The Citizens National Bank Of Bluffton Mortgage Rates, Fees & Info

Bluffton, OH

LEI: 549300HNMUG8WS7JLL28

Tax ID: 34-4205025

Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

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  • SimulatedRates™
  • Mortgage Calculator

    • Mortgage Data

  • Originations
  • Top Markets
  • Product Mix
  • Loan Reason
  • Typical Rates
  • Loan Sizes
  • Dwelling Types
  • Similar Lenders
  • Loan Length
  • Loan to Value Info
  • Debt-to-Income
  • Applicant Income
  • Ethnicity Info
  • Approval & Pick Rates
  • Points and Fees
  • Origination Fees (Closing Costs)

    • Bank Data

  • Branches
  • Income
  • Loan Types
  • Deposit Mix
  • Loan Performance
  • Assets
  • Business Loans

    • Review & Overview

    The Citizens National Bank Of Bluffton is a smaller bank specializing in Home Purchase and Refi loans. The Citizens National Bank Of Bluffton has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Lima, Celina, Van Wert, Findlay, and Detroit among others. We have data for 34 markets. (Some data included below & more in-depth data is available with an active subscription.)

    The Citizens National Bank Of Bluffton has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. The Citizens National Bank Of Bluffton is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

    We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

    Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

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    SimulatedRates™

    Mortgage Type     		Simulated Rate Simulation Date
    30 Year Conventional Purchase 6.78% 4/18/24
    30 Year Conventional Refi 6.85% 4/18/24
    30 Year Cash-out Refi 6.84% 4/18/24
    30 Year FHA Purchase 7.11% 4/18/24
    30 Year VA Purchase 6.16% 4/18/24
    30 Year USDA Purchase 7.06% 4/18/24
    15 Year Conventional Purchase 6.04% 4/18/24
    15 Year Conventional Refi 6.03% 4/18/24
    15 Year Cash-out Refi 6.03% 4/18/24
    These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

    The Citizens National Bank Of Bluffton Mortgage Calculator






    Your Estimates

    Estimated Loan Payment: Update the calculator values and click calculate payment!

    This is not an official calculator from The Citizens National Bank Of Bluffton. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

    The default purchase price is the median sales price across the US for 2022Q4, per FRED.


    Originations

    487

    Origination Dollar Volume (All Markets)

    $71,385,000

    Employee count

    157 Show all (11) awards

    Top Markets

    Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

    Market Originations Total Value Average Loan Average Fees Average Rate
    LIMA, OH (FHA|USDA|VA) 190 $23,620,000 $124,316 $1,902 4.70%
    Celina, OH (FHA|USDA|VA) 47 $7,145,000 $152,021 $1,416 4.81%
    Van Wert, OH (FHA|USDA|VA) 71 $7,055,000 $99,366 $2,158 4.54%
    Findlay, OH (FHA|USDA|VA) 35 $5,285,000 $151,000 $2,129 4.71%
    Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 3 $5,265,000 $1,755,000 $0 5.38%
    TOLEDO, OH (FHA|USDA|VA) 25 $4,595,000 $183,800 $1,522 5.16%
    Outside of Metro Areas 34 $4,130,000 $121,471 $1,553 4.74%
    Wapakoneta, OH (FHA|USDA|VA) 22 $3,040,000 $138,182 $1,388 4.88%
    CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 4 $1,700,000 $425,000 $3,346 4.56%
    COLUMBUS, OH (FHA|USDA|VA) 7 $1,255,000 $179,286 $2,008 5.01%
    Defiance, OH (FHA|USDA|VA) 10 $990,000 $99,000 $1,514 5.20%
    DAYTON-KETTERING, OH (FHA|USDA|VA) 5 $925,000 $185,000 $1,917 4.96%
    FORT WAYNE, IN (FHA|USDA|VA) 3 $685,000 $228,333 $4,656 4.88%
    Bellefontaine, OH (FHA|USDA|VA) 3 $615,000 $205,000 $1,803 4.83%
    STOCKTON, CA (FHA|USDA|VA) 2 $610,000 $305,000 $10,049 3.88%
    Angola, IN (FHA|USDA|VA) 2 $570,000 $285,000 $1,741 4.81%
    SPRINGFIELD, OH (FHA|USDA|VA) 4 $550,000 $137,500 $1,538 5.41%
    CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 2 $490,000 $245,000 $2,779 5.06%
    Palatka, FL (FHA|USDA|VA) 1 $365,000 $365,000 $4,493 5.63%
    KNOXVILLE, TN (FHA|USDA|VA) 2 $300,000 $150,000 $5,445 4.69%
    Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 1 $285,000 $285,000 $3,393 4.75%
    MODESTO, CA (FHA|USDA|VA) 1 $245,000 $245,000 $8,394 3.88%
    Washington Court House, OH (FHA|USDA|VA) 1 $215,000 $215,000 $0 5.60%
    Sidney, OH (FHA|USDA|VA) 1 $205,000 $205,000 $1,898 4.13%
    CINCINNATI, OH-KY-IN (FHA|USDA|VA) 2 $200,000 $100,000 $1,620 6.19%
    Wooster, OH (FHA|USDA|VA) 1 $195,000 $195,000 $2,341 3.88%
    Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 1 $185,000 $185,000 $2,572 4.75%
    INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 1 $165,000 $165,000 $0 4.95%
    TUSCALOOSA, AL (FHA|USDA|VA) 1 $115,000 $115,000 $1,728 4.13%
    CHAMPAIGN-URBANA, IL (FHA|USDA|VA) 1 $105,000 $105,000 $1,419 4.75%
    Urbana, OH (FHA|USDA|VA) 1 $95,000 $95,000 $1,725 3.88%
    MANSFIELD, OH (FHA|USDA|VA) 1 $75,000 $75,000 $1,743 4.75%
    Decatur, IN (FHA|USDA|VA) 1 $55,000 $55,000 $1,148 4.75%
    Greenville, OH (FHA|USDA|VA) 1 $55,000 $55,000 $1,735 5.13%
    The Citizens National Bank Of Bluffton's top markets include Lima, Celina, Van Wert, Findlay, and Detroit among others.

    Their top states include:
  • Ohio (FHA|USDA|VA)
  • Michigan (FHA|USDA|VA)
  • Florida (FHA|USDA|VA)
  • Indiana (FHA|USDA|VA)
  • California (FHA|USDA|VA)

    • Similar Lenders

    We use machine learning to identify the top lenders compared against The Citizens National Bank of Bluffton based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.

    First Federal Savings and Loan Association of Delta
    Similarity Rank: 48
    JEEP COUNTRY
    Similarity Rank: 52
    Columbus Metro Federal Credit Union
    Similarity Rank: 224
    HOME MORTGAGE ASSURED CORPORATION
    Similarity Rank: 325
    TrueCore Federal Credit Union
    Similarity Rank: 360
    First Federal Savings and Loan Association
    Similarity Rank: 420
    Victory Community Bank
    Similarity Rank: 420
    First National Bank of Bellevue
    Similarity Rank: 696
    VICTORY MORTGAGE, L.L.C.
    Similarity Rank: 728
    The Genoa Banking Company
    Similarity Rank: 741

    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 425 $63,265,000 $148,859 $1,858 4.81%
    FHA 32 $4,430,000 $138,438 $2,831 4.38%
    USDA 19 $2,045,000 $107,632 $1,725 4.34%
    VA 11 $1,645,000 $149,545 $2,959 4.35%

    For 2018, The Citizens National Bank Of Bluffton's most frequently originated type of loan was Conventional, with 425 originations. Their 2nd most popular type was FHA, with 32 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 336 $47,800,000 $142,262 $2,049 4.67%
    Refi 73 $15,455,000 $211,712 $1,564 4.74%
    Home Improvement 55 $6,925,000 $125,909 $2,330 4.93%
    Cash Out Refi 16 $1,050,000 $65,625 $980 5.19%
    Other 7 $155,000 $22,143 $384 6.36%

    For 2018, The Citizens National Bank Of Bluffton's most frequently cited loan purpose was Home Purchase, with 336 originations. The 2nd most popular reason was Refi, with 73 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 303 $42,935,000 $141,700 $2,044 4.67%
    15 Year 80 $9,870,000 $123,375 $2,068 4.24%
    10 Year 67 $13,675,000 $204,104 $593 5.50%
    20 Year 20 $3,320,000 $166,000 $1,954 4.62%
    5 Year 6 $370,000 $61,667 $637 6.16%
    1 Year 5 $575,000 $115,000 $810 5.20%
    Other 5 $375,000 $75,000 $682 5.93%
    3 Year 1 $265,000 $265,000 $0 5.38%

    For 2018, The Citizens National Bank Of Bluffton's most frequently cited loan duration was 30 Year, with 303 originations. The 2nd most popular length was 15 Year, with 80 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $<1k 387 $50,635,000 $130,840
    $1k-2k 10 $1,580,000 $158,000
    $2k-3k 5 $795,000 $159,000
    $3k-4k 4 $870,000 $217,500
    $5k+ 4 $960,000 $240,000
    $4k-5k 2 $440,000 $220,000

    The Citizens National Bank Of Bluffton's average total fees were $2,044, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 387 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    4-5% 312 $45,230,000 $144,968
    5-6% 103 $17,915,000 $173,932
    3-4% 54 $7,560,000 $140,000
    6-7% 18 $680,000 $37,778

    During 2018, The Citizens National Bank Of Bluffton's average interest rate for loans was 4.67%, while their most frequently originated rate bucket for loans was 4-5%, with 312 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $100k-200k 204 $28,010,000 $137,304 $1,966 4.62%
    $100,000 or less 187 $11,475,000 $61,364 $1,484 4.92%
    $200k-400k 86 $22,490,000 $261,512 $3,015 4.68%
    $400k-600k 6 $2,690,000 $448,333 $1,764 4.93%
    $1MM+ 2 $5,210,000 $2,605,000 $0 5.25%
    $600k-1MM 2 $1,510,000 $755,000 $0 5.37%

    2018 saw The Citizens National Bank Of Bluffton place emphasis on $100k-200k loans with 204 originations, totaling $28,010,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $50k-75k 125 $15,575,000 $124,600 $1,987 4.61%
    $50k or less 122 $10,390,000 $85,164 $1,773 4.63%
    $75k-100k 80 $11,760,000 $147,000 $1,921 4.87%
    $100k-150k 56 $8,940,000 $159,643 $1,708 4.75%
    $150k-250k 28 $5,540,000 $197,857 $2,170 4.84%
    $250k+ 22 $5,350,000 $243,182 $3,945 4.60%

    The Citizens National Bank Of Bluffton lent most frequently to those with incomes in the $50k-75k range, with 125 originations. The second most popular income band? $50k or less, with 122 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% 112 $14,450,000 $129,018 $1,916 4.70%
    30-36% 91 $11,705,000 $128,626 $1,755 4.75%
    <20% 58 $6,900,000 $118,966 $2,172 4.45%
    36% 17 $2,725,000 $160,294 $2,235 4.54%
    42% 15 $2,055,000 $137,000 $2,128 4.83%
    41% 15 $1,485,000 $99,000 $1,748 5.08%
    39% 13 $1,945,000 $149,615 $1,944 4.66%
    40% 13 $1,865,000 $143,462 $1,882 4.58%
    38% 13 $1,595,000 $122,692 $1,614 4.45%
    44% 12 $1,510,000 $125,833 $1,640 4.50%
    43% 10 $1,650,000 $165,000 $2,127 4.64%
    37% 9 $1,765,000 $196,111 $2,181 5.00%
    45% 9 $1,335,000 $148,333 $2,140 4.86%
    47% 8 $1,370,000 $171,250 $2,746 4.45%
    46% 7 $865,000 $123,571 $1,566 4.55%
    50-60% 6 $950,000 $158,333 $3,495 4.35%
    49% 5 $695,000 $139,000 $1,940 4.13%
    48% 4 $360,000 $90,000 $2,017 4.78%
    >60% 3 $435,000 $145,000 $1,482 4.46%

    The Citizens National Bank Of Bluffton lent most frequently to those with DTI ratios of 20-30%, with 112 originations. The next most common DTI ratio? 30-36%, with 91 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 420 $55,070,000 $131,119 $1,881 4.69%
    Not applicable 47 $12,865,000 $273,723 $7,310 5.31%
    Asian 6 $1,590,000 $265,000 $7,032 3.98%
    Black 8 $970,000 $121,250 $1,828 4.78%
    Native Hawaiian or Islander 3 $455,000 $151,667 $1,870 4.91%
    Not provided 1 $175,000 $175,000 $0 5.20%
    Chinese 1 $145,000 $145,000 $0 6.50%
    American Indian 1 $115,000 $115,000 $1,684 4.88%

    Approval Rates

    Total approvals of all applications
    92.80%

    The Citizens National Bank Of Bluffton has an average approval rate.

    Pick Rate

    Approvals leading to origination
    86.04%

    The Citizens National Bank Of Bluffton has an average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 487 $71,385,000 $146,581

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    Multifamily:Manufactured 3 $5,615,000 $1,871,667
    Multifamily:Site-Built 14 $3,600,000 $257,143
    Single Family (1-4 Units):Manufactured 2 $150,000 $75,000
    Single Family (1-4 Units):Site-Built 468 $62,020,000 $132,521

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 23 $2,065,000 $89,783 $1,199 5.01%
    40-60% 45 $6,425,000 $142,778 $2,004 4.65%
    60-80% 168 $30,460,000 $181,310 $1,869 4.80%
    80-100% 217 $30,425,000 $140,207 $2,174 4.57%
    Over 100% 7 $1,055,000 $150,714 $2,744 4.48%
    Under 20% 25 $675,000 $27,000 $541 6.03%

    Bank Details

    Branches

    Bank Name Branch Branch Type Deposits (000's)
    The Citizens National Bank of Bluffton 102 South Main Street Bluffton, OH 45817 Limited, Administrative $0
    The Citizens National Bank of Bluffton 102 South Main Street Bluffton, OH 45817 Full Service B&M $185,330
    The Citizens National Bank of Bluffton 1199 Westwood Drive Van Wert, OH 45891 Full Service B&M $89,463
    The Citizens National Bank of Bluffton 135 North Main Street Lima, OH 45801 Limited, Drive-thru $0
    The Citizens National Bank of Bluffton 138 South Main Street Bluffton, OH 45817 Limited, Drive-thru $0
    The Citizens National Bank of Bluffton 1995 Tiffin Avenue Findlay, OH 45840 Full Service B&M $45,557
    The Citizens National Bank of Bluffton 201 North Main Street Lima, OH 45801 Full Service B&M $84,451
    The Citizens National Bank of Bluffton 30 Warder Street Suite 150 Springfield, OH 45504 Full Service B&M $16,679
    The Citizens National Bank of Bluffton 305 Kiracofe Street Elida, OH 45807 Full Service B&M $38,395
    The Citizens National Bank of Bluffton 3130 Executive Parkway Toledo, OH 43606 Full Service B&M $7,913
    The Citizens National Bank of Bluffton 601 E Second Street Defiance, OH 43512 Full Service B&M $38,866
    The Citizens National Bank of Bluffton 601 Grand Lake Road Celina, OH 45822 Full Service B&M $59,719

    For 2018, The Citizens National Bank Of Bluffton had 12 branches.

    Yearly Performance Overview

    Bank Income

    Item Value (in 000's)
    Total interest income $38,047
    Net interest income $31,461
    Total noninterest income $5,699
    Gross Fiduciary activities income $0
    Service charges on deposit accounts $536
    Trading account gains and fees $0
    Additional Noninterest Income $5,163
    Pre-tax net operating income $16,087
    Securities gains (or losses, -) $54
    Income before extraordinary items $16,141
    Discontinued Operations (Extraordinary gains, net) $0
    Net income of bank and minority interests $16,141
    Minority interest net income $0
    Net income $16,141
    Sale, conversion, retirement of capital stock, net $0
    Net operating income $16,087

    The Citizens National Bank Of Bluffton's gross interest income from loans was $38,047,000.
    The Citizens National Bank Of Bluffton's net interest income from loans was $31,461,000.
    The Citizens National Bank Of Bluffton's fee based income from loans was $536,000.
    The Citizens National Bank Of Bluffton's net income from loans was $16,141,000.

    Bank Expenses

    Item Value (in 000's)
    Total interest expense $6,586
    Provision for credit losses $530
    Total noninterest expense $20,543
    Salaries and employee benefits $11,674
    Premises and equipment expense $2,495
    Additional noninterest expense $6,374
    Applicable income taxes $0
    Net charge-offs $-81
    Cash dividends $10,157

    The Citizens National Bank Of Bluffton's interest expense for loans was $6,586,000.
    The Citizens National Bank Of Bluffton's payroll and benefits expense were $11,674,000.
    The Citizens National Bank Of Bluffton's property, plant and equipment expenses $2,495,000.

    Loan Performance

    Type of Loan % of Loans Noncurrent (30+ days, end of period snapshot)
    All loans 0.0%
    Real Estate loans 0.0%
    Construction & Land Development loans 0.0%
    Nonfarm, nonresidential loans 0.0%
    Multifamily residential loans 0.0%
    1-4 family residential loans 0.0%
    HELOC loans 0.0%
    All other family 0.0%
    Commercial & industrial loans 0.0%
    Personal loans 0.0%
    Credit card loans 0.0%
    Other individual loans 0.0%
    Auto loans 0.0%
    Other consumer loans 0.0%
    Unsecured commercial real estate loans 0.0%

    Deposits

    Type Value (in 000's)
    Total deposits $566,209
    Deposits held in domestic offices $566,209
    Deposits by Individuals, partnerships, and corporations $527,579
    Deposits by U.S. Government $0
    Deposits by States and political subdivisions in the U.S. $34,360
    Deposits by Commercial banks and other depository institutions in U.S. $4,270
    Deposits by Banks in foreign countries $0
    Deposits by Foreign governments and official institutions $0
    Transaction accounts $57,357
    Demand deposits $39,043
    Nontransaction accounts $508,852
    Money market deposit accounts (MMDAs) $99,428
    Other savings deposits (excluding MMDAs) $293,720
    Total time deposits $115,704
    Total time and savings deposits $527,166
    Noninterest-bearing deposits $129,884
    Interest-bearing deposits $436,325
    Retail deposits $517,699
    IRAs and Keogh plan accounts $3,145
    Brokered deposits $34,527
    Deposits held in foreign offices $0

    Assets

    Asset Value (in 000's)
    Total Assets $858,390
    Cash & Balances due from depository institutions $24,075
    Interest-bearing balances $9,212
    Total securities $121,215
    Federal funds sold & reverse repurchase $0
    Net loans and leases $689,925
    Loan and leases loss allowance $9,917
    Trading account assets $0
    Bank premises and fixed assets $12,058
    Other real estate owned $357
    Goodwill and other intangibles $2,085
    All other assets $8,675

    Liabilities

    Liabilities Value (in 000's)
    Total liabilities and capital $858,390
    Total Liabilities $776,803
    Total deposits $566,209
    Interest-bearing deposits $436,325
    Deposits held in domestic offices $566,209
    % insured (estimated) $77
    Federal funds purchased and repurchase agreements $2,000
    Trading liabilities $0
    Other borrowed funds $200,980
    Subordinated debt $4,758
    All other liabilities $2,856

    Issued Loan Types

    Type Value (in 000's)
    Net loans and leases $689,925
    Loan and leases loss allowance $9,917
    Total loans and leases (domestic) $699,842
    All real estate loans $565,374
    Real estate loans in domestic offices $565,374
    Construction and development loans $35,931
    Residential 1-4 family construction $3,306
    Other construction, all land development and other land $32,625
    Loans secured by nonfarm nonresidential properties $326,457
    Nonfarm nonresidential secured by owner-occupied properties $107,269
    Commercial real estate & other non-farm, non-residential $219,188
    Multifamily residential real estate $38,219
    1-4 family residential loans $74,785
    Farmland loans $89,982
    Loans held in foreign offices $0
    Farm loans $47,271
    Commercial and industrial loans $77,910
    To non-U.S. addressees $0
    Loans to individuals $3,198
    Credit card loans $1,209
    Related Plans $12
    Consumer Auto Loans $862
    Other loans to individuals $1,115
    All other loans & leases $6,089
    Loans to foreign governments and official institutions $0
    Other loans $536
    Loans to depository institutions and acceptances of other banks $0
    Loans not secured by real estate $0
    Loans secured by real estate to non-U.S. addressees $0
    Restructured Loans & leases $2,376
    Non 1-4 family restructured loans & leases $1,946
    Total loans and leases (foreign) $0

    The Citizens National Bank of Bluffton had $689,925,000 of loans outstanding in 2018. $565,374,000 of loans were in real estate loans. $35,931,000 of loans were in development loans. $38,219,000 of loans were in multifamily mortgage loans. $74,785,000 of loans were in 1-4 family mortgage loans. $47,271,000 of loans were in farm loans. $1,209,000 of loans were in credit card loans. $862,000 of loans were in the auto loan category.

    Small Business Loans

    Categorization # of Loans in Category $ amount of loans (in 000's) Average $/loan
    Nonfarm, nonresidential loans - <$1MM 484 $109,401 $226,035
    Nonfarm, nonresidential loans - <$100k 102 $4,401 $43,147
    Nonfarm, nonresidential loans - $100-250k 162 $19,666 $121,395
    Nonfarm, nonresidential loans - $250k-1MM 220 $85,334 $387,882
    Commercial & Industrial, US addressed loans - <$1MM 442 $41,955 $94,921
    Commercial & Industrial, US addressed loans - <$100k 234 $6,519 $27,859
    Commercial & Industrial, US addressed loans - $100-250k 99 $8,803 $88,919
    Commercial & Industrial, US addressed loans - $250k-1MM 109 $26,633 $244,339
    Farmland loans - <$1MM 454 $33,732 $74,300
    Farmland loans - <$100k 125 $4,451 $35,608
    Farmland loans - $100-250k 212 $14,441 $68,118
    Farmland loans - $250k-1MM 117 $14,840 $126,838
    Agriculture operations loans - <$1MM 360 $25,854 $71,817
    Agriculture operations loans - <$100k 210 $6,033 $28,729
    Agriculture operations loans - $100-250k 113 $12,156 $107,575
    Agriculture operations loans - $250k-1MM 37 $7,665 $207,162