Firstbank Mortgage Rates, Fees & Info
Nashville, TNLEI: 549300OBO7DOF2KOP535
Tax ID: 62-0198265
5 stars
2021 Data | 2020 Data | 2019 Data | 2018 Data
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Mortgage Data
Bank Data
Overview
Firstbank is a mid-sized bank specializing in Home Purchase and Refi loans. Firstbank has a high proportion of conventional loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) They have a low ratio of USDA loans. Their top markets include Nashville, Huntsville, Birmingham, Atlanta, and Chattanooga among others. Firstbank has an average approval rate for mortages when compared nationally. They have a below average pick rate when compared to the same sample of other lendors. Firstbank is typically an average fee lendor.Originations
24,164Origination Dollar Volume (All Markets)
$7,253,510,000Employee count
1,962Awards
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FirstBank - 2021
FirstBank is a 2021 , due to their low .
For 2021, less than of lenders were eligible for this award.
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Relative Rate
Firstbank's average 30 year fixed rate mortgage of loans were
3%.
The 2021 average 30 year fixed rate mortgage across all markets of loans were 3.15%.
This yields a difference of -0.15%.
Relative Fees
Firstbank's average total fees for a 30 year fixed rate
mortgage are $3,611.
The average total origination fees for 30 year fixed rate mortgages (for all loan values, including
both points & up-front fees in addition to origination fees) are $4,750.
Top Markets
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN (FHA|USDA|VA) | 4,264 | $1,426,510,000 | $334,547 | $4,177 | 3.24% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 1,335 | $393,165,000 | $294,506 | $4,336 | 3.02% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 1,094 | $267,440,000 | $244,461 | $3,954 | 3.20% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 773 | $245,835,000 | $318,027 | $2,993 | 2.96% |
| Outside of Metro Areas | 1,323 | $210,555,000 | $159,150 | $3,297 | 4.19% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 858 | $200,910,000 | $234,161 | $3,881 | 3.31% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 477 | $193,195,000 | $405,021 | $2,263 | 2.71% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 563 | $155,695,000 | $276,545 | $3,977 | 3.24% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 406 | $138,270,000 | $340,567 | $2,001 | 2.79% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 379 | $137,515,000 | $362,836 | $2,710 | 2.58% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 285 | $127,555,000 | $447,561 | $2,286 | 2.72% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 265 | $107,155,000 | $404,358 | $1,908 | 2.62% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 391 | $104,725,000 | $267,839 | $3,859 | 3.36% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 275 | $95,875,000 | $348,636 | $2,439 | 2.70% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 277 | $91,475,000 | $330,235 | $2,037 | 2.74% |
| KNOXVILLE, TN (FHA|USDA|VA) | 333 | $90,545,000 | $271,907 | $3,919 | 3.32% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 312 | $90,030,000 | $288,558 | $3,057 | 3.66% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 243 | $87,745,000 | $361,091 | $2,024 | 2.67% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 252 | $84,060,000 | $333,571 | $2,018 | 2.79% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 190 | $78,530,000 | $413,316 | $1,960 | 2.77% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 232 | $71,320,000 | $307,414 | $3,160 | 3.01% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 209 | $70,945,000 | $339,450 | $1,752 | 2.70% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 163 | $67,825,000 | $416,104 | $2,314 | 2.71% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 190 | $67,650,000 | $356,053 | $3,311 | 2.58% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 179 | $67,115,000 | $374,944 | $2,179 | 2.78% |
| Albertville, AL (FHA|USDA|VA) | 288 | $66,090,000 | $229,479 | $5,305 | 2.85% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 178 | $64,030,000 | $359,719 | $2,057 | 2.74% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 152 | $63,450,000 | $417,434 | $2,104 | 2.65% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 173 | $60,645,000 | $350,549 | $2,406 | 2.77% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 20 | $57,230,000 | $2,861,500 | $3,076 | 3.18% |
| TUSCALOOSA, AL (FHA|USDA|VA) | 232 | $55,210,000 | $237,974 | $5,568 | 3.54% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 245 | $55,085,000 | $224,837 | $3,082 | 5.86% |
| Cookeville, TN (FHA|USDA|VA) | 135 | $50,475,000 | $373,889 | $3,803 | 3.43% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 128 | $49,840,000 | $389,375 | $1,872 | 2.62% |
| JACKSON, TN (FHA|USDA|VA) | 251 | $46,555,000 | $185,478 | $3,248 | 3.63% |
| BOWLING GREEN, KY (FHA|USDA|VA) | 167 | $44,105,000 | $264,102 | $3,211 | 3.49% |
| SALT LAKE CITY, UT (FHA|USDA|VA) | 120 | $43,650,000 | $363,750 | $1,929 | 2.75% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 130 | $43,400,000 | $333,846 | $1,980 | 2.63% |
| Tullahoma-Manchester, TN (FHA|USDA|VA) | 198 | $40,980,000 | $206,970 | $3,554 | 3.76% |
| ROME, GA (FHA|USDA|VA) | 181 | $37,895,000 | $209,365 | $5,842 | 3.14% |
| RENO, NV (FHA|USDA|VA) | 103 | $36,865,000 | $357,913 | $1,875 | 2.77% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 112 | $34,740,000 | $310,179 | $1,687 | 2.73% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 93 | $34,505,000 | $371,022 | $2,708 | 2.90% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 77 | $33,555,000 | $435,779 | $2,196 | 2.54% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 105 | $33,365,000 | $317,762 | $2,542 | 2.86% |
| DALTON, GA (FHA|USDA|VA) | 171 | $30,575,000 | $178,801 | $3,899 | 3.17% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 34 | $29,140,000 | $857,059 | $7,296 | 3.53% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 85 | $28,615,000 | $336,647 | $2,608 | 3.07% |
| Cullman, AL (FHA|USDA|VA) | 128 | $26,180,000 | $204,531 | $4,437 | 3.18% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 117 | $24,735,000 | $211,410 | $4,742 | 3.46% |
| PROVO-OREM, UT (FHA|USDA|VA) | 67 | $24,545,000 | $366,343 | $1,973 | 2.78% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 85 | $24,185,000 | $284,529 | $1,615 | 2.92% |
| Paris, TN (FHA|USDA|VA) | 151 | $21,325,000 | $141,225 | $2,853 | 3.53% |
| Shelbyville, TN (FHA|USDA|VA) | 102 | $20,900,000 | $204,902 | $4,183 | 3.40% |
| BOISE CITY, ID (FHA|USDA|VA) | 56 | $20,560,000 | $367,143 | $3,028 | 2.80% |
| Crossville, TN (FHA|USDA|VA) | 123 | $20,545,000 | $167,033 | $3,311 | 3.53% |
| FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) | 45 | $20,445,000 | $454,333 | $6,453 | 3.31% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 46 | $19,550,000 | $425,000 | $2,099 | 2.74% |
| COLUMBUS, GA-AL (FHA|USDA|VA) | 115 | $17,795,000 | $154,739 | $4,596 | 2.55% |
| OGDEN-CLEARFIELD, UT (FHA|USDA|VA) | 54 | $17,670,000 | $327,222 | $1,955 | 2.66% |
| MORRISTOWN, TN (FHA|USDA|VA) | 90 | $17,390,000 | $193,222 | $3,949 | 3.44% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 56 | $17,370,000 | $310,179 | $1,778 | 2.76% |
| Sevierville, TN (FHA|USDA|VA) | 39 | $17,345,000 | $444,744 | $5,595 | 4.05% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 56 | $17,210,000 | $307,321 | $1,841 | 2.68% |
| DOTHAN, AL (FHA|USDA|VA) | 97 | $16,515,000 | $170,258 | $4,165 | 3.46% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 55 | $16,355,000 | $297,364 | $3,055 | 3.42% |
| COLUMBUS, OH (FHA|USDA|VA) | 49 | $16,105,000 | $328,673 | $1,916 | 2.63% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 53 | $15,875,000 | $299,528 | $1,809 | 2.65% |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN (FHA|USDA|VA) | 51 | $15,855,000 | $310,882 | $2,024 | 2.71% |
| CLEVELAND, TN (FHA|USDA|VA) | 64 | $15,830,000 | $247,344 | $4,560 | 3.27% |
| BOULDER, CO (FHA|USDA|VA) | 36 | $15,580,000 | $432,778 | $2,210 | 2.64% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 47 | $15,245,000 | $324,362 | $1,938 | 2.83% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 42 | $15,230,000 | $362,619 | $1,951 | 2.68% |
| Lewisburg, TN (FHA|USDA|VA) | 68 | $14,760,000 | $217,059 | $3,975 | 3.04% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 46 | $14,360,000 | $312,174 | $2,875 | 2.76% |
| MOBILE, AL (FHA|USDA|VA) | 102 | $13,930,000 | $136,569 | $4,098 | 5.47% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 36 | $13,610,000 | $378,056 | $2,967 | 2.77% |
| BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) | 35 | $13,365,000 | $381,857 | $2,942 | 2.57% |
| DECATUR, AL (FHA|USDA|VA) | 69 | $13,235,000 | $191,812 | $5,024 | 3.19% |
| RICHMOND, VA (FHA|USDA|VA) | 40 | $13,210,000 | $330,250 | $1,821 | 2.68% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 42 | $13,190,000 | $314,048 | $2,140 | 2.78% |
| EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) | 36 | $13,090,000 | $363,611 | $3,151 | 2.67% |
| FRESNO, CA (FHA|USDA|VA) | 42 | $12,750,000 | $303,571 | $2,126 | 2.79% |
| PITTSBURGH, PA (FHA|USDA|VA) | 42 | $12,530,000 | $298,333 | $3,442 | 2.68% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 35 | $12,025,000 | $343,571 | $3,594 | 2.79% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 32 | $11,760,000 | $367,500 | $1,842 | 2.71% |
| HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) | 39 | $11,625,000 | $298,077 | $3,039 | 2.75% |
| ANN ARBOR, MI (FHA|USDA|VA) | 37 | $11,585,000 | $313,108 | $1,729 | 2.60% |
| VALLEJO, CA (FHA|USDA|VA) | 31 | $11,565,000 | $373,065 | $2,053 | 2.66% |
| OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) | 38 | $11,480,000 | $302,105 | $2,260 | 2.68% |
| TUCSON, AZ (FHA|USDA|VA) | 44 | $11,090,000 | $252,045 | $2,117 | 2.81% |
| STOCKTON, CA (FHA|USDA|VA) | 29 | $11,065,000 | $381,552 | $2,085 | 2.77% |
| BEND, OR (FHA|USDA|VA) | 32 | $11,000,000 | $343,750 | $2,718 | 2.81% |
| MANCHESTER-NASHUA, NH (FHA|USDA|VA) | 31 | $10,995,000 | $354,677 | $2,178 | 2.61% |
| TOLEDO, OH (FHA|USDA|VA) | 12 | $10,560,000 | $880,000 | $2,332 | 2.79% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 28 | $9,800,000 | $350,000 | $2,656 | 2.81% |
| NEW HAVEN-MILFORD, CT (FHA|USDA|VA) | 28 | $9,740,000 | $347,857 | $2,537 | 2.50% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 41 | $9,665,000 | $235,732 | $3,328 | 4.53% |
| FORT COLLINS, CO (FHA|USDA|VA) | 26 | $9,580,000 | $368,462 | $2,071 | 2.81% |
| WICHITA, KS (FHA|USDA|VA) | 12 | $9,440,000 | $786,667 | $2,299 | 3.30% |
| Dayton, TN (FHA|USDA|VA) | 63 | $9,325,000 | $148,016 | $4,016 | 3.78% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 30 | $9,260,000 | $308,667 | $2,935 | 2.89% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 32 | $9,190,000 | $287,188 | $2,242 | 2.66% |
| PANAMA CITY, FL (FHA|USDA|VA) | 21 | $9,065,000 | $431,667 | $6,583 | 3.42% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 28 | $8,910,000 | $318,214 | $1,831 | 2.75% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 25 | $8,885,000 | $355,400 | $2,310 | 2.97% |
| PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) | 25 | $8,585,000 | $343,400 | $2,617 | 2.68% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 23 | $8,295,000 | $360,652 | $2,072 | 2.79% |
| SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) | 20 | $7,950,000 | $397,500 | $2,000 | 2.73% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 15 | $7,835,000 | $522,333 | $3,020 | 2.75% |
| MODESTO, CA (FHA|USDA|VA) | 25 | $7,835,000 | $313,400 | $2,075 | 2.90% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 17 | $7,725,000 | $454,412 | $1,966 | 3.15% |
| AUBURN-OPELIKA, AL (FHA|USDA|VA) | 34 | $7,710,000 | $226,765 | $3,528 | 3.03% |
| SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) | 19 | $7,705,000 | $405,526 | $2,800 | 2.76% |
| Scottsboro, AL (FHA|USDA|VA) | 34 | $7,510,000 | $220,882 | $4,185 | 2.94% |
| PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) | 23 | $7,255,000 | $315,435 | $2,284 | 2.67% |
| GADSDEN, AL (FHA|USDA|VA) | 43 | $7,195,000 | $167,326 | $5,284 | 3.15% |
| ASHEVILLE, NC (FHA|USDA|VA) | 21 | $7,185,000 | $342,143 | $2,382 | 2.81% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 22 | $6,920,000 | $314,545 | $3,322 | 2.63% |
| Summerville, GA (FHA|USDA|VA) | 41 | $6,855,000 | $167,195 | $5,883 | 3.09% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 13 | $6,835,000 | $525,769 | $2,627 | 2.84% |
| WORCESTER, MA-CT (FHA|USDA|VA) | 18 | $6,790,000 | $377,222 | $2,691 | 2.60% |
| WARNER ROBINS, GA (FHA|USDA|VA) | 7 | $6,735,000 | $962,143 | $6,023 | 5.13% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 28 | $6,630,000 | $236,786 | $4,603 | 3.68% |
| SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) | 4 | $6,620,000 | $1,655,000 | $2,279 | 3.09% |
| GREENVILLE, NC (FHA|USDA|VA) | 4 | $6,610,000 | $1,652,500 | $1,511 | 4.03% |
| ANCHORAGE, AK (FHA|USDA|VA) | 18 | $6,530,000 | $362,778 | $2,763 | 2.87% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 29 | $6,505,000 | $224,310 | $2,213 | 3.07% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 26 | $6,450,000 | $248,077 | $1,773 | 3.88% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 20 | $6,420,000 | $321,000 | $1,703 | 2.78% |
| Outside of Metro Areas | 18 | $6,350,000 | $352,778 | $2,947 | 2.80% |
| KENNEWICK-RICHLAND, WA (FHA|USDA|VA) | 18 | $6,330,000 | $351,667 | $1,768 | 2.60% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 19 | $6,275,000 | $330,263 | $2,829 | 2.69% |
| TRENTON-PRINCETON, NJ (FHA|USDA|VA) | 17 | $6,235,000 | $366,765 | $2,370 | 2.33% |
| GREELEY, CO (FHA|USDA|VA) | 19 | $6,165,000 | $324,474 | $2,210 | 2.68% |
| Morehead City, NC (FHA|USDA|VA) | 6 | $6,160,000 | $1,026,667 | $2,495 | 3.71% |
| SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) | 17 | $6,135,000 | $360,882 | $2,101 | 2.86% |
| ST. GEORGE, UT (FHA|USDA|VA) | 17 | $6,045,000 | $355,588 | $1,950 | 2.59% |
| BATON ROUGE, LA (FHA|USDA|VA) | 15 | $6,015,000 | $401,000 | $2,831 | 2.80% |
| BELLINGHAM, WA (FHA|USDA|VA) | 16 | $5,900,000 | $368,750 | $2,067 | 2.63% |
| SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) | 13 | $5,795,000 | $445,769 | $2,147 | 2.70% |
| CHARLOTTESVILLE, VA (FHA|USDA|VA) | 15 | $5,695,000 | $379,667 | $2,487 | 2.62% |
| MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) | 16 | $5,640,000 | $352,500 | $2,316 | 2.80% |
| SPARTANBURG, SC (FHA|USDA|VA) | 11 | $5,605,000 | $509,545 | $1,723 | 3.49% |
| Enterprise, AL (FHA|USDA|VA) | 28 | $5,320,000 | $190,000 | $3,354 | 3.87% |
| JACKSON, MS (FHA|USDA|VA) | 34 | $5,320,000 | $156,471 | $2,201 | 5.62% |
| Bainbridge, GA (FHA|USDA|VA) | 26 | $5,290,000 | $203,462 | $5,981 | 3.26% |
| KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) | 5 | $5,265,000 | $1,053,000 | $3,312 | 4.35% |
| Heber, UT (FHA|USDA|VA) | 10 | $5,210,000 | $521,000 | $1,930 | 2.45% |
| Lawrenceburg, TN (FHA|USDA|VA) | 31 | $5,165,000 | $166,613 | $3,888 | 3.17% |
| SALINAS, CA (FHA|USDA|VA) | 13 | $5,115,000 | $393,462 | $1,940 | 2.65% |
| MONTGOMERY, AL (FHA|USDA|VA) | 31 | $5,075,000 | $163,710 | $3,793 | 4.04% |
| MADISON, WI (FHA|USDA|VA) | 13 | $4,965,000 | $381,923 | $2,014 | 2.77% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 7 | $4,905,000 | $700,714 | $2,692 | 3.02% |
| Bozeman, MT (FHA|USDA|VA) | 14 | $4,900,000 | $350,000 | $2,052 | 2.65% |
| Fort Payne, AL (FHA|USDA|VA) | 24 | $4,850,000 | $202,083 | $5,201 | 2.96% |
| SANTA FE, NM (FHA|USDA|VA) | 12 | $4,850,000 | $404,167 | $4,152 | 2.82% |
| COLUMBIA, MO (FHA|USDA|VA) | 6 | $4,830,000 | $805,000 | $1,847 | 3.46% |
| Gardnerville Ranchos, NV (FHA|USDA|VA) | 11 | $4,735,000 | $430,455 | $2,315 | 2.70% |
| SALEM, OR (FHA|USDA|VA) | 15 | $4,725,000 | $315,000 | $2,797 | 2.79% |
| HOUMA-THIBODAUX, LA (FHA|USDA|VA) | 3 | $4,655,000 | $1,551,667 | $1,849 | 4.92% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 31 | $4,525,000 | $145,968 | $2,908 | 5.94% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 13 | $4,415,000 | $339,615 | $2,414 | 2.84% |
| GAINESVILLE, GA (FHA|USDA|VA) | 12 | $4,040,000 | $336,667 | $2,656 | 2.87% |
| MEDFORD, OR (FHA|USDA|VA) | 12 | $3,990,000 | $332,500 | $2,832 | 2.86% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 13 | $3,945,000 | $303,462 | $2,173 | 2.73% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 11 | $3,855,000 | $350,455 | $2,705 | 3.05% |
| TULSA, OK (FHA|USDA|VA) | 19 | $3,825,000 | $201,316 | $3,176 | 4.28% |
| Talladega-Sylacauga, AL (FHA|USDA|VA) | 26 | $3,810,000 | $146,538 | $5,295 | 5.21% |
| SPRINGFIELD, MA (FHA|USDA|VA) | 13 | $3,795,000 | $291,923 | $1,749 | 2.77% |
| McMinnville, TN (FHA|USDA|VA) | 23 | $3,785,000 | $164,565 | $3,747 | 3.22% |
| LEXINGTON-FAYETTE, KY (FHA|USDA|VA) | 13 | $3,765,000 | $289,615 | $2,136 | 2.63% |
| DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) | 13 | $3,685,000 | $283,462 | $2,584 | 3.08% |
| AKRON, OH (FHA|USDA|VA) | 15 | $3,665,000 | $244,333 | $2,141 | 3.07% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 12 | $3,660,000 | $305,000 | $3,422 | 2.78% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 17 | $3,655,000 | $215,000 | $1,352 | 4.20% |
| MISSOULA, MT (FHA|USDA|VA) | 10 | $3,530,000 | $353,000 | $2,420 | 2.83% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 11 | $3,425,000 | $311,364 | $2,421 | 2.82% |
| WILMINGTON, NC (FHA|USDA|VA) | 11 | $3,355,000 | $305,000 | $2,545 | 2.75% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 15 | $3,325,000 | $221,667 | $2,672 | 4.45% |
| BRUNSWICK, GA (FHA|USDA|VA) | 6 | $3,160,000 | $526,667 | $3,695 | 4.79% |
| Calhoun, GA (FHA|USDA|VA) | 17 | $3,135,000 | $184,412 | $4,723 | 3.20% |
| Jasper, AL (FHA|USDA|VA) | 17 | $3,135,000 | $184,412 | $5,170 | 4.21% |
| Georgetown, SC (FHA|USDA|VA) | 5 | $3,075,000 | $615,000 | $1,438 | 3.16% |
| MERCED, CA (FHA|USDA|VA) | 9 | $3,055,000 | $339,444 | $1,815 | 2.53% |
| WENATCHEE, WA (FHA|USDA|VA) | 8 | $3,030,000 | $378,750 | $3,204 | 2.72% |
| GULFPORT-BILOXI, MS (FHA|USDA|VA) | 17 | $2,945,000 | $173,235 | $3,286 | 4.75% |
| JOPLIN, MO (FHA|USDA|VA) | 2 | $2,860,000 | $1,430,000 | $0 | 5.75% |
| BARNSTABLE TOWN, MA (FHA|USDA|VA) | 8 | $2,850,000 | $356,250 | $1,794 | 2.66% |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) | 9 | $2,815,000 | $312,778 | $2,837 | 3.00% |
| SAVANNAH, GA (FHA|USDA|VA) | 11 | $2,795,000 | $254,091 | $2,769 | 2.86% |
| NEW BERN, NC (FHA|USDA|VA) | 1 | $2,775,000 | $2,775,000 | $0 | 4.75% |
| WINCHESTER, VA-WV (FHA|USDA|VA) | 8 | $2,710,000 | $338,750 | $1,460 | 2.73% |
| LANCASTER, PA (FHA|USDA|VA) | 9 | $2,625,000 | $291,667 | $3,052 | 2.63% |
| HATTIESBURG, MS (FHA|USDA|VA) | 19 | $2,605,000 | $137,105 | $6,315 | 6.47% |
| HARRISBURG-CARLISLE, PA (FHA|USDA|VA) | 8 | $2,510,000 | $313,750 | $3,241 | 2.44% |
| Ellensburg, WA (FHA|USDA|VA) | 7 | $2,505,000 | $357,857 | $2,622 | 2.73% |
| LAFAYETTE, LA (FHA|USDA|VA) | 9 | $2,455,000 | $272,778 | $2,667 | 2.86% |
| CHICO, CA (FHA|USDA|VA) | 8 | $2,420,000 | $302,500 | $2,122 | 2.97% |
| FORT WAYNE, IN (FHA|USDA|VA) | 8 | $2,400,000 | $300,000 | $3,909 | 2.62% |
| ROANOKE, VA (FHA|USDA|VA) | 9 | $2,395,000 | $266,111 | $2,257 | 3.01% |
| ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) | 6 | $2,340,000 | $390,000 | $4,877 | 2.58% |
| REDDING, CA (FHA|USDA|VA) | 6 | $2,330,000 | $388,333 | $2,258 | 2.79% |
| COLUMBIA, SC (FHA|USDA|VA) | 9 | $2,325,000 | $258,333 | $1,834 | 3.46% |
| LAWRENCE, KS (FHA|USDA|VA) | 3 | $2,225,000 | $741,667 | $1,501 | 4.54% |
| GREEN BAY, WI (FHA|USDA|VA) | 8 | $2,190,000 | $273,750 | $1,510 | 2.70% |
| Fernley, NV (FHA|USDA|VA) | 7 | $2,125,000 | $303,571 | $2,720 | 2.91% |
| CARSON CITY, NV (FHA|USDA|VA) | 7 | $2,095,000 | $299,286 | $1,848 | 2.80% |
| OSHKOSH-NEENAH, WI (FHA|USDA|VA) | 6 | $2,060,000 | $343,333 | $1,607 | 2.58% |
| CORVALLIS, OR (FHA|USDA|VA) | 6 | $2,050,000 | $341,667 | $2,105 | 2.60% |
| Oak Harbor, WA (FHA|USDA|VA) | 6 | $2,040,000 | $340,000 | $1,860 | 2.73% |
| ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) | 6 | $1,990,000 | $331,667 | $3,500 | 3.75% |
| LONGVIEW, WA (FHA|USDA|VA) | 6 | $1,990,000 | $331,667 | $1,662 | 2.83% |
| ROCHESTER, MN (FHA|USDA|VA) | 7 | $1,985,000 | $283,571 | $1,654 | 2.52% |
| Cedartown, GA (FHA|USDA|VA) | 7 | $1,985,000 | $283,571 | $8,881 | 2.88% |
| BILLINGS, MT (FHA|USDA|VA) | 6 | $1,970,000 | $328,333 | $3,130 | 2.83% |
| THE VILLAGES, FL (FHA|USDA|VA) | 6 | $1,960,000 | $326,667 | $3,042 | 2.83% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 7 | $1,955,000 | $279,286 | $2,270 | 2.78% |
| FLAGSTAFF, AZ (FHA|USDA|VA) | 6 | $1,900,000 | $316,667 | $2,448 | 2.77% |
| KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) | 6 | $1,860,000 | $310,000 | $1,393 | 2.37% |
| CANTON-MASSILLON, OH (FHA|USDA|VA) | 8 | $1,830,000 | $228,750 | $2,716 | 2.76% |
| DOVER, DE (FHA|USDA|VA) | 7 | $1,825,000 | $260,714 | $2,529 | 2.82% |
| HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) | 6 | $1,750,000 | $291,667 | $1,901 | 2.83% |
| IDAHO FALLS, ID (FHA|USDA|VA) | 6 | $1,750,000 | $291,667 | $2,996 | 2.67% |
| LANSING-EAST LANSING, MI (FHA|USDA|VA) | 6 | $1,730,000 | $288,333 | $1,999 | 2.62% |
| VISALIA, CA (FHA|USDA|VA) | 7 | $1,705,000 | $243,571 | $1,656 | 2.95% |
| BURLINGTON-SOUTH BURLINGTON, VT (FHA|USDA|VA) | 5 | $1,695,000 | $339,000 | $3,148 | 2.77% |
| Roseburg, OR (FHA|USDA|VA) | 5 | $1,675,000 | $335,000 | $2,838 | 2.75% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 7 | $1,665,000 | $237,857 | $2,347 | 2.94% |
| Starkville, MS (FHA|USDA|VA) | 18 | $1,660,000 | $92,222 | $1,471 | 7.29% |
| YORK-HANOVER, PA (FHA|USDA|VA) | 6 | $1,650,000 | $275,000 | $3,736 | 2.83% |
| READING, PA (FHA|USDA|VA) | 5 | $1,625,000 | $325,000 | $3,077 | 2.70% |
| YAKIMA, WA (FHA|USDA|VA) | 5 | $1,605,000 | $321,000 | $2,276 | 2.85% |
| BURLINGTON, NC (FHA|USDA|VA) | 5 | $1,595,000 | $319,000 | $2,265 | 2.77% |
| KAHULUI-WAILUKU-LAHAINA, HI (FHA|USDA|VA) | 3 | $1,585,000 | $528,333 | $2,743 | 3.04% |
| Sandpoint, ID (FHA|USDA|VA) | 4 | $1,570,000 | $392,500 | $3,536 | 2.87% |
| Ozark, AL (FHA|USDA|VA) | 9 | $1,545,000 | $171,667 | $4,474 | 3.69% |
| Murray, KY (FHA|USDA|VA) | 6 | $1,530,000 | $255,000 | $3,134 | 3.23% |
| Kalispell, MT (FHA|USDA|VA) | 4 | $1,510,000 | $377,500 | $3,068 | 2.97% |
| ANNISTON-OXFORD, AL (FHA|USDA|VA) | 11 | $1,465,000 | $133,182 | $5,400 | 5.06% |
| Brainerd, MN (FHA|USDA|VA) | 4 | $1,460,000 | $365,000 | $1,697 | 2.78% |
| HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) | 6 | $1,440,000 | $240,000 | $2,026 | 3.04% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 6 | $1,430,000 | $238,333 | $1,908 | 3.83% |
| Red Bluff, CA (FHA|USDA|VA) | 4 | $1,400,000 | $350,000 | $2,321 | 2.65% |
| EL CENTRO, CA (FHA|USDA|VA) | 4 | $1,390,000 | $347,500 | $2,201 | 2.72% |
| Port Angeles, WA (FHA|USDA|VA) | 5 | $1,385,000 | $277,000 | $2,014 | 2.73% |
| CHEYENNE, WY (FHA|USDA|VA) | 4 | $1,350,000 | $337,500 | $4,628 | 2.84% |
| Edwards, CO (FHA|USDA|VA) | 3 | $1,345,000 | $448,333 | $2,686 | 2.83% |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) | 6 | $1,340,000 | $223,333 | $1,983 | 3.21% |
| LEBANON, PA (FHA|USDA|VA) | 4 | $1,290,000 | $322,500 | $3,337 | 2.69% |
| BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) | 4 | $1,250,000 | $312,500 | $3,257 | 2.97% |
| COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) | 6 | $1,250,000 | $208,333 | $1,944 | 4.08% |
| MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) | 6 | $1,220,000 | $203,333 | $2,472 | 3.59% |
| Alexander City, AL (FHA|USDA|VA) | 4 | $1,220,000 | $305,000 | $2,663 | 4.62% |
| SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) | 5 | $1,215,000 | $243,000 | $2,886 | 2.77% |
| Blackfoot, ID (FHA|USDA|VA) | 3 | $1,215,000 | $405,000 | $3,757 | 2.92% |
| OCEAN CITY, NJ (FHA|USDA|VA) | 4 | $1,210,000 | $302,500 | $2,245 | 2.81% |
| Shelton, WA (FHA|USDA|VA) | 3 | $1,195,000 | $398,333 | $1,908 | 2.75% |
| RACINE, WI (FHA|USDA|VA) | 4 | $1,170,000 | $292,500 | $2,951 | 2.53% |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) | 4 | $1,150,000 | $287,500 | $3,381 | 2.90% |
| Helena, MT (FHA|USDA|VA) | 4 | $1,150,000 | $287,500 | $2,174 | 2.69% |
| Seneca, SC (FHA|USDA|VA) | 4 | $1,140,000 | $285,000 | $1,777 | 2.75% |
| APPLETON, WI (FHA|USDA|VA) | 4 | $1,130,000 | $282,500 | $2,184 | 2.78% |
| Vineyard Haven, MA (FHA|USDA|VA) | 2 | $1,120,000 | $560,000 | $3,925 | 2.81% |
| LOGAN, UT-ID (FHA|USDA|VA) | 4 | $1,120,000 | $280,000 | $1,796 | 2.81% |
| FARGO, ND-MN (FHA|USDA|VA) | 4 | $1,120,000 | $280,000 | $1,474 | 3.00% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 7 | $1,115,000 | $159,286 | $3,064 | 3.05% |
| Brookings, OR (FHA|USDA|VA) | 3 | $1,115,000 | $371,667 | $3,901 | 2.67% |
| Key West, FL (FHA|USDA|VA) | 2 | $1,110,000 | $555,000 | $4,753 | 3.19% |
| Cedar City, UT (FHA|USDA|VA) | 4 | $1,100,000 | $275,000 | $1,418 | 2.62% |
| Athens, TN (FHA|USDA|VA) | 8 | $1,080,000 | $135,000 | $2,856 | 3.29% |
| OCALA, FL (FHA|USDA|VA) | 5 | $1,075,000 | $215,000 | $2,438 | 3.75% |
| Torrington, CT (FHA|USDA|VA) | 3 | $1,075,000 | $358,333 | $2,501 | 2.50% |
| Rock Springs, WY (FHA|USDA|VA) | 3 | $1,075,000 | $358,333 | $5,607 | 2.96% |
| Breckenridge, CO (FHA|USDA|VA) | 2 | $1,070,000 | $535,000 | $2,254 | 3.35% |
| Jefferson, GA (FHA|USDA|VA) | 4 | $1,070,000 | $267,500 | $1,649 | 2.84% |
| GAINESVILLE, FL (FHA|USDA|VA) | 8 | $1,060,000 | $132,500 | $3,329 | 6.58% |
| ALBANY-LEBANON, OR (FHA|USDA|VA) | 3 | $1,055,000 | $351,667 | $3,017 | 2.87% |
| MADERA, CA (FHA|USDA|VA) | 3 | $1,055,000 | $351,667 | $1,741 | 2.63% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 4 | $1,050,000 | $262,500 | $3,228 | 3.06% |
| Jackson, WY-ID (FHA|USDA|VA) | 2 | $1,020,000 | $510,000 | $3,020 | 2.75% |
| Martin, TN (FHA|USDA|VA) | 8 | $1,020,000 | $127,500 | $2,555 | 3.66% |
| Selma, AL (FHA|USDA|VA) | 9 | $1,015,000 | $112,778 | $3,702 | 5.27% |
| Pullman, WA (FHA|USDA|VA) | 3 | $1,015,000 | $338,333 | $2,191 | 3.12% |
| Fallon, NV (FHA|USDA|VA) | 3 | $1,005,000 | $335,000 | $1,937 | 2.67% |
| Boone, NC (FHA|USDA|VA) | 3 | $1,005,000 | $335,000 | $2,150 | 3.16% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 3 | $1,005,000 | $335,000 | $3,027 | 2.83% |
| Stephenville, TX (FHA|USDA|VA) | 1 | $1,005,000 | $1,005,000 | $0 | 6.25% |
| NORWICH-NEW LONDON, CT (FHA|USDA|VA) | 3 | $995,000 | $331,667 | $2,344 | 2.46% |
| NAPA, CA (FHA|USDA|VA) | 2 | $960,000 | $480,000 | $3,960 | 2.31% |
| Juneau, AK (FHA|USDA|VA) | 3 | $935,000 | $311,667 | $3,884 | 2.63% |
| LUBBOCK, TX (FHA|USDA|VA) | 2 | $920,000 | $460,000 | $3,551 | 2.56% |
| London, KY (FHA|USDA|VA) | 12 | $920,000 | $76,667 | $2,858 | 7.77% |
| FLINT, MI (FHA|USDA|VA) | 3 | $915,000 | $305,000 | $1,815 | 2.74% |
| Steamboat Springs, CO (FHA|USDA|VA) | 2 | $910,000 | $455,000 | $1,819 | 3.44% |
| Newport, OR (FHA|USDA|VA) | 3 | $905,000 | $301,667 | $3,364 | 2.83% |
| MORGANTOWN, WV (FHA|USDA|VA) | 3 | $905,000 | $301,667 | $2,240 | 2.63% |
| Manitowoc, WI (FHA|USDA|VA) | 4 | $890,000 | $222,500 | $1,741 | 3.31% |
| MONROE, MI (FHA|USDA|VA) | 3 | $885,000 | $295,000 | $1,900 | 2.46% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 5 | $885,000 | $177,000 | $5,159 | 5.57% |
| YUMA, AZ (FHA|USDA|VA) | 4 | $870,000 | $217,500 | $1,458 | 2.84% |
| LYNCHBURG, VA (FHA|USDA|VA) | 2 | $870,000 | $435,000 | $5,262 | 3.00% |
| Prineville, OR (FHA|USDA|VA) | 3 | $865,000 | $288,333 | $2,410 | 3.08% |
| Show Low, AZ (FHA|USDA|VA) | 3 | $865,000 | $288,333 | $5,433 | 2.63% |
| TWIN FALLS, ID (FHA|USDA|VA) | 3 | $865,000 | $288,333 | $2,621 | 2.92% |
| Thomasville, GA (FHA|USDA|VA) | 4 | $850,000 | $212,500 | $1,809 | 3.59% |
| NILES, MI (FHA|USDA|VA) | 3 | $835,000 | $278,333 | $1,695 | 4.59% |
| Winnemucca, NV (FHA|USDA|VA) | 2 | $820,000 | $410,000 | $1,986 | 2.56% |
| Glasgow, KY (FHA|USDA|VA) | 7 | $815,000 | $116,429 | $2,821 | 3.45% |
| Sonora, CA (FHA|USDA|VA) | 2 | $810,000 | $405,000 | $2,510 | 2.87% |
| WAUSAU-WESTON, WI (FHA|USDA|VA) | 2 | $800,000 | $400,000 | $1,819 | 2.69% |
| TOPEKA, KS (FHA|USDA|VA) | 2 | $780,000 | $390,000 | $2,366 | 3.19% |
| POCATELLO, ID (FHA|USDA|VA) | 2 | $770,000 | $385,000 | $4,719 | 2.75% |
| Cullowhee, NC (FHA|USDA|VA) | 3 | $765,000 | $255,000 | $1,655 | 2.91% |
| PEORIA, IL (FHA|USDA|VA) | 4 | $760,000 | $190,000 | $1,484 | 4.82% |
| West Point, MS (FHA|USDA|VA) | 10 | $760,000 | $76,000 | $0 | 7.49% |
| SPRINGFIELD, MO (FHA|USDA|VA) | 2 | $750,000 | $375,000 | $2,481 | 2.81% |
| EAU CLAIRE, WI (FHA|USDA|VA) | 2 | $740,000 | $370,000 | $2,750 | 3.00% |
| OWENSBORO, KY (FHA|USDA|VA) | 4 | $740,000 | $185,000 | $2,800 | 3.84% |
| SIOUX FALLS, SD (FHA|USDA|VA) | 3 | $735,000 | $245,000 | $4,360 | 2.58% |
| Eureka-Arcata, CA (FHA|USDA|VA) | 2 | $730,000 | $365,000 | $2,136 | 2.69% |
| RAPID CITY, SD (FHA|USDA|VA) | 2 | $730,000 | $365,000 | $2,077 | 2.81% |
| LAS CRUCES, NM (FHA|USDA|VA) | 3 | $715,000 | $238,333 | $3,343 | 2.50% |
| LINCOLN, NE (FHA|USDA|VA) | 3 | $705,000 | $235,000 | $1,403 | 2.79% |
| Klamath Falls, OR (FHA|USDA|VA) | 2 | $700,000 | $350,000 | $8,220 | 2.75% |
| SHERMAN-DENISON, TX (FHA|USDA|VA) | 4 | $690,000 | $172,500 | $2,195 | 5.83% |
| JOHNSON CITY, TN (FHA|USDA|VA) | 3 | $655,000 | $218,333 | $3,541 | 3.25% |
| Roanoke Rapids, NC (FHA|USDA|VA) | 2 | $650,000 | $325,000 | $2,543 | 3.06% |
| AMES, IA (FHA|USDA|VA) | 2 | $650,000 | $325,000 | $3,461 | 2.44% |
| TYLER, TX (FHA|USDA|VA) | 5 | $645,000 | $129,000 | $3,710 | 6.29% |
| LaGrange, GA-AL (FHA|USDA|VA) | 4 | $640,000 | $160,000 | $4,606 | 2.96% |
| SYRACUSE, NY (FHA|USDA|VA) | 3 | $635,000 | $211,667 | $2,785 | 2.63% |
| ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) | 3 | $625,000 | $208,333 | $2,041 | 2.54% |
| HINESVILLE, GA (FHA|USDA|VA) | 4 | $620,000 | $155,000 | $6,149 | 4.34% |
| Greeneville, TN (FHA|USDA|VA) | 4 | $620,000 | $155,000 | $5,441 | 3.94% |
| Burley, ID (FHA|USDA|VA) | 2 | $610,000 | $305,000 | $2,512 | 2.63% |
| Pinehurst-Southern Pines, NC (FHA|USDA|VA) | 2 | $610,000 | $305,000 | $3,667 | 2.63% |
| Brevard, NC (FHA|USDA|VA) | 2 | $610,000 | $305,000 | $3,237 | 2.81% |
| Hutchinson, MN (FHA|USDA|VA) | 2 | $600,000 | $300,000 | $1,894 | 3.12% |
| Meridian, MS (FHA|USDA|VA) | 6 | $590,000 | $98,333 | $4,613 | 7.38% |
| Findlay, OH (FHA|USDA|VA) | 2 | $590,000 | $295,000 | $2,029 | 3.00% |
| Oxford, MS (FHA|USDA|VA) | 3 | $585,000 | $195,000 | $2,478 | 4.91% |
| Coos Bay, OR (FHA|USDA|VA) | 2 | $580,000 | $290,000 | $2,339 | 2.75% |
| HANFORD-CORCORAN, CA (FHA|USDA|VA) | 2 | $580,000 | $290,000 | $2,081 | 2.81% |
| FLORENCE, SC (FHA|USDA|VA) | 2 | $580,000 | $290,000 | $7,079 | 2.88% |
| Kapaa, HI (FHA|USDA|VA) | 1 | $575,000 | $575,000 | $2,744 | 2.88% |
| Tupelo, MS (FHA|USDA|VA) | 9 | $565,000 | $62,778 | $0 | 8.26% |
| JANESVILLE-BELOIT, WI (FHA|USDA|VA) | 3 | $565,000 | $188,333 | $1,682 | 3.29% |
| Aberdeen, WA (FHA|USDA|VA) | 2 | $560,000 | $280,000 | $1,957 | 2.44% |
| HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) | 2 | $560,000 | $280,000 | $2,228 | 2.87% |
| Warsaw, IN (FHA|USDA|VA) | 2 | $560,000 | $280,000 | $1,586 | 3.00% |
| LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) | 2 | $560,000 | $280,000 | $3,576 | 2.75% |
| EL PASO, TX (FHA|USDA|VA) | 3 | $555,000 | $185,000 | $3,030 | 2.91% |
| Kill Devil Hills, NC (FHA|USDA|VA) | 2 | $550,000 | $275,000 | $3,973 | 2.93% |
| Sturgis, MI (FHA|USDA|VA) | 1 | $545,000 | $545,000 | $2,635 | 2.88% |
| JACKSONVILLE, NC (FHA|USDA|VA) | 2 | $540,000 | $270,000 | $2,591 | 2.93% |
| MANHATTAN, KS (FHA|USDA|VA) | 2 | $540,000 | $270,000 | $1,948 | 2.87% |
| MIDLAND, MI (FHA|USDA|VA) | 1 | $535,000 | $535,000 | $2,166 | 2.00% |
| Cornelia, GA (FHA|USDA|VA) | 1 | $535,000 | $535,000 | $4,340 | 2.75% |
| GRAND JUNCTION, CO (FHA|USDA|VA) | 2 | $530,000 | $265,000 | $1,924 | 2.81% |
| Dyersburg, TN (FHA|USDA|VA) | 4 | $520,000 | $130,000 | $2,800 | 2.87% |
| DECATUR, IL (FHA|USDA|VA) | 1 | $515,000 | $515,000 | $1,599 | 2.25% |
| MANKATO, MN (FHA|USDA|VA) | 2 | $510,000 | $255,000 | $1,375 | 2.62% |
| Durango, CO (FHA|USDA|VA) | 1 | $505,000 | $505,000 | $3,375 | 2.75% |
| Laconia, NH (FHA|USDA|VA) | 1 | $505,000 | $505,000 | $1,839 | 2.75% |
| Eufaula, AL-GA (FHA|USDA|VA) | 4 | $500,000 | $125,000 | $4,786 | 3.63% |
| Holland, MI (FHA|USDA|VA) | 1 | $495,000 | $495,000 | $2,906 | 2.88% |
| PITTSFIELD, MA (FHA|USDA|VA) | 1 | $495,000 | $495,000 | $4,649 | 2.75% |
| Truckee-Grass Valley, CA (FHA|USDA|VA) | 1 | $495,000 | $495,000 | $8,235 | 2.38% |
| Newberry, SC (FHA|USDA|VA) | 1 | $495,000 | $495,000 | $1,579 | 2.75% |
| LEWISTON, ID-WA (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $2,570 | 2.87% |
| Grenada, MS (FHA|USDA|VA) | 3 | $475,000 | $158,333 | $5,348 | 4.91% |
| COLUMBUS, IN (FHA|USDA|VA) | 4 | $460,000 | $115,000 | $1,574 | 5.83% |
| SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) | 1 | $455,000 | $455,000 | $1,606 | 2.88% |
| VALDOSTA, GA (FHA|USDA|VA) | 4 | $440,000 | $110,000 | $3,074 | 5.56% |
| MACON-BIBB COUNTY, GA (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $2,364 | 4.12% |
| Pahrump, NV (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $2,063 | 2.75% |
| Mason City, IA (FHA|USDA|VA) | 1 | $435,000 | $435,000 | $2,706 | 2.13% |
| Troy, AL (FHA|USDA|VA) | 4 | $420,000 | $105,000 | $3,214 | 3.56% |
| ROCHESTER, NY (FHA|USDA|VA) | 1 | $415,000 | $415,000 | $3,219 | 2.00% |
| Marion, NC (FHA|USDA|VA) | 1 | $415,000 | $415,000 | $2,251 | 2.63% |
| WALLA WALLA, WA (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $2,784 | 2.38% |
| ST. JOSEPH, MO-KS (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $1,612 | 3.25% |
| Ardmore, OK (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $3,134 | 2.50% |
| STAUNTON, VA (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $1,323 | 2.99% |
| Centralia, WA (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $2,353 | 2.25% |
| Kerrville, TX (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $880 | 3.38% |
| HOT SPRINGS, AR (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $2,143 | 3.13% |
| Hood River, OR (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $1,889 | 2.00% |
| PARKERSBURG-VIENNA, WV (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $1,459 | 2.13% |
| Rutland, VT (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $3,254 | 2.88% |
| Ukiah, CA (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $2,166 | 2.88% |
| Clarksburg, WV (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $3,198 | 2.25% |
| Elko, NV (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $1,549 | 2.75% |
| Branson, MO (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $5,329 | 3.00% |
| Columbus, MS (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $2,200 | 4.95% |
| IOWA CITY, IA (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $1,358 | 2.56% |
| LEWISTON-AUBURN, ME (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $1,066 | 2.88% |
| Fort Morgan, CO (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $1,474 | 2.13% |
| JACKSON, MI (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $1,214 | 2.38% |
| Danville, KY (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $3,499 | 5.81% |
| Montrose, CO (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $1,841 | 2.99% |
| Union City, TN (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $5,718 | 3.50% |
| YUBA CITY, CA (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $1,852 | 2.75% |
| LAKE CHARLES, LA (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $1,831 | 2.75% |
| Brookhaven, MS (FHA|USDA|VA) | 5 | $335,000 | $67,000 | $4,256 | 8.29% |
| Shelby, NC (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $2,600 | 2.75% |
| GLENS FALLS, NY (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $2,443 | 2.75% |
| Atmore, AL (FHA|USDA|VA) | 6 | $330,000 | $55,000 | $0 | 8.25% |
| WATERTOWN-FORT DRUM, NY (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $2,414 | 2.50% |
| Silver City, NM (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $2,827 | 2.75% |
| Forest City, NC (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $1,598 | 3.13% |
| Sheridan, WY (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $3,274 | 2.25% |
| BISMARCK, ND (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $2,572 | 2.99% |
| Baraboo, WI (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $1,466 | 2.75% |
| STATE COLLEGE, PA (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $3,245 | 2.88% |
| Paducah, KY-IL (FHA|USDA|VA) | 3 | $315,000 | $105,000 | $5,733 | 5.79% |
| Granbury, TX (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $5,373 | 3.13% |
| SHEBOYGAN, WI (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $1,251 | 2.88% |
| BATTLE CREEK, MI (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $2,534 | 2.75% |
| GREAT FALLS, MT (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $2,293 | 3.13% |
| ERIE, PA (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $3,406 | 2.88% |
| MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $1,424 | 2.88% |
| Susanville, CA (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $3,730 | 2.88% |
| Americus, GA (FHA|USDA|VA) | 3 | $295,000 | $98,333 | $2,477 | 4.96% |
| Brownsville, TN (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $0 | 4.07% |
| Farmington, MO (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $13,344 | 2.50% |
| ROCKY MOUNT, NC (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $3,194 | 2.63% |
| FARMINGTON, NM (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $1,971 | 2.13% |
| Clewiston, FL (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $2,231 | 3.13% |
| Fitzgerald, GA (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $6,834 | 6.00% |
| CASPER, WY (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $2,698 | 2.94% |
| Payson, AZ (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $2,575 | 2.99% |
| Wapakoneta, OH (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $1,576 | 2.75% |
| FOND DU LAC, WI (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $1,541 | 2.75% |
| Athens, TX (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $2,940 | 5.07% |
| Greenwood, MS (FHA|USDA|VA) | 5 | $265,000 | $53,000 | $0 | 8.39% |
| BLOOMINGTON, IL (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $3,161 | 2.99% |
| Bartlesville, OK (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $2,764 | 3.00% |
| CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $3,398 | 2.88% |
| Laurel, MS (FHA|USDA|VA) | 6 | $260,000 | $43,333 | $0 | 8.59% |
| HARRISONBURG, VA (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $966 | 2.75% |
| SEBRING-AVON PARK, FL (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $1,339 | 2.88% |
| MONROE, LA (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $2,210 | 2.99% |
| Fairmont, WV (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $2,134 | 2.75% |
| Batesville, AR (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $2,931 | 3.75% |
| Los Alamos, NM (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $2,295 | 2.88% |
| McComb, MS (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $2,840 | 5.50% |
| Carlsbad-Artesia, NM (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $2,931 | 3.00% |
| CHARLESTON, WV (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $3,279 | 3.13% |
| Shawnee, OK (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $3,071 | 3.13% |
| LAREDO, TX (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $2,012 | 2.25% |
| Moses Lake, WA (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $2,020 | 3.00% |
| Statesboro, GA (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $3,246 | 6.12% |
| Ashland, OH (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $1,821 | 2.50% |
| Hermiston-Pendleton, OR (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $2,182 | 2.50% |
| CEDAR RAPIDS, IA (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $3,122 | 3.00% |
| BLOOMINGTON, IN (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $1,396 | 2.38% |
| Vidalia, GA (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $3,982 | 4.25% |
| AMARILLO, TX (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $1,469 | 2.25% |
| Richmond-Berea, KY (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $6,041 | 5.62% |
| Lebanon, NH-VT (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $1,280 | 2.88% |
| CUMBERLAND, MD-WV (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $1,446 | 2.25% |
| Auburn, IN (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $971 | 2.88% |
| Tiffin, OH (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $1,826 | 2.38% |
| Salem, OH (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $1,721 | 2.88% |
| WATERLOO-CEDAR FALLS, IA (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $1,806 | 2.88% |
| North Platte, NE (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $995 | 2.50% |
| Brookings, SD (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $1,863 | 2.88% |
| Whitewater, WI (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $2,214 | 2.99% |
| GRANTS PASS, OR (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $2,411 | 3.25% |
| Middlesborough, KY (FHA|USDA|VA) | 4 | $200,000 | $50,000 | $4,552 | 8.68% |
| Mount Airy, NC (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $2,222 | 3.38% |
| CHAMPAIGN-URBANA, IL (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $2,275 | 3.25% |
| Douglas, GA (FHA|USDA|VA) | 3 | $195,000 | $65,000 | $4,208 | 6.58% |
| GETTYSBURG, PA (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $2,093 | 2.88% |
| Vernal, UT (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $2,483 | 2.75% |
| Rochelle, IL (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $1,722 | 2.88% |
| ALBANY, GA (FHA|USDA|VA) | 3 | $195,000 | $65,000 | $0 | 8.57% |
| MIDLAND, TX (FHA|USDA|VA) | 3 | $195,000 | $65,000 | $0 | 8.51% |
| Picayune, MS (FHA|USDA|VA) | 2 | $190,000 | $95,000 | $0 | 6.92% |
| Cordele, GA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $932 | 2.13% |
| Astoria, OR (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $1,451 | 2.50% |
| UTICA-ROME, NY (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $7,145 | 2.88% |
| Tifton, GA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $3,503 | 2.75% |
| EAST STROUDSBURG, PA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $2,160 | 2.88% |
| HAMMOND, LA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $3,604 | 2.88% |
| North Vernon, IN (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $1,251 | 3.38% |
| DULUTH, MN-WI (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $1,535 | 2.63% |
| BECKLEY, WV (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $2,552 | 2.75% |
| Hailey, ID (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $4,069 | 2.50% |
| BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) | 2 | $160,000 | $80,000 | $0 | 8.25% |
| Vicksburg, MS (FHA|USDA|VA) | 2 | $160,000 | $80,000 | $0 | 7.99% |
| Waycross, GA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $0 | 5.99% |
| BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) | 3 | $155,000 | $51,667 | $0 | 7.66% |
| Malvern, AR (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $1,964 | 3.25% |
| Laurinburg, NC (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $1,631 | 3.75% |
| Mount Sterling, KY (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $4,870 | 3.63% |
| Russellville, AR (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $1,928 | 2.75% |
| Natchez, MS-LA (FHA|USDA|VA) | 2 | $130,000 | $65,000 | $0 | 8.99% |
| Greenville, MS (FHA|USDA|VA) | 2 | $130,000 | $65,000 | $3,818 | 8.99% |
| Jesup, GA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $4,723 | 2.88% |
| Pecos, TX (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $0 | 6.34% |
| ODESSA, TX (FHA|USDA|VA) | 2 | $110,000 | $55,000 | $0 | 7.99% |
| ROCKFORD, IL (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 3.63% |
| EVANSVILLE, IN-KY (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 3.63% |
| Palatka, FL (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $4,649 | 8.24% |
| Ponca City, OK (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $2,784 | 3.38% |
| Beeville, TX (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 8.49% |
| Fort Madison-Keokuk, IA-IL-MO (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $2,151 | 2.75% |
| LONGVIEW, TX (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 8.49% |
| Brenham, TX (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 8.74% |
| Camden, AR (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $2,876 | 2.75% |
| Lake City, FL (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 8.74% |
| SUMTER, SC (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 3.50% |
| Dublin, GA (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 8.99% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 2 | $70,000 | $35,000 | $0 | 7.90% |
| Mayfield, KY (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $3,392 | 2.75% |
| Andrews, TX (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 7.49% |
| Cleveland, MS (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 7.14% |
| ABILENE, TX (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 8.49% |
| Clarksdale, MS (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 8.99% |
| Central City, KY (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 7.99% |
| Indiana, PA (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $3,527 | 3.50% |
| Corinth, MS (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 8.49% |
| Nacogdoches, TX (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 8.74% |
| ALEXANDRIA, LA (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $2,862 | 2.99% |
| Toccoa, GA (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $3,287 | 7.49% |
| SAGINAW, MI (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 7.90% |
| Madisonville, KY (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 8.99% |
| MUSKEGON, MI (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 7.90% |
| Huntsville, TX (FHA|USDA|VA) | 1 | $25,000 | $25,000 | $0 | 9.90% |
| ELKHART-GOSHEN, IN (FHA|USDA|VA) | 1 | $15,000 | $15,000 | $0 | 9.90% |
| SIOUX CITY, IA-NE-SD (FHA|USDA|VA) | 1 | $15,000 | $15,000 | $0 | 9.90% |
Firstbank's top markets include Nashville, Huntsville, Birmingham, Atlanta, and Chattanooga among others.
Product Mix
| Loan Type | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Conventional | 21,864 | $6,649,870,000 | $304,147 | $2,914 | 3.25% |
| FHA | 1,059 | $231,215,000 | $218,333 | $7,352 | 3.02% |
| VA | 873 | $308,215,000 | $353,053 | $5,581 | 2.69% |
| USDA | 368 | $64,210,000 | $174,484 | $5,263 | 2.84% |
For the 2021 period, Firstbank's most frequently originated loan type of loans were Conventional, with 21,864 originations. Their 2nd most popular type is FHA, with 1,059 originations.
Loan Reason
| Loan Reason | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Home Purchase | 9,265 | $2,604,275,000 | $281,087 | $4,407 | 3.60% |
| Refi | 9,061 | $3,004,575,000 | $331,594 | $2,452 | 2.78% |
| Cash Out Refi | 4,306 | $1,392,100,000 | $323,293 | $3,134 | 2.96% |
| Other | 1,493 | $245,385,000 | $164,357 | $1,173 | 4.10% |
| Home Improvement | 39 | $7,175,000 | $183,974 | $1,511 | 4.45% |
For the 2021, Firstbank's most frequently cited loan purpose of loans were Home Purchase, with 9,265 originations. The 2nd most popular reason of loans were Refi, with 9,061 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| 30 Year | 15,894 | $5,106,510,000 | $321,285 | $3,611 | 3.00% |
| 15 Year | 3,414 | $956,410,000 | $280,144 | $2,409 | 2.51% |
| 10 Year | 1,879 | $371,445,000 | $197,682 | $1,449 | 4.02% |
| Other | 1,310 | $228,910,000 | $174,740 | $2,776 | 6.22% |
| 20 Year | 914 | $262,640,000 | $287,352 | $2,481 | 3.02% |
| 5 Year | 571 | $236,415,000 | $414,037 | $1,746 | 3.43% |
| 1 Year | 155 | $55,795,000 | $359,968 | $1,288 | 4.40% |
| 3 Year | 27 | $35,385,000 | $1,310,556 | $2,482 | 4.95% |
For the 2021, Firstbank's most frequently cited loan length of loans were 30 Year, with 15,894 originations. The 2nd most popular length of loans were 15 Year, with 3,414 originations.
Origination Fees
| Origination Fee | Originations | Total Value | Average Loan |
|---|---|---|---|
| $<1k | 13,030 | $4,210,000,000 | $323,101 |
| $1k-2k | 4,452 | $1,261,620,000 | $283,383 |
| $2k-3k | 1,274 | $324,890,000 | $255,016 |
| $3k-4k | 821 | $261,715,000 | $318,776 |
| $5k+ | 303 | $157,355,000 | $519,323 |
$3,611 of loans were Firstbank's average total fees, while their most frequently occuring range of origination fees were in the $<1k bucket, with 13,030 originations.
Interest Rates
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 2.5-3% | 11,331 | $3,666,035,000 | $323,540 |
| 3-4% | 6,331 | $1,904,695,000 | $300,852 |
| <2.5% | 3,980 | $1,252,710,000 | $314,751 |
| 4-5% | 1,430 | $316,370,000 | $221,238 |
| Over 8% | 451 | $29,585,000 | $65,599 |
| 7-8% | 261 | $14,975,000 | $57,375 |
| 5-6% | 222 | $21,120,000 | $95,135 |
| 6-7% | 157 | $47,685,000 | $303,726 |
During 2021, Firstbank's average interest rate of loans were 3.00%, while their most frequently originated rate bucket of loans were 2.5-3%, with 11,331 originations.
Loan Sizing
| Loan Size | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| $200k-400k | 11,741 | $3,447,395,000 | $293,620 | $3,179 | 2.90% |
| $100k-200k | 4,573 | $700,595,000 | $153,202 | $3,483 | 3.32% |
| $400k-600k | 4,391 | $2,080,025,000 | $473,702 | $3,373 | 2.82% |
| $100,000 or less | 2,733 | $150,765,000 | $55,165 | $2,132 | 4.94% |
| $600k-1MM | 500 | $365,590,000 | $731,180 | $5,736 | 3.15% |
| $1MM+ | 226 | $509,140,000 | $2,252,832 | $8,062 | 3.69% |
2021 saw Firstbank place emphasis on $200k-400k loans with 11,741 originations, totaling $3,447,395,000 in origination value.
Applicant Income
| Applicant Income | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| $100k-150k | 5,905 | $1,884,145,000 | $319,076 | $3,084 | 2.97% |
| $150k-250k | 4,610 | $1,730,310,000 | $375,338 | $3,084 | 2.89% |
| $50k-75k | 4,036 | $842,630,000 | $208,778 | $3,624 | 3.37% |
| $75k-100k | 3,835 | $1,036,825,000 | $270,359 | $3,318 | 3.11% |
| $50k or less | 3,169 | $405,235,000 | $127,875 | $3,585 | 4.04% |
| $250k+ | 1,831 | $853,985,000 | $466,404 | $3,728 | 3.09% |
Firstbank lent most frequently to those with incomes in the $100k-150k range, with 5,905 originations. The second most popular income band? $150k-250k, with 4,610 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| 20-30% | 6,129 | $1,802,105,000 | $294,029 | $2,986 | 3.08% |
| 30-36% | 4,500 | $1,321,910,000 | $293,758 | $3,316 | 3.19% |
| <20% | 2,762 | $762,130,000 | $275,934 | $2,801 | 3.15% |
| 42% | 933 | $267,665,000 | $286,886 | $3,616 | 3.38% |
| 39% | 835 | $225,505,000 | $270,066 | $3,518 | 3.41% |
| 36% | 824 | $235,710,000 | $286,056 | $3,395 | 3.34% |
| 41% | 811 | $228,995,000 | $282,361 | $3,545 | 3.49% |
| 38% | 810 | $231,990,000 | $286,407 | $3,380 | 3.28% |
| 40% | 802 | $228,650,000 | $285,100 | $3,500 | 3.28% |
| 43% | 747 | $209,805,000 | $280,863 | $3,680 | 3.07% |
| 44% | 742 | $214,060,000 | $288,491 | $3,539 | 3.08% |
| 37% | 727 | $212,065,000 | $291,699 | $3,498 | 3.25% |
| 45% | 474 | $138,230,000 | $291,624 | $3,828 | 3.13% |
| 49% | 463 | $145,535,000 | $314,330 | $3,810 | 3.05% |
| 46% | 448 | $139,300,000 | $310,938 | $3,519 | 3.12% |
| 48% | 422 | $127,850,000 | $302,962 | $3,347 | 3.15% |
| 47% | 414 | $120,070,000 | $290,024 | $3,316 | 3.10% |
| 50-60% | 316 | $83,740,000 | $265,000 | $7,346 | 3.06% |
| >60% | 40 | $14,690,000 | $367,250 | $3,459 | 3.72% |
Firstbank lent most frequently to those with DTI ratios of 20-30%, with 6,129 originations. The next most common DTI ratio? 30-36%, with 4,500 originations.
Ethnicity Mix
| Applicant Ethnicity | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| White | 16,435 | $4,604,805,000 | $280,183 | $3,411 | 3.20% |
| Not provided | 3,987 | $1,302,955,000 | $326,801 | $2,748 | 3.07% |
| Asian | 1,504 | $533,960,000 | $355,027 | $2,562 | 2.68% |
| Not applicable | 358 | $376,410,000 | $1,051,425 | $4,890 | 4.22% |
| Black | 1,634 | $360,080,000 | $220,367 | $4,279 | 3.90% |
| American Indian | 118 | $30,200,000 | $255,932 | $3,863 | 3.43% |
| Asian Indian | 43 | $16,535,000 | $384,535 | $4,051 | 3.26% |
| Native Hawaiian | 37 | $12,425,000 | $335,811 | $3,548 | 3.09% |
| Other Asian | 21 | $8,975,000 | $427,381 | $4,587 | 3.47% |
| Chinese | 8 | $2,380,000 | $297,500 | $3,897 | 3.16% |
| Japanese | 3 | $1,125,000 | $375,000 | $2,932 | 3.00% |
| Korean | 2 | $840,000 | $420,000 | $3,146 | 2.93% |
| 4 | $740,000 | $185,000 | $5,226 | 5.10% | |
| Filipino | 4 | $740,000 | $185,000 | $4,235 | 2.78% |
| Native Hawiian | 1 | $715,000 | $715,000 | $2,038 | 2.88% |
| Vietnamese | 3 | $315,000 | $105,000 | $2,606 | 4.72% |
| Other Pacific Islander | 2 | $310,000 | $155,000 | $3,998 | 6.39% |
Approval Rates
Total approvals of all applications81.96%
Firstbank has a below average approval rate.
Pick Rate
Approvals leading to origination65.63%
Firstbank has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| 0.0 | 1 | $15,000 | $15,000 |
| 1000.0 | 21 | $935,000 | $44,524 |
| 1001.1 | 1 | $35,000 | $35,000 |
| 1001.52 | 1 | $55,000 | $55,000 |
| 1012.13 | 1 | $55,000 | $55,000 |
| 1016.96 | 1 | $65,000 | $65,000 |
| 1027.6 | 1 | $55,000 | $55,000 |
| 1034.01 | 1 | $25,000 | $25,000 |
| 1037.57 | 1 | $75,000 | $75,000 |
| 1050.0 | 1 | $35,000 | $35,000 |
| 1052.4 | 1 | $55,000 | $55,000 |
| 1058.06 | 1 | $75,000 | $75,000 |
| 1063.44 | 1 | $35,000 | $35,000 |
| 1063.5 | 1 | $75,000 | $75,000 |
| 1066.0 | 1 | $75,000 | $75,000 |
| 1072.11 | 1 | $35,000 | $35,000 |
| 1080.0 | 2 | $130,000 | $65,000 |
| 1084.14 | 1 | $35,000 | $35,000 |
| 1085.36 | 1 | $35,000 | $35,000 |
| 1086.07 | 1 | $75,000 | $75,000 |
| 1101.99 | 1 | $55,000 | $55,000 |
| 1102.8 | 1 | $75,000 | $75,000 |
| 1105.91 | 1 | $45,000 | $45,000 |
| 1106.5 | 1 | $55,000 | $55,000 |
| 1107.94 | 1 | $55,000 | $55,000 |
| 1117.08 | 1 | $55,000 | $55,000 |
| 1118.55 | 1 | $45,000 | $45,000 |
| 1132.34 | 1 | $55,000 | $55,000 |
| 1134.78 | 1 | $75,000 | $75,000 |
| 1140.0 | 1 | $55,000 | $55,000 |
| 1146.89 | 1 | $55,000 | $55,000 |
| 1153.38 | 1 | $55,000 | $55,000 |
| 1161.58 | 1 | $75,000 | $75,000 |
| 1163.97 | 1 | $65,000 | $65,000 |
| 1166.85 | 1 | $25,000 | $25,000 |
| 1169.67 | 1 | $85,000 | $85,000 |
| 1172.39 | 1 | $65,000 | $65,000 |
| 1181.85 | 1 | $45,000 | $45,000 |
| 1181.92 | 1 | $65,000 | $65,000 |
| 1184.98 | 1 | $85,000 | $85,000 |
| 1186.23 | 1 | $65,000 | $65,000 |
| 1194.65 | 1 | $85,000 | $85,000 |
| 1200.0 | 1 | $45,000 | $45,000 |
| 1207.86 | 1 | $85,000 | $85,000 |
| 1209.68 | 1 | $45,000 | $45,000 |
| 1213.39 | 1 | $45,000 | $45,000 |
| 1219.0 | 1 | $45,000 | $45,000 |
| 1230.31 | 1 | $45,000 | $45,000 |
| 1232.91 | 1 | $45,000 | $45,000 |
| 1235.98 | 1 | $45,000 | $45,000 |
| 1236.0 | 1 | $85,000 | $85,000 |
| 1241.07 | 1 | $45,000 | $45,000 |
| 1243.69 | 1 | $25,000 | $25,000 |
| 1250.44 | 1 | $85,000 | $85,000 |
| 1272.0 | 1 | $45,000 | $45,000 |
| 1276.92 | 1 | $85,000 | $85,000 |
| 1278.0 | 1 | $65,000 | $65,000 |
| 1284.33 | 1 | $45,000 | $45,000 |
| 1289.45 | 1 | $35,000 | $35,000 |
| 1291.98 | 1 | $45,000 | $45,000 |
| 1295.79 | 1 | $45,000 | $45,000 |
| 1297.13 | 1 | $65,000 | $65,000 |
| 1298.93 | 1 | $65,000 | $65,000 |
| 1304.48 | 1 | $65,000 | $65,000 |
| 1306.12 | 1 | $65,000 | $65,000 |
| 1306.65 | 1 | $45,000 | $45,000 |
| 1312.88 | 1 | $95,000 | $95,000 |
| 1313.25 | 1 | $45,000 | $45,000 |
| 1314.6 | 1 | $65,000 | $65,000 |
| 1316.13 | 1 | $65,000 | $65,000 |
| 1317.0 | 1 | $45,000 | $45,000 |
| 1317.53 | 1 | $45,000 | $45,000 |
| 1321.25 | 1 | $65,000 | $65,000 |
| 1326.0 | 1 | $45,000 | $45,000 |
| 1334.66 | 1 | $45,000 | $45,000 |
| 1334.7 | 1 | $75,000 | $75,000 |
| 1336.8 | 1 | $45,000 | $45,000 |
| 1338.22 | 1 | $95,000 | $95,000 |
| 1338.9 | 1 | $45,000 | $45,000 |
| 1349.4 | 1 | $45,000 | $45,000 |
| 1353.82 | 1 | $95,000 | $95,000 |
| 1356.0 | 1 | $45,000 | $45,000 |
| 1361.91 | 1 | $45,000 | $45,000 |
| 1371.96 | 1 | $75,000 | $75,000 |
| 1373.4 | 1 | $45,000 | $45,000 |
| 1375.62 | 1 | $45,000 | $45,000 |
| 1378.35 | 1 | $45,000 | $45,000 |
| 1381.95 | 1 | $45,000 | $45,000 |
| 1385.29 | 1 | $45,000 | $45,000 |
| 1385.85 | 1 | $45,000 | $45,000 |
| 1389.81 | 1 | $45,000 | $45,000 |
| 1391.88 | 1 | $55,000 | $55,000 |
| 1392.12 | 1 | $45,000 | $45,000 |
| 1392.68 | 1 | $45,000 | $45,000 |
| 1394.16 | 1 | $45,000 | $45,000 |
| 1400.1 | 1 | $45,000 | $45,000 |
| 1400.67 | 1 | $45,000 | $45,000 |
| 1401.93 | 1 | $55,000 | $55,000 |
| 1407.51 | 1 | $45,000 | $45,000 |
| 1410.38 | 1 | $45,000 | $45,000 |
| 1415.97 | 1 | $45,000 | $45,000 |
| 1422.62 | 1 | $55,000 | $55,000 |
| 1423.2 | 1 | $55,000 | $55,000 |
| 1426.68 | 1 | $75,000 | $75,000 |
| 1428.3 | 1 | $45,000 | $45,000 |
| 1434.81 | 1 | $55,000 | $55,000 |
| 1434.99 | 1 | $55,000 | $55,000 |
| 1442.31 | 1 | $55,000 | $55,000 |
| 1446.7 | 1 | $35,000 | $35,000 |
| 1451.43 | 1 | $55,000 | $55,000 |
| 1456.08 | 1 | $55,000 | $55,000 |
| 1456.47 | 1 | $35,000 | $35,000 |
| 1457.61 | 1 | $55,000 | $55,000 |
| 1462.05 | 1 | $55,000 | $55,000 |
| 1464.0 | 1 | $55,000 | $55,000 |
| 1473.45 | 1 | $55,000 | $55,000 |
| 1477.14 | 1 | $55,000 | $55,000 |
| 1488.28 | 1 | $75,000 | $75,000 |
| 1491.0 | 1 | $75,000 | $75,000 |
| 1494.51 | 1 | $75,000 | $75,000 |
| 1497.78 | 1 | $105,000 | $105,000 |
| 1499.42 | 1 | $105,000 | $105,000 |
| 1500.0 | 1 | $55,000 | $55,000 |
| 1500.69 | 1 | $55,000 | $55,000 |
| 1503.13 | 1 | $75,000 | $75,000 |
| 1506.2 | 1 | $75,000 | $75,000 |
| 1510.41 | 1 | $55,000 | $55,000 |
| 1511.37 | 1 | $75,000 | $75,000 |
| 1514.4 | 1 | $55,000 | $55,000 |
| 1516.58 | 1 | $55,000 | $55,000 |
| 1525.35 | 1 | $75,000 | $75,000 |
| 1530.63 | 1 | $55,000 | $55,000 |
| 1535.1 | 1 | $55,000 | $55,000 |
| 1536.17 | 1 | $55,000 | $55,000 |
| 1538.25 | 1 | $105,000 | $105,000 |
| 1539.21 | 1 | $55,000 | $55,000 |
| 1541.1 | 1 | $55,000 | $55,000 |
| 1544.04 | 1 | $85,000 | $85,000 |
| 1551.33 | 1 | $85,000 | $85,000 |
| 1564.21 | 1 | $55,000 | $55,000 |
| 1574.49 | 1 | $105,000 | $105,000 |
| 1577.52 | 1 | $55,000 | $55,000 |
| 1578.97 | 1 | $55,000 | $55,000 |
| 1598.1 | 1 | $55,000 | $55,000 |
| 1599.44 | 1 | $55,000 | $55,000 |
| 1607.19 | 1 | $115,000 | $115,000 |
| 1610.74 | 1 | $85,000 | $85,000 |
| 1616.84 | 1 | $55,000 | $55,000 |
| 1617.0 | 1 | $55,000 | $55,000 |
| 1622.85 | 1 | $55,000 | $55,000 |
| 1634.11 | 1 | $55,000 | $55,000 |
| 1637.61 | 1 | $55,000 | $55,000 |
| 1640.1 | 1 | $55,000 | $55,000 |
| 1640.76 | 1 | $55,000 | $55,000 |
| 1643.45 | 1 | $55,000 | $55,000 |
| 1644.0 | 1 | $55,000 | $55,000 |
| 1646.2 | 1 | $55,000 | $55,000 |
| 1649.79 | 1 | $55,000 | $55,000 |
| 1651.61 | 1 | $55,000 | $55,000 |
| 1654.5 | 1 | $55,000 | $55,000 |
| 1655.91 | 1 | $55,000 | $55,000 |
| 1658.9 | 1 | $85,000 | $85,000 |
| 1663.77 | 1 | $55,000 | $55,000 |
| 1666.86 | 1 | $55,000 | $55,000 |
| 1667.79 | 1 | $115,000 | $115,000 |
| 1668.39 | 1 | $65,000 | $65,000 |
| 1671.09 | 1 | $55,000 | $55,000 |
| 1672.5 | 1 | $55,000 | $55,000 |
| 1674.19 | 1 | $85,000 | $85,000 |
| 1675.76 | 1 | $55,000 | $55,000 |
| 1676.6 | 1 | $55,000 | $55,000 |
| 1677.6 | 1 | $55,000 | $55,000 |
| 1679.87 | 1 | $65,000 | $65,000 |
| 1681.38 | 1 | $55,000 | $55,000 |
| 1690.65 | 1 | $55,000 | $55,000 |
| 1691.1 | 1 | $65,000 | $65,000 |
| 1691.32 | 1 | $65,000 | $65,000 |
| 1695.93 | 1 | $65,000 | $65,000 |
| 1700.0 | 1 | $85,000 | $85,000 |
| 1702.96 | 1 | $115,000 | $115,000 |
| 1702.98 | 1 | $65,000 | $65,000 |
| 1702.99 | 1 | $55,000 | $55,000 |
| 1704.86 | 1 | $85,000 | $85,000 |
| 1705.26 | 1 | $65,000 | $65,000 |
| 1706.48 | 1 | $85,000 | $85,000 |
| 1708.56 | 1 | $65,000 | $65,000 |
| 1708.98 | 1 | $115,000 | $115,000 |
| 1715.76 | 1 | $65,000 | $65,000 |
| 1719.29 | 1 | $65,000 | $65,000 |
| 1725.33 | 1 | $65,000 | $65,000 |
| 1728.12 | 1 | $65,000 | $65,000 |
| 1733.84 | 1 | $65,000 | $65,000 |
| 1736.04 | 2 | $130,000 | $65,000 |
| 1737.45 | 1 | $65,000 | $65,000 |
| 1739.49 | 1 | $125,000 | $125,000 |
| 1740.0 | 1 | $65,000 | $65,000 |
| 1748.54 | 1 | $65,000 | $65,000 |
| 1751.7 | 1 | $65,000 | $65,000 |
| 1752.0 | 1 | $65,000 | $65,000 |
| 1755.0 | 1 | $65,000 | $65,000 |
| 1755.36 | 1 | $65,000 | $65,000 |
| 1755.96 | 1 | $65,000 | $65,000 |
| 1760.18 | 1 | $65,000 | $65,000 |
| 1766.89 | 1 | $125,000 | $125,000 |
| 1767.57 | 1 | $65,000 | $65,000 |
| 1768.69 | 1 | $65,000 | $65,000 |
| 1769.22 | 1 | $65,000 | $65,000 |
| 1771.2 | 1 | $65,000 | $65,000 |
| 1772.1 | 1 | $65,000 | $65,000 |
| 1777.05 | 1 | $65,000 | $65,000 |
| 1778.88 | 1 | $125,000 | $125,000 |
| 1789.8 | 1 | $65,000 | $65,000 |
| 1794.95 | 1 | $65,000 | $65,000 |
| 1799.79 | 1 | $65,000 | $65,000 |
| 1800.0 | 1 | $65,000 | $65,000 |
| 1800.91 | 1 | $65,000 | $65,000 |
| 1802.59 | 1 | $65,000 | $65,000 |
| 1803.87 | 1 | $125,000 | $125,000 |
| 1804.41 | 1 | $65,000 | $65,000 |
| 1807.71 | 1 | $65,000 | $65,000 |
| 1809.79 | 1 | $65,000 | $65,000 |
| 1814.19 | 1 | $65,000 | $65,000 |
| 1833.45 | 1 | $65,000 | $65,000 |
| 1834.55 | 1 | $65,000 | $65,000 |
| 1835.16 | 1 | $65,000 | $65,000 |
| 1835.85 | 1 | $65,000 | $65,000 |
| 1836.0 | 1 | $65,000 | $65,000 |
| 1841.78 | 1 | $65,000 | $65,000 |
| 1842.27 | 1 | $65,000 | $65,000 |
| 1853.04 | 1 | $65,000 | $65,000 |
| 1855.31 | 1 | $65,000 | $65,000 |
| 1863.0 | 1 | $65,000 | $65,000 |
| 1864.05 | 1 | $65,000 | $65,000 |
| 1865.86 | 1 | $65,000 | $65,000 |
| 1867.56 | 1 | $65,000 | $65,000 |
| 1872.0 | 1 | $65,000 | $65,000 |
| 1872.72 | 1 | $65,000 | $65,000 |
| 187.91 | 1 | $15,000 | $15,000 |
| 1882.1 | 1 | $65,000 | $65,000 |
| 1884.45 | 1 | $65,000 | $65,000 |
| 1886.49 | 1 | $65,000 | $65,000 |
| 1887.6 | 1 | $65,000 | $65,000 |
| 1890.0 | 2 | $130,000 | $65,000 |
| 1897.91 | 1 | $65,000 | $65,000 |
| 1899.6 | 1 | $65,000 | $65,000 |
| 1900.68 | 1 | $65,000 | $65,000 |
| 1901.3 | 1 | $65,000 | $65,000 |
| 1903.47 | 1 | $65,000 | $65,000 |
| 1903.83 | 1 | $65,000 | $65,000 |
| 1909.52 | 1 | $65,000 | $65,000 |
| 1912.5 | 1 | $135,000 | $135,000 |
| 1915.72 | 1 | $65,000 | $65,000 |
| 1917.0 | 1 | $65,000 | $65,000 |
| 1919.16 | 1 | $65,000 | $65,000 |
| 1925.88 | 1 | $65,000 | $65,000 |
| 1941.12 | 1 | $65,000 | $65,000 |
| 1943.31 | 1 | $65,000 | $65,000 |
| 1944.0 | 1 | $65,000 | $65,000 |
| 1945.4 | 1 | $65,000 | $65,000 |
| 195.0 | 5 | $105,000 | $21,000 |
| 1950.0 | 1 | $65,000 | $65,000 |
| 1959.27 | 1 | $65,000 | $65,000 |
| 1960.2 | 1 | $65,000 | $65,000 |
| 1970.61 | 1 | $75,000 | $75,000 |
| 1971.08 | 1 | $65,000 | $65,000 |
| 1986.17 | 1 | $65,000 | $65,000 |
| 199.0 | 1 | $25,000 | $25,000 |
| 1993.44 | 1 | $65,000 | $65,000 |
| 1993.61 | 1 | $75,000 | $75,000 |
| 1995.0 | 1 | $75,000 | $75,000 |
| 1998.18 | 1 | $75,000 | $75,000 |
| 2000.0 | 2 | $210,000 | $105,000 |
| 2001.02 | 1 | $75,000 | $75,000 |
| 2001.67 | 1 | $75,000 | $75,000 |
| 2005.73 | 1 | $75,000 | $75,000 |
| 2009.85 | 1 | $75,000 | $75,000 |
| 2012.89 | 1 | $75,000 | $75,000 |
| 2016.15 | 1 | $75,000 | $75,000 |
| 2024.85 | 1 | $75,000 | $75,000 |
| 2025.0 | 1 | $75,000 | $75,000 |
| 2027.31 | 1 | $75,000 | $75,000 |
| 2027.81 | 1 | $145,000 | $145,000 |
| 2031.6 | 1 | $75,000 | $75,000 |
| 2034.09 | 1 | $75,000 | $75,000 |
| 2037.22 | 1 | $75,000 | $75,000 |
| 2040.56 | 1 | $75,000 | $75,000 |
| 2040.78 | 1 | $75,000 | $75,000 |
| 2041.02 | 1 | $75,000 | $75,000 |
| 2044.02 | 1 | $75,000 | $75,000 |
| 2046.0 | 1 | $75,000 | $75,000 |
| 2046.64 | 1 | $75,000 | $75,000 |
| 2047.93 | 1 | $75,000 | $75,000 |
| 2057.43 | 1 | $145,000 | $145,000 |
| 2063.85 | 1 | $75,000 | $75,000 |
| 2070.51 | 1 | $75,000 | $75,000 |
| 2072.25 | 1 | $75,000 | $75,000 |
| 2074.41 | 1 | $75,000 | $75,000 |
| 2076.02 | 1 | $75,000 | $75,000 |
| 2082.53 | 1 | $75,000 | $75,000 |
| 2083.11 | 1 | $75,000 | $75,000 |
| 2087.63 | 1 | $75,000 | $75,000 |
| 2088.82 | 1 | $75,000 | $75,000 |
| 2090.16 | 1 | $75,000 | $75,000 |
| 2099.91 | 1 | $75,000 | $75,000 |
| 2107.05 | 1 | $75,000 | $75,000 |
| 2108.4 | 1 | $75,000 | $75,000 |
| 2108.85 | 1 | $75,000 | $75,000 |
| 2115.53 | 1 | $105,000 | $105,000 |
| 2116.32 | 1 | $75,000 | $75,000 |
| 2133.0 | 1 | $55,000 | $55,000 |
| 2133.1 | 1 | $75,000 | $75,000 |
| 2135.99 | 1 | $75,000 | $75,000 |
| 2136.21 | 1 | $75,000 | $75,000 |
| 2141.03 | 1 | $75,000 | $75,000 |
| 2146.5 | 1 | $115,000 | $115,000 |
| 2151.9 | 1 | $55,000 | $55,000 |
| 2155.2 | 2 | $230,000 | $115,000 |
| 2156.7 | 1 | $75,000 | $75,000 |
| 2159.22 | 1 | $75,000 | $75,000 |
| 2160.0 | 1 | $75,000 | $75,000 |
| 2160.54 | 1 | $75,000 | $75,000 |
| 2161.53 | 1 | $75,000 | $75,000 |
| 2162.4 | 1 | $75,000 | $75,000 |
| 2162.62 | 1 | $145,000 | $145,000 |
| 2164.35 | 1 | $75,000 | $75,000 |
| 2166.25 | 1 | $75,000 | $75,000 |
| 2166.7 | 1 | $75,000 | $75,000 |
| 2183.85 | 1 | $75,000 | $75,000 |
| 2186.4 | 1 | $155,000 | $155,000 |
| 2195.32 | 1 | $75,000 | $75,000 |
| 2196.42 | 1 | $75,000 | $75,000 |
| 2198.37 | 1 | $75,000 | $75,000 |
| 2198.85 | 1 | $75,000 | $75,000 |
| 2202.0 | 1 | $75,000 | $75,000 |
| 2209.83 | 1 | $75,000 | $75,000 |
| 2214.49 | 1 | $75,000 | $75,000 |
| 2216.55 | 1 | $75,000 | $75,000 |
| 2217.6 | 1 | $75,000 | $75,000 |
| 2226.26 | 1 | $75,000 | $75,000 |
| 2229.84 | 1 | $75,000 | $75,000 |
| 2232.36 | 1 | $155,000 | $155,000 |
| 2235.22 | 1 | $115,000 | $115,000 |
| 2241.0 | 2 | $200,000 | $100,000 |
| 2242.4 | 1 | $75,000 | $75,000 |
| 2245.9 | 1 | $75,000 | $75,000 |
| 2249.14 | 1 | $75,000 | $75,000 |
| 2261.06 | 1 | $85,000 | $85,000 |
| 2263.02 | 1 | $75,000 | $75,000 |
| 2264.55 | 1 | $85,000 | $85,000 |
| 2264.57 | 1 | $85,000 | $85,000 |
| 2268.54 | 1 | $75,000 | $75,000 |
| 2268.66 | 1 | $85,000 | $85,000 |
| 2274.26 | 1 | $115,000 | $115,000 |
| 2278.26 | 1 | $85,000 | $85,000 |
| 2283.8 | 1 | $75,000 | $75,000 |
| 2285.79 | 1 | $75,000 | $75,000 |
| 2291.84 | 1 | $85,000 | $85,000 |
| 2301.81 | 1 | $55,000 | $55,000 |
| 2302.4 | 1 | $85,000 | $85,000 |
| 2304.6 | 1 | $85,000 | $85,000 |
| 2304.61 | 1 | $85,000 | $85,000 |
| 2305.92 | 1 | $85,000 | $85,000 |
| 2344.53 | 1 | $85,000 | $85,000 |
| 2344.61 | 1 | $85,000 | $85,000 |
| 2350.07 | 1 | $85,000 | $85,000 |
| 2353.41 | 2 | $250,000 | $125,000 |
| 2357.95 | 1 | $165,000 | $165,000 |
| 2361.41 | 1 | $125,000 | $125,000 |
| 2368.44 | 1 | $85,000 | $85,000 |
| 2369.5 | 1 | $125,000 | $125,000 |
| 2369.88 | 1 | $85,000 | $85,000 |
| 2370.0 | 1 | $85,000 | $85,000 |
| 2381.7 | 1 | $125,000 | $125,000 |
| 2388.9 | 1 | $85,000 | $85,000 |
| 2389.61 | 1 | $85,000 | $85,000 |
| 2393.46 | 1 | $85,000 | $85,000 |
| 2396.28 | 1 | $85,000 | $85,000 |
| 2398.99 | 1 | $55,000 | $55,000 |
| 2401.14 | 1 | $85,000 | $85,000 |
| 2415.0 | 1 | $85,000 | $85,000 |
| 2431.5 | 1 | $85,000 | $85,000 |
| 2461.53 | 1 | $125,000 | $125,000 |
| 2463.96 | 1 | $85,000 | $85,000 |
| 2475.33 | 1 | $85,000 | $85,000 |
| 2477.57 | 1 | $85,000 | $85,000 |
| 2481.51 | 1 | $125,000 | $125,000 |
| 2498.03 | 1 | $85,000 | $85,000 |
| 2498.16 | 1 | $85,000 | $85,000 |
| 2499.97 | 1 | $85,000 | $85,000 |
| 2514.45 | 1 | $85,000 | $85,000 |
| 2521.2 | 1 | $85,000 | $85,000 |
| 2525.19 | 1 | $85,000 | $85,000 |
| 2547.31 | 1 | $85,000 | $85,000 |
| 2548.65 | 1 | $85,000 | $85,000 |
| 2573.24 | 1 | $65,000 | $65,000 |
| 2577.87 | 1 | $85,000 | $85,000 |
| 2600.1 | 1 | $95,000 | $95,000 |
| 2610.0 | 1 | $95,000 | $95,000 |
| 2636.7 | 1 | $95,000 | $95,000 |
| 2643.38 | 1 | $95,000 | $95,000 |
| 2654.46 | 1 | $135,000 | $135,000 |
| 2656.65 | 1 | $95,000 | $95,000 |
| 2668.5 | 1 | $95,000 | $95,000 |
| 2669.4 | 1 | $95,000 | $95,000 |
| 2674.83 | 1 | $95,000 | $95,000 |
| 2697.3 | 1 | $95,000 | $95,000 |
| 2699.66 | 1 | $65,000 | $65,000 |
| 2700.0 | 1 | $95,000 | $95,000 |
| 2713.74 | 1 | $145,000 | $145,000 |
| 2738.7 | 1 | $105,000 | $105,000 |
| 2740.54 | 1 | $95,000 | $95,000 |
| 278.7 | 1 | $25,000 | $25,000 |
| 2807.13 | 1 | $95,000 | $95,000 |
| 2908.4 | 1 | $105,000 | $105,000 |
| 2941.81 | 1 | $105,000 | $105,000 |
| 2991.32 | 1 | $105,000 | $105,000 |
| 302.97 | 1 | $25,000 | $25,000 |
| 3039.13 | 1 | $105,000 | $105,000 |
| 3054.99 | 1 | $105,000 | $105,000 |
| 309.0 | 1 | $35,000 | $35,000 |
| 3135.0 | 1 | $125,000 | $125,000 |
| 3212.41 | 1 | $125,000 | $125,000 |
| 325.56 | 1 | $35,000 | $35,000 |
| 328.22 | 1 | $35,000 | $35,000 |
| 329.42 | 1 | $35,000 | $35,000 |
| 337.09 | 1 | $35,000 | $35,000 |
| 340.0 | 1 | $35,000 | $35,000 |
| 340.67 | 1 | $35,000 | $35,000 |
| 341.89 | 1 | $35,000 | $35,000 |
| 356.6 | 1 | $15,000 | $15,000 |
| 361.35 | 1 | $35,000 | $35,000 |
| 365.69 | 1 | $25,000 | $25,000 |
| 3735.47 | 1 | $145,000 | $145,000 |
| 374.32 | 1 | $25,000 | $25,000 |
| 382.78 | 1 | $45,000 | $45,000 |
| 395.03 | 1 | $25,000 | $25,000 |
| 411.32 | 1 | $45,000 | $45,000 |
| 429.0 | 1 | $45,000 | $45,000 |
| 453.66 | 1 | $45,000 | $45,000 |
| 455.14 | 1 | $25,000 | $25,000 |
| 461.46 | 1 | $45,000 | $45,000 |
| 481.12 | 1 | $25,000 | $25,000 |
| 484.4 | 1 | $55,000 | $55,000 |
| 518.2 | 1 | $55,000 | $55,000 |
| 526.75 | 1 | $55,000 | $55,000 |
| 542.29 | 1 | $55,000 | $55,000 |
| 552.84 | 1 | $25,000 | $25,000 |
| 569.05 | 1 | $55,000 | $55,000 |
| 577.8 | 1 | $25,000 | $25,000 |
| 611.41 | 1 | $65,000 | $65,000 |
| 612.0 | 1 | $45,000 | $45,000 |
| 621.76 | 1 | $45,000 | $45,000 |
| 642.11 | 1 | $45,000 | $45,000 |
| 653.25 | 1 | $65,000 | $65,000 |
| 673.56 | 1 | $45,000 | $45,000 |
| 680.39 | 1 | $45,000 | $45,000 |
| 690.0 | 1 | $45,000 | $45,000 |
| 698.42 | 1 | $75,000 | $75,000 |
| 698.45 | 1 | $75,000 | $75,000 |
| 705.18 | 1 | $35,000 | $35,000 |
| 712.11 | 1 | $25,000 | $25,000 |
| 716.21 | 1 | $45,000 | $45,000 |
| 718.0 | 1 | $35,000 | $35,000 |
| 720.03 | 1 | $15,000 | $15,000 |
| 722.34 | 1 | $55,000 | $55,000 |
| 723.17 | 1 | $25,000 | $25,000 |
| 728.35 | 1 | $75,000 | $75,000 |
| 728.91 | 1 | $25,000 | $25,000 |
| 731.71 | 1 | $55,000 | $55,000 |
| 739.99 | 1 | $55,000 | $55,000 |
| 755.46 | 1 | $25,000 | $25,000 |
| 760.36 | 1 | $45,000 | $45,000 |
| 761.08 | 1 | $55,000 | $55,000 |
| 763.47 | 1 | $25,000 | $25,000 |
| 765.01 | 1 | $45,000 | $45,000 |
| 776.38 | 1 | $55,000 | $55,000 |
| 778.34 | 1 | $35,000 | $35,000 |
| 780.64 | 1 | $35,000 | $35,000 |
| 784.18 | 1 | $55,000 | $55,000 |
| 791.53 | 1 | $45,000 | $45,000 |
| 800.0 | 139 | $5,155,000 | $37,086 |
| 809.4 | 1 | $45,000 | $45,000 |
| 813.75 | 1 | $55,000 | $55,000 |
| 814.47 | 1 | $55,000 | $55,000 |
| 818.45 | 1 | $55,000 | $55,000 |
| 820.9 | 1 | $45,000 | $45,000 |
| 822.38 | 1 | $55,000 | $55,000 |
| 823.2 | 1 | $25,000 | $25,000 |
| 826.87 | 1 | $55,000 | $55,000 |
| 832.5 | 1 | $25,000 | $25,000 |
| 839.33 | 1 | $55,000 | $55,000 |
| 840.9 | 1 | $55,000 | $55,000 |
| 842.67 | 1 | $35,000 | $35,000 |
| 847.95 | 1 | $55,000 | $55,000 |
| 849.84 | 1 | $45,000 | $45,000 |
| 877.77 | 1 | $65,000 | $65,000 |
| 893.1 | 1 | $45,000 | $45,000 |
| 908.29 | 1 | $65,000 | $65,000 |
| 908.58 | 1 | $65,000 | $65,000 |
| 910.5 | 1 | $65,000 | $65,000 |
| 930.4 | 1 | $45,000 | $45,000 |
| 936.71 | 1 | $65,000 | $65,000 |
| 936.91 | 1 | $45,000 | $45,000 |
| 941.51 | 1 | $65,000 | $65,000 |
| 942.94 | 1 | $65,000 | $65,000 |
| 947.06 | 1 | $45,000 | $45,000 |
| 948.0 | 1 | $35,000 | $35,000 |
| 950.0 | 129 | $10,825,000 | $83,915 |
| 950.81 | 1 | $65,000 | $65,000 |
| 973.35 | 1 | $65,000 | $65,000 |
| 980.34 | 1 | $55,000 | $55,000 |
| 983.25 | 1 | $65,000 | $65,000 |
| 988.35 | 1 | $35,000 | $35,000 |
| 996.16 | 1 | $65,000 | $65,000 |
| 996.3 | 1 | $35,000 | $35,000 |
| 998.37 | 1 | $35,000 | $35,000 |
| NA | 23,351 | $7,201,735,000 | $308,412 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| 24,164 | $7,253,510,000 | $300,178 |
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| 20-40% | 1,668 | $375,240,000 | $224,964 | $2,446 | 3.21% |
| 40-60% | 4,909 | $1,545,155,000 | $314,760 | $2,382 | 2.82% |
| 60-80% | 8,927 | $3,112,325,000 | $348,642 | $2,992 | 3.06% |
| 80-100% | 7,433 | $2,041,425,000 | $274,643 | $4,365 | 3.60% |
| Over 100% | 193 | $49,995,000 | $259,041 | $11,842 | 4.23% |
| Under 20% | 992 | $74,850,000 | $75,454 | $673 | 3.31% |
Complaints
| Bank Name | Product | Issue | 2021 CPFB Complaints | % of Total Issues |
|---|---|---|---|---|
| FIRSTBANK PUERTO RICO | Conventional home mortgage | Trouble during payment process | 10 | 38.5% |
| FIRSTBANK PUERTO RICO | FHA mortgage | Struggling to pay mortgage | 1 | 3.8% |
| FIRSTBANK PUERTO RICO | FHA mortgage | Trouble during payment process | 1 | 3.8% |
| FIRSTBANK PUERTO RICO | Other type of mortgage | Trouble during payment process | 1 | 3.8% |
| FIRSTBANK PUERTO RICO | VA mortgage | Trouble during payment process | 2 | 7.7% |
| FIRSTBANK PUERTO RICO | VA mortgage | Closing on a mortgage | 1 | 3.8% |
| FIRSTBANK PUERTO RICO | VA mortgage | Struggling to pay mortgage | 1 | 3.8% |
| FIRSTBANK PUERTO RICO | Conventional home mortgage | Applying for a mortgage or refinancing an existing mortgage | 3 | 11.5% |
| FIRSTBANK PUERTO RICO | Conventional home mortgage | Closing on a mortgage | 3 | 11.5% |
| FIRSTBANK PUERTO RICO | Conventional home mortgage | Struggling to pay mortgage | 3 | 11.5% |
Bank Details
Branches
| Bank Name | Branch | Branch Type | Deposits (000's) |
|---|---|---|---|
| Firstbank | 11 Channing Way Jackson, TN 38305 | Full Service B&M | $317,923 |
| Firstbank | 101 East Main Street Henderson, TN 38340 | Full Service B&M | $124,660 |
| Firstbank | 101 W. Main St Woodbury, TN 37190 | Full Service B&M | $53,579 |
| Firstbank | 101 West Church Street Lexington, TN 38351 | Full Service B&M | $128,586 |
| Firstbank | 101 West Wood Street Paris, TN 38242 | Full Service B&M | $52,209 |
| Firstbank | 1013 South Hwy 92 Dandridge, TN 37725 | Full Service B&M | $40,877 |
| Firstbank | 1015 Westhaven Blvd Ste 150 Franklin, TN 37064 | Full Service B&M | $86,863 |
| Firstbank | 10216 Kingston Pike Knoxville, TN 37922 | Full Service B&M | $70,081 |
| Firstbank | 1068 Mineral Wells Avenue Paris, TN 38242 | Full Service B&M | $97,969 |
| Firstbank | 200 West Main St Smithville, TN 37166 | Full Service B&M | $116,632 |
| Firstbank | 20340 East Main Street Huntingdon, TN 38344 | Limited, Drive-thru | $0 |
| Firstbank | 21 North Forrest Avenue Camden, TN 38320 | Full Service B&M | $46,827 |
| Firstbank | 211 Commerce Street, Suite 300 Nashville, TN 37201 | Full Service B&M | $2,003,715 |
| Firstbank | 2121 Abbott Martin Road Nashville, TN 37215 | Full Service B&M | $48,476 |
| Firstbank | 2200 Decherd Boulevard Decherd, TN 37324 | Full Service B&M | $40,075 |
| Firstbank | 2202 Fairview Boulevard Fairview, TN 37062 | Full Service B&M | $129,799 |
| Firstbank | 2415 Memorial Blvd Murfreesboro, TN 37129 | Full Service B&M | $218,483 |
| Firstbank | 2610 Old Fort Parkway Murfreesboro, TN 37128 | Full Service B&M | $15,610 |
| Firstbank | 2670 New Salem Highway Murfreesboro, TN 37128 | Full Service B&M | $40,447 |
| Firstbank | 2782 South Church Street Murfreesboro, TN 37127 | Full Service B&M | $12,840 |
| Firstbank | 28915 Broad Street Hollow Rock, TN 38342 | Full Service B&M | $30,048 |
| Firstbank | 417 South Lowry Street Smyrna, TN 37167 | Full Service B&M | $36,931 |
| Firstbank | 4227 Ringgold Road Chattanooga, TN 37412 | Full Service B&M | $40,781 |
| Firstbank | 45 Wildersville Road Wildersville, TN 38388 | Limited, Drive-thru | $0 |
| Firstbank | 450 Tennessee Avenue South Parsons, TN 38363 | Full Service B&M | $147,470 |
| Firstbank | 4824 Main Street Suite A Spring Hill, TN 37174 | Full Service B&M | $12,829 |
| Firstbank | 5040 Carothers Parkway Suite 100 Franklin, TN 37067 | Full Service B&M | $7,123 |
| Firstbank | 5063 Alabama Highway Ringgold, GA 30736 | Full Service B&M | $182,511 |
| Firstbank | 508 Madison Street Shelbyville, TN 37160 | Full Service B&M | $119,381 |
| Firstbank | 510 Columbia Avenue, Suite 106 Franklin, TN 37064 | Full Service B&M | $74,493 |
| Firstbank | 520 W. Summit Hill Drive, Suite 801 Knoxville, TN 37902 | Full Service B&M | $723,650 |
| Firstbank | 5200 Clinton Highway Knoxville, TN 37912 | Full Service B&M | $16,922 |
| Firstbank | 5290 Scottsville Road Bowling Green, KY 42103 | Full Service B&M | $73,236 |
| Firstbank | 722 Columbia Avenue Franklin, TN 37064 | Full Service B&M | $1,058,188 |
| Firstbank | 724 Presidents Place Smyrna, TN 37167 | Full Service B&M | $23,336 |
| Firstbank | 7442 Shallowford Road Chattanooga, TN 37421 | Full Service B&M | $78,094 |
| Firstbank | 8398 Highway 64 Bartlett, TN 38133 | Full Service B&M | $20,500 |
| Firstbank | 851 South Willow Avenue Cookeville, TN 38501 | Full Service B&M | $148,823 |
| Firstbank | 885 Conference Drive, Suite 100 Goodlettsville, TN 37072 | Full Service B&M | $99,581 |
| Firstbank | 9217 Lee Hwy Ooltewah, TN 37363 | Full Service B&M | $54,871 |
| Firstbank | 948 Fairview Avenue Bowling Green, KY 42103 | Full Service B&M | $17,233 |
| Firstbank | Highway 22 South Clarksburg, TN 38324 | Limited, Drive-thru | $10,152 |
| Firstbank | W Main Street Henderson, TN 38340 | Limited, Drive-thru | $0 |
| Firstbank | 1500 Hillsboro Boulevard Manchester, TN 37355 | Full Service B&M | $80,720 |
| Firstbank | 1515 Campbell Lane Bowling Green, KY 42104 | Full Service B&M | $18,934 |
| Firstbank | 1520 Old Gallatin Road Scottsville, KY 42164 | Limited, Drive-thru | $0 |
| Firstbank | 1525 Market St Dayton, TN 37321 | Full Service B&M | $65,051 |
| Firstbank | 1581 South Highland Avenue Jackson, TN 38301 | Full Service B&M | $25,893 |
| Firstbank | 1595 Veterans Memorial Hwy Scottsville, KY 42164 | Full Service B&M | $136,530 |
| Firstbank | 164 Hospital Drive Lexington, TN 38351 | Limited, Drive-thru | $0 |
| Firstbank | 167 West Broadway Boulevard Jefferson City, TN 37760 | Full Service B&M | $167,872 |
| Firstbank | 1817 West End Avenue Nashville, TN 37203 | Full Service B&M | $110,998 |
| Firstbank | 1927 Wilson Parkway Fayetteville, TN 37334 | Full Service B&M | $79,544 |
| Firstbank | 1959 Northpoint Boulevard Hixson, TN 37343 | Full Service B&M | $41,097 |
| Firstbank | 19685 E Main Street Huntingdon, TN 38344 | Full Service B&M | $117,803 |
| Firstbank | 20 Highway 114 South Scotts Hill, TN 38374 | Full Service B&M | $47,297 |
| Firstbank | 2905 Maynardville Highway Maynardville, TN 37807 | Full Service B&M | $26,222 |
| Firstbank | 319 Manufacturer's Road Chattanooga, TN 37405 | Full Service B&M | $192,536 |
| Firstbank | 3310 Aspen Grove Drive, Suite 100 Franklin, TN 37067 | Full Service B&M | $161,396 |
| Firstbank | 340 West Lincoln Street Tullahoma, TN 37388 | Full Service B&M | $101,413 |
| Firstbank | 345 Highway 46 South Dickson, TN 37055 | Full Service B&M | $80,550 |
| Firstbank | 3610 Battlefield Parkway Fort Oglethorpe, GA 30742 | Full Service B&M | $130,424 |
| Firstbank | 3895 Cleveland Road Dalton, GA 30720 | Full Service B&M | $26,583 |
| Firstbank | 40 Moss Lane Ste 100 Franklin, TN 37064 | Full Service B&M | $35,958 |
| Firstbank | 401 South Thornton Avenue Dalton, GA 30720 | Full Service B&M | $154,648 |
| Firstbank | 404 Hollywood Blvd Birmingham, AL 35209 | Full Service B&M | $173 |
| Firstbank | 4110 North Mount Juliet Road, Suite 300 Mount Juliet, TN 37122 | Full Service B&M | $27,677 |
| Firstbank | 416 West Main Street Waverly, TN 37185 | Full Service B&M | $100,875 |
| Firstbank | 53 East Church Street Lexington, TN 38351 | Full Service B&M | $177,737 |
| Firstbank | 5537 Kingston Pike Knoxville, TN 37919 | Full Service B&M | $80,197 |
| Firstbank | 595 East Church Street Lexington, TN 38351 | Limited, Drive-thru | $0 |
| Firstbank | 615 Memorial Boulevard Murfreesboro, TN 37129 | Full Service B&M | $406,536 |
| Firstbank | 6280 Highway 64 Oakland, TN 38060 | Full Service B&M | $67,309 |
| Firstbank | 6482 Poplar Avenue Memphis, TN 38119 | Full Service B&M | $103,726 |
| Firstbank | 650 Main Street Friendship, TN 38034 | Full Service B&M | $25,235 |
| Firstbank | 6815 Poplar Avenue, Suite 100 Germantown, TN 38138 | Full Service B&M | $46,223 |
| Firstbank | 71 Mechanic St. South, P.O.Box 159 Lynchburg, TN 37352 | Full Service B&M | $49,309 |
| Firstbank | 720 Gallatin Street Sw, Suite 150 Huntsville, AL 35801 | Full Service B&M | $73,329 |
| Firstbank | 7216 Nolensville Rd Ste 100 Nolensville, TN 37135 | Full Service B&M | $14,832 |
| Firstbank | 722 Columbia Avenue Franklin, TN 37064 | Limited, Drive-thru | $34,745 |
| Firstbank | 1110 Market St, Ste 300 Chattanooga, TN 37402 | Full Service B&M | $64,737 |
| Firstbank | 112 North Washington Streets Henderson, TN 38340 | Limited, Drive-thru | $0 |
| Firstbank | 11820 Kingston Pike Farragut, TN 37934 | Full Service B&M | $81,223 |
| Firstbank | 120 W Main Street Linden, TN 37096 | Full Service B&M | $62,128 |
| Firstbank | 123 North Court Street Florence, AL 35630 | Full Service B&M | $43,739 |
| Firstbank | 123 Second Avenue North Huntingdon, TN 38344 | Limited, Drive-thru | $0 |
| Firstbank | 1237 North Glenwood Ave Dalton, GA 30721 | Full Service B&M | $17,671 |
| Firstbank | 126 Highway 641 North Camden, TN 38320 | Full Service B&M | $78,303 |
| Firstbank | 1301 Cowart Street Chattanooga, TN 37402 | Limited, Drive-thru | $0 |
| Firstbank | 134 Pewitt Dr Ste 100 Brentwood, TN 37027 | Full Service B&M | $73,677 |
| Firstbank | 139 Elmore Road Crossville, TN 38555 | Full Service B&M | $139,822 |
| Firstbank | 15 West University Parkway Jackson, TN 38305 | Full Service B&M | $40,660 |
For 2021, Firstbank had 92 branches.
Yearly Performance Overview
Bank Income
| Item | Value (in 000's) |
|---|---|
| Total interest income | $384,941 |
| Net interest income | $349,768 |
| Total noninterest income | $227,378 |
| Gross Fiduciary activities income | $1,679 |
| Service charges on deposit accounts | $9,319 |
| Trading account gains and fees | $0 |
| Additional Noninterest Income | $216,380 |
| Pre-tax net operating income | $246,525 |
| Securities gains (or losses, -) | $75 |
| Income before extraordinary items | $190,867 |
| Discontinued Operations (Extraordinary gains, net) | $0 |
| Net income of bank and minority interests | $190,867 |
| Minority interest net income | $16 |
| Net income | $190,851 |
| Sale, conversion, retirement of capital stock, net | $1,695 |
| Net operating income | $190,807 |
Firstbank's gross interest income from loans was $384,941,000.
Firstbank's net interest income from loans was $349,768,000.
Firstbank's fee based income from loans was $9,319,000.
Firstbank's net income from loans was $190,851,000.
Bank Expenses
| Item | Value (in 000's) |
|---|---|
| Total interest expense | $35,173 |
| Provision for credit losses | $-40,993 |
| Total noninterest expense | $371,614 |
| Salaries and employee benefits | $247,131 |
| Premises and equipment expense | $22,167 |
| Additional noninterest expense | $102,316 |
| Applicable income taxes | $55,733 |
| Net charge-offs | $5,835 |
| Cash dividends | $122,500 |
Firstbank's interest expense for loans was $35,173,000.
Firstbank's payroll and benefits expense were $247,131,000.
Firstbank's property, plant and equipment expenses $22,167,000.
Loan Performance
| Type of Loan | % of Loans Noncurrent (30+ days, end of period snapshot) |
|---|---|
| All loans | 0.0% |
| Real Estate loans | 0.0% |
| Construction & Land Development loans | 0.0% |
| Nonfarm, nonresidential loans | 0.0% |
| Multifamily residential loans | 0.0% |
| 1-4 family residential loans | 0.0% |
| HELOC loans | 0.0% |
| All other family | 0.0% |
| Commercial & industrial loans | 0.0% |
| Personal loans | 1.0% |
| Credit card loans | 0.0% |
| Other individual loans | 1.0% |
| Auto loans | 0.0% |
| Other consumer loans | 2.0% |
| Unsecured commercial real estate loans | 0.0% |
Deposits
| Type | Value (in 000's) |
|---|---|
| Total deposits | $10,858,412 |
| Deposits held in domestic offices | $10,858,412 |
| Deposits by Individuals, partnerships, and corporations | $8,519,961 |
| Deposits by U.S. Government | $0 |
| Deposits by States and political subdivisions in the U.S. | $2,291,059 |
| Deposits by Commercial banks and other depository institutions in U.S. | $47,392 |
| Deposits by Banks in foreign countries | $0 |
| Deposits by Foreign governments and official institutions | $0 |
| Transaction accounts | $1,737,260 |
| Demand deposits | $1,029,129 |
| Nontransaction accounts | $9,121,152 |
| Money market deposit accounts (MMDAs) | $7,509,482 |
| Other savings deposits (excluding MMDAs) | $480,589 |
| Total time deposits | $1,131,081 |
| Total time and savings deposits | $9,829,283 |
| Noninterest-bearing deposits | $2,761,729 |
| Interest-bearing deposits | $8,096,683 |
| Retail deposits | $10,534,623 |
| IRAs and Keogh plan accounts | $162,574 |
| Brokered deposits | $20,500 |
| Deposits held in foreign offices | $0 |
Assets
| Asset | Value (in 000's) |
|---|---|
| Total Assets | $12,582,271 |
| Cash & Balances due from depository institutions | $1,664,351 |
| Interest-bearing balances | $1,573,018 |
| Total securities | $1,680,801 |
| Federal funds sold & reverse repurchase | $128,087 |
| Net loans and leases | $8,231,326 |
| Loan and leases loss allowance | $125,559 |
| Trading account assets | $0 |
| Bank premises and fixed assets | $185,425 |
| Other real estate owned | $9,777 |
| Goodwill and other intangibles | $374,997 |
| All other assets | $307,507 |
Liabilities
| Liabilities | Value (in 000's) |
|---|---|
| Total liabilities and capital | $12,582,271 |
| Total Liabilities | $11,157,188 |
| Total deposits | $10,858,412 |
| Interest-bearing deposits | $8,096,683 |
| Deposits held in domestic offices | $10,858,412 |
| % insured (estimated) | $55 |
| Federal funds purchased and repurchase agreements | $40,716 |
| Trading liabilities | $0 |
| Other borrowed funds | $1,518 |
| Subordinated debt | $98,614 |
| All other liabilities | $157,928 |
Issued Loan Types
| Type | Value (in 000's) |
|---|---|
| Net loans and leases | $8,231,326 |
| Loan and leases loss allowance | $125,559 |
| Total loans and leases (domestic) | $8,356,885 |
| All real estate loans | $6,662,387 |
| Real estate loans in domestic offices | $6,662,387 |
| Construction and development loans | $1,327,659 |
| Residential 1-4 family construction | $563,538 |
| Other construction, all land development and other land | $764,121 |
| Loans secured by nonfarm nonresidential properties | $2,632,069 |
| Nonfarm nonresidential secured by owner-occupied properties | $901,904 |
| Commercial real estate & other non-farm, non-residential | $1,730,165 |
| Multifamily residential real estate | $326,551 |
| 1-4 family residential loans | $2,326,430 |
| Farmland loans | $49,678 |
| Loans held in foreign offices | $0 |
| Farm loans | $13,206 |
| Commercial and industrial loans | $1,354,081 |
| To non-U.S. addressees | $0 |
| Loans to individuals | $267,386 |
| Credit card loans | $0 |
| Related Plans | $2,330 |
| Consumer Auto Loans | $36,638 |
| Other loans to individuals | $228,418 |
| All other loans & leases | $59,825 |
| Loans to foreign governments and official institutions | $0 |
| Other loans | $16,548 |
| Loans to depository institutions and acceptances of other banks | $0 |
| Loans not secured by real estate | $21,791 |
| Loans secured by real estate to non-U.S. addressees | $0 |
| Restructured Loans & leases | $21,351 |
| Non 1-4 family restructured loans & leases | $19,259 |
| Total loans and leases (foreign) | $0 |
FirstBank had $8,231,326,000 of loans outstanding in 2021. $6,662,387,000 of loans were in real estate loans. $1,327,659,000 of loans were in development loans. $326,551,000 of loans were in multifamily mortgage loans. $2,326,430,000 of loans were in 1-4 family mortgage loans. $13,206,000 of loans were in farm loans. $0 of loans were in credit card loans. $36,638,000 of loans were in the auto loan category.
Small Business Loans
| Categorization | # of Loans in Category | $ amount of loans (in 000's) | Average $/loan |
|---|---|---|---|
| Nonfarm, nonresidential loans - <$1MM | 1,904 | $444,819 | $233,623 |
| Nonfarm, nonresidential loans - <$100k | 452 | $18,586 | $41,119 |
| Nonfarm, nonresidential loans - $100-250k | 588 | $73,732 | $125,395 |
| Nonfarm, nonresidential loans - $250k-1MM | 864 | $352,501 | $407,987 |
| Commercial & Industrial, US addressed loans - <$1MM | 3,844 | $303,992 | $79,082 |
| Commercial & Industrial, US addressed loans - <$100k | 2,413 | $61,979 | $25,685 |
| Commercial & Industrial, US addressed loans - $100-250k | 717 | $62,532 | $87,213 |
| Commercial & Industrial, US addressed loans - $250k-1MM | 714 | $179,481 | $251,374 |
| Farmland loans - <$1MM | 220 | $24,971 | $113,505 |
| Farmland loans - <$100k | 100 | $3,402 | $34,020 |
| Farmland loans - $100-250k | 67 | $7,280 | $108,657 |
| Farmland loans - $250k-1MM | 53 | $14,289 | $269,604 |
| Agriculture operations loans - <$1MM | 279 | $11,302 | $40,509 |
| Agriculture operations loans - <$100k | 230 | $5,179 | $22,517 |
| Agriculture operations loans - $100-250k | 41 | $4,219 | $102,902 |
| Agriculture operations loans - $250k-1MM | 8 | $1,904 | $238,000 |
