American Neighborhood Mortgage Acceptance Company Rates, Fees & Info
DOVER, DELEI: 549300F8C5JA44WNMI75
Tax ID: 27-2389039
2020 Data | 2019 Data | 2018 Data
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Mortgage Data
Overview
American Neighborhood Mortgage Acceptance Company is a mid-sized mortgage company specializing in Home Purchase and Refi loans. American Neighborhood Mortgage Acceptance Company has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets include New Brunswick, Newark, Allentown, Camden, and Denver among others. They have an above average approval rate for mortages when compared nationally -- and they have a below average pick rate when compared to the same sample of other lendors. American Neighborhood Mortgage Acceptance Company is typically an average fee lendor.Originations
17,821Origination Dollar Volume (All Markets)
$4,668,305,000Relative Rate
American Neighborhood Mortgage Acceptance Company 's average 30 year fixed rate mortgage was
3.21%.
The 2020 average 30 year fixed rate mortgage across all markets was 3.36%.
This yields a difference of -0.15%.
Relative Fees
American Neighborhood Mortgage Acceptance Company 's average total fees for a 30 year fixed rate
mortgage are $5,735.
The average total origination fees for 30 year fixed rate mortgages (for all loan values, including
both points & up-front fees in addition to origination fees) are $5,021.
Product Mix
| Loan Type | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Conventional | 12,395 | $3,358,445,000 | $270,952 | $4,370 | 3.10% |
| FHA | 4,136 | $965,610,000 | $233,465 | $8,835 | 3.35% |
| VA | 975 | $287,225,000 | $294,590 | $5,250 | 3.06% |
| USDA | 315 | $57,025,000 | $181,032 | $6,018 | 3.27% |
For the 2020 period, American Neighborhood Mortgage Acceptance Company 's most frequently originated loan type was Conventional, with 12,395 originations. Their 2nd most popular type is FHA, with 4,136 originations.
Loan Reason
| Loan Reason | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Home Purchase | 8,845 | $2,205,655,000 | $249,367 | $6,444 | 3.26% |
| Refi | 7,375 | $2,060,525,000 | $279,393 | $4,478 | 3.02% |
| Cash Out Refi | 1,486 | $372,870,000 | $250,922 | $4,821 | 3.28% |
| Home Improvement | 115 | $29,255,000 | $254,391 | $4,630 | 2.94% |
For the 2020, American Neighborhood Mortgage Acceptance Company 's most frequently cited loan purpose was Home Purchase, with 8,845 originations. The 2nd most popular reason was Refi, with 7,375 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| 30 Year | 15,190 | $3,996,170,000 | $263,079 | $5,736 | 3.21% |
| 15 Year | 1,350 | $328,150,000 | $243,074 | $3,896 | 2.70% |
| 20 Year | 752 | $198,260,000 | $263,644 | $4,023 | 3.04% |
| Other | 449 | $128,805,000 | $286,871 | $4,517 | 3.06% |
| 10 Year | 80 | $16,920,000 | $211,500 | $3,513 | 2.65% |
For the 2020, American Neighborhood Mortgage Acceptance Company 's most frequently cited loan length was 30 Year, with 15,190 originations. The 2nd most popular length was 15 Year, with 1,350 originations.
Origination Fees
| Origination Fee | Originations | Total Value | Average Loan |
|---|---|---|---|
| $1k-2k | 11,186 | $2,943,860,000 | $263,174 |
| $2k-3k | 2,486 | $563,030,000 | $226,480 |
| $3k-4k | 1,965 | $506,295,000 | $257,656 |
| $<1k | 1,371 | $362,485,000 | $264,395 |
| $5k+ | 813 | $292,635,000 | $359,945 |
$5,735 was American Neighborhood Mortgage Acceptance Company 's average total fees, while their most frequently occuring range of origination fees were in the $1k-2k bucket, with 11,186 originations.
Top Markets
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| NEW BRUNSWICK-LAKEWOOD, NJ | 1,792 | $538,340,000 | $300,413 | $6,421 | 3.12% |
| NEWARK, NJ-PA | 1,070 | $342,020,000 | $319,645 | $6,817 | 3.13% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 1,054 | $234,810,000 | $222,780 | $5,229 | 3.16% |
| CAMDEN, NJ | 987 | $224,135,000 | $227,087 | $6,214 | 3.21% |
| DENVER-AURORA-LAKEWOOD, CO | 600 | $208,410,000 | $347,350 | $4,956 | 3.05% |
| Outside of Metro Areas | 865 | $173,455,000 | $200,526 | $4,960 | 3.22% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 572 | $158,240,000 | $276,643 | $3,754 | 3.12% |
| WILMINGTON, DE-MD-NJ | 602 | $151,450,000 | $251,578 | $5,555 | 3.22% |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 405 | $150,885,000 | $372,556 | $5,982 | 2.94% |
| MONTGOMERY COUNTY-BUCKS COUNTY-CHESTER COUNTY, PA | 463 | $130,475,000 | $281,803 | $6,257 | 3.17% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN | 577 | $129,745,000 | $224,861 | $3,842 | 3.22% |
| CINCINNATI, OH-KY-IN | 619 | $124,515,000 | $201,155 | $4,774 | 3.21% |
| NEW YORK-JERSEY CITY-WHITE PLAINS, NY-NJ | 322 | $121,270,000 | $376,615 | $8,015 | 3.19% |
| PHOENIX-MESA-CHANDLER, AZ | 517 | $115,545,000 | $223,491 | $5,090 | 3.32% |
| GREENVILLE-ANDERSON, SC | 444 | $91,280,000 | $205,586 | $4,955 | 3.29% |
| PHILADELPHIA, PA | 393 | $87,845,000 | $223,524 | $6,329 | 3.30% |
| GAINESVILLE, FL | 385 | $81,975,000 | $212,922 | $5,079 | 3.19% |
| BALTIMORE-COLUMBIA-TOWSON, MD | 245 | $70,025,000 | $285,816 | $7,736 | 3.26% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX | 239 | $62,595,000 | $261,904 | $5,441 | 3.15% |
| SALISBURY, MD-DE | 229 | $58,785,000 | $256,703 | $5,215 | 3.15% |
| HARTFORD-EAST HARTFORD-MIDDLETOWN, CT | 246 | $54,770,000 | $222,642 | $5,668 | 3.22% |
| FREDERICK-GAITHERSBURG-ROCKVILLE, MD | 154 | $53,160,000 | $345,195 | $7,375 | 3.06% |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 182 | $51,080,000 | $280,659 | $4,453 | 3.04% |
| MANCHESTER-NASHUA, NH | 173 | $49,075,000 | $283,671 | $3,796 | 3.18% |
| JACKSONVILLE, FL | 191 | $46,065,000 | $241,178 | $5,340 | 3.15% |
| COLORADO SPRINGS, CO | 148 | $45,400,000 | $306,757 | $4,806 | 2.98% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA | 174 | $44,840,000 | $257,701 | $4,808 | 3.19% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 152 | $41,280,000 | $271,579 | $4,625 | 2.90% |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 155 | $39,775,000 | $256,613 | $4,414 | 3.02% |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN | 187 | $39,715,000 | $212,380 | $4,744 | 3.32% |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 96 | $36,620,000 | $381,458 | $5,363 | 3.06% |
| RICHMOND, VA | 102 | $34,990,000 | $343,039 | $3,083 | 2.81% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 130 | $30,210,000 | $232,385 | $5,958 | 3.28% |
| BOSTON, MA | 80 | $29,250,000 | $365,625 | $4,887 | 2.94% |
| READING, PA | 128 | $28,770,000 | $224,766 | $5,762 | 3.21% |
| TRENTON-PRINCETON, NJ | 104 | $28,530,000 | $274,327 | $5,903 | 3.06% |
| CHARLESTON-NORTH CHARLESTON, SC | 103 | $27,575,000 | $267,718 | $5,309 | 3.24% |
| DALLAS-PLANO-IRVING, TX | 87 | $26,755,000 | $307,529 | $3,838 | 2.89% |
| GULFPORT-BILOXI, MS | 143 | $24,155,000 | $168,916 | $5,661 | 3.21% |
| WORCESTER, MA-CT | 84 | $23,420,000 | $278,810 | $4,236 | 3.15% |
| SEATTLE-BELLEVUE-KENT, WA | 56 | $22,200,000 | $396,429 | $3,021 | 2.85% |
| DOVER, DE | 94 | $21,830,000 | $232,234 | $6,538 | 3.27% |
| GREENVILLE, NC | 113 | $21,265,000 | $188,186 | $5,960 | 3.23% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA | 48 | $20,580,000 | $428,750 | $5,396 | 2.76% |
| SPARTANBURG, SC | 100 | $19,980,000 | $199,800 | $5,516 | 3.37% |
| ORLANDO-KISSIMMEE-SANFORD, FL | 78 | $18,750,000 | $240,385 | $5,437 | 3.33% |
| CLEVELAND-ELYRIA, OH | 110 | $17,720,000 | $161,091 | $5,009 | 3.25% |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 41 | $17,485,000 | $426,463 | $4,727 | 2.89% |
| PORTLAND-SOUTH PORTLAND, ME | 56 | $15,460,000 | $276,071 | $4,302 | 3.07% |
| EAST STROUDSBURG, PA | 87 | $15,365,000 | $176,609 | $5,524 | 3.31% |
| ATLANTIC CITY-HAMMONTON, NJ | 68 | $15,000,000 | $220,588 | $6,204 | 3.15% |
| LAS VEGAS-HENDERSON-PARADISE, NV | 51 | $14,825,000 | $290,686 | $6,956 | 2.87% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC | 58 | $14,790,000 | $255,000 | $4,715 | 3.01% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 61 | $14,535,000 | $238,279 | $5,675 | 3.13% |
| GREELEY, CO | 38 | $13,500,000 | $355,263 | $6,339 | 3.18% |
| MIAMI-MIAMI BEACH-KENDALL, FL | 41 | $12,615,000 | $307,683 | $6,396 | 3.23% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX | 42 | $12,300,000 | $292,857 | $5,766 | 2.97% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA | 36 | $12,080,000 | $335,556 | $4,103 | 2.71% |
| OCALA, FL | 71 | $11,685,000 | $164,577 | $4,957 | 3.27% |
| OAKLAND-BERKELEY-LIVERMORE, CA | 26 | $11,250,000 | $432,692 | $3,280 | 3.31% |
| ROANOKE, VA | 60 | $11,230,000 | $187,167 | $4,947 | 3.36% |
| OCEAN CITY, NJ | 38 | $10,860,000 | $285,789 | $5,243 | 3.06% |
| FORT LAUDERDALE-POMPANO BEACH-SUNRISE, FL | 43 | $10,795,000 | $251,047 | $6,416 | 3.35% |
| BOISE CITY, ID | 33 | $10,795,000 | $327,121 | $5,811 | 2.78% |
| HARRISBURG-CARLISLE, PA | 55 | $9,855,000 | $179,182 | $5,077 | 3.11% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 18 | $9,650,000 | $536,111 | $3,104 | 3.03% |
| WEST PALM BEACH-BOCA RATON-BOYNTON BEACH, FL | 34 | $9,630,000 | $283,235 | $5,478 | 3.22% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 26 | $9,580,000 | $368,462 | $4,363 | 2.82% |
| WAUSAU-WESTON, WI | 53 | $8,855,000 | $167,075 | $5,381 | 3.57% |
| RALEIGH-CARY, NC | 32 | $8,790,000 | $274,688 | $4,929 | 3.12% |
| BOULDER, CO | 22 | $8,490,000 | $385,909 | $4,081 | 3.03% |
| VINELAND-BRIDGETON, NJ | 44 | $8,200,000 | $186,364 | $6,465 | 3.28% |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 22 | $7,450,000 | $338,636 | $4,880 | 3.11% |
| ANAHEIM-SANTA ANA-IRVINE, CA | 17 | $6,845,000 | $402,647 | $3,758 | 2.93% |
| YORK-HANOVER, PA | 32 | $6,810,000 | $212,813 | $6,184 | 3.22% |
| MIDLAND, TX | 17 | $6,115,000 | $359,706 | $4,976 | 2.73% |
| PROVIDENCE-WARWICK, RI-MA | 19 | $5,655,000 | $297,632 | $5,781 | 3.09% |
| HARRISONBURG, VA | 22 | $5,350,000 | $243,182 | $5,150 | 2.93% |
| COLUMBUS, OH | 18 | $5,240,000 | $291,111 | $3,918 | 2.87% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA | 14 | $4,980,000 | $355,714 | $3,622 | 2.79% |
| FORT COLLINS, CO | 13 | $4,705,000 | $361,923 | $4,443 | 2.87% |
| SAN ANTONIO-NEW BRAUNFELS, TX | 17 | $3,955,000 | $232,647 | $4,528 | 3.14% |
| AMARILLO, TX | 14 | $3,800,000 | $271,429 | $5,052 | 3.29% |
| PITTSBURGH, PA | 18 | $3,750,000 | $208,333 | $5,833 | 3.16% |
| NORTH PORT-SARASOTA-BRADENTON, FL | 13 | $3,485,000 | $268,077 | $5,012 | 2.98% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 14 | $3,450,000 | $246,429 | $5,727 | 3.36% |
| NEW HAVEN-MILFORD, CT | 15 | $3,325,000 | $221,667 | $5,461 | 3.15% |
| TUCSON, AZ | 17 | $3,275,000 | $192,647 | $3,703 | 3.21% |
| DAYTON-KETTERING, OH | 15 | $3,255,000 | $217,000 | $4,578 | 2.99% |
| NASSAU COUNTY-SUFFOLK COUNTY, NY | 8 | $3,240,000 | $405,000 | $6,540 | 3.25% |
| NEW BERN, NC | 14 | $3,210,000 | $229,286 | $7,745 | 3.34% |
| COLUMBIA, SC | 16 | $3,120,000 | $195,000 | $5,949 | 3.52% |
| FORT WORTH-ARLINGTON-GRAPEVINE, TX | 14 | $3,060,000 | $218,571 | $4,431 | 3.43% |
| HAGERSTOWN-MARTINSBURG, MD-WV | 11 | $2,815,000 | $255,909 | $5,563 | 3.18% |
| NAPLES-MARCO ISLAND, FL | 10 | $2,790,000 | $279,000 | $4,937 | 3.09% |
| BLACKSBURG-CHRISTIANSBURG, VA | 14 | $2,680,000 | $191,429 | $5,426 | 3.28% |
| SCRANTON--WILKES-BARRE, PA | 12 | $2,650,000 | $220,833 | $5,640 | 3.36% |
| CANTON-MASSILLON, OH | 14 | $2,590,000 | $185,000 | $3,202 | 2.85% |
| WINSTON-SALEM, NC | 15 | $2,545,000 | $169,667 | $6,054 | 3.15% |
| NORWICH-NEW LONDON, CT | 12 | $2,530,000 | $210,833 | $5,633 | 3.17% |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 8 | $2,460,000 | $307,500 | $3,943 | 2.95% |
| ALBANY-LEBANON, OR | 10 | $2,320,000 | $232,000 | $4,306 | 2.74% |
| BOWLING GREEN, KY | 14 | $2,240,000 | $160,000 | $5,757 | 3.55% |
| LANCASTER, PA | 9 | $2,235,000 | $248,333 | $4,871 | 3.00% |
| WACO, TX | 7 | $2,125,000 | $303,571 | $3,114 | 2.71% |
| SALT LAKE CITY, UT | 5 | $1,915,000 | $383,000 | $3,494 | 2.95% |
| AKRON, OH | 8 | $1,910,000 | $238,750 | $4,225 | 3.19% |
| PUEBLO, CO | 8 | $1,860,000 | $232,500 | $4,387 | 3.22% |
| LAKELAND-WINTER HAVEN, FL | 10 | $1,850,000 | $185,000 | $5,749 | 3.65% |
| HILTON HEAD ISLAND-BLUFFTON, SC | 9 | $1,835,000 | $203,889 | $3,543 | 3.36% |
| FAYETTEVILLE, NC | 7 | $1,825,000 | $260,714 | $5,562 | 3.70% |
| CAPE CORAL-FORT MYERS, FL | 8 | $1,810,000 | $226,250 | $5,094 | 3.06% |
| LYNCHBURG, VA | 11 | $1,785,000 | $162,273 | $5,593 | 3.67% |
| DURHAM-CHAPEL HILL, NC | 7 | $1,765,000 | $252,143 | $5,385 | 3.23% |
| PORT ST. LUCIE, FL | 7 | $1,665,000 | $237,857 | $5,397 | 3.34% |
| FORT WAYNE, IN | 9 | $1,635,000 | $181,667 | $3,927 | 3.07% |
| PRESCOTT VALLEY-PRESCOTT, AZ | 7 | $1,545,000 | $220,714 | $3,694 | 3.68% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC | 8 | $1,530,000 | $191,250 | $4,096 | 3.16% |
| MILWAUKEE-WAUKESHA, WI | 6 | $1,530,000 | $255,000 | $3,033 | 3.21% |
| KNOXVILLE, TN | 5 | $1,515,000 | $303,000 | $3,693 | 2.70% |
| TALLAHASSEE, FL | 7 | $1,505,000 | $215,000 | $3,565 | 2.73% |
| STOCKTON, CA | 4 | $1,470,000 | $367,500 | $2,724 | 2.75% |
| TACOMA-LAKEWOOD, WA | 5 | $1,445,000 | $289,000 | $5,390 | 3.10% |
| SAVANNAH, GA | 6 | $1,370,000 | $228,333 | $3,274 | 2.60% |
| LEBANON, PA | 7 | $1,355,000 | $193,571 | $5,297 | 3.48% |
| KILLEEN-TEMPLE, TX | 7 | $1,345,000 | $192,143 | $4,797 | 3.50% |
| BARNSTABLE TOWN, MA | 5 | $1,335,000 | $267,000 | $4,054 | 2.93% |
| LUBBOCK, TX | 7 | $1,335,000 | $190,714 | $3,660 | 3.12% |
| WICHITA FALLS, TX | 6 | $1,310,000 | $218,333 | $3,528 | 2.79% |
| SAN FRANCISCO-SAN MATEO-REDWOOD CITY, CA | 3 | $1,265,000 | $421,667 | $3,739 | 2.79% |
| BIRMINGHAM-HOOVER, AL | 3 | $1,265,000 | $421,667 | $2,743 | 2.83% |
| COLLEGE STATION-BRYAN, TX | 4 | $1,200,000 | $300,000 | $3,988 | 3.09% |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 5 | $1,175,000 | $235,000 | $4,336 | 3.05% |
| SOUTH BEND-MISHAWAKA, IN-MI | 5 | $1,155,000 | $231,000 | $7,512 | 3.03% |
| WINCHESTER, VA-WV | 4 | $1,110,000 | $277,500 | $6,468 | 3.00% |
| ELKHART-GOSHEN, IN | 7 | $1,095,000 | $156,429 | $4,420 | 3.09% |
| SAN LUIS OBISPO-PASO ROBLES, CA | 2 | $1,030,000 | $515,000 | $2,990 | 2.50% |
| WARREN-TROY-FARMINGTON HILLS, MI | 3 | $1,005,000 | $335,000 | $5,524 | 2.46% |
| ROCHESTER, MN | 4 | $990,000 | $247,500 | $3,867 | 3.19% |
| SALEM, OR | 4 | $980,000 | $245,000 | $4,084 | 2.87% |
| GARY, IN | 6 | $970,000 | $161,667 | $3,225 | 3.71% |
| COLUMBUS, IN | 4 | $960,000 | $240,000 | $5,737 | 3.09% |
| CORVALLIS, OR | 4 | $960,000 | $240,000 | $7,091 | 2.56% |
| ELIZABETHTOWN-FORT KNOX, KY | 5 | $925,000 | $185,000 | $6,339 | 3.78% |
| ROCKY MOUNT, NC | 6 | $920,000 | $153,333 | $6,526 | 3.25% |
| BAKERSFIELD, CA | 4 | $900,000 | $225,000 | $4,514 | 3.22% |
| CHAMBERSBURG-WAYNESBORO, PA | 4 | $880,000 | $220,000 | $7,382 | 3.25% |
| SEBASTIAN-VERO BEACH, FL | 4 | $860,000 | $215,000 | $3,954 | 3.25% |
| CHATTANOOGA, TN-GA | 4 | $860,000 | $215,000 | $2,664 | 2.75% |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY | 3 | $855,000 | $285,000 | $3,058 | 3.08% |
| HUNTSVILLE, AL | 2 | $780,000 | $390,000 | $2,967 | 2.81% |
| VISALIA, CA | 2 | $780,000 | $390,000 | $2,842 | 3.06% |
| LAFAYETTE-WEST LAFAYETTE, IN | 4 | $780,000 | $195,000 | $3,677 | 3.09% |
| ST. CLOUD, MN | 4 | $770,000 | $192,500 | $6,157 | 3.53% |
| GREENSBORO-HIGH POINT, NC | 5 | $745,000 | $149,000 | $4,448 | 3.30% |
| CHICO, CA | 2 | $720,000 | $360,000 | $3,423 | 2.94% |
| BECKLEY, WV | 4 | $720,000 | $180,000 | $4,340 | 3.09% |
| SANTA CRUZ-WATSONVILLE, CA | 2 | $710,000 | $355,000 | $3,129 | 2.50% |
| LEWISTON, ID-WA | 4 | $710,000 | $177,500 | $3,551 | 2.72% |
| GETTYSBURG, PA | 3 | $695,000 | $231,667 | $5,093 | 3.21% |
| PENSACOLA-FERRY PASS-BRENT, FL | 3 | $695,000 | $231,667 | $3,636 | 3.25% |
| SANTA MARIA-SANTA BARBARA, CA | 2 | $640,000 | $320,000 | $3,816 | 2.25% |
| YUBA CITY, CA | 2 | $630,000 | $315,000 | $2,275 | 2.31% |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 3 | $625,000 | $208,333 | $2,607 | 3.08% |
| HOMOSASSA SPRINGS, FL | 4 | $620,000 | $155,000 | $4,588 | 3.16% |
| FRESNO, CA | 2 | $600,000 | $300,000 | $3,419 | 2.63% |
| GRAND JUNCTION, CO | 2 | $590,000 | $295,000 | $3,155 | 2.56% |
| THE VILLAGES, FL | 3 | $585,000 | $195,000 | $4,710 | 3.12% |
| CALIFORNIA-LEXINGTON PARK, MD | 2 | $580,000 | $290,000 | $7,494 | 3.19% |
| MORGANTOWN, WV | 2 | $580,000 | $290,000 | $3,837 | 2.94% |
| DAPHNE-FAIRHOPE-FOLEY, AL | 3 | $565,000 | $188,333 | $2,875 | 3.04% |
| GAINESVILLE, GA | 2 | $540,000 | $270,000 | $8,100 | 3.13% |
| MODESTO, CA | 2 | $540,000 | $270,000 | $3,200 | 3.19% |
| MUNCIE, IN | 3 | $525,000 | $175,000 | $6,206 | 3.38% |
| STATE COLLEGE, PA | 2 | $520,000 | $260,000 | $5,280 | 3.06% |
| LEXINGTON-FAYETTE, KY | 2 | $500,000 | $250,000 | $5,574 | 3.06% |
| KENNEWICK-RICHLAND, WA | 1 | $475,000 | $475,000 | $4,256 | 2.63% |
| SPRINGFIELD, MA | 3 | $455,000 | $151,667 | $3,677 | 2.88% |
| LAKE HAVASU CITY-KINGMAN, AZ | 2 | $450,000 | $225,000 | $4,175 | 2.69% |
| WALLA WALLA, WA | 1 | $425,000 | $425,000 | $2,939 | 2.88% |
| MADISON, WI | 2 | $420,000 | $210,000 | $2,543 | 3.19% |
| WILMINGTON, NC | 1 | $415,000 | $415,000 | $2,559 | 2.75% |
| MEMPHIS, TN-MS-AR | 1 | $405,000 | $405,000 | $3,604 | 2.25% |
| VALLEJO, CA | 1 | $405,000 | $405,000 | $3,581 | 2.50% |
| SPOKANE-SPOKANE VALLEY, WA | 1 | $385,000 | $385,000 | $3,666 | 2.50% |
| MOUNT VERNON-ANACORTES, WA | 1 | $365,000 | $365,000 | $2,722 | 2.75% |
| SUMTER, SC | 2 | $360,000 | $180,000 | $3,438 | 2.88% |
| MADERA, CA | 1 | $355,000 | $355,000 | $2,554 | 3.63% |
| RENO, NV | 1 | $355,000 | $355,000 | $3,576 | 2.88% |
| BLOOMINGTON, IN | 1 | $355,000 | $355,000 | $3,136 | 2.63% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA | 2 | $350,000 | $175,000 | $5,192 | 3.63% |
| ATHENS-CLARKE COUNTY, GA | 1 | $335,000 | $335,000 | $2,951 | 2.50% |
| OGDEN-CLEARFIELD, UT | 1 | $335,000 | $335,000 | $3,646 | 2.88% |
| LONGVIEW, WA | 1 | $335,000 | $335,000 | $3,795 | 2.38% |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 2 | $330,000 | $165,000 | $3,562 | 3.50% |
| DULUTH, MN-WI | 2 | $330,000 | $165,000 | $3,740 | 3.38% |
| HATTIESBURG, MS | 2 | $330,000 | $165,000 | $6,798 | 3.38% |
| BEND, OR | 2 | $330,000 | $165,000 | $3,882 | 3.81% |
| PUNTA GORDA, FL | 2 | $320,000 | $160,000 | $1,920 | 2.56% |
| SANTA ROSA-PETALUMA, CA | 1 | $315,000 | $315,000 | $8,017 | 2.99% |
| PROVO-OREM, UT | 1 | $305,000 | $305,000 | $2,966 | 2.63% |
| FLAGSTAFF, AZ | 1 | $295,000 | $295,000 | $5,458 | 3.25% |
| CHICAGO-NAPERVILLE-EVANSTON, IL | 1 | $295,000 | $295,000 | $2,632 | 3.38% |
| ANN ARBOR, MI | 1 | $295,000 | $295,000 | $2,734 | 2.50% |
| MORRISTOWN, TN | 1 | $285,000 | $285,000 | $3,319 | 2.50% |
| HINESVILLE, GA | 1 | $285,000 | $285,000 | $3,085 | 2.75% |
| MERCED, CA | 1 | $275,000 | $275,000 | $3,955 | 2.25% |
| ELGIN, IL | 1 | $265,000 | $265,000 | $1,539 | 2.75% |
| OLYMPIA-LACEY-TUMWATER, WA | 1 | $255,000 | $255,000 | $2,612 | 2.38% |
| FOND DU LAC, WI | 1 | $255,000 | $255,000 | $3,126 | 2.88% |
| GOLDSBORO, NC | 1 | $245,000 | $245,000 | $9,493 | 3.25% |
| LAFAYETTE, LA | 1 | $235,000 | $235,000 | $7,738 | 3.75% |
| BATON ROUGE, LA | 1 | $235,000 | $235,000 | $6,524 | 3.50% |
| ALBANY, GA | 3 | $225,000 | $75,000 | $3,263 | 3.25% |
| MANKATO, MN | 1 | $215,000 | $215,000 | $2,631 | 2.88% |
| BURLINGTON, NC | 1 | $215,000 | $215,000 | $8,222 | 2.75% |
| ROCHESTER, NY | 1 | $215,000 | $215,000 | $3,978 | 2.99% |
| MEDFORD, OR | 1 | $205,000 | $205,000 | $4,299 | 2.00% |
| JACKSON, MS | 1 | $205,000 | $205,000 | $6,485 | 3.50% |
| LA CROSSE-ONALASKA, WI-MN | 1 | $205,000 | $205,000 | $6,782 | 3.25% |
| WARNER ROBINS, GA | 1 | $205,000 | $205,000 | $5,528 | 3.50% |
| MICHIGAN CITY-LA PORTE, IN | 1 | $195,000 | $195,000 | $3,759 | 2.88% |
| JACKSONVILLE, NC | 1 | $195,000 | $195,000 | $3,460 | 2.63% |
| EAU CLAIRE, WI | 1 | $195,000 | $195,000 | $6,542 | 2.88% |
| KINGSTON, NY | 1 | $185,000 | $185,000 | $5,515 | 4.25% |
| IDAHO FALLS, ID | 1 | $185,000 | $185,000 | $5,741 | 2.50% |
| KOKOMO, IN | 2 | $180,000 | $90,000 | $3,546 | 3.31% |
| SIERRA VISTA-DOUGLAS, AZ | 1 | $175,000 | $175,000 | $7,319 | 3.63% |
| HUNTINGTON-ASHLAND, WV-KY-OH | 1 | $165,000 | $165,000 | $3,490 | 3.00% |
| RACINE, WI | 1 | $125,000 | $125,000 | $3,456 | 3.50% |
| CLARKSVILLE, TN-KY | 1 | $125,000 | $125,000 | $2,814 | 3.63% |
| BINGHAMTON, NY | 1 | $115,000 | $115,000 | $4,145 | 5.50% |
| SHEBOYGAN, WI | 1 | $115,000 | $115,000 | $3,503 | 3.13% |
| APPLETON, WI | 1 | $105,000 | $105,000 | $4,520 | 3.38% |
| VALDOSTA, GA | 1 | $105,000 | $105,000 | $4,209 | 3.38% |
| ERIE, PA | 1 | $75,000 | $75,000 | $3,408 | 4.38% |
| JOHNSTOWN, PA | 1 | $65,000 | $65,000 | $3,272 | 2.88% |
| MOBILE, AL | 1 | $65,000 | $65,000 | $3,316 | 3.13% |
American Neighborhood Mortgage Acceptance Company 's top markets include New Brunswick, Newark, Allentown, Camden, and Denver among others.
Interest Rates
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 3-4% | 7,999 | $1,975,655,000 | $246,988 |
| 2.5-3% | 7,400 | $2,047,990,000 | $276,755 |
| <2.5% | 1,481 | $451,265,000 | $304,703 |
| 4-5% | 899 | $185,225,000 | $206,034 |
| 5-6% | 42 | $8,170,000 | $194,524 |
During 2020, American Neighborhood Mortgage Acceptance Company 's average interest rate was 3.21%, while their most frequently originated rate bucket was 3-4%, with 7,999 originations.
Loan Sizing
| Loan Size | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| $200k-400k | 9,710 | $2,734,430,000 | $281,610 | $5,666 | 3.11% |
| $100k-200k | 5,393 | $842,905,000 | $156,296 | $4,863 | 3.28% |
| $400k-600k | 1,948 | $911,200,000 | $467,762 | $6,369 | 3.00% |
| $100,000 or less | 576 | $46,880,000 | $81,389 | $3,961 | 3.43% |
| $600k-1MM | 191 | $129,225,000 | $676,571 | $9,250 | 3.13% |
| $1MM+ | 3 | $3,665,000 | $1,221,667 | $8,464 | 3.00% |
2020 saw American Neighborhood Mortgage Acceptance Company place emphasis on $200k-400k loans with 9,710 originations, totaling $2,734,430,000 in origination value.
Applicant Income
| Applicant Income | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| $50k-75k | 4,030 | $857,250,000 | $212,717 | $5,689 | 3.23% |
| $100k-150k | 3,876 | $1,172,190,000 | $302,423 | $5,295 | 3.10% |
| $75k-100k | 3,158 | $806,410,000 | $255,355 | $5,491 | 3.16% |
| $50k or less | 2,408 | $377,390,000 | $156,723 | $5,292 | 3.29% |
| $150k-250k | 2,288 | $812,900,000 | $355,288 | $5,188 | 3.05% |
| $250k+ | 595 | $243,265,000 | $408,849 | $5,432 | 3.04% |
American Neighborhood Mortgage Acceptance Company lent most frequently to those with incomes in the $50k-75k range, with 4,030 originations. The second most popular income band? $100k-150k, with 3,876 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| 20-30% | 3,371 | $892,835,000 | $264,858 | $4,482 | 3.05% |
| 30-36% | 2,972 | $781,920,000 | $263,096 | $4,998 | 3.15% |
| <20% | 1,115 | $290,455,000 | $260,498 | $4,008 | 2.97% |
| 50-60% | 1,071 | $268,445,000 | $250,649 | $8,820 | 3.27% |
| 44% | 866 | $226,970,000 | $262,090 | $6,056 | 3.26% |
| 43% | 678 | $173,780,000 | $256,313 | $5,933 | 3.26% |
| 42% | 622 | $161,720,000 | $260,000 | $5,612 | 3.25% |
| 40% | 620 | $157,620,000 | $254,226 | $5,349 | 3.20% |
| 41% | 618 | $159,420,000 | $257,961 | $5,564 | 3.22% |
| 49% | 588 | $154,320,000 | $262,449 | $6,263 | 3.23% |
| 37% | 577 | $154,115,000 | $267,097 | $5,362 | 3.17% |
| 38% | 561 | $147,115,000 | $262,237 | $5,234 | 3.20% |
| 36% | 547 | $139,245,000 | $254,561 | $5,050 | 3.17% |
| 39% | 534 | $138,730,000 | $259,794 | $5,430 | 3.21% |
| 45% | 495 | $130,745,000 | $264,131 | $5,747 | 3.20% |
| 46% | 431 | $115,115,000 | $267,088 | $5,910 | 3.22% |
| 48% | 421 | $111,375,000 | $264,549 | $6,005 | 3.21% |
| 47% | 404 | $107,260,000 | $265,495 | $6,059 | 3.20% |
| >60% | 26 | $7,370,000 | $283,462 | $7,177 | 3.33% |
American Neighborhood Mortgage Acceptance Company lent most frequently to those with DTI ratios of 20-30%, with 3,371 originations. The next most common DTI ratio? 30-36%, with 2,972 originations.
Ethnicity Mix
| Applicant Ethnicity | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| White | 14,331 | $3,688,475,000 | $257,377 | $5,385 | 3.17% |
| Black | 1,596 | $382,310,000 | $239,543 | $7,231 | 3.32% |
| Asian | 1,050 | $350,940,000 | $334,229 | $4,624 | 2.89% |
| Not provided | 786 | $229,760,000 | $292,316 | $4,860 | 3.07% |
| American Indian | 44 | $12,360,000 | $280,909 | $5,460 | 3.15% |
| Native Hawaiian | 14 | $4,460,000 | $318,571 | $6,344 | 3.16% |
Approval Rates
Total approvals of all applications96.08%
American Neighborhood Mortgage Acceptance Company has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.
Pick Rate
Approvals leading to origination76.37%
American Neighborhood Mortgage Acceptance Company has a below average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 17,821 | $4,668,305,000 | $261,955 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| Single Family (1-4 Units):Manufactured | 186 | $27,120,000 | $145,806 |
| Single Family (1-4 Units):Site-Built | 17,635 | $4,641,185,000 | $263,180 |
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| 20-40% | 310 | $59,940,000 | $193,355 | $3,559 | 2.89% |
| 40-60% | 1,618 | $407,320,000 | $251,743 | $3,759 | 2.89% |
| 60-80% | 5,802 | $1,581,020,000 | $272,496 | $4,378 | 3.11% |
| 80-100% | 9,868 | $2,553,870,000 | $258,803 | $6,401 | 3.24% |
| Over 100% | 208 | $63,500,000 | $305,288 | $9,230 | 3.19% |
| Under 20% | 15 | $2,655,000 | $177,000 | $3,669 | 2.77% |