SEBRING - AVON PARK Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Sebring - Avon Park averaged 6.99% for the week of 2023-11-30, compared to the national average of 7.22% for the same period.

The average rate for the prior week (2023-11-22) was 7.36% and one month ago for the week of 2023-10-26, the average rate was 7.56%.

Sebring - Avon Park's average rate one year ago was 6.25%.

For refis of the same type during the week of 2023-11-30, the average rate was 6.98%.

Loan Type Date Rate
US 30 Year Fixed Rate 2023-11-30 7.22%
Sebring - Avon Park 30 Year Fixed Rate 2023-11-30 6.99%
Sebring - Avon Park 30 Year Fixed Rate Refi 2023-11-30 6.98%
Sebring - Avon Park 15 Year Fixed Rate 2023-11-30 6.65%
Sebring - Avon Park 15 Year Fixed Rate Refi 2023-11-30 6.96%
Sebring - Avon Park 30 Year FHA 2023-11-30 6.27%
Sebring - Avon Park 30 Year FHA Refi 2023-11-30 6.75%
Sebring - Avon Park 30 Year USDA 2023-11-30 7.1%
Sebring - Avon Park 30 Year USDA Refi 2023-11-30 6.8%
Sebring - Avon Park 30 Year VA 2023-11-30 6.43%
Sebring - Avon Park 30 Year VA Refi 2023-11-30 6.87%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within SEBRING-AVON PARK, FL.

SEBRING - AVON PARK Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the SEBRING-AVON PARK, FL market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2022 Avg. 30yFix Rate 2022 Avg. Closing Costs
QUICKEN LOANS, LLC 138 4.81% $6,051
UNITED WHOLESALE MORTGAGE, LLC 77 5.37% $6,264
MIDFLORIDA 61 4.84% $3,668
South State Bank 38 4.72% $4,895
Wells Fargo Bank 34 4.55% $3,955
Bell Bank 29 5.20% $3,922
Paramount Residential Mortgage Group, Inc. 26 5.13% $6,795
Flagstar Bank, FSB 26 4.97% $5,589
LOANDEPOT.COM, LLC 23 4.67% $5,114
THE MORTGAGE FIRM, INC. 22 5.25% $5,701
METROPLEX MORTGAGE SERVICES, INC. 20 5.31% $5,207
CALIBER HOME LOANS, INC. 14 5.29% $6,151
AMERISAVE MORTGAGE CORPORATION 13 4.11% $8,192
Mr. Cooper ( Nationstar Mortgage ) 13 4.75% $5,501
JPMorgan Chase Bank 12 4.83% $5,561
PREFERRED LENDING SERVICES, LLC 12 5.35% $4,803
PENNYMAC LOAN SERVICES, LLC 11 4.31% $6,752
LOANPAL, LLC 11 4.57% $5,589
FBC MORTGAGE, LLC 11 5.44% $7,526
Bank of America 10 4.30% $3,526
Truist 10 5.20% $4,711
CROSSCOUNTRY MORTGAGE, LLC 10 5.62% $6,260
MOVEMENT MORTGAGE, LLC 10 5.16% $6,144
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 9 4.98% $7,355
Suncoast Credit Union 8 4.02% $2,773
TD Bank 8 4.66% $5,880
HOMEBRIDGE FINANCIAL SERVICES, INC. 8 5.30% $10,883
Plains Commerce Bank 7 4.88% $10,078
HOME POINT FINANCIAL CORPORATION 7 4.43% $4,367
FREEDOM MORTGAGE CORPORATION 7 5.20% $6,141
CARDINAL FINANCIAL 7 4.59% $5,498
U.S. Bank 6 4.54% $4,762
Citizens Bank 6 4.65% $6,628
PLAZA HOME MORTGAGE, INC. 5 4.55% $9,361
NEWREZ LLC 5 5.68% $5,408
BROKER SOLUTIONS, INC. 5 5.17% $6,441
EVERETT FINANCIAL, INC. 5 5.35% $2,523
GUARANTEED RATE, INC. 4 4.17% $4,731
NAVY FEDERAL CREDIT UNION 4 5.78% $3,879
First Savings Bank 4 5.09% $5,169
ACADEMY MORTGAGE CORPORATION 4 5.19% $3,970
ROYAL UNITED MORTGAGE LLC 4 5.28% $7,191
HAMILTON HOME LOANS, INC. 4 4.56% $6,373
FINANCE OF AMERICA MORTGAGE LLC 4 5.84% $7,285
TOWNE MORTGAGE COMPANY 4 5.13% $4,530
VAN DYK MORTGAGE CORPORATION 4 4.53% $4,852
PENTAGON FEDERAL CREDIT UNION 3 4.58% $3,707
PNC Bank 3 4.50% $5,647
AMERICAN PACIFIC MORTGAGE CORPORATION 3 6.04% $11,020
AMERICAN PORTFOLIO MORTGAGE CORPORATION 3 4.29% $5,801
Sierra Pacific Mortgage Company, Inc. 3 5.62% $3,590
LAKEVIEW LOAN SERVICING, LLC 3 4.00% $4,778
NFM, INC. 3 6.54% $8,193
Mortgage Lenders Investment Trading Corporation 3 4.42% $702
PRIMARY RESIDENTIAL MORTGAGE, INC. 3 5.46% $9,296
Regions Bank 3 5.25% $4,341
MY MORTGAGE, INC. 3 5.17% $6,516
RBC Bank, (Georgia) 3 5.17% $2,093
Third Federal Savings and Loan Association of Cleveland 3 2.59% $2,738
Discover Bank 2 7.12% $0
Wyndham Capital Mortgage, Inc. 2 3.13% $4,354
DEEPHAVEN MORTGAGE LLC 2 7.75% $10,819
A&D Mortgage LLC 2 8.69% $9,302
UNION HOME MORTGAGE CORP. 2 4.88% $3,916
ARK-LA-TEX FINANCIAL SERVICES, LLC. 2 7.06% $4,877
AMERIFIRST FINANCIAL CORPORATION 2 6.00% $5,458
Nations Lending Corporation 2 3.99% $5,552
LAND HOME FINANCIAL SERVICES, INC. 2 4.06% $4,335
GUARANTEED RATE AFFINITY, LLC 2 4.06% $4,619
RUOFF MORTGAGE COMPANY, INC. 2 3.94% $5,692
CHAMPIONS MORTGAGE LLC 2 6.68% $6,211
GUARANTY HOME MORTGAGE CORPORATION 2 5.94% $8,368
Quontic Bank 2 7.44% $13,102
Waterstone Mortgage Corporation 2 2.69% $3,017
SPACE COAST Credit Union 2 4.25% $5,008
GENEVA FINANCIAL, LLC 2 6.38% $11,605
SWBC MORTGAGE CORPORATION 2 5.19% $4,387
Gateway First Bank 2 5.25% $5,597
EMBRACE HOME LOANS, INC. 2 4.19% $10,652
Carrington Mortgage Services, LLC 2 5.81% $8,056
Ameris Bank 2 3.69% $3,375
ANGEL OAK MORTGAGE SOLUTIONS LLC 2 4.88% $8,542
Fifth Third Bank 2 4.13% $12,487
Mortgage Research Center, LLC 2 5.25% $3,431
NTFN, INC. 1 5.00% $4,557
OAKTREE FUNDING CORP. 1 7.63% $11,962
Ottawa Savings Bank 1 5.25% $4,180
Peoples Security Bank and Trust Company 1 3.63% $3,784
PHH Mortgage Corporation 1 7.13% $1,618
PLANET HOME LENDING, LLC 1 3.99% $5,212
Premium Mortgage Corporation 1 7.13% $3,781
PROVIDENT FUNDING ASSOCIATES, L.P. 1 3.38% $3,500
RADIUS FINANCIAL GROUP INC. 1 4.99% $4,532
READY MORTGAGE LENDERS, LLC 1 6.63% $15,909
RELIANCE FIRST CAPITAL, LLC 1 5.88% $4,664
ROUNDPOINT MORTGAGE SERVICING CORPORATION 1 4.75% $5,246
Seacoast National Bank 1 3.88% $4,595
SECURITYNATIONAL MORTGAGE COMPANY 1 4.13% $4,668
SIRVA MORTGAGE, INC. 1 5.38% $1,622
SOUTHWEST FUNDING, LP 1 4.99% $7,692
SUCCESS MORTGAGE PARTNERS, INC. 1 5.50% $8,694
SUN WEST MORTGAGE COMPANY, INC. 1 5.88% $8,449
The Dart Bank 1 6.75% $4,078
The Huntington National Bank 1 5.00% $5,101
The Paducah Bank and Trust Company 1 4.35% $4,607
The State Bank and Trust Company 1 3.88% $3,431
Think Mutual Bank 1 5.00% $4,220
THRIVE MORTGAGE, LLC 1 6.63% $9,130
TOTAL MORTGAGE SERVICES, LLC 1 3.88% $7,751
TROPICAL FINANCIAL CREDIT UNION 1 6.50% $7,571
Trustmark National Bank 1 5.75% $5,290
UNITED MORTGAGE CORP 1 5.25% $7,078
UNIVERSITY LENDING GROUP, LLC 1 5.99% $4,758
USAA Federal Savings Bank 1 5.25% $4,972
Valley National Bank 1 3.88% $8,871
VANDERBILT MORTGAGE AND FINANCE, INC. 1 4.50% $3,158
V.I.P. MORTGAGE, INC. 1 5.63% $5,116
1ST 2ND MORTGAGE COMPANY OF N.J., INC. 1 3.50% $3,518
ZILLOW HOME LOANS, LLC 1 4.88% $4,986
1st Source Bank 1 3.75% $4,680
1st Summit Bank 1 3.24% $4,252
AgFirst Farm Credit Bank 1 5.38% $3,438
Ally Bank 1 3.25% $2,181
AMCAP MORTGAGE, LTD. 1 6.50% $7,569
AMERICAN FINANCIAL RESOURCES, INC. 1 6.63% $4,279
AMERICAN FINANCING CORPORATION 1 3.63% $2,763
AMERICAN INTERNET MORTGAGE, INC. 1 4.25% $2,883
AmeriHome Mortgage Company, LLC 1 3.63% $2,344
ARC HOME LLC 1 10.38% $12,487
Armed Forces Bank 1 5.88% $5,893
Arvest Bank 1 3.75% $1,834
ATHAS CAPITAL GROUP, INC. 1 8.50% $6,657
Bank of Springfield 1 4.30% $2,705
Barrington Bank & Trust Company, N.A. 1 3.75% $4,141
BETTER MORTGAGE CORPORATION 1 4.88% $8,707
BKCO MORTGAGE, LLC 1 4.13% $4,974
Blue Ridge Bank 1 3.88% $5,606
BMO Harris Bank 1 4.75% $3,742
Bremer Bank 1 4.50% $2,924
BRIGHTSTAR 1 4.50% $3,606
CapStar Bank 1 4.25% $3,770
Carrollton Bank 1 3.75% $3,218
Centennial Bank 1 4.00% $4,293
CERTAINTY HOME LOANS, LLC 1 6.00% $5,267
Chicago Mortgage Solutions LLC 1 3.85% $1,534
Christensen Financial, Inc. 1 5.50% $5,273
Citibank 1 5.13% $3,062
CITIZENS EQUITY FIRST 1 3.50% $2,867
CMG MORTGAGE, INC. 1 4.50% $4,423
Colonial Savings, F.A. 1 6.00% $6,215
COMPASS MORTGAGE, INC. 1 5.50% $8,152
Cornerstone First Mortgage, Inc 1 5.25% $13,762
CORNHUSKER BANK 1 5.50% $2,259
DAS Acquisition Company, LLC 1 4.63% $5,292
Directions Credit Union, Inc. 1 5.50% $2,312
Dort Financial Credit Union 1 4.75% $3,782
DYBN FINANCIAL CORP. 1 6.63% $3,392
Encompass Lending Group, LP 1 5.25% $7,884
ENDEAVOR CAPITAL, LLC. 1 3.50% $3,460
Equity Prime Mortgage LLC 1 6.63% $2,585
FAIRWAY FUNDING GROUP, INC. 1 3.38% $8,526
FIDELITY DIRECT MORTGAGE, LLC 1 6.88% $7,953
FIDELITY FUNDING MORTGAGE CORP. 1 7.88% $3,317
FIRSTBANK PUERTO RICO 1 3.88% $3,703
FIRST CENTENNIAL MORTGAGE CORPORATION 1 5.38% $4,826
First-Citizens Bank & Trust Company 1 5.95% $4,247
FIRST EQUITY MORTGAGE BANKERS, INC. 1 6.00% $3,828
First Federal Bank of the Midwest 1 3.38% $3,812
First Federal Savings Bank 1 4.38% $3,049
FIRST FLORIDA Credit Union 1 3.63% $5,797
First Guaranty Mortgage Corporation 1 3.38% $4,659
First Home Bank 1 3.88% $3,014
FIRST HOME MORTGAGE CORPORATION 1 4.38% $6,786
First Horizon Bank 1 6.00% $6,808
FIRST MORTGAGE COMPANY, INC. 1 5.63% $4,803
First Option Mortgage, LLC 1 4.00% $7,550
FIRST SAVINGS MORTGAGE CORPORATION 1 4.88% $2,605
FLAT BRANCH MORTGAGE, INC. 1 6.63% $4,329
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION 1 3.38% $1,577
Grow Financial Federal Credit Union 1 3.13% $4,435
GSF Mortgage Corporation 1 6.88% $4,688
GUILD MORTGAGE COMPANY 1 5.38% $3,612
GVC MORTGAGE, INC. 1 4.18% $4,358
HARTFORD FUNDING, LTD. 1 3.75% $6,455
HOMESTAR FINANCIAL CORPORATION 1 4.75% $5,802
HOMESTEAD FUNDING CORP. 1 6.00% $3,562
HUNT MORTGAGE CORPORATION 1 5.50% $3,761
INLANTA MORTGAGE, INC. 1 3.75% $7,843
ITHINK FINANCIAL Credit Union 1 3.38% $7,977
Ixonia Bank 1 6.88% $6,720
KELLER MORTGAGE, LLC 1 4.88% $6,865
KeyBank 1 4.13% $2,976
LAKE MICHIGAN CREDIT UNION 1 5.88% $3,382
Lakeview Community Capital, LLC 1 3.50% $4,119
Magnolia Bank 1 4.88% $5,905
Mid-Continent Funding, Inc. 1 5.38% $6,158
MUTUAL OF OMAHA MORTGAGE, INC. 1 3.63% $6,254
NATIONS RELIABLE LENDING, LLC 1 5.25% $8,184
NBKC BANK 1 6.38% $3,423
NETWORK CAPITAL FUNDING CORPORATION 1 3.63% $6,339
Northpointe Bank 1 4.25% $4,672
NP, Inc. 1 5.75% $5,732

SEBRING - AVON PARK Average Closing Costs & Other Stats

SEBRING-AVON PARK, FL's 202 lenders originated 2,715 loans during 2022. The total origination value was $503,245,000, with an average loan value of $185,357.

SEBRING - AVON PARK's average closing costs are $5,117.

The top SEBRING - AVON PARK lender as defined by loan originations is QUICKEN LOANS, LLC, with 138 loans originated. Their average total fees are $6,051, which is $213 lower than the next largest lender, UNITED WHOLESALE MORTGAGE, LLC.

The lowest fee SEBRING - AVON PARK lenders (with over 10 loans originated) are Bank of America ($3,526), MIDFLORIDA ($3,668), Bell Bank ($3,922), Wells Fargo Bank ($3,955) and Truist ($4,711).

The lowest rate SEBRING - AVON PARK lenders (with over 10 loans originated) are AMERISAVE MORTGAGE CORPORATION (4.11%), Bank of America (4.30%), PENNYMAC LOAN SERVICES, LLC (4.31%), Wells Fargo Bank (4.55%) and LOANPAL, LLC (4.57%).

SEBRING-AVON PARK, FL Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2021 Loan Value 2022 Loan Value % Change 2022 Market Share
QUICKEN LOANS, LLC $81,565,000 $46,895,000 -42.5% 9.3%
UNITED WHOLESALE MORTGAGE, LLC $28,285,000 $38,750,000 37.0% 7.7%
MIDFLORIDA $36,425,000 $36,355,000 -0.2% 7.2%
South State Bank $16,520,000 $24,835,000 50.3% 4.9%
Heartland National Bank $30,100,000 $22,815,000 -24.2% 4.5%
METROPLEX MORTGAGE SERVICES, INC. $16,140,000 $14,740,000 -8.7% 2.9%
Bell Bank $15,425,000 $11,450,000 -25.8% 2.3%
Mortgage Research Center, LLC $15,360,000 $10,735,000 -30.1% 2.1%
Flagstar Bank, FSB $11,675,000 $10,355,000 -11.3% 2.1%
LOANDEPOT.COM, LLC $9,270,000 $9,265,000 -0.1% 1.8%
Paramount Residential Mortgage Group, Inc. $10,895,000 $8,870,000 -18.6% 1.8%
FBC MORTGAGE, LLC $11,820,000 $8,750,000 -26.0% 1.7%
Wauchula State Bank $14,015,000 $7,765,000 -44.6% 1.5%
CALIBER HOME LOANS, INC. $22,980,000 $7,705,000 -66.5% 1.5%
Wells Fargo Bank $10,965,000 $7,540,000 -31.2% 1.5%
THE MORTGAGE FIRM, INC. $4,465,000 $7,080,000 58.6% 1.4%
FREEDOM MORTGAGE CORPORATION $16,025,000 $7,070,000 -55.9% 1.4%
PENNYMAC LOAN SERVICES, LLC $9,475,000 $6,910,000 -27.1% 1.4%
Truist $7,130,000 $6,540,000 -8.3% 1.3%
Mr. Cooper ( Nationstar Mortgage ) $5,755,000 $6,040,000 5.0% 1.2%
AMERISAVE MORTGAGE CORPORATION $5,320,000 $5,955,000 11.9% 1.2%
CROSSCOUNTRY MORTGAGE, LLC $6,095,000 $5,210,000 -14.5% 1.0%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $4,385,000 $4,735,000 8.0% 0.9%
HOMEBRIDGE FINANCIAL SERVICES, INC. $1,945,000 $4,690,000 141.1% 0.9%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $2,765,000 $4,040,000 46.1% 0.8%
JPMorgan Chase Bank $3,970,000 $4,005,000 0.9% 0.8%
Bank of America $5,725,000 $3,675,000 -35.8% 0.7%
MOVEMENT MORTGAGE, LLC $2,485,000 $3,640,000 46.5% 0.7%
Valley National Bank $4,720,000 $3,480,000 -26.3% 0.7%
Citizens Bank $3,085,000 $3,470,000 12.5% 0.7%
TD Bank $2,700,000 $3,410,000 26.3% 0.7%
A&D Mortgage LLC $1,375,000 $3,325,000 141.8% 0.7%
Plains Commerce Bank $1,565,000 $3,290,000 110.2% 0.7%
NEW DAY FINANCIAL, LLC $3,060,000 $3,155,000 3.1% 0.6%
HOME POINT FINANCIAL CORPORATION $4,890,000 $3,105,000 -36.5% 0.6%
PREFERRED LENDING SERVICES, LLC $3,260,000 $3,040,000 -6.7% 0.6%
NAVY FEDERAL CREDIT UNION $4,525,000 $2,905,000 -35.8% 0.6%
LOANPAL, LLC $1,500,000 $2,850,000 90.0% 0.6%
Equity Prime Mortgage LLC $1,295,000 $2,735,000 111.2% 0.5%
Suncoast Credit Union $2,955,000 $2,560,000 -13.4% 0.5%
Fifth Third Bank $1,430,000 $2,410,000 68.5% 0.5%
BROKER SOLUTIONS, INC. $4,385,000 $2,360,000 -46.2% 0.5%
Carrington Mortgage Services, LLC $1,825,000 $2,310,000 26.6% 0.5%
DOMINION FINANCIAL SERVICES, LLC $2,295,000 n/a 0.5%
PLAZA HOME MORTGAGE, INC. $8,515,000 $2,210,000 -74.0% 0.4%
HOME SOLUTION LENDERS INC. $2,745,000 $2,170,000 -20.9% 0.4%
USAA Federal Savings Bank $4,820,000 $2,015,000 -58.2% 0.4%
NEWREZ LLC $11,195,000 $1,960,000 -82.5% 0.4%
CIVIC FINANCIAL SERVICES, LLC $1,715,000 n/a 0.3%
U.S. Bank $1,230,000 $1,715,000 39.4% 0.3%
PRIMARY RESIDENTIAL MORTGAGE, INC. $5,105,000 $1,705,000 -66.6% 0.3%
EVERETT FINANCIAL, INC. $1,675,000 n/a 0.3%
GUARANTEED RATE, INC. $2,740,000 $1,610,000 -41.2% 0.3%
Third Federal Savings and Loan Association of Cleveland $780,000 $1,455,000 86.5% 0.3%
Waterstone Mortgage Corporation $390,000 $1,450,000 271.8% 0.3%
HAMILTON HOME LOANS, INC. $1,715,000 $1,395,000 -18.7% 0.3%
EMBRACE HOME LOANS, INC. $470,000 $1,390,000 195.7% 0.3%
MUTUAL OF OMAHA MORTGAGE, INC. $1,495,000 $1,365,000 -8.7% 0.3%
TRIAD FINANCIAL SERVICES, INC. $210,000 $1,345,000 540.5% 0.3%
NTFN, INC. $2,435,000 $1,310,000 -46.2% 0.3%
Hometown Equity Mortgage, LLC $1,860,000 $1,300,000 -30.1% 0.3%
Northpointe Bank $480,000 $1,265,000 163.5% 0.3%
AMERICAN ADVISORS GROUP $995,000 $1,240,000 24.6% 0.2%
GUARANTEED RATE AFFINITY, LLC $365,000 $1,235,000 238.4% 0.2%
Nations Lending Corporation $610,000 $1,215,000 99.2% 0.2%
VAN DYK MORTGAGE CORPORATION $965,000 $1,215,000 25.9% 0.2%
Synovus Bank $200,000 $1,160,000 480.0% 0.2%
FINANCE OF AMERICA MORTGAGE LLC $650,000 $1,130,000 73.8% 0.2%
PLANET HOME LENDING, LLC $1,295,000 $1,130,000 -12.7% 0.2%
LENDINGHOME FUNDING CORPORATION $1,160,000 $1,125,000 -3.0% 0.2%
MORTGAGE SOLUTIONS OF COLORADO, LLC $1,115,000 n/a 0.2%
Sierra Pacific Mortgage Company, Inc. $1,115,000 n/a 0.2%
LAKEVIEW LOAN SERVICING, LLC $2,420,000 $1,105,000 -54.3% 0.2%
First Savings Bank $470,000 $1,100,000 134.0% 0.2%
21ST MORTGAGE CORPORATION $1,480,000 $1,050,000 -29.1% 0.2%
ACADEMY MORTGAGE CORPORATION $2,745,000 $1,045,000 -61.9% 0.2%
AMERICAN PORTFOLIO MORTGAGE CORPORATION $1,020,000 n/a 0.2%
Barrington Bank & Trust Company, N.A. $1,270,000 $1,010,000 -20.5% 0.2%
GREYSTONE SERVICING COMPANY LLC $1,005,000 n/a 0.2%
Centennial Bank $95,000 $995,000 947.4% 0.2%
LAKE MICHIGAN CREDIT UNION $145,000 $975,000 572.4% 0.2%
PENTAGON FEDERAL CREDIT UNION $1,790,000 $970,000 -45.8% 0.2%
ANGEL OAK MORTGAGE SOLUTIONS LLC $475,000 $965,000 103.2% 0.2%
MID AMERICA MORTGAGE, INC. $660,000 $965,000 46.2% 0.2%
PNC Bank $2,870,000 $960,000 -66.6% 0.2%
Wyndham Capital Mortgage, Inc. $935,000 n/a 0.2%
GENEVA FINANCIAL, LLC $535,000 $930,000 73.8% 0.2%
DEEPHAVEN MORTGAGE LLC $455,000 $905,000 98.9% 0.2%
Lakeview Community Capital, LLC $610,000 $880,000 44.3% 0.2%
AMERICAN PACIFIC MORTGAGE CORPORATION $460,000 $870,000 89.1% 0.2%
Regions Bank $1,085,000 $855,000 -21.2% 0.2%
NFM, INC. $940,000 $850,000 -9.6% 0.2%
ROYAL UNITED MORTGAGE LLC $1,255,000 $850,000 -32.3% 0.2%
AMERICAN FINANCIAL RESOURCES, INC. $615,000 $825,000 34.1% 0.2%
SWBC MORTGAGE CORPORATION $820,000 n/a 0.2%
TOWNE MORTGAGE COMPANY $1,040,000 $795,000 -23.6% 0.2%
GSF Mortgage Corporation $350,000 $775,000 121.4% 0.2%
SUN WEST MORTGAGE COMPANY, INC. $1,105,000 $775,000 -29.9% 0.2%
AMERIFIRST FINANCIAL CORPORATION $1,670,000 $760,000 -54.5% 0.2%
COMPASS MORTGAGE, INC. $750,000 n/a 0.1%
KELLER MORTGAGE, LLC $1,030,000 $735,000 -28.6% 0.1%
Mortgage Lenders Investment Trading Corporation $3,200,000 $720,000 -77.5% 0.1%
Bank of England $975,000 $660,000 -32.3% 0.1%
Ameris Bank $2,605,000 $645,000 -75.2% 0.1%
Quontic Bank $640,000 n/a 0.1%
SPACE COAST Credit Union $1,255,000 $640,000 -49.0% 0.1%
KeyBank $415,000 $625,000 50.6% 0.1%
VELOCITY COMMERCIAL CAPITAL, LLC $200,000 $615,000 207.5% 0.1%
Seacoast National Bank $445,000 $610,000 37.1% 0.1%
FirstBank $255,000 $600,000 135.3% 0.1%
MY MORTGAGE, INC. $590,000 n/a 0.1%
RBC Bank, (Georgia) $590,000 n/a 0.1%
CMG MORTGAGE, INC. $1,665,000 $565,000 -66.1% 0.1%
VILLAGE CAPITAL MORTGAGE $1,805,000 $555,000 -69.3% 0.1%
SUCCESS MORTGAGE PARTNERS, INC. $1,140,000 $550,000 -51.8% 0.1%
FIRST MORTGAGE COMPANY, INC. $545,000 n/a 0.1%
AmeriHome Mortgage Company, LLC $1,960,000 $510,000 -74.0% 0.1%
Commerce Home Mortgage, Inc. $510,000 n/a 0.1%
First Horizon Bank $745,000 $510,000 -31.5% 0.1%
North American Savings Bank, F.S.B. $365,000 $495,000 35.6% 0.1%
FIRST HOME MORTGAGE CORPORATION $490,000 n/a 0.1%
AMCAP MORTGAGE, LTD. $465,000 $480,000 3.2% 0.1%
SECURITYNATIONAL MORTGAGE COMPANY $300,000 $480,000 60.0% 0.1%
LAND HOME FINANCIAL SERVICES, INC. $295,000 $470,000 59.3% 0.1%
1ST 2ND MORTGAGE COMPANY OF N.J., INC. $460,000 n/a 0.1%
Gateway First Bank $330,000 $460,000 39.4% 0.1%
Town Square Mortgage & Investments, Inc. $460,000 n/a 0.1%
NATIONS DIRECT MORTGAGE, LLC $965,000 $455,000 -52.8% 0.1%
GUARANTY HOME MORTGAGE CORPORATION $145,000 $450,000 210.3% 0.1%
INLANTA MORTGAGE, INC. $450,000 n/a 0.1%
CROSSFIRE FINANCIAL NETWORK, INC. $465,000 $440,000 -5.4% 0.1%
RUOFF MORTGAGE COMPANY, INC. $530,000 $435,000 -17.9% 0.1%
GUILD MORTGAGE COMPANY $635,000 $410,000 -35.4% 0.1%
FAIRWAY FUNDING GROUP, INC. $370,000 $405,000 9.5% 0.1%
The Federal Savings Bank $945,000 $400,000 -57.7% 0.1%
Blue Ridge Bank $380,000 $395,000 3.9% 0.1%
BETTER MORTGAGE CORPORATION $4,345,000 $385,000 -91.1% 0.1%
Cornerstone First Mortgage, Inc $330,000 $385,000 16.7% 0.1%
Citadel Servicing Corporation $330,000 $380,000 15.2% 0.1%
Colonial Savings, F.A. $375,000 n/a 0.1%
FIDELITY FUNDING MORTGAGE CORP. $375,000 n/a 0.1%
SOUTHWEST STAGE FUNDING, LLC $375,000 n/a 0.1%
TEMPLE VIEW CAPITAL FUNDING, LP $395,000 $370,000 -6.3% 0.1%
PHH Mortgage Corporation $720,000 $365,000 -49.3% 0.1%
V.I.P. MORTGAGE, INC. $365,000 n/a 0.1%
FIRST FLORIDA Credit Union $395,000 $355,000 -10.1% 0.1%
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION $710,000 $355,000 -50.0% 0.1%
Tyndall Federal Credit Union $355,000 n/a 0.1%
AMERICAN FINANCING CORPORATION $1,175,000 $345,000 -70.6% 0.1%
Bremer Bank $345,000 n/a 0.1%
Gulf Coast Bank and Trust Company $345,000 n/a 0.1%
AgFirst Farm Credit Bank $360,000 $340,000 -5.6% 0.1%
Christensen Financial, Inc. $340,000 n/a 0.1%
LIMA ONE CAPITAL, LLC $145,000 $330,000 127.6% 0.1%
UNITED MORTGAGE CORP. $750,000 $330,000 -56.0% 0.1%
GREENWAY MORTGAGE FUNDING CORP. $325,000 n/a 0.1%
EMM LOANS LLC $175,000 $310,000 77.1% 0.1%
Ixonia Bank $115,000 $310,000 169.6% 0.1%
HOMEXPRESS MORTGAGE CORP. $645,000 $305,000 -52.7% 0.1%
The Paducah Bank and Trust Company $305,000 n/a 0.1%
CHAMPIONS MORTGAGE LLC $300,000 n/a 0.1%
FINANCE OF AMERICA REVERSE LLC $825,000 $300,000 -63.6% 0.1%
First-Citizens Bank & Trust Company $235,000 $295,000 25.5% 0.1%
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. $985,000 $295,000 -70.1% 0.1%
Paramount Bank $735,000 $295,000 -59.9% 0.1%
SIRVA MORTGAGE, INC. $275,000 $295,000 7.3% 0.1%
The Central Trust Bank $295,000 n/a 0.1%
LENDINGONE, LLC $290,000 n/a 0.1%
Advisors Mortgage Group, L.L.C. $205,000 $285,000 39.0% 0.1%
AMWEST FUNDING CORP. $165,000 $285,000 72.7% 0.1%
CERTAINTY HOME LOANS, LLC $285,000 n/a 0.1%
First Home Bank $565,000 $280,000 -50.4% 0.1%
FIRST CENTENNIAL MORTGAGE CORPORATION $125,000 $275,000 120.0% 0.1%
Ottawa Savings Bank $275,000 n/a 0.1%
SPRING EQ, LLC $220,000 $275,000 25.0% 0.1%
THRIVE MORTGAGE, LLC $275,000 n/a 0.1%
Mid-Continent Funding, Inc. $650,000 $270,000 -58.5% 0.1%
RELIANCE FIRST CAPITAL, LLC $160,000 $270,000 68.8% 0.1%
ROUNDPOINT MORTGAGE SERVICING CORPORATION $270,000 n/a 0.1%
1st Summit Bank $265,000 n/a 0.1%
NORWICH COMMERCIAL GROUP, INC. $175,000 $265,000 51.4% 0.1%
PUBLIX EMPLOYEES $310,000 $265,000 -14.5% 0.1%
STOCKTON MORTGAGE CORPORATION $265,000 n/a 0.1%
TROPICAL FINANCIAL CREDIT UNION $565,000 $265,000 -53.1% 0.1%
Hometown Lenders, Inc. $460,000 $260,000 -43.5% 0.1%
BKCO MORTGAGE, LLC $255,000 n/a 0.1%
CITIZENS EQUITY FIRST $125,000 $255,000 104.0% 0.1%
Low VA Rates, LLC $405,000 $255,000 -37.0% 0.1%
UNION HOME MORTGAGE CORP. $1,635,000 $250,000 -84.7% 0.0%
Armed Forces Bank $245,000 n/a 0.0%
American Airlines Federal Credit Union $235,000 n/a 0.0%
OAKTREE FUNDING CORP. $215,000 $235,000 9.3% 0.0%
READY MORTGAGE LENDERS, LLC $235,000 n/a 0.0%
ATHAS CAPITAL GROUP, INC. $670,000 $230,000 -65.7% 0.0%
Ally Bank $580,000 $225,000 -61.2% 0.0%
Carrollton Bank $225,000 n/a 0.0%
HARTFORD FUNDING, LTD. $225,000 n/a 0.0%
HOMESTAR FINANCIAL CORPORATION $295,000 $225,000 -23.7% 0.0%
NBKC BANK $225,000 n/a 0.0%
TJC Mortgage, Inc. $215,000 $225,000 4.7% 0.0%
AMERICAN INTERNET MORTGAGE, INC. $365,000 $220,000 -39.7% 0.0%
GVC MORTGAGE, INC. $220,000 n/a 0.0%
ARC HOME LLC $730,000 $215,000 -70.5% 0.0%
GMFS LLC $580,000 $215,000 -62.9% 0.0%
HOMESIDE FINANCIAL, LLC $1,380,000 $215,000 -84.4% 0.0%
PRIMELENDING, A PLAINSCAPITAL COMPANY $930,000 $215,000 -76.9% 0.0%
The Huntington National Bank $545,000 $215,000 -60.6% 0.0%
BRIGHTSTAR $340,000 $210,000 -38.2% 0.0%
Citizens Bank and Trust $75,000 $210,000 180.0% 0.0%
Alcova Mortgage LLC $205,000 n/a 0.0%
CORNHUSKER BANK $205,000 n/a 0.0%
Dort Financial Credit Union $205,000 n/a 0.0%
Premium Mortgage Corporation $205,000 n/a 0.0%
First Guaranty Mortgage Corporation $1,490,000 $200,000 -86.6% 0.0%
VANDERBILT MORTGAGE AND FINANCE, INC. $285,000 $200,000 -29.8% 0.0%
AmRes Corporation $245,000 $195,000 -20.4% 0.0%
CapStar Bank $195,000 n/a 0.0%
COLUMBUS CAPITAL LENDING, LLC $195,000 n/a 0.0%
Directions Credit Union, Inc. $195,000 n/a 0.0%
ERIE FEDERAL CREDIT UNION $195,000 n/a 0.0%
FIDELITY DIRECT MORTGAGE, LLC $195,000 n/a 0.0%
First Federal Bank of the Midwest $315,000 $195,000 -38.1% 0.0%
GERSHMAN INVESTMENT CORP. $195,000 n/a 0.0%
Key Mortgage Services, Inc. $155,000 $195,000 25.8% 0.0%
NATIONS RELIABLE LENDING, LLC $570,000 $195,000 -65.8% 0.0%
PREMIER MORTGAGE RESOURCES, L.L.C. $195,000 n/a 0.0%
TOTAL MORTGAGE SERVICES, LLC $315,000 $195,000 -38.1% 0.0%
Citibank $195,000 $190,000 -2.6% 0.0%
DAS Acquisition Company, LLC $345,000 $185,000 -46.4% 0.0%
ITHINK FINANCIAL Credit Union $185,000 n/a 0.0%
MICHIGAN MUTUAL, INC. $530,000 $185,000 -65.1% 0.0%
MLD MORTGAGE INC. $185,000 n/a 0.0%
Peoples Security Bank and Trust Company $185,000 n/a 0.0%
PROVIDENT FUNDING ASSOCIATES, L.P. $135,000 $185,000 37.0% 0.0%
First Federal Savings Bank $175,000 n/a 0.0%
HOMESTEAD FUNDING CORP. $175,000 n/a 0.0%
M&T Bank $175,000 n/a 0.0%
The Dart Bank $175,000 n/a 0.0%
The State Bank and Trust Company $175,000 n/a 0.0%
TOP FLITE FINANCIAL, INC. $280,000 $175,000 -37.5% 0.0%
ARK-LA-TEX FINANCIAL SERVICES, LLC. $925,000 $170,000 -81.6% 0.0%
Discover Bank $210,000 $170,000 -19.0% 0.0%
First Option Mortgage, LLC $295,000 $165,000 -44.1% 0.0%
GRANITE FEDERAL CREDIT UNION $165,000 n/a 0.0%
HUNT MORTGAGE CORPORATION $165,000 n/a 0.0%
NETWORK CAPITAL FUNDING CORPORATION $165,000 $165,000 0.0% 0.0%
NP, Inc. $225,000 $165,000 -26.7% 0.0%
REVERSE MORTGAGE FUNDING LLC $600,000 $165,000 -72.5% 0.0%
Texana Bank $175,000 $165,000 -5.7% 0.0%
UNIVERSITY LENDING GROUP, LLC $165,000 n/a 0.0%
FIRSTBANK PUERTO RICO $155,000 n/a 0.0%
Powell Valley National Bank $155,000 n/a 0.0%
RADIUS FINANCIAL GROUP INC. $155,000 n/a 0.0%
AMERICAN MORTGAGE SERVICE COMPANY $145,000 n/a 0.0%
Bank of Springfield $145,000 n/a 0.0%
Chicago Mortgage Solutions LLC $195,000 $145,000 -25.6% 0.0%
Encompass Lending Group, LP $145,000 n/a 0.0%
ENDEAVOR CAPITAL, LLC. $145,000 n/a 0.0%
Arvest Bank $135,000 n/a 0.0%
BMO Harris Bank $135,000 n/a 0.0%
CLEARPATH LENDING $1,080,000 $135,000 -87.5% 0.0%
DYBN FINANCIAL CORP. $335,000 $135,000 -59.7% 0.0%
First Federal Bank $555,000 $125,000 -77.5% 0.0%
FLAT BRANCH MORTGAGE, INC. $125,000 n/a 0.0%
Grow Financial Federal Credit Union $290,000 $125,000 -56.9% 0.0%
SOUTHWEST FUNDING, LP $125,000 n/a 0.0%
ZILLOW HOME LOANS, LLC $575,000 $125,000 -78.3% 0.0%
IMPAC MORTGAGE CORP. $115,000 n/a 0.0%
Magnolia Bank $145,000 $115,000 -20.7% 0.0%
Think Mutual Bank $115,000 n/a 0.0%
Trustmark National Bank $115,000 n/a 0.0%
ACHIEVA CREDIT UNION $80,000 $105,000 31.3% 0.0%
FIRST SAVINGS MORTGAGE CORPORATION $105,000 n/a 0.0%
Eagle Bank and Trust Company $85,000 n/a 0.0%
GTE Federal Credit Union $105,000 $80,000 -23.8% 0.0%
Community Bank of Parkersburg $75,000 n/a 0.0%
First Bank $850,000 $75,000 -91.2% 0.0%
FIRST EQUITY MORTGAGE BANKERS, INC. $595,000 $75,000 -87.4% 0.0%
GEORGIA'S OWN $75,000 n/a 0.0%
GREENWOOD $65,000 n/a 0.0%
Unified Bank $65,000 n/a 0.0%
1st Source Bank $115,000 $55,000 -52.2% 0.0%
CREDIT HUMAN FEDERAL CREDIT UNION $50,000 $50,000 0.0% 0.0%
Bethpage Federal Credit Union $200,000 $45,000 -77.5% 0.0%
Figure Lending LLC $145,000 $35,000 -75.9% 0.0%
ALKAN MORTGAGE CORPORATION $30,000 n/a 0.0%
Truliant Federal Credit Union $25,000 n/a 0.0%

SEBRING - AVON PARK's top lender by overall market share is QUICKEN LOANS, LLC, with 9.3% market share. In second place, with 7.7%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $38,750,000 in loans. In third place, with 7.2%, is MIDFLORIDA, having originated $36,355,000 in loans. In fourth place, with 4.9%, is South State Bank, having originated $24,835,000 in loans. In fifth place, with 4.5%, is Heartland National Bank, having originated $22,815,000 in loans.

SEBRING-AVON PARK, FL Average Rent (2023)

Zoom/scroll map to see average rent by zip code. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results.

For additional perspective within a market, below is information regarding the average rents (as defined by HUD) for zip codes within the metro area. Descriptive statistics (average, median) are shown below the table.
Zip Code Metro Studio Apartment Rent 1BR Apartment Rent 2BR Apartment Rent 3BR Apartment Rent 4BR Apartment Rent
33825 Sebring, FL $720 $720 $930 $1,240 $1,590
33843 Sebring, FL $720 $720 $930 $1,240 $1,590
33852 Sebring, FL $610 $680 $890 $1,120 $1,270
33857 Sebring, FL $580 $640 $800 $1,020 $1,170
33862 Sebring, FL $640 $710 $930 $1,170 $1,320
33870 Sebring, FL $580 $640 $840 $1,060 $1,200
33871 Sebring, FL $640 $710 $930 $1,170 $1,320
33872 Sebring, FL $720 $800 $1,050 $1,330 $1,500
33875 Sebring, FL $760 $840 $1,100 $1,390 $1,570
33876 Sebring, FL $790 $870 $1,150 $1,450 $1,640
33890 Sebring, FL $640 $710 $930 $1,170 $1,320
33960 Sebring, FL $630 $690 $900 $1,160 $1,330
34266 Sebring, FL $930 $1,080 $1,390 $1,830 $2,180
34974 Sebring, FL $840 $840 $1,090 $1,460 $1,650

2022 Average & Median Rent Data Statistics
SEBRING-AVON PARK, FL average 1BR rent: $761, median: $715
SEBRING-AVON PARK, FL average 2BR rent: $990, median: $930
SEBRING-AVON PARK, FL average 3BR rent: $1,272, median: $1,205

SEBRING-AVON PARK, FL Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 1,532 $339,940,000 $221,893
Cash Out Refi 565 $97,285,000 $172,186
Refi 275 $40,215,000 $146,236
Home Improvement 217 $15,175,000 $69,931
Other 126 $10,630,000 $84,365

Sebring - Avon Park's most frequently cited loan purpose was Home Purchase, with 1,532 originations. The 2nd most popular reason was Cash Out Refi, with 565 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
5-6% 648 $122,740,000 $189,414
4-5% 637 $126,965,000 $199,317
3-4% 516 $104,700,000 $202,907
6-7% 286 $50,700,000 $177,273
<2.5% 146 $15,160,000 $103,836
2.5-3% 134 $23,150,000 $172,761
7-8% 113 $21,175,000 $187,389
Over 8% 57 $6,865,000 $120,439

During 2022, Sebring - Avon Park's most frequently originated rate bucket was 5-6%, with 648 originations.

Loan Sizing (SEBRING-AVON PARK, FL MSA)

Loan Size Originations Total Value Average Loan
$100k-200k 1,107 $165,615,000 $149,607
$200k-400k 857 $226,395,000 $264,172
$100,000 or less 639 $36,785,000 $57,567
$400k-600k 86 $40,700,000 $473,256
$600k-1000k 19 $13,385,000 $704,474
$Over $1MM 7 $20,365,000 $2,909,286

SEBRING - AVON PARK's loan sizing saw the bucket of loans from $100k-200k with 1,107 originations, totaling $165,615,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 975 $224,515,000 $230,272
60-80% 715 $141,375,000 $197,727
40-60% 352 $60,550,000 $172,017
Under 20% 219 $9,235,000 $42,169
20-40% 217 $20,355,000 $93,802
Over 100% 43 $13,015,000 $302,674

SEBRING - AVON PARK's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 975 originations, totaling $224,515,000 in origination value.