Deseret First Credit Union Mortgage Rates, Fees & Info

West Valley City, UT

LEI: 254900FFZUXK3B729T97

Tax ID: 87-0229235

Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

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Mortgage Data

Review & Overview

Deseret First Credit Union is a smaller credit union specializing in Home Improvement and Home Purchase loans. Deseret First Credit Union has a high proportion of conventional loans. Their top markets by origination volume include: Salt Lake City, Provo, Ogden, St. George, and Logan among others. We have data for 74 markets. (Some data included below & more in-depth data is available with an active subscription.)

Deseret First Credit Union has an average approval rate when compared to the average across all lenders. They have an average pick rate when compared to similar lenders. Deseret First Credit Union is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

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SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
Home Equity Line of Credit (HELOC) 6.27% 11/21/24
30 Year Conventional Purchase 6.56% 11/21/24
30 Year Conventional Refi 6.59% 11/21/24
30 Year Cash-out Refi 6.55% 11/21/24
15 Year Conventional Purchase 6.21% 11/21/24
15 Year Conventional Refi 6.07% 11/21/24
15 Year Cash-out Refi 6.07% 11/21/24
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

Deseret First Credit Union Mortgage Calculator






Your Estimates

Estimated Loan Payment: Update the calculator values and click calculate payment!

This is not an official calculator from Deseret First Credit Union. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

1,386

Origination Dollar Volume (All Markets)

$242,630,000

Awards

Deseret First Credit Union 30 Year Conventional Loans bronze Deseret First Credit Union 30 Year Conventional Loans bronze
Show all (2) awards

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
SALT LAKE CITY, UT (FHA|USDA|VA) 501 $78,575,000 $156,836 $6,044 4.68%
PROVO-OREM, UT (FHA|USDA|VA) 332 $62,360,000 $187,831 $7,396 4.65%
OGDEN-CLEARFIELD, UT (FHA|USDA|VA) 226 $35,520,000 $157,168 $6,536 4.83%
ST. GEORGE, UT (FHA|USDA|VA) 92 $20,740,000 $225,435 $5,962 4.87%
LOGAN, UT-ID (FHA|USDA|VA) 76 $10,720,000 $141,053 $4,793 4.91%
Outside of Metro Areas 34 $5,080,000 $149,412 $5,816 4.79%
Heber, UT (FHA|USDA|VA) 16 $2,650,000 $165,625 $3,573 5.12%
BOISE CITY, ID (FHA|USDA|VA) 5 $2,355,000 $471,000 $8,281 4.80%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 8 $1,300,000 $162,500 $7,513 4.56%
LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 4 $1,200,000 $300,000 $6,591 4.39%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 2 $1,020,000 $510,000 $12,784 5.63%
IDAHO FALLS, ID (FHA|USDA|VA) 5 $935,000 $187,000 $4,199 3.90%
GRAND JUNCTION, CO (FHA|USDA|VA) 1 $925,000 $925,000 $10,515 3.88%
KENNEWICK-RICHLAND, WA (FHA|USDA|VA) 3 $815,000 $271,667 $6,569 3.63%
Show Low, AZ (FHA|USDA|VA) 1 $785,000 $785,000 $12,507 4.75%
HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 4 $780,000 $195,000 $6,879 6.18%
URBAN HONOLULU, HI (FHA|USDA|VA) 1 $745,000 $745,000 $13,718 3.88%
POCATELLO, ID (FHA|USDA|VA) 2 $740,000 $370,000 $6,640 5.68%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 2 $740,000 $370,000 $9,366 3.44%
SAVANNAH, GA (FHA|USDA|VA) 1 $635,000 $635,000 $11,261 5.50%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 2 $610,000 $305,000 $6,531 3.75%
Rexburg, ID (FHA|USDA|VA) 3 $585,000 $195,000 $4,624 4.75%
Burley, ID (FHA|USDA|VA) 2 $560,000 $280,000 $6,299 4.93%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 1 $545,000 $545,000 $11,483 3.49%
Moses Lake, WA (FHA|USDA|VA) 1 $535,000 $535,000 $8,912 3.88%
Rock Springs, WY (FHA|USDA|VA) 2 $530,000 $265,000 $4,649 5.12%
VALLEJO, CA (FHA|USDA|VA) 1 $495,000 $495,000 $10,340 3.88%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 1 $475,000 $475,000 $9,269 3.99%
FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) 1 $465,000 $465,000 $8,095 4.99%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 2 $460,000 $230,000 $8,076 5.56%
Cedar City, UT (FHA|USDA|VA) 5 $435,000 $87,000 $4,424 5.36%
RENO, NV (FHA|USDA|VA) 1 $415,000 $415,000 $7,856 4.13%
COLUMBIA, SC (FHA|USDA|VA) 2 $390,000 $195,000 $5,637 4.50%
ALBUQUERQUE, NM (FHA|USDA|VA) 1 $345,000 $345,000 $0 8.25%
SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 2 $320,000 $160,000 $3,767 3.63%
PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 1 $305,000 $305,000 $7,775 5.38%
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 1 $305,000 $305,000 $8,660 3.25%
CANTON-MASSILLON, OH (FHA|USDA|VA) 1 $295,000 $295,000 $6,774 3.25%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 1 $285,000 $285,000 $5,708 4.88%
RALEIGH-CARY, NC (FHA|USDA|VA) 1 $255,000 $255,000 $5,718 3.88%
Clovis, NM (FHA|USDA|VA) 1 $245,000 $245,000 $2,803 3.38%
WICHITA, KS (FHA|USDA|VA) 1 $245,000 $245,000 $5,055 4.38%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 1 $245,000 $245,000 $5,235 3.75%
ANCHORAGE, AK (FHA|USDA|VA) 1 $245,000 $245,000 $5,341 4.88%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 2 $240,000 $120,000 $2,924 3.62%
Jackson, WY-ID (FHA|USDA|VA) 1 $235,000 $235,000 $0 4.50%
Blackfoot, ID (FHA|USDA|VA) 2 $230,000 $115,000 $0 3.50%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 1 $225,000 $225,000 $5,913 3.88%
GAINESVILLE, GA (FHA|USDA|VA) 1 $225,000 $225,000 $5,896 5.50%
GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 1 $215,000 $215,000 $6,006 5.50%
SPRINGFIELD, MO (FHA|USDA|VA) 1 $205,000 $205,000 $4,760 6.38%
FRESNO, CA (FHA|USDA|VA) 1 $205,000 $205,000 $5,088 3.88%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 1 $205,000 $205,000 $0 4.25%
CORPUS CHRISTI, TX (FHA|USDA|VA) 1 $205,000 $205,000 $10,046 5.99%
OCALA, FL (FHA|USDA|VA) 1 $205,000 $205,000 $4,797 4.25%
KANSAS CITY, MO-KS (FHA|USDA|VA) 1 $195,000 $195,000 $6,152 8.13%
KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) 1 $185,000 $185,000 $7,278 5.63%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 1 $175,000 $175,000 $4,028 2.49%
LOUISVILLE, KY (FHA|USDA|VA) 1 $165,000 $165,000 $4,053 4.99%
Evanston, WY (FHA|USDA|VA) 1 $165,000 $165,000 $3,924 5.50%
COLUMBUS, IN (FHA|USDA|VA) 1 $155,000 $155,000 $3,852 6.50%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 1 $155,000 $155,000 $5,968 3.88%
GREAT FALLS, MT (FHA|USDA|VA) 1 $155,000 $155,000 $4,501 4.88%
Winona, MN (FHA|USDA|VA) 1 $105,000 $105,000 $4,148 6.88%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 1 $105,000 $105,000 $3,206 3.99%
Price, UT (FHA|USDA|VA) 2 $100,000 $50,000 $0 4.75%
REDDING, CA (FHA|USDA|VA) 1 $65,000 $65,000 $0 5.25%
APPLETON, WI (FHA|USDA|VA) 1 $65,000 $65,000 $0 3.25%
Elko, NV (FHA|USDA|VA) 2 $60,000 $30,000 $0 5.37%
Truckee-Grass Valley, CA (FHA|USDA|VA) 1 $55,000 $55,000 $0 4.50%
Vernal, UT (FHA|USDA|VA) 1 $35,000 $35,000 $0 3.74%
VISALIA, CA (FHA|USDA|VA) 1 $35,000 $35,000 $0 6.00%
BAKERSFIELD, CA (FHA|USDA|VA) 1 $25,000 $25,000 $0 3.50%
Fallon, NV (FHA|USDA|VA) 1 $25,000 $25,000 $0 7.00%
Deseret First Credit Union's top markets include Salt Lake City, Provo, Ogden, St. George, and Logan among others.

Their top states include:
  • Utah (FHA|USDA|VA)
  • Idaho (FHA|USDA|VA)
  • Florida (FHA|USDA|VA)
  • Arizona (FHA|USDA|VA)
  • Colorado (FHA|USDA|VA)
  • Similar Lenders

    We use machine learning to identify the top lenders compared against Deseret First Credit Union based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.

    WEBER STATE FEDERAL CREDIT UNION
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    Utah Power
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    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    HELOC 824 $115,230,000 $139,842 n/a 4.58%
    Conventional 562 $127,400,000 $226,690 $6,438 4.95%

    For 2022, Deseret First Credit Union's most frequently originated type of loan was HELOC, with 824 originations. Their 2nd most popular type was Conventional, with 562 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Improvement 770 $106,590,000 $138,429 $0 4.63%
    Other 281 $29,375,000 $104,537 $0 5.17%
    Home Purchase 185 $66,435,000 $359,108 $7,355 4.80%
    Cash Out Refi 111 $32,205,000 $290,135 $5,405 4.41%
    Refi 39 $8,025,000 $205,769 $4,414 4.21%

    For 2022, Deseret First Credit Union's most frequently cited loan purpose was Home Improvement, with 770 originations. The 2nd most popular reason was Other, with 281 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    20 Year 789 $111,075,000 $140,779 $4,643 4.62%
    30 Year 314 $102,500,000 $326,433 $6,750 4.81%
    10 Year 194 $17,800,000 $91,753 $3,543 4.77%
    15 Year 74 $10,050,000 $135,811 $4,395 5.47%
    5 Year 15 $1,205,000 $80,333 $0 4.73%

    For 2022, Deseret First Credit Union's most frequently cited loan duration was 20 Year, with 789 originations. The 2nd most popular length was 30 Year, with 314 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $<1k 291 $35,635,000 $122,457
    $5k+ 86 $44,160,000 $513,488
    $4k-5k 56 $19,840,000 $354,286
    $3k-4k 55 $14,345,000 $260,818
    $2k-3k 46 $10,000,000 $217,391
    $1k-2k 26 $3,350,000 $128,846

    Deseret First Credit Union's average total fees were $6,750, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 291 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    3-4% 575 $100,065,000 $174,026
    4-5% 366 $70,800,000 $193,443
    5-6% 187 $32,485,000 $173,717
    6-7% 134 $23,350,000 $174,254
    7-8% 69 $8,435,000 $122,246
    Over 8% 33 $3,915,000 $118,636
    2.5-3% 19 $3,105,000 $163,421
    <2.5% 3 $475,000 $158,333

    During 2022, Deseret First Credit Union's average interest rate for loans was 4.81%, while their most frequently originated rate bucket for loans was 3-4%, with 575 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $100,000 or less 505 $28,465,000 $56,366 $2,754 4.91%
    $100k-200k 438 $58,730,000 $134,087 $4,245 4.66%
    $200k-400k 326 $88,900,000 $272,699 $6,077 4.63%
    $400k-600k 75 $36,045,000 $480,600 $8,149 4.53%
    $600k-1MM 38 $26,050,000 $685,526 $9,989 4.36%
    $1MM+ 4 $4,440,000 $1,110,000 $16,471 5.56%

    2022 saw Deseret First Credit Union place emphasis on $100,000 or less loans with 505 originations, totaling $28,465,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $100k-150k 482 $74,160,000 $153,859 $6,716 4.64%
    $150k-250k 308 $64,240,000 $208,571 $7,392 4.79%
    $75k-100k 241 $33,785,000 $140,187 $6,172 4.71%
    $50k-75k 162 $22,630,000 $139,691 $5,574 4.82%
    $250k+ 127 $40,865,000 $321,772 $9,573 4.85%
    $50k or less 66 $6,950,000 $105,303 $3,558 4.74%

    Deseret First Credit Union lent most frequently to those with incomes in the $100k-150k range, with 482 originations. The second most popular income band? $150k-250k, with 308 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% 349 $55,285,000 $158,410 $6,681 4.68%
    30-36% 308 $52,680,000 $171,039 $5,876 4.59%
    <20% 144 $25,390,000 $176,319 $5,491 4.60%
    38% 66 $10,130,000 $153,485 $6,179 4.91%
    36% 63 $11,775,000 $186,905 $6,036 4.81%
    43% 61 $11,575,000 $189,754 $8,531 5.31%
    40% 60 $10,120,000 $168,667 $8,002 4.93%
    42% 57 $11,355,000 $199,211 $6,985 4.57%
    44% 57 $10,885,000 $190,965 $7,256 4.98%
    41% 54 $9,500,000 $175,926 $6,920 5.04%
    37% 52 $8,420,000 $161,923 $7,176 4.89%
    39% 51 $10,235,000 $200,686 $5,928 4.56%
    45% 23 $4,165,000 $181,087 $6,133 4.74%
    46% 15 $3,245,000 $216,333 $6,306 4.86%
    48% 6 $1,550,000 $258,333 $4,808 4.66%
    50-60% 6 $2,070,000 $345,000 $7,948 5.21%
    >60% 6 $1,320,000 $220,000 $4,765 3.46%
    49% 5 $2,025,000 $405,000 $7,465 4.40%
    47% 3 $905,000 $301,667 $7,274 4.71%

    Deseret First Credit Union lent most frequently to those with DTI ratios of 20-30%, with 349 originations. The next most common DTI ratio? 30-36%, with 308 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 1,160 $205,860,000 $177,466 $6,461 4.70%
    Not provided 187 $28,995,000 $155,053 $5,406 4.87%
    Native Hawaiian or Islander 16 $4,090,000 $255,625 $8,276 5.34%
    Black 11 $1,925,000 $175,000 $6,137 4.57%
    American Indian 5 $755,000 $151,000 $0 4.50%
    Not applicable 2 $490,000 $245,000 $4,424 5.06%
    Asian 4 $330,000 $82,500 $0 4.06%
    Chinese 1 $185,000 $185,000 $7,278 5.63%

    Approval Rates

    Total approvals of all applications
    89.16%

    Deseret First Credit Union has an average approval rate.

    Pick Rate

    Approvals leading to origination
    94.01%

    Deseret First Credit Union has an average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    0.0 1 $95,000 $95,000
    1009.75 1 $105,000 $105,000
    1011.0 4 $1,220,000 $305,000
    1017.0 1 $275,000 $275,000
    1021.0 1 $55,000 $55,000
    1025.0 16 $1,130,000 $70,625
    1035.0 1 $255,000 $255,000
    1040.0 5 $295,000 $59,000
    1044.0 1 $315,000 $315,000
    1045.0 7 $375,000 $53,571
    1056.0 1 $335,000 $335,000
    1059.0 1 $315,000 $315,000
    1060.0 5 $275,000 $55,000
    1070.0 39 $3,015,000 $77,308
    1082.0 1 $55,000 $55,000
    1085.0 8 $570,000 $71,250
    1090.0 1 $315,000 $315,000
    1114.0 1 $315,000 $315,000
    1117.0 2 $1,250,000 $625,000
    1120.0 4 $530,000 $132,500
    1125.0 4 $590,000 $147,500
    1131.0 2 $710,000 $355,000
    1150.0 9 $1,355,000 $150,556
    1155.0 1 $355,000 $355,000
    1156.0 1 $355,000 $355,000
    1161.0 1 $305,000 $305,000
    1165.0 3 $455,000 $151,667
    1179.0 1 $365,000 $365,000
    1180.0 6 $1,100,000 $183,333
    1204.0 1 $385,000 $385,000
    1210.0 1 $245,000 $245,000
    1235.0 5 $1,155,000 $231,000
    1247.0 1 $365,000 $365,000
    1250.0 1 $255,000 $255,000
    1252.0 1 $405,000 $405,000
    1254.0 1 $385,000 $385,000
    1263.0 1 $155,000 $155,000
    1283.75 1 $235,000 $235,000
    1310.0 1 $175,000 $175,000
    1325.0 2 $610,000 $305,000
    1355.0 1 $415,000 $415,000
    1372.0 2 $910,000 $455,000
    1375.0 6 $530,000 $88,333
    1390.0 1 $35,000 $35,000
    1395.0 3 $325,000 $108,333
    1403.0 1 $445,000 $445,000
    1410.0 1 $45,000 $45,000
    1420.0 13 $1,175,000 $90,385
    1435.0 2 $170,000 $85,000
    1445.0 2 $960,000 $480,000
    1454.25 1 $105,000 $105,000
    1455.0 1 $185,000 $185,000
    1470.0 2 $240,000 $120,000
    1493.0 6 $2,990,000 $498,333
    1500.0 9 $1,495,000 $166,111
    1505.0 3 $715,000 $238,333
    1506.0 1 $495,000 $495,000
    1515.0 1 $345,000 $345,000
    1518.0 1 $505,000 $505,000
    1530.0 10 $1,880,000 $188,000
    1540.0 1 $255,000 $255,000
    1541.0 1 $535,000 $535,000
    1545.0 2 $400,000 $200,000
    1548.0 1 $505,000 $505,000
    1553.0 2 $1,110,000 $555,000
    1560.0 1 $275,000 $275,000
    1575.0 2 $560,000 $280,000
    1578.0 1 $555,000 $555,000
    1585.0 5 $1,085,000 $217,000
    160.0 14 $1,080,000 $77,143
    1600.0 1 $255,000 $255,000
    1614.0 1 $605,000 $605,000
    1647.0 1 $455,000 $455,000
    1650.0 1 $625,000 $625,000
    1653.0 1 $605,000 $605,000
    1674.0 2 $1,310,000 $655,000
    1800.0 1 $135,000 $135,000
    185.0 401 $27,325,000 $68,142
    1953.0 1 $315,000 $315,000
    200.0 1 $165,000 $165,000
    2096.0 2 $2,010,000 $1,005,000
    210.0 3 $395,000 $131,667
    2110.0 1 $45,000 $45,000
    212.0 2 $60,000 $30,000
    2149.0 1 $615,000 $615,000
    215.0 1 $105,000 $105,000
    2182.0 2 $570,000 $285,000
    2188.25 1 $345,000 $345,000
    2197.0 1 $265,000 $265,000
    220.0 1 $45,000 $45,000
    2255.0 2 $610,000 $305,000
    230.0 1 $25,000 $25,000
    2303.0 1 $315,000 $315,000
    235.0 44 $5,280,000 $120,000
    2368.0 1 $325,000 $325,000
    240.0 89 $5,955,000 $66,910
    2405.0 1 $65,000 $65,000
    2416.0 1 $455,000 $455,000
    2449.0 1 $385,000 $385,000
    250.0 2 $40,000 $20,000
    2514.25 1 $305,000 $305,000
    265.0 47 $6,995,000 $148,830
    2659.0 1 $455,000 $455,000
    2665.0 1 $145,000 $145,000
    2683.0 1 $465,000 $465,000
    270.0 6 $840,000 $140,000
    2766.0 1 $585,000 $585,000
    279.0 1 $35,000 $35,000
    2852.0 1 $135,000 $135,000
    2863.0 1 $605,000 $605,000
    2884.0 1 $805,000 $805,000
    290.0 8 $1,040,000 $130,000
    295.0 62 $11,760,000 $189,677
    300.0 1 $25,000 $25,000
    3040.0 1 $185,000 $185,000
    310.0 1 $45,000 $45,000
    3142.08 1 $215,000 $215,000
    320.0 7 $1,015,000 $145,000
    325.0 4 $950,000 $237,500
    3373.14 1 $225,000 $225,000
    350.0 58 $13,550,000 $233,621
    3620.0 1 $185,000 $185,000
    373.0 1 $65,000 $65,000
    374.75 1 $305,000 $305,000
    3759.0 1 $205,000 $205,000
    3925.0 1 $295,000 $295,000
    405.0 5 $1,245,000 $249,000
    4102.5 1 $275,000 $275,000
    4205.0 1 $295,000 $295,000
    428.0 1 $75,000 $75,000
    438.0 1 $75,000 $75,000
    452.55 1 $255,000 $255,000
    466.0 1 $155,000 $155,000
    468.0 9 $935,000 $103,889
    470.0 1 $225,000 $225,000
    4700.0 1 $375,000 $375,000
    4716.0 1 $335,000 $335,000
    474.0 1 $105,000 $105,000
    490.0 1 $65,000 $65,000
    493.0 1 $75,000 $75,000
    513.0 1 $105,000 $105,000
    523.0 1 $105,000 $105,000
    528.0 2 $250,000 $125,000
    543.0 1 $105,000 $105,000
    5525.0 1 $375,000 $375,000
    555.0 1 $155,000 $155,000
    562.0 1 $55,000 $55,000
    566.0 1 $125,000 $125,000
    575.0 1 $55,000 $55,000
    583.0 1 $125,000 $125,000
    600.0 1 $65,000 $65,000
    619.0 5 $775,000 $155,000
    633.0 1 $25,000 $25,000
    649.0 1 $105,000 $105,000
    649.75 1 $125,000 $125,000
    668.0 1 $135,000 $135,000
    674.0 1 $155,000 $155,000
    675.0 1 $205,000 $205,000
    696.0 1 $45,000 $45,000
    709.0 1 $55,000 $55,000
    735.0 1 $55,000 $55,000
    747.0 1 $75,000 $75,000
    754.0 1 $65,000 $65,000
    7660.0 1 $575,000 $575,000
    769.0 4 $820,000 $205,000
    784.0 1 $205,000 $205,000
    815.0 1 $135,000 $135,000
    824.0 1 $205,000 $205,000
    840.0 2 $280,000 $140,000
    850.0 1 $95,000 $95,000
    866.0 1 $235,000 $235,000
    890.0 7 $1,785,000 $255,000
    930.0 1 $45,000 $45,000
    948.0 1 $265,000 $265,000
    954.0 1 $105,000 $105,000
    960.0 1 $125,000 $125,000
    965.0 2 $410,000 $205,000
    980.0 4 $1,110,000 $277,500
    986.0 1 $285,000 $285,000
    NA 280 $95,600,000 $341,429

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    1,386 $242,630,000 $175,058

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 435 $83,135,000 $191,115 $4,630 4.61%
    40-60% 111 $34,795,000 $313,468 $5,519 4.48%
    60-80% 120 $46,020,000 $383,500 $7,351 4.60%
    80-100% 69 $29,175,000 $422,826 $7,645 4.90%
    Under 20% 650 $49,470,000 $76,108 $3,023 4.86%