Firstbank Mortgage Rates, Fees & Info

Nashville, TN

LEI: 549300OBO7DOF2KOP535

Tax ID: 62-0198265

5 stars - Updated: 7/7/25 - out of 5 stars, based on 80 reviews

Latest/2024 | 2023 Data | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

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  • Top Markets
  • Product Mix
  • Loan Reason
  • Typical Rates
  • Loan Sizes
  • Dwelling Types
  • Similar Lenders
  • Loan Length
  • Loan to Value Info
  • Debt-to-Income
  • Applicant Income
  • Ethnicity Info
  • Approval & Pick Rates
  • Points and Fees
  • Origination Fees (Closing Costs)

    • Review & Overview

    Firstbank is a small bank specializing in Home Purchase loans. Firstbank has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Nashville, Chattanooga, Birmingham, Huntsville, and Knoxville among others. We have data for 213 markets. (Some data included below & more in-depth data is available with an active subscription.)

    Firstbank has a below average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Firstbank is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

    We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

    Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

    Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

    SimulatedRates™

    Mortgage Type     		Simulated Rate Simulation Date
    Home Equity Line of Credit (HELOC) 6.72% 7/7/25
    30 Year Conventional Purchase 7.41% 7/7/25
    30 Year Conventional Refi 6.91% 7/7/25
    30 Year Cash-out Refi 7.22% 7/7/25
    30 Year FHA Purchase 7.12% 7/7/25
    30 Year FHA Refi 7.15% 7/7/25
    30 Year VA Purchase 6.37% 7/7/25
    30 Year VA Refi 6.00% 7/7/25
    30 Year USDA Purchase 6.94% 7/7/25
    15 Year Conventional Purchase 6.76% 7/7/25
    15 Year Conventional Refi 7.09% 7/7/25
    15 Year Cash-out Refi 7.09% 7/7/25
    15 Year FHA Purchase 7.10% 7/7/25
    15 Year FHA Refi 6.00% 7/7/25
    15 Year VA Purchase 6.08% 7/7/25
    15 Year VA Refi 6.00% 7/7/25
    These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

    Firstbank Mortgage Calculator






    Your Estimates

    Estimated Loan Payment: Update the calculator values and click calculate payment!

    This is not an official calculator from Firstbank. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

    The default purchase price is the median sales price across the US for 2022Q4, per FRED.


    Originations

    6,413

    Origination Dollar Volume (All Markets)

    $1,799,245,000
    Show all (16) awards

    Relative Rate

    Firstbank's average 30 year fixed mortgage rate was 6.62%.

    The 2024 average 30 year fixed rate mortgage across all markets and lenders was 6.55%.

    This yields a difference of 0.07%.

    Relative Fees (Closing Costs)

    Firstbank's average total fees/closing costs for a 30 year fixed rate mortgage were $6,541.

    The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including both points & up-front fees in addition to origination fees) were $8,356.

    Top Markets

    Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

    Market Originations Total Value Average Loan Average Fees Average Rate
    NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 1,490 $638,110,000 $428,262 $6,731 7.01%
    CHATTANOOGA, TN-GA (FHA|USDA|VA) 555 $163,565,000 $294,712 $6,280 7.20%
    BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 579 $143,905,000 $248,541 $5,456 6.61%
    HUNTSVILLE, AL (FHA|USDA|VA) 497 $132,585,000 $266,771 $5,487 6.13%
    Outside of Metro Areas 766 $125,020,000 $163,211 $5,061 8.23%
    KNOXVILLE, TN (FHA|USDA|VA) 166 $57,390,000 $345,723 $6,497 7.46%
    DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 159 $49,495,000 $311,289 $6,312 6.68%
    Tullahoma-Manchester, TN (FHA|USDA|VA) 142 $38,140,000 $268,592 $6,126 7.60%
    ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 92 $36,140,000 $392,826 $6,576 6.96%
    DALTON, GA (FHA|USDA|VA) 178 $32,750,000 $183,989 $5,783 6.19%
    Cookeville, TN (FHA|USDA|VA) 86 $19,860,000 $230,930 $5,141 7.51%
    MEMPHIS, TN-MS-AR (FHA|USDA|VA) 81 $18,115,000 $223,642 $5,641 7.44%
    JACKSON, TN (FHA|USDA|VA) 111 $17,575,000 $158,333 $4,371 7.40%
    CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 14 $17,250,000 $1,232,143 $7,609 7.41%
    MORRISTOWN, TN (FHA|USDA|VA) 76 $15,750,000 $207,237 $5,417 7.58%
    Shelbyville, TN (FHA|USDA|VA) 63 $14,185,000 $225,159 $7,213 7.87%
    CLEVELAND, TN (FHA|USDA|VA) 60 $13,940,000 $232,333 $6,604 7.12%
    Albertville, AL (FHA|USDA|VA) 62 $12,870,000 $207,581 $7,091 6.45%
    Corsicana, TX (FHA|USDA|VA) 2 $11,710,000 $5,855,000 $0 8.50%
    PITTSBURGH, PA (FHA|USDA|VA) 2 $10,750,000 $5,375,000 $8,713 7.30%
    Paris, TN (FHA|USDA|VA) 78 $10,610,000 $136,026 $4,040 7.84%
    MOBILE, AL (FHA|USDA|VA) 65 $9,675,000 $148,846 $4,625 7.56%
    BOWLING GREEN, KY (FHA|USDA|VA) 56 $8,720,000 $155,714 $4,653 7.99%
    Crossville, TN (FHA|USDA|VA) 50 $7,770,000 $155,400 $4,496 7.81%
    DECATUR, AL (FHA|USDA|VA) 43 $7,085,000 $164,767 $5,391 7.18%
    PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 20 $6,360,000 $318,000 $7,157 7.36%
    Lewisburg, TN (FHA|USDA|VA) 19 $6,305,000 $331,842 $6,153 6.76%
    CLARKSVILLE, TN-KY (FHA|USDA|VA) 27 $6,295,000 $233,148 $6,553 7.00%
    Sevierville, TN (FHA|USDA|VA) 16 $5,350,000 $334,375 $8,650 7.86%
    ROME, GA (FHA|USDA|VA) 27 $4,885,000 $180,926 $8,650 7.47%
    Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 11 $4,835,000 $439,545 $12,939 8.39%
    TUSCALOOSA, AL (FHA|USDA|VA) 38 $4,750,000 $125,000 $5,368 9.12%
    Cullman, AL (FHA|USDA|VA) 19 $4,665,000 $245,526 $7,789 7.79%
    FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) 25 $4,475,000 $179,000 $4,152 7.37%
    Lawrenceburg, TN (FHA|USDA|VA) 19 $4,225,000 $222,368 $7,632 6.53%
    MONTGOMERY, AL (FHA|USDA|VA) 24 $3,920,000 $163,333 $7,556 8.65%
    CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 6 $3,910,000 $651,667 $6,180 7.10%
    GADSDEN, AL (FHA|USDA|VA) 22 $3,750,000 $170,455 $5,542 7.21%
    Talladega-Sylacauga, AL (FHA|USDA|VA) 23 $3,635,000 $158,043 $6,105 9.20%
    AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 32 $3,610,000 $112,813 $6,558 9.75%
    Dayton, TN (FHA|USDA|VA) 24 $3,480,000 $145,000 $4,697 7.94%
    Scottsboro, AL (FHA|USDA|VA) 13 $3,265,000 $251,154 $5,725 6.94%
    HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 29 $3,095,000 $106,724 $9,779 9.92%
    AUBURN-OPELIKA, AL (FHA|USDA|VA) 13 $2,715,000 $208,846 $9,403 8.37%
    JACKSON, MS (FHA|USDA|VA) 52 $2,700,000 $51,923 $0 6.70%
    McMinnville, TN (FHA|USDA|VA) 14 $2,650,000 $189,286 $5,460 7.63%
    Atmore, AL (FHA|USDA|VA) 13 $2,645,000 $203,462 $4,470 8.15%
    Glenwood Springs, CO (FHA|USDA|VA) 1 $2,505,000 $2,505,000 $3,115 5.75%
    GULFPORT-BILOXI, MS (FHA|USDA|VA) 10 $2,490,000 $249,000 $6,047 8.07%
    Jasper, AL (FHA|USDA|VA) 21 $2,485,000 $118,333 $2,344 9.30%
    PANAMA CITY, FL (FHA|USDA|VA) 7 $2,425,000 $346,429 $8,596 7.74%
    TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 4 $2,270,000 $567,500 $7,008 7.06%
    Summerville, GA (FHA|USDA|VA) 9 $2,205,000 $245,000 $8,948 6.81%
    CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 5 $2,155,000 $431,000 $10,539 6.02%
    Alexander City, AL (FHA|USDA|VA) 4 $2,120,000 $530,000 $3,468 8.62%
    Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 6 $2,080,000 $346,667 $5,416 7.27%
    Fort Payne, AL (FHA|USDA|VA) 9 $1,875,000 $208,333 $3,569 6.62%
    OKLAHOMA CITY, OK (FHA|USDA|VA) 25 $1,815,000 $72,600 $0 5.14%
    Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 4 $1,750,000 $437,500 $4,436 6.65%
    Athens, TN (FHA|USDA|VA) 6 $1,720,000 $286,667 $5,910 8.19%
    Martin, TN (FHA|USDA|VA) 8 $1,610,000 $201,250 $2,935 8.09%
    ANNISTON-OXFORD, AL (FHA|USDA|VA) 18 $1,580,000 $87,778 $3,542 9.04%
    Calhoun, GA (FHA|USDA|VA) 7 $1,575,000 $225,000 $9,196 7.93%
    Coldwater, MI (FHA|USDA|VA) 1 $1,505,000 $1,505,000 $0 8.50%
    COLUMBUS, OH (FHA|USDA|VA) 4 $1,440,000 $360,000 $5,096 6.63%
    Murray, KY (FHA|USDA|VA) 4 $1,410,000 $352,500 $7,888 7.63%
    KANSAS CITY, MO-KS (FHA|USDA|VA) 4 $1,310,000 $327,500 $7,308 6.72%
    Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 2 $1,300,000 $650,000 $10,768 6.81%
    KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) 5 $1,215,000 $243,000 $6,461 6.68%
    BATON ROUGE, LA (FHA|USDA|VA) 3 $1,185,000 $395,000 $5,695 7.16%
    Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 1 $1,105,000 $1,105,000 $0 8.63%
    GAINESVILLE, GA (FHA|USDA|VA) 3 $1,075,000 $358,333 $6,095 6.54%
    RALEIGH-CARY, NC (FHA|USDA|VA) 3 $1,065,000 $355,000 $6,158 6.54%
    TALLAHASSEE, FL (FHA|USDA|VA) 5 $1,025,000 $205,000 $4,015 8.98%
    Brownsville, TN (FHA|USDA|VA) 1 $975,000 $975,000 $0 8.25%
    CINCINNATI, OH-KY-IN (FHA|USDA|VA) 4 $960,000 $240,000 $5,302 8.00%
    Dyersburg, TN (FHA|USDA|VA) 6 $930,000 $155,000 $5,030 7.95%
    JACKSONVILLE, FL (FHA|USDA|VA) 3 $925,000 $308,333 $6,051 7.10%
    Greeneville, TN (FHA|USDA|VA) 5 $835,000 $167,000 $5,594 7.92%
    Starkville, MS (FHA|USDA|VA) 7 $825,000 $117,857 $0 10.20%
    Selma, AL (FHA|USDA|VA) 5 $825,000 $165,000 $6,560 7.65%
    BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) 3 $825,000 $275,000 $6,317 6.67%
    GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 2 $800,000 $400,000 $4,578 7.13%
    Tupelo, MS (FHA|USDA|VA) 9 $795,000 $88,333 $7,470 9.73%
    HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 2 $780,000 $390,000 $10,058 6.87%
    London, KY (FHA|USDA|VA) 8 $780,000 $97,500 $6,131 9.54%
    FORT WAYNE, IN (FHA|USDA|VA) 1 $755,000 $755,000 $3,508 6.00%
    LEXINGTON-FAYETTE, KY (FHA|USDA|VA) 3 $745,000 $248,333 $4,069 7.71%
    SAVANNAH, GA (FHA|USDA|VA) 2 $730,000 $365,000 $6,510 7.48%
    FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) 2 $710,000 $355,000 $4,499 6.75%
    DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 1 $695,000 $695,000 $3,375 6.50%
    Newport, TN (FHA|USDA|VA) 3 $685,000 $228,333 $5,228 6.92%
    READING, PA (FHA|USDA|VA) 1 $655,000 $655,000 $0 8.75%
    Sulphur Springs, TX (FHA|USDA|VA) 1 $645,000 $645,000 $34,234 6.75%
    NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 1 $635,000 $635,000 $6,089 6.38%
    COLUMBUS, GA-AL (FHA|USDA|VA) 2 $630,000 $315,000 $11,364 5.94%
    ST. LOUIS, MO-IL (FHA|USDA|VA) 4 $620,000 $155,000 $6,431 7.09%
    ST. GEORGE, UT (FHA|USDA|VA) 1 $605,000 $605,000 $14,713 6.75%
    NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 1 $595,000 $595,000 $5,793 6.88%
    LOUISVILLE, KY (FHA|USDA|VA) 2 $580,000 $290,000 $3,843 6.88%
    COLUMBIA, SC (FHA|USDA|VA) 3 $565,000 $188,333 $4,755 7.58%
    PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 1 $555,000 $555,000 $5,499 7.13%
    HATTIESBURG, MS (FHA|USDA|VA) 7 $535,000 $76,429 $0 10.02%
    EVANSVILLE, IN-KY (FHA|USDA|VA) 4 $530,000 $132,500 $4,304 8.81%
    MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 1 $525,000 $525,000 $0 7.50%
    TOLEDO, OH (FHA|USDA|VA) 1 $525,000 $525,000 $5,641 7.00%
    TULSA, OK (FHA|USDA|VA) 9 $525,000 $58,333 $0 5.11%
    Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 1 $525,000 $525,000 $0 7.50%
    OCALA, FL (FHA|USDA|VA) 3 $495,000 $165,000 $8,368 8.49%
    Glasgow, KY (FHA|USDA|VA) 2 $490,000 $245,000 $8,409 6.75%
    SALEM, OR (FHA|USDA|VA) 1 $475,000 $475,000 $6,383 6.63%
    Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 1 $465,000 $465,000 $3,624 6.63%
    HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) 4 $460,000 $115,000 $4,858 9.20%
    FORT COLLINS, CO (FHA|USDA|VA) 2 $460,000 $230,000 $3,064 6.56%
    LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) 3 $455,000 $151,667 $0 6.37%
    GREELEY, CO (FHA|USDA|VA) 1 $435,000 $435,000 $7,097 6.63%
    ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 1 $415,000 $415,000 $14,895 5.75%
    Meridian, MS (FHA|USDA|VA) 4 $410,000 $102,500 $0 10.69%
    West Point, MS (FHA|USDA|VA) 5 $405,000 $81,000 $0 9.92%
    Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 1 $405,000 $405,000 $0 7.63%
    GREENVILLE, NC (FHA|USDA|VA) 1 $405,000 $405,000 $12,900 7.63%
    Mount Sterling, KY (FHA|USDA|VA) 4 $400,000 $100,000 $0 9.08%
    Jefferson, GA (FHA|USDA|VA) 1 $395,000 $395,000 $5,020 6.50%
    MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 1 $395,000 $395,000 $2,980 6.99%
    JOHNSON CITY, TN (FHA|USDA|VA) 2 $390,000 $195,000 $5,502 6.88%
    Montrose, CO (FHA|USDA|VA) 1 $385,000 $385,000 $3,108 6.50%
    Gaffney, SC (FHA|USDA|VA) 1 $385,000 $385,000 $17,088 5.63%
    Brookhaven, MS (FHA|USDA|VA) 3 $375,000 $125,000 $5,177 9.85%
    Paducah, KY-IL (FHA|USDA|VA) 3 $365,000 $121,667 $3,844 9.21%
    Moultrie, GA (FHA|USDA|VA) 4 $360,000 $90,000 $5,027 9.18%
    TUCSON, AZ (FHA|USDA|VA) 1 $355,000 $355,000 $18,266 5.75%
    STOCKTON, CA (FHA|USDA|VA) 1 $355,000 $355,000 $8,552 6.50%
    Mineral Wells, TX (FHA|USDA|VA) 4 $350,000 $87,500 $0 5.25%
    Dublin, GA (FHA|USDA|VA) 3 $345,000 $115,000 $0 8.72%
    DOTHAN, AL (FHA|USDA|VA) 3 $345,000 $115,000 $4,374 8.97%
    Pinehurst-Southern Pines, NC (FHA|USDA|VA) 1 $335,000 $335,000 $7,492 6.50%
    Corinth, MS (FHA|USDA|VA) 4 $330,000 $82,500 $4,362 9.56%
    DAYTON-KETTERING, OH (FHA|USDA|VA) 2 $320,000 $160,000 $4,145 6.75%
    Sayre, PA (FHA|USDA|VA) 1 $305,000 $305,000 $6,258 6.99%
    CARBONDALE-MARION, IL (FHA|USDA|VA) 1 $305,000 $305,000 $0 7.13%
    SYRACUSE, NY (FHA|USDA|VA) 2 $300,000 $150,000 $4,778 6.94%
    ASHEVILLE, NC (FHA|USDA|VA) 1 $295,000 $295,000 $0 7.63%
    PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) 1 $295,000 $295,000 $7,940 6.50%
    MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) 4 $290,000 $72,500 $0 10.42%
    SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) 2 $290,000 $145,000 $4,504 6.44%
    ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) 1 $285,000 $285,000 $5,107 5.99%
    WINSTON-SALEM, NC (FHA|USDA|VA) 1 $275,000 $275,000 $3,732 6.63%
    SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) 1 $275,000 $275,000 $10,646 6.13%
    Cornelia, GA (FHA|USDA|VA) 1 $275,000 $275,000 $4,333 7.13%
    Central City, KY (FHA|USDA|VA) 2 $260,000 $130,000 $4,523 9.82%
    Toccoa, GA (FHA|USDA|VA) 1 $255,000 $255,000 $6,412 6.75%
    RICHMOND, VA (FHA|USDA|VA) 1 $255,000 $255,000 $3,871 5.88%
    SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 1 $255,000 $255,000 $3,722 6.99%
    AMARILLO, TX (FHA|USDA|VA) 3 $255,000 $85,000 $0 9.56%
    ODESSA, TX (FHA|USDA|VA) 3 $245,000 $81,667 $0 10.97%
    CHARLOTTESVILLE, VA (FHA|USDA|VA) 1 $235,000 $235,000 $0 7.13%
    FLINT, MI (FHA|USDA|VA) 1 $235,000 $235,000 $3,043 6.99%
    Laurel, MS (FHA|USDA|VA) 3 $225,000 $75,000 $0 10.49%
    LINCOLN, NE (FHA|USDA|VA) 1 $225,000 $225,000 $4,477 6.99%
    Milledgeville, GA (FHA|USDA|VA) 1 $215,000 $215,000 $0 9.24%
    YORK-HANOVER, PA (FHA|USDA|VA) 1 $215,000 $215,000 $6,547 5.99%
    PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 1 $215,000 $215,000 $2,548 2.25%
    PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 1 $205,000 $205,000 $3,975 6.88%
    MIDLAND, MI (FHA|USDA|VA) 1 $205,000 $205,000 $3,647 6.99%
    VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 1 $195,000 $195,000 $0 6.99%
    CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 1 $195,000 $195,000 $0 6.63%
    North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 1 $195,000 $195,000 $4,346 6.38%
    Gainesville, TX (FHA|USDA|VA) 2 $190,000 $95,000 $0 9.89%
    New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 1 $185,000 $185,000 $3,630 7.25%
    LANSING-EAST LANSING, MI (FHA|USDA|VA) 1 $175,000 $175,000 $4,698 6.75%
    Menomonie, WI (FHA|USDA|VA) 1 $165,000 $165,000 $3,582 6.63%
    Cadillac, MI (FHA|USDA|VA) 1 $165,000 $165,000 $6,804 6.25%
    Big Stone Gap, VA (FHA|USDA|VA) 1 $165,000 $165,000 $0 7.50%
    BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) 2 $160,000 $80,000 $0 11.42%
    Danville, KY (FHA|USDA|VA) 2 $160,000 $80,000 $0 9.64%
    BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) 2 $160,000 $80,000 $0 10.29%
    Enterprise, AL (FHA|USDA|VA) 2 $150,000 $75,000 $3,879 9.94%
    Mayfield, KY (FHA|USDA|VA) 2 $150,000 $75,000 $4,135 7.06%
    Cedartown, GA (FHA|USDA|VA) 1 $145,000 $145,000 $0 9.49%
    SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 2 $140,000 $70,000 $0 10.24%
    Rio Grande City-Roma, TX (FHA|USDA|VA) 1 $135,000 $135,000 $0 9.89%
    MIDLAND, TX (FHA|USDA|VA) 1 $135,000 $135,000 $0 12.09%
    Okeechobee, FL (FHA|USDA|VA) 1 $135,000 $135,000 $0 8.89%
    Riverton, WY (FHA|USDA|VA) 1 $135,000 $135,000 $2,877 6.63%
    Columbus, MS (FHA|USDA|VA) 2 $130,000 $65,000 $0 10.92%
    Greenwood, MS (FHA|USDA|VA) 2 $130,000 $65,000 $0 10.77%
    CORPUS CHRISTI, TX (FHA|USDA|VA) 2 $130,000 $65,000 $0 11.04%
    Somerset, KY (FHA|USDA|VA) 2 $120,000 $60,000 $0 10.42%
    LONGVIEW, TX (FHA|USDA|VA) 1 $115,000 $115,000 $0 9.24%
    Athens, TX (FHA|USDA|VA) 1 $115,000 $115,000 $0 8.74%
    VICTORIA, TX (FHA|USDA|VA) 1 $115,000 $115,000 $0 9.64%
    YUMA, AZ (FHA|USDA|VA) 1 $115,000 $115,000 $0 6.99%
    Cleveland, MS (FHA|USDA|VA) 1 $115,000 $115,000 $0 11.34%
    Middlesborough, KY (FHA|USDA|VA) 2 $110,000 $55,000 $0 9.12%
    Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 1 $105,000 $105,000 $0 6.38%
    OWENSBORO, KY (FHA|USDA|VA) 1 $105,000 $105,000 $0 8.74%
    Troy, AL (FHA|USDA|VA) 1 $95,000 $95,000 $0 9.64%
    LaGrange, GA-AL (FHA|USDA|VA) 1 $95,000 $95,000 $0 11.99%
    KILLEEN-TEMPLE, TX (FHA|USDA|VA) 1 $95,000 $95,000 $0 10.24%
    GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 1 $95,000 $95,000 $4,013 6.88%
    Ozark, AL (FHA|USDA|VA) 1 $95,000 $95,000 $0 9.24%
    Oxford, MS (FHA|USDA|VA) 2 $90,000 $45,000 $0 10.87%
    Madisonville, KY (FHA|USDA|VA) 1 $85,000 $85,000 $2,925 8.34%
    Statesboro, GA (FHA|USDA|VA) 1 $85,000 $85,000 $0 9.99%
    Bay City, TX (FHA|USDA|VA) 1 $85,000 $85,000 $0 9.64%
    Zapata, TX (FHA|USDA|VA) 1 $75,000 $75,000 $0 10.24%
    Richmond-Berea, KY (FHA|USDA|VA) 1 $75,000 $75,000 $0 9.09%
    Palestine, TX (FHA|USDA|VA) 1 $75,000 $75,000 $0 9.39%
    ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) 1 $65,000 $65,000 $0 10.99%
    LAREDO, TX (FHA|USDA|VA) 1 $65,000 $65,000 $0 9.79%
    Thomasville, GA (FHA|USDA|VA) 1 $65,000 $65,000 $0 10.54%
    Vicksburg, MS (FHA|USDA|VA) 1 $65,000 $65,000 $0 10.54%
    Union City, TN (FHA|USDA|VA) 1 $45,000 $45,000 $0 11.49%
    Firstbank's top markets include Nashville, Chattanooga, Birmingham, Huntsville, and Knoxville among others.

    Their top states include:
  • Tennessee (FHA|USDA|VA)
  • Alabama (FHA|USDA|VA)
  • Georgia (FHA|USDA|VA)
  • Florida (FHA|USDA|VA)
  • Texas (FHA|USDA|VA)

    • Similar Lenders

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    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 4,278 $1,203,930,000 $281,424 $4,773 7.17%
    HELOC 1,093 $268,465,000 $245,622 n/a 8.60%
    FHA 718 $208,540,000 $290,446 $10,871 6.29%
    VA 262 $104,470,000 $398,740 $6,543 6.17%
    USDA 62 $13,840,000 $223,226 $7,753 6.27%

    For 2024, Firstbank's most frequently originated type of loan was Conventional, with 4,278 originations. Their 2nd most popular type was HELOC, with 1,093 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 4,635 $1,337,395,000 $288,543 $6,026 6.96%
    Other 1,024 $209,090,000 $204,189 $2,527 8.62%
    Refi 408 $154,470,000 $378,603 $5,372 7.36%
    Cash Out Refi 286 $84,640,000 $295,944 $7,300 6.90%
    Home Improvement 60 $13,650,000 $227,500 $1,621 8.62%

    For 2024, Firstbank's most frequently cited loan purpose was Home Purchase, with 4,635 originations. The 2nd most popular reason was Other, with 1,024 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 3,789 $1,258,015,000 $332,018 $6,541 6.62%
    10 Year 1,088 $206,420,000 $189,724 $669 8.39%
    Other 835 $141,195,000 $169,096 $2,825 9.34%
    5 Year 352 $95,370,000 $270,938 $104 5.48%
    15 Year 146 $27,620,000 $189,178 $4,316 6.48%
    1 Year 97 $31,275,000 $322,423 $3,416 8.47%
    20 Year 80 $16,700,000 $208,750 $4,380 7.91%
    3 Year 26 $22,650,000 $871,154 $1,364 8.41%

    For 2024, Firstbank's most frequently cited loan duration was 30 Year, with 3,789 originations. The 2nd most popular length was 10 Year, with 1,088 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $1k-2k 1,828 $653,450,000 $357,467
    $<1k 577 $58,895,000 $102,071
    $2k-3k 520 $145,440,000 $279,692
    $5k+ 485 $220,195,000 $454,010
    $3k-4k 372 $105,810,000 $284,435
    $4k-5k 280 $93,500,000 $333,929

    Firstbank's average total fees were $6,541, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 1,828 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    6-7% 2,572 $869,570,000 $338,091
    Over 8% 1,671 $301,995,000 $180,727
    7-8% 1,191 $412,485,000 $346,335
    5-6% 769 $197,025,000 $256,209
    <2.5% 118 $840,000 $7,119
    4-5% 87 $12,905,000 $148,333
    3-4% 2 $950,000 $475,000
    2.5-3% 2 $600,000 $300,000

    During 2024, Firstbank's average interest rate for loans was 6.62%, while their most frequently originated rate bucket for loans was 6-7%, with 2,572 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 2,219 $636,925,000 $287,032 $6,789 6.82%
    $100,000 or less 1,602 $85,890,000 $53,614 $1,173 7.86%
    $100k-200k 1,340 $195,710,000 $146,052 $4,916 7.64%
    $400k-600k 790 $376,440,000 $476,506 $7,756 6.75%
    $600k-1MM 325 $238,555,000 $734,015 $8,311 6.94%
    $1MM+ 137 $265,725,000 $1,939,599 $8,806 7.50%

    2024 saw Firstbank place emphasis on $200k-400k loans with 2,219 originations, totaling $636,925,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $50k-75k 1,406 $219,070,000 $155,811 $5,089 7.06%
    $100k-150k 1,206 $348,120,000 $288,657 $6,744 7.23%
    $75k-100k 1,048 $226,030,000 $215,677 $6,112 7.14%
    $150k-250k 969 $356,525,000 $367,931 $7,020 7.23%
    $50k or less 805 $78,115,000 $97,037 $4,022 7.62%
    $250k+ 691 $418,145,000 $605,130 $7,111 7.52%

    Firstbank lent most frequently to those with incomes in the $50k-75k range, with 1,406 originations. The second most popular income band? $100k-150k, with 1,206 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% 1,027 $253,365,000 $246,704 $5,427 7.69%
    30-36% 1,014 $256,700,000 $253,156 $5,559 7.42%
    <20% 434 $108,240,000 $249,401 $4,338 7.93%
    42% 356 $87,710,000 $246,376 $5,576 7.34%
    41% 280 $67,030,000 $239,393 $5,654 7.41%
    50-60% 277 $97,695,000 $352,690 $10,406 6.57%
    40% 271 $74,085,000 $273,376 $5,448 7.17%
    49% 257 $86,795,000 $337,724 $6,709 6.47%
    39% 246 $66,560,000 $270,569 $5,824 7.32%
    43% 232 $57,460,000 $247,672 $5,409 6.61%
    44% 231 $56,985,000 $246,688 $5,528 6.55%
    38% 226 $59,080,000 $261,416 $5,796 7.12%
    36% 211 $48,785,000 $231,209 $5,561 7.38%
    37% 206 $57,140,000 $277,379 $5,597 7.14%
    46% 185 $51,395,000 $277,811 $6,223 6.46%
    45% 183 $58,435,000 $319,317 $6,635 6.71%
    48% 163 $50,815,000 $311,748 $6,768 6.59%
    47% 150 $46,590,000 $310,600 $6,656 6.69%
    >60% 111 $47,855,000 $431,126 $7,926 8.13%

    Firstbank lent most frequently to those with DTI ratios of 20-30%, with 1,027 originations. The next most common DTI ratio? 30-36%, with 1,014 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 4,579 $1,232,005,000 $269,055 $5,912 7.21%
    Not provided 914 $273,760,000 $299,519 $6,117 7.67%
    Not applicable 203 $122,315,000 $602,537 $0 7.29%
    Black 519 $102,125,000 $196,773 $6,551 7.28%
    Asian 96 $38,140,000 $397,292 $7,453 6.70%
    American Indian 53 $10,885,000 $205,377 $5,714 6.22%
    Asian Indian 25 $10,775,000 $431,000 $5,621 6.80%
    Other Asian 5 $3,235,000 $647,000 $5,883 6.23%
    Chinese 5 $1,945,000 $389,000 $7,547 7.58%
    Native Hawaiian or Islander 3 $1,105,000 $368,333 $7,824 6.46%
    Filipino 2 $730,000 $365,000 $8,795 6.44%
    Korean 2 $640,000 $320,000 $4,321 7.31%
    Vietnamese 2 $570,000 $285,000 $5,688 5.88%
    2 $470,000 $235,000 $5,833 7.44%
    Japanese 1 $325,000 $325,000 $2,903 6.63%
    Guamanian 2 $220,000 $110,000 $2,438 3.19%

    Approval Rates

    Total approvals of all applications
    56.79%

    Firstbank has a low approval rate. They may have poor market targeting or stringent lending standards.

    Pick Rate

    Approvals leading to origination
    29.53%

    Firstbank has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.

    Points and Fees

    Points Originations Total Value Average Loan
    0.0 2 $180,000 $90,000
    1000.0 77 $4,285,000 $55,649
    1009.14 1 $55,000 $55,000
    1024.48 1 $55,000 $55,000
    1034.28 1 $75,000 $75,000
    1068.5 1 $75,000 $75,000
    1068.6 1 $75,000 $75,000
    1091.54 1 $75,000 $75,000
    1105.68 1 $45,000 $45,000
    1107.0 1 $75,000 $75,000
    1108.19 1 $75,000 $75,000
    1108.5 1 $75,000 $75,000
    1117.95 1 $75,000 $75,000
    1121.19 1 $75,000 $75,000
    1130.59 1 $75,000 $75,000
    1140.0 1 $55,000 $55,000
    1151.91 1 $65,000 $65,000
    1152.66 1 $65,000 $65,000
    1154.76 1 $45,000 $45,000
    1155.43 1 $85,000 $85,000
    1168.08 1 $65,000 $65,000
    1178.23 1 $65,000 $65,000
    1186.62 1 $45,000 $45,000
    1195.22 1 $45,000 $45,000
    1197.39 1 $85,000 $85,000
    1200.0 1 $45,000 $45,000
    1209.68 1 $85,000 $85,000
    1215.0 2 $170,000 $85,000
    1229.85 1 $85,000 $85,000
    1230.05 1 $85,000 $85,000
    1233.75 1 $85,000 $85,000
    1234.59 1 $85,000 $85,000
    1238.28 1 $65,000 $65,000
    1251.69 1 $85,000 $85,000
    1259.28 1 $65,000 $65,000
    1266.13 1 $85,000 $85,000
    1272.68 1 $85,000 $85,000
    1275.0 1 $85,000 $85,000
    1298.94 1 $65,000 $65,000
    1302.9 1 $85,000 $85,000
    1306.8 1 $95,000 $95,000
    1311.29 1 $95,000 $95,000
    1321.2 1 $95,000 $95,000
    1334.21 1 $95,000 $95,000
    1346.58 1 $45,000 $45,000
    1349.06 1 $95,000 $95,000
    1350.0 2 $170,000 $85,000
    1367.42 1 $95,000 $95,000
    1369.99 1 $95,000 $95,000
    1376.88 1 $95,000 $95,000
    1378.88 1 $75,000 $75,000
    1378.96 1 $45,000 $45,000
    1380.0 1 $45,000 $45,000
    1381.21 1 $95,000 $95,000
    1383.6 1 $95,000 $95,000
    1390.84 1 $75,000 $75,000
    1394.8 1 $95,000 $95,000
    1405.01 1 $95,000 $95,000
    1405.65 1 $95,000 $95,000
    1405.8 1 $75,000 $75,000
    1407.96 1 $45,000 $45,000
    1423.37 1 $95,000 $95,000
    1423.93 1 $95,000 $95,000
    1434.06 1 $95,000 $95,000
    1437.0 1 $75,000 $75,000
    1441.93 1 $105,000 $105,000
    1451.52 1 $75,000 $75,000
    1458.95 1 $105,000 $105,000
    1460.0 1 $75,000 $75,000
    1466.97 1 $55,000 $55,000
    1471.73 1 $105,000 $105,000
    1483.48 1 $75,000 $75,000
    1483.97 1 $55,000 $55,000
    1485.15 1 $55,000 $55,000
    1486.31 1 $105,000 $105,000
    1487.43 1 $105,000 $105,000
    1488.95 1 $105,000 $105,000
    1490.39 1 $105,000 $105,000
    1498.41 1 $105,000 $105,000
    1498.9 1 $75,000 $75,000
    1501.85 1 $75,000 $75,000
    1503.0 1 $55,000 $55,000
    1503.38 1 $105,000 $105,000
    1510.24 1 $75,000 $75,000
    1512.0 1 $55,000 $55,000
    1534.56 1 $75,000 $75,000
    1538.14 1 $75,000 $75,000
    1539.18 1 $55,000 $55,000
    1546.05 1 $55,000 $55,000
    1550.56 1 $85,000 $85,000
    1550.82 1 $55,000 $55,000
    1574.98 1 $105,000 $105,000
    1583.63 1 $55,000 $55,000
    1605.15 1 $55,000 $55,000
    1615.36 1 $55,000 $55,000
    1615.8 1 $55,000 $55,000
    1619.98 1 $115,000 $115,000
    1624.47 1 $55,000 $55,000
    1635.25 1 $115,000 $115,000
    1644.51 1 $115,000 $115,000
    1650.96 1 $55,000 $55,000
    1657.85 1 $45,000 $45,000
    1659.75 1 $115,000 $115,000
    1662.26 1 $115,000 $115,000
    1666.71 1 $85,000 $85,000
    1672.02 1 $55,000 $55,000
    1673.66 1 $55,000 $55,000
    1679.6 1 $85,000 $85,000
    1682.3 1 $55,000 $55,000
    1687.5 1 $115,000 $115,000
    1699.23 1 $115,000 $115,000
    1706.74 1 $115,000 $115,000
    1712.64 1 $85,000 $85,000
    1716.3 1 $65,000 $65,000
    1720.07 1 $115,000 $115,000
    1721.52 1 $65,000 $65,000
    1723.09 1 $65,000 $65,000
    1724.91 1 $65,000 $65,000
    1736.4 1 $85,000 $85,000
    1744.18 1 $65,000 $65,000
    1745.31 1 $65,000 $65,000
    1749.44 2 $130,000 $65,000
    1749.84 1 $65,000 $65,000
    1752.11 1 $125,000 $125,000
    1755.0 1 $65,000 $65,000
    1759.25 1 $65,000 $65,000
    1768.78 1 $95,000 $95,000
    1771.83 1 $65,000 $65,000
    1772.61 1 $65,000 $65,000
    1774.08 1 $95,000 $95,000
    1783.04 1 $95,000 $95,000
    1784.4 1 $65,000 $65,000
    1797.24 1 $65,000 $65,000
    1799.7 1 $65,000 $65,000
    1800.0 1 $95,000 $95,000
    1801.5 1 $65,000 $65,000
    1805.16 1 $95,000 $95,000
    1806.32 1 $65,000 $65,000
    1815.48 1 $65,000 $65,000
    1824.27 1 $65,000 $65,000
    1831.49 1 $125,000 $125,000
    1845.0 1 $125,000 $125,000
    1853.35 1 $65,000 $65,000
    1872.0 1 $65,000 $65,000
    1872.36 1 $95,000 $95,000
    1874.73 1 $65,000 $65,000
    1875.0 1 $125,000 $125,000
    1876.65 1 $65,000 $65,000
    1881.11 1 $65,000 $65,000
    1886.1 1 $65,000 $65,000
    1886.15 1 $65,000 $65,000
    1888.27 1 $65,000 $65,000
    1909.38 1 $135,000 $135,000
    1916.6 1 $65,000 $65,000
    1921.71 1 $65,000 $65,000
    1922.16 1 $65,000 $65,000
    1926.0 1 $65,000 $65,000
    1926.29 1 $65,000 $65,000
    1944.36 1 $65,000 $65,000
    1951.8 1 $65,000 $65,000
    1952.18 1 $135,000 $135,000
    1956.94 1 $65,000 $65,000
    1960.0 1 $105,000 $105,000
    1964.39 1 $105,000 $105,000
    1965.0 1 $75,000 $75,000
    1969.67 1 $75,000 $75,000
    1979.96 1 $45,000 $45,000
    1980.39 1 $65,000 $65,000
    1987.4 1 $75,000 $75,000
    1994.72 1 $65,000 $65,000
    2017.31 1 $135,000 $135,000
    2018.29 1 $75,000 $75,000
    2022.0 1 $75,000 $75,000
    2025.0 1 $75,000 $75,000
    2034.68 1 $145,000 $145,000
    2040.0 1 $75,000 $75,000
    2041.33 1 $135,000 $135,000
    2052.78 1 $75,000 $75,000
    2056.71 1 $145,000 $145,000
    2057.88 1 $75,000 $75,000
    2060.25 1 $145,000 $145,000
    2066.22 1 $75,000 $75,000
    2073.51 1 $75,000 $75,000
    2075.55 1 $75,000 $75,000
    2076.0 1 $75,000 $75,000
    2091.0 1 $105,000 $105,000
    2099.85 1 $75,000 $75,000
    2109.87 1 $75,000 $75,000
    2116.5 1 $75,000 $75,000
    2118.93 1 $145,000 $145,000
    2123.24 1 $115,000 $115,000
    2130.07 1 $75,000 $75,000
    2134.07 1 $75,000 $75,000
    2134.95 1 $75,000 $75,000
    2136.21 1 $75,000 $75,000
    2138.6 1 $115,000 $115,000
    2141.98 1 $75,000 $75,000
    2145.21 1 $75,000 $75,000
    2149.06 1 $145,000 $145,000
    2155.05 1 $55,000 $55,000
    2170.62 1 $75,000 $75,000
    2181.96 1 $75,000 $75,000
    2190.06 1 $145,000 $145,000
    2200.0 1 $85,000 $85,000
    2211.4 1 $115,000 $115,000
    2213.91 1 $75,000 $75,000
    2218.17 1 $155,000 $155,000
    2245.29 1 $75,000 $75,000
    2289.6 1 $85,000 $85,000
    2292.7 1 $85,000 $85,000
    2294.78 1 $85,000 $85,000
    2308.33 1 $85,000 $85,000
    2318.4 1 $85,000 $85,000
    2331.96 1 $85,000 $85,000
    2334.6 1 $85,000 $85,000
    2356.8 1 $125,000 $125,000
    2359.8 1 $85,000 $85,000
    2360.76 1 $85,000 $85,000
    2363.42 1 $85,000 $85,000
    2366.18 1 $165,000 $165,000
    2369.7 1 $85,000 $85,000
    2371.84 1 $165,000 $165,000
    2372.58 1 $85,000 $85,000
    2380.23 1 $165,000 $165,000
    2382.09 1 $85,000 $85,000
    2382.6 1 $85,000 $85,000
    2390.64 1 $125,000 $125,000
    2397.0 1 $85,000 $85,000
    2413.68 1 $85,000 $85,000
    2422.41 1 $85,000 $85,000
    2430.53 1 $125,000 $125,000
    2445.36 1 $165,000 $165,000
    2450.64 1 $85,000 $85,000
    2456.8 1 $165,000 $165,000
    2458.28 1 $85,000 $85,000
    2485.83 1 $125,000 $125,000
    2495.64 1 $55,000 $55,000
    2497.26 1 $125,000 $125,000
    2504.8 1 $125,000 $125,000
    2508.36 1 $85,000 $85,000
    2508.9 1 $175,000 $175,000
    2511.67 1 $85,000 $85,000
    2518.8 1 $85,000 $85,000
    2524.72 1 $65,000 $65,000
    2537.25 1 $95,000 $95,000
    2544.21 1 $85,000 $85,000
    2545.7 1 $135,000 $135,000
    2550.0 1 $85,000 $85,000
    2561.1 1 $135,000 $135,000
    2569.54 1 $135,000 $135,000
    2577.36 1 $85,000 $85,000
    2582.0 1 $135,000 $135,000
    2585.79 1 $95,000 $95,000
    2587.79 1 $135,000 $135,000
    2591.88 1 $95,000 $95,000
    2604.94 1 $135,000 $135,000
    2610.33 1 $95,000 $95,000
    2613.76 1 $135,000 $135,000
    2614.9 1 $65,000 $65,000
    2618.76 1 $95,000 $95,000
    2641.5 1 $95,000 $95,000
    2660.0 1 $135,000 $135,000
    2660.85 1 $95,000 $95,000
    2688.43 1 $95,000 $95,000
    2697.03 1 $135,000 $135,000
    2700.0 1 $95,000 $95,000
    2720.1 1 $95,000 $95,000
    2721.09 1 $95,000 $95,000
    2725.8 1 $95,000 $95,000
    2728.43 1 $185,000 $185,000
    2736.81 1 $95,000 $95,000
    2740.05 1 $95,000 $95,000
    2750.52 1 $95,000 $95,000
    2754.0 1 $95,000 $95,000
    2754.99 1 $95,000 $95,000
    2783.64 1 $145,000 $145,000
    2789.82 1 $95,000 $95,000
    2791.13 1 $65,000 $65,000
    2805.0 1 $95,000 $95,000
    2815.05 1 $95,000 $95,000
    2824.21 1 $95,000 $95,000
    2838.15 1 $105,000 $105,000
    2842.84 1 $85,000 $85,000
    2849.8 1 $145,000 $145,000
    2855.91 1 $95,000 $95,000
    2858.82 1 $95,000 $95,000
    2867.32 1 $105,000 $105,000
    2876.25 1 $105,000 $105,000
    2887.64 1 $105,000 $105,000
    2895.89 1 $105,000 $105,000
    2899.74 1 $105,000 $105,000
    2901.34 1 $155,000 $155,000
    2906.36 1 $105,000 $105,000
    2939.34 1 $155,000 $155,000
    2940.96 1 $105,000 $105,000
    2944.69 1 $155,000 $155,000
    2963.58 1 $105,000 $105,000
    2985.81 1 $105,000 $105,000
    3000.45 1 $205,000 $205,000
    3005.01 1 $105,000 $105,000
    3037.5 1 $75,000 $75,000
    3104.28 1 $105,000 $105,000
    3107.22 1 $105,000 $105,000
    3107.55 1 $215,000 $215,000
    3111.51 1 $105,000 $105,000
    3130.39 1 $105,000 $105,000
    3141.16 1 $165,000 $165,000
    3145.78 1 $165,000 $165,000
    3153.28 1 $215,000 $215,000
    3164.12 1 $165,000 $165,000
    3177.3 1 $115,000 $115,000
    3178.5 1 $115,000 $115,000
    3186.0 1 $115,000 $115,000
    3187.5 1 $115,000 $115,000
    3219.42 1 $115,000 $115,000
    3219.76 1 $115,000 $115,000
    3234.78 1 $75,000 $75,000
    3248.3 1 $85,000 $85,000
    3252.37 1 $175,000 $175,000
    3267.0 1 $115,000 $115,000
    3298.64 1 $85,000 $85,000
    3302.91 1 $175,000 $175,000
    3327.9 1 $115,000 $115,000
    3375.0 4 $380,000 $95,000
    3375.56 1 $85,000 $85,000
    3387.53 1 $115,000 $115,000
    3399.17 1 $85,000 $85,000
    3434.7 1 $175,000 $175,000
    3437.87 1 $115,000 $115,000
    3460.36 1 $105,000 $105,000
    3473.9 1 $235,000 $235,000
    3488.7 1 $125,000 $125,000
    3506.01 1 $125,000 $125,000
    3520.8 1 $125,000 $125,000
    3552.9 1 $125,000 $125,000
    3563.04 1 $125,000 $125,000
    3573.18 1 $125,000 $125,000
    3603.7 1 $185,000 $185,000
    3609.78 1 $125,000 $125,000
    3623.77 1 $125,000 $125,000
    3640.02 1 $125,000 $125,000
    3642.03 1 $125,000 $125,000
    3645.0 1 $125,000 $125,000
    3667.5 1 $135,000 $135,000
    3672.22 1 $125,000 $125,000
    3676.23 1 $125,000 $125,000
    3680.31 1 $135,000 $135,000
    3706.4 1 $195,000 $195,000
    3754.54 1 $135,000 $135,000
    3761.16 1 $135,000 $135,000
    3778.8 1 $135,000 $135,000
    3780.0 1 $135,000 $135,000
    3819.19 1 $135,000 $135,000
    3822.9 1 $135,000 $135,000
    3826.11 1 $135,000 $135,000
    3841.54 1 $265,000 $265,000
    3862.5 1 $135,000 $135,000
    3874.5 1 $135,000 $135,000
    3887.91 1 $135,000 $135,000
    3889.73 1 $135,000 $135,000
    3914.52 1 $135,000 $135,000
    4036.41 1 $145,000 $145,000
    4047.0 1 $145,000 $145,000
    4050.0 1 $145,000 $145,000
    4061.01 1 $145,000 $145,000
    4074.0 1 $145,000 $145,000
    4160.58 1 $145,000 $145,000
    4200.0 1 $145,000 $145,000
    4226.84 1 $145,000 $145,000
    4333.68 1 $155,000 $155,000
    4369.54 1 $225,000 $225,000
    466.2 1 $35,000 $35,000
    466.32 1 $45,000 $45,000
    475.98 1 $35,000 $35,000
    481.1 1 $35,000 $35,000
    483.87 1 $35,000 $35,000
    4906.11 1 $175,000 $175,000
    524.05 1 $35,000 $35,000
    561.23 1 $55,000 $55,000
    589.0 1 $65,000 $65,000
    599.6 1 $65,000 $65,000
    601.2 1 $45,000 $45,000
    617.89 1 $65,000 $65,000
    619.88 1 $45,000 $45,000
    629.96 1 $45,000 $45,000
    652.5 1 $65,000 $65,000
    693.83 1 $45,000 $45,000
    712.5 1 $55,000 $55,000
    719.99 1 $35,000 $35,000
    739.48 1 $45,000 $45,000
    742.5 1 $55,000 $55,000
    747.1 1 $25,000 $25,000
    752.03 1 $55,000 $55,000
    755.1 1 $55,000 $55,000
    764.75 1 $75,000 $75,000
    778.55 1 $85,000 $85,000
    789.19 1 $85,000 $85,000
    792.44 1 $55,000 $55,000
    810.0 1 $55,000 $55,000
    814.02 1 $55,000 $55,000
    821.7 1 $55,000 $55,000
    825.77 1 $55,000 $55,000
    826.27 1 $85,000 $85,000
    827.09 1 $55,000 $55,000
    837.48 1 $55,000 $55,000
    841.4 1 $55,000 $55,000
    845.07 1 $55,000 $55,000
    851.1 1 $85,000 $85,000
    852.82 1 $55,000 $55,000
    875.33 1 $35,000 $35,000
    876.72 1 $95,000 $95,000
    876.9 1 $65,000 $65,000
    885.0 1 $65,000 $65,000
    895.13 1 $65,000 $65,000
    900.0 1 $45,000 $45,000
    905.26 1 $65,000 $65,000
    909.51 1 $65,000 $65,000
    910.84 1 $65,000 $65,000
    912.6 1 $65,000 $65,000
    916.12 1 $95,000 $95,000
    935.61 1 $35,000 $35,000
    937.79 1 $65,000 $65,000
    944.6 1 $105,000 $105,000
    950.0 13 $1,335,000 $102,692
    969.83 1 $65,000 $65,000
    970.41 1 $65,000 $65,000
    971.85 1 $35,000 $35,000
    981.49 1 $65,000 $65,000
    983.06 1 $65,000 $65,000
    990.0 1 $65,000 $65,000
    995.86 1 $55,000 $55,000
    996.61 1 $65,000 $65,000
    999.0 129 $9,905,000 $76,783
    NA 5,757 $1,743,165,000 $302,791

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    6,413 $1,799,245,000 $280,562

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 633 $121,455,000 $191,872 $4,070 8.04%
    40-60% 572 $207,650,000 $363,024 $4,909 7.38%
    60-80% 1,348 $525,690,000 $389,978 $5,960 7.21%
    80-100% 2,920 $845,690,000 $289,620 $7,289 7.22%
    Over 100% 111 $24,605,000 $221,667 $9,509 7.35%
    Under 20% 824 $47,540,000 $57,694 $526 6.79%