First Savings Bank Mortgage Rates, Fees & Info

Clarksville, IN

LEI: WKN6AF1FCL7BBYGTGI83

Tax ID: 35-0309764

5 stars - Updated: 4/5/25 - out of 5 stars, based on 27 reviews

Latest/2024 | 2023 Data | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

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  • SimulatedRates™
  • Mortgage Calculator

    • Mortgage Data

  • Originations
  • Relative Rates
  • Relative Fees
  • Top Markets
  • Product Mix
  • Loan Reason
  • Typical Rates
  • Loan Sizes
  • Dwelling Types
  • Similar Lenders
  • Loan Length
  • Loan to Value Info
  • Debt-to-Income
  • Applicant Income
  • Ethnicity Info
  • Approval & Pick Rates
  • Points and Fees
  • Origination Fees (Closing Costs)

    • Review & Overview

    First Savings Bank is a smaller bank specializing in Cash Out Refi loans. First Savings Bank has an average proportion of conventional loans. Their top markets by origination volume include: Louisville, Las Vegas, Phoenix, Atlanta, and Washington among others. We have data for 176 markets. (Some data included below & more in-depth data is available with an active subscription.)

    First Savings Bank has a below average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. First Savings Bank is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have relatively high rates.

    We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

    Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

    Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

    SimulatedRates™

    Mortgage Type     		Simulated Rate Simulation Date
    Home Equity Line of Credit (HELOC) 6.45% 4/5/25
    30 Year Conventional Purchase 7.02% 4/5/25
    30 Year Conventional Refi 6.86% 4/5/25
    30 Year Cash-out Refi 7.12% 4/5/25
    30 Year USDA Purchase 6.72% 4/5/25
    15 Year Conventional Purchase 7.53% 4/5/25
    15 Year Conventional Refi 7.85% 4/5/25
    15 Year Cash-out Refi 7.85% 4/5/25
    These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

    First Savings Bank Mortgage Calculator






    Your Estimates

    Estimated Loan Payment: Update the calculator values and click calculate payment!

    This is not an official calculator from First Savings Bank. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

    The default purchase price is the median sales price across the US for 2022Q4, per FRED.


    Originations

    749

    Origination Dollar Volume (All Markets)

    $229,785,000

    Awards

    First Savings Bank 30 Year Conventional Loans gold First Savings Bank 30 Year Conventional Loans gold First Savings Bank 30 Year Conventional Loans gold
    Show all (3) awards

    Relative Rate

    First Savings Bank's average 30 year fixed mortgage rate was 7.42%.

    The 2024 average 30 year fixed rate mortgage across all markets and lenders was 6.55%.

    This yields a difference of 0.87%.

    Relative Fees (Closing Costs)

    First Savings Bank's average total fees/closing costs for a 30 year fixed rate mortgage were $2,395.

    The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including both points & up-front fees in addition to origination fees) were $8,356.

    Top Markets

    Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

    Market Originations Total Value Average Loan Average Fees Average Rate
    LOUISVILLE, KY (FHA|USDA|VA) 212 $34,720,000 $163,774 $2,629 7.68%
    Outside of Metro Areas 79 $13,115,000 $166,013 $2,615 7.76%
    LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 21 $10,775,000 $513,095 $0 7.55%
    PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 17 $9,385,000 $552,059 $0 7.48%
    ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 17 $7,745,000 $455,588 $0 7.52%
    Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 12 $6,570,000 $547,500 $0 7.61%
    New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 12 $6,240,000 $520,000 $0 7.45%
    KANSAS CITY, MO-KS (FHA|USDA|VA) 12 $5,230,000 $435,833 $0 7.53%
    RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 10 $4,950,000 $495,000 $0 7.43%
    Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 10 $4,950,000 $495,000 $0 7.49%
    ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 11 $4,285,000 $389,545 $0 7.50%
    Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 10 $4,010,000 $401,000 $0 7.54%
    Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 11 $3,965,000 $360,455 $0 7.47%
    TULSA, OK (FHA|USDA|VA) 14 $3,940,000 $281,429 $0 7.54%
    MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 9 $3,555,000 $395,000 $0 7.56%
    DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 6 $2,870,000 $478,333 $0 7.46%
    Washington, IN (FHA|USDA|VA) 25 $2,785,000 $111,400 $2,414 7.81%
    TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 7 $2,775,000 $396,429 $0 7.46%
    Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 6 $2,670,000 $445,000 $0 7.44%
    INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 8 $2,560,000 $320,000 $0 7.56%
    ST. LOUIS, MO-IL (FHA|USDA|VA) 5 $2,385,000 $477,000 $0 7.55%
    NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 5 $2,255,000 $451,000 $0 7.55%
    PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 5 $2,195,000 $439,000 $0 7.58%
    PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 4 $2,180,000 $545,000 $0 7.53%
    CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 4 $2,080,000 $520,000 $0 7.56%
    COLUMBUS, OH (FHA|USDA|VA) 5 $1,895,000 $379,000 $0 7.50%
    BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 5 $1,865,000 $373,000 $0 7.53%
    SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 4 $1,850,000 $462,500 $0 7.59%
    KNOXVILLE, TN (FHA|USDA|VA) 4 $1,810,000 $452,500 $0 7.44%
    RICHMOND, VA (FHA|USDA|VA) 4 $1,640,000 $410,000 $0 7.56%
    SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 2 $1,630,000 $815,000 $0 7.75%
    WORCESTER, MA-CT (FHA|USDA|VA) 4 $1,620,000 $405,000 $0 7.44%
    HUNTSVILLE, AL (FHA|USDA|VA) 3 $1,375,000 $458,333 $0 7.50%
    BATON ROUGE, LA (FHA|USDA|VA) 2 $1,370,000 $685,000 $0 7.50%
    GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 4 $1,280,000 $320,000 $0 7.53%
    OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 1 $1,265,000 $1,265,000 $0 7.75%
    Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 2 $1,250,000 $625,000 $0 7.50%
    ST. GEORGE, UT (FHA|USDA|VA) 2 $1,230,000 $615,000 $0 7.56%
    RALEIGH-CARY, NC (FHA|USDA|VA) 2 $1,200,000 $600,000 $0 7.56%
    SIOUX FALLS, SD (FHA|USDA|VA) 3 $1,195,000 $398,333 $0 7.46%
    COLUMBIA, SC (FHA|USDA|VA) 4 $1,080,000 $270,000 $0 7.56%
    SALT LAKE CITY, UT (FHA|USDA|VA) 1 $1,065,000 $1,065,000 $0 7.63%
    ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 3 $1,045,000 $348,333 $0 7.50%
    OCALA, FL (FHA|USDA|VA) 3 $1,015,000 $338,333 $0 7.38%
    GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 3 $1,005,000 $335,000 $0 7.54%
    Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 2 $1,000,000 $500,000 $0 7.56%
    DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 2 $910,000 $455,000 $0 7.50%
    SYRACUSE, NY (FHA|USDA|VA) 3 $855,000 $285,000 $0 7.50%
    BAKERSFIELD, CA (FHA|USDA|VA) 2 $850,000 $425,000 $0 7.63%
    LANSING-EAST LANSING, MI (FHA|USDA|VA) 3 $845,000 $281,667 $0 7.50%
    FARGO, ND-MN (FHA|USDA|VA) 1 $845,000 $845,000 $0 7.63%
    JACKSONVILLE, FL (FHA|USDA|VA) 2 $780,000 $390,000 $0 7.69%
    SIOUX CITY, IA-NE-SD (FHA|USDA|VA) 3 $775,000 $258,333 $0 7.50%
    RENO, NV (FHA|USDA|VA) 1 $755,000 $755,000 $0 7.38%
    BOULDER, CO (FHA|USDA|VA) 1 $755,000 $755,000 $0 7.38%
    Shelton, WA (FHA|USDA|VA) 1 $745,000 $745,000 $0 7.63%
    PROVO-OREM, UT (FHA|USDA|VA) 1 $735,000 $735,000 $0 7.63%
    JACKSON, TN (FHA|USDA|VA) 2 $730,000 $365,000 $0 7.38%
    OGDEN-CLEARFIELD, UT (FHA|USDA|VA) 2 $730,000 $365,000 $0 7.56%
    ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) 1 $725,000 $725,000 $0 7.38%
    VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 2 $720,000 $360,000 $0 7.38%
    Truckee-Grass Valley, CA (FHA|USDA|VA) 1 $705,000 $705,000 $0 7.63%
    EL CENTRO, CA (FHA|USDA|VA) 2 $700,000 $350,000 $0 7.56%
    BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) 1 $695,000 $695,000 $0 7.75%
    ALBUQUERQUE, NM (FHA|USDA|VA) 2 $690,000 $345,000 $0 7.38%
    BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 1 $685,000 $685,000 $0 7.38%
    BELLINGHAM, WA (FHA|USDA|VA) 1 $675,000 $675,000 $0 7.38%
    Sanford, NC (FHA|USDA|VA) 2 $670,000 $335,000 $0 7.50%
    YORK-HANOVER, PA (FHA|USDA|VA) 1 $645,000 $645,000 $0 7.63%
    OKLAHOMA CITY, OK (FHA|USDA|VA) 2 $640,000 $320,000 $0 7.69%
    AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 2 $640,000 $320,000 $0 7.38%
    PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 2 $600,000 $300,000 $0 7.38%
    BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) 2 $580,000 $290,000 $0 7.56%
    PORT ST. LUCIE, FL (FHA|USDA|VA) 2 $580,000 $290,000 $0 7.69%
    BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) 1 $575,000 $575,000 $0 7.75%
    FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) 2 $570,000 $285,000 $0 7.38%
    CORVALLIS, OR (FHA|USDA|VA) 1 $565,000 $565,000 $0 7.63%
    CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 1 $555,000 $555,000 $0 7.38%
    San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 1 $535,000 $535,000 $0 7.38%
    Tullahoma-Manchester, TN (FHA|USDA|VA) 1 $535,000 $535,000 $0 7.38%
    REDDING, CA (FHA|USDA|VA) 1 $525,000 $525,000 $0 7.63%
    TALLAHASSEE, FL (FHA|USDA|VA) 1 $505,000 $505,000 $0 7.38%
    Hillsdale, MI (FHA|USDA|VA) 2 $500,000 $250,000 $0 7.38%
    GLENS FALLS, NY (FHA|USDA|VA) 1 $495,000 $495,000 $0 7.38%
    PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 1 $495,000 $495,000 $0 7.38%
    VISALIA, CA (FHA|USDA|VA) 1 $495,000 $495,000 $0 7.38%
    COLORADO SPRINGS, CO (FHA|USDA|VA) 1 $495,000 $495,000 $0 7.38%
    VALLEJO, CA (FHA|USDA|VA) 1 $485,000 $485,000 $0 7.63%
    Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 1 $475,000 $475,000 $0 7.38%
    PEORIA, IL (FHA|USDA|VA) 1 $465,000 $465,000 $0 7.38%
    BOISE CITY, ID (FHA|USDA|VA) 1 $455,000 $455,000 $0 7.63%
    Warrensburg, MO (FHA|USDA|VA) 1 $445,000 $445,000 $0 7.38%
    RACINE, WI (FHA|USDA|VA) 1 $445,000 $445,000 $0 7.38%
    Gillette, WY (FHA|USDA|VA) 1 $435,000 $435,000 $0 7.38%
    POCATELLO, ID (FHA|USDA|VA) 1 $435,000 $435,000 $0 7.38%
    LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 1 $425,000 $425,000 $0 7.38%
    Rexburg, ID (FHA|USDA|VA) 1 $415,000 $415,000 $0 7.75%
    DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) 1 $405,000 $405,000 $0 7.38%
    APPLETON, WI (FHA|USDA|VA) 1 $405,000 $405,000 $0 7.38%
    POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) 1 $405,000 $405,000 $0 7.38%
    MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 1 $395,000 $395,000 $0 7.38%
    IDAHO FALLS, ID (FHA|USDA|VA) 1 $395,000 $395,000 $0 7.75%
    Williston, ND (FHA|USDA|VA) 1 $395,000 $395,000 $0 7.75%
    Durant, OK (FHA|USDA|VA) 1 $395,000 $395,000 $0 7.38%
    Scottsboro, AL (FHA|USDA|VA) 1 $385,000 $385,000 $0 7.38%
    Jefferson, GA (FHA|USDA|VA) 1 $375,000 $375,000 $0 6.50%
    CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 1 $375,000 $375,000 $0 7.38%
    TUCSON, AZ (FHA|USDA|VA) 1 $365,000 $365,000 $0 7.38%
    SPRINGFIELD, MO (FHA|USDA|VA) 1 $365,000 $365,000 $0 7.38%
    KENNEWICK-RICHLAND, WA (FHA|USDA|VA) 1 $355,000 $355,000 $0 7.38%
    LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) 1 $355,000 $355,000 $0 7.38%
    DOVER, DE (FHA|USDA|VA) 1 $345,000 $345,000 $0 7.38%
    NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 1 $345,000 $345,000 $0 7.38%
    ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) 1 $335,000 $335,000 $0 7.38%
    SAVANNAH, GA (FHA|USDA|VA) 1 $335,000 $335,000 $0 7.38%
    KOKOMO, IN (FHA|USDA|VA) 1 $335,000 $335,000 $0 7.38%
    OCEAN CITY, NJ (FHA|USDA|VA) 1 $335,000 $335,000 $0 7.63%
    ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) 2 $320,000 $160,000 $1,330 7.50%
    CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 2 $320,000 $160,000 $0 7.50%
    BRUNSWICK, GA (FHA|USDA|VA) 1 $315,000 $315,000 $0 7.63%
    Toccoa, GA (FHA|USDA|VA) 1 $315,000 $315,000 $0 7.75%
    SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 1 $305,000 $305,000 $0 7.63%
    Carlsbad-Artesia, NM (FHA|USDA|VA) 1 $305,000 $305,000 $0 7.75%
    CASPER, WY (FHA|USDA|VA) 1 $305,000 $305,000 $0 7.63%
    TRENTON-PRINCETON, NJ (FHA|USDA|VA) 1 $305,000 $305,000 $0 7.38%
    HINESVILLE, GA (FHA|USDA|VA) 1 $295,000 $295,000 $0 7.75%
    BISMARCK, ND (FHA|USDA|VA) 1 $295,000 $295,000 $0 7.38%
    OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) 1 $295,000 $295,000 $0 7.75%
    MONROE, LA (FHA|USDA|VA) 1 $295,000 $295,000 $0 7.38%
    Arkadelphia, AR (FHA|USDA|VA) 1 $295,000 $295,000 $0 7.63%
    OWENSBORO, KY (FHA|USDA|VA) 1 $295,000 $295,000 $0 7.63%
    BURLINGTON-SOUTH BURLINGTON, VT (FHA|USDA|VA) 1 $285,000 $285,000 $0 7.63%
    OSHKOSH-NEENAH, WI (FHA|USDA|VA) 1 $285,000 $285,000 $0 7.38%
    North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 1 $285,000 $285,000 $0 7.63%
    AMES, IA (FHA|USDA|VA) 1 $275,000 $275,000 $0 7.63%
    FORT WAYNE, IN (FHA|USDA|VA) 1 $275,000 $275,000 $0 7.38%
    GULFPORT-BILOXI, MS (FHA|USDA|VA) 1 $275,000 $275,000 $0 7.63%
    Madison, IN (FHA|USDA|VA) 1 $265,000 $265,000 $2,461 7.25%
    Breckenridge, CO (FHA|USDA|VA) 1 $265,000 $265,000 $0 7.38%
    PANAMA CITY, FL (FHA|USDA|VA) 1 $265,000 $265,000 $0 7.63%
    DECATUR, AL (FHA|USDA|VA) 1 $265,000 $265,000 $0 7.63%
    MONTGOMERY, AL (FHA|USDA|VA) 1 $255,000 $255,000 $0 7.63%
    MADISON, WI (FHA|USDA|VA) 1 $255,000 $255,000 $0 7.75%
    London, KY (FHA|USDA|VA) 1 $255,000 $255,000 $0 7.75%
    Palatka, FL (FHA|USDA|VA) 1 $255,000 $255,000 $0 7.38%
    FLINT, MI (FHA|USDA|VA) 1 $255,000 $255,000 $0 7.38%
    Camden, AR (FHA|USDA|VA) 1 $245,000 $245,000 $0 7.38%
    PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) 1 $245,000 $245,000 $0 7.38%
    WARNER ROBINS, GA (FHA|USDA|VA) 1 $245,000 $245,000 $0 7.63%
    MEMPHIS, TN-MS-AR (FHA|USDA|VA) 1 $245,000 $245,000 $0 7.38%
    HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) 1 $245,000 $245,000 $0 7.38%
    DALTON, GA (FHA|USDA|VA) 1 $235,000 $235,000 $0 7.38%
    SANTA FE, NM (FHA|USDA|VA) 1 $215,000 $215,000 $0 7.38%
    Seymour, IN (FHA|USDA|VA) 1 $215,000 $215,000 $2,534 6.88%
    SPARTANBURG, SC (FHA|USDA|VA) 1 $205,000 $205,000 $0 7.38%
    Jasper, IN (FHA|USDA|VA) 1 $205,000 $205,000 $2,078 6.75%
    ELKHART-GOSHEN, IN (FHA|USDA|VA) 1 $205,000 $205,000 $0 7.38%
    COLUMBUS, IN (FHA|USDA|VA) 1 $195,000 $195,000 $0 7.63%
    Connersville, IN (FHA|USDA|VA) 1 $185,000 $185,000 $0 7.75%
    WICHITA, KS (FHA|USDA|VA) 1 $185,000 $185,000 $0 7.38%
    Kendallville, IN (FHA|USDA|VA) 1 $185,000 $185,000 $0 7.63%
    ANN ARBOR, MI (FHA|USDA|VA) 1 $185,000 $185,000 $0 7.38%
    JACKSONVILLE, NC (FHA|USDA|VA) 1 $185,000 $185,000 $0 7.75%
    Lebanon, NH-VT (FHA|USDA|VA) 1 $175,000 $175,000 $0 7.63%
    Hannibal, MO (FHA|USDA|VA) 1 $175,000 $175,000 $0 7.38%
    JACKSON, MI (FHA|USDA|VA) 1 $175,000 $175,000 $0 7.38%
    Jacksonville, IL (FHA|USDA|VA) 1 $175,000 $175,000 $0 7.63%
    YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) 1 $165,000 $165,000 $0 7.38%
    ERIE, PA (FHA|USDA|VA) 1 $165,000 $165,000 $0 7.63%
    LAFAYETTE, LA (FHA|USDA|VA) 1 $165,000 $165,000 $0 7.38%
    DANVILLE, IL (FHA|USDA|VA) 1 $165,000 $165,000 $0 7.38%
    AKRON, OH (FHA|USDA|VA) 1 $155,000 $155,000 $0 7.38%
    PUNTA GORDA, FL (FHA|USDA|VA) 1 $145,000 $145,000 $0 7.38%
    Jackson, OH (FHA|USDA|VA) 1 $145,000 $145,000 $0 7.75%
    Scottsburg, IN (FHA|USDA|VA) 1 $135,000 $135,000 $2,282 8.25%
    North Vernon, IN (FHA|USDA|VA) 1 $85,000 $85,000 $2,368 7.88%
    First Savings Bank's top markets include Louisville, Las Vegas, Phoenix, Atlanta, and Washington among others.

    Their top states include:
  • Indiana (FHA|USDA|VA)
  • Florida (FHA|USDA|VA)
  • California (FHA|USDA|VA)
  • Nevada (FHA|USDA|VA)
  • Georgia (FHA|USDA|VA)

    • Similar Lenders

    We use machine learning to identify the top lenders compared against First Savings Bank based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.

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    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    HELOC 563 $194,345,000 $345,195 n/a 7.70%
    Conventional 186 $35,440,000 $190,538 $2,598 7.26%

    For 2024, First Savings Bank's most frequently originated type of loan was HELOC, with 563 originations. Their 2nd most popular type was Conventional, with 186 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Cash Out Refi 447 $168,135,000 $376,141 $2,304 7.52%
    Home Purchase 156 $44,010,000 $282,115 $2,925 7.22%
    Home Improvement 56 $3,960,000 $70,714 $1,602 8.33%
    Other 54 $4,240,000 $78,519 $1,722 8.35%
    Refi 36 $9,440,000 $262,222 $2,394 7.74%

    For 2024, First Savings Bank's most frequently cited loan purpose was Cash Out Refi, with 447 originations. The 2nd most popular reason was Home Purchase, with 156 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 528 $201,790,000 $382,178 $2,395 7.42%
    15 Year 134 $11,190,000 $83,507 $1,882 8.18%
    10 Year 35 $3,375,000 $96,429 $2,236 8.35%
    30+ year 30 $9,530,000 $317,667 $4,175 7.22%
    Other 15 $3,025,000 $201,667 $2,844 7.58%
    20 Year 5 $785,000 $157,000 $2,362 7.47%
    5 Year 2 $90,000 $45,000 $1,076 7.13%

    For 2024, First Savings Bank's most frequently cited loan duration was 30 Year, with 528 originations. The 2nd most popular length was 15 Year, with 134 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $<1k 137 $22,865,000 $166,898
    $2k-3k 14 $4,920,000 $351,429
    $1k-2k 13 $2,285,000 $175,769
    $3k-4k 6 $3,150,000 $525,000

    First Savings Bank's average total fees were $2,395, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 137 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    7-8% 542 $197,230,000 $363,893
    Over 8% 112 $10,120,000 $90,357
    6-7% 92 $21,910,000 $238,152
    5-6% 2 $380,000 $190,000
    4-5% 1 $145,000 $145,000

    During 2024, First Savings Bank's average interest rate for loans was 7.42%, while their most frequently originated rate bucket for loans was 7-8%, with 542 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 263 $77,685,000 $295,380 $2,904 7.41%
    $400k-600k 152 $72,950,000 $479,934 $4,772 7.51%
    $100,000 or less 138 $7,280,000 $52,754 $1,920 8.15%
    $100k-200k 128 $19,140,000 $149,531 $2,379 7.51%
    $600k-1MM 63 $46,515,000 $738,333 $3,883 7.48%
    $1MM+ 5 $6,215,000 $1,243,000 $3,618 7.53%

    2024 saw First Savings Bank place emphasis on $200k-400k loans with 263 originations, totaling $77,685,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $100k-150k 209 $61,865,000 $296,005 $2,894 7.54%
    $150k-250k 194 $80,500,000 $414,948 $3,073 7.53%
    $75k-100k 98 $20,630,000 $210,510 $2,547 7.64%
    $50k-75k 93 $13,135,000 $141,237 $2,349 7.66%
    $250k+ 73 $46,235,000 $633,356 $3,444 7.56%
    $50k or less 64 $4,660,000 $72,813 $2,081 7.85%

    First Savings Bank lent most frequently to those with incomes in the $100k-150k range, with 209 originations. The second most popular income band? $150k-250k, with 194 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% 141 $34,245,000 $242,872 $2,506 7.70%
    30-36% 131 $40,625,000 $310,115 $2,657 7.56%
    44% 124 $52,710,000 $425,081 $2,229 7.48%
    <20% 50 $6,900,000 $138,000 $2,555 7.72%
    39% 42 $12,980,000 $309,048 $2,303 7.52%
    41% 38 $11,820,000 $311,053 $2,600 7.66%
    43% 38 $13,410,000 $352,895 $3,529 7.53%
    42% 36 $12,960,000 $360,000 $3,932 7.59%
    36% 28 $10,580,000 $377,857 $2,830 7.70%
    38% 27 $8,055,000 $298,333 $3,321 7.65%
    37% 27 $11,035,000 $408,704 $2,365 7.54%
    40% 25 $7,425,000 $297,000 $2,425 7.58%
    45% 6 $1,010,000 $168,333 $2,672 7.58%
    46% 4 $880,000 $220,000 $2,294 7.41%
    49% 3 $935,000 $311,667 $3,099 7.00%
    50-60% 3 $705,000 $235,000 $2,227 6.75%
    47% 1 $215,000 $215,000 $0 7.38%
    48% 1 $495,000 $495,000 $0 8.25%
    >60% 1 $75,000 $75,000 $0 8.50%

    First Savings Bank lent most frequently to those with DTI ratios of 20-30%, with 141 originations. The next most common DTI ratio? 30-36%, with 131 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 498 $134,560,000 $270,201 $2,604 7.64%
    Not provided 182 $68,410,000 $375,879 $2,453 7.51%
    Black 36 $14,460,000 $401,667 $3,305 7.51%
    Asian 22 $9,420,000 $428,182 $0 7.52%
    Not applicable 7 $1,445,000 $206,429 $0 7.31%
    American Indian 3 $1,305,000 $435,000 $0 7.50%
    Native Hawaiian or Islander 1 $185,000 $185,000 $0 7.38%

    Approval Rates

    Total approvals of all applications
    67.28%

    First Savings Bank has a low approval rate. They may have poor market targeting or stringent lending standards.

    Pick Rate

    Approvals leading to origination
    74.23%

    First Savings Bank has a below average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    2815.35 1 $295,000 $295,000
    3047.6 1 $275,000 $275,000
    3072.35 1 $275,000 $275,000
    3115.35 1 $305,000 $305,000
    3186.75 1 $485,000 $485,000
    3204.75 1 $805,000 $805,000
    3273.8 1 $265,000 $265,000
    3277.55 1 $935,000 $935,000
    3320.75 1 $535,000 $535,000
    3329.35 1 $355,000 $355,000
    3343.5 1 $325,000 $325,000
    3346.0 1 $535,000 $535,000
    3409.75 1 $185,000 $185,000
    3414.3 1 $195,000 $195,000
    3420.8 1 $185,000 $185,000
    3468.18 1 $235,000 $235,000
    3469.6 1 $545,000 $545,000
    3498.5 1 $205,000 $205,000
    3504.85 1 $535,000 $535,000
    3507.75 1 $145,000 $145,000
    3524.8 1 $185,000 $185,000
    3550.8 1 $535,000 $535,000
    3555.8 1 $295,000 $295,000
    3562.35 1 $225,000 $225,000
    3572.95 1 $275,000 $275,000
    3577.05 1 $185,000 $185,000
    3587.35 1 $335,000 $335,000
    3605.8 1 $345,000 $345,000
    3608.5 1 $195,000 $195,000
    3625.1 1 $185,000 $185,000
    3631.3 1 $175,000 $175,000
    3632.55 1 $315,000 $315,000
    3643.15 1 $205,000 $205,000
    3650.8 1 $445,000 $445,000
    3653.8 1 $355,000 $355,000
    3660.8 1 $415,000 $415,000
    3670.3 1 $265,000 $265,000
    3670.75 1 $155,000 $155,000
    3673.5 1 $515,000 $515,000
    3673.8 1 $225,000 $225,000
    3695.4 1 $285,000 $285,000
    3695.8 1 $205,000 $205,000
    3703.6 1 $275,000 $275,000
    3707.35 1 $485,000 $485,000
    3714.55 1 $265,000 $265,000
    3715.8 1 $375,000 $375,000
    3722.35 1 $435,000 $435,000
    3725.35 1 $405,000 $405,000
    3742.28 1 $185,000 $185,000
    3745.8 2 $720,000 $360,000
    3752.8 1 $425,000 $425,000
    3755.25 1 $545,000 $545,000
    3757.35 1 $445,000 $445,000
    3763.35 1 $355,000 $355,000
    3763.44 1 $275,000 $275,000
    3772.8 1 $565,000 $565,000
    3773.25 1 $245,000 $245,000
    3773.7 1 $365,000 $365,000
    3780.55 1 $155,000 $155,000
    3781.93 1 $315,000 $315,000
    3782.3 1 $295,000 $295,000
    3782.35 1 $345,000 $345,000
    3786.3 2 $440,000 $220,000
    3797.8 1 $535,000 $535,000
    3814.7 1 $325,000 $325,000
    3815.7 1 $295,000 $295,000
    3820.8 1 $175,000 $175,000
    3821.25 1 $495,000 $495,000
    3825.77 1 $185,000 $185,000
    3829.35 1 $625,000 $625,000
    3830.8 1 $275,000 $275,000
    3832.35 1 $305,000 $305,000
    3832.4 1 $365,000 $365,000
    3832.8 1 $825,000 $825,000
    3842.35 1 $175,000 $175,000
    3847.05 1 $685,000 $685,000
    3847.35 1 $705,000 $705,000
    3849.85 1 $255,000 $255,000
    3850.8 1 $475,000 $475,000
    3858.59 1 $155,000 $155,000
    3869.05 1 $315,000 $315,000
    3870.8 1 $365,000 $365,000
    3872.35 1 $675,000 $675,000
    3872.8 1 $315,000 $315,000
    3873.35 1 $445,000 $445,000
    3873.75 1 $355,000 $355,000
    3877.35 1 $205,000 $205,000
    3878.35 1 $145,000 $145,000
    3887.15 1 $415,000 $415,000
    3895.8 1 $395,000 $395,000
    3898.3 1 $175,000 $175,000
    3900.8 1 $225,000 $225,000
    3902.35 1 $185,000 $185,000
    3902.85 1 $365,000 $365,000
    3907.35 1 $275,000 $275,000
    3912.35 2 $880,000 $440,000
    3920.8 1 $425,000 $425,000
    3921.82 1 $225,000 $225,000
    3925.4 1 $165,000 $165,000
    3926.05 1 $245,000 $245,000
    3932.35 1 $515,000 $515,000
    3938.6 1 $175,000 $175,000
    3943.35 1 $245,000 $245,000
    3943.8 1 $395,000 $395,000
    3947.0 1 $385,000 $385,000
    3950.8 1 $295,000 $295,000
    3952.35 2 $840,000 $420,000
    3953.3 1 $395,000 $395,000
    3959.8 1 $405,000 $405,000
    3960.8 1 $465,000 $465,000
    3962.8 1 $395,000 $395,000
    3964.85 1 $445,000 $445,000
    3969.35 1 $955,000 $955,000
    3971.7 1 $305,000 $305,000
    3973.75 1 $605,000 $605,000
    3974.35 1 $145,000 $145,000
    3987.8 1 $145,000 $145,000
    3989.3 1 $705,000 $705,000
    3989.35 1 $135,000 $135,000
    3992.35 1 $345,000 $345,000
    3994.35 1 $385,000 $385,000
    4003.35 1 $275,000 $275,000
    4003.5 1 $755,000 $755,000
    4013.35 1 $585,000 $585,000
    4015.8 1 $215,000 $215,000
    4019.35 1 $735,000 $735,000
    4020.15 1 $245,000 $245,000
    4021.8 1 $185,000 $185,000
    4022.35 2 $920,000 $460,000
    4023.85 1 $445,000 $445,000
    4025.6 1 $325,000 $325,000
    4027.35 1 $495,000 $495,000
    4029.3 1 $295,000 $295,000
    4032.25 1 $605,000 $605,000
    4034.5 1 $295,000 $295,000
    4034.75 1 $155,000 $155,000
    4038.5 1 $415,000 $415,000
    4038.6 1 $455,000 $455,000
    4041.8 1 $245,000 $245,000
    4042.35 1 $425,000 $425,000
    4045.8 1 $315,000 $315,000
    4048.85 1 $525,000 $525,000
    4052.35 1 $505,000 $505,000
    4055.6 1 $255,000 $255,000
    4058.85 1 $425,000 $425,000
    4059.75 1 $275,000 $275,000
    4060.15 1 $255,000 $255,000
    4067.35 1 $175,000 $175,000
    4068.1 1 $455,000 $455,000
    4068.6 1 $165,000 $165,000
    4069.3 1 $385,000 $385,000
    4070.21 1 $235,000 $235,000
    4070.8 1 $445,000 $445,000
    4074.75 1 $805,000 $805,000
    4075.85 1 $245,000 $245,000
    4077.35 3 $1,695,000 $565,000
    4077.8 1 $545,000 $545,000
    4078.15 1 $495,000 $495,000
    4078.3 1 $335,000 $335,000
    4078.35 1 $485,000 $485,000
    4081.8 1 $295,000 $295,000
    4082.8 1 $375,000 $375,000
    4086.37 1 $335,000 $335,000
    4087.35 1 $275,000 $275,000
    4087.73 1 $225,000 $225,000
    4089.5 1 $235,000 $235,000
    4090.8 1 $415,000 $415,000
    4092.35 1 $315,000 $315,000
    4100.35 1 $175,000 $175,000
    4105.35 1 $295,000 $295,000
    4107.64 1 $435,000 $435,000
    4110.05 1 $235,000 $235,000
    4110.8 1 $255,000 $255,000
    4111.0 1 $815,000 $815,000
    4112.35 1 $635,000 $635,000
    4114.85 1 $755,000 $755,000
    4118.35 1 $575,000 $575,000
    4119.25 1 $325,000 $325,000
    4119.75 1 $655,000 $655,000
    4127.35 1 $445,000 $445,000
    4132.35 1 $445,000 $445,000
    4133.05 1 $175,000 $175,000
    4135.9 1 $355,000 $355,000
    4142.85 1 $195,000 $195,000
    4145.8 1 $545,000 $545,000
    4146.35 1 $225,000 $225,000
    4148.35 1 $775,000 $775,000
    4149.85 1 $295,000 $295,000
    4152.35 2 $900,000 $450,000
    4155.8 1 $385,000 $385,000
    4157.35 1 $415,000 $415,000
    4157.55 1 $255,000 $255,000
    4162.3 1 $415,000 $415,000
    4162.75 1 $395,000 $395,000
    4167.95 1 $235,000 $235,000
    4169.8 1 $215,000 $215,000
    4170.08 1 $335,000 $335,000
    4174.96 1 $375,000 $375,000
    4178.8 1 $275,000 $275,000
    4179.8 1 $235,000 $235,000
    4180.8 1 $545,000 $545,000
    4181.75 1 $395,000 $395,000
    4187.35 1 $775,000 $775,000
    4190.15 1 $255,000 $255,000
    4196.4 1 $235,000 $235,000
    4202.35 1 $445,000 $445,000
    4205.75 1 $165,000 $165,000
    4213.06 1 $455,000 $455,000
    4217.29 1 $435,000 $435,000
    4220.89 1 $365,000 $365,000
    4221.35 1 $405,000 $405,000
    4223.85 1 $155,000 $155,000
    4228.35 1 $675,000 $675,000
    4231.06 1 $215,000 $215,000
    4238.5 1 $295,000 $295,000
    4240.8 1 $445,000 $445,000
    4246.35 1 $345,000 $345,000
    4252.35 1 $265,000 $265,000
    4257.8 1 $585,000 $585,000
    4262.35 1 $295,000 $295,000
    4263.4 1 $295,000 $295,000
    4267.35 1 $465,000 $465,000
    4272.53 1 $385,000 $385,000
    4272.65 1 $245,000 $245,000
    4280.8 1 $575,000 $575,000
    4280.85 1 $745,000 $745,000
    4287.35 1 $835,000 $835,000
    4288.0 1 $285,000 $285,000
    4295.5 1 $505,000 $505,000
    4296.8 1 $275,000 $275,000
    4298.35 1 $415,000 $415,000
    4302.35 1 $755,000 $755,000
    4307.35 2 $680,000 $340,000
    4310.65 1 $565,000 $565,000
    4318.3 1 $355,000 $355,000
    4323.98 1 $275,000 $275,000
    4325.15 1 $325,000 $325,000
    4327.5 1 $305,000 $305,000
    4328.8 1 $465,000 $465,000
    4333.3 1 $185,000 $185,000
    4341.45 1 $665,000 $665,000
    4346.69 1 $515,000 $515,000
    4360.2 1 $695,000 $695,000
    4362.45 1 $345,000 $345,000
    4362.61 1 $485,000 $485,000
    4370.35 1 $465,000 $465,000
    4379.75 1 $475,000 $475,000
    4382.35 1 $495,000 $495,000
    4382.5 1 $295,000 $295,000
    4384.35 1 $355,000 $355,000
    4385.52 1 $295,000 $295,000
    4393.21 1 $465,000 $465,000
    4399.85 1 $505,000 $505,000
    4403.95 1 $245,000 $245,000
    4409.62 1 $575,000 $575,000
    4425.7 1 $215,000 $215,000
    4437.3 1 $515,000 $515,000
    4437.35 1 $905,000 $905,000
    4442.01 1 $475,000 $475,000
    4443.35 1 $925,000 $925,000
    4447.5 1 $365,000 $365,000
    4448.31 1 $295,000 $295,000
    4459.35 1 $265,000 $265,000
    4473.8 1 $285,000 $285,000
    4481.85 1 $625,000 $625,000
    4484.42 1 $635,000 $635,000
    4489.35 1 $475,000 $475,000
    4502.25 1 $335,000 $335,000
    4505.9 1 $535,000 $535,000
    4510.55 1 $255,000 $255,000
    4518.8 1 $485,000 $485,000
    4519.3 1 $245,000 $245,000
    4522.35 1 $355,000 $355,000
    4530.75 1 $415,000 $415,000
    4535.35 1 $265,000 $265,000
    4536.35 1 $265,000 $265,000
    4538.25 1 $285,000 $285,000
    4544.01 1 $165,000 $165,000
    4551.64 1 $295,000 $295,000
    4557.1 1 $315,000 $315,000
    4567.0 1 $315,000 $315,000
    4581.06 1 $305,000 $305,000
    4590.85 1 $505,000 $505,000
    4599.85 1 $225,000 $225,000
    4601.12 1 $305,000 $305,000
    4602.35 1 $255,000 $255,000
    4602.8 1 $285,000 $285,000
    4628.75 1 $515,000 $515,000
    4648.1 1 $245,000 $245,000
    4648.8 1 $255,000 $255,000
    4649.15 1 $345,000 $345,000
    4649.3 1 $265,000 $265,000
    4664.8 1 $305,000 $305,000
    4666.8 1 $285,000 $285,000
    4674.75 1 $485,000 $485,000
    4685.35 1 $555,000 $555,000
    4688.8 1 $385,000 $385,000
    4689.3 1 $355,000 $355,000
    4693.1 1 $455,000 $455,000
    4710.85 1 $695,000 $695,000
    4718.55 1 $255,000 $255,000
    4723.5 1 $685,000 $685,000
    4729.52 1 $465,000 $465,000
    4730.8 1 $245,000 $245,000
    4731.3 1 $335,000 $335,000
    4737.3 1 $505,000 $505,000
    4738.3 1 $265,000 $265,000
    4742.95 1 $755,000 $755,000
    4755.59 1 $345,000 $345,000
    4757.98 1 $355,000 $355,000
    4759.35 1 $285,000 $285,000
    4771.8 1 $345,000 $345,000
    4778.35 1 $665,000 $665,000
    4780.35 1 $545,000 $545,000
    4787.45 1 $435,000 $435,000
    4792.35 1 $625,000 $625,000
    4794.65 1 $385,000 $385,000
    4799.55 1 $435,000 $435,000
    4807.35 1 $665,000 $665,000
    4810.1 1 $425,000 $425,000
    4818.35 1 $335,000 $335,000
    4819.5 1 $335,000 $335,000
    4831.7 1 $535,000 $535,000
    4838.55 1 $1,265,000 $1,265,000
    4846.32 1 $295,000 $295,000
    4847.35 1 $295,000 $295,000
    4879.85 1 $185,000 $185,000
    4884.7 1 $335,000 $335,000
    4890.84 1 $495,000 $495,000
    4901.84 1 $505,000 $505,000
    4910.8 1 $325,000 $325,000
    4913.1 1 $135,000 $135,000
    4918.35 1 $405,000 $405,000
    4918.65 1 $175,000 $175,000
    4921.8 1 $375,000 $375,000
    4939.0 1 $165,000 $165,000
    4947.8 1 $195,000 $195,000
    4957.84 1 $825,000 $825,000
    4960.55 1 $265,000 $265,000
    4972.35 1 $315,000 $315,000
    4973.2 1 $395,000 $395,000
    4973.3 1 $305,000 $305,000
    4980.35 1 $395,000 $395,000
    4992.35 1 $405,000 $405,000
    4993.1 1 $665,000 $665,000
    4997.35 1 $265,000 $265,000
    5016.1 1 $845,000 $845,000
    5028.6 1 $315,000 $315,000
    5033.06 1 $745,000 $745,000
    5038.8 1 $585,000 $585,000
    5041.35 1 $305,000 $305,000
    5044.8 1 $235,000 $235,000
    5051.55 1 $445,000 $445,000
    5053.25 1 $995,000 $995,000
    5054.35 1 $395,000 $395,000
    5064.29 1 $265,000 $265,000
    5090.7 1 $465,000 $465,000
    5103.35 1 $405,000 $405,000
    5117.16 1 $295,000 $295,000
    5120.85 1 $605,000 $605,000
    5123.41 1 $285,000 $285,000
    5125.8 2 $750,000 $375,000
    5126.5 1 $405,000 $405,000
    5138.35 1 $395,000 $395,000
    5146.35 1 $505,000 $505,000
    5146.8 1 $995,000 $995,000
    5155.8 1 $345,000 $345,000
    5157.35 1 $205,000 $205,000
    5173.6 1 $405,000 $405,000
    5175.8 1 $375,000 $375,000
    5196.54 1 $215,000 $215,000
    5197.35 1 $365,000 $365,000
    5200.6 1 $545,000 $545,000
    5206.65 1 $365,000 $365,000
    5209.53 1 $765,000 $765,000
    5234.35 1 $295,000 $295,000
    5237.35 1 $495,000 $495,000
    5238.3 1 $385,000 $385,000
    5240.85 1 $325,000 $325,000
    5252.35 1 $435,000 $435,000
    5255.8 1 $485,000 $485,000
    5262.35 1 $405,000 $405,000
    5268.85 1 $385,000 $385,000
    5273.35 1 $495,000 $495,000
    5299.35 1 $415,000 $415,000
    5322.2 1 $345,000 $345,000
    5346.85 1 $395,000 $395,000
    5374.8 1 $415,000 $415,000
    5383.65 1 $545,000 $545,000
    5445.8 1 $1,065,000 $1,065,000
    5458.1 1 $315,000 $315,000
    5463.8 1 $905,000 $905,000
    5474.0 1 $455,000 $455,000
    5477.35 1 $565,000 $565,000
    5491.35 1 $245,000 $245,000
    5495.35 1 $425,000 $425,000
    5497.75 1 $455,000 $455,000
    5514.85 1 $445,000 $445,000
    5526.8 1 $475,000 $475,000
    5530.8 1 $225,000 $225,000
    5539.43 1 $295,000 $295,000
    5578.35 1 $965,000 $965,000
    5578.6 1 $415,000 $415,000
    5578.65 1 $625,000 $625,000
    5594.1 1 $415,000 $415,000
    5626.35 1 $635,000 $635,000
    5629.25 1 $285,000 $285,000
    5645.8 1 $165,000 $165,000
    5667.85 1 $475,000 $475,000
    5675.35 1 $425,000 $425,000
    5682.35 1 $535,000 $535,000
    5702.96 1 $405,000 $405,000
    5753.7 1 $565,000 $565,000
    5789.85 1 $425,000 $425,000
    5806.65 1 $565,000 $565,000
    5812.35 1 $435,000 $435,000
    5825.35 1 $755,000 $755,000
    5828.3 1 $495,000 $495,000
    5870.8 1 $565,000 $565,000
    5893.7 1 $755,000 $755,000
    5899.85 1 $755,000 $755,000
    5966.73 1 $475,000 $475,000
    6006.35 1 $1,375,000 $1,375,000
    6111.85 1 $505,000 $505,000
    6141.35 1 $575,000 $575,000
    6199.84 1 $485,000 $485,000
    6222.54 1 $805,000 $805,000
    6238.35 2 $1,310,000 $655,000
    6255.75 1 $895,000 $895,000
    6357.8 1 $615,000 $615,000
    6369.75 1 $1,005,000 $1,005,000
    6416.85 1 $605,000 $605,000
    6616.25 1 $695,000 $695,000
    6914.67 1 $645,000 $645,000
    6973.55 1 $705,000 $705,000
    7002.25 1 $195,000 $195,000
    NA 302 $45,630,000 $151,093

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    749 $229,785,000 $306,789

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 74 $6,980,000 $94,324 $2,158 8.03%
    40-60% 72 $17,730,000 $246,250 $2,621 7.52%
    60-80% 134 $53,850,000 $401,866 $3,027 7.39%
    80-100% 393 $147,695,000 $375,814 $2,812 7.46%
    Under 20% 76 $3,530,000 $46,447 $1,684 8.28%