LEWISTON Mortgage Rates & Closing Costs

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    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Lewiston averaged 6.75% for the week of 2024-11-14, compared to the national average of 6.78% for the same period.

    The average rate for the prior week (2024-11-07) was 6.86% and one month ago for the week of 2024-10-10, the average rate was 6.29%.

    Lewiston's average rate one year ago was 7.37%.

    For refis of the same type during the week of 2024-11-14, the average rate was 7.18%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2024-11-14 6.78%
    Lewiston 30 Year Fixed Rate 2024-11-14 6.75%
    Lewiston 30 Year Fixed Rate Refi 2024-11-14 7.18%
    Lewiston 15 Year Fixed Rate 2024-11-14 5.79%
    Lewiston 15 Year Fixed Rate Refi 2024-11-14 6.39%
    Lewiston 30 Year FHA 2024-11-14 -0.13%
    Lewiston 30 Year FHA Refi 2024-11-14 -0.1%
    Lewiston 30 Year USDA 2024-11-14 0%
    Lewiston 30 Year USDA Refi 2024-11-14 -0.1%
    Lewiston 30 Year VA 2024-11-14 0.05%
    Lewiston 30 Year VA Refi 2024-11-14 -0.1%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within LEWISTON, ID-WA.

    LEWISTON Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the LEWISTON, ID-WA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
    Potlatch No. 1 Financial Credit Union 58 6.44% $4,792
    UNITED WHOLESALE MORTGAGE, LLC 56 6.76% $7,731
    AMERICAN PACIFIC MORTGAGE CORPORATION 24 6.95% $6,072
    QUICKEN LOANS, LLC 22 6.74% $8,402
    NEWREZ LLC 20 6.92% $5,674
    BAY EQUITY LLC 19 6.99% $6,058
    MOVEMENT MORTGAGE, LLC 18 7.24% $8,340
    IDAHO CENTRAL 18 6.78% $7,081
    Zions Bank 17 6.17% $5,864
    MANN FINANCIAL INC. 11 7.00% $5,974
    U.S. Bank 10 6.82% $4,224
    LAND HOME FINANCIAL SERVICES, INC. 7 7.05% $5,503
    Banner Bank 6 6.44% $4,929
    CMG MORTGAGE, INC. 5 6.77% $4,582
    American Mortgage & Equity Consultants, Inc. 5 7.47% $8,371
    JPMorgan Chase Bank 5 6.90% $5,056
    Sunflower Bank 5 7.07% $7,176
    CHURCHILL MORTGAGE CORPORATION 4 7.06% $5,628
    WASHINGTON STATE EMPLOYEES Credit Union 4 6.41% $2,160
    Wells Fargo Bank 4 6.59% $6,227
    Washington Trust Bank 4 6.81% $5,751
    Flagstar Bank, FSB 4 6.81% $6,365
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 3 6.50% $6,941
    GUILD MORTGAGE COMPANY 3 6.75% $8,047
    Morgan Stanley Private Bank 3 6.05% $3,854
    PREMIER MORTGAGE RESOURCES, L.L.C. 3 6.91% $8,369
    LOANDEPOT.COM, LLC 2 6.81% $5,532
    Plains Commerce Bank 2 6.13% $3,186
    HOMEBRIDGE FINANCIAL SERVICES, INC. 2 6.31% $8,162
    S1L, Inc. 2 6.38% $4,577
    CROSSCOUNTRY MORTGAGE, LLC 2 7.50% $7,047
    Boeing Employees Credit Union 2 7.44% $4,963
    Ixonia Bank 2 6.81% $5,923
    PENNYMAC LOAN SERVICES, LLC 2 6.87% $9,332
    Umpqua Bank 2 7.18% $4,784
    Platinum Home Mortgage Corporation 1 7.25% $5,862
    BETTER MORTGAGE CORPORATION 1 5.75% $14,341
    PRIMELENDING, A PLAINSCAPITAL COMPANY 1 7.63% $6,203
    PRIORITY HOME LENDING, LLC 1 6.63% $5,858
    AXIA FINANCIAL, LLC 1 6.38% $3,028
    RELIANCE FIRST CAPITAL, LLC 1 6.50% $7,341
    Sierra Pacific Mortgage Company, Inc. 1 7.38% $4,229
    AMERICAN FINANCIAL NETWORK, INC. 1 5.99% $8,564
    T2 FINANCIAL LLC 1 6.88% $6,286
    The Loan Store, Inc. 1 7.63% $6,041
    AMERISAVE MORTGAGE CORPORATION 1 6.13% $8,968
    AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 1 7.25% $7,930
    Waterstone Mortgage Corporation 1 5.38% $4,697
    WESTMARK Credit Union 1 6.50% $5,934
    CITYWIDE HOME LOANS, LLC 1 6.13% $6,040
    Cornerstone First Mortgage, Inc 1 7.13% $6,110
    Ally Bank 1 5.50% $19,813
    CORNERSTONE HOME LENDING, INC. 1 7.38% $5,871
    DEEPHAVEN MORTGAGE LLC 1 8.13% $7,956
    First Federal Savings Bank of Twin Falls 1 5.63% $9,759
    FIRST WESTERN MORTGAGE, INC. 1 5.88% $4,228
    HOMESIDE FINANCIAL, LLC 1 7.38% $5,962
    HOMESTEAD FUNDING CORP. 1 5.63% $5,101
    Wyndham Capital Mortgage, Inc. 1 6.13% $3,633
    LADERA LENDING, INC. 1 6.38% $4,791
    Century Mortgage Company DBA Century Lending Company 1 7.50% $8,001
    CARDINAL FINANCIAL 1 7.38% $7,258
    Mortgage Research Center, LLC 1 7.63% $3,493
    BROKER SOLUTIONS, INC. 1 7.63% $5,405
    NAVY FEDERAL CREDIT UNION 1 6.38% $3,717
    Northwest Farm Credit Services, FLCA 1 6.90% $5,063
    NUMERICA CREDIT UNION 1 6.50% $18,357
    Paramount Residential Mortgage Group, Inc. 1 7.50% $11,205
    PHH Mortgage Corporation 1 6.63% $5,634

    LEWISTON Average Closing Costs & Other Stats

    LEWISTON, ID-WA's 69 lenders originated 1,152 loans during 2023. The total origination value was $251,020,000, with an average loan value of $217,899.

    LEWISTON's average closing costs are $5,719.

    The top LEWISTON lender as defined by loan originations is Potlatch No. 1 Financial Credit Union, with 58 loans originated. Their average total fees are $4,792, which is $2,939 lower than the next largest lender, UNITED WHOLESALE MORTGAGE, LLC.

    The lowest fee LEWISTON lenders (with over 10 loans originated) are U.S. Bank ($4,224), Potlatch No. 1 Financial Credit Union ($4,792), NEWREZ LLC ($5,674), Zions Bank ($5,864) and MANN FINANCIAL INC. ($5,974).

    The lowest rate LEWISTON lenders (with over 10 loans originated) are Zions Bank (6.17%), Potlatch No. 1 Financial Credit Union (6.44%), QUICKEN LOANS, LLC (6.74%), UNITED WHOLESALE MORTGAGE, LLC (6.76%) and IDAHO CENTRAL (6.78%).

    LEWISTON, ID-WA Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2022 Loan Value 2023 Loan Value % Change 2023 Market Share
    Potlatch No. 1 Financial Credit Union $62,735,000 $34,380,000 -45.2% 13.7%
    UNITED WHOLESALE MORTGAGE, LLC $6,760,000 $33,655,000 397.9% 13.4%
    BAY EQUITY LLC $19,920,000 $13,740,000 -31.0% 5.5%
    QUICKEN LOANS, LLC $24,890,000 $12,920,000 -48.1% 5.1%
    IDAHO CENTRAL $22,200,000 $11,785,000 -46.9% 4.7%
    NEWREZ LLC $900,000 $10,020,000 1,013.3% 4.0%
    MANN FINANCIAL INC. $10,010,000 $9,960,000 -0.5% 4.0%
    AMERICAN PACIFIC MORTGAGE CORPORATION $18,755,000 $9,735,000 -48.1% 3.9%
    Zions Bank $7,180,000 $7,685,000 7.0% 3.1%
    MOVEMENT MORTGAGE, LLC $670,000 $7,495,000 1,018.7% 3.0%
    U.S. Bank $10,725,000 $7,435,000 -30.7% 3.0%
    Mortgage Research Center, LLC $6,425,000 $4,390,000 -31.7% 1.7%
    Banner Bank $4,955,000 $4,380,000 -11.6% 1.7%
    Umpqua Bank $5,920,000 $3,980,000 -32.8% 1.6%
    LAND HOME FINANCIAL SERVICES, INC. $1,520,000 $3,915,000 157.6% 1.6%
    American Mortgage & Equity Consultants, Inc. $2,900,000 n/a 1.2%
    FREEDOM MORTGAGE CORPORATION $5,175,000 $2,405,000 -53.5% 1.0%
    CROSSCOUNTRY MORTGAGE, LLC $2,185,000 n/a 0.9%
    LOANDEPOT.COM, LLC $7,745,000 $2,145,000 -72.3% 0.9%
    PENNYMAC LOAN SERVICES, LLC $5,815,000 $2,140,000 -63.2% 0.9%
    Wells Fargo Bank $14,085,000 $2,070,000 -85.3% 0.8%
    Morgan Stanley Private Bank $555,000 $2,045,000 268.5% 0.8%
    CMG MORTGAGE, INC. $885,000 $2,035,000 129.9% 0.8%
    NAVY FEDERAL CREDIT UNION $3,515,000 $2,020,000 -42.5% 0.8%
    SUMMIT FUNDING, INC. $31,435,000 $2,015,000 -93.6% 0.8%
    Sunflower Bank $725,000 $1,995,000 175.2% 0.8%
    Washington Trust Bank $1,815,000 $1,820,000 0.3% 0.7%
    JPMorgan Chase Bank $610,000 $1,615,000 164.8% 0.6%
    GUILD MORTGAGE COMPANY $2,435,000 $1,345,000 -44.8% 0.5%
    HOMEBRIDGE FINANCIAL SERVICES, INC. $12,905,000 $1,305,000 -89.9% 0.5%
    WASHINGTON STATE EMPLOYEES Credit Union $485,000 $1,280,000 163.9% 0.5%
    SUN WEST MORTGAGE COMPANY, INC. $1,235,000 n/a 0.5%
    AMERISAVE MORTGAGE CORPORATION $2,385,000 $1,220,000 -48.8% 0.5%
    PHH Mortgage Corporation $885,000 $1,095,000 23.7% 0.4%
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $3,230,000 $1,055,000 -67.3% 0.4%
    S1L, Inc. $9,795,000 $1,050,000 -89.3% 0.4%
    CHURCHILL MORTGAGE CORPORATION $1,040,000 n/a 0.4%
    MUTUAL OF OMAHA MORTGAGE, INC. $1,555,000 $955,000 -38.6% 0.4%
    Flagstar Bank, FSB $3,850,000 $900,000 -76.6% 0.4%
    BROKER SOLUTIONS, INC. $1,190,000 $875,000 -26.5% 0.3%
    DEEPHAVEN MORTGAGE LLC $865,000 n/a 0.3%
    PREMIER MORTGAGE RESOURCES, L.L.C. $1,000,000 $865,000 -13.5% 0.3%
    AMERICAN FINANCIAL NETWORK, INC. $855,000 n/a 0.3%
    NUMERICA CREDIT UNION $670,000 $800,000 19.4% 0.3%
    The Federal Savings Bank $935,000 $775,000 -17.1% 0.3%
    Boeing Employees Credit Union $635,000 $755,000 18.9% 0.3%
    CLEARPATH LENDING $590,000 $740,000 25.4% 0.3%
    The Loan Store, Inc. $720,000 n/a 0.3%
    Sierra Pacific Mortgage Company, Inc. $195,000 $710,000 264.1% 0.3%
    ACADEMY MORTGAGE CORPORATION $1,695,000 $675,000 -60.2% 0.3%
    PRIMELENDING, A PLAINSCAPITAL COMPANY $1,185,000 $670,000 -43.5% 0.3%
    BETTER MORTGAGE CORPORATION $1,475,000 $585,000 -60.3% 0.2%
    Plains Commerce Bank $560,000 n/a 0.2%
    T2 FINANCIAL LLC $540,000 n/a 0.2%
    Northpointe Bank $320,000 $520,000 62.5% 0.2%
    Paramount Residential Mortgage Group, Inc. $490,000 n/a 0.2%
    First Federal Savings Bank of Twin Falls $475,000 n/a 0.2%
    Mr. Cooper ( Nationstar Mortgage ) $3,515,000 $470,000 -86.6% 0.2%
    Ixonia Bank $460,000 n/a 0.2%
    VILLAGE CAPITAL MORTGAGE $1,150,000 $455,000 -60.4% 0.2%
    CREDIT HUMAN FEDERAL CREDIT UNION $415,000 n/a 0.2%
    OCMBC, INC. $380,000 $410,000 7.9% 0.2%
    SPOKANE TEACHERS $1,005,000 $405,000 -59.7% 0.2%
    Wyndham Capital Mortgage, Inc. $700,000 $395,000 -43.6% 0.2%
    Ally Bank $195,000 $385,000 97.4% 0.2%
    CORNERSTONE HOME LENDING, INC. $265,000 $355,000 34.0% 0.1%
    PREMIA MORTGAGE, LLC $355,000 n/a 0.1%
    EVERETT FINANCIAL, INC. $305,000 $345,000 13.1% 0.1%
    NBKC BANK $335,000 n/a 0.1%
    Discover Bank $840,000 $320,000 -61.9% 0.1%
    PRIMARY RESIDENTIAL MORTGAGE, INC. $305,000 n/a 0.1%
    USAA Federal Savings Bank $1,550,000 $305,000 -80.3% 0.1%
    VAN DYK MORTGAGE CORPORATION $305,000 n/a 0.1%
    NEW DAY FINANCIAL, LLC $2,255,000 $295,000 -86.9% 0.1%
    VERITAS FUNDING, LLC $245,000 $295,000 20.4% 0.1%
    Platinum Home Mortgage Corporation $285,000 $285,000 0.0% 0.1%
    LADERA LENDING, INC. $410,000 $280,000 -31.7% 0.1%
    Cornerstone First Mortgage, Inc $275,000 n/a 0.1%
    MID AMERICA MORTGAGE, INC. $1,120,000 $270,000 -75.9% 0.1%
    Century Mortgage Company DBA Century Lending Company $295,000 $265,000 -10.2% 0.1%
    CITYWIDE HOME LOANS, LLC $265,000 n/a 0.1%
    MICHIGAN MUTUAL, INC. $265,000 n/a 0.1%
    EVERGREEN MONEYSOURCE MORTGAGE COMPANY $1,020,000 $255,000 -75.0% 0.1%
    AXIA FINANCIAL, LLC $210,000 $245,000 16.7% 0.1%
    WESTMARK Credit Union $245,000 n/a 0.1%
    HOMESIDE FINANCIAL, LLC $675,000 $240,000 -64.4% 0.1%
    Northwest Farm Credit Services, FLCA $225,000 n/a 0.1%
    PRIORITY HOME LENDING, LLC $405,000 $225,000 -44.4% 0.1%
    HOMESTEAD FUNDING CORP. $205,000 n/a 0.1%
    FIRST WESTERN MORTGAGE, INC. $195,000 n/a 0.1%
    RELIANCE FIRST CAPITAL, LLC $185,000 n/a 0.1%
    AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $2,090,000 $175,000 -91.6% 0.1%
    CARDINAL FINANCIAL $520,000 $175,000 -66.3% 0.1%
    M&T Bank $145,000 $175,000 20.7% 0.1%
    Citadel Servicing Corporation $155,000 n/a 0.1%
    FINANCE OF AMERICA REVERSE LLC $195,000 $155,000 -20.5% 0.1%
    Figure Lending LLC $45,000 $145,000 222.2% 0.1%
    Waterstone Mortgage Corporation $145,000 n/a 0.1%
    Washington Federal Bank $3,065,000 $125,000 -95.9% 0.0%
    Avista Corporation Credit Union $115,000 n/a 0.0%
    Glacier Bank $965,000 $105,000 -89.1% 0.0%
    GTE Federal Credit Union $225,000 $105,000 -53.3% 0.0%
    LONGBRIDGE FINANCIAL, LLC $230,000 $105,000 -54.3% 0.0%
    PNC Bank $175,000 $95,000 -45.7% 0.0%
    Bank of America $75,000 $80,000 6.7% 0.0%
    SOUND $75,000 n/a 0.0%
    AMERICA FIRST $115,000 $65,000 -43.5% 0.0%
    LOANPAL, LLC $305,000 $55,000 -82.0% 0.0%
    Carrington Mortgage Services, LLC $760,000 $35,000 -95.4% 0.0%
    MOUNTAIN AMERICA $45,000 $25,000 -44.4% 0.0%

    LEWISTON's top lender by overall market share is Potlatch No. 1 Financial Credit Union, with 13.7% market share. In second place, with 13.4%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $33,655,000 in loans. In third place, with 5.5%, is BAY EQUITY LLC, having originated $13,740,000 in loans. In fourth place, with 5.1%, is QUICKEN LOANS, LLC, having originated $12,920,000 in loans. In fifth place, with 4.7%, is IDAHO CENTRAL, having originated $11,785,000 in loans.

    LEWISTON Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - LEWISTON (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $232,188 (7.5%) $295,830 (7.8%) 0.00 211
    2018-02-01 $239,000 (11.2%) $295,371 (7.4%) 0.00 206
    2018-03-01 $246,500 (7.7%) $295,442 (12.7%) 0.00 239
    2018-04-01 $252,750 (6.2%) $297,066 (11.0%) 0.00 261
    2018-05-01 $250,500 (4.2%) $304,760 (13.7%) 0.00 286
    2018-06-01 $249,900 (4.2%) $300,576 (13.9%) 0.00 281
    2018-07-01 $250,500 (4.8%) $306,691 (17.5%) 0.00 292
    2018-08-01 $252,325 (6.5%) $307,942 (17.6%) 0.00 291
    2018-09-01 $249,500 (4.4%) $314,107 (17.0%) 0.00 273
    2018-10-01 $245,450 (6.9%) $307,675 (15.9%) 0.00 262
    2018-11-01 $239,225 (1.8%) $303,161 (8.1%) 0.00 251
    2018-12-01 $239,500 (2.6%) $315,218 (9.2%) 0.00 192
    2019-01-01 $239,925 (3.3%) $312,282 (5.6%) 0.00 170
    2019-02-01 $239,975 (0.4%) $309,539 (4.8%) 0.00 171
    2019-03-01 $250,257 (1.5%) $316,103 (7.0%) 0.00 203
    2019-04-01 $265,875 (5.2%) $327,586 (10.3%) 0.00 244
    2019-05-01 $281,125 (12.2%) $337,016 (10.6%) 0.00 132
    2019-06-01 $278,450 (11.4%) $348,751 (16.0%) 0.00 140
    2019-07-01 $287,212 (14.7%) $363,791 (18.6%) 0.00 142
    2019-08-01 $282,805 (12.1%) $359,764 (16.8%) 0.00 139
    2019-09-01 $272,761 (9.3%) $343,663 (9.4%) 0.00 146
    2019-10-01 $264,975 (8.0%) $327,642 (6.5%) 0.00 150
    2019-11-01 $259,900 (8.6%) $318,110 (4.9%) 0.00 151
    2019-12-01 $262,200 (9.5%) $327,247 (3.8%) 0.00 123
    2020-01-01 $266,125 (10.9%) $321,722 (3.0%) 0.00 102
    2020-02-01 $270,300 (12.6%) $327,075 (5.7%) 0.00 97
    2020-03-01 $267,000 (6.7%) $329,790 (4.3%) 0.00 97
    2020-04-01 $267,225 (0.5%) $335,275 (2.4%) 0.00 106
    2020-05-01 $297,000 (5.7%) $371,939 (10.4%) 0.00 98
    2020-06-01 $276,150 (-0.8%) $369,800 (6.0%) 0.00 84
    2020-07-01 $291,200 (1.4%) $380,219 (4.5%) 0.00 74
    2020-08-01 $285,000 (0.8%) $377,917 (5.1%) 0.00 83
    2020-09-01 $288,450 (5.8%) $371,529 (8.1%) 0.00 78
    2020-10-01 $289,900 (9.4%) $398,558 (21.6%) 0.00 73
    2020-11-01 $281,400 (8.3%) $413,648 (30.0%) 0.00 63
    2020-12-01 $276,425 (5.4%) $411,398 (25.7%) 0.00 50
    2021-01-01 $277,900 (4.4%) $426,857 (32.7%) 0.00 40
    2021-02-01 $319,700 (18.3%) $531,551 (62.5%) 0.00 31
    2021-03-01 $361,750 (35.5%) $555,545 (68.5%) 0.00 35
    2021-04-01 $361,475 (35.3%) $560,728 (67.2%) 0.00 34
    2021-05-01 $369,000 (24.2%) $531,825 (43.0%) 0.00 46
    2021-06-01 $349,750 (26.7%) $533,043 (44.1%) 0.00 52
    2021-07-01 $312,500 (7.3%) $488,653 (28.5%) 0.00 66
    2021-08-01 $342,500 (20.2%) $547,764 (44.9%) 0.00 94
    2021-09-01 $344,700 (19.5%) $564,421 (51.9%) 0.00 94
    2021-10-01 $354,900 (22.4%) $562,640 (41.2%) 0.00 96
    2021-11-01 $388,225 (38.0%) $580,352 (40.3%) 0.00 81
    2021-12-01 $380,000 (37.5%) $613,532 (49.1%) 0.00 66
    2022-01-01 $394,250 (41.9%) $625,021 (46.4%) 0.00 52
    2022-02-01 $401,450 (25.6%) $684,868 (28.8%) 0.00 40
    2022-03-01 $423,225 (17.0%) $658,655 (18.6%) 0.00 46
    2022-04-01 $432,500 (19.7%) $595,591 (6.2%) 0.00 67
    2022-05-01 $432,475 (17.2%) $632,952 (19.0%) 0.00 77
    2022-06-01 $444,450 (27.1%) $605,865 (13.7%) 0.00 103
    2022-07-01 $419,900 (34.4%) $552,593 (13.1%) 0.00 137
    2022-08-01 $414,950 (21.2%) $536,675 (-2.0%) 0.00 154
    2022-09-01 $432,450 (25.5%) $539,189 (-4.5%) 0.00 148
    2022-10-01 $441,825 (24.5%) $538,265 (-4.3%) 0.00 151
    2022-11-01 $433,425 (11.6%) $506,412 (-12.7%) 0.00 151
    2022-12-01 $419,000 (10.3%) $488,449 (-20.4%) 0.00 136
    2023-01-01 $417,250 (5.8%) $479,987 (-23.2%) 0.00 134
    2023-02-01 $419,500 (4.5%) $473,268 (-30.9%) 0.00 131
    2023-03-01 $413,000 (-2.4%) $482,940 (-26.7%) 0.00 111
    2023-04-01 $415,000 (-4.1%) $483,863 (-18.8%) 0.00 118
    2023-05-01 $425,900 (-1.5%) $507,323 (-19.9%) 0.00 127
    2023-06-01 $440,250 (-0.9%) $531,127 (-12.3%) 0.00 139
    2023-07-01 $430,000 (2.4%) $544,129 (-1.5%) 0.00 169
    2023-08-01 $428,000 (3.1%) $547,564 (2.0%) 0.00 186
    2023-09-01 $425,000 (-1.7%) $545,712 (1.2%) 0.00 191
    2023-10-01 $423,500 (-4.2%) $552,591 (2.7%) 0.00 191
    2023-11-01 $425,000 (-1.9%) $560,405 (10.7%) 0.00 172
    2023-12-01 $417,250 (-0.4%) $553,741 (13.4%) 0.00 147
    2024-01-01 $422,500 (1.3%) $566,680 (18.1%) 0.00 137
    2024-02-01 $416,050 (-0.8%) $564,795 (19.3%) 0.00 135
    2024-03-01 $419,500 (1.6%) $559,282 (15.8%) 0.00 129
    2024-04-01 $439,500 (5.9%) $581,126 (20.1%) 0.00 142
    2024-05-01 $465,200 (9.2%) $584,521 (15.2%) 0.00 155
    2024-06-01 $445,000 (1.1%) $577,793 (8.8%) 0.00 173
    2024-07-01 $439,625 (2.2%) $571,708 (5.1%) 0.00 184
    2024-08-01 $438,250 (2.4%) $564,529 (3.1%) 0.00 196
    2024-09-01 $437,250 (2.9%) $543,814 (-0.4%) 0.00 204
    2024-10-01 $434,725 (2.7%) $547,071 (-1.0%) 0.00 193
    LEWISTON's median listing price for 2024-10-01 was $434,725, a difference of $11,225 (2.7%) versus the prior year and $-2,525 versus the prior month.

    LEWISTON's median listing price comes in at 0% of the national average.

    LEWISTON's average listing price for 2024-10-01 was $547,071, a difference of $-5,520 (-1.0%) versus the prior year and $3,257 versus the prior month.

    For the 2024-10-01 period, LEWISTON had 193 MLS listings, a difference of -11 listings (-5%) versus the prior month and 2 listings (1%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - LEWISTON (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 2,128 sqft
    2018-02-01 0 days 2,183 sqft
    2018-03-01 0 days 2,176 sqft
    2018-04-01 0 days 2,218 sqft
    2018-05-01 0 days 2,220 sqft
    2018-06-01 0 days 2,240 sqft
    2018-07-01 0 days 2,247 sqft
    2018-08-01 0 days 2,251 sqft
    2018-09-01 0 days 2,238 sqft
    2018-10-01 0 days 2,162 sqft
    2018-11-01 0 days 2,099 sqft
    2018-12-01 0 days 2,138 sqft
    2019-01-01 0 days 2,154 sqft
    2019-02-01 0 days 2,156 sqft
    2019-03-01 0 days 2,194 sqft
    2019-04-01 0 days 2,216 sqft
    2019-05-01 0 days 2,209 sqft
    2019-06-01 0 days 2,184 sqft
    2019-07-01 0 days 2,246 sqft
    2019-08-01 0 days 2,352 sqft
    2019-09-01 0 days 2,359 sqft
    2019-10-01 0 days 2,353 sqft
    2019-11-01 0 days 2,296 sqft
    2019-12-01 0 days 2,340 sqft
    2020-01-01 0 days 2,371 sqft
    2020-02-01 0 days 2,288 sqft
    2020-03-01 0 days 2,162 sqft
    2020-04-01 0 days 2,111 sqft
    2020-05-01 0 days 2,288 sqft
    2020-06-01 0 days 2,155 sqft
    2020-07-01 0 days 2,194 sqft
    2020-08-01 0 days 2,243 sqft
    2020-09-01 0 days 2,231 sqft
    2020-10-01 0 days 2,190 sqft
    2020-11-01 0 days 2,189 sqft
    2020-12-01 0 days 2,046 sqft
    2021-01-01 0 days 1,949 sqft
    2021-02-01 0 days 2,164 sqft
    2021-03-01 0 days 2,169 sqft
    2021-04-01 0 days 1,977 sqft
    2021-05-01 0 days 2,172 sqft
    2021-06-01 0 days 2,186 sqft
    2021-07-01 0 days 2,018 sqft
    2021-08-01 0 days 2,118 sqft
    2021-09-01 0 days 1,979 sqft
    2021-10-01 0 days 2,056 sqft
    2021-11-01 0 days 2,170 sqft
    2021-12-01 0 days 2,039 sqft
    2022-01-01 0 days 2,024 sqft
    2022-02-01 0 days 2,042 sqft
    2022-03-01 0 days 2,111 sqft
    2022-04-01 0 days 2,176 sqft
    2022-05-01 0 days 2,229 sqft
    2022-06-01 0 days 2,148 sqft
    2022-07-01 0 days 2,090 sqft
    2022-08-01 0 days 2,170 sqft
    2022-09-01 0 days 2,241 sqft
    2022-10-01 0 days 2,244 sqft
    2022-11-01 0 days 2,141 sqft
    2022-12-01 0 days 2,089 sqft
    2023-01-01 0 days 2,106 sqft
    2023-02-01 0 days 2,123 sqft
    2023-03-01 0 days 2,153 sqft
    2023-04-01 0 days 2,174 sqft
    2023-05-01 0 days 2,177 sqft
    2023-06-01 0 days 2,288 sqft
    2023-07-01 0 days 2,212 sqft
    2023-08-01 0 days 2,254 sqft
    2023-09-01 0 days 2,271 sqft
    2023-10-01 0 days 2,195 sqft
    2023-11-01 0 days 2,181 sqft
    2023-12-01 0 days 2,177 sqft
    2024-01-01 0 days 2,138 sqft
    2024-02-01 0 days 2,076 sqft
    2024-03-01 0 days 2,025 sqft
    2024-04-01 0 days 2,129 sqft
    2024-05-01 0 days 2,251 sqft
    2024-06-01 0 days 2,201 sqft
    2024-07-01 0 days 2,112 sqft
    2024-08-01 0 days 2,098 sqft
    2024-09-01 0 days 2,078 sqft
    2024-10-01 0 days 2,115 sqft
    LEWISTON's median listing age (time on market) for 2024-10-01 was 0 days.

    LEWISTON's median square footage for active listings during the 2024-10-01 period was 2,115 sqft. One year prior, the average listing was 2,195 sqft.

    LEWISTON, ID-WA Average Rent (2023)

    Zoom/scroll map to see average rent by zip code. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results.

    For additional perspective within a market, below is information regarding the average rents (as defined by HUD) for zip codes within the metro area. Descriptive statistics (average, median) are shown below the table.
    Zip Code Metro Studio Apartment Rent 1BR Apartment Rent 2BR Apartment Rent 3BR Apartment Rent 4BR Apartment Rent
    83501 Lewiston, ID-WA MSA $650 $750 $970 $1,380 $1,650
    83524 Lewiston, ID-WA MSA $740 $860 $1,110 $1,580 $1,890
    83535 Lewiston, ID-WA MSA $730 $850 $1,090 $1,550 $1,860
    83537 Lewiston, ID-WA MSA $620 $720 $930 $1,320 $1,580
    83540 Lewiston, ID-WA MSA $700 $810 $1,040 $1,480 $1,770
    83541 Lewiston, ID-WA MSA $800 $930 $1,200 $1,710 $2,040
    83545 Lewiston, ID-WA MSA $660 $760 $980 $1,390 $1,670
    83548 Lewiston, ID-WA MSA $750 $870 $1,130 $1,610 $1,920
    83555 Lewiston, ID-WA MSA $560 $650 $840 $1,190 $1,430
    83832 Lewiston, ID-WA MSA $730 $850 $1,090 $1,550 $1,860
    99347 Lewiston, ID-WA MSA $720 $830 $1,070 $1,520 $1,820
    99401 Lewiston, ID-WA MSA $720 $830 $1,070 $1,520 $1,820
    99402 Lewiston, ID-WA MSA $690 $800 $1,030 $1,460 $1,750
    99403 Lewiston, ID-WA MSA $720 $840 $1,080 $1,530 $1,840

    2022 Average & Median Rent Data Statistics
    LEWISTON, ID-WA average 1BR rent: $811, median: $830
    LEWISTON, ID-WA average 2BR rent: $1,045, median: $1,070
    LEWISTON, ID-WA average 3BR rent: $1,485, median: $1,520

    LEWISTON, ID-WA Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 627 $176,885,000 $282,113
    Cash Out Refi 172 $33,240,000 $193,256
    Other 140 $13,810,000 $98,643
    Home Improvement 128 $9,610,000 $75,078
    Refi 85 $17,475,000 $205,588

    Lewiston's most frequently cited loan purpose was Home Purchase, with 627 originations. The 2nd most popular reason was Cash Out Refi, with 172 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    6-7% 431 $106,735,000 $247,645
    7-8% 246 $59,400,000 $241,463
    Over 8% 245 $27,075,000 $110,510
    5-6% 150 $40,980,000 $273,200
    4-5% 15 $5,065,000 $337,667
    <2.5% 3 $25,000 $8,333
    3-4% 3 $1,005,000 $335,000
    2.5-3% 1 $175,000 $175,000

    During 2023, Lewiston's most frequently originated rate bucket was 6-7%, with 431 originations.

    Loan Sizing (LEWISTON, ID-WA MSA)

    Loan Size Originations Total Value Average Loan
    $200k-400k 501 $142,735,000 $284,900
    $100,000 or less 305 $16,915,000 $55,459
    $100k-200k 233 $34,725,000 $149,034
    $400k-600k 99 $46,115,000 $465,808
    $600k-1000k 13 $9,375,000 $721,154
    $Over $1MM 1 $1,155,000 $1,155,000

    LEWISTON's loan sizing saw the bucket of loans from $200k-400k with 501 originations, totaling $142,735,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 384 $119,620,000 $311,510
    Under 20% 214 $11,210,000 $52,383
    60-80% 206 $60,420,000 $293,301
    20-40% 159 $19,055,000 $119,843
    40-60% 111 $22,945,000 $206,712
    Over 100% 15 $5,915,000 $394,333

    LEWISTON's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 384 originations, totaling $119,620,000 in origination value.