Truckee - Grass Valley Mortgage Rates & Closing Costs
30yr Fixed Rate
15yr Fixed Rate
FHA
USDA
VA
5/1 ARM
30 Year Fixed Rate mortgages in Truckee - Grass Valley averaged
7.42%
for the week of 2026-11-05, compared to the national average of
7.18% for the same period.
The average rate for the prior week (2026-10-29) was
7.38% and
one month ago for the week of 2026-10-01, the
average rate was 7.32%.
Truckee - Grass Valley's average rate one year ago was 6.11%.
For refis of the same type during the week of 2026-11-05, the average rate
was 7.53%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2026-11-05 | 7.18% |
| Truckee - Grass Valley 30 Year Fixed Rate | 2026-11-05 | 7.42% |
| Truckee - Grass Valley 30 Year Fixed Rate Refi | 2026-11-05 | 7.53% |
| Truckee - Grass Valley 15 Year Fixed Rate | 2026-11-05 | 6.57% |
| Truckee - Grass Valley 15 Year Fixed Rate Refi | 2026-11-05 | 6.87% |
| Truckee - Grass Valley 30 Year FHA | 2026-11-05 | 6.91% |
| Truckee - Grass Valley 30 Year FHA Refi | 2026-11-05 | 7.13% |
| Truckee - Grass Valley 30 Year USDA | 2026-11-05 | 6.9% |
| Truckee - Grass Valley 30 Year USDA Refi | 2026-11-05 | 6.9% |
| Truckee - Grass Valley 30 Year VA | 2026-11-05 | 6.66% |
| Truckee - Grass Valley 30 Year VA Refi | 2026-11-05 | 6.66% |
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Truckee-Grass Valley, CA.
Truckee - Grass Valley Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Truckee-Grass Valley, CA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
Truckee - Grass Valley Average Closing Costs & Other Stats
Truckee-Grass Valley, CA's 154 lenders originated 2,457
loans during 2025. The total origination value was $1,053,635,000, with an average loan value of
$428,830.
Truckee - Grass Valley's average closing costs are $5,912.
The top Truckee - Grass Valley lender as defined by loan originations is UNITED WHOLESALE MORTGAGE, LLC, with
216 loans originated. Their average total fees are
$7,218, which is $708
higher than the next largest lender,
The Loan Store, Inc..
The lowest fee Truckee - Grass Valley lenders (with over 10 loans originated) are
Charles Schwab Bank, SSB ($4,033), Morgan Stanley Private Bank ($4,471), JPMorgan Chase Bank ($4,864), Bank of America ($5,020) and AMERICAN PACIFIC MORTGAGE CORPORATION ($5,593).
The lowest rate Truckee - Grass Valley lenders (with over 10 loans originated) are
Charles Schwab Bank, SSB (5.42%), Morgan Stanley Private Bank (5.82%), Wells Fargo Bank (5.94%), Bank of America (5.94%) and LOANDEPOT.COM, LLC (5.95%).
Truckee-Grass Valley, CA Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2024 Loan Value | 2025 Loan Value | % Change | 2025 Market Share |
|---|---|---|---|---|
| UNITED WHOLESALE MORTGAGE, LLC | $141,480,000 | $151,785,000 | 7.3% | 14.4% |
| The Loan Store, Inc. | $41,010,000 | $72,290,000 | 76.3% | 6.9% |
| QUICKEN LOANS, LLC | $52,770,000 | $55,040,000 | 4.3% | 5.2% |
| U.S. Bank | $18,955,000 | $35,045,000 | 84.9% | 3.3% |
| ALAMEDA MORTGAGE CORPORATION | $20,105,000 | $33,030,000 | 64.3% | 3.1% |
| CROSSCOUNTRY MORTGAGE, LLC | $24,850,000 | $30,355,000 | 22.2% | 2.9% |
| GUILD MORTGAGE COMPANY | $29,520,000 | $28,330,000 | -4.0% | 2.7% |
| Wells Fargo Bank | $21,000,000 | $27,020,000 | 28.7% | 2.6% |
| PENNYMAC LOAN SERVICES, LLC | $7,845,000 | $24,795,000 | 216.1% | 2.4% |
| Morgan Stanley Private Bank | $16,145,000 | $24,225,000 | 50.0% | 2.3% |
| JPMorgan Chase Bank | $6,365,000 | $22,385,000 | 251.7% | 2.1% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | $23,870,000 | $21,330,000 | -10.6% | 2.0% |
| MOVEMENT MORTGAGE, LLC | $23,445,000 | $21,325,000 | -9.0% | 2.0% |
| Century Mortgage Company DBA Century Lending Company | $11,220,000 | $20,980,000 | 87.0% | 2.0% |
| Bank of America | $16,845,000 | $18,790,000 | 11.5% | 1.8% |
| S1L, Inc. | $9,790,000 | $17,400,000 | 77.7% | 1.7% |
| Charles Schwab Bank, SSB | $10,985,000 | $15,095,000 | 37.4% | 1.4% |
| Tri Counties Bank | $9,710,000 | $13,005,000 | 33.9% | 1.2% |
| CMG MORTGAGE, INC. | $8,775,000 | $12,230,000 | 39.4% | 1.2% |
| BMO Harris Bank | $10,155,000 | $11,720,000 | 15.4% | 1.1% |
| Sierra Pacific Mortgage Company, Inc. | $10,140,000 | $10,965,000 | 8.1% | 1.0% |
| Mr. Cooper ( Nationstar Mortgage ) | $5,185,000 | $9,625,000 | 85.6% | 0.9% |
| NexBank | $1,905,000 | $9,495,000 | 398.4% | 0.9% |
| NEWREZ LLC | $6,895,000 | $9,470,000 | 37.3% | 0.9% |
| Citibank | $7,850,000 | $8,700,000 | 10.8% | 0.8% |
| GUARANTEED RATE, INC. | $9,640,000 | $8,090,000 | -16.1% | 0.8% |
| LOANDEPOT.COM, LLC | $7,910,000 | $7,895,000 | -0.2% | 0.7% |
| FREEDOM MORTGAGE CORPORATION | $1,190,000 | $7,115,000 | 497.9% | 0.7% |
| UBS Bank USA | $3,895,000 | $6,955,000 | 78.6% | 0.7% |
| THE GOLDEN 1 | $5,365,000 | $6,945,000 | 29.5% | 0.7% |
| NAVY FEDERAL CREDIT UNION | $4,075,000 | $6,220,000 | 52.6% | 0.6% |
| Mortgage Research Center, LLC | $6,945,000 | $6,145,000 | -11.5% | 0.6% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $2,210,000 | $5,875,000 | 165.8% | 0.6% |
| BROKER SOLUTIONS, INC. | $7,965,000 | $5,395,000 | -32.3% | 0.5% |
| LENDSURE MORTGAGE CORP. | $7,290,000 | $5,280,000 | -27.6% | 0.5% |
| LENDINGHOME FUNDING CORPORATION | $2,675,000 | $5,220,000 | 95.1% | 0.5% |
| Commerce Home Mortgage, Inc. | $3,405,000 | $5,090,000 | 49.5% | 0.5% |
| NEXERA HOLDING LLC | $2,755,000 | $4,300,000 | 56.1% | 0.4% |
| Paramount Residential Mortgage Group, Inc. | $2,385,000 | $4,225,000 | 77.1% | 0.4% |
| HOMEXPRESS MORTGAGE CORP. | $2,735,000 | $4,040,000 | 47.7% | 0.4% |
| Zions Bank | $1,245,000 | $3,930,000 | 215.7% | 0.4% |
| SPRING EQ, LLC | $1,160,000 | $3,850,000 | 231.9% | 0.4% |
| BETTER MORTGAGE CORPORATION | $450,000 | $3,760,000 | 735.6% | 0.4% |
| MASON MCDUFFIE MORTGAGE CORPORATION | $2,980,000 | $3,685,000 | 23.7% | 0.3% |
| FIRST U.S. COMMUNITY CREDIT UNION | $2,500,000 | $3,640,000 | 45.6% | 0.3% |
| Citizens National Bank of Texas | $3,615,000 | n/a | 0.3% | |
| PLAZA HOME MORTGAGE, INC. | $6,980,000 | $3,590,000 | -48.6% | 0.3% |
| El Dorado Savings Bank, F.S.B. | $860,000 | $3,580,000 | 316.3% | 0.3% |
| UNION HOME MORTGAGE CORP. | $1,155,000 | $3,580,000 | 210.0% | 0.3% |
| SCENIC OAKS FUNDING, INC. | $2,225,000 | $3,385,000 | 52.1% | 0.3% |
| GUARANTEED RATE AFFINITY, LLC | $6,440,000 | $3,370,000 | -47.7% | 0.3% |
| SCHOOLSFIRST | $870,000 | $3,315,000 | 281.0% | 0.3% |
| Sierra Central Credit Union | $3,615,000 | $3,315,000 | -8.3% | 0.3% |
| Flagstar Bank, FSB | $22,995,000 | $3,240,000 | -85.9% | 0.3% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | $1,510,000 | $3,065,000 | 103.0% | 0.3% |
| Fremont Bank | $2,645,000 | $3,060,000 | 15.7% | 0.3% |
| A&D Mortgage LLC | $430,000 | $3,015,000 | 601.2% | 0.3% |
| AMERICAN FINANCIAL RESOURCES, INC. | $1,115,000 | $2,920,000 | 161.9% | 0.3% |
| NBKC BANK | $1,080,000 | $2,845,000 | 163.4% | 0.3% |
| LAKEVIEW LOAN SERVICING, LLC | $1,055,000 | $2,730,000 | 158.8% | 0.3% |
| TEACHERS | $2,605,000 | n/a | 0.2% | |
| FINANCE OF AMERICA REVERSE LLC | $1,485,000 | $2,525,000 | 70.0% | 0.2% |
| Banner Bank | $1,740,000 | $2,515,000 | 44.5% | 0.2% |
| PNC Bank | $3,485,000 | $2,500,000 | -28.3% | 0.2% |
| SUMMIT FUNDING, INC. | $1,320,000 | $2,465,000 | 86.7% | 0.2% |
| ALLIANT CREDIT UNION | $1,870,000 | $2,455,000 | 31.3% | 0.2% |
| STAR ONE CREDIT UNION | $310,000 | $2,410,000 | 677.4% | 0.2% |
| Stifel Bank and Trust | $3,665,000 | $2,355,000 | -35.7% | 0.2% |
| Ameris Bank | $810,000 | $2,315,000 | 185.8% | 0.2% |
| Figure Lending LLC | $2,270,000 | $2,195,000 | -3.3% | 0.2% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | $2,320,000 | $2,140,000 | -7.8% | 0.2% |
| Third Federal Savings and Loan Association of Cleveland | $1,970,000 | $2,135,000 | 8.4% | 0.2% |
| REDWOOD | $2,110,000 | $2,105,000 | -0.2% | 0.2% |
| Citadel Servicing Corporation | $2,210,000 | $2,100,000 | -5.0% | 0.2% |
| EVERETT FINANCIAL, INC. | $2,015,000 | $2,100,000 | 4.2% | 0.2% |
| SAFE CREDIT UNION | $350,000 | $2,070,000 | 491.4% | 0.2% |
| Umpqua Bank | $1,175,000 | $2,065,000 | 75.7% | 0.2% |
| The Federal Savings Bank | $1,345,000 | $1,980,000 | 47.2% | 0.2% |
| FIRST COLONY MORTGAGE CORPORATION | $1,305,000 | $1,855,000 | 42.1% | 0.2% |
| AMWEST FUNDING CORP. | $1,900,000 | $1,805,000 | -5.0% | 0.2% |
| USAA Federal Savings Bank | $2,630,000 | $1,785,000 | -32.1% | 0.2% |
| NP, Inc. | $510,000 | $1,755,000 | 244.1% | 0.2% |
| LONGBRIDGE FINANCIAL, LLC | $1,945,000 | $1,740,000 | -10.5% | 0.2% |
| AMERICAN INTERNET MORTGAGE, INC. | $605,000 | $1,735,000 | 186.8% | 0.2% |
| Baxter Credit Union | $1,695,000 | n/a | 0.2% | |
| ZILLOW HOME LOANS, LLC | $2,995,000 | $1,680,000 | -43.9% | 0.2% |
| JMAC LENDING, INC. | $435,000 | $1,670,000 | 283.9% | 0.2% |
| PATELCO | $660,000 | $1,670,000 | 153.0% | 0.2% |
| Hometown Equity Mortgage, LLC | $480,000 | $1,625,000 | 238.5% | 0.2% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $3,085,000 | $1,560,000 | -49.4% | 0.1% |
| Plains Commerce Bank | $75,000 | $1,545,000 | 1,960.0% | 0.1% |
| Firefighters First Federal Credit Union | $3,940,000 | $1,505,000 | -61.8% | 0.1% |
| NETWORK CAPITAL FUNDING CORPORATION | $55,000 | $1,470,000 | 2,572.7% | 0.1% |
| LAND HOME FINANCIAL SERVICES, INC. | $790,000 | $1,405,000 | 77.8% | 0.1% |
| Carrington Mortgage Services, LLC | $905,000 | $1,395,000 | 54.1% | 0.1% |
| FUNDLOANS CAPITAL | $850,000 | $1,380,000 | 62.4% | 0.1% |
| PENTAGON FEDERAL CREDIT UNION | $600,000 | $1,360,000 | 126.7% | 0.1% |
| STANFORD Federal Credit Union | $1,355,000 | n/a | 0.1% | |
| MUTUAL OF OMAHA MORTGAGE, INC. | $2,195,000 | $1,345,000 | -38.7% | 0.1% |
| Truist | $790,000 | $1,310,000 | 65.8% | 0.1% |
| City National Bank | $1,300,000 | n/a | 0.1% | |
| Provident Credit Union | $1,620,000 | $1,280,000 | -21.0% | 0.1% |
| Home Mortgage Alliance Corp | $1,900,000 | $1,245,000 | -34.5% | 0.1% |
| AMERISAVE MORTGAGE CORPORATION | $1,240,000 | $1,230,000 | -0.8% | 0.1% |
| The Huntington National Bank | $1,225,000 | n/a | 0.1% | |
| NATIONWIDE EQUITIES CORPORATION | $1,220,000 | n/a | 0.1% | |
| PREMIER MORTGAGE RESOURCES, L.L.C. | $195,000 | $1,220,000 | 525.6% | 0.1% |
| GTE Federal Credit Union | $680,000 | $1,210,000 | 77.9% | 0.1% |
| Vellum Mortgage, Inc. | $205,000 | $1,200,000 | 485.4% | 0.1% |
| Waterstone Mortgage Corporation | $1,170,000 | n/a | 0.1% | |
| Raymond James Bank | $1,155,000 | n/a | 0.1% | |
| Cornerstone First Mortgage, Inc | $1,615,000 | $1,150,000 | -28.8% | 0.1% |
| Sunflower Bank | $1,150,000 | n/a | 0.1% | |
| ML Mortgage Corp. | $1,135,000 | n/a | 0.1% | |
| Hinsdale Bank & Trust Company | $1,115,000 | n/a | 0.1% | |
| DEEPHAVEN MORTGAGE LLC | $1,130,000 | $1,110,000 | -1.8% | 0.1% |
| First Federal Bank | $625,000 | $1,110,000 | 77.6% | 0.1% |
| Prosperity Home Mortgage, LLC | $1,275,000 | $1,090,000 | -14.5% | 0.1% |
| Crystal Lake Bank and Trust | $1,065,000 | n/a | 0.1% | |
| Mechanics Bank | $1,045,000 | n/a | 0.1% | |
| PACIFIC SERVICE | $535,000 | $1,035,000 | 93.5% | 0.1% |
| MORTGAGEONE, INC. | $755,000 | $1,020,000 | 35.1% | 0.1% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | $1,580,000 | $1,015,000 | -35.8% | 0.1% |
| LOGIX FEDERAL CREDIT UNION | $310,000 | $1,015,000 | 227.4% | 0.1% |
| Bethpage Federal Credit Union | $1,135,000 | $1,010,000 | -11.0% | 0.1% |
| DIGNIFIED HOME LOANS, LLC | $445,000 | $1,010,000 | 127.0% | 0.1% |
| ARROWHEAD CENTRAL CREDIT UNION | $1,005,000 | n/a | 0.1% | |
| HOMEAMERICAN MORTGAGE CORPORATION | $1,000,000 | n/a | 0.1% | |
| Merchants Mortgage & Trust Corporation | $2,465,000 | $995,000 | -59.6% | 0.1% |
| Coastal Community Bank | $725,000 | $980,000 | 35.2% | 0.1% |
| QUORUM FEDERAL CREDIT UNION | $75,000 | $980,000 | 1,206.7% | 0.1% |
| Franklin Loan Corporation | $1,610,000 | $960,000 | -40.4% | 0.1% |
| INTERCAP LENDING INC. | $930,000 | n/a | 0.1% | |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $510,000 | $900,000 | 76.5% | 0.1% |
| ARC HOME LLC | $365,000 | $890,000 | 143.8% | 0.1% |
| NOVA FINANCIAL & INVESTMENT CORPORATION | $890,000 | n/a | 0.1% | |
| SUN WEST MORTGAGE COMPANY, INC. | $890,000 | n/a | 0.1% | |
| Performance Financial, Inc. | $1,285,000 | $885,000 | -31.1% | 0.1% |
| San Mateo Credit Union | $165,000 | $885,000 | 436.4% | 0.1% |
| ENVOY MORTGAGE, LTD | $1,000,000 | $870,000 | -13.0% | 0.1% |
| VAL-CHRIS INVESTMENTS, INC. | $365,000 | $870,000 | 138.4% | 0.1% |
| FIRST TECHNOLOGY | $1,170,000 | $825,000 | -29.5% | 0.1% |
| HighTechLending Inc | $1,175,000 | $815,000 | -30.6% | 0.1% |
| OCMBC, INC. | $4,800,000 | $790,000 | -83.5% | 0.1% |
| AmeriHome Mortgage Company, LLC | $1,335,000 | $770,000 | -42.3% | 0.1% |
| SWBC MORTGAGE CORPORATION | $755,000 | n/a | 0.1% | |
| Ixonia Bank | $750,000 | n/a | 0.1% | |
| Golden Empire Mortgage, Inc. | $165,000 | $745,000 | 351.5% | 0.1% |
| VELOCITY COMMERCIAL CAPITAL, LLC | $740,000 | n/a | 0.1% | |
| CHEVRON | $450,000 | $725,000 | 61.1% | 0.1% |
| CLEARPATH LENDING | $705,000 | n/a | 0.1% | |
| EVERGREEN MONEYSOURCE MORTGAGE COMPANY | $690,000 | n/a | 0.1% | |
| BAY EQUITY LLC | $1,050,000 | $685,000 | -34.8% | 0.1% |
| AMERICAN FINANCIAL NETWORK, INC. | $670,000 | n/a | 0.1% | |
| ROUNDPOINT MORTGAGE SERVICING CORPORATION | $275,000 | $670,000 | 143.6% | 0.1% |
| ONY GLO, INC. | $705,000 | $655,000 | -7.1% | 0.1% |
| Equity Prime Mortgage LLC | $905,000 | $650,000 | -28.2% | 0.1% |
| RESIDENTIAL BANCORP | $230,000 | $645,000 | 180.4% | 0.1% |
| First-Citizens Bank & Trust Company | $1,565,000 | $605,000 | -61.3% | 0.1% |
| VENTURA COUNTY | $105,000 | $605,000 | 476.2% | 0.1% |
| VILLAGE CAPITAL MORTGAGE | $455,000 | $605,000 | 33.0% | 0.1% |
| KINECTA | $405,000 | $595,000 | 46.9% | 0.1% |
| CHURCHILL MORTGAGE CORPORATION | $1,070,000 | $590,000 | -44.9% | 0.1% |
| Armed Forces Bank | $585,000 | n/a | 0.1% | |
| MASS. INSTITUTE OF TECH. FEDERAL CREDIT UNION | $585,000 | n/a | 0.1% | |
| SECURITYNATIONAL MORTGAGE COMPANY | $840,000 | $575,000 | -31.5% | 0.1% |
| Kwik Mortgage Corporation | $560,000 | n/a | 0.1% | |
| SACRAMENTO Credit Union | $555,000 | n/a | 0.1% | |
| CREDIT HUMAN FEDERAL CREDIT UNION | $675,000 | $545,000 | -19.3% | 0.1% |
| 1ST NORTHERN CALIFORNIA | $520,000 | n/a | 0.0% | |
| BAY | $515,000 | n/a | 0.0% | |
| CENTRAL COAST LENDING, INC. | $315,000 | $515,000 | 63.5% | 0.0% |
| San Diego Funding | $515,000 | n/a | 0.0% | |
| Discover Bank | $970,000 | $510,000 | -47.4% | 0.0% |
| Goldman Sachs Bank USA | $1,485,000 | $505,000 | -66.0% | 0.0% |
| Leader Bank | $505,000 | n/a | 0.0% | |
| First Savings Bank | $705,000 | $485,000 | -31.2% | 0.0% |
| SAN FRANCISCO FIRE CREDIT UNION | $315,000 | $475,000 | 50.8% | 0.0% |
| 21ST MORTGAGE CORPORATION | $745,000 | $470,000 | -36.9% | 0.0% |
| LENOX FINANCIAL MORTGAGE CORPORATION | $465,000 | n/a | 0.0% | |
| NFM, INC. | $465,000 | n/a | 0.0% | |
| PLANET HOME LENDING, LLC | $465,000 | n/a | 0.0% | |
| TRIAD FINANCIAL SERVICES, INC. | $625,000 | $460,000 | -26.4% | 0.0% |
| NEW WAVE LENDING GROUP INC | $455,000 | n/a | 0.0% | |
| First Northern Bank of Dixon | $415,000 | n/a | 0.0% | |
| General Mortgage Capital Corporation | $405,000 | n/a | 0.0% | |
| GREENSTATE CREDIT UNION | $585,000 | $405,000 | -30.8% | 0.0% |
| Farmers Bank & Trust | $395,000 | n/a | 0.0% | |
| CANOPY MORTGAGE, LLC | $1,305,000 | $385,000 | -70.5% | 0.0% |
| Magnolia Bank | $385,000 | n/a | 0.0% | |
| MLD MORTGAGE INC. | $385,000 | n/a | 0.0% | |
| PREMIER LENDING, INC. | $385,000 | n/a | 0.0% | |
| WALL STREET MORTGAGE BANKERS, LTD. | $385,000 | n/a | 0.0% | |
| MID AMERICA MORTGAGE, INC. | $765,000 | $380,000 | -50.3% | 0.0% |
| UNITED | $1,525,000 | $375,000 | -75.4% | 0.0% |
| SUMMIT MORTGAGE CORPORATION | $355,000 | n/a | 0.0% | |
| TOWNE MORTGAGE COMPANY | $345,000 | n/a | 0.0% | |
| AMERICAN HERITAGE LENDING, INC. | $265,000 | $325,000 | 22.6% | 0.0% |
| GSF Mortgage Corporation | $325,000 | n/a | 0.0% | |
| HomeTrust Bank | $75,000 | $325,000 | 333.3% | 0.0% |
| NMSI, INC. | $325,000 | n/a | 0.0% | |
| ROGUE | $155,000 | $325,000 | 109.7% | 0.0% |
| Axos Bank | $235,000 | $305,000 | 29.8% | 0.0% |
| CARDINAL FINANCIAL | $755,000 | $305,000 | -59.6% | 0.0% |
| NEW DAY FINANCIAL, LLC | $465,000 | $285,000 | -38.7% | 0.0% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | $145,000 | $285,000 | 96.6% | 0.0% |
| FIRST COMMUNITY MORTGAGE, INC. | $385,000 | $265,000 | -31.2% | 0.0% |
| Greenbox Loans, Inc. | $265,000 | n/a | 0.0% | |
| MERIWEST | $265,000 | n/a | 0.0% | |
| TECHNOLOGY | $95,000 | $240,000 | 152.6% | 0.0% |
| PHH Mortgage Corporation | $1,595,000 | $235,000 | -85.3% | 0.0% |
| California Coast Credit Union | $230,000 | n/a | 0.0% | |
| Operating Engineers Local Union #3 | $220,000 | n/a | 0.0% | |
| PremierOne Credit Union | $215,000 | n/a | 0.0% | |
| Nations Lending Corporation | $185,000 | n/a | 0.0% | |
| TEMPLE VIEW CAPITAL FUNDING, LP | $185,000 | n/a | 0.0% | |
| MID-VALLEY SERVICES, INC. | $175,000 | n/a | 0.0% | |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | $305,000 | $165,000 | -45.9% | 0.0% |
| Royal Business Bank | $165,000 | n/a | 0.0% | |
| ROYAL UNITED MORTGAGE LLC | $145,000 | $160,000 | 10.3% | 0.0% |
| NuVision Federal Credit Union | $155,000 | n/a | 0.0% | |
| WESCOM CENTRAL CREDIT UNION | $35,000 | $125,000 | 257.1% | 0.0% |
| State Department Federal Credit Union | $115,000 | n/a | 0.0% | |
| Bank of Marin | $105,000 | n/a | 0.0% | |
| CommonWealth Central Credit Union | $105,000 | n/a | 0.0% | |
| TRAVIS CREDIT UNION | $3,175,000 | $105,000 | -96.7% | 0.0% |
| Comerica Bank | $75,000 | n/a | 0.0% | |
| UNCLE Credit Union | $75,000 | n/a | 0.0% | |
| 1ST UNITED SERVICES CREDIT UNION | $25,000 | $55,000 | 120.0% | 0.0% |
| GREAT LAKES | $55,000 | n/a | 0.0% | |
| LOANPAL, LLC | $320,000 | $55,000 | -82.8% | 0.0% |
Truckee - Grass Valley's top lender by overall market share is UNITED WHOLESALE MORTGAGE, LLC, with 14.4% market share. In second place, with 6.9%, is The Loan Store, Inc., having originated $72,290,000 in loans. In third place, with 5.2%, is QUICKEN LOANS, LLC, having originated $55,040,000 in loans. In fourth place, with 3.3%, is U.S. Bank, having originated $35,045,000 in loans. In fifth place, with 3.1%, is ALAMEDA MORTGAGE CORPORATION, having originated $33,030,000 in loans.
Truckee - Grass Valley Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - Truckee - Grass Valley (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
|---|---|---|---|---|
| 2018-01-01 | $488,750 (3.6%) | $626,243 (-0.3%) | 0.00 | 457 |
| 2018-02-01 | $489,375 (0.0%) | $626,490 (-1.8%) | 0.00 | 453 |
| 2018-03-01 | $465,375 (-6.6%) | $609,273 (-5.6%) | 0.00 | 473 |
| 2018-04-01 | $479,000 (-3.8%) | $595,576 (-7.1%) | 0.00 | 541 |
| 2018-05-01 | $489,025 (-2.0%) | $598,584 (-7.9%) | 0.00 | 646 |
| 2018-06-01 | $496,000 (-5.5%) | $594,413 (-11.5%) | 0.00 | 724 |
| 2018-07-01 | $481,500 (-8.3%) | $597,512 (-11.7%) | 0.00 | 783 |
| 2018-08-01 | $474,950 (-5.7%) | $598,464 (-8.0%) | 0.00 | 833 |
| 2018-09-01 | $475,000 (-5.0%) | $595,572 (-7.2%) | 0.00 | 838 |
| 2018-10-01 | $465,000 (-5.5%) | $591,912 (-7.5%) | 0.00 | 805 |
| 2018-11-01 | $471,950 (-3.7%) | $582,394 (-8.2%) | 0.00 | 750 |
| 2018-12-01 | $455,000 (-4.8%) | $570,096 (-8.2%) | 0.00 | 707 |
| 2019-01-01 | $434,450 (-11.1%) | $540,161 (-13.8%) | 0.00 | 617 |
| 2019-02-01 | $437,190 (-10.7%) | $547,868 (-12.6%) | 0.00 | 588 |
| 2019-03-01 | $452,786 (-2.7%) | $553,598 (-9.1%) | 0.00 | 584 |
| 2019-04-01 | $466,750 (-2.6%) | $561,560 (-5.7%) | 0.00 | 616 |
| 2019-05-01 | $497,000 (1.6%) | $605,833 (1.2%) | 0.00 | 765 |
| 2019-06-01 | $499,950 (0.8%) | $615,348 (3.5%) | 0.00 | 857 |
| 2019-07-01 | $500,000 (3.8%) | $611,997 (2.4%) | 0.00 | 945 |
| 2019-08-01 | $500,000 (5.3%) | $609,858 (1.9%) | 0.00 | 957 |
| 2019-09-01 | $500,000 (5.3%) | $604,030 (1.4%) | 0.00 | 924 |
| 2019-10-01 | $500,000 (7.5%) | $600,095 (1.4%) | 0.00 | 875 |
| 2019-11-01 | $499,000 (5.7%) | $584,382 (0.3%) | 0.00 | 746 |
| 2019-12-01 | $480,000 (5.5%) | $571,831 (0.3%) | 0.00 | 646 |
| 2020-01-01 | $480,000 (10.5%) | $578,526 (7.1%) | 0.00 | 578 |
| 2020-02-01 | $489,000 (11.9%) | $592,232 (8.1%) | 0.00 | 549 |
| 2020-03-01 | $499,500 (10.3%) | $600,319 (8.4%) | 0.00 | 594 |
| 2020-04-01 | $507,500 (8.7%) | $600,587 (7.0%) | 0.00 | 564 |
| 2020-05-01 | $535,000 (7.7%) | $643,479 (6.2%) | 0.00 | 616 |
| 2020-06-01 | $549,000 (9.8%) | $659,931 (7.3%) | 0.00 | 560 |
| 2020-07-01 | $550,750 (10.2%) | $669,883 (9.5%) | 0.00 | 481 |
| 2020-08-01 | $575,000 (15.0%) | $697,478 (14.4%) | 0.00 | 409 |
| 2020-09-01 | $575,000 (15.0%) | $722,408 (19.6%) | 0.00 | 433 |
| 2020-10-01 | $572,400 (14.5%) | $743,546 (23.9%) | 0.00 | 446 |
| 2020-11-01 | $574,950 (15.2%) | $731,971 (25.3%) | 0.00 | 389 |
| 2020-12-01 | $559,500 (16.6%) | $705,909 (23.5%) | 0.00 | 348 |
| 2021-01-01 | $565,000 (17.7%) | $719,827 (24.4%) | 0.00 | 285 |
| 2021-02-01 | $544,032 (11.3%) | $669,052 (13.0%) | 0.00 | 264 |
| 2021-03-01 | $546,225 (9.4%) | $644,658 (7.4%) | 0.00 | 250 |
| 2021-04-01 | $549,450 (8.3%) | $641,581 (6.8%) | 0.00 | 293 |
| 2021-05-01 | $559,900 (4.7%) | $657,122 (2.1%) | 0.00 | 326 |
| 2021-06-01 | $612,250 (11.5%) | $705,302 (6.9%) | 0.00 | 322 |
| 2021-07-01 | $639,000 (16.0%) | $754,325 (12.6%) | 0.00 | 347 |
| 2021-08-01 | $605,500 (5.3%) | $736,053 (5.5%) | 0.00 | 355 |
| 2021-09-01 | $592,000 (3.0%) | $742,192 (2.7%) | 0.00 | 381 |
| 2021-10-01 | $599,450 (4.7%) | $751,497 (1.1%) | 0.00 | 430 |
| 2021-11-01 | $599,225 (4.2%) | $738,521 (0.9%) | 0.00 | 384 |
| 2021-12-01 | $599,000 (7.1%) | $721,660 (2.2%) | 0.00 | 298 |
| 2022-01-01 | $599,450 (6.1%) | $713,333 (-0.9%) | 0.00 | 227 |
| 2022-02-01 | $627,000 (15.3%) | $764,356 (14.2%) | 0.00 | 245 |
| 2022-03-01 | $644,250 (18.0%) | $767,834 (19.1%) | 0.00 | 278 |
| 2022-04-01 | $675,000 (22.9%) | $806,610 (25.7%) | 0.00 | 352 |
| 2022-05-01 | $658,450 (17.6%) | $818,142 (24.5%) | 0.00 | 486 |
| 2022-06-01 | $674,500 (10.2%) | $837,341 (18.7%) | 0.00 | 566 |
| 2022-07-01 | $669,000 (4.7%) | $866,878 (14.9%) | 0.00 | 617 |
| 2022-08-01 | $699,000 (15.4%) | $892,178 (21.2%) | 0.00 | 578 |
| 2022-09-01 | $695,000 (17.4%) | $882,732 (18.9%) | 0.00 | 560 |
| 2022-10-01 | $660,000 (10.1%) | $852,543 (13.5%) | 0.00 | 529 |
| 2022-11-01 | $629,225 (5.0%) | $847,132 (14.7%) | 0.00 | 467 |
| 2022-12-01 | $619,900 (3.5%) | $860,185 (19.2%) | 0.00 | 377 |
| 2023-01-01 | $659,000 (9.9%) | $911,341 (27.8%) | 0.00 | 298 |
| 2023-02-01 | $700,000 (11.6%) | $951,257 (24.5%) | 0.00 | 266 |
| 2023-03-01 | $684,361 (6.2%) | $948,487 (23.5%) | 0.00 | 248 |
| 2023-04-01 | $725,000 (7.4%) | $989,838 (22.7%) | 0.00 | 262 |
| 2023-05-01 | $729,250 (10.8%) | $971,824 (18.8%) | 0.00 | 347 |
| 2023-06-01 | $749,225 (11.1%) | $980,162 (17.1%) | 0.00 | 439 |
| 2023-07-01 | $749,000 (12.0%) | $970,076 (11.9%) | 0.00 | 486 |
| 2023-08-01 | $748,250 (7.1%) | $979,782 (9.8%) | 0.00 | 488 |
| 2023-09-01 | $737,000 (6.0%) | $961,871 (9.0%) | 0.00 | 475 |
| 2023-10-01 | $700,000 (6.1%) | $941,900 (10.5%) | 0.00 | 456 |
| 2023-11-01 | $674,925 (7.3%) | $900,998 (6.4%) | 0.00 | 429 |
| 2023-12-01 | $667,000 (7.6%) | $909,280 (5.7%) | 0.00 | 369 |
| 2024-01-01 | $649,900 (-1.4%) | $903,857 (-0.8%) | 0.00 | 309 |
| 2024-02-01 | $662,500 (-5.4%) | $911,900 (-4.1%) | 0.00 | 290 |
| 2024-03-01 | $659,000 (-3.7%) | $938,165 (-1.1%) | 0.00 | 280 |
| 2024-04-01 | $669,900 (-7.6%) | $921,881 (-6.9%) | 0.00 | 335 |
| 2024-05-01 | $699,000 (-4.2%) | $919,393 (-5.4%) | 0.00 | 433 |
| 2024-06-01 | $699,000 (-6.7%) | $941,195 (-4.0%) | 0.00 | 517 |
| 2024-07-01 | $699,000 (-6.7%) | $953,563 (-1.7%) | 0.00 | 560 |
| 2024-08-01 | $689,450 (-7.9%) | $936,444 (-4.4%) | 0.00 | 611 |
| 2024-09-01 | $673,500 (-8.6%) | $930,573 (-3.3%) | 0.00 | 621 |
| 2024-10-01 | $672,450 (-3.9%) | $932,239 (-1.0%) | 0.00 | 597 |
| 2024-11-01 | $679,000 (0.6%) | $952,189 (5.7%) | 0.00 | 526 |
| 2024-12-01 | $661,975 (-0.8%) | $945,054 (3.9%) | 0.00 | 433 |
| 2025-01-01 | $669,900 (3.1%) | $951,022 (5.2%) | 0.00 | 375 |
| 2025-02-01 | $679,750 (2.6%) | $923,159 (1.2%) | 0.00 | 374 |
| 2025-03-01 | $689,000 (4.6%) | $920,145 (-1.9%) | 0.00 | 392 |
| 2025-04-01 | $690,750 (3.1%) | $896,470 (-2.8%) | 0.00 | 487 |
| 2025-05-01 | $699,000 (0.0%) | $890,069 (-3.2%) | 0.00 | 641 |
| 2025-06-01 | $701,200 (0.3%) | $892,065 (-5.2%) | 0.00 | 736 |
| 2025-07-01 | $697,875 (-0.2%) | $889,676 (-6.7%) | 0.00 | 754 |
| 2025-08-01 | $692,500 (0.4%) | $873,391 (-6.7%) | 0.00 | 701 |
| 2025-09-01 | $679,000 (0.8%) | $853,101 (-8.3%) | 0.00 | 641 |
| 2025-10-01 | $666,750 (-0.9%) | $853,662 (-8.4%) | 0.00 | 575 |
| 2025-11-01 | $659,000 (-3.0%) | $846,018 (-11.2%) | 0.00 | 501 |
| 2025-12-01 | $650,000 (-1.8%) | $859,973 (-9.0%) | 0.00 | 417 |
| 2026-01-01 | $638,950 (-4.6%) | $849,303 (-10.7%) | 0.00 | 343 |
| 2026-02-01 | $625,475 (-8.0%) | $842,540 (-8.7%) | 0.00 | 322 |
| 2026-03-01 | $626,500 (-9.1%) | $843,414 (-8.3%) | 0.00 | 348 |
| 2026-04-01 | $627,450 (-9.2%) | $816,205 (-9.0%) | 0.00 | 407 |
| 2026-05-01 | $649,700 (-7.1%) | $849,471 (-4.6%) | 0.00 | 490 |
| 2026-06-01 | $660,000 (-5.9%) | $862,632 (-3.3%) | 0.00 | 530 |
| 2026-07-01 | $667,000 (-4.4%) | $885,281 (-0.5%) | 0.00 | 565 |
| 2026-08-01 | $650,000 (-6.1%) | $859,270 (-1.6%) | 0.00 | 562 |
| 2026-09-01 | $660,750 (-2.7%) | $865,639 (1.5%) | 0.00 | 561 |
| 2026-10-01 | $662,023 (-0.7%) | $875,706 (2.6%) | 0.00 | 533 |
Truckee - Grass Valley's median listing price for 2026-10-01 was $662,023, a difference of
$-4,727
(-0.7%) versus the prior year and
$1,273 versus the prior month.
Truckee - Grass Valley's median listing price comes in at 0% of the national average.
Truckee - Grass Valley's average listing price for 2026-10-01 was $875,706, a difference of $22,044 (2.6%) versus the prior year and $10,067 versus the prior month.
For the 2026-10-01 period, Truckee - Grass Valley had 533 MLS listings, a difference of -28 listings (-5%) versus the prior month and -42 listings (-7%) versus the prior year.
Truckee - Grass Valley's median listing price comes in at 0% of the national average.
Truckee - Grass Valley's average listing price for 2026-10-01 was $875,706, a difference of $22,044 (2.6%) versus the prior year and $10,067 versus the prior month.
For the 2026-10-01 period, Truckee - Grass Valley had 533 MLS listings, a difference of -28 listings (-5%) versus the prior month and -42 listings (-7%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - Truckee - Grass Valley (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Time on Market | Median Square Footage |
|---|---|---|
| 2018-01-01 | 0 days | 2,228 sqft |
| 2018-02-01 | 0 days | 2,254 sqft |
| 2018-03-01 | 0 days | 2,283 sqft |
| 2018-04-01 | 0 days | 2,212 sqft |
| 2018-05-01 | 0 days | 2,181 sqft |
| 2018-06-01 | 0 days | 2,171 sqft |
| 2018-07-01 | 0 days | 2,145 sqft |
| 2018-08-01 | 0 days | 2,106 sqft |
| 2018-09-01 | 0 days | 2,116 sqft |
| 2018-10-01 | 0 days | 2,153 sqft |
| 2018-11-01 | 0 days | 2,145 sqft |
| 2018-12-01 | 0 days | 2,164 sqft |
| 2019-01-01 | 0 days | 2,145 sqft |
| 2019-02-01 | 0 days | 2,124 sqft |
| 2019-03-01 | 0 days | 2,201 sqft |
| 2019-04-01 | 0 days | 2,236 sqft |
| 2019-05-01 | 0 days | 2,257 sqft |
| 2019-06-01 | 0 days | 2,202 sqft |
| 2019-07-01 | 0 days | 2,179 sqft |
| 2019-08-01 | 0 days | 2,201 sqft |
| 2019-09-01 | 0 days | 2,217 sqft |
| 2019-10-01 | 0 days | 2,232 sqft |
| 2019-11-01 | 0 days | 2,257 sqft |
| 2019-12-01 | 0 days | 2,254 sqft |
| 2020-01-01 | 0 days | 2,252 sqft |
| 2020-02-01 | 0 days | 2,293 sqft |
| 2020-03-01 | 0 days | 2,229 sqft |
| 2020-04-01 | 0 days | 2,242 sqft |
| 2020-05-01 | 0 days | 2,231 sqft |
| 2020-06-01 | 0 days | 2,332 sqft |
| 2020-07-01 | 0 days | 2,242 sqft |
| 2020-08-01 | 0 days | 2,200 sqft |
| 2020-09-01 | 0 days | 2,208 sqft |
| 2020-10-01 | 0 days | 2,155 sqft |
| 2020-11-01 | 0 days | 2,138 sqft |
| 2020-12-01 | 0 days | 2,127 sqft |
| 2021-01-01 | 0 days | 2,080 sqft |
| 2021-02-01 | 0 days | 2,050 sqft |
| 2021-03-01 | 0 days | 1,997 sqft |
| 2021-04-01 | 0 days | 1,964 sqft |
| 2021-05-01 | 0 days | 1,919 sqft |
| 2021-06-01 | 0 days | 1,943 sqft |
| 2021-07-01 | 0 days | 2,000 sqft |
| 2021-08-01 | 0 days | 1,957 sqft |
| 2021-09-01 | 0 days | 1,934 sqft |
| 2021-10-01 | 0 days | 1,950 sqft |
| 2021-11-01 | 0 days | 1,987 sqft |
| 2021-12-01 | 0 days | 1,929 sqft |
| 2022-01-01 | 0 days | 1,872 sqft |
| 2022-02-01 | 0 days | 1,877 sqft |
| 2022-03-01 | 0 days | 1,906 sqft |
| 2022-04-01 | 0 days | 1,919 sqft |
| 2022-05-01 | 0 days | 1,970 sqft |
| 2022-06-01 | 0 days | 1,993 sqft |
| 2022-07-01 | 0 days | 1,981 sqft |
| 2022-08-01 | 0 days | 1,936 sqft |
| 2022-09-01 | 0 days | 1,981 sqft |
| 2022-10-01 | 0 days | 2,008 sqft |
| 2022-11-01 | 0 days | 2,005 sqft |
| 2022-12-01 | 0 days | 2,011 sqft |
| 2023-01-01 | 0 days | 2,135 sqft |
| 2023-02-01 | 0 days | 2,226 sqft |
| 2023-03-01 | 0 days | 2,213 sqft |
| 2023-04-01 | 0 days | 2,400 sqft |
| 2023-05-01 | 0 days | 2,244 sqft |
| 2023-06-01 | 0 days | 2,325 sqft |
| 2023-07-01 | 0 days | 2,259 sqft |
| 2023-08-01 | 0 days | 2,242 sqft |
| 2023-09-01 | 0 days | 2,202 sqft |
| 2023-10-01 | 0 days | 2,168 sqft |
| 2023-11-01 | 0 days | 2,141 sqft |
| 2023-12-01 | 0 days | 2,209 sqft |
| 2024-01-01 | 0 days | 2,118 sqft |
| 2024-02-01 | 0 days | 2,256 sqft |
| 2024-03-01 | 0 days | 2,276 sqft |
| 2024-04-01 | 0 days | 2,146 sqft |
| 2024-05-01 | 0 days | 2,107 sqft |
| 2024-06-01 | 0 days | 2,119 sqft |
| 2024-07-01 | 0 days | 2,140 sqft |
| 2024-08-01 | 0 days | 2,101 sqft |
| 2024-09-01 | 0 days | 2,114 sqft |
| 2024-10-01 | 0 days | 2,141 sqft |
| 2024-11-01 | 0 days | 2,217 sqft |
| 2024-12-01 | 0 days | 2,235 sqft |
| 2025-01-01 | 0 days | 2,218 sqft |
| 2025-02-01 | 0 days | 2,197 sqft |
| 2025-03-01 | 0 days | 2,139 sqft |
| 2025-04-01 | 0 days | 2,131 sqft |
| 2025-05-01 | 0 days | 2,151 sqft |
| 2025-06-01 | 0 days | 2,142 sqft |
| 2025-07-01 | 0 days | 2,158 sqft |
| 2025-08-01 | 0 days | 2,208 sqft |
| 2025-09-01 | 0 days | 2,191 sqft |
| 2025-10-01 | 0 days | 2,182 sqft |
| 2025-11-01 | 0 days | 2,135 sqft |
| 2025-12-01 | 0 days | 2,101 sqft |
| 2026-01-01 | 0 days | 2,208 sqft |
| 2026-02-01 | 0 days | 2,133 sqft |
| 2026-03-01 | 0 days | 2,127 sqft |
| 2026-04-01 | 0 days | 2,192 sqft |
| 2026-05-01 | 0 days | 2,144 sqft |
| 2026-06-01 | 0 days | 2,124 sqft |
| 2026-07-01 | 0 days | 2,101 sqft |
| 2026-08-01 | 0 days | 2,057 sqft |
| 2026-09-01 | 0 days | 2,054 sqft |
| 2026-10-01 | 0 days | 2,109 sqft |
Truckee - Grass Valley's median listing age (time on market) for 2026-10-01 was 0 days.
Truckee - Grass Valley's median square footage for active listings during the 2026-10-01 period was 2,109 sqft. One year prior, the average listing was 2,182 sqft.
Truckee - Grass Valley's median square footage for active listings during the 2026-10-01 period was 2,109 sqft. One year prior, the average listing was 2,182 sqft.
Truckee-Grass Valley, CA Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 1,197 | $641,455,000 | $535,886 |
| Refi | 425 | $218,415,000 | $513,918 |
| Cash Out Refi | 357 | $109,205,000 | $305,896 |
| Home Improvement | 249 | $35,465,000 | $142,430 |
| Other | 229 | $49,095,000 | $214,389 |
Truckee - Grass Valley's most frequently cited loan purpose was Home Purchase, with 1,197 originations. The 2nd most popular reason was Refi, with 425 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 6-7% | 1,119 | $551,725,000 | $493,052 |
| 5-6% | 476 | $255,350,000 | $536,450 |
| 7-8% | 393 | $144,215,000 | $366,959 |
| Over 8% | 357 | $66,995,000 | $187,661 |
| 4-5% | 39 | $16,895,000 | $433,205 |
| <2.5% | 22 | $2,300,000 | $104,545 |
| 3-4% | 4 | $850,000 | $212,500 |
| 2.5-3% | 4 | $1,080,000 | $270,000 |
During 2025, Truckee - Grass Valley's most frequently originated rate bucket was 6-7%, with 1,119 originations.
Loan Sizing (Truckee-Grass Valley, CA MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $200k-400k | 706 | $218,730,000 | $309,816 |
| $400k-600k | 593 | $286,035,000 | $482,352 |
| $600k-1000k | 370 | $271,170,000 | $732,892 |
| $100k-200k | 330 | $44,790,000 | $135,727 |
| $100,000 or less | 316 | $18,220,000 | $57,658 |
| $Over $1MM | 142 | $214,690,000 | $1,511,901 |
Truckee - Grass Valley's loan sizing saw the bucket of loans from $200k-400k with 706 originations, totaling $218,730,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 60-80% | 673 | $426,425,000 | $633,618 |
| 80-100% | 611 | $329,965,000 | $540,041 |
| Under 20% | 467 | $44,265,000 | $94,786 |
| 20-40% | 315 | $78,415,000 | $248,937 |
| 40-60% | 306 | $140,630,000 | $459,575 |
| Over 100% | 12 | $5,860,000 | $488,333 |
Truckee - Grass Valley's loan sizing saw loans grouped in the 60-80% Loan-to-value bucket with 673 originations, totaling $426,425,000 in origination value.