INC. ($2,785).

The lowest rate Truckee - Grass Valley lenders (with over 10 loans originated) are Charles Schwab Bank, SSB (2.47%), Watermark Capital, Inc. (2.60%), Morgan Stanley Private Bank (2.63%), AMERICAN INTERNET MORTGAGE, INC. (2.71%) and Stifel Bank and Trust (2.73%).

Truckee-Grass Valley, CA Lender Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2020 Loan Value 2021 Loan Value % Change 2021 Market Share
UNITED WHOLESALE MORTGAGE, LLC $273,725,000 $305,500,000 11.6% 9.6%
QUICKEN LOANS, LLC $270,985,000 $278,420,000 2.7% 8.7%
HOME POINT FINANCIAL CORPORATION $66,725,000 $141,640,000 112.3% 4.4%
Wells Fargo Bank $132,665,000 $126,485,000 -4.7% 4.0%
FINANCE OF AMERICA MORTGAGE LLC $115,870,000 $119,265,000 2.9% 3.7%
AMERICAN PACIFIC MORTGAGE CORPORATION $102,560,000 $95,590,000 -6.8% 3.0%
LOANDEPOT.COM, LLC $55,510,000 $82,275,000 48.2% 2.6%
Flagstar Bank, FSB $125,795,000 $81,635,000 -35.1% 2.6%
GUILD MORTGAGE COMPANY $93,840,000 $81,280,000 -13.4% 2.6%
GUARANTEED RATE, INC. $38,195,000 $77,385,000 102.6% 2.4%
MOVEMENT MORTGAGE, LLC $60,085,000 $71,195,000 18.5% 2.2%
JPMorgan Chase Bank $61,615,000 $68,460,000 11.1% 2.1%
Bank of America $60,115,000 $65,870,000 9.6% 2.1%
U.S. Bank $58,270,000 $57,860,000 -0.7% 1.8%
FREEDOM MORTGAGE CORPORATION $51,685,000 $49,875,000 -3.5% 1.6%
S1L, Inc. $36,685,000 $48,980,000 33.5% 1.5%
BETTER MORTGAGE CORPORATION $22,865,000 $41,630,000 82.1% 1.3%
First Republic Bank $29,895,000 $37,965,000 27.0% 1.2%
LENDUS, LLC $33,275,000 $36,875,000 10.8% 1.2%
CALIBER HOME LOANS, INC. $48,060,000 $35,430,000 -26.3% 1.1%
PENNYMAC LOAN SERVICES, LLC $24,600,000 $31,235,000 27.0% 1.0%
Mr. Cooper ( Nationstar Mortgage ) $19,390,000 $28,170,000 45.3% 0.9%
Fremont Bank $19,210,000 $27,720,000 44.3% 0.9%
Tri Counties Bank $24,900,000 $26,595,000 6.8% 0.8%
Charles Schwab Bank, SSB $16,560,000 $25,645,000 54.9% 0.8%
PNC Bank $9,535,000 $24,045,000 152.2% 0.8%
AMERISAVE MORTGAGE CORPORATION $17,050,000 $23,295,000 36.6% 0.7%
Paramount Residential Mortgage Group, Inc. $20,805,000 $23,120,000 11.1% 0.7%
EVERGREEN MONEYSOURCE MORTGAGE COMPANY $26,000,000 $21,690,000 -16.6% 0.7%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $16,280,000 $21,175,000 30.1% 0.7%
NEWREZ LLC $13,720,000 $20,960,000 52.8% 0.7%
PRIMARY RESIDENTIAL MORTGAGE, INC. $27,925,000 $20,665,000 -26.0% 0.6%
CROSSCOUNTRY MORTGAGE, LLC $12,545,000 $20,625,000 64.4% 0.6%
CBRE MULTIFAMILY CAPITAL, INC. $19,805,000 n/a 0.6%
Citibank $13,600,000 $18,915,000 39.1% 0.6%
Bank of the West $21,455,000 $18,285,000 -14.8% 0.6%
Sierra Pacific Mortgage Company, Inc. $18,390,000 $17,945,000 -2.4% 0.6%
Umpqua Bank $11,470,000 $17,410,000 51.8% 0.5%
MUFG Union Bank $10,755,000 $16,275,000 51.3% 0.5%
Mortgage Research Center, LLC $8,780,000 $15,830,000 80.3% 0.5%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $12,785,000 $15,655,000 22.4% 0.5%
BROKER SOLUTIONS, INC. $14,185,000 $15,525,000 9.4% 0.5%
LAKEVIEW LOAN SERVICING, LLC $16,345,000 $15,030,000 -8.0% 0.5%
Goldman Sachs Bank USA $775,000 $14,205,000 1,732.9% 0.4%
Morgan Stanley Private Bank $11,040,000 $13,670,000 23.8% 0.4%
FIRST U.S. COMMUNITY CREDIT UNION $9,560,000 $13,115,000 37.2% 0.4%
Hometown Lenders, Inc. $19,190,000 $11,995,000 -37.5% 0.4%
SAFE CREDIT UNION $7,910,000 $11,930,000 50.8% 0.4%
WESTCOAST MORTGAGE GROUP AND REALTY COMPANY $6,390,000 $11,860,000 85.6% 0.4%
Commerce Home Mortgage, Inc. $12,895,000 $11,560,000 -10.4% 0.4%
THE GOLDEN 1 $12,010,000 $11,505,000 -4.2% 0.4%
El Dorado Savings Bank, F.S.B. $5,390,000 $10,770,000 99.8% 0.3%
PREMIER MORTGAGE RESOURCES, L.L.C. $5,725,000 $10,455,000 82.6% 0.3%
Ally Bank $5,615,000 $10,040,000 78.8% 0.3%
PLANET HOME LENDING, LLC $5,285,000 $9,915,000 87.6% 0.3%
AMWEST FUNDING CORP. $7,605,000 $9,650,000 26.9% 0.3%
ORIX REAL ESTATE CAPITAL, LLC $9,900,000 $9,615,000 -2.9% 0.3%
SUMMIT FUNDING, INC. $10,680,000 $9,595,000 -10.2% 0.3%
PRIMELENDING, A PLAINSCAPITAL COMPANY $7,440,000 $9,465,000 27.2% 0.3%
PROVIDENT FUNDING ASSOCIATES, L.P. $15,930,000 $9,395,000 -41.0% 0.3%
AMERICAN FINANCIAL NETWORK, INC. $12,705,000 $8,985,000 -29.3% 0.3%
FINANCE OF AMERICA REVERSE LLC $4,345,000 $8,925,000 105.4% 0.3%
Watermark Capital, Inc. $4,115,000 $8,715,000 111.8% 0.3%
IMPAC MORTGAGE CORP. $6,040,000 $8,430,000 39.6% 0.3%
HOMEBRIDGE FINANCIAL SERVICES, INC. $12,010,000 $8,305,000 -30.8% 0.3%
EVERETT FINANCIAL, INC. $55,110,000 $8,100,000 -85.3% 0.3%
GUARANTEED RATE AFFINITY, LLC $6,280,000 $8,090,000 28.8% 0.3%
STEARNS LENDING, LLC $8,090,000 $8,055,000 -0.4% 0.3%
PENTAGON FEDERAL CREDIT UNION $3,355,000 $7,810,000 132.8% 0.2%
InterContinental Capital Group, Inc $3,015,000 $7,750,000 157.0% 0.2%
Sierra Central Credit Union $11,565,000 $7,675,000 -33.6% 0.2%
CMG MORTGAGE, INC. $7,595,000 $7,090,000 -6.6% 0.2%
Provident Credit Union $3,235,000 $6,790,000 109.9% 0.2%
PATELCO $7,815,000 $6,550,000 -16.2% 0.2%
SUN WEST MORTGAGE COMPANY, INC. $7,275,000 $6,550,000 -10.0% 0.2%
MUTUAL OF OMAHA MORTGAGE, INC. $20,795,000 $6,400,000 -69.2% 0.2%
NETWORK CAPITAL FUNDING CORPORATION $5,120,000 $6,220,000 21.5% 0.2%
Strong Home Mortgage, LLC $3,950,000 $6,160,000 55.9% 0.2%
AMERICAN INTERNET MORTGAGE, INC. $5,315,000 $6,045,000 13.7% 0.2%
NAVY FEDERAL CREDIT UNION $6,280,000 $5,825,000 -7.2% 0.2%
LOANPAL, LLC $18,520,000 $5,565,000 -70.0% 0.2%
Zions Bancorporation, N.A. $1,845,000 $5,540,000 200.3% 0.2%
GENEVA FINANCIAL, LLC $1,045,000 $5,535,000 429.7% 0.2%
Stifel Bank and Trust $3,470,000 $5,465,000 57.5% 0.2%
BAY EQUITY LLC $2,130,000 $5,430,000 154.9% 0.2%
First Interstate Bank $6,405,000 $5,385,000 -15.9% 0.2%
First Guaranty Mortgage Corporation $3,800,000 $5,295,000 39.3% 0.2%
SCHOOLSFIRST $3,660,000 $5,295,000 44.7% 0.2%
UBS Bank USA $5,680,000 $5,250,000 -7.6% 0.2%
FBC MORTGAGE, LLC $2,610,000 $5,215,000 99.8% 0.2%
USAA Federal Savings Bank $9,675,000 $5,095,000 -47.3% 0.2%
PLAZA HOME MORTGAGE, INC. $5,735,000 $5,090,000 -11.2% 0.2%
CHERRY CREEK MORTGAGE, LLC $6,000,000 $5,055,000 -15.8% 0.2%
ACADEMY MORTGAGE CORPORATION $3,100,000 $5,015,000 61.8% 0.2%
Silicon Valley Bank $4,960,000 n/a 0.2%
Ameris Bank $2,875,000 $4,940,000 71.8% 0.2%
Citadel Servicing Corporation $470,000 $4,930,000 948.9% 0.2%
LONGBRIDGE FINANCIAL, LLC $1,455,000 $4,820,000 231.3% 0.2%
MASON MCDUFFIE MORTGAGE CORPORATION $7,845,000 $4,820,000 -38.6% 0.2%
Banner Bank $13,165,000 $4,660,000 -64.6% 0.1%
REVERSE MORTGAGE FUNDING LLC $1,775,000 $4,635,000 161.1% 0.1%
Carrington Mortgage Services, LLC $5,340,000 $4,590,000 -14.0% 0.1%
NEXERA HOLDING LLC $4,070,000 $4,560,000 12.0% 0.1%
FIRST TECHNOLOGY $3,650,000 $4,540,000 24.4% 0.1%
Truist Bank $1,485,000 $4,535,000 205.4% 0.1%
LAND HOME FINANCIAL SERVICES, INC. $8,370,000 $4,510,000 -46.1% 0.1%
NBKC BANK $3,930,000 $4,405,000 12.1% 0.1%
STANFORD Federal Credit Union $2,775,000 $4,375,000 57.7% 0.1%
LADERA LENDING, INC. $4,560,000 $4,025,000 -11.7% 0.1%
HSBC BANK USA, NATIONAL ASSOCIATION $2,175,000 $4,020,000 84.8% 0.1%
ANGEL OAK MORTGAGE SOLUTIONS LLC $2,890,000 $4,015,000 38.9% 0.1%
General Mortgage Capital Corporation $4,340,000 $3,630,000 -16.4% 0.1%
KeyBank $565,000 $3,615,000 539.8% 0.1%
PHH Mortgage Corporation $4,010,000 $3,515,000 -12.3% 0.1%
ALLIANT CREDIT UNION $3,425,000 $3,415,000 -0.3% 0.1%
Golden Empire Mortgage, Inc. $1,490,000 $3,380,000 126.8% 0.1%
LENOX FINANCIAL MORTGAGE CORPORATION $1,080,000 $3,375,000 212.5% 0.1%
CELEBRITY HOME LOANS, LLC $6,120,000 $3,360,000 -45.1% 0.1%
JMAC LENDING, INC. $6,750,000 $3,360,000 -50.2% 0.1%
Wyndham Capital Mortgage, Inc. $3,535,000 $3,355,000 -5.1% 0.1%
DATA MORTGAGE, INC. $995,000 $3,315,000 233.2% 0.1%
The Federal Savings Bank $5,370,000 $3,305,000 -38.5% 0.1%
STAR ONE CREDIT UNION $2,860,000 $3,210,000 12.2% 0.1%
North American Savings Bank, F.S.B. $2,095,000 $3,165,000 51.1% 0.1%
AMERICAN ADVISORS GROUP $4,810,000 $3,145,000 -34.6% 0.1%
REDWOOD RESIDENTIAL ACQUISITION CORPORATION $3,095,000 n/a 0.1%
ALAMEDA MORTGAGE CORPORATION $2,550,000 $3,050,000 19.6% 0.1%
VILLAGE CAPITAL & INVESTMENT LLC $3,590,000 $3,030,000 -15.6% 0.1%
UNITED $680,000 $2,965,000 336.0% 0.1%
Cf Bank $1,085,000 $2,935,000 170.5% 0.1%
CORNERSTONE HOME LENDING, INC. $2,580,000 $2,920,000 13.2% 0.1%
OCMBC, INC. $3,075,000 $2,790,000 -9.3% 0.1%
HOMESTEAD FUNDING CORP. $850,000 $2,725,000 220.6% 0.1%
ZILLOW HOME LOANS, LLC $1,275,000 $2,710,000 112.5% 0.1%
LENDSURE MORTGAGE CORP. $1,550,000 $2,610,000 68.4% 0.1%
NATIONS DIRECT MORTGAGE, LLC $1,940,000 $2,575,000 32.7% 0.1%
KINECTA $455,000 $2,570,000 464.8% 0.1%
CIT Bank $2,425,000 $2,565,000 5.8% 0.1%
City National Bank $1,965,000 $2,510,000 27.7% 0.1%
HOMEXPRESS MORTGAGE CORP. $2,135,000 $2,445,000 14.5% 0.1%
INTELLILOAN, INC. $1,560,000 $2,445,000 56.7% 0.1%
OAKTREE FUNDING CORP. $990,000 $2,435,000 146.0% 0.1%
SOFI LENDING CORP. $795,000 $2,385,000 200.0% 0.1%
WINNPOINTE CORPORATION $7,515,000 $2,375,000 -68.4% 0.1%
Axos Bank $810,000 $2,330,000 187.7% 0.1%
Firefighters First Federal Credit Union $2,530,000 $2,315,000 -8.5% 0.1%
ROUNDPOINT MORTGAGE SERVICING CORPORATION $975,000 $2,275,000 133.3% 0.1%
Greenbox Loans, Inc. $155,000 $2,250,000 1,351.6% 0.1%
Mechanics Bank $955,000 $2,235,000 134.0% 0.1%
Nations Lending Corporation $3,445,000 $2,215,000 -35.7% 0.1%
Northpointe Bank $2,840,000 $2,200,000 -22.5% 0.1%
SYNERGY HOME MORTGAGE, LLC $505,000 $2,195,000 334.7% 0.1%
V.I.P. MORTGAGE, INC. $915,000 $2,195,000 139.9% 0.1%
First Northern Bank of Dixon $2,175,000 n/a 0.1%
GOOGAIN, INC. $1,860,000 $2,175,000 16.9% 0.1%
COREVEST AMERICAN FINANCE LENDER LLC $2,155,000 n/a 0.1%
CLEARPATH LENDING $4,625,000 $2,140,000 -53.7% 0.1%
DRAPER AND KRAMER MORTGAGE CORP. $2,080,000 $2,140,000 2.9% 0.1%
PACIFIC HOME LOANS, INC. $2,140,000 n/a 0.1%
SNAPFI, INC. $985,000 $2,140,000 117.3% 0.1%
TJC Mortgage, Inc. $2,135,000 n/a 0.1%
Equity Prime Mortgage LLC $2,455,000 $2,055,000 -16.3% 0.1%
Cornerstone First Mortgage, Inc $2,795,000 $2,035,000 -27.2% 0.1%
INTERNATIONAL CITY MORTGAGE, INC. $1,995,000 n/a 0.1%
FJM PRIVATE MORTGAGE FUND, LLC $1,160,000 $1,990,000 71.6% 0.1%
ARC HOME LLC $735,000 $1,985,000 170.1% 0.1%
HOMEOWNERS FINANCIAL GROUP USA, LLC $1,795,000 $1,955,000 8.9% 0.1%
BBVA USA $9,135,000 $1,950,000 -78.7% 0.1%
AmeriHome Mortgage Company, LLC $3,025,000 $1,945,000 -35.7% 0.1%
LENDINGHOME FUNDING CORPORATION $1,740,000 $1,935,000 11.2% 0.1%
REDWOOD $2,540,000 $1,935,000 -23.8% 0.1%
Citizens National Bank of Texas $695,000 $1,930,000 177.7% 0.1%
FISHER FINANCIAL GROUP, INCORPORATED $720,000 $1,900,000 163.9% 0.1%
Prime Choice Funding Inc. $5,695,000 $1,895,000 -66.7% 0.1%
BMO Harris Bank $495,000 $1,890,000 281.8% 0.1%
SPRING EQ, LLC $970,000 $1,890,000 94.8% 0.1%
PREMIER LENDING, INC. $1,840,000 $1,800,000 -2.2% 0.1%
PRIVATE MORTGAGE ADVISORS, LLC $1,785,000 n/a 0.1%
SAN FRANCISCO FIRE CREDIT UNION $2,450,000 $1,785,000 -27.1% 0.1%
RBC Bank, (Georgia) $1,750,000 n/a 0.1%
The Loan Store, Inc. $1,400,000 $1,750,000 25.0% 0.1%
AMERICAN FINANCIAL RESOURCES, INC. $2,020,000 $1,690,000 -16.3% 0.1%
MOUNTAIN WEST FINANCIAL, INC. $2,895,000 $1,645,000 -43.2% 0.1%
Franklin Loan Corporation $1,630,000 n/a 0.1%
COASTAL FUNDING SLC, INC. $1,950,000 $1,620,000 -16.9% 0.1%
PACIFIC SERVICE $1,735,000 $1,610,000 -7.2% 0.1%
AMERICAN FINANCING CORPORATION $1,570,000 $1,555,000 -1.0% 0.0%
5TH STREET CAPITAL, INC. $205,000 $1,520,000 641.5% 0.0%
A&D Mortgage LLC $195,000 $1,510,000 674.4% 0.0%
BNC National Bank $1,075,000 $1,475,000 37.2% 0.0%
HOMESIDE FINANCIAL, LLC $2,220,000 $1,475,000 -33.6% 0.0%
Third Federal Savings and Loan Association of Cleveland $1,175,000 $1,475,000 25.5% 0.0%
Lakeview Community Capital, LLC $820,000 $1,465,000 78.7% 0.0%
MEGA CAPITAL FUNDING, INC. $4,340,000 $1,415,000 -67.4% 0.0%
MID AMERICA MORTGAGE, INC. $325,000 $1,410,000 333.8% 0.0%
ALL WESTERN MORTGAGE, INC. $1,395,000 n/a 0.0%
CHURCHILL MORTGAGE CORPORATION $1,015,000 $1,385,000 36.5% 0.0%
PARKSIDE LENDING, LLC $9,725,000 $1,345,000 -86.2% 0.0%
NMSI, INC. $3,770,000 $1,315,000 -65.1% 0.0%
CANOPY MORTGAGE, LLC $135,000 $1,305,000 866.7% 0.0%
TIAA, FSB $3,685,000 $1,300,000 -64.7% 0.0%
Century Mortgage Company DBA Century Lending Company $1,285,000 n/a 0.0%
FIRST COMMUNITY $1,265,000 n/a 0.0%
Quontic Bank $1,255,000 n/a 0.0%
Amerifirst Financial, Inc. $1,245,000 n/a 0.0%
WESTERN EXPRESS LENDING $1,220,000 n/a 0.0%
LENDERFI, INC. $1,215,000 n/a 0.0%
FUNDLOANS CAPITAL $1,210,000 n/a 0.0%
HighTechLending Inc $3,735,000 $1,210,000 -67.6% 0.0%
QUORUM FEDERAL CREDIT UNION $1,380,000 $1,200,000 -13.0% 0.0%
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $1,195,000 n/a 0.0%
TRAVIS CREDIT UNION $3,045,000 $1,195,000 -60.8% 0.0%
TRIAD FINANCIAL SERVICES, INC. $170,000 $1,165,000 585.3% 0.0%
TECHNOLOGY $1,545,000 $1,135,000 -26.5% 0.0%
ONY GLO, INC. $2,700,000 $1,125,000 -58.3% 0.0%
EAGLE HOME MORTGAGE, LLC $1,575,000 $1,105,000 -29.8% 0.0%
THE POLICE Credit Union $810,000 $1,095,000 35.2% 0.0%
SOVEREIGN LENDING GROUP INCORPORATED $1,280,000 $1,075,000 -16.0% 0.0%
ON Q FINANCIAL, INC. $965,000 $1,070,000 10.9% 0.0%
LOANSNAP, INC. $590,000 $1,065,000 80.5% 0.0%
Arvest Bank $375,000 $1,060,000 182.7% 0.0%
First Bank $1,885,000 $1,035,000 -45.1% 0.0%
CHEVRON $1,230,000 $1,015,000 -17.5% 0.0%
Florida Capital Bank $1,060,000 $1,010,000 -4.7% 0.0%
Glacier Bank $1,005,000 n/a 0.0%
OPEN MORTGAGE, LLC $1,825,000 $995,000 -45.5% 0.0%
Boeing Employees Credit Union $900,000 $990,000 10.0% 0.0%
San Mateo Credit Union $3,920,000 $990,000 -74.7% 0.0%
First Internet Bank of Indiana $650,000 $985,000 51.5% 0.0%
Wallick & Volk, Inc. $965,000 n/a 0.0%
Merchants Bank of Indiana $255,000 $955,000 274.5% 0.0%
Hometown Equity Mortgage, LLC $2,415,000 $950,000 -60.7% 0.0%
Luxury Mortgage Corp. $945,000 n/a 0.0%
Low VA Rates, LLC $1,130,000 $940,000 -16.8% 0.0%
Great Southern Bank $935,000 n/a 0.0%
Goldwater Bank, N.A. $920,000 n/a 0.0%
Platinum Home Mortgage Corporation $485,000 $920,000 89.7% 0.0%
RESIDENTIAL WHOLESALE MORTGAGE, INC. $985,000 $910,000 -7.6% 0.0%
LOGIX FEDERAL CREDIT UNION $1,090,000 $905,000 -17.0% 0.0%
SAFEAMERICA CREDIT UNION $890,000 n/a 0.0%
The Central Trust Bank $890,000 n/a 0.0%
Magnolia Bank $385,000 $885,000 129.9% 0.0%
First Western Trust Bank $880,000 n/a 0.0%
MORIA DEVELOPMENT, INC. $295,000 $880,000 198.3% 0.0%
CALCULATED RISK ANALYTICS LLC $2,185,000 $875,000 -60.0% 0.0%
TCF National Bank $3,920,000 $850,000 -78.3% 0.0%
Figure Lending LLC $360,000 $845,000 134.7% 0.0%
ARK-LA-TEX FINANCIAL SERVICES, LLC. $1,150,000 $840,000 -27.0% 0.0%
MEGASTAR FINANCIAL CORP. $825,000 n/a 0.0%
Prosperity Home Mortgage, LLC $810,000 n/a 0.0%
BAY $165,000 $765,000 363.6% 0.0%
EMBRACE HOME LOANS, INC. $345,000 $760,000 120.3% 0.0%
BRIDGELOCK CAPITAL $750,000 n/a 0.0%
Texana Bank $750,000 n/a 0.0%
WALL STREET MORTGAGE BANKERS, LTD. $750,000 n/a 0.0%
CENTRAL COAST LENDING, INC. $1,090,000 $740,000 -32.1% 0.0%
BM Real Estate Services, Inc. $2,150,000 $730,000 -66.0% 0.0%
SACRAMENTO Credit Union $325,000 $730,000 124.6% 0.0%
21ST MORTGAGE CORPORATION $665,000 $725,000 9.0% 0.0%
Boston Private Bank & Trust Company $395,000 $715,000 81.0% 0.0%
GOLDEN WEST ALLIANCE, INC. $710,000 n/a 0.0%
Alaska USA Federal Credit Union $800,000 $690,000 -13.8% 0.0%
Chicago Mortgage Solutions LLC $690,000 n/a 0.0%
Crestline Funding Corporation $205,000 $680,000 231.7% 0.0%
ENVOY MORTGAGE, LTD $315,000 $680,000 115.9% 0.0%
United Nations Federal Credit Union $675,000 n/a 0.0%
TOWNE MORTGAGE COMPANY $670,000 n/a 0.0%
Financial Funding Solutions, Inc. $1,155,000 $665,000 -42.4% 0.0%
Barrington Bank & Trust Company, N.A. $1,575,000 $660,000 -58.1% 0.0%
Discover Bank $490,000 $660,000 34.7% 0.0%
Northwest Farm Credit Services, FLCA $445,000 $655,000 47.2% 0.0%
BEST CAPITAL FUNDING $810,000 $650,000 -19.8% 0.0%
SUNSTREET MORTGAGE, LLC $305,000 $645,000 111.5% 0.0%
MERIWEST $640,000 n/a 0.0%
DOMINION FINANCIAL SERVICES, LLC $1,655,000 $635,000 -61.6% 0.0%
COMMUNITY FIRST CREDIT UNION $495,000 $610,000 23.2% 0.0%
First Home Bank $600,000 n/a 0.0%
HomeTrust Bank $1,630,000 $580,000 -64.4% 0.0%
NATIONWIDE MORTGAGE BANKERS, INC. $455,000 $580,000 27.5% 0.0%
NP, Inc. $235,000 $580,000 146.8% 0.0%
ABSOLUTE HOME MORTGAGE CORPORATION $1,315,000 $575,000 -56.3% 0.0%
Evolve Bank & Trust $205,000 $575,000 180.5% 0.0%
Operating Engineers Local Union #3 $1,650,000 $575,000 -65.2% 0.0%
EMM LOANS LLC $460,000 $570,000 23.9% 0.0%
INFINITY EQUITY GROUP, INC. $570,000 n/a 0.0%
Comerica Bank $1,775,000 $555,000 -68.7% 0.0%
Citizens Bank $1,055,000 $545,000 -48.3% 0.0%
FIRST COLONY MORTGAGE CORPORATION $545,000 n/a 0.0%
MANN FINANCIAL INC. $275,000 $545,000 98.2% 0.0%
MidFirst Bank $1,405,000 $545,000 -61.2% 0.0%
PLUS RELOCATION MORTGAGE, LLC $545,000 n/a 0.0%
SUN AMERICAN MORTGAGE COMPANY $535,000 n/a 0.0%
KELLER MORTGAGE, LLC $285,000 $525,000 84.2% 0.0%
Manufacturers and Traders Trust Company $520,000 n/a 0.0%
GEORGIA'S OWN $505,000 n/a 0.0%
DIRECTORS MORTGAGE, INC. $495,000 n/a 0.0%
FirstBank $2,605,000 $495,000 -81.0% 0.0%
NEW DAY FINANCIAL, LLC $2,315,000 $490,000 -78.8% 0.0%
LIMA ONE CAPITAL, LLC $485,000 n/a 0.0%
Loan Simple, Inc. $485,000 n/a 0.0%
RESIDENTIAL BANCORP. $480,000 n/a 0.0%
GUARANTY HOME MORTGAGE CORPORATION $475,000 n/a 0.0%
Toyota Financial Savings Bank $475,000 n/a 0.0%
SCENIC OAKS FUNDING, INC. $925,000 $465,000 -49.7% 0.0%
UNION HOME MORTGAGE CORP. $465,000 n/a 0.0%
USE Credit Union $690,000 $465,000 -32.6% 0.0%
GREATER NEVADA LLC $305,000 $460,000 50.8% 0.0%
First Midwest Bank $325,000 $455,000 40.0% 0.0%
SECURITYNATIONAL MORTGAGE COMPANY $455,000 n/a 0.0%
F&A Federal Credit Union $450,000 n/a 0.0%
CAPSTONE DIRECT, INC. $850,000 $445,000 -47.6% 0.0%
UNCLE Credit Union $650,000 $440,000 -32.3% 0.0%
DEEPHAVEN MORTGAGE LLC $435,000 n/a 0.0%
NOVA FINANCIAL & INVESTMENT CORPORATION $960,000 $435,000 -54.7% 0.0%
1ST NORTHERN CALIFORNIA $245,000 $425,000 73.5% 0.0%
GREAT LAKES $865,000 $425,000 -50.9% 0.0%
State Department Federal Credit Union $425,000 n/a 0.0%
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION $1,430,000 $415,000 -71.0% 0.0%
VENTURA COUNTY $415,000 n/a 0.0%
Visio Financial Services Inc. $415,000 n/a 0.0%
The First National Bank of Middle Tennessee $405,000 n/a 0.0%
CREDIT HUMAN FEDERAL CREDIT UNION $395,000 $400,000 1.3% 0.0%
INTERCAP LENDING INC. $395,000 n/a 0.0%
LOANFLIGHT LENDING, LLC $1,455,000 $395,000 -72.9% 0.0%
MORTGAGEONE, INC. $395,000 n/a 0.0%
ALL REVERSE MORTGAGE, INC. $1,180,000 $385,000 -67.4% 0.0%
LO, INC. $375,000 n/a 0.0%
NFM, INC. $1,225,000 $375,000 -69.4% 0.0%
ROYAL UNITED MORTGAGE LLC $325,000 $375,000 15.4% 0.0%
VELOCITY COMMERCIAL CAPITAL, LLC $375,000 n/a 0.0%
ALLIED MORTGAGE GROUP, INC. $370,000 n/a 0.0%
First Savings Bank $3,015,000 $365,000 -87.9% 0.0%
VERITAS FUNDING, LLC $860,000 $365,000 -57.6% 0.0%
FIRST CENTENNIAL MORTGAGE CORPORATION $930,000 $355,000 -61.8% 0.0%
ADVANCIAL $345,000 n/a 0.0%
DIGNIFIED HOME LOANS, LLC $365,000 $345,000 -5.5% 0.0%
ACCELERATE MORTGAGE, LLC $335,000 n/a 0.0%
BLUELEAF LENDING, LLC $335,000 n/a 0.0%
Metro City Bank $335,000 n/a 0.0%
MID-VALLEY SERVICES, INC. $335,000 n/a 0.0%
TEMPLE VIEW CAPITAL FUNDING, LP $335,000 n/a 0.0%
Chicago Financial Services, Inc. $935,000 $305,000 -67.4% 0.0%
DIRECT MORTGAGE, CORP. $305,000 n/a 0.0%
KBHS HOME LOANS, LLC $305,000 n/a 0.0%
MLD MORTGAGE INC. $870,000 $305,000 -64.9% 0.0%
RIVERLAND FEDERAL CREDIT UNION $305,000 n/a 0.0%
MICHIGAN MUTUAL, INC. $880,000 $295,000 -66.5% 0.0%
UNIVERSITY CREDIT UNION $355,000 $285,000 -19.7% 0.0%
CALTECH EMPLOYEES FEDERAL CREDIT UNION $575,000 $265,000 -53.9% 0.0%
Deseret First Credit Union $265,000 n/a 0.0%
DIGITAL Federal Credit Union $65,000 $255,000 292.3% 0.0%
CALCON MUTUAL MORTGAGE LLC $4,195,000 $245,000 -94.2% 0.0%
Home Mortgage Alliance Corp $245,000 n/a 0.0%
PARTNERS $245,000 n/a 0.0%
SANTA CLARA COUNTY $245,000 n/a 0.0%
SIRVA MORTGAGE, INC. $245,000 n/a 0.0%
1st Security Bank of Washington $235,000 n/a 0.0%
LIBERTY HOME MORTGAGE CORPORATION $225,000 n/a 0.0%
CITY FIRST MORTGAGE SERVICES, L.L.C. $405,000 $215,000 -46.9% 0.0%
Financial Partners Credit Union $625,000 $215,000 -65.6% 0.0%
EQUITY WAVE LENDING, INC. $265,000 $205,000 -22.6% 0.0%
JMJ FINANCIAL GROUP $1,065,000 $205,000 -80.8% 0.0%
VANDERBILT MORTGAGE AND FINANCE, INC. $195,000 n/a 0.0%
GLOBAL $175,000 n/a 0.0%
ANGEL OAK HOME LOANS LLC $155,000 n/a 0.0%
AUGUSTA FINANCIAL, INC. $155,000 n/a 0.0%
First-Citizens Bank & Trust Company $155,000 n/a 0.0%
LEADERONE FINANCIAL CORPORATION $560,000 $155,000 -72.3% 0.0%
SOUTHWEST STAGE FUNDING, LLC $560,000 $145,000 -74.1% 0.0%
WESCOM CENTRAL CREDIT UNION $85,000 n/a 0.0%
Bethpage Federal Credit Union $515,000 $55,000 -89.3% 0.0%
Connexus Credit Union $245,000 $45,000 -81.6% 0.0%

Truckee - Grass Valley's top lender by overall market share is UNITED WHOLESALE MORTGAGE, LLC, with 9.6% market share. In second place, with 8.7%, is QUICKEN LOANS, LLC, having originated $278,420,000 in loans. In third place, with 4.4%, is HOME POINT FINANCIAL CORPORATION, having originated $141,640,000 in loans. In third place, with 4.0%, is Wells Fargo Bank, having originated $126,485,000 in loans. In third place, with 3.7%, is FINANCE OF AMERICA MORTGAGE LLC, having originated $119,265,000 in loans.


Truckee-Grass Valley, CA Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Refi 3,416 $1,240,650,000 $363,188
Home Purchase 2,160 $1,104,370,000 $511,282
Cash Out Refi 1,971 $723,825,000 $367,237
Other 225 $76,565,000 $340,289
Home Improvement 219 $40,615,000 $185,457

Truckee - Grass Valley's most frequently cited loan purpose was Refi, with 3,416 originations. The 2nd most popular reason was Home Purchase, with 2,160 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
2.5-3% 3,733 $1,492,895,000 $399,918
3-4% 2,247 $933,295,000 $415,352
<2.5% 1,554 $622,800,000 $400,772
4-5% 249 $68,195,000 $273,876
5-6% 73 $21,175,000 $290,068
6-7% 26 $19,330,000 $743,462
7-8% 24 $5,890,000 $245,417
Over 8% 13 $1,325,000 $101,923

During 2021, Truckee - Grass Valley's most frequently originated rate bucket was 2.5-3%, with 3,733 originations.

Loan Sizing (Truckee-Grass Valley, CA MSA)

Loan Size Originations Total Value Average Loan
$200k-400k 3,716 $1,122,860,000 $302,169
$400k-600k 2,332 $1,124,170,000 $482,063
$100k-200k 878 $135,730,000 $154,590
$600k-1000k 601 $450,105,000 $748,927
$100,000 or less 240 $15,010,000 $62,542
$Over $1MM 224 $338,150,000 $1,509,598

Truckee - Grass Valley's loan sizing saw the bucket of loans from $200k-400k with 3,716 originations, totaling $1,122,860,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
60-80% 2,583 $1,207,815,000 $467,602
40-60% 2,251 $868,545,000 $385,849
80-100% 1,288 $632,980,000 $491,444
20-40% 1,197 $313,565,000 $261,959
Under 20% 394 $43,690,000 $110,888
Over 100% 37 $39,915,000 $1,078,784

Truckee - Grass Valley's loan sizing saw loans grouped in the 60-80% Loan-to-value bucket with 2,583 originations, totaling $1,207,815,000 in origination value.


Market Conditions (Median, Average Prices & Listing Count)

Realtor.com - Truckee - Grass Valley (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $549,000 (-0.9%) $909,243 (-8.9%) 0.00 673
2018-02-01 $554,500 (-1.3%) $914,010 (-12.6%) 0.00 664
2018-03-01 $550,000 (-6.3%) $886,412 (-15.1%) 0.00 678
2018-04-01 $534,050 (-8.7%) $834,178 (-15.1%) 0.00 745
2018-05-01 $527,000 (-9.1%) $820,982 (-12.6%) 0.00 889
2018-06-01 $535,000 (-10.8%) $811,149 (-15.8%) 0.00 1,011
2018-07-01 $527,000 (-11.4%) $807,733 (-14.5%) 0.00 1,078
2018-08-01 $516,500 (-12.3%) $805,862 (-12.2%) 0.00 1,132
2018-09-01 $500,256 (-12.2%) $781,938 (-11.9%) 0.00 1,155
2018-10-01 $499,000 (-8.4%) $805,113 (-8.3%) 0.00 1,097
2018-11-01 $499,000 (-7.9%) $811,504 (-6.1%) 0.00 1,022
2018-12-01 $482,500 (-9.0%) $798,556 (-7.3%) 0.00 974
2019-01-01 $472,000 (-14.0%) $788,787 (-13.3%) 0.00 857
2019-02-01 $478,000 (-13.8%) $814,598 (-10.9%) 0.00 827
2019-03-01 $495,014 (-10.0%) $795,610 (-10.2%) 0.00 835
2019-04-01 $495,014 (-7.3%) $765,596 (-8.2%) 0.00 881
2019-05-01 $499,500 (-5.2%) $748,941 (-8.8%) 0.00 1,109
2019-06-01 $539,900 (0.9%) $834,850 (2.9%) 0.00 1,104
2019-07-01 $539,500 (2.4%) $815,944 (1.0%) 0.00 1,177
2019-08-01 $543,286 (5.2%) $811,216 (0.7%) 0.00 1,183
2019-09-01 $543,536 (8.7%) $809,831 (3.6%) 0.00 1,159
2019-10-01 $545,950 (9.4%) $812,895 (1.0%) 0.00 1,042
2019-11-01 $539,000 (8.0%) $812,051 (0.1%) 0.00 907
2019-12-01 $525,000 (8.8%) $816,789 (2.3%) 0.00 813
2020-01-01 $533,950 (13.1%) $871,475 (10.5%) 0.00 720
2020-02-01 $535,000 (11.9%) $871,655 (7.0%) 0.00 691
2020-03-01 $549,500 (11.0%) $819,247 (3.0%) 0.00 726
2020-04-01 $549,950 (11.1%) $828,376 (8.2%) 0.00 675
2020-05-01 $565,000 (13.1%) $835,536 (11.6%) 0.00 739
2020-06-01 $579,000 (7.2%) $861,719 (3.2%) 0.00 694
2020-07-01 $575,000 (6.6%) $812,787 (-0.4%) 0.00 588
2020-08-01 $595,000 (9.5%) $846,469 (4.4%) 0.00 503
2020-09-01 $597,000 (9.8%) $857,216 (5.9%) 0.00 517
2020-10-01 $609,000 (11.6%) $911,131 (12.1%) 0.00 524
2020-11-01 $598,979 (11.1%) $970,335 (19.5%) 0.00 485
2020-12-01 $596,500 (13.6%) $1,023,945 (25.4%) 0.00 419
2021-01-01 $589,000 (10.3%) $1,010,520 (16.0%) 0.00 350
2021-02-01 $563,500 (5.3%) $951,796 (9.2%) 0.00 313
2021-03-01 $555,976 (1.2%) $953,593 (16.4%) 0.00 295
2021-04-01 $559,000 (1.7%) $952,381 (15.0%) 0.00 334
2021-05-01 $575,000 (1.8%) $951,457 (13.9%) 0.00 370
2021-06-01 $636,950 (10.0%) $1,021,625 (18.6%) 0.00 361
2021-07-01 $677,000 (17.7%) $1,105,211 (36.0%) 0.00 390
2021-08-01 $636,000 (6.9%) $1,060,703 (25.3%) 0.00 397
2021-09-01 $599,000 (0.3%) $1,001,509 (16.8%) 0.00 415
2021-10-01 $625,000 (2.6%) $965,604 (6.0%) 0.00 456
2021-11-01 $615,000 (2.7%) $910,555 (-6.2%) 0.00 407
2021-12-01 $619,900 (3.9%) $903,171 (-11.8%) 0.00 320
2022-01-01 $625,000 (6.1%) $875,182 (-13.4%) 0.00 243
2022-02-01 $644,000 (14.3%) $951,048 (-0.1%) 0.00 260
2022-03-01 $644,500 (15.9%) $905,686 (-5.0%) 0.00 289
2022-04-01 $689,000 (23.3%) $924,064 (-3.0%) 0.00 362
2022-05-01 $682,000 (18.6%) $965,822 (1.5%) 0.00 500
2022-06-01 $699,450 (9.8%) $1,015,446 (-0.6%) 0.00 598
Truckee - Grass Valley's median listing price for 2022-06-01 was $699,450, a difference of $62,500 (9.8%) versus the prior year and $17,450 versus the prior month.

Truckee - Grass Valley's median listing price comes in at 0% of the national average.

Truckee - Grass Valley's average listing price for 2022-06-01 was $1,015,446, a difference of $-6,179 (-0.6%) versus the prior year and $49,624 versus the prior month.

For the 2022-06-01 period, Truckee - Grass Valley had 598 MLS listings, a difference of 98 listings (20%) versus the prior month and 237 listings (66%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - Truckee - Grass Valley (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 0 days 2,240 sqft
2018-02-01 0 days 2,294 sqft
2018-03-01 0 days 2,345 sqft
2018-04-01 0 days 2,244 sqft
2018-05-01 0 days 2,209 sqft
2018-06-01 0 days 2,203 sqft
2018-07-01 0 days 2,194 sqft
2018-08-01 0 days 2,173 sqft
2018-09-01 0 days 2,200 sqft
2018-10-01 0 days 2,210 sqft
2018-11-01 0 days 2,205 sqft
2018-12-01 0 days 2,200 sqft
2019-01-01 0 days 2,198 sqft
2019-02-01 0 days 2,183 sqft
2019-03-01 0 days 2,252 sqft
2019-04-01 0 days 2,293 sqft
2019-05-01 0 days 2,292 sqft
2019-06-01 0 days 2,300 sqft
2019-07-01 0 days 2,254 sqft
2019-08-01 0 days 2,283 sqft
2019-09-01 0 days 2,312 sqft
2019-10-01 0 days 2,363 sqft
2019-11-01 0 days 2,397 sqft
2019-12-01 0 days 2,383 sqft
2020-01-01 0 days 2,404 sqft
2020-02-01 0 days 2,430 sqft
2020-03-01 0 days 2,356 sqft
2020-04-01 0 days 2,357 sqft
2020-05-01 0 days 2,337 sqft
2020-06-01 0 days 2,420 sqft
2020-07-01 0 days 2,349 sqft
2020-08-01 0 days 2,328 sqft
2020-09-01 0 days 2,307 sqft
2020-10-01 0 days 2,214 sqft
2020-11-01 0 days 2,196 sqft
2020-12-01 0 days 2,165 sqft
2021-01-01 0 days 2,080 sqft
2021-02-01 0 days 2,080 sqft
2021-03-01 0 days 2,038 sqft
2021-04-01 0 days 2,014 sqft
2021-05-01 0 days 1,950 sqft
2021-06-01 0 days 2,017 sqft
2021-07-01 0 days 2,051 sqft
2021-08-01 0 days 2,038 sqft
2021-09-01 0 days 1,994 sqft
2021-10-01 0 days 1,988 sqft
2021-11-01 0 days 2,023 sqft
2021-12-01 0 days 1,988 sqft
2022-01-01 0 days 1,929 sqft
2022-02-01 0 days 1,912 sqft
2022-03-01 0 days 1,941 sqft
2022-04-01 0 days 1,940 sqft
2022-05-01 0 days 2,010 sqft
2022-06-01 0 days 2,020 sqft
Truckee - Grass Valley's median listing age (time on market) for 2022-06-01 was 0 days.

Truckee - Grass Valley's median square footage for active listings during the 2022-06-01 period was 2,020 sqft. One year prior, the average listing was 2,017 sqft.