Truckee - Grass Valley Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Truckee - Grass Valley averaged 6.64% for the week of 2024-02-29, compared to the national average of 6.94% for the same period.

The average rate for the prior week (2024-02-22) was 6.3% and one month ago for the week of 2024-01-25, the average rate was 6.29%.

Truckee - Grass Valley's average rate one year ago was 6.43%.

For refis of the same type during the week of 2024-02-29, the average rate was 5.23%.

Loan Type Date Rate
US 30 Year Fixed Rate 2024-02-29 6.94%
Truckee - Grass Valley 30 Year Fixed Rate 2024-02-29 6.64%
Truckee - Grass Valley 30 Year Fixed Rate Refi 2024-02-29 5.23%
Truckee - Grass Valley 15 Year Fixed Rate 2024-02-29 6.26%
Truckee - Grass Valley 15 Year Fixed Rate Refi 2024-02-29 6.16%
Truckee - Grass Valley 30 Year FHA 2024-02-29 6.22%
Truckee - Grass Valley 30 Year FHA Refi 2024-02-29 6.79%
Truckee - Grass Valley 30 Year USDA 2024-02-29 6.63%
Truckee - Grass Valley 30 Year USDA Refi 2024-02-29 6.73%
Truckee - Grass Valley 30 Year VA 2024-02-29 6.03%
Truckee - Grass Valley 30 Year VA Refi 2024-02-29 6.32%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Truckee-Grass Valley, CA.

Truckee - Grass Valley Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Truckee-Grass Valley, CA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2022 Avg. 30yFix Rate 2022 Avg. Closing Costs
UNITED WHOLESALE MORTGAGE, LLC 291 4.91% $6,822
QUICKEN LOANS, LLC 130 4.71% $7,281
HOME POINT FINANCIAL CORPORATION 124 4.33% $5,512
AMERICAN PACIFIC MORTGAGE CORPORATION 82 4.89% $6,179
Wells Fargo Bank 80 4.00% $5,064
FINANCE OF AMERICA MORTGAGE LLC 76 4.64% $6,466
GUILD MORTGAGE COMPANY 70 4.84% $9,074
MOVEMENT MORTGAGE, LLC 57 4.98% $7,380
LOANDEPOT.COM, LLC 48 3.92% $5,721
JPMorgan Chase Bank 46 4.25% $5,011
Bank of America 40 3.76% $5,464
U.S. Bank 38 4.31% $10,552
Paramount Residential Mortgage Group, Inc. 37 4.82% $5,980
S1L, Inc. 35 5.09% $12,075
CROSSCOUNTRY MORTGAGE, LLC 32 5.22% $9,102
GUARANTEED RATE, INC. 31 4.72% $7,503
First Republic Bank 30 3.53% $6,065
Flagstar Bank, FSB 30 4.11% $6,000
CARDINAL FINANCIAL 26 4.97% $8,982
Morgan Stanley Private Bank 24 3.68% $4,069
EVERGREEN MONEYSOURCE MORTGAGE COMPANY 21 4.74% $9,168
Tri Counties Bank 17 4.94% $4,323
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 17 4.41% $10,546
MUFG Union Bank 17 4.33% $6,285
CALIBER HOME LOANS, INC. 15 4.39% $5,125
Charles Schwab Bank, SSB 15 4.04% $5,726
Mr. Cooper ( Nationstar Mortgage ) 14 4.39% $8,567
Bank of the West 14 4.06% $5,776
EVERETT FINANCIAL, INC. 14 4.46% $2,984
El Dorado Savings Bank, F.S.B. 13 3.17% $4,500
AMERISAVE MORTGAGE CORPORATION 13 3.77% $10,515
PNC Bank 12 3.39% $5,706
PREMIER MORTGAGE RESOURCES, L.L.C. 11 5.14% $10,508
PRIMARY RESIDENTIAL MORTGAGE, INC. 11 4.90% $4,209
THE GOLDEN 1 11 4.18% $4,177
PENNYMAC LOAN SERVICES, LLC 10 3.84% $6,926
CMG MORTGAGE, INC. 10 3.85% $6,913
GUARANTEED RATE AFFINITY, LLC 10 4.89% $6,916
NEWREZ LLC 9 4.50% $7,633
GENEVA FINANCIAL, LLC 9 4.97% $7,492
Stifel Bank and Trust 9 3.58% $3,461
STAR ONE CREDIT UNION 9 3.58% $2,731
BROKER SOLUTIONS, INC. 9 5.93% $9,789
Sierra Central Credit Union 8 4.94% $3,000
Sierra Pacific Mortgage Company, Inc. 8 5.15% $9,053
BETTER MORTGAGE CORPORATION 8 4.50% $7,779
PATELCO 8 4.50% $4,696
UBS Bank USA 8 4.00% $5,469
Citibank 8 3.94% $5,371
REDWOOD 8 4.63% $3,050
NAVY FEDERAL CREDIT UNION 8 4.59% $4,657
Fremont Bank 7 4.14% $3,396
PLANET HOME LENDING, LLC 7 4.26% $5,457
ALAMEDA MORTGAGE CORPORATION 7 5.41% $8,533
HOMEBRIDGE FINANCIAL SERVICES, INC. 7 5.66% $7,362
SAFE CREDIT UNION 6 3.81% $5,928
KINECTA 6 3.42% $25,577
CHERRY CREEK MORTGAGE, LLC 6 4.23% $728
FBC MORTGAGE, LLC 6 5.31% $9,284
ACADEMY MORTGAGE CORPORATION 6 5.25% $9,886
City National Bank 5 3.23% $4,648
FREEDOM MORTGAGE CORPORATION 5 4.83% $7,609
BAY EQUITY LLC 5 4.58% $6,474
PLAZA HOME MORTGAGE, INC. 5 5.30% $9,397
MASON MCDUFFIE MORTGAGE CORPORATION 5 5.72% $11,974
Silicon Valley Bank 5 3.63% $5,177
DATA MORTGAGE, INC. 5 6.00% $6,745
PRIMELENDING, A PLAINSCAPITAL COMPANY 5 5.00% $6,195
Century Mortgage Company DBA Century Lending Company 5 5.43% $3,760
HOMEXPRESS MORTGAGE CORP. 5 5.32% $13,171
Truist 5 5.45% $9,130
Northpointe Bank 5 4.65% $7,519
First-Citizens Bank & Trust Company 5 4.71% $7,130
PROVIDENT FUNDING ASSOCIATES, L.P. 4 4.13% $3,118
NETWORK CAPITAL FUNDING CORPORATION 4 3.38% $9,125
LOANPAL, LLC 4 4.50% $7,425
Citadel Servicing Corporation 4 6.59% $12,297
Operating Engineers Local Union #3 4 4.53% $3,287
Bethpage Federal Credit Union 4 4.97% $5,762
ANGEL OAK MORTGAGE SOLUTIONS LLC 4 5.53% $16,632
1ST NORTHERN CALIFORNIA 3 4.83% $7,774
Ally Bank 3 3.21% $2,178
Citizens Bank 3 6.08% $8,229
CHEVRON 3 5.04% $9,030
ROUNDPOINT MORTGAGE SERVICING CORPORATION 3 4.38% $6,358
Watermark Capital, Inc. 3 3.00% $3,832
First Bank 3 3.83% $4,932
PACIFIC SERVICE 3 5.04% $4,929
First Savings Bank 3 3.88% $6,012
USAA Federal Savings Bank 3 5.71% $8,537
Hometown Lenders, Inc. 3 5.25% $4,459
PACIFIC RESIDENTIAL MORTGAGE, LLC 3 5.00% $9,688
SUMMIT FUNDING, INC. 3 5.21% $6,162
LAND HOME FINANCIAL SERVICES, INC. 3 3.75% $9,120
NMSI, INC. 3 4.54% $10,716
LAKEVIEW LOAN SERVICING, LLC 3 3.91% $6,359
MERIWEST MORTGAGE COMPANY, LLC 3 3.33% $6,376
SNAPFI, INC. 2 5.00% $3,591
AHL FUNDING 2 6.25% $20,944
ALLIANT CREDIT UNION 2 3.75% $3,829
AmeriHome Mortgage Company, LLC 2 4.31% $9,932
ARK-LA-TEX FINANCIAL SERVICES, LLC. 2 4.50% $3,873
Axos Bank 2 4.93% $11,776
BAY 2 5.38% $1,535
Carrington Mortgage Services, LLC 2 3.88% $6,185
Commerce Home Mortgage, Inc. 2 4.56% $6,652
CORNERSTONE HOME LENDING, INC. 2 5.44% $8,108
Firefighters First Federal Credit Union 2 3.88% $3,356
Florida Capital Bank 2 5.31% $12,210
Franklin Loan Corporation 2 5.00% $11,165
General Mortgage Capital Corporation 2 4.44% $4,230
Golden Empire Mortgage, Inc. 2 5.50% $13,250
HOMEOWNERS FINANCIAL GROUP USA, LLC 2 4.69% $3,961
KeyBank 2 3.88% $5,403
MUTUAL OF OMAHA MORTGAGE, INC. 2 4.63% $2,418
NBKC BANK 2 5.38% $4,581
NexBank 2 5.00% $6,537
NEXERA HOLDING LLC 2 8.50% $11,778
NFM, INC. 2 6.00% $10,309
PENTAGON FEDERAL CREDIT UNION 2 3.63% $7,680
Provident Credit Union 2 3.88% $2,890
Provident Savings Bank, F.S.B. 2 4.81% $6,305
Quontic Bank 2 7.56% $13,606
RESIDENTIAL BANCORP 2 3.62% $5,455
San Mateo Credit Union 2 4.75% $3,882
SCHOOLSFIRST 2 3.56% $1,902
Strong Home Mortgage, LLC 2 3.37% $1,892
TECHNOLOGY 2 3.19% $4,787
Umpqua Bank 2 3.38% $4,995
UNITED 2 3.94% $4,726
Arvest Bank 1 5.88% $5,750
GUARANTY HOME MORTGAGE CORPORATION 1 5.63% $2,902
GREENSTATE CREDIT UNION 1 6.13% $3,818
The Huntington National Bank 1 4.88% $4,116
The Loan Store, Inc. 1 4.75% $4,418
TRAVIS CREDIT UNION 1 3.88% $8,816
Greenbox Loans, Inc. 1 5.25% $11,909
North American Savings Bank, F.S.B. 1 7.00% $2,403
GOOGAIN, INC. 1 3.25% $5,678
Northwest Farm Credit Services, FLCA 1 6.35% $18,647
OCMBC, INC. 1 6.88% $17,853
ONE NEVADA CREDIT UNION 1 5.88% $5,031
ONY GLO, INC. 1 2.75% $10,663
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION 1 5.99% $5,016
FUNDLOANS CAPITAL 1 4.50% $14,467
First National Bank of America 1 7.99% $12,057
Financial Partners Credit Union 1 4.00% $5,256
F&A Federal Credit Union 1 2.88% $1,756
Equity Prime Mortgage LLC 1 3.13% $2,673
ARC HOME LLC 1 3.50% $5,515
ENVOY MORTGAGE, LTD 1 4.00% $4,619
DRAPER AND KRAMER MORTGAGE CORP. 1 3.63% $5,660
DIRECT MORTGAGE, CORP. 1 4.88% $8,009
PREMIER AMERICA 1 3.88% $7,927
DIGNIFIED HOME LOANS, LLC 1 3.75% $5,173
DEPARTMENT OF COMMERCE 1 3.38% $4,685
Crestline Funding Corporation 1 3.75% $6,177
Prosperity Home Mortgage, LLC 1 3.13% $5,162
ANGEL OAK HOME LOANS LLC 1 6.13% $9,963
COMPASS MORTGAGE, INC. 1 6.63% $4,262
Ameris Bank 1 5.63% $3,549
Columbia State Bank 1 7.13% $3,717
5TH STREET CAPITAL, INC. 1 6.25% $13,361
COASTAL FUNDING SLC, INC. 1 3.88% $11,681
Willamette Valley Bank 1 5.88% $7,275
Residential Mortgage Solutions, Inc. 1 5.13% $3,890
Central State Credit Union 1 5.75% $4,673
CENTRAL COAST LENDING, INC. 1 5.63% $5,896
CAPSTONE DIRECT, INC. 1 6.25% $4,741
SAN DIEGO COUNTY CREDIT UNION 1 3.50% $6,188
AMERICAN INTERNET MORTGAGE, INC. 1 3.50% $1,959
SANTA CLARA COUNTY 1 2.88% $2,783
AMERICAN FINANCIAL RESOURCES, INC. 1 6.63% $5,190
CANOPY MORTGAGE, LLC 1 5.88% $4,636
CALCON MUTUAL MORTGAGE LLC 1 4.75% $8,075
BNY Mellon 1 2.13% $3,214
BMO Harris Bank 1 4.50% $12,754
SOFI LENDING CORP. 1 3.00% $1,088
BKCO MORTGAGE, LLC 1 4.99% $4,087
ST FIN CORP 1 5.13% $14,100
AXIA FINANCIAL, LLC 1 6.50% $4,301
ADVANCIAL 1 3.63% $12,802
ATHAS CAPITAL GROUP, INC. 1 3.00% $12,548
SUN WEST MORTGAGE COMPANY, INC. 1 4.63% $5,054
SYNERGY HOME MORTGAGE, LLC 1 6.75% $6,139
Academy Bank 1 3.00% $3,987
LOANFLIGHT LENDING, LLC 1 2.88% $5,411
LENDSURE MORTGAGE CORP. 1 4.75% $41,223
Loan Simple, Inc. 1 5.13% $2,344
LOGIX FEDERAL CREDIT UNION 1 4.00% $2,226
Lakeview Community Capital, LLC 1 3.88% $2,412
JMAC LENDING, INC. 1 5.88% $4,520
MLD MORTGAGE INC. 1 6.63% $5,730
JET DIRECT FUNDING CORP 1 4.50% $7,764
MORTGAGEONE, INC. 1 6.13% $3,682
INFINITY EQUITY GROUP, INC. 1 3.88% $7,559
HomeStreet Bank 1 3.00% $6,514
HOMESIDE FINANCIAL, LLC 1 5.13% $7,657
The Central Trust Bank 1 4.38% $9,580
NATIONS DIRECT MORTGAGE, LLC 1 6.50% $24,620
Nations Lending Corporation 1 2.99% $8,716
HARTFORD FUNDING, LTD. 1 4.38% $11,067

Truckee - Grass Valley Average Closing Costs & Other Stats

Truckee-Grass Valley, CA's 202 lenders originated 3,551 loans during 2022. The total origination value was $1,543,695,000, with an average loan value of $434,721.

Truckee - Grass Valley's average closing costs are $5,392.

The top Truckee - Grass Valley lender as defined by loan originations is UNITED WHOLESALE MORTGAGE, LLC, with 291 loans originated. Their average total fees are $6,822, which is $459 lower than the next largest lender, QUICKEN LOANS, LLC.

The lowest fee Truckee - Grass Valley lenders (with over 10 loans originated) are EVERETT FINANCIAL, INC. ($2,984), Morgan Stanley Private Bank ($4,069), THE GOLDEN 1 ($4,177), PRIMARY RESIDENTIAL MORTGAGE, INC. ($4,209) and Tri Counties Bank ($4,323).

The lowest rate Truckee - Grass Valley lenders (with over 10 loans originated) are El Dorado Savings Bank, F.S.B. (3.17%), PNC Bank (3.39%), First Republic Bank (3.53%), Morgan Stanley Private Bank (3.68%) and Bank of America (3.76%).

Truckee-Grass Valley, CA Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2021 Loan Value 2022 Loan Value % Change 2022 Market Share
UNITED WHOLESALE MORTGAGE, LLC $305,500,000 $160,870,000 -47.3% 10.4%
QUICKEN LOANS, LLC $278,420,000 $70,780,000 -74.6% 4.6%
HOME POINT FINANCIAL CORPORATION $141,640,000 $63,395,000 -55.2% 4.1%
Wells Fargo Bank $126,485,000 $56,425,000 -55.4% 3.7%
Bank of America $65,870,000 $48,745,000 -26.0% 3.2%
U.S. Bank $57,860,000 $45,380,000 -21.6% 2.9%
AMERICAN PACIFIC MORTGAGE CORPORATION $95,590,000 $41,130,000 -57.0% 2.7%
FINANCE OF AMERICA MORTGAGE LLC $119,265,000 $40,195,000 -66.3% 2.6%
GUILD MORTGAGE COMPANY $81,280,000 $40,195,000 -50.5% 2.6%
First Republic Bank $37,965,000 $39,280,000 3.5% 2.5%
MOVEMENT MORTGAGE, LLC $71,195,000 $36,535,000 -48.7% 2.4%
LOANDEPOT.COM, LLC $82,275,000 $30,925,000 -62.4% 2.0%
JPMorgan Chase Bank $68,460,000 $28,060,000 -59.0% 1.8%
S1L, Inc. $48,980,000 $26,770,000 -45.3% 1.7%
Flagstar Bank, FSB $81,635,000 $24,010,000 -70.6% 1.6%
Tri Counties Bank $26,595,000 $23,860,000 -10.3% 1.5%
GUARANTEED RATE, INC. $77,385,000 $21,340,000 -72.4% 1.4%
MUFG Union Bank $16,275,000 $21,255,000 30.6% 1.4%
Morgan Stanley Private Bank $13,670,000 $20,640,000 51.0% 1.3%
CROSSCOUNTRY MORTGAGE, LLC $20,625,000 $20,325,000 -1.5% 1.3%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $15,655,000 $20,120,000 28.5% 1.3%
Paramount Residential Mortgage Group, Inc. $23,120,000 $18,685,000 -19.2% 1.2%
ORIX REAL ESTATE CAPITAL, LLC $9,615,000 $17,885,000 86.0% 1.2%
PNC Bank $24,045,000 $17,740,000 -26.2% 1.1%
Umpqua Bank $17,410,000 $16,530,000 -5.1% 1.1%
Bank of the West $18,285,000 $15,445,000 -15.5% 1.0%
EVERGREEN MONEYSOURCE MORTGAGE COMPANY $21,690,000 $14,035,000 -35.3% 0.9%
Charles Schwab Bank, SSB $25,645,000 $13,250,000 -48.3% 0.9%
UBS Bank USA $5,250,000 $10,410,000 98.3% 0.7%
PENNYMAC LOAN SERVICES, LLC $31,235,000 $10,050,000 -67.8% 0.7%
SAFE CREDIT UNION $11,930,000 $10,020,000 -16.0% 0.6%
Stifel Bank and Trust $5,465,000 $10,015,000 83.3% 0.6%
CALIBER HOME LOANS, INC. $35,430,000 $9,485,000 -73.2% 0.6%
Citibank $18,915,000 $9,320,000 -50.7% 0.6%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $21,175,000 $9,320,000 -56.0% 0.6%
EVERETT FINANCIAL, INC. $8,100,000 $9,195,000 13.5% 0.6%
THE GOLDEN 1 $11,505,000 $9,185,000 -20.2% 0.6%
KINECTA $2,570,000 $9,170,000 256.8% 0.6%
Commerce Home Mortgage, Inc. $11,560,000 $8,900,000 -23.0% 0.6%
CMG MORTGAGE, INC. $7,090,000 $8,145,000 14.9% 0.5%
FINANCE OF AMERICA REVERSE LLC $8,925,000 $8,065,000 -9.6% 0.5%
Mr. Cooper ( Nationstar Mortgage ) $28,170,000 $7,955,000 -71.8% 0.5%
GUARANTEED RATE AFFINITY, LLC $8,090,000 $7,800,000 -3.6% 0.5%
PREMIER MORTGAGE RESOURCES, L.L.C. $10,455,000 $7,700,000 -26.4% 0.5%
Silicon Valley Bank $4,960,000 $6,815,000 37.4% 0.4%
El Dorado Savings Bank, F.S.B. $10,770,000 $6,605,000 -38.7% 0.4%
AMERISAVE MORTGAGE CORPORATION $23,295,000 $6,345,000 -72.8% 0.4%
Fremont Bank $27,720,000 $6,090,000 -78.0% 0.4%
BROKER SOLUTIONS, INC. $15,525,000 $6,070,000 -60.9% 0.4%
SPRING EQ, LLC $1,890,000 $5,925,000 213.5% 0.4%
HOMEBRIDGE FINANCIAL SERVICES, INC. $8,305,000 $5,755,000 -30.7% 0.4%
FREEDOM MORTGAGE CORPORATION $49,875,000 $5,725,000 -88.5% 0.4%
PRIMARY RESIDENTIAL MORTGAGE, INC. $20,665,000 $5,490,000 -73.4% 0.4%
NAVY FEDERAL CREDIT UNION $5,825,000 $5,315,000 -8.8% 0.3%
NEWREZ LLC $20,960,000 $5,035,000 -76.0% 0.3%
CIVIC FINANCIAL SERVICES, LLC $4,950,000 n/a 0.3%
Sierra Pacific Mortgage Company, Inc. $17,945,000 $4,805,000 -73.2% 0.3%
FIRST U.S. COMMUNITY CREDIT UNION $13,115,000 $4,785,000 -63.5% 0.3%
REDWOOD $1,935,000 $4,720,000 143.9% 0.3%
STAR ONE CREDIT UNION $3,210,000 $4,710,000 46.7% 0.3%
PATELCO $6,550,000 $4,560,000 -30.4% 0.3%
GENEVA FINANCIAL, LLC $5,535,000 $4,550,000 -17.8% 0.3%
BETTER MORTGAGE CORPORATION $41,630,000 $4,505,000 -89.2% 0.3%
Bethpage Federal Credit Union $55,000 $4,420,000 7,936.4% 0.3%
Banner Bank $4,660,000 $4,400,000 -5.6% 0.3%
LENDSURE MORTGAGE CORP. $2,610,000 $4,335,000 66.1% 0.3%
ALLIANT CREDIT UNION $3,415,000 $4,160,000 21.8% 0.3%
Mortgage Research Center, LLC $15,830,000 $4,135,000 -73.9% 0.3%
SAN FRANCISCO FIRE CREDIT UNION $1,785,000 $3,840,000 115.1% 0.2%
AMERICAN ADVISORS GROUP $3,145,000 $3,825,000 21.6% 0.2%
First-Citizens Bank & Trust Company $155,000 $3,825,000 2,367.7% 0.2%
FBC MORTGAGE, LLC $5,215,000 $3,810,000 -26.9% 0.2%
PLANET HOME LENDING, LLC $9,915,000 $3,705,000 -62.6% 0.2%
City National Bank $2,510,000 $3,690,000 47.0% 0.2%
DATA MORTGAGE, INC. $3,315,000 $3,685,000 11.2% 0.2%
BAY EQUITY LLC $5,430,000 $3,590,000 -33.9% 0.2%
Citadel Servicing Corporation $4,930,000 $3,505,000 -28.9% 0.2%
MUTUAL OF OMAHA MORTGAGE, INC. $6,400,000 $3,465,000 -45.9% 0.2%
PHH Mortgage Corporation $3,515,000 $3,450,000 -1.8% 0.2%
LONGBRIDGE FINANCIAL, LLC $4,820,000 $3,380,000 -29.9% 0.2%
PLAZA HOME MORTGAGE, INC. $5,090,000 $3,365,000 -33.9% 0.2%
KeyBank $3,615,000 $3,335,000 -7.7% 0.2%
ANGEL OAK MORTGAGE SOLUTIONS LLC $4,015,000 $3,295,000 -17.9% 0.2%
SCHOOLSFIRST $5,295,000 $3,280,000 -38.1% 0.2%
REVERSE MORTGAGE FUNDING LLC $4,635,000 $3,235,000 -30.2% 0.2%
Northpointe Bank $2,200,000 $3,195,000 45.2% 0.2%
TECHNOLOGY $1,135,000 $3,150,000 177.5% 0.2%
Truist $4,535,000 $3,145,000 -30.7% 0.2%
LAKEVIEW LOAN SERVICING, LLC $15,030,000 $3,130,000 -79.2% 0.2%
NEXERA HOLDING LLC $4,560,000 $3,075,000 -32.6% 0.2%
Hometown Equity Mortgage, LLC $950,000 $3,070,000 223.2% 0.2%
Century Mortgage Company DBA Century Lending Company $1,285,000 $3,065,000 138.5% 0.2%
Zions Bancorporation, N.A. $5,540,000 $3,025,000 -45.4% 0.2%
ALAMEDA MORTGAGE CORPORATION $3,050,000 $3,015,000 -1.1% 0.2%
CHERRY CREEK MORTGAGE, LLC $5,055,000 $3,015,000 -40.4% 0.2%
HOMEXPRESS MORTGAGE CORP. $2,445,000 $2,940,000 20.2% 0.2%
ACADEMY MORTGAGE CORPORATION $5,015,000 $2,890,000 -42.4% 0.2%
Figure Lending LLC $845,000 $2,890,000 242.0% 0.2%
Citizens National Bank of Texas $1,930,000 $2,875,000 49.0% 0.2%
Sierra Central Credit Union $7,675,000 $2,850,000 -62.9% 0.2%
Hometown Lenders, Inc. $11,995,000 $2,830,000 -76.4% 0.2%
USAA Federal Savings Bank $5,095,000 $2,810,000 -44.8% 0.2%
NATIONS DIRECT MORTGAGE, LLC $2,575,000 $2,745,000 6.6% 0.2%
PRIMELENDING, A PLAINSCAPITAL COMPANY $9,465,000 $2,570,000 -72.8% 0.2%
Comerica Bank $555,000 $2,525,000 355.0% 0.2%
MASON MCDUFFIE MORTGAGE CORPORATION $4,820,000 $2,425,000 -49.7% 0.2%
Equity Prime Mortgage LLC $2,055,000 $2,420,000 17.8% 0.2%
First Bank $1,035,000 $2,420,000 133.8% 0.2%
Firefighters First Federal Credit Union $2,315,000 $2,360,000 1.9% 0.2%
Citizens Bank $545,000 $2,355,000 332.1% 0.2%
CHEVRON $1,015,000 $2,285,000 125.1% 0.1%
CORNERSTONE HOME LENDING, INC. $2,920,000 $2,160,000 -26.0% 0.1%
PACIFIC RESIDENTIAL MORTGAGE, LLC $2,155,000 n/a 0.1%
PACIFIC SERVICE $1,610,000 $2,150,000 33.5% 0.1%
AMWEST FUNDING CORP. $9,650,000 $2,095,000 -78.3% 0.1%
OCMBC, INC. $2,790,000 $2,070,000 -25.8% 0.1%
FIRST TECHNOLOGY $4,540,000 $1,985,000 -56.3% 0.1%
Ally Bank $10,040,000 $1,945,000 -80.6% 0.1%
Golden Empire Mortgage, Inc. $3,380,000 $1,925,000 -43.0% 0.1%
LAND HOME FINANCIAL SERVICES, INC. $4,510,000 $1,910,000 -57.6% 0.1%
LOANPAL, LLC $5,565,000 $1,870,000 -66.4% 0.1%
MERIWEST MORTGAGE COMPANY, LLC $1,855,000 n/a 0.1%
NFM, INC. $375,000 $1,820,000 385.3% 0.1%
PENTAGON FEDERAL CREDIT UNION $7,810,000 $1,815,000 -76.8% 0.1%
Merchants Mortgage & Trust Corporation $1,780,000 n/a 0.1%
Axos Bank $2,330,000 $1,775,000 -23.8% 0.1%
AHL FUNDING $1,760,000 n/a 0.1%
RESIDENTIAL BANCORP. $480,000 $1,755,000 265.6% 0.1%
SUMMIT FUNDING, INC. $9,595,000 $1,745,000 -81.8% 0.1%
WESTCOAST MORTGAGE GROUP AND REALTY COMPANY $11,860,000 $1,720,000 -85.5% 0.1%
NETWORK CAPITAL FUNDING CORPORATION $6,220,000 $1,710,000 -72.5% 0.1%
First Savings Bank $365,000 $1,660,000 354.8% 0.1%
BMO Harris Bank $1,890,000 $1,600,000 -15.3% 0.1%
NMSI, INC. $1,315,000 $1,565,000 19.0% 0.1%
PROVIDENT FUNDING ASSOCIATES, L.P. $9,395,000 $1,555,000 -83.4% 0.1%
NexBank $1,540,000 n/a 0.1%
Florida Capital Bank $1,010,000 $1,530,000 51.5% 0.1%
MID AMERICA MORTGAGE, INC. $1,410,000 $1,530,000 8.5% 0.1%
ROUNDPOINT MORTGAGE SERVICING CORPORATION $2,275,000 $1,520,000 -33.2% 0.1%
AmeriHome Mortgage Company, LLC $1,945,000 $1,450,000 -25.4% 0.1%
NEW DAY FINANCIAL, LLC $490,000 $1,450,000 195.9% 0.1%
PREMIER AMERICA $1,445,000 n/a 0.1%
Watermark Capital, Inc. $8,715,000 $1,410,000 -83.8% 0.1%
Operating Engineers Local Union #3 $575,000 $1,360,000 136.5% 0.1%
First Interstate Bank $5,385,000 $1,305,000 -75.8% 0.1%
Nations Lending Corporation $2,215,000 $1,305,000 -41.1% 0.1%
SEA WEST COAST GUARD FEDERAL CREDIT UNION $1,285,000 n/a 0.1%
HighTechLending Inc $1,210,000 $1,265,000 4.5% 0.1%
CANOPY MORTGAGE, LLC $1,305,000 $1,255,000 -3.8% 0.1%
SUN WEST MORTGAGE COMPANY, INC. $6,550,000 $1,255,000 -80.8% 0.1%
Barrington Bank & Trust Company, N.A. $660,000 $1,165,000 76.5% 0.1%
Third Federal Savings and Loan Association of Cleveland $1,475,000 $1,130,000 -23.4% 0.1%
ATHAS CAPITAL GROUP, INC. $1,105,000 n/a 0.1%
Mechanics Bank $2,235,000 $1,105,000 -50.6% 0.1%
Ameris Bank $4,940,000 $1,100,000 -77.7% 0.1%
Northwest Farm Credit Services, FLCA $655,000 $1,085,000 65.6% 0.1%
ARK-LA-TEX FINANCIAL SERVICES, LLC. $840,000 $1,080,000 28.6% 0.1%
STANFORD Federal Credit Union $4,375,000 $1,070,000 -75.5% 0.1%
Provident Credit Union $6,790,000 $1,040,000 -84.7% 0.1%
UNITED $2,965,000 $1,040,000 -64.9% 0.1%
TRAVIS CREDIT UNION $1,195,000 $1,020,000 -14.6% 0.1%
1ST NORTHERN CALIFORNIA $425,000 $1,005,000 136.5% 0.1%
General Mortgage Capital Corporation $3,630,000 $1,000,000 -72.5% 0.1%
FUNDLOANS CAPITAL $1,210,000 $990,000 -18.2% 0.1%
Provident Savings Bank, F.S.B. $980,000 n/a 0.1%
The Loan Store, Inc. $1,750,000 $975,000 -44.3% 0.1%
UNCLE Credit Union $440,000 $960,000 118.2% 0.1%
NBKC BANK $4,405,000 $950,000 -78.4% 0.1%
QUORUM FEDERAL CREDIT UNION $1,200,000 $950,000 -20.8% 0.1%
SNAPFI, INC. $2,140,000 $950,000 -55.6% 0.1%
Quontic Bank $1,255,000 $930,000 -25.9% 0.1%
MOUNTAIN WEST FINANCIAL, INC. $1,645,000 $925,000 -43.8% 0.1%
LOGIX FEDERAL CREDIT UNION $905,000 $860,000 -5.0% 0.1%
21ST MORTGAGE CORPORATION $725,000 $855,000 17.9% 0.1%
Prosperity Home Mortgage, LLC $810,000 $845,000 4.3% 0.1%
HOMEOWNERS FINANCIAL GROUP USA, LLC $1,955,000 $810,000 -58.6% 0.1%
JMAC LENDING, INC. $3,360,000 $810,000 -75.9% 0.1%
HomeTrust Bank $580,000 $805,000 38.8% 0.1%
Discover Bank $660,000 $800,000 21.2% 0.1%
GOOGAIN, INC. $2,175,000 $775,000 -64.4% 0.1%
CREDIT HUMAN FEDERAL CREDIT UNION $400,000 $720,000 80.0% 0.0%
North American Savings Bank, F.S.B. $3,165,000 $700,000 -77.9% 0.0%
Franklin Loan Corporation $1,630,000 $690,000 -57.7% 0.0%
Financial Partners Credit Union $215,000 $675,000 214.0% 0.0%
CENTRAL COAST LENDING, INC. $740,000 $670,000 -9.5% 0.0%
GREAT LAKES $425,000 $670,000 57.6% 0.0%
The Federal Savings Bank $3,305,000 $670,000 -79.7% 0.0%
AMERICAN FINANCIAL RESOURCES, INC. $1,690,000 $660,000 -60.9% 0.0%
Exchange Bank $655,000 n/a 0.0%
UNIVERSITY CREDIT UNION $285,000 $650,000 128.1% 0.0%
ANGEL OAK HOME LOANS LLC $155,000 $645,000 316.1% 0.0%
ENVOY MORTGAGE, LTD $680,000 $645,000 -5.1% 0.0%
GEORGIA'S OWN $505,000 $645,000 27.7% 0.0%
Strong Home Mortgage, LLC $6,160,000 $640,000 -89.6% 0.0%
CALCON MUTUAL MORTGAGE LLC $245,000 $635,000 159.2% 0.0%
DIRECT MORTGAGE, CORP. $305,000 $615,000 101.6% 0.0%
LOANFLIGHT LENDING, LLC $395,000 $615,000 55.7% 0.0%
BNY Mellon $605,000 n/a 0.0%
SYNERGY HOME MORTGAGE, LLC $2,195,000 $605,000 -72.4% 0.0%
BAY $765,000 $600,000 -21.6% 0.0%
VILLAGE CAPITAL MORTGAGE $3,030,000 $600,000 -80.2% 0.0%
Academy Bank $575,000 n/a 0.0%
Merchants Bank of Indiana $955,000 $575,000 -39.8% 0.0%
THE POLICE Credit Union $1,095,000 $565,000 -48.4% 0.0%
COMPASS MORTGAGE, INC. $545,000 n/a 0.0%
DIGNIFIED HOME LOANS, LLC $345,000 $545,000 58.0% 0.0%
SECURITYNATIONAL MORTGAGE COMPANY $455,000 $535,000 17.6% 0.0%
San Mateo Credit Union $990,000 $530,000 -46.5% 0.0%
Lakeview Community Capital, LLC $1,465,000 $525,000 -64.2% 0.0%
Chicago Mortgage Solutions LLC $690,000 $515,000 -25.4% 0.0%
ONY GLO, INC. $1,125,000 $515,000 -54.2% 0.0%
TJC Mortgage, Inc. $2,135,000 $515,000 -75.9% 0.0%
CANVAS CREDIT UNION $505,000 n/a 0.0%
MERIWEST $640,000 $500,000 -21.9% 0.0%
HOMESIDE FINANCIAL, LLC $1,475,000 $495,000 -66.4% 0.0%
LENDINGHOME FUNDING CORPORATION $1,935,000 $495,000 -74.4% 0.0%
ARC HOME LLC $1,985,000 $490,000 -75.3% 0.0%
COASTAL FUNDING SLC, INC. $1,620,000 $485,000 -70.1% 0.0%
ENCORE BANK $475,000 n/a 0.0%
Carrington Mortgage Services, LLC $4,590,000 $470,000 -89.8% 0.0%
Armed Forces Bank $465,000 n/a 0.0%
ADVANCIAL $345,000 $455,000 31.9% 0.0%
Evolve Bank & Trust $575,000 $455,000 -20.9% 0.0%
LENOX FINANCIAL MORTGAGE CORPORATION $3,375,000 $455,000 -86.5% 0.0%
The Huntington National Bank $455,000 n/a 0.0%
AXIA FINANCIAL, LLC $445,000 n/a 0.0%
BECKAM FUNDING CORP. $445,000 n/a 0.0%
First Guaranty Mortgage Corporation $5,295,000 $445,000 -91.6% 0.0%
GREENSTATE CREDIT UNION $445,000 n/a 0.0%
JET DIRECT FUNDING CORP $445,000 n/a 0.0%
OPEN MORTGAGE, LLC $995,000 $445,000 -55.3% 0.0%
The Central Trust Bank $890,000 $445,000 -50.0% 0.0%
BKCO MORTGAGE, LLC $435,000 n/a 0.0%
INTELLILOAN, INC. $2,445,000 $425,000 -82.6% 0.0%
Residential Mortgage Solutions, Inc. $425,000 n/a 0.0%
F&A Federal Credit Union $450,000 $405,000 -10.0% 0.0%
IMPAC MORTGAGE CORP. $8,430,000 $405,000 -95.2% 0.0%
TEMPLE VIEW CAPITAL FUNDING, LP $335,000 $405,000 20.9% 0.0%
AMERICAN INTERNET MORTGAGE, INC. $6,045,000 $400,000 -93.4% 0.0%
GUARANTY HOME MORTGAGE CORPORATION $475,000 $395,000 -16.8% 0.0%
5TH STREET CAPITAL, INC. $1,520,000 $355,000 -76.6% 0.0%
Central State Credit Union $355,000 n/a 0.0%
Chickasaw Community Bank $355,000 n/a 0.0%
DRAPER AND KRAMER MORTGAGE CORP. $2,140,000 $345,000 -83.9% 0.0%
Greenbox Loans, Inc. $2,250,000 $345,000 -84.7% 0.0%
MORTGAGEONE, INC. $395,000 $345,000 -12.7% 0.0%
DEPARTMENT OF COMMERCE $335,000 n/a 0.0%
Low VA Rates, LLC $940,000 $335,000 -64.4% 0.0%
NATIONWIDE MORTGAGE BANKERS, INC. $580,000 $335,000 -42.2% 0.0%
SALAL $330,000 n/a 0.0%
FAY SERVICING, LLC $315,000 n/a 0.0%
SOFI LENDING CORP. $2,385,000 $315,000 -86.8% 0.0%
First National Bank of America $305,000 n/a 0.0%
HARTFORD FUNDING, LTD. $305,000 n/a 0.0%
INFINITY EQUITY GROUP, INC. $570,000 $305,000 -46.5% 0.0%
TRIAD FINANCIAL SERVICES, INC. $1,165,000 $290,000 -75.1% 0.0%
State Department Federal Credit Union $425,000 $285,000 -32.9% 0.0%
AMERICAN HERITAGE LENDING, INC. $275,000 n/a 0.0%
ST FIN CORP $275,000 n/a 0.0%
THE FIRST FINANCIAL Federal Credit Union $265,000 n/a 0.0%
AGRICULTURE Federal Credit Union $255,000 n/a 0.0%
Crestline Funding Corporation $680,000 $255,000 -62.5% 0.0%
HSBC BANK USA, NATIONAL ASSOCIATION $4,020,000 $255,000 -93.7% 0.0%
PremierOne Credit Union $255,000 n/a 0.0%
Willamette Valley Bank $255,000 n/a 0.0%
Columbia State Bank $245,000 n/a 0.0%
SAN DIEGO COUNTY CREDIT UNION $245,000 n/a 0.0%
ALL REVERSE MORTGAGE, INC. $385,000 $235,000 -39.0% 0.0%
Murphy Bank $230,000 n/a 0.0%
CIS Financial Services, Inc. $215,000 n/a 0.0%
MLD MORTGAGE INC. $305,000 $215,000 -29.5% 0.0%
SANTA CLARA COUNTY $245,000 $215,000 -12.2% 0.0%
TOP FLITE FINANCIAL, INC. $215,000 n/a 0.0%
FARMERS INSURANCE GROUP FEDERAL CREDIT UNION $210,000 n/a 0.0%
Boeing Employees Credit Union $990,000 $205,000 -79.3% 0.0%
CAPSTONE DIRECT, INC. $445,000 $205,000 -53.9% 0.0%
ONE NEVADA CREDIT UNION $205,000 n/a 0.0%
ROYAL UNITED MORTGAGE LLC $375,000 $165,000 -56.0% 0.0%
Arvest Bank $1,060,000 $155,000 -85.4% 0.0%
CLEARPATH LENDING $2,140,000 $155,000 -92.8% 0.0%
HomeStreet Bank $155,000 n/a 0.0%
Alaska USA Federal Credit Union $690,000 $150,000 -78.3% 0.0%
USAlliance Federal Credit Union $135,000 n/a 0.0%
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION $415,000 $115,000 -72.3% 0.0%
DIGITAL Federal Credit Union $255,000 $105,000 -58.8% 0.0%
Loan Simple, Inc. $485,000 $105,000 -78.4% 0.0%
ADVANTIS $75,000 n/a 0.0%
1ST UNITED SERVICES CREDIT UNION $55,000 n/a 0.0%
Deseret First Credit Union $265,000 $55,000 -79.2% 0.0%
FEDEX EMPLOYEES CREDIT ASSOCIATION $55,000 n/a 0.0%
FIRST ENTERTAINMENT $55,000 n/a 0.0%
VANDERBILT MORTGAGE AND FINANCE, INC. $195,000 $55,000 -71.8% 0.0%
SACRAMENTO Credit Union $730,000 $45,000 -93.8% 0.0%
WESCOM CENTRAL CREDIT UNION $85,000 $25,000 -70.6% 0.0%

Truckee - Grass Valley's top lender by overall market share is UNITED WHOLESALE MORTGAGE, LLC, with 10.4% market share. In second place, with 4.6%, is QUICKEN LOANS, LLC, having originated $70,780,000 in loans. In third place, with 4.1%, is HOME POINT FINANCIAL CORPORATION, having originated $63,395,000 in loans. In fourth place, with 3.7%, is Wells Fargo Bank, having originated $56,425,000 in loans. In fifth place, with 3.2%, is Bank of America, having originated $48,745,000 in loans.


Truckee - Grass Valley Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - Truckee - Grass Valley (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $489,750 (3.8%) $626,862 (-1.0%) 0.00 458
2018-02-01 $489,375 (-0.3%) $627,092 (-2.2%) 0.00 453
2018-03-01 $465,375 (-6.7%) $609,844 (-6.0%) 0.00 473
2018-04-01 $479,000 (-3.8%) $596,075 (-7.4%) 0.00 541
2018-05-01 $489,025 (-2.1%) $599,025 (-8.4%) 0.00 646
2018-06-01 $497,000 (-5.7%) $596,448 (-11.6%) 0.00 725
2018-07-01 $481,750 (-8.2%) $599,549 (-11.8%) 0.00 783
2018-08-01 $474,975 (-6.8%) $599,024 (-8.1%) 0.00 832
2018-09-01 $475,000 (-5.0%) $602,215 (-6.5%) 0.00 838
2018-10-01 $466,000 (-5.3%) $598,601 (-6.5%) 0.00 806
2018-11-01 $471,975 (-3.7%) $589,497 (-7.1%) 0.00 751
2018-12-01 $455,000 (-4.9%) $577,751 (-7.1%) 0.00 708
2019-01-01 $434,475 (-11.3%) $549,466 (-12.4%) 0.00 618
2019-02-01 $438,220 (-10.5%) $557,492 (-11.1%) 0.00 589
2019-03-01 $453,893 (-2.5%) $563,254 (-7.6%) 0.00 585
2019-04-01 $466,875 (-2.5%) $570,478 (-4.3%) 0.00 618
2019-05-01 $497,000 (1.6%) $612,472 (2.2%) 0.00 767
2019-06-01 $499,975 (0.6%) $621,386 (4.2%) 0.00 860
2019-07-01 $500,000 (3.8%) $617,827 (3.1%) 0.00 949
2019-08-01 $500,000 (5.3%) $614,316 (2.6%) 0.00 960
2019-09-01 $500,000 (5.3%) $606,286 (0.7%) 0.00 925
2019-10-01 $500,000 (7.3%) $600,644 (0.3%) 0.00 876
2019-11-01 $499,000 (5.7%) $585,032 (-0.8%) 0.00 747
2019-12-01 $480,000 (5.5%) $571,831 (-1.0%) 0.00 646
2020-01-01 $480,000 (10.5%) $578,526 (5.3%) 0.00 578
2020-02-01 $489,500 (11.7%) $592,232 (6.2%) 0.00 549
2020-03-01 $499,500 (10.1%) $600,319 (6.6%) 0.00 595
2020-04-01 $507,500 (8.7%) $600,587 (5.3%) 0.00 564
2020-05-01 $535,000 (7.7%) $643,479 (5.1%) 0.00 616
2020-06-01 $549,000 (9.8%) $659,931 (6.2%) 0.00 560
2020-07-01 $550,750 (10.2%) $669,883 (8.4%) 0.00 481
2020-08-01 $575,000 (15.0%) $697,478 (13.5%) 0.00 409
2020-09-01 $575,000 (15.0%) $722,408 (19.2%) 0.00 433
2020-10-01 $572,400 (14.5%) $743,546 (23.8%) 0.00 446
2020-11-01 $574,950 (15.2%) $731,971 (25.1%) 0.00 389
2020-12-01 $559,500 (16.6%) $705,909 (23.5%) 0.00 348
2021-01-01 $565,000 (17.7%) $719,827 (24.4%) 0.00 285
2021-02-01 $544,032 (11.1%) $669,052 (13.0%) 0.00 264
2021-03-01 $546,225 (9.4%) $644,658 (7.4%) 0.00 250
2021-04-01 $549,685 (8.3%) $643,821 (7.2%) 0.00 294
2021-05-01 $565,000 (5.6%) $659,317 (2.5%) 0.00 328
2021-06-01 $614,250 (11.9%) $707,805 (7.3%) 0.00 323
2021-07-01 $639,000 (16.0%) $755,983 (12.9%) 0.00 348
2021-08-01 $606,000 (5.4%) $737,752 (5.8%) 0.00 356
2021-09-01 $593,972 (3.3%) $743,805 (3.0%) 0.00 382
2021-10-01 $599,900 (4.8%) $752,752 (1.2%) 0.00 431
2021-11-01 $599,450 (4.3%) $739,870 (1.1%) 0.00 385
2021-12-01 $599,225 (7.1%) $723,304 (2.5%) 0.00 299
2022-01-01 $599,450 (6.1%) $713,333 (-0.9%) 0.00 227
2022-02-01 $626,000 (15.1%) $764,232 (14.2%) 0.00 245
2022-03-01 $645,750 (18.2%) $772,809 (19.9%) 0.00 279
2022-04-01 $677,000 (23.2%) $809,662 (25.8%) 0.00 353
2022-05-01 $658,450 (16.5%) $818,142 (24.1%) 0.00 486
2022-06-01 $674,500 (9.8%) $837,341 (18.3%) 0.00 566
2022-07-01 $669,000 (4.7%) $866,878 (14.7%) 0.00 617
2022-08-01 $699,000 (15.4%) $892,178 (20.9%) 0.00 578
2022-09-01 $695,000 (17.0%) $882,732 (18.7%) 0.00 560
2022-10-01 $660,000 (10.0%) $852,543 (13.3%) 0.00 529
2022-11-01 $629,225 (5.0%) $851,912 (15.1%) 0.00 467
2022-12-01 $622,450 (3.9%) $859,638 (18.9%) 0.00 378
2023-01-01 $659,000 (9.9%) $911,341 (27.8%) 0.00 298
2023-02-01 $700,000 (11.8%) $951,257 (24.5%) 0.00 266
2023-03-01 $684,361 (6.0%) $948,487 (22.7%) 0.00 248
2023-04-01 $725,000 (7.1%) $1,008,157 (24.5%) 0.00 263
2023-05-01 $729,250 (10.8%) $987,023 (20.6%) 0.00 347
2023-06-01 $749,225 (11.1%) $980,162 (17.1%) 0.00 439
2023-07-01 $749,000 (12.0%) $979,448 (13.0%) 0.00 486
2023-08-01 $748,250 (7.1%) $979,782 (9.8%) 0.00 488
2023-09-01 $739,000 (6.3%) $961,968 (9.0%) 0.00 475
2023-10-01 $700,000 (6.1%) $948,042 (11.2%) 0.00 457
2023-11-01 $674,975 (7.3%) $907,841 (6.6%) 0.00 430
2023-12-01 $668,000 (7.3%) $916,911 (6.7%) 0.00 370
2024-01-01 $649,925 (-1.4%) $908,392 (-0.3%) 0.00 310
Truckee - Grass Valley's median listing price for 2024-01-01 was $649,925, a difference of $-9,075 (-1.4%) versus the prior year and $-18,075 versus the prior month.

Truckee - Grass Valley's median listing price comes in at 0% of the national average.

Truckee - Grass Valley's average listing price for 2024-01-01 was $908,392, a difference of $-2,949 (-0.3%) versus the prior year and $-8,519 versus the prior month.

For the 2024-01-01 period, Truckee - Grass Valley had 310 MLS listings, a difference of -60 listings (-16%) versus the prior month and 12 listings (4%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - Truckee - Grass Valley (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 0 days 2,228 sqft
2018-02-01 0 days 2,254 sqft
2018-03-01 0 days 2,283 sqft
2018-04-01 0 days 2,212 sqft
2018-05-01 0 days 2,182 sqft
2018-06-01 0 days 2,171 sqft
2018-07-01 0 days 2,145 sqft
2018-08-01 0 days 2,104 sqft
2018-09-01 0 days 2,116 sqft
2018-10-01 0 days 2,157 sqft
2018-11-01 0 days 2,150 sqft
2018-12-01 0 days 2,165 sqft
2019-01-01 0 days 2,148 sqft
2019-02-01 0 days 2,139 sqft
2019-03-01 0 days 2,202 sqft
2019-04-01 0 days 2,240 sqft
2019-05-01 0 days 2,262 sqft
2019-06-01 0 days 2,206 sqft
2019-07-01 0 days 2,182 sqft
2019-08-01 0 days 2,208 sqft
2019-09-01 0 days 2,220 sqft
2019-10-01 0 days 2,234 sqft
2019-11-01 0 days 2,257 sqft
2019-12-01 0 days 2,254 sqft
2020-01-01 0 days 2,252 sqft
2020-02-01 0 days 2,293 sqft
2020-03-01 0 days 2,229 sqft
2020-04-01 0 days 2,243 sqft
2020-05-01 0 days 2,234 sqft
2020-06-01 0 days 2,332 sqft
2020-07-01 0 days 2,242 sqft
2020-08-01 0 days 2,200 sqft
2020-09-01 0 days 2,210 sqft
2020-10-01 0 days 2,155 sqft
2020-11-01 0 days 2,138 sqft
2020-12-01 0 days 2,127 sqft
2021-01-01 0 days 2,080 sqft
2021-02-01 0 days 2,050 sqft
2021-03-01 0 days 1,997 sqft
2021-04-01 0 days 1,963 sqft
2021-05-01 0 days 1,918 sqft
2021-06-01 0 days 1,938 sqft
2021-07-01 0 days 2,000 sqft
2021-08-01 0 days 1,953 sqft
2021-09-01 0 days 1,928 sqft
2021-10-01 0 days 1,950 sqft
2021-11-01 0 days 1,984 sqft
2021-12-01 0 days 1,923 sqft
2022-01-01 0 days 1,872 sqft
2022-02-01 0 days 1,877 sqft
2022-03-01 0 days 1,906 sqft
2022-04-01 0 days 1,923 sqft
2022-05-01 0 days 1,971 sqft
2022-06-01 0 days 1,996 sqft
2022-07-01 0 days 1,982 sqft
2022-08-01 0 days 1,936 sqft
2022-09-01 0 days 1,981 sqft
2022-10-01 0 days 2,008 sqft
2022-11-01 0 days 2,005 sqft
2022-12-01 0 days 2,009 sqft
2023-01-01 0 days 2,135 sqft
2023-02-01 0 days 2,222 sqft
2023-03-01 0 days 2,213 sqft
2023-04-01 0 days 2,400 sqft
2023-05-01 0 days 2,239 sqft
2023-06-01 0 days 2,323 sqft
2023-07-01 0 days 2,256 sqft
2023-08-01 0 days 2,236 sqft
2023-09-01 0 days 2,205 sqft
2023-10-01 0 days 2,173 sqft
2023-11-01 0 days 2,140 sqft
2023-12-01 0 days 2,197 sqft
2024-01-01 0 days 2,118 sqft
Truckee - Grass Valley's median listing age (time on market) for 2024-01-01 was 0 days.

Truckee - Grass Valley's median square footage for active listings during the 2024-01-01 period was 2,118 sqft. One year prior, the average listing was 2,135 sqft.

Truckee-Grass Valley, CA Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 1,758 $950,300,000 $540,557
Cash Out Refi 724 $279,450,000 $385,981
Refi 468 $170,820,000 $365,000
Home Improvement 332 $52,920,000 $159,398
Other 269 $90,205,000 $335,335

Truckee - Grass Valley's most frequently cited loan purpose was Home Purchase, with 1,758 originations. The 2nd most popular reason was Cash Out Refi, with 724 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
3-4% 905 $415,305,000 $458,901
4-5% 854 $384,290,000 $449,988
5-6% 735 $306,345,000 $416,796
6-7% 355 $133,695,000 $376,606
2.5-3% 311 $161,875,000 $520,498
<2.5% 148 $72,900,000 $492,568
7-8% 118 $30,990,000 $262,627
Over 8% 96 $25,990,000 $270,729

During 2022, Truckee - Grass Valley's most frequently originated rate bucket was 3-4%, with 905 originations.

Loan Sizing (Truckee-Grass Valley, CA MSA)

Loan Size Originations Total Value Average Loan
$200k-400k 1,206 $365,410,000 $302,993
$400k-600k 962 $468,550,000 $487,058
$600k-1000k 487 $351,035,000 $720,811
$100k-200k 423 $59,795,000 $141,359
$100,000 or less 291 $17,575,000 $60,395
$Over $1MM 182 $281,330,000 $1,545,769

Truckee - Grass Valley's loan sizing saw the bucket of loans from $200k-400k with 1,206 originations, totaling $365,410,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
60-80% 987 $576,155,000 $583,744
80-100% 835 $446,855,000 $535,156
40-60% 661 $285,195,000 $431,460
20-40% 508 $135,760,000 $267,244
Under 20% 490 $50,900,000 $103,878
Over 100% 29 $32,935,000 $1,135,690

Truckee - Grass Valley's loan sizing saw loans grouped in the 60-80% Loan-to-value bucket with 987 originations, totaling $576,155,000 in origination value.