Firstbank Mortgage Rates, Fees & Info

Nashville, TN

LEI: 549300OBO7DOF2KOP535

Tax ID: 62-0198265

5 stars - out of 5 stars, based on 155 reviews

2021 Data | 2020 Data | 2019 Data | 2018 Data


Overview

Firstbank is a mid-sized bank specializing in Home Purchase and Refi loans. Firstbank has a high proportion of conventional loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) They have a low ratio of USDA loans. Their top markets include Nashville, Huntsville, Birmingham, Atlanta, and Chattanooga among others. Firstbank has an average approval rate for mortages when compared nationally. They have a below average pick rate when compared to the same sample of other lendors. Firstbank is typically an average fee lendor.


Originations

24,164

Origination Dollar Volume (All Markets)

$7,253,510,000

Employee count

1,962 Show all (203) awards

Relative Rate

Firstbank's average 30 year fixed rate mortgage of loans were 3%.

The 2021 average 30 year fixed rate mortgage across all markets of loans were 3.15%.

This yields a difference of -0.15%.

Relative Fees

Firstbank's average total fees for a 30 year fixed rate mortgage are $3,611.

The average total origination fees for 30 year fixed rate mortgages (for all loan values, including both points & up-front fees in addition to origination fees) are $4,750.

Top Markets

Market Originations Total Value Average Loan Average Fees Average Rate
NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN (FHA|USDA|VA) 4,264 $1,426,510,000 $334,547 $4,177 3.24%
HUNTSVILLE, AL (FHA|USDA|VA) 1,335 $393,165,000 $294,506 $4,336 3.02%
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 1,094 $267,440,000 $244,461 $3,954 3.20%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 773 $245,835,000 $318,027 $2,993 2.96%
Outside of Metro Areas 1,323 $210,555,000 $159,150 $3,297 4.19%
CHATTANOOGA, TN-GA (FHA|USDA|VA) 858 $200,910,000 $234,161 $3,881 3.31%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 477 $193,195,000 $405,021 $2,263 2.71%
DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 563 $155,695,000 $276,545 $3,977 3.24%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 406 $138,270,000 $340,567 $2,001 2.79%
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 379 $137,515,000 $362,836 $2,710 2.58%
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 285 $127,555,000 $447,561 $2,286 2.72%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 265 $107,155,000 $404,358 $1,908 2.62%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 391 $104,725,000 $267,839 $3,859 3.36%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 275 $95,875,000 $348,636 $2,439 2.70%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 277 $91,475,000 $330,235 $2,037 2.74%
KNOXVILLE, TN (FHA|USDA|VA) 333 $90,545,000 $271,907 $3,919 3.32%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 312 $90,030,000 $288,558 $3,057 3.66%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 243 $87,745,000 $361,091 $2,024 2.67%
LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 252 $84,060,000 $333,571 $2,018 2.79%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 190 $78,530,000 $413,316 $1,960 2.77%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 232 $71,320,000 $307,414 $3,160 3.01%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 209 $70,945,000 $339,450 $1,752 2.70%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 163 $67,825,000 $416,104 $2,314 2.71%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 190 $67,650,000 $356,053 $3,311 2.58%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 179 $67,115,000 $374,944 $2,179 2.78%
Albertville, AL (FHA|USDA|VA) 288 $66,090,000 $229,479 $5,305 2.85%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 178 $64,030,000 $359,719 $2,057 2.74%
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 152 $63,450,000 $417,434 $2,104 2.65%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 173 $60,645,000 $350,549 $2,406 2.77%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 20 $57,230,000 $2,861,500 $3,076 3.18%
TUSCALOOSA, AL (FHA|USDA|VA) 232 $55,210,000 $237,974 $5,568 3.54%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 245 $55,085,000 $224,837 $3,082 5.86%
Cookeville, TN (FHA|USDA|VA) 135 $50,475,000 $373,889 $3,803 3.43%
Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 128 $49,840,000 $389,375 $1,872 2.62%
JACKSON, TN (FHA|USDA|VA) 251 $46,555,000 $185,478 $3,248 3.63%
BOWLING GREEN, KY (FHA|USDA|VA) 167 $44,105,000 $264,102 $3,211 3.49%
SALT LAKE CITY, UT (FHA|USDA|VA) 120 $43,650,000 $363,750 $1,929 2.75%
RALEIGH-CARY, NC (FHA|USDA|VA) 130 $43,400,000 $333,846 $1,980 2.63%
Tullahoma-Manchester, TN (FHA|USDA|VA) 198 $40,980,000 $206,970 $3,554 3.76%
ROME, GA (FHA|USDA|VA) 181 $37,895,000 $209,365 $5,842 3.14%
RENO, NV (FHA|USDA|VA) 103 $36,865,000 $357,913 $1,875 2.77%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 112 $34,740,000 $310,179 $1,687 2.73%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 93 $34,505,000 $371,022 $2,708 2.90%
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 77 $33,555,000 $435,779 $2,196 2.54%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 105 $33,365,000 $317,762 $2,542 2.86%
DALTON, GA (FHA|USDA|VA) 171 $30,575,000 $178,801 $3,899 3.17%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 34 $29,140,000 $857,059 $7,296 3.53%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 85 $28,615,000 $336,647 $2,608 3.07%
Cullman, AL (FHA|USDA|VA) 128 $26,180,000 $204,531 $4,437 3.18%
CLARKSVILLE, TN-KY (FHA|USDA|VA) 117 $24,735,000 $211,410 $4,742 3.46%
PROVO-OREM, UT (FHA|USDA|VA) 67 $24,545,000 $366,343 $1,973 2.78%
KANSAS CITY, MO-KS (FHA|USDA|VA) 85 $24,185,000 $284,529 $1,615 2.92%
Paris, TN (FHA|USDA|VA) 151 $21,325,000 $141,225 $2,853 3.53%
Shelbyville, TN (FHA|USDA|VA) 102 $20,900,000 $204,902 $4,183 3.40%
BOISE CITY, ID (FHA|USDA|VA) 56 $20,560,000 $367,143 $3,028 2.80%
Crossville, TN (FHA|USDA|VA) 123 $20,545,000 $167,033 $3,311 3.53%
FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) 45 $20,445,000 $454,333 $6,453 3.31%
OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 46 $19,550,000 $425,000 $2,099 2.74%
COLUMBUS, GA-AL (FHA|USDA|VA) 115 $17,795,000 $154,739 $4,596 2.55%
OGDEN-CLEARFIELD, UT (FHA|USDA|VA) 54 $17,670,000 $327,222 $1,955 2.66%
MORRISTOWN, TN (FHA|USDA|VA) 90 $17,390,000 $193,222 $3,949 3.44%
MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 56 $17,370,000 $310,179 $1,778 2.76%
Sevierville, TN (FHA|USDA|VA) 39 $17,345,000 $444,744 $5,595 4.05%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 56 $17,210,000 $307,321 $1,841 2.68%
DOTHAN, AL (FHA|USDA|VA) 97 $16,515,000 $170,258 $4,165 3.46%
JACKSONVILLE, FL (FHA|USDA|VA) 55 $16,355,000 $297,364 $3,055 3.42%
COLUMBUS, OH (FHA|USDA|VA) 49 $16,105,000 $328,673 $1,916 2.63%
ST. LOUIS, MO-IL (FHA|USDA|VA) 53 $15,875,000 $299,528 $1,809 2.65%
LOUISVILLE/JEFFERSON COUNTY, KY-IN (FHA|USDA|VA) 51 $15,855,000 $310,882 $2,024 2.71%
CLEVELAND, TN (FHA|USDA|VA) 64 $15,830,000 $247,344 $4,560 3.27%
BOULDER, CO (FHA|USDA|VA) 36 $15,580,000 $432,778 $2,210 2.64%
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 47 $15,245,000 $324,362 $1,938 2.83%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 42 $15,230,000 $362,619 $1,951 2.68%
Lewisburg, TN (FHA|USDA|VA) 68 $14,760,000 $217,059 $3,975 3.04%
ALBUQUERQUE, NM (FHA|USDA|VA) 46 $14,360,000 $312,174 $2,875 2.76%
MOBILE, AL (FHA|USDA|VA) 102 $13,930,000 $136,569 $4,098 5.47%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 36 $13,610,000 $378,056 $2,967 2.77%
BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) 35 $13,365,000 $381,857 $2,942 2.57%
DECATUR, AL (FHA|USDA|VA) 69 $13,235,000 $191,812 $5,024 3.19%
RICHMOND, VA (FHA|USDA|VA) 40 $13,210,000 $330,250 $1,821 2.68%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 42 $13,190,000 $314,048 $2,140 2.78%
EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) 36 $13,090,000 $363,611 $3,151 2.67%
FRESNO, CA (FHA|USDA|VA) 42 $12,750,000 $303,571 $2,126 2.79%
PITTSBURGH, PA (FHA|USDA|VA) 42 $12,530,000 $298,333 $3,442 2.68%
NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 35 $12,025,000 $343,571 $3,594 2.79%
COLORADO SPRINGS, CO (FHA|USDA|VA) 32 $11,760,000 $367,500 $1,842 2.71%
HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) 39 $11,625,000 $298,077 $3,039 2.75%
ANN ARBOR, MI (FHA|USDA|VA) 37 $11,585,000 $313,108 $1,729 2.60%
VALLEJO, CA (FHA|USDA|VA) 31 $11,565,000 $373,065 $2,053 2.66%
OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) 38 $11,480,000 $302,105 $2,260 2.68%
TUCSON, AZ (FHA|USDA|VA) 44 $11,090,000 $252,045 $2,117 2.81%
STOCKTON, CA (FHA|USDA|VA) 29 $11,065,000 $381,552 $2,085 2.77%
BEND, OR (FHA|USDA|VA) 32 $11,000,000 $343,750 $2,718 2.81%
MANCHESTER-NASHUA, NH (FHA|USDA|VA) 31 $10,995,000 $354,677 $2,178 2.61%
TOLEDO, OH (FHA|USDA|VA) 12 $10,560,000 $880,000 $2,332 2.79%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 28 $9,800,000 $350,000 $2,656 2.81%
NEW HAVEN-MILFORD, CT (FHA|USDA|VA) 28 $9,740,000 $347,857 $2,537 2.50%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 41 $9,665,000 $235,732 $3,328 4.53%
FORT COLLINS, CO (FHA|USDA|VA) 26 $9,580,000 $368,462 $2,071 2.81%
WICHITA, KS (FHA|USDA|VA) 12 $9,440,000 $786,667 $2,299 3.30%
Dayton, TN (FHA|USDA|VA) 63 $9,325,000 $148,016 $4,016 3.78%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 30 $9,260,000 $308,667 $2,935 2.89%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 32 $9,190,000 $287,188 $2,242 2.66%
PANAMA CITY, FL (FHA|USDA|VA) 21 $9,065,000 $431,667 $6,583 3.42%
SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 28 $8,910,000 $318,214 $1,831 2.75%
BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) 25 $8,885,000 $355,400 $2,310 2.97%
PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) 25 $8,585,000 $343,400 $2,617 2.68%
OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) 23 $8,295,000 $360,652 $2,072 2.79%
SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) 20 $7,950,000 $397,500 $2,000 2.73%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 15 $7,835,000 $522,333 $3,020 2.75%
MODESTO, CA (FHA|USDA|VA) 25 $7,835,000 $313,400 $2,075 2.90%
WINSTON-SALEM, NC (FHA|USDA|VA) 17 $7,725,000 $454,412 $1,966 3.15%
AUBURN-OPELIKA, AL (FHA|USDA|VA) 34 $7,710,000 $226,765 $3,528 3.03%
SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) 19 $7,705,000 $405,526 $2,800 2.76%
Scottsboro, AL (FHA|USDA|VA) 34 $7,510,000 $220,882 $4,185 2.94%
PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) 23 $7,255,000 $315,435 $2,284 2.67%
GADSDEN, AL (FHA|USDA|VA) 43 $7,195,000 $167,326 $5,284 3.15%
ASHEVILLE, NC (FHA|USDA|VA) 21 $7,185,000 $342,143 $2,382 2.81%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 22 $6,920,000 $314,545 $3,322 2.63%
Summerville, GA (FHA|USDA|VA) 41 $6,855,000 $167,195 $5,883 3.09%
HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 13 $6,835,000 $525,769 $2,627 2.84%
WORCESTER, MA-CT (FHA|USDA|VA) 18 $6,790,000 $377,222 $2,691 2.60%
WARNER ROBINS, GA (FHA|USDA|VA) 7 $6,735,000 $962,143 $6,023 5.13%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 28 $6,630,000 $236,786 $4,603 3.68%
SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) 4 $6,620,000 $1,655,000 $2,279 3.09%
GREENVILLE, NC (FHA|USDA|VA) 4 $6,610,000 $1,652,500 $1,511 4.03%
ANCHORAGE, AK (FHA|USDA|VA) 18 $6,530,000 $362,778 $2,763 2.87%
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 29 $6,505,000 $224,310 $2,213 3.07%
GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 26 $6,450,000 $248,077 $1,773 3.88%
PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 20 $6,420,000 $321,000 $1,703 2.78%
Outside of Metro Areas 18 $6,350,000 $352,778 $2,947 2.80%
KENNEWICK-RICHLAND, WA (FHA|USDA|VA) 18 $6,330,000 $351,667 $1,768 2.60%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 19 $6,275,000 $330,263 $2,829 2.69%
TRENTON-PRINCETON, NJ (FHA|USDA|VA) 17 $6,235,000 $366,765 $2,370 2.33%
GREELEY, CO (FHA|USDA|VA) 19 $6,165,000 $324,474 $2,210 2.68%
Morehead City, NC (FHA|USDA|VA) 6 $6,160,000 $1,026,667 $2,495 3.71%
SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) 17 $6,135,000 $360,882 $2,101 2.86%
ST. GEORGE, UT (FHA|USDA|VA) 17 $6,045,000 $355,588 $1,950 2.59%
BATON ROUGE, LA (FHA|USDA|VA) 15 $6,015,000 $401,000 $2,831 2.80%
BELLINGHAM, WA (FHA|USDA|VA) 16 $5,900,000 $368,750 $2,067 2.63%
SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) 13 $5,795,000 $445,769 $2,147 2.70%
CHARLOTTESVILLE, VA (FHA|USDA|VA) 15 $5,695,000 $379,667 $2,487 2.62%
MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) 16 $5,640,000 $352,500 $2,316 2.80%
SPARTANBURG, SC (FHA|USDA|VA) 11 $5,605,000 $509,545 $1,723 3.49%
Enterprise, AL (FHA|USDA|VA) 28 $5,320,000 $190,000 $3,354 3.87%
JACKSON, MS (FHA|USDA|VA) 34 $5,320,000 $156,471 $2,201 5.62%
Bainbridge, GA (FHA|USDA|VA) 26 $5,290,000 $203,462 $5,981 3.26%
KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) 5 $5,265,000 $1,053,000 $3,312 4.35%
Heber, UT (FHA|USDA|VA) 10 $5,210,000 $521,000 $1,930 2.45%
Lawrenceburg, TN (FHA|USDA|VA) 31 $5,165,000 $166,613 $3,888 3.17%
SALINAS, CA (FHA|USDA|VA) 13 $5,115,000 $393,462 $1,940 2.65%
MONTGOMERY, AL (FHA|USDA|VA) 31 $5,075,000 $163,710 $3,793 4.04%
MADISON, WI (FHA|USDA|VA) 13 $4,965,000 $381,923 $2,014 2.77%
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 7 $4,905,000 $700,714 $2,692 3.02%
Bozeman, MT (FHA|USDA|VA) 14 $4,900,000 $350,000 $2,052 2.65%
Fort Payne, AL (FHA|USDA|VA) 24 $4,850,000 $202,083 $5,201 2.96%
SANTA FE, NM (FHA|USDA|VA) 12 $4,850,000 $404,167 $4,152 2.82%
COLUMBIA, MO (FHA|USDA|VA) 6 $4,830,000 $805,000 $1,847 3.46%
Gardnerville Ranchos, NV (FHA|USDA|VA) 11 $4,735,000 $430,455 $2,315 2.70%
SALEM, OR (FHA|USDA|VA) 15 $4,725,000 $315,000 $2,797 2.79%
HOUMA-THIBODAUX, LA (FHA|USDA|VA) 3 $4,655,000 $1,551,667 $1,849 4.92%
OKLAHOMA CITY, OK (FHA|USDA|VA) 31 $4,525,000 $145,968 $2,908 5.94%
FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) 13 $4,415,000 $339,615 $2,414 2.84%
GAINESVILLE, GA (FHA|USDA|VA) 12 $4,040,000 $336,667 $2,656 2.87%
MEDFORD, OR (FHA|USDA|VA) 12 $3,990,000 $332,500 $2,832 2.86%
BAKERSFIELD, CA (FHA|USDA|VA) 13 $3,945,000 $303,462 $2,173 2.73%
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) 11 $3,855,000 $350,455 $2,705 3.05%
TULSA, OK (FHA|USDA|VA) 19 $3,825,000 $201,316 $3,176 4.28%
Talladega-Sylacauga, AL (FHA|USDA|VA) 26 $3,810,000 $146,538 $5,295 5.21%
SPRINGFIELD, MA (FHA|USDA|VA) 13 $3,795,000 $291,923 $1,749 2.77%
McMinnville, TN (FHA|USDA|VA) 23 $3,785,000 $164,565 $3,747 3.22%
LEXINGTON-FAYETTE, KY (FHA|USDA|VA) 13 $3,765,000 $289,615 $2,136 2.63%
DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) 13 $3,685,000 $283,462 $2,584 3.08%
AKRON, OH (FHA|USDA|VA) 15 $3,665,000 $244,333 $2,141 3.07%
PORT ST. LUCIE, FL (FHA|USDA|VA) 12 $3,660,000 $305,000 $3,422 2.78%
GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 17 $3,655,000 $215,000 $1,352 4.20%
MISSOULA, MT (FHA|USDA|VA) 10 $3,530,000 $353,000 $2,420 2.83%
SALISBURY, MD-DE (FHA|USDA|VA) 11 $3,425,000 $311,364 $2,421 2.82%
WILMINGTON, NC (FHA|USDA|VA) 11 $3,355,000 $305,000 $2,545 2.75%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 15 $3,325,000 $221,667 $2,672 4.45%
BRUNSWICK, GA (FHA|USDA|VA) 6 $3,160,000 $526,667 $3,695 4.79%
Calhoun, GA (FHA|USDA|VA) 17 $3,135,000 $184,412 $4,723 3.20%
Jasper, AL (FHA|USDA|VA) 17 $3,135,000 $184,412 $5,170 4.21%
Georgetown, SC (FHA|USDA|VA) 5 $3,075,000 $615,000 $1,438 3.16%
MERCED, CA (FHA|USDA|VA) 9 $3,055,000 $339,444 $1,815 2.53%
WENATCHEE, WA (FHA|USDA|VA) 8 $3,030,000 $378,750 $3,204 2.72%
GULFPORT-BILOXI, MS (FHA|USDA|VA) 17 $2,945,000 $173,235 $3,286 4.75%
JOPLIN, MO (FHA|USDA|VA) 2 $2,860,000 $1,430,000 $0 5.75%
BARNSTABLE TOWN, MA (FHA|USDA|VA) 8 $2,850,000 $356,250 $1,794 2.66%
POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) 9 $2,815,000 $312,778 $2,837 3.00%
SAVANNAH, GA (FHA|USDA|VA) 11 $2,795,000 $254,091 $2,769 2.86%
NEW BERN, NC (FHA|USDA|VA) 1 $2,775,000 $2,775,000 $0 4.75%
WINCHESTER, VA-WV (FHA|USDA|VA) 8 $2,710,000 $338,750 $1,460 2.73%
LANCASTER, PA (FHA|USDA|VA) 9 $2,625,000 $291,667 $3,052 2.63%
HATTIESBURG, MS (FHA|USDA|VA) 19 $2,605,000 $137,105 $6,315 6.47%
HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 8 $2,510,000 $313,750 $3,241 2.44%
Ellensburg, WA (FHA|USDA|VA) 7 $2,505,000 $357,857 $2,622 2.73%
LAFAYETTE, LA (FHA|USDA|VA) 9 $2,455,000 $272,778 $2,667 2.86%
CHICO, CA (FHA|USDA|VA) 8 $2,420,000 $302,500 $2,122 2.97%
FORT WAYNE, IN (FHA|USDA|VA) 8 $2,400,000 $300,000 $3,909 2.62%
ROANOKE, VA (FHA|USDA|VA) 9 $2,395,000 $266,111 $2,257 3.01%
ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) 6 $2,340,000 $390,000 $4,877 2.58%
REDDING, CA (FHA|USDA|VA) 6 $2,330,000 $388,333 $2,258 2.79%
COLUMBIA, SC (FHA|USDA|VA) 9 $2,325,000 $258,333 $1,834 3.46%
LAWRENCE, KS (FHA|USDA|VA) 3 $2,225,000 $741,667 $1,501 4.54%
GREEN BAY, WI (FHA|USDA|VA) 8 $2,190,000 $273,750 $1,510 2.70%
Fernley, NV (FHA|USDA|VA) 7 $2,125,000 $303,571 $2,720 2.91%
CARSON CITY, NV (FHA|USDA|VA) 7 $2,095,000 $299,286 $1,848 2.80%
OSHKOSH-NEENAH, WI (FHA|USDA|VA) 6 $2,060,000 $343,333 $1,607 2.58%
CORVALLIS, OR (FHA|USDA|VA) 6 $2,050,000 $341,667 $2,105 2.60%
Oak Harbor, WA (FHA|USDA|VA) 6 $2,040,000 $340,000 $1,860 2.73%
ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) 6 $1,990,000 $331,667 $3,500 3.75%
LONGVIEW, WA (FHA|USDA|VA) 6 $1,990,000 $331,667 $1,662 2.83%
ROCHESTER, MN (FHA|USDA|VA) 7 $1,985,000 $283,571 $1,654 2.52%
Cedartown, GA (FHA|USDA|VA) 7 $1,985,000 $283,571 $8,881 2.88%
BILLINGS, MT (FHA|USDA|VA) 6 $1,970,000 $328,333 $3,130 2.83%
THE VILLAGES, FL (FHA|USDA|VA) 6 $1,960,000 $326,667 $3,042 2.83%
DAYTON-KETTERING, OH (FHA|USDA|VA) 7 $1,955,000 $279,286 $2,270 2.78%
FLAGSTAFF, AZ (FHA|USDA|VA) 6 $1,900,000 $316,667 $2,448 2.77%
KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) 6 $1,860,000 $310,000 $1,393 2.37%
CANTON-MASSILLON, OH (FHA|USDA|VA) 8 $1,830,000 $228,750 $2,716 2.76%
DOVER, DE (FHA|USDA|VA) 7 $1,825,000 $260,714 $2,529 2.82%
HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) 6 $1,750,000 $291,667 $1,901 2.83%
IDAHO FALLS, ID (FHA|USDA|VA) 6 $1,750,000 $291,667 $2,996 2.67%
LANSING-EAST LANSING, MI (FHA|USDA|VA) 6 $1,730,000 $288,333 $1,999 2.62%
VISALIA, CA (FHA|USDA|VA) 7 $1,705,000 $243,571 $1,656 2.95%
BURLINGTON-SOUTH BURLINGTON, VT (FHA|USDA|VA) 5 $1,695,000 $339,000 $3,148 2.77%
Roseburg, OR (FHA|USDA|VA) 5 $1,675,000 $335,000 $2,838 2.75%
PUNTA GORDA, FL (FHA|USDA|VA) 7 $1,665,000 $237,857 $2,347 2.94%
Starkville, MS (FHA|USDA|VA) 18 $1,660,000 $92,222 $1,471 7.29%
YORK-HANOVER, PA (FHA|USDA|VA) 6 $1,650,000 $275,000 $3,736 2.83%
READING, PA (FHA|USDA|VA) 5 $1,625,000 $325,000 $3,077 2.70%
YAKIMA, WA (FHA|USDA|VA) 5 $1,605,000 $321,000 $2,276 2.85%
BURLINGTON, NC (FHA|USDA|VA) 5 $1,595,000 $319,000 $2,265 2.77%
KAHULUI-WAILUKU-LAHAINA, HI (FHA|USDA|VA) 3 $1,585,000 $528,333 $2,743 3.04%
Sandpoint, ID (FHA|USDA|VA) 4 $1,570,000 $392,500 $3,536 2.87%
Ozark, AL (FHA|USDA|VA) 9 $1,545,000 $171,667 $4,474 3.69%
Murray, KY (FHA|USDA|VA) 6 $1,530,000 $255,000 $3,134 3.23%
Kalispell, MT (FHA|USDA|VA) 4 $1,510,000 $377,500 $3,068 2.97%
ANNISTON-OXFORD, AL (FHA|USDA|VA) 11 $1,465,000 $133,182 $5,400 5.06%
Brainerd, MN (FHA|USDA|VA) 4 $1,460,000 $365,000 $1,697 2.78%
HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) 6 $1,440,000 $240,000 $2,026 3.04%
TALLAHASSEE, FL (FHA|USDA|VA) 6 $1,430,000 $238,333 $1,908 3.83%
Red Bluff, CA (FHA|USDA|VA) 4 $1,400,000 $350,000 $2,321 2.65%
EL CENTRO, CA (FHA|USDA|VA) 4 $1,390,000 $347,500 $2,201 2.72%
Port Angeles, WA (FHA|USDA|VA) 5 $1,385,000 $277,000 $2,014 2.73%
CHEYENNE, WY (FHA|USDA|VA) 4 $1,350,000 $337,500 $4,628 2.84%
Edwards, CO (FHA|USDA|VA) 3 $1,345,000 $448,333 $2,686 2.83%
DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) 6 $1,340,000 $223,333 $1,983 3.21%
LEBANON, PA (FHA|USDA|VA) 4 $1,290,000 $322,500 $3,337 2.69%
BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) 4 $1,250,000 $312,500 $3,257 2.97%
COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) 6 $1,250,000 $208,333 $1,944 4.08%
MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) 6 $1,220,000 $203,333 $2,472 3.59%
Alexander City, AL (FHA|USDA|VA) 4 $1,220,000 $305,000 $2,663 4.62%
SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) 5 $1,215,000 $243,000 $2,886 2.77%
Blackfoot, ID (FHA|USDA|VA) 3 $1,215,000 $405,000 $3,757 2.92%
OCEAN CITY, NJ (FHA|USDA|VA) 4 $1,210,000 $302,500 $2,245 2.81%
Shelton, WA (FHA|USDA|VA) 3 $1,195,000 $398,333 $1,908 2.75%
RACINE, WI (FHA|USDA|VA) 4 $1,170,000 $292,500 $2,951 2.53%
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) 4 $1,150,000 $287,500 $3,381 2.90%
Helena, MT (FHA|USDA|VA) 4 $1,150,000 $287,500 $2,174 2.69%
Seneca, SC (FHA|USDA|VA) 4 $1,140,000 $285,000 $1,777 2.75%
APPLETON, WI (FHA|USDA|VA) 4 $1,130,000 $282,500 $2,184 2.78%
Vineyard Haven, MA (FHA|USDA|VA) 2 $1,120,000 $560,000 $3,925 2.81%
LOGAN, UT-ID (FHA|USDA|VA) 4 $1,120,000 $280,000 $1,796 2.81%
FARGO, ND-MN (FHA|USDA|VA) 4 $1,120,000 $280,000 $1,474 3.00%
FAYETTEVILLE, NC (FHA|USDA|VA) 7 $1,115,000 $159,286 $3,064 3.05%
Brookings, OR (FHA|USDA|VA) 3 $1,115,000 $371,667 $3,901 2.67%
Key West, FL (FHA|USDA|VA) 2 $1,110,000 $555,000 $4,753 3.19%
Cedar City, UT (FHA|USDA|VA) 4 $1,100,000 $275,000 $1,418 2.62%
Athens, TN (FHA|USDA|VA) 8 $1,080,000 $135,000 $2,856 3.29%
OCALA, FL (FHA|USDA|VA) 5 $1,075,000 $215,000 $2,438 3.75%
Torrington, CT (FHA|USDA|VA) 3 $1,075,000 $358,333 $2,501 2.50%
Rock Springs, WY (FHA|USDA|VA) 3 $1,075,000 $358,333 $5,607 2.96%
Breckenridge, CO (FHA|USDA|VA) 2 $1,070,000 $535,000 $2,254 3.35%
Jefferson, GA (FHA|USDA|VA) 4 $1,070,000 $267,500 $1,649 2.84%
GAINESVILLE, FL (FHA|USDA|VA) 8 $1,060,000 $132,500 $3,329 6.58%
ALBANY-LEBANON, OR (FHA|USDA|VA) 3 $1,055,000 $351,667 $3,017 2.87%
MADERA, CA (FHA|USDA|VA) 3 $1,055,000 $351,667 $1,741 2.63%
LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 4 $1,050,000 $262,500 $3,228 3.06%
Jackson, WY-ID (FHA|USDA|VA) 2 $1,020,000 $510,000 $3,020 2.75%
Martin, TN (FHA|USDA|VA) 8 $1,020,000 $127,500 $2,555 3.66%
Selma, AL (FHA|USDA|VA) 9 $1,015,000 $112,778 $3,702 5.27%
Pullman, WA (FHA|USDA|VA) 3 $1,015,000 $338,333 $2,191 3.12%
Fallon, NV (FHA|USDA|VA) 3 $1,005,000 $335,000 $1,937 2.67%
Boone, NC (FHA|USDA|VA) 3 $1,005,000 $335,000 $2,150 3.16%
Sebastian-Vero Beach, FL (FHA|USDA|VA) 3 $1,005,000 $335,000 $3,027 2.83%
Stephenville, TX (FHA|USDA|VA) 1 $1,005,000 $1,005,000 $0 6.25%
NORWICH-NEW LONDON, CT (FHA|USDA|VA) 3 $995,000 $331,667 $2,344 2.46%
NAPA, CA (FHA|USDA|VA) 2 $960,000 $480,000 $3,960 2.31%
Juneau, AK (FHA|USDA|VA) 3 $935,000 $311,667 $3,884 2.63%
LUBBOCK, TX (FHA|USDA|VA) 2 $920,000 $460,000 $3,551 2.56%
London, KY (FHA|USDA|VA) 12 $920,000 $76,667 $2,858 7.77%
FLINT, MI (FHA|USDA|VA) 3 $915,000 $305,000 $1,815 2.74%
Steamboat Springs, CO (FHA|USDA|VA) 2 $910,000 $455,000 $1,819 3.44%
Newport, OR (FHA|USDA|VA) 3 $905,000 $301,667 $3,364 2.83%
MORGANTOWN, WV (FHA|USDA|VA) 3 $905,000 $301,667 $2,240 2.63%
Manitowoc, WI (FHA|USDA|VA) 4 $890,000 $222,500 $1,741 3.31%
MONROE, MI (FHA|USDA|VA) 3 $885,000 $295,000 $1,900 2.46%
KILLEEN-TEMPLE, TX (FHA|USDA|VA) 5 $885,000 $177,000 $5,159 5.57%
YUMA, AZ (FHA|USDA|VA) 4 $870,000 $217,500 $1,458 2.84%
LYNCHBURG, VA (FHA|USDA|VA) 2 $870,000 $435,000 $5,262 3.00%
Prineville, OR (FHA|USDA|VA) 3 $865,000 $288,333 $2,410 3.08%
Show Low, AZ (FHA|USDA|VA) 3 $865,000 $288,333 $5,433 2.63%
TWIN FALLS, ID (FHA|USDA|VA) 3 $865,000 $288,333 $2,621 2.92%
Thomasville, GA (FHA|USDA|VA) 4 $850,000 $212,500 $1,809 3.59%
NILES, MI (FHA|USDA|VA) 3 $835,000 $278,333 $1,695 4.59%
Winnemucca, NV (FHA|USDA|VA) 2 $820,000 $410,000 $1,986 2.56%
Glasgow, KY (FHA|USDA|VA) 7 $815,000 $116,429 $2,821 3.45%
Sonora, CA (FHA|USDA|VA) 2 $810,000 $405,000 $2,510 2.87%
WAUSAU-WESTON, WI (FHA|USDA|VA) 2 $800,000 $400,000 $1,819 2.69%
TOPEKA, KS (FHA|USDA|VA) 2 $780,000 $390,000 $2,366 3.19%
POCATELLO, ID (FHA|USDA|VA) 2 $770,000 $385,000 $4,719 2.75%
Cullowhee, NC (FHA|USDA|VA) 3 $765,000 $255,000 $1,655 2.91%
PEORIA, IL (FHA|USDA|VA) 4 $760,000 $190,000 $1,484 4.82%
West Point, MS (FHA|USDA|VA) 10 $760,000 $76,000 $0 7.49%
SPRINGFIELD, MO (FHA|USDA|VA) 2 $750,000 $375,000 $2,481 2.81%
EAU CLAIRE, WI (FHA|USDA|VA) 2 $740,000 $370,000 $2,750 3.00%
OWENSBORO, KY (FHA|USDA|VA) 4 $740,000 $185,000 $2,800 3.84%
SIOUX FALLS, SD (FHA|USDA|VA) 3 $735,000 $245,000 $4,360 2.58%
Eureka-Arcata, CA (FHA|USDA|VA) 2 $730,000 $365,000 $2,136 2.69%
RAPID CITY, SD (FHA|USDA|VA) 2 $730,000 $365,000 $2,077 2.81%
LAS CRUCES, NM (FHA|USDA|VA) 3 $715,000 $238,333 $3,343 2.50%
LINCOLN, NE (FHA|USDA|VA) 3 $705,000 $235,000 $1,403 2.79%
Klamath Falls, OR (FHA|USDA|VA) 2 $700,000 $350,000 $8,220 2.75%
SHERMAN-DENISON, TX (FHA|USDA|VA) 4 $690,000 $172,500 $2,195 5.83%
JOHNSON CITY, TN (FHA|USDA|VA) 3 $655,000 $218,333 $3,541 3.25%
Roanoke Rapids, NC (FHA|USDA|VA) 2 $650,000 $325,000 $2,543 3.06%
AMES, IA (FHA|USDA|VA) 2 $650,000 $325,000 $3,461 2.44%
TYLER, TX (FHA|USDA|VA) 5 $645,000 $129,000 $3,710 6.29%
LaGrange, GA-AL (FHA|USDA|VA) 4 $640,000 $160,000 $4,606 2.96%
SYRACUSE, NY (FHA|USDA|VA) 3 $635,000 $211,667 $2,785 2.63%
ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) 3 $625,000 $208,333 $2,041 2.54%
HINESVILLE, GA (FHA|USDA|VA) 4 $620,000 $155,000 $6,149 4.34%
Greeneville, TN (FHA|USDA|VA) 4 $620,000 $155,000 $5,441 3.94%
Burley, ID (FHA|USDA|VA) 2 $610,000 $305,000 $2,512 2.63%
Pinehurst-Southern Pines, NC (FHA|USDA|VA) 2 $610,000 $305,000 $3,667 2.63%
Brevard, NC (FHA|USDA|VA) 2 $610,000 $305,000 $3,237 2.81%
Hutchinson, MN (FHA|USDA|VA) 2 $600,000 $300,000 $1,894 3.12%
Meridian, MS (FHA|USDA|VA) 6 $590,000 $98,333 $4,613 7.38%
Findlay, OH (FHA|USDA|VA) 2 $590,000 $295,000 $2,029 3.00%
Oxford, MS (FHA|USDA|VA) 3 $585,000 $195,000 $2,478 4.91%
Coos Bay, OR (FHA|USDA|VA) 2 $580,000 $290,000 $2,339 2.75%
HANFORD-CORCORAN, CA (FHA|USDA|VA) 2 $580,000 $290,000 $2,081 2.81%
FLORENCE, SC (FHA|USDA|VA) 2 $580,000 $290,000 $7,079 2.88%
Kapaa, HI (FHA|USDA|VA) 1 $575,000 $575,000 $2,744 2.88%
Tupelo, MS (FHA|USDA|VA) 9 $565,000 $62,778 $0 8.26%
JANESVILLE-BELOIT, WI (FHA|USDA|VA) 3 $565,000 $188,333 $1,682 3.29%
Aberdeen, WA (FHA|USDA|VA) 2 $560,000 $280,000 $1,957 2.44%
HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) 2 $560,000 $280,000 $2,228 2.87%
Warsaw, IN (FHA|USDA|VA) 2 $560,000 $280,000 $1,586 3.00%
LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) 2 $560,000 $280,000 $3,576 2.75%
EL PASO, TX (FHA|USDA|VA) 3 $555,000 $185,000 $3,030 2.91%
Kill Devil Hills, NC (FHA|USDA|VA) 2 $550,000 $275,000 $3,973 2.93%
Sturgis, MI (FHA|USDA|VA) 1 $545,000 $545,000 $2,635 2.88%
JACKSONVILLE, NC (FHA|USDA|VA) 2 $540,000 $270,000 $2,591 2.93%
MANHATTAN, KS (FHA|USDA|VA) 2 $540,000 $270,000 $1,948 2.87%
MIDLAND, MI (FHA|USDA|VA) 1 $535,000 $535,000 $2,166 2.00%
Cornelia, GA (FHA|USDA|VA) 1 $535,000 $535,000 $4,340 2.75%
GRAND JUNCTION, CO (FHA|USDA|VA) 2 $530,000 $265,000 $1,924 2.81%
Dyersburg, TN (FHA|USDA|VA) 4 $520,000 $130,000 $2,800 2.87%
DECATUR, IL (FHA|USDA|VA) 1 $515,000 $515,000 $1,599 2.25%
MANKATO, MN (FHA|USDA|VA) 2 $510,000 $255,000 $1,375 2.62%
Durango, CO (FHA|USDA|VA) 1 $505,000 $505,000 $3,375 2.75%
Laconia, NH (FHA|USDA|VA) 1 $505,000 $505,000 $1,839 2.75%
Eufaula, AL-GA (FHA|USDA|VA) 4 $500,000 $125,000 $4,786 3.63%
Holland, MI (FHA|USDA|VA) 1 $495,000 $495,000 $2,906 2.88%
PITTSFIELD, MA (FHA|USDA|VA) 1 $495,000 $495,000 $4,649 2.75%
Truckee-Grass Valley, CA (FHA|USDA|VA) 1 $495,000 $495,000 $8,235 2.38%
Newberry, SC (FHA|USDA|VA) 1 $495,000 $495,000 $1,579 2.75%
LEWISTON, ID-WA (FHA|USDA|VA) 2 $480,000 $240,000 $2,570 2.87%
Grenada, MS (FHA|USDA|VA) 3 $475,000 $158,333 $5,348 4.91%
COLUMBUS, IN (FHA|USDA|VA) 4 $460,000 $115,000 $1,574 5.83%
SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) 1 $455,000 $455,000 $1,606 2.88%
VALDOSTA, GA (FHA|USDA|VA) 4 $440,000 $110,000 $3,074 5.56%
MACON-BIBB COUNTY, GA (FHA|USDA|VA) 2 $440,000 $220,000 $2,364 4.12%
Pahrump, NV (FHA|USDA|VA) 2 $440,000 $220,000 $2,063 2.75%
Mason City, IA (FHA|USDA|VA) 1 $435,000 $435,000 $2,706 2.13%
Troy, AL (FHA|USDA|VA) 4 $420,000 $105,000 $3,214 3.56%
ROCHESTER, NY (FHA|USDA|VA) 1 $415,000 $415,000 $3,219 2.00%
Marion, NC (FHA|USDA|VA) 1 $415,000 $415,000 $2,251 2.63%
WALLA WALLA, WA (FHA|USDA|VA) 1 $405,000 $405,000 $2,784 2.38%
ST. JOSEPH, MO-KS (FHA|USDA|VA) 2 $400,000 $200,000 $1,612 3.25%
Ardmore, OK (FHA|USDA|VA) 1 $395,000 $395,000 $3,134 2.50%
STAUNTON, VA (FHA|USDA|VA) 2 $390,000 $195,000 $1,323 2.99%
Centralia, WA (FHA|USDA|VA) 1 $385,000 $385,000 $2,353 2.25%
Kerrville, TX (FHA|USDA|VA) 2 $380,000 $190,000 $880 3.38%
HOT SPRINGS, AR (FHA|USDA|VA) 2 $380,000 $190,000 $2,143 3.13%
Hood River, OR (FHA|USDA|VA) 1 $375,000 $375,000 $1,889 2.00%
PARKERSBURG-VIENNA, WV (FHA|USDA|VA) 1 $375,000 $375,000 $1,459 2.13%
Rutland, VT (FHA|USDA|VA) 2 $370,000 $185,000 $3,254 2.88%
Ukiah, CA (FHA|USDA|VA) 1 $365,000 $365,000 $2,166 2.88%
Clarksburg, WV (FHA|USDA|VA) 1 $365,000 $365,000 $3,198 2.25%
Elko, NV (FHA|USDA|VA) 1 $365,000 $365,000 $1,549 2.75%
Branson, MO (FHA|USDA|VA) 2 $360,000 $180,000 $5,329 3.00%
Columbus, MS (FHA|USDA|VA) 2 $360,000 $180,000 $2,200 4.95%
IOWA CITY, IA (FHA|USDA|VA) 2 $360,000 $180,000 $1,358 2.56%
LEWISTON-AUBURN, ME (FHA|USDA|VA) 1 $355,000 $355,000 $1,066 2.88%
Fort Morgan, CO (FHA|USDA|VA) 1 $355,000 $355,000 $1,474 2.13%
JACKSON, MI (FHA|USDA|VA) 1 $355,000 $355,000 $1,214 2.38%
Danville, KY (FHA|USDA|VA) 2 $350,000 $175,000 $3,499 5.81%
Montrose, CO (FHA|USDA|VA) 1 $345,000 $345,000 $1,841 2.99%
Union City, TN (FHA|USDA|VA) 2 $340,000 $170,000 $5,718 3.50%
YUBA CITY, CA (FHA|USDA|VA) 1 $335,000 $335,000 $1,852 2.75%
LAKE CHARLES, LA (FHA|USDA|VA) 1 $335,000 $335,000 $1,831 2.75%
Brookhaven, MS (FHA|USDA|VA) 5 $335,000 $67,000 $4,256 8.29%
Shelby, NC (FHA|USDA|VA) 1 $335,000 $335,000 $2,600 2.75%
GLENS FALLS, NY (FHA|USDA|VA) 1 $335,000 $335,000 $2,443 2.75%
Atmore, AL (FHA|USDA|VA) 6 $330,000 $55,000 $0 8.25%
WATERTOWN-FORT DRUM, NY (FHA|USDA|VA) 1 $325,000 $325,000 $2,414 2.50%
Silver City, NM (FHA|USDA|VA) 1 $325,000 $325,000 $2,827 2.75%
Forest City, NC (FHA|USDA|VA) 1 $315,000 $315,000 $1,598 3.13%
Sheridan, WY (FHA|USDA|VA) 1 $315,000 $315,000 $3,274 2.25%
BISMARCK, ND (FHA|USDA|VA) 1 $315,000 $315,000 $2,572 2.99%
Baraboo, WI (FHA|USDA|VA) 1 $315,000 $315,000 $1,466 2.75%
STATE COLLEGE, PA (FHA|USDA|VA) 1 $315,000 $315,000 $3,245 2.88%
Paducah, KY-IL (FHA|USDA|VA) 3 $315,000 $105,000 $5,733 5.79%
Granbury, TX (FHA|USDA|VA) 1 $305,000 $305,000 $5,373 3.13%
SHEBOYGAN, WI (FHA|USDA|VA) 1 $305,000 $305,000 $1,251 2.88%
BATTLE CREEK, MI (FHA|USDA|VA) 1 $305,000 $305,000 $2,534 2.75%
GREAT FALLS, MT (FHA|USDA|VA) 1 $305,000 $305,000 $2,293 3.13%
ERIE, PA (FHA|USDA|VA) 1 $305,000 $305,000 $3,406 2.88%
MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) 2 $300,000 $150,000 $1,424 2.88%
Susanville, CA (FHA|USDA|VA) 1 $295,000 $295,000 $3,730 2.88%
Americus, GA (FHA|USDA|VA) 3 $295,000 $98,333 $2,477 4.96%
Brownsville, TN (FHA|USDA|VA) 2 $290,000 $145,000 $0 4.07%
Farmington, MO (FHA|USDA|VA) 1 $285,000 $285,000 $13,344 2.50%
ROCKY MOUNT, NC (FHA|USDA|VA) 1 $285,000 $285,000 $3,194 2.63%
FARMINGTON, NM (FHA|USDA|VA) 1 $285,000 $285,000 $1,971 2.13%
Clewiston, FL (FHA|USDA|VA) 1 $285,000 $285,000 $2,231 3.13%
Fitzgerald, GA (FHA|USDA|VA) 2 $280,000 $140,000 $6,834 6.00%
CASPER, WY (FHA|USDA|VA) 2 $280,000 $140,000 $2,698 2.94%
Payson, AZ (FHA|USDA|VA) 1 $275,000 $275,000 $2,575 2.99%
Wapakoneta, OH (FHA|USDA|VA) 1 $275,000 $275,000 $1,576 2.75%
FOND DU LAC, WI (FHA|USDA|VA) 1 $275,000 $275,000 $1,541 2.75%
Athens, TX (FHA|USDA|VA) 2 $270,000 $135,000 $2,940 5.07%
Greenwood, MS (FHA|USDA|VA) 5 $265,000 $53,000 $0 8.39%
BLOOMINGTON, IL (FHA|USDA|VA) 1 $265,000 $265,000 $3,161 2.99%
Bartlesville, OK (FHA|USDA|VA) 1 $265,000 $265,000 $2,764 3.00%
CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) 1 $265,000 $265,000 $3,398 2.88%
Laurel, MS (FHA|USDA|VA) 6 $260,000 $43,333 $0 8.59%
HARRISONBURG, VA (FHA|USDA|VA) 1 $255,000 $255,000 $966 2.75%
SEBRING-AVON PARK, FL (FHA|USDA|VA) 1 $255,000 $255,000 $1,339 2.88%
MONROE, LA (FHA|USDA|VA) 1 $255,000 $255,000 $2,210 2.99%
Fairmont, WV (FHA|USDA|VA) 1 $255,000 $255,000 $2,134 2.75%
Batesville, AR (FHA|USDA|VA) 1 $255,000 $255,000 $2,931 3.75%
Los Alamos, NM (FHA|USDA|VA) 1 $255,000 $255,000 $2,295 2.88%
McComb, MS (FHA|USDA|VA) 2 $250,000 $125,000 $2,840 5.50%
Carlsbad-Artesia, NM (FHA|USDA|VA) 1 $245,000 $245,000 $2,931 3.00%
CHARLESTON, WV (FHA|USDA|VA) 1 $245,000 $245,000 $3,279 3.13%
Shawnee, OK (FHA|USDA|VA) 1 $245,000 $245,000 $3,071 3.13%
LAREDO, TX (FHA|USDA|VA) 1 $245,000 $245,000 $2,012 2.25%
Moses Lake, WA (FHA|USDA|VA) 2 $240,000 $120,000 $2,020 3.00%
Statesboro, GA (FHA|USDA|VA) 2 $240,000 $120,000 $3,246 6.12%
Ashland, OH (FHA|USDA|VA) 1 $235,000 $235,000 $1,821 2.50%
Hermiston-Pendleton, OR (FHA|USDA|VA) 1 $235,000 $235,000 $2,182 2.50%
CEDAR RAPIDS, IA (FHA|USDA|VA) 1 $235,000 $235,000 $3,122 3.00%
BLOOMINGTON, IN (FHA|USDA|VA) 1 $235,000 $235,000 $1,396 2.38%
Vidalia, GA (FHA|USDA|VA) 1 $235,000 $235,000 $3,982 4.25%
AMARILLO, TX (FHA|USDA|VA) 1 $235,000 $235,000 $1,469 2.25%
Richmond-Berea, KY (FHA|USDA|VA) 2 $230,000 $115,000 $6,041 5.62%
Lebanon, NH-VT (FHA|USDA|VA) 1 $225,000 $225,000 $1,280 2.88%
CUMBERLAND, MD-WV (FHA|USDA|VA) 1 $225,000 $225,000 $1,446 2.25%
Auburn, IN (FHA|USDA|VA) 1 $225,000 $225,000 $971 2.88%
Tiffin, OH (FHA|USDA|VA) 1 $225,000 $225,000 $1,826 2.38%
Salem, OH (FHA|USDA|VA) 1 $215,000 $215,000 $1,721 2.88%
WATERLOO-CEDAR FALLS, IA (FHA|USDA|VA) 1 $215,000 $215,000 $1,806 2.88%
North Platte, NE (FHA|USDA|VA) 1 $215,000 $215,000 $995 2.50%
Brookings, SD (FHA|USDA|VA) 1 $215,000 $215,000 $1,863 2.88%
Whitewater, WI (FHA|USDA|VA) 1 $205,000 $205,000 $2,214 2.99%
GRANTS PASS, OR (FHA|USDA|VA) 1 $205,000 $205,000 $2,411 3.25%
Middlesborough, KY (FHA|USDA|VA) 4 $200,000 $50,000 $4,552 8.68%
Mount Airy, NC (FHA|USDA|VA) 1 $195,000 $195,000 $2,222 3.38%
CHAMPAIGN-URBANA, IL (FHA|USDA|VA) 1 $195,000 $195,000 $2,275 3.25%
Douglas, GA (FHA|USDA|VA) 3 $195,000 $65,000 $4,208 6.58%
GETTYSBURG, PA (FHA|USDA|VA) 1 $195,000 $195,000 $2,093 2.88%
Vernal, UT (FHA|USDA|VA) 1 $195,000 $195,000 $2,483 2.75%
Rochelle, IL (FHA|USDA|VA) 1 $195,000 $195,000 $1,722 2.88%
ALBANY, GA (FHA|USDA|VA) 3 $195,000 $65,000 $0 8.57%
MIDLAND, TX (FHA|USDA|VA) 3 $195,000 $65,000 $0 8.51%
Picayune, MS (FHA|USDA|VA) 2 $190,000 $95,000 $0 6.92%
Cordele, GA (FHA|USDA|VA) 1 $185,000 $185,000 $932 2.13%
Astoria, OR (FHA|USDA|VA) 1 $185,000 $185,000 $1,451 2.50%
UTICA-ROME, NY (FHA|USDA|VA) 1 $185,000 $185,000 $7,145 2.88%
Tifton, GA (FHA|USDA|VA) 1 $175,000 $175,000 $3,503 2.75%
EAST STROUDSBURG, PA (FHA|USDA|VA) 1 $175,000 $175,000 $2,160 2.88%
HAMMOND, LA (FHA|USDA|VA) 1 $165,000 $165,000 $3,604 2.88%
North Vernon, IN (FHA|USDA|VA) 1 $165,000 $165,000 $1,251 3.38%
DULUTH, MN-WI (FHA|USDA|VA) 1 $165,000 $165,000 $1,535 2.63%
BECKLEY, WV (FHA|USDA|VA) 1 $165,000 $165,000 $2,552 2.75%
Hailey, ID (FHA|USDA|VA) 1 $165,000 $165,000 $4,069 2.50%
BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) 2 $160,000 $80,000 $0 8.25%
Vicksburg, MS (FHA|USDA|VA) 2 $160,000 $80,000 $0 7.99%
Waycross, GA (FHA|USDA|VA) 1 $155,000 $155,000 $0 5.99%
BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) 3 $155,000 $51,667 $0 7.66%
Malvern, AR (FHA|USDA|VA) 1 $155,000 $155,000 $1,964 3.25%
Laurinburg, NC (FHA|USDA|VA) 1 $145,000 $145,000 $1,631 3.75%
Mount Sterling, KY (FHA|USDA|VA) 1 $135,000 $135,000 $4,870 3.63%
Russellville, AR (FHA|USDA|VA) 1 $135,000 $135,000 $1,928 2.75%
Natchez, MS-LA (FHA|USDA|VA) 2 $130,000 $65,000 $0 8.99%
Greenville, MS (FHA|USDA|VA) 2 $130,000 $65,000 $3,818 8.99%
Jesup, GA (FHA|USDA|VA) 1 $125,000 $125,000 $4,723 2.88%
Pecos, TX (FHA|USDA|VA) 1 $115,000 $115,000 $0 6.34%
ODESSA, TX (FHA|USDA|VA) 2 $110,000 $55,000 $0 7.99%
ROCKFORD, IL (FHA|USDA|VA) 1 $105,000 $105,000 $0 3.63%
EVANSVILLE, IN-KY (FHA|USDA|VA) 1 $95,000 $95,000 $0 3.63%
Palatka, FL (FHA|USDA|VA) 1 $85,000 $85,000 $4,649 8.24%
Ponca City, OK (FHA|USDA|VA) 1 $85,000 $85,000 $2,784 3.38%
Beeville, TX (FHA|USDA|VA) 1 $85,000 $85,000 $0 8.49%
Fort Madison-Keokuk, IA-IL-MO (FHA|USDA|VA) 1 $85,000 $85,000 $2,151 2.75%
LONGVIEW, TX (FHA|USDA|VA) 1 $85,000 $85,000 $0 8.49%
Brenham, TX (FHA|USDA|VA) 1 $75,000 $75,000 $0 8.74%
Camden, AR (FHA|USDA|VA) 1 $75,000 $75,000 $2,876 2.75%
Lake City, FL (FHA|USDA|VA) 1 $75,000 $75,000 $0 8.74%
SUMTER, SC (FHA|USDA|VA) 1 $75,000 $75,000 $0 3.50%
Dublin, GA (FHA|USDA|VA) 1 $75,000 $75,000 $0 8.99%
CORPUS CHRISTI, TX (FHA|USDA|VA) 2 $70,000 $35,000 $0 7.90%
Mayfield, KY (FHA|USDA|VA) 1 $65,000 $65,000 $3,392 2.75%
Andrews, TX (FHA|USDA|VA) 1 $65,000 $65,000 $0 7.49%
Cleveland, MS (FHA|USDA|VA) 1 $65,000 $65,000 $0 7.14%
ABILENE, TX (FHA|USDA|VA) 1 $65,000 $65,000 $0 8.49%
Clarksdale, MS (FHA|USDA|VA) 1 $65,000 $65,000 $0 8.99%
Central City, KY (FHA|USDA|VA) 1 $65,000 $65,000 $0 7.99%
Indiana, PA (FHA|USDA|VA) 1 $65,000 $65,000 $3,527 3.50%
Corinth, MS (FHA|USDA|VA) 1 $55,000 $55,000 $0 8.49%
Nacogdoches, TX (FHA|USDA|VA) 1 $55,000 $55,000 $0 8.74%
ALEXANDRIA, LA (FHA|USDA|VA) 1 $45,000 $45,000 $2,862 2.99%
Toccoa, GA (FHA|USDA|VA) 1 $45,000 $45,000 $3,287 7.49%
SAGINAW, MI (FHA|USDA|VA) 1 $35,000 $35,000 $0 7.90%
Madisonville, KY (FHA|USDA|VA) 1 $35,000 $35,000 $0 8.99%
MUSKEGON, MI (FHA|USDA|VA) 1 $35,000 $35,000 $0 7.90%
Huntsville, TX (FHA|USDA|VA) 1 $25,000 $25,000 $0 9.90%
ELKHART-GOSHEN, IN (FHA|USDA|VA) 1 $15,000 $15,000 $0 9.90%
SIOUX CITY, IA-NE-SD (FHA|USDA|VA) 1 $15,000 $15,000 $0 9.90%

Firstbank's top markets include Nashville, Huntsville, Birmingham, Atlanta, and Chattanooga among others.

Product Mix

Loan Type Originations Total Value Average Loan Average Fees Average Rate
Conventional 21,864 $6,649,870,000 $304,147 $2,914 3.25%
FHA 1,059 $231,215,000 $218,333 $7,352 3.02%
VA 873 $308,215,000 $353,053 $5,581 2.69%
USDA 368 $64,210,000 $174,484 $5,263 2.84%

For the 2021 period, Firstbank's most frequently originated loan type of loans were Conventional, with 21,864 originations. Their 2nd most popular type is FHA, with 1,059 originations.

Loan Reason

Loan Reason Originations Total Value Average Loan Average Fees Average Rate
Home Purchase 9,265 $2,604,275,000 $281,087 $4,407 3.60%
Refi 9,061 $3,004,575,000 $331,594 $2,452 2.78%
Cash Out Refi 4,306 $1,392,100,000 $323,293 $3,134 2.96%
Other 1,493 $245,385,000 $164,357 $1,173 4.10%
Home Improvement 39 $7,175,000 $183,974 $1,511 4.45%

For the 2021, Firstbank's most frequently cited loan purpose of loans were Home Purchase, with 9,265 originations. The 2nd most popular reason of loans were Refi, with 9,061 originations.

Loan Duration/Length

Loan Length Originations Total Value Average Loan Average Fees Average Rate
30 Year 15,894 $5,106,510,000 $321,285 $3,611 3.00%
15 Year 3,414 $956,410,000 $280,144 $2,409 2.51%
10 Year 1,879 $371,445,000 $197,682 $1,449 4.02%
Other 1,310 $228,910,000 $174,740 $2,776 6.22%
20 Year 914 $262,640,000 $287,352 $2,481 3.02%
5 Year 571 $236,415,000 $414,037 $1,746 3.43%
1 Year 155 $55,795,000 $359,968 $1,288 4.40%
3 Year 27 $35,385,000 $1,310,556 $2,482 4.95%

For the 2021, Firstbank's most frequently cited loan length of loans were 30 Year, with 15,894 originations. The 2nd most popular length of loans were 15 Year, with 3,414 originations.

Origination Fees

Origination Fee Originations Total Value Average Loan
$<1k 13,030 $4,210,000,000 $323,101
$1k-2k 4,452 $1,261,620,000 $283,383
$2k-3k 1,274 $324,890,000 $255,016
$3k-4k 821 $261,715,000 $318,776
$5k+ 303 $157,355,000 $519,323

$3,611 of loans were Firstbank's average total fees, while their most frequently occuring range of origination fees were in the $<1k bucket, with 13,030 originations.

Interest Rates

Loan Rate Originations Total Value Average Loan
2.5-3% 11,331 $3,666,035,000 $323,540
3-4% 6,331 $1,904,695,000 $300,852
<2.5% 3,980 $1,252,710,000 $314,751
4-5% 1,430 $316,370,000 $221,238
Over 8% 451 $29,585,000 $65,599
7-8% 261 $14,975,000 $57,375
5-6% 222 $21,120,000 $95,135
6-7% 157 $47,685,000 $303,726

During 2021, Firstbank's average interest rate of loans were 3.00%, while their most frequently originated rate bucket of loans were 2.5-3%, with 11,331 originations.

Loan Sizing

Loan Size Originations Total Value Average Loan Average Fees Average Rate
$200k-400k 11,741 $3,447,395,000 $293,620 $3,179 2.90%
$100k-200k 4,573 $700,595,000 $153,202 $3,483 3.32%
$400k-600k 4,391 $2,080,025,000 $473,702 $3,373 2.82%
$100,000 or less 2,733 $150,765,000 $55,165 $2,132 4.94%
$600k-1MM 500 $365,590,000 $731,180 $5,736 3.15%
$1MM+ 226 $509,140,000 $2,252,832 $8,062 3.69%

2021 saw Firstbank place emphasis on $200k-400k loans with 11,741 originations, totaling $3,447,395,000 in origination value.

Applicant Income

Applicant Income Originations Total Value Average Loan Average Fees Average Rate
$100k-150k 5,905 $1,884,145,000 $319,076 $3,084 2.97%
$150k-250k 4,610 $1,730,310,000 $375,338 $3,084 2.89%
$50k-75k 4,036 $842,630,000 $208,778 $3,624 3.37%
$75k-100k 3,835 $1,036,825,000 $270,359 $3,318 3.11%
$50k or less 3,169 $405,235,000 $127,875 $3,585 4.04%
$250k+ 1,831 $853,985,000 $466,404 $3,728 3.09%

Firstbank lent most frequently to those with incomes in the $100k-150k range, with 5,905 originations. The second most popular income band? $150k-250k, with 4,610 originations.

Applicant Debt to Income Ratio

DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
20-30% 6,129 $1,802,105,000 $294,029 $2,986 3.08%
30-36% 4,500 $1,321,910,000 $293,758 $3,316 3.19%
<20% 2,762 $762,130,000 $275,934 $2,801 3.15%
42% 933 $267,665,000 $286,886 $3,616 3.38%
39% 835 $225,505,000 $270,066 $3,518 3.41%
36% 824 $235,710,000 $286,056 $3,395 3.34%
41% 811 $228,995,000 $282,361 $3,545 3.49%
38% 810 $231,990,000 $286,407 $3,380 3.28%
40% 802 $228,650,000 $285,100 $3,500 3.28%
43% 747 $209,805,000 $280,863 $3,680 3.07%
44% 742 $214,060,000 $288,491 $3,539 3.08%
37% 727 $212,065,000 $291,699 $3,498 3.25%
45% 474 $138,230,000 $291,624 $3,828 3.13%
49% 463 $145,535,000 $314,330 $3,810 3.05%
46% 448 $139,300,000 $310,938 $3,519 3.12%
48% 422 $127,850,000 $302,962 $3,347 3.15%
47% 414 $120,070,000 $290,024 $3,316 3.10%
50-60% 316 $83,740,000 $265,000 $7,346 3.06%
>60% 40 $14,690,000 $367,250 $3,459 3.72%

Firstbank lent most frequently to those with DTI ratios of 20-30%, with 6,129 originations. The next most common DTI ratio? 30-36%, with 4,500 originations.

Ethnicity Mix

Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
White 16,435 $4,604,805,000 $280,183 $3,411 3.20%
Not provided 3,987 $1,302,955,000 $326,801 $2,748 3.07%
Asian 1,504 $533,960,000 $355,027 $2,562 2.68%
Not applicable 358 $376,410,000 $1,051,425 $4,890 4.22%
Black 1,634 $360,080,000 $220,367 $4,279 3.90%
American Indian 118 $30,200,000 $255,932 $3,863 3.43%
Asian Indian 43 $16,535,000 $384,535 $4,051 3.26%
Native Hawaiian 37 $12,425,000 $335,811 $3,548 3.09%
Other Asian 21 $8,975,000 $427,381 $4,587 3.47%
Chinese 8 $2,380,000 $297,500 $3,897 3.16%
Japanese 3 $1,125,000 $375,000 $2,932 3.00%
Korean 2 $840,000 $420,000 $3,146 2.93%
4 $740,000 $185,000 $5,226 5.10%
Filipino 4 $740,000 $185,000 $4,235 2.78%
Native Hawiian 1 $715,000 $715,000 $2,038 2.88%
Vietnamese 3 $315,000 $105,000 $2,606 4.72%
Other Pacific Islander 2 $310,000 $155,000 $3,998 6.39%

Approval Rates

Total approvals of all applications
81.96%

Firstbank has a below average approval rate.

Pick Rate

Approvals leading to origination
65.63%

Firstbank has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.

Points and Fees

Points Originations Total Value Average Loan
0.0 1 $15,000 $15,000
1000.0 21 $935,000 $44,524
1001.1 1 $35,000 $35,000
1001.52 1 $55,000 $55,000
1012.13 1 $55,000 $55,000
1016.96 1 $65,000 $65,000
1027.6 1 $55,000 $55,000
1034.01 1 $25,000 $25,000
1037.57 1 $75,000 $75,000
1050.0 1 $35,000 $35,000
1052.4 1 $55,000 $55,000
1058.06 1 $75,000 $75,000
1063.44 1 $35,000 $35,000
1063.5 1 $75,000 $75,000
1066.0 1 $75,000 $75,000
1072.11 1 $35,000 $35,000
1080.0 2 $130,000 $65,000
1084.14 1 $35,000 $35,000
1085.36 1 $35,000 $35,000
1086.07 1 $75,000 $75,000
1101.99 1 $55,000 $55,000
1102.8 1 $75,000 $75,000
1105.91 1 $45,000 $45,000
1106.5 1 $55,000 $55,000
1107.94 1 $55,000 $55,000
1117.08 1 $55,000 $55,000
1118.55 1 $45,000 $45,000
1132.34 1 $55,000 $55,000
1134.78 1 $75,000 $75,000
1140.0 1 $55,000 $55,000
1146.89 1 $55,000 $55,000
1153.38 1 $55,000 $55,000
1161.58 1 $75,000 $75,000
1163.97 1 $65,000 $65,000
1166.85 1 $25,000 $25,000
1169.67 1 $85,000 $85,000
1172.39 1 $65,000 $65,000
1181.85 1 $45,000 $45,000
1181.92 1 $65,000 $65,000
1184.98 1 $85,000 $85,000
1186.23 1 $65,000 $65,000
1194.65 1 $85,000 $85,000
1200.0 1 $45,000 $45,000
1207.86 1 $85,000 $85,000
1209.68 1 $45,000 $45,000
1213.39 1 $45,000 $45,000
1219.0 1 $45,000 $45,000
1230.31 1 $45,000 $45,000
1232.91 1 $45,000 $45,000
1235.98 1 $45,000 $45,000
1236.0 1 $85,000 $85,000
1241.07 1 $45,000 $45,000
1243.69 1 $25,000 $25,000
1250.44 1 $85,000 $85,000
1272.0 1 $45,000 $45,000
1276.92 1 $85,000 $85,000
1278.0 1 $65,000 $65,000
1284.33 1 $45,000 $45,000
1289.45 1 $35,000 $35,000
1291.98 1 $45,000 $45,000
1295.79 1 $45,000 $45,000
1297.13 1 $65,000 $65,000
1298.93 1 $65,000 $65,000
1304.48 1 $65,000 $65,000
1306.12 1 $65,000 $65,000
1306.65 1 $45,000 $45,000
1312.88 1 $95,000 $95,000
1313.25 1 $45,000 $45,000
1314.6 1 $65,000 $65,000
1316.13 1 $65,000 $65,000
1317.0 1 $45,000 $45,000
1317.53 1 $45,000 $45,000
1321.25 1 $65,000 $65,000
1326.0 1 $45,000 $45,000
1334.66 1 $45,000 $45,000
1334.7 1 $75,000 $75,000
1336.8 1 $45,000 $45,000
1338.22 1 $95,000 $95,000
1338.9 1 $45,000 $45,000
1349.4 1 $45,000 $45,000
1353.82 1 $95,000 $95,000
1356.0 1 $45,000 $45,000
1361.91 1 $45,000 $45,000
1371.96 1 $75,000 $75,000
1373.4 1 $45,000 $45,000
1375.62 1 $45,000 $45,000
1378.35 1 $45,000 $45,000
1381.95 1 $45,000 $45,000
1385.29 1 $45,000 $45,000
1385.85 1 $45,000 $45,000
1389.81 1 $45,000 $45,000
1391.88 1 $55,000 $55,000
1392.12 1 $45,000 $45,000
1392.68 1 $45,000 $45,000
1394.16 1 $45,000 $45,000
1400.1 1 $45,000 $45,000
1400.67 1 $45,000 $45,000
1401.93 1 $55,000 $55,000
1407.51 1 $45,000 $45,000
1410.38 1 $45,000 $45,000
1415.97 1 $45,000 $45,000
1422.62 1 $55,000 $55,000
1423.2 1 $55,000 $55,000
1426.68 1 $75,000 $75,000
1428.3 1 $45,000 $45,000
1434.81 1 $55,000 $55,000
1434.99 1 $55,000 $55,000
1442.31 1 $55,000 $55,000
1446.7 1 $35,000 $35,000
1451.43 1 $55,000 $55,000
1456.08 1 $55,000 $55,000
1456.47 1 $35,000 $35,000
1457.61 1 $55,000 $55,000
1462.05 1 $55,000 $55,000
1464.0 1 $55,000 $55,000
1473.45 1 $55,000 $55,000
1477.14 1 $55,000 $55,000
1488.28 1 $75,000 $75,000
1491.0 1 $75,000 $75,000
1494.51 1 $75,000 $75,000
1497.78 1 $105,000 $105,000
1499.42 1 $105,000 $105,000
1500.0 1 $55,000 $55,000
1500.69 1 $55,000 $55,000
1503.13 1 $75,000 $75,000
1506.2 1 $75,000 $75,000
1510.41 1 $55,000 $55,000
1511.37 1 $75,000 $75,000
1514.4 1 $55,000 $55,000
1516.58 1 $55,000 $55,000
1525.35 1 $75,000 $75,000
1530.63 1 $55,000 $55,000
1535.1 1 $55,000 $55,000
1536.17 1 $55,000 $55,000
1538.25 1 $105,000 $105,000
1539.21 1 $55,000 $55,000
1541.1 1 $55,000 $55,000
1544.04 1 $85,000 $85,000
1551.33 1 $85,000 $85,000
1564.21 1 $55,000 $55,000
1574.49 1 $105,000 $105,000
1577.52 1 $55,000 $55,000
1578.97 1 $55,000 $55,000
1598.1 1 $55,000 $55,000
1599.44 1 $55,000 $55,000
1607.19 1 $115,000 $115,000
1610.74 1 $85,000 $85,000
1616.84 1 $55,000 $55,000
1617.0 1 $55,000 $55,000
1622.85 1 $55,000 $55,000
1634.11 1 $55,000 $55,000
1637.61 1 $55,000 $55,000
1640.1 1 $55,000 $55,000
1640.76 1 $55,000 $55,000
1643.45 1 $55,000 $55,000
1644.0 1 $55,000 $55,000
1646.2 1 $55,000 $55,000
1649.79 1 $55,000 $55,000
1651.61 1 $55,000 $55,000
1654.5 1 $55,000 $55,000
1655.91 1 $55,000 $55,000
1658.9 1 $85,000 $85,000
1663.77 1 $55,000 $55,000
1666.86 1 $55,000 $55,000
1667.79 1 $115,000 $115,000
1668.39 1 $65,000 $65,000
1671.09 1 $55,000 $55,000
1672.5 1 $55,000 $55,000
1674.19 1 $85,000 $85,000
1675.76 1 $55,000 $55,000
1676.6 1 $55,000 $55,000
1677.6 1 $55,000 $55,000
1679.87 1 $65,000 $65,000
1681.38 1 $55,000 $55,000
1690.65 1 $55,000 $55,000
1691.1 1 $65,000 $65,000
1691.32 1 $65,000 $65,000
1695.93 1 $65,000 $65,000
1700.0 1 $85,000 $85,000
1702.96 1 $115,000 $115,000
1702.98 1 $65,000 $65,000
1702.99 1 $55,000 $55,000
1704.86 1 $85,000 $85,000
1705.26 1 $65,000 $65,000
1706.48 1 $85,000 $85,000
1708.56 1 $65,000 $65,000
1708.98 1 $115,000 $115,000
1715.76 1 $65,000 $65,000
1719.29 1 $65,000 $65,000
1725.33 1 $65,000 $65,000
1728.12 1 $65,000 $65,000
1733.84 1 $65,000 $65,000
1736.04 2 $130,000 $65,000
1737.45 1 $65,000 $65,000
1739.49 1 $125,000 $125,000
1740.0 1 $65,000 $65,000
1748.54 1 $65,000 $65,000
1751.7 1 $65,000 $65,000
1752.0 1 $65,000 $65,000
1755.0 1 $65,000 $65,000
1755.36 1 $65,000 $65,000
1755.96 1 $65,000 $65,000
1760.18 1 $65,000 $65,000
1766.89 1 $125,000 $125,000
1767.57 1 $65,000 $65,000
1768.69 1 $65,000 $65,000
1769.22 1 $65,000 $65,000
1771.2 1 $65,000 $65,000
1772.1 1 $65,000 $65,000
1777.05 1 $65,000 $65,000
1778.88 1 $125,000 $125,000
1789.8 1 $65,000 $65,000
1794.95 1 $65,000 $65,000
1799.79 1 $65,000 $65,000
1800.0 1 $65,000 $65,000
1800.91 1 $65,000 $65,000
1802.59 1 $65,000 $65,000
1803.87 1 $125,000 $125,000
1804.41 1 $65,000 $65,000
1807.71 1 $65,000 $65,000
1809.79 1 $65,000 $65,000
1814.19 1 $65,000 $65,000
1833.45 1 $65,000 $65,000
1834.55 1 $65,000 $65,000
1835.16 1 $65,000 $65,000
1835.85 1 $65,000 $65,000
1836.0 1 $65,000 $65,000
1841.78 1 $65,000 $65,000
1842.27 1 $65,000 $65,000
1853.04 1 $65,000 $65,000
1855.31 1 $65,000 $65,000
1863.0 1 $65,000 $65,000
1864.05 1 $65,000 $65,000
1865.86 1 $65,000 $65,000
1867.56 1 $65,000 $65,000
1872.0 1 $65,000 $65,000
1872.72 1 $65,000 $65,000
187.91 1 $15,000 $15,000
1882.1 1 $65,000 $65,000
1884.45 1 $65,000 $65,000
1886.49 1 $65,000 $65,000
1887.6 1 $65,000 $65,000
1890.0 2 $130,000 $65,000
1897.91 1 $65,000 $65,000
1899.6 1 $65,000 $65,000
1900.68 1 $65,000 $65,000
1901.3 1 $65,000 $65,000
1903.47 1 $65,000 $65,000
1903.83 1 $65,000 $65,000
1909.52 1 $65,000 $65,000
1912.5 1 $135,000 $135,000
1915.72 1 $65,000 $65,000
1917.0 1 $65,000 $65,000
1919.16 1 $65,000 $65,000
1925.88 1 $65,000 $65,000
1941.12 1 $65,000 $65,000
1943.31 1 $65,000 $65,000
1944.0 1 $65,000 $65,000
1945.4 1 $65,000 $65,000
195.0 5 $105,000 $21,000
1950.0 1 $65,000 $65,000
1959.27 1 $65,000 $65,000
1960.2 1 $65,000 $65,000
1970.61 1 $75,000 $75,000
1971.08 1 $65,000 $65,000
1986.17 1 $65,000 $65,000
199.0 1 $25,000 $25,000
1993.44 1 $65,000 $65,000
1993.61 1 $75,000 $75,000
1995.0 1 $75,000 $75,000
1998.18 1 $75,000 $75,000
2000.0 2 $210,000 $105,000
2001.02 1 $75,000 $75,000
2001.67 1 $75,000 $75,000
2005.73 1 $75,000 $75,000
2009.85 1 $75,000 $75,000
2012.89 1 $75,000 $75,000
2016.15 1 $75,000 $75,000
2024.85 1 $75,000 $75,000
2025.0 1 $75,000 $75,000
2027.31 1 $75,000 $75,000
2027.81 1 $145,000 $145,000
2031.6 1 $75,000 $75,000
2034.09 1 $75,000 $75,000
2037.22 1 $75,000 $75,000
2040.56 1 $75,000 $75,000
2040.78 1 $75,000 $75,000
2041.02 1 $75,000 $75,000
2044.02 1 $75,000 $75,000
2046.0 1 $75,000 $75,000
2046.64 1 $75,000 $75,000
2047.93 1 $75,000 $75,000
2057.43 1 $145,000 $145,000
2063.85 1 $75,000 $75,000
2070.51 1 $75,000 $75,000
2072.25 1 $75,000 $75,000
2074.41 1 $75,000 $75,000
2076.02 1 $75,000 $75,000
2082.53 1 $75,000 $75,000
2083.11 1 $75,000 $75,000
2087.63 1 $75,000 $75,000
2088.82 1 $75,000 $75,000
2090.16 1 $75,000 $75,000
2099.91 1 $75,000 $75,000
2107.05 1 $75,000 $75,000
2108.4 1 $75,000 $75,000
2108.85 1 $75,000 $75,000
2115.53 1 $105,000 $105,000
2116.32 1 $75,000 $75,000
2133.0 1 $55,000 $55,000
2133.1 1 $75,000 $75,000
2135.99 1 $75,000 $75,000
2136.21 1 $75,000 $75,000
2141.03 1 $75,000 $75,000
2146.5 1 $115,000 $115,000
2151.9 1 $55,000 $55,000
2155.2 2 $230,000 $115,000
2156.7 1 $75,000 $75,000
2159.22 1 $75,000 $75,000
2160.0 1 $75,000 $75,000
2160.54 1 $75,000 $75,000
2161.53 1 $75,000 $75,000
2162.4 1 $75,000 $75,000
2162.62 1 $145,000 $145,000
2164.35 1 $75,000 $75,000
2166.25 1 $75,000 $75,000
2166.7 1 $75,000 $75,000
2183.85 1 $75,000 $75,000
2186.4 1 $155,000 $155,000
2195.32 1 $75,000 $75,000
2196.42 1 $75,000 $75,000
2198.37 1 $75,000 $75,000
2198.85 1 $75,000 $75,000
2202.0 1 $75,000 $75,000
2209.83 1 $75,000 $75,000
2214.49 1 $75,000 $75,000
2216.55 1 $75,000 $75,000
2217.6 1 $75,000 $75,000
2226.26 1 $75,000 $75,000
2229.84 1 $75,000 $75,000
2232.36 1 $155,000 $155,000
2235.22 1 $115,000 $115,000
2241.0 2 $200,000 $100,000
2242.4 1 $75,000 $75,000
2245.9 1 $75,000 $75,000
2249.14 1 $75,000 $75,000
2261.06 1 $85,000 $85,000
2263.02 1 $75,000 $75,000
2264.55 1 $85,000 $85,000
2264.57 1 $85,000 $85,000
2268.54 1 $75,000 $75,000
2268.66 1 $85,000 $85,000
2274.26 1 $115,000 $115,000
2278.26 1 $85,000 $85,000
2283.8 1 $75,000 $75,000
2285.79 1 $75,000 $75,000
2291.84 1 $85,000 $85,000
2301.81 1 $55,000 $55,000
2302.4 1 $85,000 $85,000
2304.6 1 $85,000 $85,000
2304.61 1 $85,000 $85,000
2305.92 1 $85,000 $85,000
2344.53 1 $85,000 $85,000
2344.61 1 $85,000 $85,000
2350.07 1 $85,000 $85,000
2353.41 2 $250,000 $125,000
2357.95 1 $165,000 $165,000
2361.41 1 $125,000 $125,000
2368.44 1 $85,000 $85,000
2369.5 1 $125,000 $125,000
2369.88 1 $85,000 $85,000
2370.0 1 $85,000 $85,000
2381.7 1 $125,000 $125,000
2388.9 1 $85,000 $85,000
2389.61 1 $85,000 $85,000
2393.46 1 $85,000 $85,000
2396.28 1 $85,000 $85,000
2398.99 1 $55,000 $55,000
2401.14 1 $85,000 $85,000
2415.0 1 $85,000 $85,000
2431.5 1 $85,000 $85,000
2461.53 1 $125,000 $125,000
2463.96 1 $85,000 $85,000
2475.33 1 $85,000 $85,000
2477.57 1 $85,000 $85,000
2481.51 1 $125,000 $125,000
2498.03 1 $85,000 $85,000
2498.16 1 $85,000 $85,000
2499.97 1 $85,000 $85,000
2514.45 1 $85,000 $85,000
2521.2 1 $85,000 $85,000
2525.19 1 $85,000 $85,000
2547.31 1 $85,000 $85,000
2548.65 1 $85,000 $85,000
2573.24 1 $65,000 $65,000
2577.87 1 $85,000 $85,000
2600.1 1 $95,000 $95,000
2610.0 1 $95,000 $95,000
2636.7 1 $95,000 $95,000
2643.38 1 $95,000 $95,000
2654.46 1 $135,000 $135,000
2656.65 1 $95,000 $95,000
2668.5 1 $95,000 $95,000
2669.4 1 $95,000 $95,000
2674.83 1 $95,000 $95,000
2697.3 1 $95,000 $95,000
2699.66 1 $65,000 $65,000
2700.0 1 $95,000 $95,000
2713.74 1 $145,000 $145,000
2738.7 1 $105,000 $105,000
2740.54 1 $95,000 $95,000
278.7 1 $25,000 $25,000
2807.13 1 $95,000 $95,000
2908.4 1 $105,000 $105,000
2941.81 1 $105,000 $105,000
2991.32 1 $105,000 $105,000
302.97 1 $25,000 $25,000
3039.13 1 $105,000 $105,000
3054.99 1 $105,000 $105,000
309.0 1 $35,000 $35,000
3135.0 1 $125,000 $125,000
3212.41 1 $125,000 $125,000
325.56 1 $35,000 $35,000
328.22 1 $35,000 $35,000
329.42 1 $35,000 $35,000
337.09 1 $35,000 $35,000
340.0 1 $35,000 $35,000
340.67 1 $35,000 $35,000
341.89 1 $35,000 $35,000
356.6 1 $15,000 $15,000
361.35 1 $35,000 $35,000
365.69 1 $25,000 $25,000
3735.47 1 $145,000 $145,000
374.32 1 $25,000 $25,000
382.78 1 $45,000 $45,000
395.03 1 $25,000 $25,000
411.32 1 $45,000 $45,000
429.0 1 $45,000 $45,000
453.66 1 $45,000 $45,000
455.14 1 $25,000 $25,000
461.46 1 $45,000 $45,000
481.12 1 $25,000 $25,000
484.4 1 $55,000 $55,000
518.2 1 $55,000 $55,000
526.75 1 $55,000 $55,000
542.29 1 $55,000 $55,000
552.84 1 $25,000 $25,000
569.05 1 $55,000 $55,000
577.8 1 $25,000 $25,000
611.41 1 $65,000 $65,000
612.0 1 $45,000 $45,000
621.76 1 $45,000 $45,000
642.11 1 $45,000 $45,000
653.25 1 $65,000 $65,000
673.56 1 $45,000 $45,000
680.39 1 $45,000 $45,000
690.0 1 $45,000 $45,000
698.42 1 $75,000 $75,000
698.45 1 $75,000 $75,000
705.18 1 $35,000 $35,000
712.11 1 $25,000 $25,000
716.21 1 $45,000 $45,000
718.0 1 $35,000 $35,000
720.03 1 $15,000 $15,000
722.34 1 $55,000 $55,000
723.17 1 $25,000 $25,000
728.35 1 $75,000 $75,000
728.91 1 $25,000 $25,000
731.71 1 $55,000 $55,000
739.99 1 $55,000 $55,000
755.46 1 $25,000 $25,000
760.36 1 $45,000 $45,000
761.08 1 $55,000 $55,000
763.47 1 $25,000 $25,000
765.01 1 $45,000 $45,000
776.38 1 $55,000 $55,000
778.34 1 $35,000 $35,000
780.64 1 $35,000 $35,000
784.18 1 $55,000 $55,000
791.53 1 $45,000 $45,000
800.0 139 $5,155,000 $37,086
809.4 1 $45,000 $45,000
813.75 1 $55,000 $55,000
814.47 1 $55,000 $55,000
818.45 1 $55,000 $55,000
820.9 1 $45,000 $45,000
822.38 1 $55,000 $55,000
823.2 1 $25,000 $25,000
826.87 1 $55,000 $55,000
832.5 1 $25,000 $25,000
839.33 1 $55,000 $55,000
840.9 1 $55,000 $55,000
842.67 1 $35,000 $35,000
847.95 1 $55,000 $55,000
849.84 1 $45,000 $45,000
877.77 1 $65,000 $65,000
893.1 1 $45,000 $45,000
908.29 1 $65,000 $65,000
908.58 1 $65,000 $65,000
910.5 1 $65,000 $65,000
930.4 1 $45,000 $45,000
936.71 1 $65,000 $65,000
936.91 1 $45,000 $45,000
941.51 1 $65,000 $65,000
942.94 1 $65,000 $65,000
947.06 1 $45,000 $45,000
948.0 1 $35,000 $35,000
950.0 129 $10,825,000 $83,915
950.81 1 $65,000 $65,000
973.35 1 $65,000 $65,000
980.34 1 $55,000 $55,000
983.25 1 $65,000 $65,000
988.35 1 $35,000 $35,000
996.16 1 $65,000 $65,000
996.3 1 $35,000 $35,000
998.37 1 $35,000 $35,000
NA 23,351 $7,201,735,000 $308,412

Occupancy Type Mix

Dwelling Type Originations Total Value Average Loan
24,164 $7,253,510,000 $300,178

LTV Distribution

Loan to Value Originations Total Value Average Loan Average Fees Average Rate
20-40% 1,668 $375,240,000 $224,964 $2,446 3.21%
40-60% 4,909 $1,545,155,000 $314,760 $2,382 2.82%
60-80% 8,927 $3,112,325,000 $348,642 $2,992 3.06%
80-100% 7,433 $2,041,425,000 $274,643 $4,365 3.60%
Over 100% 193 $49,995,000 $259,041 $11,842 4.23%
Under 20% 992 $74,850,000 $75,454 $673 3.31%

Complaints

Bank Name Product Issue 2021 CPFB Complaints % of Total Issues
FIRSTBANK PUERTO RICO Conventional home mortgage Trouble during payment process 10 38.5%
FIRSTBANK PUERTO RICO FHA mortgage Struggling to pay mortgage 1 3.8%
FIRSTBANK PUERTO RICO FHA mortgage Trouble during payment process 1 3.8%
FIRSTBANK PUERTO RICO Other type of mortgage Trouble during payment process 1 3.8%
FIRSTBANK PUERTO RICO VA mortgage Trouble during payment process 2 7.7%
FIRSTBANK PUERTO RICO VA mortgage Closing on a mortgage 1 3.8%
FIRSTBANK PUERTO RICO VA mortgage Struggling to pay mortgage 1 3.8%
FIRSTBANK PUERTO RICO Conventional home mortgage Applying for a mortgage or refinancing an existing mortgage 3 11.5%
FIRSTBANK PUERTO RICO Conventional home mortgage Closing on a mortgage 3 11.5%
FIRSTBANK PUERTO RICO Conventional home mortgage Struggling to pay mortgage 3 11.5%

Bank Details

Branches

Bank Name Branch Branch Type Deposits (000's)
Firstbank 11 Channing Way Jackson, TN 38305 Full Service B&M $317,923
Firstbank 101 East Main Street Henderson, TN 38340 Full Service B&M $124,660
Firstbank 101 W. Main St Woodbury, TN 37190 Full Service B&M $53,579
Firstbank 101 West Church Street Lexington, TN 38351 Full Service B&M $128,586
Firstbank 101 West Wood Street Paris, TN 38242 Full Service B&M $52,209
Firstbank 1013 South Hwy 92 Dandridge, TN 37725 Full Service B&M $40,877
Firstbank 1015 Westhaven Blvd Ste 150 Franklin, TN 37064 Full Service B&M $86,863
Firstbank 10216 Kingston Pike Knoxville, TN 37922 Full Service B&M $70,081
Firstbank 1068 Mineral Wells Avenue Paris, TN 38242 Full Service B&M $97,969
Firstbank 200 West Main St Smithville, TN 37166 Full Service B&M $116,632
Firstbank 20340 East Main Street Huntingdon, TN 38344 Limited, Drive-thru $0
Firstbank 21 North Forrest Avenue Camden, TN 38320 Full Service B&M $46,827
Firstbank 211 Commerce Street, Suite 300 Nashville, TN 37201 Full Service B&M $2,003,715
Firstbank 2121 Abbott Martin Road Nashville, TN 37215 Full Service B&M $48,476
Firstbank 2200 Decherd Boulevard Decherd, TN 37324 Full Service B&M $40,075
Firstbank 2202 Fairview Boulevard Fairview, TN 37062 Full Service B&M $129,799
Firstbank 2415 Memorial Blvd Murfreesboro, TN 37129 Full Service B&M $218,483
Firstbank 2610 Old Fort Parkway Murfreesboro, TN 37128 Full Service B&M $15,610
Firstbank 2670 New Salem Highway Murfreesboro, TN 37128 Full Service B&M $40,447
Firstbank 2782 South Church Street Murfreesboro, TN 37127 Full Service B&M $12,840
Firstbank 28915 Broad Street Hollow Rock, TN 38342 Full Service B&M $30,048
Firstbank 417 South Lowry Street Smyrna, TN 37167 Full Service B&M $36,931
Firstbank 4227 Ringgold Road Chattanooga, TN 37412 Full Service B&M $40,781
Firstbank 45 Wildersville Road Wildersville, TN 38388 Limited, Drive-thru $0
Firstbank 450 Tennessee Avenue South Parsons, TN 38363 Full Service B&M $147,470
Firstbank 4824 Main Street Suite A Spring Hill, TN 37174 Full Service B&M $12,829
Firstbank 5040 Carothers Parkway Suite 100 Franklin, TN 37067 Full Service B&M $7,123
Firstbank 5063 Alabama Highway Ringgold, GA 30736 Full Service B&M $182,511
Firstbank 508 Madison Street Shelbyville, TN 37160 Full Service B&M $119,381
Firstbank 510 Columbia Avenue, Suite 106 Franklin, TN 37064 Full Service B&M $74,493
Firstbank 520 W. Summit Hill Drive, Suite 801 Knoxville, TN 37902 Full Service B&M $723,650
Firstbank 5200 Clinton Highway Knoxville, TN 37912 Full Service B&M $16,922
Firstbank 5290 Scottsville Road Bowling Green, KY 42103 Full Service B&M $73,236
Firstbank 722 Columbia Avenue Franklin, TN 37064 Full Service B&M $1,058,188
Firstbank 724 Presidents Place Smyrna, TN 37167 Full Service B&M $23,336
Firstbank 7442 Shallowford Road Chattanooga, TN 37421 Full Service B&M $78,094
Firstbank 8398 Highway 64 Bartlett, TN 38133 Full Service B&M $20,500
Firstbank 851 South Willow Avenue Cookeville, TN 38501 Full Service B&M $148,823
Firstbank 885 Conference Drive, Suite 100 Goodlettsville, TN 37072 Full Service B&M $99,581
Firstbank 9217 Lee Hwy Ooltewah, TN 37363 Full Service B&M $54,871
Firstbank 948 Fairview Avenue Bowling Green, KY 42103 Full Service B&M $17,233
Firstbank Highway 22 South Clarksburg, TN 38324 Limited, Drive-thru $10,152
Firstbank W Main Street Henderson, TN 38340 Limited, Drive-thru $0
Firstbank 1500 Hillsboro Boulevard Manchester, TN 37355 Full Service B&M $80,720
Firstbank 1515 Campbell Lane Bowling Green, KY 42104 Full Service B&M $18,934
Firstbank 1520 Old Gallatin Road Scottsville, KY 42164 Limited, Drive-thru $0
Firstbank 1525 Market St Dayton, TN 37321 Full Service B&M $65,051
Firstbank 1581 South Highland Avenue Jackson, TN 38301 Full Service B&M $25,893
Firstbank 1595 Veterans Memorial Hwy Scottsville, KY 42164 Full Service B&M $136,530
Firstbank 164 Hospital Drive Lexington, TN 38351 Limited, Drive-thru $0
Firstbank 167 West Broadway Boulevard Jefferson City, TN 37760 Full Service B&M $167,872
Firstbank 1817 West End Avenue Nashville, TN 37203 Full Service B&M $110,998
Firstbank 1927 Wilson Parkway Fayetteville, TN 37334 Full Service B&M $79,544
Firstbank 1959 Northpoint Boulevard Hixson, TN 37343 Full Service B&M $41,097
Firstbank 19685 E Main Street Huntingdon, TN 38344 Full Service B&M $117,803
Firstbank 20 Highway 114 South Scotts Hill, TN 38374 Full Service B&M $47,297
Firstbank 2905 Maynardville Highway Maynardville, TN 37807 Full Service B&M $26,222
Firstbank 319 Manufacturer's Road Chattanooga, TN 37405 Full Service B&M $192,536
Firstbank 3310 Aspen Grove Drive, Suite 100 Franklin, TN 37067 Full Service B&M $161,396
Firstbank 340 West Lincoln Street Tullahoma, TN 37388 Full Service B&M $101,413
Firstbank 345 Highway 46 South Dickson, TN 37055 Full Service B&M $80,550
Firstbank 3610 Battlefield Parkway Fort Oglethorpe, GA 30742 Full Service B&M $130,424
Firstbank 3895 Cleveland Road Dalton, GA 30720 Full Service B&M $26,583
Firstbank 40 Moss Lane Ste 100 Franklin, TN 37064 Full Service B&M $35,958
Firstbank 401 South Thornton Avenue Dalton, GA 30720 Full Service B&M $154,648
Firstbank 404 Hollywood Blvd Birmingham, AL 35209 Full Service B&M $173
Firstbank 4110 North Mount Juliet Road, Suite 300 Mount Juliet, TN 37122 Full Service B&M $27,677
Firstbank 416 West Main Street Waverly, TN 37185 Full Service B&M $100,875
Firstbank 53 East Church Street Lexington, TN 38351 Full Service B&M $177,737
Firstbank 5537 Kingston Pike Knoxville, TN 37919 Full Service B&M $80,197
Firstbank 595 East Church Street Lexington, TN 38351 Limited, Drive-thru $0
Firstbank 615 Memorial Boulevard Murfreesboro, TN 37129 Full Service B&M $406,536
Firstbank 6280 Highway 64 Oakland, TN 38060 Full Service B&M $67,309
Firstbank 6482 Poplar Avenue Memphis, TN 38119 Full Service B&M $103,726
Firstbank 650 Main Street Friendship, TN 38034 Full Service B&M $25,235
Firstbank 6815 Poplar Avenue, Suite 100 Germantown, TN 38138 Full Service B&M $46,223
Firstbank 71 Mechanic St. South, P.O.Box 159 Lynchburg, TN 37352 Full Service B&M $49,309
Firstbank 720 Gallatin Street Sw, Suite 150 Huntsville, AL 35801 Full Service B&M $73,329
Firstbank 7216 Nolensville Rd Ste 100 Nolensville, TN 37135 Full Service B&M $14,832
Firstbank 722 Columbia Avenue Franklin, TN 37064 Limited, Drive-thru $34,745
Firstbank 1110 Market St, Ste 300 Chattanooga, TN 37402 Full Service B&M $64,737
Firstbank 112 North Washington Streets Henderson, TN 38340 Limited, Drive-thru $0
Firstbank 11820 Kingston Pike Farragut, TN 37934 Full Service B&M $81,223
Firstbank 120 W Main Street Linden, TN 37096 Full Service B&M $62,128
Firstbank 123 North Court Street Florence, AL 35630 Full Service B&M $43,739
Firstbank 123 Second Avenue North Huntingdon, TN 38344 Limited, Drive-thru $0
Firstbank 1237 North Glenwood Ave Dalton, GA 30721 Full Service B&M $17,671
Firstbank 126 Highway 641 North Camden, TN 38320 Full Service B&M $78,303
Firstbank 1301 Cowart Street Chattanooga, TN 37402 Limited, Drive-thru $0
Firstbank 134 Pewitt Dr Ste 100 Brentwood, TN 37027 Full Service B&M $73,677
Firstbank 139 Elmore Road Crossville, TN 38555 Full Service B&M $139,822
Firstbank 15 West University Parkway Jackson, TN 38305 Full Service B&M $40,660

For 2021, Firstbank had 92 branches.

Yearly Performance Overview

Bank Income

Item Value (in 000's)
Total interest income $384,941
Net interest income $349,768
Total noninterest income $227,378
Gross Fiduciary activities income $1,679
Service charges on deposit accounts $9,319
Trading account gains and fees $0
Additional Noninterest Income $216,380
Pre-tax net operating income $246,525
Securities gains (or losses, -) $75
Income before extraordinary items $190,867
Discontinued Operations (Extraordinary gains, net) $0
Net income of bank and minority interests $190,867
Minority interest net income $16
Net income $190,851
Sale, conversion, retirement of capital stock, net $1,695
Net operating income $190,807

Firstbank's gross interest income from loans was $384,941,000.
Firstbank's net interest income from loans was $349,768,000.
Firstbank's fee based income from loans was $9,319,000.
Firstbank's net income from loans was $190,851,000.

Bank Expenses

Item Value (in 000's)
Total interest expense $35,173
Provision for credit losses $-40,993
Total noninterest expense $371,614
Salaries and employee benefits $247,131
Premises and equipment expense $22,167
Additional noninterest expense $102,316
Applicable income taxes $55,733
Net charge-offs $5,835
Cash dividends $122,500

Firstbank's interest expense for loans was $35,173,000.
Firstbank's payroll and benefits expense were $247,131,000.
Firstbank's property, plant and equipment expenses $22,167,000.

Loan Performance

Type of Loan % of Loans Noncurrent (30+ days, end of period snapshot)
All loans 0.0%
Real Estate loans 0.0%
Construction & Land Development loans 0.0%
Nonfarm, nonresidential loans 0.0%
Multifamily residential loans 0.0%
1-4 family residential loans 0.0%
HELOC loans 0.0%
All other family 0.0%
Commercial & industrial loans 0.0%
Personal loans 1.0%
Credit card loans 0.0%
Other individual loans 1.0%
Auto loans 0.0%
Other consumer loans 2.0%
Unsecured commercial real estate loans 0.0%

Deposits

Type Value (in 000's)
Total deposits $10,858,412
Deposits held in domestic offices $10,858,412
Deposits by Individuals, partnerships, and corporations $8,519,961
Deposits by U.S. Government $0
Deposits by States and political subdivisions in the U.S. $2,291,059
Deposits by Commercial banks and other depository institutions in U.S. $47,392
Deposits by Banks in foreign countries $0
Deposits by Foreign governments and official institutions $0
Transaction accounts $1,737,260
Demand deposits $1,029,129
Nontransaction accounts $9,121,152
Money market deposit accounts (MMDAs) $7,509,482
Other savings deposits (excluding MMDAs) $480,589
Total time deposits $1,131,081
Total time and savings deposits $9,829,283
Noninterest-bearing deposits $2,761,729
Interest-bearing deposits $8,096,683
Retail deposits $10,534,623
IRAs and Keogh plan accounts $162,574
Brokered deposits $20,500
Deposits held in foreign offices $0

Assets

Asset Value (in 000's)
Total Assets $12,582,271
Cash & Balances due from depository institutions $1,664,351
Interest-bearing balances $1,573,018
Total securities $1,680,801
Federal funds sold & reverse repurchase $128,087
Net loans and leases $8,231,326
Loan and leases loss allowance $125,559
Trading account assets $0
Bank premises and fixed assets $185,425
Other real estate owned $9,777
Goodwill and other intangibles $374,997
All other assets $307,507

Liabilities

Liabilities Value (in 000's)
Total liabilities and capital $12,582,271
Total Liabilities $11,157,188
Total deposits $10,858,412
Interest-bearing deposits $8,096,683
Deposits held in domestic offices $10,858,412
% insured (estimated) $55
Federal funds purchased and repurchase agreements $40,716
Trading liabilities $0
Other borrowed funds $1,518
Subordinated debt $98,614
All other liabilities $157,928

Issued Loan Types

Type Value (in 000's)
Net loans and leases $8,231,326
Loan and leases loss allowance $125,559
Total loans and leases (domestic) $8,356,885
All real estate loans $6,662,387
Real estate loans in domestic offices $6,662,387
Construction and development loans $1,327,659
Residential 1-4 family construction $563,538
Other construction, all land development and other land $764,121
Loans secured by nonfarm nonresidential properties $2,632,069
Nonfarm nonresidential secured by owner-occupied properties $901,904
Commercial real estate & other non-farm, non-residential $1,730,165
Multifamily residential real estate $326,551
1-4 family residential loans $2,326,430
Farmland loans $49,678
Loans held in foreign offices $0
Farm loans $13,206
Commercial and industrial loans $1,354,081
To non-U.S. addressees $0
Loans to individuals $267,386
Credit card loans $0
Related Plans $2,330
Consumer Auto Loans $36,638
Other loans to individuals $228,418
All other loans & leases $59,825
Loans to foreign governments and official institutions $0
Other loans $16,548
Loans to depository institutions and acceptances of other banks $0
Loans not secured by real estate $21,791
Loans secured by real estate to non-U.S. addressees $0
Restructured Loans & leases $21,351
Non 1-4 family restructured loans & leases $19,259
Total loans and leases (foreign) $0

FirstBank had $8,231,326,000 of loans outstanding in 2021. $6,662,387,000 of loans were in real estate loans. $1,327,659,000 of loans were in development loans. $326,551,000 of loans were in multifamily mortgage loans. $2,326,430,000 of loans were in 1-4 family mortgage loans. $13,206,000 of loans were in farm loans. $0 of loans were in credit card loans. $36,638,000 of loans were in the auto loan category.

Small Business Loans

Categorization # of Loans in Category $ amount of loans (in 000's) Average $/loan
Nonfarm, nonresidential loans - <$1MM 1,904 $444,819 $233,623
Nonfarm, nonresidential loans - <$100k 452 $18,586 $41,119
Nonfarm, nonresidential loans - $100-250k 588 $73,732 $125,395
Nonfarm, nonresidential loans - $250k-1MM 864 $352,501 $407,987
Commercial & Industrial, US addressed loans - <$1MM 3,844 $303,992 $79,082
Commercial & Industrial, US addressed loans - <$100k 2,413 $61,979 $25,685
Commercial & Industrial, US addressed loans - $100-250k 717 $62,532 $87,213
Commercial & Industrial, US addressed loans - $250k-1MM 714 $179,481 $251,374
Farmland loans - <$1MM 220 $24,971 $113,505
Farmland loans - <$100k 100 $3,402 $34,020
Farmland loans - $100-250k 67 $7,280 $108,657
Farmland loans - $250k-1MM 53 $14,289 $269,604
Agriculture operations loans - <$1MM 279 $11,302 $40,509
Agriculture operations loans - <$100k 230 $5,179 $22,517
Agriculture operations loans - $100-250k 41 $4,219 $102,902
Agriculture operations loans - $250k-1MM 8 $1,904 $238,000