Spring Eq Mortgage Rates, Fees & Info

WILMINGTON, DE

LEI: 549300PIL8LFAQ04XC20

Tax ID: 37-1801711

5 stars - out of 5 stars, based on 100 reviews

2021 Data | 2020 Data | 2019 Data | 2018 Data

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Mortgage Data

  • SimulatedRates™
  • Review & Overview

    Spring Eq is a small mortgage company specializing in Other and Refi loans. Spring Eq has a high proportion of conventional loans. Their top markets by origination volume include: Los Angeles, Phoenix, Washington, San Francisco, and New York among others. We have data for 453 markets. (Some data included below & more in-depth data is available with an active subscription.)

    Spring Eq has a below average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Spring Eq is typically a low fee lender. They typically have about average rates.

    We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender in 2021-- chances are they are still one in 2022.

    Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

    Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.


    SimulatedRates™

    Mortgage Type
    Simulated Rate Simulation Date
    30 Year Conventional Purchase 5.96% 8/6/22
    30 Year Conventional Refi 5.28% 8/6/22
    30 Year Cash-out Refi 5.45% 8/6/22
    30 Year FHA Purchase 5.30% 8/6/22
    30 Year FHA Refi 5.30% 8/6/22
    30 Year VA Refi 5.30% 8/6/22
    15 Year Conventional Purchase 4.26% 8/6/22
    15 Year Conventional Refi 4.40% 8/6/22
    15 Year Cash-out Refi 4.40% 8/6/22
    15 Year FHA Refi 4.26% 8/6/22
    15 Year VA Refi 4.26% 8/6/22
    These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.


    Originations

    9,983

    Origination Dollar Volume (All Markets)

    $1,314,915,000

    Awards

    SPRING EQ  30 Year Conventional Loans bronze SPRING EQ  30 Year Conventional Loans silver SPRING EQ  30 Year Conventional Loans silver SPRING EQ  30 Year Conventional Loans bronze
    Show all (4) awards

    Relative Rate

    Spring Eq 's average 30 year fixed rate mortgage of loans were 2.94%.

    The 2021 average 30 year fixed rate mortgage across all markets of loans were 3.15%.

    This yields a difference of -0.21%.

    Relative Fees

    Spring Eq 's average total fees for a 30 year fixed rate mortgage are $974.

    The average total origination fees for 30 year fixed rate mortgages (for all loan values, including both points & up-front fees in addition to origination fees) are $4,750.

    Top Markets

    Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

    Market Originations Total Value Average Loan Average Fees Average Rate
    Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) » 672 $112,530,000 $167,455 $1,623 5.75%
    PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) » 640 $85,070,000 $132,922 $1,305 5.66%
    Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) » 441 $62,615,000 $141,984 $1,261 5.83%
    San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) » 269 $56,655,000 $210,613 $1,539 5.53%
    New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) » 386 $54,350,000 $140,803 $1,281 5.72%
    RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) » 428 $51,580,000 $120,514 $1,599 6.30%
    ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) » 416 $50,070,000 $120,361 $1,677 5.78%
    Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) » 309 $41,405,000 $133,997 $1,458 5.46%
    Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) » 222 $40,990,000 $184,640 $1,343 5.37%
    SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) » 264 $40,490,000 $153,371 $1,580 5.92%
    SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) » 232 $32,520,000 $140,172 $1,500 6.00%
    Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) » 251 $30,865,000 $122,968 $1,653 5.94%
    DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) » 206 $28,990,000 $140,728 $1,298 5.70%
    CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) » 208 $26,910,000 $129,375 $1,366 5.58%
    Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) » 251 $26,295,000 $104,761 $1,539 5.92%
    PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) » 157 $21,715,000 $138,312 $1,351 5.84%
    BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) » 161 $19,595,000 $121,708 $1,416 5.92%
    TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) » 177 $19,255,000 $108,785 $1,520 5.84%
    SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) » 82 $18,760,000 $228,780 $2,098 5.49%
    ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) » 138 $15,270,000 $110,652 $1,609 6.04%
    MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) » 114 $15,010,000 $131,667 $1,251 4.96%
    Outside of Metro Areas 124 $14,750,000 $118,952 $1,362 5.18%
    RALEIGH-CARY, NC (FHA|USDA|VA) » 98 $14,370,000 $146,633 $1,113 5.35%
    BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) » 68 $13,060,000 $192,059 $1,145 5.37%
    OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) » 79 $11,405,000 $144,367 $1,602 5.73%
    JACKSONVILLE, FL (FHA|USDA|VA) » 99 $10,625,000 $107,323 $1,451 5.89%
    STOCKTON, CA (FHA|USDA|VA) » 56 $9,240,000 $165,000 $1,419 5.97%
    RICHMOND, VA (FHA|USDA|VA) » 87 $8,335,000 $95,805 $1,199 6.43%
    NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN (FHA|USDA|VA) » 71 $8,205,000 $115,563 $1,481 5.37%
    TUCSON, AZ (FHA|USDA|VA) » 66 $8,180,000 $123,939 $1,366 5.25%
    SALISBURY, MD-DE (FHA|USDA|VA) » 40 $7,130,000 $178,250 $837 4.08%
    SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) » 32 $6,780,000 $211,875 $1,279 5.68%
    NEW HAVEN-MILFORD, CT (FHA|USDA|VA) » 46 $6,680,000 $145,217 $816 4.78%
    CINCINNATI, OH-KY-IN (FHA|USDA|VA) » 66 $6,170,000 $93,485 $1,236 5.81%
    Detroit-Warren-Dearborn, MI (FHA|USDA|VA) » 76 $6,040,000 $79,474 $1,365 6.40%
    VALLEJO, CA (FHA|USDA|VA) » 51 $5,975,000 $117,157 $1,447 6.42%
    ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) » 41 $5,565,000 $135,732 $1,742 5.89%
    North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) » 43 $5,395,000 $125,465 $1,207 5.82%
    VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) » 69 $5,265,000 $76,304 $1,172 6.39%
    COLORADO SPRINGS, CO (FHA|USDA|VA) » 46 $5,120,000 $111,304 $1,490 6.38%
    LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) » 40 $4,950,000 $123,750 $1,729 6.61%
    HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) » 46 $4,880,000 $106,087 $1,560 6.02%
    KANSAS CITY, MO-KS (FHA|USDA|VA) » 41 $4,695,000 $114,512 $1,580 6.13%
    MODESTO, CA (FHA|USDA|VA) » 35 $4,545,000 $129,857 $1,750 6.10%
    BEND, OR (FHA|USDA|VA) » 28 $4,530,000 $161,786 $1,366 6.10%
    FRESNO, CA (FHA|USDA|VA) » 31 $4,525,000 $145,968 $1,516 5.30%
    PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) » 32 $4,300,000 $134,375 $1,338 5.50%
    PITTSBURGH, PA (FHA|USDA|VA) » 47 $4,075,000 $86,702 $1,263 6.12%
    Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) » 38 $4,050,000 $106,579 $970 6.25%
    CLEVELAND-ELYRIA, OH (FHA|USDA|VA) » 47 $4,025,000 $85,638 $1,240 6.17%
    CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) » 31 $3,935,000 $126,935 $1,396 5.36%
    DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) » 28 $3,860,000 $137,857 $1,263 5.08%
    SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) » 16 $3,800,000 $237,500 $1,141 4.90%
    COLUMBUS, OH (FHA|USDA|VA) » 48 $3,770,000 $78,542 $1,073 5.72%
    INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) » 46 $3,750,000 $81,522 $1,316 6.71%
    DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) » 35 $3,485,000 $99,571 $971 5.86%
    Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) » 18 $3,320,000 $184,444 $1,388 4.36%
    FORT COLLINS, CO (FHA|USDA|VA) » 25 $3,315,000 $132,600 $1,523 5.49%
    MEMPHIS, TN-MS-AR (FHA|USDA|VA) » 24 $3,290,000 $137,083 $1,381 5.05%
    BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) » 22 $3,250,000 $147,727 $1,457 5.63%
    AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) » 15 $2,975,000 $198,333 $1,903 6.17%
    CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) » 31 $2,945,000 $95,000 $1,631 5.92%
    MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) » 27 $2,865,000 $106,111 $1,126 5.98%
    LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) » 17 $2,775,000 $163,235 $1,502 5.00%
    BOULDER, CO (FHA|USDA|VA) » 18 $2,680,000 $148,889 $1,518 6.05%
    PORT ST. LUCIE, FL (FHA|USDA|VA) » 24 $2,620,000 $109,167 $1,701 5.49%
    TRENTON-PRINCETON, NJ (FHA|USDA|VA) » 16 $2,610,000 $163,125 $1,264 5.64%
    LOUISVILLE/JEFFERSON COUNTY, KY-IN (FHA|USDA|VA) » 31 $2,585,000 $83,387 $1,712 6.37%
    KNOXVILLE, TN (FHA|USDA|VA) » 25 $2,545,000 $101,800 $1,412 5.27%
    GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) » 23 $2,535,000 $110,217 $1,403 6.18%
    MANCHESTER-NASHUA, NH (FHA|USDA|VA) » 24 $2,520,000 $105,000 $1,468 5.71%
    SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) » 13 $2,495,000 $191,923 $1,188 5.57%
    PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) » 14 $2,490,000 $177,857 $1,112 4.37%
    BAKERSFIELD, CA (FHA|USDA|VA) » 27 $2,445,000 $90,556 $1,357 6.22%
    LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) » 25 $2,425,000 $97,000 $1,550 6.18%
    REDDING, CA (FHA|USDA|VA) » 16 $2,400,000 $150,000 $1,661 6.08%
    PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) » 29 $2,375,000 $81,897 $1,313 5.95%
    WINSTON-SALEM, NC (FHA|USDA|VA) » 20 $2,340,000 $117,000 $1,412 5.52%
    Oak Harbor, WA (FHA|USDA|VA) » 11 $2,325,000 $211,364 $1,377 6.04%
    NAPA, CA (FHA|USDA|VA) » 13 $2,295,000 $176,538 $3,910 5.19%
    HARRISBURG-CARLISLE, PA (FHA|USDA|VA) » 13 $2,275,000 $175,000 $1,443 4.37%
    SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) » 12 $2,270,000 $189,167 $1,948 5.68%
    READING, PA (FHA|USDA|VA) » 14 $2,190,000 $156,429 $692 4.53%
    SALEM, OR (FHA|USDA|VA) » 17 $2,185,000 $128,529 $1,296 5.60%
    HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) » 15 $2,165,000 $144,333 $1,024 4.77%
    COLUMBIA, SC (FHA|USDA|VA) » 25 $2,125,000 $85,000 $1,555 6.63%
    ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) » 16 $2,090,000 $130,625 $1,206 6.09%
    WILMINGTON, NC (FHA|USDA|VA) » 16 $2,070,000 $129,375 $878 6.11%
    FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) » 16 $2,000,000 $125,000 $825 4.33%
    ASHEVILLE, NC (FHA|USDA|VA) » 20 $2,000,000 $100,000 $928 5.10%
    SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) » 14 $1,990,000 $142,143 $1,119 4.69%
    SAVANNAH, GA (FHA|USDA|VA) » 22 $1,970,000 $89,545 $1,350 6.47%
    PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) » 21 $1,945,000 $92,619 $1,646 6.00%
    Truckee-Grass Valley, CA (FHA|USDA|VA) » 14 $1,890,000 $135,000 $1,533 5.94%
    NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) » 20 $1,880,000 $94,000 $1,276 6.28%
    ROANOKE, VA (FHA|USDA|VA) » 17 $1,755,000 $103,235 $1,036 5.97%
    GREENVILLE-ANDERSON, SC (FHA|USDA|VA) » 19 $1,755,000 $92,368 $1,567 6.00%
    OKLAHOMA CITY, OK (FHA|USDA|VA) » 17 $1,745,000 $102,647 $2,188 5.58%
    NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) » 13 $1,685,000 $129,615 $1,399 5.60%
    KENNEWICK-RICHLAND, WA (FHA|USDA|VA) » 12 $1,670,000 $139,167 $1,489 5.80%
    GREELEY, CO (FHA|USDA|VA) » 15 $1,655,000 $110,333 $1,174 6.14%
    OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) » 14 $1,650,000 $117,857 $1,139 5.67%
    VISALIA, CA (FHA|USDA|VA) » 10 $1,620,000 $162,000 $1,218 5.30%
    LANSING-EAST LANSING, MI (FHA|USDA|VA) » 10 $1,620,000 $162,000 $964 4.85%
    YORK-HANOVER, PA (FHA|USDA|VA) » 13 $1,585,000 $121,923 $1,357 5.35%
    MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) » 15 $1,575,000 $105,000 $1,396 5.20%
    CHARLOTTESVILLE, VA (FHA|USDA|VA) » 15 $1,555,000 $103,667 $1,130 6.16%
    PROVO-OREM, UT (FHA|USDA|VA) » 10 $1,550,000 $155,000 $0 5.89%
    AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) » 15 $1,505,000 $100,333 $1,601 5.57%
    HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) » 13 $1,485,000 $114,231 $1,052 6.67%
    CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) » 10 $1,480,000 $148,000 $742 4.93%
    LANCASTER, PA (FHA|USDA|VA) » 12 $1,480,000 $123,333 $1,888 5.11%
    LYNCHBURG, VA (FHA|USDA|VA) » 12 $1,460,000 $121,667 $1,286 6.08%
    ANN ARBOR, MI (FHA|USDA|VA) » 9 $1,385,000 $153,889 $1,425 5.14%
    Key West, FL (FHA|USDA|VA) » 6 $1,370,000 $228,333 $941 5.24%
    NORWICH-NEW LONDON, CT (FHA|USDA|VA) » 10 $1,330,000 $133,000 $852 4.73%
    SALT LAKE CITY, UT (FHA|USDA|VA) » 9 $1,325,000 $147,222 $0 5.37%
    EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) » 16 $1,310,000 $81,875 $1,179 5.89%
    SALINAS, CA (FHA|USDA|VA) » 12 $1,300,000 $108,333 $1,500 5.80%
    BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) » 21 $1,275,000 $60,714 $1,606 6.82%
    PUNTA GORDA, FL (FHA|USDA|VA) » 11 $1,265,000 $115,000 $1,662 5.01%
    PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) » 16 $1,260,000 $78,750 $1,353 6.48%
    OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) » 12 $1,260,000 $105,000 $1,348 5.18%
    BELLINGHAM, WA (FHA|USDA|VA) » 9 $1,225,000 $136,111 $1,219 4.18%
    SPARTANBURG, SC (FHA|USDA|VA) » 11 $1,215,000 $110,455 $1,876 5.56%
    GRAND JUNCTION, CO (FHA|USDA|VA) » 10 $1,200,000 $120,000 $991 4.59%
    OCALA, FL (FHA|USDA|VA) » 13 $1,185,000 $91,154 $1,991 5.92%
    WICHITA, KS (FHA|USDA|VA) » 11 $1,165,000 $105,909 $1,608 5.39%
    AKRON, OH (FHA|USDA|VA) » 13 $1,165,000 $89,615 $1,175 4.52%
    DOVER, DE (FHA|USDA|VA) » 14 $1,160,000 $82,857 $1,474 7.26%
    YAKIMA, WA (FHA|USDA|VA) » 6 $1,140,000 $190,000 $849 5.10%
    GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) » 12 $1,120,000 $93,333 $1,499 5.53%
    HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) » 9 $1,115,000 $123,889 $1,244 4.93%
    HUNTSVILLE, AL (FHA|USDA|VA) » 13 $1,045,000 $80,385 $1,562 6.25%
    TOLEDO, OH (FHA|USDA|VA) » 10 $1,000,000 $100,000 $967 5.94%
    MEDFORD, OR (FHA|USDA|VA) » 7 $985,000 $140,714 $1,685 5.55%
    Edwards, CO (FHA|USDA|VA) » 4 $970,000 $242,500 $1,885 4.86%
    OCEAN CITY, NJ (FHA|USDA|VA) » 7 $965,000 $137,857 $1,336 5.11%
    CHICO, CA (FHA|USDA|VA) » 6 $960,000 $160,000 $594 5.00%
    Concord, NH (FHA|USDA|VA) » 8 $950,000 $118,750 $1,388 4.57%
    MADERA, CA (FHA|USDA|VA) » 9 $915,000 $101,667 $1,661 5.34%
    FLAGSTAFF, AZ (FHA|USDA|VA) » 7 $915,000 $130,714 $1,483 4.90%
    BURLINGTON, NC (FHA|USDA|VA) » 7 $895,000 $127,857 $1,297 5.26%
    THE VILLAGES, FL (FHA|USDA|VA) » 5 $895,000 $179,000 $1,671 4.97%
    Clearlake, CA (FHA|USDA|VA) » 5 $895,000 $179,000 $359 3.73%
    WENATCHEE, WA (FHA|USDA|VA) » 7 $895,000 $127,857 $980 5.59%
    ALBUQUERQUE, NM (FHA|USDA|VA) » 6 $880,000 $146,667 $1,031 4.64%
    BURLINGTON-SOUTH BURLINGTON, VT (FHA|USDA|VA) » 6 $850,000 $141,667 $348 5.22%
    CORVALLIS, OR (FHA|USDA|VA) » 6 $840,000 $140,000 $1,092 5.78%
    WINCHESTER, VA-WV (FHA|USDA|VA) » 8 $840,000 $105,000 $971 5.83%
    Ukiah, CA (FHA|USDA|VA) » 3 $835,000 $278,333 $2,956 4.34%
    Torrington, CT (FHA|USDA|VA) » 9 $825,000 $91,667 $925 5.55%
    TALLAHASSEE, FL (FHA|USDA|VA) » 9 $825,000 $91,667 $975 6.26%
    Coos Bay, OR (FHA|USDA|VA) » 8 $820,000 $102,500 $1,852 5.23%
    MADISON, WI (FHA|USDA|VA) » 6 $810,000 $135,000 $492 5.60%
    Lebanon, NH-VT (FHA|USDA|VA) » 4 $800,000 $200,000 $1,082 4.25%
    TULSA, OK (FHA|USDA|VA) » 8 $790,000 $98,750 $1,387 6.64%
    FLINT, MI (FHA|USDA|VA) » 6 $740,000 $123,333 $1,957 4.82%
    WORCESTER, MA-CT (FHA|USDA|VA) » 6 $740,000 $123,333 $738 4.83%
    SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) » 6 $740,000 $123,333 $1,091 7.08%
    RENO, NV (FHA|USDA|VA) » 6 $730,000 $121,667 $3,700 6.47%
    YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) » 8 $710,000 $88,750 $1,112 6.72%
    Mount Airy, NC (FHA|USDA|VA) » 4 $700,000 $175,000 $0 3.47%
    DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) » 5 $685,000 $137,000 $932 4.83%
    BATON ROUGE, LA (FHA|USDA|VA) » 10 $680,000 $68,000 $1,506 7.25%
    FAYETTEVILLE, NC (FHA|USDA|VA) » 10 $680,000 $68,000 $991 5.67%
    JACKSON, MS (FHA|USDA|VA) » 9 $675,000 $75,000 $1,405 6.53%
    Brainerd, MN (FHA|USDA|VA) » 3 $665,000 $221,667 $0 2.58%
    Jefferson, GA (FHA|USDA|VA) » 6 $660,000 $110,000 $2,620 5.69%
    JACKSONVILLE, NC (FHA|USDA|VA) » 6 $660,000 $110,000 $942 6.19%
    Morehead City, NC (FHA|USDA|VA) » 5 $645,000 $129,000 $1,188 6.38%
    GRANTS PASS, OR (FHA|USDA|VA) » 4 $630,000 $157,500 $1,739 4.84%
    Whitewater, WI (FHA|USDA|VA) » 2 $630,000 $315,000 $1,392 2.88%
    Elizabeth City, NC (FHA|USDA|VA) » 2 $620,000 $310,000 $0 2.88%
    Kalispell, MT (FHA|USDA|VA) » 3 $615,000 $205,000 $1,643 4.68%
    Shelby, NC (FHA|USDA|VA) » 3 $615,000 $205,000 $1,431 3.71%
    YUBA CITY, CA (FHA|USDA|VA) » 7 $605,000 $86,429 $1,266 6.38%
    EAST STROUDSBURG, PA (FHA|USDA|VA) » 8 $600,000 $75,000 $1,870 4.83%
    STATE COLLEGE, PA (FHA|USDA|VA) » 3 $585,000 $195,000 $4,036 4.58%
    ST. LOUIS, MO-IL (FHA|USDA|VA) » 5 $585,000 $117,000 $1,269 6.47%
    Roseburg, OR (FHA|USDA|VA) » 4 $580,000 $145,000 $1,005 5.50%
    Sebastian-Vero Beach, FL (FHA|USDA|VA) » 6 $580,000 $96,667 $1,452 5.88%
    SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) » 7 $575,000 $82,143 $1,272 6.63%
    CHATTANOOGA, TN-GA (FHA|USDA|VA) » 7 $565,000 $80,714 $1,680 5.46%
    VINELAND-BRIDGETON, NJ (FHA|USDA|VA) » 5 $545,000 $109,000 $698 4.40%
    DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) » 3 $545,000 $181,667 $0 2.42%
    ROCHESTER, MN (FHA|USDA|VA) » 3 $545,000 $181,667 $480 3.42%
    Red Bluff, CA (FHA|USDA|VA) » 3 $525,000 $175,000 $998 6.63%
    EL CENTRO, CA (FHA|USDA|VA) » 3 $525,000 $175,000 $4,530 4.47%
    HOMOSASSA SPRINGS, FL (FHA|USDA|VA) » 7 $505,000 $72,143 $1,123 6.35%
    CLARKSVILLE, TN-KY (FHA|USDA|VA) » 5 $505,000 $101,000 $2,013 5.48%
    SHEBOYGAN, WI (FHA|USDA|VA) » 4 $490,000 $122,500 $744 5.14%
    KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) » 4 $480,000 $120,000 $732 4.05%
    Sonora, CA (FHA|USDA|VA) » 2 $480,000 $240,000 $717 5.06%
    CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) » 9 $475,000 $52,778 $1,448 6.59%
    MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) » 4 $450,000 $112,500 $1,082 5.74%
    Easton, MD (FHA|USDA|VA) » 4 $450,000 $112,500 $694 5.81%
    Shelton, WA (FHA|USDA|VA) » 4 $450,000 $112,500 $1,076 5.62%
    AUBURN-OPELIKA, AL (FHA|USDA|VA) » 2 $440,000 $220,000 $2,264 4.40%
    GULFPORT-BILOXI, MS (FHA|USDA|VA) » 3 $435,000 $145,000 $627 3.68%
    FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) » 3 $425,000 $141,667 $1,677 3.21%
    ALBANY-LEBANON, OR (FHA|USDA|VA) » 6 $420,000 $70,000 $1,706 6.44%
    PUEBLO, CO (FHA|USDA|VA) » 6 $420,000 $70,000 $1,640 6.93%
    Pinehurst-Southern Pines, NC (FHA|USDA|VA) » 3 $415,000 $138,333 $4,218 8.36%
    GAINESVILLE, FL (FHA|USDA|VA) » 5 $415,000 $83,000 $1,133 6.24%
    Port Angeles, WA (FHA|USDA|VA) » 4 $410,000 $102,500 $944 6.01%
    BRUNSWICK, GA (FHA|USDA|VA) » 4 $410,000 $102,500 $1,479 4.63%
    DAYTON-KETTERING, OH (FHA|USDA|VA) » 6 $410,000 $68,333 $739 6.90%
    LIMA, OH (FHA|USDA|VA) » 2 $410,000 $205,000 $502 5.85%
    LEXINGTON-FAYETTE, KY (FHA|USDA|VA) » 8 $410,000 $51,250 $1,481 6.36%
    RACINE, WI (FHA|USDA|VA) » 7 $405,000 $57,857 $1,636 6.77%
    MONROE, MI (FHA|USDA|VA) » 3 $405,000 $135,000 $487 4.17%
    PANAMA CITY, FL (FHA|USDA|VA) » 4 $400,000 $100,000 $2,038 6.19%
    LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) » 3 $395,000 $131,667 $1,906 5.34%
    Durango, CO (FHA|USDA|VA) » 2 $390,000 $195,000 $1,186 3.89%
    Eureka-Arcata, CA (FHA|USDA|VA) » 2 $380,000 $190,000 $731 4.45%
    Susanville, CA (FHA|USDA|VA) » 3 $375,000 $125,000 $719 4.87%
    Calhoun, GA (FHA|USDA|VA) » 4 $370,000 $92,500 $1,308 4.81%
    Laconia, NH (FHA|USDA|VA) » 4 $370,000 $92,500 $975 5.84%
    OGDEN-CLEARFIELD, UT (FHA|USDA|VA) » 3 $365,000 $121,667 $1,212 4.99%
    MONTGOMERY, AL (FHA|USDA|VA) » 6 $360,000 $60,000 $1,688 7.12%
    COLUMBUS, GA-AL (FHA|USDA|VA) » 5 $355,000 $71,000 $1,457 6.61%
    WARNER ROBINS, GA (FHA|USDA|VA) » 5 $355,000 $71,000 $2,405 5.70%
    Newport, OR (FHA|USDA|VA) » 2 $350,000 $175,000 $740 3.75%
    Centralia, WA (FHA|USDA|VA) » 1 $345,000 $345,000 $3,777 2.88%
    ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) » 5 $335,000 $67,000 $996 6.23%
    YUMA, AZ (FHA|USDA|VA) » 7 $335,000 $47,857 $1,659 7.28%
    BLOOMINGTON, IN (FHA|USDA|VA) » 3 $325,000 $108,333 $899 4.80%
    HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) » 5 $325,000 $65,000 $1,535 6.95%
    Ellensburg, WA (FHA|USDA|VA) » 2 $320,000 $160,000 $733 4.87%
    MOBILE, AL (FHA|USDA|VA) » 4 $320,000 $80,000 $2,220 7.20%
    LAFAYETTE, LA (FHA|USDA|VA) » 4 $320,000 $80,000 $770 4.29%
    Show Low, AZ (FHA|USDA|VA) » 3 $315,000 $105,000 $152 3.92%
    Bemidji, MN (FHA|USDA|VA) » 1 $315,000 $315,000 $0 3.25%
    MERCED, CA (FHA|USDA|VA) » 5 $315,000 $63,000 $1,577 7.64%
    ST. CLOUD, MN (FHA|USDA|VA) » 2 $310,000 $155,000 $2,424 5.56%
    HARRISONBURG, VA (FHA|USDA|VA) » 2 $310,000 $155,000 $842 4.67%
    Sevierville, TN (FHA|USDA|VA) » 2 $310,000 $155,000 $476 4.60%
    ALTOONA, PA (FHA|USDA|VA) » 3 $305,000 $101,667 $2,288 5.89%
    JOHNSON CITY, TN (FHA|USDA|VA) » 3 $305,000 $101,667 $383 4.29%
    Red Wing, MN (FHA|USDA|VA) » 3 $305,000 $101,667 $552 5.14%
    Sunbury, PA (FHA|USDA|VA) » 2 $300,000 $150,000 $8,034 3.50%
    BANGOR, ME (FHA|USDA|VA) » 3 $295,000 $98,333 $984 6.56%
    GREEN BAY, WI (FHA|USDA|VA) » 3 $295,000 $98,333 $965 4.87%
    NEW BERN, NC (FHA|USDA|VA) » 2 $290,000 $145,000 $611 6.21%
    ROCKFORD, IL (FHA|USDA|VA) » 4 $290,000 $72,500 $2,540 5.05%
    Kill Devil Hills, NC (FHA|USDA|VA) » 2 $290,000 $145,000 $628 4.15%
    JACKSON, MI (FHA|USDA|VA) » 4 $290,000 $72,500 $2,510 6.40%
    Paducah, KY-IL (FHA|USDA|VA) » 2 $290,000 $145,000 $2,219 4.77%
    Okeechobee, FL (FHA|USDA|VA) » 1 $285,000 $285,000 $0 2.75%
    CLEVELAND, TN (FHA|USDA|VA) » 3 $285,000 $95,000 $1,222 4.98%
    LEWISTON-AUBURN, ME (FHA|USDA|VA) » 2 $280,000 $140,000 $5,671 5.88%
    Somerset, KY (FHA|USDA|VA) » 2 $280,000 $140,000 $1,961 4.25%
    ROCKY MOUNT, NC (FHA|USDA|VA) » 2 $280,000 $140,000 $570 4.60%
    Prineville, OR (FHA|USDA|VA) » 3 $275,000 $91,667 $1,135 5.26%
    MANHATTAN, KS (FHA|USDA|VA) » 2 $270,000 $135,000 $2,749 5.31%
    SAGINAW, MI (FHA|USDA|VA) » 3 $265,000 $88,333 $975 6.18%
    Gardnerville Ranchos, NV (FHA|USDA|VA) » 1 $265,000 $265,000 $0 8.25%
    Fort Morgan, CO (FHA|USDA|VA) » 2 $260,000 $130,000 $2,259 5.85%
    TOPEKA, KS (FHA|USDA|VA) » 4 $260,000 $65,000 $1,860 5.08%
    Bardstown, KY (FHA|USDA|VA) » 3 $255,000 $85,000 $1,119 6.00%
    Watertown-Fort Atkinson, WI (FHA|USDA|VA) » 2 $250,000 $125,000 $1,929 5.62%
    MONROE, LA (FHA|USDA|VA) » 2 $250,000 $125,000 $936 5.27%
    Marshall, MN (FHA|USDA|VA) » 2 $250,000 $125,000 $751 4.56%
    Martinsville, VA (FHA|USDA|VA) » 2 $240,000 $120,000 $2,739 4.34%
    BLOOMINGTON, IL (FHA|USDA|VA) » 2 $240,000 $120,000 $2,348 4.26%
    FARMINGTON, NM (FHA|USDA|VA) » 1 $235,000 $235,000 $0 2.25%
    CANTON-MASSILLON, OH (FHA|USDA|VA) » 7 $235,000 $33,571 $1,015 7.16%
    SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) » 5 $235,000 $47,000 $1,396 6.89%
    SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) » 1 $235,000 $235,000 $0 3.00%
    Steamboat Springs, CO (FHA|USDA|VA) » 1 $235,000 $235,000 $0 2.25%
    HOUMA-THIBODAUX, LA (FHA|USDA|VA) » 1 $235,000 $235,000 $0 2.75%
    BLOOMSBURG-BERWICK, PA (FHA|USDA|VA) » 2 $230,000 $115,000 $731 5.62%
    Brookings, OR (FHA|USDA|VA) » 1 $225,000 $225,000 $0 2.75%
    Norfolk, NE (FHA|USDA|VA) » 1 $225,000 $225,000 $2,095 5.55%
    ELKHART-GOSHEN, IN (FHA|USDA|VA) » 1 $225,000 $225,000 $0 2.63%
    Seneca, SC (FHA|USDA|VA) » 3 $225,000 $75,000 $1,083 5.33%
    Mount Sterling, KY (FHA|USDA|VA) » 1 $225,000 $225,000 $8,430 2.75%
    LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) » 2 $220,000 $110,000 $407 4.37%
    OSHKOSH-NEENAH, WI (FHA|USDA|VA) » 2 $220,000 $110,000 $738 4.71%
    SEBRING-AVON PARK, FL (FHA|USDA|VA) » 2 $220,000 $110,000 $2,425 4.66%
    St. Marys, GA (FHA|USDA|VA) » 4 $220,000 $55,000 $1,528 6.06%
    Ontario, OR-ID (FHA|USDA|VA) » 1 $215,000 $215,000 $3,186 3.25%
    Wooster, OH (FHA|USDA|VA) » 1 $215,000 $215,000 $0 3.13%
    Moultrie, GA (FHA|USDA|VA) » 1 $215,000 $215,000 $0 3.13%
    SANTA FE, NM (FHA|USDA|VA) » 2 $210,000 $105,000 $0 6.31%
    GETTYSBURG, PA (FHA|USDA|VA) » 4 $210,000 $52,500 $1,693 6.94%
    Bennettsville, SC (FHA|USDA|VA) » 2 $210,000 $105,000 $814 5.40%
    TUSCALOOSA, AL (FHA|USDA|VA) » 2 $210,000 $105,000 $916 5.60%
    Bozeman, MT (FHA|USDA|VA) » 1 $205,000 $205,000 $0 2.50%
    Columbus, MS (FHA|USDA|VA) » 1 $205,000 $205,000 $0 2.88%
    Montrose, CO (FHA|USDA|VA) » 1 $205,000 $205,000 $0 2.75%
    MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) » 4 $200,000 $50,000 $1,227 6.54%
    Norwalk, OH (FHA|USDA|VA) » 2 $200,000 $100,000 $2,008 6.12%
    Payson, AZ (FHA|USDA|VA) » 1 $195,000 $195,000 $0 3.25%
    Ruston, LA (FHA|USDA|VA) » 1 $195,000 $195,000 $0 2.38%
    Glenwood Springs, CO (FHA|USDA|VA) » 3 $195,000 $65,000 $1,860 6.10%
    Cleveland, MS (FHA|USDA|VA) » 1 $195,000 $195,000 $0 3.13%
    Starkville, MS (FHA|USDA|VA) » 2 $190,000 $95,000 $753 3.85%
    NILES, MI (FHA|USDA|VA) » 2 $190,000 $95,000 $2,204 4.69%
    EVANSVILLE, IN-KY (FHA|USDA|VA) » 4 $190,000 $47,500 $1,248 8.20%
    SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) » 4 $190,000 $47,500 $1,646 7.01%
    Georgetown, SC (FHA|USDA|VA) » 2 $190,000 $95,000 $814 4.52%
    Shawnee, OK (FHA|USDA|VA) » 3 $185,000 $61,667 $1,286 4.18%
    GAINESVILLE, GA (FHA|USDA|VA) » 3 $185,000 $61,667 $1,560 7.38%
    Los Alamos, NM (FHA|USDA|VA) » 1 $185,000 $185,000 $0 2.50%
    TEXARKANA, TX-AR (FHA|USDA|VA) » 1 $185,000 $185,000 $0 3.50%
    MANKATO, MN (FHA|USDA|VA) » 1 $185,000 $185,000 $0 2.50%
    Lake City, FL (FHA|USDA|VA) » 2 $180,000 $90,000 $1,286 5.25%
    Clewiston, FL (FHA|USDA|VA) » 2 $180,000 $90,000 $1,435 5.49%
    Albertville, AL (FHA|USDA|VA) » 3 $175,000 $58,333 $1,478 7.12%
    WATERLOO-CEDAR FALLS, IA (FHA|USDA|VA) » 1 $175,000 $175,000 $2,864 2.13%
    HANFORD-CORCORAN, CA (FHA|USDA|VA) » 2 $170,000 $85,000 $1,317 7.15%
    LONGVIEW, WA (FHA|USDA|VA) » 2 $170,000 $85,000 $1,477 7.17%
    JONESBORO, AR (FHA|USDA|VA) » 2 $170,000 $85,000 $2,090 7.07%
    APPLETON, WI (FHA|USDA|VA) » 2 $170,000 $85,000 $473 6.66%
    GOLDSBORO, NC (FHA|USDA|VA) » 1 $165,000 $165,000 $0 2.88%
    MISSOULA, MT (FHA|USDA|VA) » 1 $165,000 $165,000 $3,523 8.20%
    Ottawa, IL (FHA|USDA|VA) » 1 $165,000 $165,000 $0 2.50%
    Washington, NC (FHA|USDA|VA) » 1 $155,000 $155,000 $1,549 8.80%
    MACON-BIBB COUNTY, GA (FHA|USDA|VA) » 2 $150,000 $75,000 $2,462 5.66%
    LINCOLN, NE (FHA|USDA|VA) » 2 $150,000 $75,000 $1,506 7.85%
    LEBANON, PA (FHA|USDA|VA) » 2 $150,000 $75,000 $731 5.24%
    Durant, OK (FHA|USDA|VA) » 2 $150,000 $75,000 $3,187 5.62%
    CORPUS CHRISTI, TX (FHA|USDA|VA) » 1 $145,000 $145,000 $0 5.65%
    Moses Lake, WA (FHA|USDA|VA) » 1 $145,000 $145,000 $0 5.75%
    MIDLAND, MI (FHA|USDA|VA) » 1 $145,000 $145,000 $7,106 2.50%
    DALTON, GA (FHA|USDA|VA) » 1 $145,000 $145,000 $1,382 2.63%
    Portsmouth, OH (FHA|USDA|VA) » 2 $140,000 $70,000 $0 6.81%
    PEORIA, IL (FHA|USDA|VA) » 2 $140,000 $70,000 $1,622 6.45%
    Bluffton, IN (FHA|USDA|VA) » 1 $135,000 $135,000 $3,734 3.50%
    Elko, NV (FHA|USDA|VA) » 1 $135,000 $135,000 $2,956 9.30%
    Muscatine, IA (FHA|USDA|VA) » 1 $135,000 $135,000 $0 3.88%
    Holland, MI (FHA|USDA|VA) » 1 $135,000 $135,000 $3,142 3.38%
    KILLEEN-TEMPLE, TX (FHA|USDA|VA) » 2 $130,000 $65,000 $1,526 8.02%
    JANESVILLE-BELOIT, WI (FHA|USDA|VA) » 2 $130,000 $65,000 $1,484 8.40%
    FORT WAYNE, IN (FHA|USDA|VA) » 4 $130,000 $32,500 $1,242 8.39%
    DULUTH, MN-WI (FHA|USDA|VA) » 2 $130,000 $65,000 $1,759 5.87%
    MANSFIELD, OH (FHA|USDA|VA) » 2 $130,000 $65,000 $411 5.27%
    Hermiston-Pendleton, OR (FHA|USDA|VA) » 1 $125,000 $125,000 $2,951 3.25%
    WALLA WALLA, WA (FHA|USDA|VA) » 1 $125,000 $125,000 $1,393 5.70%
    Toccoa, GA (FHA|USDA|VA) » 1 $125,000 $125,000 $0 2.88%
    LAS CRUCES, NM (FHA|USDA|VA) » 1 $125,000 $125,000 $0 2.13%
    Traverse City, MI (FHA|USDA|VA) » 3 $125,000 $41,667 $1,167 7.17%
    VALDOSTA, GA (FHA|USDA|VA) » 3 $125,000 $41,667 $1,532 6.92%
    MORRISTOWN, TN (FHA|USDA|VA) » 2 $120,000 $60,000 $2,767 4.57%
    BOWLING GREEN, KY (FHA|USDA|VA) » 2 $120,000 $60,000 $1,662 6.45%
    Cedartown, GA (FHA|USDA|VA) » 2 $120,000 $60,000 $1,530 10.17%
    MUSKEGON, MI (FHA|USDA|VA) » 4 $120,000 $30,000 $1,494 7.61%
    Mount Vernon, OH (FHA|USDA|VA) » 2 $120,000 $60,000 $991 5.85%
    Marion, OH (FHA|USDA|VA) » 1 $115,000 $115,000 $0 3.00%
    Natchez, MS-LA (FHA|USDA|VA) » 1 $115,000 $115,000 $0 4.25%
    Oil City, PA (FHA|USDA|VA) » 1 $115,000 $115,000 $3,582 3.75%
    ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) » 3 $115,000 $38,333 $1,845 5.92%
    WEIRTON-STEUBENVILLE, WV-OH (FHA|USDA|VA) » 1 $115,000 $115,000 $3,315 3.50%
    LAKE CHARLES, LA (FHA|USDA|VA) » 1 $115,000 $115,000 $1,489 6.20%
    Aberdeen, WA (FHA|USDA|VA) » 2 $110,000 $55,000 $1,414 5.95%
    DECATUR, AL (FHA|USDA|VA) » 2 $110,000 $55,000 $1,445 5.97%
    Russellville, AR (FHA|USDA|VA) » 2 $110,000 $55,000 $1,435 5.80%
    Fort Payne, AL (FHA|USDA|VA) » 1 $105,000 $105,000 $3,195 3.38%
    ERIE, PA (FHA|USDA|VA) » 1 $105,000 $105,000 $3,088 3.13%
    ST. GEORGE, UT (FHA|USDA|VA) » 1 $105,000 $105,000 $0 9.50%
    LAWRENCE, KS (FHA|USDA|VA) » 1 $105,000 $105,000 $1,459 8.30%
    Sandusky, OH (FHA|USDA|VA) » 1 $105,000 $105,000 $0 4.63%
    SHERMAN-DENISON, TX (FHA|USDA|VA) » 1 $105,000 $105,000 $3,492 8.30%
    EAU CLAIRE, WI (FHA|USDA|VA) » 1 $95,000 $95,000 $1,491 8.30%
    HAMMOND, LA (FHA|USDA|VA) » 1 $95,000 $95,000 $1,480 5.45%
    LONGVIEW, TX (FHA|USDA|VA) » 1 $95,000 $95,000 $862 9.00%
    FLORENCE, SC (FHA|USDA|VA) » 2 $90,000 $45,000 $1,518 7.25%
    ROME, GA (FHA|USDA|VA) » 2 $90,000 $45,000 $1,554 7.90%
    SUMTER, SC (FHA|USDA|VA) » 1 $85,000 $85,000 $0 7.00%
    Helena, MT (FHA|USDA|VA) » 1 $85,000 $85,000 $1,506 5.30%
    Kendallville, IN (FHA|USDA|VA) » 2 $80,000 $40,000 $1,292 6.85%
    TYLER, TX (FHA|USDA|VA) » 2 $80,000 $40,000 $1,397 8.15%
    Marinette, WI-MI (FHA|USDA|VA) » 2 $80,000 $40,000 $1,646 6.20%
    Pottsville, PA (FHA|USDA|VA) » 2 $80,000 $40,000 $1,464 7.35%
    New Philadelphia-Dover, OH (FHA|USDA|VA) » 1 $75,000 $75,000 $1,272 7.10%
    Campbellsville, KY (FHA|USDA|VA) » 1 $75,000 $75,000 $0 7.88%
    Meadville, PA (FHA|USDA|VA) » 1 $75,000 $75,000 $0 3.50%
    Opelousas, LA (FHA|USDA|VA) » 1 $75,000 $75,000 $0 5.24%
    Coldwater, MI (FHA|USDA|VA) » 1 $75,000 $75,000 $0 5.75%
    Sanford, NC (FHA|USDA|VA) » 2 $70,000 $35,000 $1,192 6.35%
    STAUNTON, VA (FHA|USDA|VA) » 2 $70,000 $35,000 $2,059 7.65%
    BAY CITY, MI (FHA|USDA|VA) » 2 $70,000 $35,000 $1,715 6.47%
    CHAMPAIGN-URBANA, IL (FHA|USDA|VA) » 1 $65,000 $65,000 $1,738 7.00%
    Baraboo, WI (FHA|USDA|VA) » 1 $65,000 $65,000 $1,491 8.80%
    Newberry, SC (FHA|USDA|VA) » 1 $65,000 $65,000 $2,134 6.30%
    Menomonie, WI (FHA|USDA|VA) » 1 $65,000 $65,000 $0 6.25%
    Marion, IN (FHA|USDA|VA) » 1 $65,000 $65,000 $1,492 8.50%
    Bartlesville, OK (FHA|USDA|VA) » 1 $65,000 $65,000 $2,956 7.95%
    LaGrange, GA-AL (FHA|USDA|VA) » 1 $65,000 $65,000 $1,554 6.35%
    Keene, NH (FHA|USDA|VA) » 1 $65,000 $65,000 $1,466 5.90%
    Jasper, AL (FHA|USDA|VA) » 1 $65,000 $65,000 $1,477 4.75%
    Stevens Point, WI (FHA|USDA|VA) » 1 $65,000 $65,000 $1,480 7.25%
    Wilson, NC (FHA|USDA|VA) » 1 $65,000 $65,000 $0 2.88%
    GRAND ISLAND, NE (FHA|USDA|VA) » 2 $60,000 $30,000 $1,500 7.95%
    Beaver Dam, WI (FHA|USDA|VA) » 1 $55,000 $55,000 $1,838 6.80%
    Alma, MI (FHA|USDA|VA) » 1 $55,000 $55,000 $1,828 6.30%
    Sturgis, MI (FHA|USDA|VA) » 1 $55,000 $55,000 $1,457 9.70%
    Hutchinson, MN (FHA|USDA|VA) » 1 $55,000 $55,000 $1,019 6.42%
    JACKSON, TN (FHA|USDA|VA) » 1 $55,000 $55,000 $1,175 7.20%
    Athens, OH (FHA|USDA|VA) » 1 $55,000 $55,000 $0 5.50%
    Warren, PA (FHA|USDA|VA) » 1 $55,000 $55,000 $1,854 5.50%
    Scottsboro, AL (FHA|USDA|VA) » 1 $55,000 $55,000 $0 7.38%
    CaƱon City, CO (FHA|USDA|VA) » 1 $55,000 $55,000 $1,943 9.30%
    BILLINGS, MT (FHA|USDA|VA) » 1 $55,000 $55,000 $1,509 5.20%
    DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) » 1 $55,000 $55,000 $1,340 7.80%
    Cullman, AL (FHA|USDA|VA) » 1 $55,000 $55,000 $1,477 6.00%
    BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) » 1 $55,000 $55,000 $0 6.50%
    Palatka, FL (FHA|USDA|VA) » 1 $55,000 $55,000 $1,435 7.05%
    Brevard, NC (FHA|USDA|VA) » 1 $55,000 $55,000 $0 4.49%
    WAUSAU-WESTON, WI (FHA|USDA|VA) » 1 $55,000 $55,000 $0 5.75%
    GREENVILLE, NC (FHA|USDA|VA) » 1 $45,000 $45,000 $1,225 8.70%
    Fremont, NE (FHA|USDA|VA) » 1 $45,000 $45,000 $2,607 5.95%
    Bedford, IN (FHA|USDA|VA) » 1 $45,000 $45,000 $1,392 7.00%
    FORT SMITH, AR-OK (FHA|USDA|VA) » 1 $45,000 $45,000 $1,488 7.70%
    Butte-Silver Bow, MT (FHA|USDA|VA) » 1 $45,000 $45,000 $1,509 7.45%
    Bucyrus-Galion, OH (FHA|USDA|VA) » 1 $45,000 $45,000 $1,012 6.85%
    Union City, TN (FHA|USDA|VA) » 1 $45,000 $45,000 $1,966 7.25%
    Cambridge, MD (FHA|USDA|VA) » 1 $45,000 $45,000 $1,445 5.50%
    CEDAR RAPIDS, IA (FHA|USDA|VA) » 1 $45,000 $45,000 $1,568 8.00%
    Danville, KY (FHA|USDA|VA) » 1 $45,000 $45,000 $881 8.80%
    ALBANY, GA (FHA|USDA|VA) » 1 $35,000 $35,000 $1,557 7.80%
    London, KY (FHA|USDA|VA) » 1 $35,000 $35,000 $1,835 7.35%
    KOKOMO, IN (FHA|USDA|VA) » 1 $35,000 $35,000 $1,195 5.55%
    Statesboro, GA (FHA|USDA|VA) » 1 $35,000 $35,000 $2,018 5.20%
    Huntington, IN (FHA|USDA|VA) » 1 $35,000 $35,000 $1,192 10.05%
    HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) » 1 $35,000 $35,000 $871 8.50%
    Fernley, NV (FHA|USDA|VA) » 1 $35,000 $35,000 $1,743 6.40%
    EL PASO, TX (FHA|USDA|VA) » 1 $35,000 $35,000 $748 6.85%
    Crescent City, CA (FHA|USDA|VA) » 1 $35,000 $35,000 $1,435 5.65%
    Bradford, PA (FHA|USDA|VA) » 1 $35,000 $35,000 $1,466 8.80%
    Boone, NC (FHA|USDA|VA) » 1 $35,000 $35,000 $1,094 5.70%
    Wilmington, OH (FHA|USDA|VA) » 1 $35,000 $35,000 $0 6.00%
    Albemarle, NC (FHA|USDA|VA) » 1 $35,000 $35,000 $1,041 6.20%
    ALEXANDRIA, LA (FHA|USDA|VA) » 1 $25,000 $25,000 $1,480 8.50%
    Tupelo, MS (FHA|USDA|VA) » 1 $25,000 $25,000 $1,509 5.25%
    Defiance, OH (FHA|USDA|VA) » 1 $25,000 $25,000 $1,092 6.30%
    Taylorville, IL (FHA|USDA|VA) » 1 $25,000 $25,000 $1,461 6.87%
    WILLIAMSPORT, PA (FHA|USDA|VA) » 1 $25,000 $25,000 $1,163 5.75%
    Hillsdale, MI (FHA|USDA|VA) » 1 $25,000 $25,000 $1,469 8.87%
    Rutland, VT (FHA|USDA|VA) » 1 $25,000 $25,000 $973 7.85%
    HOT SPRINGS, AR (FHA|USDA|VA) » 1 $25,000 $25,000 $1,488 9.10%
    Jacksonville, TX (FHA|USDA|VA) » 1 $25,000 $25,000 $548 6.00%
    BATTLE CREEK, MI (FHA|USDA|VA) » 1 $25,000 $25,000 $1,457 5.45%
    Sidney, OH (FHA|USDA|VA) » 1 $25,000 $25,000 $790 8.75%
    New Castle, IN (FHA|USDA|VA) » 1 $25,000 $25,000 $1,017 6.85%
    Richmond-Berea, KY (FHA|USDA|VA) » 1 $25,000 $25,000 $776 5.95%
    Ashtabula, OH (FHA|USDA|VA) » 1 $25,000 $25,000 $573 5.90%
    Warsaw, IN (FHA|USDA|VA) » 1 $25,000 $25,000 $992 6.25%
    CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) » 1 $25,000 $25,000 $1,166 9.05%
    Richmond, IN (FHA|USDA|VA) » 1 $25,000 $25,000 $1,930 8.25%
    Coffeyville, KS (FHA|USDA|VA) » 1 $25,000 $25,000 $1,434 5.25%

    Spring Eq 's top markets include Los Angeles, Phoenix, Washington, San Francisco, and New York among others.

    Product Mix

    Loan Type Originations Total Value Average Loan Average Fees Average Rate
    Conventional » 9,983 $1,314,915,000 $131,715 $1,416 5.76%

    For the 2021 period, Spring Eq 's most frequently originated loan type of loans were Conventional, with 9,983 originations.

    Loan Reason

    Loan Reason Originations Total Value Average Loan Average Fees Average Rate
    Other » 4,810 $547,060,000 $113,734 $1,905 6.17%
    Home Improvement » 2,541 $201,055,000 $79,124 $1,491 6.54%
    Refi » 1,151 $272,605,000 $236,842 $332 3.51%
    Cash Out Refi » 862 $199,390,000 $231,311 $294 3.71%
    Home Purchase » 619 $94,805,000 $153,158 $1,908 6.36%

    For the 2021, Spring Eq 's most frequently cited loan purpose of loans were Other, with 4,810 originations. The 2nd most popular reason of loans were Home Improvement, with 2,541 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    Other » 7,893 $763,765,000 $96,765 $1,560 6.53%
    30 Year » 1,535 $426,005,000 $277,528 $974 2.94%
    15 Year » 376 $82,000,000 $218,085 $1,120 2.50%
    20 Year » 147 $37,685,000 $256,361 $1,370 2.92%
    10 Year » 32 $5,460,000 $170,625 $508 2.44%

    For the 2021, Spring Eq 's most frequently cited loan length of loans were Other, with 7,893 originations. The 2nd most popular length of loans were 30 Year, with 1,535 originations.

    Origination Fees

    Origination Fee Originations Total Value Average Loan
    $<1k » 7,264 $866,420,000 $119,276
    $1k-2k » 548 $143,930,000 $262,646

    $974 of loans were Spring Eq 's average total fees, while their most frequently occuring range of origination fees were in the $<1k bucket, with 7,264 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    5-6% » 2,463 $240,025,000 $97,452
    6-7% » 1,961 $167,585,000 $85,459
    7-8% » 1,357 $121,325,000 $89,407
    Over 8% » 1,225 $91,555,000 $74,739
    2.5-3% » 1,050 $291,510,000 $277,629
    4-5% » 748 $111,150,000 $148,596
    3-4% » 614 $144,870,000 $235,945
    <2.5% » 563 $146,585,000 $260,364
    % » 1 $75,000 $75,000

    During 2021, Spring Eq 's average interest rate of loans were 2.94%, while their most frequently originated rate bucket of loans were 5-6%, with 2,463 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $100,000 or less » 5,426 $310,220,000 $57,173 $1,459 6.69%
    $100k-200k » 2,455 $340,815,000 $138,825 $1,485 5.40%
    $200k-400k » 1,679 $460,825,000 $274,464 $1,169 3.78%
    $400k-600k » 404 $189,990,000 $470,272 $1,505 3.73%
    $600k-1MM » 19 $13,065,000 $687,632 $1,920 3.11%

    2021 saw Spring Eq place emphasis on $100,000 or less loans with 5,426 originations, totaling $310,220,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $150k-250k » 2,856 $392,120,000 $137,297 $1,550 6.02%
    $100k-150k » 2,809 $328,065,000 $116,791 $1,418 5.91%
    $75k-100k » 1,531 $177,025,000 $115,627 $1,256 5.68%
    $50k-75k » 1,264 $147,540,000 $116,725 $1,244 5.24%
    $250k+ » 1,092 $215,610,000 $197,445 $1,844 5.94%
    $50k or less » 430 $54,310,000 $126,302 $1,101 4.35%

    Spring Eq lent most frequently to those with incomes in the $150k-250k range, with 2,856 originations. The second most popular income band? $100k-150k, with 2,809 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    30-36% » 1,896 $238,610,000 $125,849 $1,368 5.74%
    20-30% » 1,666 $236,260,000 $141,813 $1,274 5.17%
    42% » 957 $107,315,000 $112,137 $1,563 6.31%
    41% » 671 $77,365,000 $115,298 $1,490 6.22%
    40% » 610 $66,730,000 $109,393 $1,489 6.19%
    44% » 589 $75,045,000 $127,411 $1,664 6.42%
    39% » 540 $61,010,000 $112,981 $1,477 6.13%
    37% » 500 $56,050,000 $112,100 $1,427 6.01%
    38% » 471 $57,765,000 $122,643 $1,459 6.10%
    36% » 424 $52,390,000 $123,561 $1,587 5.88%
    <20% » 416 $70,020,000 $168,317 $972 4.26%
    43% » 393 $50,785,000 $129,224 $1,549 6.22%
    49% » 229 $41,245,000 $180,109 $1,435 5.57%
    47% » 159 $28,185,000 $177,264 $1,340 5.19%
    48% » 143 $27,595,000 $192,972 $1,337 5.10%
    45% » 138 $28,300,000 $205,072 $1,513 4.83%
    46% » 125 $25,375,000 $203,000 $1,384 5.03%
    50-60% » 23 $6,505,000 $282,826 $2,066 3.28%
    >60% » 6 $1,060,000 $176,667 $773 3.68%

    Spring Eq lent most frequently to those with DTI ratios of 30-36%, with 1,896 originations. The next most common DTI ratio? 20-30%, with 1,666 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White » 6,971 $860,325,000 $123,415 $1,385 5.83%
    Not provided » 1,862 $284,750,000 $152,927 $1,574 5.48%
    Asian » 539 $96,295,000 $178,655 $1,210 5.41%
    Black » 503 $59,385,000 $118,062 $1,440 6.04%
    American Indian » 46 $5,200,000 $113,043 $1,406 6.30%
    Native Hawaiian or Islander » 30 $4,080,000 $136,000 $1,284 5.92%
    Asian Indian » 11 $1,945,000 $176,818 $4,546 5.93%
    Filipino » 6 $1,010,000 $168,333 $1,778 5.71%
    Other Asian » 5 $785,000 $157,000 $2,087 6.48%
    Chinese » 4 $600,000 $150,000 $453 6.51%
    Other Pacific Islander » 4 $470,000 $117,500 $1,858 7.50%
    Samoan » 1 $35,000 $35,000 $1,435 5.65%
    Japanese » 1 $35,000 $35,000 $1,435 5.95%

    Approval Rates

    Total approvals of all applications
    52.36%

    Spring Eq has a low approval rate. They may have poor market targeting or stringent lending standards.

    Pick Rate

    Approvals leading to origination
    22.06%

    Spring Eq has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.

    Points and Fees

    Points Originations Total Value Average Loan
    0.0 3 $395,000 $131,667
    1004.75 11 $975,000 $88,636
    1007.5 4 $340,000 $85,000
    1008.75 1 $95,000 $95,000
    1013.5 1 $125,000 $125,000
    1021.75 1 $75,000 $75,000
    1025.75 1 $55,000 $55,000
    1030.75 29 $2,705,000 $93,276
    1033.5 16 $1,350,000 $84,375
    1034.75 1 $125,000 $125,000
    1036.5 1 $175,000 $175,000
    10367.0 1 $295,000 $295,000
    1037.5 1 $415,000 $415,000
    1037.75 1 $105,000 $105,000
    1038.7 1 $105,000 $105,000
    1040.5 2 $200,000 $100,000
    1042.45 1 $55,000 $55,000
    1044.5 2 $200,000 $100,000
    1044.75 3 $275,000 $91,667
    1047.5 1 $95,000 $95,000
    1050.75 1 $125,000 $125,000
    1056.5 1 $65,000 $65,000
    1057.45 2 $340,000 $170,000
    1057.5 1 $155,000 $155,000
    1058.75 2 $110,000 $55,000
    1061.25 1 $55,000 $55,000
    1061.5 2 $150,000 $75,000
    1064.75 1 $105,000 $105,000
    1066.5 1 $115,000 $115,000
    1069.45 1 $195,000 $195,000
    1075.5 4 $360,000 $90,000
    1083.5 1 $55,000 $55,000
    1086.2 1 $55,000 $55,000
    1089.5 1 $95,000 $95,000
    1092.7 1 $65,000 $65,000
    1104.7 1 $75,000 $75,000
    1107.45 1 $55,000 $55,000
    1108.5 1 $125,000 $125,000
    1108.75 1 $325,000 $325,000
    1115.5 1 $125,000 $125,000
    1121.5 1 $55,000 $55,000
    1125.75 1 $155,000 $155,000
    1126.45 1 $105,000 $105,000
    1129.75 3 $195,000 $65,000
    1130.75 31 $3,285,000 $105,968
    1132.5 1 $75,000 $75,000
    1133.5 13 $1,295,000 $99,615
    1133.75 1 $105,000 $105,000
    1137.75 7 $515,000 $73,571
    1138.7 2 $150,000 $75,000
    1140.5 2 $210,000 $105,000
    1141.45 1 $85,000 $85,000
    1142.7 20 $2,070,000 $103,500
    1142.75 1 $55,000 $55,000
    1144.75 5 $395,000 $79,000
    1145.45 15 $1,885,000 $125,667
    1146.75 2 $180,000 $90,000
    1147.5 1 $85,000 $85,000
    1148.45 1 $105,000 $105,000
    1149.7 7 $905,000 $129,286
    1149.75 6 $400,000 $66,667
    1151.7 4 $440,000 $110,000
    1154.45 2 $230,000 $115,000
    1155.7 8 $810,000 $101,250
    1157.75 11 $1,005,000 $91,364
    1158.45 4 $440,000 $110,000
    1158.7 1 $55,000 $55,000
    1158.75 2 $150,000 $75,000
    1160.5 2 $110,000 $55,000
    1161.5 1 $105,000 $105,000
    1162.5 1 $105,000 $105,000
    1162.7 4 $630,000 $157,500
    1165.45 4 $470,000 $117,500
    1165.85 1 $85,000 $85,000
    1167.2 1 $65,000 $65,000
    1167.45 1 $85,000 $85,000
    1167.72 1 $125,000 $125,000
    1168.2 1 $105,000 $105,000
    1168.5 1 $125,000 $125,000
    1170.7 4 $440,000 $110,000
    1172.75 3 $175,000 $58,333
    1173.45 2 $300,000 $150,000
    1175.5 3 $305,000 $101,667
    1177.7 2 $140,000 $70,000
    1179.75 1 $75,000 $75,000
    1180.5 1 $85,000 $85,000
    1180.7 1 $65,000 $65,000
    1182.75 1 $105,000 $105,000
    1183.5 1 $55,000 $55,000
    1183.7 2 $130,000 $65,000
    1184.7 2 $160,000 $80,000
    1187.45 2 $220,000 $110,000
    1187.75 1 $55,000 $55,000
    1189.5 1 $115,000 $115,000
    1192.22 1 $125,000 $125,000
    1192.75 1 $55,000 $55,000
    1196.75 1 $65,000 $65,000
    1197.7 1 $65,000 $65,000
    1199.25 1 $25,000 $25,000
    1202.75 1 $265,000 $265,000
    1205.7 1 $55,000 $55,000
    1206.7 1 $55,000 $55,000
    1209.45 1 $55,000 $55,000
    1211.7 1 $195,000 $195,000
    1214.7 1 $305,000 $305,000
    1218.95 1 $105,000 $105,000
    1220.75 1 $65,000 $65,000
    1223.5 1 $55,000 $55,000
    1225.7 1 $135,000 $135,000
    1227.2 1 $105,000 $105,000
    1228.5 1 $175,000 $175,000
    1230.5 1 $95,000 $95,000
    1230.75 3 $295,000 $98,333
    1231.75 1 $165,000 $165,000
    1233.5 1 $45,000 $45,000
    12382.5 1 $505,000 $505,000
    1239.7 1 $55,000 $55,000
    1240.75 2 $110,000 $55,000
    1242.75 1 $65,000 $65,000
    1244.0 1 $145,000 $145,000
    1249.75 10 $950,000 $95,000
    1250.75 1 $55,000 $55,000
    1252.5 2 $210,000 $105,000
    1252.7 2 $200,000 $100,000
    1254.25 1 $75,000 $75,000
    1254.5 2 $440,000 $220,000
    1254.75 1 $55,000 $55,000
    1255.45 1 $55,000 $55,000
    1261.7 3 $315,000 $105,000
    1261.95 1 $65,000 $65,000
    1270.45 1 $105,000 $105,000
    1270.7 1 $145,000 $145,000
    1271.75 1 $55,000 $55,000
    1273.75 1 $255,000 $255,000
    1274.7 1 $55,000 $55,000
    1277.45 4 $350,000 $87,500
    1277.75 2 $140,000 $70,000
    1279.2 1 $55,000 $55,000
    1283.5 1 $215,000 $215,000
    1284.7 1 $125,000 $125,000
    1285.75 1 $75,000 $75,000
    1291.45 1 $245,000 $245,000
    1299.5 1 $145,000 $145,000
    1303.7 4 $370,000 $92,500
    1306.75 2 $370,000 $185,000
    1308.75 1 $65,000 $65,000
    1310.5 1 $55,000 $55,000
    1315.7 1 $75,000 $75,000
    1317.7 1 $85,000 $85,000
    1318.75 1 $285,000 $285,000
    1330.75 3 $225,000 $75,000
    1333.5 2 $230,000 $115,000
    1335.45 1 $105,000 $105,000
    1340.75 2 $130,000 $65,000
    1341.5 1 $315,000 $315,000
    1341.75 2 $280,000 $140,000
    1342.2 1 $65,000 $65,000
    1342.7 3 $465,000 $155,000
    1344.45 1 $55,000 $55,000
    1344.5 1 $165,000 $165,000
    1344.75 1 $65,000 $65,000
    1345.45 2 $210,000 $105,000
    1345.7 1 $85,000 $85,000
    1346.75 1 $205,000 $205,000
    1347.2 1 $105,000 $105,000
    1355.7 1 $55,000 $55,000
    1358.45 1 $205,000 $205,000
    1361.5 1 $125,000 $125,000
    1361.7 1 $65,000 $65,000
    1376.7 1 $65,000 $65,000
    1399.5 1 $245,000 $245,000
    1405.7 2 $170,000 $85,000
    1406.45 1 $145,000 $145,000
    1419.5 1 $165,000 $165,000
    1419.7 1 $55,000 $55,000
    1420.7 1 $105,000 $105,000
    1434.75 1 $55,000 $55,000
    1435.5 1 $85,000 $85,000
    1441.75 3 $275,000 $91,667
    1442.7 1 $55,000 $55,000
    1444.0 1 $155,000 $155,000
    1444.5 2 $280,000 $140,000
    1445.75 1 $125,000 $125,000
    1446.75 1 $245,000 $245,000
    1451.75 1 $125,000 $125,000
    1455.75 2 $300,000 $150,000
    1460.25 1 $65,000 $65,000
    1460.5 2 $940,000 $470,000
    1463.7 1 $205,000 $205,000
    1466.7 1 $195,000 $195,000
    1469.7 1 $505,000 $505,000
    1474.5 1 $55,000 $55,000
    1476.45 1 $125,000 $125,000
    1476.75 1 $255,000 $255,000
    1479.5 1 $105,000 $105,000
    1480.75 2 $200,000 $100,000
    1483.0 1 $55,000 $55,000
    1483.25 1 $75,000 $75,000
    1483.5 1 $55,000 $55,000
    1486.7 1 $55,000 $55,000
    1490.45 1 $205,000 $205,000
    1494.75 1 $185,000 $185,000
    1499.5 1 $245,000 $245,000
    1502.5 1 $245,000 $245,000
    1504.2 1 $105,000 $105,000
    1505.45 1 $155,000 $155,000
    1513.5 1 $75,000 $75,000
    1518.25 1 $55,000 $55,000
    1524.95 1 $55,000 $55,000
    1529.75 1 $205,000 $205,000
    1530.75 1 $205,000 $205,000
    1533.5 1 $255,000 $255,000
    1540.75 1 $85,000 $85,000
    1544.5 1 $65,000 $65,000
    1546.75 1 $175,000 $175,000
    1549.5 1 $125,000 $125,000
    1551.7 1 $405,000 $405,000
    1554.5 2 $140,000 $70,000
    1554.75 1 $125,000 $125,000
    1555.5 1 $45,000 $45,000
    1555.75 1 $55,000 $55,000
    1558.45 1 $105,000 $105,000
    1566.7 1 $205,000 $205,000
    1572.45 1 $205,000 $205,000
    1575.75 1 $355,000 $355,000
    1580.75 6 $630,000 $105,000
    1583.5 6 $850,000 $141,667
    1586.75 1 $175,000 $175,000
    1593.5 1 $105,000 $105,000
    1595.45 1 $135,000 $135,000
    1596.75 1 $135,000 $135,000
    1602.7 3 $255,000 $85,000
    1605.7 2 $330,000 $165,000
    1608.45 3 $405,000 $135,000
    1608.5 1 $235,000 $235,000
    1611.45 1 $75,000 $75,000
    1614.5 1 $305,000 $305,000
    1619.5 1 $55,000 $55,000
    1623.45 1 $75,000 $75,000
    1628.7 1 $135,000 $135,000
    1637.7 1 $55,000 $55,000
    1640.7 2 $670,000 $335,000
    1658.75 1 $75,000 $75,000
    1662.75 1 $105,000 $105,000
    1665.45 1 $155,000 $155,000
    1666.75 1 $55,000 $55,000
    1678.7 1 $145,000 $145,000
    1687.75 1 $405,000 $405,000
    1700.75 1 $155,000 $155,000
    1703.2 1 $55,000 $55,000
    1704.75 1 $105,000 $105,000
    1705.75 1 $155,000 $155,000
    1714.45 1 $105,000 $105,000
    1719.7 1 $405,000 $405,000
    1720.45 1 $105,000 $105,000
    1722.5 1 $145,000 $145,000
    1730.25 1 $85,000 $85,000
    1732.75 1 $115,000 $115,000
    1738.7 1 $205,000 $205,000
    1739.55 1 $245,000 $245,000
    1741.7 1 $95,000 $95,000
    1741.75 1 $85,000 $85,000
    1748.5 1 $35,000 $35,000
    1749.95 1 $65,000 $65,000
    1751.94 1 $85,000 $85,000
    1752.7 1 $115,000 $115,000
    1756.95 1 $155,000 $155,000
    1760.5 1 $355,000 $355,000
    1761.45 1 $125,000 $125,000
    1766.75 1 $85,000 $85,000
    1780.75 1 $505,000 $505,000
    1784.7 1 $95,000 $95,000
    1785.45 1 $505,000 $505,000
    1790.75 1 $125,000 $125,000
    1791.75 1 $55,000 $55,000
    1794.5 1 $105,000 $105,000
    1797.7 1 $155,000 $155,000
    1799.5 1 $505,000 $505,000
    1799.75 1 $205,000 $205,000
    1800.5 1 $55,000 $55,000
    1801.7 1 $135,000 $135,000
    1803.7 1 $105,000 $105,000
    1804.75 1 $95,000 $95,000
    1806.45 1 $145,000 $145,000
    1810.7 1 $255,000 $255,000
    1811.45 1 $165,000 $165,000
    1817.03 1 $55,000 $55,000
    1822.5 1 $75,000 $75,000
    1829.7 1 $55,000 $55,000
    1830.75 10 $1,030,000 $103,000
    1831.0 1 $105,000 $105,000
    1833.5 4 $370,000 $92,500
    1837.75 1 $75,000 $75,000
    1842.4 1 $105,000 $105,000
    1842.7 7 $915,000 $130,714
    1844.7 1 $275,000 $275,000
    1845.45 3 $215,000 $71,667
    1849.5 2 $180,000 $90,000
    1855.7 3 $285,000 $95,000
    1872.75 2 $210,000 $105,000
    1874.45 1 $75,000 $75,000
    1875.5 1 $55,000 $55,000
    1876.5 1 $75,000 $75,000
    1880.75 1 $105,000 $105,000
    1883.7 1 $55,000 $55,000
    1896.75 1 $105,000 $105,000
    1926.45 1 $75,000 $75,000
    1927.45 1 $265,000 $265,000
    1930.75 2 $220,000 $110,000
    1937.75 1 $235,000 $235,000
    1941.75 1 $105,000 $105,000
    1942.7 1 $85,000 $85,000
    1945.45 1 $155,000 $155,000
    1945.5 1 $495,000 $495,000
    1949.5 1 $235,000 $235,000
    1955.5 1 $75,000 $75,000
    1955.75 1 $75,000 $75,000
    1958.75 1 $55,000 $55,000
    1959.7 1 $125,000 $125,000
    1964.45 1 $55,000 $55,000
    1964.7 1 $405,000 $405,000
    1971.5 1 $65,000 $65,000
    1983.7 1 $55,000 $55,000
    1985.75 1 $75,000 $75,000
    1996.75 1 $305,000 $305,000
    2003.7 1 $105,000 $105,000
    2027.62 1 $85,000 $85,000
    2030.75 1 $75,000 $75,000
    2031.5 1 $155,000 $155,000
    2033.5 2 $130,000 $65,000
    2046.75 1 $95,000 $95,000
    2055.7 1 $135,000 $135,000
    2065.45 1 $125,000 $125,000
    2070.75 1 $65,000 $65,000
    2071.75 1 $305,000 $305,000
    2073.45 1 $105,000 $105,000
    2075.5 1 $235,000 $235,000
    2076.2 1 $135,000 $135,000
    2080.5 1 $95,000 $95,000
    2080.75 1 $125,000 $125,000
    2082.75 1 $335,000 $335,000
    2083.5 2 $280,000 $140,000
    2085.5 1 $315,000 $315,000
    2097.45 1 $505,000 $505,000
    2098.75 1 $65,000 $65,000
    2117.75 1 $305,000 $305,000
    2122.95 1 $335,000 $335,000
    2130.45 1 $85,000 $85,000
    2132.45 1 $405,000 $405,000
    2133.5 1 $65,000 $65,000
    2137.75 1 $305,000 $305,000
    2139.39 1 $95,000 $95,000
    2140.5 1 $475,000 $475,000
    2140.7 1 $125,000 $125,000
    2145.0 1 $65,000 $65,000
    2173.95 1 $85,000 $85,000
    2185.5 1 $125,000 $125,000
    2188.45 1 $65,000 $65,000
    2188.7 1 $105,000 $105,000
    2195.75 1 $55,000 $55,000
    2199.7 1 $405,000 $405,000
    2208.45 1 $105,000 $105,000
    2218.07 1 $65,000 $65,000
    2223.5 1 $105,000 $105,000
    2225.5 1 $65,000 $65,000
    2230.75 1 $145,000 $145,000
    2232.45 1 $95,000 $95,000
    2234.7 1 $505,000 $505,000
    2236.7 1 $55,000 $55,000
    2239.0 1 $75,000 $75,000
    2242.7 3 $525,000 $175,000
    2249.7 1 $365,000 $365,000
    2252.55 1 $55,000 $55,000
    2258.75 1 $105,000 $105,000
    2269.5 1 $205,000 $205,000
    2272.5 1 $135,000 $135,000
    2293.5 1 $75,000 $75,000
    2303.7 2 $180,000 $90,000
    2314.5 1 $255,000 $255,000
    2316.7 1 $75,000 $75,000
    2317.7 1 $505,000 $505,000
    2330.75 6 $770,000 $128,333
    2331.75 1 $105,000 $105,000
    2333.5 2 $390,000 $195,000
    2334.25 1 $75,000 $75,000
    2342.7 2 $410,000 $205,000
    2342.75 1 $355,000 $355,000
    2349.7 1 $75,000 $75,000
    2359.86 1 $95,000 $95,000
    2361.5 1 $105,000 $105,000
    2366.75 1 $105,000 $105,000
    2371.5 2 $880,000 $440,000
    2378.75 1 $255,000 $255,000
    2389.5 1 $155,000 $155,000
    2395.75 1 $105,000 $105,000
    2420.22 1 $85,000 $85,000
    2425.6 1 $125,000 $125,000
    2442.7 1 $165,000 $165,000
    2450.02 1 $95,000 $95,000
    2455.5 1 $95,000 $95,000
    2457.75 1 $505,000 $505,000
    2474.5 1 $225,000 $225,000
    2479.5 1 $135,000 $135,000
    2482.7 1 $355,000 $355,000
    2514.68 1 $505,000 $505,000
    2537.7 1 $175,000 $175,000
    2541.75 1 $105,000 $105,000
    2553.7 1 $105,000 $105,000
    2556.45 1 $505,000 $505,000
    2569.5 1 $505,000 $505,000
    2576.75 1 $305,000 $305,000
    2587.7 1 $115,000 $115,000
    2592.7 2 $310,000 $155,000
    261.5 1 $175,000 $175,000
    2619.5 1 $355,000 $355,000
    2625.5 1 $365,000 $365,000
    2639.1 1 $135,000 $135,000
    2655.7 1 $95,000 $95,000
    2681.75 1 $205,000 $205,000
    2694.5 1 $195,000 $195,000
    2705.6 1 $405,000 $405,000
    2705.75 1 $155,000 $155,000
    2717.7 1 $175,000 $175,000
    2742.45 1 $105,000 $105,000
    2743.7 1 $145,000 $145,000
    2746.75 1 $345,000 $345,000
    2764.5 1 $385,000 $385,000
    2775.75 1 $165,000 $165,000
    2781.75 1 $195,000 $195,000
    2788.45 1 $235,000 $235,000
    2791.75 1 $105,000 $105,000
    2795.5 1 $355,000 $355,000
    2803.7 1 $105,000 $105,000
    2804.7 1 $235,000 $235,000
    2806.45 2 $220,000 $110,000
    2817.5 1 $295,000 $295,000
    2819.45 1 $105,000 $105,000
    2830.75 2 $270,000 $135,000
    2833.5 1 $105,000 $105,000
    2837.75 1 $105,000 $105,000
    2845.45 2 $210,000 $105,000
    2878.7 1 $115,000 $115,000
    2879.5 1 $105,000 $105,000
    2909.75 1 $285,000 $285,000
    2912.75 1 $305,000 $305,000
    2916.75 1 $205,000 $205,000
    2930.75 1 $105,000 $105,000
    2970.75 1 $105,000 $105,000
    2984.5 1 $345,000 $345,000
    2990.75 1 $105,000 $105,000
    2993.09 1 $135,000 $135,000
    3003.0 1 $155,000 $155,000
    3006.5 1 $285,000 $285,000
    3014.5 1 $505,000 $505,000
    3045.7 1 $105,000 $105,000
    3077.45 1 $355,000 $355,000
    3089.7 1 $405,000 $405,000
    3100.98 1 $105,000 $105,000
    3132.5 1 $505,000 $505,000
    3161.75 1 $285,000 $285,000
    3169.5 1 $245,000 $245,000
    3198.5 1 $115,000 $115,000
    3204.75 1 $135,000 $135,000
    3234.25 1 $155,000 $155,000
    3234.5 1 $305,000 $305,000
    3241.75 1 $335,000 $335,000
    3260.37 1 $75,000 $75,000
    3262.75 1 $355,000 $355,000
    3282.75 1 $275,000 $275,000
    3330.75 1 $155,000 $155,000
    3333.5 3 $375,000 $125,000
    3342.7 1 $125,000 $125,000
    3344.88 1 $185,000 $185,000
    3355.75 1 $175,000 $175,000
    3392.7 1 $175,000 $175,000
    3395.27 1 $125,000 $125,000
    3395.45 1 $115,000 $115,000
    3410.75 1 $125,000 $125,000
    3416.75 1 $235,000 $235,000
    3430.5 1 $105,000 $105,000
    3460.5 1 $275,000 $275,000
    3465.45 1 $505,000 $505,000
    3471.2 1 $445,000 $445,000
    3495.84 1 $195,000 $195,000
    3496.5 1 $185,000 $185,000
    3502.75 1 $505,000 $505,000
    3541.25 1 $365,000 $365,000
    3611.5 1 $155,000 $155,000
    3611.7 1 $105,000 $105,000
    3650.5 1 $145,000 $145,000
    3665.5 1 $255,000 $255,000
    3715.45 1 $205,000 $205,000
    3733.45 1 $175,000 $175,000
    3767.75 1 $175,000 $175,000
    3769.7 1 $125,000 $125,000
    3790.75 1 $145,000 $145,000
    3794.5 1 $175,000 $175,000
    3803.7 1 $155,000 $155,000
    3853.0 1 $155,000 $155,000
    3907.75 1 $505,000 $505,000
    3925.5 1 $395,000 $395,000
    3942.7 1 $155,000 $155,000
    397.75 1 $115,000 $115,000
    4064.5 1 $155,000 $155,000
    4087.27 1 $165,000 $165,000
    4151.75 1 $355,000 $355,000
    4172.5 1 $225,000 $225,000
    4210.75 1 $165,000 $165,000
    4261.64 1 $205,000 $205,000
    4339.5 1 $395,000 $395,000
    4355.7 1 $175,000 $175,000
    4394.7 1 $505,000 $505,000
    4394.89 1 $295,000 $295,000
    4437.75 1 $505,000 $505,000
    4481.0 1 $175,000 $175,000
    4482.75 1 $405,000 $405,000
    4493.7 1 $125,000 $125,000
    4499.5 1 $505,000 $505,000
    453.75 1 $55,000 $55,000
    456.5 1 $35,000 $35,000
    4586.5 1 $495,000 $495,000
    4605.75 1 $175,000 $175,000
    468.95 1 $55,000 $55,000
    4690.45 1 $445,000 $445,000
    4719.94 1 $505,000 $505,000
    4725.95 1 $245,000 $245,000
    4745.5 1 $505,000 $505,000
    4944.7 1 $155,000 $155,000
    535.5 1 $55,000 $55,000
    5389.5 1 $305,000 $305,000
    541.5 1 $65,000 $65,000
    544.7 1 $65,000 $65,000
    547.45 1 $105,000 $105,000
    561.75 1 $75,000 $75,000
    575.0 1 $195,000 $195,000
    577.75 1 $55,000 $55,000
    579.7 1 $135,000 $135,000
    5806.45 1 $255,000 $255,000
    5832.75 1 $305,000 $305,000
    5889.87 1 $415,000 $415,000
    5999.5 1 $355,000 $355,000
    600.5 1 $305,000 $305,000
    604.75 6 $580,000 $96,667
    607.5 2 $90,000 $45,000
    6085.5 1 $505,000 $505,000
    6280.5 1 $295,000 $295,000
    641.45 1 $95,000 $95,000
    645.5 1 $105,000 $105,000
    650.5 1 $105,000 $105,000
    6554.95 1 $405,000 $405,000
    657.75 1 $65,000 $65,000
    660.45 1 $125,000 $125,000
    6657.75 1 $505,000 $505,000
    672.7 1 $105,000 $105,000
    672.75 2 $400,000 $200,000
    674.5 1 $125,000 $125,000
    687.75 1 $65,000 $65,000
    696.75 1 $55,000 $55,000
    697.75 1 $75,000 $75,000
    700.75 1 $95,000 $95,000
    705.5 1 $215,000 $215,000
    7117.75 1 $285,000 $285,000
    724.7 1 $165,000 $165,000
    7290.25 1 $505,000 $505,000
    730.75 14 $1,250,000 $89,286
    733.5 7 $765,000 $109,286
    7356.13 1 $435,000 $435,000
    740.5 1 $45,000 $45,000
    741.45 1 $55,000 $55,000
    742.75 1 $85,000 $85,000
    744.75 3 $135,000 $45,000
    745.5 1 $65,000 $65,000
    7457.75 1 $285,000 $285,000
    752.75 1 $75,000 $75,000
    755.45 1 $105,000 $105,000
    755.95 1 $155,000 $155,000
    756.25 1 $55,000 $55,000
    758.75 2 $120,000 $60,000
    7609.0 1 $375,000 $375,000
    764.95 1 $105,000 $105,000
    765.75 1 $25,000 $25,000
    772.75 2 $190,000 $95,000
    775.5 1 $175,000 $175,000
    7765.5 1 $375,000 $375,000
    776.7 1 $75,000 $75,000
    781.5 1 $105,000 $105,000
    783.7 1 $115,000 $115,000
    784.75 1 $55,000 $55,000
    785.45 1 $155,000 $155,000
    787.75 1 $105,000 $105,000
    791.75 6 $720,000 $120,000
    794.5 1 $55,000 $55,000
    794.7 1 $105,000 $105,000
    797.75 1 $405,000 $405,000
    803.7 3 $455,000 $151,667
    804.75 1 $375,000 $375,000
    806.45 3 $555,000 $185,000
    807.7 2 $410,000 $205,000
    808.7 1 $195,000 $195,000
    816.7 1 $205,000 $205,000
    817.45 1 $145,000 $145,000
    819.45 2 $190,000 $95,000
    822.5 1 $55,000 $55,000
    825.5 1 $215,000 $215,000
    829.75 1 $105,000 $105,000
    830.75 8 $880,000 $110,000
    833.5 3 $415,000 $138,333
    841.45 1 $85,000 $85,000
    842.7 4 $430,000 $107,500
    842.75 1 $25,000 $25,000
    844.75 2 $220,000 $110,000
    845.45 4 $470,000 $117,500
    847.45 1 $105,000 $105,000
    848.5 1 $65,000 $65,000
    849.7 2 $240,000 $120,000
    849.75 7 $465,000 $66,429
    851.7 1 $115,000 $115,000
    855.5 1 $105,000 $105,000
    855.7 6 $880,000 $146,667
    857.7 1 $115,000 $115,000
    858.75 1 $95,000 $95,000
    859.45 1 $255,000 $255,000
    861.5 1 $165,000 $165,000
    865.1 1 $285,000 $285,000
    865.5 1 $105,000 $105,000
    867.45 1 $275,000 $275,000
    873.45 1 $65,000 $65,000
    875.5 1 $175,000 $175,000
    880.5 2 $350,000 $175,000
    884.5 1 $95,000 $95,000
    886.75 1 $105,000 $105,000
    887.5 1 $135,000 $135,000
    904.75 2 $350,000 $175,000
    906.75 1 $115,000 $115,000
    907.5 3 $265,000 $88,333
    912.7 1 $125,000 $125,000
    921.75 1 $115,000 $115,000
    923.5 1 $95,000 $95,000
    934.5 1 $95,000 $95,000
    935.75 4 $340,000 $85,000
    937.75 1 $115,000 $115,000
    942.7 1 $105,000 $105,000
    950.45 1 $155,000 $155,000
    952.45 1 $105,000 $105,000
    9547.75 1 $505,000 $505,000
    961.7 1 $205,000 $205,000
    962.75 1 $55,000 $55,000
    9627.5 1 $435,000 $435,000
    963.45 1 $155,000 $155,000
    966.45 1 $105,000 $105,000
    972.45 1 $105,000 $105,000
    975.75 1 $95,000 $95,000
    976.7 1 $105,000 $105,000
    980.5 1 $105,000 $105,000
    980.75 1 $155,000 $155,000
    982.45 1 $55,000 $55,000
    984.5 2 $230,000 $115,000
    985.5 1 $255,000 $255,000
    992.45 1 $215,000 $215,000
    NA 8,933 $1,168,485,000 $130,805

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    » 9,983 $1,314,915,000 $131,715

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% » 2,130 $330,060,000 $154,958 $1,573 6.12%
    40-60% » 741 $179,995,000 $242,908 $910 3.28%
    60-80% » 1,135 $317,935,000 $280,119 $1,182 2.96%
    80-100% » 153 $47,935,000 $313,301 $1,123 2.97%
    Under 20% » 5,824 $438,990,000 $75,376 $1,512 6.56%

    Complaints

    Bank Name Product Issue 2021 CPFB Complaints % of Total Issues
    Spring Equity LLC Conventional home mortgage Trouble during payment process 1 20.0%
    Spring Equity LLC Home equity loan or line of credit (HELOC) Applying for a mortgage or refinancing an existing mortgage 1 20.0%
    Spring Equity LLC Home equity loan or line of credit (HELOC) Closing on a mortgage 1 20.0%
    Spring Equity LLC Home equity loan or line of credit (HELOC) Trouble during payment process 2 40.0%