Rochelle Mortgage Rates & Closing Costs

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    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Rochelle averaged 6.95% for the week of 2025-04-03, compared to the national average of 6.64% for the same period.

    The average rate for the prior week (2025-03-27) was 6.76% and one month ago for the week of 2025-02-27, the average rate was 6.77%.

    Rochelle's average rate one year ago was 6.7%.

    For refis of the same type during the week of 2025-04-03, the average rate was 6.54%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2025-04-03 6.64%
    Rochelle 30 Year Fixed Rate 2025-04-03 6.95%
    Rochelle 30 Year Fixed Rate Refi 2025-04-03 6.54%
    Rochelle 15 Year Fixed Rate 2025-04-03 5.72%
    Rochelle 15 Year Fixed Rate Refi 2025-04-03 6.32%
    Rochelle 30 Year FHA 2025-04-03 6.26%
    Rochelle 30 Year FHA Refi 2025-04-03 6.06%
    Rochelle 30 Year USDA 2025-04-03 6.52%
    Rochelle 30 Year USDA Refi 2025-04-03 6.42%
    Rochelle 30 Year VA 2025-04-03 5.86%
    Rochelle 30 Year VA Refi 2025-04-03 6.06%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Rochelle, IL.

    Rochelle Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Rochelle, IL market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2024 Avg. 30yFix Rate 2024 Avg. Closing Costs
    Stillman Bank 33 6.46% $2,370
    QUICKEN LOANS, LLC 21 6.60% $5,436
    GREENSTATE CREDIT UNION 20 6.40% $2,762
    ENVOY MORTGAGE, LTD 18 7.20% $4,644
    GUILD MORTGAGE COMPANY 13 6.66% $5,027
    First Mid Bank & Trust 9 6.92% $2,958
    First State Bank 8 7.03% $2,698
    UNITED WHOLESALE MORTGAGE, LLC 8 6.87% $5,563
    Barrington Bank & Trust Company, N.A. 7 7.09% $3,159
    U.S. Bank 7 6.96% $4,074
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 7 7.03% $4,789
    Community Mortgage Banc Corporation 6 6.88% $3,100
    COMPEER FINANCIAL, FLCA 5 7.63% $3,332
    CROSSCOUNTRY MORTGAGE, LLC 5 7.25% $5,167
    PLANET HOME LENDING, LLC 4 5.78% $3,727
    First National Bank of Omaha 4 7.00% $3,153
    PLAZA HOME MORTGAGE, INC. 4 4.94% $6,045
    FIRST NORTHERN Credit Union 4 6.72% $3,103
    The Federal Savings Bank 4 7.13% $5,509
    The Huntington National Bank 4 7.03% $3,028
    JPMorgan Chase Bank 4 6.69% $3,910
    LOANDEPOT.COM, LLC 4 6.90% $6,132
    COMPASS MORTGAGE, INC. 3 6.25% $4,689
    GUARANTEED RATE, INC. 3 6.93% $4,484
    Fifth Third Bank 3 6.62% $3,597
    The First National Bank and Trust Company 3 7.21% $3,074
    Key Mortgage Services, Inc. 3 6.50% $4,233
    Waterstone Mortgage Corporation 2 7.31% $5,029
    Rock Valley Credit Union 2 6.63% $2,236
    Prosperity Home Mortgage, LLC 2 7.50% $4,034
    NORTHWEST BANK OF ROCKFORD 2 6.50% $3,623
    CMG MORTGAGE, INC. 2 6.38% $5,972
    GUARANTEED RATE AFFINITY, LLC 2 6.55% $4,108
    AMERICAN PACIFIC MORTGAGE CORPORATION 2 6.88% $5,685
    NAVY FEDERAL CREDIT UNION 2 7.13% $2,278
    USAA Federal Savings Bank 2 7.31% $4,375
    MUTUAL OF OMAHA MORTGAGE, INC. 2 6.81% $3,967
    ZILLOW HOME LOANS, LLC 1 7.63% $4,080
    Ally Bank 1 6.13% $6,877
    AMERICAN PORTFOLIO MORTGAGE CORPORATION 1 7.00% $4,423
    ASCENTRA 1 6.88% $3,091
    Associated Bank 1 6.25% $2,582
    BMO Harris Bank 1 7.25% $3,478
    CONSUMERS COOPERATIVE CREDIT UNION 1 6.38% $3,062
    CREDIT UNION MORTGAGE ASSOCIATION, INC. 1 6.00% $3,339
    DUPACO COMMUNITY 1 6.13% $4,309
    Encompass Lending Group, LP 1 7.13% $4,711
    FINANCIAL PLUS 1 5.99% $1,293
    First Federal Bank 1 7.13% $3,061
    FIRST STATE MORTGAGE SERVICES, LLC 1 6.63% $4,670
    GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION 1 6.63% $5,845
    HOMESIDE FINANCIAL, LLC 1 6.88% $3,782
    Illinois Community Credit Unio 1 6.60% $2,553
    LEADERONE FINANCIAL CORPORATION 1 5.99% $4,371
    Midland States Bank 1 6.63% $3,157
    Mortgage Research Center, LLC 1 7.50% $4,682
    Mr. Cooper ( Nationstar Mortgage ) 1 6.13% $6,761
    MYCUMORTGAGE, LLC 1 6.63% $6,852
    NEWREZ LLC 1 7.13% $6,538
    Old National Bank 1 6.88% $3,296
    Old Second National Bank 1 7.63% $3,537
    PNC Bank 1 7.38% $3,128
    SECURITYNATIONAL MORTGAGE COMPANY 1 7.50% $6,807
    THE MORTGAGE LINK, INC. 1 7.13% $15,537
    TOWNE MORTGAGE COMPANY 1 7.00% $5,333
    UNION HOME MORTGAGE CORP. 1 7.13% $4,246
    Wells Fargo Bank 1 6.00% $2,619
    ALLIED MORTGAGE GROUP, INC. 1 6.99% $6,063

    Rochelle Average Closing Costs & Other Stats

    Rochelle, IL's 68 lenders originated 838 loans during 2024. The total origination value was $134,270,000, with an average loan value of $160,227.

    Rochelle's average closing costs are $4,203.

    The top Rochelle lender as defined by loan originations is Stillman Bank, with 33 loans originated. Their average total fees are $2,370, which is $3,066 lower than the next largest lender, QUICKEN LOANS, LLC.

    The lowest fee Rochelle lenders (with over 10 loans originated) are Stillman Bank ($2,370), GREENSTATE CREDIT UNION ($2,762), ENVOY MORTGAGE, LTD ($4,644), GUILD MORTGAGE COMPANY ($5,027) and QUICKEN LOANS, LLC ($5,436).

    The lowest rate Rochelle lenders (with over 10 loans originated) are GREENSTATE CREDIT UNION (6.40%), Stillman Bank (6.46%), QUICKEN LOANS, LLC (6.60%), GUILD MORTGAGE COMPANY (6.66%) and ENVOY MORTGAGE, LTD (7.20%).

    Rochelle, IL Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2023 Loan Value 2024 Loan Value % Change 2024 Market Share
    QUICKEN LOANS, LLC $6,235,000 $10,010,000 60.5% 7.5%
    Holcomb Bank $7,010,000 $9,580,000 36.7% 7.1%
    Central Bank Illinois $7,500,000 $8,240,000 9.9% 6.1%
    Stillman Bank $6,580,000 $6,230,000 -5.3% 4.6%
    GREENSTATE CREDIT UNION $6,850,000 $6,035,000 -11.9% 4.5%
    Byron Bank $3,985,000 $5,625,000 41.2% 4.2%
    Mortgage Research Center, LLC $3,890,000 $5,255,000 35.1% 3.9%
    ENVOY MORTGAGE, LTD $3,110,000 $4,075,000 31.0% 3.0%
    GUILD MORTGAGE COMPANY $2,335,000 $3,950,000 69.2% 2.9%
    UNITED WHOLESALE MORTGAGE, LLC $2,140,000 $3,325,000 55.4% 2.5%
    CROSSCOUNTRY MORTGAGE, LLC $1,695,000 $3,240,000 91.2% 2.4%
    First Mid Bank & Trust $135,000 $2,895,000 2,044.4% 2.2%
    First State Bank $2,665,000 $2,570,000 -3.6% 1.9%
    Union Savings Bank $1,820,000 $2,065,000 13.5% 1.5%
    GUARANTEED RATE, INC. $1,735,000 $2,015,000 16.1% 1.5%
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $1,945,000 $1,985,000 2.1% 1.5%
    U.S. Bank $1,760,000 $1,850,000 5.1% 1.4%
    COMPEER FINANCIAL, FLCA $1,550,000 $1,810,000 16.8% 1.3%
    Sauk Valley Bank & Trust Company $1,025,000 $1,750,000 70.7% 1.3%
    USAA Federal Savings Bank $1,135,000 $1,660,000 46.3% 1.2%
    LOANDEPOT.COM, LLC $2,670,000 $1,645,000 -38.4% 1.2%
    Barrington Bank & Trust Company, N.A. $1,415,000 n/a 1.1%
    NEWREZ LLC $545,000 $1,335,000 145.0% 1.0%
    PENNYMAC LOAN SERVICES, LLC $190,000 $1,310,000 589.5% 1.0%
    NAVY FEDERAL CREDIT UNION $470,000 $1,300,000 176.6% 1.0%
    First National Bank of Omaha $1,180,000 $1,285,000 8.9% 1.0%
    The Federal Savings Bank $1,245,000 n/a 0.9%
    FREEDOM MORTGAGE CORPORATION $115,000 $1,205,000 947.8% 0.9%
    MUTUAL OF OMAHA MORTGAGE, INC. $1,075,000 $1,185,000 10.2% 0.9%
    Rock Valley Credit Union $790,000 $1,130,000 43.0% 0.8%
    JPMorgan Chase Bank $2,500,000 $1,120,000 -55.2% 0.8%
    The Huntington National Bank $975,000 $1,040,000 6.7% 0.8%
    COMPASS MORTGAGE, INC. $1,865,000 $1,035,000 -44.5% 0.8%
    Flanagan State Bank $365,000 $995,000 172.6% 0.7%
    PLANET HOME LENDING, LLC $615,000 $990,000 61.0% 0.7%
    Community Mortgage Banc Corporation $1,000,000 $985,000 -1.5% 0.7%
    Fifth Third Bank $465,000 $975,000 109.7% 0.7%
    Mr. Cooper ( Nationstar Mortgage ) $365,000 $935,000 156.2% 0.7%
    Key Mortgage Services, Inc. $625,000 $930,000 48.8% 0.7%
    CMG MORTGAGE, INC. $745,000 n/a 0.6%
    FIRST NORTHERN Credit Union $2,750,000 $730,000 -73.5% 0.5%
    Midland States Bank $1,365,000 $725,000 -46.9% 0.5%
    PLAZA HOME MORTGAGE, INC. $510,000 $725,000 42.2% 0.5%
    PNC Bank $1,370,000 $705,000 -48.5% 0.5%
    American Mortgage & Equity Consultants, Inc. $690,000 n/a 0.5%
    Resource Bank, N.A. $205,000 $690,000 236.6% 0.5%
    VILLAGE CAPITAL MORTGAGE $690,000 n/a 0.5%
    BMO Harris Bank $270,000 $615,000 127.8% 0.5%
    The First National Bank and Trust Company $160,000 $595,000 271.9% 0.4%
    MID AMERICA MORTGAGE, INC. $575,000 n/a 0.4%
    BROKER SOLUTIONS, INC. $180,000 $545,000 202.8% 0.4%
    TOWNE MORTGAGE COMPANY $480,000 n/a 0.4%
    Associated Bank $320,000 $475,000 48.4% 0.4%
    Prosperity Home Mortgage, LLC $470,000 n/a 0.4%
    Pacor Mortgage Corp $430,000 n/a 0.3%
    GUARANTEED RATE AFFINITY, LLC $525,000 $415,000 -21.0% 0.3%
    Old Second National Bank $920,000 $405,000 -56.0% 0.3%
    First Federal Bank $115,000 $390,000 239.1% 0.3%
    The Harvard State Bank $415,000 $385,000 -7.2% 0.3%
    ZILLOW HOME LOANS, LLC $255,000 $380,000 49.0% 0.3%
    COLORADO CREDIT UNION $375,000 n/a 0.3%
    NORTHWEST BANK OF ROCKFORD $405,000 $370,000 -8.6% 0.3%
    The Union Bank Company $365,000 n/a 0.3%
    Discover Bank $230,000 $355,000 54.3% 0.3%
    AMERICAN PACIFIC MORTGAGE CORPORATION $205,000 $350,000 70.7% 0.3%
    Illinois Community Credit Unio $145,000 $345,000 137.9% 0.3%
    Flagstar Bank, FSB $310,000 $330,000 6.5% 0.2%
    SUN WEST MORTGAGE COMPANY, INC. $325,000 n/a 0.2%
    First Federal Savings Bank $315,000 n/a 0.2%
    Plains Commerce Bank $315,000 n/a 0.2%
    AMERISAVE MORTGAGE CORPORATION $165,000 $305,000 84.8% 0.2%
    Equity Prime Mortgage LLC $300,000 n/a 0.2%
    AmeriHome Mortgage Company, LLC $295,000 n/a 0.2%
    LIBERTY HOME MORTGAGE CORPORATION $295,000 n/a 0.2%
    MYCUMORTGAGE, LLC $295,000 n/a 0.2%
    THE MORTGAGE LINK, INC. $295,000 n/a 0.2%
    AMERICAN PORTFOLIO MORTGAGE CORPORATION $290,000 n/a 0.2%
    UNION HOME MORTGAGE CORP. $275,000 n/a 0.2%
    HOMESIDE FINANCIAL, LLC $185,000 $265,000 43.2% 0.2%
    POINT Mortgage $255,000 n/a 0.2%
    CARDINAL FINANCIAL $480,000 $240,000 -50.0% 0.2%
    DIAMOND RESIDENTIAL MORTGAGE CORPORATION $235,000 n/a 0.2%
    First National Bank of Brookfield $235,000 n/a 0.2%
    NEW DAY FINANCIAL, LLC $550,000 $235,000 -57.3% 0.2%
    Old National Bank $895,000 $235,000 -73.7% 0.2%
    TJC Mortgage, Inc. $235,000 n/a 0.2%
    Ally Bank $225,000 n/a 0.2%
    Bankers' Bank $225,000 n/a 0.2%
    DUPACO COMMUNITY $175,000 $225,000 28.6% 0.2%
    First Community Credit Union $350,000 $225,000 -35.7% 0.2%
    MLD MORTGAGE INC. $225,000 n/a 0.2%
    Waterstone Mortgage Corporation $225,000 n/a 0.2%
    CONSUMERS COOPERATIVE CREDIT UNION $215,000 n/a 0.2%
    Wells Fargo Bank $135,000 $210,000 55.6% 0.2%
    ALLIED MORTGAGE GROUP, INC. $205,000 n/a 0.2%
    NATIONS RELIABLE LENDING, LLC $165,000 $195,000 18.2% 0.1%
    Ottawa Savings Bank $195,000 n/a 0.1%
    ASCENTRA $185,000 n/a 0.1%
    MORTGAGE SOLUTIONS OF COLORADO, LLC $185,000 n/a 0.1%
    CALCON MUTUAL MORTGAGE LLC $180,000 n/a 0.1%
    Armed Forces Bank $175,000 n/a 0.1%
    CHURCHILL MORTGAGE CORPORATION $470,000 $175,000 -62.8% 0.1%
    Coastal Community Bank $200,000 $175,000 -12.5% 0.1%
    FINANCIAL PLUS $175,000 n/a 0.1%
    Encompass Lending Group, LP $155,000 n/a 0.1%
    SECURITYNATIONAL MORTGAGE COMPANY $155,000 n/a 0.1%
    SPRING EQ, LLC $155,000 $155,000 0.0% 0.1%
    DEEPHAVEN MORTGAGE LLC $145,000 n/a 0.1%
    GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION $145,000 n/a 0.1%
    LEADERONE FINANCIAL CORPORATION $125,000 $145,000 16.0% 0.1%
    Figure Lending LLC $150,000 $140,000 -6.7% 0.1%
    BETTER MORTGAGE CORPORATION $135,000 n/a 0.1%
    LAKEVIEW LOAN SERVICING, LLC $575,000 $135,000 -76.5% 0.1%
    AMERICAN FINANCIAL RESOURCES, INC. $125,000 n/a 0.1%
    LENDINGHOME FUNDING CORPORATION $125,000 n/a 0.1%
    Paramount Residential Mortgage Group, Inc. $205,000 $125,000 -39.0% 0.1%
    FIRST STATE MORTGAGE SERVICES, LLC $115,000 n/a 0.1%
    RF Renovo Management Company, LLC $115,000 n/a 0.1%
    Bank of America $460,000 $100,000 -78.3% 0.1%
    Connexus Credit Union $115,000 $100,000 -13.0% 0.1%
    Citizens Bank $55,000 $75,000 36.4% 0.1%
    CREDIT UNION MORTGAGE ASSOCIATION, INC. $75,000 n/a 0.1%
    Baxter Credit Union $240,000 $55,000 -77.1% 0.0%
    First American Bank $55,000 n/a 0.0%
    Carrington Mortgage Services, LLC $35,000 n/a 0.0%
    Cornerstone Credit Union $110,000 $25,000 -77.3% 0.0%
    TRIAD FINANCIAL SERVICES, INC. $35,000 $25,000 -28.6% 0.0%
    FINANCE OF AMERICA REVERSE LLC $75,000 $15,000 -80.0% 0.0%

    Rochelle's top lender by overall market share is QUICKEN LOANS, LLC, with 7.5% market share. In second place, with 7.1%, is Holcomb Bank, having originated $9,580,000 in loans. In third place, with 6.1%, is Central Bank Illinois, having originated $8,240,000 in loans. In fourth place, with 4.6%, is Stillman Bank, having originated $6,230,000 in loans. In fifth place, with 4.5%, is GREENSTATE CREDIT UNION, having originated $6,035,000 in loans.

    Rochelle Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - Rochelle (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $144,875 (5.1%) $191,224 (0.3%) 0.00 213
    2018-02-01 $143,150 (3.8%) $196,226 (9.2%) 0.00 197
    2018-03-01 $149,000 (10.4%) $198,511 (10.4%) 0.00 189
    2018-04-01 $172,450 (27.8%) $202,055 (8.5%) 0.00 191
    2018-05-01 $179,900 (33.4%) $211,691 (10.3%) 0.00 215
    2018-06-01 $171,000 (22.4%) $206,236 (7.2%) 0.00 229
    2018-07-01 $166,325 (19.7%) $200,475 (5.2%) 0.00 250
    2018-08-01 $163,475 (17.6%) $200,060 (6.6%) 0.00 263
    2018-09-01 $161,950 (15.8%) $202,287 (8.5%) 0.00 262
    2018-10-01 $167,500 (18.0%) $219,097 (20.3%) 0.00 265
    2018-11-01 $169,925 (17.3%) $220,814 (18.0%) 0.00 263
    2018-12-01 $169,900 (17.3%) $221,421 (17.2%) 0.00 244
    2019-01-01 $179,675 (24.0%) $223,463 (16.9%) 0.00 226
    2019-02-01 $179,900 (25.7%) $223,655 (14.0%) 0.00 207
    2019-03-01 $182,900 (22.8%) $230,222 (16.0%) 0.00 198
    2019-04-01 $189,425 (9.8%) $238,324 (18.0%) 0.00 205
    2019-05-01 $195,975 (8.9%) $241,484 (14.1%) 0.00 231
    2019-06-01 $189,900 (11.1%) $244,836 (18.7%) 0.00 251
    2019-07-01 $186,450 (12.1%) $238,392 (18.9%) 0.00 259
    2019-08-01 $180,882 (10.7%) $229,905 (14.9%) 0.00 262
    2019-09-01 $174,705 (7.9%) $231,597 (14.5%) 0.00 261
    2019-10-01 $169,900 (1.4%) $231,272 (5.6%) 0.00 261
    2019-11-01 $173,900 (2.3%) $226,731 (2.7%) 0.00 251
    2019-12-01 $169,900 (0.0%) $221,088 (-0.2%) 0.00 229
    2020-01-01 $169,450 (-5.7%) $225,290 (0.8%) 0.00 215
    2020-02-01 $175,000 (-2.7%) $228,081 (2.0%) 0.00 210
    2020-03-01 $178,325 (-2.5%) $233,577 (1.5%) 0.00 204
    2020-04-01 $178,700 (-5.7%) $230,431 (-3.3%) 0.00 199
    2020-05-01 $179,900 (-8.2%) $235,542 (-2.5%) 0.00 190
    2020-06-01 $179,900 (-5.3%) $239,561 (-2.2%) 0.00 188
    2020-07-01 $185,250 (-0.6%) $248,638 (4.3%) 0.00 175
    2020-08-01 $169,900 (-6.1%) $242,610 (5.5%) 0.00 167
    2020-09-01 $169,950 (-2.7%) $237,477 (2.5%) 0.00 177
    2020-10-01 $161,400 (-5.0%) $231,741 (0.2%) 0.00 175
    2020-11-01 $169,700 (-2.4%) $245,872 (8.4%) 0.00 152
    2020-12-01 $162,200 (-4.5%) $242,714 (9.8%) 0.00 129
    2021-01-01 $149,750 (-11.6%) $242,314 (7.6%) 0.00 105
    2021-02-01 $144,175 (-17.6%) $240,093 (5.3%) 0.00 87
    2021-03-01 $157,475 (-11.7%) $270,342 (15.7%) 0.00 68
    2021-04-01 $167,450 (-6.3%) $284,472 (23.5%) 0.00 74
    2021-05-01 $165,000 (-8.3%) $279,617 (18.7%) 0.00 74
    2021-06-01 $162,475 (-9.7%) $262,341 (9.5%) 0.00 87
    2021-07-01 $188,900 (2.0%) $313,956 (26.3%) 0.00 102
    2021-08-01 $185,450 (9.2%) $316,123 (30.3%) 0.00 98
    2021-09-01 $193,691 (14.0%) $290,982 (22.5%) 0.00 101
    2021-10-01 $190,400 (18.0%) $308,816 (33.3%) 0.00 89
    2021-11-01 $177,475 (4.6%) $290,060 (18.0%) 0.00 94
    2021-12-01 $182,450 (12.5%) $303,534 (25.1%) 0.00 89
    2022-01-01 $190,000 (26.9%) $333,246 (37.5%) 0.00 74
    2022-02-01 $187,450 (30.0%) $360,598 (50.2%) 0.00 61
    2022-03-01 $194,975 (23.8%) $407,342 (50.7%) 0.00 46
    2022-04-01 $179,900 (7.4%) $385,885 (35.7%) 0.00 49
    2022-05-01 $210,000 (27.3%) $353,142 (26.3%) 0.00 69
    2022-06-01 $230,975 (42.2%) $330,958 (26.2%) 0.00 72
    2022-07-01 $209,000 (10.6%) $279,598 (-10.9%) 0.00 80
    2022-08-01 $224,960 (21.3%) $288,966 (-8.6%) 0.00 77
    2022-09-01 $198,500 (2.5%) $256,221 (-12.0%) 0.00 81
    2022-10-01 $205,000 (7.7%) $262,273 (-15.1%) 0.00 79
    2022-11-01 $192,400 (8.4%) $257,603 (-11.2%) 0.00 87
    2022-12-01 $186,000 (2.0%) $264,123 (-13.0%) 0.00 71
    2023-01-01 $191,200 (0.6%) $264,134 (-20.7%) 0.00 67
    2023-02-01 $211,625 (12.9%) $271,697 (-24.7%) 0.00 62
    2023-03-01 $223,750 (14.8%) $252,426 (-38.0%) 0.00 63
    2023-04-01 $222,500 (23.7%) $242,239 (-37.2%) 0.00 54
    2023-05-01 $216,925 (3.3%) $239,291 (-32.2%) 0.00 54
    2023-06-01 $193,975 (-16.0%) $228,055 (-31.1%) 0.00 54
    2023-07-01 $218,950 (4.8%) $251,261 (-10.1%) 0.00 47
    2023-08-01 $239,900 (6.6%) $259,032 (-10.4%) 0.00 50
    2023-09-01 $249,000 (25.4%) $265,823 (3.8%) 0.00 57
    2023-10-01 $248,425 (21.2%) $271,328 (3.5%) 0.00 73
    2023-11-01 $239,450 (24.5%) $267,947 (4.0%) 0.00 80
    2023-12-01 $214,450 (15.3%) $247,547 (-6.3%) 0.00 72
    2024-01-01 $203,725 (6.6%) $244,179 (-7.6%) 0.00 70
    2024-02-01 $203,675 (-3.8%) $237,763 (-12.5%) 0.00 62
    2024-03-01 $217,400 (-2.8%) $260,770 (3.3%) 0.00 52
    2024-04-01 $213,700 (-4.0%) $282,435 (16.6%) 0.00 50
    2024-05-01 $244,450 (12.7%) $289,984 (21.2%) 0.00 48
    2024-06-01 $228,450 (17.8%) $280,942 (23.2%) 0.00 49
    2024-07-01 $244,900 (11.9%) $304,013 (21.0%) 0.00 60
    2024-08-01 $274,900 (14.6%) $301,896 (16.6%) 0.00 73
    2024-09-01 $270,925 (8.8%) $294,482 (10.8%) 0.00 75
    2024-10-01 $258,000 (3.9%) $288,599 (6.4%) 0.00 77
    2024-11-01 $253,475 (5.9%) $288,800 (7.8%) 0.00 78
    2024-12-01 $244,400 (14.0%) $276,548 (11.7%) 0.00 73
    2025-01-01 $248,700 (22.1%) $278,298 (14.0%) 0.00 66
    2025-02-01 $272,450 (33.8%) $312,241 (31.3%) 0.00 58
    2025-03-01 $289,900 (33.4%) $307,161 (17.8%) 0.00 53
    Rochelle's median listing price for 2025-03-01 was $289,900, a difference of $72,500 (33.4%) versus the prior year and $17,450 versus the prior month.

    Rochelle's median listing price comes in at 0% of the national average.

    Rochelle's average listing price for 2025-03-01 was $307,161, a difference of $46,391 (17.8%) versus the prior year and $-5,080 versus the prior month.

    For the 2025-03-01 period, Rochelle had 53 MLS listings, a difference of -5 listings (-9%) versus the prior month and 1 listings (2%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Rochelle (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 1,814 sqft
    2018-02-01 0 days 1,800 sqft
    2018-03-01 0 days 1,827 sqft
    2018-04-01 0 days 1,910 sqft
    2018-05-01 0 days 1,944 sqft
    2018-06-01 0 days 1,938 sqft
    2018-07-01 0 days 1,888 sqft
    2018-08-01 0 days 1,857 sqft
    2018-09-01 0 days 1,846 sqft
    2018-10-01 0 days 1,902 sqft
    2018-11-01 0 days 1,903 sqft
    2018-12-01 0 days 1,915 sqft
    2019-01-01 0 days 1,901 sqft
    2019-02-01 0 days 1,876 sqft
    2019-03-01 0 days 1,827 sqft
    2019-04-01 0 days 1,818 sqft
    2019-05-01 0 days 1,850 sqft
    2019-06-01 0 days 1,900 sqft
    2019-07-01 0 days 1,996 sqft
    2019-08-01 0 days 2,009 sqft
    2019-09-01 0 days 1,962 sqft
    2019-10-01 0 days 1,964 sqft
    2019-11-01 0 days 1,976 sqft
    2019-12-01 0 days 1,923 sqft
    2020-01-01 0 days 1,946 sqft
    2020-02-01 0 days 1,925 sqft
    2020-03-01 0 days 1,926 sqft
    2020-04-01 0 days 2,018 sqft
    2020-05-01 0 days 2,086 sqft
    2020-06-01 0 days 2,078 sqft
    2020-07-01 0 days 2,070 sqft
    2020-08-01 0 days 1,975 sqft
    2020-09-01 0 days 1,979 sqft
    2020-10-01 0 days 1,936 sqft
    2020-11-01 0 days 1,946 sqft
    2020-12-01 0 days 1,760 sqft
    2021-01-01 0 days 1,761 sqft
    2021-02-01 0 days 1,746 sqft
    2021-03-01 0 days 1,772 sqft
    2021-04-01 0 days 1,774 sqft
    2021-05-01 0 days 1,570 sqft
    2021-06-01 0 days 1,693 sqft
    2021-07-01 0 days 1,954 sqft
    2021-08-01 0 days 1,811 sqft
    2021-09-01 0 days 1,872 sqft
    2021-10-01 0 days 1,800 sqft
    2021-11-01 0 days 1,800 sqft
    2021-12-01 0 days 1,751 sqft
    2022-01-01 0 days 1,710 sqft
    2022-02-01 0 days 1,678 sqft
    2022-03-01 0 days 1,908 sqft
    2022-04-01 0 days 1,976 sqft
    2022-05-01 0 days 1,981 sqft
    2022-06-01 0 days 2,000 sqft
    2022-07-01 0 days 2,009 sqft
    2022-08-01 0 days 2,042 sqft
    2022-09-01 0 days 1,906 sqft
    2022-10-01 0 days 2,100 sqft
    2022-11-01 0 days 1,975 sqft
    2022-12-01 0 days 1,848 sqft
    2023-01-01 0 days 1,848 sqft
    2023-02-01 0 days 1,837 sqft
    2023-03-01 0 days 1,843 sqft
    2023-04-01 0 days 1,825 sqft
    2023-05-01 0 days 1,801 sqft
    2023-06-01 0 days 1,731 sqft
    2023-07-01 0 days 1,794 sqft
    2023-08-01 0 days 1,894 sqft
    2023-09-01 0 days 1,952 sqft
    2023-10-01 0 days 1,919 sqft
    2023-11-01 0 days 1,864 sqft
    2023-12-01 0 days 1,831 sqft
    2024-01-01 0 days 1,833 sqft
    2024-02-01 0 days 1,826 sqft
    2024-03-01 0 days 2,018 sqft
    2024-04-01 0 days 1,868 sqft
    2024-05-01 0 days 1,900 sqft
    2024-06-01 0 days 1,950 sqft
    2024-07-01 0 days 1,924 sqft
    2024-08-01 0 days 1,903 sqft
    2024-09-01 0 days 1,923 sqft
    2024-10-01 0 days 1,789 sqft
    2024-11-01 0 days 1,787 sqft
    2024-12-01 0 days 1,790 sqft
    2025-01-01 0 days 1,791 sqft
    2025-02-01 0 days 1,881 sqft
    2025-03-01 0 days 2,000 sqft
    Rochelle's median listing age (time on market) for 2025-03-01 was 0 days.

    Rochelle's median square footage for active listings during the 2025-03-01 period was 2,000 sqft. One year prior, the average listing was 2,018 sqft.

    Rochelle, IL Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 488 $89,500,000 $183,402
    Refi 123 $20,525,000 $166,870
    Cash Out Refi 118 $17,850,000 $151,271
    Other 71 $4,105,000 $57,817
    Home Improvement 38 $2,290,000 $60,263

    Rochelle's most frequently cited loan purpose was Home Purchase, with 488 originations. The 2nd most popular reason was Refi, with 123 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    6-7% 291 $51,065,000 $175,481
    7-8% 153 $27,415,000 $179,183
    Over 8% 101 $7,405,000 $73,317
    5-6% 86 $16,870,000 $196,163
    <2.5% 16 $290,000 $18,125
    4-5% 7 $1,305,000 $186,429
    2.5-3% 2 $220,000 $110,000
    3-4% 1 $225,000 $225,000

    During 2024, Rochelle's most frequently originated rate bucket was 6-7%, with 291 originations.

    Loan Sizing (Rochelle, IL MSA)

    Loan Size Originations Total Value Average Loan
    $100k-200k 330 $48,220,000 $146,121
    $100,000 or less 254 $13,720,000 $54,016
    $200k-400k 226 $58,970,000 $260,929
    $400k-600k 25 $11,315,000 $452,600
    $600k-1000k 3 $2,045,000 $681,667

    Rochelle's loan sizing saw the bucket of loans from $100k-200k with 330 originations, totaling $48,220,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 307 $62,745,000 $204,381
    60-80% 130 $22,810,000 $175,462
    Under 20% 89 $2,915,000 $32,753
    20-40% 63 $4,765,000 $75,635
    40-60% 48 $6,950,000 $144,792
    Over 100% 2 $930,000 $465,000

    Rochelle's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 307 originations, totaling $62,745,000 in origination value.