Truckee - Grass Valley Mortgage Rates & Closing Costs
30yr Fixed Rate
15yr Fixed Rate
FHA
USDA
VA
5/1 ARM
30 Year Fixed Rate mortgages in Truckee - Grass Valley averaged
6.49%
for the week of 2023-06-01, compared to the national average of
6.79% for the same period.
The average rate for the prior week (2023-05-25) was
5.97% and
one month ago for the week of 2023-04-27, the
average rate was 6.23%.
Truckee - Grass Valley's average rate one year ago was 4.6%.
For refis of the same type during the week of 2023-06-01, the average rate
was 5.08%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2023-06-01 | 6.79% |
| Truckee - Grass Valley 30 Year Fixed Rate | 2023-06-01 | 6.49% |
| Truckee - Grass Valley 30 Year Fixed Rate Refi | 2023-06-01 | 5.08% |
| Truckee - Grass Valley 15 Year Fixed Rate | 2023-06-01 | 6.18% |
| Truckee - Grass Valley 15 Year Fixed Rate Refi | 2023-06-01 | 6.68% |
| Truckee - Grass Valley 30 Year FHA | 2023-06-01 | -0.86% |
| Truckee - Grass Valley 30 Year FHA Refi | 2023-06-01 | -0.1% |
| Truckee - Grass Valley 30 Year USDA | 2023-06-01 | 0.2% |
| Truckee - Grass Valley 30 Year USDA Refi | 2023-06-01 | -0.1% |
| Truckee - Grass Valley 30 Year VA | 2023-06-01 | -0.89% |
| Truckee - Grass Valley 30 Year VA Refi | 2023-06-01 | -0.1% |
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Truckee-Grass Valley, CA.
Truckee - Grass Valley Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Truckee-Grass Valley, CA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
Truckee - Grass Valley Average Closing Costs & Other Stats
Truckee-Grass Valley, CA's 202 lenders originated 3,551
loans during 2022. The total origination value was $1,543,695,000, with an average loan value of
$434,721.
Truckee - Grass Valley's average closing costs are $5,392.
The top Truckee - Grass Valley lender as defined by loan originations is UNITED WHOLESALE MORTGAGE, LLC, with
291 loans originated. Their average total fees are
$6,822, which is $459
lower than the next largest lender,
QUICKEN LOANS, LLC.
The lowest fee Truckee - Grass Valley lenders (with over 10 loans originated) are
EVERETT FINANCIAL, INC. ($2,984), Morgan Stanley Private Bank ($4,069), THE GOLDEN 1 ($4,177), PRIMARY RESIDENTIAL MORTGAGE, INC. ($4,209) and Tri Counties Bank ($4,323).
The lowest rate Truckee - Grass Valley lenders (with over 10 loans originated) are
El Dorado Savings Bank, F.S.B. (3.17%), PNC Bank (3.39%), First Republic Bank (3.53%), Morgan Stanley Private Bank (3.68%) and Bank of America (3.76%).
Truckee-Grass Valley, CA Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2021 Loan Value | 2022 Loan Value | % Change | 2022 Market Share |
|---|---|---|---|---|
| UNITED WHOLESALE MORTGAGE, LLC | $305,500,000 | $160,870,000 | -47.3% | 10.4% |
| QUICKEN LOANS, LLC | $278,420,000 | $70,780,000 | -74.6% | 4.6% |
| HOME POINT FINANCIAL CORPORATION | $141,640,000 | $63,395,000 | -55.2% | 4.1% |
| Wells Fargo Bank | $126,485,000 | $56,425,000 | -55.4% | 3.7% |
| Bank of America | $65,870,000 | $48,745,000 | -26.0% | 3.2% |
| U.S. Bank | $57,860,000 | $45,380,000 | -21.6% | 2.9% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | $95,590,000 | $41,130,000 | -57.0% | 2.7% |
| FINANCE OF AMERICA MORTGAGE LLC | $119,265,000 | $40,195,000 | -66.3% | 2.6% |
| GUILD MORTGAGE COMPANY | $81,280,000 | $40,195,000 | -50.5% | 2.6% |
| First Republic Bank | $37,965,000 | $39,280,000 | 3.5% | 2.5% |
| MOVEMENT MORTGAGE, LLC | $71,195,000 | $36,535,000 | -48.7% | 2.4% |
| LOANDEPOT.COM, LLC | $82,275,000 | $30,925,000 | -62.4% | 2.0% |
| JPMorgan Chase Bank | $68,460,000 | $28,060,000 | -59.0% | 1.8% |
| S1L, Inc. | $48,980,000 | $26,770,000 | -45.3% | 1.7% |
| Flagstar Bank, FSB | $81,635,000 | $24,010,000 | -70.6% | 1.6% |
| Tri Counties Bank | $26,595,000 | $23,860,000 | -10.3% | 1.5% |
| GUARANTEED RATE, INC. | $77,385,000 | $21,340,000 | -72.4% | 1.4% |
| MUFG Union Bank | $16,275,000 | $21,255,000 | 30.6% | 1.4% |
| Morgan Stanley Private Bank | $13,670,000 | $20,640,000 | 51.0% | 1.3% |
| CROSSCOUNTRY MORTGAGE, LLC | $20,625,000 | $20,325,000 | -1.5% | 1.3% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | $15,655,000 | $20,120,000 | 28.5% | 1.3% |
| Paramount Residential Mortgage Group, Inc. | $23,120,000 | $18,685,000 | -19.2% | 1.2% |
| ORIX REAL ESTATE CAPITAL, LLC | $9,615,000 | $17,885,000 | 86.0% | 1.2% |
| PNC Bank | $24,045,000 | $17,740,000 | -26.2% | 1.1% |
| Umpqua Bank | $17,410,000 | $16,530,000 | -5.1% | 1.1% |
| Bank of the West | $18,285,000 | $15,445,000 | -15.5% | 1.0% |
| EVERGREEN MONEYSOURCE MORTGAGE COMPANY | $21,690,000 | $14,035,000 | -35.3% | 0.9% |
| Charles Schwab Bank, SSB | $25,645,000 | $13,250,000 | -48.3% | 0.9% |
| UBS Bank USA | $5,250,000 | $10,410,000 | 98.3% | 0.7% |
| PENNYMAC LOAN SERVICES, LLC | $31,235,000 | $10,050,000 | -67.8% | 0.7% |
| SAFE CREDIT UNION | $11,930,000 | $10,020,000 | -16.0% | 0.6% |
| Stifel Bank and Trust | $5,465,000 | $10,015,000 | 83.3% | 0.6% |
| CALIBER HOME LOANS, INC. | $35,430,000 | $9,485,000 | -73.2% | 0.6% |
| Citibank | $18,915,000 | $9,320,000 | -50.7% | 0.6% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $21,175,000 | $9,320,000 | -56.0% | 0.6% |
| EVERETT FINANCIAL, INC. | $8,100,000 | $9,195,000 | 13.5% | 0.6% |
| THE GOLDEN 1 | $11,505,000 | $9,185,000 | -20.2% | 0.6% |
| KINECTA | $2,570,000 | $9,170,000 | 256.8% | 0.6% |
| Commerce Home Mortgage, Inc. | $11,560,000 | $8,900,000 | -23.0% | 0.6% |
| CMG MORTGAGE, INC. | $7,090,000 | $8,145,000 | 14.9% | 0.5% |
| FINANCE OF AMERICA REVERSE LLC | $8,925,000 | $8,065,000 | -9.6% | 0.5% |
| Mr. Cooper ( Nationstar Mortgage ) | $28,170,000 | $7,955,000 | -71.8% | 0.5% |
| GUARANTEED RATE AFFINITY, LLC | $8,090,000 | $7,800,000 | -3.6% | 0.5% |
| PREMIER MORTGAGE RESOURCES, L.L.C. | $10,455,000 | $7,700,000 | -26.4% | 0.5% |
| Silicon Valley Bank | $4,960,000 | $6,815,000 | 37.4% | 0.4% |
| El Dorado Savings Bank, F.S.B. | $10,770,000 | $6,605,000 | -38.7% | 0.4% |
| AMERISAVE MORTGAGE CORPORATION | $23,295,000 | $6,345,000 | -72.8% | 0.4% |
| Fremont Bank | $27,720,000 | $6,090,000 | -78.0% | 0.4% |
| BROKER SOLUTIONS, INC. | $15,525,000 | $6,070,000 | -60.9% | 0.4% |
| SPRING EQ, LLC | $1,890,000 | $5,925,000 | 213.5% | 0.4% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $8,305,000 | $5,755,000 | -30.7% | 0.4% |
| FREEDOM MORTGAGE CORPORATION | $49,875,000 | $5,725,000 | -88.5% | 0.4% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | $20,665,000 | $5,490,000 | -73.4% | 0.4% |
| NAVY FEDERAL CREDIT UNION | $5,825,000 | $5,315,000 | -8.8% | 0.3% |
| NEWREZ LLC | $20,960,000 | $5,035,000 | -76.0% | 0.3% |
| CIVIC FINANCIAL SERVICES, LLC | $4,950,000 | n/a | 0.3% | |
| Sierra Pacific Mortgage Company, Inc. | $17,945,000 | $4,805,000 | -73.2% | 0.3% |
| FIRST U.S. COMMUNITY CREDIT UNION | $13,115,000 | $4,785,000 | -63.5% | 0.3% |
| REDWOOD | $1,935,000 | $4,720,000 | 143.9% | 0.3% |
| STAR ONE CREDIT UNION | $3,210,000 | $4,710,000 | 46.7% | 0.3% |
| PATELCO | $6,550,000 | $4,560,000 | -30.4% | 0.3% |
| GENEVA FINANCIAL, LLC | $5,535,000 | $4,550,000 | -17.8% | 0.3% |
| BETTER MORTGAGE CORPORATION | $41,630,000 | $4,505,000 | -89.2% | 0.3% |
| Bethpage Federal Credit Union | $55,000 | $4,420,000 | 7,936.4% | 0.3% |
| Banner Bank | $4,660,000 | $4,400,000 | -5.6% | 0.3% |
| LENDSURE MORTGAGE CORP. | $2,610,000 | $4,335,000 | 66.1% | 0.3% |
| ALLIANT CREDIT UNION | $3,415,000 | $4,160,000 | 21.8% | 0.3% |
| Mortgage Research Center, LLC | $15,830,000 | $4,135,000 | -73.9% | 0.3% |
| SAN FRANCISCO FIRE CREDIT UNION | $1,785,000 | $3,840,000 | 115.1% | 0.2% |
| AMERICAN ADVISORS GROUP | $3,145,000 | $3,825,000 | 21.6% | 0.2% |
| First-Citizens Bank & Trust Company | $155,000 | $3,825,000 | 2,367.7% | 0.2% |
| FBC MORTGAGE, LLC | $5,215,000 | $3,810,000 | -26.9% | 0.2% |
| PLANET HOME LENDING, LLC | $9,915,000 | $3,705,000 | -62.6% | 0.2% |
| City National Bank | $2,510,000 | $3,690,000 | 47.0% | 0.2% |
| DATA MORTGAGE, INC. | $3,315,000 | $3,685,000 | 11.2% | 0.2% |
| BAY EQUITY LLC | $5,430,000 | $3,590,000 | -33.9% | 0.2% |
| Citadel Servicing Corporation | $4,930,000 | $3,505,000 | -28.9% | 0.2% |
| MUTUAL OF OMAHA MORTGAGE, INC. | $6,400,000 | $3,465,000 | -45.9% | 0.2% |
| PHH Mortgage Corporation | $3,515,000 | $3,450,000 | -1.8% | 0.2% |
| LONGBRIDGE FINANCIAL, LLC | $4,820,000 | $3,380,000 | -29.9% | 0.2% |
| PLAZA HOME MORTGAGE, INC. | $5,090,000 | $3,365,000 | -33.9% | 0.2% |
| KeyBank | $3,615,000 | $3,335,000 | -7.7% | 0.2% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | $4,015,000 | $3,295,000 | -17.9% | 0.2% |
| SCHOOLSFIRST | $5,295,000 | $3,280,000 | -38.1% | 0.2% |
| REVERSE MORTGAGE FUNDING LLC | $4,635,000 | $3,235,000 | -30.2% | 0.2% |
| Northpointe Bank | $2,200,000 | $3,195,000 | 45.2% | 0.2% |
| TECHNOLOGY | $1,135,000 | $3,150,000 | 177.5% | 0.2% |
| Truist | $4,535,000 | $3,145,000 | -30.7% | 0.2% |
| LAKEVIEW LOAN SERVICING, LLC | $15,030,000 | $3,130,000 | -79.2% | 0.2% |
| NEXERA HOLDING LLC | $4,560,000 | $3,075,000 | -32.6% | 0.2% |
| Hometown Equity Mortgage, LLC | $950,000 | $3,070,000 | 223.2% | 0.2% |
| Century Mortgage Company DBA Century Lending Company | $1,285,000 | $3,065,000 | 138.5% | 0.2% |
| Zions Bancorporation, N.A. | $5,540,000 | $3,025,000 | -45.4% | 0.2% |
| ALAMEDA MORTGAGE CORPORATION | $3,050,000 | $3,015,000 | -1.1% | 0.2% |
| CHERRY CREEK MORTGAGE, LLC | $5,055,000 | $3,015,000 | -40.4% | 0.2% |
| HOMEXPRESS MORTGAGE CORP. | $2,445,000 | $2,940,000 | 20.2% | 0.2% |
| ACADEMY MORTGAGE CORPORATION | $5,015,000 | $2,890,000 | -42.4% | 0.2% |
| Figure Lending LLC | $845,000 | $2,890,000 | 242.0% | 0.2% |
| Citizens National Bank of Texas | $1,930,000 | $2,875,000 | 49.0% | 0.2% |
| Sierra Central Credit Union | $7,675,000 | $2,850,000 | -62.9% | 0.2% |
| Hometown Lenders, Inc. | $11,995,000 | $2,830,000 | -76.4% | 0.2% |
| USAA Federal Savings Bank | $5,095,000 | $2,810,000 | -44.8% | 0.2% |
| NATIONS DIRECT MORTGAGE, LLC | $2,575,000 | $2,745,000 | 6.6% | 0.2% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $9,465,000 | $2,570,000 | -72.8% | 0.2% |
| Comerica Bank | $555,000 | $2,525,000 | 355.0% | 0.2% |
| MASON MCDUFFIE MORTGAGE CORPORATION | $4,820,000 | $2,425,000 | -49.7% | 0.2% |
| Equity Prime Mortgage LLC | $2,055,000 | $2,420,000 | 17.8% | 0.2% |
| First Bank | $1,035,000 | $2,420,000 | 133.8% | 0.2% |
| Firefighters First Federal Credit Union | $2,315,000 | $2,360,000 | 1.9% | 0.2% |
| Citizens Bank | $545,000 | $2,355,000 | 332.1% | 0.2% |
| CHEVRON | $1,015,000 | $2,285,000 | 125.1% | 0.1% |
| CORNERSTONE HOME LENDING, INC. | $2,920,000 | $2,160,000 | -26.0% | 0.1% |
| PACIFIC RESIDENTIAL MORTGAGE, LLC | $2,155,000 | n/a | 0.1% | |
| PACIFIC SERVICE | $1,610,000 | $2,150,000 | 33.5% | 0.1% |
| AMWEST FUNDING CORP. | $9,650,000 | $2,095,000 | -78.3% | 0.1% |
| OCMBC, INC. | $2,790,000 | $2,070,000 | -25.8% | 0.1% |
| FIRST TECHNOLOGY | $4,540,000 | $1,985,000 | -56.3% | 0.1% |
| Ally Bank | $10,040,000 | $1,945,000 | -80.6% | 0.1% |
| Golden Empire Mortgage, Inc. | $3,380,000 | $1,925,000 | -43.0% | 0.1% |
| LAND HOME FINANCIAL SERVICES, INC. | $4,510,000 | $1,910,000 | -57.6% | 0.1% |
| LOANPAL, LLC | $5,565,000 | $1,870,000 | -66.4% | 0.1% |
| MERIWEST MORTGAGE COMPANY, LLC | $1,855,000 | n/a | 0.1% | |
| NFM, INC. | $375,000 | $1,820,000 | 385.3% | 0.1% |
| PENTAGON FEDERAL CREDIT UNION | $7,810,000 | $1,815,000 | -76.8% | 0.1% |
| Merchants Mortgage & Trust Corporation | $1,780,000 | n/a | 0.1% | |
| Axos Bank | $2,330,000 | $1,775,000 | -23.8% | 0.1% |
| AHL FUNDING | $1,760,000 | n/a | 0.1% | |
| RESIDENTIAL BANCORP. | $480,000 | $1,755,000 | 265.6% | 0.1% |
| SUMMIT FUNDING, INC. | $9,595,000 | $1,745,000 | -81.8% | 0.1% |
| WESTCOAST MORTGAGE GROUP AND REALTY COMPANY | $11,860,000 | $1,720,000 | -85.5% | 0.1% |
| NETWORK CAPITAL FUNDING CORPORATION | $6,220,000 | $1,710,000 | -72.5% | 0.1% |
| First Savings Bank | $365,000 | $1,660,000 | 354.8% | 0.1% |
| BMO Harris Bank | $1,890,000 | $1,600,000 | -15.3% | 0.1% |
| NMSI, INC. | $1,315,000 | $1,565,000 | 19.0% | 0.1% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | $9,395,000 | $1,555,000 | -83.4% | 0.1% |
| NexBank | $1,540,000 | n/a | 0.1% | |
| Florida Capital Bank | $1,010,000 | $1,530,000 | 51.5% | 0.1% |
| MID AMERICA MORTGAGE, INC. | $1,410,000 | $1,530,000 | 8.5% | 0.1% |
| ROUNDPOINT MORTGAGE SERVICING CORPORATION | $2,275,000 | $1,520,000 | -33.2% | 0.1% |
| AmeriHome Mortgage Company, LLC | $1,945,000 | $1,450,000 | -25.4% | 0.1% |
| NEW DAY FINANCIAL, LLC | $490,000 | $1,450,000 | 195.9% | 0.1% |
| PREMIER AMERICA | $1,445,000 | n/a | 0.1% | |
| Watermark Capital, Inc. | $8,715,000 | $1,410,000 | -83.8% | 0.1% |
| Operating Engineers Local Union #3 | $575,000 | $1,360,000 | 136.5% | 0.1% |
| First Interstate Bank | $5,385,000 | $1,305,000 | -75.8% | 0.1% |
| Nations Lending Corporation | $2,215,000 | $1,305,000 | -41.1% | 0.1% |
| SEA WEST COAST GUARD FEDERAL CREDIT UNION | $1,285,000 | n/a | 0.1% | |
| HighTechLending Inc | $1,210,000 | $1,265,000 | 4.5% | 0.1% |
| CANOPY MORTGAGE, LLC | $1,305,000 | $1,255,000 | -3.8% | 0.1% |
| SUN WEST MORTGAGE COMPANY, INC. | $6,550,000 | $1,255,000 | -80.8% | 0.1% |
| Barrington Bank & Trust Company, N.A. | $660,000 | $1,165,000 | 76.5% | 0.1% |
| Third Federal Savings and Loan Association of Cleveland | $1,475,000 | $1,130,000 | -23.4% | 0.1% |
| ATHAS CAPITAL GROUP, INC. | $1,105,000 | n/a | 0.1% | |
| Mechanics Bank | $2,235,000 | $1,105,000 | -50.6% | 0.1% |
| Ameris Bank | $4,940,000 | $1,100,000 | -77.7% | 0.1% |
| Northwest Farm Credit Services, FLCA | $655,000 | $1,085,000 | 65.6% | 0.1% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | $840,000 | $1,080,000 | 28.6% | 0.1% |
| STANFORD Federal Credit Union | $4,375,000 | $1,070,000 | -75.5% | 0.1% |
| Provident Credit Union | $6,790,000 | $1,040,000 | -84.7% | 0.1% |
| UNITED | $2,965,000 | $1,040,000 | -64.9% | 0.1% |
| TRAVIS CREDIT UNION | $1,195,000 | $1,020,000 | -14.6% | 0.1% |
| 1ST NORTHERN CALIFORNIA | $425,000 | $1,005,000 | 136.5% | 0.1% |
| General Mortgage Capital Corporation | $3,630,000 | $1,000,000 | -72.5% | 0.1% |
| FUNDLOANS CAPITAL | $1,210,000 | $990,000 | -18.2% | 0.1% |
| Provident Savings Bank, F.S.B. | $980,000 | n/a | 0.1% | |
| The Loan Store, Inc. | $1,750,000 | $975,000 | -44.3% | 0.1% |
| UNCLE Credit Union | $440,000 | $960,000 | 118.2% | 0.1% |
| NBKC BANK | $4,405,000 | $950,000 | -78.4% | 0.1% |
| QUORUM FEDERAL CREDIT UNION | $1,200,000 | $950,000 | -20.8% | 0.1% |
| SNAPFI, INC. | $2,140,000 | $950,000 | -55.6% | 0.1% |
| Quontic Bank | $1,255,000 | $930,000 | -25.9% | 0.1% |
| MOUNTAIN WEST FINANCIAL, INC. | $1,645,000 | $925,000 | -43.8% | 0.1% |
| LOGIX FEDERAL CREDIT UNION | $905,000 | $860,000 | -5.0% | 0.1% |
| 21ST MORTGAGE CORPORATION | $725,000 | $855,000 | 17.9% | 0.1% |
| Prosperity Home Mortgage, LLC | $810,000 | $845,000 | 4.3% | 0.1% |
| HOMEOWNERS FINANCIAL GROUP USA, LLC | $1,955,000 | $810,000 | -58.6% | 0.1% |
| JMAC LENDING, INC. | $3,360,000 | $810,000 | -75.9% | 0.1% |
| HomeTrust Bank | $580,000 | $805,000 | 38.8% | 0.1% |
| Discover Bank | $660,000 | $800,000 | 21.2% | 0.1% |
| GOOGAIN, INC. | $2,175,000 | $775,000 | -64.4% | 0.1% |
| CREDIT HUMAN FEDERAL CREDIT UNION | $400,000 | $720,000 | 80.0% | 0.0% |
| North American Savings Bank, F.S.B. | $3,165,000 | $700,000 | -77.9% | 0.0% |
| Franklin Loan Corporation | $1,630,000 | $690,000 | -57.7% | 0.0% |
| Financial Partners Credit Union | $215,000 | $675,000 | 214.0% | 0.0% |
| CENTRAL COAST LENDING, INC. | $740,000 | $670,000 | -9.5% | 0.0% |
| GREAT LAKES | $425,000 | $670,000 | 57.6% | 0.0% |
| The Federal Savings Bank | $3,305,000 | $670,000 | -79.7% | 0.0% |
| AMERICAN FINANCIAL RESOURCES, INC. | $1,690,000 | $660,000 | -60.9% | 0.0% |
| Exchange Bank | $655,000 | n/a | 0.0% | |
| UNIVERSITY CREDIT UNION | $285,000 | $650,000 | 128.1% | 0.0% |
| ANGEL OAK HOME LOANS LLC | $155,000 | $645,000 | 316.1% | 0.0% |
| ENVOY MORTGAGE, LTD | $680,000 | $645,000 | -5.1% | 0.0% |
| GEORGIA'S OWN | $505,000 | $645,000 | 27.7% | 0.0% |
| Strong Home Mortgage, LLC | $6,160,000 | $640,000 | -89.6% | 0.0% |
| CALCON MUTUAL MORTGAGE LLC | $245,000 | $635,000 | 159.2% | 0.0% |
| DIRECT MORTGAGE, CORP. | $305,000 | $615,000 | 101.6% | 0.0% |
| LOANFLIGHT LENDING, LLC | $395,000 | $615,000 | 55.7% | 0.0% |
| BNY Mellon | $605,000 | n/a | 0.0% | |
| SYNERGY HOME MORTGAGE, LLC | $2,195,000 | $605,000 | -72.4% | 0.0% |
| BAY | $765,000 | $600,000 | -21.6% | 0.0% |
| VILLAGE CAPITAL MORTGAGE | $3,030,000 | $600,000 | -80.2% | 0.0% |
| Academy Bank | $575,000 | n/a | 0.0% | |
| Merchants Bank of Indiana | $955,000 | $575,000 | -39.8% | 0.0% |
| THE POLICE Credit Union | $1,095,000 | $565,000 | -48.4% | 0.0% |
| COMPASS MORTGAGE, INC. | $545,000 | n/a | 0.0% | |
| DIGNIFIED HOME LOANS, LLC | $345,000 | $545,000 | 58.0% | 0.0% |
| SECURITYNATIONAL MORTGAGE COMPANY | $455,000 | $535,000 | 17.6% | 0.0% |
| San Mateo Credit Union | $990,000 | $530,000 | -46.5% | 0.0% |
| Lakeview Community Capital, LLC | $1,465,000 | $525,000 | -64.2% | 0.0% |
| Chicago Mortgage Solutions LLC | $690,000 | $515,000 | -25.4% | 0.0% |
| ONY GLO, INC. | $1,125,000 | $515,000 | -54.2% | 0.0% |
| TJC Mortgage, Inc. | $2,135,000 | $515,000 | -75.9% | 0.0% |
| CANVAS CREDIT UNION | $505,000 | n/a | 0.0% | |
| MERIWEST | $640,000 | $500,000 | -21.9% | 0.0% |
| HOMESIDE FINANCIAL, LLC | $1,475,000 | $495,000 | -66.4% | 0.0% |
| LENDINGHOME FUNDING CORPORATION | $1,935,000 | $495,000 | -74.4% | 0.0% |
| ARC HOME LLC | $1,985,000 | $490,000 | -75.3% | 0.0% |
| COASTAL FUNDING SLC, INC. | $1,620,000 | $485,000 | -70.1% | 0.0% |
| ENCORE BANK | $475,000 | n/a | 0.0% | |
| Carrington Mortgage Services, LLC | $4,590,000 | $470,000 | -89.8% | 0.0% |
| Armed Forces Bank | $465,000 | n/a | 0.0% | |
| ADVANCIAL | $345,000 | $455,000 | 31.9% | 0.0% |
| Evolve Bank & Trust | $575,000 | $455,000 | -20.9% | 0.0% |
| LENOX FINANCIAL MORTGAGE CORPORATION | $3,375,000 | $455,000 | -86.5% | 0.0% |
| The Huntington National Bank | $455,000 | n/a | 0.0% | |
| AXIA FINANCIAL, LLC | $445,000 | n/a | 0.0% | |
| BECKAM FUNDING CORP. | $445,000 | n/a | 0.0% | |
| First Guaranty Mortgage Corporation | $5,295,000 | $445,000 | -91.6% | 0.0% |
| GREENSTATE CREDIT UNION | $445,000 | n/a | 0.0% | |
| JET DIRECT FUNDING CORP | $445,000 | n/a | 0.0% | |
| OPEN MORTGAGE, LLC | $995,000 | $445,000 | -55.3% | 0.0% |
| The Central Trust Bank | $890,000 | $445,000 | -50.0% | 0.0% |
| BKCO MORTGAGE, LLC | $435,000 | n/a | 0.0% | |
| INTELLILOAN, INC. | $2,445,000 | $425,000 | -82.6% | 0.0% |
| Residential Mortgage Solutions, Inc. | $425,000 | n/a | 0.0% | |
| F&A Federal Credit Union | $450,000 | $405,000 | -10.0% | 0.0% |
| IMPAC MORTGAGE CORP. | $8,430,000 | $405,000 | -95.2% | 0.0% |
| TEMPLE VIEW CAPITAL FUNDING, LP | $335,000 | $405,000 | 20.9% | 0.0% |
| AMERICAN INTERNET MORTGAGE, INC. | $6,045,000 | $400,000 | -93.4% | 0.0% |
| GUARANTY HOME MORTGAGE CORPORATION | $475,000 | $395,000 | -16.8% | 0.0% |
| 5TH STREET CAPITAL, INC. | $1,520,000 | $355,000 | -76.6% | 0.0% |
| Central State Credit Union | $355,000 | n/a | 0.0% | |
| Chickasaw Community Bank | $355,000 | n/a | 0.0% | |
| DRAPER AND KRAMER MORTGAGE CORP. | $2,140,000 | $345,000 | -83.9% | 0.0% |
| Greenbox Loans, Inc. | $2,250,000 | $345,000 | -84.7% | 0.0% |
| MORTGAGEONE, INC. | $395,000 | $345,000 | -12.7% | 0.0% |
| DEPARTMENT OF COMMERCE | $335,000 | n/a | 0.0% | |
| Low VA Rates, LLC | $940,000 | $335,000 | -64.4% | 0.0% |
| NATIONWIDE MORTGAGE BANKERS, INC. | $580,000 | $335,000 | -42.2% | 0.0% |
| SALAL | $330,000 | n/a | 0.0% | |
| FAY SERVICING, LLC | $315,000 | n/a | 0.0% | |
| SOFI LENDING CORP. | $2,385,000 | $315,000 | -86.8% | 0.0% |
| First National Bank of America | $305,000 | n/a | 0.0% | |
| HARTFORD FUNDING, LTD. | $305,000 | n/a | 0.0% | |
| INFINITY EQUITY GROUP, INC. | $570,000 | $305,000 | -46.5% | 0.0% |
| TRIAD FINANCIAL SERVICES, INC. | $1,165,000 | $290,000 | -75.1% | 0.0% |
| State Department Federal Credit Union | $425,000 | $285,000 | -32.9% | 0.0% |
| AMERICAN HERITAGE LENDING, INC. | $275,000 | n/a | 0.0% | |
| ST FIN CORP | $275,000 | n/a | 0.0% | |
| THE FIRST FINANCIAL Federal Credit Union | $265,000 | n/a | 0.0% | |
| AGRICULTURE Federal Credit Union | $255,000 | n/a | 0.0% | |
| Crestline Funding Corporation | $680,000 | $255,000 | -62.5% | 0.0% |
| HSBC BANK USA, NATIONAL ASSOCIATION | $4,020,000 | $255,000 | -93.7% | 0.0% |
| PremierOne Credit Union | $255,000 | n/a | 0.0% | |
| Willamette Valley Bank | $255,000 | n/a | 0.0% | |
| Columbia State Bank | $245,000 | n/a | 0.0% | |
| SAN DIEGO COUNTY CREDIT UNION | $245,000 | n/a | 0.0% | |
| ALL REVERSE MORTGAGE, INC. | $385,000 | $235,000 | -39.0% | 0.0% |
| Murphy Bank | $230,000 | n/a | 0.0% | |
| CIS Financial Services, Inc. | $215,000 | n/a | 0.0% | |
| MLD MORTGAGE INC. | $305,000 | $215,000 | -29.5% | 0.0% |
| SANTA CLARA COUNTY | $245,000 | $215,000 | -12.2% | 0.0% |
| TOP FLITE FINANCIAL, INC. | $215,000 | n/a | 0.0% | |
| FARMERS INSURANCE GROUP FEDERAL CREDIT UNION | $210,000 | n/a | 0.0% | |
| Boeing Employees Credit Union | $990,000 | $205,000 | -79.3% | 0.0% |
| CAPSTONE DIRECT, INC. | $445,000 | $205,000 | -53.9% | 0.0% |
| ONE NEVADA CREDIT UNION | $205,000 | n/a | 0.0% | |
| ROYAL UNITED MORTGAGE LLC | $375,000 | $165,000 | -56.0% | 0.0% |
| Arvest Bank | $1,060,000 | $155,000 | -85.4% | 0.0% |
| CLEARPATH LENDING | $2,140,000 | $155,000 | -92.8% | 0.0% |
| HomeStreet Bank | $155,000 | n/a | 0.0% | |
| Alaska USA Federal Credit Union | $690,000 | $150,000 | -78.3% | 0.0% |
| USAlliance Federal Credit Union | $135,000 | n/a | 0.0% | |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | $415,000 | $115,000 | -72.3% | 0.0% |
| DIGITAL Federal Credit Union | $255,000 | $105,000 | -58.8% | 0.0% |
| Loan Simple, Inc. | $485,000 | $105,000 | -78.4% | 0.0% |
| ADVANTIS | $75,000 | n/a | 0.0% | |
| 1ST UNITED SERVICES CREDIT UNION | $55,000 | n/a | 0.0% | |
| Deseret First Credit Union | $265,000 | $55,000 | -79.2% | 0.0% |
| FEDEX EMPLOYEES CREDIT ASSOCIATION | $55,000 | n/a | 0.0% | |
| FIRST ENTERTAINMENT | $55,000 | n/a | 0.0% | |
| VANDERBILT MORTGAGE AND FINANCE, INC. | $195,000 | $55,000 | -71.8% | 0.0% |
| SACRAMENTO Credit Union | $730,000 | $45,000 | -93.8% | 0.0% |
| WESCOM CENTRAL CREDIT UNION | $85,000 | $25,000 | -70.6% | 0.0% |
Truckee - Grass Valley's top lender by overall market share is UNITED WHOLESALE MORTGAGE, LLC, with 10.4% market share. In second place, with 4.6%, is QUICKEN LOANS, LLC, having originated $70,780,000 in loans. In third place, with 4.1%, is HOME POINT FINANCIAL CORPORATION, having originated $63,395,000 in loans. In fourth place, with 3.7%, is Wells Fargo Bank, having originated $56,425,000 in loans. In fifth place, with 3.2%, is Bank of America, having originated $48,745,000 in loans.
Truckee - Grass Valley Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - Truckee - Grass Valley (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
|---|---|---|---|---|
| 2018-01-01 | $490,000 (3.9%) | $627,784 (0.4%) | 0.00 | 458 |
| 2018-02-01 | $490,875 (0.3%) | $628,360 (-1.0%) | 0.00 | 454 |
| 2018-03-01 | $465,750 (-6.3%) | $611,082 (-4.8%) | 0.00 | 474 |
| 2018-04-01 | $479,000 (-3.8%) | $597,181 (-6.5%) | 0.00 | 542 |
| 2018-05-01 | $489,475 (-1.9%) | $599,996 (-7.3%) | 0.00 | 647 |
| 2018-06-01 | $497,000 (-5.0%) | $595,686 (-11.1%) | 0.00 | 725 |
| 2018-07-01 | $481,500 (-8.3%) | $597,512 (-11.5%) | 0.00 | 783 |
| 2018-08-01 | $474,950 (-5.7%) | $598,464 (-8.0%) | 0.00 | 833 |
| 2018-09-01 | $475,000 (-5.0%) | $595,572 (-7.2%) | 0.00 | 838 |
| 2018-10-01 | $465,000 (-5.5%) | $591,912 (-7.5%) | 0.00 | 805 |
| 2018-11-01 | $471,950 (-3.7%) | $582,394 (-8.2%) | 0.00 | 750 |
| 2018-12-01 | $455,000 (-4.8%) | $570,096 (-8.2%) | 0.00 | 707 |
| 2019-01-01 | $434,450 (-11.3%) | $540,161 (-14.0%) | 0.00 | 617 |
| 2019-02-01 | $437,190 (-10.9%) | $547,868 (-12.8%) | 0.00 | 588 |
| 2019-03-01 | $452,893 (-2.8%) | $553,618 (-9.4%) | 0.00 | 585 |
| 2019-04-01 | $466,875 (-2.5%) | $561,585 (-6.0%) | 0.00 | 617 |
| 2019-05-01 | $499,000 (2.0%) | $611,531 (1.9%) | 0.00 | 767 |
| 2019-06-01 | $500,000 (0.6%) | $618,529 (3.8%) | 0.00 | 858 |
| 2019-07-01 | $500,000 (3.8%) | $612,238 (2.5%) | 0.00 | 945 |
| 2019-08-01 | $500,000 (5.3%) | $610,026 (1.9%) | 0.00 | 957 |
| 2019-09-01 | $500,000 (5.3%) | $604,090 (1.4%) | 0.00 | 924 |
| 2019-10-01 | $500,000 (7.5%) | $600,084 (1.4%) | 0.00 | 875 |
| 2019-11-01 | $499,000 (5.7%) | $584,382 (0.3%) | 0.00 | 746 |
| 2019-12-01 | $480,000 (5.5%) | $571,831 (0.3%) | 0.00 | 646 |
| 2020-01-01 | $480,000 (10.5%) | $578,526 (7.1%) | 0.00 | 578 |
| 2020-02-01 | $489,000 (11.9%) | $592,232 (8.1%) | 0.00 | 549 |
| 2020-03-01 | $499,500 (10.3%) | $600,319 (8.4%) | 0.00 | 594 |
| 2020-04-01 | $507,500 (8.7%) | $600,587 (6.9%) | 0.00 | 564 |
| 2020-05-01 | $535,000 (7.2%) | $643,405 (5.2%) | 0.00 | 616 |
| 2020-06-01 | $549,000 (9.8%) | $659,837 (6.7%) | 0.00 | 560 |
| 2020-07-01 | $552,000 (10.4%) | $669,746 (9.4%) | 0.00 | 482 |
| 2020-08-01 | $575,000 (15.0%) | $697,256 (14.3%) | 0.00 | 410 |
| 2020-09-01 | $575,000 (15.0%) | $720,638 (19.3%) | 0.00 | 433 |
| 2020-10-01 | $572,400 (14.5%) | $743,546 (23.9%) | 0.00 | 446 |
| 2020-11-01 | $574,950 (15.2%) | $731,971 (25.3%) | 0.00 | 389 |
| 2020-12-01 | $559,500 (16.6%) | $705,909 (23.5%) | 0.00 | 348 |
| 2021-01-01 | $565,000 (17.7%) | $719,827 (24.4%) | 0.00 | 285 |
| 2021-02-01 | $544,032 (11.3%) | $669,052 (13.0%) | 0.00 | 264 |
| 2021-03-01 | $546,225 (9.4%) | $644,658 (7.4%) | 0.00 | 250 |
| 2021-04-01 | $549,450 (8.3%) | $641,581 (6.8%) | 0.00 | 293 |
| 2021-05-01 | $562,450 (5.1%) | $657,122 (2.1%) | 0.00 | 327 |
| 2021-06-01 | $612,250 (11.5%) | $705,769 (7.0%) | 0.00 | 322 |
| 2021-07-01 | $634,000 (14.9%) | $748,577 (11.8%) | 0.00 | 346 |
| 2021-08-01 | $605,500 (5.3%) | $736,053 (5.6%) | 0.00 | 355 |
| 2021-09-01 | $592,000 (3.0%) | $742,192 (3.0%) | 0.00 | 381 |
| 2021-10-01 | $599,450 (4.7%) | $751,497 (1.1%) | 0.00 | 430 |
| 2021-11-01 | $599,225 (4.2%) | $738,521 (0.9%) | 0.00 | 384 |
| 2021-12-01 | $599,000 (7.1%) | $717,594 (1.7%) | 0.00 | 298 |
| 2022-01-01 | $599,450 (6.1%) | $711,732 (-1.1%) | 0.00 | 227 |
| 2022-02-01 | $627,000 (15.3%) | $764,356 (14.2%) | 0.00 | 245 |
| 2022-03-01 | $644,250 (18.0%) | $767,834 (19.1%) | 0.00 | 278 |
| 2022-04-01 | $675,000 (22.9%) | $806,610 (25.7%) | 0.00 | 352 |
| 2022-05-01 | $658,450 (17.1%) | $818,142 (24.5%) | 0.00 | 486 |
| 2022-06-01 | $674,500 (10.2%) | $837,341 (18.6%) | 0.00 | 566 |
| 2022-07-01 | $669,000 (5.5%) | $874,797 (16.9%) | 0.00 | 617 |
| 2022-08-01 | $699,000 (15.4%) | $900,298 (22.3%) | 0.00 | 579 |
| 2022-09-01 | $695,000 (17.4%) | $891,052 (20.1%) | 0.00 | 561 |
| 2022-10-01 | $664,500 (10.9%) | $861,562 (14.7%) | 0.00 | 530 |
| 2022-11-01 | $629,225 (5.0%) | $851,912 (15.4%) | 0.00 | 467 |
| 2022-12-01 | $622,450 (3.9%) | $859,638 (19.8%) | 0.00 | 378 |
| 2023-01-01 | $659,000 (9.9%) | $911,341 (28.1%) | 0.00 | 298 |
| 2023-02-01 | $700,000 (11.6%) | $951,257 (24.5%) | 0.00 | 266 |
| 2023-03-01 | $687,180 (6.7%) | $966,121 (25.8%) | 0.00 | 248 |
| 2023-04-01 | $725,000 (7.4%) | $1,008,157 (25.0%) | 0.00 | 263 |
| 2023-05-01 | $729,250 (10.8%) | $987,023 (20.6%) | 0.00 | 347 |
Truckee - Grass Valley's median listing price for 2023-05-01 was $729,250, a difference of
$70,800
(10.8%) versus the prior year and
$4,250 versus the prior month.
Truckee - Grass Valley's median listing price comes in at 0% of the national average.
Truckee - Grass Valley's average listing price for 2023-05-01 was $987,023, a difference of $168,881 (20.6%) versus the prior year and $-21,134 versus the prior month.
For the 2023-05-01 period, Truckee - Grass Valley had 347 MLS listings, a difference of 84 listings (32%) versus the prior month and -139 listings (-29%) versus the prior year.
Truckee - Grass Valley's median listing price comes in at 0% of the national average.
Truckee - Grass Valley's average listing price for 2023-05-01 was $987,023, a difference of $168,881 (20.6%) versus the prior year and $-21,134 versus the prior month.
For the 2023-05-01 period, Truckee - Grass Valley had 347 MLS listings, a difference of 84 listings (32%) versus the prior month and -139 listings (-29%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - Truckee - Grass Valley (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Time on Market | Median Square Footage |
|---|---|---|
| 2018-01-01 | 0 days | 2,229 sqft |
| 2018-02-01 | 0 days | 2,257 sqft |
| 2018-03-01 | 0 days | 2,286 sqft |
| 2018-04-01 | 0 days | 2,215 sqft |
| 2018-05-01 | 0 days | 2,182 sqft |
| 2018-06-01 | 0 days | 2,171 sqft |
| 2018-07-01 | 0 days | 2,149 sqft |
| 2018-08-01 | 0 days | 2,108 sqft |
| 2018-09-01 | 0 days | 2,116 sqft |
| 2018-10-01 | 0 days | 2,157 sqft |
| 2018-11-01 | 0 days | 2,151 sqft |
| 2018-12-01 | 0 days | 2,165 sqft |
| 2019-01-01 | 0 days | 2,149 sqft |
| 2019-02-01 | 0 days | 2,138 sqft |
| 2019-03-01 | 0 days | 2,201 sqft |
| 2019-04-01 | 0 days | 2,242 sqft |
| 2019-05-01 | 0 days | 2,266 sqft |
| 2019-06-01 | 0 days | 2,204 sqft |
| 2019-07-01 | 0 days | 2,180 sqft |
| 2019-08-01 | 0 days | 2,200 sqft |
| 2019-09-01 | 0 days | 2,215 sqft |
| 2019-10-01 | 0 days | 2,230 sqft |
| 2019-11-01 | 0 days | 2,257 sqft |
| 2019-12-01 | 0 days | 2,251 sqft |
| 2020-01-01 | 0 days | 2,251 sqft |
| 2020-02-01 | 0 days | 2,293 sqft |
| 2020-03-01 | 0 days | 2,228 sqft |
| 2020-04-01 | 0 days | 2,242 sqft |
| 2020-05-01 | 0 days | 2,231 sqft |
| 2020-06-01 | 0 days | 2,332 sqft |
| 2020-07-01 | 0 days | 2,241 sqft |
| 2020-08-01 | 0 days | 2,200 sqft |
| 2020-09-01 | 0 days | 2,206 sqft |
| 2020-10-01 | 0 days | 2,153 sqft |
| 2020-11-01 | 0 days | 2,138 sqft |
| 2020-12-01 | 0 days | 2,127 sqft |
| 2021-01-01 | 0 days | 2,080 sqft |
| 2021-02-01 | 0 days | 2,050 sqft |
| 2021-03-01 | 0 days | 1,997 sqft |
| 2021-04-01 | 0 days | 1,964 sqft |
| 2021-05-01 | 0 days | 1,918 sqft |
| 2021-06-01 | 0 days | 1,945 sqft |
| 2021-07-01 | 0 days | 2,000 sqft |
| 2021-08-01 | 0 days | 1,957 sqft |
| 2021-09-01 | 0 days | 1,934 sqft |
| 2021-10-01 | 0 days | 1,950 sqft |
| 2021-11-01 | 0 days | 1,987 sqft |
| 2021-12-01 | 0 days | 1,925 sqft |
| 2022-01-01 | 0 days | 1,872 sqft |
| 2022-02-01 | 0 days | 1,877 sqft |
| 2022-03-01 | 0 days | 1,906 sqft |
| 2022-04-01 | 0 days | 1,919 sqft |
| 2022-05-01 | 0 days | 1,971 sqft |
| 2022-06-01 | 0 days | 1,996 sqft |
| 2022-07-01 | 0 days | 1,986 sqft |
| 2022-08-01 | 0 days | 1,937 sqft |
| 2022-09-01 | 0 days | 1,983 sqft |
| 2022-10-01 | 0 days | 2,009 sqft |
| 2022-11-01 | 0 days | 2,006 sqft |
| 2022-12-01 | 0 days | 2,009 sqft |
| 2023-01-01 | 0 days | 2,135 sqft |
| 2023-02-01 | 0 days | 2,222 sqft |
| 2023-03-01 | 0 days | 2,234 sqft |
| 2023-04-01 | 0 days | 2,400 sqft |
| 2023-05-01 | 0 days | 2,234 sqft |
Truckee - Grass Valley's median listing age (time on market) for 2023-05-01 was 0 days.
Truckee - Grass Valley's median square footage for active listings during the 2023-05-01 period was 2,234 sqft. One year prior, the average listing was 1,971 sqft.
Truckee - Grass Valley's median square footage for active listings during the 2023-05-01 period was 2,234 sqft. One year prior, the average listing was 1,971 sqft.
Truckee-Grass Valley, CA Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 1,758 | $950,300,000 | $540,557 |
| Cash Out Refi | 724 | $279,450,000 | $385,981 |
| Refi | 468 | $170,820,000 | $365,000 |
| Home Improvement | 332 | $52,920,000 | $159,398 |
| Other | 269 | $90,205,000 | $335,335 |
Truckee - Grass Valley's most frequently cited loan purpose was Home Purchase, with 1,758 originations. The 2nd most popular reason was Cash Out Refi, with 724 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 3-4% | 905 | $415,305,000 | $458,901 |
| 4-5% | 854 | $384,290,000 | $449,988 |
| 5-6% | 735 | $306,345,000 | $416,796 |
| 6-7% | 355 | $133,695,000 | $376,606 |
| 2.5-3% | 311 | $161,875,000 | $520,498 |
| <2.5% | 148 | $72,900,000 | $492,568 |
| 7-8% | 118 | $30,990,000 | $262,627 |
| Over 8% | 96 | $25,990,000 | $270,729 |
During 2022, Truckee - Grass Valley's most frequently originated rate bucket was 3-4%, with 905 originations.
Loan Sizing (Truckee-Grass Valley, CA MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $200k-400k | 1,206 | $365,410,000 | $302,993 |
| $400k-600k | 962 | $468,550,000 | $487,058 |
| $600k-1000k | 487 | $351,035,000 | $720,811 |
| $100k-200k | 423 | $59,795,000 | $141,359 |
| $100,000 or less | 291 | $17,575,000 | $60,395 |
| $Over $1MM | 182 | $281,330,000 | $1,545,769 |
Truckee - Grass Valley's loan sizing saw the bucket of loans from $200k-400k with 1,206 originations, totaling $365,410,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 60-80% | 987 | $576,155,000 | $583,744 |
| 80-100% | 835 | $446,855,000 | $535,156 |
| 40-60% | 661 | $285,195,000 | $431,460 |
| 20-40% | 508 | $135,760,000 | $267,244 |
| Under 20% | 490 | $50,900,000 | $103,878 |
| Over 100% | 29 | $32,935,000 | $1,135,690 |
Truckee - Grass Valley's loan sizing saw loans grouped in the 60-80% Loan-to-value bucket with 987 originations, totaling $576,155,000 in origination value.