Metroplex Mortgage Services Rates, Fees & Info
SAINT PETERSBURG, FLLEI: 549300TVLFC2SSLVOP06
Tax ID: 59-3709910
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Mortgage Data
Review & Overview
Metroplex Mortgage Services is a smaller mortgage company specializing in Home Purchase loans. They also have a high ratio of USDA loans. Metroplex Mortgage Services has an average proportion of conventional loans. They have an average proportion of FHA loans. Their top markets by origination volume include: Sebring, Homosassa Springs, Tampa, Okeechobee, and Ocala among others. We have data for 26 markets. (Some data included below & more in-depth data is available with an active subscription.)Metroplex Mortgage Services has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Metroplex Mortgage Services is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
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SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Conventional Purchase | 7.00% | 4/21/24 |
| 30 Year Conventional Refi | 6.62% | 4/21/24 |
| 30 Year Cash-out Refi | 7.11% | 4/21/24 |
| 30 Year VA Purchase | 6.31% | 4/21/24 |
| 30 Year USDA Purchase | 6.62% | 4/21/24 |
| 30 Year USDA Refi | 6.03% | 4/21/24 |
| 15 Year Conventional Purchase | 6.30% | 4/21/24 |
| 15 Year Conventional Refi | 7.72% | 4/21/24 |
| 15 Year Cash-out Refi | 7.72% | 4/21/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Metroplex Mortgage Services Mortgage Calculator
Your Estimates
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This is not an official calculator from Metroplex Mortgage Services. It uses our SimulatedRate™
technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.
The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
245Origination Dollar Volume (All Markets)
$36,785,000Awards
METROPLEX MORTGAGE SERVICES - 2018
METROPLEX MORTGAGE SERVICES is a 2018 , due to their low .
For 2018, less than of lenders were eligible for this award.
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Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| SEBRING-AVON PARK, FL (FHA|USDA|VA) | 86 | $11,670,000 | $135,698 | $4,598 | 4.84% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 51 | $7,345,000 | $144,020 | $4,355 | 4.78% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 26 | $4,600,000 | $176,923 | $6,811 | 4.74% |
| Okeechobee, FL (FHA|USDA|VA) | 13 | $1,575,000 | $121,154 | $0 | 4.82% |
| OCALA, FL (FHA|USDA|VA) | 10 | $1,540,000 | $154,000 | $10,191 | 4.77% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 6 | $1,130,000 | $188,333 | $5,956 | 4.50% |
| THE VILLAGES, FL (FHA|USDA|VA) | 6 | $1,000,000 | $166,667 | $0 | 4.70% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 6 | $970,000 | $161,667 | $5,768 | 4.63% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 4 | $960,000 | $240,000 | $4,084 | 4.88% |
| Wauchula, FL (FHA|USDA|VA) | 7 | $945,000 | $135,000 | $3,958 | 4.86% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 3 | $605,000 | $201,667 | $0 | 4.79% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 2 | $600,000 | $300,000 | $2,046 | 4.50% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 4 | $540,000 | $135,000 | $3,378 | 4.94% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 3 | $485,000 | $161,667 | $3,280 | 4.58% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $0 | 4.96% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $0 | 4.81% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 3 | $365,000 | $121,667 | $0 | 5.00% |
| GAINESVILLE, FL (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $0 | 4.56% |
| Clewiston, FL (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $0 | 5.11% |
| DOTHAN, AL (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $5,624 | 4.25% |
| AUBURN-OPELIKA, AL (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $0 | 5.13% |
| KNOXVILLE, TN (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $0 | 5.25% |
| Outside of Metro Areas | 1 | $145,000 | $145,000 | $0 | 4.63% |
| Athens, TX (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $0 | 4.38% |
| ANNISTON-OXFORD, AL (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $6,282 | 4.88% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $5,192 | 4.25% |
Similar Lenders
We use machine learning to identify the top lenders compared against METROPLEX MORTGAGE SERVICES based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.
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Product Mix
For 2018, Metroplex Mortgage Services's most frequently originated type of loan was USDA, with 128 originations. Their 2nd most popular type was Conventional, with 46 originations.
Loan Reason
For 2018, Metroplex Mortgage Services's most frequently cited loan purpose was Home Purchase, with 232 originations. The 2nd most popular reason was Cash Out Refi, with 12 originations.
Loan Duration/Length
For 2018, Metroplex Mortgage Services's most frequently cited loan duration was 30 Year, with 241 originations. The 2nd most popular length was 15 Year, with 2 originations.
Origination Fees/Closing Costs
| Origination Fee/Closing Cost | Originations | Total Value | Average Loan |
|---|---|---|---|
| $1k-2k | 23 | $3,485,000 | $151,522 |
| $2k-3k | 20 | $3,060,000 | $153,000 |
| $<1k | 4 | $650,000 | $162,500 |
| $3k-4k | 1 | $135,000 | $135,000 |
Metroplex Mortgage Services's average total fees were $4,901, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 23 originations.
Interest Rates
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 4-5% | 167 | $26,515,000 | $158,772 |
| 5-6% | 63 | $7,825,000 | $124,206 |
| 3-4% | 13 | $2,215,000 | $170,385 |
During 2018, Metroplex Mortgage Services's average interest rate for loans was 4.80%, while their most frequently originated rate bucket for loans was 4-5%, with 167 originations.
Loan Sizing
2018 saw Metroplex Mortgage Services place emphasis on $100k-200k loans with 165 originations, totaling $24,575,000 in origination value.
Applicant Income
Metroplex Mortgage Services lent most frequently to those with incomes in the $50k or less range, with 111 originations. The second most popular income band? $50k-75k, with 87 originations.
Applicant Debt to Income Ratio
Metroplex Mortgage Services lent most frequently to those with DTI ratios of 20-30%, with 48 originations. The next most common DTI ratio? 30-36%, with 43 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications94.56%
Metroplex Mortgage Services has an average approval rate.
Pick Rate
Approvals leading to origination86.53%
Metroplex Mortgage Services has an average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| 0.0 | 3 | $555,000 | $185,000 |
| 1044.0 | 1 | $205,000 | $205,000 |
| 1060.6 | 1 | $105,000 | $105,000 |
| 1078.19 | 1 | $175,000 | $175,000 |
| 1091.55 | 1 | $105,000 | $105,000 |
| 1165.0 | 1 | $235,000 | $235,000 |
| 1239.08 | 1 | $245,000 | $245,000 |
| 125.0 | 1 | $85,000 | $85,000 |
| 1260.0 | 1 | $65,000 | $65,000 |
| 1287.88 | 1 | $175,000 | $175,000 |
| 1295.45 | 1 | $125,000 | $125,000 |
| 1303.3 | 1 | $135,000 | $135,000 |
| 1315.0 | 1 | $75,000 | $75,000 |
| 1328.88 | 1 | $135,000 | $135,000 |
| 1357.03 | 1 | $135,000 | $135,000 |
| 1400.0 | 1 | $145,000 | $145,000 |
| 1414.14 | 1 | $145,000 | $145,000 |
| 141414.0 | 1 | $145,000 | $145,000 |
| 1434.38 | 1 | $195,000 | $195,000 |
| 1440.0 | 1 | $145,000 | $145,000 |
| 1458.0 | 1 | $145,000 | $145,000 |
| 1462.5 | 1 | $145,000 | $145,000 |
| 1475.0 | 1 | $95,000 | $95,000 |
| 1479.2 | 1 | $145,000 | $145,000 |
| 1494.94 | 1 | $145,000 | $145,000 |
| 1500.0 | 1 | $205,000 | $205,000 |
| 1514.82 | 1 | $55,000 | $55,000 |
| 1524.29 | 1 | $95,000 | $95,000 |
| 1535.0 | 1 | $65,000 | $65,000 |
| 1556.6 | 1 | $85,000 | $85,000 |
| 1565.65 | 1 | $155,000 | $155,000 |
| 1568.0 | 1 | $125,000 | $125,000 |
| 1570.0 | 1 | $65,000 | $65,000 |
| 1575.0 | 1 | $65,000 | $65,000 |
| 1575.75 | 1 | $195,000 | $195,000 |
| 1602.07 | 1 | $75,000 | $75,000 |
| 1606.06 | 1 | $165,000 | $165,000 |
| 1606.11 | 1 | $115,000 | $115,000 |
| 1615.0 | 1 | $75,000 | $75,000 |
| 1616.16 | 2 | $330,000 | $165,000 |
| 1632.37 | 1 | $75,000 | $75,000 |
| 1644.49 | 1 | $95,000 | $95,000 |
| 1652.57 | 2 | $150,000 | $75,000 |
| 1656.61 | 1 | $125,000 | $125,000 |
| 1664.03 | 1 | $195,000 | $195,000 |
| 1665.0 | 1 | $65,000 | $65,000 |
| 1681.31 | 1 | $115,000 | $115,000 |
| 1691.91 | 1 | $165,000 | $165,000 |
| 1696.96 | 1 | $165,000 | $165,000 |
| 1728.33 | 1 | $135,000 | $135,000 |
| 1759.84 | 1 | $85,000 | $85,000 |
| 1780.3 | 1 | $235,000 | $235,000 |
| 1781.25 | 1 | $235,000 | $235,000 |
| 1782.38 | 1 | $235,000 | $235,000 |
| 1783.0 | 1 | $115,000 | $115,000 |
| 1805.0 | 1 | $185,000 | $185,000 |
| 1806.31 | 1 | $115,000 | $115,000 |
| 1828.33 | 1 | $135,000 | $135,000 |
| 1833.0 | 1 | $185,000 | $185,000 |
| 183.83 | 1 | $135,000 | $135,000 |
| 1839.8 | 1 | $135,000 | $135,000 |
| 1854.59 | 1 | $95,000 | $95,000 |
| 1878.78 | 1 | $185,000 | $185,000 |
| 1884.89 | 1 | $95,000 | $95,000 |
| 1900.05 | 1 | $105,000 | $105,000 |
| 1909.09 | 2 | $410,000 | $205,000 |
| 1919.19 | 1 | $195,000 | $195,000 |
| 1939.44 | 1 | $145,000 | $145,000 |
| 1940.45 | 1 | $155,000 | $155,000 |
| 1969.7 | 1 | $265,000 | $265,000 |
| 1971.0 | 1 | $325,000 | $325,000 |
| 1982.5 | 1 | $105,000 | $105,000 |
| 1993.44 | 1 | $135,000 | $135,000 |
| 1999.45 | 1 | $115,000 | $115,000 |
| 2009.14 | 1 | $155,000 | $155,000 |
| 2055.6 | 1 | $115,000 | $115,000 |
| 2058.63 | 1 | $135,000 | $135,000 |
| 2084.19 | 1 | $95,000 | $95,000 |
| 2108.83 | 1 | $135,000 | $135,000 |
| 2111.16 | 1 | $165,000 | $165,000 |
| 2122.27 | 1 | $175,000 | $175,000 |
| 2125.0 | 1 | $155,000 | $155,000 |
| 2127.32 | 1 | $125,000 | $125,000 |
| 2130.85 | 1 | $55,000 | $55,000 |
| 2134.1 | 1 | $145,000 | $145,000 |
| 2153.08 | 1 | $85,000 | $85,000 |
| 2159.69 | 1 | $95,000 | $95,000 |
| 2170.25 | 1 | $55,000 | $55,000 |
| 2175.3 | 1 | $105,000 | $105,000 |
| 2178.73 | 1 | $105,000 | $105,000 |
| 2212.17 | 1 | $175,000 | $175,000 |
| 2219.24 | 1 | $145,000 | $145,000 |
| 2243.48 | 1 | $135,000 | $135,000 |
| 2245.0 | 1 | $75,000 | $75,000 |
| 2259.14 | 1 | $95,000 | $95,000 |
| 2286.91 | 1 | $165,000 | $165,000 |
| 2309.14 | 3 | $435,000 | $145,000 |
| 2310.0 | 1 | $155,000 | $155,000 |
| 2329.3 | 1 | $145,000 | $145,000 |
| 2332.12 | 1 | $125,000 | $125,000 |
| 2340.45 | 1 | $155,000 | $155,000 |
| 2349.54 | 1 | $145,000 | $145,000 |
| 2352.57 | 1 | $175,000 | $175,000 |
| 2363.63 | 1 | $235,000 | $235,000 |
| 2395.0 | 1 | $155,000 | $155,000 |
| 2402.57 | 1 | $75,000 | $75,000 |
| 2410.15 | 1 | $155,000 | $155,000 |
| 2440.45 | 1 | $155,000 | $155,000 |
| 2442.97 | 1 | $75,000 | $75,000 |
| 2490.95 | 1 | $155,000 | $155,000 |
| 2511.16 | 1 | $165,000 | $165,000 |
| 2554.09 | 1 | $95,000 | $95,000 |
| 2562.32 | 1 | $125,000 | $125,000 |
| 2566.71 | 1 | $165,000 | $165,000 |
| 2577.82 | 1 | $165,000 | $165,000 |
| 2586.41 | 1 | $95,000 | $95,000 |
| 2597.02 | 1 | $175,000 | $175,000 |
| 2695.15 | 1 | $155,000 | $155,000 |
| 2700.17 | 1 | $95,000 | $95,000 |
| 2735.9 | 1 | $105,000 | $105,000 |
| 2797.71 | 1 | $135,000 | $135,000 |
| 2809.29 | 1 | $145,000 | $145,000 |
| 29244.44 | 1 | $145,000 | $145,000 |
| 2973.0 | 1 | $105,000 | $105,000 |
| 2981.36 | 1 | $165,000 | $165,000 |
| 2982.24 | 1 | $145,000 | $145,000 |
| 2989.39 | 1 | $195,000 | $195,000 |
| 3091.5 | 1 | $155,000 | $155,000 |
| 3105.22 | 1 | $115,000 | $115,000 |
| 3119.74 | 1 | $145,000 | $145,000 |
| 3180.35 | 1 | $155,000 | $155,000 |
| 3321.23 | 1 | $125,000 | $125,000 |
| 3375.21 | 1 | $125,000 | $125,000 |
| 3384.89 | 1 | $245,000 | $245,000 |
| 3507.52 | 1 | $125,000 | $125,000 |
| 350.92 | 1 | $85,000 | $85,000 |
| 3516.24 | 1 | $95,000 | $95,000 |
| 3564.25 | 1 | $125,000 | $125,000 |
| 3732.47 | 1 | $105,000 | $105,000 |
| 3750.2 | 1 | $105,000 | $105,000 |
| 3777.54 | 1 | $135,000 | $135,000 |
| 3780.26 | 1 | $135,000 | $135,000 |
| 3888.25 | 2 | $380,000 | $190,000 |
| 3912.54 | 1 | $145,000 | $145,000 |
| 395.0 | 1 | $155,000 | $155,000 |
| 3996.27 | 1 | $155,000 | $155,000 |
| 4212.29 | 1 | $155,000 | $155,000 |
| 4239.29 | 1 | $155,000 | $155,000 |
| 4266.3 | 1 | $155,000 | $155,000 |
| 429.03 | 1 | $85,000 | $85,000 |
| 4293.3 | 1 | $155,000 | $155,000 |
| 4314.89 | 1 | $155,000 | $155,000 |
| 445.0 | 1 | $175,000 | $175,000 |
| 4560.24 | 2 | $370,000 | $185,000 |
| 4590.3 | 1 | $165,000 | $165,000 |
| 4671.32 | 1 | $165,000 | $165,000 |
| 4725.33 | 1 | $175,000 | $175,000 |
| 4804.0 | 1 | $175,000 | $175,000 |
| 4824.36 | 1 | $145,000 | $145,000 |
| 5085.28 | 1 | $155,000 | $155,000 |
| 5351.78 | 1 | $195,000 | $195,000 |
| 5370.3 | 1 | $165,000 | $165,000 |
| 5397.65 | 1 | $195,000 | $195,000 |
| 5475.93 | 1 | $165,000 | $165,000 |
| 5805.39 | 1 | $215,000 | $215,000 |
| 5874.81 | 1 | $185,000 | $185,000 |
| 5877.56 | 1 | $205,000 | $205,000 |
| 6126.36 | 1 | $185,000 | $185,000 |
| 685.0 | 1 | $105,000 | $105,000 |
| 7341.45 | 1 | $235,000 | $235,000 |
| 800.0 | 1 | $165,000 | $165,000 |
| 8205.5 | 1 | $265,000 | $265,000 |
| 8424.22 | 1 | $295,000 | $295,000 |
| 888.88 | 1 | $85,000 | $85,000 |
| 909.0 | 1 | $185,000 | $185,000 |
| 915.77 | 1 | $165,000 | $165,000 |
| 9574.19 | 1 | $315,000 | $315,000 |
| 967.5 | 1 | $195,000 | $195,000 |
| 975.0 | 1 | $195,000 | $195,000 |
| NA | 57 | $9,185,000 | $161,140 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| Single Family (1-4 Units):Manufactured | 1 | $155,000 | $155,000 |
| Single Family (1-4 Units):Site-Built | 244 | $36,630,000 | $150,123 |
LTV Distribution
Complaints
| Bank Name | Product | Issue | 2018 CPFB Complaints | % of Total Issues |
|---|---|---|---|---|
| Metropolitan Home Mortgage, Inc. | FHA mortgage | Closing on a mortgage | 1 | 100.0% |