SEBRING - AVON PARK Mortgage Rates
30yr Fixed Rate
15yr Fixed Rate
FHA
USDA
VA
5/1 ARM
30 Year Fixed Rate mortgages in Sebring - Avon Park averaged
5.47%
for the week of 2022-05-12, compared to the national average of
5.3% for the same period.
The average rate for the prior week (2022-05-05) was
5.64% and
one month ago for the week of 2022-04-07, the
average rate was 5.29%.
Sebring - Avon Park's average rate one year ago was 3.41%.
For refis of the same type during the week of 2022-05-12, the average rate
was 5.46%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2022-05-12 | 5.3% |
| Sebring - Avon Park 30 Year Fixed Rate | 2022-05-12 | 5.47% |
| Sebring - Avon Park 30 Year Fixed Rate Refi | 2022-05-12 | 5.46% |
| Sebring - Avon Park 15 Year Fixed Rate | 2022-05-12 | 5.4% |
| Sebring - Avon Park 15 Year Fixed Rate Refi | 2022-05-12 | 4.73% |
| Sebring - Avon Park 30 Year FHA | 2022-05-12 | 5.31% |
| Sebring - Avon Park 30 Year FHA Refi | 2022-05-12 | 5.7% |
| Sebring - Avon Park 30 Year USDA | 2022-05-12 | 5.42% |
| Sebring - Avon Park 30 Year USDA Refi | 2022-05-12 | 4.98% |
| Sebring - Avon Park 30 Year VA | 2022-05-12 | 5.69% |
| Sebring - Avon Park 30 Year VA Refi | 2022-05-12 | 5.32% |
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within SEBRING-AVON PARK, FL.
SEBRING - AVON PARK Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lendor, for only loans originated in the SEBRING-AVON PARK, FL market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
SEBRING-AVON PARK, FL's 210 lenders originated 3,935
loans during 2021. The total origination value was $675,735,000, with an average loan value of
$171,724.
The top SEBRING - AVON PARK lender as defined by loan originations is QUICKEN LOANS, LLC, with
234 loans originated. Their average total fees are
$4,733, which is $752
higher than the next largest lender,
CELEBRITY HOME LOANS, LLC.
The lowest fee SEBRING - AVON PARK lenders (with over 10 loans originated) are
Mortgage Lenders Investment Trading Corporation ($2,261), Bank of America ($2,827), MIDFLORIDA ($3,026), CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP ($3,060) and Bell Bank ($3,250).
The lowest rate SEBRING - AVON PARK lenders (with over 10 loans originated) are
Bank of America (2.81%), BETTER MORTGAGE CORPORATION (2.90%), AMERISAVE MORTGAGE CORPORATION (2.99%), Truist Bank (3.00%) and PENNYMAC LOAN SERVICES, LLC (3.04%).
SEBRING-AVON PARK, FL Lender Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2020 Loan Value | 2021 Loan Value | % Change | 2021 Market Share |
|---|---|---|---|---|
| QUICKEN LOANS, LLC | $54,150,000 | $81,565,000 | 50.6% | 12.1% |
| CELEBRITY HOME LOANS, LLC | $4,160,000 | $46,075,000 | 1,007.6% | 6.8% |
| MIDFLORIDA | $30,850,000 | $36,425,000 | 18.1% | 5.4% |
| Heartland National Bank | $37,570,000 | $30,100,000 | -19.9% | 4.5% |
| UNITED WHOLESALE MORTGAGE, LLC | $13,280,000 | $28,285,000 | 113.0% | 4.2% |
| CALIBER HOME LOANS, INC. | $13,805,000 | $22,980,000 | 66.5% | 3.4% |
| South State Bank | $16,025,000 | $16,520,000 | 3.1% | 2.4% |
| METROPLEX MORTGAGE SERVICES, INC. | $13,950,000 | $16,140,000 | 15.7% | 2.4% |
| FREEDOM MORTGAGE CORPORATION | $18,465,000 | $16,025,000 | -13.2% | 2.4% |
| Bell Bank | $7,585,000 | $15,425,000 | 103.4% | 2.3% |
| Mortgage Research Center, LLC | $8,290,000 | $15,360,000 | 85.3% | 2.3% |
| Wauchula State Bank | $6,175,000 | $14,015,000 | 127.0% | 2.1% |
| FBC MORTGAGE, LLC | $6,680,000 | $11,820,000 | 76.9% | 1.7% |
| Flagstar Bank, FSB | $11,660,000 | $11,675,000 | 0.1% | 1.7% |
| NEWREZ LLC | $5,700,000 | $11,195,000 | 96.4% | 1.7% |
| Wells Fargo Bank | $7,190,000 | $10,965,000 | 52.5% | 1.6% |
| Paramount Residential Mortgage Group, Inc. | $6,500,000 | $10,895,000 | 67.6% | 1.6% |
| PENNYMAC LOAN SERVICES, LLC | $4,805,000 | $9,475,000 | 97.2% | 1.4% |
| Citizens Community Federal | $9,345,000 | n/a | 1.4% | |
| LOANDEPOT.COM, LLC | $6,175,000 | $9,270,000 | 50.1% | 1.4% |
| PLAZA HOME MORTGAGE, INC. | $3,790,000 | $8,515,000 | 124.7% | 1.3% |
| Truist Bank | $7,770,000 | $7,130,000 | -8.2% | 1.1% |
| CROSSCOUNTRY MORTGAGE, LLC | $4,445,000 | $6,095,000 | 37.1% | 0.9% |
| Mr. Cooper ( Nationstar Mortgage ) | $3,990,000 | $5,755,000 | 44.2% | 0.9% |
| Bank of America | $3,385,000 | $5,725,000 | 69.1% | 0.8% |
| AMERISAVE MORTGAGE CORPORATION | $1,430,000 | $5,320,000 | 272.0% | 0.8% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | $3,085,000 | $5,105,000 | 65.5% | 0.8% |
| HOME POINT FINANCIAL CORPORATION | $2,650,000 | $4,890,000 | 84.5% | 0.7% |
| USAA Federal Savings Bank | $3,840,000 | $4,820,000 | 25.5% | 0.7% |
| Valley National Bank | $4,720,000 | n/a | 0.7% | |
| NAVY FEDERAL CREDIT UNION | $4,715,000 | $4,525,000 | -4.0% | 0.7% |
| THE MORTGAGE FIRM, INC. | $2,775,000 | $4,465,000 | 60.9% | 0.7% |
| BROKER SOLUTIONS, INC. | $795,000 | $4,385,000 | 451.6% | 0.6% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $3,885,000 | $4,385,000 | 12.9% | 0.6% |
| BETTER MORTGAGE CORPORATION | $365,000 | $4,345,000 | 1,090.4% | 0.6% |
| JPMorgan Chase Bank | $1,995,000 | $3,970,000 | 99.0% | 0.6% |
| PREFERRED LENDING SERVICES, LLC | $4,215,000 | $3,260,000 | -22.7% | 0.5% |
| Mortgage Lenders Investment Trading Corporation | $2,145,000 | $3,200,000 | 49.2% | 0.5% |
| Citizens Bank | $1,805,000 | $3,085,000 | 70.9% | 0.5% |
| NEW DAY FINANCIAL, LLC | $3,795,000 | $3,060,000 | -19.4% | 0.5% |
| Suncoast Credit Union | $1,965,000 | $2,955,000 | 50.4% | 0.4% |
| PNC Bank | $1,705,000 | $2,870,000 | 68.3% | 0.4% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | $3,615,000 | $2,765,000 | -23.5% | 0.4% |
| ACADEMY MORTGAGE CORPORATION | $480,000 | $2,745,000 | 471.9% | 0.4% |
| HOME SOLUTION LENDERS INC. | $480,000 | $2,745,000 | 471.9% | 0.4% |
| GUARANTEED RATE, INC. | $965,000 | $2,740,000 | 183.9% | 0.4% |
| TD Bank | $3,020,000 | $2,700,000 | -10.6% | 0.4% |
| Ameris Bank | $5,035,000 | $2,605,000 | -48.3% | 0.4% |
| MOVEMENT MORTGAGE, LLC | $1,200,000 | $2,485,000 | 107.1% | 0.4% |
| NTFN, INC. | $2,275,000 | $2,435,000 | 7.0% | 0.4% |
| LAKEVIEW LOAN SERVICING, LLC | $1,530,000 | $2,420,000 | 58.2% | 0.4% |
| AmeriHome Mortgage Company, LLC | $320,000 | $1,960,000 | 512.5% | 0.3% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $2,825,000 | $1,945,000 | -31.2% | 0.3% |
| Hometown Equity Mortgage, LLC | $1,860,000 | n/a | 0.3% | |
| Carrington Mortgage Services, LLC | $2,985,000 | $1,825,000 | -38.9% | 0.3% |
| VILLAGE CAPITAL & INVESTMENT LLC | $1,990,000 | $1,805,000 | -9.3% | 0.3% |
| PENTAGON FEDERAL CREDIT UNION | $665,000 | $1,790,000 | 169.2% | 0.3% |
| AMERICAN FINANCIAL NETWORK, INC. | $1,650,000 | $1,770,000 | 7.3% | 0.3% |
| HAMILTON HOME LOANS, INC. | $950,000 | $1,715,000 | 80.5% | 0.3% |
| AMERIFIRST FINANCIAL CORPORATION | $1,555,000 | $1,670,000 | 7.4% | 0.2% |
| CMG MORTGAGE, INC. | $1,380,000 | $1,665,000 | 20.7% | 0.2% |
| UNION HOME MORTGAGE CORP. | $180,000 | $1,635,000 | 808.3% | 0.2% |
| Plains Commerce Bank | $970,000 | $1,565,000 | 61.3% | 0.2% |
| LOANPAL, LLC | $285,000 | $1,500,000 | 426.3% | 0.2% |
| MUTUAL OF OMAHA MORTGAGE, INC. | $860,000 | $1,495,000 | 73.8% | 0.2% |
| First Guaranty Mortgage Corporation | $1,215,000 | $1,490,000 | 22.6% | 0.2% |
| 21ST MORTGAGE CORPORATION | $745,000 | $1,480,000 | 98.7% | 0.2% |
| Fifth Third Bank | $1,250,000 | $1,430,000 | 14.4% | 0.2% |
| HOMESIDE FINANCIAL, LLC | $445,000 | $1,380,000 | 210.1% | 0.2% |
| A&D Mortgage LLC | $920,000 | $1,375,000 | 49.5% | 0.2% |
| Equity Prime Mortgage LLC | $615,000 | $1,295,000 | 110.6% | 0.2% |
| PLANET HOME LENDING, LLC | $1,585,000 | $1,295,000 | -18.3% | 0.2% |
| Barrington Bank & Trust Company, N.A. | $855,000 | $1,270,000 | 48.5% | 0.2% |
| ROYAL UNITED MORTGAGE LLC | $1,755,000 | $1,255,000 | -28.5% | 0.2% |
| SPACE COAST Credit Union | $485,000 | $1,255,000 | 158.8% | 0.2% |
| U.S. Bank | $1,880,000 | $1,230,000 | -34.6% | 0.2% |
| AMERICAN FINANCING CORPORATION | $125,000 | $1,175,000 | 840.0% | 0.2% |
| LENDINGHOME FUNDING CORPORATION | $200,000 | $1,160,000 | 480.0% | 0.2% |
| SUCCESS MORTGAGE PARTNERS, INC. | $95,000 | $1,140,000 | 1,100.0% | 0.2% |
| SUN WEST MORTGAGE COMPANY, INC. | $555,000 | $1,105,000 | 99.1% | 0.2% |
| Regions Bank | $970,000 | $1,085,000 | 11.9% | 0.2% |
| CLEARPATH LENDING | $2,020,000 | $1,080,000 | -46.5% | 0.2% |
| TOWNE MORTGAGE COMPANY | $1,640,000 | $1,040,000 | -36.6% | 0.2% |
| KELLER MORTGAGE, LLC | $390,000 | $1,030,000 | 164.1% | 0.2% |
| AMERICAN ADVISORS GROUP | $295,000 | $995,000 | 237.3% | 0.1% |
| HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | $410,000 | $985,000 | 140.2% | 0.1% |
| Bank of England | $1,055,000 | $975,000 | -7.6% | 0.1% |
| NATIONS DIRECT MORTGAGE, LLC | $1,600,000 | $965,000 | -39.7% | 0.1% |
| VAN DYK MORTGAGE CORPORATION | $925,000 | $965,000 | 4.3% | 0.1% |
| The Federal Savings Bank | $770,000 | $945,000 | 22.7% | 0.1% |
| NFM, INC. | $1,105,000 | $940,000 | -14.9% | 0.1% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $215,000 | $930,000 | 332.6% | 0.1% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | $1,100,000 | $925,000 | -15.9% | 0.1% |
| First Bank | $850,000 | n/a | 0.1% | |
| LENDUS, LLC | $655,000 | $835,000 | 27.5% | 0.1% |
| FINANCE OF AMERICA REVERSE LLC | $85,000 | $825,000 | 870.6% | 0.1% |
| CHURCHILL MORTGAGE CORPORATION | $425,000 | $780,000 | 83.5% | 0.1% |
| Third Federal Savings and Loan Association of Cleveland | $560,000 | $780,000 | 39.3% | 0.1% |
| S1L, Inc. | $755,000 | n/a | 0.1% | |
| UNITED MORTGAGE CORP. | $320,000 | $750,000 | 134.4% | 0.1% |
| First Horizon Bank | $745,000 | n/a | 0.1% | |
| Paramount Bank | $310,000 | $735,000 | 137.1% | 0.1% |
| ARC HOME LLC | $730,000 | n/a | 0.1% | |
| PHH Mortgage Corporation | $580,000 | $720,000 | 24.1% | 0.1% |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | $720,000 | $710,000 | -1.4% | 0.1% |
| ServisFirst Bank | $695,000 | n/a | 0.1% | |
| ATHAS CAPITAL GROUP, INC. | $670,000 | n/a | 0.1% | |
| Century Mortgage Company DBA Century Lending Company | $665,000 | n/a | 0.1% | |
| SIGNATURE MORTGAGE CORPORATION | $85,000 | $665,000 | 682.4% | 0.1% |
| MID AMERICA MORTGAGE, INC. | $145,000 | $660,000 | 355.2% | 0.1% |
| FINANCE OF AMERICA MORTGAGE LLC | $260,000 | $650,000 | 150.0% | 0.1% |
| Mid-Continent Funding, Inc. | $570,000 | $650,000 | 14.0% | 0.1% |
| HOMEXPRESS MORTGAGE CORP. | $195,000 | $645,000 | 230.8% | 0.1% |
| GUILD MORTGAGE COMPANY | $800,000 | $635,000 | -20.6% | 0.1% |
| First Federal Savings and Loan Association of Lakewood | $625,000 | n/a | 0.1% | |
| AMERICAN FINANCIAL RESOURCES, INC. | $1,320,000 | $615,000 | -53.4% | 0.1% |
| Lakeview Community Capital, LLC | $760,000 | $610,000 | -19.7% | 0.1% |
| Nations Lending Corporation | $1,215,000 | $610,000 | -49.8% | 0.1% |
| Strong Home Mortgage, LLC | $165,000 | $610,000 | 269.7% | 0.1% |
| REVERSE MORTGAGE FUNDING LLC | $225,000 | $600,000 | 166.7% | 0.1% |
| FIRST EQUITY MORTGAGE BANKERS, INC. | $225,000 | $595,000 | 164.4% | 0.1% |
| Ally Bank | $580,000 | n/a | 0.1% | |
| GMFS LLC | $405,000 | $580,000 | 43.2% | 0.1% |
| ZILLOW HOME LOANS, LLC | $535,000 | $575,000 | 7.5% | 0.1% |
| NATIONS RELIABLE LENDING, LLC | $195,000 | $570,000 | 192.3% | 0.1% |
| CRESCENT MORTGAGE COMPANY | $230,000 | $565,000 | 145.7% | 0.1% |
| First Home Bank | $265,000 | $565,000 | 113.2% | 0.1% |
| TROPICAL FINANCIAL CREDIT UNION | $330,000 | $565,000 | 71.2% | 0.1% |
| Colten Mortgage, LLC | $560,000 | n/a | 0.1% | |
| First Federal Bank | $555,000 | $555,000 | 0.0% | 0.1% |
| The Huntington National Bank | $85,000 | $545,000 | 541.2% | 0.1% |
| GENEVA FINANCIAL, LLC | $1,285,000 | $535,000 | -58.4% | 0.1% |
| MICHIGAN MUTUAL, INC. | $300,000 | $530,000 | 76.7% | 0.1% |
| RUOFF MORTGAGE COMPANY, INC. | $530,000 | $530,000 | 0.0% | 0.1% |
| 1ST FINANCIAL, INC. | $175,000 | $505,000 | 188.6% | 0.1% |
| GROUP ONE MORTGAGE, INC. | $255,000 | $500,000 | 96.1% | 0.1% |
| Morgan Stanley Private Bank | $480,000 | n/a | 0.1% | |
| Northpointe Bank | $735,000 | $480,000 | -34.7% | 0.1% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | $430,000 | $475,000 | 10.5% | 0.1% |
| EMBRACE HOME LOANS, INC. | $1,290,000 | $470,000 | -63.6% | 0.1% |
| First Savings Bank | $955,000 | $470,000 | -50.8% | 0.1% |
| InterContinental Capital Group, Inc | $1,360,000 | $470,000 | -65.4% | 0.1% |
| AMCAP MORTGAGE, LTD. | $465,000 | n/a | 0.1% | |
| CROSSFIRE FINANCIAL NETWORK, INC. | $465,000 | n/a | 0.1% | |
| AMERICAN PACIFIC MORTGAGE CORPORATION | $460,000 | n/a | 0.1% | |
| Hometown Lenders, Inc. | $315,000 | $460,000 | 46.0% | 0.1% |
| DEEPHAVEN MORTGAGE LLC | $455,000 | n/a | 0.1% | |
| Seacoast National Bank | $1,225,000 | $445,000 | -63.7% | 0.1% |
| Elements Financial Federal Credit Union | $435,000 | n/a | 0.1% | |
| First Heritage Mortgage, LLC | $345,000 | $415,000 | 20.3% | 0.1% |
| KeyBank | $160,000 | $415,000 | 159.4% | 0.1% |
| Sunflower Bank | $410,000 | n/a | 0.1% | |
| GREAT WESTERN FINANCIAL SERVICES, INC. | $405,000 | n/a | 0.1% | |
| Low VA Rates, LLC | $660,000 | $405,000 | -38.6% | 0.1% |
| Renasant Bank | $370,000 | $405,000 | 9.5% | 0.1% |
| STEARNS LENDING, LLC | $680,000 | $400,000 | -41.2% | 0.1% |
| ALAMEDA MORTGAGE CORPORATION | $395,000 | n/a | 0.1% | |
| FIRST FLORIDA Credit Union | $180,000 | $395,000 | 119.4% | 0.1% |
| TEMPLE VIEW CAPITAL FUNDING, LP | $395,000 | n/a | 0.1% | |
| Waterstone Mortgage Corporation | $2,110,000 | $390,000 | -81.5% | 0.1% |
| MIAMI FIREFIGHTERS FCU | $385,000 | n/a | 0.1% | |
| Blue Ridge Bank | $380,000 | n/a | 0.1% | |
| ANDREWS FEDERAL CREDIT UNION | $370,000 | n/a | 0.1% | |
| FAIRWAY FUNDING GROUP, INC. | $320,000 | $370,000 | 15.6% | 0.1% |
| AMERICAN INTERNET MORTGAGE, INC. | $365,000 | n/a | 0.1% | |
| GUARANTEED RATE AFFINITY, LLC | $365,000 | n/a | 0.1% | |
| North American Savings Bank, F.S.B. | $265,000 | $365,000 | 37.7% | 0.1% |
| TIAA, FSB | $415,000 | $365,000 | -12.0% | 0.1% |
| AgFirst Farm Credit Bank | $155,000 | $360,000 | 132.3% | 0.1% |
| CBI Bank & Trust | $360,000 | n/a | 0.1% | |
| MORIA DEVELOPMENT, INC. | $295,000 | $360,000 | 22.0% | 0.1% |
| GSF Mortgage Corporation | $205,000 | $350,000 | 70.7% | 0.1% |
| DAS Acquisition Company, LLC | $345,000 | n/a | 0.1% | |
| 1ST SIGNATURE LENDING, LLC | $340,000 | n/a | 0.1% | |
| BRIGHTSTAR | $340,000 | n/a | 0.1% | |
| DYBN FINANCIAL CORP. | $335,000 | n/a | 0.0% | |
| The Home Loan Expert LLC | $335,000 | n/a | 0.0% | |
| ALLIANT CREDIT UNION | $330,000 | n/a | 0.0% | |
| Citadel Servicing Corporation | $330,000 | n/a | 0.0% | |
| Cornerstone First Mortgage, Inc | $330,000 | n/a | 0.0% | |
| Gateway First Bank | $235,000 | $330,000 | 40.4% | 0.0% |
| OPEN MORTGAGE, LLC | $330,000 | n/a | 0.0% | |
| PANORAMA MORTGAGE GROUP, LLC | $305,000 | $330,000 | 8.2% | 0.0% |
| First Federal Bank of the Midwest | $315,000 | n/a | 0.0% | |
| Simmons Bank | $315,000 | n/a | 0.0% | |
| TOTAL MORTGAGE SERVICES, LLC | $115,000 | $315,000 | 173.9% | 0.0% |
| Baxter Credit Union | $310,000 | n/a | 0.0% | |
| EAGLE HOME MORTGAGE, LLC | $310,000 | n/a | 0.0% | |
| PUBLIX EMPLOYEES | $310,000 | n/a | 0.0% | |
| BANKERS MORTGAGE LENDING, INC. | $305,000 | n/a | 0.0% | |
| Kwik Mortgage Corporation | $305,000 | n/a | 0.0% | |
| ABSOLUTE HOME MORTGAGE CORPORATION | $410,000 | $300,000 | -26.8% | 0.0% |
| SECURITYNATIONAL MORTGAGE COMPANY | $145,000 | $300,000 | 106.9% | 0.0% |
| COUNTRYPLACE MORTGAGE, LTD. | $295,000 | n/a | 0.0% | |
| First Federal Savings and Loan Association of Greensburg | $295,000 | n/a | 0.0% | |
| First Option Mortgage, LLC | $425,000 | $295,000 | -30.6% | 0.0% |
| HOMESTAR FINANCIAL CORPORATION | $295,000 | n/a | 0.0% | |
| LAND HOME FINANCIAL SERVICES, INC. | $230,000 | $295,000 | 28.3% | 0.0% |
| Grow Financial Federal Credit Union | $290,000 | n/a | 0.0% | |
| VANDERBILT MORTGAGE AND FINANCE, INC. | $75,000 | $285,000 | 280.0% | 0.0% |
| CAMPUS USA | $75,000 | $280,000 | 273.3% | 0.0% |
| TOP FLITE FINANCIAL, INC. | $280,000 | n/a | 0.0% | |
| HOMEOWNERS FINANCIAL GROUP USA, LLC | $355,000 | $275,000 | -22.5% | 0.0% |
| SIRVA MORTGAGE, INC. | $275,000 | n/a | 0.0% | |
| DIAMOND RESIDENTIAL MORTGAGE CORPORATION | $255,000 | $265,000 | 3.9% | 0.0% |
| Cf Bank | $255,000 | n/a | 0.0% | |
| Chicago Financial Services, Inc. | $255,000 | n/a | 0.0% | |
| DELMAR FINANCIAL COMPANY | $255,000 | n/a | 0.0% | |
| FirstBank | $360,000 | $255,000 | -29.2% | 0.0% |
| HighTechLending Inc | $255,000 | n/a | 0.0% | |
| AmRes Corporation | $335,000 | $245,000 | -26.9% | 0.0% |
| FIRST COMMUNITY MORTGAGE, INC. | $245,000 | n/a | 0.0% | |
| Liberty Savings Bank, F.S.B. | $245,000 | n/a | 0.0% | |
| OVM FINANCIAL, INC. | $245,000 | n/a | 0.0% | |
| SOVEREIGN LENDING GROUP INCORPORATED | $245,000 | n/a | 0.0% | |
| ALLIED MORTGAGE GROUP, INC. | $260,000 | $235,000 | -9.6% | 0.0% |
| First-Citizens Bank & Trust Company | $450,000 | $235,000 | -47.8% | 0.0% |
| OCMBC, INC. | $155,000 | $235,000 | 51.6% | 0.0% |
| First United Corporation | $225,000 | n/a | 0.0% | |
| LIBERTY HOME MORTGAGE CORPORATION | $155,000 | $225,000 | 45.2% | 0.0% |
| LOANFLIGHT LENDING, LLC | $225,000 | n/a | 0.0% | |
| MORTGAGE 1 INCORPORATED | $225,000 | n/a | 0.0% | |
| NP, Inc. | $385,000 | $225,000 | -41.6% | 0.0% |
| SPRING EQ, LLC | $255,000 | $220,000 | -13.7% | 0.0% |
| LEGEND LENDING CORPORATION | $215,000 | n/a | 0.0% | |
| OAKTREE FUNDING CORP. | $215,000 | n/a | 0.0% | |
| TJC Mortgage, Inc. | $340,000 | $215,000 | -36.8% | 0.0% |
| Discover Bank | $290,000 | $210,000 | -27.6% | 0.0% |
| TRIAD FINANCIAL SERVICES, INC. | $195,000 | $210,000 | 7.7% | 0.0% |
| Advisors Mortgage Group, L.L.C. | $205,000 | n/a | 0.0% | |
| Prairie State Bank and Trust | $205,000 | n/a | 0.0% | |
| Service Federal Credit Union | $205,000 | n/a | 0.0% | |
| Bethpage Federal Credit Union | $200,000 | n/a | 0.0% | |
| Synovus Bank | $415,000 | $200,000 | -51.8% | 0.0% |
| VELOCITY COMMERCIAL CAPITAL, LLC | $95,000 | $200,000 | 110.5% | 0.0% |
| Chicago Mortgage Solutions LLC | $95,000 | $195,000 | 105.3% | 0.0% |
| Citibank | $95,000 | $195,000 | 105.3% | 0.0% |
| PARKSIDE LENDING, LLC | $125,000 | $195,000 | 56.0% | 0.0% |
| Prime Choice Funding Inc. | $195,000 | n/a | 0.0% | |
| T2 FINANCIAL LLC | $195,000 | n/a | 0.0% | |
| HOMESPIRE MORTGAGE CORPORATION | $380,000 | $185,000 | -51.3% | 0.0% |
| MEGA CAPITAL FUNDING, INC. | $165,000 | $185,000 | 12.1% | 0.0% |
| OCEANSIDE MORTGAGE COMPANY | $175,000 | $185,000 | 5.7% | 0.0% |
| The State Bank | $185,000 | n/a | 0.0% | |
| City National Bank of Florida | $245,000 | $175,000 | -28.6% | 0.0% |
| EMM LOANS LLC | $470,000 | $175,000 | -62.8% | 0.0% |
| FOUNDATION MORTGAGE CORPORATION | $175,000 | n/a | 0.0% | |
| NORWICH COMMERCIAL GROUP, INC. | $430,000 | $175,000 | -59.3% | 0.0% |
| Texana Bank | $175,000 | n/a | 0.0% | |
| TOWER | $175,000 | n/a | 0.0% | |
| AMWEST FUNDING CORP. | $135,000 | $165,000 | 22.2% | 0.0% |
| CORNERSTONE HOME LENDING, INC. | $315,000 | $165,000 | -47.6% | 0.0% |
| LEADERONE FINANCIAL CORPORATION | $195,000 | $165,000 | -15.4% | 0.0% |
| NETWORK CAPITAL FUNDING CORPORATION | $860,000 | $165,000 | -80.8% | 0.0% |
| SOUTHPOINT FINANCIAL SERVICES, INC. | $165,000 | n/a | 0.0% | |
| Level One Bank | $160,000 | n/a | 0.0% | |
| RELIANCE FIRST CAPITAL, LLC | $250,000 | $160,000 | -36.0% | 0.0% |
| Key Mortgage Services, Inc. | $155,000 | n/a | 0.0% | |
| Princeton Mortgage Corporation | $155,000 | n/a | 0.0% | |
| Republic Bank & Trust Company | $155,000 | n/a | 0.0% | |
| SOFI LENDING CORP. | $440,000 | $155,000 | -64.8% | 0.0% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | $145,000 | n/a | 0.0% | |
| CAPITAL PARTNERS MORTGAGE, LLC | $145,000 | n/a | 0.0% | |
| Comerica Bank | $145,000 | n/a | 0.0% | |
| Figure Lending LLC | $140,000 | $145,000 | 3.6% | 0.0% |
| FIRST TECHNOLOGY | $145,000 | n/a | 0.0% | |
| GUARANTY HOME MORTGAGE CORPORATION | $145,000 | n/a | 0.0% | |
| LAKE MICHIGAN CREDIT UNION | $115,000 | $145,000 | 26.1% | 0.0% |
| LIMA ONE CAPITAL, LLC | $145,000 | n/a | 0.0% | |
| Magnolia Bank | $880,000 | $145,000 | -83.5% | 0.0% |
| TEACHERS CREDIT UNION | $115,000 | $145,000 | 26.1% | 0.0% |
| CHERRY CREEK MORTGAGE, LLC | $135,000 | n/a | 0.0% | |
| Mortgage Network, Inc. | $135,000 | n/a | 0.0% | |
| NASA Federal Credit Union | $135,000 | n/a | 0.0% | |
| Peoples Bank | $135,000 | n/a | 0.0% | |
| PROVIDENT FUNDING ASSOCIATES, L.P. | $85,000 | $135,000 | 58.8% | 0.0% |
| WESTERN EXPRESS LENDING | $135,000 | n/a | 0.0% | |
| CHEVRON | $125,000 | n/a | 0.0% | |
| CITIZENS EQUITY FIRST | $190,000 | $125,000 | -34.2% | 0.0% |
| FIRST CENTENNIAL MORTGAGE CORPORATION | $510,000 | $125,000 | -75.5% | 0.0% |
| Stifel Bank and Trust | $125,000 | n/a | 0.0% | |
| Wolfe Financial, Inc | $125,000 | n/a | 0.0% | |
| WATSON MORTGAGE CORP. | $120,000 | n/a | 0.0% | |
| 1st Source Bank | $115,000 | n/a | 0.0% | |
| INTERCAP LENDING INC. | $115,000 | n/a | 0.0% | |
| Ixonia Bank | $115,000 | n/a | 0.0% | |
| Quaint Oak Mortgage, LLC | $115,000 | n/a | 0.0% | |
| UNITED | $115,000 | n/a | 0.0% | |
| United Community Bank | $115,000 | n/a | 0.0% | |
| AMERICAN FINANCE HOUSE LARIBA | $105,000 | n/a | 0.0% | |
| GTE Federal Credit Union | $100,000 | $105,000 | 5.0% | 0.0% |
| HANSCOM | $105,000 | n/a | 0.0% | |
| MORTGAGE CENTER L.C | $115,000 | $105,000 | -8.7% | 0.0% |
| VYSTAR | $115,000 | $105,000 | -8.7% | 0.0% |
| Centennial Bank | $95,000 | n/a | 0.0% | |
| FAIRWINDS CREDIT UNION | $85,000 | n/a | 0.0% | |
| First Midwest Bank | $85,000 | n/a | 0.0% | |
| Independent Bank | $85,000 | n/a | 0.0% | |
| ACHIEVA CREDIT UNION | $35,000 | $80,000 | 128.6% | 0.0% |
| BAYSHORE MORTGAGE FUNDING, LLC | $185,000 | $75,000 | -59.5% | 0.0% |
| Citizens Bank and Trust | $75,000 | n/a | 0.0% | |
| CONSTRUCTIVE LOANS, LLC | $75,000 | n/a | 0.0% | |
| FLORIDA | $75,000 | n/a | 0.0% | |
| InFirst Federal Credit Union | $75,000 | n/a | 0.0% | |
| MEMBER FIRST MORTGAGE, LLC | $75,000 | n/a | 0.0% | |
| SOMERSET TRUST COMPANY | $75,000 | n/a | 0.0% | |
| ATLANTA POSTAL | $65,000 | n/a | 0.0% | |
| TRUWEST Credit Union | $65,000 | n/a | 0.0% | |
| Marriott Employees' Federal Credit Union | $55,000 | n/a | 0.0% | |
| CREDIT HUMAN FEDERAL CREDIT UNION | $80,000 | $50,000 | -37.5% | 0.0% |
| Axiom Bank, N.A. | $45,000 | n/a | 0.0% | |
| We Florida Financial | $35,000 | n/a | 0.0% |
SEBRING - AVON PARK's top lender by overall market share is QUICKEN LOANS, LLC, with 12.1% market share. In second place, with 6.8%, is CELEBRITY HOME LOANS, LLC, having originated $46,075,000 in loans. In third place, with 5.4%, is MIDFLORIDA, having originated $36,425,000 in loans. In third place, with 4.5%, is Heartland National Bank, having originated $30,100,000 in loans. In third place, with 4.2%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $28,285,000 in loans.
SEBRING-AVON PARK, FL Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 2,068 | $397,620,000 | $192,273 |
| Refi | 950 | $142,740,000 | $150,253 |
| Cash Out Refi | 655 | $115,895,000 | $176,939 |
| Home Improvement | 144 | $8,910,000 | $61,875 |
| Other | 118 | $10,570,000 | $89,576 |
Sebring - Avon Park's most frequently cited loan purpose was Home Purchase, with 2,068 originations. The 2nd most popular reason was Refi, with 950 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 3-4% | 1,497 | $259,745,000 | $173,510 |
| 2.5-3% | 1,301 | $243,305,000 | $187,014 |
| <2.5% | 558 | $89,460,000 | $160,323 |
| 4-5% | 177 | $24,975,000 | $141,102 |
| 5-6% | 57 | $5,495,000 | $96,404 |
| Over 8% | 45 | $3,105,000 | $69,000 |
| 6-7% | 18 | $1,690,000 | $93,889 |
| 7-8% | 11 | $1,365,000 | $124,091 |
During 2021, Sebring - Avon Park's most frequently originated rate bucket was 3-4%, with 1,497 originations.
Loan Sizing (SEBRING-AVON PARK, FL MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $100k-200k | 2,033 | $299,345,000 | $147,243 |
| $200k-400k | 1,010 | $261,380,000 | $258,792 |
| $100,000 or less | 789 | $51,585,000 | $65,380 |
| $400k-600k | 85 | $39,205,000 | $461,235 |
| $600k-1000k | 14 | $9,690,000 | $692,143 |
| $Over $1MM | 4 | $14,530,000 | $3,632,500 |
SEBRING - AVON PARK's loan sizing saw the bucket of loans from $100k-200k with 2,033 originations, totaling $299,345,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 80-100% | 1,600 | $313,480,000 | $195,925 |
| 60-80% | 1,106 | $198,900,000 | $179,837 |
| 40-60% | 456 | $60,050,000 | $131,689 |
| 20-40% | 217 | $18,775,000 | $86,521 |
| Under 20% | 109 | $3,545,000 | $32,523 |
| Over 100% | 59 | $15,015,000 | $254,492 |
SEBRING - AVON PARK's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 1,600 originations, totaling $313,480,000 in origination value.
Market Conditions (Median, Average Prices & Listing Count)
Realtor.com - SEBRING - AVON PARK (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
|---|---|---|---|---|
| 2018-01-01 | $174,900 (0.0%) | $206,836 (-5.3%) | 0.00 | 558 |
| 2018-02-01 | $179,450 (2.6%) | $214,400 (-2.8%) | 0.00 | 569 |
| 2018-03-01 | $179,000 (2.3%) | $220,611 (0.8%) | 0.00 | 542 |
| 2018-04-01 | $176,400 (0.9%) | $221,377 (-0.1%) | 0.00 | 539 |
| 2018-05-01 | $179,900 (2.9%) | $227,161 (1.9%) | 0.00 | 519 |
| 2018-06-01 | $187,900 (5.6%) | $235,727 (4.6%) | 0.00 | 514 |
| 2018-07-01 | $198,300 (16.7%) | $242,532 (10.2%) | 0.00 | 530 |
| 2018-08-01 | $194,250 (14.6%) | $235,905 (9.1%) | 0.00 | 548 |
| 2018-09-01 | $188,500 (7.8%) | $224,902 (3.5%) | 0.00 | 590 |
| 2018-10-01 | $184,000 (7.5%) | $226,082 (5.2%) | 0.00 | 606 |
| 2018-11-01 | $189,000 (8.1%) | $235,556 (10.0%) | 0.00 | 625 |
| 2018-12-01 | $192,500 (13.2%) | $241,403 (17.0%) | 0.00 | 694 |
| 2019-01-01 | $187,450 (7.2%) | $239,987 (16.0%) | 0.00 | 671 |
| 2019-02-01 | $185,350 (3.3%) | $243,444 (13.6%) | 0.00 | 704 |
| 2019-03-01 | $183,857 (2.7%) | $241,229 (9.4%) | 0.00 | 693 |
| 2019-04-01 | $187,000 (6.0%) | $239,076 (8.0%) | 0.00 | 648 |
| 2019-05-01 | $186,250 (3.5%) | $236,600 (4.2%) | 0.00 | 619 |
| 2019-06-01 | $189,900 (1.1%) | $235,284 (-0.2%) | 0.00 | 551 |
| 2019-07-01 | $187,950 (-5.2%) | $234,124 (-3.5%) | 0.00 | 532 |
| 2019-08-01 | $185,100 (-4.7%) | $232,294 (-1.5%) | 0.00 | 583 |
| 2019-09-01 | $179,900 (-4.6%) | $229,430 (2.0%) | 0.00 | 596 |
| 2019-10-01 | $179,900 (-2.2%) | $233,779 (3.4%) | 0.00 | 550 |
| 2019-11-01 | $185,000 (-2.1%) | $234,108 (-0.6%) | 0.00 | 556 |
| 2019-12-01 | $189,950 (-1.3%) | $241,407 (0.0%) | 0.00 | 554 |
| 2020-01-01 | $194,950 (4.0%) | $246,801 (2.8%) | 0.00 | 522 |
| 2020-02-01 | $194,500 (4.9%) | $240,189 (-1.3%) | 0.00 | 544 |
| 2020-03-01 | $196,423 (6.8%) | $240,409 (-0.3%) | 0.00 | 554 |
| 2020-04-01 | $185,625 (-0.7%) | $230,311 (-3.7%) | 0.00 | 541 |
| 2020-05-01 | $185,000 (-0.7%) | $231,766 (-2.0%) | 0.00 | 477 |
| 2020-06-01 | $182,250 (-4.0%) | $228,839 (-2.7%) | 0.00 | 436 |
| 2020-07-01 | $186,950 (-0.5%) | $228,657 (-2.3%) | 0.00 | 381 |
| 2020-08-01 | $194,500 (5.1%) | $235,486 (1.4%) | 0.00 | 344 |
| 2020-09-01 | $199,000 (10.6%) | $244,171 (6.4%) | 0.00 | 312 |
| 2020-10-01 | $189,000 (5.1%) | $238,678 (2.1%) | 0.00 | 306 |
| 2020-11-01 | $199,350 (7.8%) | $248,129 (6.0%) | 0.00 | 295 |
| 2020-12-01 | $199,400 (5.0%) | $252,038 (4.4%) | 0.00 | 302 |
| 2021-01-01 | $199,000 (2.1%) | $255,927 (3.7%) | 0.00 | 308 |
| 2021-02-01 | $202,450 (4.1%) | $259,067 (7.9%) | 0.00 | 290 |
| 2021-03-01 | $217,450 (10.7%) | $276,910 (15.2%) | 0.00 | 264 |
| 2021-04-01 | $217,500 (17.2%) | $309,681 (34.5%) | 0.00 | 214 |
| 2021-05-01 | $229,000 (23.8%) | $319,918 (38.0%) | 0.00 | 204 |
| 2021-06-01 | $229,450 (25.9%) | $2,237,591 (877.8%) | 0.00 | 204 |
| 2021-07-01 | $237,450 (27.0%) | $3,584,377 (1,467.6%) | 0.00 | 246 |
| 2021-08-01 | $252,400 (29.8%) | $328,054 (39.3%) | 0.00 | 265 |
| 2021-09-01 | $256,950 (29.1%) | $330,496 (35.4%) | 0.00 | 256 |
| 2021-10-01 | $256,900 (35.9%) | $327,812 (37.4%) | 0.00 | 269 |
| 2021-11-01 | $270,000 (35.4%) | $345,278 (39.2%) | 0.00 | 253 |
| 2021-12-01 | $271,950 (36.4%) | $350,654 (39.1%) | 0.00 | 243 |
| 2022-01-01 | $275,000 (38.2%) | $356,835 (39.4%) | 0.00 | 230 |
| 2022-02-01 | $284,200 (40.4%) | $389,871 (50.5%) | 0.00 | 223 |
| 2022-03-01 | $287,000 (32.0%) | $428,518 (54.8%) | 0.00 | 217 |
| 2022-04-01 | $280,000 (28.7%) | $401,845 (29.8%) | 0.00 | 263 |
SEBRING - AVON PARK's median listing price for 2022-04-01 was $280,000, a difference of
$62,500
(28.7%) versus the prior year and
$-7,000 versus the prior month.
SEBRING - AVON PARK's median listing price comes in at 0% of the national average.
SEBRING - AVON PARK's average listing price for 2022-04-01 was $401,845, a difference of $92,164 (29.8%) versus the prior year and $-26,673 versus the prior month.
For the 2022-04-01 period, SEBRING - AVON PARK had 263 MLS listings, a difference of 46 listings (21%) versus the prior month and 49 listings (23%) versus the prior year.
SEBRING - AVON PARK's median listing price comes in at 0% of the national average.
SEBRING - AVON PARK's average listing price for 2022-04-01 was $401,845, a difference of $92,164 (29.8%) versus the prior year and $-26,673 versus the prior month.
For the 2022-04-01 period, SEBRING - AVON PARK had 263 MLS listings, a difference of 46 listings (21%) versus the prior month and 49 listings (23%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - SEBRING - AVON PARK (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Time on Market | Median Square Footage |
|---|---|---|
| 2018-01-01 | 0 days | 2,229 sqft |
| 2018-02-01 | 0 days | 2,270 sqft |
| 2018-03-01 | 0 days | 2,255 sqft |
| 2018-04-01 | 0 days | 2,241 sqft |
| 2018-05-01 | 0 days | 2,229 sqft |
| 2018-06-01 | 0 days | 2,249 sqft |
| 2018-07-01 | 0 days | 2,244 sqft |
| 2018-08-01 | 0 days | 2,220 sqft |
| 2018-09-01 | 0 days | 2,194 sqft |
| 2018-10-01 | 0 days | 2,202 sqft |
| 2018-11-01 | 0 days | 2,221 sqft |
| 2018-12-01 | 0 days | 1,648 sqft |
| 2019-01-01 | 0 days | 1,648 sqft |
| 2019-02-01 | 0 days | 1,648 sqft |
| 2019-03-01 | 0 days | 1,651 sqft |
| 2019-04-01 | 0 days | 1,657 sqft |
| 2019-05-01 | 0 days | 1,629 sqft |
| 2019-06-01 | 0 days | 1,657 sqft |
| 2019-07-01 | 0 days | 1,649 sqft |
| 2019-08-01 | 0 days | 1,645 sqft |
| 2019-09-01 | 0 days | 1,626 sqft |
| 2019-10-01 | 0 days | 1,625 sqft |
| 2019-11-01 | 0 days | 1,626 sqft |
| 2019-12-01 | 0 days | 1,653 sqft |
| 2020-01-01 | 0 days | 1,687 sqft |
| 2020-02-01 | 0 days | 1,651 sqft |
| 2020-03-01 | 0 days | 1,641 sqft |
| 2020-04-01 | 0 days | 1,594 sqft |
| 2020-05-01 | 0 days | 1,606 sqft |
| 2020-06-01 | 0 days | 1,584 sqft |
| 2020-07-01 | 0 days | 1,604 sqft |
| 2020-08-01 | 0 days | 1,563 sqft |
| 2020-09-01 | 0 days | 1,564 sqft |
| 2020-10-01 | 0 days | 1,565 sqft |
| 2020-11-01 | 0 days | 1,569 sqft |
| 2020-12-01 | 0 days | 1,567 sqft |
| 2021-01-01 | 0 days | 1,565 sqft |
| 2021-02-01 | 0 days | 1,570 sqft |
| 2021-03-01 | 0 days | 1,625 sqft |
| 2021-04-01 | 0 days | 1,610 sqft |
| 2021-05-01 | 0 days | 1,623 sqft |
| 2021-06-01 | 0 days | 1,614 sqft |
| 2021-07-01 | 0 days | 1,674 sqft |
| 2021-08-01 | 0 days | 1,668 sqft |
| 2021-09-01 | 0 days | 1,656 sqft |
| 2021-10-01 | 0 days | 1,600 sqft |
| 2021-11-01 | 0 days | 1,651 sqft |
| 2021-12-01 | 0 days | 1,637 sqft |
| 2022-01-01 | 0 days | 1,654 sqft |
| 2022-02-01 | 0 days | 1,659 sqft |
| 2022-03-01 | 0 days | 1,638 sqft |
| 2022-04-01 | 0 days | 1,615 sqft |
SEBRING - AVON PARK's median listing age (time on market) for 2022-04-01 was 0 days.
SEBRING - AVON PARK's median square footage for active listings during the 2022-04-01 period was 1,615 sqft. One year prior, the average listing was 1,610 sqft.
SEBRING - AVON PARK's median square footage for active listings during the 2022-04-01 period was 1,615 sqft. One year prior, the average listing was 1,610 sqft.
