Firstbank Mortgage Rates, Fees & Info

Nashville, TN

LEI: 549300OBO7DOF2KOP535

Tax ID: 62-0198265

5 stars - Updated: 11/17/24 - out of 5 stars, based on 80 reviews

Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

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    • Mortgage Data

  • Originations
  • Relative Rates
  • Relative Fees
  • Top Markets
  • Product Mix
  • Loan Reason
  • Typical Rates
  • Loan Sizes
  • Dwelling Types
  • Similar Lenders
  • Loan Length
  • Loan to Value Info
  • Debt-to-Income
  • Applicant Income
  • Ethnicity Info
  • Approval & Pick Rates
  • Points and Fees
  • Origination Fees (Closing Costs)

    • Review & Overview

    Firstbank is a small bank specializing in Home Purchase loans. Firstbank has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Nashville, Huntsville, Chattanooga, Birmingham, and Daphne among others. We have data for 226 markets. (Some data included below & more in-depth data is available with an active subscription.)

    Firstbank has a below average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Firstbank is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have relatively high rates.

    We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

    Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

    Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

    SimulatedRates™

    Mortgage Type     		Simulated Rate Simulation Date
    Home Equity Line of Credit (HELOC) 6.27% 11/17/24
    30 Year Conventional Purchase 6.77% 11/17/24
    30 Year Conventional Refi 6.44% 11/17/24
    30 Year Cash-out Refi 6.58% 11/17/24
    30 Year FHA Purchase 7.34% 11/17/24
    30 Year FHA Refi 7.34% 11/17/24
    30 Year VA Purchase 6.16% 11/17/24
    30 Year VA Refi 5.93% 11/17/24
    30 Year USDA Purchase 6.74% 11/17/24
    15 Year Conventional Purchase 7.87% 11/17/24
    15 Year Conventional Refi 5.84% 11/17/24
    15 Year Cash-out Refi 5.84% 11/17/24
    15 Year VA Purchase 5.60% 11/17/24
    15 Year VA Refi 5.68% 11/17/24
    These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

    Firstbank Mortgage Calculator






    Your Estimates

    Estimated Loan Payment: Update the calculator values and click calculate payment!

    This is not an official calculator from Firstbank. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

    The default purchase price is the median sales price across the US for 2022Q4, per FRED.


    Originations

    6,396

    Origination Dollar Volume (All Markets)

    $1,680,010,000
    Show all (12) awards

    Relative Rate

    Firstbank's average 30 year fixed mortgage rate was 6.63%.

    The 2023 average 30 year fixed rate mortgage across all markets and lenders was 6.48%.

    This yields a difference of 0.15%.

    Relative Fees (Closing Costs)

    Firstbank's average total fees/closing costs for a 30 year fixed rate mortgage were $6,953.

    The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including both points & up-front fees in addition to origination fees) were $9,089.

    Top Markets

    Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

    Market Originations Total Value Average Loan Average Fees Average Rate
    NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 1,395 $532,755,000 $381,903 $7,449 7.30%
    HUNTSVILLE, AL (FHA|USDA|VA) 548 $171,240,000 $312,482 $6,687 6.61%
    CHATTANOOGA, TN-GA (FHA|USDA|VA) 542 $140,240,000 $258,745 $6,325 7.12%
    Outside of Metro Areas 763 $116,935,000 $153,257 $5,405 8.27%
    BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 404 $113,020,000 $279,752 $6,327 7.06%
    DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 159 $46,795,000 $294,308 $5,687 6.97%
    KNOXVILLE, TN (FHA|USDA|VA) 166 $44,650,000 $268,976 $7,027 7.53%
    ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 91 $39,595,000 $435,110 $6,889 6.76%
    Tullahoma-Manchester, TN (FHA|USDA|VA) 174 $38,420,000 $220,805 $5,497 7.96%
    DALTON, GA (FHA|USDA|VA) 175 $35,765,000 $204,371 $5,813 6.90%
    Cookeville, TN (FHA|USDA|VA) 116 $24,260,000 $209,138 $5,236 7.73%
    TUSCALOOSA, AL (FHA|USDA|VA) 94 $23,220,000 $247,021 $7,625 7.21%
    Albertville, AL (FHA|USDA|VA) 78 $17,900,000 $229,487 $7,320 6.63%
    JACKSON, TN (FHA|USDA|VA) 111 $17,485,000 $157,523 $4,509 7.73%
    MOBILE, AL (FHA|USDA|VA) 79 $15,405,000 $195,000 $4,785 7.68%
    ROME, GA (FHA|USDA|VA) 60 $13,830,000 $230,500 $8,441 6.67%
    CLEVELAND, TN (FHA|USDA|VA) 61 $13,635,000 $223,525 $5,656 7.13%
    Shelbyville, TN (FHA|USDA|VA) 66 $13,150,000 $199,242 $5,471 8.17%
    BOWLING GREEN, KY (FHA|USDA|VA) 67 $13,055,000 $194,851 $5,110 7.79%
    MORRISTOWN, TN (FHA|USDA|VA) 57 $10,925,000 $191,667 $4,906 7.63%
    AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 85 $10,205,000 $120,059 $6,512 9.84%
    Paris, TN (FHA|USDA|VA) 72 $10,130,000 $140,694 $4,290 8.00%
    Lewisburg, TN (FHA|USDA|VA) 37 $10,015,000 $270,676 $5,420 7.04%
    Sevierville, TN (FHA|USDA|VA) 21 $9,615,000 $457,857 $8,335 7.46%
    CLARKSVILLE, TN-KY (FHA|USDA|VA) 31 $7,275,000 $234,677 $7,561 6.82%
    Cullman, AL (FHA|USDA|VA) 27 $6,545,000 $242,407 $5,387 6.97%
    Jasper, AL (FHA|USDA|VA) 28 $5,880,000 $210,000 $5,316 8.43%
    MEMPHIS, TN-MS-AR (FHA|USDA|VA) 31 $5,205,000 $167,903 $4,987 8.23%
    Jesup, GA (FHA|USDA|VA) 3 $5,045,000 $1,681,667 $3,332 7.31%
    HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 1 $5,005,000 $5,005,000 $0 8.75%
    Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 7 $4,995,000 $713,571 $9,730 6.73%
    GADSDEN, AL (FHA|USDA|VA) 25 $4,995,000 $199,800 $6,306 6.92%
    DECATUR, AL (FHA|USDA|VA) 19 $4,745,000 $249,737 $6,542 6.79%
    Crossville, TN (FHA|USDA|VA) 28 $4,140,000 $147,857 $3,986 8.14%
    Scottsboro, AL (FHA|USDA|VA) 15 $4,105,000 $273,667 $7,426 6.62%
    JACKSON, MS (FHA|USDA|VA) 66 $4,080,000 $61,818 $6,090 6.61%
    DOTHAN, AL (FHA|USDA|VA) 23 $4,075,000 $177,174 $6,260 7.29%
    PANAMA CITY, FL (FHA|USDA|VA) 10 $4,020,000 $402,000 $7,218 7.50%
    FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) 19 $3,835,000 $201,842 $4,877 7.27%
    Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 12 $3,820,000 $318,333 $9,044 8.17%
    Dayton, TN (FHA|USDA|VA) 23 $3,755,000 $163,261 $5,256 7.76%
    CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 11 $3,495,000 $317,727 $12,019 7.70%
    McMinnville, TN (FHA|USDA|VA) 15 $3,195,000 $213,000 $5,520 7.14%
    Alexander City, AL (FHA|USDA|VA) 9 $3,115,000 $346,111 $7,110 8.31%
    PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 14 $3,090,000 $220,714 $8,910 7.51%
    Summerville, GA (FHA|USDA|VA) 16 $2,880,000 $180,000 $8,841 6.80%
    New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 5 $2,755,000 $551,000 $9,841 6.73%
    ST. LOUIS, MO-IL (FHA|USDA|VA) 10 $2,730,000 $273,000 $5,627 7.07%
    Talladega-Sylacauga, AL (FHA|USDA|VA) 19 $2,625,000 $138,158 $6,448 9.17%
    HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 25 $2,535,000 $101,400 $8,454 9.55%
    Lawrenceburg, TN (FHA|USDA|VA) 18 $2,460,000 $136,667 $5,012 6.71%
    CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 6 $2,430,000 $405,000 $4,059 6.79%
    OKLAHOMA CITY, OK (FHA|USDA|VA) 18 $2,300,000 $127,778 $4,114 5.89%
    Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 4 $2,240,000 $560,000 $5,340 7.06%
    Jefferson, GA (FHA|USDA|VA) 4 $2,200,000 $550,000 $9,824 6.69%
    ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 4 $2,170,000 $542,500 $11,406 7.22%
    MONTGOMERY, AL (FHA|USDA|VA) 17 $2,105,000 $123,824 $6,462 8.94%
    London, KY (FHA|USDA|VA) 19 $1,765,000 $92,895 $4,389 8.71%
    TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 4 $1,690,000 $422,500 $7,037 7.46%
    FLAGSTAFF, AZ (FHA|USDA|VA) 1 $1,435,000 $1,435,000 $0 8.25%
    Fort Payne, AL (FHA|USDA|VA) 8 $1,400,000 $175,000 $7,387 7.23%
    JACKSONVILLE, FL (FHA|USDA|VA) 8 $1,400,000 $175,000 $6,547 7.70%
    Athens, TN (FHA|USDA|VA) 7 $1,365,000 $195,000 $6,288 7.78%
    BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 1 $1,295,000 $1,295,000 $0 8.75%
    GULFPORT-BILOXI, MS (FHA|USDA|VA) 10 $1,290,000 $129,000 $7,489 8.47%
    Tupelo, MS (FHA|USDA|VA) 14 $1,260,000 $90,000 $3,808 9.57%
    LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) 4 $1,260,000 $315,000 $7,345 6.41%
    TULSA, OK (FHA|USDA|VA) 7 $1,255,000 $179,286 $6,557 6.09%
    Heber, UT (FHA|USDA|VA) 1 $1,165,000 $1,165,000 $0 7.50%
    CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 5 $1,105,000 $221,000 $6,582 7.77%
    SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) 1 $1,105,000 $1,105,000 $4,972 7.50%
    GAINESVILLE, GA (FHA|USDA|VA) 3 $1,095,000 $365,000 $6,357 6.88%
    PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) 2 $1,080,000 $540,000 $6,532 6.56%
    Cedartown, GA (FHA|USDA|VA) 5 $1,075,000 $215,000 $9,524 7.23%
    Richmond-Berea, KY (FHA|USDA|VA) 5 $1,025,000 $205,000 $5,626 7.46%
    Calhoun, GA (FHA|USDA|VA) 5 $1,005,000 $201,000 $8,880 6.45%
    LOUISVILLE, KY (FHA|USDA|VA) 3 $945,000 $315,000 $6,572 7.04%
    KANSAS CITY, MO-KS (FHA|USDA|VA) 5 $915,000 $183,000 $3,578 7.60%
    Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 2 $810,000 $405,000 $9,268 7.13%
    EVANSVILLE, IN-KY (FHA|USDA|VA) 4 $800,000 $200,000 $6,206 7.65%
    Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 2 $790,000 $395,000 $5,696 6.56%
    OCALA, FL (FHA|USDA|VA) 4 $770,000 $192,500 $4,191 7.47%
    Sheridan, WY (FHA|USDA|VA) 1 $735,000 $735,000 $14,023 7.63%
    Breckenridge, CO (FHA|USDA|VA) 1 $725,000 $725,000 $12,088 6.50%
    BOISE CITY, ID (FHA|USDA|VA) 1 $725,000 $725,000 $7,071 5.99%
    Key West, FL (FHA|USDA|VA) 1 $705,000 $705,000 $6,239 6.75%
    LAREDO, TX (FHA|USDA|VA) 8 $700,000 $87,500 $0 10.52%
    Greeneville, TN (FHA|USDA|VA) 4 $700,000 $175,000 $4,149 9.31%
    DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 2 $690,000 $345,000 $8,818 6.31%
    BRUNSWICK, GA (FHA|USDA|VA) 3 $685,000 $228,333 $7,283 6.54%
    Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 1 $665,000 $665,000 $17,086 6.38%
    PUNTA GORDA, FL (FHA|USDA|VA) 1 $655,000 $655,000 $7,454 7.38%
    VALDOSTA, GA (FHA|USDA|VA) 4 $620,000 $155,000 $9,301 8.12%
    Selma, AL (FHA|USDA|VA) 4 $610,000 $152,500 $7,003 7.87%
    ASHEVILLE, NC (FHA|USDA|VA) 1 $605,000 $605,000 $6,006 6.25%
    HAMMOND, LA (FHA|USDA|VA) 2 $600,000 $300,000 $11,828 6.13%
    Vidalia, GA (FHA|USDA|VA) 4 $580,000 $145,000 $3,003 8.98%
    Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 1 $575,000 $575,000 $13,347 6.38%
    Atmore, AL (FHA|USDA|VA) 4 $570,000 $142,500 $4,911 8.77%
    NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 2 $570,000 $285,000 $4,188 6.75%
    Cullowhee, NC (FHA|USDA|VA) 1 $565,000 $565,000 $0 9.25%
    ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) 1 $565,000 $565,000 $4,605 5.88%
    HATTIESBURG, MS (FHA|USDA|VA) 8 $560,000 $70,000 $0 9.70%
    AUBURN-OPELIKA, AL (FHA|USDA|VA) 4 $560,000 $140,000 $7,429 8.12%
    CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 2 $560,000 $280,000 $4,866 7.19%
    ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) 4 $560,000 $140,000 $6,109 7.95%
    Gillette, WY (FHA|USDA|VA) 2 $560,000 $280,000 $3,264 6.50%
    NEW BERN, NC (FHA|USDA|VA) 1 $535,000 $535,000 $12,264 6.63%
    SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 5 $535,000 $107,000 $0 8.86%
    Martin, TN (FHA|USDA|VA) 4 $520,000 $130,000 $2,195 8.22%
    ANNISTON-OXFORD, AL (FHA|USDA|VA) 8 $510,000 $63,750 $3,117 8.31%
    OGDEN-CLEARFIELD, UT (FHA|USDA|VA) 1 $505,000 $505,000 $5,734 6.50%
    Searcy, AR (FHA|USDA|VA) 1 $485,000 $485,000 $3,043 7.25%
    SALT LAKE CITY, UT (FHA|USDA|VA) 1 $485,000 $485,000 $0 7.50%
    HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 1 $485,000 $485,000 $0 7.50%
    MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 2 $470,000 $235,000 $6,892 6.31%
    PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 1 $435,000 $435,000 $6,277 6.88%
    Columbus, MS (FHA|USDA|VA) 3 $425,000 $141,667 $3,948 8.68%
    LEXINGTON-FAYETTE, KY (FHA|USDA|VA) 4 $400,000 $100,000 $6,428 7.61%
    HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) 5 $395,000 $79,000 $4,903 9.22%
    Vicksburg, MS (FHA|USDA|VA) 5 $395,000 $79,000 $0 9.68%
    DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 2 $390,000 $195,000 $6,815 7.68%
    Edwards, CO (FHA|USDA|VA) 1 $385,000 $385,000 $0 7.00%
    ST. GEORGE, UT (FHA|USDA|VA) 1 $385,000 $385,000 $13,413 5.88%
    RAPID CITY, SD (FHA|USDA|VA) 2 $380,000 $190,000 $3,604 6.44%
    Dyersburg, TN (FHA|USDA|VA) 4 $380,000 $95,000 $695 8.19%
    Mineral Wells, TX (FHA|USDA|VA) 4 $370,000 $92,500 $0 6.75%
    Cañon City, CO (FHA|USDA|VA) 1 $365,000 $365,000 $3,278 5.99%
    Middlesborough, KY (FHA|USDA|VA) 2 $360,000 $180,000 $4,956 7.88%
    GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 2 $360,000 $180,000 $5,179 7.19%
    OWENSBORO, KY (FHA|USDA|VA) 4 $360,000 $90,000 $5,765 8.66%
    Laurel, MS (FHA|USDA|VA) 6 $360,000 $60,000 $0 10.50%
    Watertown-Fort Atkinson, WI (FHA|USDA|VA) 1 $355,000 $355,000 $13,843 7.13%
    LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 1 $355,000 $355,000 $14,023 6.38%
    CINCINNATI, OH-KY-IN (FHA|USDA|VA) 2 $350,000 $175,000 $4,338 6.69%
    MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) 4 $350,000 $87,500 $0 9.93%
    Glasgow, KY (FHA|USDA|VA) 3 $345,000 $115,000 $4,751 7.92%
    TALLAHASSEE, FL (FHA|USDA|VA) 4 $340,000 $85,000 $5,989 8.07%
    COLUMBUS, OH (FHA|USDA|VA) 2 $330,000 $165,000 $3,011 7.13%
    Ozark, AL (FHA|USDA|VA) 2 $330,000 $165,000 $11,883 7.20%
    TUCSON, AZ (FHA|USDA|VA) 1 $325,000 $325,000 $11,854 8.13%
    PITTSBURGH, PA (FHA|USDA|VA) 1 $325,000 $325,000 $8,125 6.50%
    OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) 1 $325,000 $325,000 $3,187 6.13%
    Meridian, MS (FHA|USDA|VA) 4 $320,000 $80,000 $4,359 9.92%
    North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 1 $315,000 $315,000 $5,981 6.75%
    HOT SPRINGS, AR (FHA|USDA|VA) 1 $315,000 $315,000 $6,165 7.00%
    PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 1 $315,000 $315,000 $0 7.38%
    COLORADO SPRINGS, CO (FHA|USDA|VA) 1 $315,000 $315,000 $4,337 6.75%
    JOHNSON CITY, TN (FHA|USDA|VA) 1 $315,000 $315,000 $4,159 6.88%
    COLUMBUS, GA-AL (FHA|USDA|VA) 3 $315,000 $105,000 $4,003 7.74%
    DAYTON-KETTERING, OH (FHA|USDA|VA) 1 $305,000 $305,000 $6,664 6.13%
    NEW HAVEN-MILFORD, CT (FHA|USDA|VA) 1 $305,000 $305,000 $0 7.63%
    CANTON-MASSILLON, OH (FHA|USDA|VA) 1 $305,000 $305,000 $5,867 7.38%
    Ada, OK (FHA|USDA|VA) 1 $295,000 $295,000 $8,358 5.63%
    ELKHART-GOSHEN, IN (FHA|USDA|VA) 1 $295,000 $295,000 $11,049 6.13%
    Somerset, KY (FHA|USDA|VA) 4 $290,000 $72,500 $0 10.99%
    Picayune, MS (FHA|USDA|VA) 2 $290,000 $145,000 $5,090 8.29%
    Madisonville, KY (FHA|USDA|VA) 3 $285,000 $95,000 $5,011 8.27%
    SAN ANGELO, TX (FHA|USDA|VA) 1 $285,000 $285,000 $5,243 6.99%
    NORWICH-NEW LONDON, CT (FHA|USDA|VA) 1 $275,000 $275,000 $11,943 6.13%
    Douglas, GA (FHA|USDA|VA) 3 $265,000 $88,333 $0 9.46%
    BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) 3 $265,000 $88,333 $0 9.61%
    Starkville, MS (FHA|USDA|VA) 4 $260,000 $65,000 $0 9.59%
    Newport, TN (FHA|USDA|VA) 2 $260,000 $130,000 $3,898 7.94%
    Waycross, GA (FHA|USDA|VA) 3 $255,000 $85,000 $0 8.39%
    ODESSA, TX (FHA|USDA|VA) 3 $255,000 $85,000 $0 10.01%
    LONGVIEW, TX (FHA|USDA|VA) 3 $255,000 $85,000 $0 8.46%
    Enterprise, AL (FHA|USDA|VA) 2 $250,000 $125,000 $3,948 7.26%
    RALEIGH-CARY, NC (FHA|USDA|VA) 1 $245,000 $245,000 $3,515 6.75%
    LYNCHBURG, VA (FHA|USDA|VA) 1 $235,000 $235,000 $4,378 6.75%
    Moultrie, GA (FHA|USDA|VA) 2 $230,000 $115,000 $5,649 8.29%
    KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) 2 $230,000 $115,000 $3,196 7.56%
    MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 1 $225,000 $225,000 $4,410 6.38%
    KILLEEN-TEMPLE, TX (FHA|USDA|VA) 3 $225,000 $75,000 $0 8.35%
    WICHITA FALLS, TX (FHA|USDA|VA) 1 $205,000 $205,000 $4,121 7.13%
    ANN ARBOR, MI (FHA|USDA|VA) 1 $205,000 $205,000 $8,376 5.88%
    JONESBORO, AR (FHA|USDA|VA) 1 $205,000 $205,000 $4,639 8.13%
    Murray, KY (FHA|USDA|VA) 1 $205,000 $205,000 $3,107 6.50%
    Rio Grande City-Roma, TX (FHA|USDA|VA) 2 $200,000 $100,000 $0 8.89%
    CHARLESTON, WV (FHA|USDA|VA) 1 $185,000 $185,000 $3,531 7.13%
    Zapata, TX (FHA|USDA|VA) 2 $180,000 $90,000 $0 9.27%
    Effingham, IL (FHA|USDA|VA) 1 $175,000 $175,000 $4,544 7.13%
    SYRACUSE, NY (FHA|USDA|VA) 1 $175,000 $175,000 $7,292 7.63%
    Mayfield, KY (FHA|USDA|VA) 3 $175,000 $58,333 $0 9.36%
    Thomasville, GA (FHA|USDA|VA) 1 $165,000 $165,000 $0 7.89%
    Corning, NY (FHA|USDA|VA) 1 $165,000 $165,000 $8,901 7.13%
    INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 2 $160,000 $80,000 $0 6.25%
    LUBBOCK, TX (FHA|USDA|VA) 2 $160,000 $80,000 $0 10.34%
    Brenham, TX (FHA|USDA|VA) 2 $160,000 $80,000 $0 10.42%
    Bardstown, KY (FHA|USDA|VA) 1 $155,000 $155,000 $0 6.63%
    SPRINGFIELD, OH (FHA|USDA|VA) 1 $155,000 $155,000 $10,467 7.50%
    Oxford, MS (FHA|USDA|VA) 2 $150,000 $75,000 $0 10.19%
    CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 1 $145,000 $145,000 $0 6.75%
    WHEELING, WV-OH (FHA|USDA|VA) 1 $145,000 $145,000 $5,613 7.63%
    MACON-BIBB COUNTY, GA (FHA|USDA|VA) 1 $145,000 $145,000 $7,224 5.50%
    SEBRING-AVON PARK, FL (FHA|USDA|VA) 1 $145,000 $145,000 $0 8.59%
    Palatka, FL (FHA|USDA|VA) 1 $135,000 $135,000 $0 8.74%
    RICHMOND, VA (FHA|USDA|VA) 1 $135,000 $135,000 $4,591 6.99%
    MIDLAND, TX (FHA|USDA|VA) 1 $125,000 $125,000 $0 11.49%
    WARNER ROBINS, GA (FHA|USDA|VA) 1 $125,000 $125,000 $4,705 6.25%
    Indianola, MS (FHA|USDA|VA) 1 $115,000 $115,000 $5,652 9.59%
    Lufkin, TX (FHA|USDA|VA) 1 $105,000 $105,000 $0 9.99%
    Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 1 $105,000 $105,000 $0 8.00%
    FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) 1 $105,000 $105,000 $3,489 6.63%
    Lebanon, NH-VT (FHA|USDA|VA) 1 $95,000 $95,000 $5,205 7.38%
    West Point, MS (FHA|USDA|VA) 1 $95,000 $95,000 $0 11.09%
    Boone, NC (FHA|USDA|VA) 1 $95,000 $95,000 $0 6.75%
    VICTORIA, TX (FHA|USDA|VA) 1 $95,000 $95,000 $0 9.24%
    ALBANY, GA (FHA|USDA|VA) 1 $95,000 $95,000 $0 9.39%
    HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 1 $95,000 $95,000 $4,724 7.38%
    PEORIA, IL (FHA|USDA|VA) 1 $85,000 $85,000 $0 7.63%
    TYLER, TX (FHA|USDA|VA) 1 $85,000 $85,000 $0 8.39%
    McComb, MS (FHA|USDA|VA) 1 $75,000 $75,000 $0 8.59%
    Brookhaven, MS (FHA|USDA|VA) 1 $75,000 $75,000 $0 10.34%
    COLUMBIA, SC (FHA|USDA|VA) 1 $65,000 $65,000 $0 7.00%
    Rockport, TX (FHA|USDA|VA) 1 $65,000 $65,000 $0 10.84%
    Mount Sterling, KY (FHA|USDA|VA) 1 $65,000 $65,000 $0 9.14%
    Milledgeville, GA (FHA|USDA|VA) 1 $65,000 $65,000 $0 8.09%
    HINESVILLE, GA (FHA|USDA|VA) 1 $65,000 $65,000 $0 11.09%
    Manitowoc, WI (FHA|USDA|VA) 1 $65,000 $65,000 $0 7.13%
    BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) 1 $45,000 $45,000 $0 11.99%
    Central City, KY (FHA|USDA|VA) 2 $40,000 $20,000 $0 9.67%
    Corsicana, TX (FHA|USDA|VA) 1 $35,000 $35,000 $0 9.49%
    Paducah, KY-IL (FHA|USDA|VA) 1 $25,000 $25,000 $0 11.74%
    Union City, TN (FHA|USDA|VA) 1 $25,000 $25,000 $1,745 10.25%
    Eufaula, AL-GA (FHA|USDA|VA) 1 $15,000 $15,000 $0 8.79%
    Firstbank's top markets include Nashville, Huntsville, Chattanooga, Birmingham, and Daphne among others.

    Their top states include:
  • Tennessee (FHA|USDA|VA)
  • Alabama (FHA|USDA|VA)
  • Georgia (FHA|USDA|VA)
  • Florida (FHA|USDA|VA)
  • Kentucky (FHA|USDA|VA)

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    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 4,162 $1,138,860,000 $273,633 $5,146 7.36%
    HELOC 1,070 $201,570,000 $188,383 n/a 9.05%
    FHA 770 $207,190,000 $269,078 $10,817 6.39%
    VA 294 $112,650,000 $383,163 $7,987 6.17%
    USDA 100 $19,740,000 $197,400 $6,934 6.33%

    For 2023, Firstbank's most frequently originated type of loan was Conventional, with 4,162 originations. Their 2nd most popular type was HELOC, with 1,070 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 4,675 $1,298,835,000 $277,826 $6,551 7.11%
    Other 1,005 $160,655,000 $159,856 $1,743 9.09%
    Refi 446 $159,660,000 $357,982 $5,477 7.47%
    Cash Out Refi 228 $55,760,000 $244,561 $7,215 6.89%
    Home Improvement 42 $5,100,000 $121,429 $1,154 8.89%

    For 2023, Firstbank's most frequently cited loan purpose was Home Purchase, with 4,675 originations. The 2nd most popular reason was Other, with 1,005 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 3,866 $1,245,940,000 $322,281 $6,953 6.63%
    10 Year 1,053 $161,435,000 $153,310 $360 8.92%
    Other 841 $106,525,000 $126,665 $2,112 9.18%
    5 Year 269 $86,435,000 $321,320 $64 8.18%
    15 Year 170 $30,490,000 $179,353 $4,545 6.75%
    1 Year 85 $24,745,000 $291,118 $2,735 8.62%
    20 Year 81 $12,575,000 $155,247 $4,600 7.90%
    3 Year 31 $11,865,000 $382,742 $0 8.05%

    For 2023, Firstbank's most frequently cited loan duration was 30 Year, with 3,866 originations. The 2nd most popular length was 10 Year, with 1,053 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $1k-2k 1,567 $541,635,000 $345,651
    $5k+ 631 $270,805,000 $429,168
    $2k-3k 537 $136,075,000 $253,399
    $3k-4k 532 $140,400,000 $263,910
    $<1k 394 $56,720,000 $143,959
    $4k-5k 358 $115,450,000 $322,486

    Firstbank's average total fees were $6,953, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 1,567 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    6-7% 2,177 $737,185,000 $338,624
    Over 8% 2,091 $332,495,000 $159,012
    7-8% 1,134 $335,080,000 $295,485
    5-6% 847 $263,125,000 $310,655
    4-5% 45 $9,515,000 $211,444
    <2.5% 30 $180,000 $6,000
    3-4% 4 $1,520,000 $380,000
    2.5-3% 2 $580,000 $290,000

    During 2023, Firstbank's average interest rate for loans was 6.63%, while their most frequently originated rate bucket for loans was 6-7%, with 2,177 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 2,226 $637,050,000 $286,186 $7,110 6.86%
    $100,000 or less 1,553 $87,445,000 $56,307 $1,667 8.54%
    $100k-200k 1,495 $217,415,000 $145,428 $5,109 7.75%
    $400k-600k 712 $338,260,000 $475,084 $8,520 6.69%
    $600k-1MM 287 $204,375,000 $712,108 $8,456 6.87%
    $1MM+ 123 $195,465,000 $1,589,146 $8,947 7.37%

    2023 saw Firstbank place emphasis on $200k-400k loans with 2,226 originations, totaling $637,050,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $50k-75k 1,362 $220,200,000 $161,674 $5,729 7.36%
    $100k-150k 1,306 $355,400,000 $272,129 $7,200 7.27%
    $75k-100k 1,050 $229,210,000 $218,295 $6,627 7.32%
    $150k-250k 967 $337,205,000 $348,713 $7,273 7.37%
    $50k or less 903 $93,995,000 $104,092 $4,493 7.94%
    $250k+ 617 $334,525,000 $542,180 $7,451 7.59%

    Firstbank lent most frequently to those with incomes in the $50k-75k range, with 1,362 originations. The second most popular income band? $100k-150k, with 1,306 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    30-36% 1,055 $260,715,000 $247,123 $5,902 7.50%
    20-30% 1,034 $240,830,000 $232,911 $5,461 7.63%
    <20% 431 $100,965,000 $234,258 $4,876 7.97%
    42% 388 $90,350,000 $232,861 $6,363 7.68%
    50-60% 334 $108,640,000 $325,269 $10,032 6.67%
    41% 284 $68,410,000 $240,880 $6,130 7.63%
    39% 268 $59,080,000 $220,448 $5,936 7.61%
    37% 253 $65,705,000 $259,704 $6,217 7.41%
    40% 242 $60,290,000 $249,132 $6,313 7.57%
    43% 240 $62,660,000 $261,083 $6,556 7.04%
    44% 224 $58,760,000 $262,321 $6,299 6.92%
    38% 222 $57,820,000 $260,450 $6,244 7.62%
    49% 215 $67,775,000 $315,233 $6,903 6.68%
    36% 212 $48,250,000 $227,594 $6,021 7.36%
    45% 172 $46,130,000 $268,198 $7,247 7.15%
    48% 170 $52,200,000 $307,059 $7,932 6.83%
    46% 170 $47,800,000 $281,176 $6,348 7.10%
    47% 140 $39,660,000 $283,286 $8,198 6.92%
    >60% 90 $25,150,000 $279,444 $5,847 8.21%

    Firstbank lent most frequently to those with DTI ratios of 30-36%, with 1,055 originations. The next most common DTI ratio? 20-30%, with 1,034 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 4,795 $1,221,195,000 $254,681 $6,261 7.39%
    Not provided 777 $198,365,000 $255,296 $6,806 7.96%
    Black 521 $115,185,000 $221,084 $7,720 7.34%
    Not applicable 133 $92,535,000 $695,752 $0 8.04%
    Asian 80 $27,580,000 $344,750 $8,210 6.77%
    American Indian 47 $10,395,000 $221,170 $6,433 7.07%
    Asian Indian 18 $7,350,000 $408,333 $7,289 7.03%
    Other Asian 9 $2,865,000 $318,333 $4,855 6.90%
    Native Hawaiian or Islander 3 $1,475,000 $491,667 $6,652 6.42%
    Korean 2 $930,000 $465,000 $9,107 6.19%
    2 $530,000 $265,000 $8,731 7.24%
    Filipino 3 $515,000 $171,667 $3,945 8.48%
    Chinese 1 $495,000 $495,000 $5,723 6.99%
    Vietnamese 2 $350,000 $175,000 $4,531 5.81%
    Japanese 2 $190,000 $95,000 $0 9.25%
    Other Pacific Islander 1 $55,000 $55,000 $0 8.75%

    Approval Rates

    Total approvals of all applications
    56.17%

    Firstbank has a low approval rate. They may have poor market targeting or stringent lending standards.

    Pick Rate

    Approvals leading to origination
    33.27%

    Firstbank has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.

    Points and Fees

    Points Originations Total Value Average Loan
    0.0 6 $410,000 $68,333
    1000.0 70 $3,280,000 $46,857
    1014.02 1 $75,000 $75,000
    1016.78 1 $55,000 $55,000
    1021.73 1 $65,000 $65,000
    1025.02 1 $75,000 $75,000
    1026.75 1 $35,000 $35,000
    1033.23 1 $25,000 $25,000
    1036.95 1 $75,000 $75,000
    1043.18 1 $55,000 $55,000
    1051.85 1 $55,000 $55,000
    1054.14 1 $55,000 $55,000
    1057.02 1 $55,000 $55,000
    1058.25 1 $75,000 $75,000
    1064.15 1 $75,000 $75,000
    1068.75 1 $75,000 $75,000
    1068.92 1 $75,000 $75,000
    1072.32 1 $75,000 $75,000
    1076.93 1 $75,000 $75,000
    1081.46 1 $75,000 $75,000
    1083.21 1 $75,000 $75,000
    1093.14 1 $55,000 $55,000
    1098.5 1 $55,000 $55,000
    1103.03 1 $75,000 $75,000
    1104.0 1 $45,000 $45,000
    1109.98 1 $55,000 $55,000
    1119.54 1 $55,000 $55,000
    1122.0 1 $45,000 $45,000
    1123.17 1 $55,000 $55,000
    1130.09 1 $75,000 $75,000
    1137.12 1 $75,000 $75,000
    1138.72 1 $75,000 $75,000
    1140.0 3 $145,000 $48,333
    1144.01 1 $75,000 $75,000
    1147.35 1 $75,000 $75,000
    1153.02 1 $75,000 $75,000
    1154.24 1 $75,000 $75,000
    1163.79 1 $25,000 $25,000
    1169.58 1 $65,000 $65,000
    1170.0 2 $130,000 $65,000
    1174.05 1 $85,000 $85,000
    1179.39 1 $85,000 $85,000
    1193.7 1 $45,000 $45,000
    1200.63 1 $85,000 $85,000
    1201.61 1 $85,000 $85,000
    1203.4 1 $85,000 $85,000
    1208.36 1 $65,000 $65,000
    1215.57 1 $65,000 $65,000
    1226.61 1 $85,000 $85,000
    1235.0 1 $65,000 $65,000
    1237.36 1 $85,000 $85,000
    1242.28 1 $85,000 $85,000
    1245.0 1 $85,000 $85,000
    1248.87 1 $45,000 $45,000
    1252.44 1 $85,000 $85,000
    1260.69 1 $85,000 $85,000
    1275.77 1 $85,000 $85,000
    1278.17 1 $85,000 $85,000
    1284.0 1 $45,000 $45,000
    1284.62 1 $85,000 $85,000
    1296.33 1 $85,000 $85,000
    1297.7 1 $65,000 $65,000
    1300.0 1 $65,000 $65,000
    1303.86 1 $95,000 $95,000
    1305.2 1 $85,000 $85,000
    1306.16 1 $95,000 $95,000
    1311.0 2 $160,000 $80,000
    1317.14 1 $65,000 $65,000
    1318.64 1 $95,000 $95,000
    1321.88 1 $65,000 $65,000
    1330.5 1 $75,000 $75,000
    1333.18 1 $65,000 $65,000
    1347.0 1 $45,000 $45,000
    1348.89 1 $95,000 $95,000
    1350.54 1 $45,000 $45,000
    1354.41 1 $45,000 $45,000
    1354.64 1 $75,000 $75,000
    1361.06 1 $95,000 $95,000
    1368.6 1 $45,000 $45,000
    1371.67 1 $95,000 $95,000
    1374.69 1 $45,000 $45,000
    1380.44 1 $75,000 $75,000
    1387.32 1 $95,000 $95,000
    1388.06 1 $95,000 $95,000
    1395.48 1 $95,000 $95,000
    1395.5 1 $95,000 $95,000
    1395.62 1 $75,000 $75,000
    1402.89 1 $55,000 $55,000
    1407.92 1 $75,000 $75,000
    1410.03 1 $45,000 $45,000
    1413.69 1 $75,000 $75,000
    1416.24 1 $35,000 $35,000
    1422.0 1 $55,000 $55,000
    1423.1 1 $75,000 $75,000
    1427.82 1 $55,000 $55,000
    1433.24 1 $75,000 $75,000
    1433.88 1 $95,000 $95,000
    1438.86 1 $95,000 $95,000
    1439.4 1 $55,000 $55,000
    1444.8 1 $55,000 $55,000
    1451.8 1 $75,000 $75,000
    1467.15 1 $55,000 $55,000
    1468.44 1 $105,000 $105,000
    1473.74 1 $75,000 $75,000
    1481.9 1 $75,000 $75,000
    1485.0 1 $55,000 $55,000
    1495.11 1 $105,000 $105,000
    1500.0 1 $105,000 $105,000
    1500.11 1 $55,000 $55,000
    1508.34 1 $55,000 $55,000
    1509.3 1 $55,000 $55,000
    1515.18 1 $55,000 $55,000
    1518.43 1 $75,000 $75,000
    1521.08 1 $75,000 $75,000
    1522.9 1 $75,000 $75,000
    1527.29 1 $85,000 $85,000
    1528.0 1 $85,000 $85,000
    1529.46 1 $105,000 $105,000
    1533.13 1 $75,000 $75,000
    1540.0 1 $85,000 $85,000
    1545.52 1 $85,000 $85,000
    1549.17 1 $55,000 $55,000
    1557.15 1 $85,000 $85,000
    1564.48 1 $55,000 $55,000
    1578.63 1 $105,000 $105,000
    1593.45 1 $85,000 $85,000
    1598.16 1 $55,000 $55,000
    1605.42 1 $55,000 $55,000
    1618.2 1 $85,000 $85,000
    1628.38 1 $85,000 $85,000
    1637.05 1 $115,000 $115,000
    1644.0 1 $55,000 $55,000
    1649.81 1 $115,000 $115,000
    1650.3 1 $85,000 $85,000
    1652.1 1 $55,000 $55,000
    1657.48 1 $85,000 $85,000
    1661.01 1 $65,000 $65,000
    1661.84 1 $115,000 $115,000
    1663.5 1 $115,000 $115,000
    1665.36 1 $55,000 $55,000
    1667.85 1 $55,000 $55,000
    1682.1 1 $65,000 $65,000
    1686.86 1 $65,000 $65,000
    1695.68 1 $85,000 $85,000
    1698.97 1 $115,000 $115,000
    1699.0 1 $85,000 $85,000
    1700.0 1 $85,000 $85,000
    1703.49 1 $55,000 $55,000
    1707.0 1 $65,000 $65,000
    1710.0 1 $115,000 $115,000
    1713.14 1 $65,000 $65,000
    1713.51 1 $115,000 $115,000
    1716.0 1 $65,000 $65,000
    1716.04 1 $65,000 $65,000
    1718.01 1 $125,000 $125,000
    1726.34 1 $115,000 $115,000
    1731.6 1 $125,000 $125,000
    1738.16 1 $95,000 $95,000
    1740.42 1 $95,000 $95,000
    1758.42 1 $65,000 $65,000
    1758.9 1 $65,000 $65,000
    1763.53 1 $125,000 $125,000
    1764.44 1 $125,000 $125,000
    1765.58 1 $65,000 $65,000
    1770.7 1 $95,000 $95,000
    1771.4 1 $65,000 $65,000
    1776.0 1 $65,000 $65,000
    1779.03 1 $95,000 $95,000
    1780.28 1 $125,000 $125,000
    1789.2 1 $65,000 $65,000
    1793.7 1 $65,000 $65,000
    1796.63 1 $125,000 $125,000
    1800.0 1 $65,000 $65,000
    1807.02 1 $65,000 $65,000
    1807.5 1 $65,000 $65,000
    1819.11 1 $125,000 $125,000
    1824.19 1 $125,000 $125,000
    1831.81 1 $125,000 $125,000
    1832.31 1 $65,000 $65,000
    1836.0 1 $95,000 $95,000
    1838.18 1 $95,000 $95,000
    1838.9 1 $125,000 $125,000
    1841.28 1 $65,000 $65,000
    1845.18 1 $65,000 $65,000
    1845.45 1 $45,000 $45,000
    1846.9 1 $125,000 $125,000
    1848.45 1 $65,000 $65,000
    1854.81 1 $125,000 $125,000
    1855.91 1 $125,000 $125,000
    1860.3 1 $65,000 $65,000
    1867.03 1 $65,000 $65,000
    1876.45 1 $125,000 $125,000
    1880.55 1 $135,000 $135,000
    1880.7 1 $65,000 $65,000
    1884.51 1 $65,000 $65,000
    1884.75 1 $125,000 $125,000
    1885.26 1 $65,000 $65,000
    1887.3 1 $65,000 $65,000
    1888.2 1 $65,000 $65,000
    1901.04 1 $65,000 $65,000
    1902.41 1 $135,000 $135,000
    1904.46 1 $65,000 $65,000
    1904.97 1 $65,000 $65,000
    1906.04 1 $65,000 $65,000
    1906.35 1 $135,000 $135,000
    1912.13 1 $135,000 $135,000
    1915.94 1 $95,000 $95,000
    1916.7 1 $65,000 $65,000
    1927.89 1 $65,000 $65,000
    1932.69 1 $65,000 $65,000
    1941.0 1 $65,000 $65,000
    1943.79 1 $65,000 $65,000
    1945.35 1 $75,000 $75,000
    1945.41 1 $75,000 $75,000
    1946.09 1 $65,000 $65,000
    1950.27 1 $135,000 $135,000
    1964.73 1 $105,000 $105,000
    1966.77 1 $65,000 $65,000
    1973.7 1 $65,000 $65,000
    1981.2 1 $65,000 $65,000
    1982.01 1 $65,000 $65,000
    1985.91 1 $135,000 $135,000
    1986.11 1 $65,000 $65,000
    1989.0 1 $75,000 $75,000
    1990.71 1 $135,000 $135,000
    1997.61 1 $105,000 $105,000
    2000.15 1 $135,000 $135,000
    2006.17 1 $105,000 $105,000
    2006.89 1 $75,000 $75,000
    2008.25 1 $105,000 $105,000
    2009.3 1 $145,000 $145,000
    2009.73 1 $75,000 $75,000
    2015.7 1 $75,000 $75,000
    2015.85 1 $75,000 $75,000
    2015.94 1 $75,000 $75,000
    2020.0 1 $105,000 $105,000
    2030.94 1 $75,000 $75,000
    2031.12 1 $135,000 $135,000
    2033.55 1 $145,000 $145,000
    2038.88 1 $75,000 $75,000
    2043.69 1 $75,000 $75,000
    2051.87 1 $135,000 $135,000
    2052.0 2 $150,000 $75,000
    2053.34 1 $145,000 $145,000
    2054.91 1 $75,000 $75,000
    2055.29 1 $75,000 $75,000
    2058.75 1 $145,000 $145,000
    2071.41 1 $75,000 $75,000
    2075.39 1 $145,000 $145,000
    2077.65 1 $75,000 $75,000
    2081.91 1 $75,000 $75,000
    2084.46 1 $75,000 $75,000
    2087.16 1 $145,000 $145,000
    2092.2 1 $115,000 $115,000
    2093.54 1 $105,000 $105,000
    2094.28 1 $75,000 $75,000
    2095.65 1 $75,000 $75,000
    2097.0 1 $75,000 $75,000
    2097.27 1 $75,000 $75,000
    2097.6 1 $145,000 $145,000
    2100.0 1 $145,000 $145,000
    2104.61 1 $75,000 $75,000
    2105.92 1 $145,000 $145,000
    2109.42 1 $115,000 $115,000
    2109.86 1 $75,000 $75,000
    2111.02 1 $75,000 $75,000
    2115.21 1 $75,000 $75,000
    2122.72 1 $75,000 $75,000
    2123.63 1 $145,000 $145,000
    2126.0 1 $115,000 $115,000
    2126.46 1 $75,000 $75,000
    2130.3 1 $75,000 $75,000
    2131.96 1 $145,000 $145,000
    2137.09 1 $115,000 $115,000
    2137.52 1 $75,000 $75,000
    2138.13 1 $55,000 $55,000
    2140.54 1 $75,000 $75,000
    2149.65 1 $75,000 $75,000
    2157.0 1 $75,000 $75,000
    2158.14 1 $115,000 $115,000
    2176.05 1 $75,000 $75,000
    2179.04 1 $145,000 $145,000
    2180.0 1 $115,000 $115,000
    2184.96 1 $75,000 $75,000
    2191.23 1 $145,000 $145,000
    2191.71 1 $75,000 $75,000
    2192.01 1 $75,000 $75,000
    2218.95 1 $55,000 $55,000
    2222.67 2 $150,000 $75,000
    2234.95 1 $75,000 $75,000
    2234.97 1 $75,000 $75,000
    2236.38 1 $75,000 $75,000
    2238.76 1 $115,000 $115,000
    2240.0 1 $115,000 $115,000
    2243.49 1 $85,000 $85,000
    2252.93 1 $155,000 $155,000
    2264.92 1 $115,000 $115,000
    2265.0 1 $85,000 $85,000
    2265.03 1 $85,000 $85,000
    2269.9 1 $75,000 $75,000
    2271.66 1 $85,000 $85,000
    2279.34 1 $75,000 $75,000
    2280.0 1 $75,000 $75,000
    2292.43 1 $85,000 $85,000
    2294.11 1 $85,000 $85,000
    2296.38 1 $155,000 $155,000
    2301.43 1 $85,000 $85,000
    2303.44 1 $115,000 $115,000
    2307.44 1 $85,000 $85,000
    2321.99 1 $85,000 $85,000
    2339.22 1 $125,000 $125,000
    2339.73 1 $85,000 $85,000
    2348.85 1 $85,000 $85,000
    2349.0 1 $85,000 $85,000
    2363.61 1 $125,000 $125,000
    2376.0 1 $85,000 $85,000
    2378.17 1 $85,000 $85,000
    2388.26 1 $165,000 $165,000
    2395.95 1 $85,000 $85,000
    2396.16 1 $85,000 $85,000
    2398.5 1 $165,000 $165,000
    240.0 1 $15,000 $15,000
    2402.85 1 $85,000 $85,000
    2403.0 1 $85,000 $85,000
    2415.34 1 $165,000 $165,000
    2430.21 1 $85,000 $85,000
    2434.8 1 $85,000 $85,000
    2437.27 1 $85,000 $85,000
    2438.04 1 $165,000 $165,000
    2446.22 1 $125,000 $125,000
    2446.98 1 $85,000 $85,000
    2448.93 1 $85,000 $85,000
    2449.5 1 $125,000 $125,000
    2451.49 1 $125,000 $125,000
    2452.38 1 $165,000 $165,000
    2459.26 1 $85,000 $85,000
    2460.22 1 $85,000 $85,000
    2461.6 1 $85,000 $85,000
    2463.47 1 $85,000 $85,000
    2467.02 1 $85,000 $85,000
    2475.0 1 $85,000 $85,000
    2491.71 1 $85,000 $85,000
    2498.91 1 $85,000 $85,000
    2528.74 1 $85,000 $85,000
    2532.24 1 $85,000 $85,000
    2542.87 1 $85,000 $85,000
    2547.18 1 $85,000 $85,000
    2551.02 1 $85,000 $85,000
    2554.5 1 $95,000 $95,000
    255.48 1 $15,000 $15,000
    2558.89 1 $85,000 $85,000
    2559.66 1 $85,000 $85,000
    2559.96 1 $95,000 $95,000
    2564.4 1 $85,000 $85,000
    2565.43 1 $95,000 $95,000
    2570.26 1 $95,000 $95,000
    2572.23 1 $85,000 $85,000
    2574.65 1 $95,000 $95,000
    2583.96 1 $95,000 $95,000
    2603.25 1 $65,000 $65,000
    2605.31 1 $175,000 $175,000
    2607.07 1 $65,000 $65,000
    2629.5 1 $95,000 $95,000
    2632.35 1 $95,000 $95,000
    2644.17 1 $95,000 $95,000
    2644.24 1 $95,000 $95,000
    2645.64 1 $95,000 $95,000
    2664.99 1 $95,000 $95,000
    2667.3 1 $95,000 $95,000
    2672.85 1 $95,000 $95,000
    2685.69 1 $65,000 $65,000
    2691.39 1 $95,000 $95,000
    2694.68 1 $95,000 $95,000
    2695.47 1 $95,000 $95,000
    2702.84 1 $95,000 $95,000
    2717.64 1 $95,000 $95,000
    2729.31 1 $95,000 $95,000
    2753.85 1 $95,000 $95,000
    2757.79 1 $95,000 $95,000
    2762.85 1 $95,000 $95,000
    2765.81 1 $95,000 $95,000
    2768.58 1 $95,000 $95,000
    2781.0 1 $145,000 $145,000
    2788.65 1 $65,000 $65,000
    2790.12 1 $95,000 $95,000
    2792.48 1 $95,000 $95,000
    2799.9 1 $145,000 $145,000
    2808.0 1 $95,000 $95,000
    2817.34 1 $95,000 $95,000
    2823.68 1 $145,000 $145,000
    2827.23 1 $95,000 $95,000
    2831.87 1 $95,000 $95,000
    2843.25 1 $95,000 $95,000
    2850.0 1 $145,000 $145,000
    2874.3 1 $145,000 $145,000
    2875.06 1 $65,000 $65,000
    2898.51 1 $105,000 $105,000
    2916.45 1 $105,000 $105,000
    2917.63 1 $105,000 $105,000
    2929.5 1 $105,000 $105,000
    2943.27 1 $105,000 $105,000
    2965.5 1 $105,000 $105,000
    2966.16 1 $105,000 $105,000
    3003.84 1 $105,000 $105,000
    3003.96 1 $105,000 $105,000
    3028.28 1 $155,000 $155,000
    3034.5 1 $105,000 $105,000
    3038.85 1 $105,000 $105,000
    3041.7 1 $105,000 $105,000
    3052.5 1 $105,000 $105,000
    3060.0 1 $105,000 $105,000
    3070.74 1 $155,000 $155,000
    3077.82 1 $105,000 $105,000
    3103.55 1 $105,000 $105,000
    3107.95 1 $115,000 $115,000
    3119.58 1 $105,000 $105,000
    3122.55 1 $105,000 $105,000
    3131.7 1 $115,000 $115,000
    3165.51 1 $115,000 $115,000
    3186.0 1 $115,000 $115,000
    3188.09 1 $165,000 $165,000
    3250.0 1 $105,000 $105,000
    326.53 1 $25,000 $25,000
    3274.75 1 $165,000 $165,000
    3291.31 1 $85,000 $85,000
    3325.53 1 $105,000 $105,000
    3325.9 1 $175,000 $175,000
    3330.97 1 $115,000 $115,000
    3371.97 1 $95,000 $95,000
    3374.36 1 $95,000 $95,000
    3378.72 1 $115,000 $115,000
    3418.75 1 $115,000 $115,000
    3419.7 1 $115,000 $115,000
    3438.3 1 $125,000 $125,000
    3463.03 1 $85,000 $85,000
    3465.45 1 $125,000 $125,000
    3498.57 1 $105,000 $105,000
    3500.85 1 $125,000 $125,000
    3523.05 1 $125,000 $125,000
    3541.26 1 $115,000 $115,000
    3589.65 1 $125,000 $125,000
    3599.7 1 $125,000 $125,000
    3618.59 1 $185,000 $185,000
    3678.84 1 $125,000 $125,000
    3722.88 1 $135,000 $135,000
    3726.0 1 $135,000 $135,000
    373.23 1 $25,000 $25,000
    373.71 1 $25,000 $25,000
    3750.0 1 $135,000 $135,000
    3804.61 1 $135,000 $135,000
    3810.0 1 $135,000 $135,000
    3822.04 1 $135,000 $135,000
    3827.11 1 $135,000 $135,000
    3827.66 1 $135,000 $135,000
    3859.68 1 $135,000 $135,000
    3888.27 1 $135,000 $135,000
    3890.7 1 $135,000 $135,000
    390.1 1 $45,000 $45,000
    3967.56 1 $145,000 $145,000
    4065.33 1 $145,000 $145,000
    4066.41 1 $145,000 $145,000
    4074.3 1 $145,000 $145,000
    4094.03 1 $145,000 $145,000
    4104.0 1 $145,000 $145,000
    4127.37 1 $145,000 $145,000
    4261.14 1 $145,000 $145,000
    427.5 1 $35,000 $35,000
    455.52 1 $25,000 $25,000
    4844.45 1 $175,000 $175,000
    4875.58 1 $165,000 $165,000
    518.85 1 $35,000 $35,000
    532.0 1 $25,000 $25,000
    544.16 1 $55,000 $55,000
    548.0 1 $55,000 $55,000
    5519.05 1 $195,000 $195,000
    553.17 1 $35,000 $35,000
    558.2 1 $55,000 $55,000
    559.05 1 $45,000 $45,000
    592.97 1 $65,000 $65,000
    596.42 1 $65,000 $65,000
    602.78 1 $45,000 $45,000
    622.93 1 $45,000 $45,000
    625.11 1 $45,000 $45,000
    636.51 1 $45,000 $45,000
    655.09 1 $45,000 $45,000
    666.0 1 $35,000 $35,000
    673.95 1 $25,000 $25,000
    681.3 1 $45,000 $45,000
    682.58 1 $45,000 $45,000
    684.21 1 $45,000 $45,000
    688.8 1 $25,000 $25,000
    692.55 1 $25,000 $25,000
    696.95 1 $75,000 $75,000
    697.91 1 $45,000 $45,000
    709.01 1 $45,000 $45,000
    710.36 1 $45,000 $45,000
    715.5 1 $55,000 $55,000
    733.72 1 $75,000 $75,000
    753.6 1 $55,000 $55,000
    755.31 1 $25,000 $25,000
    767.65 1 $55,000 $55,000
    771.21 1 $25,000 $25,000
    785.36 1 $55,000 $55,000
    800.0 6 $220,000 $36,667
    802.49 1 $55,000 $55,000
    830.65 1 $25,000 $25,000
    836.95 1 $55,000 $55,000
    838.27 1 $55,000 $55,000
    861.69 1 $65,000 $65,000
    872.57 1 $65,000 $65,000
    907.21 1 $65,000 $65,000
    909.4 1 $65,000 $65,000
    915.0 1 $65,000 $65,000
    918.83 1 $65,000 $65,000
    933.74 1 $45,000 $45,000
    934.7 1 $45,000 $45,000
    936.62 1 $65,000 $65,000
    936.66 1 $65,000 $65,000
    950.0 80 $9,150,000 $114,375
    950.01 1 $65,000 $65,000
    957.87 1 $35,000 $35,000
    973.1 1 $55,000 $55,000
    984.65 1 $65,000 $65,000
    993.6 1 $65,000 $65,000
    997.09 1 $105,000 $105,000
    NA 5,707 $1,621,105,000 $284,056

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    6,396 $1,680,010,000 $262,666

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 608 $106,360,000 $174,934 $3,983 8.34%
    40-60% 584 $197,480,000 $338,151 $5,182 7.44%
    60-80% 1,293 $443,855,000 $343,275 $6,380 7.24%
    80-100% 3,061 $844,085,000 $275,755 $7,338 7.22%
    Over 100% 125 $32,635,000 $261,080 $10,881 6.98%
    Under 20% 721 $45,275,000 $62,795 $566 8.24%