SEBRING - AVON PARK Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Sebring - Avon Park averaged 7.13% for the week of 2024-11-07, compared to the national average of 6.79% for the same period.

The average rate for the prior week (2024-10-31) was 6.66% and one month ago for the week of 2024-10-03, the average rate was 6.36%.

Sebring - Avon Park's average rate one year ago was 7.9%.

For refis of the same type during the week of 2024-11-07, the average rate was 7.29%.

Loan Type Date Rate
US 30 Year Fixed Rate 2024-11-07 6.79%
Sebring - Avon Park 30 Year Fixed Rate 2024-11-07 7.13%
Sebring - Avon Park 30 Year Fixed Rate Refi 2024-11-07 7.29%
Sebring - Avon Park 15 Year Fixed Rate 2024-11-07 5.8%
Sebring - Avon Park 15 Year Fixed Rate Refi 2024-11-07 6.1%
Sebring - Avon Park 30 Year FHA 2024-11-07 6.07%
Sebring - Avon Park 30 Year FHA Refi 2024-11-07 6.63%
Sebring - Avon Park 30 Year USDA 2024-11-07 6.49%
Sebring - Avon Park 30 Year USDA Refi 2024-11-07 6.68%
Sebring - Avon Park 30 Year VA 2024-11-07 6.56%
Sebring - Avon Park 30 Year VA Refi 2024-11-07 6.54%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within SEBRING-AVON PARK, FL.

SEBRING - AVON PARK Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the SEBRING-AVON PARK, FL market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
UNITED WHOLESALE MORTGAGE, LLC 83 6.85% $8,602
QUICKEN LOANS, LLC 74 6.81% $7,183
LEADERONE FINANCIAL CORPORATION 42 7.04% $5,437
MIDFLORIDA 40 6.23% $3,686
METROPLEX MORTGAGE SERVICES, INC. 35 7.01% $6,046
Bell Bank 21 7.02% $4,701
South State Bank 18 7.06% $6,973
AmeriHome Mortgage Company, LLC 13 6.76% $5,297
NEWREZ LLC 13 6.61% $6,657
Suncoast Credit Union 13 5.68% $3,728
Wells Fargo Bank 11 6.90% $4,807
FBC MORTGAGE, LLC 11 6.80% $7,246
Flagstar Bank, FSB 10 7.14% $7,355
PENNYMAC LOAN SERVICES, LLC 10 6.61% $5,894
JPMorgan Chase Bank 9 6.50% $5,060
Truist 9 6.49% $5,048
THE MORTGAGE FIRM, INC. 8 6.58% $6,023
GENEVA FINANCIAL, LLC 6 7.33% $11,119
Bank of America 5 6.68% $3,822
CROSSCOUNTRY MORTGAGE, LLC 5 6.97% $6,567
U.S. Bank 5 6.75% $6,493
LOANDEPOT.COM, LLC 5 7.05% $4,575
HOME SOLUTION LENDERS INC. 5 6.67% $10,548
NAVY FEDERAL CREDIT UNION 5 5.35% $5,701
PREFERRED LENDING SERVICES, LLC 4 6.72% $4,849
NFM, INC. 4 7.19% $8,162
MOVEMENT MORTGAGE, LLC 4 6.79% $7,281
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 4 6.65% $9,347
MUTUAL OF OMAHA MORTGAGE, INC. 4 6.50% $6,960
Plains Commerce Bank 3 6.92% $7,465
TD Bank 3 6.42% $4,134
GUILD MORTGAGE COMPANY 3 7.29% $6,936
AMERISAVE MORTGAGE CORPORATION 3 6.00% $10,127
Paramount Residential Mortgage Group, Inc. 3 7.21% $8,725
PROVIDENT FUNDING ASSOCIATES, L.P. 3 6.04% $5,911
Northwest Federal Credit Union 3 6.54% $5,034
A&D Mortgage LLC 3 9.37% $13,723
Third Federal Savings and Loan Association of Cleveland 2 6.57% $1,184
1st Source Bank 2 6.44% $4,420
21ST MORTGAGE CORPORATION 2 7.85% $6,028
AMERICAN FINANCIAL NETWORK, INC. 2 6.69% $8,479
American Mortgage & Equity Consultants, Inc. 2 6.19% $3,971
Ameris Bank 2 6.31% $6,341
ANGEL OAK MORTGAGE SOLUTIONS LLC 2 9.56% $14,892
BROKER SOLUTIONS, INC. 2 7.44% $6,224
CARDINAL FINANCIAL 2 6.69% $5,295
Centennial Bank 2 7.06% $5,224
Citadel Servicing Corporation 2 8.50% $14,522
Citizens Bank 2 7.06% $7,143
CMG MORTGAGE, INC. 2 6.38% $5,701
CONTOUR MORTGAGE CORPORATION 2 7.44% $7,674
CREDIT UNION MORTGAGE ASSOCIATION, INC. 2 6.25% $5,469
Discover Bank 2 6.37% $0
EVERETT FINANCIAL, INC. 2 7.00% $7,445
Fifth Third Bank 2 7.06% $9,068
FREEDOM MORTGAGE CORPORATION 2 6.00% $9,082
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION 2 6.38% $11,290
GUARANTEED RATE, INC. 2 6.91% $4,646
HOMEBRIDGE FINANCIAL SERVICES, INC. 2 6.50% $8,732
Ixonia Bank 2 7.06% $9,388
Midwest Mortgage Associates Corporation 2 7.50% $6,811
Morgan Stanley Private Bank 2 5.41% $6,898
Mortgage Lenders Investment Trading Corporation 2 6.63% $6,334
Mortgage Research Center, LLC 2 6.93% $5,061
NP, Inc. 2 8.25% $10,058
PLAZA HOME MORTGAGE, INC. 2 6.75% $14,325
PNC Bank 2 6.13% $3,709
Sierra Pacific Mortgage Company, Inc. 2 7.18% $7,063
SPACE COAST Credit Union 2 6.06% $0
The Federal Savings Bank 2 6.63% $7,791
The Loan Store, Inc. 2 6.38% $7,099
TOWNE MORTGAGE COMPANY 2 6.88% $6,394
UNION HOME MORTGAGE CORP. 2 7.13% $7,464
INTERLINC MORTGAGE SERVICES, LLC 1 6.38% $7,388
Union Savings Bank 1 7.50% $4,090
FCB Banks 1 5.63% $3,283
LADERA LENDING, INC. 1 7.88% $8,132
LAKE MICHIGAN CREDIT UNION 1 5.63% $3,910
Farm Credit East, ACA 1 7.25% $5,025
LENDSURE MORTGAGE CORP. 1 7.88% $8,301
Evolve Bank & Trust 1 6.63% $4,135
LOANPAL, LLC 1 6.38% $5,575
Magnolia Bank 1 7.50% $6,681
EMBRACE HOME LOANS, INC. 1 6.49% $2,758
CORNERSTONE HOME LENDING, INC. 1 7.38% $4,528
United Nations Federal Credit Union 1 4.50% $1,950
AMERICAN BANCSHARES MORTGAGE 1 7.50% $16,320
USAA Federal Savings Bank 1 7.38% $6,380
MORTGAGE MANAGEMENT CONSULTANTS, INC. 1 6.88% $535
AMCAP MORTGAGE, LTD. 1 7.13% $6,972
Commerce Home Mortgage, Inc. 1 8.38% $3,992
Citizens & Northern Bank 1 5.63% $3,854
MY MORTGAGE, INC. 1 7.13% $8,630
NATIONWIDE MORTGAGE BANKERS, INC. 1 6.38% $4,930
Chicago Mortgage Solutions LLC 1 5.69% $6,687
NETWORK CAPITAL FUNDING CORPORATION 1 6.13% $2,283
Century Mortgage Company DBA Century Lending Company 1 7.63% $6,493
NexBank 1 7.50% $9,288
Carrington Mortgage Services, LLC 1 5.75% $6,895
Nicolet National Bank 1 7.13% $3,097
NORTHERN MORTGAGE SERVICES, LLC 1 6.50% $6,015
Northpointe Bank 1 6.13% $2,947
CALIBER HOME LOANS, INC. 1 6.63% $7,643
Valley National Bank 1 5.88% $4,988
NTFN, INC. 1 6.13% $10,954
Paramount Bank 1 6.25% $3,546
BRIGHTSTAR 1 6.75% $5,820
PARTNERS 1 6.13% $3,679
BRIDGELOCK CAPITAL 1 7.63% $5,447
PHH Mortgage Corporation 1 6.63% $4,759
Blackhawk Bank 1 7.63% $3,769
PLANET HOME LENDING, LLC 1 6.75% $6,103
VAN DYK MORTGAGE CORPORATION 1 7.63% $2,096
V.I.P. MORTGAGE, INC. 1 6.13% $4,431
BETTER MORTGAGE CORPORATION 1 6.75% $2,284
BAY EQUITY LLC 1 5.75% $5,492
Bank of England 1 8.00% $6,773
READY MORTGAGE LENDERS, LLC 1 7.50% $5,781
Regions Bank 1 6.88% $5,520
ROYAL UNITED MORTGAGE LLC 1 7.00% $8,033
RUOFF MORTGAGE COMPANY, INC. 1 6.88% $5,620
Security Financial Bank 1 5.75% $3,532
SECURITYNATIONAL MORTGAGE COMPANY 1 7.13% $9,465
Warsaw Federal Savings and Loan Association 1 7.88% $6,868
ARK-LA-TEX FINANCIAL SERVICES, LLC. 1 4.99% $35,644
Waterstone Mortgage Corporation 1 6.75% $4,857
STOCKTON MORTGAGE CORPORATION 1 6.75% $4,130
AMERICAN PORTFOLIO MORTGAGE CORPORATION 1 6.25% $6,279
AMERICAN PACIFIC MORTGAGE CORPORATION 1 7.38% $6,777
TEACHERS CREDIT UNION 1 6.63% $4,975
WATSON MORTGAGE CORP. 1 6.00% $3,134
We Florida Financial 1 6.88% $7,887
AMERICAN FINANCIAL RESOURCES, INC. 1 7.88% $6,267
THE MORTGAGE WAREHOUSE,LLC 1 6.50% $4,555
1ST FINANCIAL, INC. 1 7.13% $7,432
THRIVE MORTGAGE, LLC 1 5.63% $3,661
First Savings Bank 1 7.13% $5,317
First National Bank of Pennsylvania 1 5.63% $6,407
FM Home Loans, LLC 1 5.88% $4,103
TOTAL MORTGAGE SERVICES, LLC 1 10.38% $4,806
Genesee Regional Bank 1 7.50% $3,904
First Heritage Mortgage, LLC 1 9.00% $4,950
Ally Bank 1 6.13% $1,477
Goldwater Bank, N.A. 1 6.50% $3,627
Great Southern Bank 1 6.50% $4,913
GREENTREE MORTGAGE COMPANY, L.P. 1 6.88% $11,665
GUARANTEED RATE AFFINITY, LLC 1 6.50% $4,209
American Bank and Trust Company 1 7.13% $8,947
FIRST COMMUNITY MORTGAGE, INC. 1 6.99% $12,345
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. 1 7.49% $6,434
Wolfe Financial, Inc 1 5.63% $6,679
First-Citizens Bank & Trust Company 1 6.03% $4,175
HOMEXPRESS MORTGAGE CORP. 1 9.63% $10,424
INTELLILOAN, INC. 1 5.75% $4,766

SEBRING - AVON PARK Average Closing Costs & Other Stats

SEBRING-AVON PARK, FL's 154 lenders originated 2,095 loans during 2023. The total origination value was $441,515,000, with an average loan value of $210,747.

SEBRING - AVON PARK's average closing costs are $5,521.

The top SEBRING - AVON PARK lender as defined by loan originations is UNITED WHOLESALE MORTGAGE, LLC, with 83 loans originated. Their average total fees are $8,602, which is $1,420 higher than the next largest lender, QUICKEN LOANS, LLC.

The lowest fee SEBRING - AVON PARK lenders (with over 10 loans originated) are MIDFLORIDA ($3,686), Suncoast Credit Union ($3,728), Bell Bank ($4,701), Wells Fargo Bank ($4,807) and AmeriHome Mortgage Company, LLC ($5,297).

The lowest rate SEBRING - AVON PARK lenders (with over 10 loans originated) are Suncoast Credit Union (5.68%), MIDFLORIDA (6.23%), PENNYMAC LOAN SERVICES, LLC (6.61%), NEWREZ LLC (6.61%) and AmeriHome Mortgage Company, LLC (6.76%).

SEBRING-AVON PARK, FL Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2022 Loan Value 2023 Loan Value % Change 2023 Market Share
UNITED WHOLESALE MORTGAGE, LLC $38,750,000 $44,735,000 15.4% 10.1%
QUICKEN LOANS, LLC $46,895,000 $27,525,000 -41.3% 6.2%
Heartland National Bank $22,815,000 $22,465,000 -1.5% 5.1%
METROPLEX MORTGAGE SERVICES, INC. $14,740,000 $20,385,000 38.3% 4.6%
MIDFLORIDA $36,355,000 $20,310,000 -44.1% 4.6%
WALKER & DUNLOP, LLC $19,505,000 n/a 4.4%
LEADERONE FINANCIAL CORPORATION $18,655,000 n/a 4.2%
Mortgage Research Center, LLC $10,735,000 $12,495,000 16.4% 2.8%
Bell Bank $11,450,000 $11,830,000 3.3% 2.7%
HOME SOLUTION LENDERS INC. $2,170,000 $9,105,000 319.6% 2.1%
South State Bank $24,835,000 $8,440,000 -66.0% 1.9%
FBC MORTGAGE, LLC $8,750,000 $7,130,000 -18.5% 1.6%
LOANDEPOT.COM, LLC $9,265,000 $5,835,000 -37.0% 1.3%
FREEDOM MORTGAGE CORPORATION $7,070,000 $5,465,000 -22.7% 1.2%
Wauchula State Bank $7,765,000 $4,810,000 -38.1% 1.1%
Flagstar Bank, FSB $10,355,000 $4,610,000 -55.5% 1.0%
NEWREZ LLC $1,960,000 $4,585,000 133.9% 1.0%
Suncoast Credit Union $2,560,000 $4,440,000 73.4% 1.0%
THE MORTGAGE FIRM, INC. $7,080,000 $3,995,000 -43.6% 0.9%
Truist $6,540,000 $3,710,000 -43.3% 0.8%
CROSSCOUNTRY MORTGAGE, LLC $5,210,000 $3,655,000 -29.8% 0.8%
Bank of America $3,675,000 $3,430,000 -6.7% 0.8%
PENNYMAC LOAN SERVICES, LLC $6,910,000 $3,200,000 -53.7% 0.7%
Paramount Residential Mortgage Group, Inc. $8,870,000 $3,195,000 -64.0% 0.7%
GENEVA FINANCIAL, LLC $930,000 $2,680,000 188.2% 0.6%
Wells Fargo Bank $7,540,000 $2,675,000 -64.5% 0.6%
First Foundation Bank $2,625,000 n/a 0.6%
JPMorgan Chase Bank $4,005,000 $2,570,000 -35.8% 0.6%
NEW DAY FINANCIAL, LLC $3,155,000 $2,505,000 -20.6% 0.6%
NTFN, INC. $1,310,000 $2,360,000 80.2% 0.5%
Mr. Cooper ( Nationstar Mortgage ) $6,040,000 $2,305,000 -61.8% 0.5%
NAVY FEDERAL CREDIT UNION $2,905,000 $2,265,000 -22.0% 0.5%
Plains Commerce Bank $3,290,000 $2,265,000 -31.2% 0.5%
BROKER SOLUTIONS, INC. $2,360,000 $2,260,000 -4.2% 0.5%
AmeriHome Mortgage Company, LLC $510,000 $2,215,000 334.3% 0.5%
AMERISAVE MORTGAGE CORPORATION $5,955,000 $2,210,000 -62.9% 0.5%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $4,735,000 $2,150,000 -54.6% 0.5%
TOWNE MORTGAGE COMPANY $795,000 $2,065,000 159.7% 0.5%
Citadel Servicing Corporation $380,000 $1,975,000 419.7% 0.4%
Equity Prime Mortgage LLC $2,735,000 $1,915,000 -30.0% 0.4%
USAA Federal Savings Bank $2,015,000 $1,855,000 -7.9% 0.4%
MUTUAL OF OMAHA MORTGAGE, INC. $1,365,000 $1,845,000 35.2% 0.4%
MOVEMENT MORTGAGE, LLC $3,640,000 $1,810,000 -50.3% 0.4%
TD Bank $3,410,000 $1,800,000 -47.2% 0.4%
CARDINAL FINANCIAL $4,040,000 $1,750,000 -56.7% 0.4%
A&D Mortgage LLC $3,325,000 $1,650,000 -50.4% 0.4%
U.S. Bank $1,715,000 $1,595,000 -7.0% 0.4%
CALIBER HOME LOANS, INC. $7,705,000 $1,525,000 -80.2% 0.3%
Morgan Stanley Private Bank $1,510,000 n/a 0.3%
NFM, INC. $850,000 $1,465,000 72.4% 0.3%
CMG MORTGAGE, INC. $565,000 $1,425,000 152.2% 0.3%
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. $295,000 $1,365,000 362.7% 0.3%
PLAZA HOME MORTGAGE, INC. $2,210,000 $1,270,000 -42.5% 0.3%
VILLAGE CAPITAL MORTGAGE $555,000 $1,245,000 124.3% 0.3%
The Federal Savings Bank $400,000 $1,220,000 205.0% 0.3%
Citizens Bank $3,470,000 $1,215,000 -65.0% 0.3%
First Bank $75,000 $1,150,000 1,433.3% 0.3%
Ixonia Bank $310,000 $1,130,000 264.5% 0.3%
Commerce Home Mortgage, Inc. $510,000 $1,120,000 119.6% 0.3%
ACADEMY MORTGAGE CORPORATION $1,045,000 $1,105,000 5.7% 0.3%
MY MORTGAGE, INC. $590,000 $1,090,000 84.7% 0.2%
GUARANTEED RATE, INC. $1,610,000 $1,080,000 -32.9% 0.2%
HOMEBRIDGE FINANCIAL SERVICES, INC. $4,690,000 $1,055,000 -77.5% 0.2%
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION $355,000 $1,040,000 193.0% 0.2%
LENDINGHOME FUNDING CORPORATION $1,125,000 $1,035,000 -8.0% 0.2%
Sierra Pacific Mortgage Company, Inc. $1,115,000 $995,000 -10.8% 0.2%
ARK-LA-TEX FINANCIAL SERVICES, LLC. $170,000 $985,000 479.4% 0.2%
ANGEL OAK MORTGAGE SOLUTIONS LLC $965,000 $940,000 -2.6% 0.2%
Nations Lending Corporation $1,215,000 $940,000 -22.6% 0.2%
GUILD MORTGAGE COMPANY $410,000 $910,000 122.0% 0.2%
21ST MORTGAGE CORPORATION $1,050,000 $895,000 -14.8% 0.2%
EVERETT FINANCIAL, INC. $1,675,000 $895,000 -46.6% 0.2%
Midwest Mortgage Associates Corporation $880,000 n/a 0.2%
OCMBC, INC. $830,000 n/a 0.2%
Waterstone Mortgage Corporation $1,450,000 $820,000 -43.4% 0.2%
LADERA LENDING, INC. $800,000 n/a 0.2%
VELOCITY COMMERCIAL CAPITAL, LLC $615,000 $790,000 28.5% 0.2%
Carrington Mortgage Services, LLC $2,310,000 $785,000 -66.0% 0.2%
Century Mortgage Company DBA Century Lending Company $785,000 n/a 0.2%
LOANPAL, LLC $2,850,000 $785,000 -72.5% 0.2%
First National Bank of Pennsylvania $775,000 n/a 0.2%
FINANCE OF AMERICA REVERSE LLC $300,000 $765,000 155.0% 0.2%
Centennial Bank $995,000 $760,000 -23.6% 0.2%
Fifth Third Bank $2,410,000 $760,000 -68.5% 0.2%
HOMESIDE FINANCIAL, LLC $215,000 $755,000 251.2% 0.2%
Mortgage Lenders Investment Trading Corporation $720,000 $750,000 4.2% 0.2%
CREDIT UNION MORTGAGE ASSOCIATION, INC. $730,000 n/a 0.2%
TRIAD FINANCIAL SERVICES, INC. $1,345,000 $725,000 -46.1% 0.2%
PREFERRED LENDING SERVICES, LLC $3,040,000 $700,000 -77.0% 0.2%
V.I.P. MORTGAGE, INC. $365,000 $695,000 90.4% 0.2%
Discover Bank $170,000 $690,000 305.9% 0.2%
UNION HOME MORTGAGE CORP. $250,000 $685,000 174.0% 0.2%
LAKE MICHIGAN CREDIT UNION $975,000 $680,000 -30.3% 0.2%
AMCAP MORTGAGE, LTD. $480,000 $670,000 39.6% 0.2%
PNC Bank $960,000 $660,000 -31.3% 0.1%
Mid-Continent Funding, Inc. $270,000 $630,000 133.3% 0.1%
Magnolia Bank $115,000 $615,000 434.8% 0.1%
Northwest Federal Credit Union $605,000 n/a 0.1%
PROVIDENT FUNDING ASSOCIATES, L.P. $185,000 $605,000 227.0% 0.1%
GREENTREE MORTGAGE COMPANY, L.P. $595,000 n/a 0.1%
PENTAGON FEDERAL CREDIT UNION $970,000 $585,000 -39.7% 0.1%
Select Bank $585,000 n/a 0.1%
VAN DYK MORTGAGE CORPORATION $1,215,000 $575,000 -52.7% 0.1%
TOTAL MORTGAGE SERVICES, LLC $195,000 $570,000 192.3% 0.1%
Bank Of Central Florida $555,000 n/a 0.1%
LAKEVIEW LOAN SERVICING, LLC $1,105,000 $555,000 -49.8% 0.1%
Ameris Bank $645,000 $550,000 -14.7% 0.1%
ROYAL UNITED MORTGAGE LLC $850,000 $550,000 -35.3% 0.1%
SPACE COAST Credit Union $640,000 $535,000 -16.4% 0.1%
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $500,000 n/a 0.1%
GARDNER FINANCIAL SERVICES, LTD. $500,000 n/a 0.1%
The Huntington National Bank $215,000 $495,000 130.2% 0.1%
Figure Lending LLC $35,000 $490,000 1,300.0% 0.1%
Regions Bank $855,000 $490,000 -42.7% 0.1%
ZILLOW HOME LOANS, LLC $125,000 $490,000 292.0% 0.1%
Cornerstone First Mortgage, Inc $385,000 $480,000 24.7% 0.1%
PHH Mortgage Corporation $365,000 $480,000 31.5% 0.1%
Third Federal Savings and Loan Association of Cleveland $1,455,000 $475,000 -67.4% 0.1%
MORTGAGE SOLUTIONS OF COLORADO, LLC $1,115,000 $470,000 -57.8% 0.1%
RELIANCE FIRST CAPITAL, LLC $270,000 $470,000 74.1% 0.1%
HOMEXPRESS MORTGAGE CORP. $305,000 $460,000 50.8% 0.1%
CONTOUR MORTGAGE CORPORATION $450,000 n/a 0.1%
Bank of England $660,000 $445,000 -32.6% 0.1%
AMERICAN FINANCIAL NETWORK, INC. $440,000 n/a 0.1%
FIRST COMMUNITY MORTGAGE, INC. $435,000 n/a 0.1%
AMERICAN PORTFOLIO MORTGAGE CORPORATION $1,020,000 $430,000 -57.8% 0.1%
READY MORTGAGE LENDERS, LLC $235,000 $430,000 83.0% 0.1%
The Loan Store, Inc. $425,000 n/a 0.1%
Northpointe Bank $1,265,000 $415,000 -67.2% 0.1%
LENDSURE MORTGAGE CORP. $400,000 n/a 0.1%
NP, Inc. $165,000 $390,000 136.4% 0.1%
NBH Bank $375,000 n/a 0.1%
AMERICAN BANCSHARES MORTGAGE $365,000 n/a 0.1%
AMERICAN PACIFIC MORTGAGE CORPORATION $870,000 $360,000 -58.6% 0.1%
Barrington Bank & Trust Company, N.A. $1,010,000 $360,000 -64.4% 0.1%
LONGBRIDGE FINANCIAL, LLC $355,000 n/a 0.1%
RUOFF MORTGAGE COMPANY, INC. $435,000 $355,000 -18.4% 0.1%
1st Source Bank $55,000 $350,000 536.4% 0.1%
DEEPHAVEN MORTGAGE LLC $905,000 $350,000 -61.3% 0.1%
FIRST MORTGAGE COMPANY, INC. $545,000 $345,000 -36.7% 0.1%
First Trust Bank of Illinois $345,000 n/a 0.1%
Warsaw Federal Savings and Loan Association $345,000 n/a 0.1%
AMERICAN FINANCING CORPORATION $345,000 $340,000 -1.4% 0.1%
EMBRACE HOME LOANS, INC. $1,390,000 $335,000 -75.9% 0.1%
Nicolet National Bank $335,000 n/a 0.1%
STOCKTON MORTGAGE CORPORATION $265,000 $330,000 24.5% 0.1%
Great Southern Bank $325,000 n/a 0.1%
MORTGAGEONE, INC. $325,000 n/a 0.1%
NATIONWIDE MORTGAGE BANKERS, INC. $300,000 n/a 0.1%
Valley National Bank $3,480,000 $295,000 -91.5% 0.1%
Lakeview Community Capital, LLC $880,000 $290,000 -67.0% 0.1%
ABSOLUTE HOME MORTGAGE CORPORATION $285,000 n/a 0.1%
First Horizon Bank $510,000 $285,000 -44.1% 0.1%
First Savings Bank $1,100,000 $285,000 -74.1% 0.1%
MORTGAGE EQUITY PARTNERS LLC $285,000 n/a 0.1%
AMERICAN FINANCIAL RESOURCES, INC. $825,000 $280,000 -66.1% 0.1%
BETTER MORTGAGE CORPORATION $385,000 $280,000 -27.3% 0.1%
American Bank and Trust Company $275,000 n/a 0.1%
NATION ONE MORTGAGE CORPORATION $275,000 n/a 0.1%
Acre Mortgage and Financial Inc $265,000 n/a 0.1%
Evolve Bank & Trust $265,000 n/a 0.1%
JMAC LENDING, INC. $265,000 n/a 0.1%
MID AMERICA MORTGAGE, INC. $965,000 $265,000 -72.5% 0.1%
United Nations Federal Credit Union $265,000 n/a 0.1%
BRIGHTSTAR $210,000 $255,000 21.4% 0.1%
Farm Credit East, ACA $255,000 n/a 0.1%
Goldwater Bank, N.A. $255,000 n/a 0.1%
INSPIRE HOME LOANS INC. $255,000 n/a 0.1%
INTERLINC MORTGAGE SERVICES, LLC $255,000 n/a 0.1%
SOUTHWEST STAGE FUNDING, LLC $375,000 $250,000 -33.3% 0.1%
Citizens & Northern Bank $245,000 n/a 0.1%
First Option Mortgage, LLC $165,000 $245,000 48.5% 0.1%
Semper Home Loans, Inc. $245,000 n/a 0.1%
American Mortgage & Equity Consultants, Inc. $240,000 n/a 0.1%
Synovus Bank $1,160,000 $240,000 -79.3% 0.1%
GUARANTEED RATE AFFINITY, LLC $1,235,000 $235,000 -81.0% 0.1%
Coastal Community Bank $230,000 n/a 0.1%
Integrity Home Mortgage Corp $230,000 n/a 0.1%
Freedom Bank of Southern Missouri $225,000 n/a 0.1%
Fulton Bank $225,000 n/a 0.1%
NexBank $225,000 n/a 0.1%
LIMA ONE CAPITAL, LLC $330,000 $220,000 -33.3% 0.0%
ALL REVERSE MORTGAGE, INC. $215,000 n/a 0.0%
CORNERSTONE HOME LENDING, INC. $215,000 n/a 0.0%
Genesee Regional Bank $215,000 n/a 0.0%
PREMIER MORTGAGE RESOURCES, L.L.C. $195,000 $215,000 10.3% 0.0%
PRIMELENDING, A PLAINSCAPITAL COMPANY $215,000 $215,000 0.0% 0.0%
ACOPIA, LLC $205,000 n/a 0.0%
BAC Florida Bank $205,000 n/a 0.0%
We Florida Financial $205,000 n/a 0.0%
BAY EQUITY LLC $195,000 n/a 0.0%
Blackhawk Bank $195,000 n/a 0.0%
ChoiceOne Bank $195,000 n/a 0.0%
First Heritage Mortgage, LLC $195,000 n/a 0.0%
Hometown Equity Mortgage, LLC $1,300,000 $195,000 -85.0% 0.0%
MORTGAGE INVESTORS GROUP, INC. $195,000 n/a 0.0%
Security Financial Bank $195,000 n/a 0.0%
SECURITYNATIONAL MORTGAGE COMPANY $480,000 $195,000 -59.4% 0.0%
Loan Simple, Inc. $185,000 n/a 0.0%
NORTHERN MORTGAGE SERVICES, LLC $185,000 n/a 0.0%
Paramount Bank $295,000 $185,000 -37.3% 0.0%
PLANET HOME LENDING, LLC $1,130,000 $185,000 -83.6% 0.0%
POLARIS HOME FUNDING CORP. $185,000 n/a 0.0%
THE MORTGAGE WAREHOUSE,LLC $185,000 n/a 0.0%
Union Savings Bank $185,000 n/a 0.0%
CIVIC FINANCIAL SERVICES, LLC $1,715,000 $175,000 -89.8% 0.0%
First Midwest Bank of Dexter $175,000 n/a 0.0%
FM Home Loans, LLC $175,000 n/a 0.0%
Secured Investment Corp. $175,000 n/a 0.0%
THRIVE MORTGAGE, LLC $275,000 $175,000 -36.4% 0.0%
Wolfe Financial, Inc $175,000 n/a 0.0%
CANOPY MORTGAGE, LLC $170,000 n/a 0.0%
1ST FINANCIAL, INC. $165,000 n/a 0.0%
FCB Banks $165,000 n/a 0.0%
Horizon Bank $165,000 n/a 0.0%
LENDINGONE, LLC $290,000 $165,000 -43.1% 0.0%
MILEND, INC. $165,000 n/a 0.0%
TEACHERS CREDIT UNION $165,000 n/a 0.0%
RBC Bank, (Georgia) $590,000 $160,000 -72.9% 0.0%
Ally Bank $225,000 $155,000 -31.1% 0.0%
CHERRY CREEK MORTGAGE, LLC $155,000 n/a 0.0%
Chicago Mortgage Solutions LLC $145,000 $155,000 6.9% 0.0%
MORTGAGE MANAGEMENT CONSULTANTS, INC. $155,000 n/a 0.0%
NETWORK CAPITAL FUNDING CORPORATION $165,000 $155,000 -6.1% 0.0%
FirstBank $600,000 $145,000 -75.8% 0.0%
OPEN MORTGAGE, LLC $145,000 n/a 0.0%
SUCCESS MORTGAGE PARTNERS, INC. $550,000 $145,000 -73.6% 0.0%
DOMINION FINANCIAL SERVICES, LLC $2,295,000 $135,000 -94.1% 0.0%
American National Bank of Minnesota $125,000 n/a 0.0%
CORNING $125,000 n/a 0.0%
First-Citizens Bank & Trust Company $295,000 $125,000 -57.6% 0.0%
WATSON MORTGAGE CORP. $115,000 n/a 0.0%
AMERICAN HERITAGE LENDING, INC. $105,000 n/a 0.0%
BRIDGELOCK CAPITAL $105,000 n/a 0.0%
INTELLILOAN, INC. $105,000 n/a 0.0%
Notre Dame Federal Credit Union Corporation $105,000 n/a 0.0%
ACHIEVA CREDIT UNION $105,000 $95,000 -9.5% 0.0%
Natbank $95,000 n/a 0.0%
Pacor Mortgage Corp $95,000 n/a 0.0%
PARTNERS $85,000 n/a 0.0%
Willamette Valley Bank $75,000 n/a 0.0%
Seacoast National Bank $610,000 $70,000 -88.5% 0.0%
DIGITAL Federal Credit Union $65,000 n/a 0.0%
DUPACO COMMUNITY $65,000 n/a 0.0%
ADVIA $55,000 n/a 0.0%
Service Federal Credit Union $55,000 n/a 0.0%
SPRING EQ, LLC $275,000 $55,000 -80.0% 0.0%
FIRST CREDIT CORPORATION OF NEW YORK, INC. $45,000 n/a 0.0%
FIRST FLORIDA Credit Union $355,000 $45,000 -87.3% 0.0%
VANDERBILT MORTGAGE AND FINANCE, INC. $200,000 $45,000 -77.5% 0.0%
BayCoast Bank $35,000 n/a 0.0%
M&T Bank $175,000 $25,000 -85.7% 0.0%

SEBRING - AVON PARK's top lender by overall market share is UNITED WHOLESALE MORTGAGE, LLC, with 10.1% market share. In second place, with 6.2%, is QUICKEN LOANS, LLC, having originated $27,525,000 in loans. In third place, with 5.1%, is Heartland National Bank, having originated $22,465,000 in loans. In fourth place, with 4.6%, is METROPLEX MORTGAGE SERVICES, INC., having originated $20,385,000 in loans. In fifth place, with 4.6%, is MIDFLORIDA, having originated $20,310,000 in loans.

SEBRING-AVON PARK, FL Average Rent (2023)

Zoom/scroll map to see average rent by zip code. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results.

For additional perspective within a market, below is information regarding the average rents (as defined by HUD) for zip codes within the metro area. Descriptive statistics (average, median) are shown below the table.
Zip Code Metro Studio Apartment Rent 1BR Apartment Rent 2BR Apartment Rent 3BR Apartment Rent 4BR Apartment Rent
33825 Sebring, FL MSA $750 $760 $970 $1,280 $1,630
33843 Sebring, FL MSA $750 $760 $960 $1,280 $1,630
33852 Sebring, FL MSA $690 $740 $980 $1,220 $1,470
33857 Sebring, FL MSA $590 $640 $840 $1,070 $1,240
33862 Sebring, FL MSA $710 $760 $1,000 $1,240 $1,500
33870 Sebring, FL MSA $650 $700 $920 $1,140 $1,380
33871 Sebring, FL MSA $710 $760 $1,000 $1,240 $1,500
33872 Sebring, FL MSA $790 $840 $1,110 $1,380 $1,660
33875 Sebring, FL MSA $790 $850 $1,120 $1,390 $1,680
33876 Sebring, FL MSA $840 $900 $1,180 $1,470 $1,770
33890 Sebring, FL MSA $710 $760 $1,000 $1,240 $1,500
33960 Sebring, FL MSA $710 $770 $1,000 $1,280 $1,540
34266 Sebring, FL MSA $1,080 $1,290 $1,610 $2,130 $2,540
34974 Sebring, FL MSA $890 $890 $1,150 $1,540 $1,770

2022 Average & Median Rent Data Statistics
SEBRING-AVON PARK, FL average 1BR rent: $816, median: $760
SEBRING-AVON PARK, FL average 2BR rent: $1,060, median: $1,000
SEBRING-AVON PARK, FL average 3BR rent: $1,350, median: $1,280

SEBRING-AVON PARK, FL Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 1,407 $310,435,000 $220,636
Cash Out Refi 254 $45,030,000 $177,283
Home Improvement 165 $10,435,000 $63,242
Other 157 $14,935,000 $95,127
Refi 112 $60,680,000 $541,786

Sebring - Avon Park's most frequently cited loan purpose was Home Purchase, with 1,407 originations. The 2nd most popular reason was Cash Out Refi, with 254 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
6-7% 775 $158,355,000 $204,329
7-8% 525 $101,835,000 $193,971
5-6% 319 $88,165,000 $276,379
Over 8% 211 $50,485,000 $239,265
4-5% 42 $7,830,000 $186,429
<2.5% 38 $670,000 $17,632
3-4% 29 $2,645,000 $91,207
2.5-3% 1 $15,000 $15,000

During 2023, Sebring - Avon Park's most frequently originated rate bucket was 6-7%, with 775 originations.

Loan Sizing (SEBRING-AVON PARK, FL MSA)

Loan Size Originations Total Value Average Loan
$200k-400k 780 $207,950,000 $266,603
$100k-200k 744 $113,010,000 $151,895
$100,000 or less 476 $25,140,000 $52,815
$400k-600k 70 $33,470,000 $478,143
$600k-1000k 19 $13,095,000 $689,211
$Over $1MM 6 $48,850,000 $8,141,667

SEBRING - AVON PARK's loan sizing saw the bucket of loans from $200k-400k with 780 originations, totaling $207,950,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 807 $196,985,000 $244,095
60-80% 459 $120,135,000 $261,732
40-60% 220 $36,020,000 $163,727
Under 20% 218 $7,620,000 $34,954
20-40% 194 $36,920,000 $190,309
Over 100% 39 $10,975,000 $281,410

SEBRING - AVON PARK's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 807 originations, totaling $196,985,000 in origination value.