LEWISTON Mortgage Rates

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Lewiston averaged 5.53% for the week of 2022-05-12, compared to the national average of 5.3% for the same period.

The average rate for the prior week (2022-05-05) was 5.2% and one month ago for the week of 2022-04-07, the average rate was 4.75%.

Lewiston's average rate one year ago was 3.06%.

For refis of the same type during the week of 2022-05-12, the average rate was 5.08%.

Loan Type Date Rate
US 30 Year Fixed Rate 2022-05-12 5.3%
Lewiston 30 Year Fixed Rate 2022-05-12 5.53%
Lewiston 30 Year Fixed Rate Refi 2022-05-12 5.08%
Lewiston 15 Year Fixed Rate 2022-05-12 4.75%
Lewiston 15 Year Fixed Rate Refi 2022-05-12 4.38%
Lewiston 30 Year FHA 2022-05-12 5.42%
Lewiston 30 Year FHA Refi 2022-05-12 5.29%
Lewiston 30 Year USDA 2022-05-12 5.43%
Lewiston 30 Year USDA Refi 2022-05-12 5.54%
Lewiston 30 Year VA 2022-05-12 5.21%
Lewiston 30 Year VA Refi 2022-05-12 4.95%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within LEWISTON, ID-WA.

LEWISTON Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lendor, for only loans originated in the LEWISTON, ID-WA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2021 Avg. 30yFix Rate 2021 Avg. Total Fees
Potlatch No. 1 Financial Credit Union 255 3.21% $3,851
QUICKEN LOANS, LLC 123 3.08% $5,461
CALIBER HOME LOANS, INC. 89 2.96% $4,710
BAY EQUITY LLC 75 3.33% $5,211
Wells Fargo Bank 72 3.17% $3,857
SUMMIT FUNDING, INC. 69 3.30% $6,004
HOMEBRIDGE FINANCIAL SERVICES, INC. 64 3.21% $4,803
AMERICAN PACIFIC MORTGAGE CORPORATION 49 3.24% $4,460
MANN FINANCIAL INC. 44 3.19% $5,690
LOANDEPOT.COM, LLC 43 3.07% $4,923
ON Q FINANCIAL, INC. 28 3.38% $5,181
UNITED WHOLESALE MORTGAGE, LLC 27 2.95% $5,045
U.S. Bank 27 3.22% $3,056
Zions Bancorporation, N.A. 24 3.05% $4,397
Umpqua Bank 19 3.20% $4,953
AMERISAVE MORTGAGE CORPORATION 14 2.92% $5,265
Banner Bank 14 3.07% $4,449
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 13 3.07% $4,870
PENNYMAC LOAN SERVICES, LLC 12 3.21% $5,222
BROKER SOLUTIONS, INC. 12 2.96% $5,034
IDAHO CENTRAL 11 3.11% $5,928
Columbia State Bank 9 3.32% $4,077
Mr. Cooper ( Nationstar Mortgage ) 9 3.18% $6,394
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 9 3.10% $4,730
Washington Trust Bank 9 3.22% $4,258
BETTER MORTGAGE CORPORATION 8 2.95% $4,758
S1L, Inc. 8 3.14% $4,771
Waterstone Mortgage Corporation 6 3.25% $5,982
Flagstar Bank, FSB 6 3.20% $3,722
CHURCHILL MORTGAGE CORPORATION 5 3.33% $6,042
MUTUAL OF OMAHA MORTGAGE, INC. 5 3.20% $3,648
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 5 3.23% $5,402
FREEDOM MORTGAGE CORPORATION 4 3.09% $5,671
PREMIER MORTGAGE RESOURCES, L.L.C. 4 3.16% $5,964
Boeing Employees Credit Union 4 2.75% $3,628
NEWREZ LLC 4 3.40% $3,869
CMG MORTGAGE, INC. 4 2.81% $6,492
GUILD MORTGAGE COMPANY 4 3.68% $5,843
FINANCE OF AMERICA MORTGAGE LLC 4 3.27% $3,985
LOANPAL, LLC 4 3.16% $5,943
Glacier Bank 4 3.00% $6,218
KELLER MORTGAGE, LLC 4 3.06% $3,268
First Home Bank 4 2.78% $5,550
HOMESIDE FINANCIAL, LLC 4 3.09% $3,498
SPOKANE TEACHERS 4 2.91% $4,836
NAVY FEDERAL CREDIT UNION 3 3.29% $5,083
AMERICAN FINANCING CORPORATION 3 2.96% $1,988
CELEBRITY HOME LOANS, LLC 3 3.83% $6,545
HOME POINT FINANCIAL CORPORATION 3 3.25% $2,792
HomeStreet Bank 3 2.96% $7,832
NETWORK CAPITAL FUNDING CORPORATION 3 3.17% $2,798
STEARNS LENDING, LLC 3 3.17% $5,568
WASHINGTON STATE EMPLOYEES Credit Union 3 3.13% $2,763
ZILLOW HOME LOANS, LLC 3 3.04% $5,073
Bank of America 2 2.63% $2,665
Wyndham Capital Mortgage, Inc. 2 3.13% $1,792
Strong Home Mortgage, LLC 2 3.25% $2,838
PRIMARY RESIDENTIAL MORTGAGE, INC. 2 2.93% $5,546
Sunflower Bank 2 3.19% $4,087
Paramount Residential Mortgage Group, Inc. 2 3.25% $4,520
EVERGREEN MONEYSOURCE MORTGAGE COMPANY 2 3.18% $7,308
CITYWIDE HOME LOANS, LLC 2 2.81% $5,910
Arvest Bank 2 2.94% $4,283
KeyBank 2 3.06% $5,962
JPMorgan Chase Bank 2 3.18% $1,455
Wallick & Volk, Inc. 2 3.44% $4,852
Washington Federal Bank 2 3.44% $5,801
ACADEMY MORTGAGE CORPORATION 2 3.31% $3,084
AMERICAN FINANCIAL NETWORK, INC. 2 3.56% $10,042
Watermark Capital, Inc. 2 2.50% $5,862
FirstBank 2 2.87% $2,570
GUARANTEED RATE, INC. 2 3.06% $4,619
Carrington Mortgage Services, LLC 2 3.31% $5,466
GENEVA FINANCIAL, LLC 2 3.31% $3,751
Ally Bank 2 2.81% $6,755
SOFI LENDING CORP. 2 3.13% $3,640
PNC Bank 1 2.88% $4,687
CANOPY MORTGAGE, LLC 1 2.88% $2,716
BELEM SERVICING LLC 1 2.87% $7,581
Prime Choice Funding Inc. 1 3.38% $8,650
PRIMELENDING, A PLAINSCAPITAL COMPANY 1 2.75% $5,231
Bank of Idaho 1 3.38% $4,059
ROYAL UNITED MORTGAGE LLC 1 4.50% $6,577
Bank of England 1 2.88% $6,597
Sierra Pacific Mortgage Company, Inc. 1 3.38% $8,513
SIRVA MORTGAGE, INC. 1 2.88% $1,220
Axos Bank 1 3.25% $1,421
SWBC MORTGAGE CORPORATION 1 3.38% $6,896
The Federal Savings Bank 1 2.88% $4,172
AXIA FINANCIAL, LLC 1 2.88% $4,073
USAA Federal Savings Bank 1 2.75% $4,583
AMERICAN INTERNET MORTGAGE, INC. 1 3.50% $2,905
Great Southern Bank 1 3.14% $4,798
GLOBAL 1 2.75% $4,836
ADVANCIAL 1 3.13% $3,500
First Internet Bank of Indiana 1 2.75% $3,002
HORIZON 1 3.25% $8,538
First Guaranty Mortgage Corporation 1 2.75% $2,896
INTERCAP LENDING INC. 1 2.88% $3,173
First Federal Savings Bank of Twin Falls 1 3.50% $5,931
LAKEVIEW LOAN SERVICING, LLC 1 3.75% $3,402
LENDUS, LLC 1 3.75% $4,229
FIRST COLONY MORTGAGE CORPORATION 1 3.63% $4,121
MORTGAGE SOLUTIONS OF COLORADO, LLC 1 3.13% $7,146
MOUNTAIN AMERICA 1 3.38% $6,100
MOVEMENT MORTGAGE, LLC 1 2.63% $3,979
DIRECTORS MORTGAGE, INC. 1 3.00% $5,592
CRESCENT MORTGAGE COMPANY 1 3.00% $6,342
Nations Lending Corporation 1 2.63% $8,110
1st Security Bank of Washington 1 3.13% $3,070
Willamette Valley Bank 1 3.50% $7,568
NFM, INC. 1 2.88% $7,800
NMSI, INC. 1 5.13% $8,194
NUMERICA CREDIT UNION 1 3.38% $2,717
CAPSTONE DIRECT, INC. 1 3.13% $3,650
PHH Mortgage Corporation 1 3.75% $5,192
Platinum Home Mortgage Corporation 1 3.63% $4,849

LEWISTON, ID-WA's 117 lenders originated 2,957 loans during 2021. The total origination value was $646,605,000, with an average loan value of $218,669.

The top LEWISTON lender as defined by loan originations is Potlatch No. 1 Financial Credit Union, with 255 loans originated. Their average total fees are $3,851, which is $1,610 lower than the next largest lender, QUICKEN LOANS, LLC.

The lowest fee LEWISTON lenders (with over 10 loans originated) are U.S. Bank ($3,056), Potlatch No. 1 Financial Credit Union ($3,851), Wells Fargo Bank ($3,857), Zions Bancorporation, N.A. ($4,397) and Banner Bank ($4,449).

The lowest rate LEWISTON lenders (with over 10 loans originated) are AMERISAVE MORTGAGE CORPORATION (2.92%), UNITED WHOLESALE MORTGAGE, LLC (2.95%), BROKER SOLUTIONS, INC. (2.96%), CALIBER HOME LOANS, INC. (2.96%) and Zions Bancorporation, N.A. (3.05%).

LEWISTON, ID-WA Lender Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2020 Loan Value 2021 Loan Value % Change 2021 Market Share
Potlatch No. 1 Financial Credit Union $167,705,000 $89,255,000 -46.8% 13.8%
QUICKEN LOANS, LLC $37,280,000 $53,380,000 43.2% 8.3%
SUMMIT FUNDING, INC. $23,335,000 $40,650,000 74.2% 6.3%
CALIBER HOME LOANS, INC. $21,145,000 $36,065,000 70.6% 5.6%
Wells Fargo Bank $24,540,000 $33,320,000 35.8% 5.2%
BAY EQUITY LLC $20,130,000 $31,595,000 57.0% 4.9%
HOMEBRIDGE FINANCIAL SERVICES, INC. $30,165,000 $29,875,000 -1.0% 4.6%
MANN FINANCIAL INC. $34,720,000 $25,185,000 -27.5% 3.9%
AMERICAN PACIFIC MORTGAGE CORPORATION $27,810,000 $24,625,000 -11.5% 3.8%
FREEDOM MORTGAGE CORPORATION $19,370,000 $21,450,000 10.7% 3.3%
U.S. Bank $15,195,000 $18,535,000 22.0% 2.9%
LOANDEPOT.COM, LLC $9,940,000 $14,515,000 46.0% 2.2%
UNITED WHOLESALE MORTGAGE, LLC $4,855,000 $11,880,000 144.7% 1.8%
Umpqua Bank $5,715,000 $11,200,000 96.0% 1.7%
Zions Bancorporation, N.A. $9,560,000 $11,165,000 16.8% 1.7%
ON Q FINANCIAL, INC. $13,355,000 $10,540,000 -21.1% 1.6%
PENNYMAC LOAN SERVICES, LLC $4,810,000 $8,830,000 83.6% 1.4%
IDAHO CENTRAL $3,550,000 $7,690,000 116.6% 1.2%
Banner Bank $7,065,000 $7,560,000 7.0% 1.2%
Mr. Cooper ( Nationstar Mortgage ) $6,265,000 $7,170,000 14.4% 1.1%
Mortgage Research Center, LLC $7,090,000 $6,770,000 -4.5% 1.0%
AMERISAVE MORTGAGE CORPORATION $2,425,000 $5,445,000 124.5% 0.8%
NEW DAY FINANCIAL, LLC $2,870,000 $5,440,000 89.5% 0.8%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $2,395,000 $5,365,000 124.0% 0.8%
Washington Trust Bank $7,375,000 $5,145,000 -30.2% 0.8%
Columbia State Bank $7,535,000 $4,750,000 -37.0% 0.7%
BETTER MORTGAGE CORPORATION $380,000 $4,050,000 965.8% 0.6%
BROKER SOLUTIONS, INC. $1,595,000 $3,905,000 144.8% 0.6%
First Interstate Bank $3,650,000 n/a 0.6%
S1L, Inc. $300,000 $3,160,000 953.3% 0.5%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $6,465,000 $3,015,000 -53.4% 0.5%
NAVY FEDERAL CREDIT UNION $1,750,000 $2,700,000 54.3% 0.4%
NEWREZ LLC $2,685,000 $2,650,000 -1.3% 0.4%
Flagstar Bank, FSB $3,610,000 $2,615,000 -27.6% 0.4%
VILLAGE CAPITAL & INVESTMENT LLC $2,250,000 $2,590,000 15.1% 0.4%
MUTUAL OF OMAHA MORTGAGE, INC. $840,000 $2,425,000 188.7% 0.4%
CMG MORTGAGE, INC. $11,825,000 $2,240,000 -81.1% 0.3%
CHURCHILL MORTGAGE CORPORATION $1,135,000 $2,200,000 93.8% 0.3%
LAKEVIEW LOAN SERVICING, LLC $2,390,000 $2,115,000 -11.5% 0.3%
GUILD MORTGAGE COMPANY $1,960,000 $2,040,000 4.1% 0.3%
CELEBRITY HOME LOANS, LLC $2,030,000 n/a 0.3%
AMERICAN FINANCING CORPORATION $515,000 $1,945,000 277.7% 0.3%
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $710,000 $1,830,000 157.7% 0.3%
GUARANTEED RATE, INC. $1,410,000 $1,775,000 25.9% 0.3%
AMERICAN ADVISORS GROUP $290,000 $1,705,000 487.9% 0.3%
Wyndham Capital Mortgage, Inc. $995,000 $1,685,000 69.3% 0.3%
PREMIER MORTGAGE RESOURCES, L.L.C. $1,430,000 $1,615,000 12.9% 0.2%
The Federal Savings Bank $3,065,000 $1,600,000 -47.8% 0.2%
FINANCE OF AMERICA MORTGAGE LLC $375,000 $1,590,000 324.0% 0.2%
First Home Bank $165,000 $1,590,000 863.6% 0.2%
Boeing Employees Credit Union $505,000 $1,585,000 213.9% 0.2%
Strong Home Mortgage, LLC $235,000 $1,580,000 572.3% 0.2%
Washington Federal Bank $2,775,000 $1,520,000 -45.2% 0.2%
KELLER MORTGAGE, LLC $1,670,000 $1,490,000 -10.8% 0.2%
WASHINGTON STATE EMPLOYEES Credit Union $1,125,000 $1,345,000 19.6% 0.2%
HomeStreet Bank $1,105,000 $1,320,000 19.5% 0.2%
Waterstone Mortgage Corporation $880,000 $1,270,000 44.3% 0.2%
HOME POINT FINANCIAL CORPORATION $1,260,000 n/a 0.2%
Willamette Valley Bank $1,425,000 $1,230,000 -13.7% 0.2%
EVERGREEN MONEYSOURCE MORTGAGE COMPANY $1,940,000 $1,215,000 -37.4% 0.2%
Glacier Bank $685,000 $1,215,000 77.4% 0.2%
USAA Federal Savings Bank $4,310,000 $1,185,000 -72.5% 0.2%
Wallick & Volk, Inc. $1,150,000 $1,175,000 2.2% 0.2%
Bank of America $580,000 $1,100,000 89.7% 0.2%
ACADEMY MORTGAGE CORPORATION $735,000 $1,085,000 47.6% 0.2%
STEARNS LENDING, LLC $185,000 $1,050,000 467.6% 0.2%
ZILLOW HOME LOANS, LLC $480,000 $985,000 105.2% 0.2%
CLEARPATH LENDING $2,390,000 $970,000 -59.4% 0.2%
NUMERICA CREDIT UNION $2,350,000 $960,000 -59.1% 0.1%
SPOKANE TEACHERS $755,000 $950,000 25.8% 0.1%
Mid-Continent Funding, Inc. $155,000 $940,000 506.5% 0.1%
HOMESIDE FINANCIAL, LLC $345,000 $935,000 171.0% 0.1%
Ally Bank $925,000 n/a 0.1%
Carrington Mortgage Services, LLC $365,000 $920,000 152.1% 0.1%
PNC Bank $455,000 $840,000 84.6% 0.1%
AXIA FINANCIAL, LLC $825,000 n/a 0.1%
LOANPAL, LLC $560,000 $820,000 46.4% 0.1%
KeyBank $175,000 $780,000 345.7% 0.1%
AMERICAN FINANCIAL NETWORK, INC. $1,340,000 $725,000 -45.9% 0.1%
PHH Mortgage Corporation $195,000 $695,000 256.4% 0.1%
ENVOY MORTGAGE, LTD $270,000 $690,000 155.6% 0.1%
SOFI LENDING CORP. $685,000 n/a 0.1%
SUN WEST MORTGAGE COMPANY, INC. $1,855,000 $665,000 -64.2% 0.1%
GENEVA FINANCIAL, LLC $1,050,000 $660,000 -37.1% 0.1%
LENDUS, LLC $275,000 $650,000 136.4% 0.1%
CITYWIDE HOME LOANS, LLC $580,000 $620,000 6.9% 0.1%
Nations Lending Corporation $605,000 n/a 0.1%
PENTAGON FEDERAL CREDIT UNION $410,000 $600,000 46.3% 0.1%
JPMorgan Chase Bank $2,110,000 $570,000 -73.0% 0.1%
CANOPY MORTGAGE, LLC $555,000 n/a 0.1%
GLOBAL $545,000 n/a 0.1%
MOVEMENT MORTGAGE, LLC $435,000 $540,000 24.1% 0.1%
BLACK HILLS FEDERAL CREDIT UNION $515,000 n/a 0.1%
ACCELERATE MORTGAGE, LLC $510,000 n/a 0.1%
Bank of Idaho $505,000 n/a 0.1%
Great Southern Bank $485,000 n/a 0.1%
NETWORK CAPITAL FUNDING CORPORATION $165,000 $485,000 193.9% 0.1%
FirstBank $125,000 $480,000 284.0% 0.1%
Platinum Home Mortgage Corporation $1,185,000 $480,000 -59.5% 0.1%
ADVANCIAL $475,000 n/a 0.1%
1st Security Bank of Washington $215,000 $460,000 114.0% 0.1%
Arvest Bank $460,000 n/a 0.1%
JMAC LENDING, INC. $445,000 n/a 0.1%
NBKC BANK $440,000 n/a 0.1%
DIRECTORS MORTGAGE, INC. $335,000 $420,000 25.4% 0.1%
Paramount Residential Mortgage Group, Inc. $420,000 n/a 0.1%
Sunflower Bank $225,000 $420,000 86.7% 0.1%
AMERICAN INTERNET MORTGAGE, INC. $670,000 $415,000 -38.1% 0.1%
SOVEREIGN LENDING GROUP INCORPORATED $700,000 $415,000 -40.7% 0.1%
CROSSCOUNTRY MORTGAGE, LLC $410,000 n/a 0.1%
PLANET HOME LENDING, LLC $585,000 $410,000 -29.9% 0.1%
FIRST COLONY MORTGAGE CORPORATION $400,000 n/a 0.1%
Low VA Rates, LLC $175,000 $400,000 128.6% 0.1%
Watermark Capital, Inc. $215,000 $400,000 86.0% 0.1%
HORIZON $195,000 $395,000 102.6% 0.1%
CRESCENT MORTGAGE COMPANY $380,000 n/a 0.1%
NFM, INC. $375,000 n/a 0.1%
MOUNTAIN AMERICA $405,000 $360,000 -11.1% 0.1%
First Federal Savings Bank of Twin Falls $355,000 n/a 0.1%
Meridian Bank Corporation $1,655,000 $355,000 -78.5% 0.1%
SIRVA MORTGAGE, INC. $345,000 n/a 0.1%
Magnolia Bank $930,000 $335,000 -64.0% 0.1%
Sierra Pacific Mortgage Company, Inc. $330,000 n/a 0.1%
Prime Choice Funding Inc. $285,000 $325,000 14.0% 0.1%
CHERRY CREEK MORTGAGE, LLC $450,000 $305,000 -32.2% 0.0%
NATIONS DIRECT MORTGAGE, LLC $305,000 n/a 0.0%
PRIMARY RESIDENTIAL MORTGAGE, INC. $305,000 n/a 0.0%
MORTGAGE LENDING GROUP LLC $295,000 n/a 0.0%
LONGBRIDGE FINANCIAL, LLC $290,000 n/a 0.0%
CAPSTONE DIRECT, INC. $285,000 n/a 0.0%
SOUTHWEST STAGE FUNDING, LLC $275,000 n/a 0.0%
SWBC MORTGAGE CORPORATION $275,000 n/a 0.0%
EVERETT FINANCIAL, INC. $255,000 n/a 0.0%
First Internet Bank of Indiana $245,000 n/a 0.0%
The Union Bank Company $205,000 $245,000 19.5% 0.0%
IDAHO STATE UNIVERSITY $185,000 $235,000 27.0% 0.0%
PRIMELENDING, A PLAINSCAPITAL COMPANY $180,000 $235,000 30.6% 0.0%
RANLIFE, INC. $235,000 n/a 0.0%
ATHAS CAPITAL GROUP, INC. $225,000 n/a 0.0%
Axos Bank $255,000 $225,000 -11.8% 0.0%
BELEM SERVICING LLC $225,000 n/a 0.0%
CONNECTIONS $215,000 n/a 0.0%
CONTOUR MORTGAGE CORPORATION $215,000 n/a 0.0%
CORNERSTONE HOME LENDING, INC. $185,000 $215,000 16.2% 0.0%
TAPCO Credit Union $215,000 n/a 0.0%
Colonial Savings, F.A. $685,000 $205,000 -70.1% 0.0%
Flanagan State Bank $205,000 n/a 0.0%
Alaska USA Federal Credit Union $195,000 n/a 0.0%
Alaska USA Mortgage Company LLC $195,000 n/a 0.0%
Bank of England $195,000 n/a 0.0%
HighTechLending Inc $195,000 n/a 0.0%
NMSI, INC. $195,000 n/a 0.0%
MID AMERICA MORTGAGE, INC. $995,000 $190,000 -80.9% 0.0%
US MORTGAGE CORPORATION $185,000 n/a 0.0%
WINGS FINANCIAL $185,000 n/a 0.0%
Barrington Bank & Trust Company, N.A. $1,630,000 $175,000 -89.3% 0.0%
INTERCAP LENDING INC. $165,000 n/a 0.0%
AmeriHome Mortgage Company, LLC $1,695,000 $155,000 -90.9% 0.0%
First Guaranty Mortgage Corporation $135,000 $155,000 14.8% 0.0%
MORTGAGE SOLUTIONS OF COLORADO, LLC $610,000 $155,000 -74.6% 0.0%
ROYAL UNITED MORTGAGE LLC $300,000 $155,000 -48.3% 0.0%
AMERICAN FINANCIAL RESOURCES, INC. $135,000 n/a 0.0%
Cache Valley Bank $125,000 n/a 0.0%
Manufacturers and Traders Trust Company $95,000 n/a 0.0%
Discover Bank $110,000 $90,000 -18.2% 0.0%
Figure Lending LLC $25,000 $65,000 160.0% 0.0%
GESA $1,595,000 $65,000 -95.9% 0.0%

LEWISTON's top lender by overall market share is Potlatch No. 1 Financial Credit Union, with 13.8% market share. In second place, with 8.3%, is QUICKEN LOANS, LLC, having originated $53,380,000 in loans. In third place, with 6.3%, is SUMMIT FUNDING, INC., having originated $40,650,000 in loans. In third place, with 5.6%, is CALIBER HOME LOANS, INC., having originated $36,065,000 in loans. In third place, with 5.2%, is Wells Fargo Bank, having originated $33,320,000 in loans.


LEWISTON, ID-WA Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Refi 1,001 $208,215,000 $208,007
Home Purchase 935 $238,485,000 $255,064
Cash Out Refi 921 $188,595,000 $204,772
Home Improvement 55 $6,465,000 $117,545
Other 45 $4,845,000 $107,667

Lewiston's most frequently cited loan purpose was Refi, with 1,001 originations. The 2nd most popular reason was Home Purchase, with 935 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
3-4% 1,117 $261,005,000 $233,666
2.5-3% 1,080 $243,380,000 $225,352
<2.5% 562 $118,090,000 $210,125
4-5% 140 $20,130,000 $143,786
6-7% 22 $1,270,000 $57,727
5-6% 19 $1,525,000 $80,263
Over 8% 7 $525,000 $75,000
7-8% 3 $325,000 $108,333

During 2021, Lewiston's most frequently originated rate bucket was 3-4%, with 1,117 originations.

Loan Sizing (LEWISTON, ID-WA MSA)

Loan Size Originations Total Value Average Loan
$200k-400k 1,386 $370,050,000 $266,991
$100k-200k 1,106 $171,430,000 $155,000
$100,000 or less 301 $17,755,000 $58,987
$400k-600k 154 $72,230,000 $469,026
$600k-1000k 7 $4,705,000 $672,143
$Over $1MM 3 $10,435,000 $3,478,333

LEWISTON's loan sizing saw the bucket of loans from $200k-400k with 1,386 originations, totaling $370,050,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
60-80% 1,009 $244,185,000 $242,007
80-100% 884 $235,290,000 $266,165
40-60% 501 $90,835,000 $181,307
20-40% 262 $30,420,000 $116,107
Under 20% 141 $6,135,000 $43,511
Over 100% 37 $13,195,000 $356,622

LEWISTON's loan sizing saw loans grouped in the 60-80% Loan-to-value bucket with 1,009 originations, totaling $244,185,000 in origination value.


Market Conditions (Median, Average Prices & Listing Count)

Realtor.com - LEWISTON (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $229,500 (5.8%) $289,668 (-3.5%) 0.00 223
2018-02-01 $237,900 (10.7%) $288,260 (-4.1%) 0.00 208
2018-03-01 $240,000 (4.4%) $288,335 (8.9%) 0.00 244
2018-04-01 $249,900 (4.6%) $294,245 (8.7%) 0.00 270
2018-05-01 $249,950 (4.2%) $304,655 (13.0%) 0.00 298
2018-06-01 $249,900 (4.2%) $301,453 (14.6%) 0.00 295
2018-07-01 $253,500 (6.1%) $318,246 (22.2%) 0.00 299
2018-08-01 $252,500 (5.7%) $320,118 (20.4%) 0.00 295
2018-09-01 $254,000 (6.3%) $334,303 (24.1%) 0.00 278
2018-10-01 $247,250 (6.8%) $327,402 (22.1%) 0.00 265
2018-11-01 $239,900 (0.4%) $324,271 (15.2%) 0.00 254
2018-12-01 $240,000 (3.1%) $343,458 (20.7%) 0.00 195
2019-01-01 $244,750 (6.6%) $345,728 (19.4%) 0.00 179
2019-02-01 $249,450 (4.9%) $340,556 (18.1%) 0.00 185
2019-03-01 $249,386 (3.9%) $335,174 (16.2%) 0.00 248
2019-04-01 $249,950 (0.0%) $332,065 (12.9%) 0.00 326
2019-05-01 $292,375 (17.0%) $368,774 (21.1%) 0.00 144
2019-06-01 $287,500 (15.1%) $391,008 (29.7%) 0.00 144
2019-07-01 $288,500 (13.8%) $382,544 (20.2%) 0.00 146
2019-08-01 $283,286 (12.2%) $376,343 (17.6%) 0.00 146
2019-09-01 $278,036 (9.5%) $362,175 (8.3%) 0.00 163
2019-10-01 $272,000 (10.0%) $350,500 (7.1%) 0.00 160
2019-11-01 $259,900 (8.3%) $335,274 (3.4%) 0.00 157
2019-12-01 $263,700 (9.9%) $350,689 (2.1%) 0.00 130
2020-01-01 $268,700 (9.8%) $331,676 (-4.1%) 0.00 105
2020-02-01 $275,000 (10.2%) $333,516 (-2.1%) 0.00 100
2020-03-01 $272,400 (9.2%) $331,996 (-1.0%) 0.00 100
2020-04-01 $274,250 (9.7%) $343,869 (3.6%) 0.00 109
2020-05-01 $325,000 (11.2%) $416,257 (12.9%) 0.00 100
2020-06-01 $298,450 (3.8%) $420,210 (7.5%) 0.00 82
2020-07-01 $322,500 (11.8%) $436,845 (14.2%) 0.00 73
2020-08-01 $297,000 (4.8%) $423,919 (12.6%) 0.00 82
2020-09-01 $322,450 (16.0%) $420,533 (16.1%) 0.00 81
2020-10-01 $308,900 (13.6%) $448,801 (28.1%) 0.00 77
2020-11-01 $317,450 (22.1%) $468,327 (39.7%) 0.00 68
2020-12-01 $299,950 (13.8%) $468,807 (33.7%) 0.00 48
2021-01-01 $299,900 (11.6%) $473,361 (42.7%) 0.00 40
2021-02-01 $352,250 (28.1%) $550,318 (65.0%) 0.00 30
2021-03-01 $366,950 (34.7%) $551,788 (66.2%) 0.00 35
2021-04-01 $363,500 (32.5%) $589,285 (71.4%) 0.00 35
2021-05-01 $369,000 (13.5%) $553,258 (32.9%) 0.00 46
2021-06-01 $354,450 (18.8%) $553,265 (31.7%) 0.00 52
2021-07-01 $331,000 (2.6%) $508,387 (16.4%) 0.00 62
2021-08-01 $359,400 (21.0%) $554,148 (30.7%) 0.00 93
2021-09-01 $354,500 (9.9%) $575,575 (36.9%) 0.00 95
2021-10-01 $374,900 (21.4%) $572,496 (27.6%) 0.00 98
2021-11-01 $390,000 (22.9%) $590,751 (26.1%) 0.00 89
2021-12-01 $384,500 (28.2%) $607,516 (29.6%) 0.00 71
2022-01-01 $418,000 (39.4%) $640,192 (35.2%) 0.00 57
2022-02-01 $431,250 (22.4%) $714,083 (29.8%) 0.00 45
2022-03-01 $415,000 (13.1%) $667,034 (20.9%) 0.00 44
2022-04-01 $435,000 (19.7%) $622,802 (5.7%) 0.00 62
LEWISTON's median listing price for 2022-04-01 was $435,000, a difference of $71,500 (19.7%) versus the prior year and $20,000 versus the prior month.

LEWISTON's median listing price comes in at 0% of the national average.

LEWISTON's average listing price for 2022-04-01 was $622,802, a difference of $33,517 (5.7%) versus the prior year and $-44,232 versus the prior month.

For the 2022-04-01 period, LEWISTON had 62 MLS listings, a difference of 18 listings (41%) versus the prior month and 27 listings (77%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - LEWISTON (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 0 days 2,119 sqft
2018-02-01 0 days 2,153 sqft
2018-03-01 0 days 2,175 sqft
2018-04-01 0 days 2,216 sqft
2018-05-01 0 days 2,216 sqft
2018-06-01 0 days 2,240 sqft
2018-07-01 0 days 2,256 sqft
2018-08-01 0 days 2,262 sqft
2018-09-01 0 days 2,260 sqft
2018-10-01 0 days 2,198 sqft
2018-11-01 0 days 2,114 sqft
2018-12-01 0 days 2,166 sqft
2019-01-01 0 days 2,149 sqft
2019-02-01 0 days 2,109 sqft
2019-03-01 0 days 2,134 sqft
2019-04-01 0 days 2,128 sqft
2019-05-01 0 days 2,203 sqft
2019-06-01 0 days 2,184 sqft
2019-07-01 0 days 2,237 sqft
2019-08-01 0 days 2,335 sqft
2019-09-01 0 days 2,368 sqft
2019-10-01 0 days 2,348 sqft
2019-11-01 0 days 2,264 sqft
2019-12-01 0 days 2,301 sqft
2020-01-01 0 days 2,342 sqft
2020-02-01 0 days 2,288 sqft
2020-03-01 0 days 2,110 sqft
2020-04-01 0 days 2,058 sqft
2020-05-01 0 days 2,339 sqft
2020-06-01 0 days 2,190 sqft
2020-07-01 0 days 2,204 sqft
2020-08-01 0 days 2,413 sqft
2020-09-01 0 days 2,298 sqft
2020-10-01 0 days 2,200 sqft
2020-11-01 0 days 2,204 sqft
2020-12-01 0 days 2,150 sqft
2021-01-01 0 days 2,024 sqft
2021-02-01 0 days 2,074 sqft
2021-03-01 0 days 2,166 sqft
2021-04-01 0 days 2,005 sqft
2021-05-01 0 days 2,178 sqft
2021-06-01 0 days 2,184 sqft
2021-07-01 0 days 2,089 sqft
2021-08-01 0 days 2,110 sqft
2021-09-01 0 days 1,960 sqft
2021-10-01 0 days 2,056 sqft
2021-11-01 0 days 2,224 sqft
2021-12-01 0 days 2,040 sqft
2022-01-01 0 days 2,036 sqft
2022-02-01 0 days 2,036 sqft
2022-03-01 0 days 2,071 sqft
2022-04-01 0 days 2,036 sqft
LEWISTON's median listing age (time on market) for 2022-04-01 was 0 days.

LEWISTON's median square footage for active listings during the 2022-04-01 period was 2,036 sqft. One year prior, the average listing was 2,005 sqft.