Bank Of Hope Mortgage Rates, Fees & Info

Los Angeles, CA

LEI: 549300F570XAWYN8Z237

Tax ID: 95-3972168

Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

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  • SimulatedRates™
  • Mortgage Calculator

    • Mortgage Data

  • Originations
  • Top Markets
  • Product Mix
  • Loan Reason
  • Typical Rates
  • Loan Sizes
  • Dwelling Types
  • Complaints
  • Similar Lenders
  • Loan Length
  • Loan to Value Info
  • Debt-to-Income
  • Applicant Income
  • Ethnicity Info
  • Approval & Pick Rates
  • Points and Fees
  • Origination Fees (Closing Costs)

    • Bank Data

  • Branches
  • Income
  • Loan Types
  • Deposit Mix
  • Loan Performance
  • Assets
  • Business Loans

    • Review & Overview

    Bank Of Hope is a smaller bank specializing in Home Purchase and Refi loans. Bank Of Hope has a high proportion of conventional loans. Their top markets by origination volume include: Los Angeles, New York, Chicago, San Francisco, and Riverside among others. We have data for 21 markets. (Some data included below & more in-depth data is available with an active subscription.)

    Bank Of Hope has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Bank Of Hope is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

    We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

    Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

    Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

    SimulatedRates™

    Mortgage Type     		Simulated Rate Simulation Date
    30 Year Conventional Purchase 6.33% 4/21/24
    30 Year Conventional Refi 6.53% 4/21/24
    30 Year Cash-out Refi 6.68% 4/21/24
    15 Year Conventional Purchase 5.69% 4/21/24
    15 Year Conventional Refi 5.84% 4/21/24
    15 Year Cash-out Refi 5.84% 4/21/24
    These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

    Bank Of Hope Mortgage Calculator






    Your Estimates

    Estimated Loan Payment: Update the calculator values and click calculate payment!

    This is not an official calculator from Bank Of Hope. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

    The default purchase price is the median sales price across the US for 2022Q4, per FRED.


    Originations

    297

    Origination Dollar Volume (All Markets)

    $209,225,000

    Employee count

    1,456

    Awards

    Bank of Hope 30 Year Conventional Loans silver
    Show all (1) awards

    Top Markets

    Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

    Market Originations Total Value Average Loan Average Fees Average Rate
    Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 193 $139,855,000 $724,637 $5,315 4.02%
    New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 19 $24,005,000 $1,263,421 $5,997 4.44%
    Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 28 $8,710,000 $311,071 $3,805 4.22%
    San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 8 $8,020,000 $1,002,500 $10,408 4.12%
    RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 11 $6,755,000 $614,091 $5,019 4.11%
    SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 10 $6,030,000 $603,000 $5,519 3.84%
    Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 4 $4,750,000 $1,187,500 $3,818 3.86%
    Glenwood Springs, CO (FHA|USDA|VA) 1 $2,765,000 $2,765,000 $45,726 3.75%
    OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 3 $1,505,000 $501,667 $6,134 3.83%
    Port Angeles, WA (FHA|USDA|VA) 1 $1,505,000 $1,505,000 $0 4.60%
    YAKIMA, WA (FHA|USDA|VA) 4 $1,090,000 $272,500 $0 4.53%
    SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 2 $960,000 $480,000 $3,747 4.13%
    SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 2 $640,000 $320,000 $8,571 4.06%
    Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 3 $595,000 $198,333 $0 4.04%
    LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 1 $475,000 $475,000 $4,113 4.38%
    HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 1 $305,000 $305,000 $5,071 3.13%
    BAKERSFIELD, CA (FHA|USDA|VA) 2 $290,000 $145,000 $5,172 4.50%
    Eureka-Arcata, CA (FHA|USDA|VA) 1 $275,000 $275,000 $0 4.88%
    Truckee-Grass Valley, CA (FHA|USDA|VA) 1 $265,000 $265,000 $0 4.38%
    Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 1 $265,000 $265,000 $3,537 4.25%
    SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 1 $165,000 $165,000 $0 4.13%
    Bank Of Hope's top markets include Los Angeles, New York, Chicago, San Francisco, and Riverside among others.

    Their top states include:
  • California (FHA|USDA|VA)
  • New York (FHA|USDA|VA)
  • Illinois (FHA|USDA|VA)
  • Washington (FHA|USDA|VA)
  • Colorado (FHA|USDA|VA)

    • Similar Lenders

    We use machine learning to identify the top lenders compared against Bank of Hope based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.

    N C P D Federal Credit Union
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    GARDEN SAVINGS FEDERAL CREDIT UNION
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    Similarity Rank: 212
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    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 297 $209,225,000 $704,461 $5,587 4.08%

    For 2019, Bank Of Hope's most frequently originated type of loan was Conventional, with 297 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 142 $107,810,000 $759,225 $7,270 4.11%
    Refi 115 $78,855,000 $685,696 $4,182 3.94%
    Cash Out Refi 32 $18,330,000 $572,813 $4,907 4.31%
    Home Improvement 8 $4,230,000 $528,750 $3,527 4.62%

    For 2019, Bank Of Hope's most frequently cited loan purpose was Home Purchase, with 142 originations. The 2nd most popular reason was Refi, with 115 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 194 $129,800,000 $669,072 $5,887 4.06%
    15 Year 40 $13,460,000 $336,500 $4,308 3.47%
    Other 30 $35,710,000 $1,190,333 $0 4.46%
    5 Year 28 $25,440,000 $908,571 $0 4.50%
    10 Year 3 $3,535,000 $1,178,333 $0 5.35%
    20 Year 1 $275,000 $275,000 $4,266 3.75%
    1 Year 1 $1,005,000 $1,005,000 $0 5.00%

    For 2019, Bank Of Hope's most frequently cited loan duration was 30 Year, with 194 originations. The 2nd most popular length was 15 Year, with 40 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $1k-2k 156 $93,880,000 $601,795
    $2k-3k 15 $6,495,000 $433,000
    $5k+ 8 $13,750,000 $1,718,750
    $4k-5k 4 $2,470,000 $617,500
    $3k-4k 1 $755,000 $755,000

    Bank Of Hope's average total fees were $5,887, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 156 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    3-4% 156 $109,930,000 $704,679
    4-5% 114 $75,730,000 $664,298
    5-6% 21 $20,765,000 $988,810
    2.5-3% 5 $2,105,000 $421,000
    6-7% 1 $695,000 $695,000

    During 2019, Bank Of Hope's average interest rate for loans was 4.06%, while their most frequently originated rate bucket for loans was 3-4%, with 156 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $400k-600k 81 $38,825,000 $479,321 $4,910 4.02%
    $200k-400k 73 $23,045,000 $315,685 $4,192 4.02%
    $600k-1MM 61 $46,365,000 $760,082 $5,381 4.18%
    $1MM+ 56 $97,040,000 $1,732,857 $10,014 4.21%
    $100k-200k 25 $3,895,000 $155,800 $4,166 3.88%
    $100,000 or less 1 $55,000 $55,000 $0 5.35%

    2019 saw Bank Of Hope place emphasis on $400k-600k loans with 81 originations, totaling $38,825,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $250k+ 79 $76,635,000 $970,063 $7,880 4.09%
    $150k-250k 60 $30,880,000 $514,667 $4,998 3.89%
    $100k-150k 54 $24,370,000 $451,296 $4,646 4.01%
    $75k-100k 22 $6,730,000 $305,909 $4,727 3.84%
    $50k-75k 12 $3,410,000 $284,167 $4,113 3.94%
    $50k or less 7 $1,455,000 $207,857 $3,709 3.88%

    Bank Of Hope lent most frequently to those with incomes in the $250k+ range, with 79 originations. The second most popular income band? $150k-250k, with 60 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    30-36% 51 $39,515,000 $774,804 $6,420 3.98%
    20-30% 43 $24,375,000 $566,860 $4,856 3.76%
    <20% 19 $7,545,000 $397,105 $4,566 3.97%
    49% 14 $5,300,000 $378,571 $4,213 3.92%
    48% 14 $5,810,000 $415,000 $5,858 3.87%
    44% 13 $6,285,000 $483,462 $5,051 3.84%
    42% 11 $11,245,000 $1,022,273 $8,964 4.02%
    46% 11 $4,885,000 $444,091 $5,103 4.47%
    41% 10 $10,180,000 $1,018,000 $7,435 4.29%
    38% 9 $5,855,000 $650,556 $5,462 3.93%
    39% 7 $5,635,000 $805,000 $6,713 3.96%
    43% 7 $3,275,000 $467,857 $4,704 4.41%
    37% 6 $2,600,000 $433,333 $4,030 3.85%
    45% 6 $3,000,000 $500,000 $4,381 3.69%
    40% 5 $2,985,000 $597,000 $5,283 3.90%
    36% 5 $2,795,000 $559,000 $4,144 3.73%
    47% 3 $1,525,000 $508,333 $5,069 4.33%
    50-60% 1 $725,000 $725,000 $6,135 4.75%

    Bank Of Hope lent most frequently to those with DTI ratios of 30-36%, with 51 originations. The next most common DTI ratio? 20-30%, with 43 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    Not applicable 52 $58,780,000 $1,130,385 $0 4.53%
    Asian 112 $56,550,000 $504,911 $4,834 3.86%
    White 68 $49,980,000 $735,000 $6,525 4.16%
    Not provided 64 $43,760,000 $683,750 $5,927 4.02%
    Korean 1 $155,000 $155,000 $3,050 3.75%

    Approval Rates

    Total approvals of all applications
    97.46%

    Bank Of Hope has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.

    Pick Rate

    Approvals leading to origination
    79.12%

    Bank Of Hope has a below average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 297 $209,225,000 $704,461

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    Multifamily:Manufactured 1 $1,505,000 $1,505,000
    Multifamily:Site-Built 40 $44,570,000 $1,114,250
    Single Family (1-4 Units):Site-Built 256 $163,150,000 $637,305

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 50 $29,040,000 $580,800 $4,424 3.97%
    40-60% 76 $66,890,000 $880,132 $5,398 4.06%
    60-80% 148 $99,290,000 $670,878 $6,134 4.11%
    80-100% 9 $5,685,000 $631,667 $6,153 3.94%
    Over 100% 2 $5,060,000 $2,530,000 $0 5.63%
    Under 20% 12 $3,260,000 $271,667 $4,401 4.20%

    Complaints

    Bank Name Product Issue 2019 CPFB Complaints % of Total Issues
    BANK OF THE WEST Conventional home mortgage Applying for a mortgage or refinancing an existing mortgage 1 7.1%
    BANK OF THE WEST Other type of mortgage Trouble during payment process 1 7.1%
    BANK OF THE WEST Other type of mortgage Closing on a mortgage 1 7.1%
    BANK OF THE WEST Other type of mortgage Applying for a mortgage or refinancing an existing mortgage 1 7.1%
    BANK OF THE WEST Home equity loan or line of credit (HELOC) Trouble during payment process 2 14.3%
    BANK OF THE WEST Home equity loan or line of credit (HELOC) Applying for a mortgage or refinancing an existing mortgage 1 7.1%
    BANK OF THE WEST Conventional home mortgage Trouble during payment process 6 42.9%
    BANK OF THE WEST Conventional home mortgage Struggling to pay mortgage 1 7.1%

    Bank Details

    Branches

    Bank Name Branch Branch Type Deposits (000's)
    Bank of Hope 10000 Harwin Drive Houston, TX 77036 Full Service Retail $60,154
    Bank of Hope 10147 Reseda Boulevard Northridge, CA 91324 Full Service B&M $149,931
    Bank of Hope 1040 S. Mt. Vernon Ave. #a Colton, CA 92324 Full Service B&M $140,357
    Bank of Hope 1100 South San Pedro Street, Unit L21-L25 Los Angeles, CA 90015 Full Service B&M $237,026
    Bank of Hope 1102 East El Camino Real Sunnyvale, CA 94087 Full Service B&M $300,690
    Bank of Hope 1205 South Broadway Los Angeles, CA 90015 Full Service B&M $218,082
    Bank of Hope 1300 South San Pedro Street Los Angeles, CA 90021 Full Service B&M $203,275
    Bank of Hope 1338 Blalock Road Houston, TX 77055 Full Service B&M $44,239
    Bank of Hope 138-02 Northern Boulevard Flushing, NY 11354 Full Service B&M $177,612
    Bank of Hope 13890 Braddock Road Centreville, VA 20121 Full Service B&M $39,332
    Bank of Hope 14407 Culver Dr. Irvine, CA 92604 Full Service B&M $172,833
    Bank of Hope 15024 Northern Blvd Flushing, NY 11354 Full Service B&M $47,468
    Bank of Hope 16 West 32nd Street New York, NY 10001 Full Service B&M $487,907
    Bank of Hope 1605 Eastern Boulevard Montgomery, AL 36117 Full Service B&M $43,387
    Bank of Hope 162-05 Crocheron Ave Flushing, NY 11358 Full Service B&M $140,994
    Bank of Hope 1645 Milwaukee Avenue Glenview, IL 60025 Full Service B&M $82,698
    Bank of Hope 1655 West Redondo Beach Boulevard Gardena, CA 90247 Full Service B&M $377,142
    Bank of Hope 1709 South Nogales St. Suite 100 Rowland Heights, CA 91748 Full Service B&M $118,702
    Bank of Hope 172 Main Street Fort Lee, NJ 7024 Full Service B&M $166,752
    Bank of Hope 17410 Highway 99, Suite 130 Lynnwood, WA 98037 Full Service B&M $105,368
    Bank of Hope 17500 Carmenita Road Cerritos, CA 90703 Full Service B&M $256,431
    Bank of Hope 1939 Harrison St Suite 190 Oakland, CA 94612 Full Service B&M $225,806
    Bank of Hope 19811 Colima Road Walnut, CA 91789 Full Service B&M $133,363
    Bank of Hope 209-07 Northern Blvd. Bayside, NY 11361 Full Service B&M $115,300
    Bank of Hope 2222 W. Olympic Blvd. Los Angeles, CA 90006 Full Service B&M $581,917
    Bank of Hope 2237 Royal Ln Dallas, TX 75229 Full Service B&M $129,385
    Bank of Hope 2424 Sepulveda Blvd., #a Torrance, CA 90501 Full Service B&M $332,825
    Bank of Hope 253 N. Western Ave. Los Angeles, CA 90005 Full Service B&M $108,689
    Bank of Hope 2727 West Olympic Boulevard Los Angeles, CA 90006 Full Service B&M $269,060
    Bank of Hope 2809 S. Diamond Bar Blvd. Diamond Bar, CA 91765 Full Service B&M $83,752
    Bank of Hope 303 Broad Avenue Palisades Park, NJ 7650 Full Service B&M $61,403
    Bank of Hope 31827-B Pacific Hwy South Federal Way, WA 98003 Full Service B&M $93,916
    Bank of Hope 3200 Wilshire Boulevard Suite 1400 Los Angeles, CA 90010 Full Service B&M $2,632,122
    Bank of Hope 3231 Foothill Blvd., Suite 205 La Crescenta, CA 91214 Full Service B&M $172,453
    Bank of Hope 3267 W Olympic Blvd Los Angeles, CA 90006 Full Service B&M $268,425
    Bank of Hope 3301 184th St Sw #125 Lynnwood, WA 98037 Full Service B&M $130,591
    Bank of Hope 3435 Wilshire Blvd. #150 Los Angeles, CA 90010 Full Service B&M $145,699
    Bank of Hope 3600 Wilshire Boulevard, Suite 100-A Los Angeles, CA 90010 Full Service B&M $269,222
    Bank of Hope 3832 Wilshire Boulevard Los Angeles, CA 90010 Full Service B&M $287,830
    Bank of Hope 401 E. 11th Street, Suite 211 Los Angeles, CA 90015 Full Service B&M $260,939
    Bank of Hope 4428 Convoy St. #a-200 San Diego, CA 92111 Full Service B&M $92,220
    Bank of Hope 474 Sylvan Avenue Englewood Cliffs, NJ 7632 Full Service B&M $115,021
    Bank of Hope 485 Great Neck Rd Great Neck, NY 11021 Limited, Drive-thru $80,446
    Bank of Hope 4875 La Palma Avenue La Palma, CA 90623 Full Service B&M $143,239
    Bank of Hope 50-15 Roosevelt Avenue Woodside, NY 11377 Full Service B&M $132,060
    Bank of Hope 5300 Beach Boulevard, Unit 101 Buena Park, CA 90621 Full Service B&M $200,030
    Bank of Hope 5307 Beach Boulevard Buena Park, CA 90621 Limited, Drive-thru $200,404
    Bank of Hope 5526 West Touhy Avenue Skokie, IL 60077 Full Service B&M $174,349
    Bank of Hope 6350 Pacific Boulevard Huntington Park, CA 90255 Full Service B&M $65,745
    Bank of Hope 7410-A Little River Turnpike Annandale, VA 22003 Full Service B&M $46,120
    Bank of Hope 7553 Boulevard 26 North Richland Hills, TX 76180 Full Service B&M $19,188
    Bank of Hope 801 Civic Center Drive, Ste. 155 Niles, IL 60714 Full Service B&M $44,776
    Bank of Hope 83 West Golf Road Arlington Heights, IL 60005 Full Service B&M $141,831
    Bank of Hope 8401 Reseda Boulevard Northridge, CA 91324 Full Service B&M $253,873
    Bank of Hope 841 South Western Avenue Los Angeles, CA 90005 Full Service B&M $212,616
    Bank of Hope 8504 Golf Road Niles, IL 60714 Full Service B&M $103,220
    Bank of Hope 8608 South Tacoma Way Lakewood, WA 98499 Full Service B&M $100,163
    Bank of Hope 9580 Garden Grove Boulevard, Suite 100 Garden Grove, CA 92844 Full Service B&M $194,762

    For 2019, Bank Of Hope had 58 branches.

    Yearly Performance Overview

    Bank Income

    Item Value (in 000's)
    Total interest income $684,832
    Net interest income $482,643
    Total noninterest income $48,327
    Gross Fiduciary activities income $0
    Service charges on deposit accounts $21,982
    Trading account gains and fees $0
    Additional Noninterest Income $26,345
    Pre-tax net operating income $245,168
    Securities gains (or losses, -) $1,395
    Income before extraordinary items $185,714
    Discontinued Operations (Extraordinary gains, net) $0
    Net income of bank and minority interests $185,714
    Minority interest net income $0
    Net income $185,714
    Sale, conversion, retirement of capital stock, net $4,649
    Net operating income $184,611

    Bank Of Hope's gross interest income from loans was $684,832,000.
    Bank Of Hope's net interest income from loans was $482,643,000.
    Bank Of Hope's fee based income from loans was $21,982,000.
    Bank Of Hope's net income from loans was $185,714,000.

    Bank Expenses

    Item Value (in 000's)
    Total interest expense $202,189
    Provision for credit losses $7,300
    Total noninterest expense $278,502
    Salaries and employee benefits $161,718
    Premises and equipment expense $42,398
    Additional noninterest expense $74,386
    Applicable income taxes $60,849
    Net charge-offs $4,372
    Cash dividends $120,000

    Bank Of Hope's interest expense for loans was $202,189,000.
    Bank Of Hope's payroll and benefits expense were $161,718,000.
    Bank Of Hope's property, plant and equipment expenses $42,398,000.

    Loan Performance

    Type of Loan % of Loans Noncurrent (30+ days, end of period snapshot)
    All loans 0.0%
    Real Estate loans 0.0%
    Construction & Land Development loans 4.0%
    Nonfarm, nonresidential loans 0.0%
    Multifamily residential loans 0.0%
    1-4 family residential loans 0.0%
    HELOC loans 6.0%
    All other family 0.0%
    Commercial & industrial loans 0.0%
    Personal loans 1.0%
    Credit card loans 7.3%
    Other individual loans 0.0%
    Auto loans 0.0%
    Other consumer loans 0.0%
    Unsecured commercial real estate loans 0.0%

    Deposits

    Type Value (in 000's)
    Total deposits $12,565,901
    Deposits held in domestic offices $12,565,901
    Deposits by Individuals, partnerships, and corporations $12,057,011
    Deposits by U.S. Government $2
    Deposits by States and political subdivisions in the U.S. $392,594
    Deposits by Commercial banks and other depository institutions in U.S. $111,759
    Deposits by Banks in foreign countries $4,535
    Deposits by Foreign governments and official institutions $0
    Transaction accounts $1,406,925
    Demand deposits $1,406,925
    Nontransaction accounts $11,158,976
    Money market deposit accounts (MMDAs) $5,725,854
    Other savings deposits (excluding MMDAs) $142,089
    Total time deposits $5,291,033
    Total time and savings deposits $11,158,976
    Noninterest-bearing deposits $3,147,223
    Interest-bearing deposits $9,418,678
    Retail deposits $9,230,549
    IRAs and Keogh plan accounts $72,043
    Brokered deposits $1,478,637
    Deposits held in foreign offices $0

    Assets

    Asset Value (in 000's)
    Total Assets $15,666,543
    Cash & Balances due from depository institutions $758,750
    Interest-bearing balances $564,711
    Total securities $1,738,109
    Federal funds sold & reverse repurchase $0
    Net loans and leases $12,236,134
    Loan and leases loss allowance $94,144
    Trading account assets $0
    Bank premises and fixed assets $104,405
    Other real estate owned $24,091
    Goodwill and other intangibles $492,700
    All other assets $312,354

    Liabilities

    Liabilities Value (in 000's)
    Total liabilities and capital $15,666,543
    Total Liabilities $13,372,368
    Total deposits $12,565,901
    Interest-bearing deposits $9,418,678
    Deposits held in domestic offices $12,565,901
    % insured (estimated) $40
    Federal funds purchased and repurchase agreements $0
    Trading liabilities $0
    Other borrowed funds $685,506
    Subordinated debt $0
    All other liabilities $120,961

    Issued Loan Types

    Type Value (in 000's)
    Net loans and leases $12,236,134
    Loan and leases loss allowance $94,144
    Total loans and leases (domestic) $12,330,278
    All real estate loans $9,553,580
    Real estate loans in domestic offices $9,553,580
    Construction and development loans $312,246
    Residential 1-4 family construction $24,336
    Other construction, all land development and other land $287,910
    Loans secured by nonfarm nonresidential properties $7,915,210
    Nonfarm nonresidential secured by owner-occupied properties $2,762,629
    Commercial real estate & other non-farm, non-residential $5,152,581
    Multifamily residential real estate $370,671
    1-4 family residential loans $953,895
    Farmland loans $1,558
    Loans held in foreign offices $0
    Farm loans $0
    Commercial and industrial loans $2,291,868
    To non-U.S. addressees $0
    Loans to individuals $38,848
    Credit card loans $8,170
    Related Plans $24,845
    Consumer Auto Loans $135
    Other loans to individuals $5,698
    All other loans & leases $445,981
    Loans to foreign governments and official institutions $0
    Other loans $413,201
    Loans to depository institutions and acceptances of other banks $0
    Loans not secured by real estate $35,396
    Loans secured by real estate to non-U.S. addressees $0
    Restructured Loans & leases $35,547
    Non 1-4 family restructured loans & leases $35,504
    Total loans and leases (foreign) $0

    Bank of Hope had $12,236,134,000 of loans outstanding in 2019. $9,553,580,000 of loans were in real estate loans. $312,246,000 of loans were in development loans. $370,671,000 of loans were in multifamily mortgage loans. $953,895,000 of loans were in 1-4 family mortgage loans. $0 of loans were in farm loans. $8,170,000 of loans were in credit card loans. $135,000 of loans were in the auto loan category.

    Small Business Loans

    Categorization # of Loans in Category $ amount of loans (in 000's) Average $/loan
    Nonfarm, nonresidential loans - <$1MM 2,375 $884,791 $372,544
    Nonfarm, nonresidential loans - <$100k 13 $663 $51,000
    Nonfarm, nonresidential loans - $100-250k 266 $28,026 $105,361
    Nonfarm, nonresidential loans - $250k-1MM 2,096 $856,102 $408,446
    Commercial & Industrial, US addressed loans - <$1MM 3,515 $431,241 $122,686
    Commercial & Industrial, US addressed loans - <$100k 1,417 $58,871 $41,546
    Commercial & Industrial, US addressed loans - $100-250k 1,145 $112,830 $98,541
    Commercial & Industrial, US addressed loans - $250k-1MM 953 $259,540 $272,340