LEWISTON Mortgage Rates & Closing Costs

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    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Lewiston averaged 7.06% for the week of 2023-09-14, compared to the national average of 7.18% for the same period.

    The average rate for the prior week (2023-09-07) was 6.9% and one month ago for the week of 2023-08-10, the average rate was 6.74%.

    Lewiston's average rate one year ago was 5.77%.

    For refis of the same type during the week of 2023-09-14, the average rate was 6.08%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2023-09-14 7.18%
    Lewiston 30 Year Fixed Rate 2023-09-14 7.06%
    Lewiston 30 Year Fixed Rate Refi 2023-09-14 6.08%
    Lewiston 15 Year Fixed Rate 2023-09-14 6.51%
    Lewiston 15 Year Fixed Rate Refi 2023-09-14 6.71%
    Lewiston 30 Year FHA 2023-09-14 6.98%
    Lewiston 30 Year FHA Refi 2023-09-14 6.79%
    Lewiston 30 Year USDA 2023-09-14 7.08%
    Lewiston 30 Year USDA Refi 2023-09-14 6.78%
    Lewiston 30 Year VA 2023-09-14 6.69%
    Lewiston 30 Year VA Refi 2023-09-14 6.81%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within LEWISTON, ID-WA.

    LEWISTON Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the LEWISTON, ID-WA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2022 Avg. 30yFix Rate 2022 Avg. Closing Costs
    Potlatch No. 1 Financial Credit Union 139 4.73% $4,184
    QUICKEN LOANS, LLC 59 4.77% $7,284
    SUMMIT FUNDING, INC. 51 5.34% $8,130
    CALIBER HOME LOANS, INC. 49 4.50% $5,917
    IDAHO CENTRAL 42 4.79% $5,839
    BAY EQUITY LLC 40 5.28% $6,557
    Wells Fargo Bank 39 4.23% $4,243
    AMERICAN PACIFIC MORTGAGE CORPORATION 32 4.60% $5,630
    S1L, Inc. 26 5.46% $6,252
    HOMEBRIDGE FINANCIAL SERVICES, INC. 23 5.05% $7,413
    LOANDEPOT.COM, LLC 18 4.85% $5,987
    MANN FINANCIAL INC. 17 4.96% $7,635
    U.S. Bank 14 5.10% $3,536
    Zions Bank 14 4.46% $6,028
    ON Q FINANCIAL, INC. 13 5.00% $6,049
    UNITED WHOLESALE MORTGAGE, LLC 12 4.63% $7,858
    Flagstar Bank, FSB 11 4.47% $5,347
    Mr. Cooper ( Nationstar Mortgage ) 11 4.53% $8,603
    FREEDOM MORTGAGE CORPORATION 9 5.13% $7,195
    Umpqua Bank 8 4.42% $5,658
    Banner Bank 8 4.03% $5,484
    NAVY FEDERAL CREDIT UNION 5 4.30% $6,946
    Willamette Valley Bank 5 5.05% $6,771
    Columbia State Bank 5 5.18% $4,618
    PENNYMAC LOAN SERVICES, LLC 5 4.25% $10,215
    GUILD MORTGAGE COMPANY 5 4.45% $8,413
    EVERGREEN MONEYSOURCE MORTGAGE COMPANY 4 4.09% $7,350
    AMERISAVE MORTGAGE CORPORATION 4 4.34% $8,178
    GESA 4 5.25% $5,668
    AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 4 6.25% $8,233
    LAND HOME FINANCIAL SERVICES, INC. 4 6.88% $5,365
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 4 4.78% $10,340
    Washington Federal Bank 4 3.97% $7,170
    BETTER MORTGAGE CORPORATION 4 4.28% $8,294
    PRIMELENDING, A PLAINSCAPITAL COMPANY 3 5.50% $7,466
    WASHINGTON STATE EMPLOYEES Credit Union 3 3.79% $3,156
    JPMorgan Chase Bank 3 4.79% $3,620
    BROKER SOLUTIONS, INC. 3 4.38% $5,942
    Sunflower Bank 3 5.04% $4,195
    Glacier Bank 2 6.69% $5,367
    AmeriHome Mortgage Company, LLC 2 5.06% $5,060
    Carrington Mortgage Services, LLC 2 3.94% $6,254
    Discover Bank 2 4.49% $0
    ACADEMY MORTGAGE CORPORATION 2 4.75% $9,113
    KeyBank 2 3.31% $8,936
    LAKEVIEW LOAN SERVICING, LLC 2 4.06% $6,092
    MOVEMENT MORTGAGE, LLC 2 5.12% $4,436
    NEWREZ LLC 2 4.75% $5,388
    PREMIER MORTGAGE RESOURCES, L.L.C. 2 5.00% $12,296
    SPOKANE TEACHERS 2 4.19% $4,226
    USAA Federal Savings Bank 2 6.69% $8,545
    Wyndham Capital Mortgage, Inc. 2 4.75% $2,454
    Nations Lending Corporation 1 4.50% $7,581
    LADERA LENDING, INC. 1 5.63% $9,091
    NETWORK CAPITAL FUNDING CORPORATION 1 5.50% $6,433
    Wheatland Bank 1 6.50% $4,787
    KELLER MORTGAGE, LLC 1 5.38% $4,195
    GUARANTEED RATE AFFINITY, LLC 1 5.38% $1,327
    GENEVA FINANCIAL, LLC 1 4.25% $5,728
    ALTURA 1 5.13% $7,904
    Prime Choice Funding Inc. 1 2.99% $5,875
    First Guaranty Mortgage Corporation 1 4.25% $6,040
    PRIORITY HOME LENDING, LLC 1 5.13% $7,587
    EVERETT FINANCIAL, INC. 1 4.75% $1,576
    EVANSVILLE TEACHERS 1 5.50% $7,071
    Solarity Credit Union 1 4.75% $5,188
    Ally Bank 1 3.63% $4,857
    Strong Home Mortgage, LLC 1 2.99% $1,872
    CMG MORTGAGE, INC. 1 5.63% $7,901
    Citibank 1 3.13% $6,075
    CARDINAL FINANCIAL 1 4.50% $5,975
    CALCON MUTUAL MORTGAGE LLC 1 4.75% $6,513
    ZILLOW HOME LOANS, LLC 1 3.75% $4,412
    Bank of the West 1 5.63% $3,543
    Wallick & Volk, Inc. 1 4.13% $7,006
    Bank of England 1 5.88% $7,334
    AXIA FINANCIAL, LLC 1 5.88% $5,781
    Washington Trust Bank 1 6.13% $7,420
    Morgan Stanley Private Bank 1 5.05% $5,214
    Mortgage Research Center, LLC 1 5.25% $8,080
    AMERICAN INTERNET MORTGAGE, INC. 1 2.88% $4,419
    LOANPAL, LLC 1 5.99% $13,200
    M&T Bank 1 4.13% $6,270
    MUFG Union Bank 1 3.63% $3,470

    LEWISTON Average Closing Costs & Other Stats

    LEWISTON, ID-WA's 84 lenders originated 1,807 loans during 2022. The total origination value was $405,675,000, with an average loan value of $224,502.

    LEWISTON's average closing costs are $5,491.

    The top LEWISTON lender as defined by loan originations is Potlatch No. 1 Financial Credit Union, with 139 loans originated. Their average total fees are $4,184, which is $3,100 lower than the next largest lender, QUICKEN LOANS, LLC.

    The lowest fee LEWISTON lenders (with over 10 loans originated) are U.S. Bank ($3,536), Potlatch No. 1 Financial Credit Union ($4,184), Wells Fargo Bank ($4,243), Flagstar Bank, FSB ($5,347) and AMERICAN PACIFIC MORTGAGE CORPORATION ($5,630).

    The lowest rate LEWISTON lenders (with over 10 loans originated) are Wells Fargo Bank (4.23%), Zions Bank (4.46%), Flagstar Bank, FSB (4.47%), CALIBER HOME LOANS, INC. (4.50%) and Mr. Cooper ( Nationstar Mortgage ) (4.53%).

    LEWISTON, ID-WA Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2021 Loan Value 2022 Loan Value % Change 2022 Market Share
    Potlatch No. 1 Financial Credit Union $89,255,000 $62,735,000 -29.7% 15.5%
    SUMMIT FUNDING, INC. $40,650,000 $31,435,000 -22.7% 7.7%
    QUICKEN LOANS, LLC $53,380,000 $24,890,000 -53.4% 6.1%
    IDAHO CENTRAL $7,690,000 $22,200,000 188.7% 5.5%
    CALIBER HOME LOANS, INC. $36,065,000 $21,735,000 -39.7% 5.4%
    BAY EQUITY LLC $31,595,000 $19,920,000 -37.0% 4.9%
    AMERICAN PACIFIC MORTGAGE CORPORATION $24,625,000 $18,755,000 -23.8% 4.6%
    Wells Fargo Bank $33,320,000 $14,085,000 -57.7% 3.5%
    HOMEBRIDGE FINANCIAL SERVICES, INC. $29,875,000 $12,905,000 -56.8% 3.2%
    U.S. Bank $18,535,000 $10,725,000 -42.1% 2.6%
    MANN FINANCIAL INC. $25,185,000 $10,010,000 -60.3% 2.5%
    S1L, Inc. $3,160,000 $9,795,000 210.0% 2.4%
    LOANDEPOT.COM, LLC $14,515,000 $7,745,000 -46.6% 1.9%
    Zions Bancorporation, N.A. $11,165,000 $7,180,000 -35.7% 1.8%
    UNITED WHOLESALE MORTGAGE, LLC $11,880,000 $6,760,000 -43.1% 1.7%
    Mortgage Research Center, LLC $6,770,000 $6,425,000 -5.1% 1.6%
    Umpqua Bank $11,200,000 $5,920,000 -47.1% 1.5%
    ON Q FINANCIAL, INC. $10,540,000 $5,885,000 -44.2% 1.5%
    PENNYMAC LOAN SERVICES, LLC $8,830,000 $5,815,000 -34.1% 1.4%
    FREEDOM MORTGAGE CORPORATION $21,450,000 $5,175,000 -75.9% 1.3%
    Banner Bank $7,560,000 $4,955,000 -34.5% 1.2%
    Columbia State Bank $4,750,000 $4,830,000 1.7% 1.2%
    Flagstar Bank, FSB $2,615,000 $3,850,000 47.2% 0.9%
    Mr. Cooper ( Nationstar Mortgage ) $7,170,000 $3,515,000 -51.0% 0.9%
    NAVY FEDERAL CREDIT UNION $2,700,000 $3,515,000 30.2% 0.9%
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $5,365,000 $3,230,000 -39.8% 0.8%
    Washington Federal Bank $1,520,000 $3,065,000 101.6% 0.8%
    GUILD MORTGAGE COMPANY $2,040,000 $2,435,000 19.4% 0.6%
    AMERISAVE MORTGAGE CORPORATION $5,445,000 $2,385,000 -56.2% 0.6%
    NEW DAY FINANCIAL, LLC $5,440,000 $2,255,000 -58.5% 0.6%
    AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $1,830,000 $2,090,000 14.2% 0.5%
    GESA $65,000 $2,005,000 2,984.6% 0.5%
    Willamette Valley Bank $1,230,000 $1,940,000 57.7% 0.5%
    Washington Trust Bank $5,145,000 $1,815,000 -64.7% 0.4%
    ACADEMY MORTGAGE CORPORATION $1,085,000 $1,695,000 56.2% 0.4%
    AMERICAN ADVISORS GROUP $1,705,000 $1,610,000 -5.6% 0.4%
    MUTUAL OF OMAHA MORTGAGE, INC. $2,425,000 $1,555,000 -35.9% 0.4%
    USAA Federal Savings Bank $1,185,000 $1,550,000 30.8% 0.4%
    LAND HOME FINANCIAL SERVICES, INC. $1,520,000 n/a 0.4%
    BETTER MORTGAGE CORPORATION $4,050,000 $1,475,000 -63.6% 0.4%
    KeyBank $780,000 $1,200,000 53.8% 0.3%
    BROKER SOLUTIONS, INC. $3,905,000 $1,190,000 -69.5% 0.3%
    PRIMELENDING, A PLAINSCAPITAL COMPANY $235,000 $1,185,000 404.3% 0.3%
    VILLAGE CAPITAL MORTGAGE $2,590,000 $1,150,000 -55.6% 0.3%
    MID AMERICA MORTGAGE, INC. $190,000 $1,120,000 489.5% 0.3%
    EVERGREEN MONEYSOURCE MORTGAGE COMPANY $1,215,000 $1,020,000 -16.0% 0.3%
    SPOKANE TEACHERS $950,000 $1,005,000 5.8% 0.2%
    PREMIER MORTGAGE RESOURCES, L.L.C. $1,615,000 $1,000,000 -38.1% 0.2%
    First Interstate Bank $3,650,000 $995,000 -72.7% 0.2%
    LAKEVIEW LOAN SERVICING, LLC $2,115,000 $980,000 -53.7% 0.2%
    Glacier Bank $1,215,000 $965,000 -20.6% 0.2%
    The Federal Savings Bank $1,600,000 $935,000 -41.6% 0.2%
    NEWREZ LLC $2,650,000 $900,000 -66.0% 0.2%
    CMG MORTGAGE, INC. $2,240,000 $885,000 -60.5% 0.2%
    PHH Mortgage Corporation $695,000 $885,000 27.3% 0.2%
    AMERICAN FINANCING CORPORATION $1,945,000 $870,000 -55.3% 0.2%
    Discover Bank $90,000 $840,000 833.3% 0.2%
    Citibank $765,000 n/a 0.2%
    Carrington Mortgage Services, LLC $920,000 $760,000 -17.4% 0.2%
    Sunflower Bank $420,000 $725,000 72.6% 0.2%
    HOME POINT FINANCIAL CORPORATION $1,260,000 $720,000 -42.9% 0.2%
    Wyndham Capital Mortgage, Inc. $1,685,000 $700,000 -58.5% 0.2%
    HOMESIDE FINANCIAL, LLC $935,000 $675,000 -27.8% 0.2%
    GUARANTEED RATE, INC. $1,775,000 $670,000 -62.3% 0.2%
    MOVEMENT MORTGAGE, LLC $540,000 $670,000 24.1% 0.2%
    NUMERICA CREDIT UNION $960,000 $670,000 -30.2% 0.2%
    Nations Lending Corporation $605,000 $655,000 8.3% 0.2%
    Farmers Bank & Trust $645,000 n/a 0.2%
    Boeing Employees Credit Union $1,585,000 $635,000 -59.9% 0.2%
    JPMorgan Chase Bank $570,000 $610,000 7.0% 0.2%
    CLEARPATH LENDING $970,000 $590,000 -39.2% 0.1%
    Morgan Stanley Private Bank $555,000 n/a 0.1%
    CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $3,015,000 $520,000 -82.8% 0.1%
    AmeriHome Mortgage Company, LLC $155,000 $490,000 216.1% 0.1%
    WASHINGTON STATE EMPLOYEES Credit Union $1,345,000 $485,000 -63.9% 0.1%
    EVANSVILLE TEACHERS $475,000 n/a 0.1%
    TRIAD FINANCIAL SERVICES, INC. $475,000 n/a 0.1%
    First Guaranty Mortgage Corporation $155,000 $470,000 203.2% 0.1%
    LADERA LENDING, INC. $410,000 n/a 0.1%
    PRIORITY HOME LENDING, LLC $405,000 n/a 0.1%
    Wallick & Volk, Inc. $1,175,000 $400,000 -66.0% 0.1%
    GENEVA FINANCIAL, LLC $660,000 $385,000 -41.7% 0.1%
    OCMBC, INC. $380,000 n/a 0.1%
    AMERICAN INTERNET MORTGAGE, INC. $415,000 $365,000 -12.0% 0.1%
    Utah Mortgage Loan Corporation $360,000 n/a 0.1%
    Northpointe Bank $320,000 n/a 0.1%
    North American Savings Bank, F.S.B. $315,000 n/a 0.1%
    RANLIFE, INC. $235,000 $315,000 34.0% 0.1%
    Strong Home Mortgage, LLC $1,580,000 $315,000 -80.1% 0.1%
    EVERETT FINANCIAL, INC. $255,000 $305,000 19.6% 0.1%
    LOANPAL, LLC $820,000 $305,000 -62.8% 0.1%
    TOP FLITE FINANCIAL, INC. $305,000 n/a 0.1%
    Century Mortgage Company DBA Century Lending Company $295,000 n/a 0.1%
    SOUTHWEST STAGE FUNDING, LLC $275,000 $295,000 7.3% 0.1%
    Barrington Bank & Trust Company, N.A. $175,000 $285,000 62.9% 0.1%
    FINANCE OF AMERICA MORTGAGE LLC $1,590,000 $285,000 -82.1% 0.1%
    Platinum Home Mortgage Corporation $480,000 $285,000 -40.6% 0.1%
    Prime Choice Funding Inc. $325,000 $275,000 -15.4% 0.1%
    CORNERSTONE HOME LENDING, INC. $215,000 $265,000 23.3% 0.1%
    The Central Trust Bank $265,000 n/a 0.1%
    ZILLOW HOME LOANS, LLC $985,000 $265,000 -73.1% 0.1%
    PLANET HOME LENDING, LLC $410,000 $255,000 -37.8% 0.1%
    GUARANTEED RATE AFFINITY, LLC $245,000 n/a 0.1%
    VERITAS FUNDING, LLC $245,000 n/a 0.1%
    LONGBRIDGE FINANCIAL, LLC $290,000 $230,000 -20.7% 0.1%
    ALTURA $225,000 n/a 0.1%
    BM Real Estate Services, Inc. $225,000 n/a 0.1%
    GTE Federal Credit Union $225,000 n/a 0.1%
    Lakeview Community Capital, LLC $225,000 n/a 0.1%
    SPRING EQ, LLC $225,000 n/a 0.1%
    CALCON MUTUAL MORTGAGE LLC $215,000 n/a 0.1%
    NETWORK CAPITAL FUNDING CORPORATION $485,000 $215,000 -55.7% 0.1%
    AXIA FINANCIAL, LLC $825,000 $210,000 -74.5% 0.1%
    O BEE $210,000 n/a 0.1%
    Bank of England $195,000 $205,000 5.1% 0.1%
    Ally Bank $925,000 $195,000 -78.9% 0.0%
    FINANCE OF AMERICA REVERSE LLC $195,000 n/a 0.0%
    MUFG Union Bank $195,000 n/a 0.0%
    Sierra Pacific Mortgage Company, Inc. $330,000 $195,000 -40.9% 0.0%
    HomeTrust Bank $175,000 n/a 0.0%
    OPEN MORTGAGE, LLC $175,000 n/a 0.0%
    PNC Bank $840,000 $175,000 -79.2% 0.0%
    Texana Bank $175,000 n/a 0.0%
    Wheatland Bank $175,000 n/a 0.0%
    Peoples Bank $165,000 n/a 0.0%
    A&D Mortgage LLC $155,000 n/a 0.0%
    PENTAGON FEDERAL CREDIT UNION $600,000 $155,000 -74.2% 0.0%
    Solarity Credit Union $155,000 n/a 0.0%
    M&T Bank $95,000 $145,000 52.6% 0.0%
    AMERICA FIRST $115,000 n/a 0.0%
    KELLER MORTGAGE, LLC $1,490,000 $115,000 -92.3% 0.0%
    Bank of the West $105,000 n/a 0.0%
    Stifel Bank and Trust $95,000 n/a 0.0%
    Bank of America $1,100,000 $75,000 -93.2% 0.0%
    HORIZON $395,000 $65,000 -83.5% 0.0%
    Figure Lending LLC $65,000 $45,000 -30.8% 0.0%
    MOUNTAIN AMERICA $360,000 $45,000 -87.5% 0.0%

    LEWISTON's top lender by overall market share is Potlatch No. 1 Financial Credit Union, with 15.5% market share. In second place, with 7.7%, is SUMMIT FUNDING, INC., having originated $31,435,000 in loans. In third place, with 6.1%, is QUICKEN LOANS, LLC, having originated $24,890,000 in loans. In fourth place, with 5.5%, is IDAHO CENTRAL, having originated $22,200,000 in loans. In fifth place, with 5.4%, is CALIBER HOME LOANS, INC., having originated $21,735,000 in loans.

    LEWISTON Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - LEWISTON (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $232,188 (7.5%) $295,830 (7.8%) 0.00 211
    2018-02-01 $239,000 (11.2%) $295,371 (7.4%) 0.00 206
    2018-03-01 $246,500 (7.7%) $295,442 (12.7%) 0.00 239
    2018-04-01 $252,750 (6.2%) $297,066 (11.0%) 0.00 261
    2018-05-01 $250,500 (4.2%) $304,760 (13.7%) 0.00 286
    2018-06-01 $249,900 (4.2%) $300,576 (13.9%) 0.00 281
    2018-07-01 $250,500 (4.8%) $306,691 (17.5%) 0.00 292
    2018-08-01 $252,325 (6.5%) $307,942 (17.6%) 0.00 291
    2018-09-01 $249,500 (4.4%) $314,107 (17.0%) 0.00 273
    2018-10-01 $245,450 (6.9%) $307,675 (15.9%) 0.00 262
    2018-11-01 $239,225 (1.8%) $303,161 (8.1%) 0.00 251
    2018-12-01 $239,500 (2.6%) $315,218 (9.2%) 0.00 192
    2019-01-01 $239,925 (3.3%) $312,282 (5.6%) 0.00 170
    2019-02-01 $239,975 (0.4%) $309,539 (4.8%) 0.00 171
    2019-03-01 $250,257 (1.5%) $316,103 (7.0%) 0.00 203
    2019-04-01 $265,875 (5.2%) $327,586 (10.3%) 0.00 244
    2019-05-01 $281,125 (12.2%) $337,016 (10.6%) 0.00 132
    2019-06-01 $278,450 (11.4%) $348,751 (16.0%) 0.00 140
    2019-07-01 $287,212 (14.7%) $363,791 (18.6%) 0.00 142
    2019-08-01 $282,805 (12.1%) $359,764 (16.8%) 0.00 139
    2019-09-01 $272,761 (9.3%) $343,663 (9.4%) 0.00 146
    2019-10-01 $264,975 (8.0%) $327,642 (6.5%) 0.00 150
    2019-11-01 $259,900 (8.6%) $317,017 (4.6%) 0.00 152
    2019-12-01 $261,050 (9.0%) $325,801 (3.4%) 0.00 124
    2020-01-01 $266,125 (10.9%) $321,722 (3.0%) 0.00 102
    2020-02-01 $269,900 (12.5%) $327,075 (5.7%) 0.00 97
    2020-03-01 $266,000 (6.3%) $329,068 (4.1%) 0.00 97
    2020-04-01 $267,225 (0.5%) $335,275 (2.4%) 0.00 106
    2020-05-01 $297,000 (5.7%) $371,939 (10.4%) 0.00 98
    2020-06-01 $277,400 (-0.4%) $369,800 (6.0%) 0.00 84
    2020-07-01 $291,200 (1.4%) $380,219 (4.5%) 0.00 74
    2020-08-01 $285,000 (0.8%) $377,917 (5.1%) 0.00 83
    2020-09-01 $288,450 (5.8%) $371,529 (8.1%) 0.00 78
    2020-10-01 $289,900 (9.4%) $398,558 (21.6%) 0.00 73
    2020-11-01 $281,400 (8.3%) $413,648 (30.5%) 0.00 63
    2020-12-01 $276,425 (5.9%) $411,398 (26.3%) 0.00 50
    2021-01-01 $277,900 (4.4%) $426,857 (32.7%) 0.00 40
    2021-02-01 $319,700 (18.5%) $531,551 (62.5%) 0.00 31
    2021-03-01 $361,750 (36.0%) $555,545 (68.8%) 0.00 35
    2021-04-01 $361,475 (35.3%) $560,728 (67.2%) 0.00 34
    2021-05-01 $369,000 (24.2%) $531,825 (43.0%) 0.00 46
    2021-06-01 $349,750 (26.1%) $533,043 (44.1%) 0.00 52
    2021-07-01 $312,500 (7.3%) $488,653 (28.5%) 0.00 66
    2021-08-01 $342,500 (20.2%) $547,764 (44.9%) 0.00 94
    2021-09-01 $344,700 (19.5%) $564,421 (51.9%) 0.00 94
    2021-10-01 $354,900 (22.4%) $562,640 (41.2%) 0.00 96
    2021-11-01 $388,225 (38.0%) $580,352 (40.3%) 0.00 81
    2021-12-01 $380,000 (37.5%) $613,532 (49.1%) 0.00 66
    2022-01-01 $394,250 (41.9%) $625,021 (46.4%) 0.00 52
    2022-02-01 $403,450 (26.2%) $684,868 (28.8%) 0.00 40
    2022-03-01 $424,250 (17.3%) $658,655 (18.6%) 0.00 46
    2022-04-01 $432,500 (19.7%) $595,591 (6.2%) 0.00 67
    2022-05-01 $432,475 (17.2%) $632,952 (19.0%) 0.00 77
    2022-06-01 $444,450 (27.1%) $605,865 (13.7%) 0.00 103
    2022-07-01 $419,900 (34.4%) $552,593 (13.1%) 0.00 137
    2022-08-01 $414,950 (21.2%) $536,675 (-2.0%) 0.00 154
    2022-09-01 $432,450 (25.5%) $539,189 (-4.5%) 0.00 148
    2022-10-01 $441,825 (24.5%) $538,265 (-4.3%) 0.00 151
    2022-11-01 $433,425 (11.6%) $506,412 (-12.7%) 0.00 151
    2022-12-01 $419,000 (10.3%) $488,449 (-20.4%) 0.00 136
    2023-01-01 $417,250 (5.8%) $479,987 (-23.2%) 0.00 134
    2023-02-01 $419,500 (4.0%) $473,268 (-30.9%) 0.00 131
    2023-03-01 $413,000 (-2.7%) $482,940 (-26.7%) 0.00 111
    2023-04-01 $415,000 (-4.1%) $483,863 (-18.8%) 0.00 118
    2023-05-01 $425,900 (-1.5%) $507,323 (-19.9%) 0.00 127
    2023-06-01 $440,250 (-0.9%) $531,127 (-12.3%) 0.00 139
    2023-07-01 $430,000 (2.4%) $544,129 (-1.5%) 0.00 169
    2023-08-01 $428,000 (3.1%) $547,564 (2.0%) 0.00 186
    LEWISTON's median listing price for 2023-08-01 was $428,000, a difference of $13,050 (3.1%) versus the prior year and $-2,000 versus the prior month.

    LEWISTON's median listing price comes in at 0% of the national average.

    LEWISTON's average listing price for 2023-08-01 was $547,564, a difference of $10,889 (2.0%) versus the prior year and $3,435 versus the prior month.

    For the 2023-08-01 period, LEWISTON had 186 MLS listings, a difference of 17 listings (10%) versus the prior month and 32 listings (21%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - LEWISTON (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 2,128 sqft
    2018-02-01 0 days 2,183 sqft
    2018-03-01 0 days 2,176 sqft
    2018-04-01 0 days 2,218 sqft
    2018-05-01 0 days 2,220 sqft
    2018-06-01 0 days 2,240 sqft
    2018-07-01 0 days 2,247 sqft
    2018-08-01 0 days 2,251 sqft
    2018-09-01 0 days 2,238 sqft
    2018-10-01 0 days 2,162 sqft
    2018-11-01 0 days 2,099 sqft
    2018-12-01 0 days 2,138 sqft
    2019-01-01 0 days 2,154 sqft
    2019-02-01 0 days 2,156 sqft
    2019-03-01 0 days 2,194 sqft
    2019-04-01 0 days 2,216 sqft
    2019-05-01 0 days 2,209 sqft
    2019-06-01 0 days 2,184 sqft
    2019-07-01 0 days 2,246 sqft
    2019-08-01 0 days 2,352 sqft
    2019-09-01 0 days 2,359 sqft
    2019-10-01 0 days 2,353 sqft
    2019-11-01 0 days 2,288 sqft
    2019-12-01 0 days 2,327 sqft
    2020-01-01 0 days 2,371 sqft
    2020-02-01 0 days 2,288 sqft
    2020-03-01 0 days 2,148 sqft
    2020-04-01 0 days 2,111 sqft
    2020-05-01 0 days 2,288 sqft
    2020-06-01 0 days 2,148 sqft
    2020-07-01 0 days 2,194 sqft
    2020-08-01 0 days 2,243 sqft
    2020-09-01 0 days 2,231 sqft
    2020-10-01 0 days 2,190 sqft
    2020-11-01 0 days 2,189 sqft
    2020-12-01 0 days 2,046 sqft
    2021-01-01 0 days 1,949 sqft
    2021-02-01 0 days 2,164 sqft
    2021-03-01 0 days 2,169 sqft
    2021-04-01 0 days 1,977 sqft
    2021-05-01 0 days 2,172 sqft
    2021-06-01 0 days 2,186 sqft
    2021-07-01 0 days 2,018 sqft
    2021-08-01 0 days 2,118 sqft
    2021-09-01 0 days 1,979 sqft
    2021-10-01 0 days 2,056 sqft
    2021-11-01 0 days 2,170 sqft
    2021-12-01 0 days 2,039 sqft
    2022-01-01 0 days 2,024 sqft
    2022-02-01 0 days 2,042 sqft
    2022-03-01 0 days 2,127 sqft
    2022-04-01 0 days 2,176 sqft
    2022-05-01 0 days 2,229 sqft
    2022-06-01 0 days 2,148 sqft
    2022-07-01 0 days 2,090 sqft
    2022-08-01 0 days 2,170 sqft
    2022-09-01 0 days 2,241 sqft
    2022-10-01 0 days 2,244 sqft
    2022-11-01 0 days 2,141 sqft
    2022-12-01 0 days 2,089 sqft
    2023-01-01 0 days 2,106 sqft
    2023-02-01 0 days 2,123 sqft
    2023-03-01 0 days 2,153 sqft
    2023-04-01 0 days 2,174 sqft
    2023-05-01 0 days 2,177 sqft
    2023-06-01 0 days 2,288 sqft
    2023-07-01 0 days 2,212 sqft
    2023-08-01 0 days 2,254 sqft
    LEWISTON's median listing age (time on market) for 2023-08-01 was 0 days.

    LEWISTON's median square footage for active listings during the 2023-08-01 period was 2,254 sqft. One year prior, the average listing was 2,170 sqft.

    LEWISTON, ID-WA Average Rent (2023)

    Zoom/scroll map to see average rent by zip code. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results.

    For additional perspective within a market, below is information regarding the average rents (as defined by HUD) for zip codes within the metro area. Descriptive statistics (average, median) are shown below the table.
    Zip Code Metro Studio Apartment Rent 1BR Apartment Rent 2BR Apartment Rent 3BR Apartment Rent 4BR Apartment Rent
    83501 Lewiston, ID-WA $630 $740 $950 $1,350 $1,630
    83524 Lewiston, ID-WA $680 $790 $1,020 $1,450 $1,750
    83535 Lewiston, ID-WA $670 $780 $1,010 $1,430 $1,730
    83537 Lewiston, ID-WA $580 $670 $870 $1,240 $1,490
    83540 Lewiston, ID-WA $610 $710 $920 $1,310 $1,570
    83541 Lewiston, ID-WA $710 $830 $1,070 $1,520 $1,830
    83545 Lewiston, ID-WA $600 $700 $900 $1,280 $1,540
    83548 Lewiston, ID-WA $690 $800 $1,030 $1,460 $1,770
    83555 Lewiston, ID-WA $530 $610 $800 $1,110 $1,330
    83832 Lewiston, ID-WA $670 $780 $1,010 $1,430 $1,730
    99347 Lewiston, ID-WA $650 $760 $980 $1,390 $1,680
    99401 Lewiston, ID-WA $650 $760 $980 $1,390 $1,680
    99402 Lewiston, ID-WA $640 $740 $960 $1,360 $1,640
    99403 Lewiston, ID-WA $660 $770 $990 $1,410 $1,690

    2022 Average & Median Rent Data Statistics
    LEWISTON, ID-WA average 1BR rent: $746, median: $760
    LEWISTON, ID-WA average 2BR rent: $964, median: $980
    LEWISTON, ID-WA average 3BR rent: $1,366, median: $1,390

    LEWISTON, ID-WA Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 792 $222,780,000 $281,288
    Cash Out Refi 454 $101,990,000 $224,648
    Refi 238 $47,730,000 $200,546
    Home Improvement 164 $17,120,000 $104,390
    Other 159 $16,055,000 $100,975

    Lewiston's most frequently cited loan purpose was Home Purchase, with 792 originations. The 2nd most popular reason was Cash Out Refi, with 454 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    4-5% 442 $108,380,000 $245,204
    3-4% 435 $105,145,000 $241,713
    5-6% 394 $99,320,000 $252,081
    6-7% 269 $50,205,000 $186,636
    2.5-3% 103 $19,365,000 $188,010
    7-8% 87 $13,715,000 $157,644
    <2.5% 39 $5,465,000 $140,128
    Over 8% 35 $3,155,000 $90,143

    During 2022, Lewiston's most frequently originated rate bucket was 4-5%, with 442 originations.

    Loan Sizing (LEWISTON, ID-WA MSA)

    Loan Size Originations Total Value Average Loan
    $200k-400k 854 $237,910,000 $278,583
    $100k-200k 469 $71,095,000 $151,588
    $100,000 or less 335 $17,795,000 $53,119
    $400k-600k 112 $53,850,000 $480,804
    $600k-1000k 37 $25,025,000 $676,351

    LEWISTON's loan sizing saw the bucket of loans from $200k-400k with 854 originations, totaling $237,910,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 534 $161,410,000 $302,266
    60-80% 481 $135,735,000 $282,193
    40-60% 295 $58,835,000 $199,441
    20-40% 237 $28,575,000 $120,570
    Under 20% 228 $10,060,000 $44,123
    Over 100% 27 $9,765,000 $361,667

    LEWISTON's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 534 originations, totaling $161,410,000 in origination value.