Bank Of Hope Mortgage Rates, Fees & Info

Los Angeles, CA

LEI: 549300F570XAWYN8Z237

Tax ID: 95-3972168

Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

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  • SimulatedRates™
  • Mortgage Calculator

    • Mortgage Data

  • Originations
  • Top Markets
  • Product Mix
  • Loan Reason
  • Typical Rates
  • Loan Sizes
  • Dwelling Types
  • Complaints
  • Similar Lenders
  • Loan Length
  • Loan to Value Info
  • Debt-to-Income
  • Applicant Income
  • Ethnicity Info
  • Approval & Pick Rates
  • Points and Fees
  • Origination Fees (Closing Costs)

    • Bank Data

  • Branches
  • Income
  • Loan Types
  • Deposit Mix
  • Loan Performance
  • Assets
  • Business Loans

    • Review & Overview

    Bank Of Hope is a smaller bank specializing in Refi, Home Purchase, and Cash Out Refi loans. Bank Of Hope has a high proportion of conventional loans. Their top markets by origination volume include: Los Angeles, New York, Riverside, Seattle, and San Francisco among others. We have data for 28 markets. (Some data included below & more in-depth data is available with an active subscription.)

    Bank Of Hope has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Bank Of Hope is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

    We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

    Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

    Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

    SimulatedRates™

    Mortgage Type     		Simulated Rate Simulation Date
    30 Year Conventional Purchase 6.33% 4/28/24
    30 Year Conventional Refi 6.53% 4/28/24
    30 Year Cash-out Refi 6.68% 4/28/24
    15 Year Conventional Purchase 5.69% 4/28/24
    15 Year Conventional Refi 5.84% 4/28/24
    15 Year Cash-out Refi 5.84% 4/28/24
    These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

    Bank Of Hope Mortgage Calculator






    Your Estimates

    Estimated Loan Payment: Update the calculator values and click calculate payment!

    This is not an official calculator from Bank Of Hope. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

    The default purchase price is the median sales price across the US for 2022Q4, per FRED.


    Originations

    617

    Origination Dollar Volume (All Markets)

    $477,695,000

    Employee count

    1,486

    Awards

    Bank of Hope 30 Year Conventional Loans silver Bank of Hope 30 Year Conventional Loans silver
    Show all (2) awards

    Top Markets

    Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

    Market Originations Total Value Average Loan Average Fees Average Rate
    Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 335 $282,795,000 $844,164 $5,019 2.97%
    New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 86 $55,100,000 $640,698 $6,872 2.92%
    RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 45 $34,135,000 $758,556 $5,370 2.95%
    Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 47 $25,185,000 $535,851 $4,107 2.91%
    San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 19 $21,465,000 $1,129,737 $4,662 2.90%
    SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 17 $13,865,000 $815,588 $6,452 2.94%
    SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 5 $9,475,000 $1,895,000 $4,351 3.15%
    SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 2 $8,530,000 $4,265,000 $4,406 2.94%
    Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 5 $6,335,000 $1,267,000 $5,789 3.03%
    Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 20 $6,210,000 $310,500 $3,608 2.81%
    ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 5 $2,215,000 $443,000 $4,392 3.28%
    LAREDO, TX (FHA|USDA|VA) 1 $1,805,000 $1,805,000 $0 3.50%
    Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 4 $1,450,000 $362,500 $4,920 2.72%
    OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 3 $1,295,000 $431,667 $4,154 3.08%
    SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) 1 $985,000 $985,000 $4,571 3.13%
    PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 2 $980,000 $490,000 $3,088 2.81%
    HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 4 $830,000 $207,500 $3,750 3.00%
    BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) 2 $760,000 $380,000 $0 3.50%
    Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 1 $695,000 $695,000 $0 3.25%
    AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 3 $635,000 $211,667 $4,175 2.96%
    STOCKTON, CA (FHA|USDA|VA) 2 $630,000 $315,000 $3,937 3.31%
    BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) 1 $535,000 $535,000 $8,126 2.75%
    SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 2 $490,000 $245,000 $4,745 3.19%
    BAKERSFIELD, CA (FHA|USDA|VA) 1 $385,000 $385,000 $4,463 4.00%
    AUBURN-OPELIKA, AL (FHA|USDA|VA) 1 $265,000 $265,000 $3,690 2.88%
    VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 1 $265,000 $265,000 $3,401 2.75%
    FRESNO, CA (FHA|USDA|VA) 1 $225,000 $225,000 $0 3.25%
    Aberdeen, WA (FHA|USDA|VA) 1 $155,000 $155,000 $4,191 2.63%
    Bank Of Hope's top markets include Los Angeles, New York, Riverside, Seattle, and San Francisco among others.

    Their top states include:
  • California (FHA|USDA|VA)
  • New York (FHA|USDA|VA)
  • Washington (FHA|USDA|VA)
  • New Jersey (FHA|USDA|VA)
  • Texas (FHA|USDA|VA)

    • Similar Lenders

    We use machine learning to identify the top lenders compared against Bank of Hope based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.

    First Savings Bank of Hegewisch
    Similarity Rank: 45
    N C P D Federal Credit Union
    Similarity Rank: 102
    Liberty Bank for Savings
    Similarity Rank: 153
    Schuyler Savings Bank
    Similarity Rank: 352
    Christian Community Credit Union
    Similarity Rank: 354
    Credence Funding Corporation
    Similarity Rank: 404
    ATLANTIS MORTGAGE CO., INC.
    Similarity Rank: 652
    The First National Bank of Long Island
    Similarity Rank: 748
    LONG BEACH CITY EMPLOYEES Federal Credit Union
    Similarity Rank: 825
    AMERITRUST MORTGAGE CORPORATION
    Similarity Rank: 861

    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 617 $477,695,000 $774,222 $5,174 2.96%

    For 2021, Bank Of Hope's most frequently originated type of loan was Conventional, with 617 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Refi 299 $180,855,000 $604,866 $4,540 2.83%
    Home Purchase 174 $175,880,000 $1,010,805 $7,002 3.01%
    Cash Out Refi 129 $109,925,000 $852,132 $4,830 3.14%
    Home Improvement 11 $8,645,000 $785,909 $4,922 3.27%
    Other 3 $1,885,000 $628,333 $4,248 3.25%
    NA 1 $505,000 $505,000 $0 4.38%

    For 2021, Bank Of Hope's most frequently cited loan purpose was Refi, with 299 originations. The 2nd most popular reason was Home Purchase, with 174 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 381 $237,075,000 $622,244 $5,491 3.02%
    15 Year 106 $39,370,000 $371,415 $4,570 2.49%
    Other 53 $114,855,000 $2,167,075 $0 3.27%
    10 Year 40 $51,350,000 $1,283,750 $3,838 3.05%
    20 Year 19 $7,735,000 $407,105 $3,339 2.88%
    5 Year 18 $27,310,000 $1,517,222 $0 3.34%

    For 2021, Bank Of Hope's most frequently cited loan duration was 30 Year, with 381 originations. The 2nd most popular length was 15 Year, with 106 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $1k-2k 309 $173,575,000 $561,731
    $2k-3k 47 $21,925,000 $466,489
    $5k+ 31 $20,665,000 $666,613
    $3k-4k 16 $7,740,000 $483,750
    $4k-5k 15 $7,875,000 $525,000

    Bank Of Hope's average total fees were $5,491, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 309 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    2.5-3% 258 $197,630,000 $766,008
    3-4% 224 $217,570,000 $971,295
    <2.5% 124 $57,280,000 $461,935
    4-5% 11 $5,215,000 $474,091

    During 2021, Bank Of Hope's average interest rate for loans was 3.02%, while their most frequently originated rate bucket for loans was 2.5-3%, with 258 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $400k-600k 184 $91,350,000 $496,467 $5,058 2.94%
    $200k-400k 178 $53,610,000 $301,180 $4,412 2.84%
    $600k-1MM 110 $84,460,000 $767,818 $5,995 3.09%
    $1MM+ 108 $242,740,000 $2,247,593 $7,982 3.12%
    $100k-200k 37 $5,535,000 $149,595 $3,439 2.80%

    2021 saw Bank Of Hope place emphasis on $400k-600k loans with 184 originations, totaling $91,350,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $150k-250k 137 $78,855,000 $575,584 $5,110 2.93%
    $250k+ 126 $106,970,000 $848,968 $6,629 2.99%
    $100k-150k 108 $49,640,000 $459,630 $5,052 2.87%
    $75k-100k 65 $21,825,000 $335,769 $4,251 2.83%
    $50k-75k 47 $13,655,000 $290,532 $4,649 2.78%
    $50k or less 19 $4,365,000 $229,737 $4,752 2.80%

    Bank Of Hope lent most frequently to those with incomes in the $150k-250k range, with 137 originations. The second most popular income band? $250k+, with 126 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    30-36% 95 $55,645,000 $585,737 $5,269 2.98%
    20-30% 81 $40,735,000 $502,901 $5,532 2.81%
    <20% 41 $20,655,000 $503,780 $4,447 2.89%
    49% 34 $15,400,000 $452,941 $6,181 2.77%
    43% 30 $15,870,000 $529,000 $4,864 2.97%
    40% 26 $13,920,000 $535,385 $5,923 2.88%
    47% 22 $13,200,000 $600,000 $4,997 2.89%
    45% 22 $12,120,000 $550,909 $4,269 2.91%
    38% 21 $10,315,000 $491,190 $4,427 2.76%
    44% 20 $11,140,000 $557,000 $4,568 2.85%
    48% 20 $10,430,000 $521,500 $5,449 2.88%
    42% 19 $9,155,000 $481,842 $4,427 3.08%
    41% 18 $8,920,000 $495,556 $4,734 2.98%
    36% 18 $11,470,000 $637,222 $5,472 2.74%
    39% 17 $9,435,000 $555,000 $5,666 2.95%
    46% 15 $9,015,000 $601,000 $5,060 2.96%
    37% 12 $7,950,000 $662,500 $5,502 2.81%
    50-60% 3 $3,905,000 $1,301,667 $5,017 3.00%

    Bank Of Hope lent most frequently to those with DTI ratios of 30-36%, with 95 originations. The next most common DTI ratio? 20-30%, with 81 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    Asian 393 $224,845,000 $572,125 $4,948 2.91%
    Not applicable 76 $161,410,000 $2,123,816 $8,303 3.26%
    White 73 $46,955,000 $643,219 $5,334 3.00%
    Not provided 73 $43,495,000 $595,822 $6,176 2.88%
    Black 2 $990,000 $495,000 $3,455 2.69%

    Approval Rates

    Total approvals of all applications
    95.01%

    Bank Of Hope has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.

    Pick Rate

    Approvals leading to origination
    62.56%

    Bank Of Hope has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 617 $477,695,000 $774,222

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    617 $477,695,000 $774,222

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 153 $87,675,000 $573,039 $4,659 2.87%
    40-60% 222 $186,280,000 $839,099 $4,874 2.97%
    60-80% 212 $189,230,000 $892,594 $5,878 3.03%
    80-100% 17 $8,975,000 $527,941 $5,552 2.84%
    Under 20% 13 $5,535,000 $425,769 $3,850 2.91%

    Complaints

    Bank Name Product Issue 2021 CPFB Complaints % of Total Issues
    BANK OF THE WEST Conventional home mortgage Applying for a mortgage or refinancing an existing mortgage 5 16.7%
    BANK OF THE WEST VA mortgage Trouble during payment process 1 3.3%
    BANK OF THE WEST Other type of mortgage Trouble during payment process 2 6.7%
    BANK OF THE WEST Other type of mortgage Struggling to pay mortgage 1 3.3%
    BANK OF THE WEST Other type of mortgage Closing on a mortgage 1 3.3%
    BANK OF THE WEST Other type of mortgage Applying for a mortgage or refinancing an existing mortgage 1 3.3%
    BANK OF THE WEST Home equity loan or line of credit (HELOC) Trouble during payment process 3 10.0%
    BANK OF THE WEST Home equity loan or line of credit (HELOC) Closing on a mortgage 4 13.3%
    BANK OF THE WEST Home equity loan or line of credit (HELOC) Applying for a mortgage or refinancing an existing mortgage 2 6.7%
    BANK OF THE WEST FHA mortgage Trouble during payment process 1 3.3%
    BANK OF THE WEST Conventional home mortgage Struggling to pay mortgage 2 6.7%
    BANK OF THE WEST Conventional home mortgage Closing on a mortgage 1 3.3%
    BANK OF THE WEST Conventional home mortgage Trouble during payment process 6 20.0%

    Bank Details

    Branches

    Bank Name Branch Branch Type Deposits (000's)
    Bank of Hope 10000 Harwin Drive Houston, TX 77036 Full Service Retail $48,782
    Bank of Hope 10147 Reseda Boulevard Northridge, CA 91324 Full Service B&M $155,353
    Bank of Hope 1040 S. Mt. Vernon Ave. #a Colton, CA 92324 Full Service B&M $154,738
    Bank of Hope 1100 South San Pedro Street, Unit L21-L25 Los Angeles, CA 90015 Full Service B&M $415,584
    Bank of Hope 1102 East El Camino Real Sunnyvale, CA 94087 Full Service B&M $276,786
    Bank of Hope 1205 South Broadway Los Angeles, CA 90015 Full Service B&M $267,325
    Bank of Hope 1338 Blalock Road Houston, TX 77055 Full Service B&M $38,966
    Bank of Hope 138-02 Northern Boulevard Flushing, NY 11354 Full Service B&M $231,791
    Bank of Hope 13890 Braddock Road Centreville, VA 20121 Full Service B&M $66,634
    Bank of Hope 14407 Culver Dr. Irvine, CA 92604 Full Service B&M $155,535
    Bank of Hope 15024 Northern Blvd Flushing, NY 11354 Full Service B&M $38,516
    Bank of Hope 16 West 32nd Street New York, NY 10001 Full Service B&M $767,175
    Bank of Hope 1605 Eastern Boulevard Montgomery, AL 36117 Full Service B&M $54,368
    Bank of Hope 162-05 Crocheron Ave Flushing, NY 11358 Full Service B&M $175,506
    Bank of Hope 1645 Milwaukee Avenue Glenview, IL 60025 Full Service B&M $81,557
    Bank of Hope 1655 West Redondo Beach Boulevard Gardena, CA 90247 Full Service B&M $507,862
    Bank of Hope 172 Main Street Fort Lee, NJ 7024 Full Service B&M $235,399
    Bank of Hope 17410 Highway 99, Suite 130 Lynnwood, WA 98037 Full Service B&M $231,775
    Bank of Hope 17500 Carmenita Road Cerritos, CA 90703 Full Service B&M $288,673
    Bank of Hope 1939 Harrison St Suite 190 Oakland, CA 94612 Full Service B&M $119,843
    Bank of Hope 19811 Colima Road Walnut, CA 91789 Full Service B&M $234,183
    Bank of Hope 209-07 Northern Blvd. Bayside, NY 11361 Full Service B&M $189,201
    Bank of Hope 2222 W. Olympic Blvd. Los Angeles, CA 90006 Full Service B&M $656,458
    Bank of Hope 2237 Royal Ln Dallas, TX 75229 Full Service B&M $152,650
    Bank of Hope 2424 Sepulveda Blvd., #a Torrance, CA 90501 Full Service B&M $348,051
    Bank of Hope 253 N. Western Ave. Los Angeles, CA 90005 Full Service B&M $135,853
    Bank of Hope 2727 West Olympic Boulevard Los Angeles, CA 90006 Full Service B&M $686,150
    Bank of Hope 2809 S. Diamond Bar Blvd. Diamond Bar, CA 91765 Full Service B&M $91,113
    Bank of Hope 303 Broad Avenue Palisades Park, NJ 7650 Full Service B&M $64,212
    Bank of Hope 31827-B Pacific Hwy South Federal Way, WA 98003 Full Service B&M $86,790
    Bank of Hope 3200 Wilshire Boulevard Suite 1400 Los Angeles, CA 90010 Full Service B&M $3,579,118
    Bank of Hope 3231 Foothill Blvd., Suite 205 La Crescenta, CA 91214 Full Service B&M $157,686
    Bank of Hope 3267 W Olympic Blvd Los Angeles, CA 90006 Full Service B&M $412,416
    Bank of Hope 3600 Wilshire Boulevard, Suite 100-A Los Angeles, CA 90010 Full Service B&M $481,247
    Bank of Hope 3832 Wilshire Boulevard Los Angeles, CA 90010 Full Service B&M $298,186
    Bank of Hope 401 E. 11th Street, Suite 211 Los Angeles, CA 90015 Full Service B&M $266,353
    Bank of Hope 4428 Convoy St. #a-200 San Diego, CA 92111 Full Service B&M $119,758
    Bank of Hope 474 Sylvan Avenue Englewood Cliffs, NJ 7632 Full Service B&M $191,675
    Bank of Hope 485 Great Neck Rd Great Neck, NY 11021 Limited, Drive-thru $105,920
    Bank of Hope 4875 La Palma Avenue La Palma, CA 90623 Full Service B&M $154,281
    Bank of Hope 50-15 Roosevelt Avenue Woodside, NY 11377 Full Service B&M $168,399
    Bank of Hope 5300 Beach Boulevard, Unit 101 Buena Park, CA 90621 Full Service B&M $201,388
    Bank of Hope 5307 Beach Boulevard Buena Park, CA 90621 Limited, Drive-thru $212,169
    Bank of Hope 5526 West Touhy Avenue Skokie, IL 60077 Full Service B&M $235,589
    Bank of Hope 6350 Pacific Boulevard Huntington Park, CA 90255 Full Service B&M $42,453
    Bank of Hope 7410-A Little River Turnpike Annandale, VA 22003 Full Service B&M $64,817
    Bank of Hope 7553 Boulevard 26 North Richland Hills, TX 76180 Full Service B&M $25,148
    Bank of Hope 83 West Golf Road Arlington Heights, IL 60005 Full Service B&M $248,203
    Bank of Hope 8401 Reseda Boulevard Northridge, CA 91324 Full Service B&M $224,245
    Bank of Hope 841 South Western Avenue Los Angeles, CA 90005 Full Service B&M $175,710
    Bank of Hope 8504 Golf Road Niles, IL 60714 Full Service B&M $156,808
    Bank of Hope 8608 South Tacoma Way Lakewood, WA 98499 Full Service B&M $99,275
    Bank of Hope 9580 Garden Grove Boulevard, Suite 100 Garden Grove, CA 92844 Full Service B&M $168,769

    For 2021, Bank Of Hope had 53 branches.

    Yearly Performance Overview

    Bank Income

    Item Value (in 000's)
    Total interest income $567,412
    Net interest income $522,837
    Total noninterest income $39,700
    Gross Fiduciary activities income $0
    Service charges on deposit accounts $10,357
    Trading account gains and fees $0
    Additional Noninterest Income $29,343
    Pre-tax net operating income $290,880
    Securities gains (or losses, -) $-789
    Income before extraordinary items $215,025
    Discontinued Operations (Extraordinary gains, net) $0
    Net income of bank and minority interests $215,025
    Minority interest net income $0
    Net income $215,025
    Sale, conversion, retirement of capital stock, net $4,901
    Net operating income $215,648

    Bank Of Hope's gross interest income from loans was $567,412,000.
    Bank Of Hope's net interest income from loans was $522,837,000.
    Bank Of Hope's fee based income from loans was $10,357,000.
    Bank Of Hope's net income from loans was $215,025,000.

    Bank Expenses

    Item Value (in 000's)
    Total interest expense $44,575
    Provision for credit losses $-12,395
    Total noninterest expense $284,052
    Salaries and employee benefits $177,206
    Premises and equipment expense $43,884
    Additional noninterest expense $62,962
    Applicable income taxes $75,066
    Net charge-offs $53,991
    Cash dividends $128,000

    Bank Of Hope's interest expense for loans was $44,575,000.
    Bank Of Hope's payroll and benefits expense were $177,206,000.
    Bank Of Hope's property, plant and equipment expenses $43,884,000.

    Loan Performance

    Type of Loan % of Loans Noncurrent (30+ days, end of period snapshot)
    All loans 0.0%
    Real Estate loans 0.0%
    Construction & Land Development loans 0.0%
    Nonfarm, nonresidential loans 0.0%
    Multifamily residential loans 0.0%
    1-4 family residential loans 0.0%
    HELOC loans 9.0%
    All other family 0.0%
    Commercial & industrial loans 0.0%
    Personal loans 0.0%
    Credit card loans 0.7%
    Other individual loans 0.0%
    Auto loans 0.0%
    Other consumer loans 0.0%
    Unsecured commercial real estate loans 0.0%

    Deposits

    Type Value (in 000's)
    Total deposits $15,061,918
    Deposits held in domestic offices $15,061,918
    Deposits by Individuals, partnerships, and corporations $14,498,304
    Deposits by U.S. Government $24
    Deposits by States and political subdivisions in the U.S. $470,845
    Deposits by Commercial banks and other depository institutions in U.S. $89,443
    Deposits by Banks in foreign countries $3,302
    Deposits by Foreign governments and official institutions $0
    Transaction accounts $2,276,255
    Demand deposits $2,276,254
    Nontransaction accounts $12,785,663
    Money market deposit accounts (MMDAs) $9,675,925
    Other savings deposits (excluding MMDAs) $169,785
    Total time deposits $2,939,952
    Total time and savings deposits $12,785,664
    Noninterest-bearing deposits $5,773,330
    Interest-bearing deposits $9,288,587
    Retail deposits $12,756,405
    IRAs and Keogh plan accounts $111,147
    Brokered deposits $810,856
    Deposits held in foreign offices $0

    Assets

    Asset Value (in 000's)
    Total Assets $17,883,792
    Cash & Balances due from depository institutions $375,621
    Interest-bearing balances $227,801
    Total securities $2,693,097
    Federal funds sold & reverse repurchase $0
    Net loans and leases $13,911,242
    Loan and leases loss allowance $140,550
    Trading account assets $0
    Bank premises and fixed assets $90,313
    Other real estate owned $2,597
    Goodwill and other intangibles $482,743
    All other assets $328,179

    Liabilities

    Liabilities Value (in 000's)
    Total liabilities and capital $17,883,792
    Total Liabilities $15,500,694
    Total deposits $15,061,918
    Interest-bearing deposits $9,288,587
    Deposits held in domestic offices $15,061,918
    % insured (estimated) $36
    Federal funds purchased and repurchase agreements $0
    Trading liabilities $0
    Other borrowed funds $300,000
    Subordinated debt $0
    All other liabilities $138,776

    Issued Loan Types

    Type Value (in 000's)
    Net loans and leases $13,911,242
    Loan and leases loss allowance $140,550
    Total loans and leases (domestic) $14,051,792
    All real estate loans $9,727,271
    Real estate loans in domestic offices $9,727,271
    Construction and development loans $228,576
    Residential 1-4 family construction $6,391
    Other construction, all land development and other land $222,185
    Loans secured by nonfarm nonresidential properties $8,136,441
    Nonfarm nonresidential secured by owner-occupied properties $3,078,039
    Commercial real estate & other non-farm, non-residential $5,058,402
    Multifamily residential real estate $672,723
    1-4 family residential loans $688,015
    Farmland loans $1,516
    Loans held in foreign offices $0
    Farm loans $0
    Commercial and industrial loans $3,554,141
    To non-U.S. addressees $0
    Loans to individuals $34,366
    Credit card loans $4,130
    Related Plans $23,308
    Consumer Auto Loans $0
    Other loans to individuals $6,928
    All other loans & leases $736,014
    Loans to foreign governments and official institutions $0
    Other loans $707,056
    Loans to depository institutions and acceptances of other banks $0
    Loans not secured by real estate $153,200
    Loans secured by real estate to non-U.S. addressees $0
    Restructured Loans & leases $52,239
    Non 1-4 family restructured loans & leases $52,107
    Total loans and leases (foreign) $0

    Bank of Hope had $13,911,242,000 of loans outstanding in 2021. $9,727,271,000 of loans were in real estate loans. $228,576,000 of loans were in development loans. $672,723,000 of loans were in multifamily mortgage loans. $688,015,000 of loans were in 1-4 family mortgage loans. $0 of loans were in farm loans. $4,130,000 of loans were in credit card loans. $0 of loans were in the auto loan category.

    Small Business Loans

    Categorization # of Loans in Category $ amount of loans (in 000's) Average $/loan
    Nonfarm, nonresidential loans - <$1MM 2,045 $784,749 $383,740
    Nonfarm, nonresidential loans - <$100k 6 $284 $47,333
    Nonfarm, nonresidential loans - $100-250k 205 $20,831 $101,615
    Nonfarm, nonresidential loans - $250k-1MM 1,834 $763,634 $416,376
    Commercial & Industrial, US addressed loans - <$1MM 8,145 $520,016 $63,845
    Commercial & Industrial, US addressed loans - <$100k 5,840 $66,310 $11,354
    Commercial & Industrial, US addressed loans - $100-250k 1,221 $141,221 $115,660
    Commercial & Industrial, US addressed loans - $250k-1MM 1,084 $312,485 $288,270