Blackhawk Bank Mortgage Rates, Fees & Info

Beloit, WI

LEI: OTQ7L99FG3H1GQVQBT56

Tax ID: 39-0159130

Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

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  • SimulatedRates™
  • Mortgage Calculator

    • Mortgage Data

  • Originations
  • Top Markets
  • Product Mix
  • Loan Reason
  • Typical Rates
  • Loan Sizes
  • Dwelling Types
  • Similar Lenders
  • Loan Length
  • Loan to Value Info
  • Debt-to-Income
  • Applicant Income
  • Ethnicity Info
  • Approval & Pick Rates
  • Points and Fees
  • Origination Fees (Closing Costs)

    • Bank Data

  • Branches
  • Income
  • Loan Types
  • Deposit Mix
  • Loan Performance
  • Assets
  • Business Loans

    • Review & Overview

    Blackhawk Bank is a smaller bank specializing in Home Purchase and Refi loans. Blackhawk Bank has a high proportion of conventional loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) Their top markets by origination volume include: Rockford, Janesville, Chicago, Rochelle, and Freeport among others. We have data for 36 markets. (Some data included below & more in-depth data is available with an active subscription.)

    Blackhawk Bank has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Blackhawk Bank is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

    We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

    Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

    Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

    SimulatedRates™

    Mortgage Type     		Simulated Rate Simulation Date
    30 Year Conventional Purchase 7.18% 11/17/24
    30 Year Conventional Refi 6.96% 11/17/24
    30 Year Cash-out Refi 7.21% 11/17/24
    30 Year FHA Purchase 7.60% 11/17/24
    30 Year FHA Refi 6.27% 11/17/24
    30 Year VA Purchase 6.79% 11/17/24
    30 Year VA Refi 6.27% 11/17/24
    15 Year Conventional Purchase 6.72% 11/17/24
    15 Year Conventional Refi 6.40% 11/17/24
    15 Year Cash-out Refi 6.40% 11/17/24
    These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

    Blackhawk Bank Mortgage Calculator






    Your Estimates

    Estimated Loan Payment: Update the calculator values and click calculate payment!

    This is not an official calculator from Blackhawk Bank. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

    The default purchase price is the median sales price across the US for 2022Q4, per FRED.


    Originations

    1,920

    Origination Dollar Volume (All Markets)

    $296,970,000

    Employee count

    250 Show all (8) awards

    Top Markets

    Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

    Market Originations Total Value Average Loan Average Fees Average Rate
    ROCKFORD, IL (FHA|USDA|VA) 1,421 $201,105,000 $141,524 $2,420 3.23%
    JANESVILLE-BELOIT, WI (FHA|USDA|VA) 223 $33,815,000 $151,637 $2,142 3.33%
    Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 126 $28,760,000 $228,254 $3,188 3.24%
    Rochelle, IL (FHA|USDA|VA) 28 $5,390,000 $192,500 $3,004 3.01%
    Outside of Metro Areas 24 $4,940,000 $205,833 $2,424 2.98%
    Freeport, IL (FHA|USDA|VA) 18 $3,660,000 $203,333 $2,452 3.05%
    Whitewater, WI (FHA|USDA|VA) 13 $3,315,000 $255,000 $2,108 3.41%
    MADISON, WI (FHA|USDA|VA) 8 $2,230,000 $278,750 $2,382 3.03%
    MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 8 $1,860,000 $232,500 $2,171 3.12%
    PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 6 $1,590,000 $265,000 $3,317 3.21%
    CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 5 $1,295,000 $259,000 $3,515 3.28%
    Glenwood Springs, CO (FHA|USDA|VA) 1 $1,075,000 $1,075,000 $0 3.49%
    PANAMA CITY, FL (FHA|USDA|VA) 2 $1,040,000 $520,000 $4,849 3.49%
    North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 3 $925,000 $308,333 $4,153 2.88%
    BOULDER, CO (FHA|USDA|VA) 2 $720,000 $360,000 $2,532 2.79%
    Baraboo, WI (FHA|USDA|VA) 4 $530,000 $132,500 $2,209 3.53%
    NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 2 $480,000 $240,000 $3,313 3.38%
    TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 3 $425,000 $141,667 $3,391 3.15%
    Dixon, IL (FHA|USDA|VA) 3 $405,000 $135,000 $2,790 2.67%
    PUNTA GORDA, FL (FHA|USDA|VA) 2 $390,000 $195,000 $3,421 3.79%
    LANSING-EAST LANSING, MI (FHA|USDA|VA) 1 $345,000 $345,000 $3,369 2.88%
    Beaver Dam, WI (FHA|USDA|VA) 2 $310,000 $155,000 $2,423 2.90%
    NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 1 $275,000 $275,000 $2,891 3.05%
    GREELEY, CO (FHA|USDA|VA) 1 $225,000 $225,000 $2,257 3.20%
    RACINE, WI (FHA|USDA|VA) 1 $215,000 $215,000 $1,851 2.83%
    Marinette, WI-MI (FHA|USDA|VA) 1 $205,000 $205,000 $1,853 4.70%
    DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) 2 $190,000 $95,000 $2,256 3.14%
    Pontiac, IL (FHA|USDA|VA) 1 $185,000 $185,000 $2,592 2.93%
    LA CROSSE-ONALASKA, WI-MN (FHA|USDA|VA) 1 $165,000 $165,000 $2,420 2.93%
    NILES, MI (FHA|USDA|VA) 1 $165,000 $165,000 $0 4.95%
    Holland, MI (FHA|USDA|VA) 1 $155,000 $155,000 $0 4.37%
    Sterling, IL (FHA|USDA|VA) 1 $145,000 $145,000 $2,312 3.23%
    KNOXVILLE, TN (FHA|USDA|VA) 1 $135,000 $135,000 $2,775 3.20%
    WAUSAU-WESTON, WI (FHA|USDA|VA) 1 $125,000 $125,000 $2,067 3.43%
    SPRINGFIELD, IL (FHA|USDA|VA) 1 $115,000 $115,000 $2,389 2.85%
    Dyersburg, TN (FHA|USDA|VA) 1 $65,000 $65,000 $2,554 2.48%
    Blackhawk Bank's top markets include Rockford, Janesville, Chicago, Rochelle, and Freeport among others.

    Their top states include:
  • Illinois (FHA|USDA|VA)
  • Wisconsin (FHA|USDA|VA)
  • Florida (FHA|USDA|VA)
  • Colorado (FHA|USDA|VA)
  • Arizona (FHA|USDA|VA)

    • Similar Lenders

    We use machine learning to identify the top lenders compared against Blackhawk Bank based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.

    The Greenwood's State Bank
    Similarity Rank: 135
    Rock Valley Credit Union
    Similarity Rank: 135
    Glenview State Bank
    Similarity Rank: 312
    Liberty Bank for Savings
    Similarity Rank: 312
    The Park Bank
    Similarity Rank: 338
    State Bank of Cross Plains
    Similarity Rank: 352
    CROWN MORTGAGE COMPANY
    Similarity Rank: 627
    Oregon Community Bank
    Similarity Rank: 638
    AMERITRUST MORTGAGE CORPORATION
    Similarity Rank: 648
    The Equitable Bank, S.S.B.
    Similarity Rank: 820

    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 1,833 $283,145,000 $154,471 $2,308 3.24%
    FHA 55 $7,135,000 $129,727 $5,764 3.34%
    VA 32 $6,690,000 $209,063 $5,150 2.75%

    For 2020, Blackhawk Bank's most frequently originated type of loan was Conventional, with 1,833 originations. Their 2nd most popular type was FHA, with 55 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 890 $134,160,000 $150,742 $3,160 3.24%
    Refi 765 $127,275,000 $166,373 $1,793 3.05%
    Cash Out Refi 217 $31,835,000 $146,705 $2,173 3.43%
    Home Improvement 36 $3,250,000 $90,278 $1,224 4.92%
    Other 12 $450,000 $37,500 $655 5.39%

    For 2020, Blackhawk Bank's most frequently cited loan purpose was Home Purchase, with 890 originations. The 2nd most popular reason was Refi, with 765 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 1,197 $193,265,000 $161,458 $2,791 3.30%
    15 Year 464 $65,740,000 $141,681 $1,994 2.87%
    20 Year 145 $23,445,000 $161,690 $1,844 3.15%
    10 Year 73 $7,965,000 $109,110 $1,487 3.41%
    5 Year 33 $4,805,000 $145,606 $300 5.40%
    Other 8 $1,750,000 $218,750 $2,703 4.85%

    For 2020, Blackhawk Bank's most frequently cited loan duration was 30 Year, with 1,197 originations. The 2nd most popular length was 15 Year, with 464 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $<1k 1,550 $234,480,000 $151,277
    $1k-2k 273 $44,915,000 $164,524
    $2k-3k 55 $8,225,000 $149,545
    $3k-4k 6 $1,100,000 $183,333
    $4k-5k 3 $485,000 $161,667
    $5k+ 2 $740,000 $370,000

    Blackhawk Bank's average total fees were $2,791, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 1,550 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    3-4% 845 $132,665,000 $157,000
    2.5-3% 763 $122,495,000 $160,544
    4-5% 143 $18,865,000 $131,923
    <2.5% 126 $19,780,000 $156,984
    5-6% 28 $2,800,000 $100,000
    6-7% 8 $180,000 $22,500
    7-8% 4 $90,000 $22,500
    Over 8% 2 $40,000 $20,000

    During 2020, Blackhawk Bank's average interest rate for loans was 3.30%, while their most frequently originated rate bucket for loans was 3-4%, with 845 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $100k-200k 983 $139,865,000 $142,284 $2,449 3.16%
    $100,000 or less 527 $37,085,000 $70,370 $2,320 3.47%
    $200k-400k 363 $93,885,000 $258,636 $2,539 3.06%
    $400k-600k 40 $18,830,000 $470,750 $3,662 3.27%
    $1MM+ 4 $4,850,000 $1,212,500 $3,368 3.52%
    $600k-1MM 3 $2,455,000 $818,333 $4,569 4.21%

    2020 saw Blackhawk Bank place emphasis on $100k-200k loans with 983 originations, totaling $139,865,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $50k-75k 507 $63,865,000 $125,966 $2,512 3.23%
    $100k-150k 413 $75,125,000 $181,901 $2,266 3.16%
    $50k or less 382 $37,180,000 $97,330 $2,719 3.28%
    $75k-100k 382 $58,000,000 $151,832 $2,311 3.22%
    $150k-250k 171 $38,515,000 $225,234 $2,334 3.15%
    $250k+ 43 $17,735,000 $412,442 $3,138 3.15%

    Blackhawk Bank lent most frequently to those with incomes in the $50k-75k range, with 507 originations. The second most popular income band? $100k-150k, with 413 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% 529 $79,255,000 $149,820 $2,280 3.22%
    30-36% 404 $60,850,000 $150,619 $2,505 3.20%
    <20% 196 $27,930,000 $142,500 $2,094 3.12%
    44% 71 $11,365,000 $160,070 $2,810 3.27%
    43% 69 $11,945,000 $173,116 $2,587 3.09%
    40% 65 $10,705,000 $164,692 $2,723 3.33%
    42% 63 $9,405,000 $149,286 $2,696 3.27%
    41% 61 $8,955,000 $146,803 $2,466 3.16%
    38% 57 $10,065,000 $176,579 $2,721 3.33%
    37% 54 $8,270,000 $153,148 $2,501 3.31%
    39% 54 $8,040,000 $148,889 $2,689 3.20%
    36% 53 $7,945,000 $149,906 $2,654 3.34%
    47% 51 $7,905,000 $155,000 $2,567 3.08%
    49% 43 $7,455,000 $173,372 $2,470 2.94%
    46% 40 $6,520,000 $163,000 $2,447 3.13%
    48% 33 $5,715,000 $173,182 $2,534 3.09%
    45% 30 $4,700,000 $156,667 $2,479 3.10%
    50-60% 9 $1,805,000 $200,556 $6,263 2.68%
    >60% 2 $30,000 $15,000 $264 6.96%

    Blackhawk Bank lent most frequently to those with DTI ratios of 20-30%, with 529 originations. The next most common DTI ratio? 30-36%, with 404 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 1,758 $271,680,000 $154,539 $2,439 3.21%
    Not provided 73 $9,905,000 $135,685 $2,601 3.10%
    Not applicable 20 $6,160,000 $308,000 $0 4.97%
    Black 34 $4,350,000 $127,941 $3,026 3.34%
    Asian 25 $3,285,000 $131,400 $2,408 3.48%
    American Indian 3 $515,000 $171,667 $3,197 3.71%
    Asian Indian 2 $340,000 $170,000 $2,293 3.00%
    Other Asian 3 $325,000 $108,333 $1,885 2.69%
    Native Hawaiian or Islander 1 $285,000 $285,000 $5,233 2.98%
    Japanese 1 $125,000 $125,000 $2,615 2.88%

    Approval Rates

    Total approvals of all applications
    94.99%

    Blackhawk Bank has an average approval rate.

    Pick Rate

    Approvals leading to origination
    87.50%

    Blackhawk Bank has an average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 1,920 $296,970,000 $154,672

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    Multifamily:Site-Built 5 $1,745,000 $349,000
    Single Family (1-4 Units):Manufactured 1 $145,000 $145,000
    Single Family (1-4 Units):Site-Built 1,914 $295,080,000 $154,169

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 56 $6,090,000 $108,750 $1,792 3.52%
    40-60% 199 $29,995,000 $150,729 $1,972 3.00%
    60-80% 840 $129,130,000 $153,726 $2,168 3.19%
    80-100% 792 $129,590,000 $163,624 $2,962 3.21%
    Over 100% 3 $1,315,000 $438,333 $8,652 3.36%
    Under 20% 29 $565,000 $19,483 $460 5.80%

    Bank Details

    Branches

    Bank Name Branch Branch Type Deposits (000's)
    Blackhawk Bank 2200 Cranston Beloit, WI 53511 Full Service B&M $45,716
    Blackhawk Bank 2141 North State Street Belvidere, IL 61008 Full Service B&M $135,779
    Blackhawk Bank 2205 Point Boulevard, Suite 205 Elgin, IL 60123 Full Service B&M $7,196
    Blackhawk Bank 2475 N. Perryville Road Rockford, IL 61107 Full Service B&M $212,679
    Blackhawk Bank 2525 Milton Avenue Janesville, WI 53545 Full Service B&M $11,231
    Blackhawk Bank 3101 11th Street Rockford, IL 61109 Full Service B&M $30,318
    Blackhawk Bank 3814 West Elm Street Mchenry, IL 60050 Full Service B&M $93,521
    Blackhawk Bank 400 Broad Street Beloit, WI 53511 Full Service B&M $197,022
    Blackhawk Bank 5506 Clayton Circle Roscoe, IL 61073 Full Service B&M $77,134
    Blackhawk Bank 660 East State Road Island Lake, IL 60042 Full Service B&M $26,313
    Blackhawk Bank 9609 Forest Hills Road Machesney Park, IL 61115 Full Service B&M $73,017
    Blackhawk Bank 9705 Prairie Ridge Road Richmond, IL 60071 Full Service B&M $33,904

    For 2020, Blackhawk Bank had 12 branches.

    Yearly Performance Overview

    Bank Income

    Item Value (in 000's)
    Total interest income $41,453
    Net interest income $38,470
    Total noninterest income $19,278
    Gross Fiduciary activities income $0
    Service charges on deposit accounts $2,958
    Trading account gains and fees $0
    Additional Noninterest Income $16,320
    Pre-tax net operating income $13,903
    Securities gains (or losses, -) $605
    Income before extraordinary items $11,034
    Discontinued Operations (Extraordinary gains, net) $0
    Net income of bank and minority interests $11,034
    Minority interest net income $0
    Net income $11,034
    Sale, conversion, retirement of capital stock, net $0
    Net operating income $10,556

    Blackhawk Bank's gross interest income from loans was $41,453,000.
    Blackhawk Bank's net interest income from loans was $38,470,000.
    Blackhawk Bank's fee based income from loans was $2,958,000.
    Blackhawk Bank's net income from loans was $11,034,000.

    Bank Expenses

    Item Value (in 000's)
    Total interest expense $2,983
    Provision for credit losses $7,600
    Total noninterest expense $36,245
    Salaries and employee benefits $21,270
    Premises and equipment expense $4,279
    Additional noninterest expense $10,696
    Applicable income taxes $3,474
    Net charge-offs $4,778
    Cash dividends $6,000

    Blackhawk Bank's interest expense for loans was $2,983,000.
    Blackhawk Bank's payroll and benefits expense were $21,270,000.
    Blackhawk Bank's property, plant and equipment expenses $4,279,000.

    Loan Performance

    Type of Loan % of Loans Noncurrent (30+ days, end of period snapshot)
    All loans 1.0%
    Real Estate loans 1.0%
    Construction & Land Development loans 0.0%
    Nonfarm, nonresidential loans 1.0%
    Multifamily residential loans 0.0%
    1-4 family residential loans 2.0%
    HELOC loans 0.0%
    All other family 3.0%
    Commercial & industrial loans 0.0%
    Personal loans 0.0%
    Credit card loans 0.0%
    Other individual loans 0.0%
    Auto loans 0.0%
    Other consumer loans 0.0%
    Unsecured commercial real estate loans 0.0%

    Deposits

    Type Value (in 000's)
    Total deposits $988,153
    Deposits held in domestic offices $988,153
    Deposits by Individuals, partnerships, and corporations $817,400
    Deposits by U.S. Government $0
    Deposits by States and political subdivisions in the U.S. $117,829
    Deposits by Commercial banks and other depository institutions in U.S. $8,367
    Deposits by Banks in foreign countries $0
    Deposits by Foreign governments and official institutions $44,556
    Transaction accounts $557,375
    Demand deposits $269,515
    Nontransaction accounts $430,777
    Money market deposit accounts (MMDAs) $208,224
    Other savings deposits (excluding MMDAs) $140,034
    Total time deposits $82,519
    Total time and savings deposits $718,637
    Noninterest-bearing deposits $269,515
    Interest-bearing deposits $718,638
    Retail deposits $975,334
    IRAs and Keogh plan accounts $23,340
    Brokered deposits $0
    Deposits held in foreign offices $0

    Assets

    Asset Value (in 000's)
    Total Assets $1,131,767
    Cash & Balances due from depository institutions $47,770
    Interest-bearing balances $36,244
    Total securities $352,083
    Federal funds sold & reverse repurchase $2,462
    Net loans and leases $668,321
    Loan and leases loss allowance $10,764
    Trading account assets $0
    Bank premises and fixed assets $20,254
    Other real estate owned $1
    Goodwill and other intangibles $15,427
    All other assets $25,449

    Liabilities

    Liabilities Value (in 000's)
    Total liabilities and capital $1,131,767
    Total Liabilities $1,011,995
    Total deposits $988,153
    Interest-bearing deposits $718,638
    Deposits held in domestic offices $988,153
    % insured (estimated) $79
    Federal funds purchased and repurchase agreements $0
    Trading liabilities $0
    Other borrowed funds $14,000
    Subordinated debt $0
    All other liabilities $9,842

    Issued Loan Types

    Type Value (in 000's)
    Net loans and leases $668,321
    Loan and leases loss allowance $10,764
    Total loans and leases (domestic) $679,085
    All real estate loans $364,674
    Real estate loans in domestic offices $364,674
    Construction and development loans $21,568
    Residential 1-4 family construction $2,760
    Other construction, all land development and other land $18,808
    Loans secured by nonfarm nonresidential properties $211,606
    Nonfarm nonresidential secured by owner-occupied properties $123,025
    Commercial real estate & other non-farm, non-residential $88,581
    Multifamily residential real estate $16,535
    1-4 family residential loans $110,590
    Farmland loans $4,375
    Loans held in foreign offices $0
    Farm loans $0
    Commercial and industrial loans $285,956
    To non-U.S. addressees $0
    Loans to individuals $20,405
    Credit card loans $0
    Related Plans $385
    Consumer Auto Loans $16,614
    Other loans to individuals $3,406
    All other loans & leases $9,388
    Loans to foreign governments and official institutions $0
    Other loans $0
    Loans to depository institutions and acceptances of other banks $4,750
    Loans not secured by real estate $0
    Loans secured by real estate to non-U.S. addressees $0
    Restructured Loans & leases $2,057
    Non 1-4 family restructured loans & leases $163
    Total loans and leases (foreign) $0

    Blackhawk Bank had $668,321,000 of loans outstanding in 2020. $364,674,000 of loans were in real estate loans. $21,568,000 of loans were in development loans. $16,535,000 of loans were in multifamily mortgage loans. $110,590,000 of loans were in 1-4 family mortgage loans. $0 of loans were in farm loans. $0 of loans were in credit card loans. $16,614,000 of loans were in the auto loan category.

    Small Business Loans

    Categorization # of Loans in Category $ amount of loans (in 000's) Average $/loan
    Nonfarm, nonresidential loans - <$1MM 352 $78,951 $224,293
    Nonfarm, nonresidential loans - <$100k 71 $3,052 $42,986
    Nonfarm, nonresidential loans - $100-250k 127 $14,881 $117,173
    Nonfarm, nonresidential loans - $250k-1MM 154 $61,018 $396,221
    Commercial & Industrial, US addressed loans - <$1MM 1,301 $113,867 $87,523
    Commercial & Industrial, US addressed loans - <$100k 784 $20,221 $25,792
    Commercial & Industrial, US addressed loans - $100-250k 284 $27,307 $96,151
    Commercial & Industrial, US addressed loans - $250k-1MM 233 $66,339 $284,717
    Farmland loans - <$1MM 12 $1,653 $137,750
    Farmland loans - <$100k 2 $59 $29,500
    Farmland loans - $100-250k 8 $951 $118,875
    Farmland loans - $250k-1MM 2 $643 $321,500