Deseret First Credit Union Mortgage Rates, Fees & Info

West Valley City, UT

LEI: 254900FFZUXK3B729T97

Tax ID: 87-0229235

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Mortgage Data

Review & Overview

Deseret First Credit Union is a smaller credit union specializing in Refi and Cash Out Refi loans. Deseret First Credit Union has a high proportion of conventional loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Salt Lake City, Provo, Ogden, St. George, and Logan among others. We have data for 28 markets. (Some data included below & more in-depth data is available with an active subscription.)

Deseret First Credit Union has an average approval rate when compared to the average across all lenders. They have an average pick rate when compared to similar lenders. They typically have about average rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

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SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
Home Equity Line of Credit (HELOC) 6.27% 4/18/24
30 Year Conventional Purchase 6.56% 4/18/24
30 Year Conventional Refi 6.59% 4/18/24
30 Year Cash-out Refi 6.55% 4/18/24
15 Year Conventional Purchase 6.21% 4/18/24
15 Year Conventional Refi 6.07% 4/18/24
15 Year Cash-out Refi 6.07% 4/18/24
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

Deseret First Credit Union Mortgage Calculator






Your Estimates

Estimated Loan Payment: Update the calculator values and click calculate payment!

This is not an official calculator from Deseret First Credit Union. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

972

Origination Dollar Volume (All Markets)

$164,450,000

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
SALT LAKE CITY, UT (FHA|USDA|VA) 383 $66,175,000 $172,781 $0 4.29%
PROVO-OREM, UT (FHA|USDA|VA) 238 $39,770,000 $167,101 $0 4.39%
OGDEN-CLEARFIELD, UT (FHA|USDA|VA) 192 $34,330,000 $178,802 $0 4.01%
ST. GEORGE, UT (FHA|USDA|VA) 60 $9,360,000 $156,000 $0 4.48%
LOGAN, UT-ID (FHA|USDA|VA) 37 $4,955,000 $133,919 $0 4.16%
Heber, UT (FHA|USDA|VA) 16 $2,580,000 $161,250 $0 4.58%
Outside of Metro Areas 10 $1,610,000 $161,000 $0 3.31%
IDAHO FALLS, ID (FHA|USDA|VA) 6 $740,000 $123,333 $0 4.30%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 3 $645,000 $215,000 $0 3.65%
MODESTO, CA (FHA|USDA|VA) 1 $535,000 $535,000 $0 3.75%
BOISE CITY, ID (FHA|USDA|VA) 3 $485,000 $161,667 $0 4.71%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 1 $425,000 $425,000 $0 2.75%
Blackfoot, ID (FHA|USDA|VA) 2 $400,000 $200,000 $0 2.94%
POCATELLO, ID (FHA|USDA|VA) 2 $330,000 $165,000 $0 3.19%
TWIN FALLS, ID (FHA|USDA|VA) 1 $265,000 $265,000 $0 3.63%
ALBUQUERQUE, NM (FHA|USDA|VA) 2 $240,000 $120,000 $0 3.79%
Evanston, WY (FHA|USDA|VA) 1 $225,000 $225,000 $0 4.73%
LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 1 $185,000 $185,000 $0 2.75%
Cedar City, UT (FHA|USDA|VA) 3 $175,000 $58,333 $0 5.98%
Price, UT (FHA|USDA|VA) 2 $170,000 $85,000 $0 4.10%
ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) 1 $155,000 $155,000 $0 3.63%
TUCSON, AZ (FHA|USDA|VA) 1 $155,000 $155,000 $0 2.25%
FARMINGTON, NM (FHA|USDA|VA) 1 $135,000 $135,000 $0 2.25%
Outside of Metro Areas 1 $125,000 $125,000 $0 3.95%
SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) 1 $105,000 $105,000 $0 3.13%
FORT COLLINS, CO (FHA|USDA|VA) 1 $85,000 $85,000 $0 4.75%
Vernal, UT (FHA|USDA|VA) 1 $55,000 $55,000 $0 7.07%
ST. LOUIS, MO-IL (FHA|USDA|VA) 1 $35,000 $35,000 $0 5.74%
Deseret First Credit Union's top markets include Salt Lake City, Provo, Ogden, St. George, and Logan among others.

Their top states include:
  • Utah (FHA|USDA|VA)
  • Idaho (FHA|USDA|VA)
  • Arizona (FHA|USDA|VA)
  • California (FHA|USDA|VA)
  • Pennsylvania (FHA|USDA|VA)
  • Similar Lenders

    We use machine learning to identify the top lenders compared against Deseret First Credit Union based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.

    WEBER STATE FEDERAL CREDIT UNION
    Similarity Rank: 329
    State Bank of Southern Utah
    Similarity Rank: 420
    Jordan Federal Credit Union
    Similarity Rank: 430
    BLUE BRICK FINANCIAL LLC
    Similarity Rank: 800
    ADVANTAGE PLUS
    Similarity Rank: 2010
    D. L. Evans Bank
    Similarity Rank: 2030
    HOMEAMERICAN MORTGAGE CORPORATION
    Similarity Rank: 2211
    PREMIA MORTGAGE, LLC
    Similarity Rank: 3339
    TRANSWEST CREDIT UNION
    Similarity Rank: 3480

    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 590 $129,960,000 $220,271 $0 3.83%
    HELOC 380 $33,800,000 $88,947 n/a 4.91%
    VA 1 $305,000 $305,000 $0 2.88%
    USDA 1 $385,000 $385,000 $0 2.75%

    For 2020, Deseret First Credit Union's most frequently originated type of loan was Conventional, with 590 originations. Their 2nd most popular type was HELOC, with 380 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Improvement 355 $30,085,000 $84,746 $0 4.92%
    Refi 239 $57,515,000 $240,649 $0 3.27%
    Cash Out Refi 171 $40,605,000 $237,456 $0 3.59%
    Other 105 $8,545,000 $81,381 $0 5.37%
    Home Purchase 102 $27,700,000 $271,569 $0 4.17%

    For 2020, Deseret First Credit Union's most frequently cited loan purpose was Home Improvement, with 355 originations. The 2nd most popular reason was Refi, with 239 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    10 Year 445 $38,965,000 $87,562 $0 4.94%
    30 Year 315 $90,465,000 $287,190 $0 3.52%
    15 Year 168 $27,280,000 $162,381 $0 4.01%
    20 Year 27 $5,455,000 $202,037 $0 3.28%
    5 Year 9 $435,000 $48,333 $0 4.47%
    Other 8 $1,850,000 $231,250 $0 3.32%

    For 2020, Deseret First Credit Union's most frequently cited loan duration was 10 Year, with 445 originations. The 2nd most popular length was 30 Year, with 315 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $<1k 305 $53,725,000 $176,148
    $2k-3k 97 $21,765,000 $224,381
    $1k-2k 67 $12,515,000 $186,791
    $3k-4k 60 $17,190,000 $286,500
    $5k+ 28 $13,660,000 $487,857
    $4k-5k 25 $9,925,000 $397,000

    Deseret First Credit Union's average total fees were $0, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 305 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    3-4% 396 $82,630,000 $208,662
    4-5% 169 $16,305,000 $96,479
    5-6% 140 $13,680,000 $97,714
    2.5-3% 125 $34,365,000 $274,920
    6-7% 70 $6,510,000 $93,000
    <2.5% 47 $9,175,000 $195,213
    7-8% 18 $1,290,000 $71,667
    Over 8% 5 $295,000 $59,000

    During 2020, Deseret First Credit Union's average interest rate for loans was 3.52%, while their most frequently originated rate bucket for loans was 3-4%, with 396 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $100,000 or less 382 $21,370,000 $55,942 $0 5.04%
    $100k-200k 266 $36,870,000 $138,609 $0 4.10%
    $200k-400k 256 $71,980,000 $281,172 $0 3.45%
    $400k-600k 56 $26,320,000 $470,000 $0 3.50%
    $600k-1MM 12 $7,910,000 $659,167 $0 3.41%

    2020 saw Deseret First Credit Union place emphasis on $100,000 or less loans with 382 originations, totaling $21,370,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $100k-150k 292 $53,090,000 $181,815 $0 4.25%
    $75k-100k 209 $30,905,000 $147,871 $0 4.24%
    $50k-75k 196 $29,990,000 $153,010 $0 3.96%
    $150k-250k 143 $27,575,000 $192,832 $0 4.71%
    $50k or less 79 $10,455,000 $132,342 $0 3.93%
    $250k+ 53 $12,435,000 $234,623 $0 4.68%

    Deseret First Credit Union lent most frequently to those with incomes in the $100k-150k range, with 292 originations. The second most popular income band? $75k-100k, with 209 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% 273 $48,715,000 $178,443 $0 4.03%
    30-36% 180 $32,210,000 $178,944 $0 4.25%
    <20% 131 $19,655,000 $150,038 $0 3.77%
    41% 45 $7,815,000 $173,667 $0 4.55%
    50-60% 41 $6,025,000 $146,951 $0 5.34%
    42% 39 $6,515,000 $167,051 $0 4.38%
    43% 33 $5,395,000 $163,485 $0 4.13%
    39% 32 $5,960,000 $186,250 $0 4.17%
    38% 31 $4,685,000 $151,129 $0 4.78%
    36% 29 $4,655,000 $160,517 $0 4.67%
    44% 29 $7,185,000 $247,759 $0 4.26%
    40% 28 $4,190,000 $149,643 $0 4.58%
    37% 24 $3,690,000 $153,750 $0 4.09%
    45% 13 $1,455,000 $111,923 $0 5.52%
    >60% 9 $1,875,000 $208,333 $0 4.51%
    46% 7 $835,000 $119,286 $0 5.28%
    48% 6 $410,000 $68,333 $0 5.45%
    47% 5 $845,000 $169,000 $0 4.65%
    49% 4 $870,000 $217,500 $0 4.15%

    Deseret First Credit Union lent most frequently to those with DTI ratios of 20-30%, with 273 originations. The next most common DTI ratio? 30-36%, with 180 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 905 $152,835,000 $168,878 $0 4.26%
    Not provided 35 $3,895,000 $111,286 $0 4.50%
    Native Hawaiian or Islander 13 $3,325,000 $255,769 $0 3.87%
    Black 12 $2,300,000 $191,667 $0 4.23%
    Asian 5 $1,615,000 $323,000 $0 3.38%
    American Indian 1 $455,000 $455,000 $0 2.63%
    Not applicable 1 $25,000 $25,000 $0 5.70%

    Approval Rates

    Total approvals of all applications
    87.58%

    Deseret First Credit Union has an average approval rate.

    Pick Rate

    Approvals leading to origination
    94.86%

    Deseret First Credit Union has an average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    0.0 1 $165,000 $165,000
    1009.0 1 $145,000 $145,000
    10107.5 1 $425,000 $425,000
    1011.0 2 $380,000 $190,000
    1018.0 1 $105,000 $105,000
    1029.0 1 $175,000 $175,000
    1035.0 1 $85,000 $85,000
    1049.0 2 $380,000 $190,000
    1059.0 1 $175,000 $175,000
    1065.0 1 $155,000 $155,000
    1069.0 1 $165,000 $165,000
    1085.0 1 $105,000 $105,000
    1090.0 1 $275,000 $275,000
    10957.6 1 $305,000 $305,000
    10989.0 1 $455,000 $455,000
    1100.0 1 $85,000 $85,000
    1135.0 1 $125,000 $125,000
    1155.0 1 $75,000 $75,000
    1161.0 1 $225,000 $225,000
    1170.0 1 $205,000 $205,000
    1194.0 1 $325,000 $325,000
    1219.0 1 $195,000 $195,000
    1258.0 1 $75,000 $75,000
    1295.57 1 $85,000 $85,000
    1348.0 1 $115,000 $115,000
    1377.0 1 $35,000 $35,000
    1423.0 1 $35,000 $35,000
    1457.0 1 $335,000 $335,000
    1499.0 1 $155,000 $155,000
    1503.14 1 $45,000 $45,000
    1512.0 1 $285,000 $285,000
    15304.18 1 $305,000 $305,000
    1535.0 1 $85,000 $85,000
    1547.0 1 $275,000 $275,000
    1559.0 1 $175,000 $175,000
    1561.0 1 $305,000 $305,000
    1570.0 1 $135,000 $135,000
    1586.0 1 $285,000 $285,000
    160.0 1 $55,000 $55,000
    1602.0 1 $55,000 $55,000
    1619.0 1 $195,000 $195,000
    1652.0 1 $195,000 $195,000
    1682.0 1 $55,000 $55,000
    1687.0 1 $65,000 $65,000
    1692.0 1 $225,000 $225,000
    1729.0 1 $365,000 $365,000
    1736.0 1 $85,000 $85,000
    1740.0 1 $225,000 $225,000
    1742.0 1 $55,000 $55,000
    1744.0 1 $135,000 $135,000
    1748.0 1 $265,000 $265,000
    1764.0 1 $255,000 $255,000
    1772.0 1 $275,000 $275,000
    1775.0 1 $135,000 $135,000
    1783.0 1 $275,000 $275,000
    1788.0 1 $115,000 $115,000
    1789.0 1 $85,000 $85,000
    1798.0 2 $210,000 $105,000
    1800.0 1 $245,000 $245,000
    1802.0 1 $405,000 $405,000
    1812.0 1 $275,000 $275,000
    1818.0 1 $355,000 $355,000
    1828.0 1 $115,000 $115,000
    1845.0 1 $305,000 $305,000
    185.0 263 $15,735,000 $59,829
    1853.0 1 $85,000 $85,000
    1859.5 1 $115,000 $115,000
    1873.0 1 $135,000 $135,000
    1889.0 1 $135,000 $135,000
    1892.0 1 $285,000 $285,000
    1901.0 1 $295,000 $295,000
    1921.7 1 $145,000 $145,000
    1931.74 1 $165,000 $165,000
    1949.0 1 $155,000 $155,000
    1950.8 1 $155,000 $155,000
    1957.0 1 $335,000 $335,000
    1965.0 1 $355,000 $355,000
    1978.0 1 $75,000 $75,000
    1986.0 1 $85,000 $85,000
    1989.0 1 $155,000 $155,000
    1996.0 1 $405,000 $405,000
    200.0 1 $35,000 $35,000
    2004.0 1 $185,000 $185,000
    2005.0 1 $365,000 $365,000
    2016.0 1 $405,000 $405,000
    2049.0 1 $185,000 $185,000
    205.0 1 $55,000 $55,000
    2069.0 1 $195,000 $195,000
    2091.0 1 $105,000 $105,000
    210.0 1 $115,000 $115,000
    2110.0 1 $245,000 $245,000
    2126.0 1 $235,000 $235,000
    2136.0 1 $115,000 $115,000
    2166.0 1 $455,000 $455,000
    21810.0 1 $725,000 $725,000
    2182.0 1 $65,000 $65,000
    220.0 6 $320,000 $53,333
    2209.66 1 $105,000 $105,000
    2212.0 1 $55,000 $55,000
    2218.0 1 $285,000 $285,000
    2258.0 1 $105,000 $105,000
    2271.0 2 $400,000 $200,000
    2293.0 1 $505,000 $505,000
    2294.0 1 $255,000 $255,000
    230.0 1 $55,000 $55,000
    2319.0 1 $485,000 $485,000
    2337.0 1 $115,000 $115,000
    235.0 19 $2,265,000 $119,211
    2351.0 1 $565,000 $565,000
    2361.5 1 $225,000 $225,000
    2389.0 1 $135,000 $135,000
    2399.0 1 $175,000 $175,000
    2405.0 1 $515,000 $515,000
    2443.5 1 $55,000 $55,000
    2453.0 1 $695,000 $695,000
    2459.0 1 $115,000 $115,000
    2478.53 1 $235,000 $235,000
    2479.0 1 $165,000 $165,000
    2485.5 1 $125,000 $125,000
    250.0 5 $155,000 $31,000
    2503.0 1 $75,000 $75,000
    2505.0 1 $175,000 $175,000
    2507.0 1 $165,000 $165,000
    2511.0 1 $675,000 $675,000
    2515.5 1 $135,000 $135,000
    2520.0 1 $225,000 $225,000
    2520.5 1 $265,000 $265,000
    2522.0 1 $205,000 $205,000
    2529.0 1 $265,000 $265,000
    2564.25 1 $205,000 $205,000
    2578.0 1 $215,000 $215,000
    2584.0 1 $145,000 $145,000
    2590.0 1 $155,000 $155,000
    2591.0 1 $575,000 $575,000
    2592.0 1 $395,000 $395,000
    2593.0 1 $215,000 $215,000
    2600.5 1 $95,000 $95,000
    2602.0 1 $225,000 $225,000
    2626.0 1 $235,000 $235,000
    2627.0 1 $135,000 $135,000
    2638.65 1 $165,000 $165,000
    2646.0 1 $85,000 $85,000
    265.0 7 $1,035,000 $147,857
    2659.8 1 $135,000 $135,000
    2664.0 1 $85,000 $85,000
    2673.0 1 $265,000 $265,000
    2674.0 1 $255,000 $255,000
    2679.0 1 $155,000 $155,000
    2698.0 1 $265,000 $265,000
    2703.5 1 $95,000 $95,000
    2709.0 1 $175,000 $175,000
    2717.0 1 $135,000 $135,000
    2737.0 1 $135,000 $135,000
    2738.0 2 $190,000 $95,000
    275.0 1 $15,000 $15,000
    2760.0 1 $195,000 $195,000
    2771.0 1 $295,000 $295,000
    2775.0 1 $245,000 $245,000
    2778.0 2 $510,000 $255,000
    2786.0 2 $630,000 $315,000
    2788.0 1 $95,000 $95,000
    2789.0 1 $145,000 $145,000
    2795.0 1 $285,000 $285,000
    2802.0 1 $105,000 $105,000
    2825.0 1 $115,000 $115,000
    2845.5 1 $345,000 $345,000
    2851.0 1 $295,000 $295,000
    2858.0 2 $450,000 $225,000
    2879.0 1 $175,000 $175,000
    2882.0 1 $105,000 $105,000
    2891.0 2 $510,000 $255,000
    2899.0 1 $165,000 $165,000
    2904.0 1 $215,000 $215,000
    2907.0 1 $285,000 $285,000
    2924.0 1 $165,000 $165,000
    2929.0 1 $165,000 $165,000
    2933.24 1 $205,000 $205,000
    2942.0 1 $225,000 $225,000
    295.0 12 $2,150,000 $179,167
    2952.0 1 $235,000 $235,000
    2955.0 2 $710,000 $355,000
    2968.8 1 $255,000 $255,000
    2976.0 1 $315,000 $315,000
    2979.0 1 $195,000 $195,000
    2995.0 1 $285,000 $285,000
    3004.0 1 $375,000 $375,000
    3010.55 1 $205,000 $205,000
    3016.5 1 $255,000 $255,000
    3020.0 1 $195,000 $195,000
    3032.0 1 $335,000 $335,000
    3034.0 1 $105,000 $105,000
    3042.0 1 $205,000 $205,000
    3052.0 1 $395,000 $395,000
    3060.0 1 $415,000 $415,000
    3080.0 1 $325,000 $325,000
    3082.45 1 $135,000 $135,000
    3089.0 1 $405,000 $405,000
    3092.0 1 $395,000 $395,000
    3092.7 1 $65,000 $65,000
    3094.0 1 $135,000 $135,000
    3097.0 1 $365,000 $365,000
    310.0 2 $110,000 $55,000
    3110.0 1 $245,000 $245,000
    3118.0 1 $205,000 $205,000
    3122.78 1 $85,000 $85,000
    3124.0 1 $125,000 $125,000
    3127.0 1 $365,000 $365,000
    3140.0 1 $205,000 $205,000
    3146.0 1 $145,000 $145,000
    3151.0 1 $385,000 $385,000
    3164.0 1 $265,000 $265,000
    3175.0 1 $145,000 $145,000
    3177.0 1 $395,000 $395,000
    3184.0 1 $505,000 $505,000
    3184.65 1 $235,000 $235,000
    3194.0 1 $385,000 $385,000
    3196.5 1 $225,000 $225,000
    3199.0 2 $270,000 $135,000
    3200.0 1 $345,000 $345,000
    3205.0 1 $355,000 $355,000
    3216.4 1 $305,000 $305,000
    3224.0 2 $390,000 $195,000
    3235.0 1 $505,000 $505,000
    3243.0 1 $435,000 $435,000
    3249.0 1 $135,000 $135,000
    3250.0 1 $605,000 $605,000
    3272.45 1 $215,000 $215,000
    3292.0 2 $830,000 $415,000
    3307.5 1 $175,000 $175,000
    331.0 1 $25,000 $25,000
    3311.36 1 $145,000 $145,000
    3316.5 1 $95,000 $95,000
    3327.01 1 $165,000 $165,000
    3345.0 1 $625,000 $625,000
    3346.06 1 $445,000 $445,000
    3362.75 1 $205,000 $205,000
    3363.2 1 $285,000 $285,000
    3370.0 1 $415,000 $415,000
    3384.0 1 $185,000 $185,000
    3404.0 1 $145,000 $145,000
    3410.0 1 $475,000 $475,000
    342.0 1 $65,000 $65,000
    3425.0 1 $225,000 $225,000
    3440.0 1 $115,000 $115,000
    3443.0 1 $125,000 $125,000
    3454.0 1 $155,000 $155,000
    3459.0 2 $310,000 $155,000
    3463.0 1 $215,000 $215,000
    3498.0 1 $755,000 $755,000
    350.0 5 $1,185,000 $237,000
    3509.0 2 $350,000 $175,000
    3511.0 1 $245,000 $245,000
    3535.0 1 $245,000 $245,000
    3554.0 1 $325,000 $325,000
    3567.0 1 $185,000 $185,000
    3574.0 1 $475,000 $475,000
    3575.2 1 $245,000 $245,000
    3603.0 1 $205,000 $205,000
    3608.0 1 $265,000 $265,000
    3620.0 1 $505,000 $505,000
    3632.75 1 $165,000 $165,000
    3658.5 1 $265,000 $265,000
    3659.0 1 $205,000 $205,000
    3663.17 1 $345,000 $345,000
    3704.0 1 $405,000 $405,000
    3706.84 1 $105,000 $105,000
    3724.21 1 $135,000 $135,000
    373.0 4 $280,000 $70,000
    3768.0 1 $235,000 $235,000
    3769.0 1 $175,000 $175,000
    3794.0 1 $185,000 $185,000
    3809.45 1 $85,000 $85,000
    3822.0 1 $205,000 $205,000
    3826.78 1 $235,000 $235,000
    3829.0 1 $145,000 $145,000
    3834.0 1 $175,000 $175,000
    3839.0 1 $185,000 $185,000
    3852.0 1 $115,000 $115,000
    3879.51 1 $315,000 $315,000
    3886.0 1 $375,000 $375,000
    3888.5 1 $235,000 $235,000
    3889.0 1 $255,000 $255,000
    3899.0 1 $185,000 $185,000
    3900.0 1 $255,000 $255,000
    3904.0 1 $265,000 $265,000
    3921.0 1 $535,000 $535,000
    3926.0 1 $155,000 $155,000
    3942.0 1 $145,000 $145,000
    3949.0 1 $185,000 $185,000
    3985.5 1 $215,000 $215,000
    3988.0 1 $195,000 $195,000
    3999.0 1 $145,000 $145,000
    4008.0 1 $215,000 $215,000
    4014.0 1 $205,000 $205,000
    4026.5 1 $185,000 $185,000
    4044.0 1 $155,000 $155,000
    4062.24 1 $195,000 $195,000
    4083.0 1 $215,000 $215,000
    4094.0 1 $145,000 $145,000
    4097.0 1 $275,000 $275,000
    4099.0 1 $175,000 $175,000
    4100.0 1 $215,000 $215,000
    4114.92 1 $295,000 $295,000
    4115.0 1 $235,000 $235,000
    4118.0 1 $205,000 $205,000
    4170.5 1 $325,000 $325,000
    4179.25 1 $215,000 $215,000
    4180.0 1 $165,000 $165,000
    4184.0 1 $205,000 $205,000
    4194.0 1 $215,000 $215,000
    4242.0 1 $245,000 $245,000
    4243.0 1 $205,000 $205,000
    4244.0 1 $205,000 $205,000
    4264.0 1 $245,000 $245,000
    4278.0 1 $225,000 $225,000
    4289.0 1 $175,000 $175,000
    429.0 1 $35,000 $35,000
    4294.55 1 $135,000 $135,000
    4313.75 1 $285,000 $285,000
    4313.97 1 $345,000 $345,000
    4317.0 1 $175,000 $175,000
    4318.0 1 $225,000 $225,000
    4324.0 1 $435,000 $435,000
    4328.0 1 $265,000 $265,000
    436.0 1 $95,000 $95,000
    4369.68 1 $195,000 $195,000
    4373.0 1 $175,000 $175,000
    4387.0 1 $355,000 $355,000
    4388.88 1 $495,000 $495,000
    4406.0 1 $325,000 $325,000
    4417.0 1 $345,000 $345,000
    4419.0 1 $325,000 $325,000
    4430.14 1 $365,000 $365,000
    4436.0 1 $225,000 $225,000
    4453.0 1 $165,000 $165,000
    4470.5 1 $305,000 $305,000
    4472.0 1 $205,000 $205,000
    4480.0 1 $305,000 $305,000
    4519.85 1 $295,000 $295,000
    4532.25 1 $195,000 $195,000
    4547.5 1 $185,000 $185,000
    4616.0 1 $345,000 $345,000
    4619.5 1 $305,000 $305,000
    468.0 6 $630,000 $105,000
    4700.0 1 $415,000 $415,000
    471.0 1 $85,000 $85,000
    4713.0 1 $185,000 $185,000
    4725.5 1 $265,000 $265,000
    4729.0 1 $265,000 $265,000
    4765.0 1 $255,000 $255,000
    4777.0 1 $365,000 $365,000
    485.0 1 $85,000 $85,000
    4870.0 1 $255,000 $255,000
    4877.0 1 $225,000 $225,000
    4883.2 1 $315,000 $315,000
    4891.0 1 $195,000 $195,000
    4961.0 1 $295,000 $295,000
    4975.5 1 $395,000 $395,000
    4983.5 1 $235,000 $235,000
    50.0 3 $195,000 $65,000
    503.0 1 $105,000 $105,000
    5030.0 1 $235,000 $235,000
    5044.0 1 $285,000 $285,000
    5066.38 1 $275,000 $275,000
    5080.56 1 $245,000 $245,000
    5090.66 1 $415,000 $415,000
    510.0 1 $25,000 $25,000
    512.0 1 $105,000 $105,000
    513.0 1 $105,000 $105,000
    5134.0 1 $185,000 $185,000
    515.0 1 $145,000 $145,000
    5182.38 1 $275,000 $275,000
    5200.0 1 $215,000 $215,000
    5226.0 1 $245,000 $245,000
    523.0 1 $685,000 $685,000
    5230.0 1 $245,000 $245,000
    5261.5 1 $315,000 $315,000
    5274.0 1 $255,000 $255,000
    5278.5 1 $275,000 $275,000
    5300.81 1 $275,000 $275,000
    5329.0 1 $245,000 $245,000
    5342.0 1 $275,000 $275,000
    5347.0 1 $265,000 $265,000
    5362.8 1 $295,000 $295,000
    5368.5 1 $245,000 $245,000
    5390.0 1 $305,000 $305,000
    5397.0 1 $335,000 $335,000
    5447.5 1 $305,000 $305,000
    5459.0 1 $255,000 $255,000
    5499.0 1 $345,000 $345,000
    5522.0 1 $275,000 $275,000
    5540.0 1 $325,000 $325,000
    5556.0 1 $355,000 $355,000
    558.0 1 $125,000 $125,000
    5584.0 1 $275,000 $275,000
    5605.5 1 $435,000 $435,000
    5606.0 1 $285,000 $285,000
    5607.0 2 $380,000 $190,000
    5626.0 1 $285,000 $285,000
    5640.0 1 $285,000 $285,000
    5645.0 1 $265,000 $265,000
    5646.0 1 $285,000 $285,000
    5670.0 1 $335,000 $335,000
    5684.0 1 $325,000 $325,000
    5698.5 1 $285,000 $285,000
    570.0 1 $125,000 $125,000
    5711.45 1 $95,000 $95,000
    5722.0 1 $365,000 $365,000
    5740.0 1 $345,000 $345,000
    5742.0 1 $275,000 $275,000
    5766.0 1 $605,000 $605,000
    5772.0 1 $295,000 $295,000
    5800.0 1 $355,000 $355,000
    5816.0 1 $295,000 $295,000
    5822.0 1 $305,000 $305,000
    5831.0 1 $225,000 $225,000
    5837.0 1 $355,000 $355,000
    5840.0 1 $305,000 $305,000
    5845.0 1 $305,000 $305,000
    5852.0 1 $445,000 $445,000
    5870.0 1 $295,000 $295,000
    5876.0 1 $225,000 $225,000
    5900.0 1 $365,000 $365,000
    593.0 1 $35,000 $35,000
    5979.0 1 $325,000 $325,000
    6060.0 1 $375,000 $375,000
    6101.0 1 $345,000 $345,000
    6115.0 1 $405,000 $405,000
    615.0 1 $125,000 $125,000
    6173.0 1 $325,000 $325,000
    6182.0 1 $325,000 $325,000
    6183.0 1 $325,000 $325,000
    619.0 1 $155,000 $155,000
    6217.0 1 $165,000 $165,000
    629.0 2 $80,000 $40,000
    6339.3 1 $275,000 $275,000
    6351.0 1 $345,000 $345,000
    6371.0 1 $345,000 $345,000
    6391.0 1 $355,000 $355,000
    6420.23 1 $255,000 $255,000
    6421.0 1 $345,000 $345,000
    6444.0 1 $415,000 $415,000
    6486.66 1 $315,000 $315,000
    649.0 1 $155,000 $155,000
    6490.92 1 $535,000 $535,000
    6515.0 1 $365,000 $365,000
    6525.0 1 $355,000 $355,000
    6531.0 1 $355,000 $355,000
    6564.24 1 $295,000 $295,000
    673.2 1 $75,000 $75,000
    6764.0 1 $385,000 $385,000
    6804.0 1 $375,000 $375,000
    6846.0 1 $355,000 $355,000
    685.0 5 $205,000 $41,000
    6863.8 1 $515,000 $515,000
    6904.5 1 $435,000 $435,000
    6939.0 1 $375,000 $375,000
    6967.0 1 $605,000 $605,000
    709.0 1 $175,000 $175,000
    710.0 1 $55,000 $55,000
    7118.0 1 $515,000 $515,000
    7154.0 1 $335,000 $335,000
    7186.0 1 $405,000 $405,000
    720.0 2 $160,000 $80,000
    723.0 1 $65,000 $65,000
    7230.0 1 $425,000 $425,000
    7280.0 1 $415,000 $415,000
    7314.0 1 $475,000 $475,000
    735.0 73 $4,885,000 $66,918
    7396.0 1 $195,000 $195,000
    740.0 1 $45,000 $45,000
    7430.0 1 $415,000 $415,000
    7432.0 1 $445,000 $445,000
    750.0 1 $115,000 $115,000
    755.0 1 $45,000 $45,000
    756.0 1 $75,000 $75,000
    763.0 1 $65,000 $65,000
    765.0 2 $300,000 $150,000
    769.0 2 $410,000 $205,000
    770.0 2 $170,000 $85,000
    7709.0 1 $315,000 $315,000
    7776.24 1 $445,000 $445,000
    780.0 2 $160,000 $80,000
    782.5 1 $125,000 $125,000
    7827.0 1 $455,000 $455,000
    7845.75 1 $225,000 $225,000
    785.0 8 $910,000 $113,750
    7868.4 1 $515,000 $515,000
    7885.0 1 $475,000 $475,000
    7920.0 1 $485,000 $485,000
    795.0 1 $75,000 $75,000
    7986.1 1 $225,000 $225,000
    815.0 6 $900,000 $150,000
    820.0 1 $25,000 $25,000
    8202.0 1 $485,000 $485,000
    8244.0 1 $505,000 $505,000
    830.0 1 $115,000 $115,000
    8333.0 1 $535,000 $535,000
    8406.0 1 $515,000 $515,000
    8434.0 1 $555,000 $555,000
    8446.0 1 $525,000 $525,000
    8465.0 1 $495,000 $495,000
    866.0 1 $235,000 $235,000
    8668.0 1 $515,000 $515,000
    878.0 1 $115,000 $115,000
    885.0 2 $120,000 $60,000
    8853.55 1 $545,000 $545,000
    890.0 7 $1,715,000 $245,000
    8942.0 1 $395,000 $395,000
    899.0 1 $135,000 $135,000
    900.0 1 $235,000 $235,000
    905.0 1 $55,000 $55,000
    906.0 1 $135,000 $135,000
    9348.0 1 $605,000 $605,000
    935.0 1 $175,000 $175,000
    939.0 1 $135,000 $135,000
    956.0 1 $125,000 $125,000
    9570.0 1 $605,000 $605,000
    959.0 1 $165,000 $165,000
    970.0 1 $65,000 $65,000
    979.0 1 $135,000 $135,000
    9867.5 1 $725,000 $725,000
    995.0 1 $85,000 $85,000
    999.0 1 $155,000 $155,000
    NA 10 $1,870,000 $187,000

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    Single Family (1-4 Units):Site-Built 972 $164,450,000 $169,187

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 212 $27,880,000 $131,509 $0 4.39%
    40-60% 140 $33,210,000 $237,214 $0 3.25%
    60-80% 194 $56,520,000 $291,340 $0 3.48%
    80-100% 77 $24,915,000 $323,571 $0 3.64%
    Over 100% 2 $1,020,000 $510,000 $0 3.50%
    Under 20% 347 $20,905,000 $60,245 $0 5.15%