Spring Eq Mortgage Rates, Fees & Info

Review & Overview

Spring Eq is a small mortgage company specializing in Other and Home Improvement loans. Spring Eq has a high proportion of conventional loans. Their top markets by origination volume include: Los Angeles, Riverside, San Diego, Phoenix, and New York among others. We have data for 550 markets. (Some data included below & more in-depth data is available with an active subscription.)

Spring Eq has a below average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. They typically have relatively high rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

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SimulatedRates™ Mortgage Type	Simulated Rate	Simulation Date
Home Equity Line of Credit (HELOC)	6.72%	1/27/26
30 Year Conventional Purchase	6.72%	1/27/26
30 Year Conventional Refi	6.72%	1/27/26
30 Year Cash-out Refi	9.47%	1/27/26
15 Year Conventional Purchase	6.00%	1/27/26
15 Year Conventional Refi	12.39%	1/27/26
15 Year Cash-out Refi	12.39%	1/27/26
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

Spring Eq Mortgage Calculator

Originations

9,365

Origination Dollar Volume (All Markets)

$1,008,755,000