SEBRING - AVON PARK Mortgage Rates & Closing Costs
30yr Fixed Rate
15yr Fixed Rate
FHA
USDA
VA
5/1 ARM
30 Year Fixed Rate mortgages in Sebring - Avon Park averaged
7.34%
for the week of 2025-05-22, compared to the national average of
6.86% for the same period.
The average rate for the prior week (2025-05-15) was
7.19% and
one month ago for the week of 2025-04-17, the
average rate was 6.91%.
Sebring - Avon Park's average rate one year ago was 7.4%.
For refis of the same type during the week of 2025-05-22, the average rate
was 6.96%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2025-05-22 | 6.86% |
| Sebring - Avon Park 30 Year Fixed Rate | 2025-05-22 | 7.34% |
| Sebring - Avon Park 30 Year Fixed Rate Refi | 2025-05-22 | 6.96% |
| Sebring - Avon Park 15 Year Fixed Rate | 2025-05-22 | 5.81% |
| Sebring - Avon Park 15 Year Fixed Rate Refi | 2025-05-22 | 6.61% |
| Sebring - Avon Park 30 Year FHA | 2025-05-22 | 6.59% |
| Sebring - Avon Park 30 Year FHA Refi | 2025-05-22 | 6.81% |
| Sebring - Avon Park 30 Year USDA | 2025-05-22 | 6.23% |
| Sebring - Avon Park 30 Year USDA Refi | 2025-05-22 | 6.23% |
| Sebring - Avon Park 30 Year VA | 2025-05-22 | 6.6% |
| Sebring - Avon Park 30 Year VA Refi | 2025-05-22 | 6.52% |
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within SEBRING-AVON PARK, FL.
SEBRING - AVON PARK Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the SEBRING-AVON PARK, FL market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
SEBRING - AVON PARK Average Closing Costs & Other Stats
SEBRING-AVON PARK, FL's 138 lenders originated 2,209
loans during 2024. The total origination value was $475,045,000, with an average loan value of
$215,050.
SEBRING - AVON PARK's average closing costs are $5,851.
The top SEBRING - AVON PARK lender as defined by loan originations is QUICKEN LOANS, LLC, with
94 loans originated. Their average total fees are
$6,986, which is $1,701
lower than the next largest lender,
UNITED WHOLESALE MORTGAGE, LLC.
The lowest fee SEBRING - AVON PARK lenders (with over 10 loans originated) are
MIDFLORIDA ($4,297), South State Bank ($5,228), LOANDEPOT.COM, LLC ($5,237), LEADERONE FINANCIAL CORPORATION ($5,355) and Bell Bank ($5,767).
The lowest rate SEBRING - AVON PARK lenders (with over 10 loans originated) are
MIDFLORIDA (6.50%), Bell Bank (6.64%), UNITED WHOLESALE MORTGAGE, LLC (6.73%), METROPLEX MORTGAGE SERVICES, INC. (6.73%) and PLANET HOME LENDING, LLC (6.74%).
SEBRING-AVON PARK, FL Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2023 Loan Value | 2024 Loan Value | % Change | 2024 Market Share |
|---|---|---|---|---|
| UNITED WHOLESALE MORTGAGE, LLC | $44,735,000 | $41,145,000 | -8.0% | 8.7% |
| QUICKEN LOANS, LLC | $27,525,000 | $37,600,000 | 36.6% | 7.9% |
| METROPLEX MORTGAGE SERVICES, INC. | $20,385,000 | $26,015,000 | 27.6% | 5.5% |
| MIDFLORIDA | $20,310,000 | $24,935,000 | 22.8% | 5.2% |
| LEADERONE FINANCIAL CORPORATION | $18,655,000 | $22,290,000 | 19.5% | 4.7% |
| Heartland National Bank | $22,465,000 | $17,800,000 | -20.8% | 3.7% |
| CROSSCOUNTRY MORTGAGE, LLC | $3,655,000 | $10,250,000 | 180.4% | 2.2% |
| Bell Bank | $11,830,000 | $8,285,000 | -30.0% | 1.7% |
| South State Bank | $8,440,000 | $8,260,000 | -2.1% | 1.7% |
| NEWREZ LLC | $4,585,000 | $8,205,000 | 79.0% | 1.7% |
| FREEDOM MORTGAGE CORPORATION | $5,465,000 | $7,860,000 | 43.8% | 1.7% |
| NFM, INC. | $1,465,000 | $7,770,000 | 430.4% | 1.6% |
| Mortgage Research Center, LLC | $12,495,000 | $7,445,000 | -40.4% | 1.6% |
| LOANDEPOT.COM, LLC | $5,835,000 | $6,780,000 | 16.2% | 1.4% |
| Wauchula State Bank | $4,810,000 | $6,375,000 | 32.5% | 1.3% |
| HOME SOLUTION LENDERS INC. | $9,105,000 | $6,240,000 | -31.5% | 1.3% |
| PLANET HOME LENDING, LLC | $185,000 | $5,260,000 | 2,743.2% | 1.1% |
| FBC MORTGAGE, LLC | $7,130,000 | $5,005,000 | -29.8% | 1.1% |
| A&D Mortgage LLC | $1,650,000 | $4,745,000 | 187.6% | 1.0% |
| Plains Commerce Bank | $2,265,000 | $4,170,000 | 84.1% | 0.9% |
| INSPIRE HOME LOANS INC. | $255,000 | $4,100,000 | 1,507.8% | 0.9% |
| HOMESIDE FINANCIAL, LLC | $755,000 | $3,890,000 | 415.2% | 0.8% |
| AMERICAN FINANCIAL NETWORK, INC. | $440,000 | $3,765,000 | 755.7% | 0.8% |
| Suncoast Credit Union | $4,440,000 | $3,655,000 | -17.7% | 0.8% |
| NAVY FEDERAL CREDIT UNION | $2,265,000 | $3,575,000 | 57.8% | 0.8% |
| T2 FINANCIAL LLC | $3,575,000 | n/a | 0.8% | |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $2,150,000 | $3,525,000 | 64.0% | 0.7% |
| PENNYMAC LOAN SERVICES, LLC | $3,200,000 | $3,440,000 | 7.5% | 0.7% |
| Bank of America | $3,430,000 | $3,255,000 | -5.1% | 0.7% |
| Flagstar Bank, FSB | $4,610,000 | $3,240,000 | -29.7% | 0.7% |
| Presidential Bank, FSB | $3,115,000 | n/a | 0.7% | |
| Equity Prime Mortgage LLC | $1,915,000 | $2,890,000 | 50.9% | 0.6% |
| Century Mortgage Company DBA Century Lending Company | $785,000 | $2,700,000 | 243.9% | 0.6% |
| BROKER SOLUTIONS, INC. | $2,260,000 | $2,670,000 | 18.1% | 0.6% |
| GARDNER FINANCIAL SERVICES, LTD. | $500,000 | $2,460,000 | 392.0% | 0.5% |
| JPMorgan Chase Bank | $2,570,000 | $2,395,000 | -6.8% | 0.5% |
| MUTUAL OF OMAHA MORTGAGE, INC. | $1,845,000 | $2,375,000 | 28.7% | 0.5% |
| VILLAGE CAPITAL MORTGAGE | $1,245,000 | $2,300,000 | 84.7% | 0.5% |
| LENDINGHOME FUNDING CORPORATION | $1,035,000 | $2,270,000 | 119.3% | 0.5% |
| GENEVA FINANCIAL, LLC | $2,680,000 | $2,265,000 | -15.5% | 0.5% |
| Carrington Mortgage Services, LLC | $785,000 | $2,175,000 | 177.1% | 0.5% |
| Truist | $3,710,000 | $2,170,000 | -41.5% | 0.5% |
| AmeriHome Mortgage Company, LLC | $2,215,000 | $2,115,000 | -4.5% | 0.4% |
| Regions Bank | $490,000 | $2,090,000 | 326.5% | 0.4% |
| PREFERRED LENDING SERVICES, LLC | $700,000 | $2,070,000 | 195.7% | 0.4% |
| Wells Fargo Bank | $2,675,000 | $1,985,000 | -25.8% | 0.4% |
| Paramount Residential Mortgage Group, Inc. | $3,195,000 | $1,895,000 | -40.7% | 0.4% |
| Northpointe Bank | $415,000 | $1,845,000 | 344.6% | 0.4% |
| ALKAN MORTGAGE CORPORATION | $1,720,000 | n/a | 0.4% | |
| NEW DAY FINANCIAL, LLC | $2,505,000 | $1,655,000 | -33.9% | 0.3% |
| TD Bank | $1,800,000 | $1,575,000 | -12.5% | 0.3% |
| The Loan Store, Inc. | $425,000 | $1,465,000 | 244.7% | 0.3% |
| 21ST MORTGAGE CORPORATION | $895,000 | $1,440,000 | 60.9% | 0.3% |
| Third Federal Savings and Loan Association of Cleveland | $475,000 | $1,410,000 | 196.8% | 0.3% |
| MOVEMENT MORTGAGE, LLC | $1,810,000 | $1,360,000 | -24.9% | 0.3% |
| MID AMERICA MORTGAGE, INC. | $265,000 | $1,355,000 | 411.3% | 0.3% |
| Fifth Third Bank | $760,000 | $1,335,000 | 75.7% | 0.3% |
| TOWNE MORTGAGE COMPANY | $2,065,000 | $1,320,000 | -36.1% | 0.3% |
| Mr. Cooper ( Nationstar Mortgage ) | $2,305,000 | $1,315,000 | -43.0% | 0.3% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | $360,000 | $1,280,000 | 255.6% | 0.3% |
| CMG MORTGAGE, INC. | $1,425,000 | $1,210,000 | -15.1% | 0.3% |
| FINANCE OF AMERICA REVERSE LLC | $765,000 | $1,170,000 | 52.9% | 0.2% |
| PENTAGON FEDERAL CREDIT UNION | $585,000 | $1,140,000 | 94.9% | 0.2% |
| GUILD MORTGAGE COMPANY | $910,000 | $1,125,000 | 23.6% | 0.2% |
| Ameris Bank | $550,000 | $1,115,000 | 102.7% | 0.2% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | $985,000 | $1,090,000 | 10.7% | 0.2% |
| OCMBC, INC. | $830,000 | $1,025,000 | 23.5% | 0.2% |
| SUN WEST MORTGAGE COMPANY, INC. | $1,015,000 | n/a | 0.2% | |
| EVERETT FINANCIAL, INC. | $895,000 | $980,000 | 9.5% | 0.2% |
| First Horizon Bank | $285,000 | $965,000 | 238.6% | 0.2% |
| Ixonia Bank | $1,130,000 | $960,000 | -15.0% | 0.2% |
| Citadel Servicing Corporation | $1,975,000 | $955,000 | -51.6% | 0.2% |
| AMERISAVE MORTGAGE CORPORATION | $2,210,000 | $920,000 | -58.4% | 0.2% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $1,055,000 | $905,000 | -14.2% | 0.2% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | $605,000 | $900,000 | 48.8% | 0.2% |
| DEEPHAVEN MORTGAGE LLC | $350,000 | $895,000 | 155.7% | 0.2% |
| AgFirst Farm Credit Bank | $890,000 | n/a | 0.2% | |
| Citizens Bank | $1,215,000 | $885,000 | -27.2% | 0.2% |
| HOMEXPRESS MORTGAGE CORP. | $460,000 | $860,000 | 87.0% | 0.2% |
| PNC Bank | $660,000 | $855,000 | 29.5% | 0.2% |
| SPACE COAST Credit Union | $535,000 | $850,000 | 58.9% | 0.2% |
| TRIAD FINANCIAL SERVICES, INC. | $725,000 | $850,000 | 17.2% | 0.2% |
| MY MORTGAGE, INC. | $1,090,000 | $795,000 | -27.1% | 0.2% |
| Lakeview Community Capital, LLC | $290,000 | $785,000 | 170.7% | 0.2% |
| PLAZA HOME MORTGAGE, INC. | $1,270,000 | $780,000 | -38.6% | 0.2% |
| USAA Federal Savings Bank | $1,855,000 | $775,000 | -58.2% | 0.2% |
| STOCKTON MORTGAGE CORPORATION | $330,000 | $755,000 | 128.8% | 0.2% |
| Midwest Mortgage Associates Corporation | $880,000 | $730,000 | -17.0% | 0.2% |
| LAKEVIEW LOAN SERVICING, LLC | $555,000 | $720,000 | 29.7% | 0.2% |
| ROYAL UNITED MORTGAGE LLC | $550,000 | $720,000 | 30.9% | 0.2% |
| OAKTREE FUNDING CORP. | $710,000 | n/a | 0.1% | |
| CARDINAL FINANCIAL | $1,750,000 | $705,000 | -59.7% | 0.1% |
| LIMA ONE CAPITAL, LLC | $220,000 | $705,000 | 220.5% | 0.1% |
| NBKC BANK | $700,000 | n/a | 0.1% | |
| Figure Lending LLC | $490,000 | $690,000 | 40.8% | 0.1% |
| LAKE MICHIGAN CREDIT UNION | $680,000 | $680,000 | 0.0% | 0.1% |
| TOP FLITE FINANCIAL, INC. | $680,000 | n/a | 0.1% | |
| LOANPAL, LLC | $785,000 | $670,000 | -14.6% | 0.1% |
| RF Renovo Management Company, LLC | $665,000 | n/a | 0.1% | |
| Cornerstone First Mortgage, Inc | $480,000 | $655,000 | 36.5% | 0.1% |
| GUARANTEED RATE, INC. | $1,080,000 | $645,000 | -40.3% | 0.1% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | $940,000 | $595,000 | -36.7% | 0.1% |
| Hometown Equity Mortgage, LLC | $195,000 | $555,000 | 184.6% | 0.1% |
| VAN DYK MORTGAGE CORPORATION | $575,000 | $555,000 | -3.5% | 0.1% |
| THE MORTGAGE FIRM, INC. | $3,995,000 | $540,000 | -86.5% | 0.1% |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | $1,040,000 | $530,000 | -49.0% | 0.1% |
| AMERICAN FINANCIAL RESOURCES, INC. | $280,000 | $515,000 | 83.9% | 0.1% |
| Mid-Continent Funding, Inc. | $630,000 | $510,000 | -19.0% | 0.1% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | $470,000 | $510,000 | 8.5% | 0.1% |
| Discover Bank | $690,000 | $505,000 | -26.8% | 0.1% |
| Keystone Funding, Inc. | $500,000 | n/a | 0.1% | |
| ZILLOW HOME LOANS, LLC | $490,000 | $495,000 | 1.0% | 0.1% |
| Sierra Pacific Mortgage Company, Inc. | $995,000 | $490,000 | -50.8% | 0.1% |
| Texana Bank | $485,000 | n/a | 0.1% | |
| Prime Meridian Bank | $480,000 | n/a | 0.1% | |
| RELIANCE FIRST CAPITAL, LLC | $470,000 | $475,000 | 1.1% | 0.1% |
| SUMMIT FUNDING, INC. | $475,000 | n/a | 0.1% | |
| UNION HOME MORTGAGE CORP. | $685,000 | $475,000 | -30.7% | 0.1% |
| CLEARPATH LENDING | $465,000 | n/a | 0.1% | |
| First Federal Bank, A FSB | $465,000 | n/a | 0.1% | |
| 1ST SIGNATURE LENDING, LLC | $460,000 | n/a | 0.1% | |
| AMWEST FUNDING CORP. | $460,000 | n/a | 0.1% | |
| NEXERA HOLDING LLC | $450,000 | n/a | 0.1% | |
| CASTLE & COOKE MORTGAGE, LLC | $435,000 | n/a | 0.1% | |
| Merchants Bank | $415,000 | n/a | 0.1% | |
| ARC HOME LLC | $410,000 | n/a | 0.1% | |
| BMO Harris Bank | $410,000 | n/a | 0.1% | |
| Granite Community Bank | $405,000 | n/a | 0.1% | |
| U.S. Bank | $1,595,000 | $395,000 | -75.2% | 0.1% |
| TROPICAL FINANCIAL CREDIT UNION | $385,000 | n/a | 0.1% | |
| RUOFF MORTGAGE COMPANY, INC. | $355,000 | $380,000 | 7.0% | 0.1% |
| AMERICAN BANCSHARES MORTGAGE | $365,000 | $370,000 | 1.4% | 0.1% |
| German American Bank | $365,000 | n/a | 0.1% | |
| Peoples Bank | $365,000 | n/a | 0.1% | |
| Loan Simple, Inc. | $185,000 | $360,000 | 94.6% | 0.1% |
| Mortgage Lenders Investment Trading Corporation | $750,000 | $360,000 | -52.0% | 0.1% |
| SIRVA MORTGAGE, INC. | $355,000 | n/a | 0.1% | |
| POINT Mortgage | $345,000 | n/a | 0.1% | |
| Warsaw Federal Savings and Loan Association | $345,000 | $345,000 | 0.0% | 0.1% |
| Colony Bank | $335,000 | n/a | 0.1% | |
| GVC MORTGAGE, INC. | $325,000 | n/a | 0.1% | |
| JMAC LENDING, INC. | $265,000 | $325,000 | 22.6% | 0.1% |
| Morgan Stanley Private Bank | $1,510,000 | $325,000 | -78.5% | 0.1% |
| HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | $1,365,000 | $320,000 | -76.6% | 0.1% |
| TEMPLE VIEW CAPITAL FUNDING, LP | $320,000 | n/a | 0.1% | |
| FAIRWINDS CREDIT UNION | $315,000 | n/a | 0.1% | |
| Premium Mortgage Corporation | $315,000 | n/a | 0.1% | |
| The Huntington National Bank | $495,000 | $315,000 | -36.4% | 0.1% |
| BECKAM FUNDING CORP. | $305,000 | n/a | 0.1% | |
| FIRST FLORIDA Credit Union | $45,000 | $305,000 | 577.8% | 0.1% |
| Superior Credit Union, Inc. | $305,000 | n/a | 0.1% | |
| GUARANTEED RATE AFFINITY, LLC | $235,000 | $300,000 | 27.7% | 0.1% |
| Logan Finance Corporation | $285,000 | n/a | 0.1% | |
| FOUNDATION MORTGAGE CORPORATION | $275,000 | n/a | 0.1% | |
| SFMC, LP | $275,000 | n/a | 0.1% | |
| US MORTGAGE CORPORATION | $275,000 | n/a | 0.1% | |
| Waterstone Mortgage Corporation | $820,000 | $275,000 | -66.5% | 0.1% |
| NexBank | $225,000 | $270,000 | 20.0% | 0.1% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | $500,000 | $265,000 | -47.0% | 0.1% |
| CANOPY MORTGAGE, LLC | $170,000 | $265,000 | 55.9% | 0.1% |
| Acre Mortgage and Financial Inc | $265,000 | $255,000 | -3.8% | 0.1% |
| ENDEAVOR CAPITAL, LLC. | $255,000 | n/a | 0.1% | |
| First United Corporation | $255,000 | n/a | 0.1% | |
| The Croghan Colonial Bank | $255,000 | n/a | 0.1% | |
| BAY CAPITAL MORTGAGE CORPORATION | $245,000 | n/a | 0.1% | |
| BETTER MORTGAGE CORPORATION | $280,000 | $245,000 | -12.5% | 0.1% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | $245,000 | n/a | 0.1% | |
| COMPASS MORTGAGE, INC. | $235,000 | n/a | 0.0% | |
| VANDERBILT MORTGAGE AND FINANCE, INC. | $45,000 | $235,000 | 422.2% | 0.0% |
| Encompass Lending Group, LP | $230,000 | n/a | 0.0% | |
| HOMESPIRE MORTGAGE CORPORATION | $230,000 | n/a | 0.0% | |
| AMERICAN FINANCING CORPORATION | $340,000 | $225,000 | -33.8% | 0.0% |
| FIRST COMMUNITY MORTGAGE, INC. | $435,000 | $225,000 | -48.3% | 0.0% |
| PUBLIX EMPLOYEES | $225,000 | n/a | 0.0% | |
| NATIONS DIRECT MORTGAGE, LLC | $215,000 | n/a | 0.0% | |
| SPRING EQ, LLC | $55,000 | $215,000 | 290.9% | 0.0% |
| The Federal Savings Bank | $1,220,000 | $215,000 | -82.4% | 0.0% |
| OPEN MORTGAGE, LLC | $145,000 | $210,000 | 44.8% | 0.0% |
| ATLANTIC BAY MORTGAGE GROUP, L.L.C. | $205,000 | n/a | 0.0% | |
| HOMEOWNERS FINANCIAL GROUP USA, LLC | $205,000 | n/a | 0.0% | |
| M&T Bank | $25,000 | $205,000 | 720.0% | 0.0% |
| PACIFIC RESIDENTIAL MORTGAGE, LLC | $205,000 | n/a | 0.0% | |
| LADERA LENDING, INC. | $800,000 | $195,000 | -75.6% | 0.0% |
| MASON MCDUFFIE MORTGAGE CORPORATION | $195,000 | n/a | 0.0% | |
| CARTER FEDERAL CREDIT UNION | $185,000 | n/a | 0.0% | |
| DG PINNACLE FUNDING LLC | $185,000 | n/a | 0.0% | |
| SPIRE Credit Union | $185,000 | n/a | 0.0% | |
| Gateway First Bank | $180,000 | n/a | 0.0% | |
| FLORIDA CENTRAL CREDIT UNION | $175,000 | n/a | 0.0% | |
| GUIDANCE RESIDENTIAL, LLC | $175,000 | n/a | 0.0% | |
| LENDINGONE, LLC | $165,000 | $175,000 | 6.1% | 0.0% |
| ML Mortgage Corp. | $175,000 | n/a | 0.0% | |
| Prosperity Home Mortgage, LLC | $175,000 | n/a | 0.0% | |
| LONGBRIDGE FINANCIAL, LLC | $355,000 | $170,000 | -52.1% | 0.0% |
| RADIUS FINANCIAL GROUP INC. | $170,000 | n/a | 0.0% | |
| ALLIED MORTGAGE GROUP, INC. | $165,000 | n/a | 0.0% | |
| American Airlines Federal Credit Union | $165,000 | n/a | 0.0% | |
| AMERICAN HERITAGE LENDING, INC. | $105,000 | $165,000 | 57.1% | 0.0% |
| CHURCHILL MORTGAGE CORPORATION | $165,000 | n/a | 0.0% | |
| Coastal Community Bank | $230,000 | $160,000 | -30.4% | 0.0% |
| BAY EQUITY LLC | $195,000 | $155,000 | -20.5% | 0.0% |
| Commerce Home Mortgage, Inc. | $1,120,000 | $155,000 | -86.2% | 0.0% |
| DOMINION FINANCIAL SERVICES, LLC | $135,000 | $155,000 | 14.8% | 0.0% |
| First Bank | $1,150,000 | $155,000 | -86.5% | 0.0% |
| Magnolia Bank | $615,000 | $155,000 | -74.8% | 0.0% |
| CLIFFCO, INC. | $145,000 | n/a | 0.0% | |
| MICHIGAN MUTUAL, INC. | $145,000 | n/a | 0.0% | |
| CALCON MUTUAL MORTGAGE LLC | $135,000 | n/a | 0.0% | |
| Petefish, Skiles & Co. | $135,000 | n/a | 0.0% | |
| Charles Schwab Bank, SSB | $125,000 | n/a | 0.0% | |
| EASTMAN | $125,000 | n/a | 0.0% | |
| HighTechLending Inc | $125,000 | n/a | 0.0% | |
| TOWER | $125,000 | n/a | 0.0% | |
| EMM LOANS LLC | $115,000 | n/a | 0.0% | |
| VYSTAR | $115,000 | n/a | 0.0% | |
| FAIRWAY FUNDING GROUP, INC. | $105,000 | n/a | 0.0% | |
| ITHINK FINANCIAL Credit Union | $105,000 | n/a | 0.0% | |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $215,000 | $105,000 | -51.2% | 0.0% |
| Barrington Bank & Trust Company, N.A. | $360,000 | $95,000 | -73.6% | 0.0% |
| GERSHMAN INVESTMENT CORP. | $95,000 | n/a | 0.0% | |
| AFFINITY | $85,000 | n/a | 0.0% | |
| MIAMI FIREFIGHTERS FCU | $85,000 | n/a | 0.0% | |
| POLICE & FIRE | $85,000 | n/a | 0.0% | |
| RBC Bank, (Georgia) | $160,000 | $85,000 | -46.9% | 0.0% |
| KEESLER | $75,000 | n/a | 0.0% | |
| PHH Mortgage Corporation | $480,000 | $75,000 | -84.4% | 0.0% |
| Bethpage Federal Credit Union | $65,000 | n/a | 0.0% | |
| CREDIT HUMAN FEDERAL CREDIT UNION | $55,000 | n/a | 0.0% | |
| FLORIDA | $55,000 | n/a | 0.0% | |
| CHEVRON | $45,000 | n/a | 0.0% | |
| BRIGHTSTAR | $255,000 | $25,000 | -90.2% | 0.0% |
| THRIVENT Federal Credit Union | $25,000 | n/a | 0.0% | |
| Trustmark National Bank | $25,000 | n/a | 0.0% |
SEBRING - AVON PARK's top lender by overall market share is UNITED WHOLESALE MORTGAGE, LLC, with 8.7% market share. In second place, with 7.9%, is QUICKEN LOANS, LLC, having originated $37,600,000 in loans. In third place, with 5.5%, is METROPLEX MORTGAGE SERVICES, INC., having originated $26,015,000 in loans. In fourth place, with 5.2%, is MIDFLORIDA, having originated $24,935,000 in loans. In fifth place, with 4.7%, is LEADERONE FINANCIAL CORPORATION, having originated $22,290,000 in loans.
SEBRING - AVON PARK Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - SEBRING - AVON PARK (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
|---|---|---|---|---|
| 2018-01-01 | $174,900 (1.7%) | $206,309 (-5.4%) | 0.00 | 550 |
| 2018-02-01 | $179,450 (2.6%) | $214,871 (-2.6%) | 0.00 | 562 |
| 2018-03-01 | $179,000 (2.6%) | $217,322 (-0.9%) | 0.00 | 537 |
| 2018-04-01 | $175,675 (0.4%) | $218,815 (-1.8%) | 0.00 | 533 |
| 2018-05-01 | $179,000 (2.3%) | $223,195 (-0.2%) | 0.00 | 512 |
| 2018-06-01 | $186,500 (4.3%) | $231,946 (2.6%) | 0.00 | 497 |
| 2018-07-01 | $193,350 (13.8%) | $240,071 (9.0%) | 0.00 | 504 |
| 2018-08-01 | $188,500 (11.6%) | $232,906 (8.2%) | 0.00 | 523 |
| 2018-09-01 | $185,000 (5.8%) | $222,439 (2.4%) | 0.00 | 564 |
| 2018-10-01 | $179,950 (5.3%) | $221,921 (3.1%) | 0.00 | 577 |
| 2018-11-01 | $184,950 (5.8%) | $233,047 (9.2%) | 0.00 | 595 |
| 2018-12-01 | $186,000 (9.5%) | $238,600 (15.9%) | 0.00 | 660 |
| 2019-01-01 | $185,450 (6.0%) | $238,202 (15.5%) | 0.00 | 653 |
| 2019-02-01 | $184,950 (3.1%) | $240,888 (12.1%) | 0.00 | 683 |
| 2019-03-01 | $184,943 (3.3%) | $237,751 (9.4%) | 0.00 | 670 |
| 2019-04-01 | $186,000 (5.9%) | $237,401 (8.5%) | 0.00 | 631 |
| 2019-05-01 | $185,000 (3.4%) | $235,440 (5.5%) | 0.00 | 605 |
| 2019-06-01 | $189,000 (1.3%) | $233,407 (0.6%) | 0.00 | 534 |
| 2019-07-01 | $186,225 (-3.7%) | $231,363 (-3.6%) | 0.00 | 520 |
| 2019-08-01 | $185,427 (-1.6%) | $230,851 (-0.9%) | 0.00 | 525 |
| 2019-09-01 | $182,318 (-1.5%) | $231,209 (3.9%) | 0.00 | 528 |
| 2019-10-01 | $179,900 (0.0%) | $231,339 (4.2%) | 0.00 | 538 |
| 2019-11-01 | $184,900 (0.0%) | $230,672 (-1.0%) | 0.00 | 542 |
| 2019-12-01 | $189,900 (2.1%) | $239,071 (0.2%) | 0.00 | 543 |
| 2020-01-01 | $194,222 (4.7%) | $244,578 (2.7%) | 0.00 | 515 |
| 2020-02-01 | $191,947 (3.8%) | $237,999 (-1.2%) | 0.00 | 536 |
| 2020-03-01 | $194,800 (5.3%) | $238,282 (0.2%) | 0.00 | 545 |
| 2020-04-01 | $185,000 (-0.5%) | $228,486 (-3.8%) | 0.00 | 532 |
| 2020-05-01 | $184,997 (0.0%) | $228,835 (-2.8%) | 0.00 | 470 |
| 2020-06-01 | $181,475 (-4.0%) | $227,980 (-2.3%) | 0.00 | 430 |
| 2020-07-01 | $186,975 (0.4%) | $224,238 (-3.1%) | 0.00 | 375 |
| 2020-08-01 | $194,900 (5.1%) | $233,648 (1.2%) | 0.00 | 339 |
| 2020-09-01 | $197,725 (8.5%) | $240,907 (4.2%) | 0.00 | 308 |
| 2020-10-01 | $185,450 (3.1%) | $236,656 (2.3%) | 0.00 | 294 |
| 2020-11-01 | $198,250 (7.2%) | $242,762 (5.2%) | 0.00 | 286 |
| 2020-12-01 | $198,450 (4.5%) | $247,079 (3.4%) | 0.00 | 293 |
| 2021-01-01 | $195,000 (0.4%) | $255,166 (4.3%) | 0.00 | 304 |
| 2021-02-01 | $199,900 (4.1%) | $255,159 (7.2%) | 0.00 | 288 |
| 2021-03-01 | $216,950 (11.4%) | $267,155 (12.1%) | 0.00 | 262 |
| 2021-04-01 | $208,675 (12.8%) | $285,775 (25.1%) | 0.00 | 208 |
| 2021-05-01 | $224,999 (21.6%) | $296,262 (29.5%) | 0.00 | 196 |
| 2021-06-01 | $224,950 (24.0%) | $4,361,155 (1,813.0%) | 0.00 | 196 |
| 2021-07-01 | $234,900 (25.6%) | $3,852,989 (1,618.3%) | 0.00 | 237 |
| 2021-08-01 | $249,900 (28.2%) | $319,419 (36.7%) | 0.00 | 256 |
| 2021-09-01 | $252,450 (27.7%) | $319,617 (32.7%) | 0.00 | 246 |
| 2021-10-01 | $249,900 (34.8%) | $316,764 (33.9%) | 0.00 | 260 |
| 2021-11-01 | $269,900 (36.1%) | $334,904 (38.0%) | 0.00 | 241 |
| 2021-12-01 | $264,950 (33.5%) | $339,649 (37.5%) | 0.00 | 233 |
| 2022-01-01 | $269,990 (38.5%) | $344,225 (34.9%) | 0.00 | 222 |
| 2022-02-01 | $276,175 (38.2%) | $363,365 (42.4%) | 0.00 | 212 |
| 2022-03-01 | $284,950 (31.3%) | $391,410 (46.5%) | 0.00 | 210 |
| 2022-04-01 | $279,900 (34.1%) | $371,756 (30.1%) | 0.00 | 254 |
| 2022-05-01 | $287,000 (27.6%) | $374,768 (26.5%) | 0.00 | 281 |
| 2022-06-01 | $292,159 (29.9%) | $363,349 (-91.7%) | 0.00 | 310 |
| 2022-07-01 | $289,634 (23.3%) | $359,049 (-90.7%) | 0.00 | 366 |
| 2022-08-01 | $297,250 (19.0%) | $356,682 (11.7%) | 0.00 | 382 |
| 2022-09-01 | $298,555 (18.3%) | $349,527 (9.4%) | 0.00 | 402 |
| 2022-10-01 | $299,000 (19.7%) | $360,139 (13.7%) | 0.00 | 391 |
| 2022-11-01 | $291,220 (7.9%) | $360,931 (7.8%) | 0.00 | 412 |
| 2022-12-01 | $283,900 (7.2%) | $354,804 (4.5%) | 0.00 | 447 |
| 2023-01-01 | $283,569 (5.0%) | $359,836 (4.5%) | 0.00 | 482 |
| 2023-02-01 | $286,750 (3.8%) | $356,494 (-1.9%) | 0.00 | 498 |
| 2023-03-01 | $289,050 (1.4%) | $358,818 (-8.3%) | 0.00 | 484 |
| 2023-04-01 | $295,000 (5.4%) | $365,202 (-1.8%) | 0.00 | 491 |
| 2023-05-01 | $299,900 (4.5%) | $359,759 (-4.0%) | 0.00 | 492 |
| 2023-06-01 | $300,512 (2.9%) | $356,202 (-2.0%) | 0.00 | 474 |
| 2023-07-01 | $300,000 (3.6%) | $362,398 (0.9%) | 0.00 | 468 |
| 2023-08-01 | $309,632 (4.2%) | $361,068 (1.2%) | 0.00 | 468 |
| 2023-09-01 | $299,900 (0.5%) | $353,406 (1.1%) | 0.00 | 499 |
| 2023-10-01 | $317,000 (6.0%) | $372,480 (3.4%) | 0.00 | 530 |
| 2023-11-01 | $320,000 (9.9%) | $388,704 (7.7%) | 0.00 | 562 |
| 2023-12-01 | $325,000 (14.5%) | $379,121 (6.9%) | 0.00 | 623 |
| 2024-01-01 | $329,900 (16.3%) | $379,332 (5.4%) | 0.00 | 646 |
| 2024-02-01 | $322,450 (12.5%) | $367,910 (3.2%) | 0.00 | 691 |
| 2024-03-01 | $314,700 (8.9%) | $360,355 (0.4%) | 0.00 | 669 |
| 2024-04-01 | $311,450 (5.6%) | $361,085 (-1.1%) | 0.00 | 677 |
| 2024-05-01 | $302,475 (0.9%) | $355,171 (-1.3%) | 0.00 | 701 |
| 2024-06-01 | $310,000 (3.2%) | $359,938 (1.1%) | 0.00 | 673 |
| 2024-07-01 | $312,475 (4.2%) | $360,361 (-0.6%) | 0.00 | 683 |
| 2024-08-01 | $315,000 (1.7%) | $365,247 (1.2%) | 0.00 | 716 |
| 2024-09-01 | $312,400 (4.2%) | $361,505 (2.3%) | 0.00 | 730 |
| 2024-10-01 | $314,945 (-0.7%) | $362,656 (-2.6%) | 0.00 | 698 |
| 2024-11-01 | $314,900 (-1.6%) | $362,195 (-6.8%) | 0.00 | 743 |
| 2024-12-01 | $307,500 (-5.4%) | $364,633 (-3.8%) | 0.00 | 783 |
| 2025-01-01 | $304,925 (-7.6%) | $361,132 (-4.8%) | 0.00 | 787 |
| 2025-02-01 | $306,450 (-5.0%) | $354,142 (-3.7%) | 0.00 | 836 |
| 2025-03-01 | $304,900 (-3.1%) | $365,583 (1.5%) | 0.00 | 854 |
| 2025-04-01 | $307,250 (-1.4%) | $361,121 (0.0%) | 0.00 | 860 |
SEBRING - AVON PARK's median listing price for 2025-04-01 was $307,250, a difference of
$-4,200
(-1.4%) versus the prior year and
$2,350 versus the prior month.
SEBRING - AVON PARK's median listing price comes in at 0% of the national average.
SEBRING - AVON PARK's average listing price for 2025-04-01 was $361,121, a difference of $36 (0.0%) versus the prior year and $-4,462 versus the prior month.
For the 2025-04-01 period, SEBRING - AVON PARK had 860 MLS listings, a difference of 6 listings (1%) versus the prior month and 183 listings (27%) versus the prior year.
SEBRING - AVON PARK's median listing price comes in at 0% of the national average.
SEBRING - AVON PARK's average listing price for 2025-04-01 was $361,121, a difference of $36 (0.0%) versus the prior year and $-4,462 versus the prior month.
For the 2025-04-01 period, SEBRING - AVON PARK had 860 MLS listings, a difference of 6 listings (1%) versus the prior month and 183 listings (27%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - SEBRING - AVON PARK (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Time on Market | Median Square Footage |
|---|---|---|
| 2018-01-01 | 0 days | 2,241 sqft |
| 2018-02-01 | 0 days | 2,272 sqft |
| 2018-03-01 | 0 days | 2,248 sqft |
| 2018-04-01 | 0 days | 2,236 sqft |
| 2018-05-01 | 0 days | 2,229 sqft |
| 2018-06-01 | 0 days | 2,244 sqft |
| 2018-07-01 | 0 days | 2,253 sqft |
| 2018-08-01 | 0 days | 2,238 sqft |
| 2018-09-01 | 0 days | 2,204 sqft |
| 2018-10-01 | 0 days | 2,226 sqft |
| 2018-11-01 | 0 days | 2,233 sqft |
| 2018-12-01 | 0 days | 1,640 sqft |
| 2019-01-01 | 0 days | 1,644 sqft |
| 2019-02-01 | 0 days | 1,648 sqft |
| 2019-03-01 | 0 days | 1,651 sqft |
| 2019-04-01 | 0 days | 1,655 sqft |
| 2019-05-01 | 0 days | 1,623 sqft |
| 2019-06-01 | 0 days | 1,644 sqft |
| 2019-07-01 | 0 days | 1,638 sqft |
| 2019-08-01 | 0 days | 1,641 sqft |
| 2019-09-01 | 0 days | 1,636 sqft |
| 2019-10-01 | 0 days | 1,631 sqft |
| 2019-11-01 | 0 days | 1,623 sqft |
| 2019-12-01 | 0 days | 1,652 sqft |
| 2020-01-01 | 0 days | 1,676 sqft |
| 2020-02-01 | 0 days | 1,653 sqft |
| 2020-03-01 | 0 days | 1,638 sqft |
| 2020-04-01 | 0 days | 1,595 sqft |
| 2020-05-01 | 0 days | 1,596 sqft |
| 2020-06-01 | 0 days | 1,574 sqft |
| 2020-07-01 | 0 days | 1,608 sqft |
| 2020-08-01 | 0 days | 1,568 sqft |
| 2020-09-01 | 0 days | 1,578 sqft |
| 2020-10-01 | 0 days | 1,574 sqft |
| 2020-11-01 | 0 days | 1,571 sqft |
| 2020-12-01 | 0 days | 1,571 sqft |
| 2021-01-01 | 0 days | 1,569 sqft |
| 2021-02-01 | 0 days | 1,572 sqft |
| 2021-03-01 | 0 days | 1,619 sqft |
| 2021-04-01 | 0 days | 1,601 sqft |
| 2021-05-01 | 0 days | 1,600 sqft |
| 2021-06-01 | 0 days | 1,593 sqft |
| 2021-07-01 | 0 days | 1,636 sqft |
| 2021-08-01 | 0 days | 1,649 sqft |
| 2021-09-01 | 0 days | 1,642 sqft |
| 2021-10-01 | 0 days | 1,592 sqft |
| 2021-11-01 | 0 days | 1,641 sqft |
| 2021-12-01 | 0 days | 1,623 sqft |
| 2022-01-01 | 0 days | 1,642 sqft |
| 2022-02-01 | 0 days | 1,618 sqft |
| 2022-03-01 | 0 days | 1,622 sqft |
| 2022-04-01 | 0 days | 1,591 sqft |
| 2022-05-01 | 0 days | 1,551 sqft |
| 2022-06-01 | 0 days | 1,570 sqft |
| 2022-07-01 | 0 days | 1,525 sqft |
| 2022-08-01 | 0 days | 1,560 sqft |
| 2022-09-01 | 0 days | 1,585 sqft |
| 2022-10-01 | 0 days | 1,583 sqft |
| 2022-11-01 | 0 days | 1,580 sqft |
| 2022-12-01 | 0 days | 1,543 sqft |
| 2023-01-01 | 0 days | 1,534 sqft |
| 2023-02-01 | 0 days | 1,538 sqft |
| 2023-03-01 | 0 days | 1,539 sqft |
| 2023-04-01 | 0 days | 1,553 sqft |
| 2023-05-01 | 0 days | 1,567 sqft |
| 2023-06-01 | 0 days | 1,569 sqft |
| 2023-07-01 | 0 days | 1,569 sqft |
| 2023-08-01 | 0 days | 1,611 sqft |
| 2023-09-01 | 0 days | 1,634 sqft |
| 2023-10-01 | 0 days | 1,653 sqft |
| 2023-11-01 | 0 days | 1,668 sqft |
| 2023-12-01 | 0 days | 1,665 sqft |
| 2024-01-01 | 0 days | 1,666 sqft |
| 2024-02-01 | 0 days | 1,643 sqft |
| 2024-03-01 | 0 days | 1,620 sqft |
| 2024-04-01 | 0 days | 1,611 sqft |
| 2024-05-01 | 0 days | 1,594 sqft |
| 2024-06-01 | 0 days | 1,588 sqft |
| 2024-07-01 | 0 days | 1,580 sqft |
| 2024-08-01 | 0 days | 1,594 sqft |
| 2024-09-01 | 0 days | 1,598 sqft |
| 2024-10-01 | 0 days | 1,611 sqft |
| 2024-11-01 | 0 days | 1,593 sqft |
| 2024-12-01 | 0 days | 1,580 sqft |
| 2025-01-01 | 0 days | 1,573 sqft |
| 2025-02-01 | 0 days | 1,574 sqft |
| 2025-03-01 | 0 days | 1,600 sqft |
| 2025-04-01 | 0 days | 1,611 sqft |
SEBRING - AVON PARK's median listing age (time on market) for 2025-04-01 was 0 days.
SEBRING - AVON PARK's median square footage for active listings during the 2025-04-01 period was 1,611 sqft. One year prior, the average listing was 1,611 sqft.
SEBRING - AVON PARK's median square footage for active listings during the 2025-04-01 period was 1,611 sqft. One year prior, the average listing was 1,611 sqft.
SEBRING-AVON PARK, FL Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 1,383 | $319,275,000 | $230,857 |
| Cash Out Refi | 310 | $54,870,000 | $177,000 |
| Refi | 195 | $72,335,000 | $370,949 |
| Other | 167 | $15,765,000 | $94,401 |
| Home Improvement | 153 | $12,645,000 | $82,647 |
| NA | 1 | $155,000 | $155,000 |
Sebring - Avon Park's most frequently cited loan purpose was Home Purchase, with 1,383 originations. The 2nd most popular reason was Cash Out Refi, with 310 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 6-7% | 917 | $200,175,000 | $218,293 |
| 7-8% | 515 | $105,865,000 | $205,563 |
| 5-6% | 261 | $64,555,000 | $247,337 |
| Over 8% | 253 | $62,115,000 | $245,514 |
| 4-5% | 83 | $12,835,000 | $154,639 |
| <2.5% | 50 | $750,000 | $15,000 |
| 3-4% | 3 | $565,000 | $188,333 |
| 2.5-3% | 1 | $175,000 | $175,000 |
During 2024, Sebring - Avon Park's most frequently originated rate bucket was 6-7%, with 917 originations.
Loan Sizing (SEBRING-AVON PARK, FL MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $200k-400k | 910 | $243,860,000 | $267,978 |
| $100k-200k | 681 | $103,555,000 | $152,063 |
| $100,000 or less | 485 | $24,955,000 | $51,454 |
| $400k-600k | 108 | $50,480,000 | $467,407 |
| $600k-1000k | 17 | $12,905,000 | $759,118 |
| $Over $1MM | 8 | $39,290,000 | $4,911,250 |
SEBRING - AVON PARK's loan sizing saw the bucket of loans from $200k-400k with 910 originations, totaling $243,860,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 80-100% | 869 | $252,915,000 | $291,041 |
| 60-80% | 477 | $105,435,000 | $221,038 |
| Under 20% | 263 | $10,545,000 | $40,095 |
| 40-60% | 205 | $33,845,000 | $165,098 |
| 20-40% | 188 | $18,620,000 | $99,043 |
| Over 100% | 36 | $12,990,000 | $360,833 |
SEBRING - AVON PARK's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 869 originations, totaling $252,915,000 in origination value.