First Savings Bank Mortgage Rates, Fees & Info

Clarksville, IN

LEI: WKN6AF1FCL7BBYGTGI83

Tax ID: 35-0309764

4.4 stars - Updated: 11/11/24 - out of 5 stars, based on 55 reviews

Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

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  • SimulatedRates™
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    • Mortgage Data

  • Originations
  • Relative Rates
  • Relative Fees
  • Top Markets
  • Product Mix
  • Loan Reason
  • Typical Rates
  • Loan Sizes
  • Dwelling Types
  • Similar Lenders
  • Loan Length
  • Loan to Value Info
  • Debt-to-Income
  • Applicant Income
  • Ethnicity Info
  • Approval & Pick Rates
  • Points and Fees
  • Origination Fees (Closing Costs)

    • Review & Overview

    First Savings Bank is a smaller bank specializing in Home Purchase and Cash Out Refi loans. First Savings Bank has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) Their top markets by origination volume include: New York, Louisville, Chicago, Miami, and Boston among others. We have data for 330 markets. (Some data included below & more in-depth data is available with an active subscription.)

    First Savings Bank has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. First Savings Bank is typically a high fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have relatively high rates.

    We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

    Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

    Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

    SimulatedRates™

    Mortgage Type     		Simulated Rate Simulation Date
    Home Equity Line of Credit (HELOC) 8.88% 11/11/24
    30 Year Conventional Purchase 6.73% 11/11/24
    30 Year Conventional Refi 6.58% 11/11/24
    30 Year Cash-out Refi 6.76% 11/11/24
    30 Year FHA Purchase 7.53% 11/11/24
    30 Year FHA Refi 6.39% 11/11/24
    30 Year VA Purchase 6.34% 11/11/24
    30 Year VA Refi 6.27% 11/11/24
    30 Year USDA Purchase 6.82% 11/11/24
    30 Year USDA Refi 6.27% 11/11/24
    15 Year Conventional Purchase 6.21% 11/11/24
    15 Year Conventional Refi 6.18% 11/11/24
    15 Year Cash-out Refi 6.18% 11/11/24
    15 Year FHA Refi 5.68% 11/11/24
    15 Year VA Refi 5.68% 11/11/24
    These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

    First Savings Bank Mortgage Calculator






    Your Estimates

    Estimated Loan Payment: Update the calculator values and click calculate payment!

    This is not an official calculator from First Savings Bank. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

    The default purchase price is the median sales price across the US for 2022Q4, per FRED.


    Originations

    2,974

    Origination Dollar Volume (All Markets)

    $840,090,000
    Show all (5) awards

    Relative Rate

    First Savings Bank's average 30 year fixed mortgage rate was 6.75%.

    The 2023 average 30 year fixed rate mortgage across all markets and lenders was 6.48%.

    This yields a difference of 0.27%.

    Relative Fees (Closing Costs)

    First Savings Bank's average total fees/closing costs for a 30 year fixed rate mortgage were $8,893.

    The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including both points & up-front fees in addition to origination fees) were $9,089.

    Top Markets

    Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

    Market Originations Total Value Average Loan Average Fees Average Rate
    New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 221 $99,445,000 $449,977 $13,287 6.59%
    LOUISVILLE, KY (FHA|USDA|VA) 537 $92,765,000 $172,747 $4,443 6.40%
    Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 180 $48,590,000 $269,944 $7,557 6.90%
    Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 107 $35,515,000 $331,916 $10,056 6.73%
    Outside of Metro Areas 182 $34,510,000 $189,615 $5,665 6.72%
    Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 58 $24,370,000 $420,172 $7,156 6.63%
    Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 66 $19,560,000 $296,364 $8,963 6.70%
    ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 46 $17,840,000 $387,826 $11,964 6.93%
    Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 77 $17,425,000 $226,299 $5,834 6.77%
    PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 39 $16,265,000 $417,051 $13,332 6.54%
    TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 41 $15,495,000 $377,927 $8,155 6.88%
    HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 67 $13,115,000 $195,746 $8,675 6.89%
    Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 22 $12,730,000 $578,636 $14,477 6.57%
    LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 28 $12,540,000 $447,857 $17,701 6.77%
    KANSAS CITY, MO-KS (FHA|USDA|VA) 48 $11,450,000 $238,542 $5,653 6.72%
    SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 20 $9,340,000 $467,000 $12,599 6.79%
    DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 16 $9,320,000 $582,500 $9,116 6.55%
    RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 22 $9,140,000 $415,455 $7,512 6.66%
    POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) 23 $8,675,000 $377,174 $12,309 6.76%
    Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 19 $8,605,000 $452,895 $7,385 6.88%
    Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 18 $8,270,000 $459,444 $8,963 6.59%
    CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 26 $8,200,000 $315,385 $9,201 6.78%
    NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 21 $8,145,000 $387,857 $9,590 6.87%
    Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 31 $8,045,000 $259,516 $9,016 6.75%
    ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 19 $7,285,000 $383,421 $9,829 6.94%
    SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 26 $7,280,000 $280,000 $10,170 6.93%
    JACKSONVILLE, FL (FHA|USDA|VA) 16 $5,960,000 $372,500 $12,272 6.61%
    GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 21 $5,815,000 $276,905 $8,480 6.85%
    North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 12 $5,550,000 $462,500 $8,051 7.01%
    San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 11 $4,905,000 $445,909 $5,692 7.11%
    PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) 14 $4,820,000 $344,286 $10,635 6.39%
    MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 12 $4,420,000 $368,333 $5,096 6.47%
    FARGO, ND-MN (FHA|USDA|VA) 22 $4,040,000 $183,636 $4,753 6.57%
    CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 12 $4,040,000 $336,667 $225,439 7.11%
    CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 24 $3,910,000 $162,917 $8,857 6.71%
    SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 11 $3,685,000 $335,000 $3,933 6.68%
    CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 10 $3,670,000 $367,000 $9,721 7.16%
    COLUMBUS, OH (FHA|USDA|VA) 14 $3,630,000 $259,286 $8,482 6.74%
    MANCHESTER-NASHUA, NH (FHA|USDA|VA) 7 $3,575,000 $510,714 $10,050 6.73%
    MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 15 $3,555,000 $237,000 $4,046 6.96%
    ST. LOUIS, MO-IL (FHA|USDA|VA) 15 $3,265,000 $217,667 $4,054 6.78%
    COLUMBIA, SC (FHA|USDA|VA) 9 $3,115,000 $346,111 $9,089 7.11%
    Washington, IN (FHA|USDA|VA) 27 $3,035,000 $112,407 $2,527 6.29%
    WICHITA, KS (FHA|USDA|VA) 19 $3,035,000 $159,737 $4,366 6.70%
    SALT LAKE CITY, UT (FHA|USDA|VA) 6 $3,000,000 $500,000 $19,303 6.69%
    OGDEN-CLEARFIELD, UT (FHA|USDA|VA) 5 $2,985,000 $597,000 $15,588 6.83%
    HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 10 $2,960,000 $296,000 $5,523 6.63%
    NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 9 $2,945,000 $327,222 $9,367 6.57%
    INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 13 $2,925,000 $225,000 $6,147 6.72%
    KNOXVILLE, TN (FHA|USDA|VA) 8 $2,890,000 $361,250 $0 7.00%
    ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) 12 $2,780,000 $231,667 $6,774 6.74%
    RICHMOND, VA (FHA|USDA|VA) 8 $2,760,000 $345,000 $9,437 6.77%
    PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 6 $2,700,000 $450,000 $12,375 6.58%
    DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) 10 $2,620,000 $262,000 $12,218 6.54%
    FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) 7 $2,575,000 $367,857 $18,691 6.89%
    OKLAHOMA CITY, OK (FHA|USDA|VA) 8 $2,550,000 $318,750 $11,749 6.42%
    COLORADO SPRINGS, CO (FHA|USDA|VA) 4 $2,540,000 $635,000 $13,689 6.44%
    VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 10 $2,500,000 $250,000 $5,932 6.80%
    BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 6 $2,480,000 $413,333 $9,890 6.81%
    LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 8 $2,480,000 $310,000 $10,448 6.53%
    PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 9 $2,355,000 $261,667 $13,257 6.67%
    MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) 8 $2,290,000 $286,250 $8,586 6.75%
    NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 14 $2,280,000 $162,857 $4,803 6.94%
    RALEIGH-CARY, NC (FHA|USDA|VA) 7 $2,275,000 $325,000 $6,289 6.68%
    SYRACUSE, NY (FHA|USDA|VA) 12 $2,230,000 $185,833 $6,189 6.86%
    PORT ST. LUCIE, FL (FHA|USDA|VA) 7 $2,165,000 $309,286 $11,464 6.59%
    WORCESTER, MA-CT (FHA|USDA|VA) 6 $2,160,000 $360,000 $6,952 6.75%
    Willmar, MN (FHA|USDA|VA) 8 $2,160,000 $270,000 $4,595 6.44%
    BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) 4 $1,940,000 $485,000 $8,680 7.09%
    MEMPHIS, TN-MS-AR (FHA|USDA|VA) 9 $1,915,000 $212,778 $6,499 7.04%
    OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) 5 $1,895,000 $379,000 $7,072 6.70%
    PROVO-OREM, UT (FHA|USDA|VA) 5 $1,805,000 $361,000 $14,155 6.83%
    CINCINNATI, OH-KY-IN (FHA|USDA|VA) 8 $1,740,000 $217,500 $4,778 6.97%
    ANN ARBOR, MI (FHA|USDA|VA) 7 $1,715,000 $245,000 $7,555 6.73%
    LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) 7 $1,655,000 $236,429 $8,577 6.88%
    Traverse City, MI (FHA|USDA|VA) 4 $1,650,000 $412,500 $3,702 7.03%
    AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 5 $1,545,000 $309,000 $9,071 6.75%
    RENO, NV (FHA|USDA|VA) 3 $1,485,000 $495,000 $13,600 6.08%
    TULSA, OK (FHA|USDA|VA) 7 $1,485,000 $212,143 $9,642 7.00%
    TOLEDO, OH (FHA|USDA|VA) 8 $1,470,000 $183,750 $8,260 6.89%
    LANCASTER, PA (FHA|USDA|VA) 4 $1,440,000 $360,000 $6,962 6.69%
    ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 5 $1,435,000 $287,000 $7,809 6.80%
    Scottsburg, IN (FHA|USDA|VA) 9 $1,435,000 $159,444 $3,820 6.74%
    GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 6 $1,380,000 $230,000 $6,219 6.73%
    DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 5 $1,355,000 $271,000 $6,986 6.60%
    EAST STROUDSBURG, PA (FHA|USDA|VA) 6 $1,340,000 $223,333 $8,789 6.58%
    GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 4 $1,330,000 $332,500 $4,103 7.03%
    OCALA, FL (FHA|USDA|VA) 7 $1,325,000 $189,286 $6,937 6.48%
    WINSTON-SALEM, NC (FHA|USDA|VA) 4 $1,310,000 $327,500 $14,050 6.50%
    OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 4 $1,300,000 $325,000 $3,988 6.56%
    FRESNO, CA (FHA|USDA|VA) 5 $1,295,000 $259,000 $5,811 6.60%
    CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 1 $1,265,000 $1,265,000 $0 7.75%
    TUCSON, AZ (FHA|USDA|VA) 5 $1,255,000 $251,000 $17,646 6.55%
    BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 5 $1,215,000 $243,000 $6,358 6.75%
    PITTSBURGH, PA (FHA|USDA|VA) 5 $1,155,000 $231,000 $11,752 7.05%
    MODESTO, CA (FHA|USDA|VA) 3 $1,125,000 $375,000 $16,112 6.58%
    ROCHESTER, MN (FHA|USDA|VA) 4 $1,110,000 $277,500 $5,991 6.84%
    Cedar City, UT (FHA|USDA|VA) 2 $1,100,000 $550,000 $0 6.88%
    HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 3 $1,075,000 $358,333 $15,775 6.88%
    LEXINGTON-FAYETTE, KY (FHA|USDA|VA) 4 $1,070,000 $267,500 $9,244 6.91%
    AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 3 $1,065,000 $355,000 $0 6.58%
    LANSING-EAST LANSING, MI (FHA|USDA|VA) 2 $1,050,000 $525,000 $0 7.00%
    BAKERSFIELD, CA (FHA|USDA|VA) 3 $1,045,000 $348,333 $4,417 6.88%
    SHERMAN-DENISON, TX (FHA|USDA|VA) 4 $1,040,000 $260,000 $3,159 7.22%
    ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) 4 $1,010,000 $252,500 $3,230 6.56%
    Payson, AZ (FHA|USDA|VA) 2 $1,010,000 $505,000 $0 7.50%
    DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 4 $1,000,000 $250,000 $9,657 7.22%
    MADERA, CA (FHA|USDA|VA) 3 $985,000 $328,333 $8,278 6.17%
    Bozeman, MT (FHA|USDA|VA) 2 $980,000 $490,000 $12,562 6.19%
    GAINESVILLE, GA (FHA|USDA|VA) 3 $975,000 $325,000 $20,590 6.92%
    Adrian, MI (FHA|USDA|VA) 3 $955,000 $318,333 $5,924 7.00%
    VISALIA, CA (FHA|USDA|VA) 4 $950,000 $237,500 $8,126 6.44%
    ANCHORAGE, AK (FHA|USDA|VA) 3 $915,000 $305,000 $5,642 6.71%
    SIOUX FALLS, SD (FHA|USDA|VA) 4 $900,000 $225,000 $7,215 6.69%
    STOCKTON, CA (FHA|USDA|VA) 2 $870,000 $435,000 $15,813 6.69%
    FORT WAYNE, IN (FHA|USDA|VA) 4 $870,000 $217,500 $6,355 6.63%
    Glenwood Springs, CO (FHA|USDA|VA) 2 $830,000 $415,000 $2,954 6.31%
    DAYTON-KETTERING, OH (FHA|USDA|VA) 3 $805,000 $268,333 $19,997 6.33%
    BOISE CITY, ID (FHA|USDA|VA) 2 $800,000 $400,000 $2,768 6.69%
    DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 3 $795,000 $265,000 $0 6.88%
    FAYETTEVILLE, NC (FHA|USDA|VA) 3 $775,000 $258,333 $16,917 6.29%
    HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) 3 $775,000 $258,333 $11,505 6.58%
    JACKSON, MS (FHA|USDA|VA) 3 $765,000 $255,000 $0 6.96%
    PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 4 $760,000 $190,000 $5,839 6.69%
    FORT COLLINS, CO (FHA|USDA|VA) 2 $760,000 $380,000 $2,818 6.75%
    EVANSVILLE, IN-KY (FHA|USDA|VA) 2 $760,000 $380,000 $2,489 6.13%
    MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) 1 $755,000 $755,000 $0 6.75%
    PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 1 $755,000 $755,000 $0 6.75%
    MACON-BIBB COUNTY, GA (FHA|USDA|VA) 5 $755,000 $151,000 $0 6.85%
    PANAMA CITY, FL (FHA|USDA|VA) 2 $750,000 $375,000 $6,193 7.00%
    ASHEVILLE, NC (FHA|USDA|VA) 1 $745,000 $745,000 $0 7.13%
    Greensburg, IN (FHA|USDA|VA) 1 $745,000 $745,000 $0 6.63%
    CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) 1 $745,000 $745,000 $0 7.13%
    APPLETON, WI (FHA|USDA|VA) 2 $740,000 $370,000 $3,835 7.31%
    BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) 6 $740,000 $123,333 $6,652 7.35%
    AKRON, OH (FHA|USDA|VA) 4 $730,000 $182,500 $8,604 6.75%
    Fernley, NV (FHA|USDA|VA) 1 $725,000 $725,000 $19,542 6.38%
    Lebanon, NH-VT (FHA|USDA|VA) 3 $725,000 $241,667 $0 6.38%
    Laconia, NH (FHA|USDA|VA) 2 $710,000 $355,000 $13,911 5.19%
    Bardstown, KY (FHA|USDA|VA) 3 $705,000 $235,000 $7,760 6.79%
    CHATTANOOGA, TN-GA (FHA|USDA|VA) 4 $700,000 $175,000 $5,940 7.47%
    FLINT, MI (FHA|USDA|VA) 3 $695,000 $231,667 $8,631 7.58%
    Whitewater, WI (FHA|USDA|VA) 3 $685,000 $228,333 $6,605 6.67%
    PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) 2 $680,000 $340,000 $8,526 7.56%
    Truckee-Grass Valley, CA (FHA|USDA|VA) 1 $675,000 $675,000 $9,928 6.88%
    Shelton, WA (FHA|USDA|VA) 2 $670,000 $335,000 $0 7.44%
    OSHKOSH-NEENAH, WI (FHA|USDA|VA) 2 $670,000 $335,000 $2,845 7.00%
    SALISBURY, MD-DE (FHA|USDA|VA) 2 $660,000 $330,000 $6,884 6.75%
    SPRINGFIELD, MO (FHA|USDA|VA) 2 $650,000 $325,000 $0 7.75%
    Concord, NH (FHA|USDA|VA) 3 $645,000 $215,000 $6,072 6.54%
    NEW HAVEN-MILFORD, CT (FHA|USDA|VA) 4 $640,000 $160,000 $4,628 7.03%
    Los Alamos, NM (FHA|USDA|VA) 1 $625,000 $625,000 $3,847 6.38%
    SAVANNAH, GA (FHA|USDA|VA) 2 $620,000 $310,000 $22,876 6.56%
    Ottawa, IL (FHA|USDA|VA) 2 $610,000 $305,000 $9,167 5.81%
    THE VILLAGES, FL (FHA|USDA|VA) 1 $605,000 $605,000 $0 6.88%
    HUNTSVILLE, AL (FHA|USDA|VA) 2 $600,000 $300,000 $0 7.44%
    DOVER, DE (FHA|USDA|VA) 3 $595,000 $198,333 $4,577 6.96%
    BURLINGTON, NC (FHA|USDA|VA) 2 $590,000 $295,000 $13,718 6.50%
    Warrensburg, MO (FHA|USDA|VA) 2 $590,000 $295,000 $16,425 5.81%
    NEW BERN, NC (FHA|USDA|VA) 2 $580,000 $290,000 $0 6.94%
    JACKSON, MI (FHA|USDA|VA) 2 $570,000 $285,000 $12,525 7.00%
    LA CROSSE-ONALASKA, WI-MN (FHA|USDA|VA) 3 $565,000 $188,333 $2,566 6.38%
    SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) 2 $560,000 $280,000 $0 6.38%
    BATTLE CREEK, MI (FHA|USDA|VA) 3 $555,000 $185,000 $6,553 8.54%
    MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 2 $550,000 $275,000 $6,509 6.63%
    WALLA WALLA, WA (FHA|USDA|VA) 2 $550,000 $275,000 $2,207 6.44%
    NORWICH-NEW LONDON, CT (FHA|USDA|VA) 3 $545,000 $181,667 $3,572 6.67%
    SHEBOYGAN, WI (FHA|USDA|VA) 2 $540,000 $270,000 $2,888 7.50%
    DECATUR, AL (FHA|USDA|VA) 2 $540,000 $270,000 $0 7.56%
    Rockport, TX (FHA|USDA|VA) 2 $530,000 $265,000 $0 6.63%
    Branson, MO (FHA|USDA|VA) 2 $520,000 $260,000 $14,099 6.06%
    DUBUQUE, IA (FHA|USDA|VA) 2 $520,000 $260,000 $6,283 7.00%
    SPARTANBURG, SC (FHA|USDA|VA) 2 $520,000 $260,000 $0 7.56%
    Lake City, FL (FHA|USDA|VA) 1 $505,000 $505,000 $0 7.50%
    IDAHO FALLS, ID (FHA|USDA|VA) 1 $505,000 $505,000 $0 6.75%
    Russellville, AR (FHA|USDA|VA) 1 $505,000 $505,000 $0 7.13%
    Jefferson, GA (FHA|USDA|VA) 1 $505,000 $505,000 $0 7.38%
    FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) 2 $500,000 $250,000 $7,314 7.25%
    Greeneville, TN (FHA|USDA|VA) 1 $485,000 $485,000 $0 7.13%
    BURLINGTON-SOUTH BURLINGTON, VT (FHA|USDA|VA) 1 $485,000 $485,000 $20,600 5.75%
    ALBUQUERQUE, NM (FHA|USDA|VA) 2 $480,000 $240,000 $0 6.94%
    MOBILE, AL (FHA|USDA|VA) 3 $475,000 $158,333 $5,195 6.83%
    YORK-HANOVER, PA (FHA|USDA|VA) 1 $465,000 $465,000 $0 7.75%
    MIDLAND, MI (FHA|USDA|VA) 1 $455,000 $455,000 $19,105 6.25%
    Somerset, KY (FHA|USDA|VA) 3 $445,000 $148,333 $0 6.75%
    FLORENCE, SC (FHA|USDA|VA) 1 $445,000 $445,000 $25,865 5.75%
    Port Angeles, WA (FHA|USDA|VA) 1 $435,000 $435,000 $0 7.13%
    Barre, VT (FHA|USDA|VA) 1 $435,000 $435,000 $0 6.38%
    Albert Lea, MN (FHA|USDA|VA) 2 $430,000 $215,000 $4,798 6.13%
    FORT SMITH, AR-OK (FHA|USDA|VA) 2 $430,000 $215,000 $5,961 7.44%
    IOWA CITY, IA (FHA|USDA|VA) 1 $425,000 $425,000 $18,441 4.88%
    Jasper, IN (FHA|USDA|VA) 2 $420,000 $210,000 $3,092 6.50%
    MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) 4 $420,000 $105,000 $0 7.41%
    Frankfort, KY (FHA|USDA|VA) 2 $420,000 $210,000 $4,882 7.06%
    Maryville, MO (FHA|USDA|VA) 1 $415,000 $415,000 $14,930 5.13%
    ROCKFORD, IL (FHA|USDA|VA) 3 $415,000 $138,333 $4,548 6.92%
    READING, PA (FHA|USDA|VA) 2 $410,000 $205,000 $0 6.81%
    SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 1 $405,000 $405,000 $19,688 7.00%
    Eureka-Arcata, CA (FHA|USDA|VA) 1 $405,000 $405,000 $4,419 7.50%
    Owatonna, MN (FHA|USDA|VA) 2 $400,000 $200,000 $6,320 6.75%
    WENATCHEE, WA (FHA|USDA|VA) 2 $400,000 $200,000 $1,608 6.88%
    Williston, ND (FHA|USDA|VA) 1 $395,000 $395,000 $0 6.75%
    CHAMPAIGN-URBANA, IL (FHA|USDA|VA) 3 $395,000 $131,667 $2,292 6.17%
    Mount Airy, NC (FHA|USDA|VA) 1 $395,000 $395,000 $0 7.50%
    PUNTA GORDA, FL (FHA|USDA|VA) 2 $390,000 $195,000 $4,098 6.63%
    Arcadia, FL (FHA|USDA|VA) 1 $385,000 $385,000 $8,584 6.63%
    TRENTON-PRINCETON, NJ (FHA|USDA|VA) 1 $385,000 $385,000 $0 7.13%
    BARNSTABLE TOWN, MA (FHA|USDA|VA) 1 $385,000 $385,000 $3,533 5.63%
    STATE COLLEGE, PA (FHA|USDA|VA) 1 $375,000 $375,000 $0 7.75%
    HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) 2 $370,000 $185,000 $8,858 6.50%
    CEDAR RAPIDS, IA (FHA|USDA|VA) 1 $365,000 $365,000 $7,146 7.00%
    Durango, CO (FHA|USDA|VA) 1 $365,000 $365,000 $11,035 7.38%
    SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) 1 $365,000 $365,000 $6,483 7.63%
    Fort Morgan, CO (FHA|USDA|VA) 1 $365,000 $365,000 $10,668 7.25%
    GAINESVILLE, FL (FHA|USDA|VA) 2 $360,000 $180,000 $7,087 6.69%
    YUMA, AZ (FHA|USDA|VA) 1 $355,000 $355,000 $0 7.75%
    UTICA-ROME, NY (FHA|USDA|VA) 3 $355,000 $118,333 $3,294 6.83%
    Moscow, ID (FHA|USDA|VA) 1 $355,000 $355,000 $7,058 5.75%
    BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) 2 $350,000 $175,000 $0 7.50%
    BATON ROUGE, LA (FHA|USDA|VA) 1 $345,000 $345,000 $0 7.13%
    WARNER ROBINS, GA (FHA|USDA|VA) 2 $340,000 $170,000 $0 6.94%
    Hutchinson, MN (FHA|USDA|VA) 2 $340,000 $170,000 $4,237 6.81%
    BANGOR, ME (FHA|USDA|VA) 1 $335,000 $335,000 $23,435 5.13%
    GOLDSBORO, NC (FHA|USDA|VA) 1 $335,000 $335,000 $0 7.13%
    AUBURN-OPELIKA, AL (FHA|USDA|VA) 1 $335,000 $335,000 $7,183 6.38%
    SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 1 $325,000 $325,000 $5,925 7.25%
    DECATUR, IL (FHA|USDA|VA) 1 $325,000 $325,000 $0 7.38%
    GULFPORT-BILOXI, MS (FHA|USDA|VA) 1 $325,000 $325,000 $13,472 5.75%
    COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) 1 $325,000 $325,000 $14,098 6.25%
    CHARLESTON, WV (FHA|USDA|VA) 1 $315,000 $315,000 $0 6.88%
    Brainerd, MN (FHA|USDA|VA) 1 $315,000 $315,000 $3,073 7.50%
    Show Low, AZ (FHA|USDA|VA) 1 $315,000 $315,000 $9,183 7.38%
    Wisconsin Rapids-Marshfield, WI (FHA|USDA|VA) 1 $315,000 $315,000 $0 7.13%
    ROCHESTER, NY (FHA|USDA|VA) 2 $310,000 $155,000 $9,328 7.25%
    BLOOMINGTON, IL (FHA|USDA|VA) 2 $310,000 $155,000 $6,193 8.63%
    Alamogordo, NM (FHA|USDA|VA) 2 $310,000 $155,000 $4,560 5.69%
    Gloversville, NY (FHA|USDA|VA) 1 $305,000 $305,000 $4,571 7.88%
    Seymour, IN (FHA|USDA|VA) 2 $300,000 $150,000 $1,809 7.00%
    HINESVILLE, GA (FHA|USDA|VA) 1 $295,000 $295,000 $0 7.75%
    SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) 1 $295,000 $295,000 $15,816 6.25%
    SEBRING-AVON PARK, FL (FHA|USDA|VA) 1 $285,000 $285,000 $5,317 7.13%
    Hutchinson, KS (FHA|USDA|VA) 2 $280,000 $140,000 $6,044 6.69%
    CLARKSVILLE, TN-KY (FHA|USDA|VA) 1 $275,000 $275,000 $22,850 5.50%
    SUMTER, SC (FHA|USDA|VA) 1 $275,000 $275,000 $11,949 8.13%
    Sebastian-Vero Beach, FL (FHA|USDA|VA) 1 $275,000 $275,000 $0 7.63%
    SPRINGFIELD, MA (FHA|USDA|VA) 1 $265,000 $265,000 $0 7.13%
    Torrington, CT (FHA|USDA|VA) 1 $265,000 $265,000 $0 7.38%
    ROME, GA (FHA|USDA|VA) 1 $265,000 $265,000 $0 6.88%
    Bay City, TX (FHA|USDA|VA) 2 $260,000 $130,000 $5,294 6.94%
    DULUTH, MN-WI (FHA|USDA|VA) 1 $255,000 $255,000 $0 6.75%
    Ontario, OR-ID (FHA|USDA|VA) 1 $255,000 $255,000 $18,378 6.25%
    SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) 1 $255,000 $255,000 $0 7.38%
    GREEN BAY, WI (FHA|USDA|VA) 1 $245,000 $245,000 $0 6.25%
    SIOUX CITY, IA-NE-SD (FHA|USDA|VA) 1 $245,000 $245,000 $11,207 5.88%
    Gaffney, SC (FHA|USDA|VA) 2 $240,000 $120,000 $5,370 6.44%
    Indiana, PA (FHA|USDA|VA) 1 $235,000 $235,000 $0 6.75%
    Stevens Point, WI (FHA|USDA|VA) 1 $235,000 $235,000 $3,190 6.63%
    Aberdeen, SD (FHA|USDA|VA) 1 $235,000 $235,000 $5,991 6.50%
    Wahpeton, ND-MN (FHA|USDA|VA) 1 $235,000 $235,000 $0 5.50%
    ERIE, PA (FHA|USDA|VA) 1 $225,000 $225,000 $3,175 6.63%
    FOND DU LAC, WI (FHA|USDA|VA) 1 $225,000 $225,000 $7,229 6.75%
    Heber, UT (FHA|USDA|VA) 1 $225,000 $225,000 $5,872 6.63%
    LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 1 $225,000 $225,000 $4,842 6.75%
    ROCKY MOUNT, NC (FHA|USDA|VA) 1 $215,000 $215,000 $3,381 6.75%
    LAFAYETTE, LA (FHA|USDA|VA) 1 $205,000 $205,000 $0 6.63%
    WILMINGTON, NC (FHA|USDA|VA) 1 $205,000 $205,000 $5,978 6.50%
    Baraboo, WI (FHA|USDA|VA) 1 $205,000 $205,000 $4,059 7.38%
    Centralia, IL (FHA|USDA|VA) 1 $205,000 $205,000 $2,759 6.38%
    MANHATTAN, KS (FHA|USDA|VA) 1 $195,000 $195,000 $6,883 6.88%
    NILES, MI (FHA|USDA|VA) 1 $195,000 $195,000 $0 6.63%
    Fremont, OH (FHA|USDA|VA) 1 $195,000 $195,000 $6,015 6.63%
    Enterprise, AL (FHA|USDA|VA) 1 $195,000 $195,000 $0 6.25%
    DuBois, PA (FHA|USDA|VA) 1 $195,000 $195,000 $8,655 7.25%
    ROANOKE, VA (FHA|USDA|VA) 1 $195,000 $195,000 $0 7.50%
    RACINE, WI (FHA|USDA|VA) 1 $185,000 $185,000 $12,736 5.75%
    Athens, TX (FHA|USDA|VA) 1 $185,000 $185,000 $0 7.25%
    YAKIMA, WA (FHA|USDA|VA) 1 $185,000 $185,000 $0 7.38%
    Fergus Falls, MN (FHA|USDA|VA) 1 $185,000 $185,000 $5,425 6.50%
    MADISON, WI (FHA|USDA|VA) 1 $185,000 $185,000 $5,039 7.50%
    Minot, ND (FHA|USDA|VA) 2 $180,000 $90,000 $4,075 6.44%
    WICHITA FALLS, TX (FHA|USDA|VA) 2 $180,000 $90,000 $0 6.50%
    KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) 1 $175,000 $175,000 $3,319 7.13%
    GLENS FALLS, NY (FHA|USDA|VA) 1 $175,000 $175,000 $5,716 7.50%
    Fort Dodge, IA (FHA|USDA|VA) 1 $175,000 $175,000 $4,257 8.00%
    Spirit Lake, IA (FHA|USDA|VA) 1 $175,000 $175,000 $5,235 6.75%
    Mason City, IA (FHA|USDA|VA) 1 $175,000 $175,000 $3,586 6.50%
    COLUMBUS, IN (FHA|USDA|VA) 2 $170,000 $85,000 $0 6.50%
    Martin, TN (FHA|USDA|VA) 1 $165,000 $165,000 $0 6.88%
    New Castle, PA (FHA|USDA|VA) 1 $165,000 $165,000 $0 6.50%
    LAWRENCE, KS (FHA|USDA|VA) 1 $165,000 $165,000 $2,316 6.38%
    JOHNSTOWN, PA (FHA|USDA|VA) 1 $165,000 $165,000 $5,150 7.50%
    MERCED, CA (FHA|USDA|VA) 1 $165,000 $165,000 $0 6.75%
    BAY CITY, MI (FHA|USDA|VA) 1 $165,000 $165,000 $3,433 6.25%
    Oneonta, NY (FHA|USDA|VA) 1 $165,000 $165,000 $0 7.50%
    Hilo, HI (FHA|USDA|VA) 1 $155,000 $155,000 $2,952 6.25%
    OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) 1 $155,000 $155,000 $0 6.63%
    GREELEY, CO (FHA|USDA|VA) 1 $155,000 $155,000 $1,577 7.50%
    ELKHART-GOSHEN, IN (FHA|USDA|VA) 1 $155,000 $155,000 $0 6.75%
    Rutland, VT (FHA|USDA|VA) 1 $145,000 $145,000 $7,784 7.00%
    Palatka, FL (FHA|USDA|VA) 1 $145,000 $145,000 $9,289 6.88%
    Great Bend, KS (FHA|USDA|VA) 1 $145,000 $145,000 $0 7.13%
    GADSDEN, AL (FHA|USDA|VA) 1 $135,000 $135,000 $10,554 6.75%
    SAGINAW, MI (FHA|USDA|VA) 1 $135,000 $135,000 $0 6.75%
    ALEXANDRIA, LA (FHA|USDA|VA) 1 $135,000 $135,000 $6,430 7.25%
    Statesboro, GA (FHA|USDA|VA) 1 $125,000 $125,000 $6,572 6.00%
    Danville, VA (FHA|USDA|VA) 1 $125,000 $125,000 $3,134 6.25%
    Dublin, GA (FHA|USDA|VA) 1 $125,000 $125,000 $0 7.13%
    TYLER, TX (FHA|USDA|VA) 1 $125,000 $125,000 $5,533 5.38%
    Washington Court House, OH (FHA|USDA|VA) 1 $125,000 $125,000 $3,795 6.50%
    HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) 1 $125,000 $125,000 $5,247 6.25%
    ALTOONA, PA (FHA|USDA|VA) 1 $115,000 $115,000 $5,000 6.88%
    Holland, MI (FHA|USDA|VA) 1 $115,000 $115,000 $4,761 6.88%
    WACO, TX (FHA|USDA|VA) 1 $115,000 $115,000 $0 6.75%
    CANTON-MASSILLON, OH (FHA|USDA|VA) 1 $105,000 $105,000 $6,639 7.25%
    PUEBLO, CO (FHA|USDA|VA) 1 $105,000 $105,000 $2,695 6.25%
    Ashland, OH (FHA|USDA|VA) 1 $105,000 $105,000 $5,176 7.13%
    Seneca Falls, NY (FHA|USDA|VA) 1 $95,000 $95,000 $5,345 6.88%
    ANNISTON-OXFORD, AL (FHA|USDA|VA) 1 $95,000 $95,000 $0 7.13%
    Danville, KY (FHA|USDA|VA) 1 $85,000 $85,000 $3,113 6.63%
    Shawnee, OK (FHA|USDA|VA) 1 $85,000 $85,000 $4,091 7.25%
    Winfield, KS (FHA|USDA|VA) 1 $85,000 $85,000 $0 7.00%
    Middlesborough, KY (FHA|USDA|VA) 1 $85,000 $85,000 $3,477 6.38%
    Ashtabula, OH (FHA|USDA|VA) 1 $75,000 $75,000 $0 6.88%
    BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) 1 $75,000 $75,000 $2,949 6.38%
    LAS CRUCES, NM (FHA|USDA|VA) 1 $75,000 $75,000 $0 6.63%
    Auburn, NY (FHA|USDA|VA) 1 $65,000 $65,000 $0 6.63%
    Marinette, WI-MI (FHA|USDA|VA) 1 $65,000 $65,000 $2,684 6.25%
    North Vernon, IN (FHA|USDA|VA) 1 $65,000 $65,000 $2,765 6.88%
    Bedford, IN (FHA|USDA|VA) 1 $45,000 $45,000 $0 8.00%
    Madison, IN (FHA|USDA|VA) 1 $25,000 $25,000 $0 3.99%
    First Savings Bank's top markets include New York, Louisville, Chicago, Miami, and Boston among others.

    Their top states include:
  • Florida (FHA|USDA|VA)
  • New York (FHA|USDA|VA)
  • Indiana (FHA|USDA|VA)
  • Illinois (FHA|USDA|VA)
  • California (FHA|USDA|VA)

    • Similar Lenders

    We use machine learning to identify the top lenders compared against First Savings Bank based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.

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    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 2,048 $534,920,000 $261,191 $7,609 6.76%
    HELOC 654 $214,970,000 $328,700 n/a 6.67%
    FHA 153 $47,115,000 $307,941 $15,486 6.25%
    VA 104 $40,480,000 $389,231 $14,060 6.01%
    USDA 14 $2,540,000 $181,429 $6,768 6.47%
    FHA 1 $65,000 $65,000 $0 3.49%

    For 2023, First Savings Bank's most frequently originated type of loan was Conventional, with 2,048 originations. Their 2nd most popular type was HELOC, with 654 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 1,847 $525,755,000 $284,653 $8,784 6.71%
    Cash Out Refi 839 $264,035,000 $314,702 $8,378 6.86%
    Refi 175 $42,935,000 $245,343 $5,622 6.65%
    Other 61 $4,525,000 $74,180 $0 5.23%
    Home Improvement 52 $2,840,000 $54,615 $0 5.20%

    For 2023, First Savings Bank's most frequently cited loan purpose was Home Purchase, with 1,847 originations. The 2nd most popular reason was Cash Out Refi, with 839 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 2,668 $804,340,000 $301,477 $8,893 6.75%
    10 Year 142 $11,270,000 $79,366 $1,382 4.88%
    15 Year 115 $15,235,000 $132,478 $3,842 7.00%
    20 Year 25 $6,095,000 $243,800 $4,750 6.86%
    Other 21 $2,795,000 $133,095 $4,997 8.49%
    5 Year 2 $310,000 $155,000 $0 8.00%
    1 Year 1 $45,000 $45,000 $0 9.50%

    For 2023, First Savings Bank's most frequently cited loan duration was 30 Year, with 2,668 originations. The 2nd most popular length was 10 Year, with 142 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $5k+ 593 $243,065,000 $409,890
    $<1k 463 $91,425,000 $197,462
    $1k-2k 301 $69,735,000 $231,678
    $2k-3k 231 $51,505,000 $222,965
    $3k-4k 185 $46,895,000 $253,486
    $4k-5k 130 $34,410,000 $264,692

    First Savings Bank's average total fees were $8,893, while their most frequently occuring range of origination fees (closing costs) were in the $5k+ bucket, with 593 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    6-7% 1,535 $435,155,000 $283,489
    7-8% 905 $267,955,000 $296,083
    5-6% 338 $114,790,000 $339,615
    3-4% 71 $5,645,000 $79,507
    Over 8% 66 $9,810,000 $148,636
    4-5% 57 $6,665,000 $116,930
    <2.5% 2 $70,000 $35,000

    During 2023, First Savings Bank's average interest rate for loans was 6.75%, while their most frequently originated rate bucket for loans was 6-7%, with 1,535 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 1,049 $303,015,000 $288,861 $8,478 6.74%
    $100k-200k 921 $138,675,000 $150,570 $4,688 6.69%
    $400k-600k 437 $209,095,000 $478,478 $11,865 6.75%
    $100,000 or less 347 $21,475,000 $61,888 $2,911 6.46%
    $600k-1MM 200 $141,190,000 $705,950 $29,030 6.71%
    $1MM+ 20 $26,640,000 $1,332,000 $29,996 6.41%

    2023 saw First Savings Bank place emphasis on $200k-400k loans with 1,049 originations, totaling $303,015,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $100k-150k 772 $229,490,000 $297,267 $8,846 6.74%
    $150k-250k 598 $225,650,000 $377,341 $15,977 6.84%
    $50k-75k 568 $103,080,000 $181,479 $5,792 6.57%
    $75k-100k 467 $109,685,000 $234,872 $7,591 6.65%
    $50k or less 283 $34,165,000 $120,724 $4,594 6.45%
    $250k+ 265 $132,905,000 $501,528 $10,173 6.80%

    First Savings Bank lent most frequently to those with incomes in the $100k-150k range, with 772 originations. The second most popular income band? $150k-250k, with 598 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    30-36% 493 $136,615,000 $277,110 $6,957 6.69%
    20-30% 474 $109,350,000 $230,696 $5,282 6.62%
    44% 202 $66,140,000 $327,426 $8,104 6.86%
    <20% 167 $32,895,000 $196,976 $5,095 6.42%
    49% 158 $46,520,000 $294,430 $9,205 6.60%
    42% 136 $47,170,000 $346,838 $8,537 6.78%
    43% 131 $37,885,000 $289,198 $7,078 6.91%
    50-60% 126 $41,950,000 $332,937 $13,947 6.31%
    39% 122 $33,550,000 $275,000 $7,539 6.89%
    38% 121 $34,615,000 $286,074 $7,495 6.80%
    37% 116 $36,580,000 $315,345 $6,838 6.85%
    41% 115 $38,175,000 $331,957 $7,211 6.79%
    40% 107 $34,485,000 $322,290 $6,225 6.74%
    36% 101 $33,185,000 $328,564 $8,390 6.60%
    46% 95 $24,355,000 $256,368 $8,672 6.67%
    48% 93 $31,025,000 $333,602 $9,842 6.59%
    45% 91 $25,335,000 $278,407 $8,147 6.76%
    47% 87 $22,665,000 $260,517 $34,043 6.71%
    >60% 3 $305,000 $101,667 $0 4.16%

    First Savings Bank lent most frequently to those with DTI ratios of 30-36%, with 493 originations. The next most common DTI ratio? 20-30%, with 474 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 2,090 $573,840,000 $274,565 $8,423 6.65%
    Not provided 376 $117,340,000 $312,074 $8,784 6.77%
    Asian 255 $71,705,000 $281,196 $7,478 6.82%
    Black 231 $70,555,000 $305,433 $11,165 6.77%
    Not applicable 12 $3,110,000 $259,167 $0 6.97%
    American Indian 6 $2,180,000 $363,333 $8,730 6.81%
    Native Hawaiian or Islander 4 $1,360,000 $340,000 $16,170 6.66%

    Approval Rates

    Total approvals of all applications
    90.83%

    First Savings Bank has an average approval rate.

    Pick Rate

    Approvals leading to origination
    57.43%

    First Savings Bank has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.

    Points and Fees

    Points Originations Total Value Average Loan
    11546.76 1 $475,000 $475,000
    2579.75 1 $125,000 $125,000
    2699.75 1 $145,000 $145,000
    2770.25 1 $525,000 $525,000
    2924.75 1 $225,000 $225,000
    2934.75 1 $245,000 $245,000
    2964.6 1 $435,000 $435,000
    2969.25 1 $185,000 $185,000
    2997.5 1 $185,000 $185,000
    3007.1 1 $335,000 $335,000
    3027.25 1 $185,000 $185,000
    3045.25 1 $255,000 $255,000
    3053.4 1 $505,000 $505,000
    3055.2 1 $245,000 $245,000
    3069.25 1 $505,000 $505,000
    3069.5 1 $475,000 $475,000
    3076.0 1 $115,000 $115,000
    3083.5 1 $445,000 $445,000
    309.0 1 $165,000 $165,000
    3098.75 1 $745,000 $745,000
    3111.0 1 $145,000 $145,000
    3114.75 1 $325,000 $325,000
    3118.0 1 $165,000 $165,000
    3119.25 1 $495,000 $495,000
    3142.0 1 $365,000 $365,000
    3147.5 1 $395,000 $395,000
    3149.75 1 $465,000 $465,000
    3154.5 1 $445,000 $445,000
    3155.25 1 $405,000 $405,000
    3164.25 1 $395,000 $395,000
    3169.1 1 $335,000 $335,000
    3173.0 3 $1,305,000 $435,000
    3177.5 1 $365,000 $365,000
    3187.5 1 $755,000 $755,000
    3192.25 1 $335,000 $335,000
    3192.5 1 $355,000 $355,000
    3198.2 1 $275,000 $275,000
    3199.25 1 $345,000 $345,000
    3199.75 1 $485,000 $485,000
    3204.5 1 $355,000 $355,000
    3209.7 1 $435,000 $435,000
    3218.5 1 $465,000 $465,000
    3223.0 1 $435,000 $435,000
    3231.75 1 $355,000 $355,000
    3242.25 1 $655,000 $655,000
    3242.45 1 $255,000 $255,000
    3244.75 1 $705,000 $705,000
    3248.0 1 $265,000 $265,000
    3251.45 1 $435,000 $435,000
    3274.65 1 $425,000 $425,000
    3281.15 1 $245,000 $245,000
    3318.5 1 $645,000 $645,000
    3328.5 1 $725,000 $725,000
    3332.25 1 $755,000 $755,000
    3334.11 1 $275,000 $275,000
    3337.5 1 $575,000 $575,000
    3340.45 1 $495,000 $495,000
    3343.0 1 $725,000 $725,000
    3348.5 1 $285,000 $285,000
    3352.77 1 $125,000 $125,000
    3388.0 1 $235,000 $235,000
    3389.75 1 $765,000 $765,000
    3395.25 1 $425,000 $425,000
    3403.0 1 $395,000 $395,000
    3414.25 1 $475,000 $475,000
    3418.25 1 $65,000 $65,000
    3429.75 1 $385,000 $385,000
    3430.5 1 $825,000 $825,000
    3433.5 1 $635,000 $635,000
    3434.25 1 $395,000 $395,000
    3437.5 1 $545,000 $545,000
    3440.75 1 $205,000 $205,000
    3443.5 1 $565,000 $565,000
    3445.5 1 $395,000 $395,000
    3454.75 1 $255,000 $255,000
    3468.5 1 $215,000 $215,000
    3469.75 1 $505,000 $505,000
    3479.15 1 $155,000 $155,000
    3483.5 1 $455,000 $455,000
    3494.0 1 $625,000 $625,000
    3496.26 1 $435,000 $435,000
    3505.0 1 $685,000 $685,000
    3512.5 1 $325,000 $325,000
    3528.0 1 $1,215,000 $1,215,000
    3533.5 1 $505,000 $505,000
    3543.5 1 $195,000 $195,000
    3565.9 1 $345,000 $345,000
    3568.0 1 $545,000 $545,000
    3575.65 1 $205,000 $205,000
    3585.5 1 $435,000 $435,000
    3603.0 1 $635,000 $635,000
    3604.75 2 $1,180,000 $590,000
    3615.5 1 $355,000 $355,000
    3618.5 1 $275,000 $275,000
    3625.95 1 $375,000 $375,000
    3634.5 2 $570,000 $285,000
    3643.4 1 $405,000 $405,000
    3643.56 1 $245,000 $245,000
    3643.75 1 $185,000 $185,000
    3648.35 1 $155,000 $155,000
    3656.75 1 $205,000 $205,000
    3669.75 1 $525,000 $525,000
    3681.95 1 $745,000 $745,000
    3682.75 1 $405,000 $405,000
    3698.5 1 $455,000 $455,000
    3703.75 1 $145,000 $145,000
    3704.2 1 $375,000 $375,000
    3707.25 1 $395,000 $395,000
    3709.5 1 $505,000 $505,000
    3718.5 1 $795,000 $795,000
    3718.55 1 $285,000 $285,000
    3725.0 1 $755,000 $755,000
    3731.5 1 $315,000 $315,000
    3732.0 1 $225,000 $225,000
    3733.5 1 $295,000 $295,000
    3735.07 1 $135,000 $135,000
    3737.5 1 $425,000 $425,000
    3742.25 1 $255,000 $255,000
    3743.75 1 $145,000 $145,000
    3751.2 1 $195,000 $195,000
    3757.13 1 $355,000 $355,000
    3758.5 1 $365,000 $365,000
    3763.25 1 $705,000 $705,000
    3763.61 1 $235,000 $235,000
    3767.57 1 $215,000 $215,000
    3769.75 1 $265,000 $265,000
    3770.75 1 $195,000 $195,000
    3779.72 1 $205,000 $205,000
    3780.6 1 $375,000 $375,000
    3781.75 1 $205,000 $205,000
    3782.25 1 $165,000 $165,000
    3787.26 1 $255,000 $255,000
    3788.5 1 $605,000 $605,000
    3791.1 1 $165,000 $165,000
    3792.49 1 $175,000 $175,000
    3796.01 1 $285,000 $285,000
    3797.45 1 $375,000 $375,000
    3799.75 1 $135,000 $135,000
    3800.5 1 $325,000 $325,000
    3805.0 1 $635,000 $635,000
    3807.5 1 $175,000 $175,000
    3808.9 1 $325,000 $325,000
    3809.55 1 $215,000 $215,000
    3809.7 1 $195,000 $195,000
    3811.0 1 $305,000 $305,000
    3811.95 1 $255,000 $255,000
    3813.71 1 $205,000 $205,000
    3826.5 1 $135,000 $135,000
    3827.5 1 $435,000 $435,000
    3833.1 1 $245,000 $245,000
    3838.7 1 $265,000 $265,000
    3838.75 1 $225,000 $225,000
    3839.75 1 $165,000 $165,000
    3841.93 1 $315,000 $315,000
    3843.5 1 $615,000 $615,000
    3847.25 1 $285,000 $285,000
    3847.75 1 $225,000 $225,000
    3852.45 1 $365,000 $365,000
    3856.24 1 $255,000 $255,000
    3858.5 2 $330,000 $165,000
    3863.75 1 $245,000 $245,000
    3866.5 2 $710,000 $355,000
    3873.5 1 $345,000 $345,000
    3876.74 1 $205,000 $205,000
    3881.0 1 $445,000 $445,000
    3881.95 1 $565,000 $565,000
    3890.15 1 $225,000 $225,000
    3894.75 1 $635,000 $635,000
    3896.27 1 $225,000 $225,000
    3897.15 1 $245,000 $245,000
    3901.9 1 $305,000 $305,000
    3919.6 1 $515,000 $515,000
    3922.45 1 $265,000 $265,000
    3923.75 1 $365,000 $365,000
    3925.25 1 $255,000 $255,000
    3927.75 1 $205,000 $205,000
    3928.0 1 $545,000 $545,000
    3932.0 1 $755,000 $755,000
    3934.5 1 $285,000 $285,000
    3934.75 2 $500,000 $250,000
    3940.5 1 $675,000 $675,000
    3941.93 1 $315,000 $315,000
    3951.3 1 $245,000 $245,000
    3953.89 1 $335,000 $335,000
    3954.09 1 $325,000 $325,000
    3956.0 1 $205,000 $205,000
    3971.82 1 $285,000 $285,000
    3974.5 1 $135,000 $135,000
    3974.75 1 $265,000 $265,000
    3978.5 1 $745,000 $745,000
    3981.15 1 $285,000 $285,000
    3982.59 1 $385,000 $385,000
    3993.91 1 $265,000 $265,000
    3997.5 1 $245,000 $245,000
    3999.28 1 $335,000 $335,000
    4001.2 1 $295,000 $295,000
    4003.0 1 $115,000 $115,000
    4009.25 1 $755,000 $755,000
    4011.95 1 $225,000 $225,000
    4013.5 1 $145,000 $145,000
    4015.75 1 $265,000 $265,000
    4019.59 1 $345,000 $345,000
    4023.5 1 $355,000 $355,000
    4023.72 1 $355,000 $355,000
    4025.95 1 $305,000 $305,000
    4026.0 1 $245,000 $245,000
    4030.5 1 $665,000 $665,000
    4031.0 1 $385,000 $385,000
    4037.0 1 $245,000 $245,000
    4037.25 1 $255,000 $255,000
    4038.25 1 $205,000 $205,000
    4038.7 1 $325,000 $325,000
    4045.35 1 $305,000 $305,000
    4048.98 1 $405,000 $405,000
    4049.5 1 $435,000 $435,000
    4049.75 1 $315,000 $315,000
    4054.4 1 $275,000 $275,000
    4055.65 1 $425,000 $425,000
    4058.5 1 $615,000 $615,000
    4059.75 1 $285,000 $285,000
    4061.75 2 $550,000 $275,000
    4062.75 2 $290,000 $145,000
    4063.5 1 $325,000 $325,000
    4064.69 1 $365,000 $365,000
    4066.5 1 $435,000 $435,000
    4073.87 1 $295,000 $295,000
    4074.9 1 $255,000 $255,000
    4075.5 1 $225,000 $225,000
    4077.3 1 $205,000 $205,000
    4078.5 1 $465,000 $465,000
    4079.95 1 $395,000 $395,000
    4084.68 1 $495,000 $495,000
    4092.0 1 $225,000 $225,000
    4092.75 1 $315,000 $315,000
    4095.45 1 $405,000 $405,000
    4097.73 1 $405,000 $405,000
    4098.5 1 $705,000 $705,000
    4103.5 1 $705,000 $705,000
    4104.0 1 $385,000 $385,000
    4105.75 1 $205,000 $205,000
    4111.0 1 $295,000 $295,000
    4113.75 1 $255,000 $255,000
    4120.75 1 $125,000 $125,000
    4121.74 1 $395,000 $395,000
    4122.25 1 $285,000 $285,000
    4125.05 1 $285,000 $285,000
    4127.0 1 $405,000 $405,000
    4128.0 1 $485,000 $485,000
    4128.91 1 $295,000 $295,000
    4134.0 1 $325,000 $325,000
    4135.15 1 $325,000 $325,000
    4139.5 1 $455,000 $455,000
    4146.5 1 $335,000 $335,000
    4146.75 1 $455,000 $455,000
    4154.75 1 $225,000 $225,000
    4156.54 1 $395,000 $395,000
    4158.95 1 $335,000 $335,000
    4159.2 1 $255,000 $255,000
    4159.75 1 $455,000 $455,000
    4161.09 1 $535,000 $535,000
    4163.0 1 $215,000 $215,000
    4163.78 1 $215,000 $215,000
    4177.25 1 $225,000 $225,000
    4177.45 1 $275,000 $275,000
    4179.55 1 $395,000 $395,000
    4183.5 1 $175,000 $175,000
    4186.7 1 $755,000 $755,000
    4188.75 1 $245,000 $245,000
    4212.5 1 $295,000 $295,000
    4216.0 1 $245,000 $245,000
    4238.5 1 $335,000 $335,000
    4241.75 1 $365,000 $365,000
    4259.75 2 $670,000 $335,000
    4265.75 1 $265,000 $265,000
    4268.45 1 $315,000 $315,000
    4269.0 1 $195,000 $195,000
    4274.5 1 $195,000 $195,000
    4278.5 1 $805,000 $805,000
    4291.0 1 $285,000 $285,000
    4296.25 1 $205,000 $205,000
    4303.75 1 $525,000 $525,000
    4304.75 1 $755,000 $755,000
    4306.19 1 $165,000 $165,000
    4306.25 1 $505,000 $505,000
    4327.25 1 $375,000 $375,000
    4327.75 1 $245,000 $245,000
    4331.97 1 $235,000 $235,000
    4332.93 1 $435,000 $435,000
    4337.5 1 $265,000 $265,000
    4343.75 1 $405,000 $405,000
    4344.75 1 $405,000 $405,000
    4352.25 1 $365,000 $365,000
    4359.43 1 $225,000 $225,000
    4360.5 1 $285,000 $285,000
    4370.5 1 $345,000 $345,000
    4379.7 1 $295,000 $295,000
    4381.0 1 $445,000 $445,000
    4386.14 1 $545,000 $545,000
    4387.5 1 $505,000 $505,000
    4393.7 1 $295,000 $295,000
    4394.75 1 $225,000 $225,000
    4398.62 1 $435,000 $435,000
    4404.7 1 $765,000 $765,000
    4414.75 1 $505,000 $505,000
    4419.55 1 $565,000 $565,000
    4426.0 1 $505,000 $505,000
    4429.5 1 $625,000 $625,000
    4433.01 1 $485,000 $485,000
    4433.75 2 $1,490,000 $745,000
    4436.75 1 $565,000 $565,000
    4443.75 1 $265,000 $265,000
    4449.5 1 $465,000 $465,000
    4451.5 1 $445,000 $445,000
    4461.96 1 $145,000 $145,000
    4464.75 1 $515,000 $515,000
    4472.4 1 $335,000 $335,000
    4475.75 1 $475,000 $475,000
    4481.45 1 $305,000 $305,000
    4481.9 1 $295,000 $295,000
    4506.13 1 $325,000 $325,000
    4513.5 1 $515,000 $515,000
    4524.75 1 $155,000 $155,000
    4529.4 1 $445,000 $445,000
    4536.13 1 $665,000 $665,000
    4539.4 1 $335,000 $335,000
    4540.55 1 $445,000 $445,000
    4540.85 1 $745,000 $745,000
    4548.03 1 $345,000 $345,000
    4555.1 1 $415,000 $415,000
    4562.76 1 $635,000 $635,000
    4569.75 1 $505,000 $505,000
    4573.5 1 $755,000 $755,000
    4578.8 1 $445,000 $445,000
    4582.75 1 $545,000 $545,000
    4584.75 1 $405,000 $405,000
    4585.5 1 $675,000 $675,000
    4587.45 1 $375,000 $375,000
    4589.75 1 $405,000 $405,000
    4591.0 1 $255,000 $255,000
    4594.64 1 $595,000 $595,000
    4606.5 1 $425,000 $425,000
    4608.25 1 $425,000 $425,000
    4609.75 1 $535,000 $535,000
    4612.0 1 $255,000 $255,000
    4613.25 1 $325,000 $325,000
    4618.57 1 $635,000 $635,000
    4622.75 1 $275,000 $275,000
    4632.8 1 $395,000 $395,000
    4639.82 1 $375,000 $375,000
    4657.75 1 $965,000 $965,000
    4660.0 1 $325,000 $325,000
    4666.0 1 $455,000 $455,000
    4678.75 1 $485,000 $485,000
    4679.0 1 $275,000 $275,000
    4681.2 1 $175,000 $175,000
    4697.45 1 $395,000 $395,000
    4698.25 1 $1,175,000 $1,175,000
    4699.3 1 $495,000 $495,000
    4702.7 1 $495,000 $495,000
    4704.75 2 $680,000 $340,000
    4707.2 1 $275,000 $275,000
    4712.75 1 $365,000 $365,000
    4713.3 1 $485,000 $485,000
    4729.02 1 $335,000 $335,000
    4737.5 1 $315,000 $315,000
    4740.7 1 $705,000 $705,000
    4742.25 1 $505,000 $505,000
    4749.25 1 $755,000 $755,000
    4749.75 1 $275,000 $275,000
    4756.95 1 $315,000 $315,000
    4761.33 1 $855,000 $855,000
    4767.0 1 $755,000 $755,000
    4781.56 1 $205,000 $205,000
    4787.0 1 $275,000 $275,000
    4814.5 1 $295,000 $295,000
    4814.75 1 $615,000 $615,000
    4817.5 1 $445,000 $445,000
    4887.13 1 $465,000 $465,000
    4889.5 1 $595,000 $595,000
    4898.75 1 $325,000 $325,000
    4901.45 1 $565,000 $565,000
    4903.0 1 $435,000 $435,000
    4916.99 1 $265,000 $265,000
    4919.13 1 $405,000 $405,000
    4919.25 1 $365,000 $365,000
    4929.25 1 $905,000 $905,000
    4949.0 1 $375,000 $375,000
    4955.75 1 $325,000 $325,000
    4957.75 1 $385,000 $385,000
    4963.5 1 $355,000 $355,000
    4966.0 1 $335,000 $335,000
    4976.2 1 $575,000 $575,000
    4978.45 1 $285,000 $285,000
    4997.5 1 $595,000 $595,000
    500.0 1 $25,000 $25,000
    5015.8 1 $745,000 $745,000
    5029.75 1 $335,000 $335,000
    5031.75 1 $215,000 $215,000
    5042.31 1 $235,000 $235,000
    5049.25 1 $505,000 $505,000
    5050.75 1 $455,000 $455,000
    5050.8 1 $565,000 $565,000
    5052.75 1 $355,000 $355,000
    5053.84 1 $275,000 $275,000
    5054.25 1 $505,000 $505,000
    5070.25 1 $365,000 $365,000
    5074.75 1 $245,000 $245,000
    5110.0 1 $375,000 $375,000
    5116.75 1 $525,000 $525,000
    5129.0 1 $365,000 $365,000
    5133.6 1 $745,000 $745,000
    5139.1 1 $775,000 $775,000
    5150.25 1 $395,000 $395,000
    5168.0 1 $365,000 $365,000
    5193.12 1 $295,000 $295,000
    5199.5 1 $495,000 $495,000
    5224.9 1 $435,000 $435,000
    5241.87 1 $295,000 $295,000
    5242.5 1 $705,000 $705,000
    5269.75 1 $405,000 $405,000
    5277.83 1 $285,000 $285,000
    5282.94 1 $525,000 $525,000
    5295.5 1 $295,000 $295,000
    5301.5 1 $415,000 $415,000
    5304.0 1 $395,000 $395,000
    5339.75 1 $385,000 $385,000
    5341.5 1 $305,000 $305,000
    5348.5 1 $395,000 $395,000
    5363.75 1 $555,000 $555,000
    5375.01 1 $575,000 $575,000
    5375.5 1 $695,000 $695,000
    5391.22 1 $335,000 $335,000
    5395.75 1 $425,000 $425,000
    5400.75 1 $445,000 $445,000
    5438.11 1 $375,000 $375,000
    5446.25 1 $445,000 $445,000
    5457.45 1 $655,000 $655,000
    5460.73 1 $495,000 $495,000
    5499.55 1 $535,000 $535,000
    5518.5 1 $645,000 $645,000
    5531.0 1 $445,000 $445,000
    5541.25 1 $605,000 $605,000
    555.0 1 $35,000 $35,000
    5569.75 1 $425,000 $425,000
    559.0 1 $95,000 $95,000
    5594.25 1 $455,000 $455,000
    5607.53 1 $605,000 $605,000
    5631.0 1 $165,000 $165,000
    5641.5 1 $525,000 $525,000
    5649.5 1 $475,000 $475,000
    5652.47 1 $385,000 $385,000
    5672.75 1 $155,000 $155,000
    5685.75 1 $195,000 $195,000
    569.75 1 $95,000 $95,000
    5701.5 1 $605,000 $605,000
    5703.7 1 $565,000 $565,000
    5826.8 1 $605,000 $605,000
    5828.5 1 $485,000 $485,000
    5844.5 1 $605,000 $605,000
    5856.25 1 $405,000 $405,000
    5860.19 1 $465,000 $465,000
    5864.75 1 $505,000 $505,000
    5916.75 1 $555,000 $555,000
    5919.5 1 $295,000 $295,000
    5941.75 1 $505,000 $505,000
    5971.75 1 $535,000 $535,000
    5976.68 1 $425,000 $425,000
    5980.8 1 $495,000 $495,000
    600.0 1 $45,000 $45,000
    6006.5 1 $545,000 $545,000
    604.0 1 $35,000 $35,000
    6048.5 1 $565,000 $565,000
    6099.55 1 $465,000 $465,000
    6114.0 1 $555,000 $555,000
    6119.75 1 $395,000 $395,000
    6133.25 1 $695,000 $695,000
    6245.83 1 $505,000 $505,000
    6483.22 1 $515,000 $515,000
    6495.0 1 $615,000 $615,000
    6498.2 1 $635,000 $635,000
    6499.75 1 $605,000 $605,000
    6575.77 1 $575,000 $575,000
    6638.0 1 $675,000 $675,000
    6655.5 1 $905,000 $905,000
    6664.25 1 $415,000 $415,000
    6733.5 1 $735,000 $735,000
    680.0 1 $255,000 $255,000
    7014.75 1 $755,000 $755,000
    7133.05 1 $555,000 $555,000
    7143.5 1 $755,000 $755,000
    7202.75 1 $755,000 $755,000
    740.0 1 $155,000 $155,000
    7462.75 1 $1,295,000 $1,295,000
    7496.5 1 $435,000 $435,000
    755.0 1 $105,000 $105,000
    8923.5 1 $1,265,000 $1,265,000
    NA 2,466 $636,350,000 $258,049

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    2,974 $840,090,000 $282,478

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 208 $30,800,000 $148,077 $4,234 6.18%
    40-60% 283 $76,475,000 $270,230 $6,841 6.53%
    60-80% 1,007 $282,385,000 $280,422 $7,235 6.81%
    80-100% 1,318 $436,470,000 $331,161 $10,890 6.76%
    Over 100% 14 $5,640,000 $402,857 $16,556 6.16%
    Under 20% 144 $8,320,000 $57,778 $2,239 6.32%