LEWISTON Mortgage Rates & Closing Costs

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    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Lewiston averaged 6.83% for the week of 2023-03-16, compared to the national average of 6.6% for the same period.

    The average rate for the prior week (2023-03-09) was 6.86% and one month ago for the week of 2023-02-09, the average rate was 6.45%.

    Lewiston's average rate one year ago was 4.18%.

    For refis of the same type during the week of 2023-03-16, the average rate was 6.48%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2023-03-16 6.6%
    Lewiston 30 Year Fixed Rate 2023-03-16 6.83%
    Lewiston 30 Year Fixed Rate Refi 2023-03-16 6.48%
    Lewiston 15 Year Fixed Rate 2023-03-16 5.87%
    Lewiston 15 Year Fixed Rate Refi 2023-03-16 6.1%
    Lewiston 30 Year FHA 2023-03-16 6.81%
    Lewiston 30 Year FHA Refi 2023-03-16 6.58%
    Lewiston 30 Year USDA 2023-03-16 6.53%
    Lewiston 30 Year USDA Refi 2023-03-16 6.64%
    Lewiston 30 Year VA 2023-03-16 6.29%
    Lewiston 30 Year VA Refi 2023-03-16 6.03%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within LEWISTON, ID-WA.

    LEWISTON Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the LEWISTON, ID-WA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2021 Avg. 30yFix Rate 2021 Avg. Closing Costs
    Potlatch No. 1 Financial Credit Union 255 3.21% $3,851
    QUICKEN LOANS, LLC 123 3.08% $5,461
    CALIBER HOME LOANS, INC. 89 2.96% $4,710
    BAY EQUITY LLC 75 3.33% $5,211
    Wells Fargo Bank 72 3.17% $3,857
    SUMMIT FUNDING, INC. 69 3.30% $6,004
    HOMEBRIDGE FINANCIAL SERVICES, INC. 64 3.21% $4,803
    AMERICAN PACIFIC MORTGAGE CORPORATION 49 3.24% $4,460
    MANN FINANCIAL INC. 44 3.19% $5,690
    LOANDEPOT.COM, LLC 43 3.07% $4,923
    ON Q FINANCIAL, INC. 28 3.38% $5,181
    UNITED WHOLESALE MORTGAGE, LLC 27 2.95% $5,045
    U.S. Bank 27 3.22% $3,056
    Zions Bancorporation, N.A. 24 3.05% $4,397
    Umpqua Bank 19 3.20% $4,953
    AMERISAVE MORTGAGE CORPORATION 14 2.92% $5,265
    Banner Bank 14 3.07% $4,449
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 13 3.07% $4,870
    PENNYMAC LOAN SERVICES, LLC 12 3.21% $5,222
    BROKER SOLUTIONS, INC. 12 2.96% $5,034
    IDAHO CENTRAL 11 3.11% $5,928
    Columbia State Bank 9 3.32% $4,077
    Mr. Cooper ( Nationstar Mortgage ) 9 3.18% $6,394
    CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 9 3.10% $4,730
    Washington Trust Bank 9 3.22% $4,258
    BETTER MORTGAGE CORPORATION 8 2.95% $4,758
    S1L, Inc. 8 3.14% $4,771
    Waterstone Mortgage Corporation 6 3.25% $5,982
    Flagstar Bank, FSB 6 3.20% $3,722
    CHURCHILL MORTGAGE CORPORATION 5 3.33% $6,042
    MUTUAL OF OMAHA MORTGAGE, INC. 5 3.20% $3,648
    AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 5 3.23% $5,402
    FREEDOM MORTGAGE CORPORATION 4 3.09% $5,671
    PREMIER MORTGAGE RESOURCES, L.L.C. 4 3.16% $5,964
    Boeing Employees Credit Union 4 2.75% $3,628
    NEWREZ LLC 4 3.40% $3,869
    CMG MORTGAGE, INC. 4 2.81% $6,492
    GUILD MORTGAGE COMPANY 4 3.68% $5,843
    FINANCE OF AMERICA MORTGAGE LLC 4 3.27% $3,985
    LOANPAL, LLC 4 3.16% $5,943
    Glacier Bank 4 3.00% $6,218
    KELLER MORTGAGE, LLC 4 3.06% $3,268
    First Home Bank 4 2.78% $5,550
    HOMESIDE FINANCIAL, LLC 4 3.09% $3,498
    SPOKANE TEACHERS 4 2.91% $4,836
    NAVY FEDERAL CREDIT UNION 3 3.29% $5,083
    AMERICAN FINANCING CORPORATION 3 2.96% $1,988
    CELEBRITY HOME LOANS, LLC 3 3.83% $6,545
    HOME POINT FINANCIAL CORPORATION 3 3.25% $2,792
    HomeStreet Bank 3 2.96% $7,832
    NETWORK CAPITAL FUNDING CORPORATION 3 3.17% $2,798
    STEARNS LENDING, LLC 3 3.17% $5,568
    WASHINGTON STATE EMPLOYEES Credit Union 3 3.13% $2,763
    ZILLOW HOME LOANS, LLC 3 3.04% $5,073
    Bank of America 2 2.63% $2,665
    Wyndham Capital Mortgage, Inc. 2 3.13% $1,792
    Strong Home Mortgage, LLC 2 3.25% $2,838
    PRIMARY RESIDENTIAL MORTGAGE, INC. 2 2.93% $5,546
    Sunflower Bank 2 3.19% $4,087
    Paramount Residential Mortgage Group, Inc. 2 3.25% $4,520
    EVERGREEN MONEYSOURCE MORTGAGE COMPANY 2 3.18% $7,308
    CITYWIDE HOME LOANS, LLC 2 2.81% $5,910
    Arvest Bank 2 2.94% $4,283
    KeyBank 2 3.06% $5,962
    JPMorgan Chase Bank 2 3.18% $1,455
    Wallick & Volk, Inc. 2 3.44% $4,852
    Washington Federal Bank 2 3.44% $5,801
    ACADEMY MORTGAGE CORPORATION 2 3.31% $3,084
    AMERICAN FINANCIAL NETWORK, INC. 2 3.56% $10,042
    Watermark Capital, Inc. 2 2.50% $5,862
    FirstBank 2 2.87% $2,570
    GUARANTEED RATE, INC. 2 3.06% $4,619
    Carrington Mortgage Services, LLC 2 3.31% $5,466
    GENEVA FINANCIAL, LLC 2 3.31% $3,751
    Ally Bank 2 2.81% $6,755
    SOFI LENDING CORP. 2 3.13% $3,640
    PNC Bank 1 2.88% $4,687
    CANOPY MORTGAGE, LLC 1 2.88% $2,716
    BELEM SERVICING LLC 1 2.87% $7,581
    Prime Choice Funding Inc. 1 3.38% $8,650
    PRIMELENDING, A PLAINSCAPITAL COMPANY 1 2.75% $5,231
    Bank of Idaho 1 3.38% $4,059
    ROYAL UNITED MORTGAGE LLC 1 4.50% $6,577
    Bank of England 1 2.88% $6,597
    Sierra Pacific Mortgage Company, Inc. 1 3.38% $8,513
    SIRVA MORTGAGE, INC. 1 2.88% $1,220
    Axos Bank 1 3.25% $1,421
    SWBC MORTGAGE CORPORATION 1 3.38% $6,896
    The Federal Savings Bank 1 2.88% $4,172
    AXIA FINANCIAL, LLC 1 2.88% $4,073
    USAA Federal Savings Bank 1 2.75% $4,583
    AMERICAN INTERNET MORTGAGE, INC. 1 3.50% $2,905
    Great Southern Bank 1 3.14% $4,798
    GLOBAL 1 2.75% $4,836
    ADVANCIAL 1 3.13% $3,500
    First Internet Bank of Indiana 1 2.75% $3,002
    HORIZON 1 3.25% $8,538
    First Guaranty Mortgage Corporation 1 2.75% $2,896
    INTERCAP LENDING INC. 1 2.88% $3,173
    First Federal Savings Bank of Twin Falls 1 3.50% $5,931
    LAKEVIEW LOAN SERVICING, LLC 1 3.75% $3,402
    LENDUS, LLC 1 3.75% $4,229
    FIRST COLONY MORTGAGE CORPORATION 1 3.63% $4,121
    MORTGAGE SOLUTIONS OF COLORADO, LLC 1 3.13% $7,146
    MOUNTAIN AMERICA 1 3.38% $6,100
    MOVEMENT MORTGAGE, LLC 1 2.63% $3,979
    DIRECTORS MORTGAGE, INC. 1 3.00% $5,592
    CRESCENT MORTGAGE COMPANY 1 3.00% $6,342
    Nations Lending Corporation 1 2.63% $8,110
    1st Security Bank of Washington 1 3.13% $3,070
    Willamette Valley Bank 1 3.50% $7,568
    NFM, INC. 1 2.88% $7,800
    NMSI, INC. 1 5.13% $8,194
    NUMERICA CREDIT UNION 1 3.38% $2,717
    CAPSTONE DIRECT, INC. 1 3.13% $3,650
    PHH Mortgage Corporation 1 3.75% $5,192
    Platinum Home Mortgage Corporation 1 3.63% $4,849

    LEWISTON Average Closing Costs & Other Stats

    LEWISTON, ID-WA's 117 lenders originated 2,957 loans during 2021. The total origination value was $646,605,000, with an average loan value of $218,669.

    LEWISTON's average closing costs are $5,145.

    The top LEWISTON lender as defined by loan originations is Potlatch No. 1 Financial Credit Union, with 255 loans originated. Their average total fees are $3,851, which is $1,610 lower than the next largest lender, QUICKEN LOANS, LLC.

    The lowest fee LEWISTON lenders (with over 10 loans originated) are U.S. Bank ($3,056), Potlatch No. 1 Financial Credit Union ($3,851), Wells Fargo Bank ($3,857), Zions Bancorporation, N.A. ($4,397) and Banner Bank ($4,449).

    The lowest rate LEWISTON lenders (with over 10 loans originated) are AMERISAVE MORTGAGE CORPORATION (2.92%), UNITED WHOLESALE MORTGAGE, LLC (2.95%), BROKER SOLUTIONS, INC. (2.96%), CALIBER HOME LOANS, INC. (2.96%) and Zions Bancorporation, N.A. (3.05%).

    LEWISTON, ID-WA Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2020 Loan Value 2021 Loan Value % Change 2021 Market Share
    Potlatch No. 1 Financial Credit Union $167,705,000 $89,255,000 -46.8% 13.8%
    QUICKEN LOANS, LLC $37,280,000 $53,380,000 43.2% 8.3%
    SUMMIT FUNDING, INC. $23,335,000 $40,650,000 74.2% 6.3%
    CALIBER HOME LOANS, INC. $21,145,000 $36,065,000 70.6% 5.6%
    Wells Fargo Bank $24,540,000 $33,320,000 35.8% 5.2%
    BAY EQUITY LLC $20,130,000 $31,595,000 57.0% 4.9%
    HOMEBRIDGE FINANCIAL SERVICES, INC. $30,165,000 $29,875,000 -1.0% 4.6%
    MANN FINANCIAL INC. $34,720,000 $25,185,000 -27.5% 3.9%
    AMERICAN PACIFIC MORTGAGE CORPORATION $27,810,000 $24,625,000 -11.5% 3.8%
    FREEDOM MORTGAGE CORPORATION $19,370,000 $21,450,000 10.7% 3.3%
    U.S. Bank $15,195,000 $18,535,000 22.0% 2.9%
    LOANDEPOT.COM, LLC $9,940,000 $14,515,000 46.0% 2.2%
    UNITED WHOLESALE MORTGAGE, LLC $4,855,000 $11,880,000 144.7% 1.8%
    Umpqua Bank $5,715,000 $11,200,000 96.0% 1.7%
    Zions Bancorporation, N.A. $9,560,000 $11,165,000 16.8% 1.7%
    ON Q FINANCIAL, INC. $13,355,000 $10,540,000 -21.1% 1.6%
    PENNYMAC LOAN SERVICES, LLC $4,810,000 $8,830,000 83.6% 1.4%
    IDAHO CENTRAL $3,550,000 $7,690,000 116.6% 1.2%
    Banner Bank $7,065,000 $7,560,000 7.0% 1.2%
    Mr. Cooper ( Nationstar Mortgage ) $6,265,000 $7,170,000 14.4% 1.1%
    Mortgage Research Center, LLC $7,090,000 $6,770,000 -4.5% 1.0%
    AMERISAVE MORTGAGE CORPORATION $2,425,000 $5,445,000 124.5% 0.8%
    NEW DAY FINANCIAL, LLC $2,870,000 $5,440,000 89.5% 0.8%
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $2,395,000 $5,365,000 124.0% 0.8%
    Washington Trust Bank $7,375,000 $5,145,000 -30.2% 0.8%
    Columbia State Bank $7,535,000 $4,750,000 -37.0% 0.7%
    BETTER MORTGAGE CORPORATION $380,000 $4,050,000 965.8% 0.6%
    BROKER SOLUTIONS, INC. $1,595,000 $3,905,000 144.8% 0.6%
    First Interstate Bank $3,650,000 n/a 0.6%
    S1L, Inc. $300,000 $3,160,000 953.3% 0.5%
    CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $6,465,000 $3,015,000 -53.4% 0.5%
    NAVY FEDERAL CREDIT UNION $1,750,000 $2,700,000 54.3% 0.4%
    NEWREZ LLC $2,685,000 $2,650,000 -1.3% 0.4%
    Flagstar Bank, FSB $3,610,000 $2,615,000 -27.6% 0.4%
    VILLAGE CAPITAL & INVESTMENT LLC $2,250,000 $2,590,000 15.1% 0.4%
    MUTUAL OF OMAHA MORTGAGE, INC. $840,000 $2,425,000 188.7% 0.4%
    CMG MORTGAGE, INC. $11,825,000 $2,240,000 -81.1% 0.3%
    CHURCHILL MORTGAGE CORPORATION $1,135,000 $2,200,000 93.8% 0.3%
    LAKEVIEW LOAN SERVICING, LLC $2,390,000 $2,115,000 -11.5% 0.3%
    GUILD MORTGAGE COMPANY $1,960,000 $2,040,000 4.1% 0.3%
    CELEBRITY HOME LOANS, LLC $2,030,000 n/a 0.3%
    AMERICAN FINANCING CORPORATION $515,000 $1,945,000 277.7% 0.3%
    AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $710,000 $1,830,000 157.7% 0.3%
    GUARANTEED RATE, INC. $1,410,000 $1,775,000 25.9% 0.3%
    AMERICAN ADVISORS GROUP $290,000 $1,705,000 487.9% 0.3%
    Wyndham Capital Mortgage, Inc. $995,000 $1,685,000 69.3% 0.3%
    PREMIER MORTGAGE RESOURCES, L.L.C. $1,430,000 $1,615,000 12.9% 0.2%
    The Federal Savings Bank $3,065,000 $1,600,000 -47.8% 0.2%
    FINANCE OF AMERICA MORTGAGE LLC $375,000 $1,590,000 324.0% 0.2%
    First Home Bank $165,000 $1,590,000 863.6% 0.2%
    Boeing Employees Credit Union $505,000 $1,585,000 213.9% 0.2%
    Strong Home Mortgage, LLC $235,000 $1,580,000 572.3% 0.2%
    Washington Federal Bank $2,775,000 $1,520,000 -45.2% 0.2%
    KELLER MORTGAGE, LLC $1,670,000 $1,490,000 -10.8% 0.2%
    WASHINGTON STATE EMPLOYEES Credit Union $1,125,000 $1,345,000 19.6% 0.2%
    HomeStreet Bank $1,105,000 $1,320,000 19.5% 0.2%
    Waterstone Mortgage Corporation $880,000 $1,270,000 44.3% 0.2%
    HOME POINT FINANCIAL CORPORATION $1,260,000 n/a 0.2%
    Willamette Valley Bank $1,425,000 $1,230,000 -13.7% 0.2%
    EVERGREEN MONEYSOURCE MORTGAGE COMPANY $1,940,000 $1,215,000 -37.4% 0.2%
    Glacier Bank $685,000 $1,215,000 77.4% 0.2%
    USAA Federal Savings Bank $4,310,000 $1,185,000 -72.5% 0.2%
    Wallick & Volk, Inc. $1,150,000 $1,175,000 2.2% 0.2%
    Bank of America $580,000 $1,100,000 89.7% 0.2%
    ACADEMY MORTGAGE CORPORATION $735,000 $1,085,000 47.6% 0.2%
    STEARNS LENDING, LLC $185,000 $1,050,000 467.6% 0.2%
    ZILLOW HOME LOANS, LLC $480,000 $985,000 105.2% 0.2%
    CLEARPATH LENDING $2,390,000 $970,000 -59.4% 0.2%
    NUMERICA CREDIT UNION $2,350,000 $960,000 -59.1% 0.1%
    SPOKANE TEACHERS $755,000 $950,000 25.8% 0.1%
    Mid-Continent Funding, Inc. $155,000 $940,000 506.5% 0.1%
    HOMESIDE FINANCIAL, LLC $345,000 $935,000 171.0% 0.1%
    Ally Bank $925,000 n/a 0.1%
    Carrington Mortgage Services, LLC $365,000 $920,000 152.1% 0.1%
    PNC Bank $455,000 $840,000 84.6% 0.1%
    AXIA FINANCIAL, LLC $825,000 n/a 0.1%
    LOANPAL, LLC $560,000 $820,000 46.4% 0.1%
    KeyBank $175,000 $780,000 345.7% 0.1%
    AMERICAN FINANCIAL NETWORK, INC. $1,340,000 $725,000 -45.9% 0.1%
    PHH Mortgage Corporation $195,000 $695,000 256.4% 0.1%
    ENVOY MORTGAGE, LTD $270,000 $690,000 155.6% 0.1%
    SOFI LENDING CORP. $685,000 n/a 0.1%
    SUN WEST MORTGAGE COMPANY, INC. $1,855,000 $665,000 -64.2% 0.1%
    GENEVA FINANCIAL, LLC $1,050,000 $660,000 -37.1% 0.1%
    LENDUS, LLC $275,000 $650,000 136.4% 0.1%
    CITYWIDE HOME LOANS, LLC $580,000 $620,000 6.9% 0.1%
    Nations Lending Corporation $605,000 n/a 0.1%
    PENTAGON FEDERAL CREDIT UNION $410,000 $600,000 46.3% 0.1%
    JPMorgan Chase Bank $2,110,000 $570,000 -73.0% 0.1%
    CANOPY MORTGAGE, LLC $555,000 n/a 0.1%
    GLOBAL $545,000 n/a 0.1%
    MOVEMENT MORTGAGE, LLC $435,000 $540,000 24.1% 0.1%
    BLACK HILLS FEDERAL CREDIT UNION $515,000 n/a 0.1%
    ACCELERATE MORTGAGE, LLC $510,000 n/a 0.1%
    Bank of Idaho $505,000 n/a 0.1%
    Great Southern Bank $485,000 n/a 0.1%
    NETWORK CAPITAL FUNDING CORPORATION $165,000 $485,000 193.9% 0.1%
    FirstBank $125,000 $480,000 284.0% 0.1%
    Platinum Home Mortgage Corporation $1,185,000 $480,000 -59.5% 0.1%
    ADVANCIAL $475,000 n/a 0.1%
    1st Security Bank of Washington $215,000 $460,000 114.0% 0.1%
    Arvest Bank $460,000 n/a 0.1%
    JMAC LENDING, INC. $445,000 n/a 0.1%
    NBKC BANK $440,000 n/a 0.1%
    DIRECTORS MORTGAGE, INC. $335,000 $420,000 25.4% 0.1%
    Paramount Residential Mortgage Group, Inc. $420,000 n/a 0.1%
    Sunflower Bank $225,000 $420,000 86.7% 0.1%
    AMERICAN INTERNET MORTGAGE, INC. $670,000 $415,000 -38.1% 0.1%
    SOVEREIGN LENDING GROUP INCORPORATED $700,000 $415,000 -40.7% 0.1%
    CROSSCOUNTRY MORTGAGE, LLC $410,000 n/a 0.1%
    PLANET HOME LENDING, LLC $585,000 $410,000 -29.9% 0.1%
    FIRST COLONY MORTGAGE CORPORATION $400,000 n/a 0.1%
    Low VA Rates, LLC $175,000 $400,000 128.6% 0.1%
    Watermark Capital, Inc. $215,000 $400,000 86.0% 0.1%
    HORIZON $195,000 $395,000 102.6% 0.1%
    CRESCENT MORTGAGE COMPANY $380,000 n/a 0.1%
    NFM, INC. $375,000 n/a 0.1%
    MOUNTAIN AMERICA $405,000 $360,000 -11.1% 0.1%
    First Federal Savings Bank of Twin Falls $355,000 n/a 0.1%
    Meridian Bank Corporation $1,655,000 $355,000 -78.5% 0.1%
    SIRVA MORTGAGE, INC. $345,000 n/a 0.1%
    Magnolia Bank $930,000 $335,000 -64.0% 0.1%
    Sierra Pacific Mortgage Company, Inc. $330,000 n/a 0.1%
    Prime Choice Funding Inc. $285,000 $325,000 14.0% 0.1%
    CHERRY CREEK MORTGAGE, LLC $450,000 $305,000 -32.2% 0.0%
    NATIONS DIRECT MORTGAGE, LLC $305,000 n/a 0.0%
    PRIMARY RESIDENTIAL MORTGAGE, INC. $305,000 n/a 0.0%
    MORTGAGE LENDING GROUP LLC $295,000 n/a 0.0%
    LONGBRIDGE FINANCIAL, LLC $290,000 n/a 0.0%
    CAPSTONE DIRECT, INC. $285,000 n/a 0.0%
    SOUTHWEST STAGE FUNDING, LLC $275,000 n/a 0.0%
    SWBC MORTGAGE CORPORATION $275,000 n/a 0.0%
    EVERETT FINANCIAL, INC. $255,000 n/a 0.0%
    First Internet Bank of Indiana $245,000 n/a 0.0%
    The Union Bank Company $205,000 $245,000 19.5% 0.0%
    IDAHO STATE UNIVERSITY $185,000 $235,000 27.0% 0.0%
    PRIMELENDING, A PLAINSCAPITAL COMPANY $180,000 $235,000 30.6% 0.0%
    RANLIFE, INC. $235,000 n/a 0.0%
    ATHAS CAPITAL GROUP, INC. $225,000 n/a 0.0%
    Axos Bank $255,000 $225,000 -11.8% 0.0%
    BELEM SERVICING LLC $225,000 n/a 0.0%
    CONNECTIONS $215,000 n/a 0.0%
    CONTOUR MORTGAGE CORPORATION $215,000 n/a 0.0%
    CORNERSTONE HOME LENDING, INC. $185,000 $215,000 16.2% 0.0%
    TAPCO Credit Union $215,000 n/a 0.0%
    Colonial Savings, F.A. $685,000 $205,000 -70.1% 0.0%
    Flanagan State Bank $205,000 n/a 0.0%
    Alaska USA Federal Credit Union $195,000 n/a 0.0%
    Alaska USA Mortgage Company LLC $195,000 n/a 0.0%
    Bank of England $195,000 n/a 0.0%
    HighTechLending Inc $195,000 n/a 0.0%
    NMSI, INC. $195,000 n/a 0.0%
    MID AMERICA MORTGAGE, INC. $995,000 $190,000 -80.9% 0.0%
    US MORTGAGE CORPORATION $185,000 n/a 0.0%
    WINGS FINANCIAL $185,000 n/a 0.0%
    Barrington Bank & Trust Company, N.A. $1,630,000 $175,000 -89.3% 0.0%
    INTERCAP LENDING INC. $165,000 n/a 0.0%
    AmeriHome Mortgage Company, LLC $1,695,000 $155,000 -90.9% 0.0%
    First Guaranty Mortgage Corporation $135,000 $155,000 14.8% 0.0%
    MORTGAGE SOLUTIONS OF COLORADO, LLC $610,000 $155,000 -74.6% 0.0%
    ROYAL UNITED MORTGAGE LLC $300,000 $155,000 -48.3% 0.0%
    AMERICAN FINANCIAL RESOURCES, INC. $135,000 n/a 0.0%
    Cache Valley Bank $125,000 n/a 0.0%
    Manufacturers and Traders Trust Company $95,000 n/a 0.0%
    Discover Bank $110,000 $90,000 -18.2% 0.0%
    Figure Lending LLC $25,000 $65,000 160.0% 0.0%
    GESA $1,595,000 $65,000 -95.9% 0.0%

    LEWISTON's top lender by overall market share is Potlatch No. 1 Financial Credit Union, with 13.8% market share. In second place, with 8.3%, is QUICKEN LOANS, LLC, having originated $53,380,000 in loans. In third place, with 6.3%, is SUMMIT FUNDING, INC., having originated $40,650,000 in loans. In fourth place, with 5.6%, is CALIBER HOME LOANS, INC., having originated $36,065,000 in loans. In fifth place, with 5.2%, is Wells Fargo Bank, having originated $33,320,000 in loans.

    LEWISTON Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - LEWISTON (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $232,188 (7.5%) $295,830 (7.8%) 0.00 211
    2018-02-01 $239,000 (11.2%) $295,371 (7.4%) 0.00 206
    2018-03-01 $246,500 (7.8%) $295,442 (12.7%) 0.00 239
    2018-04-01 $252,750 (6.2%) $297,066 (11.0%) 0.00 261
    2018-05-01 $250,500 (4.2%) $304,760 (13.7%) 0.00 286
    2018-06-01 $249,900 (4.2%) $300,576 (13.9%) 0.00 281
    2018-07-01 $250,500 (4.8%) $306,691 (17.5%) 0.00 292
    2018-08-01 $252,325 (6.5%) $307,942 (17.6%) 0.00 291
    2018-09-01 $249,500 (4.4%) $314,107 (17.0%) 0.00 273
    2018-10-01 $245,450 (6.9%) $307,675 (15.9%) 0.00 262
    2018-11-01 $239,225 (1.8%) $303,161 (8.1%) 0.00 251
    2018-12-01 $239,500 (2.6%) $315,218 (9.2%) 0.00 192
    2019-01-01 $239,925 (3.3%) $312,282 (5.6%) 0.00 170
    2019-02-01 $239,975 (0.4%) $309,539 (4.8%) 0.00 171
    2019-03-01 $250,257 (1.5%) $316,103 (7.0%) 0.00 203
    2019-04-01 $265,875 (5.2%) $327,586 (10.3%) 0.00 244
    2019-05-01 $281,125 (12.2%) $337,016 (10.6%) 0.00 132
    2019-06-01 $278,450 (11.4%) $348,751 (16.0%) 0.00 140
    2019-07-01 $287,212 (14.7%) $363,791 (18.6%) 0.00 142
    2019-08-01 $282,805 (12.1%) $359,764 (16.8%) 0.00 139
    2019-09-01 $272,761 (9.3%) $343,663 (9.4%) 0.00 146
    2019-10-01 $264,975 (8.0%) $327,642 (6.5%) 0.00 150
    2019-11-01 $259,900 (8.6%) $317,017 (4.6%) 0.00 152
    2019-12-01 $261,050 (9.0%) $325,801 (3.4%) 0.00 124
    2020-01-01 $266,125 (10.9%) $321,722 (3.0%) 0.00 102
    2020-02-01 $269,900 (12.5%) $327,075 (5.7%) 0.00 97
    2020-03-01 $266,000 (6.3%) $329,068 (4.1%) 0.00 97
    2020-04-01 $267,225 (0.5%) $335,275 (2.4%) 0.00 106
    2020-05-01 $297,000 (5.7%) $371,939 (10.4%) 0.00 98
    2020-06-01 $277,400 (-0.4%) $369,800 (6.0%) 0.00 84
    2020-07-01 $291,200 (1.4%) $380,219 (4.5%) 0.00 74
    2020-08-01 $285,000 (0.8%) $377,917 (5.1%) 0.00 83
    2020-09-01 $288,450 (5.8%) $371,529 (8.1%) 0.00 78
    2020-10-01 $289,900 (9.4%) $398,558 (21.6%) 0.00 73
    2020-11-01 $281,400 (8.3%) $413,648 (30.5%) 0.00 63
    2020-12-01 $276,425 (5.9%) $411,398 (26.3%) 0.00 50
    2021-01-01 $277,900 (4.4%) $426,857 (32.7%) 0.00 40
    2021-02-01 $319,700 (18.5%) $531,551 (62.5%) 0.00 31
    2021-03-01 $361,750 (36.0%) $555,545 (68.8%) 0.00 35
    2021-04-01 $361,475 (35.3%) $560,728 (67.2%) 0.00 34
    2021-05-01 $369,000 (24.2%) $531,825 (43.0%) 0.00 46
    2021-06-01 $349,750 (26.1%) $533,043 (44.1%) 0.00 52
    2021-07-01 $312,500 (7.3%) $488,653 (28.5%) 0.00 66
    2021-08-01 $342,500 (20.2%) $547,764 (44.9%) 0.00 94
    2021-09-01 $344,700 (19.5%) $564,421 (51.9%) 0.00 94
    2021-10-01 $354,900 (22.4%) $562,640 (41.2%) 0.00 96
    2021-11-01 $388,225 (38.0%) $580,352 (40.3%) 0.00 81
    2021-12-01 $380,000 (37.5%) $613,532 (49.1%) 0.00 66
    2022-01-01 $394,250 (41.9%) $625,021 (46.4%) 0.00 52
    2022-02-01 $403,450 (26.2%) $684,868 (28.8%) 0.00 40
    2022-03-01 $424,250 (17.3%) $658,655 (18.6%) 0.00 46
    2022-04-01 $432,500 (19.7%) $595,591 (6.2%) 0.00 67
    2022-05-01 $432,475 (17.2%) $632,952 (19.0%) 0.00 77
    2022-06-01 $444,450 (27.1%) $605,865 (13.7%) 0.00 103
    2022-07-01 $419,900 (34.4%) $552,593 (13.1%) 0.00 137
    2022-08-01 $414,950 (21.2%) $536,675 (-2.0%) 0.00 154
    2022-09-01 $432,450 (25.5%) $539,189 (-4.5%) 0.00 148
    2022-10-01 $441,825 (24.5%) $538,265 (-4.3%) 0.00 151
    2022-11-01 $433,425 (11.6%) $506,412 (-12.7%) 0.00 151
    2022-12-01 $419,000 (10.3%) $488,449 (-20.4%) 0.00 136
    2023-01-01 $417,250 (5.8%) $479,987 (-23.2%) 0.00 134
    2023-02-01 $419,500 (4.0%) $473,268 (-30.9%) 0.00 131
    LEWISTON's median listing price for 2023-02-01 was $419,500, a difference of $16,050 (4.0%) versus the prior year and $2,250 versus the prior month.

    LEWISTON's median listing price comes in at 0% of the national average.

    LEWISTON's average listing price for 2023-02-01 was $473,268, a difference of $-211,600 (-30.9%) versus the prior year and $-6,719 versus the prior month.

    For the 2023-02-01 period, LEWISTON had 131 MLS listings, a difference of -3 listings (-2%) versus the prior month and 91 listings (228%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - LEWISTON (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 2,128 sqft
    2018-02-01 0 days 2,183 sqft
    2018-03-01 0 days 2,176 sqft
    2018-04-01 0 days 2,218 sqft
    2018-05-01 0 days 2,220 sqft
    2018-06-01 0 days 2,240 sqft
    2018-07-01 0 days 2,247 sqft
    2018-08-01 0 days 2,251 sqft
    2018-09-01 0 days 2,238 sqft
    2018-10-01 0 days 2,162 sqft
    2018-11-01 0 days 2,099 sqft
    2018-12-01 0 days 2,138 sqft
    2019-01-01 0 days 2,154 sqft
    2019-02-01 0 days 2,156 sqft
    2019-03-01 0 days 2,194 sqft
    2019-04-01 0 days 2,216 sqft
    2019-05-01 0 days 2,209 sqft
    2019-06-01 0 days 2,184 sqft
    2019-07-01 0 days 2,246 sqft
    2019-08-01 0 days 2,352 sqft
    2019-09-01 0 days 2,359 sqft
    2019-10-01 0 days 2,353 sqft
    2019-11-01 0 days 2,288 sqft
    2019-12-01 0 days 2,327 sqft
    2020-01-01 0 days 2,371 sqft
    2020-02-01 0 days 2,288 sqft
    2020-03-01 0 days 2,148 sqft
    2020-04-01 0 days 2,111 sqft
    2020-05-01 0 days 2,288 sqft
    2020-06-01 0 days 2,148 sqft
    2020-07-01 0 days 2,194 sqft
    2020-08-01 0 days 2,243 sqft
    2020-09-01 0 days 2,231 sqft
    2020-10-01 0 days 2,190 sqft
    2020-11-01 0 days 2,189 sqft
    2020-12-01 0 days 2,046 sqft
    2021-01-01 0 days 1,949 sqft
    2021-02-01 0 days 2,164 sqft
    2021-03-01 0 days 2,169 sqft
    2021-04-01 0 days 1,977 sqft
    2021-05-01 0 days 2,172 sqft
    2021-06-01 0 days 2,186 sqft
    2021-07-01 0 days 2,018 sqft
    2021-08-01 0 days 2,118 sqft
    2021-09-01 0 days 1,979 sqft
    2021-10-01 0 days 2,056 sqft
    2021-11-01 0 days 2,170 sqft
    2021-12-01 0 days 2,039 sqft
    2022-01-01 0 days 2,024 sqft
    2022-02-01 0 days 2,042 sqft
    2022-03-01 0 days 2,127 sqft
    2022-04-01 0 days 2,176 sqft
    2022-05-01 0 days 2,229 sqft
    2022-06-01 0 days 2,148 sqft
    2022-07-01 0 days 2,090 sqft
    2022-08-01 0 days 2,170 sqft
    2022-09-01 0 days 2,241 sqft
    2022-10-01 0 days 2,244 sqft
    2022-11-01 0 days 2,141 sqft
    2022-12-01 0 days 2,089 sqft
    2023-01-01 0 days 2,106 sqft
    2023-02-01 0 days 2,123 sqft
    LEWISTON's median listing age (time on market) for 2023-02-01 was 0 days.

    LEWISTON's median square footage for active listings during the 2023-02-01 period was 2,123 sqft. One year prior, the average listing was 2,042 sqft.

    LEWISTON, ID-WA Average Rent (2022)

    Zoom/scroll map to see average rent by zip code. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results.

    For additional perspective within a market, below is information regarding the average rents (as defined by HUD) for zip codes within the metro area. Descriptive statistics (average, median) are shown below the table.
    Zip Code Metro Studio Apartment Rent 1BR Apartment Rent 2BR Apartment Rent 3BR Apartment Rent 4BR Apartment Rent
    83501 Lewiston, ID-WA $630 $740 $950 $1,350 $1,630
    83524 Lewiston, ID-WA $680 $790 $1,020 $1,450 $1,750
    83535 Lewiston, ID-WA $670 $780 $1,010 $1,430 $1,730
    83537 Lewiston, ID-WA $580 $670 $870 $1,240 $1,490
    83540 Lewiston, ID-WA $610 $710 $920 $1,310 $1,570
    83541 Lewiston, ID-WA $710 $830 $1,070 $1,520 $1,830
    83545 Lewiston, ID-WA $600 $700 $900 $1,280 $1,540
    83548 Lewiston, ID-WA $690 $800 $1,030 $1,460 $1,770
    83555 Lewiston, ID-WA $530 $610 $800 $1,110 $1,330
    83832 Lewiston, ID-WA $670 $780 $1,010 $1,430 $1,730
    99347 Lewiston, ID-WA $650 $760 $980 $1,390 $1,680
    99401 Lewiston, ID-WA $650 $760 $980 $1,390 $1,680
    99402 Lewiston, ID-WA $640 $740 $960 $1,360 $1,640
    99403 Lewiston, ID-WA $660 $770 $990 $1,410 $1,690

    2022 Average & Median Rent Data Statistics
    LEWISTON, ID-WA average 1BR rent: $746, median: $760
    LEWISTON, ID-WA average 2BR rent: $964, median: $980
    LEWISTON, ID-WA average 3BR rent: $1,366, median: $1,390

    LEWISTON, ID-WA Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Refi 1,001 $208,215,000 $208,007
    Home Purchase 935 $238,485,000 $255,064
    Cash Out Refi 921 $188,595,000 $204,772
    Home Improvement 55 $6,465,000 $117,545
    Other 45 $4,845,000 $107,667

    Lewiston's most frequently cited loan purpose was Refi, with 1,001 originations. The 2nd most popular reason was Home Purchase, with 935 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    3-4% 1,117 $261,005,000 $233,666
    2.5-3% 1,080 $243,380,000 $225,352
    <2.5% 562 $118,090,000 $210,125
    4-5% 140 $20,130,000 $143,786
    6-7% 22 $1,270,000 $57,727
    5-6% 19 $1,525,000 $80,263
    Over 8% 7 $525,000 $75,000
    7-8% 3 $325,000 $108,333

    During 2021, Lewiston's most frequently originated rate bucket was 3-4%, with 1,117 originations.

    Loan Sizing (LEWISTON, ID-WA MSA)

    Loan Size Originations Total Value Average Loan
    $200k-400k 1,386 $370,050,000 $266,991
    $100k-200k 1,106 $171,430,000 $155,000
    $100,000 or less 301 $17,755,000 $58,987
    $400k-600k 154 $72,230,000 $469,026
    $600k-1000k 7 $4,705,000 $672,143
    $Over $1MM 3 $10,435,000 $3,478,333

    LEWISTON's loan sizing saw the bucket of loans from $200k-400k with 1,386 originations, totaling $370,050,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    60-80% 1,009 $244,185,000 $242,007
    80-100% 884 $235,290,000 $266,165
    40-60% 501 $90,835,000 $181,307
    20-40% 262 $30,420,000 $116,107
    Under 20% 141 $6,135,000 $43,511
    Over 100% 37 $13,195,000 $356,622

    LEWISTON's loan sizing saw loans grouped in the 60-80% Loan-to-value bucket with 1,009 originations, totaling $244,185,000 in origination value.